Podcast appearances and mentions of Cash management

Your business is growing—but is your personal wealth strategy keeping up?In this episode, I sit down with Mark Cecchini, a wealth advisor who works with high-growth founders, to break down what it really means to build a personal capital stack.

In today's episode, an ongoing concern - where should you store your cash? One of Clark's favorite children (discount brokers) has just launched a new offering worthy of your attention. Also today, dealing with debt collectors. Some are legit, some not so much. Know what to do if the debt is indeed yours, or if it is a mistake. Clark has key information for handling collectors in a way that protects your rights and your credit.  Vanguard Cash Plus: Segment 1 Ask Clark: Segment 2 Debt Collectors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Vanguard Cash Plus Account | Vanguard Uni - One Toll Pass. 19 States. Car Insurance Archives - Clark Howard Association for Independent Agents | IIABA How To Send a 'Drop Dead' Letter to a Collection Agency What to Do When You're Being Harassed About an Old "Zombie Debt" We've still got some protections against medical debt collectors National Association of Estate Planners & Councils - NAEPC What Is a Fiduciary Financial Advisor and Do I Need One? What's the Best Way To Exchange Dollars for Foreign Currency? What Is a Backdoor Roth IRA? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: The new studio is fully operational. I made it! ...it was worth it. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

The second of two episodes that we recorded at Seamless Middle East in Dubai. We produced these episodes in partnership with BPC, a payments processor that builds digital ecosystems that enable seamless payment experiences. Our guests for this final set of interviews were: 1/ Amit Malhotra, Global Head of Retail Banking, Abu Dhabi Islamic Bank 2/ Radu Topliceanu, EVP, Head of NEO and Personal Banking, Mashreq 3/ Mahmoud Hamouda, Head of Strategic Initiatives, Banque Misr 4/ Sameh Khairy, Head of Cash Management & Digital Solution, Credit Agricole 5/ Ramy Refaat, IT Digital Transformation Manager, National Bank of Egypt 6/ Joseph Cleetus, Vice President of Business Transformation, LuLu Financial Holdings

In this episode of The Liquidity Event, AJ Ayers hosts two Chief Investment Officers, Peter Lazaroff CFA, CFP® from Plancorp and Rubin Miller CFA from Peltoma Capital Partners, for a chat on cash management strategies, investment philosophies, and calling BS on industry trends.   Key Timestamps: (0:00) Introductions and background (2:48) Career paths in investment management (12:43) Cash management strategies in today's high-interest environment (13:57) Risk-free rates and building portfolios around them (30:00) Tax loss harvesting: overhyped or valuable strategy? (31:13) Direct indexing and SMAs - worth it or not? (37:01) Dumbest purchases - from $13k couches to levered ETFs  

Welcome to another insightful episode of Wealth Talk, where we dive into the vital role of cash in building a resilient financial plan. This week, host Christian Rodwell is joined by Giles Hutson, co-founder and Executive Chairman of Insignis Cash. With a wealth of experience in investment banking and entrepreneurship, Giles shares practical strategies for optimising cash, managing risk in retirement, and future-proofing your financial decisions in a changing economic landscape.Key Topics Covered:The founding story of Insignis Cash and its mission to simplify access to the UK banking system.How Insignis helps clients diversify risk and optimise returns through a multi-bank platform.The importance of cash in retirement planning and managing sequencing risk.Insights into cash strategies for SSAS pensions and the FCA's Retirement Income Review.Predictions on the future of interest rates and their impact on savers.How technology and AI are shaping the financial services industry.Tips for navigating the risk of bank collapses and ensuring access to funds.The great wealth transfer: strategies for intergenerational wealth management.Why Listen?If you're looking to optimise your cash management, reduce risk, and better understand the role of cash in building a secure financial future, this episode is packed with actionable insights. Giles also offers a behind-the-scenes look at the evolution of Insignis Cash, its innovative platform, and how it's empowering individuals, businesses, and pension trustees to make smarter financial decisions.Resources Mentioned:Learn more about Insignis Cash: www.insigniscash.comWealthBuilders Wealth Hub: WealthBuilders WebsiteConnect with Us:Subscribe to Wealth Talk on Spotify, Apple Podcasts, or your favorite podcast platform.Follow us on YouTube and join the conversation.For WealthBuilders members, access exclusive resources through the Wealth Hub.Next Steps On Your Wealth Building Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders  If you have been enjoying listening to WealthTalk - Please Leave Us A Review! 

In this episode of Corporate Treasury 101, we explore how treasury teams can improve their operations by focusing on practical steps in cash forecasting, in-house banking, and treasury reporting. Our guest, Alexander Fleischmann, Market Development Executive at Nomentia, shares examples from companies like Lufthansa, GLS Logistics, and Eaton Corporation to explain how treasury departments can solve real challenges using the right tools and strategies. From building cash visibility to managing internal bank structures, the episode highlights the importance of agility and structured planning in a changing financial landscape.Alexander brings over 15 years of experience helping companies improve their treasury operations. He explains how to start small, make quick wins, and build scalable solutions over time. We discuss why forecasting remains a top priority, how historical data plays a key role in accurate planning, and what makes reporting more useful and accessible to teams. Whether you're new to treasury systems or looking to optimize your existing setup, this episode offers practical advice and real examples from leading organizations.What You'll Learn in This EpisodeWhy cash flow forecasting remains a top priority for treasurers and CFOsHow Lufthansa rebuilt its forecasting system in just 6 working days during the pandemicWhy starting small helps with treasury transformationWhat an in-house bank is and how it saves on intercompany payment costsHow GLS Logistics started implementing in-house banking from the ground upHow Eaton Corporation manages bank accounts and user permissions with clear dashboardsWhat a data cube is and how it supports treasury reportingThe importance of using the tools you already know, like Excel and Power BIWhy having the right data matters more than new technology hypeEpisode Breakdown & Timestamps [00:00] – Introduction and AFP partnership ($100 off CTP certification) [01:35] – Meet Alexander Fleischmann and an overview of today's discussion [02:52] – Why liquidity and forecasting matter more than ever [05:26] – Lufthansa case: how they changed their forecast model in six days [09:19] – Importance of being flexible in difficult times [11:10] – How Nomentia supports team development and talent retention [15:37] – When and how forecasting tools can be used properly [20:50] – In-house banks: what they are and how they reduce costs [25:46] – GLS Logistics: building internal systems step by step [30:17] – Benefits of using separate tools for different needs [33:53] – How to plan and prioritize treasury transformation [37:16] – What is Microsoft Azure, and why does Nomentia use it [42:03] – Moving away from pie charts and improving reporting [44:40] – Eaton Corporation: reporting and permission workflows [49:56] – Using Excel and Power BI without being an expert [53:16] – How to use reporting tools for forecasting and exposure tracking [56:36] – Why some companies start with reporting and later move to full solutions [58:54] – Final thoughts and advice from Alexander [1:00:15] – Where to learn more about NomentiaFollow our guest Alexander Fleischmann:LinkedIn:

Send us a textNavigant Credit Union's VP of Cash Management Brian Pereira joins Bill Bartholomew for April's episode of Financial Well Being. Support the show

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP is join by with Nick DeVito, CFP. Nick is a financial planner at Menninger & Associates Financial Planning. Of the six areas of financial planning, this episode covers cash management. In this episode, Mike and Nick discuss a case study of a recent prospect. The guys discuss switching to a Roth 401(k), maximizing 401(k) match, HELOCs, and paying down debt. This is a great episode for anyone who is unsure about the best channels to not only manage cash flow, but pay down your debt. For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: Before I go on hiatus, I reflect back on the sacrifices I made to get where I am today. It took a few years, but the ocean waves are calling my name...and I'm ready to answer. We'll talk again very soon. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

Tune in for expert Cash Flow Management and Liquidity Strategy insights vital for Business Survival and sustainable Business Growth. This Corporate Finance Explained episode delivers essential Corporate Finance principles, focusing on Managing Cash Flow effectively for optimal Financial Health. Learn crucial Financial Management tactics.We analyze Cash Flow Forecasting techniques, strategic Scenario Planning for Finance, and practical Working Capital Optimization. Understand the critical Finance Strategy and Financial Planning differences that separate thriving businesses from those facing Business Failure. Explore why Profitability alone isn't enough without solid Cash Management.Study real-world examples: learn from the Cash Flow Problems leading to failure (Toys R Us, WeWork analysis) and the successful Liquidity Management and Working Capital strategies of industry leaders (Amazon Cash Flow Strategy, Walmart Inventory Management, Apple Cash Reserves). Equip your Finance Team, FP&A Analysts, and Finance Leadership with actionable Financial Analysis and Treasury Management strategies to protect and grow your business.

Investors should keep cash savings in their bank accounts for rainy days. Cash reserves can serve as a hedge against unexpected future expenses (Ivan Sichkar, 2012). This is a prudent risk management strategy that may also enhance overall investment returns.... Read More ›

Automation offers treasurers a chance to make processes more efficient, save time and money, and enhance controls around cash management. For those just embarking on such a journey, understanding where to start and defining the goals is essential for a successful outcome.

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: Credit Cards, Auto Loans, Medical Debt, College Debt. It's a hole that a person can dig themselves out of...but they can also avoid the hole almost entirely. It starts by pointing the finger at yourself. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Intro, Near miss car accidents and the return of my favorite Table Wine. Segment 1: Are Tariffs working? Let's dive into the data of what some countries export and what they are proposing. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

FX- und Devisenhandel, Finanzierungen, Cash-Management – fast alle wichtigen Prozesse im Treasury finden in den meisten Unternehmen mittlerweile voll oder weitgehend digital statt. Doch es gibt ein gallisches Dorf im digitalen Treasury, in dem diese Veränderung nach wie vor kaum stattfindet: „Das Aval-Management findet in vielen Unternehmen immer noch weitestgehend papierhaft statt“, sagt Carl Hoestermann, Ex-Treasurer und heute Geschäftsführer bei dem Aval-Spezialisten Gracher.Sicherheitsgründe stünden nicht dahinter, urteilt Hoestermann, sondern eher „Tradition“. Bei Unternehmen, die viel mit Avalen arbeiten und das in Papierform tun, fänden sich „Regalmeter an Leitz-Ordnern nur mit Aval-Dokumentationen“, weiß Hoestermann zu berichten. „Und der Umgang mit diesen Papierdokumenten ist oft dazu auch noch nachlässig, etwa mit Blick auf Feuer- und Wasserschutz.“ Sachliche Gründe, solche Risiken und Ineffizienzen zuzulassen und den Aval-Bereich weiterhin analog zu führen, sieht der frühere Treasurer von Hochtief nicht. Seiner Meinung nach könnten – und müssten – sämtliche Prozessschritte digitalisiert werden.Warum viele Treasurer und CFOs die Digitalisierung des Aval-Geschäfts dennoch nicht forcieren, wo für Finanzabteilungen ein sinnvoller Ansatzpunkt liegen könnte, um mit der Digitalisierung der Aval-Prozesse zu beginnen und ob eine der an Avalen beteiligten Parteien gar ein spezielles Interesse daran hat, die Digitalisierung auszubremsen – die Antworten gibt Carl Hoestermann im FINANCE-TV-Gespräch.

Jason and Jeff answer listener questions about portfolio management, cost basis versus market value, and the importance of understanding one's investments fully. The conversation centers around determining when to add to existing winners versus investing in new opportunities, using QuantumScape as a practical case study. They also explore alternative investment strategies, such as the Calamus ETFs, comparing their potential benefits and drawbacks against more conventional options like CDs and money market accounts. 03:22 Understanding Cost Basis and Portfolio Management06:28 Deep Dive into Portfolio Strategies16:02 Sponsor Messages and Advertisements26:36 Portfolio Concentration and Small Positions28:23 Cash Management and Investment Strategy29:30 Challenges of Managing a Large Portfolio30:53 Conviction and Adding New Companies31:15 Understanding and Following Your Investments35:41 When to Bail on an Investment36:38 QuantumScape: A Case Study46:36 Calamus ETFs: An Alternative to CashCompanies mentioned: GOOG, QSSubscribe to our portfolio on Savvy Trader Email: investingunscripted@gmail.comTwitter: @InvestingPodCheck out our YouTube channel for more content: To get 15% off any paid plan at finchat.io, visit https://finchat.io/unscriptedListen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTubeInvesting Unscripted is brought to you by Public.com* Visit https://public.com/investingunscripted *All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6%+ yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 12/13/2024. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule (https://public.com/disclosures/fee-schedule). Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more.Alpha is an AI research tool powered by GPT-4.  Alpha is experimental and may generate inaccurate responses.  Output from Alpha should not be construed as investment research or recommendations, and should not serve as the basis for any investment decision. Public makes no warranties about its accuracy, completeness, quality, or timeliness of any Alpha out. Please independently evaluate and verify any such output for your own use case.*Terms and Conditions apply.2025 Portfolio Contest2024 Portfolio Contest2023 Portfolio Contest

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: Ashton Hall has my attention, and it's mostly positive. Segment 2: Never thought I'd be into wine, but here we go! Segment 3: I discuss a condition about detailed memory recall and how it works with males emotions towards material items. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

Tax season is upon us! Listen to this timely episode as we're joined by Benitha Mintz, the CFO of Zyloware, as she offers unique insights on her approach to personal finances. About the guest:Benitha Mintz is an experienced Chief Financial Officer with a demonstrated history of working in the apparel and optical industry. Skilled in Cash Flow, Budgeting, Microsoft Excel, Cash Management, Human Resources, Logistics and IT Management. Strong finance professional with a Bachelor's degree focused in Accounting from City University of New York-Hunter College. Like this episode? Please subscribe and share!iTunes | Spotify | Overcast | iHeartRadio | AmazonConnect with the OWA:Website | LinkedIn | Instagram | Facebook

In this episode, we chat with ACT's Naresh Aggarwal and Bottomline's Leo Gil about cash management strategies to gain executive buy-in, conflicting KPIs, cash management concepts and a tailored approach, and the critical importance of flexibility and resilience for treasurers. We also dive into the potential of AI and technology pitfalls to avoid.

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Intro: A giant explosion right in front of my eyes...then I wake up. Segment 1: Don't touch other peoples cars...please, for your sake. Segment 2: If the worst happens be prepared, if the best happens, be invested. Segment 3: If your the smartest person in the room, you're in the wrong room...same goes for the gym, your job, your friends, etc. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: All these kids/adults getting whatever they want since birth, that debt is coming due soon, so who's to blame? Segment 2: Define being rich, try the pistachio method. Segment 3: When colleges lose their funding, where does the staff go? FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

Brett McCollum interviews Sanjiv Jain, who shares his journey of overcoming adversity in the real estate industry. Sanjiv discusses his background, transition from corporate America to real estate, and the challenges he faced, including significant events like 9/11 and the 2008 financial crisis. He emphasizes the importance of resilience, setting goals, and seeking advice from trusted individuals during tough times. In this conversation, Sanjiv Jain shares his experiences navigating the challenges of the real estate industry, emphasizing the importance of relationships, adaptability, and understanding economic fundamentals. He discusses his strategies for managing cash flow, his aspirations for future growth, and the lessons learned from past adversities. Sanjiv's insights provide valuable guidance for anyone facing challenges in business and highlight the significance of perseverance and collaboration.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: It's official. After three years, the podcast is finally returning to where it belongs, in a big way. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: Try Fork-Lyft, not regular Lyft. Segment 2: Is landing safely now an additional fee? Just askin... Segment 3: The world has always conspired, please dose me slowly. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

In this episode, Dr. Preston Cherry breaks down why emergency funds are a must—even for high earners. He explains that they act as financial protection, not an investment, and shares smart strategies to build and maintain one. From how much to save to balancing cash reserves with investments, this conversation clears up common myths and offers practical advice for managing money wisely.Key Points:• Emergency fund = security• It's insurance, not investment• Automate savings for consistency• Too much cash = fear• Balance liquidity & growthWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Information on the Life Money Balance Podcast is for educational purposes only, not financial advice. Review our disclosures: https://www.concurrentfp.com/disclosures/

Get direct insights into how AI can simplify and automate your treasury functions—transforming your team's efficiency and boosting forecasting accuracy. Eleanor Hill (TMI) sits down with Naty Yifrach (Taboola) and Matthew Harlan (Nilus) to discuss how automation and AI is disrupting the treasury management space by providing real-time visibility into cash flow, more accurate cash forecasting, and automated cash reconciliation, empowering finance leaders with the tools they need to take control of their cash and become more strategic leaders.

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: More Free Computers! Segment 2: Everyone should own and use an inversion table. Segment 3: Why is my instagram algorithm thinking I like Jewish conspiracy garbage? Segment 4: My mother said I should read the Ten Commandments...so I did. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

In this episode, Jake and Gino sit down with Jeremy Thomason, Managing Principal of Convolo Capital, to discuss his journey from corporate banking to real estate syndication. Jeremy shares his experiences in passive investing, multifamily deals, asset management, and raising capital.He reveals insider knowledge from his time at CoreLogic, breaks down how institutional investors operate, and explains why Dallas and Atlanta are his top picks for 2025.If you're looking to scale your real estate portfolio, improve your asset management skills, or understand the nuances of multifamily investing, this episode is for you.Topics Covered:How Jeremy transitioned from banking to real estateLessons learned from single-family investingRaising capital as a first-time GPThe power of institutional investors in multifamilyThe risks of floating-rate loans and why fixed debt is kingHow to avoid cash management disasters in multifamilyThe future of real estate investing in 2025Subscribe for more insights on multifamily investing and wealth-building strategies! Chapters:00:00 - Introduction  02:59 - What is a Finance Bro?  07:32 - Transitioning from Passive Investor to Syndicator  11:40 - How Big Data and AI Are Changing Real Estate  19:20 - Understanding Multifamily Debt: Agency vs. Bridge Loans  23:15 - Cash Management vs. Spreadsheet Management  31:03 - Asset Management vs. Property Management  36:37 - Why NOI Growth Matters More Than Cap Rate Compression  40:17 - The State of the Multifamily Market in 2025  45:46 - Top Real Estate Podcasts & Resources  51:04 - Best U.S. Markets for 2025  52:29 - Gino Wraps it Up We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: I explain my absence from last week. Segment 2: My dog Chase has a mild medical condition that I cured on my own... Segment 3: Nobody saves money like me, I seriously can't make this stuff up. Segment 4: I like wine...lemme explain in a non-snobby way. Segment 5: What's the next studio going to look like? FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

Struggling with cash management? Learn how the Profit First system can revolutionize the way you handle your business finances. Tune in for a live tutorial & exclusive template!Time Stamps01:21 - Episode Intro03:27 - Setting Up Profit First Accounts05:26 - Target Allocation Percentages (TAPS)07:25 - Profit First Analysis Spreadsheet19:24 - Implementing the System26:44 - Final Tips and WarningsSnippets from the Episode" You're going to be tempted to dip into your profit and your owner's pay and transfer back to your operating expenses, and that's okay, but you have to be very disciplined to say, no, I'm going to make a profit. I'm going to reserve this for profit and I'm not going to shortchange myself.” -Khalil BenalioulhajResourcesProfit First Analysis Template24 Things Construction Business Owners Need to Successfully Hire & Train an Executive AssistantSchedule a 15-Minute Roadblock CallCheck outOpenPhoneBuild a Business that Runs without you. Explore ourGrowthKits Need Marketing Help? We Recommend BenaliNeed Help with podcast production? We recommendDemandcastMore from Martin Hollandtheprofitproblem.comannealbc.com   Email MartinMeet With MartinLinkedInFacebookInstagramMore from Khalilbenali.com Email KhalilMeet With KhalilLinkedInFacebookInstagram

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: I have no degrees in anything. No certifications either...but... Segment 2: Tariff, the latest buzzword to scare everyone. Segment 3: Average American overspends by 140 dollars every week on stupid shit, what a shocker. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: Another laptop for free? Sure! Segment 2: Why my financial method is finally working, follow it. Segment 3: Friends, family and coworkers with self-destructive behavior, learn the signs...then run. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: I love my dog...but he's a pussy. Segment 2: Some stupid segment about money n' stuff. Segment 3: How many people work at home right now...soooo who's moving? FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: We are back in studio! Where the hell was I for the past month? Segment 2: A strong action plan for 2025. Segment 3: California...just shaking my head. The ocean is right there! FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

Support: PositiveSarcasm.com/Donate A little Carlinesque poetry in my best Rachel Maddow wardrobe to kick off the new year. Here's a little offensive morsel for you to chew on. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: Stocks went up, BOI gets axed, A CEO gets whacked, and I shave my beard. Segment 2: A session of Q&A. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

Today, Shannon delves into non-traditional cash management strategies for business owners. Inspired by Shannon's experience at the Junior Achievement Steps for Success program, the episode explores various bank accounts and answers the question: "What do I do with my cash if it's just sitting in the bank?" Listeners will learn about checking and savings accounts, high-yield savings accounts, and even corporate brokerage accounts.   What you'll hear in this episode: 05:33 High yield savings, maintain reserves, consider investing.  08:11 Prioritize checking and savings for business growth.  If you like this episode, check out: Why You Should Get Financing Before You Need It  Maximize Profit and Cash Flow (Financial Priority Formula Part 2)  CFO Q&A: Should You Pay Off Loans with Extra Cash?  Want to learn more so you can earn more? Get $50 off your HR audit with People Principles by using code SHANNON50 here. Visit keepwhatyouearn.com to dive deeper on our episodes Visit keepwhatyouearncfo.com to work with Shannon and her team Watch this episode and more here: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ  Connect with Shannon on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn. 

The Investing Power Hour is live-streamed every Wednesday on the Chit Chat Stocks Podcast YouTube channel at 1:30 PM EST. This week we discussed: (04:26) Tech Earnings and Market Sentiment (11:15) Regulatory Challenges for Big Tech (17:26) Insights from 13F Filings (23:21) Buffett's Cash Management and Future Strategies (29:15) NMI Holdings and Investment Strategies (33:50) Understanding Earnings Multiples (35:19) Navigating Frothy Markets (36:17) The Streaming Wars: A Closer Look (44:32) Market Valuations and Portfolio Adjustments (47:49) MicroStrategy's Bitcoin Strategy (57:10) Small Cap of the Week: Potbelly Corporation ***************************************************** Subscribe to our YouTube channel: https://www.youtube.com/@ChitChatStocks  Follow us on Twitter/X: ⁠https://twitter.com/chitchatstocks  Follow us on Substack: ⁠https://chitchatstocks.substack.com/  ********************************************************************* Sign-up for a bond account at Public.com/chitchatstocks  A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6.9% yield is the average annualized yield to maturity (YTM) across all ten bonds in the Bond Account, before fees, as of 8/28/2024. A bond's yield is a function of its market price, which can fluctuate; therefore a bond's YTM is “locked in” when the bond is purchased. Your yield at time of purchase may be different from the yield shown here. The “locked in” YTM is not guaranteed; you may receive less than the YTM of the bonds in the Bond Account if you sell any of the bonds before maturity, or if the issuer calls or defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule.  Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. You should evaluate each bond before investing in a Bond Account.  The bonds in your Bond Account will not be rebalanced and allocations will not be updated, except for Corporate Actions. Fractional Bonds also carry additional risks including that they are only available on Public and cannot be transferred to other brokerages. Read more about the risks associated with fixed income and fractional bonds. See Bond Account Disclosures to learn more. ********************************************************************* FinChat.io is The Complete Stock Research Platform for fundamental investors. With its beautiful design and institutional-quality data, FinChat is incredibly powerful and easy to use. Use our LINK and get 15% off any premium plan: ⁠https://finchat.io/chitchat  ********************************************************************* Sign up for YellowBrick Investing to track the best investing pitches across the internet: joinyellowbrick.com/chitchat ********************************************************************* Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: If it has value, buy it. Buy it all. Segment 2: A session of Q&A. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: 2 Minute song...It's just a 2 minute song. Segment 2: A session of Q&A. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

(For Entertainment Purposes only, always seek a qualified professional.) Support: PositiveSarcasm.com/Donate Segment 1: Grabbing your phone to post a video of you screaming...great plan. Segment 2: A session of Q&A. FREE STOCKS, IRA, CASH MANAGEMENT: https://a.webull.com/S4xAPPzv9rXFMdF8Q4 Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00EoSC Trade Stocks and Crypto Reward when you sign up: https://etoro.tw/47OmXMl PositiveSarcasm.com - 2014 Therapy for yourself, for couples, for teens: https://www.betterhelp.com/ If you are completely out of options: https://988lifeline.org/ Wellness guides: Mel Robbins: https://www.youtube.com/@melrobbins Dr. Jordan B Peterson https://www.youtube.com/@JordanBPeterson

It is no longer a question of whether financial institutions need AI, but more a question of what use cases we should focus on first, and how we can best scale the technology. In this special episode of One Vision — FinTech Fuse! Theo chats with John Duigenan, General Manager, Global Financial Services Industry with IBM Technology, and Shanker Ramamurthy, Global Managing Partner Banking & Financial Markets with IBM Consulting, on what to expect at the upcoming Money 20/20 USA conference in Las Vegas. From scaling generative AI across the financial services enterprise, to trustworthy AI best practices and top use cases for GenAI, the agenda is packed with insights from IBM experts with deep knowledge in modernization, digital transformation, and emerging technologies. Join us where fintech meets responsible AI, and let's shape the future of banking together. ** To learn more about IBM's insights, expectations, and recommendations for the banking industry when it comes to the most significant development in technology in decades, check out these sessions and stop at IBM's conference space in Meeting Room MR 2202.   October 27 at 10:20 AM PT — Generative AI: The New Accelerator for SME Banking with Shanker Ramamurthy, IBM Consulting & Steve Van Wyk and Banking Industry Architecture Network (BIAN) October 28 at 10:00 AM PM — Technology & the Future of Financial Services with Gary Cohn, Chairman IBM October 29 at 10:00 AM PT — Reimagining Treasury & Cash Management  with Matthew Angelstad, IBM Consulting & Kartik Kaushik, RBC Capital Markets October 29 at 1:55 PM PT — Consumer Complaints: Reduce Risk and Improve Compliance through AI-Based Analysis with Maya Wilson, IBM Promontory You can find all the details here!  https://www.ibm.com/events/money2020  #AI #FinTech #FinancialServices #IBMPartner #Money2020USA  **

It is no longer a question of whether financial institutions need AI, but more a question of what use cases we should focus on first, and how we can best scale the technology. In this special episode of One Vision — FinTech Fuse! Theo chats with John Duigenan, General Manager, Global Financial Services Industry with IBM Technology, and Shanker Ramamurthy, Global Managing Partner Banking & Financial Markets with IBM Consulting, on what to expect at the upcoming Money 20/20 USA conference in Las Vegas. From scaling generative AI across the financial services enterprise, to trustworthy AI best practices and top use cases for GenAI, the agenda is packed with insights from IBM experts with deep knowledge in modernization, digital transformation, and emerging technologies. Join us where fintech meets responsible AI, and let's shape the future of banking together.**To learn more about IBM's insights, expectations, and recommendations for the banking industry when it comes to the most significant development in technology in decades, check out these sessions and stop at IBM's conference space in Meeting Room MR 2202. October 27 at 10:20 AM PT — Generative AI: The New Accelerator for SME Banking with Shanker Ramamurthy, IBM Consulting & Steve Van Wyk and Banking Industry Architecture Network (BIAN) October 28 at 10:00 AM PM — Technology & the Future of Financial Services with Gary Cohn, Chairman IBM October 29 at 10:00 AM PT — Reimagining Treasury & Cash Management with Matthew Angelstad, IBM Consulting & Kartik Kaushik, RBC Capital Markets October 29 at 1:55 PM PT — Consumer Complaints: Reduce Risk and Improve Compliance through AI-Based Analysis with Maya Wilson, IBM PromontoryYou can find all the details here! https://www.ibm.com/events/money2020 #AI #FinTech #FinancialServices #IBMPartner #Money2020USA ** Hosted on Acast. See acast.com/privacy for more information.

Send us a textLearn why having profits doesn't always mean having cash and how it could be holding your business back. Steve breaks down common cash flow issues and explains how your inventory and accounts receivable might be tying up cash. In this episode, you'll discover strategies to free up working capital, improve cash flow, and avoid the pitfalls that can lead even profitable businesses to bankruptcy. Whether you're running a startup or scaling an established company, these insights are crucial for long-term financial health and growth. Here's how to get started with Boosting Your Financial IQ:Step 1:  Test your financial IQ for FREEStep 2: Download the FREE appStep 3:  Take the Fundamentals of Finance courseDisclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Get the free BYFIQ app and Starter Course here: https://www.byfiq.com/app Support the show

Send us a textCash flow is often more important than profit when evaluating a business. Many companies with high profits struggle due to poor management of working capital and capital expenditures. Focusing on free cash flow, the true indicator of a company's financial health, leads to better investment decisions. Understanding how to analyze a business beyond EBITDA and profit margins, factoring in working capital needs and capital intensity, can help you optimize your business for long-term growth and success. Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. Support the show

In this episode of 'The Tactical Empire,' host Jeff Smith and guest Shawn Rider discuss strategies for business owners to optimize cash flow and maximize wealth. They begin by sharing personal updates about local events and business projects. The main topic revolves around why business owners often keep excessive cash reserves in their business accounts due to fear or lack of knowledge. They suggest using the Profit First methodology, leveraging high early cash value life insurance policies, and utilizing credit lines as emergency funds. The discussion includes practical advice on maintaining an appropriate level of business expenses in savings and how to strategically invest excess funds to grow personal and business wealth. The episode emphasizes the importance of financial education and strategic planning for long-term success.Chapters00:00 Introduction to Tactical Empire00:32 Meet Shawn Rider00:49 Weekend Recap and Greek Festival02:11 Business Updates and Storage Project03:44 Investing in Business Projects05:28 Mentoring Business Owners06:26 Cash Management for Business Owners09:03 Profit First Methodology11:56 Leveraging Cash for Growth22:17 Emergency Funds and Credit Lines25:31 Closing Remarks and Social MediaYou can connect with Shawn Rider on Facebook and Instagram. If what you heard resonated with you, you can find Jeff on Instagram, Facebook. If you're interested you can visit The Tactical Empire's website https://www.thetacticalempire.com/home-4169. And don't forget to visit us on Apple Podcasts to leave a review and let us know what you think! Your feedback keeps us going. Thanks for helping us spread the word!

In this episode, Craig Jeffery and Paul Galloway discuss the "efficient frontier." They explore risks, rewards, and trade-offs between options like money market funds, ECR, and IDA/ICA. They also talk about liquidity needs and capital access. Listen in to learn more.

Thanks to our Partners, NAPA TRACS, AutoFix Auto Shop Coaching, and Today's Class Join Dan Bryant and Heather DePriest as they discuss the transformative power of Mike Michalowicz's 'Profit First' methodology. Heather and Dan share their success stories and discuss the essential principles of cash management that have helped them grow their businesses sustainably. Tune in for insightful discussions on budgeting, cash allocation, and the critical role of business coaching. Heather DePriest, American Garage, Chinook, MT. Heather's previous episodes HERE Dan Bryant, American Pride Automotive, 5 StoreS, VA Show Notes Watch Full Video Episode Starting Profit First (00:03:01) The challenges of starting the Profit First system and the benefits it brought to their business. Impact of Profit First (00:04:11) How Profit First helps with budgeting, tax payments, and managing expenses, leading to significant improvements in their business. Issues with Managing Cash (00:06:15) The consequences of not managing cash properly and the stress it can cause for business owners. Need for Coaching and Education (00:08:38) Heather and Dan emphasize the importance of coaching and education in implementing Profit First and improving business management. Core Principles of Profit First (00:10:15) Dan Bryant explains the core principles of Profit First, including setting up main accounts, allocating percentages, and removing temptation. Rhythm and Account Setup (00:15:06) Heather discusses how they simplified their accounts and the importance of finding a supportive bank for setting up multiple accounts. Inconvenient Bank and Transfers (00:16:48) Dan explains the concept of the "inconvenient bank" and the purpose of transferring funds to it, emphasizing the removal of temptation. Success and Expansion (00:18:57) Dan and Heather share their success story and how Profit First helped them manage cash and expand their business. Struggles in Business (00:19:25) Dan and Heather discuss the struggles of business ownership, including talent acquisition and financial challenges. Business Expansion and Financial Management (00:21:12) Dan shares insights on business expansion, financial management, and the importance of sustainable profit. Team Building and Family Inclusion (00:24:51) Dan discusses team building activities, including the importance of including family members for better participation. Profit First and Budgeting (00:25:17) The conversation delves into how Profit First aligns with budgeting and financial planning for the future. Tax Allocations and Financial Security (00:26:13) The importance of setting aside funds for taxes and the peace of mind it brings to business owners. Thanks to our Partner, NAPA TRACS NAPA TRACS will move your shop into the SMS fast lane with onsite training and six days a week of support and local representation. Find NAPA TRACS on the Web at http://napatracs.com/ Thanks to our Partner, Auto-Fix Auto Shop Coaching Proven...

Kate O'Neil and Collin Mitchell discuss the importance of alignment between sales, marketing, and finance in a business. Kate emphasizes the need for these departments to work together and share information to achieve the company's goals. Mitchell and guest Kate O'Neill, CEO of Teeming, also discuss the impact of financial models on sales and marketing goals and the consequences of not aligning these areas. They also highlight the changing landscape where finance is playing a bigger role in running the business.Follow the Host:Collin Mitchell (Partner, Leadium)Our Episode Guest:Kate O'Neil (CEO, Teaming)Sponsored By:Leadium | The leader in outbound sales appointment setting*If you'd like to be a guest on the show or have any questions, email us at guest@salestransformation.co - Just tell us why you're reaching out and we'll contact you as soon as we can!