MONEY FM 89.3 - The Breakfast Huddle with Elliott Danker, Manisha Tank and Finance Presenter Ryan Huang

Brendan Sobie, Independent Analyst & Consultant, Sobie Aviation, analyses overall passenger traffic at Changi Airport this year; performance of the outbound segment compared to inbound and transit; popular outbound destinations; and overall expectations for 2026. Presented & Produced by Emaad Akhtar Photo: ST FileSee omnystudio.com/listener for privacy information.

Resale HDB flats crossing the million-dollar mark were once rare outliers but for younger buyers today, they’re becoming a genuine part of the search. As price gaps narrow between larger resale flats and smaller new condo units, more first-timers are asking whether private property now makes better sense, or if public housing still offers the stronger long-term value. Nicholas Mak, Chief Research Officer at mogul.sg joins the Breakfast Show to unpack what’s driving this shift, how consumer psychology shapes perception of the “million-dollar threshold”, and the trade-offs young couples face as they weigh space, lifestyle, and future needs. We also explore whether renting is increasingly becoming a viable strategic option in today’s market.See omnystudio.com/listener for privacy information.

From taking over her family’s sauce business at 21 to building Singapore’s first hot-food vending machine café, JR Group CEO Jocelyn Chng has witnessed every phase of the F&B industry. She joins the Breakfast Show to discuss consumer shifts, automation, scalability, and how to future-proof food businesses in a landscape defined by disruption. See omnystudio.com/listener for privacy information.

Parenting can be tough even at the best of times. Yes, kids bring plenty of joy, but they also come with their fair share of everyday challenges: half-eaten meals, struggles with bedtime and early-morning wake-ups, screen-time negotiations...the list goes on. Luckily, many parents have been through the same struggles — and some have been kind enough to share some tricks that actually work. Emaad and Ryan dive into a few of these real-life parenting hacks. Who knows — they might just make your day a little easier too! Presented by Emaad Akhtar & Ryan Huang Produced by Emaad Akhtar Edited by Trisha Yeong ST Photo: Gin Tay Music credit: Unsplash & its talented community of contributorsSee omnystudio.com/listener for privacy information.

What happens when two kopi lovers try to solve the problem of inconsistent, increasingly expensive kopi? They build a vending-machine kopi business now serving over 250,000 cups. The Breakfast Show invites Leow Jun Heng & Loh Jian Yuan, Founders, Kopi Near Me to discuss the taste science behind their kopi, their strategic location decisions, and the biggest lessons in scaling an asset-heavy F&B model in Singapore.See omnystudio.com/listener for privacy information.

Singapore has seen a string of abrupt business closures — from Art Works to Twelve Cupcakes and Jollibean — leaving employees suddenly jobless and owed unpaid wages. These incidents highlight a recurring gap: when companies collapse without warning, what real protections do workers have, and what immediate steps can they take to safeguard themselves? Krist Boo, Senior Business Correspondent at the Straits Times & Ian Lim, Partner, TSMP Law Corporation and head of TSMP’s Employment & Labour team, join the Breakfast Show to unpack how current laws work, what recourse workers actually have, and the practical actions employees should take the moment a closure is announced.See omnystudio.com/listener for privacy information.

As markets eye a potential year-end grind higher, driven by rising confidence in coming rate cuts, Shane Oliver, Chief Economist & Head of Investment Strategy, AMP Capital unpacks what this shifting macro backdrop really means for investors. The conversation dives into the rotation toward healthcare and consumer names and why these sectors are seeing renewed attention as growth broadens out. We also tackle the big question on many portfolios: what should investors do if they are still heavily weighted in mega-cap tech?See omnystudio.com/listener for privacy information.

Across Southeast Asia, access to basic rehabilitation remains uneven, care is expensive, specialists are scarce, and long-term recovery often relies on patients managing alone. At the same time, digital health has accelerated, opening new opportunities for more flexible and affordable models of care. The Breakfast Show speaks to Louis Payet, Founder of Peach Health Asia, about why the region is primed for evidence-based digital therapy, why he left a 15-year pharmaceutical career to build a more accessible model, and what entrepreneurs can learn from navigating regulation, trust, behaviour change, and commercialisation in one of the most complex sectors of the economy.See omnystudio.com/listener for privacy information.

Blackpink is taking over Singapore with three sold-out National Stadium nights — so we’re celebrating with a fast-paced, banter-filled quiz all about their music, money moves, and massive global influence. Test your Blackpink knowledge and see if you can keep up with the Blinks! Presented by Audrey Siek, Ryan Huang and Emaad Akhtar Produced by Audrey Siek Edited by Trisha Yeong Photo and music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

"I don't have the bandwidth for this right now. Let me circle back and see what I can bring to the table in due course." If you work in an office, that sentence probably hits a little too close to home. Corporate jargon is everywhere — some of it useful, some of it… less so. Emaad, Ryan and Audrey unpack the most commonly used phrases in Singapore’s workplaces, including - according to survey responses - the most and least annoying ones! Presented by Emaad Akhtar, Ryan Huang & Audrey Siek Produced by Emaad Akhtar Edited by Trisha Yeong Photo and music credit: Unsplash & its talented community of contributorsSee omnystudio.com/listener for privacy information.

Phan Vee Leung, CIO of TrackRecord unpacks the market’s fourth straight day of gains as the Dow, S&P 500 and Nasdaq all push higher ahead of the Thanksgiving break. Tech once again steals the spotlight, with Oracle rallying on renewed bullish conviction, Nvidia rebounding from its recent dip, and Microsoft extending its climb - fueling a broader narrative around AI-driven market strength. He also explores the steady uptrend in gold and what it signals for investors navigating an evolving macro landscape. Image: Pexels from PixabaySee omnystudio.com/listener for privacy information.

COP30 wrapped up in Belém, Brazil last week, concluding two weeks of negotiations aimed at charting the next phase of global climate action. Countries ultimately agreed on a deal that captures both areas of progress and the deep divides that shaped this year’s talks. From the push to triple adaptation finance by 2035, to the absence of a fossil fuel roadmap, to developments on forests, methane and climate finance, the summit delivered a mix of breakthroughs and difficult compromises. Ang Qing, Correspondent at The Straits Times who was on the ground at COP30, joins the Breakfast Show to break down the key takeaways and what they mean for SingaporeSee omnystudio.com/listener for privacy information.

From AI adoption to supply chain shifts and rising sustainability investments, CEOs across Asia Pacific are reshaping their strategies for 2026. Deloitte’s first APEC CEO Survey uncovers what leaders are confident about, cautious of, and preparing to take on next. On Mind Your Business, The Breakfast Show speaks with Indranil Roy, CEO Program Leader, Deloitte Southeast Asia to unpack the findings, and what they mean for entrepreneurs planning growth in an uncertain environment.See omnystudio.com/listener for privacy information.

Singapore’s construction sector faces safety risks and a heavy reliance on migrant labour, but innovation is stepping in to change the game. Join us as Jash Mota, Founder and CEO of Flywheel AI, explains how tele-operated excavators and AI innovations are making worksites safer, boosting efficiency, and reshaping the workforce. Produced and presented by Audrey SiekSee omnystudio.com/listener for privacy information.

Recently, Singapore Airlines offered a first glimpse of the major hardware and software upgrades it plans to roll out in 2026. From retrofitted aircraft and faster in-flight connectivity to next-generation cabin products, the carrier is betting on a wave of enhancements to stay competitive as global rivals modernise at speed. Aaron Wong, Founder of The Milelion, joins us to unpack why these upgrades are overdue, how transformative they may be for passengers, and what SIA must do to keep pace with rapidly rising competition from Middle Eastern airlines. Produced & Presented by Emaad AkhtarSee omnystudio.com/listener for privacy information.

U.S. markets staged a strong turnaround on Tuesday, as traders digested expectations of a December Fed rate cut and the evolving AI trade. Laila Pence, President of Pence Wealth Management, shares her perspective on what drove the latest market session, why she remains positive despite headline volatility, and what investors should watch as 2025 draws to a close.See omnystudio.com/listener for privacy information.

Flavour is becoming the new frontier of entrepreneurship. As Singapore’s food scene evolves, a new wave of makers is redefining what comfort food means, from condiments to even butter. In this episode of Mind Your Business, The Breakfast Show invite Ryan Foo, Founder, Meraki Butters to explore how his homegrown brand is blending Asian flavours like Szechuan Mala, Yuzu Kosho, and Salted Egg Yolk into a business built on culture, craft, and creativity.See omnystudio.com/listener for privacy information.

Singapore’s ageing population is reshaping what recovery looks like after a hospital stay, with community care taking on a larger role in helping patients regain confidence closer to home. St. Andrew’s Community Hospital is opening a new facility in Bedok featuring real-world rehabilitation spaces, dementia-inclusive design, and tech-enabled care to support safer, smoother transitions back to daily life. Dr. Angel Lee, Medical Director of St. Andrews Community Hospital joins the Breakfast Show how community hospitals fit into Singapore’s wider care pathway and what this next phase of community care means for patients, caregivers, and the heartland communities they return to.See omnystudio.com/listener for privacy information.

We dive into every parent’s nightmare today: the moment your sweet, innocent child drops a perfectly-pronounced naughty word. This has recently happened to Audrey, who dug deep into research on how she can deal with this. Where are kids picking this stuff up, and can parents realistically control it? Audrey, Ryan and Emaad unpack the playground influence, expert advice, and how to guide kids without losing your cool. Presented by Audrey Siek, Ryan Huang and Emaad Akhtar Produced by Audrey Siek Edited by Trisha Yeong Photo and music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

There aren’t many employees who’d turn down a good workplace perk — especially if it’s the deciding factor between staying put or jumping ship. We all know the usual benefits: health insurance, paid leave, retirement plans, parental leave…pretty par for the course. But on this edition of Breakfast Bites, Emaad, Ryan and Audrey uncover some unexpected workplace benefits that may be new to you — and which you might secretly wish your company offered. Presented by Emaad Akhtar, Ryan Huang & Audrey Siek Produced by Emaad Akhtar Edited by Trisha Yeong Photo and music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

Singapore is about to open a new gateway for capital markets with the SGX‑Nasdaq dual-listing bridge, set for mid-2026. This pioneering initiative allows companies to tap both U.S. and Singapore investors simultaneously, offering a potential boost to liquidity, valuation, and investor access.James Leong, CEO of Grasshopper Asia, unpacks what the bridge could mean for Singapore’s equities market: which sectors are likely to benefit, how dual listings may influence global investor participation, and the role of sovereign wealth funds. We also explore the potential impact on price discovery, volatility, and retail investor access, and whether this marks a turning point in Singapore’s quest to reclaim its position as a hub for growth companies.See omnystudio.com/listener for privacy information.

Stocks surged Monday, led by tech giants like Alphabet, as markets recovered from a shaky start to November. The Nasdaq posted its biggest gain since May, fueled by renewed optimism in AI, from Google’s Gemini 3 upgrade to strong moves in Broadcom, Micron, AMD, and Palantir. Ryan Detrick, Chief Market Strategist at Carson Group, breaks down whether this rally signals renewed conviction in the AI trade or is simply a relief bounce, explores how shifting Fed rate expectations are influencing sentiment, and weighs the risks of volatility during thin holiday trading. Plus, he previews key economic data this week, including retail sales and producer prices, and what it could mean for the market heading into December. Produced/Presented: Ryan Huang Image: Gerd Altmann from PixabaySee omnystudio.com/listener for privacy information.

Every dish tells a story, and sometimes, that story begins with a spoon. In this episode of Mind Your Business, The Breakfast Show speaks to Ilya Nur Fadhly, Founder, Sudu, about his journey from MasterChef Singapore to building a brand that celebrates Malay heritage through flavours like Smoked Sambal, Belacan, and Kulim Butter, and what it takes to run a creative food business todaySee omnystudio.com/listener for privacy information.

A single Cloudflare glitch triggered global outages across X, Spotify, ChatGPT and major services, exposing just how much of the internet depends on one company. Dan Koh, Ryan Huang & Emaad Akhtar unpack what went wrong, how Cloudflare powers 20% of global web traffic, and why this incident matters for tech investors, businesses and everyday users.See omnystudio.com/listener for privacy information.

Singapore’s F&B scene is more competitive than ever, with closures hitting record highs. But for some founders, the solution isn’t scaling fast, it’s going deeper into purpose. This week on Mind Your Business, the Breakfast Show speaks to Surekha Yadav, co-founder of Jungle Kitchen, about how her personal transformation inspired a business rooted in clean-label values, why sourcing and provenance matter more than ever, and what it really takes to sustain a purpose-driven food brand in one of the toughest consumer markets in Asia.See omnystudio.com/listener for privacy information.

A viral clip of a woman saying, "don't love your job... job your love" has cast some questions on what that actually means. We’ve all heard “follow your passion”… but is that still realistic? Audrey, Ryan and Emaad unpack the viral “job your love” moment, why loving your job may actually be an elitist expectation, and what really matters to workers here—like belonging, growth, and yes, getting paid. Presented by Audrey Siek, Ryan Huang and Emaad Akhtar Produced by Audrey Siek Edited by Trisha Yeong Photo and music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

Singapore’s economy has exceeded expectations, with MTI upgrading its 2025 GDP forecast to around 4.0% after a strong Q3 performance led by manufacturing, wholesale trade, and finance. Barnabas Gan, Group Chief Economist & Head, Market Research, RHB Bank breaks down the key drivers behind this growth, the role of AI-related electronics and biomedical manufacturing, and what lies ahead for 2026 as global trade faces new headwinds.See omnystudio.com/listener for privacy information.

Prada’s sales are rising, Miu Miu is surging, and Versace has just joined the family. But what’s really behind the renewed talk of a potential Milan listing? Dan Koh and Audrey Siek break down the numbers, the strategy, and the succession story inside one of fashion’s most influential houses, and what investors should watch in the shifting luxury landscape.See omnystudio.com/listener for privacy information.

Stocks fell on Thursday after a market-wide rally fizzled, with Nvidia’s early gains reversing and investor hopes for a December Fed rate cut fading. The Dow dropped 387 points, the S&P 500 shed 1.6%, and the Nasdaq fell 2.2%, despite a midday surge. Frank Cappelleri, Founder and President, CappThesis discusses Nvidia’s surprising reversal, the ripple effects on the broader market, and whether the chip giant is a buy amid AI hype. We also dissect the latest jobs data, Walmart’s earnings, and Ray Dalio’s warning signs of a potential market bubble. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

Ever nodded along in a meeting because someone sounded super confident… but weren’t sure the numbers actually backed them up? Audrey and Ryan unpack what’s called the “confidence language trap” — why the loudest voice often wins, why our quieter colleagues can hold real insight, and how to make sure style doesn’t beat substance at work. Presented by Audrey Siek and Ryan Huang Produced by Audrey Siek Edited by Dan Koh Photo and music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

On today's Quiz, we celebrate Emaad's birthday in style, as he tests how well Ryan and Audrey really know him through a series of questions around fears, pet peeves, habits, cuisines, travel and more! Play along! Presented by Emaad Akhtar, Ryan Huang and Audrey Siek Produced by Emaad Akhtar Edited by Trisha Yeong Photo and music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

Tech stocks regain momentum ahead of Nvidia’s report card (and climb higher on its earnings beat after hours) and Alphabet hits fresh highs with its Gemini 3 launch. Dilin Wu, Research Strategist, Pepperstone explains why the AI rally differs from the dot-com era, and whether investors should wait before buying dips. We also look at gold holding near the 4,000 level as shifting Fed expectations weigh on sentiment, and we review the drivers behind Bitcoin’s recent sell-off. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

Singapore’s INSEAD Asia Campus has just celebrated 25 years of leadership, innovation, and global collaboration. Sameer Hasija, Dean of INSEAD Asia Campus, shares insights from the Tech Venture Summit, how emerging technologies are reshaping education and entrepreneurship, and how the school is preparing leaders to thrive in a fast-changing, innovation-driven world. Produced and Presented by Audrey Siek See omnystudio.com/listener for privacy information.

Entrepreneurship in Singapore is changing. Funding is tighter, competition sharper, and the need for clarity greater than ever. So what does it take to build a business that lasts? The Breakfast Show invites Megha Singh, Founder of Megha Singh Consultancy and CEO of Launchpad as she shares lessons from her journey across corporate leadership and entrepreneurship, revealing how clarity, confidence, and collaboration can reshape the way founders grow.See omnystudio.com/listener for privacy information.

NVIDIA just reported another massive quarter, with US$57 billion in revenue and explosive data-centre growth, even as tech stocks fall on fears of an AI bubble. Dan Koh and Ryan Huang break down NVIDIA’s latest earnings, the risks behind the recent tech selloff, and whether GPU demand can keep driving the AI supercycle.See omnystudio.com/listener for privacy information.

Investor positioning has shifted rapidly, with the latest Bank of America Global Fund Manager Survey showing cash levels falling to 3.7 percent — a threshold often viewed as a warning sign that markets may be running hotter than fundamentals justify. At the same time, conviction has become heavily concentrated, with more than half of fund managers calling the “Magnificent 7” the most crowded trade in global markets. Vasu Menon, Managing Director of Investment Strategy at OCBC Bank, unpacks what this mix of optimism, concentration, and rate-cut dependency means for investors. See omnystudio.com/listener for privacy information.

It’s World Toilet Day — yes, that’s a real thing, and yes, we’re absolutely celebrating it. On this edition of Breakfast Bites, Emaad, Ryan and Audrey dive into the fascinating world of bathroom etiquette across cultures and the endless lingo we’ve invented for the place we all visit multiple times a day! Presented by Emaad Akhtar, Ryan Huang & Audrey Siek Produced by Emaad Akhtar Edited by Trisha Yeong Photo and music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

A cyber breach isn’t just an IT problem, it’s a business crisis. With global cyberattacks on the rise, leaders are learning that poor communication can erode stakeholder trust faster than the breach itself. In this episode of Mind Your Business, the Breakfast Show speaks to Dan La Russo, Senior Partner at Penta, about the new realities of cyber risk, why leadership and communication matter more than ever, and how companies can prepare before the next crisis strikes.See omnystudio.com/listener for privacy information.

Warren Buffett has famously avoided high-growth tech, at least until now. With Berkshire Hathaway taking a major stake in Alphabet, Dan Koh and Ryan Huang explore why the world’s most famous value investor finally sees Google as a long-term compounder, and how its latest Q3 results reveal a company transforming into an AI-cloud powerhouse.See omnystudio.com/listener for privacy information.

Hiring is one of the most important and most difficult decisions any leader can make. Beyond qualifications, the right hire can depend on cultural fit, growth potential, and even timing. For SMEs, the challenge is even sharper, every role matters, and resources to recruit, train, and retain talent are often limited. Eugene Goh, Advisor and Co-Founder of TalentKraft joins the Breakfast Show to unpack how SMEs can approach hiring more strategically, and what effective talent decisions look like in resource-constrained environments.See omnystudio.com/listener for privacy information.

Wall Street’s hottest trades are cooling. Stocks fell again as AI-linked names continued to retreat, bitcoin flashed weaker risk appetite, and a Cloudflare outage reminded investors how vulnerable the digital ecosystem can be. Investors are now questioning whether the AI momentum trade is losing steam. Steve Sosnick, Chief Strategist, Interactive Brokers discusses whether this is a temporary pullback or an early shift in market sentiment as we head toward key earnings from Nvidia and Walmart along with an overdue Payrolls report. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

As the end of 2025 fast approaches, many of us may be wondering what travel will look like in the new year. According to a recent Booking.com survey, 2026 is going to be defined by ultra-personalised adventures. Anthony Lu, Regional Director, Southeast Asia & Greater China, Booking.com, discusses some of these trends, which include road and relationship compatibility trips, as well as a willingness to explore AI-driven hospitality. Produced and presented by Emaad Akhtar See omnystudio.com/listener for privacy information.