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In this powerful message, "Stop Holding Back & Trust God With It All," Pastor Mark Rempel dives into the importance of financial stewardship, tithing, and living a life of generosity rooted in trust and obedience to God. Through a heartfelt and empowering biblical context, he challenges us to rethink how we prioritize our resources, emphasizing that money is not about wealth but about aligning our hearts with God's purpose. If you've ever struggled with questions about managing money, tithing, or trusting God fully, this message is for you.Like, share, and subscribe to stay connected for more inspiring content that will encourage and uplift you in your walk with Jesus. Together, let's build a life of trust, generosity, and faith! #empowerment #faith #inclusion #bible #tradition #church #jesus#stewardshipseries #faithfulfinances #financialstewardship:episode2 #faithfulsteward #financialwisdomCHAPTERS:00:00 - Money Management, Financial Stewardship01:59 - Generosity, Giving, Philanthropy06:34 - Tithing, Biblical Principles, Faithful Giving10:46 - The Most Important Bucket, Prioritizing Finances11:55 - Above and Beyond, Extravagant Generosity13:42 - The Just in Case, Financial Preparedness15:35 - Try Something New, Innovative Financial Strategies18:19 - Don't Forget the Lyrics, Financial Wisdom21:40 - Should I Be Generous If I'm In Debt, Generosity and Debt25:43 - Should I Start With An Emergency Fund And Then Tithe, Financial Planning26:30 - Do I Tithe Before Or After Taxes And What About Side Hustle Income, Tithing Guidelines30:35 - What if my spouse doesn't believe in tithing, Marital Finances33:20 - How can I manage my finances better, Financial Management Tips37:33 - The Ugly Story of Ananias and Sapphira, Lessons from Scripture41:33 - The Beautiful Story of David and Mephibosheth, Redemption and Generosity----------Follow 2911 Church on Social Media:FACEBOOK: https://facebook.com/2911churchINSTAGRAM: http://instagram.com/2911churchWEBSITE: https://www.2911church.com/GIVING: https://2911church.churchcenter.com/giving----------Subscribe to 2911 Church's Podcast:Spotify: https://open.spotify.com/show/6SiLmBl5TcTGD63CTNwU4f?si=98186b325cf94ee6Apple Podcasts: https://podcasts.apple.com/us/podcast/29-11-church/id1456498714
Hello, and welcome... to Oddjobs! In this season premiere, we meet Jassifer the no-nonsense goblin commander at the pinnacle of her greatest mission: defeating Grimgrave, the powerful lich that resides over her cursed land of Erdheim... The next episode (Chapter 2: In Debt) will be released to our patrons at 10am EST TODAY! You can find it and tons of other bonus content on our Patreon. We are thrilled to be a new part of Lore Party Media, a network of podcasts dedicated to celebrating the power of stories! You can come chat about the show in our Discord channel! Produced by Noah Perito & Lisa Condemi Music by Noah Perito & Lisa Condemi Sound Effects: “Book Sounds” - AllSounds/Audionauti “Catacombs” - Sword Coast Soundscapes “Stonedoor-closingwithboom” - audiotorpedo “Waterfall-small-d” - inspectorj “Sword-clash-and-slide” - Fun with Sound “Gut-a-blastix” - rolandseer “Cracking-earthquake-cracking-soil-cracking-stone” - uagadugu “Big Water Splash” - qubodup “Lightningcrash” - noisenoir All sound effects from Freesound.org, unless listed under AllSounds/Audionauti, Free Audio Zone, Fun With Sound, Gaming Sound FX, Live Wallpaper Master, Michaël Ghelfi, OmarSounds, Relaxing Recordings, Royalty Free FX, Studiomod, Sword Coast Soundscapes, or Viral Vids NL. Additional sound effects by Noah Perito.
Space from Art For The People and Thomas O'Connell from MCU (Maoist Communist Union) join Breht to discuss these organizations, their aims and goals, the role of art and artists in a revolutionary movement, the impossibility of "non-political art", their shared love of hip hop, Marxism-Leninism-Maoism, the importance of giving and receiving criticism, communist organizing, and much more! MCU's instagram MCU's website AFTP's Instagram Marxism Today on Youtube Space's music Space's Instagram Space Baby's Songs featured in this episode: Martyrs, Go In, Damn I'm In Debt, and Nothing to Lose --------------------------------------------------------- Rev Left is and always will be 100% listener funded. You can support the show and get access to hundreds of bonus episode in our back catologue HERE Follow Rev Left on Insta
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Malachi 3:10 says, “Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the Lord of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need.” God isn't just telling us to test Him with our giving—He's challenging us to test Him. “Do it and see what I will do.” Why do you think many Christians are reluctant to do this?Many Christians are reluctant to test God with their finances because of greed. Greed is when we envy what others have or want something we don't have. This greed leads to a fear of lack and insufficient money if they prioritize giving over other expenses. Giving should come first to recognize God's ownership and break the power of money over our lives. God doesn't promise to make us wealthy because we give generously. When you give, you need to give up ownership of the money and what happens to it after that is up to God. God does not promise that he will return the money multifold. People sometimes mistakenly attach that expectation to giving, but God does not explicitly promise wealth or return on investment in the act of giving.If I'm In Debt, Should I Decrease My Giving?The answer to that begins with a principle or a truth. The truth is this: God owns it all and is interested in it. If I believe that God owns it all, and it says that in many places in Scripture, God owns it all, it's all his. The earth and everything in it are the Lord's. He created it. If he owns it, and I'm a steward or a manager, I make a biblical decision every time I spend money. I'm making a stewardship decision, a scriptural decision. So if I'm paying off debt, I'm using God's money to pay off debt. If I tithe, I'm using God's money to tithe. He gave it to me. So we can begin by saying that from a scriptural standpoint, there's no difference in using God's money, whether I pay off debt or give because it all belongs to him. When you make giving your highest priority, you begin to set the right priorities for your money.Suppose you're in a crisis where you can't give and pay off debt, get some counsel. Get some accountability. If you reduce your giving to pay off debt, it needs to be under a plan and with accountability. The best accountability is to go to your pastor and say, “This is what I'm thinking of doing. Will you hold me accountable to it?” Do you agree with this decision so that you will eventually get out of debt? If you're using your giving dollars to get out of debt because you're in a crisis, do it with accountability and a plan—don't just do it.On Today's Program, Rob Answers Listener Questions:Can the RMD amount from an inherited IRA be taken from any of the account's assets, including stocks? What are the tax implications of taking more than the RMD amount from an inherited IRA?What are the tax implications of inheriting annuities and Roth IRAs from your parents? My parents had annuities as investments that were closed out and put into a trust after they passed away. I'm unsure how the taxes work in this situation, and I was told my children may have to pay some taxes.Should I pay my home mortgage or use my savings to buy a new vehicle? I may need to sell my home and move in with an aging parent in a year or two.Would it be okay to leave my deferred compensation of around $15,000 in the account and use it as a burial plan for my husband and me when needed? I don't need the money currently to live on. Also, should I keep the money invested in stocks, or is there a better option given that I'm 65?Resources Mentioned:Rich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
American's have racked up huge levels of credit card debt, and are paying massive amounts of interest, in this episode we'll discuss the effect that may have on holiday, and 2024 sales. We've also got shipping updates from Etsy and eBay, and some cool sales from last week! American's In Debt: https://www.eseller365.com/credit-card-debt-130-billion-impact-consumers/#google_vignetteMy Holiday Sales Projections: https://www.ecommercebytes.com/2023/11/03/online-holiday-sales-to-grow-7-as-consumers-look-for-deals/ eBay Branded Envelopes: https://www.ecommercebytes.com/2023/10/31/ebay-branded-envelope-debuts-for-trading-cards/ eBay Expands Categories for Standard Envelope Service: https://www.eseller365.com/ebay-standard-envelope-new-categories-2023/ Etsy Adds UPS: https://www.eseller365.com/etsy-launches-ups-shipping-us-sellers/ My Website: https://linktr.ee/galaxycdsrocks My Etsy Shop: https://www.etsy.com/shop/GalaxyCDS I've created a series of Reselling Logs, which you can see on Amazon! https://amzn.to/3pJPkqD My YouTube Channel: https://www.youtube.com/c/GalaxyCDSRocksandFlips My Ebay Store: http://ebay.us/oljLOV Galaxy CDS Rocks Swag Store: https://galaxy-cds-rocks.creator-spring.com Stuff I use: (These are affiliate links, and by using them you will support the podcast when I receive a small commission for referring you, at no additional cost to you. So click away Galaxians!) I use Streamyard for my Podcast Interviews and Upcoming Live Shows. I highly recommend it! https://streamyard.com?pal=6689369645121536 It's easy to buy and sell on Mercari. Get up to $30 when you get started. Use code RPSYYJ when you sign up with my link: https://merc.li/bWdhq8kVb #mercari Have a need to crosslist? Try ListPerfectly! I recently signed up and am in the process of moving over 6000 listings from eBay to Mercari, watch for future updates! Use this referral link, be sure to input referral code 634 and save 30% off your first month, please and thank you! https://listperfectly.com?ref=634 Podcast/YouTube Gear SE Electronics Dynacaster Microphone: https://amzn.to/3PT0854 Lewitt LCT 440 Pure Microphone: https://amzn.to/3qzsbM4 Neat King Bee 2 Microphone: https://amzn.to/3qFOxeU Rode Procaster Microphone: https://amzn.to/3CfXFcR Audio-Technica ATH-M30x Headphones: https://amzn.to/3CpLMkJ Pig Hog XLR Cables: https://amzn.to/3oRfo7j Rode PSA-1 Boom Arm: https://amzn.to/3ChfRTt InnoGear Mic Stand: https://amzn.to/42nyrnn InnoGear Weighted Desktop Microphone Stand: https://amzn.to/45UayqC Reselling Tools Scotty Peeler Label Remover: https://amzn.to/3rnpp8n Standard 14x10x4 Boxes: http://ebay.us/9JrGD3 Standard 10x6x6 Boxes: http://ebay.us/j3o9NR Standard 8x8x8 Boxes: http://ebay.us/CviRpQ 45 RPM 7" Mailer: http://ebay.us/9EQm9N Newsprint Filler: http://ebay.us/35SjNH Various Size Bubble Mailers: http://ebay.us/J722qf --- Send in a voice message: https://podcasters.spotify.com/pod/show/galaxycdsrocks/message Support this podcast: https://podcasters.spotify.com/pod/show/galaxycdsrocks/support
Wedding costs have been slowly growing over the past few decades. But recently, after a wild 2020, 2021, and 2022 wedding season, the average wedding cost has hit heights that most Americans simply can't afford. But what can you do? Cancel your wedding and go straight to the courthouse? While this isn't a bad option for some, most couples tying the knot want something their friends and family will remember for years. So, here's how to do it on a budget! We brought expert event planner and fundraiser AJ Williams on the show to go over what's worth it, what's not, and what couples should spend the MOST money on when planning their special day. Whether you're getting married at home, stateside, or abroad, there are a few specific expenses of a wedding that you should never skip out on and some that could put you in a tough financial bind. With flowers, DJs, photography, and catering, which deserves a spot in your ceremony? AJ will also go over how much a wedding costs on average, what the elite pay for their ceremonies and parties (you won't believe the number), and the top wedding myths that could cost you. In This Episode We Cover The average wedding cost in America and why prices have recently been rising What to cut and what to keep during your wedding day Budgeting for your wedding and how much of a buffer you REALLY need Common wedding cost myths and tips to save you THOUSANDS Non-negotiables when planning your wedding and what is worth paying extra for And So Much More! Links from the Show BiggerPockets Money Facebook Group BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Scott's Instagram Amanda's Instagram Grab Scott's Book, “Set for Life” Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Listen to The Real Estate InvestHER Show Join The Real Estate InvestHER Community on Facebook Register for an Upcoming InvestHER Event Money Moment How to Financially Thrive in Marriage (Even if You or Your Partner is In Debt! AJ's Website Click here to check the full show notes: https://www.biggerpockets.com/blog/money-437 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email us: moneymoment@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Today on the show - Sinn Fein's Housing Spokesperson Eoin O Broin calls on Govt to address the 1billion underspend on social housing, Ombudsman Ger Deering speaks to us about his new report launching today "In Sickness and In Debt" which shows the HSE has refused to reimburse patientss for legitimate costs for treatment abroad and Special Correspondent with the Irish Indepedent Paul Williams discusses the outcome of the Hutch case Hosted on Acast. See acast.com/privacy for more information.
In Debt, We found Each Other***Written by: Joshua Bryant and Narrated by: Owen McCuen***A Gentle, Soft Boy***Written by: Olivia White and Narrated by: Michelle Kane***Content Warning: emotional, psychological abuse; sexual assault***Check out our reward tiers at patreon.com/creepypod***Title music by Alex Aldea Hosted on Acast. See acast.com/privacy for more information.
Ever heard of debt recycling? Then you better listen up, because Natasha Janssens is here to tell you all about it, and how it could benefit you. CREDITS Host: Rachel CorbettContributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au.Managing Producer: Elle BeattieLead Producer: Anna HenvestProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. Listen to more great podcasts at novapodcasts.com.au. Nova Entertainment acknowledges the traditional custodians of the land on which we produced this podcast, the Gadigal People of the Eora Nation. We pay our respect to Elders past and present. See omnystudio.com/listener for privacy information.
Last episode of season one, what a wow! Thank you all for rocking with me this long and for your support of the podcast. We're just getting started. In this solo episode, I discuss 6 actionable steps to take that will help you prepare your finances for the new year. Let's not just pray 2023 is good to us, but let's do the work to ensure it is by taking control of the things we can control. See you all in the new year! Let me know what guests you want to hear from. NEW YouTube Channel: https://www.youtube.com/@dontgobroketrying/ Sign up for my 2023 Accountability Group: https://mailchi.mp/renitheresource/renireturnschallenge Sign up for EQ Bank's high-interest savings account: https://bit.ly/3yy6PPL Tax-Free Savings Account explained: https://www.youtube.com/watch?v=HACjg4nrFN8 Registered Education Savings Plan explained: https://www.youtube.com/watch?v=8CUnBYYT3k4 How Nathalie paid off $70k in debt: https://anchor.fm/dont-go-broke-trying/episodes/From-70-000-In-Debt-to-Building-Generational-Wealth-For-Her-Children-feat--Forever-Mrs--Budget-e1ohtu5 Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing. --- Send in a voice message: https://podcasters.spotify.com/pod/show/dont-go-broke-trying/message
Aaron is BACK!!!! The Trio is back for another set of three games, with a little twist. Aaron Hosts Game one, While Stevie takes over Game two and three.Game 1 - Have I Got Bad News For YouStory 1 - Georgia Grandmother Finds $500 in KFC Meal, Gives It Back Despite Being $2,000,000 In Debt - https://www.wsbtv.com/news/local/georgia-grandmother-talks-about-finding-bag-cash-her-kfc-drive-thru-order/DACUAZK67FDMRBAGM6QAG55OPE/Story 2 - Sydney Residents in Arms Race Versus Trash Parrots - https://www.eurekalert.org/news-releases/701272Story 3 - Chess Cup Player Accused of Cheating by Using Anal Beads - https://dotesports.com/chess/news/hans-niemann-defends-himself-against-cheating-allegationsGame 2 - Pulling a StevieStevie has a list, and the players have to decide if they are real or if they are Being Stevie'd.This week's category is Obscure Disney CharactersGame 3 - Rules of the GameOur contestants have to figure out the rules of the game while gaining points to see who comes out on top.Shoutouts to our Patrons Raspfairy, Mexi, Justin, Kristin, Flaose, Todd, Jim, and 8-Bit.Promos @Infectious_Pod and @big10plus4Founding Members of @OddPodsMediahttps://www.patreon.com/BFYTWShow Music by @KeroseneLetter and @MexigunOur Merch Store https://www.teepublic.com/user/bfytw-podcasthttps://www.youtube.com/channel/UCyJG-PDn6su32Et_eSiC6RQwww.BFYTWpod.com
We don't leap toward spiritual decline, but crawl toward it, little by little; and we experience it when we give the Devil a foothold. As Pastor Greg says, “Show me a Christian who's starting to compromise, and I'll show you a Christian who's headed toward spiritual ruin.” Hear what else he has to say on the matter in this Sunday episode! Notes Do not make deals with the devil, you will lose. The devil is evil, the devil is wicked, and the devil is cunning. A Christian who begins to comprise is headed toward spiritual ruin. You are loved, you are needed, and your life matters! Distressed in debt and discontented. 1. Distressed. Under the pressure of stress. 2. In Debt. To have a number of creditors. 3. Discontented. To be bitter of soul, having been wronged or mistreated. God specializes in taking the outcasts of this culture and making them people of God. We see ourselves for what we are; God sees us for what we will be! “Saul sought him every day, but God did not deliver David into his hand.” —1 Samuel 23:14 Satan is described as, “A roaring lion, looking for someone to devour.” Satan believes the Bible and knows that his days are numbered. 1. We need to do God's Will the right way at the right time. 2. We should not take vengeance on people, even if they deserve it. Forgiveness is not a suggestion in Scripture; God commands it! Forgiven people should be forgiving people! “Everyone thinks forgiveness is a lovely thing until they have someone to forgive.” —C. S. Lewis To forgive means, surrendering the right to get even. Godly sorrow produces repentance. 3. You cannot make deals with the devil. Any person can be saved, regardless of what they have done! The price has been paid for our redemption. The debt has been canceled. Scripture Referenced Ephesians 4:27 Psalm 57:4 Ecclesiastes 3:11 Romans 12:14, 17-19 Ephesians 4:31-32 Colossians 2:14 --- Learn more about Greg Laurie and Harvest Ministries at harvest.org. This podcast is supported by the generosity of our Harvest Partners.Support the show: https://harvest.org/supportSee omnystudio.com/listener for privacy information.
We don't leap toward spiritual decline, but crawl toward it, little by little; and we experience it when we give the Devil a foothold. As Pastor Greg says, “Show me a Christian who's starting to compromise, and I'll show you a Christian who's headed toward spiritual ruin.” Hear what else he has to say on the matter in this Sunday episode! Notes Do not make deals with the devil, you will lose. The devil is evil, the devil is wicked, and the devil is cunning. A Christian who begins to comprise is headed toward spiritual ruin. You are loved, you are needed, and your life matters! Distressed in debt and discontented. 1. Distressed. Under the pressure of stress. 2. In Debt. To have a number of creditors. 3. Discontented. To be bitter of soul, having been wronged or mistreated. God specializes in taking the outcasts of this culture and making them people of God. We see ourselves for what we are; God sees us for what we will be! “Saul sought him every day, but God did not deliver David into his hand.” —1 Samuel 23:14 Satan is described as, “A roaring lion, looking for someone to devour.” Satan believes the Bible and knows that his days are numbered. 1. We need to do God's Will the right way at the right time. 2. We should not take vengeance on people, even if they deserve it. Forgiveness is not a suggestion in Scripture; God commands it! Forgiven people should be forgiving people! “Everyone thinks forgiveness is a lovely thing until they have someone to forgive.” —C. S. Lewis To forgive means, surrendering the right to get even. Godly sorrow produces repentance. 3. You cannot make deals with the devil. Any person can be saved, regardless of what they have done! The price has been paid for our redemption. The debt has been canceled. Scripture Referenced Ephesians 4:27 Psalm 57:4 Ecclesiastes 3:11 Romans 12:14, 17-19 Ephesians 4:31-32 Colossians 2:14 --- Learn more about Greg Laurie and Harvest Ministries at harvest.org. This podcast is supported by the generosity of our Harvest Partners.Support the show: https://harvest.org/supportSee omnystudio.com/listener for privacy information.
Entitled Family Puts Grandmother $15,000 In Debt!Welcome to another episode of r/entitledparents stories with mr redder, formerly known as mr reddit.These r/entitled parents stories from Reddit are the top posts of all time and are the funniest Reddit stories ever posted on the entitled parents subreddit! rSlash EntitledParents stories are about funny entitled parents, but especially Karen!Listening to r/mrreddit entitled parents playlist is a great experience! These EntitledParents Top Posts of All Time from Reddit are made for you to enjoy any time, so be sure to save my rSlash entitledparents playlist to your favorites!While there are many rslash channels that read r/entitled parents stories and r/prorevenge from reddit, each narrator has their own way of performing them.Because most of my audience prefers Entitled Parents stories of Reddit, I tend to just stick with reading the r/EntitleParents Top Posts of All Time.Subscribe to Mr Redder for daily Reddit stories. I post comedy readings of Reddit posts and Reddit stories every single day! I'm greatly inspired by the top reddit posts of all time videos and reddit stories which is why I started doing them myself.
Welcome to Season 3! New episodes will be released througout the spring and summer of 2022. The first episode of season 3 features a conversation with Chris Mann '00. Chris has built his career around making a difference in the lives of others. He's joined in conversation with JP Cunningham '23. They discuss Chris' time at Holy Cross and how he has carried the HC mission to serve others throughout his life and career. Interview originally recorded in November 2021. -- Chris: And so, I think you're seeing companies really say, "This is about our values and being clear on what our values are." Because our most important stakeholders, our people are saying that that's what matters to them and that's what they care about. And so, I think we just think about business differently. Maura: Welcome to Mission-Driven, where we speak with alumni who are leveraging their Holy Cross education to make a meaningful difference in the world around them. I'm your host Maura Sweeney from the class of 2007, Director of Alumni Career Development at Holy Cross. I'm delighted to welcome you to today's show. This episode features Chris Mann from the class of 2000. Maura: Chris's career has spanned roles that have one thing in common, making a positive impact on people and communities. He graduated from Holy Cross with a psychology major and art history minor. With this foundation, he joined the Dana-Farber and Jimmy Fund team, and his career flourished. Skilled at fundraising, event planning, marketing, and communications, Chris flexed his talents and roles at New Balance, Cone Communications, Reebok, and City Year. Maura: At the time this podcast was recorded, Chris worked as the Senior Vice President of Development for City Year. At the time this podcast is aired, Chris will have assumed a new role at Bain Capital as the first Vice President of Community Affairs, leading their philanthropy, employee volunteerism, events, and sponsorship. Chris is joined in conversation by JP Cunningham from the class of 2023. Maura: Their conversation is far-reaching but starts with the transformative years that Chris spent at Holy Cross, his time on the track and field team, and serving as senior class president, as well as his experiences during immersion programs and running summer orientation helped shape who he is today. Better yet, he can count the ways that the Holy Cross Alumni Network has supported him through each step in his career. A proud alumnus, Chris exemplifies the impact that one person can make by committing their talents to mission-driven work. JP: Hello, everyone. Thank you all for listening. I'm JP Cunningham. I'm a junior here at Holy Cross. And I'm joined by Chris Mann. Chris, how are you doing today? Chris: Hey, JP. I'm good. Good to be here with you today. JP: Thank you. So, yeah, I guess with that, we'll get right into it. I wanted to start with a little bit before your time at Holy Cross. So, my first question is, during your college search, what were some of the factors that drew you to the college? And was it your top choice? Yeah, if you can touch on that. Chris: Yeah, absolutely. So, like most high school students, I was looking at a lot of different schools. I didn't quite know what I wanted. I was the first and oldest child in my family, so I hadn't any brothers or sisters go through the college application process before. And at the time, this was in the mid-'90s, there wasn't as much information. It was kind of the glossy books you got in the mail and things like that, and word of mouth. But I knew a couple of things. Chris: I knew living in Andover, Massachusetts and growing up there, I wanted to be close enough to home that I could get back and forth. So, that kind of kept me looking at New England colleges for the most part. And as I started exploring, I knew about Holy Cross's reputation from an academic standpoint, but also had a couple of people at my high school, Andover High School, that I remember really respecting and looking up to in some ways that had gone to Holy Cross a couple of years before me. Chris: So, Chris Sintros, who was a class of '98, and Christine Anderson, class of '99. And I think it just piqued my interest to say, "Hey, those are people that I think I want to be like, and they chose this school." I actually got really fortunate to end up at Holy Cross. It was one of, I think, five schools I applied to, and I was waitlisted. So, I actually didn't know that I was going to get in until right to the end, and was really relieved and excited when I got in off the waitlist. Chris: And it ended up being a great scenario because I came on campus as the only person from my high school going to Holy Cross in that class. And I was matched up with three roommates in a quad in my freshman year. And it really helped me build some relationships and a network right away in a new place, new environment. JP: Awesome. That's really cool. Yeah, I can kind of relate to that, too, because both my dad and my sister went here, and then a lot of just friends and older classmates at my high school went to Holy Cross. And they're all just role models. And I felt the same way like, wow, this seems like a good place to be and that's what drew me there, too. So, it's great. Chris: Yeah. And I would say too, in visiting the school and seeing it, I mean, I certainly fell in love with the classic New England brick college, IV and setting, and it's a beautiful campus, as you know. And so, that, I was really excited about. And I started to get more and more of a field just as I came to visit a couple of different times. Chris: And as you started to read in and hear about the college's mission, and talking about being men and women for and with others, that all started to really resonate for me and felt a little different compared to some of the other schools that I had been visiting, and I loved that. I also really thought that the size was right for me. I was somewhat of a shy kid. I think I was trying to figure out where my place was. Chris: And I liked the idea of being in a school that felt a little smaller and where I wasn't going to get lost in the shuffle. And I think that ended up being a really big thing for me over the course of the four years, too. JP: Yeah, I couldn't agree more. I feel like people might say it's cliche, but I feel like at Holy Cross, the sense of community, just being on campus that first time, at least for me too, visiting that first time, there's something about it that really draws you and makes you feel like, "Hey, this is the place for me." Yes. I guess moving into the next question, after you became a student here, what were some of the things you were involved in during your time on the Hill? And was there one that you were most passionate about? Chris: I got to do a lot of different things, which was to our earlier point, the benefit of going to a smaller school with a lot of opportunities. Off the bat, athletics ended up being a big thing for me, which wasn't something I had planned. I had done sports in high school all three seasons. Really, I was passionate about basketball and track and field, but hadn't expected to be able to do that in college. Chris: And I showed up on campus and I remember, I think it was probably the first week of school, I got a phone call from Larry Napolitano who was the captain of the track team just saying, "Hey, we saw you did track and field in high school. Would you be interested in coming out and joining the team?" And I said, "Yes", and it was one of the great experiences of my time on the Hill being able to be part of that team. Chris: I certainly wasn't a phenomenal athlete or setting any records, but being part of that team environment, getting a chance to get into the daily routine that athletes do I think really benefited me. The structure was really helpful. I think it prepared me for life after college and having a busy schedule of going from weightlifting, to workouts, to classes, to other things. Chris: And just the relationships you build with teammates and coaches and the life lessons of athletics were really valuable and it helps cement a lifelong practice of fitness and health that exists to this day. So, that was foundational. That was a big one. And then, later in my time at Holy Cross, my senior year, I ended up getting encouraged to run for student government. And I ended up being elected president of the senior class of 2000. Chris: And that was a really powerful experience for me, too, so having a broader role in leading fellow students and thinking about our voice on campus. And to be honest, putting myself out there more publicly to run and be elected was not something I was very comfortable with or used to. So, building up that courage and having people believe in me to do that was also really important. And I think it started to show me that maybe I could do some things that I hadn't previously been confident enough to do or thought I could do. Chris: So, that was another big experience. And same thing, balancing those commitments with academics, with athletics really prepared me for life after college and the working world. JP: That's great. Yeah. I feel like balancing all those activities, being a full-time student athlete while being the president of your class can only help you in the long run and having that structure to your schedule and balancing different activities. Because I don't play any sports, but just balancing activities week by week with the schoolwork and all that, it definitely... I feel like it can only help you for after you graduate. JP: So, yeah, going off that, I guess a little more shifting towards the academics. One of the great things about Holy Cross in liberal arts education in general is that you really have the opportunity to major in anything that piques your interest, and then go out and succeed in business or whatever field you choose. So, I know you're a psychology and art history major. Were there any specific skills that you developed from your course of study that have helped you in your professional career? Chris: Yeah, it's interesting. It was another case of I didn't know what I wanted to study. When I came to Holy Cross, I started taking a few different classes in different areas to try and understand what resonated with me and that was what attracted... the liberal arts education attracted me to Holy Cross as well because I didn't know what I wanted to do. Chris: And I found myself really intrigued in the early psychology classes that I took, whether it was Intro to Psychology, or we had some ones later, behavioral psychology and other things, that just fascinated me between the... both the science and the depth of that field, but then also the ways in which humans interact and the way in which our environment influences us just fascinated me. And I really found myself loving that. Chris: And then, on the flip side, I ended up getting a minor in art history, similarly, because I just found myself interested and passionate in the subject matter and human experience behind that. I wouldn't have thought at the time that either of those would translate into a career path or job. I wasn't going to be a psychologist. I certainly wasn't an artist, but I have found over time that I think there are some lessons in the specifics of that. Chris: And in my current job in previous iterations where I'm a fundraiser, and in essence, I sell people on City Year's mission and investing in City Year's mission, some of the experiences and the lessons from psychology come out there, and understanding how you engage and connect with and influence people. So, that is certainly there. Chris: But more broadly, I just think the liberal arts' approach and specifically Holy Cross and the rigor of the academics forced me to really get tight and concise with my thinking, with how to make an argument, with how to take in information, synthesize that and consolidate it and communicate in a really effective, clear way, both verbally, written, visually, et cetera. Those are things I lean on on a daily basis. And I don't think I appreciated it at the time. Chris: But in talking with friends and colleagues and others whose college experiences were very different, either giant lecture halls or other things, the time, the attention, the rigor of the academics was really valuable. And I don't think I realized it until much later. JP: Yeah, I agree. I feel like everyone... and that's also one of the things that drew me to the liberal arts education is the fact that people say, obviously, you study what's interesting to you, but then being able to develop those skills like critical thinking, communication, and just being able to use those skills effectively go a long way in the professional world. So, you touched on some of the activities you were involved in when you are here at Holy Cross. JP: And since you graduated, there have been a number of new programs, activities. For example, the Ciocca Center for Business, Ethics, and Society was established in 2006. Are there any programs or activities happening now that you've become aware of at Holy Cross that stand out to you or you wish were around when you were a student? Chris: I think the Ciocca Center would have been something I would have really enjoyed getting a chance to participate in. I think this idea of business and ethics and where those intersect, and how companies can have an impact on society has been the centerpiece of my career and the different jobs that I've had. So, I think I would have really enjoyed going deeper there in a more formal way, for sure. Chris: I also really appreciate what the college has done in the last few years as we think about diversity at Holy Cross and how is the Holy Cross experience accessible to all. That is, I think, one takeaway from my time. Certainly, we had some level of diversity when I was at Holy Cross, but it was not nearly what it needs to be and what it should be going forward. And I think particularly for fellow classmates that were of color or came from different backgrounds and the majority of students, I think it was a really challenging thing for them and continues to be. Chris: And so, I think the idea of having a college community that does have more representation, does have more diversity across all levels and spectrums of how diversity shows up is valuable because I think, to be honest, it creates a better learning environment, it creates better dialogue, it creates better understanding. And I think that was a challenge, to be honest, during my time at Holy Cross. Many of the students were just like me coming from the same families, communities, et cetera. Chris: And so, that's something that I've been very encouraged to see over the last few years. JP: Yeah, absolutely. I feel like as a student for me and talking to alumni like yourself and just other people I've spoken to, people just say it's awesome to see the way the college is changing for the better, both academically and socially, like you just touched on. Moving a little away from strictly Holy Cross, can you maybe run through your career or professional path starting after you graduated from the college? Chris: Yeah. So, I was really lucky, and this is an area where I talk to current students or students that are considering Holy Cross, and the network of alumni really stepped up and helped me start my career and pursue the opportunities I've had. And I've been really fortunate to come across Holy Cross graduates at every role, every organization that I've been in, which speaks to the power of even the network of a small school overall. Chris: So, I was trying to decide what I wanted to do after graduation. As we mentioned, I had done activities in track and field. I was big into sports, so I was thinking sports marketing and those areas. I also got a chance, while I was on campus, to do a couple of spring break trips via Habitat for Humanity and build some houses down in Tallahassee, Florida for two spring breaks in a row. Chris: That and an internship at the Special Olympics while I was a student started to spark my interest in having a job where I can actually give back and support causes I cared about, and earn beyond a paycheck feel like I was having an impact on a daily basis in my work. So, that was interesting to me. And we had also run and started summer orientations program, the Gateway Summer Orientation Program. Chris: I was fortunate to be part of that first summer orientation program as a leader and then later, one of the co-leads of it. And I found myself really liking and being attracted by events and the planning that would go into preparing for an orientation program or some other event, and then seeing that come together and seeing people have a great time interacting and being part of that event. So, I was looking at sports marketing. I was looking at event management. I was thinking about nonprofits and exploring different things. Chris: And I was talking with John Hayes, who's class of '91. And he was the director of Holy Cross Fund at the time. He was our advisor for our Senior Class Gift. And John said, "Hey, you should really go talk to my friend Cynthia Carton O'Brien now, a class of '93, who was working at Dana-Farber Cancer Institute and the Jimmy Fund." And so, he connected me to Cindy via informational interview. I went and learn more about Dana-Farber and the Jimmy Fund, and just loved the idea of it. Chris: It was a cancer hospital, obviously in Boston, doing amazing work for patients and their families, but also had this deep connection in history to the Red Sox. So, as a sports fan, I was excited about that. And I ended up applying for a couple of different jobs there coming out of school. And on the fundraising side, one was potentially to work in plan giving, so helping people think about their giving benefiting those beyond their lifetimes and resourcing the organization for the future. Chris: And then, the other one was going to be a rotational role, which was going to work on different areas of fundraising, the Boston Marathon Jimmy Fund Walk, donor advance and stewardship events, and then also cause marketing, which at the time was a fairly new thing that companies were starting to do. And so, I ended up getting that second job on the rotation. And it was just a phenomenal opportunity experience to get to learn different parts of fundraising and to work with some really, really great team. Chris: So, when I think about advice for people coming out of school and what to think about, I think finding a job where you can learn as much as possible and get exposed to as many different things as you can certainly really worked out for me. And it gave me a chance to understand what parts of fundraising and events that I really liked and what worked well for me. And I was also really lucky to work with just some amazing people. Chris: In particular, my first boss and my first teams on the Jimmy Fund Walk, which later included a couple of Holy Cross grads in the years after me that we hired as well, was just a perfect first start into the working world, for sure. JP: Definitely. So, you may have just answered this next question, but I'll still pose it to you. I know you talked about your experience with the Gateway's orientation. So, would you say that was something that from your time at Holy Cross that greatly influenced your post-grad experience and career? Or were there few other things? Chris: Gateways did influence me mostly in that I realized that I really enjoyed working in a team environment and it was with a lot of students from across different grades that I hadn't met or didn't know before. And I think that idea of working in a team that had some diversity in their experiences, et cetera, is definitely something that's resonated longer term and I've realized leads to a great work environment and a great end product in that Gateway's orientation. Chris: I definitely love the event planning piece of it. And so, I think that steered me towards my first job, for sure. As I got older, I realized I didn't love the always on and the stress of the event planning and so I've since moved to other areas. But I think the idea of that camaraderie and coming together to build something bigger than yourselves was really valuable for me. And I also loved being able to share my experiences with others and with other students. Chris: And so, getting a chance to really talk to people and help share my experience was something that I valued. I think it was probably an early stage mentorship. I don't think I realized it at the time, but I think that's what drew me to it was being able to work with students who were coming into a Holy Cross environment, nervous about it, not sure what to do, and really saying, "Hey, this is going to be a great experience for you. And here's all the reasons why or here are some things to look at." Chris: I realized I think later that that idea of being a mentor and having that mentoring relationship is something that I really value and enjoying doing. But again, I don't think I realized it at the time. But I think it was one of those foundational things, for sure, at least in the early jobs. JP: Absolutely. Yeah, that's awesome. I feel like it's cool to think back on the different ways certain events or activities that you took or spend so much time participating in can go such a long way in your life and the decisions you made, and things like that. Chris: I think so. I think other experiences, too, that I had probably more steered in that direction of what I wanted to do for career, I think having the opportunity to do an internship during my junior year with the Special Olympics of Massachusetts and help to do the marketing and recruitment for a Polar Plunge event that they did sparked an interest in, "Oh, you can do marketing, and you can do these types of business things that I want to do that have an impact for our cause." Chris: And Special Olympics was near and dear to my heart because my mom was a special education teacher. And so, I saw firsthand the power that that can have when you have inclusive opportunities for all young people, and give them a chance to participate in athletics and have those same experiences and lessons that I did from it was really valuable. So, I think the idea and the spark of having a job that can have an impact started there. Chris: And then, I had a summer experience in between my junior and senior years at Holy Cross, where I worked in an educational camp for kids called Super Camp and spent a few weeks on a college campus working with students that were struggling academically. And what we learned in the process when you get to meet these kids and work with them is that, in most cases, it wasn't because they didn't have the ability to learn or to do those that work. Chris: It was because there were other things going on in their lives that were either being a distraction or creating additional challenges that made it hard for them to show up in the education environment or in school in the way that they could or they should. And I think that in hindsight really is why I find myself loving the work that we do at City Year right now. And it's come full circle in that way because we see that talent is absolutely equally distributed and it's everywhere, but access and opportunity are not equally distributed. Chris: So, that's part of what we get to do at City Years is to say, "How can we make sure that every student gets the opportunities that they deserve to really tap into their talent and see success in their futures?" And I think that experience at Super Camp really gave me the first understanding of what education can look like when it works for everyone. JP: Yeah, absolutely. So, while we're looking in hindsight and reflecting on your experience post-Holy Cross, I know there's a lot to say about the strength of Holy Cross's Alumni Network. Could you tell a little bit about how that network has influenced your professional career? Chris: Yeah, it's influenced my professional career because I've been lucky to work with Holy Cross grads in every step of the way in every job almost that I can think of. So, at Dana-Farber Cancer Institute and the Jimmy Fund, we hired Joe Robertson, who was a track and field classmate of mine, class of '02, Rebecca Manikian in the year before, '01. So, I got to work with both of them on the Boston Marathon Jimmy Fund Walk and had a community and a shared experience with the two of them. Chris: Worked with Kristina Coppola Timmins at Cone Communications. And Rebecca and Joe also were ended up being Cone alumni at different points. And then, now, a huge number of Holy Cross grads, past and present, that I have worked through, including my current boss, AnnMaura Connolly, class of '86. So, I think at every step, I've seen Holy Cross alumni show up both in the work environment and help in the broader network. Chris: There's not a question that I would have or a connection I'd be trying to make that I couldn't reach out to somebody at Holy Cross and just say, "Hey, we share this background. Can you help?" And there's been countless times where I've had Holy Cross grads that I either know or don't know be willing to offer advice or make a connection, no questions asked and right away all the time. And I think that's fairly rare, at least in my experience. Chris: And it always surprises me how we'll be having a conversation and somebody will say, "Oh, they went to Holy Cross." It's amazing I think how people show up, particularly in the space that I'm in where you're working in the nonprofit field or in other jobs that are trying to have an impact on society. I think that's where the Jesuit teachings I think resonate for folks. And they really internalized that learning and those values, and I think it shows up in their career choices, and it certainly did for me. JP: Definitely. Yeah. Even for me as a student, I feel like something everyone can agree on is the strength of the Holy Cross alumni network. And something I always think about, even before I became a student here, just like walking around, wearing either a Holy Cross hat or that purple shirt, I was surprised and people would be surprised based on how many times you would get stopped, like, "Oh, you went to Holy Cross. I was a grad from this class." And I think that's something really special about that network. Chris: Happens all the time. And you see it in families, too. I mean, you're seeing it in your own with your sister being a grad. And I'm hopeful that my kids will end up being graduates as well. But I think you see that legacy in a lot of ways among families, among communities, where that becomes more than just an individual experience. It's a shared family experience, which is a pretty special thing. JP: Yeah, definitely. And even the fact that, like you mentioned, even just being a student, the fact that any alumni you either reach out to or you meet, they're just so willing to sit down and talk for as long as you need and give you advice or whatever the purpose is for that phone call or that meeting. They really just sit down and are willing to help in any way possible. So, I think that's something that's awesome about the college. JP: So, moving along, I think one of the great things about this podcast is that it highlights and showcases the different ways that Holy Cross mission of men and women for others can play into so many different careers and stories of different alumni. So, I guess just to start, what mission or values fuel your professional work today? Chris: Yeah. It's interesting, I think I've been fortunate to work at this intersection of companies and causes coming together to drive better business and greater good. And it's happened throughout my career and gone full circle starting on the nonprofit side at Dana-Farber Cancer Institute and the Jimmy Fund and moving over to the corporate side at New Balance Athletic Shoe and later Reebok, and then now in my current role at City Year. Chris: Seeing how companies can work with nonprofits and advising some of them on how to do that, when I was at Cone Communications and advising clients on those pieces, it's just always fascinated me that you can have a social impact. And it doesn't have to just be about charity, it doesn't have to be just about volunteerism or working in a nonprofit that there's all kinds of ways in which everybody can do that individually and collectively. Chris: Companies have a tremendous opportunity and tremendous power to be able to do that. And so, for me, I realized early on through those internships, experiences that I knew I was motivated by doing something kind of more than earning a paycheck, that I wanted to see that impact. Personally, I want to have a job that at the end of the day, I could feel like we were doing something bigger. And I think that was always a core value. Chris: I think, for me, that came from my parents. I think my example was seeing my mom be a special education teacher and work with students to give them that opportunity and to address some of that inequity and make sure that education was tailored to their needs and their situation, paired with my dad who was an executive in an enterprise rent a car for his whole career, high powered, highly growing business, and getting to see that side of it. Chris: And I think those two sensibilities really steered what I was looking for and seeing it as an example. I wanted to dig into business problems. I love the how do you think deeply about that? How do you try and solve those? How do you get somebody to buy your product or support your company or do something? So, the marketing and advertising and those pieces of it were fascinating to me intellectually, but I wanted to see an impact at the same time. Chris: And so, I think I was searching for that through each role of saying, "How do we combine those two things? And how does that show up?" In my time at the Jimmy Fund, it was really good for two things. I think my first job there was working a lot with families that were participating in the Boston Marathon Jimmy Fund Walk. And what I realized really quickly was, it was such a huge crash course in empathy and in building relationships and in listening. Chris: Because in most cases, I was just helping people that were participating in the event get registered, get their team organized and set up, get the T-shirts for the event, help them with their fundraising, things like that. But in most cases, I was talking with people that were either in the midst of the worst experience of their life because they were having somebody in their family facing cancer, or they were remembering the worst experience of their life and having lost somebody to cancer. Chris: And so, I think what I found is, you'd have a lot of conversations where people would get frustrated or they'd be angry or emotional, all rightfully so because they were dealing with really hard things. And I think I learned to be able to pick up on that and to connect with them and to try and find ways to encourage and support. And I think it was just a hugely valuable early experience in saying, "How do you connect with people and how do you build relationships?" Chris: "And how do you not take for granted both your own health and good fortune, but also how you'd be there when somebody else is struggling and understand what they're dealing with? And can you lift that load in some small way?" And I certainly was not doing anything significant in that regard and in that role, but I could make their day a little bit easier or solve a problem for them, et cetera. I started to really get excited about the ability to do that. And I found that was really motivating for me. Chris: So, the idea of having a purpose and being able to help somebody in a process during that day was, I think, started to become foundational. I think it also gave me a lot of perspective. You could be having a rough day in your job or something else going on. You could walk down the hall to the Jimmy Fund clinic and see the kids there that are coming in for treatment. It puts it in perspective pretty quick on your challenges and what's tough in your life when you're seeing that with a kid. Chris: So, for me, I think it helped build an immense sense of both opportunity to have an impact but then also an immense sense of gratitude for how fortunate I was. And I think those were two foundational pieces of that experience. And then, later, the second big lesson that I learned and this sparked the longer term career path was, I started to work more with the companies that were participating in the Jimmy Fund Walk, either that were sponsoring the event in different ways or they were getting their employees actively walking and fundraising. Chris: And that gave me a different side of it. It gave me exposure to stuff that I hadn't thought of, which was why would businesses do these types of things? Why would businesses want to have some sort of impact socially, which at the time was still relatively, I wouldn't say uncommon, but it wasn't as clear and upfront as it is today. Philanthropy was something that companies did on the side. It was nice to do because they wanted to be good citizens. But it wasn't a business strategy. Chris: It wasn't something that people were asking them about on a daily basis. It wasn't something that they thought about as part of their broader work as an organization and in their community. And so, that just fascinated me was like, why would companies want to do this outside of a classic kind of capitalist structure where they just have to add value for shareholders in the old Adam Smith lessons and things like that? Chris: And what I realized was, there was so much potential and so many resources that companies could bring to bear to help solve social issues. They had incredible skill and knowledge and power behind what they were doing in a lot of cases, really sophisticated ways to do things as businesses. Two, they had amazing people that they can deploy to have an impact in different ways, whether that was volunteering their time or giving access to their customers, things like that. Chris: And then, three, they can really tell a powerful story. Many companies can reach huge numbers of people and customers in a way that nonprofits can't and don't have the dollars or the access to be able to do. So, they could raise awareness and shine a light on different issues and get people to engage and support in a way that no nonprofit could ever hope to do. And I just became fascinated by that, on what a company could potentially do to have an impact in their community. Chris: And so, I think that job gave me two foundational experiences that I think have started to show up in each of the subsequent jobs that I started to have and really got me on that path. So, I think that's where the kind of being men and women for others started to show up for me was it was like a light went on, like, "Oh, this is how I can do that. This is where I can kind of have that be part of my daily life." JP: Yeah, that's amazing. I think what stuck out to me there was the perspective that you gained and you're sharing with us today is going back to at work or at school, you could be having a really bad day and that's that. I mean, obviously, no one enjoys having a bad day and it happens. But being able to just realize that oftentimes it could be way worse, and there's people, there are children and other people struggling, and they may be having a way worse day than you, I think that's a really important perspective for people to develop and take with them day by day. Chris: Yeah, I think so. Now, we have to acknowledge that that's easy for me to do as a white male, heterosexual, affluent, man of privilege in every possible dimension you can probably think of. I've had every advantage I could possibly have. And so, I think it's easy to say, "Have gratitude and appreciate those things when your life is what my life has been." And that doesn't mean we haven't had challenges and I haven't face things that have been tough, but I think it does give you a bit of a perspective. Chris: And I think gratitude and appreciation for those advantages and those experiences I've had is something that's driven a lot of the work for me and the why. But I would say within that, it's not uncommon, people come to try to have a social impact in many ways because of either guilt or a feeling of charity, like, "This is something I should pay it back. I should give back," and I certainly did. I think that was my perspective. I've been given a lot of opportunity. Chris: I owe it to others to give back in that way. I think when you start to do the work and you start to get proximate and really work on different issues, whatever it is, whether it's education or hunger or any way in which racism shows up in all of our systems, you start to realize that you move on the scale from charity to social justice, and really saying, "This isn't about me giving back or appreciating the opportunities I've had. This is about changing a system that is not just." Chris: "And it's my responsibility to play a deeper role there and to do what I can with the resources I have to drive some change there." So, I think you move from charity to social justice as you start to get proximate and more exposed to issues. And I think Holy Cross planted the ideas behind it and the early experiences, whether it was Habitat or other areas where I could start to see and get exposed to that. Chris: But I think later in my career and particularly at City Year, I started to see that more clearly and I think that's why my career has moved more in that direction. JP: Definitely. Yeah. So, I think you also, with those remarks you made, answered the next question I had, but I wanted to just emphasize. Is there something specific that drives you to work hard each and every day? And my takeaway from all you've just said is, I feel like the common theme of impact and purpose. That's what I picked up on, just whether it's you impacting someone or something, or the company you're working for, or just being able to realize the impact that someone else is having or that greater company is having on a specific cause. JP: That was my takeaway. And I think that's awesome just from a professional standpoint, being able to live by those themes of purpose and impact. That's really great. Chris: I think that's right. I think purpose and impact is the right way to frame it. I do think about that, hopefully, every day. Am I having a purpose and am I having an impact? In the day to day, I think you don't probably get up and get out of bed and think about that immediately. But I do think, as I thought about how I want to work and what jobs I want to take and what organizations I want to be at, I think in those times of reflection, certainly grounding back into purpose and impact has absolutely been the question I asked myself. Chris: Where can I feel connected and closest to a purpose? And where can I have the greatest impact in either my experience or in an organization that's working on a really hard problem? So, certainly, when I thought about coming to City Year and in my most recent role, that's absolutely what I was thinking about is, I had missed being close to the impact in a way that I had at Dana-Farber. Chris: And even at New Balance where I was on the corporate side but working closely with a lot of our nonprofit partners, I got to see that impact on a daily basis. When I moved into Cone Communications and advising nonprofit clients and business clients on their programs and their impact, I loved it. It was mentally fascinating and rigorous and an amazing training ground on all kinds of things around strategy and marketing and communications. Chris: Really tremendous skills and experience. But I found myself too far away from the people that we were serving, and I missed that. I wanted to get closer and back to that. And I think that's what drew me back to the nonprofit side at City Year was a chance to really work among people that were having that level of idealism and impact on a daily basis. Chris: And I also felt like it was a chance to take experiences and skills that I gained from other jobs and put them to really good use in helping, so you think about how we work with companies. Yeah. And I think the working hard piece to our earlier conversation, I think the rigor of Holy Cross academically and then all the other things that I got to be involved in really built that work habit in to where you show up and you do the work every day. Chris: And I think good things happen if you consistently spend the time and put in the effort. And again, I would say I had great examples, whether it's my parents or whether it's coaches and others, that really ingrain that work ethic and constantly trying to move forward for something bigger, whether it was a team that you were part of or whether it was the organization and the issue you were trying to support. JP: Definitely. Yeah. So, I guess to shift gears a little bit here, I wanted to talk about the Boston Marathon. Correct me if I'm wrong here, but you ran the Boston Marathon not once, not twice, but three times. Is that- Chris: Four actually. JP: Four, okay. So, the Boston Marathon, four times. At least in my opinion, being able to run the marathon one time is one heck of an achievement. So, could you tell me a little bit about what drove you to do that again and again and again and again? Chris: Yeah, yeah. It was working at Dana-Farber Cancer Institute really was the big thing in our first event. And that I got to work on the Boston Marathon Jimmy Fund Walk. I got exposed to the course because there was a fundraising walk along the route of the Boston Marathon. And we'd have thousands of people walk and fundraise for Dana-Farber along the route. So, I got to know the marathon course, its history. Chris: I got a really good opportunity to work with people like Dave McGillivray, the director of the Boston Marathon, and get to know him and his amazing team and learn from them. And just started to fall in love with that event. I would volunteer at the marathon and see it. And as a former track and field athlete, I wasn't a distance runner by any means, but I started to get it into my head that it would be a really challenging athletic experience. And so, that was interesting. Chris: To be honest, it was my wife that steered me in that direction. She ran the marathon first a couple of times for Dana-Farber and fundraise for them. And so, I got to see her experience doing that. And I'm kind of a competitive guy, so I decided that I wanted to do it myself. And I couldn't just let her have all the fun. So, I did, I signed up and ran for Dana-Farber. I actually got a chance to run that first marathon with my wife who, God bless her, waited for me and dragged me along those last few miles because I was struggling, and she was kind and carried me along. Chris: And then, I had a chance to do it a couple more times, which was great, including when I didn't finish, which was a huge disappointment and a physical struggle. But I got to come back in another year and completed, and it's some of my greatest memories and experiences of participating in that event and being part of fundraising for Dana-Farber, for City Year as part of that. The marathon is a really special event for Boston. Chris: And I think what you learn in that event is that people are always surprised and super like you were complimentary about being able to run that marathon. I fully believe that most people can run a marathon, and I've seen it firsthand on the course. I think what it gets to is our earlier conversation about how do you go pursue your goals and do those things. And anybody that's run a marathon can tell you that the race day is the reward. Chris: It's the thing at the end, it's the countless hours, the 16 weeks before where you're going and you're running three, four, five, six, depending on what your training schedule is, days a week. And putting in countless miles in good weather, bad weather, darkness, snow, rain, cold, your ability to get up and do that each day and keep consistently growing the mileage and keeping the training, that's what leads to the marathon and the success at the end. Chris: So, it's really about, can you do that work on a daily basis? And can you progress over time by sticking with it through the ups and the downs? And then, I was really lucky to train with great groups of people each time. And I think that's another lesson of it is, it's pretty hard thing to go train by yourself and go run a marathon by yourself. Most people that do it have done their training with a group of friends and other people that are running that helped motivate them, support them, and inspire them. Chris: And then, day off, all the people that are out there are cheering you on, supporting you, helping you get to that day. It's truly a team effort. So, I just got to get the rewards of doing it four times. JP: Yeah, that's an awesome achievement. And I have a ton of respect for you and anyone who does that. In fact, one of my buddies here at Holy Cross, Colman Benson, he's a sophomore, and he ran this past marathon. And just seeing him go through that training earlier in the fall, I'd be like, "Oh, what are you doing tomorrow?" He's like, "Oh, I'm running 12 miles in the morning, then I'm going to class." And I just think that's very impressive and definitely an awesome achievement. Chris: Yeah, it's not too late, JP. You can start training, too. JP: Yeah. So, I read in a previous interview that one of your most memorable achievements is your support of Susan G. Komen for the Cure while you're with New Balance. Can you speak a little to that? Chris: Yeah. So, after my first couple jobs at Dana-Farber Cancer Institute and the Jimmy Fund, I mentioned I found myself just becoming so fascinated by what companies could do. And I realized that I really wanted to experience it from a company's perspective. I wanted to get over to that side of the work. Around that time, I also decided that I wanted to go deeper into business. I was working with companies. Chris: I was asking them to support us, but I didn't really understand business in a deep way. And so, I ended up going back to graduate school at night to get my MBA while I was working at Dana-Farber. And I ended up making the switch over to New Balance and taking a job there really that was the opposite or the flip side of what I had been doing at the Jimmy Fund. Chris: So, instead of asking companies to support us and asking them to sponsor and have their employees participate in our events, and have an impact in that way, I was helping to guide New Balance's investment in different nonprofits in the community and thinking about how we showed up with our dollars, with our products, with our people to support those efforts. And so, the job was to manage what New Balance called their cause marketing work at the time. Chris: I sat in the marketing department at New Balance. I was measured in the same ways that other marketers were on driving awareness of New Balance's brand, consideration of our product and trying on footwear and apparel and things like that, and then ultimately sales of that product, which was great. And I loved it because I got a chance to really get into the marketing and science of that, which was fascinating, and do it at a brand and in a field of athletic footwear and apparel that I was personally passionate about as a runner and as an athlete. Chris: So, best of both worlds there. And it was just a great opportunity to take what I knew from the nonprofit side and bring that sensibility into the corporate environment into how we showed up and work with our nonprofit partners, whether it was Susan G. Komen for the Cure or Girls on the Run, which was our other major partner. And I just loved it. And I think that really crystallized, this is the career path for me. Chris: I can work with cool products and in areas that I really liked, but I can have an impact in that way. And it just opened my eyes to what was possible for companies. New Balance was such a special place because it was a privately held, family-owned company, had a tremendous number of people that I worked there for years. It really felt like a community of people in ways that the Jimmy Fund and Holy Cross actually felt very similar to me, and that's what I loved about being there at the time. Chris: And we got to do some really cool things, whether it was working on all the different Komen events. I had a chance to meet Joe Biden, President Biden, when he was vice president at the time at an event for Komen and New Balance, which was amazing. We got to do great things, marketing our products, and attending different events, and meeting celebrities. I went on The Ellen Show to give away million dollars for breast cancer research and got to have the big chat out there and hand that to Ellen. Chris: So, amazing, unique experiences that I wouldn't have other ever anticipated getting a chance to do as a result of that job. It's a really special company. And later, I got a chance to really go deep and work with Girls on the Run after my time at New Balance. After I left New Balance, I had a chance to join the board of Girls on the Run and serve on their board and chair their board for a few years. Chris: And to get to work with that amazing nonprofit that focuses on women's leadership development and girls empowerment through a running curriculum and really social-emotional skill building curriculum was just an amazing experience to, again, work for another world-class nonprofit and get a chance to see it grow. So, another really fortunate opportunity for me. JP: Yeah, that's incredible. That seems like such an overall special, I guess, group of things that you got, meeting the president and going on The Ellen Show. That's awesome. So, I guess, it seems like it's hard to top those experiences. But has anything changed in terms of your most memorable milestone since then in your career? Chris: I think you start to look at what are the skills and experiences and most importantly, the relationships you build over your career. And each of those are really cool memories and experiences. But I think what matters is the relationships that you start to have and build over time. So, when I think about those different jobs, it's more about the people that I got a chance to work with and get to learn from. Chris: And I think City Year as my current job and organization now for the last eight years, that's what I start to think about and focus on is how have I gotten the chance to work with and learn from really great people, and continued. I think, even in this kind of midway through my career and later in my career, I feel like I'm still learning and growing on a daily basis, and getting better both at what I do tangibly functionally in my work. Chris: But also as a manager, as a boss, as a co-worker, as a parent, I think you start to pick up those lessons. And I think for City Year in particular, it's by far the most powerful place that I've ever seen as far as helping people really build connection to one another and to help us really explore who we are and how do we show up as our full selves at work on a daily basis. And how do we do that for other people, whether it's our co-workers or whether it's the students we work with in the schools we serve in. Chris: I think that's the amazing lesson and opportunity of City Year. So, I would say I hope I haven't hit the highlights of the careers. I got a lot of work left to do. And I think we've got a lot more to accomplish and learn. So, I'm excited about that. JP: Definitely. The best is yet to come. All right. So, now, to shift over, I know earlier, you talked about the idea of cause marketing and how that plays into your career. And I know that's been around for quite some time now and is becoming increasingly popular and being leveraged by businesses and nonprofits. So, for those who are listening who might not know a lot about it, could you speak a little about cause marketing and what that means to your career, past, present and future? Chris: Yes. It's interesting, you've seen a real change over the decades in how companies think about their responsibility and impact to society. And early on, it was very much about volunteerism and employees coming out doing different things. Or it might be about the company writing a check and the CEO handing it over to an organization. There wasn't really a business strategy. It was, "Hey, we recognize we're part of this community. We want to support our community and we find ways to do that." Chris: And then, what you started to see late into the '90s, early 2000s is companies started to read realize this could actually have a deeper business impact. People want to support companies that are doing good things in their communities. And we can tell that story via our marketing, our public relations efforts, via sponsorships and other things, kind of classic marketing and sales approaches. And so, they started to integrate cause into that. Chris: And so, you start to see opportunities like buy this product, we'll donate XYZ. And then, you started to see buy one, give one like TOMS and other new models of cause marketing come in. But in the early days, it was still very much kind of a business strategy using cause to drive it. So, it was, "We know people care about this cause. And if we talk about being associated with it, it would get them to buy our product or get them to take this action." Chris: And what we've seen over the last decade plus is that's really evolving and going deeper. I think what we started to see, particularly when I was working at Cone Communications and advising clients, we started to say, "What's unique about your company and the work that you do, the industry that you're in, the expertise that you have? And how could you connect your philanthropy to an issue that is aligned with your business?" Chris: "So, if you're in the pharmaceutical industry or other areas, how do you align with health and determinants of health? If you're working in other areas, like cable and telephone and others, how do you think about connectivity and digital connectivity being something that you can provide and connect to?" And so, how do you align the strategy and the impact you can have with your business so that those two things are working in harmony in reinforcing one another? Chris: And so, I think there was an understanding that it can actually drive business. And it's not just a nice thing to do that's over on the side, it's an important strategy to drive business. And so, during my time at New Balance and Cone and later at Reebok, I think we were more in that era of saying, "How do we integrate it into the business? And how do we really see it as a unique business driving strategy?" Chris: Now, I think you're in an even different environment, both with young people like yourselves coming into work and into the environment and being aware of social issues in a way that is deeper and more common than I think it was maybe of my generation and earlier, really wanting to have a purpose at work, and looking at your companies and saying, "How are you helping me do that?" And I only want to be here if I'm having a chance to put my passion and my values front and center in a way that was different than I think previous generations thought about work. Chris: And then, two, I think we're realizing, particularly over the last two years with the pandemic, with the murder of George Floyd, certainly the cracks in our system and how it is not equitable, how racism really shows up across all kinds of dimensions to prevent others from having opportunity that they should, and saying, "That's not okay." And people are saying, "We expect to both individually have an opportunity to affect that." Chris: "And we expect companies to be vocal and to step up and to show what their values are. And if you're not, then that's not going to be a company that I'm going to invest my time in personally as an employee. Or I'm not going to invest my dollars in as a customer." And I think you're seeing a whole new era of companies leading and being vocal in a lot of ways around social issues and taking a stand. Chris: And if they're not, people kind of questioning what's going on and why not. So, I think it's been really impressive and powerful to see. There's a lot that still needs to be done, right? There's a tremendous amount of inequity even within companies. And we see examples every day of bad behavior or other things that companies need to do better and need to do differently. Chris: But I will say, in working with many different Fortune 100 companies on a daily basis, the understanding of issues, the way they talk about social issues, the way they talk about their own diversity, equity, and inclusion and belonging efforts within the company is a huge sea change compared to what I saw even five, 10 years ago, which gives me a lot of hope for where we're going. I think we're realizing that capitalism is an amazing system of value creation. It's done tremendous things to grow and build our company. Chris: And the kind of American dream did a tremendous number of things, certainly for my family and many others, but that that's no longer the case for everyone and it probably never was, to be honest. And so, how do we own that and how do we address that? And I think companies are wrestling with that in a more authentic way. And I hope they continue to do that. It's part of what I think my life's work is, is to try and help companies do that. JP: Yeah, definitely. I feel like that, in my opinion, that idea of cause marketing is something that's... I feel like that's got to be something that's just going to become, I guess, take over in terms of marketing. And just seeing it present today, I guess I've been seeing it firsthand with the new Worcester Red Sox at Polar Park in terms of sports marketing. Their whole thing is... I think the program is like In Debt to a Vet. JP: So, they're marketing that product of going to the game and all. And then, every strike out at home, they donate X amount of money to veterans. And then, they also have just other organizations like fighting food insecurity and things like that. So, I feel like I've just been learning more and more about that. And I feel like that's got to be something like revolutionary in terms of marketing and business today. Chris: Yeah. And do you find yourself deciding who to buy from and who to work with as a result of that? Do you see it show up in the decisions you make? JP: Yeah. Definitely, I feel like these days, I see, even buying clothing and things like that, some... off the top of my head, I can't think of any. And shoes too, especially I've been seeing. They advertise the materials they make their shoes out of and stuff like that. And X percent of the money they take in goes to this cause or that cause. So, yeah, I've definitely been seeing it become more and more present today. Chris: I think it's true. I think as a marketer, and I don't even like the term cause marketing anymore because it feels so transactional, and we're well beyond that. I mean, it is a strategy that is useful and valuable, and company should still do. But I think what you've seen is now that you interact with a company and their products and a brand all the time, whether it's in social media or online or in other places, it used to be such a tightly controlled thing. Chris: You kind of created a marketing message, you put it out there in a campaign. You spent weeks developing it and controlling the advertising message and putting it out there. That's just not how we market and how customers engage anymore. It's year round, minute to minute brand building and engagement. It's a very different thing. And so, what you've seen is companies have to evolve to respond to that and say, "Okay, we need to be talking about not just cause marketing, but it's about what are our values." Chris: "And how do those show up in every action that we do, because it's not just the messaging that we put out from a marketing or an advertising standpoint. It's how somebody experienced us in the store, or an interaction they had with an employee, or something our CEO said, or some way they experienced our product." And it's 24-7-365. And so, I think you're seeing companies really say, "This is about our values, and being clear on what our values are." Chris: Because our most important stakeholders, our people are saying that that's what matters to them and that's what they care about. And so, I think we just think about business differently. JP: Absolutely, yeah. And actually, even aside from just that marketing aspect, the whole idea of impact investing and companies just needing to evolve now based on ESG and sustainability and things like that, it's just becoming more and more just the norm. And I feel like more and more businesses have no choice but to evolve and match what other businesses are doing because that's such a pressing topic in today's time as well. Chris: A hundred percent. And you have to, to compete, to succeed. And all the data tells you that companies that invest and do deep things and are high performing when it comes to the environmental, social, and governance measures outperform other companies and succeed. So, it's not just a nice thing to do, an important thing to do for the planet, a good thing to do. It's an imperative. If you want to continue to build a business and have it thrive, you have to lean in those areas. JP: Definitely. So, could you speak about the back and forth relationship you've seen between business and nonprofits throughout the span of your professional career? Chris: Absolutely. That's a great question. I think to our earlier conversation, early on, I think it was more transactional. It was kind of checkbook philanthropy. And we developed some relationships, and hopefully we get some money. And what we've seen, certainly in my time at City Year and why I was excited to come to City Year and work on it, is that changed. And companies were increasingly looking at a much deeper and holistic way to support issues. Chris: And so, they wanted certainly the branding and the visibility, and being able to talk about themselves as being good citizens, and for nonprofits to help validate and help them have opportunities to do that. They wanted to have employees actively volunteering and spending time, whether that was doing different kind of done-in-a-day volunteer projects or weeks of service, days of service, things like that. Chris: Or deeper ongoing skills-based volunteerism where I can share my expertise in marketing or somebody can share their expertise in web design or other things with the nonprofit and help that nonprofit build its capabilities or its skills. And really being able to set ambitious goals, which is what we're seeing a lot of companies do now, and to say, "This is what we care about from a social impact standpoint. Here's how we're going to try and have some impact. And here's some ways we're going to hold ourselves accountable and measure against it." Chris: And so, now, nonprofits are more partners in that process. And certainly, there's a dynamic of where the dollars come. And we certainly are trying to raise money from companies and have contractual pieces of what we do. But in many ways, we're sitting at the table with our corporate partners, and they view us as experts in the space that help them, at least for City Year, understand education, understand urban education, understand racial issues and how those show up in the education space, and are looking for our help and our guidance on how they can have a deeper impact. Chris: And we often think collaboratively and advise and coach them on some of the things they're thinking about. And in many cases, they can offer tremendous support to help us do different things. We've been fortunate to work with Deloitte Consulting as an example at City Year for decades now, and have benefited from having pro bono case teams and others really come and think about how do we grow City Year as an organization. Chris: So, I would say it's much less of a transactional thing and much more of a collaborative partnership, which has been amazing to see. And I think that's the part that I've been fortunate to have worked on the nonprofit side, the corporate side, the agency side, and seeing that from all angles that I think it hopefully helps me be a better partner to our colleagues. But I think there's such a willingness to say, "These are huge social issues that cannot be solved by any individual nonprofit, any individual organization." Chris: And we have to come together and figure out how we work collectively on them to change them. So, I think the level of expertise sharing, information sharing, and collaboration is greater than it's ever been. So, I'm excited about that. JP: Cool, yeah. Thank yo
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In this episode, we talk about Answering Fan Email! - Late 30s & In Debt, What Should I Do? Help support us by joining our Patreon! (https://www.patreon.com/BrokeMillennialFinance) Check out our website for more content: (https://brokemillennialfinance.net) Subscribe To Our YouTube Channel: (https://www.youtube.com/c/brokemillennialfinance) Here are the referral links for you to join to get your free stocks: Webull: (https://act.webull.com/i/QNmo8WB8Yzc2/ufl/) Robinhood: (https://join.robinhood.com/naveras-a23246) Coinbase: (http://coinbase.com/join/khan_st?src=ios-link) Want to reach out to us? Email us at contact@brokemillennialfinance.net
Wonder why zombies, zombie apocalypse, and zombie preparedness continue to live or walk dead on a CDC web site? Are you Ready for this Fall ? ... Fall out ? How's your Business ? How's your financial ? In Debt ? Do you see the Elephant in the Room ? Would you like to react or pro-act ? In this Episode, Coach AF deliver an important message of vision for our new economy and businesses as well as an invitation to hope for a smarter world:
Wonder why zombies, zombie apocalypse, and zombie preparedness continue to live or walk dead on a CDC web site? Are you Ready for this Fall ? ... Fall out ? How's your Business ? How's your financial ? In Debt ? Do you see the Elephant in the Room ? Would you like to react or pro-act ? In this Episode, Coach AF deliver an important message of vision for our new economy and businesses as well as an invitation to hope for a smarter world:
Join us for the continuation of our Dollars and Sense collection as Pastor Bobby gives us the steps to get out of the hole in this talk entitled In Debt and I Want Out. Music: https://www.purple-planet.com
A new MP3 sermon from Cornerstone Church is now available on SermonAudio with the following details: Title: In Debt or an Heir? Speaker: Robert Clark Broadcaster: Cornerstone Church Event: Sunday - AM Date: 12/27/2020 Bible: Romans 8:12-17 Length: 49 min.
In this two-parter, Kristin and Kiwi talk with money coach Keina Newell about how elementary schools used to have class pet hamsters. And they also talk about debt. Whether you are drowning in student loan debt or you've maxed out your credit cards, please know that we think you can still have that latte.What we read:Debt, the First 5,000 Years by David GraeberVictorian Crime and Punishment: DebtorsThe Great American Debt BoomHow America's Love Affair with Debt Has GrownPew: Young, Underemployed and OptimisticMinimum Wage Workers Cannot Afford Rent in Any U.S. StateCharts: How Bad the Student Loan Debt Situation IsWhere to find Keina:WealthOverNow.comMimosas & Money MattersFree Money Date Guide@wealthovernow heyitsokaypodcast.com | @heyitsokaypodcast
Jennifer Ramirez had a rough childhood. Then, she was in a rough marriage, then she was afraid for her life every day, then.....I could keep going. Jennifer is now a leader for women who were once in her situation. She has more than survived, but, truly Triumphed After Trauma.Connect with Jennifer:www.womenrisechicago.org Please consider a generous donation.Jennifer@womenrisechicago.orgFacebook and Instagram: Women Rise ChicagoConnect with Lynanne:thesexymama.comL@thesexymama.com
IN DEBT TO GROWTH: REAL ESTATE & THE POLITICAL ECONOMY OF PUBLIC FINANCE IN NEW YORK CITY, 1880-1943 Daniel Wortel-London is a recent PhD in American History from New York University, with a research focus on political, urban, and fiscal history. Dr. Wortel-London was the 2019-2020 Louis Galambos National Fellow in Business & Politics at the Hagley Center for the History of Business, Technology, & Society, and has worked as a public policy researcher for the Global Parliament of Mayors & the Adelphi Institute, an instructor at City College & the Jacob Riis Settlement House, and as a curatorial assistant at the Museum of the City of New York. Dr. Wortel-London’s dissertation, “In Debt to Growth: Real Estate & the Political Economy of Public Finance in New York City, 1880-1943,” investigates the changing relation of public finance and real estate development in New York City between the late 19th and mid-20th centuries. Whereas many historians have viewed these topics in isolation, assuming that urban fiscal policy merely reflects broader social and economic forces, his research reveals that decisions over how – and by whom - urban real estate should be taxed or subsidized had independent and powerful effects on the distribution of wealth, power, and social equity within American cities.
The Bushes are a tiny house couple with an extraordinary back story. Over the first two years of living tiny, they were able to pay off $125,000 in debt. In this interview, Marek and Ko will share the strategies they used to get out of debt, how they continue to live intentionally, and how their Youtube channel has changed their lives. The post How to Go Tiny and Pay Off $125k In Debt with The Bushes – #115 appeared first on The Tiny House.
Ilya and Jeff are joined by former employee and In-Debt producer Phil. The group discusses the failure of In-Debt. Jeff and Phil, give their candid opinions on the way Ilya drives. The advice segment makes its first appearance, as Ilya and Jeff seek to help listeners discover their path. Follow @tnpodcast on instagram for more regular show updates.
I am telling you, this is one of my favorite all time interviews of all times. When I first met Matt Plumer I knew we'd hit it off. Our belief systems have many parallels. In part 1 Johnny Mo and Matt Plumer talk about going from Fat, Addicted and In Debt to Healthy, Wealthy and Free. Do you want a real estate business that you are proud of? Do you want to double your production? Do you want to learn how to goal plan? Do you want to learn how to lead generate? Do you want to learn how to cold call? Do you want to learn how to get listings? Do you want to learn how to get referrals? Do you want to learn how to get expired listings? Do you want to learn how to circle dial? Do you want to learn how to prospect? If you said yes to any of these then take the 8 Weeks to Greatness Course http://www.AgentOnboard.com Or sign up for the new social media training course. To learn about other training options and products visit https://www.GCIAcademy.com What systems do we recommend? RedX http://bit.ly/2fBtqpx Cole Realty Resources http://bit.ly/COLERR Click Funnels http://bit.ly/CF14free Johnny Mo is: Founder More GCI https://MoreGCI.com Founder GCI Academy https://www.GCIAcademy.com Creator of the Agent Success Kit https://IpassedNowWhat.com Admin / Mod in Lab Coat Agents https://www.Labcoatagents.com Trainer to large associations - On Boarding Specialist https://www.AgentOnboard.com After you get your real estate license, you need a deep look at training that works. That is what we specialize in. New Real Estate Agents who take our courses succeed faster.
I am telling you, this is one of my favorite all time interviews of all times. When I first met Matt Plumer I knew we'd hit it off. Our belief systems have many parallels. In part 1 Johnny Mo and Matt Plumer talk about going from Fat, Addicted and In Debt to Healthy, Wealthy and Free. Do you want a real estate business that you are proud of? Do you want to double your production? Do you want to learn how to goal plan? Do you want to learn how to lead generate? Do you want to learn how to cold call? Do you want to learn how to get listings? Do you want to learn how to get referrals? Do you want to learn how to get expired listings? Do you want to learn how to circle dial? Do you want to learn how to prospect? If you said yes to any of these then take the 8 Weeks to Greatness Course http://www.AgentOnboard.com Or sign up for the new social media training course. To learn about other training options and products visit https://www.GCIAcademy.com What systems do we recommend? RedX http://bit.ly/2fBtqpx Cole Realty Resources http://bit.ly/COLERR Click Funnels http://bit.ly/CF14free Johnny Mo is: Founder More GCI https://MoreGCI.com Founder GCI Academy https://www.GCIAcademy.com Creator of the Agent Success Kit https://IpassedNowWhat.com Admin / Mod in Lab Coat Agents https://www.Labcoatagents.com Trainer to large associations - On Boarding Specialist https://www.AgentOnboard.com After you get your real estate license, you need a deep look at training that works. That is what we specialize in. New Real Estate Agents who take our courses succeed faster.
Mark Sits Down with #1 National Best Selling Author, of DEBT FREE DEGREE, The Step-By-Step Guide To getting Your Kid Through College Without Student Loans, Anthony Oneal! Forward by Dave Ramsey, of The Dave Ramsey Show, with Over 16 Million Weekly Listeners, Anthony is One of Dave Ramsey's Top Speakers, and Personalities of The Dave Ramsey Brand. Anthony Oneal Shares The Story Behind The Story of Being Homeless, Living In His Car, Buried In Over $35,000 In Debt, & How He Learned To Overcome, Become Debt Free, & Has Been Traveling The Country, Spreading His Encouraging Message To Help Teens, Young Adults, And Educate Parents, How To Transition Into The Real World. Anthony Oneal's Previous National Media Appearances Include, The Rachael Ray Show, Fox & Friends, CNN, and TBN. Visit Anthony Oneal , Check Out His Books, Podcast, and Connect With Him on All Social Media Here AnthonyOneal.com Watch The Video On Our Awesome New Youtube Channel Https://www.youtube.com/c/markminard Watch This Full Video and Subscribe To Our New Youtube Channel, with Host Mark Minard, as with new motivational and Elevational videos posted weekly! https://www.youtube.com/channel/UCdbwpc1slvYOSfrf81q9XQw Visit https://www.markminard.net To Connect with Mark Minard, & The Elevating Beyond Family! Submit Your Story For a Chance To Be a Featured Guest! Visit https://www.markminard.net To Connect with Mark Minard Connect With Mark Minard & The Elevating Beyond Nation Here: Facebook https://www.facebook.com/MarkMinard Twitter https://twitter.com/Mark_Minard Instagram https://www.instagram.com/mark_minard/ Linked In https://www.linkedin.com/in/mark-minard-5904b633/ Check Out Mark's Best Selling Book, The Story Of YOU, Transforming Adversity Into Adventure, Taking Your Dreams To The Next Level & Beyond http://amzn.to/2xv88ks
1.) How People Live-Mobile Homes 2.) Dear Duffy(Abby)(7:45) 3.) Chicago Story- Casino for SE Side(12:45) 4.) Tech- Virgin Galactic Spaceshipone 50 Miles or 62 Miles(17:00) 5.) ECON 101-$86K per person In Debt(22:45) 6.) Old White Guy Rant- It's Cold Outside(27:45) 7.) US Tech Giant Cloudfare Provides Cyber Security for 7 Terror Groups(33:15)
From time to time I receive some awesome emails from readers of the blog and viewers of the channel telling me how their lives have changed over time by putting all the advice I give here in this channel into practice. In this video, I'll simply read this email I received in which this guy simply shared his story with me and he was able to summarize very well all the advice I try to give here in this channel. This is why I do what I do. This is how you become a better version of yourself. What Was It Like When You Made A Million Dollars?: https://www.youtube.com/watch?v=XGOIfayGhUw I'm 7.5k In Debt! How Can I Liquidate it?: https://www.youtube.com/watch?v=2oNaC8_XmAg
EP 004 - From $100,000 In Debt to Financial Freedom, Living My Purpose & Impacting Lives by Siddharth Rajsekar
Where God's grace meets your need.
Where God's grace meets your need.
'Tis the season for a special N1L look at the holidays and consumerism! Skye tests her holiday shopping IQ; we feature the trailer from Danny Schechter's film, "In Debt we Trust" (more at www.indebtwetrust.com); Irene talks to Jo Robinson, co-author of "Unplug the Christmas Machine"; the Austin Lounge Lizards perform "It's Always Christmastime for Visa" from the film. Part 1 of 3.
➡️ Like The Podcast? Leave A Rating: https://ratethispodcast.com/successstoryIn this "Lessons" episode, we explore the personal branding insights and social media mindset of Ilya Fedorovich, known for being part of the YouTube channel In-Debt as well as for being a part of the Vlog Squad (a renowned YouTube vlog channel) and for his Lightweights podcast.Authenticity is Key: We discuss Ilya's point that staying true to your genuine interests and personality makes the biggest impact with followers.Managing Social Criticism: Ilya highlights the importance of ignoring hate comments and focusing on constructive feedback.Gaining Exposure Through Celebrities: We look at how Ilya leveraged appearances on massively popular YouTuber David Dobrik's channel to get initial visibility.Pursuing Diverse Business Ventures: Ilya sees maintaining interest in various entrepreneurial projects outside of content creation as crucial.➡️ Show Linkshttps://successstorypodcast.comYouTube: https://youtu.be/JIl9XZDh6YAApple: https://podcasts.apple.com/us/podcast/success-story-with-scott-d-clary/id1484783544Spotify: https://open.spotify.com/episode/0r4cyMW2zKO5xdYZPnolFi➡️ Watch the Podcast On Youtubehttps://www.youtube.com/c/scottdclaryOur Sponsors:* Check out Miro: https://miro.com/Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
➡️ Like The Podcast? Leave A Rating: https://ratethispodcast.com/successstory ➡️ About The GuestIlya Fedorovich is a comedian and social media personality who gained fame through his YouTube channel, In-Debt, which he started with his friend Dima in 2017. Despite Dima's departure to pursue a career in Hollywood, Ilya continued to create content for their channel, showcasing his talent for pranks, challenges, and lifestyle videos. His popularity also grew on Instagram and TikTok, and his friendship with YouTube star David Dobrik further elevated his online presence.Aside from entertaining people, Ilya is also an entrepreneur. He co-founded Fly Plumbing Inc. in 2015 with his friends Brandon Loyfam and Oleg, leveraging his six years of experience in the plumbing industry to provide top-notch services. Although he enjoys social media fame, Ilya values his privacy and keeps his personal life low-key.Ilya is now exploring the world of podcasting with his close friend Joe Vulpis. Together, they host the Lightweights podcast on Spotify, where they engage their listeners with interesting conversations and topics.➡️ Show Linkshttps://www.instagram.com/ilyafeddy/ https://twitter.com/ilyafeddy/ https://www.linkedin.com/in/ilya-fedorovich-65773a139/ ➡️ Podcast SponsorsHUBSPOT - https://hubspot.com/artificial_intelligence/ ➡️ Talking Points00:00 - Intro02:50 - Ilya Fedorovich's Origin Story07:49 - Ilya's Daily Call Volume When Starting Out09:17 - Building a Winning Sales Mentality11:35 - Reflections on the Hustle: Would Ilya Fedorovich Do It Again?14:04 - Lessons Learned About Scaling a Service-Based Business16:21 - Motivations and Challenges in Scaling the Business21:54 - Xeela: The Process of Building It from Scratch28:12 - Expert Advice for Taking Your Product to Market34:24 - Overcoming Haters and Creating Content37:10 - Podcast vs. YouTube: Why Ilya Fedorovich Chose the Former38:18 - From Trading to Restaurant Ownership: A Mindset for Success41:50 - Ilya Fedorovich on Why He Opened a Restaurant43:06 - A Step-by-Step Guide to Launching a Restaurant45:15 - Ilya Fedorovich on the Costs Involved in Opening a Restaurant47:03 - Earning Back Your Investment: How Long Will It Take?47:45 - Raising Money vs. Bootstrapping: Ilya Fedorovich's Experience50:06 - Ilya's Advice to His 20-Year-Old Self52:26 - Ilya Fedorovich on Leveraging Systems for Success54:35 - What Keeps Ilya Up at Night?57:09 - The Most Influential Person in Ilya's Life58:42 - The Biggest Challenge Ilya Fedorovich Has Ever Faced1:00:31 - What Does Success Mean to Ilya Fedorovich?Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy