Podcasts about Parting

It seems the beginning of the end for the Bruins was parting with Cassidy

BIO: Collin Plume, a precious metals expert and serial entrepreneur, helps investors maximize returns with minimal risk.STORY: Collin inherited some money from his grandmother at 18. When two of his college friends came to him with the idea of creating a TV show, but on the internet, he cut them a check that was way too much than what he should have. The business didn't work.LEARNING: If you're going to make a mistake in something, make it yourself and learn from it. “If I'm going to make a mistake, I will make it myself. I will put my blood, sweat, and tears into it.”Collin Plume Guest profileCollin Plume, a precious metals expert and serial entrepreneur, helps investors maximize returns with minimal risk. Founder of Noble Gold Investments and My Digital Money, he champions alternative assets like metals, real estate, and crypto. He is a dedicated family man who prioritizes integrity and client success in navigating complex financial markets.Worst investment everCollin inherited some money from his grandmother at 18. He did some traveling and a few other things with the money. Two of Collin's college friends came to him with the idea of creating a TV show but on the internet. In theory, it made a lot of sense. They raised money, and Collin cut them a check that was way too much than what he should have.Unfortunately, Collin didn't fully engage with the idea beyond writing the check. He didn't foresee the potential pitfalls. The business, however, didn't pan out. Collin's deepest regret in this investment was not actively participating in the business and learning from it. He lost money and the opportunity to grow as an entrepreneur.Lessons learnedIf you're going to make a mistake in something, make it yourself. Don't give money to someone else to make a mistake on your behalf—they will learn from it, you won't.Teach your kids how to make money from an early age.Andrew's takeawaysFamilies should take it upon themselves to protect the next generation.Actionable adviceIf you get that opportunity, take it and learn from it, but know that if you invest, you'll probably never see $1 come back to you. Also, you could jump on the bandwagon of a totally new and exciting idea, but there are some successful businesses out there that you can invest in.Collin's recommendationsCollin advises seeking out new mentors in different areas every year. Continuous learning and growth through mentorship is a powerful tool for personal development, and Collin himself has found it invaluable in his journey as an entrepreneur.No.1 goal for the next 12 monthsCollin's number one goal for the next 12 months is to train some people to take over more of the day-to-day operations in two of his businesses. On a personal level, he wants to go on one of the big hiking trips he's never been able to do.Parting words “I love this show—everything about it. You're a great guy to talk to. I appreciate you having me on; it's been a pleasure to be with you.”Collin Plume [spp-transcript] Connect with Collin Plume

In this miniseries, we're exploring Depthfinding—an easy-to-grasp framework designed to help leaders and teams solve their gnarliest cross-functional challenges. This week, Rodney and Sam zoom out. Because here's the truth: the experience the last few months in the U.S.? It's not an exception. It's the environment we're working in now. From top-down compliance crackdowns to the resurrection of five-layer approval chains, we're watching organizations double down on control just as the world demands more adaptability. Many teams feel stuck waiting for the storm to pass—without realizing that this is the weather now. In this episode, we unpack what's going on, what it means to lead when volatility is the default, and how to stop standing still and get moving. Download the Depthfinding guide to get the template and examples of how to use it. Want to learn more about Depthfinding? Head here: theready.com/depthfinding -------------------------------- Want future of work insights and experiments you can try delivered to your inbox? Sign up here. Follow us on your favorite platforms for more org design nerdery: LinkedIn Instagram -------------------------------- Mentioned references: Mongolian-Manchurian grassland "USAID cuts" "former federal employees as foreign intelligence targets" "diversity in teams leads to higher performing teams" "permacrisis article" Overton window Critical Uncertainties (a Liberating Structure) 00:00 Intro + Check-In: What's a notable wildlife encounter you've had? 05:03 Understanding the moment we're in 07:01 Efficiency in principle vs execution 11:31 Broad cuts that don't acknowledge complexity 14:57 Midnight Zone churn 19:29 Big sky mandates that are a distraction from real work 28:18 Navigating the changing sky within your organization 34:11 Compounding crises are likely, plan for uncertainty 38:34 Parting thoughts 39:33 Wrap up: leave us a review and send us your questions! This episode's theme music is Yaggadang by BG & Coyote Radio. Sound engineering and design by Taylor Marvin of Coupe Studios.

Parting words? This word is of first importance (v1-16) This word comes with tears (v. 17-23) This word is the good news of God's grace (v. 24-26) So… Be on your guard! (v. 28-31) Rest in and be built up by this word (v. 32-33) Work hard to help the weak (v. 34-35) Now I commit you to God and to the word of his grace

Elliot Ross is a photographer and writer whose work focuses on the intersection of landscape, identity, and justice in the American West. His images have appeared in Time, National Geographic, and The New York Times, and he's known for deeply researched, long-term projects that combine striking visual storytelling with a journalist's rigor. Whether he's documenting water access on the Navajo Nation or tracing the contours of Glen Canyon as it reemerges, Elliot brings a rare mix of artistry, empathy, and precision to every assignment. Born in Taiwan and raised on the eastern plains of Colorado, Elliot grew up between cultures and landscapes—an experience that shaped both his worldview and his creative path. He picked up a camera early, inspired by his grandmother's family albums, and later earned a full-ride to the Savannah College of Art and Design. After college, he cut his teeth in New York City, assisting some of the most high-profile portrait and fashion photographers in the industry. All the while, he was quietly dreaming about building a career on his own terms—one rooted in storytelling, purpose, and the landscapes he still called home. In this episode, we talk about the early experiences that shaped his artistic voice, the evolution of his career, and how he's learned to navigate the demands of both commercial and documentary work. Elliot shares the backstory of his recent Time magazine cover story on water equity in the West, a project that involved years of reporting, deep community ties, and even a return to the classroom. We also discuss his thoughts on creative endurance, working across political divides, and the role of photography in fostering empathy and connection. I'd encourage you to visit Elliot's website and dig deeper into all of his work, especially his project A Question of Balance, which became the Time magazine feature. You can find links to everything in the episode notes. Thanks to Elliot for the inspiring and timely conversation, and thank you for listening. --- Elliot Ross Time magazine piece A Question of Balance Full episode notes and links: https://mountainandprairie.com/elliot-ross/ --- This episode is brought to you in partnership with the Mighty Arrow Family Foundation. To whom much is given, much is expected. This value guides the philosophy behind the Mighty Arrow Family Foundation today. Committed to its cause and infused with an entrepreneurial spirit, Mighty Arrow aims to invest in solutions that take action on climate change to build a more vibrant future, repair relationships from farm to market to table, heal our connection to the lands and waters we call home, and demand a more just and equitable society. To learn more about Mighty Arrow's forward-thinking, optimistic, and visionary work here in the American West and beyond, please visit www.mightyarrow.org. --- TOPICS DISCUSSED: 3:05 – Elliot growing up in Taipei and how his parents met 6:00 – Few but vivid memories of Taipei 7:09 – The culture shock of moving to eastern Colorado 8:25 – How photography came into Elliot's life 10:29 – Reading influences 13:16 – Travel bug 16:22 – Savannah College of Art and Design 18:07 – Parental pressure 19:49 – Credit to high school art teachers 20:54 – Figuring out photography 27:47 – No wavering 29:54 – Moving into independent business 33:29 – Pitching Carhartt 37:03 – Nat Geo ups and downs 42:10 – Near-death experiences 45:44 – Approaching long-term projects 49:35 – Pulling on threads 51:45 – Humans and landscapes 56:35 – Curiosity as the most authentic de-escalator 58:05 – Writing and shooting and doing it all 1:02:45 – Response to the Time story 1:07:35 – A tale of two places 1:13:45 – Using water in the West 1:16:35 – The Desiderata creed 1:17:05 – Book recs 1:23:05 – Parting words --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts

The Kansas City Star's Daniel Sperry drops by to talk about the parting of Peter Vermes and Sporting KC plus his legacy with the club and MLS

Aaron Citron is the Associate Director of External Affairs at The Nature Conservancy, where he leads state-level policy engagement across Colorado. His work spans a wide array of conservation priorities, including water management, healthy forests, renewable energy siting, and partnerships with private landowners and tribal nations. Aaron plays a key role in bridging on-the-ground conservation efforts with the legislative and regulatory frameworks that support them. He also helps shape TNC's strategy around climate and energy policy, working to ensure a rapid but responsible transition to renewable infrastructure. Aaron grew up in Tucson, Arizona, where early exposure to the desert landscape—and its vital, limited water resources—sparked a lifelong interest in the natural world. After studying history and political science at Emory University, he returned west for law school at the University of Arizona, focusing on water and land use law. His career has taken him from local land trusts to national NGOs like Environmental Defense Fund, always at the intersection of policy, place, and practical impact. Along the way, he's built a reputation for thoughtful, collaborative work that reflects both his legal background and his deep connection to the West. In our conversation, Aaron shares a detailed look at how conservation policy gets made—from coalition-building and legislative drafting to navigating complex stakeholder relationships. We discuss examples like Colorado's response to Clean Water Act rollbacks and new tools to support in-stream flows on the Yampa River. He talks about the balance between urgency and patience, the importance of trust in long-term conservation, and how calm, clearheaded engagement can shape better outcomes. It's a compelling look at the behind-the-scenes work that makes public-facing conservation efforts possible. Be sure the check out the episode notes for a full list of everything we discussed and links to everything. Thanks to Aaron for this conversation and thank you for listening. Enjoy! --- Aaron Citron Full episode notes and links: https://mountainandprairie.com/aaron-citron/ --- This episode is brought to you in partnership with the Colorado chapter of The Nature Conservancy and TNC chapters throughout the Western United States. Guided by science and grounded by decades of collaborative partnerships, The Nature Conservancy has a long-standing legacy of achieving lasting results to create a world where nature and people thrive. During the last week of every month throughout 2025, Mountain & Prairie will be delving into conversations with a wide range of The Nature Conservancy's leaders, partners, collaborators, and stakeholders, highlighting the myriad of conservation challenges, opportunities, and solutions here in the American West and beyond. To learn more about The Nature Conservancy's impactful work in the West and around the world, visit www.nature.org --- TOPICS DISCUSSED: 3:15 – Starting at the beginning, growing up in Tucson 7:42 – Underrated Arizona 11:23 – From environmental history to law school 15:22 – After law school, including a TNC internship 18:11 – Landing at the Arizona Land and Water Trust 21:24 – Path to TNC 24:06 – Aaron's role at TNC 27:42 – Clean Water Act protection project 33:40 – Getting the information to the people 35:29 – Yampa River Fund 40:39 – What makes someone good at policy work? 46:11 – The power of relationships 49:00 – Federal versus state policy focuses 53:40 – Remaining calm 57:21 – Book recs 1:01:53 – Parting thoughts --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts

BIO: Stu Heinecke is the author of How to Get a Meeting with Anyone, named one of the top 64 sales books of all time and the #1 sales book ever written on prospecting.STORY: Stu discusses his updated book edition, which caused a worldwide stir when the first edition was released in 2016. He talks about how to get a meeting with anyone.LEARNING: Be audacious and try to get that meeting that seems impossible. “When trying to get meetings, we have to make human-to-human connections. We must be audacious and surprise people and have them just say, wow.”Stu Heinecke Guest profileStu Heinecke is the author of How to Get a Meeting with Anyone, named one of the top 64 sales books of all time and the #1 sales book ever written on prospecting. A hall-of-fame-nominated marketer and Wall Street Journal cartoonist, he is known for oblique perspectives and utterly unique strategies for selling, entrepreneurship, explosive growth, and, of course, getting meetings.Worst investment everIn today's episode, Stu, who previously appeared on the podcast on episode Ep503: Never Cling to One-to-One Leverage, discusses his updated book edition, which caused a stir worldwide when the first edition was released in 2016. Stu shares how his book has inspired a global community, including the founder of Reach Desk, who raised $48 million in funding, and many others who have found inspiration in his work.AI and B2B salesStu highlights the transformative role of AI in B2B sales, a significant development that is miraculously changing the landscape. As AI becomes more prolific, Stu believes there will be a clamor for uniquely human things.He underscores the importance of human-to-human connections and creativity in making audacious and surprising efforts to get meetings in the new AI world, ensuring the audience is well-informed and prepared for the future.Creativity and overcoming self-doubtGetting people to meet you can be overwhelming, and self-doubt may creep in occasionally. Stu encourages people to make breaking through part of their character. He adds that having a sense of mischief and adventure is essential because if you can't get a meeting, you can't sell. Stu urges people to get as good as possible at getting meetings and reaching out to people that they think they would never be able to reach. Just be audacious and try.Stu also emphasizes the importance of involving assistants in outreach efforts and making them part of the process to extend your reach.No.1 goal for the next 12 monthsStu's number one goal for the next 12 months is to get into bodybuilder shape.Parting words “One of the best investments you can make is to get good at getting meetings with people that you might think are completely out of reach. Reach out, and you'll see they aren't out of reach.”Stu Heinecke Connect with Stu HeineckeLinkedInWebsiteBooksAndrew's...

Before it was called Christianity, the "Jesus movement" was born in 1st-century synagogues. In today's episode, Anders Runneson joins Helen and Dave to talk about the important role of ancient synagogues of both civic and religious institutions, and how a better understanding of synagogues can shape our reading of the New Testament. You can download a full PDF of Anders' book for free: Judaism for Gentiles: Reading Paul Beyond the Parting of the Ways ParadigmSUPPORT BIBLICAL TIME MACHINEIf you enjoy the podcast, please consider supporting the show through the Time Travelers Club, our Patreon. We are an independent, listener-supported show (no ads!), so please help us continue to showcase high-quality biblical scholarship with a monthly subscription.DOWNLOAD OUR STUDY GUIDE: MARK AS ANCIENT BIOGRAPHYCheck out our 4-part audio study guide called "The Gospel of Mark as an Ancient Biography." While you're there, get yourself a Biblical Time Machine mug or a cool sticker for your water bottle.Support the showTheme music written and performed by Dave Roos

As a property manager, you're familiar with the uncomfortable shuffle when trying to ensure utilities are set up correctly at move-in. What if you could make the whole process easier? In this episode of the Property Management Growth Show, property management growth expert Jason Hull sits down with the founder of Utility Profit, Zac Maurais, to discuss wires, pipes, and signals: Everything you wish you knew about home utilities. You'll Learn [01:48] How Zac Built a $100 Million Business [07:38] Solving Utility Challenges with a Streamlined Tool [15:54] Using Utility Profit to Make Extra Profit [23:26] Integrations and Frequently Asked Questions [30:20] Take Action on The Things You're Avoiding! Quotables “I think the secret to being smart is just being willing to look stupid.” “Done is better than perfect.” “Have a bias for action. Get your hands dirty. Do it yourself.” “ Whatever it is that you think that's holding you back, just start trying to do it.” Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript [00:00:00] Zac: It's almost like we're like taking the Yellow Pages and then putting it online or something. Yeah. I mean, it's kind of a wacky problem that we're solving there.  [00:00:08] Jason: So you're single handedly bringing the utility space into the future. So, All right. [00:00:16] Jason: Welcome DoorGrow Property Managers to the Property Management Growth Show. If you are a property management entrepreneur and you want to add doors, you want to make a difference, you want to increase revenue, you want to help others, you want to impact lives, and you're interested in growing in business and life, and you're open to doing things a bit differently, then you are a DoorGrow property manager and you just don't know it. DoorGrow property managers love the opportunities, daily variety, unique challenges and freedom that property management brings. Many in real estate think you're crazy for doing it. [00:00:47] Jason: You think they're crazy for not because you realize that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. We want to transform the industry, eliminate the bs, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. [00:01:13] Jason: I'm your host, property management growth expert, Jason Hull, the founder and CEO of DoorGrow. Now let's get into the show and I'm hanging out today with Zac Maurais. Did I say it right?  [00:01:25] Jason: That's right, yes.  [00:01:26] Jason: Hey. All right, cool. It's great to have you on the show. So Zac we're going to be chatting today about wires, pipes, and signals, everything you wish you knew about home utilities. [00:01:38] Jason: I think this will be interesting to our listeners because, you know, we get into this stuff as property management people. So, so Zac before we get into that though, give us a little backstory on you. How'd you get into being an entrepreneur? When did you first figure that out, that you maybe were one and then we can get into why you started this business so that you've got going and tell us, tell everybody about it. [00:01:58] Jason: Cool.  [00:02:00] Zac: Let's do it. Yeah. So, quick intro myself, I live here in Austin, Texas. I've been an entrepreneur now for better part of a decade and a half. Right out of college I started a business it was actually a food delivery business called Favor. We ended up scaling that business to having 50,000 delivery drivers in the state of Texas. [00:02:22] Zac: So it was the second largest employer in the state. And over the course of building it up over a couple of years, we were doing over a hundred million dollars of food sales a year. So sizable company and we sold that to HEB grocery and yeah.  [00:02:38] Jason: And if people don't know, HEB I'm in the Austin area, I'm up in Round Rock. [00:02:41] Jason: But if people don't know HEB. HEB consistently wins the best grocery store awards like in America every year. Like it's always winning.  [00:02:51] Zac: It's kind of amazing. I mean, they are an institution. There's so many small towns across Texas where the only show in town, I would kind of say it's akin to like a Walmart or something like that for a national brand that people would be more familiar with. [00:03:04] Zac: Family run business, been around for a hundred years. So it's cool that it had joined forces with Favor. And learned a lot from doing that company. I mean, at the time that we sold it, we had over 140 corporate employees, designers and software engineers and business intelligence people and salespeople. [00:03:24] Zac: So I'm right there with you, Jason, where I like growth. I like growing things and learning about business and learning about new categories. So as I sold it, I was looking for the next thing to do.  [00:03:35] Jason: So people are clear, Favor, and you can correct me if I'm wrong, but Favor competes with like Instacart and like some of these, it's like a delivery service. [00:03:44] Zac: That's right. So the way that the service worked was, it was like an on demand. It was part of the on demand delivery kind of thing that was happening. The gig economy, you know, people will probably remember Lyft coming out and Uber. There wasn't one for delivery of kind of like fast casual food or groceries yet. [00:04:02] Zac: And we brought that into the market. We had first mover.  [00:04:05] Jason: Oh yeah. So yeah, it's kind of like Uber Eats and, you know, these kind of things.  [00:04:08] Zac: Exactly. So you could tap a button, request a Favor, and then someone would go shopping for you, go pick up some tacos or yeah, run at the grocery store or something like that and bring it to you in 45 minutes or less. [00:04:20] Jason: Got it. And is Favor just a Texas thing?  [00:04:23] Zac: At one point in time we tried to go national expansion, but it was a bit of a wartime thing that was going on. Yeah. A lot of VC dollars getting put in. And we had a very strong Texas brand. We had over a million people in Texas using it. [00:04:37] Zac: Yes. So we said we just doubled down on home base.  [00:04:40] Jason: I mean, Texas is like its own little universe. We've got Favor, we've got HEB, we've got, you know, there's all these things that are just specifically Texas. So if y'all come to Texas, you got to like experience the whole Texas deal. You got to go to an HEB, you got to go to Bucky's, you got to go to all these things, right? [00:04:56] Zac: So yeah, right. When you're here in town for Jason's event, go get yourself some Yeti swag.  [00:05:02] Jason: Yes.  [00:05:02] Zac: And then order yourself a Favor.  [00:05:04] Jason: Yes. There you go. Yeah. Cool. Yeah, and people get really religious about their, you know, things like Yeti. It's like Yeti Mecca. Like people, like my brother-in-law comes into town. He is like, "I got to go to the Yeti store." He's like, just like starry-eyed in there. And I'm like, "why? Why?" Coolers, thermases? I don't know. Cool drinks. Yeah. Yeah. It's a thing. So he like collects them, and then sometimes he's flipping them too. Like there's limited edition things, so. My brother-in-law's name is Jason also, so he might listen to this. [00:05:36] Jason: So Jason, I mentioned you on my podcast, so, all right.  [00:05:39] Jason: Shout out to Jason.  [00:05:41] Jason: Shout out to Jason. So, cool. So Zac, I mean, that's a pretty impressive thing. Not many people can say they built a hundred million dollar, you know, business or had an exit or something like that. So, and then what did you do next? [00:05:55] Jason: Like, you sell this thing, did you lose all meaning and purpose in life and decide to start a new business or what happened?  [00:06:01] Zac: I think that happens with some people, right? You sell it, you have somebody, you're like, "what am I going to do with my life now?" I'm going to take a good thing and somehow it becomes a bad thing. [00:06:09] Zac: But I just, I really like building. And I like the process of entrepreneurship where you talk to people, you try to find a problem and you like go hit a whiteboard, you sketch, it becomes more tangible, and then all of a sudden you can partner with an engineer and make it and then bring it back to the customer. [00:06:26] Zac: And I just like that. It kind of just scratches something in my brain, I think. And something else that's been cool for me on my entrepreneurship journey. I had mentioned that I've been doing it now for a decade and a half and the entire time that I've been working and doing startups, I've been doing it with like my best friend Ben from growing up together. [00:06:45] Zac: We  [00:06:46] Jason: best friend Ben.  [00:06:46] Zac: wen to school in New Hampshire. And it's fun to be able to go on that journey with someone like that.  [00:06:52] Jason: Yeah. That's cool. So you and Ben are still doing stuff together then.  [00:06:55] Zac: Right.  [00:06:56] Jason: Yeah. Third company.  [00:06:57] Zac: Third company now, so.  [00:06:59] Jason: Yeah. Dynamic duo. All right. And so I imagine that you have some complimentary sort of skill sets and challenge each other a bit. [00:07:08] Zac: Yeah, I think our brains have kind of been swapped and became more of the same brain. But the way that I explained it originally was like Ben was the left brain engineer, right? He is going to build out the backend database. He was a civil engineer, so he was just constantly doing math. And then I was more of the, you can kind of see there's some paintings behind me, like I was the artist.  [00:07:30] Jason: The right brain guy. Yeah. Got it.  [00:07:32] Zac: But now it just kind of became one, somewhere between now. He kind of went a little bit more right. I went more left, so.  [00:07:38] Jason: Cool. So bring us up towards the present day. So like, what are you and Ben, you know, getting together and working on? [00:07:45] Zac: Yeah, so I guess the way that we got into the property management industry was we were trying to build some leasing automation tech over the last few years. We had something called Sunroom Leasing, and it was like a platform that would help. With self showings, with different things related to collecting some data from renters about the home. [00:08:05] Zac: We had at one point in time, around 8,000 homes that were leasing across the country for some real estate investment trusts and some large scale property managers. And it kind of turned us on to this like, it had some challenges I think of that scale. And so we ended up realizing that's not what we want to do long term. [00:08:26] Zac: And something that it was like a good ride, but I think we were onto something that could be more scalable and a more acute problem to solve.  [00:08:35] Jason: Yeah, this was like a tuition business. You're learning and paying the price of tuition. Yeah. So you got familiar with the property management industry a bit through that. [00:08:44] Jason: That's right. Figured out kind of your target audience and you probably started to see some different problems you like started scheming with your whiteboard on, so.  [00:08:52] Zac: Yeah, and the problem that we zoomed into was around utility setup. And what we thought was kind of a silly thing was, here it is, it's 2024. [00:09:01] Zac: This was last year that we had launched it. We realized that there wasn't like a Google Maps of utilities. We thought it was silly that you couldn't just type in an address online and then see what's the water, what's the electric, what's the gas, what's the internet? There was no transparency for that. [00:09:20] Zac: And when we looked closer, there's like, you zoom in on water, there's over 20,000 water providers and they have really weird setups, you know, or it could be down just by the neighborhood or the zip code or the, you know, it's just wacky the way that the mapping works. And we thought if we could build out the whole mapping infrastructure, that would be a valuable thing, both for owners of the property that just want to have a more streamlined process, property managers that are doing it every day, and then renters. If you kind of think of this problem of setting up utilities while it's annoying and they have to Google around and make a bunch of phone calls, this is just one problem within a whole, you know, iceberg of other things. It's just the tip, small thing that they're doing a ton of things related to the move. We thought that if we could streamline this, then it could have a broad appeal and be something that we could do nationally and do at a big scale. So, over the last year, what we've done is we've built out that infrastructure to be able to do mapping at scale. [00:10:21] Zac: And we have built a platform that streamlines the process of turning on utilities. We're trying to make the utility on switch and it's a cool tool because the property managers using it can get confirmation that utilities have been set up correctly. And this is helpful for them because, you know, if you don't turn on the electricity and it's the dead of winter, you're probably going to have some problems on your hands with pipes bursting, you know, and things like that. [00:10:48] Zac: So, it's a useful tool in the process.  [00:10:51] Jason: So let's talk about this problem, right? This is super annoying. Like everybody that's moved has had to figure out this weird, you know, puzzle to like, which utility providers are available here? Which internet provider can I use? What are my options? Can I get this cool fiber, you know, thing, can I get this? Is there..? Like what's available? Then they're trying to figure out like water, electric. You're maybe trying to find out from the previous owner or somebody and you're trying to like negotiate all this and then like getting things switched and then the timelines like it's a mess. [00:11:25] Jason: Like it's really annoying and yeah, it's like why do we just deal with this and put up with this? We're living in the age of AI and this AI revolution now and. Why isn't there a better solution to this? It seems like it's just like chaos and confusion. Yeah, so.  [00:11:45] Zac: It is chaos and confusion. Yeah. And people waste so much time doing it and oh god. [00:11:50] Zac: Yeah. And I think as a result, like sometimes people will just make sacrifices where they'll be like, well, I was on this telecom company before. Maybe I'll just go back to them. And then I might miss out on being able to be like, well, I could have had faster internet or a better plan that's cheaper or something If they had just...  [00:12:07] Jason: sure. Yeah.  [00:12:07] Zac: ...known that they had options.  [00:12:10] Jason: Right. You're like, man, I'm still using dial up. And I didn't realize Google Fiber was available here. Yeah, right.  [00:12:15] Zac: Throwing that in an old AOL like.  [00:12:18] Jason: Yes, I remember those days. I was such a nerd. Alright, so yeah, and people may maybe get impatient and they just make some quick decisions. [00:12:27] Jason: You know, and all these companies try to give them incentives like, Hey, if you move, like we'll move it and help you get it set up. And they try to make it seamless, but because they're trying to retain their, you know, the customer, but that might not be in the best interest of the customer.  [00:12:41] Zac: Totally. Yeah. So this we're in the spirit of trying to add transparency into the process, make it more streamlined. And and have a really lightweight tool like, you know, not another app you have to download, but just something that seamlessly fits in the move in process. Okay. [00:12:55] Zac: Integrates really well with the tools that the property manager is already using, you know, just is able to sync, in real time, figure out what are the addresses coming up, and then give the property manager a way to both communicate what the utilities are and then check that they've been turned on. [00:13:16] Zac: And then interestingly, there's a lot of places in the US where these telecom companies are competing. And they spent a lot of money to lay down these fiber optic lines, you know, or copper lines, and they're trying to recoup some of that cost. Yeah. And so they'll pay money for more customers. [00:13:35] Zac: And so we're able to generate revenue and then share that with property managers as an incentive to use the tool.  [00:13:43] Jason: Okay, cool. So what's the name of the tool or this service?  [00:13:46] Zac: It's called Utility Profit.  [00:13:48] Jason: Utility profit. Okay. All right. And it's P-R-O-F-I-T I would assume? Yep, exactly. Not like you're prophesying. [00:13:57] Jason: All right, got it. So Utility Profit, and so this really is solving that challenge to just streamline all that, and there's a financial incentive or benefit for the property manager helping to get these things connected.  [00:14:11] Zac: That's right. That's right. Yeah. And one of the...  [00:14:14] Jason: Win, win, win all the way around win. [00:14:15] Zac: Yeah, exactly. And that's the best type of tool. You know, something that it doesn't just benefit one party, but all the people involved. Yeah. And so, you know, it's exciting there. Now there's people across the entire United States using it. We've been helping thousands of renters per month. [00:14:32] Zac: Just in the last year there's been, I think over 750 property managers using it. Some really big ones with thousands of properties all the way down to people that just have a couple homes in the portfolio. I think the average has about 400 homes and, you know, it's really kind of empowering that we bring something to the world and that fast that many people are using it. [00:14:55] Zac: It's cool to see.  [00:14:56] Jason: Yeah. Cool. So. And Ben's leading the nerds on the team making this all work.  [00:15:02] Zac: Yeah, we're both working closely with engineers and, I mean, it's been a big lift. I mean, we've had to do all sorts of wacky things to be able to like get this data because like I said, it didn't exist. [00:15:12] Zac: I imagine. [00:15:13] Zac: We have to like literally go and draw service maps, you know, that were PDFs on old websites and then, you know, turn them into a structured database. Right. I, you know, pull it up correctly. Yeah.  [00:15:26] Jason: You're just doing this ground level legwork to like get... it's almost like you're transferring old records into a digital format. [00:15:35] Jason: You know? Yeah. So that people could play their MP3s or something. Yeah.  [00:15:38] Zac: It kind of feels like that. It's almost like we're like taking the Yellow Pages and then putting it online or something. Yeah. I mean, it's kind of a wacky problem that we're solving there.  [00:15:48] Jason: So you're single handedly bringing the utility space into the future, so.  [00:15:54] Zac: Yeah. And one thing that we've we've been doing over the last couple months that I think is pretty cool is that there's this whole industry that exists for the multifamily apartment space related to what they call as like fiber as an amenity or fiber to the home. [00:16:11] Zac: Yeah. And so the way it would work on multifamily would be, you know, these big telecoms would say, "Hey, we'll sell you a thousand units of internet and then we'll give you a discount for doing so. And then you can either kind of keep that for yourself or you can, you know, share that with your tenants as a way to help your apartments stand out from other apartments." [00:16:33] Zac: The apartments are i identifiable and also you know, easier for the telecoms to spot. The hard thing about homes is it's this long tail of properties and there hasn't been a good way to aggregate them. I think over the last few years there's been some, you know, real estate investment trusts that have got to scale. [00:16:54] Zac: And so it kind of got these telecom companies thinking, "Hey, maybe I should go you know, sell into this market, see if we can apply the same principles of this program from apartments to single family." But it hasn't yet been done at any sort of significant scale. It's kind of a new concept. Now that we have hundreds of thousands of homes, that we are effectively the on switch for, we're helping to source these deals. [00:17:20] Zac: And we're able to bring, you know, significant discount from retail pricing to property managers and consumers. So we we're adding that as a new program that we're doing. We're calling it like Fiber Ready Homes. So it's a cool thing because we can help property managers identify what portion of their portfolio has the underlying technology at the home to have, you know, hyper fast internet speeds. [00:17:47] Zac: Yeah. And then do all of the enrollment process and the billing process to be able to offer a program like this. And and it's pretty gnarly. Like the average property manager that will turn on this program can make tens of thousands of dollars a year. It's roughly $10 per month per door. [00:18:04] Zac: So if you're a 300 door property manager, this is about $18,000. 18,000 per year that you'd be able to generate. And just, you know, kind of free cash flows for enabling something that the renters want.  [00:18:18] Jason: Right. Just making more money and yeah, I mean, high speed internet also being able to bring that to your units. [00:18:26] Jason: It creates a bigger incentive for people to rent it. I mean, it's definitely something I research before I buy a home or move anywhere. I'm always like, what Internet's available there because my life is going to be happening through this. And a lot of more people working from home, especially since Covid. [00:18:41] Zac: True. Yeah, that's a good point. I mean, I think a lot of renters see internet more important than running water in some ways. I mean, it's like everyone's on Netflix and doing work from home calls. You know, it's just, it's super important for renters.  [00:18:55] Jason: Yeah, absolutely. Yeah. That's interesting. And it sucks though when you like if you rent somewhere and that you only have one option and it's not the option that you really want in that area because sometimes they've negotiated like, oh, it's Comcast cable or something like this, and it's low speed or whatever. [00:19:11] Zac: Yeah, that's right. Yeah. Sometimes you're kind of limited by what lines have been laid, and sometimes there's limited options, but it's cool because now we have these two programs. We have one, which is that one I just explained, and then we have a second one. We call it like a marketplace. So it'll truly show you everything that's available, every single company, every single speed all the details of it and help to facilitate just being able to turn it on a lot easier. [00:19:34] Jason: Got it. How does this work? Like a property manager gets set up in your system, they've got their properties, you know, in this, and then they can figure out the tenants when they're onboarding a new tenant, they're like, "Hey, before we give you keys and move you in, we want to make sure utilities are getting moved over." [00:19:49] Jason: So you help streamline this?  [00:19:51] Zac: That's right. Yeah. So it will connect seamlessly with property managers, property management software. Pull in the active listings that they have, and then it will have triggers around the move in date. So once someone's been approved and you have a move in date that's approaching. [00:20:08] Zac: It will send reminders and say, Hey, you know, you're moving in end of the month, like before you move in, please show that you've turned the electric on so that there's not going to be bill back problems and things like that.  [00:20:20] Zac: So, it handles the communication and then what's pretty cool about the tool too, is it's all white labeled. Utility Profit, it's not, you know, like a tenant friendly name, you know? Yeah. It's really for the property manager. And so, okay. We're just helping to facilitate these things. So it's got the property manager's logo, you know, we're more just the underlying technology, which I think is good because like a renter in the process doesn't want to get handed off to another third party. [00:20:48] Zac: They just want to... [00:20:49] Jason: yeah, "Who are these guys? Why should I trust them? I trust you. I'm working with you," but yeah. Got it. No, I think that's really smart. And so your business model then, your growth strategy really is to leverage and support the property managers.  [00:21:02] Zac: Yeah, exactly. Yeah. We're trying to partner with all the property managers in the single family rental space. [00:21:08] Zac: And you know, last I checked, you know, there's at least five to 10 million homes that are managed by third party property managers. And we want to become the main place where where people used to turn on utilities. And you know, we talked about entrepreneurs and having a big vision earlier in the call. [00:21:26] Zac: You know, I think we're solving an important problem by building this Google Maps of Utilities and also just making a better experience. I think anytime we start a business though, you're kind of thinking about like, okay, "Well if I'm able to pull this off, how could this even be even more significant long term?" [00:21:42] Zac: And one of the things that I've been just thinking about as I've been doing it is you know, today we are helping to connect the dots between these things, but I bet in the not too distant future, maybe a few years out, we'll be responsible for millions of homes in helping to turn on these utilities. [00:21:59] Jason: Yeah.  [00:22:00] Zac: We'll probably want to go down the stack of utilities, you know, instead of just directing you to be going to, you know, XYZ local power source. Maybe they get directed to a company that, similar to how we're able to get discounts on internet because we have so much scale, we could buy energy contracts in deregulated markets and, you know,  [00:22:22] Jason: okay. [00:22:22] Zac: Inch down becoming a utility.  [00:22:24] Zac: Okay.  [00:22:24] Zac: And so, I think it's a, it's an interesting thing.  [00:22:27] Jason: So you're saying maybe there's a potential the property manager could be the utility?  [00:22:32] Zac: We'll be able to help the property manager earn more money... [00:22:35] Zac: yeah. [00:22:35] Zac: ...on this process because we...  [00:22:38] Zac: just more margin [00:22:38] Zac: ...want to direct them to like a utility that we own. And we're able to help them monetize these other things like natural gas and electricity.  [00:22:49] Jason: Got it. Love it. Yeah. You're passing the benefit onto the property manager. So, yeah. That gives them quite an incentive to help you grow this. [00:22:55] Jason: Right. So I love it. So, I mean, this really gives property managers a strong competitive advantage over self-management then. [00:23:03] Zac: Yeah, I think so. You know, I think property managers, they have so many things that they're doing and this is one of those set it and forget it types of tools. You know, it's not something you have to have mastery over and like learn another thing, this is like you get on, you set the thing up, you get the logo added and get it synced to your PM software and then you're done with it and it just kind of is happening in the background and then just notifies you. [00:23:26] Jason: Got it. So the setup is pretty easy and then it makes it a lot easier for the property management team to make sure utilities are getting set up correctly. There's visibility into seeing what's been set up and what hasn't, it sounds like. And you mentioned integrations with property management software, and I know everybody listening's like, "but what about my software? The one I'm using?" Yeah. So what integrations do you guys have set up already?  [00:23:49] Zac: It's all the major ones. So what we find is like AppFolio is popular. Rentvine is becoming more and more popular. You know, Propertyware is another one. Buildium's one that we you know, have in the works too, but yeah, I think most people... [00:24:04] Zac: Rent manager? [00:24:05] Zac: Rent manager, yeah. That's one that we work with too. Yeah. I know there's a lot of options for property managers there, but yeah. [00:24:11] Jason: Very cool. Yeah. So everybody listening there. There you go. So they're like, "oh, he mentioned mine. I'm okay."  [00:24:17] Zac: Yeah, that's right. Yeah it's cool that it, you know, just works in a broad way like that. And it's kind of interesting too that the tool even is able to work you know, even if you don't even have a property management software to figure out some ways to you know, even work in that use case. [00:24:32] Jason: Sure.  [00:24:32] Zac: But most people have software.  [00:24:34] Jason: So as long as you can get the properties like into your system, then...?  [00:24:38] Jason: That's right.  [00:24:38] Jason: Got it. Okay, cool. But if they have those then and you have that connection, then it's, yeah, it'll just streamline things. Makes it even more turnkey.  [00:24:47] Zac: That's right.  [00:24:48] Jason: Got it. Cool. So, all right, so you, what else should people know about this? [00:24:52] Jason: Like what are the big questions property managers have been asking you?  [00:24:55] Zac: I think one question is, you know, how much money I earn from this? You know? Okay.  [00:24:59] Jason: They like, they want to know about the money. Let's talk about the money.  [00:25:03] Zac: So the average property manager will, it's a range of 25 to $40 per move that, that happens. [00:25:10] Zac: It ends up being about 25 to, to $30 on average is what we're seeing across the country. And so I think it's one of those things where it's like nice gravy. What we find is that the average property manager, they're like, "this is nice. I can make some extra money from it." But I think it's like, you know, not enough to go, you know, it just adds to the bottom line a little bit. [00:25:32] Zac: Every little thing. Sure. So the main reason why people use it is the time savings, you know? Absolutely. It's just one last thing to have to worry about. So that's that's what we're seeing as we talk to people.  [00:25:44] Jason: Yeah. Yeah, because I mean, just the amount of time you're paying a team member, if they're like 25 to $35 an hour, for example you know, they might be spending an hour or two here or there just calling, trying to negotiate back and forth with the tenant, get these things set up so. [00:25:59] Zac: Property management some days feels like death by a thousand mosquitoes.  [00:26:04] Jason: Oh yeah. I often joke it's, it can be death by a thousand cuts or it can be a really well oiled systemizable machine, but yeah. [00:26:12] Jason: Yeah, absolutely. So, yeah, it offsets a little bit at the move in cost and then just the time savings. You're not having to pay your team to do all this communication. And you know, speed in onboarding is a real challenge for a lot of companies that are really in a high growth sort of state. [00:26:28] Jason: Like small companies might have a hard time just onboarding 10 units in a month, you know? Yeah. And larger companies, it can be pretty hairy if things aren't well dialed in.  [00:26:36] Zac: Yeah, I think that's a good point. It's all about having the systems in place. So that they scale.  [00:26:40] Jason: Very cool. [00:26:41] Jason: Well, is there anything else you think people should know about utility profit? And then we can get into like, how can they connect and get something like this going?  [00:26:50] Zac: Yeah. So the website's, utilityprofit.com.  [00:26:53] Jason: Okay.  [00:26:53] Zac: And it has some more information about how it works and has has some videos of the actual product. [00:26:59] Zac: You can see what it looks like from the renter's perspective, from your perspective and the dashboard that gives transparency. And and it kind of just walks you through everything about the product. And then there's a way on the website to be able to either book a demo if you have any questions about how something works. [00:27:17] Zac: And then, what we do is we'll just help you do like an onboarding call where we have people connect their PM software, upload a logo, invite their team members, really simple, straightforward process and then and then it's kind of good to go. So it's very streamlined thing. People typically will do it and it'll be live same day. [00:27:38] Zac: It's not like some big heavy lift or something. You just kind of go through this 15 minute process. We help you get it all synced up and then it's good to go.  [00:27:45] Jason: So, there's competition out there, right? Like this is a new thing in the space, but previously there's all these companies that try to, you know, negotiate and be able to pull in money and by being the person that gets people on a certain internet service or gets people and they get these kickbacks from the companies and that's how they make their money. [00:28:03] Jason: How do you feel like utility profits sort of stands out from those and I mean, my guess is you have the database, you have the data, like your ability to streamline. You're not having to go and start doing research and that you're just much faster.  [00:28:17] Zac: Yeah, I think that's exactly it. So there's been this whole category over the last couple years that's called a home concierge. [00:28:25] Zac: Yeah. And it's historically been like a call center model. Yeah. Where a rep will get the address and they'll, on your behalf, Google around, make some calls, you know, go try to set things up. And I think that was a helpful first step, and it seems like the natural thing that, that the industry would've been doing. [00:28:43] Zac: But this is just the natural progression of it, you know, building that database out, making it something that is like, you know, a true streamlined tool for everybody. And and just digitizing it a lot more.  [00:28:57] Jason: This is the future. This is the future. It's the next step. You're going to be a sponsor at DoorGrow Live. [00:29:02] Jason: So make sure, you know, everybody come to DoorGrow Live this year. Our theme this year is innovating the future of property management. And so we're going to be sharing innovative stuff. Innovative new models of pricing, not doing it the same way everybody else has been doing it, like percentage or flat fee. There's a lot of innovation and that's our goal at DoorGrow. We're always trying to figure out what are the most innovative stuff? We've got AI maintenance coordinators, we've got all sorts of stuff that are going to be showcased at this event. So if you don't want to be behind the times and have your lunch eaten by competitors and startups that are savvier and more focused on the future, make sure you come to DoorGrow Live. You're going to want to be there because the people that are at DoorGrow Live are going to be the ones that are getting a head start on these really effective cost, saving new tools, these ideas, they're going to help you have more profit in your business. [00:29:54] Jason: And so, Zac, we appreciate you being a sponsor. We're excited to showcase you and some other tools at our event, so.  [00:30:00] Zac: It's going to be fun. It'll be here right around the corner, so. [00:30:03] Jason: Check it out at doorgrowlive.com, and make sure you get your tickets. And we're going to be talking a little bit more in the future, probably on our podcast here. And just online about some of the cool things that you will get or learn if you come to DoorGrow Live this year in May at the Kalahari Resort in Round Rock, Texas. [00:30:20] Jason: So, cool. Well, Zac, is there anything else you want to share before you go? Parting word of wisdom for entrepreneurs out there that haven't had a hundred million dollar exits and built big giant things and they're just struggling to build their little machine, what would you say to them?  [00:30:36] Zac: I would just say like, whatever it is that you think that's holding you back, just start trying to do it. [00:30:43] Zac: You know? I think a lot of times you build up whatever it is in your head. And you think, "well, I would do it if I had this. Or what if I have to hire this person? Or, you know, I need to have this figured out, or I don't know how this works. Like I'm going to just say no to it." I would just say, just start doing it. [00:31:02] Zac: It doesn't have to be perfect to start. And the more you just take that first step it will become more clear and sometimes, it's harder to see the next 10 steps in front of you, but it's pretty easy to take that first step. So I'd say, have a bias for action. Get your hands dirty. Do it yourself. You have mentioned a lot of these things about AI and how the best companies are using ai. [00:31:25] Zac: We're really leaning into that as an organization. It doesn't matter what people's role is, we're saying. You know, download, ChatGPT three and talk to it. Ask it questions like, you know, there's so many cool resources today. It's the best time to figure things out and do things and and take that first step. [00:31:44] Jason: Yeah. GPT 4.5, we're getting clues of that's dropping and going to be out for everybody soon. And then Grok 3, I've been really geeking out on Grok 3, so it's pretty next level, so, but yeah. Cool. I love the idea. Done is better than perfect. I love the idea of rapid iteration. You know, so many times for those of you that are in the earlier stages of entrepreneurs listening to this, this is great advice because I've seen inside a lot of businesses, a lot of small businesses, and one of the biggest mistakes a lot of them make is they try to make everything perfect before they ship it, before they launch it. "I want to get all my processes dialed in," and they're trying to solve problems they don't even have yet. [00:32:20] Jason: They're trying to solve future problems instead of their current problem. And so rapid iteration really is the secret to growing a business quickly because you learn very fast what does and doesn't work. Just start trying shit. Just do it. Break stuff and you're going to learn way faster and everything's figureoutable, so.  [00:32:39] Zac: Yeah. And in that spirit, it doesn't matter what the thing is, you can always get feedback from it, even if it's not totally built yet, like it can be on a napkin, you know, or it could be the next level of that. But go build the thing in whatever low fidelity way. Yeah. [00:32:55] Zac: And then go talk to your customers about it. And this is going to have different applications for different types of business. because you're going to talk about different things. But you know, maybe you have a new program that you're thinking property owners might want to see, like get their feedback on it. [00:33:10] Zac: Or maybe you want to launch a new website or a new logo or whatever it is. I would just say, it doesn't have to be perfect, bring it but you have to get feedback on it. So definitely go and partner with who it is that is going to see it, and then just talk to them about it and say, "Well, how could this be better? What is this missing? What would be the next thing to do? If you could do anything with this, what would you do?" And, you know, people love to share advice. I mean, I think that's the other thing. Yeah. It's like over the last couple years since I've been doing entrepreneurship, I've been kind of amazed at how many people have been willing to share their time and their advice. [00:33:46] Zac: Yeah. And especially if you get an intro to someone from something. Yeah. You know, I think there's this huge thing of maybe you're afraid to ask for that intro or, you know, have that conversation because it's not perfect yet. I would say, you know, find the ideal person that you want to talk to and then figure out how to work backwards and how to get an intro to them and then have that conversation. [00:34:08] Zac: You know, I think you have to be vulnerable in it because you are going to come across dumb sometimes. You know, people are going to say like, "how did you not know this? Everyone knows this," but like, just lose your ego in that. Be okay with not being okay. And then you're going to feel a lot better because on the other side of it, you're going to learn so much. [00:34:27] Jason: Yeah, I think the secret to being smart is just being willing to look stupid. So, I mean, for sure. Ask the dumb question that you're afraid to ask because you're going to learn way faster. And I really think proximity is power. Like just another reason people should come to DoorGrow Live is I think we attract the most growth oriented property management, business owners in the industry and just being in proximity to all these sort of change makers and people trying new stuff and people experimenting, people willing to invest in themselves and to pay like coaches, like DoorGrow. And then I use all my clients as a mass rapid iteration sort of project. [00:35:05] Jason: Like we're always figuring out more and more stuff and I'm gathering these ideas and so we've got systems in place to just allow us to innovate in this industry a lot faster. And so we're really excited about bringing these kind of things to DoorGrow Live and showcasing it. [00:35:19] Jason: So if you're not part of our program, you're not one of our clients. Come check out the magic at DoorGrow Live. Connect with some of the people there and you might realize you found a home, so yeah, your family might be there. So yeah, entrepreneurs we're different breed of people. We, you know, we take risks, we're willing to try new things, and we're not focused primarily on safety and security. [00:35:39] Jason: We're focused more on fulfillment and freedom and contribution. And so this natural offshoot, entrepreneurs are the most helpful people, especially the healthy ones. When you're in a healthy growth-minded state, you want to benefit and help everybody. You're not gatekeeping information like people are sharing stuff and so yeah, I found the same thing to be true in the high level masterminds, coaches that I work with. [00:36:00] Jason: Like just being around the people in these programs has been probably the biggest benefit more than even learning from the guru or whoever that is sharing stuff sometimes. And so, yeah, proximity.  [00:36:11] Zac: Yeah, I think that's well said. You kind of become an average of the people that you spend most time with. [00:36:15] Zac: So if you're around, you know, someone who's going to be pessimistic about everything, then chances are, not going to try things as much. I mean, that, that was like one of the reasons why I had originally moved from, you know, where I was growing up in New Hampshire. I remember when I was pitching Favor when I was 20 something people were like, "ah, no one's going to pay five bucks for something like that. And how do you know how? You don't know how to code. You can't figure that out. Right? Go get a job like everybody else." And then I kind of moved and found my tribe you know, and in Silicon Valley area and then in Austin, Texas. And then next thing you know, I'm actually doing the thing.  [00:36:53] Jason: I think even if people just come to DoorGrow Live to connect with somebody like you and they can create a relationship with somebody like you or any of the change makers or players that we attract at our event. [00:37:05] Jason: I mean, you've done things that a lot of people would dream of being able to do in business, right. And so come make those connections, come to DoorGrow Live and make some connections because it's going to change your life for sure. So, well Zac, I appreciate you coming on the show. People can connect with your company at utilityprofit.com. [00:37:22] Jason: Do a demo. And it's been great having you here.  [00:37:26] Zac: Hey, thanks so much for having me on Jason.  [00:37:28] Jason: All right, so everybody, if you are struggling to grow your business or you're struggling to deal with operations, reach out to us. Check us out at DoorGrow.com. We would love to have a conversation, see if we might be able to help you with something. [00:37:39] Jason: And that's what we do all day long and we care about our clients. We really want to make sure that everybody succeeds. We only win if you're winning. And so until next time, everybody to our mutual growth, let's all win. Bye everyone. 

Servicing Clients.Based on a post by Ostrich Mack. Listen to the ► Podcast at Steamy Stories.Hotel Guest, Lydia.Lydia Carlson was a businesswoman and operated at senior level for the travel agency which bore the family name. The firm had been founded by her grandfather 50 years earlier and had grown to be one of the most prestigious in Europe.Lydia didn't get to her position because of her family ties, as there was a serious work ethic in the family. If you wanted success, you had to earn it. Lydia had studied at university and had worked in other travel agencies to gain experience before moving back to the family nest. Now she was head of procurement, traveling throughout Europe to contract hotels for her company.Lydia was stunningly beautiful. An only child, with as her name would suggest, a Danish background, she had grown up in England. Despite her Scandinavian background, Lydia was not a typical tall, blond haired, blue eyed beauty, but rather a brunette with deep brown eyes. At 36 years old, she was about 5'9" with a slim athletic figure. Her tits and ass were in perfect proportion to her height and weight. Her skin positively glowed and she was always impeccably dressed.Lydia was always guarded when she made new acquaintances, preferring to listen, and assess who it was exactly she was talking to. To some, that came across as aloof.Knowing this, Peter wondered why she had chosen to reserve in his hotel for a midweek stay.Peter's Hotel was a comfortable family run place with good rooms, and a good restaurant. A quiet place to relax and enjoy the garden and the local countryside, and of course the local delicacies. It was certainly not the high-end luxury resorts that Peter assumed Lydia would be used to.To that end Peter was curious. He had googled Lydia and read extensively about her career. There was very little to glean about her private life as Lydia didn't "do" social media.On the evening of her arrival at the hotel, Lydia decided to dine in their restaurant. Peter was delighted to be able to introduce himself to her. At 6'1" and very athletic, Peter cut an impressive figure. He was a presence wherever he went.Lydia was seated in the restaurant. She was as usual impeccably dressed in a bias cut skirt, which reached to just below her knees, showing off her shapely calves. She wore medium heeled sandals which displayed her perfectly manicured toes. Her blouse was a silk round neck with short sleeves. Her wavy hair tumbled down to just below her shoulder. Around her neck she wore a colorful silk scarf.Lydia smiled at Peter as he approached. Her smile lit up the room."Good evening, Mrs. Carlson." He said."It's Miss Carlson." She replied, "And please, call me Lydia."Peter blushed a little. "My apologies, Lydia." He said awkwardly. "My name is Peter Talbot. I am the owner of the hotel, and I am delighted you have chosen to stay with us. If we can do anything to make your stay more comfortable, please let me know."Lydia raised an eyebrow and laughed gently. "Hmm, anything?" she asked with a grin."Of course." Peter said. "We're at your service. It's lovely to meet you. I'm sure we will see each other during your stay.""Well, I certainly hope so." Replied Lydia, smiling."Great." Said Peter. "Enjoy your meal, I will see you at breakfast tomorrow.""Thank you so much Peter." Lydia replied. "May I call you Peter.""Of course, Lydia," Peter replied. He was a little flustered. Was she flirting or was she just simply an incredibly charming woman.The next day.Peter was, as always, up at dawn to prepare breakfast for the hotel guests. This was his favorite part of the working day. An hour and a half undisturbed work, preparing an extensive breakfast buffet for his guests enjoyment.Breakfast started at 7.30am, but at 7.15 Peter heard someone enter the restaurant. Luckily everything was ready, so he just switched on the lights and the background music.As usual he entered the restaurant, to greet his guests. To his surprise, it was Lydia. Dressed in a simple sweatshirt and shorts, she was as beautiful as the evening before. Her hair was wrestled into a ponytail, which accentuated her pretty face. Her high cheekbones and dimpled cheeks made her even more beautiful than Peter had observed."So, the early bird." Peter joked."Gets the first worm." Lydia replied."Are you calling me a worm?" Peter asked, feigning shock.They both laughed. Peter explained everything on the buffet, and Lydia listened patiently, despite having stayed in hundreds of hotels for her work. She thought it sweet that Peter took the time to show her how everything worked.Peter was excited. He couldn't explain what this beautiful, charming woman did to him, but he felt like a teenager with a crush, in her presence."So, Peter," Lydia said. "I was thinking of going for a hike through the hills today. Can you recommend a route?""How far would you like to walk?" Peter asked."Well, I like to keep in shape, so at least 10k." Lydia replied."No problem." Peter replied. "But you should be aware that the routes are not really well marked. You need to be able to read a topographical map for most routes.""Hmm. That is one thing I am not great at." Lydia replied. "Maybe you could recommend a guide?""Ah," said Peter. "At such short notice, a guide will be difficult. But if you would like me to guide you, I am free at 11.""That sounds lovely. Will you order a packed lunch for us to take away?" Lydia asked."Leave it to me." Peter replied. He was secretly thrilled to be able to accompany Lydia for the afternoon.The walk.At 11 sharp, Peter stood in the lounge, ready with a rucksack containing a lunch he had prepared himself. A bottle of champagne, Pâté de Fois gras, Local cheeses and meat cuts and of course, fresh bread and a basket of strawberries. Peter was laying it on for this walk.Lydia appeared from the lift, a vision to his eyes. She had her hiking shoes on, and long socks. Her shorts were loose around her ass and a sort of combat style. Above her shorts she had a tight Lycra shirt which accentuated her tits. She was clearly not wearing a bra. A silk scarf tied like a bandana covered her head with her hair in a ponytail out the back, and a pair of designer sunglasses completed the look.She looked like a model from a camping catalogue."Peter!" she cried. "How nice of you to go to all this effort for me.""It is my pleasure." Peter replied. "Shall we?"They left the hotel. Peter had chosen a route up into the hills via a number of steep climbs to a perfect picnic spot. At first the going was easy, and they chatted amicably about the local countryside and history.Later as the climbs became steeper, there was little time for conversation as they needed to save their breath. Peter helped Lydia up the steeper paths by leading and offered her a hand when the incline was very steep. Lydia was not inclined to let Peter see that she couldn't keep up, but he was a very experienced rambler.Most of the time, Peter walked behind Lydia furtively admiring her perfect ass.Finally, after about 6k, they reached the picnic spot that Peter had planned. It was a huge rock which balanced on the edge of the highest hill. The view over the countryside was amazing.Lydia, sat down on the rock and stared in amazement at the view. She smiled serenely.Peter made himself busy unpacking the lunch. He laid out a picnic blanket on the rock. When everything was ready, he said in a soft voice."Madam, Lunch is served."Lydia laughed. "I'll bet you think that's how I was raised."Peter replied. "No not at all. I just thought it was funny.""It is funny." Lydia answered. "But let me tell you a little about me."Peter perked up, keen to know more about this beautiful enigmatic woman.Lydia began. "I am an only child. I grew up in a wealthy family and had a wonderful childhood. We had lots of friends where we lived and there were always fun things going on in our house and the neighbors houses.My parents worked very hard to make their business successful, and I learned from an early age that if you want success, you have to work for it.I never really had boyfriends, except for one who broke my heart. I was determined never to feel the pain of giving my heart and soul to someone, only to have them stamp on it. As an only child, I learned to amuse myself, and if I am honest, I like my own company.I have had many casual relationships. Mostly to satisfy my sexual needs. But I don't commit to relationships. That is why I never married. I just like to be alone at the end of the day."Peter blushed. "Wow that is very open and honest. How do you do that? The casual relationship thing?" he asked."Well, I got you to come with me today." Lydia replied, smiling at him. She winked at him.Peter blushed even more."Oh, come on." Lydia said. "You don't think I didn't notice you admiring my ass? Did you think I put on this outfit because it was practical?""I guess not." Peter replied sheepishly. "But you are stunning. Why would you be interested in me?""Peter." Lydia replied. "You are handsome, and very charming. Most of the guys I meet are so full of themselves, and generally looking for some arm candy. That's not me. You seem honest and candid. And you listen without interrupting which tells me you are genuinely interested in what I have to say. That is not only refreshing, but a welcome change."Peter smiled. He poured two glasses of champagne and laid toast with foie gras on a plate and joined Lydia on the rock. They sat there on the blanket enjoying the view, the food and champagne.Peter jumped up. "And now the strawberries."He grabbed the basket and took a strawberry between his fingers. Lydia laid herself out on the blanket.Peter leaned over her and fed her the strawberry. As she opened her mouth, he poured a sip of champagne into her mouth and then a strawberry.Lydia closed her lips around the strawberry and sucked on it suggestively before taking it completely in her mouth.She had Peter's full attention and there was a stirring in his trousers.Lydia looked carefully around, and seeing no one else, she pulled her Lycra shirt up above her head exposing her tits. Peter took a deep breath, she looked amazing.Peter took another strawberry and traced it over her tits, circling her nipples only to finally bring it to her lips.Lydia took a small bite.Peter repeated the action, coating Lydia's exposed tits with strawberry juice and returning to her lips.He bent over Lydia and began to lick the juice from her, concentrating on her tits. Lydia gasped as Peter licked around her nipples, causing them to rise to attention.Lydia groaned in anticipation of the next round."Oh, do go on kind sir," she giggled.Peter moved downward on her body. He planted kisses on her nipples, her ribs, down to her navel. He poured a little champagne in her navel and licked it out with his tongue.He fumbled with her shorts until Lydia helped him by opening the button and pulling down the zipper. Peter pulled on the sides of her shorts. They slid easily down her thighs and to Peter's delight she was not wearing underwear. Her cunt was trimmed short but not completely bare. There was a small triangle of hair just above her mound.Peter slid Lydia's shorts down to her ankles and over her hiking shoes. Now he understood why she had chosen loose shorts.Lydia was lying in her almost naked magnificence on the rock. The hiking shoes and long socks looked almost comical. Peter couldn't believe his luck having this goddess before him.Peter moved further down Lydia's body until he reached her pubic mound.He gently licked the outer lips of her cunt, slowly moving along her weeping slit. As he moved upwards Peter inserted a finger between Lydia's folds. She gasped in anticipation and pulled her gently.Lydia cried out. "Oh! That is so good!"Peter went to work with two fingers in Lydia's sopping cunt. He curled his forefinger upwards to massage her g-spot.Lydia began to buck with her hips. She was getting close to her point of no return.Peter stopped. He knew she was close.Lydia whimpered. "Ah! don't stop."Peter waited. He waited until Lydia's breathing slowed. Then he attacked her cunt again. His mouth on her clit, his fingers moving in and out.

Parting the Red Sea

Servicing Clients.Based on a post by Ostrich Mack. Listen to the ► Podcast at Steamy Stories.Hotel Guest, Lydia.Lydia Carlson was a businesswoman and operated at senior level for the travel agency which bore the family name. The firm had been founded by her grandfather 50 years earlier and had grown to be one of the most prestigious in Europe.Lydia didn't get to her position because of her family ties, as there was a serious work ethic in the family. If you wanted success, you had to earn it. Lydia had studied at university and had worked in other travel agencies to gain experience before moving back to the family nest. Now she was head of procurement, traveling throughout Europe to contract hotels for her company.Lydia was stunningly beautiful. An only child, with as her name would suggest, a Danish background, she had grown up in England. Despite her Scandinavian background, Lydia was not a typical tall, blond haired, blue eyed beauty, but rather a brunette with deep brown eyes. At 36 years old, she was about 5'9" with a slim athletic figure. Her tits and ass were in perfect proportion to her height and weight. Her skin positively glowed and she was always impeccably dressed.Lydia was always guarded when she made new acquaintances, preferring to listen, and assess who it was exactly she was talking to. To some, that came across as aloof.Knowing this, Peter wondered why she had chosen to reserve in his hotel for a midweek stay.Peter's Hotel was a comfortable family run place with good rooms, and a good restaurant. A quiet place to relax and enjoy the garden and the local countryside, and of course the local delicacies. It was certainly not the high-end luxury resorts that Peter assumed Lydia would be used to.To that end Peter was curious. He had googled Lydia and read extensively about her career. There was very little to glean about her private life as Lydia didn't "do" social media.On the evening of her arrival at the hotel, Lydia decided to dine in their restaurant. Peter was delighted to be able to introduce himself to her. At 6'1" and very athletic, Peter cut an impressive figure. He was a presence wherever he went.Lydia was seated in the restaurant. She was as usual impeccably dressed in a bias cut skirt, which reached to just below her knees, showing off her shapely calves. She wore medium heeled sandals which displayed her perfectly manicured toes. Her blouse was a silk round neck with short sleeves. Her wavy hair tumbled down to just below her shoulder. Around her neck she wore a colorful silk scarf.Lydia smiled at Peter as he approached. Her smile lit up the room."Good evening, Mrs. Carlson." He said."It's Miss Carlson." She replied, "And please, call me Lydia."Peter blushed a little. "My apologies, Lydia." He said awkwardly. "My name is Peter Talbot. I am the owner of the hotel, and I am delighted you have chosen to stay with us. If we can do anything to make your stay more comfortable, please let me know."Lydia raised an eyebrow and laughed gently. "Hmm, anything?" she asked with a grin."Of course." Peter said. "We're at your service. It's lovely to meet you. I'm sure we will see each other during your stay.""Well, I certainly hope so." Replied Lydia, smiling."Great." Said Peter. "Enjoy your meal, I will see you at breakfast tomorrow.""Thank you so much Peter." Lydia replied. "May I call you Peter.""Of course, Lydia," Peter replied. He was a little flustered. Was she flirting or was she just simply an incredibly charming woman.The next day.Peter was, as always, up at dawn to prepare breakfast for the hotel guests. This was his favorite part of the working day. An hour and a half undisturbed work, preparing an extensive breakfast buffet for his guests enjoyment.Breakfast started at 7.30am, but at 7.15 Peter heard someone enter the restaurant. Luckily everything was ready, so he just switched on the lights and the background music.As usual he entered the restaurant, to greet his guests. To his surprise, it was Lydia. Dressed in a simple sweatshirt and shorts, she was as beautiful as the evening before. Her hair was wrestled into a ponytail, which accentuated her pretty face. Her high cheekbones and dimpled cheeks made her even more beautiful than Peter had observed."So, the early bird." Peter joked."Gets the first worm." Lydia replied."Are you calling me a worm?" Peter asked, feigning shock.They both laughed. Peter explained everything on the buffet, and Lydia listened patiently, despite having stayed in hundreds of hotels for her work. She thought it sweet that Peter took the time to show her how everything worked.Peter was excited. He couldn't explain what this beautiful, charming woman did to him, but he felt like a teenager with a crush, in her presence."So, Peter," Lydia said. "I was thinking of going for a hike through the hills today. Can you recommend a route?""How far would you like to walk?" Peter asked."Well, I like to keep in shape, so at least 10k." Lydia replied."No problem." Peter replied. "But you should be aware that the routes are not really well marked. You need to be able to read a topographical map for most routes.""Hmm. That is one thing I am not great at." Lydia replied. "Maybe you could recommend a guide?""Ah," said Peter. "At such short notice, a guide will be difficult. But if you would like me to guide you, I am free at 11.""That sounds lovely. Will you order a packed lunch for us to take away?" Lydia asked."Leave it to me." Peter replied. He was secretly thrilled to be able to accompany Lydia for the afternoon.The walk.At 11 sharp, Peter stood in the lounge, ready with a rucksack containing a lunch he had prepared himself. A bottle of champagne, Pâté de Fois gras, Local cheeses and meat cuts and of course, fresh bread and a basket of strawberries. Peter was laying it on for this walk.Lydia appeared from the lift, a vision to his eyes. She had her hiking shoes on, and long socks. Her shorts were loose around her ass and a sort of combat style. Above her shorts she had a tight Lycra shirt which accentuated her tits. She was clearly not wearing a bra. A silk scarf tied like a bandana covered her head with her hair in a ponytail out the back, and a pair of designer sunglasses completed the look.She looked like a model from a camping catalogue."Peter!" she cried. "How nice of you to go to all this effort for me.""It is my pleasure." Peter replied. "Shall we?"They left the hotel. Peter had chosen a route up into the hills via a number of steep climbs to a perfect picnic spot. At first the going was easy, and they chatted amicably about the local countryside and history.Later as the climbs became steeper, there was little time for conversation as they needed to save their breath. Peter helped Lydia up the steeper paths by leading and offered her a hand when the incline was very steep. Lydia was not inclined to let Peter see that she couldn't keep up, but he was a very experienced rambler.Most of the time, Peter walked behind Lydia furtively admiring her perfect ass.Finally, after about 6k, they reached the picnic spot that Peter had planned. It was a huge rock which balanced on the edge of the highest hill. The view over the countryside was amazing.Lydia, sat down on the rock and stared in amazement at the view. She smiled serenely.Peter made himself busy unpacking the lunch. He laid out a picnic blanket on the rock. When everything was ready, he said in a soft voice."Madam, Lunch is served."Lydia laughed. "I'll bet you think that's how I was raised."Peter replied. "No not at all. I just thought it was funny.""It is funny." Lydia answered. "But let me tell you a little about me."Peter perked up, keen to know more about this beautiful enigmatic woman.Lydia began. "I am an only child. I grew up in a wealthy family and had a wonderful childhood. We had lots of friends where we lived and there were always fun things going on in our house and the neighbors houses.My parents worked very hard to make their business successful, and I learned from an early age that if you want success, you have to work for it.I never really had boyfriends, except for one who broke my heart. I was determined never to feel the pain of giving my heart and soul to someone, only to have them stamp on it. As an only child, I learned to amuse myself, and if I am honest, I like my own company.I have had many casual relationships. Mostly to satisfy my sexual needs. But I don't commit to relationships. That is why I never married. I just like to be alone at the end of the day."Peter blushed. "Wow that is very open and honest. How do you do that? The casual relationship thing?" he asked."Well, I got you to come with me today." Lydia replied, smiling at him. She winked at him.Peter blushed even more."Oh, come on." Lydia said. "You don't think I didn't notice you admiring my ass? Did you think I put on this outfit because it was practical?""I guess not." Peter replied sheepishly. "But you are stunning. Why would you be interested in me?""Peter." Lydia replied. "You are handsome, and very charming. Most of the guys I meet are so full of themselves, and generally looking for some arm candy. That's not me. You seem honest and candid. And you listen without interrupting which tells me you are genuinely interested in what I have to say. That is not only refreshing, but a welcome change."Peter smiled. He poured two glasses of champagne and laid toast with foie gras on a plate and joined Lydia on the rock. They sat there on the blanket enjoying the view, the food and champagne.Peter jumped up. "And now the strawberries."He grabbed the basket and took a strawberry between his fingers. Lydia laid herself out on the blanket.Peter leaned over her and fed her the strawberry. As she opened her mouth, he poured a sip of champagne into her mouth and then a strawberry.Lydia closed her lips around the strawberry and sucked on it suggestively before taking it completely in her mouth.She had Peter's full attention and there was a stirring in his trousers.Lydia looked carefully around, and seeing no one else, she pulled her Lycra shirt up above her head exposing her tits. Peter took a deep breath, she looked amazing.Peter took another strawberry and traced it over her tits, circling her nipples only to finally bring it to her lips.Lydia took a small bite.Peter repeated the action, coating Lydia's exposed tits with strawberry juice and returning to her lips.He bent over Lydia and began to lick the juice from her, concentrating on her tits. Lydia gasped as Peter licked around her nipples, causing them to rise to attention.Lydia groaned in anticipation of the next round."Oh, do go on kind sir," she giggled.Peter moved downward on her body. He planted kisses on her nipples, her ribs, down to her navel. He poured a little champagne in her navel and licked it out with his tongue.He fumbled with her shorts until Lydia helped him by opening the button and pulling down the zipper. Peter pulled on the sides of her shorts. They slid easily down her thighs and to Peter's delight she was not wearing underwear. Her cunt was trimmed short but not completely bare. There was a small triangle of hair just above her mound.Peter slid Lydia's shorts down to her ankles and over her hiking shoes. Now he understood why she had chosen loose shorts.Lydia was lying in her almost naked magnificence on the rock. The hiking shoes and long socks looked almost comical. Peter couldn't believe his luck having this goddess before him.Peter moved further down Lydia's body until he reached her pubic mound.He gently licked the outer lips of her cunt, slowly moving along her weeping slit. As he moved upwards Peter inserted a finger between Lydia's folds. She gasped in anticipation and pulled her gently.Lydia cried out. "Oh! That is so good!"Peter went to work with two fingers in Lydia's sopping cunt. He curled his forefinger upwards to massage her g-spot.Lydia began to buck with her hips. She was getting close to her point of no return.Peter stopped. He knew she was close.Lydia whimpered. "Ah! don't stop."Peter waited. He waited until Lydia's breathing slowed. Then he attacked her cunt again. His mouth on her clit, his fingers moving in and out.

Welcome to the Celestial Insights Podcast, the show that brings the stars down to Earth! Each week, astrologer, coach, and intuitive Celeste Brooks of Astrology by Celeste will be your guide. Her website is astrologybyceleste.com.  

The curtain has fallen on IPC APEX 2025 after an intensive three days that yielded over 50 interviews with industry leaders. As attendees and exhibitors drifted out into the California sunshine, they left behind conversations that revealed the electronics manufacturing industry at a crossroads of political uncertainty, technological transformation, and talent challenges.Tariffs dominated discussions, creating a palpable sense of unease. EMS companies aren't necessarily advocating for specific policies but seek stability to make confident investment decisions. This uncertainty extends to manufacturing locations, with executives questioning whether operations should be in the US, Mexico, Canada or elsewhere. The business decision of where to manufacture has become a complex calculation influenced by shifting political winds.Talent development emerged as a critical focus during the EMS Leadership Summit. Audrey McGuckin delivered a compelling keynote and facilitated discussions on linking business strategy with talent acquisition and development. Companies recognize that addressing the talent pipeline is fundamental to future success, regardless of technological advancement.The AI conversation has evolved significantly. Unlike the overwhelming scope of Industry 4.0 initiatives that left many disappointed, companies now favor targeted AI projects with clear KPIs and solid ROI potential. Many attendees came specifically to identify trustworthy AI partners who could guide them through implementation without expensive missteps. At least, previous work undertaken in the name of Industry 4.0 has provided valuable connectivity and data foundations that are essential for successful AI deployment.European politics also received some attention, with discussions about the recent German elections and defense spending increases. This political focus underscores IPC's crucial government relations work undertaken in Brussels, Washington and around the world.Subscribe to our YouTube channels at https://www.youtube.com/@scooptv3275 and follow the EMS@C-Level podcast to catch all the upcoming interviews as we dive deeper into these industry-defining conversations. The insights shared at APEX 2025 will undoubtedly shape manufacturing strategies around the world.EMS@C-Level Live at APEX is sponsored by global inspection leaders Koh Young (https://www.kohyoung.com) and Creative Electron (https://creativeelectron.com)You can see video versions of all of the EMS@C-Level pods on our YouTube playlist.

In episode 127 of Cybersecurity Where You Are, Sean Atkinson and Tony Sager are joined by Scott Alldridge, President and CEO of IP Services and the IT Process Institute. Together, they use Scott's book, "Visible Ops Cybersecurity: Enhancing Your Cybersecurity Posture with Practical Guidance," to discuss how visible IT operations (Visible Ops) provide a foundation for cybersecurity. Here are some highlights from our episode:01:31. How Visible Ops reflect an appreciation for the original config change release processes10:19. The limitations of treating security as a silo and "new toys" as security cure-alls15:23. How to embrace a dynamic view of visibility and configuration management24:50. The importance of leadership buy-in when shifting left to a security-first mindset27:10. What an effective change configuration management system looks like and how it changes people's view of IT30:20. Parting thoughts and where to find more of Scott's workResourcesIT Process InstituteWhat is ITIL? Your guide to the IT Infrastructure LibraryCIS Critical Security Controls (CIS Controls) ResourcesAn Examination of How Cyber Threat Actors Can Leverage Generative AI PlatformsEpisode 44: A Zero Trust Framework Knows No EndWhy Employee Cybersecurity Awareness Training Is ImportantIf you have some feedback or an idea for an upcoming episode of Cybersecurity Where You Are, let us know by emailing podcast@cisecurity.org.

The post Samuel’s Parting Message appeared first on Woodland Hills Community Church.

Wayne and Joanne, both 27 years old and earning $4,000 each, are ready to take the next big step—buying their first home. But with skyrocketing property prices and so many options, they're unsure where to start. Should they go for a BTO, resale HDB, or a resale condo? What if they make the wrong decision?   In this episode of NOTG, George Peng, Phyllis Goh, and Yong Zhun from PropertyLimBrothers break down exactly what young couples need to consider before making their first property purchase. Understand how to prioritise capital gain and long-term planning, avoid common mistakes, and assess the pros and cons of different housing options. Learn why Minimum Occupation Period (MOP) and Seller's Stamp Duty (SSD) matter, and find out how an investment portfolio comprising stocks and crypto could influence property selection.   If you fit the persona, are struggling with uncertainty and want clear, practical advice on buying your first home, this is the episode you don't want to miss!   00:00 - Intro 00:48 - Introducing host 1:06 - Phyllis Goh 02:27 - Persona A Wayne and Joanne 03:53 - George's first pay 05:14 - Phyllis' studies 05:58 - Big gap and prices 06:17 - Personal Disposable Income/Savings chart 06:57 - George's thoughts about Wayne and Joanne 07:13 - Phyllis' advice 09:18 - Yong Zhun's thoughts about Wayne and Joanne 10:06 - Three choices on Wayne and Joanne's situation 12:02 - Main 2 choices suggested by Yong Zhun (Resale HDB) 13:29 - Main 2 choices suggested by Yong Zhun (Resale Condo) 17:42 - What is a good and bad property purchase? 18:41 - Pros and Cons of resale HDB and Condo 22:41 - Timeline of Wayne and Joanne 24:13 - When to take BTO Route 25:12 - When divorce happen 25:43 - 99 years ownership on condo during divorce 31:41 - CCR, RCR, OCR 35:15 - George advice to Wayne and Joanne situation 35:22 - If George is in Wayne and Joanne's situation 36:24 - George opinion on insurance 37:24 - Kids needs 38:22 - George go BTO if he is on similar situation 39:07 - What would Yong Zhun do? 40:09 - When George take the BTO he would do it intentionally. Why? 40:26 - George remembering something about BTO 41:47 - Continuing on when George take the BTO route why would he do it intentionally. 43:06 - Parting message for Wayne and Joanne 43:56 - 9 years after on Wayne and Joanne situation 47:06 - 9 years later breakdown 51:53 - Part 2 teaser 52:13 - Outtakes

In this episode of Sparking Success, host Aaron Opalewski speaks with Jessica Woodback, co-founder of Thrive Reality. They discuss the journey of building Thrive during the pandemic, the importance of community and culture in business, and the challenges of managing growth and team dynamics. Jessica shares her insights on neuro-linguistic programming (NLP) and how it plays a crucial role in communication and leadership. The conversation emphasizes the need for adaptability, the significance of personal well-being, and the value of taking bold actions in uncertain times. In this conversation, the speakers discuss the importance of prioritizing physical health, self-care, and the challenges of sustaining success in business. They emphasize the need for alternative plans to achieve health goals, the significance of self-care for productivity, and the difficulties of maintaining performance over time. The discussion also covers learning from failure, reframing negative experiences as feedback, and the impact of negativity on personal and professional environments. Additionally, they explore the ingredients for effective conversations and strategies for overcoming rejection in sales.TakeawaysThrive was born out of a desire to transform lives.The pandemic provided an opportunity for bold decisions.Change is essential for growth and improvement.Parting ways with team members can be beneficial for all.Growth often comes with discomfort and challenges.Community and culture are vital for business success.NLP enhances communication and understanding in leadership.Leaders must prioritize emotional intelligence and self-awareness.Personal well-being is crucial for achieving business goals.Adaptability is key in navigating team dynamics and change. Prioritize physical health with waterproof systems.Self-care is essential for offering value to others.Sustaining success requires continuous improvement.Learning from failure is crucial for growth.Reframe failure as feedback for better outcomes.Negativity can have a ripple effect on teams.Curiosity, empathy, and courage build trust in conversations.Effective communication can change outcomes in sales.Rejection should be viewed as an opportunity for learning.Understanding the real problem leads to better solutions.Chapters00:00 Introduction to Sparking Success01:31 The Birth of Thrive Reality04:26 Navigating Growth and Change08:01 The Challenge of Evolving Teams12:12 Building Community and Culture16:18 Understanding Neuro-Linguistic Programming (NLP)19:55 Expectations of Leadership and Personal Well-being25:40 Prioritizing Physical Health27:21 The Importance of Self-Care29:00 Sustaining Success in Business31:58 The Challenge of Sustaining Performance33:50 Learning from Failure36:09 Reframing Failure as Feedback38:58 The Ripple Effect of Negativity39:59 Ingredients for Effective Conversations44:05 Mastering Sales Conversations45:47 Overcoming Rejection in SalesJessica's master class https://www.eventbrite.com/e/exactly-what-to-say-the-masterclass-tickets-1234794636999?aff=ebdssbdestsearch Thrive Reality co. https://thriverealtyco.com/

David Cronenwett is the owner of Helena Brazilian Jiu-Jitsu and a third-degree black belt under American Jiu-Jitsu legend Rafael Lovato Jr. David started his Jiu-Jitsu journey in Seattle in 1996, back when finding a place to train was like stumbling upon a secret society. Over the years, he's not only refined his own game but has shared this art with hundreds of students in Montana's capital city since opening his academy in 2016. But David's path to Jiu-Jitsu wasn't exactly a straight shot. He grew up in New Jersey, made his way west to study classical guitar at Cornish College of the Arts in Seattle right as the grunge scene was taking over, and eventually found himself in Montana, drawn by the wilderness and a deep-rooted need for something more. That “something more” turned out to be a mix of conservation work, backcountry living, and, of course, Jiu-Jitsu—an art that would come to define much of his life. In this conversation, we go deep into the philosophy of Jiu-Jitsu: why it grabs certain people and won't let go, how it humbles you, how it teaches you to remain calm under pressure, and how it can serve as a vehicle for self-improvement. But beyond that, we explore how Jiu-Jitsu teaches lessons that stretch far beyond the mats—lessons about patience, resilience, adaptability, and how to wisely face challenges in life. We also talk about the importance of culture in an academy, how a good training environment can shape people beyond the gym, and how the shared purpose and community of Jiu-Jitsu has a way of bringing together folks from all walks of life. And for those of you who might be on the fence about trying Jiu-Jitsu, David has plenty to say about why it's never too late to start and how it can change not just how you move, but how you see the world. So whether you're a seasoned grappler or just curious about what makes this martial art so addictive, there's a lot to learn from this conversation. Enjoy! --- Helena Brazilian Jiu Jitsu Full episode notes and links: https://mountainandprairie.com/david-cronenwett/ --- TOPICS DISCUSSED: 2:15 - Getting to know David 4:30 - Seattle to Montana 6:30 - And from music to conservation 7:45 - Early outdoor interests 10:00 - First Jiu-Jitsu memories 12:30 - Getting into Jiu-Jitsu 16:30 - What is it about Jiu-Jitsu? 21:00 - Community on the mat 26:45 - Importance of having new trainees 29:45 - Where the growth happens 31:30 - Maintaining culture 35:30 - Lessons from practicing and teaching 42:30 - Obsessive types 45:15 - Not for the bullies 47:30 - Maintaining the practice as life goes on 53:30 - Self-defense as an insurance policy 1:01:00 - What Jiu-Jitsu gives you 1:04:45 - Losing ego 1:08:45 - Peaks and valleys 1:12:30 - Not about the belts 1:14:45 - Book recs 1:21:30 - Thoughts on therapy 1:23:45 - Parting words --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts

Rise of The Jellyfish shares the story behind their unique name, the importance of branding, and how mentorship (especially from Wongo (Box of Cats)) has shaped their career. They discuss launching their own label for sustainability, balancing music and business, and Edmonton's house music scene.They highlight the grind required to succeed, even for celebrities, and break down the year-and-a-half evolution of their track with FOOTWURK, "Wait." Collaboration efficiency, personal travel experiences (22 countries), and Edmonton's best food spot.The episode closes with "Wait" dropping April 11th on HustleTrax and a reminder to believe in yourself. Follow ROTJ on Spotify, Instagram, SoundCloud, and Twitch.Episode Show Notes & Timestamps – Interview with Rise of the Jellyfish0:00-1:20 – Introduction to the episode and ROTJ. The story behind their name, born from a bonfire conversation and inspired by SpongeBob.1:20-3:00 – The importance of a unique artist name for SEO and branding. ROTJ ensured their name stood out and wasn't already in use.3:00-6:30 – The value of mentorship. ROTJ has been mentored by Wongo (Box of Cats) for five years.6:30-9:30 – Advice for aspiring artists: Stay open to feedback and build a strong community. ROTJ has benefited from multiple mentors.9:30-12:00 – Mentorship extends beyond music to the business side. ROTJ runs their own record label.12:00-15:00 – The advantages of launching a label early: sustainability, career-pushing gigs, and diversifying income streams.15:00-17:30 – ROTJ is based in Edmonton, Alberta. A look at Canada's house music scene.17:30-20:00 – ROTJ's background: From university athlete to music artist. The importance of grinding and doing what others won't.20:00-22:00 – Even high-profile celebrities must put in the work to succeed in a new career.22:00-25:00 – The story behind ROTJ's track with FOOTWURK, "Wait," which evolved over a year and a half.25:00-28:00 – Collaboration process with FOOTWURK. Keeping creative exchanges efficient—aiming for a maximum of three sessions.28:00-31:00 – Get to know AJ: Travel experiences (22 countries) and family background.31:00-34:00 – Best thing to eat in Edmonton? Bao.34:00-35:00 – "Wait" drops on HustleTrax on April 11th.35:00-37:00 – Parting words of wisdom: Believe in yourself and acknowledge your accomplishments.37:00-39:00 – Where to find ROTJ: Spotify, Instagram, SoundCloud, and Twitch.39:00-end – Closing remarks and a call to action to follow Rise of the Jellyfish. 

What if you could reach financial independence in your 20s? This week on Invest2FI, we welcome Courtney Frazee, a young and determined real estate investor from Grand Rapids, Michigan. Courtney started her journey at 20 years old, turning a rental dilemma into a profitable house-hacking strategy. She shares how she scaled from her first house hack to a thriving rental portfolio, all while living behind a curtain to maximize her investments. In this episode, Courtney opens about her unconventional path, the financial risks she took, and the lessons she learned about property management, tenant screening, and leveraging resources. Her story is a testament to financial resilience, strategic investing, and making sacrifices for long-term rewards. Courtney's journey proves that financial independence is possible with determination, creativity, and the right strategy. Tune in to hear her firsthand experiences and gain insights into making real estate work for you! PODCAST HIGHLIGHTS:[02:19] Courtney's unexpected start in real estate after a friend backed out.  [05:07] Learning to house hack: renting out rooms while living behind a curtain.  [10:22] Buying her first home and financing it with a low down payment.  [12:48] How she handled tenant screening and lease agreements successfully.  [16:02] Managing unexpected roommate challenges and ensuring rental income stability.  [21:35] Transitioning to her second property and overcoming financing obstacles.  [25:20] Key lessons learned from handling maintenance and property management.  [28:45] Scaling her real estate portfolio and shifting her mindset for success.  [30:58] The impact of rising interest rates and how it affected her strategy.  [32:15] Moving from pure profitability to comfort while still house hacking.  [33:52] Parting words of wisdom for the listeners.  [34:31] Final hour discussion on lessons learned and next steps.   [37:25] The importance of risk-taking and getting comfortable with the unknown.  [39:08] Advice for new investors: Start now, stay consistent, and keep learning. HOST Craig Curelop   

Prophet Musa (AS) was a leader, liberator, and one of the greatest messengers of Allah. Born during Pharaoh's reign of tyranny, he was miraculously saved and raised in Pharaoh's palace. After an incident forced him into exile, he received divine revelation at Mount Sinai, marking the beginning of his mission to free the Israelites. With unwavering faith, he confronted Pharaoh, led his people across the Red Sea, and received the Torah. Despite facing challenges from his own people, his patience, perseverance, and trust in Allah remained steadfast. His story is a testament to faith, resilience, and divine justice.

The Cognitive Crucible is a forum that presents different perspectives and emerging thought leadership related to the information environment. The opinions expressed by guests are their own, and do not necessarily reflect the views of or endorsement by the Information Professionals Association. During this episode, John Cappello emphasized the importance of collaboration and sharing experiences in the Western United States to combat disinformation and influence social dynamics. He suggested several research areas, including the use of disinformation in the Western Balkans, the impact of disinformation on trust in institutions, and effective strategies for countering disinformation. John also encouraged interested students or researchers to reach out to him for potential collaboration. He recommended the book "Parting the Curtain" by Walter Hickson for a better understanding of the challenges faced in the region. Recording Date: 11 Feb 2025 Research Question: John Cappello suggests an interested student or researcher examine the disinformation tactics actors use within the Balkan region and which strategies have been successful to counter these efforts. Resources: Balkan Security Network Halyard Mission Foundation Parting the Curtain: Propaganda, Culture, and the Cold War, 1945-1961 by Walter L. Hixson Balkan Ghosts: A Journey Through History by Robert D. Kaplan Tim Judah Noel Malcolm Link to full show notes and resources Guest Bio: John Cappello, a 25-year veteran of the United States Air Force, is a founding partner and Chief Operations Officer of the Balkan Security Network (BSN). Specializing in defense and security issues, with a focus on hybrid warfare and information operations in the Western Balkans, his experience includes serving as Defense Attaché in Belgrade, Serbia, and U.S. Air Force Attaché in Tel Aviv, Israel. The Balkan Security Network specializes in defense and security information projects and disinformation analysis in the Western Balkans, providing fact-based news and analysis on these issues. BSN's content is published across the region. John is also the president of the Halyard Mission Foundation. Founded in 2015 the goal of the Foundation is to educate, commemorate, and increase awareness of the Halyard Mission, the rescue of over 500 US airmen during WWII, and the role the Serbs played in the success of the mission. About: The Information Professionals Association (IPA) is a non-profit organization dedicated to exploring the role of information activities, such as influence and cognitive security, within the national security sector and helping to bridge the divide between operations and research. Its goal is to increase interdisciplinary collaboration between scholars and practitioners and policymakers with an interest in this domain. For more information, please contact us at communications@information-professionals.org. Or, connect directly with The Cognitive Crucible podcast host, John Bicknell, on LinkedIn. Disclosure: As an Amazon Associate, 1) IPA earns from qualifying purchases, 2) IPA gets commissions for purchases made through links in this post.

BIO: Elvi Caperonis is a former Harvard University Analyst and Technical Program Manager at Amazon and LinkedIn's top Voice and a career strategist who has mastered the art of storytelling to create a six-figure personal brand on LinkedIn.STORY: Elvi decided to be her own boss and started an e-commerce business for which she had no knowledge or passion. It turned out to be a nightmare that cost her $30,000.LEARNING: If you don't have passion for something, don't do it. Happiness and delivering value should be the ultimate goal, not just making money. “Yes, you want to start a business. But first, sit back and ask yourself, “Will I enjoy this? Is this going to tell the story that I want to live in the world?”Elvi Caperonis Guest profileElvi Caperonis is a former Harvard University Analyst and Technical Program Manager at Amazon and LinkedIn's top Voice and a career strategist who has mastered the art of storytelling to create a six-figure personal brand on LinkedIn.With a track record of helping job seekers land their dream jobs and supporting millions across the globe through her content on Linkedin, Elvi Caperonis has become the go-to expert for those looking to build a personal brand and land their dream job.The ability to connect with her audience through storytelling and content strategies has made an impact and helped build her brand. Elvi is passionate about helping and inspiring others to achieve results similar to hers.Land Your Dream Job and Succeed 10X Faster!: Access the same strategies that transformed my career Growth by landing jobs at top companies like Harvard University and Amazon—all for a fraction of the price.Worst investment everA few years ago, Elvi decided she wanted to be an entrepreneur and her own boss. She discussed it with her husband, who was very supportive. Elvi chose to launch an E-commerce business. She had heard many people say it was a fun and profitable business and believed she could do it.Elvi took an online course and started learning about E-commerce and how to do it step by step. She did her due diligence. Unfortunately, Elvi didn't have a passion for E-commerce. It was a lot of work, and it was a nightmare at the end because she was putting in a lot of hours and didn't turn a profit. She lost about $30,000 in that business.Lessons learnedIf you don't have passion for something, question yourself 1,000 times before starting that business. Passion allows you to tell a story that resonates with your customers.Learn from people who have done it before and get a mentor.If you don't have experience in the kind of business you want to start, don't go all in; be agile and try to sell a few units of your product, then double down as you continue to grow and adapt.Happiness and delivering value should be the ultimate goal, not just making money.Andrew's takeawaysWhatever job or business you start, ensure it's built around the core thing you do naturally today.No.1 goal for the next 12 monthsElvi's number one goal for the next 12 months is to spend more time with her kids, husband, mom, sisters, aunts, and whole family.Parting words “Even if you cannot see it now, whatever you are going through will be okay. Just keep reminding yourself of this.”Elvi...

Helen Augare Carlson and Dylan DesRosier are leaders, community builders, and proud members of the Blackfeet Nation. Helen, the Chair of the Piikani Studies Division at Blackfeet Community College, has dedicated over two decades to education, cultural preservation, and building pathways for future generations. Dylan, the Blackfeet Program Manager with The Nature Conservancy, brings a wealth of experience in conservation work rooted in respect for Indigenous knowledge and long-term community collaboration. In addition to their official roles, they both wear many hats when it comes to serving their communities—mentoring youth, engaging in policy discussions, telling stories, and working on grassroots initiatives that strengthen cultural and environmental resilience. In this episode, we explore the profound relationships between land, language, and stewardship. Helen shares the moving story behind her Blackfoot name, Dylan reflects on his time working in Glacier National Park and how it shaped his conservation approach, and we dig into the groundbreaking Chief Mountain Initiative—an effort that weaves together conservation, education, and cultural revitalization. We also discuss the evolving role of conservation organizations, TNC's comprehensive approach to supporting Blackfeet initiatives, the importance of holistic thinking, and why Indigenous leadership is crucial for the future of land stewardship. As usual, we wrap up with some incredible book recommendations that will deepen your understanding of these topics long after the episode ends. This conversation is rich with wisdom, humor, and insight, and Helen and Dylan make quite a team, bringing their unique expertise and shared passion for their community to this important discussion. I'm so excited for you to hear it. So let's dive in—here's my conversation with Helen Augare Carlson and Dylan DesRosier. --- Helen Carlson Dylan DesRosier Full episode notes and links: https://mountainandprairie.com/helen-dylan/ --- This episode is brought to you in partnership with the Colorado chapter of The Nature Conservancy and TNC chapters throughout the Western United States. Guided by science and grounded by decades of collaborative partnerships, The Nature Conservancy has a long-standing legacy of achieving lasting results to create a world where nature and people thrive. During the last week of every month throughout 2025, Mountain & Prairie will be delving into conversations with a wide range of The Nature Conservancy's leaders, partners, collaborators, and stakeholders, highlighting the myriad of conservation challenges, opportunities, and solutions here in the American West and beyond. To learn more about The Nature Conservancy's impactful work in the West and around the world, visit www.nature.org --- TOPICS DISCUSSED: 3:03 - Introductions, starting with Helen 7:18 - Helen's Blackfeet names 12:18 - When to use “Blackfoot” or “Blackfeet” 13:33 - Dylan's bio and Blackfeet name 17:48 - Community health and education 23:03 - Why Dylan wanted to plug into TNC 26:48 - Blackfeet connection to land 30:33 - Helen's thoughts on TNC 36:03 - Face-to-face trust 38:48 - Chief Mountain initiative 45:48 - Measuring progress on a huge timeframe 50:48 - Progress in Helen's view 56:03 - Like biodiversity, human diversity is important, too 1:01:03 - What Dylan's learned from Helen 1:03:03 - And what Helen's learned from Dylan 1:06:33 - Book recs 1:12:33 - Parting words 1:15:03 - A Land Back addendum --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts

This week John Leeming has mixed bag of music and pays tribute to Paul Sheffield, Paul Quarino and Scott Foppiano. Visit organistencores.co.uk to listen to the show & find out more.

Dr. Keith Baar is a Professor at the University of California, Davis in the Department of Physiology and Membrane Biology. During his Ph.D. studies, his research revealed that mechanical strain on muscle fibers activates the mammalian target of rapamycin (mTOR) signaling pathway, a crucial regulator of muscular hypertrophy. Subsequently, he studied the molecular dynamics of skeletal muscle adaptation to endurance training under the guidance of Dr. John Holloszy, a legend in the field of exercise physiology, considered the father of modern exercise biochemistry. Building on all of this experience, he conducted research into tendon health and the potential for engineering ligaments, which could have implications for treatment and recovery from injuries.Sponsors:Cresset prestigious family office for CEOs, founders, and entrepreneurs: https://cressetcapital.com/tim (book a call today)AG1 all-in-one nutritional supplement: https://DrinkAG1.com/Tim (1-year supply of Vitamin D (and 5 free AG1 travel packs) with your first subscription purchase.)Shopify global commerce platform, providing tools to start, grow, market, and manage a retail business: https://shopify.com/tim (one-dollar-per-month trial period)*Links to everything discussed: https://tim.blog/2025/02/26/dr-keith-baar/Timestamps:[00:00:00] Start [00:07:12] How I discovered Keith's work through a tweet about tennis elbow and rock climbing.[00:07:54] Emil Abrahamsson's hangboard training protocol.[00:09:20] The fundamental principles of strength training and connective tissue adaptation.[00:10:36] mTOR complex 1 and its role in muscle growth.[00:12:06] Engineered ligaments and the discovery of minimal effective doses for tendon adaptation.[00:13:50] The refractory period between optimal tendon loading sessions.[00:16:42] Rapamycin's effects on muscle hypertrophy.[00:18:49] Protocols for tennis elbow rehabilitation.[00:20:28] Why isometrics work better than eccentrics for tendon healing.[00:22:14] Stress shielding and how load distribution affects tendon healing.[00:29:07] The misconception about eccentric loading for tendon injuries and why velocity matters.[00:29:58] Ideal duration for isometric holds (10-30 seconds) based on injury status.[00:33:50] My elbow issues and current rehab approach.[00:36:02] Overcoming vs. yielding isometrics and optimal loading strategies.[00:47:11] Dr. Barr's movement prescription for my tennis elbow.[00:52:18] Loading timing post-surgery and RICE protocol criticism.[00:56:58] Achilles tendon rehabilitation after surgery.[01:00:18] Critique of orthopedic suturing techniques and recommendation for resorbable sutures.[01:04:02] Multiple position isometrics for tennis elbow rehabilitation.[01:07:26] Collagen synthesis, supplementation, and vitamin C timing.[01:12:59] Critique of BPC-157 and other injectable peptides for tendon healing.[01:18:19] Evaluation of orthobiologics' (PRP, prolotherapy, stem cells) effectiveness.[01:21:37] JAK-STAT inhibitor drugs and their effects on tendon growth.[01:25:35] Drugs that increase risk of tendon ruptures (fluoroquinolones, AT-1 receptor drugs).[01:29:33] How estrogen affects tendon stiffness and injury risk in women.[01:32:48] Testosterone's opposite effects on tendon compared to estrogen.[01:35:31] Protein intake recommendations and timing.[01:40:11] Ketogenic diet effects on mitochondrial biogenesis and longevity.[01:41:57] Comparison of ketogenic diet, low protein diet, and rapamycin for longevity.[01:47:19] Inflammation's role in adaptation and when to reduce it.[01:51:17] Timing of ice baths relative to training for optimal recovery.[01:52:33] Parting thoughts.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissPast guests on The Tim Ferriss Show include Jerry Seinfeld, Hugh Jackman, Dr. Jane Goodall, LeBron James, Kevin Hart, Doris Kearns Goodwin, Jamie Foxx, Matthew McConaughey, Esther Perel, Elizabeth Gilbert, Terry Crews, Sia, Yuval Noah Harari, Malcolm Gladwell, Madeleine Albright, Cheryl Strayed, Jim Collins, Mary Karr, Maria Popova, Sam Harris, Michael Phelps, Bob Iger, Edward Norton, Arnold Schwarzenegger, Neil Strauss, Ken Burns, Maria Sharapova, Marc Andreessen, Neil Gaiman, Neil de Grasse Tyson, Jocko Willink, Daniel Ek, Kelly Slater, Dr. Peter Attia, Seth Godin, Howard Marks, Dr. Brené Brown, Eric Schmidt, Michael Lewis, Joe Gebbia, Michael Pollan, Dr. Jordan Peterson, Vince Vaughn, Brian Koppelman, Ramit Sethi, Dax Shepard, Tony Robbins, Jim Dethmer, Dan Harris, Ray Dalio, Naval Ravikant, Vitalik Buterin, Elizabeth Lesser, Amanda Palmer, Katie Haun, Sir Richard Branson, Chuck Palahniuk, Arianna Huffington, Reid Hoffman, Bill Burr, Whitney Cummings, Rick Rubin, Dr. Vivek Murthy, Darren Aronofsky, Margaret Atwood, Mark Zuckerberg, Peter Thiel, Dr. Gabor Maté, Anne Lamott, Sarah Silverman, Dr. Andrew Huberman, and many more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

George Hodgin is a former Navy SEAL turned entrepreneur who is revolutionizing the world of medical cannabis research. George is the founder and CEO of BRC - Biopharmaceutical Research Company, one of the only federally legal cannabis research organizations in the United States. His company is leading the charge in developing safe, regulated, and scientifically-backed cannabis-based therapeutics—offering alternatives to opioids and other pharmaceutical treatments. This is George's second time on the podcast—our first conversation was almost exactly five years ago, back when his company was in its early stages, the pandemic was just beginning, and he was navigating the uncharted waters of federal cannabis regulations. Since we last spoke, BRC has made huge strides—partnering with leading medical institutions, earning FDA orphan drug designation, and paving the way for legal, cannabis-based medications. If you haven't already, I highly recommend going back and listening to that first episode, where George shares the full story of his fascinating career trajectory—his time as a Navy SEAL, his MBA at Stanford, and his undergraduate experience as a Morehead-Cain Scholar at the University of North Carolina. That conversation is a great companion to this one and provides even more insight into his unique journey. In this episode, George and I dive into the evolution of BRC, the shifting cultural and political landscape around cannabis, and what it's like balancing an entrepreneurial mindset with the slow, methodical world of federal drug approval. We also talk leadership, risk assessment in business and combat, humility vs arrogance, and what it's been like to watch his wife, bestselling author and culinary powerhouse Caroline Chambers, build an incredible career of her own. Be sure to check out the episode notes for a full list of everything we discussed, plus links to resources, books, and more. George is one of the most insightful, driven, and humble people I know, and I always learn a ton from our conversations. Whether you're interested in business, science, leadership, or just a great story of perseverance and innovation, this episode has something for you. Hope you enjoy! --- George Hodgin Biopharmaceutical Research Company George's first M&P episode Caroline Chambers Full episode notes and links: https://mountainandprairie.com/george-hodgin-2/ --- TOPICS DISCUSSED: 2:36 – Reconnecting with George 3:51 – George's BRC elevator pitch 6:51 – City of Hope collaboration 10:36 – Choosing partnerships and plans 13:36 – What makes a successful idea 16:06 – Company mechanics 18:21 – Energy balance 22:06 – Cannabis in the name 23:51 – Cannabis sentiments culturally shifting 26:36 – But not legally 28:06 – Regulations and competition 32:21 – Different schedules of drugs 36:36 – Betting on the idea versus the team 41:21 – Risk framework 46:51 – When do you stop planning? 51:06 – Favorite failure 55:36 – Not seeing the forest for the trees 59:06 – Does cockiness play a role? 1:02:06 – George's wife's cooking journey 1:07:06 – General Mattis' influence 1:08:51 – Book recs 1:11:06 – Parting words, asking Ed a question --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts

In this first in our series going verse by verse through the book of Leviticus, we look at the historical and cultural context of the book of Leviticus. We ask, who was the author, who was the original intended audience and what was the significance of the text to them? Then we ask how this text applies to us today. Ultimately, we ask why should we even study such a strange text that seems so irrelevant for us today. We dig into all this and more in this introduction to the book of Leviticus. Outline: 02:12 - Introduction - The Book of Leviticus is about holiness - being set apart Be Holy for I am holy” - Lev 11.44; 11.45; 19.2; 20.7; 20.26; 21.8. 04:16 - Background of Leviticus Author: The Holy Spirit - Leviticus contains more direct speech by God than any other book of the Bible. Human author: Moses (3rd of his 5 books - Torah, the Law - the Pentateuch). When written: During the dessert wanderings (1,400 - 1,500 BC) Original Intended Audience: Israel, specifically the Levitical priesthood. Leviticus = Latin “Pertaining to the Levites” 06:34 - Why should we study Leviticus? 1. The Bible is God's word to us and should be studied. All of it. 2 Tim 3.16-17 2. Leviticus sets up the system upon which Jesus made His sacrifice for our salvation. Heb 9.1-15; 10.1 3. Leviticus is a call for us to be holy and set apart. 4. There are over 100 references to Leviticus in the New Testament 14:30 - Context of the Book of Leviticus 14:53 - what is the Abrahamic Covenant? Gen 12:1-3 - The establishment of the Abrahamic Covenant. Gen 12.7; 15.18 - the promised land Gen 15 - cutting of covenant ceremony between Abraham & God Gen 26.3-4 - Abrahamic Covenant passed to Isaac Gen 28.13 - passed to Jacob. Exo 2.24 - God heard their groaning and he remembered his covenant with Abraham, Isaac, and Jacob. Exo 3 - God tells Moses he has heard the cry from the Israelites and that he has not forgotten his promise. Exo 7-11 - plagues on Egypt. Exo 14 - The Parting of the Red Sea Exo 19 - they reach Mount Sinai. (roughly 10 weeks after leaving Egypt) Exo 19.5-6 - God claims Israel as his own, challenging them to become a kingdom of priests and a holy nation. Exo 20 - 10 commandments Exo 20-23 - The Book of the Covenant Exo 25-31, 35-40 - The Tabernacle and all its elements are built. 24:45 - Outline of Leviticus 1-7 - The offerings for the Great Bronze Altar 8-10 - The consecration of the priesthood. 11-16 - Uncleanness 17-27 - God's moral standard for his people. An even simpler outline of Leviticus: 1-17 - The Israelite's foundation of fellowship w/ God - Sacrifice. 18-27 - The Israelite's walk of fellowship w/ God - Being holy, being separated 27:32 - The Theme of Leviticus is Holiness - “to be set apart.” WORD STUDY - Holy - קֹדֶשׁ - qōḏeš. Gen 2.3 - First use of the word in NIV, the 7th day Exo 3.5 - 2nd use: Moses at the Burning Bush Exo 19.5-6 - God choose Israel as his treasured possession. Exo 20.8 - The 4th commandments 29:24 - WORD STUDY - Sin - חַטָּאָת ḥaṭṭā'āṯ. Rom 3.23; 5.8; 6.23 30:40 - WORD STUDY - Blood - דָּם - dām. 31:10 - WORD STUDY - Sacrifice - זֶבַח zeḇaḥ. 32:13 - what is the difference between Grace and Mercy? 33:11 - Two key verses: Lev 17.11 & 19.18 33:50 - LEVITICUS IS THE FOUNDATION FOR THE CROSS. Support Iron Sheep Ministries: https://Ironsheep.org/donate Listen to the podcast: https://anchor.fm/ironsheep Contact Dave & the ISM team: info@ironsheep.org Be notified of each new teaching, join the email list: http://eepurl.com/g-2zAD References: Graphics of the tabernacle and the bronze altar were created by Jeremy Park, Bible-Scenes.com. Barker, L. Kenneth. The Expositor's Bible Commentary, Abridged Edition, Old Testament. Grand Rapids, MI: Zondervan, 1994. Gane, Roy. The NIV Application Commentary, Leviticus, Numbers. Grand Rapids, MI: Zondervan, 2004. Wiersbe, Warren W.. The Bible Exposition Commentary, Old Testament, The Pentateuch. Colorado Springs, CO: David C. Cook, 2001.

In episode 122 of Cybersecurity Where You Are, Sean Atkinson is joined by Rian Davis, Associate Hybrid Threat Intelligence Analyst at the Center for Internet Security® (CIS®); and Timothy Davis, Lead Cyber Threat Intelligence (CTI) Analyst at CIS. Together, they discuss security and utility considerations surrounding the DeepSeek AI model.Here are some highlights from our episode:01:31. What enterprises and individuals can do before they start deploying foreign-developed, open-source large language models (LLMs)08:48. How DeepSeek fits into evolving adversarial tactics and techniques involving AI25:15. The impact on threat assessments and where we see controls built around AI31:45. Parting thoughts on approaching newer technologies like DeepSeekResourcesDeepSeek hit by cyberattack as users flock to Chinese AI startupA 9th telecoms firm has been hit by a massive Chinese espionage campaign, the White House saysTikTok: Influence Ops, Data Practices Threaten U.S. SecurityWiz Research Uncovers Exposed DeepSeek Database Leaking Sensitive Information, Including Chat HistoryEpisode 89: How Threat Actors Are Using GenAI as an EnablerODNI Releases 2024 Annual Threat Assessment of the U.S. Intelligence CommunityThe Strava Heat Map and the End of SecretsMan who exploded Cybertruck in Las Vegas used ChatGPT in planning, police sayEpisode 120: How Contextual Awareness Drives AI GovernanceIf you have some feedback or an idea for an upcoming episode of Cybersecurity Where You Are, let us know by emailing podcast@cisecurity.org.

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Betsy Gaines Quammen is a Montana-based historian and writer whose work explores the history and myths of the American West and how those stories have endured and shaped life in the region today. Betsy joined me on the podcast several years ago to discuss her amazing book, American Zion: Cliven Bundy, God, and Public Lands in the West, and since then, she's published another must-read: True West: Myth and Mending on the Far Side of America. In True West, Betsy meets face-to-face with a wide range of folks here in the West– from militia members to hardcore environmentalists– and seeks to understand why they believe what they do. Combining these conversations with her deep understanding of history, Betsy is able to demonstrate the fascinating complexity and contradictions that define many of the people and issues in today's West. We recorded this conversation on stage at the 2024 Old Salt Festival, where Betsy was nice enough to join us for the three-day festival of music, food, and conversation. As you'll hear me say in the episode, Betsy and her work have played a huge role in my never-ending quest to try and understand this region, and I consider her to be a great friend and mentor. But even if you don't have any interest in the West's history or modern-day conflicts, there are big lessons to be learned from Betsy's approach to her work. She is committed to finding the humanity in everyone– even people she completely disagrees with. Rather than attack them and their ideas, she approaches them with genuine curiosity, really trying to understand what they believe and why. And even when no common ideological ground can be found, there is still mutual respect. And I think most people will agree that we need more of these types of respectful interactions these days. In this conversation, we talk a bit about Betsy's background and why she is so fascinated with understanding myths and the West. We talk about her commitment to having deep conversations with people across political and socio-economic spectrums, and she describes one of the unlikely friendships she built with a man whose views on politics, public lands, and the environment could not be further from her own. We discuss the importance of getting off the internet and having face-to-face conversations, how real estate development is changing the ecology and economics of the West, her thoughts on the future, and more. We also took questions from the audience, which was a lot of fun. Again, I can't thank Betsy enough for joining me onstage for this conversation, but more importantly, for the wisdom she has shared with me over the years. If you haven't read True West, I encourage you to pick up a copy as soon as you can, and I'd also encourage you to listen to our first conversation, where Betsy talks a lot about her life and career journey. And tickets for the 2025 Old Salt Festival are on sale now, so if you'd like to experience conversations like this in person– plus music, food, Western makers, and more– follow the link in the episode notes to grab your tickets. --- Betsy Gaines Quammen True West: Myth and Mending on the Far Side of America American Zion: Cliven Bundy, God, and Public Lands in the West Old Salt Festival Betsy's first M&P appearance Sign up for Ed's Good News from the American West Full episode notes and links: https://mountainandprairie.com/betsy-gaines-quammen-2/ --- TOPICS DISCUSSED: 4:15 - Introducing Betsy at Old Salt 7:45 - Why the West? 10:15 - Discussing myths 14:15 - Betsy talks across the aisle 17:30 - Betsy's relationship with Lance 19:45 - Lance's email 23:15 - Creating conversations outside the internet 26:00 - Real estate development in the West 30:00 - Covid as a catalyst 34:30 - Predicting the future 35:45 - Q&A 39:15 - Should we trust the government? 41:30 - Lance's takeaways 43:30 - A ‘real' Montanan 49:45 - Our energy future 53:00 - Parting thoughts --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts  

In episode 121 of Cybersecurity Where You Are, Sean Atkinson and Tony Sager are joined by Tyler Moore, Ph.D., Chair of Cyber Studies at the University of Tulsa. Together, they discuss the role of economics in cyber risk quantification and cybersecurity decision-making.Here are some highlights from our episode:01:55. How incentives, market failures, and other economic principles intersect with cybersecurity08:39. A model of translating shared information as a way to capture complexity in cybersecurity decision-making13:20. Pressing issues when making decisions about cybersecurity18:08. How to have enough confidence and a cyber risk quantification model that's useful23:45. How rigorous recommendations can help to match modeling and techniques like minimization29:23. The role of the Board in making cybersecurity decisions and how to speak its language34:57. Parting thoughts about risk quantification in cybersecurityResourcesEpisode 105: Context in Cyber Risk Quantification2024 DBIR Findings & How the CIS Critical Security Controls Can Help to Mitigate Risk to Your OrganizationCIS Community Defense Model 2.0FAIR: A Framework for Revolutionizing Your Risk AnalysisSociety of Information Risk AnalystsIf you have some feedback or an idea for an upcoming episode of Cybersecurity Where You Are, let us know by emailing podcast@cisecurity.org.

BIO: James “Jimmy” Milliron is Co-Founder & President of National Brokerage Atlantic, specializing in Wealth Enhancement, Estate Planning, and Asset Protection.STORY: Jimmy wanted to invest $100,000 in Bitcoin, but when he couldn't find an easy way to do it, he bought a car instead.LEARNING: Research and learn all you can about investment opportunities before investing. “Don't be afraid to pick up the phone and make a few calls. There's nothing like picking up the phone and talking to a real person on the other end instead of just texting them.”Jimmy Milliron Guest profileJames “Jimmy” Milliron is Co-Founder & President of National Brokerage Atlantic, specializing in Wealth Enhancement, Estate Planning, and Asset Protection. An insurance veteran, he previously served as Executive Vice President at NexTier Bank, building a $400 million premium finance portfolio. He holds a BA from VMI and various securities and insurance licenses.Worst investment everJimmy's worst investment is a mix between marrying a second wife and buying a car in 2016. He invested many resources in his second marriage, but it did not last that long.When Jimmy married his second ex-wife, he wanted to invest about $100,000 in Bitcoin. But he was busy and did not have time to research and learn more about Bitcoin. When Jimmy could not find an easy way to do it, he purchased a car instead with that cash.Lessons learnedGo the extra mile in research and learning about investment opportunities before investing.Consider all the investment options available.Actionable adviceIf you're young, seek advice from a mentor or your parents about what they would do instead of arbitrarily investing in a make-me-feel-good investment. Their guidance can be invaluable in navigating the complex world of investments.Jimmy's recommendationsJimmy recommends reading Donald Trump's Art of the Deal as a valuable resource for negotiation and decision-making.No.1 goal for the next 12 monthsJimmy's number one goal for the next 12 months is losing weight.Parting words “Thank you very much. Andrew and I wish everyone well.”Jimmy Milliron [spp-transcript] Connect with Jimmy MillironLinkedInWebsiteAndrew's booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming's 14 PointsAndrew's online programsValuation Master Class

Chris Pague is the Senior Conservation Ecologist at The Nature Conservancy, and he is deeply involved in so many of the topics we discuss here on the podcast– grasslands, bison, endangered species, landscape-scale conservation, and more. For many decades now, Chris has been working on the frontlines of TNC's science-based conservation efforts, and during his tenure, he's accumulated a mind-blowing amount of knowledge about everything from the tiniest prairie plants to the plains' largest mammals. But what makes Chris so special is his ability to translate complex ecology into inspiring, impactful stories– stories that resonate with everyone from the most committed conservationists to people who are just beginning to learn about the West's wild places. Chris grew up in Virginia, and for as long as he can remember, he's been obsessed with the outdoors, wild creatures, and all varieties of plants. He eventually moved West to take a job in Colorado with the Nature Conservancy, where he's been an invaluable member of the team ever since. I personally credit Chris for helping me in my own journey to understand the importance of grasslands and connected landscapes across the Southern High Plains, thanks to a presentation Chris gave at an event I was attending over a decade ago. I know there are countless other folks just like me who credit Chris with helping them to better understand and appreciate pressing conservation issues— and more importantly, to take action. Between his on-the-ground ecology work and his gift of storytelling, it's difficult to fully wrap my head around the scale of the positive impact Chris has had over his career. So, I was long overdue in having Chris join me for a podcast conversation. We could've talked for many hours, but in this chat, we still managed to cover a lot, including: Chris's upbringing in Virginia and some of our shared favorite Virginia landscapes; his decision to move to Colorado; the decades-long shift in thinking around grasslands conservation; the importance of storytelling to communicate critical science, TNC's Southern High Plains initiative; optimism and the wisdom of Ted Lasso; partnerships and relationships; favorite books, and much more. Be sure to visit the episode webpage for a full list of topics discussed, links to everything, and a new short film that features Chris and some of the landscapes he works to protect. A huge thanks to Chris for this wonderful conversation, but more importantly, thanks to Chris for his many decades of inspiring work. Enjoy. --- Chris Pague TNC's Southern High Plains Initiative Short Film: Connecting the Big Wide Open Full episode notes and links: https://mountainandprairie.com/chris-pague/ --- This episode is brought to you in partnership with the Colorado chapter of The Nature Conservancy and TNC chapters throughout the Western United States. Guided by science and grounded by decades of collaborative partnerships, The Nature Conservancy has a long-standing legacy of achieving lasting results to create a world where nature and people thrive. During the last week of every month throughout 2025, Mountain & Prairie will be delving into conversations with a wide range of The Nature Conservancy's leaders, partners, collaborators, and stakeholders, highlighting the myriad of conservation challenges, opportunities, and solutions here in the American West and beyond. To learn more about The Nature Conservancy's impactful work in the West and around the world, visit www.nature.org --- TOPICS DISCUSSED: 3:45 - Introducing Chris 8:30 - Chris's favorite Virginia spots 9:45 - Making the decision to work for TNC 12:45 - Grassland evolution 17:30 - Why are grasslands important? 21:15 - Science and storytelling 24:15 - 50 years of land conservation history 28:00 - TNC's Southern High Plains Initiative 35:15 - Protecting land 42:30 - Keep or sell? 47:45 - Building relationships 52:45 - Ted Lasso and optimism 56:45 - Increase in partnerships 58:45 - What Chris is excited about 1:03:45 - Book recs 1:06:45 - Parting words --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts

In this episode, we perceive the burning angst of a lady, as portrayed in Sangam Literary work, Kalithogai 137, penned by Nallanthuvanaar. The verse is situated in the 'Neythal' or 'Coastal Landscape' and paints a picture of pain born out of pleasure.

Nicole Qualtieri is an outdoor writer and editor, a conservationist, and a committed outdoorswoman. Over the past decade, she's worked with some of the most notable brands in the outdoor industry, including MeatEater, Backcountry Hunters and Anglers, and GearJunkie, and she has bylines with many well-known outdoor publications, such as Outside, Modern Huntsman, and Backcountry Journal. But despite being plugged in with many of the best names in the outdoor business, she and a few creative friends decided to go out on a limb and start their own outdoor publication– one that focuses on substance over clickbait, depth and vulnerability over the silly quest for virality and search engine optimization. The name of the project is The Westrn, and it combines the best parts of online writing and journalism with a printed, hold-it-in-your-hands newspaper that ships to subscribers four times per year. As you'll hear Nicole describe, the topics covered by The Westrn's include hunting, conservation, and a wide range of outdoor adventure. But the deeper point of it all is to build a tight-knit community of engaged outdoor enthusiasts of all stripes, who appreciate the value of nuanced writing, thinking, and publishing. As many legacy outdoor media brands have become controlled by private equity and now focus on scalability over creativity and quality, the role of people like Nicole and her partners at the Westrn are all the more important— they are taking a real risk to make the Westrn a reality, and I greatly admire their vision and commitment to action. Nicole and I connected online– she was at her home in Anaconda, Montana and I was here in Colorado Springs– and we had an enlightening conversation filled with lots of laughs about her fascinating life, career, and the creation of The Westrn. We discussed her upbringing in what she describes as a high-control religious cult and how hunting and the outdoors were her way of working through some of that childhood trauma. We discussed her non-traditional career path, which included a stint as a stand-up comic, and how she worked her way into the outdoor industry. We discuss the importance of hard work, preparation, and grinding, and how self-confidence is generated from those activities. We discuss the current state of the outdoor media industry, the financial challenges of making it as a freelancer, her writing process, contentment vs happiness, favorite books, and of course, her goals for The Westrn. Nicole was also kind enough to offer some discount codes for M&P listeners, so follow the appropriate links in the episode notes or on the website to get 20% off annual memberships to The Westrn and/or 20% off single issues of the print newspaper. A huge thanks to Nicole for the conversation and thank you for listening. Enjoy! --- Nicole Qualtieri The Westrn 20% Discount off the Annual Subscription Link for M+P Listeners will auto-populate discount:  https://www.thewestrn.com/mtnprairie 20% Off Pre-Order Single Issues:  Use link to use code: https://thewestrnstore.com/discount/MTNPRAIRIE?redirect=%2Fproducts%2Fthe-westrn-individual-issue Or use code MTNPRAIRIE Ed's Book Recommendations Full episode notes and links: https://mountainandprairie.com/nicole-qualtieri/ --- TOPICS DISCUSSED: 4:30 - Nicole and Ed's first convo (shared Roadhouse appreciation) 6:15 - Nicole's background 8:15 - How writing's been a part of Nicole's life 13:15 - Getting out West 16:30 - College degrees 19:15 - On writing On Killing Animals 21:00 - The grind and the craft 28:00 - Taking the pain 30:15 - Outside's rejection of On Killing Animals 34:45 - The corporatization of outdoor media 44:30 - The Westrn 54:30 - Taking a good idea and running with it 59:45 - Etymology of happy 1:02:30 - Nicole's book recs 1:07:00 - Parting words --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts

Patrick McKenzie (@patio11) revisits his March 2023 essay that explained the dynamics of bank runs and system stress during the banking crisis one month prior. With data from a newly released Federal Reserve paper, he analyzes the true scope of the banking stress - including revelations that 22 banks experienced severe deposit outflows, far more than publicly known at the time. While officials blamed social media for bank runs, data shows institutional players, not retail depositors, drove the events. –Full transcript available here: www.complexsystemspodcast.com/banking-crisis-two-years-later/–Sponsors:  Vanta | GiveWell | CheckVanta automates security compliance and builds trust, helping companies streamline ISO, SOC 2, and AI framework certifications. Learn more at https://vanta.com/complexSupport proven charities that deliver measurable results and learn how to maximize your charitable impact with GiveWell. Go to givewell.org (and type in "Complex Systems" at checkout).Check is the leading payroll infrastructure provider and pioneer of embedded payroll. Check makes it easy for any SaaS platform to build a payroll business, and already powers 60+ popular platforms. Head to checkhq.com/complex and tell them patio11 sent you.–Links:Bits About Money: https://www.bitsaboutmoney.com/archive/banking-in-very-uncertain-times/Federal Reserve Report: Tracing Bank Runs in Real Time https://www.newyorkfed.org/research/staff_reports/sr1104.html Byrne Hobart's blog The Diff: https://www.thediff.co/ Matt Levine's blog Money Stuff: https://www.bloomberg.com/account/newsletters/money-stuff –Twitter:@patio11–Timestamps: (00:00) Revisiting the March 2023 essay(01:47) The Fed's study(11:21) Why are banks failing?(14:41) A useful heuristic from bond math(18:05) Sponsors: Vanta | Check(21:00) Maturity transformation(29:54) Sponsor: GiveWell(30:42) Liquidity problems are the proximate cause of bank failures(33:43) Trying to forestall a banking crisis(40:16) Deposit insurance expansion(47:12) Deposit insurance has some legacy issues(52:04) What would happen if my bank were to go into receivership this weekend?(59:46) What should users of the banking system do?(01:04:09) Parting thoughts(01:05:08) Footnote

Thanks for listening to The Morning Five! Thanks for listening, rating/subscribing The Morning Five on your favorite podcast platform. Learn more about the work of CCPL at www.ccpubliclife.org. Michael's new book, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Spirit of Our Politics: Spiritual Formation and the Renovation of Public Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, is now available! You can order on Amazon, Bookshop.org, Barnes & Noble, or at your favorite local bookstore. Join the conversation and follow us at: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelwear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclifeTwitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MichaelRWear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclifeAnd check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tsfnetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music by: King Sis #politics #faith #prayer #POTUS #inauguration #Biden #Trump #Vance #WhiteHouse #executiveorders #pardons Learn more about your ad choices. Visit megaphone.fm/adchoices

Tonight, my special guest is Rev. Barry Downing who's here to discuss why he believes aliens pulled off some miracles mentioned in the Bible.At Mysterious Radio, we're on an exciting journey to create a space fully supported by our amazing fans, moving away from advertisements altogether! We're thrilled to offer our content exclusively to our wonderful community of Patreon members and Apple Subscribers. You'll get to enjoy every episode without any pesky ads, and we can share our shows with you without any censorship. Plus, joining us unlocks over 900 bonus segments and episodes that will blow your mind! While the price is set to rise to $9.99, you can jump on board right now for just $5, and that's forever! Come be part of The Brain Trust now.Follow Our Other ShowsFollow UFO WitnessesFollow Crime Watch WeeklyFollow Paranormal FearsFollow Seven: Disturbing Chronicle StoriesJoin our Patreon for ad-free listening and more bonus content.Follow us on Instagram @mysteriousradioFollow us on TikTok mysteriousradioTikTok Follow us on Twitter @mysteriousradio Follow us on Pinterest pinterest.com/mysteriousradio Like us on Facebook Facebook.com/mysteriousradio]   The Reverend Barry Downing's credentials are impressive, adding scholarly weight to his theories regarding anomalous and miraculous events as portrayed in the Old and New Testaments. Downing holds a Ph.D. in the relation between religion and science from the University of Edinburgh of Scotland. He also has a bachelor's degree in physics from New York's Hartwick College as well as a degree from Princeton Theological Seminary. Dr. Downing has studied the Bible most of his life. . .  Not unusual for a pastor, but what makes his evangelistic career unique is that he has also studied the UFO phenomena since the mid-1950s. The combination of both pursuits resulted in the 1968 publication of his controversial book, “The Bible and Flying Saucers,” which would lay important groundwork regarding the blending of the divine with the theory that earth has been visited by extraterrestrials in ancient times and that these visitations continue to this day. This work is his long awaited sequel in which he expands upon the polemic issues previously put forth, including that the –  ** Parting of the Red Sea in the Bible's Exodus was accomplished by a cylindrical UFO, a cigars haped ship whose kind is still reported.  ** That Jesus was an extraterrestrial sent to earth to rid the world of sin and wickedness, quoting Biblical text to support his claim.  ** That Jesus left earth in a spaceship to another planet, or perhaps another spatial dimension.  ** That angels were actually aliens and that the “angelic aliens” spoke to Moses on Mount Sinai where he boarded a UFO to receive the Ten Commandments and specifications for the construction of the Tabernacle. It was aliens who guided the ancient Israelites, providing them with manna in the wilderness.  ** In the modern world, Downing contends with mainstream religion's refusal to take the subject seriously. Christian liberals don't want to hear the miracles of the Bible were real and Christian conservatives don't want the miracles credited to simple aliens in flying saucers.

January 16, 2025The Daily Mojo is 2 hours of news, commentary, comedy, and auditory deliciousness.Download The Daily MoJo App! "Biden's Parting Senile Shot"A countdown builds excitement for a broadcast, leading to personal stories about injuries and a shocking scam where a woman loses $850,000 to a fraudster impersonating Brad Pitt. The discussion shifts to California's fire issues linked to homelessness and city leadership failures. Political commentary critiques current governance and controversial policies. The conversation also touches on family, funeral practices, and the evolving media landscape, highlighting the decline of traditional news in favor of social media influence.Phil Bell is calling out the Crazy Cat Lady Kathy Hochul once again for her tyrannical taxation in Manhattan.  HEREJeff Fisher - Host of Chewing The Fat podcast, is back and in rare form - he thinks Brad is obsessed with death. He may be right. Jeff Fisher LinktreeBrandon Morse - Redstate Author & host of The Brandon Morse YouTube channel- returns from his holiday hiatus to enthrall us with tales from the road!Brandon's LinktreeOur affiliate partners:Dave and his crew were roasting historically great coffee before some of these newcomers even thought about creating a coffee brand. He's still the best, in our eyes! www.AmericanPrideRoasters.comNothing says “I appreciate you” like an engraved gift or award. Ron and Misty (mostly Misty) have the perfect solution for you if you need a gift idea for family or your employees!www.MoJoLaserPros.comWe love to support Mike Lindell and his company. He's a real patriot and an American success story!https://www.mypillow.com/radiospecials Promo code: Mojo50Be ready for anything from a hurricane to man-created stupidity (toilet paper shortage, anyone?). The tools and food storage you need to weather the storm.www.PrepareWithMojo50.com Stay ConnectedWATCH The Daily Mojo LIVE 7-9a CT: www.TheDailyMojo.com (RECOMMEDED)Rumble: HEREFacebook: HEREMojo 5-0 TV: HEREFreedomsquare: HEREBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-daily-mojo-with-brad-staggs--3085897/support.

Learnings from 1,000+ Near-Death Experiences — Dr. Bruce Greyson, University of Virginia Dr. Greyson's research for the past half century has focused on the aftereffects and implications of near-death experiences and has resulted in more than 100 presentations to national and international scientific conferences, more than 150 publications in academic medical and psychological journals, 50 book chapters, and numerous research grants. He is a co-author After: A Doctor Explores What Near-Death Experiences Reveal about Life and Beyond. Watch this video at- https://youtu.be/o96LNLaiDsc?si=cnk873eUI7yGxE2t Tim Ferriss 1.6M subscribers 74,387 views Oct 24, 2024 The Tim Ferriss Show Follow Tim Ferriss on Twitter:    / tferriss   Follow Tim Ferriss on Instagram:    / timferriss   Like Tim Ferriss on Facebook:    / timferriss   [00:00] Preview [02:02] Dr. Greyson's scientific upbringing and his attraction to psychiatry. [05:15] Dr. Greyson's first encounter with a near-death experience (NDE) that changed everything. [12:21] Development of the NDE scale and its characteristics. [16:59] Challenges in studying NDEs and distinguishing genuine experiences. [18:37] Examples of NDEs and out-of-body experiences verified by third parties. [27:28] Attempts to explain NDEs through biological mechanisms. [32:44] Does the manner of someone's misadventure have a bearing on their NDE? [34:40] Prevalence and consistency of NDEs across cultures and time. [38:50] How new tools may deliver scientifically viable NDE evidence. [41:21] Promissory materialism. [43:45] Child vs. adult NDEs. [44:50] Studying brain activity during NDEs. [50:46] What's happening when people report seeing dead loved ones during NDEs? [52:20] What can research tell us about the practical applications of NDEs? [55:40] Are there reliable ways to simulate an NDE-like state? [59:30] What distinguishes a true out-of-body experience? [01:05:25] Mind vs. brain. [01:10:48] Dr. Greyson's career challenges and motivations for studying NDEs when few would. [01:14:00] Can studying twins find a genetic component to NDE susceptibility? [01:18:09] The difficulties of replicating out-of-body experiences in controlled settings. [01:23:05] The mysteries of terminal lucidity phenomenon. [01:25:30] The concept of time in NDEs. [01:27:38] Auditory hallucinations after NDEs. [01:29:32] Researchers who demonstrate open-mindedness and rigorous skepticism in NDE studies. [01:31:24] The irreducible mind concept. [01:32:27] Want to read Dr. Greyson's books? Start with After. [01:33:13] Common characteristics and after-effects of NDEs. [01:34:05] Parting thoughts.

Scott Hulet is a legendary writer, editor, and current Creative Director at The Surfer's Journal. He also has a new book titled Flow Violento: A Scott Hulet Omnibus, which is a compilation of more than thirty years of his writing about surfing, fishing, travel, food, music, and more. If you subscribe to my book recommendations email, then you'll already know how much I loved the book– Scott brings to life the cultures, waves, and landscapes of Latin America using his unique blend of insights, humor, and perfectly crafted prose. If you're a fan of travelogues, adventure tales, and cultural immersion, I know you'll enjoy “Flow Violento.” Scott was born and raised in southern California, and he's been writing for longer than he can even remember. Skating and surfing entered his life very early, as did travel to Mexico for surf trips. Through a deep commitment to the craft of writing and surfing, he's been able to build a successful career that combines both. But for all his success, there have also been some speedbumps along the way, including a string of health scares during his fifties that culminated with a very serious stroke. But after a ton of hard work and help from some inspiring medical professionals, Scott was able to make a full recovery– and refocus his efforts on writing, traveling, and surfing. I've been a huge fan of The Surfer's Journal and Scott for many, many years, so I was honored that he took the time to chat with me about his life, work, and the new book. I caught him just a few days before he took off to the Colombian Amazon for a fishing and research trip, and we had a fun chat about reading, writing, surfing, traveling, and more. Some of the topics include: his “hunting and gathering” approach to reading: some of his favorite childhood books; his first foundational surfing and traveling experiences; moving to Hawaii after high school; becoming a professional writer; the importance of approaching new cultures with respect; his health scares and lessons learned; his surprising thoughts on social media; rules for travel; and much more. A big thanks to Scott for the conversation and his decades of important work.  And another big thanks to you for listening.  Enjoy! --- Flow Violento: A Scott Hulet Omnibus The Surfer's Journal Leave a 5-star review on Apple Podcasts or Spotify Ed's book recs Full episode notes and links: https://mountainandprairie.com/scott-hulet/ --- TOPICS DISCUSSED: 3:30 - Scott's “hunting and gathering” approach to reading 5:30 - Scott's father's influence on his reading 7:00 - Favorite childhood books 8:15 - A brief family history 9:35 - Childhood activities in San Diego 11:45 - First three foundational surfing experiences 16:00 - First adventure in Mexico 20:30 - Approaching new cultures and locations with respect… or else 24:00 - Heading to university 25:45 - Writing: from avocation to vocation 28:00 - Mentors 34:30 - How TSJ has maintained such a loyal following in the changing world of print media 36:45 - A surprisingly positive take on Twitter/X 39:45 - The importance of knowing a wide range of people with wide ranges of ideas 44:45 - The art of editing 47:15 - Courting the Muse 49:30 - Lessons learned from several super-intense health trials 53:30 - Pre-stroke Scott vs post-stroke Scott 55:45 - How to stand out from the crowd as a creative 57:15 - There are still unknown, off-the-map places to discover 59:00 - Rules for thinking traveler 1:01:00 - Important books 1:05:00 - Parting words of wisdom --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts  

Rusty Bell is the Director of Gillette College's Office of Economic Transformation, and Justin Loyka is the Wyoming Energy Program Director at the Nature Conservancy. Rusty and Justin are working together to find sustainable, economically viable solutions to the energy transition that is currently taking place in and around Gillette, Wyoming. Gillette and Campbell County, Wyoming have long been leaders in the United States'  coal production business and have been a foundation of West's economy for decades. But over the past 15 years or so, coal production has decreased by approximately half, which will have far-reaching consequences for Gillette, the state of Wyoming, and the West. But as coal mining scales back, Gillette is uniquely positioned to capitalize on the rise of renewable energy and the many positive economic and environmental ripple effects that it creates. Campbell County's landscape, workforce, infrastructure, transmission capabilities, and wildlife migration patterns offer huge opportunities to be a future hotbed of renewable energy. By transitioning reclaimed coal mines into renewable energy sites, Campbell County will not only be able to fill in the economic gap created by the contraction of the coal business, but will be able to allow Gillette to continue its culture of innovation, hard work, and community pride for decades to come. Rusty was born and raised in Gillette, and Justin's been living and working in Wyoming for almost 15 years. As you'll hear, they've formed a partnership based on optimism, creativity, respect, and pragmatism, and they are making great strides to bolster the economic and environmental future of northeastern Wyoming. We talked about a lot in this conversation, including: A history of Wyoming's coal mining business; the culture and community pride of Gillette; why Gillette is a perfect place for renewables; cultural and political views on renewables; wildlife considerations; details around coal mine reclamation; ways to build trust and lasting relationships; and more. Justin and Rusty also share ideas about why they work so well together, and they both offer some great book recommendations and wise parting words. I loved this conversation and learned so much about not just energy production, but also community pride, pragmatism, problem-solving, and respectful, productive relationships. A huge thanks to Rusty and Justin for joining me, and thank you for listening.  --- Rusty Bell Justin Loyka Wyoming's Energy Transition Plan --- This episode is brought to you in partnership with the Colorado chapter of The Nature Conservancy and TNC chapters throughout the Western United States. Guided by science and grounded by decades of collaborative partnerships, The Nature Conservancy has a long-standing legacy of achieving lasting results to create a world where nature and people thrive. On the last Tuesday of every month throughout 2024, Mountain & Prairie will be delving into conversations with a wide range of The Nature Conservancy's leaders, partners, collaborators, and stakeholders, highlighting the myriad of conservation challenges, opportunities, and solutions here in the American West and beyond. To learn more about The Nature Conservancy's impactful work in the West and around the world, visit www.nature.org --- TOPICS DISCUSSED: 3:30 - A brief history of the coal business in Wyoming 10:00 - The unique culture and economy of Gillette, Wyoming 16:30 - Some background on coal mine reclamation 22:30 - Why Gillette is such a prime location for renewable energy 26:00 - Wildlife considerations 29:45 - Transmission capacity considerations 31:30 - What is a megawatt? 34:00 - The cultural and political acceptance of renewables 38:30 - Justin's approach to building trust in Wyoming communities 43:30 - The positive ripple effects of a renewable economy 48:30 - What Justin admires about Rusty 51:30 - What Rusty admires about Justin 53:45 - TNC's role in this energy and economic transition 57:30 - How the new Presidential administration will affect this work 1:03:30 - Favorite books 1:07:155 - Parting words --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts

Surgeon General Vivek Murthy joins Offline to share his final prescription for the nation He and Jon talk about why his parting message is all about community, the online reaction to the United Healthcare assassination, and how young people are struggling to find depth and meaning in a culture that glorifies fame and wealth. Then, Max and Jon answer listener-submitted questions, Jon recommits himself to posting on social media, and Jeremiah Johnson returns to the pod to discuss the worst tweets of 2024.

Mike Renner is joined by Leger Douzable to discuss all the Sunday action in Week 14 across the NFL! (2:00) Rams-Bills Recap (14:00) NFC West breakdown (20:00) NFC South breakdown (27:45) Scariest Wild Card teams (36:00) Jets issues (44:00) Draft order (49:00) Parting shots To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices