Podcasts about investing advice

Send Us A Message! Let us know what you think.Topic #1:  1News 9th of June -Another big bank cuts home loan interest ratesTopic #2: RNZ 9th of June -'It would be foolish to be relying on a council valuation' - property expertsTopic #3: Good Returns 11th of June - ‘Excessive' security agreements by banks need investigating – lobby groupTopic #4: Oneroof.co.nz 11th of June - Tony Alexander: Who'll blink first on unrealistic asking prices?Topic #5: RNZ 12th of June - The suburbs where house prices are picking upSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.In this episode of the Property Apprentice Podcast, host Debbie Roberts, financial adviser and owner of Property Apprentice, breaks down the latest KiwiSaver changes announced in the government's May 22nd, 2025 Budget. Whether listeners are saving for their first home, planning for retirement, or simply trying to make sense of the updates, this episode delivers clear and practical insights.Here's what's covered:16- and 17-year-olds will now receive employer and government contributions to their KiwiSaver accountsThe default employee and employer contribution rate will increase from 3% to 3.5% in 2026, and to 4% by 2028The annual government KiwiSaver top-up will be halved from $521 to $260.72 as of July 1, 2025Individuals earning over $180,000 will no longer receive any government contributionsWhat these changes mean for savers and how they could affect long-term balancesWhy this is a great time to help teens start contributing to KiwiSaverTips on how to make the most of what's still availableDebbie encourages listeners to check out the updated KiwiSaver Calculator at www.sorted.org.nz to assess how the changes might impact their savings goals.Whether it's good news for young savers or a wake-up call for high earners, Debbie offers a balanced take on what the new rules mean for Kiwis — and how to adapt.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3161: Chris Reining unpacks the psychological and strategic considerations behind investing a large lump sum, emphasizing the risks of loss aversion and market timing. By advocating for a slower, more measured investment strategy aligned with your savings rate, he provides a practical framework to protect against emotional decision-making and reduce risk while still building long-term wealth. Read along with the original article(s) here: https://chrisreining.com/how-should-i-invest-a-lump-sum/ Quotes to ponder: "We like gains, but we hate losses even more." "To protect you from yourself by easing smaller amounts of money into the market over longer periods of time it gives new investors more time to get comfortable with investing." "By investing a static amount each month, you average everything out." Episode references: The Power of Loss Aversion - Daniel Kahneman and Amos Tversky: https://en.wikipedia.org/wiki/Loss_aversion Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3161: Chris Reining unpacks the psychological and strategic considerations behind investing a large lump sum, emphasizing the risks of loss aversion and market timing. By advocating for a slower, more measured investment strategy aligned with your savings rate, he provides a practical framework to protect against emotional decision-making and reduce risk while still building long-term wealth. Read along with the original article(s) here: https://chrisreining.com/how-should-i-invest-a-lump-sum/ Quotes to ponder: "We like gains, but we hate losses even more." "To protect you from yourself by easing smaller amounts of money into the market over longer periods of time it gives new investors more time to get comfortable with investing." "By investing a static amount each month, you average everything out." Episode references: The Power of Loss Aversion - Daniel Kahneman and Amos Tversky: https://en.wikipedia.org/wiki/Loss_aversion Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3161: Chris Reining unpacks the psychological and strategic considerations behind investing a large lump sum, emphasizing the risks of loss aversion and market timing. By advocating for a slower, more measured investment strategy aligned with your savings rate, he provides a practical framework to protect against emotional decision-making and reduce risk while still building long-term wealth. Read along with the original article(s) here: https://chrisreining.com/how-should-i-invest-a-lump-sum/ Quotes to ponder: "We like gains, but we hate losses even more." "To protect you from yourself by easing smaller amounts of money into the market over longer periods of time it gives new investors more time to get comfortable with investing." "By investing a static amount each month, you average everything out." Episode references: The Power of Loss Aversion - Daniel Kahneman and Amos Tversky: https://en.wikipedia.org/wiki/Loss_aversion Learn more about your ad choices. Visit megaphone.fm/adchoices

Send Us A Message! Let us know what you think.Topic #1:  1News 28th of May -Banks lower interest rates as Reserve Bank cuts OCR againTopic #2: RNZ 29th of May - Are credit card rewards schemes worth it?Topic #3: Good Returns  28th of May - First home buyers outgun investors againTopic #4: Interest.co.nz 29th of May - Residential construction continues to decline in Auckland and still has some way to go before it hits the bottomTopic #5: Interest.co.nz 29th of May -ANZ Property Focus Report says ample supply of homes for sale is keeping a lid on prices - expects mortgage rates to bottom out around the end of the yearSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3158: James Altucher draws a powerful parallel between winning at chess and successful investing: both hinge on consistently building tiny advantages. From choosing debt-free companies with strong cash reserves to aligning with demographic trends, he reveals how small, smart moves compound into big wins, without relying on flashy predictions or risky gambles. Read along with the original article(s) here: https://jamesaltucher.com/blog/what-makes-some-stocks-safer/ Quotes to ponder: "Basically, accumulate tiny advantages throughout the game." "If a company has a lot of cash in the bank and no debt, then it's not going to file bankruptcy anytime soon." "The goal is to find that very unique combination of stocks that could go up quite a bit that also have a good margin of safety around them." Episode references: S&P Dow Jones SPIVA U.S. Scorecard 2020: https://www.spglobal.com/spdji/en/research-insights/spiva/ The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3158: James Altucher draws a powerful parallel between winning at chess and successful investing: both hinge on consistently building tiny advantages. From choosing debt-free companies with strong cash reserves to aligning with demographic trends, he reveals how small, smart moves compound into big wins, without relying on flashy predictions or risky gambles. Read along with the original article(s) here: https://jamesaltucher.com/blog/what-makes-some-stocks-safer/ Quotes to ponder: "Basically, accumulate tiny advantages throughout the game." "If a company has a lot of cash in the bank and no debt, then it's not going to file bankruptcy anytime soon." "The goal is to find that very unique combination of stocks that could go up quite a bit that also have a good margin of safety around them." Episode references: S&P Dow Jones SPIVA U.S. Scorecard 2020: https://www.spglobal.com/spdji/en/research-insights/spiva/ The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3158: James Altucher draws a powerful parallel between winning at chess and successful investing: both hinge on consistently building tiny advantages. From choosing debt-free companies with strong cash reserves to aligning with demographic trends, he reveals how small, smart moves compound into big wins, without relying on flashy predictions or risky gambles. Read along with the original article(s) here: https://jamesaltucher.com/blog/what-makes-some-stocks-safer/ Quotes to ponder: "Basically, accumulate tiny advantages throughout the game." "If a company has a lot of cash in the bank and no debt, then it's not going to file bankruptcy anytime soon." "The goal is to find that very unique combination of stocks that could go up quite a bit that also have a good margin of safety around them." Episode references: S&P Dow Jones SPIVA U.S. Scorecard 2020: https://www.spglobal.com/spdji/en/research-insights/spiva/ The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices

Send Us A Message! Let us know what you think.Topic #1:  NZ Herald 20th of May -Auckland Council to release new property valuations in early JuneTopic #2: Oneroof 22nd of May - 'Pretty bad at the moment': Wait times for home loan approvals have blown out, say brokersTopic #3: Good Returns  21st of May - Hawks, doves and KiwisTopic #4: Good Returns 22nd of May - KiwiSaver contribution rates to increase; Cuts to Govt contributionTopic #5: RNZ 22nd of May -The social housing waitlist: Woman told no emergency homes available at allSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  RNZ 13th of May - Lull in property values present home buyers 'rare opportunity'Topic #2: Stuff 15th of May - People selling their home within three years could be facing a loss, new report findsTopic #3: Interest.co.nz  15th of May - Housing sales and selling prices both edged lower in April, with REINZ saying buyers are being pickyTopic #4: RNZ 15th of May - Falling interest saving home loan borrowers $2.2b, bank saysTopic #5: Oneroof 14th of May -Tony Alexander: Reasons to be cheerful - but don't expect a boom anytime soonSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 7th of May - House prices, rent rises to be restrained in the short term: RBNZTopic #2: RNZ 7th of May - Methamphetamine use still a headache for landlords, regulatory decisions due this yearTopic #3: Stuff 7th of May - ‘It's tough out there at the moment': Number of adult children moving home on the riseTopic #4: Oneroof 7th of May - Tony Alexander: Home loans are cheaper, so why has the housing market stalled again?Topic #5: Oneroof 7th of May -Revealed: Green homeowners could save up to $98,000 on their mortgage billSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: https://coachcarson.com/rpm  

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Is Rocket Lab ($RKLB) the next breakout play? This video breaks down a high-probability trade setup using the OVTLYR Nine framework — a strategic system that aligns trend, market signals, breadth, sector sentiment, and behavioral analytics into a simple checklist that gives traders the edge.Inside, you'll get a full breakdown of:✅ The exact screener criteria used to filter trades with the highest expected returns✅ How to use the fear & greed heatmap to time trades like institutional pros✅ Why “cash is a position” — and how to stay out of traps that destroy new traders✅ A walkthrough of Rocket Lab's setup across multiple signals: price trend, sector strength, breadth reversals, and clean order flow✅ And how to structure a trade for maximum reward while minimizing riskThis is real trading — not hype or guesswork. You'll see the thought process behind picking the trade, setting entries and exits, managing risk, and applying advanced options logic. We cover:➡️ Why extrinsic value ruins most retail options traders➡️ How to spot low-liquidity traps in the options chain➡️ The right way to size trades using ATR stops and volatility-adjusted levels➡️ And how anchoring to outcomes kills portfolios — plus what to do insteadYou'll also see how the OVTLYR Nine works in action — applied to not just Rocket Lab, but other tickers like $HIMS and $RRC. If it's not lining up across trend, signal, breadth, and sentiment… it's not worth the trade. Period.New to trading? This is the real learning curve. Expect to lose in Year 1. Maybe even Year 2. But with the right framework, plan, and risk focus, you can start stacking wins instead of stacking losses. That's the mission — trade smarter, not harder.No fluff. No gambling. Just strategy.And now with OVTLYR University launching — free and open access — you'll get structured education on exactly how to trade smarter using the same tools and processes shown here. No paywalls. No gimmicks. Just pure edge!Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Send Us A Message! Let us know what you think.Topic #1:  Corelogic 1st of May - Momentum gradually builds in market upturnTopic #2: RNZ 1st of May - Like the look of that house? 'Visit 50 properties before you buy'Topic #3: Interest.co.nz 30th of April - ANZ's economists see an upturn in house prices but expect it to be restrained by high volumes of houses for saleTopic #4: RNZ 30th of April - When and where house sellers have made 100 percent in five yearsTopic #5: RNZ 29th of April -Time to pick a home loan strategy, ASB saysSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  RNZ 23rd of April - 'Pain' for property investors as renting listing levels hit decade highTopic #2: Oneroof 23rd of April - Tony Alexander: Global trade war's effect on house prices - the good, bad and uglyTopic #3: RNZ 23rd of April - House sellers cut prices, March sales 'roaring back to life'Topic #4: NZ Herald 23rd of April - Roofing Association ‘deeply concerned' over claims of ‘reckless' activityTopic #5: Good Returns 22nd of April -Sitting back and taking a calm attitudeSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 15th of April - Non-banks may offer lower rates under deposit insurance schemeTopic #2: NZ Herald 15th of April - NZ's house price median drops $30,000 annually, Auckland down 2.8%: REINZTopic #3: Oneroof 20th of April - ‘Too much of a risk' - Agents to fire landlords who ignore Healthy Homes deadlineTopic #4: NZ Herald 14th of April -Kiwi card spending drops 0.8% in March, Stats NZ data revealTopic #5: Corelogic 16th of April -Buyer power dynamics are changingSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3109: Joel shares his firsthand experience entering the world of hard money lending, revealing how he turned passive capital into consistent, high-yield returns. With clear explanations and real-life numbers, he demystifies this niche investment strategy while offering practical advice for anyone curious about lending their money wisely. Read along with the original article(s) here: https://5amjoel.com/hard-money-lending/ Quotes to ponder: "Hard money lending is when you loan your personal money to a real estate investor, and you earn monthly interest." "I made $10,000 in 10 months, and I didn't lift a finger." "This is NOT a get-rich-quick scheme. It's slow, consistent, and fairly boring." Episode references: BiggerPockets Forums: https://www.biggerpockets.com/forums The Book on Investing In Real Estate with No (and Low) Money Down: https://www.amazon.com/Book-Investing-Real-Estate-Money/dp/1947200976 Hard Money University: https://www.hardmoneyuniversity.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3109: Joel shares his firsthand experience entering the world of hard money lending, revealing how he turned passive capital into consistent, high-yield returns. With clear explanations and real-life numbers, he demystifies this niche investment strategy while offering practical advice for anyone curious about lending their money wisely. Read along with the original article(s) here: https://5amjoel.com/hard-money-lending/ Quotes to ponder: "Hard money lending is when you loan your personal money to a real estate investor, and you earn monthly interest." "I made $10,000 in 10 months, and I didn't lift a finger." "This is NOT a get-rich-quick scheme. It's slow, consistent, and fairly boring." Episode references: BiggerPockets Forums: https://www.biggerpockets.com/forums The Book on Investing In Real Estate with No (and Low) Money Down: https://www.amazon.com/Book-Investing-Real-Estate-Money/dp/1947200976 Hard Money University: https://www.hardmoneyuniversity.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3109: Joel shares his firsthand experience entering the world of hard money lending, revealing how he turned passive capital into consistent, high-yield returns. With clear explanations and real-life numbers, he demystifies this niche investment strategy while offering practical advice for anyone curious about lending their money wisely. Read along with the original article(s) here: https://5amjoel.com/hard-money-lending/ Quotes to ponder: "Hard money lending is when you loan your personal money to a real estate investor, and you earn monthly interest." "I made $10,000 in 10 months, and I didn't lift a finger." "This is NOT a get-rich-quick scheme. It's slow, consistent, and fairly boring." Episode references: BiggerPockets Forums: https://www.biggerpockets.com/forums The Book on Investing In Real Estate with No (and Low) Money Down: https://www.amazon.com/Book-Investing-Real-Estate-Money/dp/1947200976 Hard Money University: https://www.hardmoneyuniversity.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 9th of April - BREAKING: OCR: 3.5% - Further reduction in OCR appropriateTopic #2: NZ Herald 8th of April - House prices flat to start 2025 – which regions fared better than others?Topic #3: Good Returns 8th of April - Longer term fixed interest rates slowly bite into floating termsTopic #4: NZ Herald 8th of April -First-home buyers face challenges as KiwiSaver balances dropTopic #5: Corelogic 9th of April -NZ residential construction cost growth slows to near-record lowSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  NZ Herald 1st of April - Green shoots of optimism as number of Kiwis behind on payments fallsTopic #2: The Mortgage Mag 1st of April - RBNZ does a u-turn on bank capital requirementsTopic #3: RNZ 2nd of April - Problems ahead unless government changes retirement policy - reportTopic #4: NZ Herald 2nd of April -Barfoot & Thompson unsold houses hit record: 6200 places availableTopic #5: Oneroof 30th of March - ‘Scary' trend: Homeowners losing thousands of dollars with short-term mortgage fixesSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Join Nataraj on Startup Project as he interviews Jennifer Jeronimo, CEO of Gaingels, a venture capital syndicate that has deployed over $900 million into 2,500 startups.About the Episode:Jennifer shares Gaingels' unique journey from an investment club focused on LGBTQ+ founders to one of the largest venture capital syndicates globally, with a diverse community of over 4,000 accredited investors. Learn about their investment strategy, focusing on co-investing alongside top-tier VC firms like Sequoia and Greycroft, and their mission to democratize venture capital by providing access to high-potential deals.Discover how Gaingels sources deals, conducts due diligence, and supports its portfolio companies. Jennifer also discusses the current venture landscape, offering insights into market trends, diversification strategies, and the importance of building a balanced portfolio over time.  She also discusses her mentors and books that inspired her journey.About the Guest and Host:Jennifer Jeronimo: CEO of Gaingels, former banking executive, and advocate for diversity in venture capital.→ LinkedIn: https://www.linkedin.com/in/jennifer-jeronimo1/Nataraj: Host of the Startup Project podcast, Senior PM at Azure & Investor.→ LinkedIn:  https://www.linkedin.com/in/natarajsindam  → Twitter: https://x.com/natarajsindam→ Email updates: ⁠https://startupproject.substack.com/⁠→ Website: ⁠⁠⁠https://thestartupproject.io⁠⁠⁠Timestamps:00:01 - Introduction and Guest Introduction00:59 - J-Engels: A Venture Capital Syndicate01:28 - How J-Engels Works & Its Mission02:58 - Evolution from AngelList Syndicate04:41 - Deal Flow Sources07:17 - Securing Allocation in Competitive Deals08:39 - J-Engels' Organizational Structure10:38 - Deal Evaluation Process13:47 - The Strength of Community in Venture18:44 - Role of Venture Partners20:09 - Navigating Market Corrections and Trends23:35 - Portfolio Diversification Strategies28:15 - J-Engels' Vision for the Future30:20 - What Jennifer is Consuming Now31:59 - Jennifer's Mentors34:15 - Investing Advice for BeginnersSubscribe to Startup Project for more insightful conversations with leading investors and entrepreneurs!→ Email updates: ⁠https://startupproject.substack.com/⁠#StartupProject #VentureCapital #Investing #Syndicate #Diversity #Startups #Entrepreneurship #Podcast #YouTube #Tech #Innovation #PortfolioDiversification #MarketTrends #AngelInvesting

Interested in joining the REI Masters Mentorship Program? Head to www.reimasters.ca Or email us at info@reimasters.ca   Got a question you'd like answered on the show? Email us at info@reimorningshow.com   Hosts: Wayne and Gabby Hillier Edmonton Alberta Real Estate Investors Coaches at the Real Estate Investing Masters Mentorship Program

Send Us A Message! Let us know what you think.Topic #1:  Oneroof 16th of March - OneRoof's Need to Know: NZ's most expensive and cheapest streets revealedTopic #2: Stuff 19th of March - How to cut 10 years off your mortgage and pay less interestTopic #3: NZ Herald 20th of March - ‘Rate wars' puts long-term mortgage-fixing back in the frameTopic #4: Stuff 20th of March -Why experts say your KiwiSaver contribution should be a minimum of 4%Topic #5: RNZ 20th of March - Here's what your credit score might stop you doing#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #housingmarket #KiwisaverSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Duke is the #1 pick to win March Madness… but that's a lesson in dumb investing.Google is buying Wiz for $33B… And every Wiz employee is getting $588,000.Corporate Nicknames are actually a curse… Chevy, Mickey D's, & Bloomies are bad for biz.Plus, time-poor millennials are paying time-rich gig workers $27/hr to wait in line. $GOOG $JWN $MCD $GMWant more business storytelling from us? Check out the latest episode of our new weekly deepdive show: The untold origin story of… MTV

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3077: Investing for an 8% return is a long-term game, not a short-term guarantee. ESI of ESIMoney.com explains why this rate is a reasonable expectation for stock index fund investors over a decade or more, despite market fluctuations. He also shares his personal experience earning 10% or more through real estate and how staying consistent with low-cost index funds gives the best chance at solid returns. Read along with the original article(s) here: https://esimoney.com/can-get-8-investment-return/ Quotes to ponder: "There's a big difference between making 8% on your money ‘at a time like this' and making 8% on your money over a 10-15 year period." "You can give yourself the best opportunity to maximize investment returns by putting your money in low-cost index funds." "No one knows! Investing is inherently risky, so you do it hoping for a good return but knowing you might lose everything." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3077: Investing for an 8% return is a long-term game, not a short-term guarantee. ESI of ESIMoney.com explains why this rate is a reasonable expectation for stock index fund investors over a decade or more, despite market fluctuations. He also shares his personal experience earning 10% or more through real estate and how staying consistent with low-cost index funds gives the best chance at solid returns. Read along with the original article(s) here: https://esimoney.com/can-get-8-investment-return/ Quotes to ponder: "There's a big difference between making 8% on your money ‘at a time like this' and making 8% on your money over a 10-15 year period." "You can give yourself the best opportunity to maximize investment returns by putting your money in low-cost index funds." "No one knows! Investing is inherently risky, so you do it hoping for a good return but knowing you might lose everything." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3077: Investing for an 8% return is a long-term game, not a short-term guarantee. ESI of ESIMoney.com explains why this rate is a reasonable expectation for stock index fund investors over a decade or more, despite market fluctuations. He also shares his personal experience earning 10% or more through real estate and how staying consistent with low-cost index funds gives the best chance at solid returns. Read along with the original article(s) here: https://esimoney.com/can-get-8-investment-return/ Quotes to ponder: "There's a big difference between making 8% on your money ‘at a time like this' and making 8% on your money over a 10-15 year period." "You can give yourself the best opportunity to maximize investment returns by putting your money in low-cost index funds." "No one knows! Investing is inherently risky, so you do it hoping for a good return but knowing you might lose everything." Learn more about your ad choices. Visit megaphone.fm/adchoices

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 4th of March - Rise in retiree renters to influence data in decades to comeTopic #2: NZ Herald 4th of March -What is NZ's biggest KiwiSaver balance?Topic #3: RNZ 5th of March - Number of pensioners needing rent help nears 50,000Topic #4: 1News 6th of March - Modest growth in property values in February - CoreLogicTopic #5: Good Returns 6th of March - Longer-term mortgage rates near cycle lows#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #propertymarket Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Stuff 11th of March - More listings than sales: How to sell your houseTopic #2: 1News 10th of March -What will happen to house prices this year? Major bank changes its mindTopic #3: NZ Herald 11th of March - What to do if you are worried about your KiwiSaver balanceTopic #4: RNZ 10th of March - Are women really more conservative investors?Topic #5: Stuff 13th of March - Summer 2025 marks flattest housing market performance in six years - QV#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #propertymarket Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

I've seen this play out in two ways: 1. For retirement, I invest broadly. No single stocks, no market timing—just slow, steady growth. 2. With the R3ciprocity Project, I went all in. And I've learned the hard way how risky and unpredictable entrepreneurship really is.The business press sells you the wrong message—that there's a formula for success, that you can outsmart the market, or that entrepreneurship is a surefire way to wealth. But the truth? It's mostly luck, survivorship bias, and a lot of failures you never hear about.

Send Us A Message! Let us know what you think.Topic #1:  RNZ 26th of February - Refixing borrowers swamp banksTopic #2: NZ Adviser 27th of February - Report reveals gender gaps in NZ property ownershipTopic #3: NZ Herald 24th of February - Waiting to fix mortgages in 2026 could cost borrowers more, interest rate analyst saysTopic #4: NZ Herald 24th of February - Housing confidence back to 2020 levels - surveyTopic #5: NZ Adviser 27th of February - Real estate investors reevaluate portfolios – survey#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #propertymarket Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  NZHerald 18th of February - Property investors eye short-term rentals for higher yieldsTopic #2: Interest.co.nz 19th of February - Auckland's median price dropped $51,000 in January, national median down $30,000Topic #3: RNZ19th of February - All major banks cut interest rates after official cash rate dropsTopic #4: RNZ 19th of February - House sellers warned to be realistic despite falling interest ratesTopic #5: NZ Adviser 20th of February - New Zealanders prioritise mortgage and essential bills, survey finds#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #marketupdate Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  RNZ 11th of February - ‘Pre-wave' of property investors start to appearTopic #2: Good Returns 11th of February - Borrowers switch from floating to fixed rates at brisk clipTopic #3: NZ Herald 11th of February - Kāinga Ora cracks down on rent debt, halves outstanding amountTopic #4: NZ Adviser 12th of February - NZ's residential property market shifts toward buyersTopic #5: RNZ 12th of February - Flat hunting? Here's why a landlord can't ask whether you have got a job#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #rent #newzealandSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Realestate.co.nz 3rd of February - Sellers hit 2025 hard, with new listings at levels not seen in a decadeTopic #2: NZ Herald 4th of February -Housing Minister Chris Bishop reveals Kāinga Ora's turnaround plan to reduce deficitTopic #3: Oneroof 4th of February - Wellington's average RV drops 24%: Which suburbs are most at risk?Topic #4: NZ Herald 5th of February - Major banks cut home loan rates; Westpac first to go sub 5%Topic #5: RNZ 5th of February - Should first-home buyers rush to get in the market?#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlordingSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Welcome to another episode of the Spun Today Podcast, where writing is our anchor, but our explorations are limitless. I'm your host, Tony Ortiz, and I'm thrilled to have you here for our 279th episode, a free writing session that's as much about personal discovery as it is about crafting prose. This week, we dive deep into the art of free writing, a technique I champion for its cathartic and exploratory benefits. I'll also share some personal writing updates and a compelling writing tip from the iconic minds of Tim Ferriss and Ryan Holiday, offering insights into the freeing practice of journaling. Then we're delving into Charlie Munger's timeless wisdom from "Poor Charlie's Almanac," exploring how his principles can illuminate your path toward mastering your craft or any creative venture. Lastly, I'll open the time capsule and reflect on one of my past free writing pieces, discussing the journey of navigating emotions with intent. You'll find inspiration and practical advice to fuel your creative process and perhaps a nudge past your own hurdles in writing or any imaginative pursuit. Thank you for tuning in, and let's get started!   Check out all free-writing pieces at: spuntoday.com/freewriting.      The Spun Today Podcast is a Podcast that is anchored in Writing, but unlimited in scope.  Give it a whirl.      Twitter: https://twitter.com/spuntoday  Instagram: https://www.instagram.com/spuntoday/  YouTube: https://www.youtube.com/@spuntoday   Website: http://www.spuntoday.com/home  Newsletter: http://www.spuntoday.com/subscribe      Links referenced in this episode:       Writing advice from the Daily Stoic Newsletter: https://dailystoic.com/all-articles/     Poor Charlie's Almanack: The Essential Wit and Wisdom of Charles T. Munge https://amzn.to/4aMlqcS   Get your Podcast Started Today! https://signup.libsyn.com/?promo_code=SPUN (Use Promo code SPUN and get up to 2-months of free service!)   Check out all the Spun Today Merch, and other ways to help support this show! https://www.spuntoday.com/support   Check out my Books Make Way for You – Tips for getting out of your own way FRACTAL – A Time Travel Tale Melted Cold – A Collection of Short Stories http://www.spuntoday.com/books/ (e-Book, Paperback & Hardcover are now available).   Fill out my Spun Today Questionnaire if you're passionate about your craft.  I'll share your insight and motivation on the Podcast: http://www.spuntoday.com/questionnaire/    Shop on Amazon using this link, to support the Podcast: http://www.amazon.com//ref=as_sl_pc_tf_lc?&tag=sputod0c-20&camp=216797&creative=446321&linkCode=ur1&adid=104DDN7SG8A2HXW52TFB&&ref-refURL=http%3A%2F%2Fwww.spuntoday.com%2Fcontact%2F   Shop on iTunes using this link, to support the Podcast: https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewTop?genreId=38&id=27820&popId=42&uo=10   Shop at the Spun Today store for Mugs, T-Shirts and more: https://viralstyle.com/store/spuntoday/tonyortiz   Background Music: Autumn 2011 - Loxbeats   Outro Background Music: https://www.bensound.com   Spun Today Logo by: https://www.naveendhanalak.com/   Sound effects are credited to: http://www.freesfx.co.uk   Listen on: iTunes | Spotify | Stitcher | Pocket Casts | Google Podcasts | YouTube | Website 

Send Us A Message! Let us know what you think.Topic #1:  Stuff 22nd ofJanuary - What the unchanged inflation rate means for your mortgageTopic #2: NZ Herald 22nd of January -Rising rents the biggest driver as inflation stays stuck at 2.2%Topic #3: Interest.co.nz 22nd of January -REINZ says December was especially quiet and buyers had plenty to choose from as housing inventory surgedTopic #4: RNZ 21st of January- 'No rush back' to the housing marketTopic #5: The Mortgage Mag 22nd of January -Investor mortgage borrowers' sentiment takes a nose dive#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords #RBNZSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

In this episode of Beauty Bosses, we sit down with Kimmy Scotti, the innovative force behind Fig1—the dynamic beauty brand that's redefining the affordable skincare and beauty space. Kimmy dives into her investing strategies, sharing how she's navigated to the center of the healthcare and consumer industries, dermatological skincare. In seeking out creators who are passionate about solving problems, not just finding solutions, Kimmy divulges her strategy in investing ventures. Kimmy talks more than just investments—she gets candid about advice on how to be successful as a woman in business, which can be boiled down to one simple statement: “just get started.” Whether you're a budding investor or a small business owner, this episode is packed with insights you don't want to miss.Tune in for a masterclass in investing, a dash of entrepreneurial advice, and a whole lot of inspiration on Beauty Bosses! Beauty Bosses RSS

Learn all about franchise investing in 30 minutes from Erik Van Horn, a franchising expert with over 20 years experience in the industry. How much does franchises cost? What are the pros and cons? What are the best industries to invest in?Intro & Overview - 0:12 Erik's Backgrond & Experience in Franchising - 1:56How Much Money do you need to Start? - 3:56Should you Invest In a Franchise? Step-by-step Guide - 6:19Connect with Erik Van Horn: Franchise Secrets - https://franchisesecrets.com/ Instagram - https://www.instagram.com/erikvanhorn/ Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Education? Go Here: https://bttr.ly/yt-bw-vault______________________________________________ ✉️ Email BetterWealth: https://bttr.ly/infoWEBSITE: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Education? Go Here: https://bttr.ly/yt-bw-vault______________________________________________ ✉️ Email BetterWealth: https://bttr.ly/infoWEBSITE: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Thinking about teaming up with a partner? David sits down with Andrew Newlon, who shares the top 3 tips that helped him build a successful 11-year partnership. Learn how to align on goals, define your purpose, and avoid the common pitfalls that can derail partnerships. This episode is packed with simple, actionable advice to help you create partnerships that last. KEY TALKING POINTS:0:00 - Introduction0:26 - What Does Andrew Look Forward To Most At Collective Genius?1:06 - Looking For Help With Project Management2:38 - Wholesaling Is Andrew's Bread And Butter3:44 - What His Team Looks Like Now5:23 - The Rental Side Of His Business In The Beginning6:20 - Why He Wanted To Build A Business8:17 - What His First 3 Years Looked Like In Real Estate12:21 - Finding Wholesale Deals13:10 - Leveraging Direct Mail & Targeting Absentee Owners15:13 - How It Feels To Leave Your 9-516:55 - Finding His Rhythm In Year 317:37 - Successfully Splitting Up A Partnership22:45 - Where His Business Is Now26:43 - Outro LINKS:Instagram: Andrew Newlonhttps://www.instagram.com/newlon_andrew/ Website: Andrew Newlonhttps://www.ozarkshousebuyers.com/ Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

Scott discusses the future of podcasting and gives advice on how smaller podcasts can best position themselves. He then speaks about Michael Burry's skepticism on index investing and why he disagrees with his take. He wraps up with advice to a listener who is deciding whether to relocate so that he can work in the office.  Music: https://www.davidcuttermusic.com / @dcuttermusic Subscribe to No Mercy / No Malice Buy "The Algebra of Wealth," out now. Follow the podcast across socials @profgpod: Instagram Threads X Reddit Learn more about your ad choices. Visit podcastchoices.com/adchoices

Liz wants to know where you go to get 8% on her investments. Erin has practical advice and walks Liz through how to make smart investing decisions. Your first step? Joining our supportive financial community to help you supercharge your journey to financial independence. Hey, Liz! Sign up for the Get The Hell Out Of Debt course right here:  https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST   No excuses.

Join us at https://www.crisisInvesting.com In this episode, Doug and Matt provide their insights on the recent election results, highlighting the defeat of Que mala and the renewed optimism with Trump's presidency. They reflect on Trump's appointments and initial policies, expressing cautious optimism about the future. The discussion shifts to Argentina's economic challenges under Melei's administration, with comparison to Uruguay. Key topics include Trump's proposed educational reforms, potential economic impacts of U.S. fiscal policies, and the implications of U.S. debt. Doug shares his views on Social Security, Medicare, and the challenges in deporting illegal immigrants, while also addressing viewers' pushbacks on previous episodes. The episode closes with discussions on potential future economic scenarios and the need for radical changes in U.S. policy. 00:00 Introduction and Election Reflections 01:43 Comparing Elections: US vs Argentina 04:12 Economic Challenges in Argentina 08:30 Trump's Policy Videos 22:03 Debating US Political Landscape 33:54 The Ingrained Socialism in America 35:29 The Value of Individualism 37:02 Challenges of Deportation and Repatriation 41:31 The Role of Government and Bureaucracy 42:29 Economic Policies and Global Impact 44:34 Interest Rates and National Debt 49:52 The Case for Defaulting on National Debt 55:44 Potential Economic Collapse Scenarios 58:20 Concluding Thoughts and Future Outlook

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2892: Philip Taylor outlines the numerous benefits of starting a Roth IRA, emphasizing its tax advantages, flexibility, and ease of setup. Whether you're young or nearing retirement, a Roth IRA offers an excellent way to diversify your tax strategy, grow your retirement savings, and even provide funds for major life events like buying a first home. Taylor encourages taking action now to secure a financially stable future. Read along with the original article(s) here: https://ptmoney.com/start-roth-ira-10-good-reasons/ Quotes to ponder: "You'll be more prepared for retirement. The Roth IRA was created to provide incentive for you to save for your own retirement. Use it." "With a Roth IRA, you can withdraw all of your funds tax-free and without penalty at age 59 and a half." "Invest in a Roth IRA while you still can." Episode references: Roth IRA Rules: https://www.irs.gov/retirement-plans/roth-iras How I Opened My First Roth IRA: https://ptmoney.com/opening-a-roth-ira/ The Taxpayer Relief Act of 1997: https://www.congress.gov/bill/105th-congress/house-bill/2014 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this inaugural episode of 'Business of Medicine Fridays' on the Money Meets Medicine podcast, Dr. Jimmy Turner introduces this exciting new segment featuring guest interviews focused on money, mindset, and career longevity. In a compelling interview, Dr. Turner speaks with Dr. Bill Bernstein, a neurologist turned financial advisor, about financial mistakes doctors should avoid, the importance of understanding market history, and practical tips for successful investing. Listen in as Dr. Bernstein shares insights from his extensive research in modern portfolio theory and his perspective on the ethical considerations in the financial industry. Looking to get started with your financial litearcy?  DownloadThe Physician Philosopher's Guide to Personal Finance: https://moneymeetsmedicine.com/freebook If You Can by Bill Bernstein: https://www.etf.com/docs/IfYouCan.pdf Get disability insurance from a source you can trust: https://moneymeetsmedicine.com/disability

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2887: Jeff Rose candidly shares his experience of failing as a financial advisor during the 2008 market crash, highlighting the emotional toll of watching a client make a detrimental decision. His story underscores the importance of financial literacy and the dangers of relying solely on an advisor without understanding the market risks and long-term investment strategies. Read along with the original article(s) here: https://www.goodfinancialcents.com/one-of-the-times-i-failed-as-a-financial-advisor/ Quotes to ponder: "There have been many times I have failed as a financial advisor, but there is one instance that still haunts me to this day." "It finally hit the bottom on March 9th, 2009, but obviously, no one knew that." "At the end of the day, it's your money and you're in charge and I'll do what you want me to do." Learn more about your ad choices. Visit megaphone.fm/adchoices

In the latest Weekly Business News, Ryan Alford, joined by co-hosts Brianna Hall and Chris Hansen, dives into the latest business news and economic trends with dynamic energy. Ryan kicks things off by setting a vibrant tone for the upcoming fourth quarter, while Brianna offers heartfelt personal insights, sharing stories about her son's health journey. Chris provides an in-depth analysis of recent interest rate cuts, examining their ripple effects on the real estate market and broader economy. Together, the trio explores the far-reaching impact of global events, noting the cautious optimism among business owners. The conversation also touches on the evolving world of cryptocurrency, with Chris voicing skepticism over celebrity-backed ventures, and they discuss the integration of gaming with commerce, highlighting its growing influence in the digital economy.TAKEAWAYSCurrent business news and trendsEconomic conditions and implications of interest rate changesPersonal anecdotes related to family and health issuesThe impact of global events on the economyReal estate market dynamics and pent-up demandCryptocurrency developments and investment strategiesThe evolution of gaming and changing spending habitsThe role of social media platforms, particularly TikTok, in public discourseConcerns about censorship and algorithmic influenceThe intersection of technology, gaming, and commerceTIMESTAMPSIntroduction to the Episode (00:00:00)Ryan introduces the podcast and highlights its success in the business show landscape.Weekly Business News Update (00:00:23)Brianna sets the stage for current business news, mentioning upcoming holiday sales.Personal Anecdotes (00:02:04)Brianna shares her experiences with a sick child and working from home.Interest Rate Changes (00:03:22)Discussion on the recent drop in interest rates and its implications for the economy.Economic Sentiment and Recession Talk (00:06:09)Speakers debate the current economic climate and whether a recession is imminent.Impact of Economic Conditions on Businesses (00:08:01)Discussion on how business owners are feeling the strain of the current economy.Cryptocurrency Discussion (00:10:26)Introduction of Trump's new cryptocurrency project and thoughts on its market impact.Investing in Cryptocurrency (00:12:27)Advice on including cryptocurrency in investment portfolios and strategies for beginners.Dollar Cost Averaging in Crypto (00:14:24)Chris shares his experience with dollar cost averaging in cryptocurrency investments.Future of Cryptocurrency (00:17:45)Predictions about the potential growth of cryptocurrency over the next year.Roblox and Commerce Integration (00:19:17)Discussion on Roblox's integration with Shopify and its relevance in gaming and commerce.Gaming Spending Trends (00:20:49)Discussion on kids spending money on in-game purchases and the evolution of gaming culture.Nostalgic Gaming References (00:21:51)Speakers reminisce about classic games like Nintendo 64 and cheat codes from their childhood.Gaming Evolution Comparison (00:22:41)Contrast between past gaming experiences and modern practices of purchasing game advantages.Personal Gaming Anecdote (00:23:14)Speaker shares a story about their talented 15-year-old who excels in video games.Growing Up Off the Grid (00:23:54)Speaker reflects on their upbringing on a farm with limited access to video games.Arcade Gaming Memories (00:24:12)Discussion of nostalgic arcade games and experiences from the past.TikTok and Propaganda Concerns (00:24:41)Overview of TikTok's legal battles and concerns about potential propaganda influence.Censorship and Free Speech (00:25:21)Debate on the balance between censorship and free speech in the context of social media.Algorithmic Oversight Proposal (00:26:07)Suggestion for independent oversight of social media algorithms to ensure safety and neutrality.Censorship as a Slippery Slope (00:27:05)Discussion on the challenges of unbiased oversight and the potential for algorithm manipulation.Algorithm's Influence on Perception (00:28:10)Concerns about how algorithms shape user experiences and beliefs on social media platforms.The Impact of Algorithms on User Experience (00:28:43)Discussion on how algorithms create individualized narratives, leading to divisiveness and lack of shared experiences.Concerns About Device Usage (00:30:46)Speakers suggest limiting children's device time to mitigate negative influences of social media.Mental Health and Digital Consumption (00:31:30)Comparison between excessive phone use and unhealthy habits like drinking, emphasizing the mental health impacts.The Need for Moderation (00:33:00)Emphasis on the importance of moderation in consuming social media content for mental well-being.Social Media as a Habit-Forming Tool (00:33:48)Discussion on the habitual nature of social media, comparing it to nicotine addiction.Legislation and TikTok's Future (00:34:33)Mention of U.S. law potentially requiring TikTok to sever ties with China by January.Introduction to "MomTok" (00:35:23)Overview of the TikTok trend "MomTok" featuring Mormon moms and their viral content.Brand Deals in "MomTok" (00:35:12)Discussion on a mom from "MomTok" receiving a significant brand deal for an Instagram post.Marketing Trends and Algorithms (00:37:00)Exploration of marketing budgets allocated to "MomTok" and its visibility on social media feeds.Smartphone Innovation Stagnation (00:38:53)Critique of the lack of innovation in the iPhone 16, with calls for competition in the smartphone market.Conspiracy Theories About Phone Performance (00:40:40)Discussion on perceived intentional slowdowns of phone performance to encourage upgrades.Final Thoughts and Episode Wrap-Up (00:41:38)Speakers reflect on the episode, promoting a sponsor and encouraging audience engagement. If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.

GameStop jumped 70% in one day... what is this, 2021? Nicole explains why the stock is having a moment (again), and explains a central plot point of this story: trading halts. Plus, you'll hear advice from a Redditor who made millions on GameStop in 2021... and his advice is not what you think!

At his annual shareholder's conference, the iconic investor Warren Buffett shared which stocks he's bullish and bearish on— and the answers will surprise you!