Francly Speaking

In this episode, we talk to Franc investor Dudu about her money journey. Growing up in a family of entrepreneurs, Dudu learned early lessons about hard work and income. She shares how she overcame debt, started saving intentionally, and began investing to secure her daughters' future. Dudu also dives into her experience investing through different investment groups, offering valuable tips on what to do—and avoid—when building wealth collectively. Filled with personal insights and practical financial tips, Dudu's story is both inspiring and educational.

In this Francly Speaking episode, Seb and Cassidy are here to share their personal tips and expert advice on the financial milestones to aim to achieve by 40.

Don't panick! We know investing can be tricky, but don't let these common mistakes trip you up!

Ready to kick debt to the curb? In this Francly Speaking Episode, we're diving into the world of debt—what it is, the good, the bad, and the ugly. We'll show you how to identify good debt that can work in your favour and bad debt that's dragging you down. Plus, we've got some awesome tips and tricks to help you say goodbye to debt for good.

You know that investing is a smart money move, but where to start? With much of your life still ahead of you, this question can be more than just a little overwhelming. Don't worry, we've got you!

Wondering how to start investing but not sure where to begin? Investing for beginners can feel overwhelming, but it doesn't have to be!

What should you invest in for your child's future? Why is it important to invest in their future in the first place, and how do you even go about it?

Should you be considering investing offshore?

Motherhood is a magical journey, but what happens when you're not financially prepared?  From nappies to tuition fees, the costs can be overwhelming! Ensuring you've got your financial bases covered is not just about your child's future; it's essential for your own peace of mind.In a recent webinar, we chatted to Laura du Preez, CFP and Editor at Smart About Money and mom of two adults, Thando Schermer, CEO at Zoie Health and new mom, and Ess Mukumbo, personal finance creator, financial columnist, and mom of two, to ask them for practical advice for parents when budgeting for their children and investing in their future. This podcast recording is there to arm you with knowledge and financial savviness to empower your financial journey with children. Because at the end of the day, every mom deserves financial peace! #Momconomics2023 #FinancialTips #EmpoweredMotherhood #InvestInYourChild #InvestingMadeSimple

After the magical proposal, the reality of wedding costs hits hard. How do you afford the dream wedding without breaking the bank? Budgeting for your wedding should be as joyous as the big day itself! Join Kgomotso as she sits down with the lovely Talya Plaatjies, founder of Fashionably Financial and bride-to-be, to shed some light on budgeting for a wedding in South Africa, her wedding budgeting and checklist, and tips and tricks to make your own journey smoother! In this episode, we cover: 00:00 - 04:26 Introduction: The importance of budgeting for a wedding 04:27 - 07:27 Setting up a shared wedding goal on the Franc app!

It's the first episode of Francly Speaking for 2024!

Join Cassidy and Brett in this Francly Speaking episode as they discuss saving and investing as a couple.

Welcome back to another insightful episode of Francly Speaking!

At Franc we often say that saving is not enough – you must invest your money. But if you're a beginner investor, even if you've done all your research, how do you know where to even start?!

Did you know that only 42% of South Africans are financially literate?

Curious about the world of investing and how it can help you grow your wealth? Join our CEO, Thomas Brennan, as he dives into this topic with financial advisor Mikhail Muller. They chat about the difference between saving and investing, what an investment portfolio is and different investment strategies, and how to build your own based on your goals, your time frames and your appetite for risk. Imagine this: You have a specific financial goal in mind, such as saving for your child's education in 10 to 15 years. Based on Thomas and Mikhail's advice, you should estimate the expenses, account for factors like education costs and inflation. Then, instead of stashing that money under your mattress where it loses value to inflation, you decide on the best way to invest your money to meet your goal. That's what building your investment strategy and portfolio is all about! It's about growing your wealth and securing your financial future, one step at a time.

Ever had that sinking feeling like your money is doing a disappearing act? Yeah, we've all been there! That's why we're talking all about taking control of your finances in our latest Francly Speaking episode with our founders Sebastian Patel and Thomas Brennan! In this no-nonsense, no-jargon chat, Sebastian Patel and Thomas Brennan spill the beans on how to handle your hard-earned cash like a pro. Tracking money in and out is crucial, and these two gurus have some seriously smart tips up their sleeves. Ever heard of the 50/30/20 rule? Prepare to be amazed! And trust us, it's not as complicated as it sounds. So, if you're ready to conquer your financial fears and emerge as a budgeting champ, hit that play button and join us for a virtual coffee chat. Watch us cover all the knitty-gritty details of managing your household finances like bosses! Don't worry; we won't bore you with endless spreadsheets or mind-numbing math. Instead, you'll find engaging discussions, practical insights, and maybe even a laugh or two along the way. Remember, it's all about taking charge of your money, not the other way around. So don't miss this opportunity to level up your financial game and gain some priceless knowledge. Watch the video version: https://bit.ly/3PzfSth Take control of your financial future at the palm of your hand by downloading the Franc app today! Download the Franc app: https://bit.ly/3rhxBvX Visit the Franc website: https://bit.ly/465hgcz

We had the pleasure to sit down (virtually, of course) with Nicolette Mashile, the Financial Bunny, television talk host, YouTuber and serial entrepreneur, to chat about women starting their own business and doing it for themselves. Having built a business and media empire, we knew she was the perfect person to grill on all things entrepreneurship, and have a frank conversation about her successes and challenges. From how to start a business, to small business funding, and all the trials and errors in between, Nicolette gives her tips for female entrepreneurs, shares her own experiences, and talks openly about the challenges. If you're thinking of starting your own business, or you already have, this is not an episode to be missed! Ready to take these learnings and start saving up for your small business launch? Download the Franc App, set a small business goal and start saving today. Download the Franc app: https://franc.page.link/tips-nicolette Visit the Franc website: https://bit.ly/3EgowXq

Women have been historically underrepresented in the finance and investing world, but times are changing, and more women are investing than ever before.

In this episode of Francly Speaking, Founder at Franc Thomas Brennan and Operations Associate Keval Maharaj talk about teaching your child the important money lessons early in life. Picture this: your little one is sitting cross-legged on the floor, playing with colorful blocks, and you're wondering, "Is it too early to introduce them to the concept of money?" Studies suggest that children can start to understand the concept of money as early as seven years old! The earlier you dive into the money chat, the better for your child's financial future. Teaching your mini-me about financial literacy can also be fun. From playing cool money-themed games to giving them an allowance and encouraging them to save for that toy they've been eyeing – there are many exciting ways to do it. Because let's face it – life's a series of financial decisions, and we want them to ace it! So don't shy away from the money talk. Embrace it with open arms and show your little ones that the world of finances isn't as daunting as it seems. You'll be unlocking a world of possibilities for your child, and who knows, maybe they'll be the next financial genius to change the game. It's time to raise a generation of savvy money masters!

Living a comfortable life is thee ultimate dream, and the sooner you start investing in that future, the more possible it is (that's the magic of compound interest ✨). We're here to spill some tea on how to build wealth in your 20s!

One of the most thrilling moments in life is receiving your very first paycheque! Join us for a chat about our biggest money blunders, budgeting blips, overspending oopsies, and the dreaded debt monster. Don't worry, it's not all doom and gloom – we'll also be sharing tips on how to develop rock-solid financial habits that'll have you navigating this exciting milestone like a pro. Trust us, this is one video you absolutely can't afford to miss! If you're ready to take these learnings and start investing your hard-earned money, download the Franc App! Google Playstore: http://bit.ly/3cJgLN2 Apple App Store: http://apple.co/36LTeal Huawei App Gallery: https://bit.ly/3P1UtFM Visit the Franc website: https://www.franc.app/

In this special episode, Franc's CMO Shera, is interviewed on SAFM about what is happening for women in the space of investing and finance. Listen to find out more about the statistics facing women in this space and what Franc is doing to lower the barriers women face.

This quarter had its fair share (pun intended) of ups and downs due to the oil prices, increased inflation and issues caused by the Russia-Ukraine conflict. Listen in on today's episode as Keval talks about the top performers and the worst performers.

Fact: investing is scary for many people. And just like any other fear, it likely makes us do one of a few things: freeze, run away, or hide. In today's episode, the CEO and co-founder, Thomas, goes over the story of how Franc keeps investing frank.

In this podcast, Rele discusses how you can save through savings challenges and go over some savings challenges Franc has started to help some of our users.

We have just passed the halfway mark of the year, which has brought to a close the second quarter of 2022. Join Keval as he analyses what happened this quarter.

"I'm not a stranger to living frugally (student life!) so I am willing to go over and above to save a few extra bucks", in today's episode Busisiwe goes over some tips and tricks to travelling cheaply.

We all have a dream car, but have you ever asked yourself what impact will buying your dream car have on your future ambitions, from a financial perspective? Today Thomas talks about his experience in the matter.

People who buy and sell shares often laugh at people who buy and hold. However, our analysis shows that buying and holding is better most of the time. Listen as our CEO Thomas elaborates on this further.

Our CMO Shera goes over a personal account of when to start saving for children, tips to introduce good financial habits and how to do so.

Growing up, many of us have perceptions about investing that we (hopefully!) figure out later are not correct. Listen to Franc's COO and co-founder Seb as he shares 5 myths from the past that aren't true today.

Today, Miyabo talks about how her first friendcation went. "My friends and I had been toying with the idea of going on a friendcation for almost a year but It was only in October 2020 that we decided to be serious about planning one." Tune in for some lessons from her first friendcation.

The honest truth is that unless you're already wealthy and have a complicated personal financial situation, you probably don't need a financial advisor. Learn why this is the case today as the CEO of Franc, Thomas, breaks this down.

The invasion of Ukraine by Russia, persistent global inflation and an aggressive outlook towards global interest rates has provided plenty of catalysts for volatility during the first quarter. Join Keval as he goes into further detail on what you need to know about market movements.

In this podcast, Rele will be looking at some recent and not so recent Netflix releases that have a financial takeaway, and of course, a plot twist or two that you could also find interesting (spoiler alert!).

In today's episode, the CEO of Franc, Thomas Brennan talks about his journey founding Franc and how the industry has changed since. In 2017 South Africa was the highest country in the world for the search term “how to invest” on Google trends. Over the past 5 years the financial industry has seen a lot of change. Let's talk about it.

Today Seb talks about the considerations you should make when investing. Income earned and realised capital gains (when you sell something for more than you paid) have different tax consequences. Tune in to find out which will suit you.

You mean well and try to spend less, but something always comes up. The good news is there are plenty of straightforward ways to save money and breathe some fresh air into your budget and Tara talks about them this week.

This week we talk about the phenomenon of digital assets. Since Bitcoin's debut in 2009, the idea of using blockchain or similar cryptographic software to create cryptocurrencies and other types of assets has mushroomed wildly.

"I've often thought about what I would say to my younger self if I had a chance. There are a few things, what I did with the money I earned." - Thomas Brennan.

At the end of last week the big markets in the USA were lower than they were at the beginning of January. And the question is… should you care? Nicolas Oldert gives us his take on the situation.

Saving can seem like an impossible and daunting task when you're a student. That's why Anelisa Masawana is talking about some tips that students can take advantage of.

What is "risk" when it comes to money and investing? In this episode, Nicolas Oldert answers that question and explains how Franc's in-app risk assessment helps our users.

Although there was some nervousness around Omicron and what it could bring, the local equity markets performed very strongly over the last quarter.

Many find stock trading, to be an intimidating or unappealing option. This leads them to search for alternatives, and ultimately land on the forex market.