EmbarkPod

Did ‘cheap money' skew how investors approached growth and value investing?Why is a higher cost of capital now making stock picking more critical again?Why you need to think about the mix between passive and active strategiesPeter Toogood, CIO and MD of The Adviser Centre joins our regular Embark Pod host, Roger Hearing, to unpick the growth and value investing question.Listen to Peter's reflections on the tech bubble and burst, why everything has a price, and why he believes stock picking is back now that ‘cheap money' has gone and financial conditions have normalised. Lastly, he covers the outlook for commodities and why equity income strategies are attractive again. Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox!Follow us on Twitter and LinkedIn for more updates from Embark Group.

The latest Investor Confidence Barometer is now here!As part of its findings, Head of Propositions at Embark Group Jonathan Sandell  walks through some of the latest findings from the Barometer with Roger Hearing. Together they discuss Mergers and Acquisitions within the Advice Industry, and how 77% of advisers agreed that consolidation in the advice industry is ultimately a good thing for consumers; a nod towards our recent findings on Consumer Duty...

The latest Investor Confidence Barometer is now here!As part of its findings, Embark's Intermediary Distribution Director Ranila Ravi-Burslem speaks with Roger Hearing on the latest miniPod as they discuss investment confidence. As retirement confidence dips, are advised clients more confident than non-advised?⛈ How dipping into a depleted pension pot bides for a perfect storm

The latest Investor Confidence Barometer is now here!As part of its findings, Embark Group CEO Jackie Leiper joins Roger Hearing on the latest miniPod as they discuss The cost of living and inflation. Our survey concluded that 29% of advised and 28% of non-advised consumers have reduced/will reduce the amount they save due to the higher cost of living... So how can we pay for today whilst keeping an eye on the future?

The latest Investor Confidence Barometer is now here! As part of its findings, Product Marketing Manager Andrew Phipps joins Roger Hearing on the latest miniPod as they discuss Consumer Duty - how advisors are 'buying into it' and what it ultimately means for customers.

In our latest episode, Roger Hearing delves into the world of Consumer Duty and the latest updates announced by the Financial Conduct Authority (FCA). He is joined by Simon Hayter, National Sales Manager and Andrew Phipps, Senior Propositions Manager at Embark Group. Together they discuss:⚠ What are the updates and when do they 'kick in'?4️⃣ Key takeaways and the four outcomes

As 'Vulnerable Customer month' at Embark brings itself to a close, host Roger Hearing is joined by Jamie Drewett, Head of Distribution at Embark Group and Keith Richards, Chairman of the Financial Vulnerability Taskforce. Together they discuss:

August marks 'Vulnerable Customer month' at Embark, so in this episode host Roger Hearing is joined by James Smith, Team Leader and one of the 'Vulnerable Customer Champions' at Embark Group; as well as independent financial planner, Carole Haswell. Together they discuss:

It's official - being a Paraplanner is no longer a stepping stone to becoming an Adviser... it's a cornerstone of being able to deliver good advice to clients.Key Account Manager at Embark Group, Neale Smith is back to join Roger Hearing on the latest miniPod as they discuss the latest findings from 300+ people regarding paraplanning:

Approaches to drawdown are a mixed bag to say the least. Advisers already have to task on their hands, not to mention FCA scrutiny, people living longer and difficult investing conditions.Key Account Manager at Embark Group, Neale Smith joins Roger Hearing on the latest miniPod as they discuss the latest findings from 5 interviews from those 'on the front line':

In this second episode of series two, Roger Hearing kicks things off with Peter Toogood (Chief Investment Officer at Embark Group) as they talk about all things inflation. Is it here to stay? How will the next decade look? For those that are the 'price makers' and not 'price takers' - across both bond and equity markets - things could look pretty safe... for now. Topics covered in this episode also include:❄ An economic 'cold war'

Advised investors are almost twice as confident as non advised that their default portfolio is invested in line with their ESG values. If you want to know that your money is making a difference, do you really need a financial adviser?Head of Behavioral Science at Oxford Risk, Dr. Greg Davies joins Roger Hearing on the latest miniPod as they discuss the latest findings on ESG from Embark's latest Confidence Barometer.

Client confidence in their advisers have reached new heights - despite there being a pandemic. How has this happened?Embark Group Head of Distribution Jamie Drewett joins Roger Hearing on the latest miniPod as they discuss the latest findings on client confidence from Embark's latest Confidence Barometer.

Will the future of robo-advice open a new – and unexpected – revenue stream for advisers?Embark Platform Chief Commercial Officer Toby Larkman joins Roger Hearing on the latest miniPod as they discuss the latest findings on robo-advice from Embark's latest Confidence Barometer.

As the old saying goes: "If you don't ask, you don't get"... So why aren't Advisers asking?Advance by Embark CEO Phil Bungey joins Roger Hearing on the latest miniPod as they discuss the latest findings in Intergenerational Wealth from Embark's latest Confidence Barometer.

Following our inaugural Barometer in February 2021, we are back with more belief-shaking insights for financial advisers. Joining Roger in this episode is Sara Wilson, Head of Platform Proposition at Embark Group and Phil Bungey, Chief Executive Officer at Advance by Embark as they ask:

In this edition of EmbarkPod, Roger Hearing welcomes the return of Peter Toogood to the podcast (Chief Investment Officer at Embark Group) and Jonathan Waghorn, Co-Portfolio Manager of Guinness Sustainable Energy Fund/Guinness Global Fund. Sustainable energy is a term that isn't the easiest to define – so what is it exactly? How do investors navigate the landscape? Sustainability criteria's set by investment companies can be impressive and clear-cut, but it's the direction of travel of stock that tends to boil down to opinion. Topics covered in this episode also include:

Is there a way to describe 'good' risk management? BlackRock's Rory van Zwanenberg joins Roger Hearing on the latest miniPod as they discuss scaling, what investors think about at night and how inflation may have a direct effect on asset prices.

How do we define ESG? BlackRock's Andrew Keegan joins us on the latest miniPod as we look to further understand the positive and negative values of ESG investing, and tackling a few myths along the way.

Welcome to the fifth episode of the EmbarkPod, hosted by Roger Hearing. In this episode we are joined by Hugh Gimber, Global Markets Strategist at JP Morgan and Harry Richards, Fund Manager for Fixed Income at Jupiter Asset Management. Are we reaching a level of hysteria regarding inflation risk pricing? Will the Bank of England introduce negative interest rates? Download and listen as they discuss money market funds and negative interest rates, including:

In our latest episode of 'MiniPods', Roger Hearing speaks with David Sneyd, Vice President of Responsible Investment at BMO Global Asset Management about the power of artificial intelligence and the potential impact it will have on the industry. Topics include:

In our latest episode of 'MiniPods', Roger Hearing speaks with Randeep Somel - Fund Manager at M&G about their climate solutions fund.

In this episode in our series of 'MiniPods', Roger Hearing chats with Embark Group's Head of Platform Proposition Sara Wilson on the Embark Investor Confidence Monitor... and the results are in.

In the latest 'MiniPod', Roger Hearing chats with Gillian Hepburn, UK Intermediary Solutions Director at Schroders on her latest insights article in Embark Adviser.Is it a case of installing confidence?How do you assess the value of your advice?Read our latest insight articles via our insights page on our website.

Joining Roger Hearing this month is Chief Investment Officer Peter Toogood of Embark Group; debating the five big questions that advisers should be considering in 2021. Will the 2020's see the return of the roaring 1920's? With talk of the ‘Average Joe' starting to feel a boost in pay packets and aging populations turning to AI, do all signs point to a potential ‘levelling up' during a monetary boom? Settle in and listen today as Peter talks through with Roger on areas such as:

In the first of 'MiniPods', Roger Hearing chats with James Cannon, Regional Sales Director at Embark Pensions on his latest insights article in Embark Adviser.Are you a company that's facing liquidity issues? Wanted to know of a possible solution? HINT: the potential answer has been in plain sight for almost 40 years!Read our latest insight articles via our insights page on our website.

With pension pots seemingly forever grabbing headlines for all the wrong reasons, Roger Hearing speaks with Embark Group's Head of Propositions Dave Lowe and Paul Downing, CEO of Embark Pensions on all things pensions related. COVID-19 and the global pandemic has brought with it a strain on our safeguards for a secure financial future in later life; drawing from saving or stopping payments, so is advise more important than ever before? Join Roger, Dave and Paul as they discuss:

The EmbarkPod returns with Bloomberg Radio's Roger Hearing as he speaks with financial behaviour expert Greg Davies from Oxford Risk and Be-IQ's Neil Bage on the insights and behaviours that make us tick. Are these tools useful… are they ethical? Many people struggle to make financial decisions, so could the future of advice hinge on it? Listen today and delve into the debate on our investment/financial personalities:

In our first episode of the all-new ‘EmbarkPod' podcast, Bloomberg Radio's Roger Hearing is host to Embark Group's CEO Phil Smith and Head of Platform Strategy Alistair Wilson to discuss whether technology will force Advisers to change the way they work, what the next generation of Advisers will look like and the rise of ESG investment. Is client king? What have we learned from the emerging robo-sector? Download, subscribe and listen today as the conversation covers topics such as: