Broke Millennial Finance Podcast

In this episode, we talk Will Home Prices Drop In 2022? Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk Fed Rate Hikes - What This Means For You & Your Investments Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk Zero Based Budget (ZBD) - What It Is And How To Utilize ZBD Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about Russia's War On Ukraine - What That Means For Stock, Crypto & Housing Market Article: https://www.cnbc.com/2020/10/13/a-new-approach-to-personal-finance-advice-empathy-instead-of-shame.html Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about Ep Should You Invest In Crypto If You Are A Beginner?  Article: https://www.cnbc.com/2020/10/13/a-new-approach-to-personal-finance-advice-empathy-instead-of-shame.html Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about Does Personal Finance Advice Rely On Shame? What If We Tried Empathy? Article: https://www.cnbc.com/2020/10/13/a-new-approach-to-personal-finance-advice-empathy-instead-of-shame.html Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about The 50/30/20 Rule of Thumb for Budgeting Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about Ep Why Everything is Crashing – Cryptos, Global Stocks, Currencies, Commodities Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about What Is Insurance And Is It Worth To Have Insurance? Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about Top 5 Ways To Make Money Online In 2022 (Earn Over $1000 A Month!) Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about What Are The Best Stock Investment Strategies For Beginners Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about What To Do If You Receive A Large Inheritance Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about ‘I'm in dire need of help.' I have $140K in student loans, and recently had to quit my job making $125K because I have anxiety. How to tackle student loans Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about How To Hedge Yourself Against Inflation! (5 Ways To Hedge Yourself Against Inflation) Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Join Our Discord Server! (https://discord.gg/xVcF6JBuJg) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Public: (https://share.public.com/BrokeMillennialFinance) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about How To Financially Make The Best Of The Holiday Season! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about Are Credit Card Points Worth It? Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about What is LeanFIRE? How To Achieve Financial Independence Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about Should I Care About My Net Worth? Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about Top 5 Ways To Earn Money Online From Your Home! These items include YouTube, Mturk/Clickworker, Podcast, Fiverr, Blogs Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about 5 Questions To Ask Yourself On How To Be Financially Independent  Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about How This 31-Year-Old Went ‘All in' On YouTube—Now He Makes $6 Million A Year Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about 401k VS Regular Investments, Which One Should You Choose?  Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about an individual earning more than $290k+ a year and asks on what more can they do to increase their income? this was posted on the r/ChubbyFire subreddit!  Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about Answering Fan Email! - Late 30s & In Debt, What Should I Do? Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about how you can now earn money by playing video games! (Told you so mom!) Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about how This Teen Brought in Nearly $2 Million Selling Items During The Pandemic! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about how you never have to pay interest on your credit cards ever again!  Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about how you can earn up to 700% APR with cryptocurrency via pancakeswap!  Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about the new way of investing that millennials and Gen Z are using!   Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net   What is this rule and should you follow it? 50% of your paycheck should go toward things you need Rent/Mortgage  Food/Health/Utilities Debt Payments (not including mortgage) 20% of your paycheck should go toward savings and investments Roth IRA / 401K Emergency fund (6 months) Stocks/Real estate 30% of your paycheck should go toward things you want Vacation/Travel Entertainment (like movies, sports, etc) Shopping Dining out Luxurious items Our final thoughts on this

In this episode, we talk about the new way of investing that millennials and Gen Z are using!   Our Crypto Channel: (https://www.youtube.com/channel/UCbzLLACUnin8Q8WtoSmK8Fw) Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about Elon Musk vs the bitcoin/crypto community!  Our Crypto Channel: (https://www.youtube.com/channel/UCbzLLACUnin8Q8WtoSmK8Fw) Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about NFT's! what they are and how you can use them to make money! Our Crypto Channel: (https://www.youtube.com/channel/UCbzLLACUnin8Q8WtoSmK8Fw) Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (http://join.robinhood.com/mohamak17) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net   Show Notes: What is NFTThese are non fungible tokens or “nifty” These are items that are unique and can’t be replaced with something else. Ok, why do i care?You can actually buy/sell NFT’s (Tweets, music, art, real estate, etc) Ex, jack dorsey sold his first tweet for $2.5M. Beeple sold a JPEG file for 69M Why would i buy?You are a collector, investor, art enthusiasts  You will own the usage rights to it Depends on the type, but if its real estate, you can hook it up Why would i sellYou are someone who wishes to have another source of income outside of whatever else your doing What is the future of NFT?Its a fast and growing market that is still exploding It goes hand in hand with crypto currencies (mainly ETH is used currently and is the biggest source) Will be part of everyday life for a lot of people. 

In this episode, we talk about if you should take out a personal loan to invest! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (http://join.robinhood.com/mohamak17) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net   Show Notes: What is a personal loan? Should you get one to invest in the stock market? Should you get one to invest in crypto? Reasons to get the loanPersonal emergencies, really need the cash. Paying off the debt with a higher interest rate. Consolidating debt into one. Reasons to not get the loanHigh APR (Average 9%) Low turn around time for payment (not like credit cards)

In this episode, we talk about what are the true cost of buying those $1 homes in Italy! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net)  Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Robinhood: (http://join.robinhood.com/mohamak17) Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link)   Want to reach out to us? Email us at contact@brokemillennialfinance.net   Show Notes: What are $1 housesThese are houses that are abandoned or for sale by the city/government/people. Why are these houses being sold for $1The cities are dying out, so local governments came up with plans to bring in foreigners/young people to start living in these rural areas. They are offering them houses for “$1” and other tax or monetary incentives.  Are these houses really for $1?The short answer is no. These houses start at $1 but you have to bid with other people to purchase these houses.  You also have to renovate these houses as these are in brutal conditions. These costs can go anywhere from $10-40k You also have to rebuild these houses within 3-5 years depending on local government rules. Is it worth it as investment?You can rent it out on Airbnb for 30-100 Should you get it for personal use?

In this episode, we talk about Tesla buying $1.5 Billion dollars worth of bitcoin and if you should now jump in!Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes:What is Bitcoin/Crypto currencyBitcoin is a type of cryptocurrency. There are no physical bitcoins, only balances kept on a public ledger that everyone has transparent access to. All bitcoin transactions are verified by a massive amount of computing power. Bitcoins are not issued or backed by any banks or governments, nor are individual bitcoins valuable as a commodity. Despite it not being legal tender, Bitcoin is very popular and has triggered the launch of hundreds of other cryptocurrencies, collectively referred to as altcoins. Bitcoin is commonly abbreviated as "BTC."Why does Tesla buying it matter?Gives it corporate validation. Makes it seem like an investmentAs well as a means to be able to purchase items (i.e you can now buy teslas with bitcoin)Should you buy bitcoin? Or another alt coin?It is still a very risky investment that is highly volatile.Bitcoin or any other coin can still plummet down (As it has in past)

In this episode, we talk about the gamestop controversy! robinhood vs the people!!Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes:What is happening?Melvin capital and other hedge funds shorted GME 140%What is shorting?When you bet a stock will go down. You borrow the stock and sell it to someone at a lower price.Robinhood shut down trading/buying on certain securities/stocksBut you were allowed to sell, which in essence, is market manipulationRobinhoods defence?They stated it was due to capital SEC requirements with the clearing house.No alleged market maker told them to not sell (bs)What should you do?Other brokers allowed you to still buy and sellRobinhood lost the trust of the people.Shorts have lost billions of dollars and this is still not yet over.

In this episode, we talk about are money making gurus legit!Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes: What are money making Gurus?Our thoughts on them:ScamsThey do not know what they are talking aboutPyramid SchemesJust provide public knowledge, which can be obtained for free from YouTube/Google.Even after this, if you still have faith or want to go to one, make sure:You do diligence research on themCheck out video reviews of them onlineDo not trust the good reviews, rule of thumb, always check bad-middle reviews for a good sense of the product/service

In this episode, I talk about cryptocurrency on whether you should buy or have FOMO  Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net

In this episode, we talk about a CNBC article on how having a poor credit score can impact you more than just getting a loan or credit card! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Episode 14 - Increase your credit score Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes: You may think this only hurts your chances of getting a loan or credit card, but it can impact you in many more ways than you can thankWays it can impact you:Buying a homeRenting an apartmentCar loanCell phone planJob offerCredit card/debit cardPeople with low credit scores have an impact on their mental health as well as they feel more negative and depressed when they have lower scoresWhat to do to boost credit scores?Use free services like credit sesame or credit Karma.Educate yourself what is causing your credit score to dropCredit card payments not being paid on timeTaking out higher than needed loansPay bills on time, cut back frivolous spending

In this episode, we talk about a CNBC article on how this 24 year old, who earns 100k a year, spends her money and also lives with her parents. It is an interesting story that I believe we can all learn from! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes:She works as a project manager at a digital consulting from in D.CInitially had 25k debt, she moved back home as soon as she graduated, so she could pay off her loans quickly By End of 2019, she was debt free and had 50k saved and is preparing to move outShe was raised not with money, so she knew how to be humble and not spend itShe says “The most important lesson that I’ve learned about money is to always have an emergency fund”Budget:Savings: $2,000 (in a high-yield savings account)Investments: $1,366 (split between her 401(k) ($732), Roth IRA ($500) and brokerage account ($134))Donations: $670 (to charitable organizations, including the Roever Foundation, which aids wounded veterans and builds schools in developing countries)Housing: $400 (toward her parents’ $2,100 mortgage)Food: $200 (for groceries; her parents also pay for some of the family’s food)Business: $200 (for social media campaigns and supplies for District Cupcakes, a cupcake catering business she operates with her sister and mother)Phone: $160 (for the family’s four phone lines)Transportation: $149 (for her car payment, gas, insurance and Uber rides)Utilities: $135 (for cable, electric, heat, water and Wi-Fi)Misc.: $103 (for entertainment and shopping)She also has a side hustle: District Cupcakes. Spends a few hundred a month on social media on that. Currently all profits are reinvested in the company.

In this episode, we talk about how to deal with friends and family who are not supportive of your business idea/venture! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes:First you want to do is think more about your ideaIs it feasible?Is the cricticm coming actually something to look into and consider?Is it an actual problem you are solving?Once taken those into consideration, and want to still move forward with the idea, you should:Have a good business plan. This will include all the cost analysis (cost to start, budget, loan needed, income projection, etc) This will show that have done your research and are serious about this ventureShowcase the product/service you are trying to sell. This will also help show to your friends/family that you have something planned and might actually get better critical feedback once that happensIf after doing all this, their criticism is still the same, you should consider increasing your outreach/network and ask them for critical feedback.If you took their criticism and feedback and realized it was not a good idea, you shouldGo back to the drawing board and come up with new ideas/plan. There is nothing wrong with coming up with ideas that might not be good. That is human nature. Your new idea can be a modification of your original idea. You do not always have to start anew.  

In this episode, we talk about how to find a great deal through unlisted homes! If your out searching for your dream home or your dream investment property, well you came to the right place! I go in-depth on how you can find this property and what steps you should take to secure this deal! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes:Medium articleWhy is buying stocks and collecting rent terrible advice?Doing this at face values can have negative impactsNeed to do research and dive deep into what you are doing. Do not rely on people you see online.Anything taken at face value is bad, regardless of what field it isReal estateArticle goes to discuss a neighbor purchases house for $1.1M later sells it for $700kCreates extra stress due to debtAre tied down to the investment so less cashflow for other investmentsA lot of bad deals out thereStocksThere are bubbles out there. Look at TeslaMost companies are formed out of thin airUS Government pumping cash into the market. Inflation will increase. Rich people understand when to buy and sellSometimes you are forced to sellWhat to do?Increase your financial knowledge Give everything a hard look and question everythingAlways have an emergency fundHave different streams of incomes that you understand 

In this episode, we talk about how to find a great deal through unlisted homes! If your out searching for your dream home or your dream investment property, well you came to the right place! I go in-depth on how you can find this property and what steps you should take to secure this deal! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes:What is an unlisted home?These are essentially off market homes that have not been listed on the MLS (Multiple Listing Service)Why would you go for an unlisted home?Sometimes the seller does not want to list it on the marketCan be underpricedMore open to seller financingLess competition so less biddersHow to find an unlisted home?Send mails to the owner asking them to contact youGet their phone number and call themKnock on their doors if you find out the owner lives there, if not ask the tenant. 

In this episode, we talk about if you should leave your current state/city to look for a better place to live in! We talk about the possible scenarios and situations in which you should or should not leave! If the rich are moving, it might be time we move as well! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes:Graham Stephan, a popular youtuber, is leaving his home state of California, LA, to move to Las Vegas.He moved due to high taxes in his home state/cityBetter quality of lifeMore bang for your buckMany other people are living their high cost cities to cheaper alternatives Should you make the move? It all depends on your situationYes, ifYou have a remote job. Due to recent events, you can work full time remote, or easily find a new job working remoteYou live in a high tax state/city (NY,CA, etc)You want to purchase a property, significantly easier to build wealth/purchase properties in other statesYou are part of the FIRE community. This can help expedite your plans/goalsNo, ifYour work cannot be digitizedYou are not able to reallocate (This can be due to, family reasons, medical reasons, etc)You do physical labor work (i.e construction)Your business itself is within that state/city. 

In this episode, we talk about how to become better with Money while going to college virtually! we talk about all the different things you should be doing to help improve your financial literacy early on especially now since most people have a lot more free time! We talk about the type of skill sets you should be learning as well as getting a head start on starting to branch out your networks! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes: Due to current recent events, most high schools/College are now virtualThis means you now have more time to invest in yourself and control your lifeWays to succeedStart learning new skills related to either the field that you are in (i.e. what you are learning) or something that you are passionate about Start a side project/Hustle (Youtube, Fiverr, Podcast)Learn time management and project management skills. Will help in any field regardless.Increase your financial literacyYoutube, podcasts (BMF), Investopedia, books, etcLearn how to budget yourself early in your lifeWays to failNot taking advantage of the extra available timeWasting money on frivolous things due to more time/boredomNot networking (Meetup.com, LinkedIn) 

In this episode, we talk about a CNBC article in which a 38 year old retiree gives his advice to Americans on what they need to do to retire early and stop bad spending habits! See full article here (https://www.cnbc.com/2020/03/04/stop-wasting-money-on-these-7-useless-things-and-save-for-early-retirement.html)Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes:CNBC Article on a couple that retired at 38 years of age discuss how they did it and what you should do.They discuss stop wasting money on these 7 things:1. Eating outAccording to a 2019 survey of more than 2,000 Americans, 69% said they wasted money dining outThey ate out about $750 a monthRestaurant meals: $210Drinks: $189Takeout or delivery: $178Buying lunch: $1732. Phone upgradesThis can cost you anywhere from an extra $600-1200 a year.Really no point in upgrading unless you have major technical issues.3. Clothing and apparelThe average American spends about $1,866 per year on clothing and apparel4. Lottery ticketsFrom scratch-off cards to Powerball and Mega Millions entries, nearly half of Americans play state lotteries. According to a 2019 report from Bankrate, consumers each spend an average of $86 a month on lottery tickets.A staggering 59% of millennials believe winning the lottery is a reasonable way to retire5. Extended warrantiesExtended warranties have become a big business: Roughly $40 billionNo real reason to do this. Most products have their own warranties.6. Cable TVYou can watch free content on youtube, twitch.You can get low cost services such as hulu, netflix etc.7. Impulse purchases88.6% of Americans have succumbed to the temptations of impulse shopping, with an average spend of $81.75 per session or $17.78 billion per year. Americans also make up to 156 impulse purchases every year, spending up to $5400 annually, or $324,000 over their lifetime.

In this episode, we brought over an amazing guest to our show, CJ! CJ is a fresh college grad and someone who can show all millennials and Gen Z's out there that personal responsibilities and making good life choices can give you a great boost and start in life! CJ also has a podcast called "Suits and Sweatshorts" You can check himout here! (https://open.spotify.com/show/5iqyoI12iXtUBaiADQG9Ky) Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Brian Ursu (http://www.brianursu.com/)Want to reach out to us? Email us at contact@brokemillennialfinance.net 

In this episode, we talk about Jerone Gillespie, a 23 year old Millennial making $25K a year and still saving $10 A year on that salary! This was a perfect example for us to show our listeners that if Jerone can save money, anyone can! Check out his video: (https://youtu.be/KqhW5G7sbtQ)Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Brian Ursu (http://www.brianursu.com/)Want to reach out to us? Email us at contact@brokemillennialfinance.net Show Notes:Jerone Gillespie, 23, earns $25,000 a year between driving for Uber and Lyft and working in a tax preparation office. When the pandemic hit, Gillespie stopped driving for Uber and Lyft to keep himself safe, and he relied solely on his tax job for income. He earns $14.50 an hour as the manager of the tax office.Jerone’s Monthly Budget $1,282:Housing $823 - Sharing with one roommate, has wifi and electric includedFood $200Phone $67 - Personal and businessMisc $58 - Clothing and personal careGym $40Transportation $30 Subscription $24Uses G-sheet to track his expenses. Has an actual I/S and BS.Jerone Tries to save $10,000 a yearChanges his mindset to have never less than $100 in his bank accountLearned about ROTH IRA from GrahamHe has $4,500 in his ROTH IRAUsed $8,000 to pay student loan debtHad around $13,200 in his brokerage accounts like robinhoodHe took out an emergency loan of $20k. He invested that since he can make more than 3.75% a year.

In this episode, we talk Kakeibo! The Japanese art of saving money! This is one of the most well known and interesting methods out in Asia that helps you manage your finances with a unique twice. It helps take a minimalistic approach to things that help you clutter things that you do not need out of your life! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Show Notes:What is Kakeibo?It means household financial ledgerA simple approach to managing your money. Just a pen and paper are neededThe point is to physically write things down to meditate and reflect upon your spending habits It's easy for a computer or an app to do it all for you and just view it on a chart or graph. But the point for actually doing it yourself, you get a different sense of things.Actual research shows there is benefit to writing it by hand rather than a computer doing it According to the kakeibo method, you must ask yourself the following questions before purchasing any non-essential itemsCan I live without this item?Based on my financial situation, can I afford it?Will I actually use it?Do I have the space for it?How did I come across it in the first place? (Did I see it in a magazine? Did I come across it after wandering into a gift shop out of boredom?)What is my emotional state in general today? (Calm? Stressed? Celebratory? Feeling bad about myself?)How do I feel about buying it? (Happy? Excited? Indifferent? And how long will this feeling last?)Here are some simple kakeibo-themed strategies to ensure that you spend more mindfully:Leave the item for 24 hours.Don’t let “blowout sales” tempt you.Check your bank balance regularly.Spend in cash.Put reminders in your wallet. Change the environments that cause you to spend.

In this episode, we talk what you should do after your tenant leaves your apartment/unit! We give all the necessary steps you need to take as soon as they head out and what you need to do next to find a good prospective long term tenant! Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Show Notes:What do you, as a landlord, do now that your tenants have left?Before they left and you have the security depositDid you check to ensure everything was in working order and no major damage was done to your place?If there is damage or problems, you can take it out from the security deposit. Security deposits should never be used as back rent (unless absolutely necessary) Restart the progress on finding a tenantDoes the apartment need to be remodeled? Meaning do you need to update the kitchen or bathroom or add another room to possibly bring in more rent?Was the current rent you were charging the current going rate?You can use websites like zillow or rentometer to get your rent estimateMine says I can rent it out for 1950-2000 and I currently rent it for 1800.If you want a good tenant with more competition, its smarter to make it lower than the market price.Start advertisingYou can advertise on facebook marketplace, groups, craigslist and more! These are all free options where you won't have to pay a penny.Get the best of the bunch that comeDo this with a open house, it would show them that multiple people are actually trying to get this houseMake them fill out standard forms that they authorize background checks and they can fill in their income and whatnot there as well. This helps weed out problem tenants.If they pass the background check and income ratio, ensure to check with references so you are not getting a bad tenantChoose the best one and provide a lease! Once you provide a leaseMake sure you do a final walk through of the apartmentMake sure you actually read all the rules from the lease to them. Let them know if they can use the driveway, backyard, etc.Inform them of monthly or quarterly check ins to ensure everything is working and maintenance work.Inform them they will have to pay for damages or changes to the house if not approved by the landlord.

In this episode, we talk about Dave Ramsey's 7 baby steps on how you can build wealth! we dive into each step and discuss the pros and cons of following this guide!Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance)Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance)Here are the referral links for you to join to get your free stocks:Robinhood: (http://join.robinhood.com/mohamak17)Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/)Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Show Notes:Who is Dave Ramsey and what is the 7 baby step?He is a radio show host, author of several books, and a businessman. The 7 baby steps is his method of teaching people how to leave poverty and build wealthThe 7 baby stepsSave $1,000 for your starter emergency fundPay off all debt (except the house) using the debt snowball methodThe debt snowball method is paying off debt from smallest to largest. Save 3-6 months of expenses in a fully funded emergency fundInvest 15% of your household income in retirementSave for your children's college fundPay off your home earlyBuild wealth and give.