MONEY FM 89.3 - The Breakfast Huddle with Elliott Danker, Manisha Tank and Finance Presenter Ryan Huang

Starting a fashion brand sounds glamorous, until you realise how much of it has nothing to do with design. Join The Breakfast Show as they speak with Jing Chan, founder of Sensibilities, about the misconceptions people have about starting a fashion label, and the lessons she’s learned building a business in a high-cost, highly competitive market like Singapore.See omnystudio.com/listener for privacy information.

PepsiCo has reported a strong start to 2026, beating expectations on revenue and earnings while maintaining its full-year guidance. Price cuts on key snack brands, stronger beverage trends, and a broader brand refresh helped improve volumes, especially in North America. In this episode of Companies to Watch, Dan Koh and Ryan Huang break down PepsiCo’s latest earnings, the turnaround efforts shaping the business, and the risks still facing the company.See omnystudio.com/listener for privacy information.

The recent conflict in the Middle East has triggered fresh volatility in global energy markets, but beyond the immediate price shocks, it’s also exposing just how dependent modern economies remain on fragile, imported energy systems. For Singapore, where most of our electricity is generated from imported natural gas, the question isn’t just about costs, but about vulnerability. In this episode of Morning Shot, the Breakfast Show speaks with Jeffery Tan, Group General Counsel and Chief Sustainability Officer at Jardine Cycle & Carriage, to unpack why going green is not just a climate issue but a resilience strategy, how energy shocks are reshaping the way we think about efficiency and risk, and what this means for Singapore’s economic security going forward.See omnystudio.com/listener for privacy information.

If a friend asked you to be their job reference… but you know they weren’t exactly a star employee. What would you do? We unpack real poll results, the pressure of protecting your “rice bowl” in Singapore’s tight job market, and the tricky balance between loyalty and credibility. Plus, practical ways to handle the situation without burning bridges or your reputation! Presented by Audrey Siek & Ryan Huang Produced by Audrey Siek Edited by Dan Koh Music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

Wall Street is celebrating historic highs as optimism over a potential resolution to the Iran conflict pushes the S&P 500 past the 7,000 mark. The Nasdaq is also riding a massive wave of momentum by notching its longest winning streak since 2009. Mark Newton, Managing Director & Global Head of Technical Strategy, Fundstrat Global Advisors, dissect what the charts are really saying about this record-breaking rally. He explains whether the tech-heavy momentum is dangerously overextended and reveals if the underlying market breadth actually supports a longer run. We also explore the key technical support levels to watch if upcoming geopolitical talks stumble and discuss exactly how investors should position their portfolios to navigate potential macroeconomic headwinds. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

Singapore’s small- and mid-cap (SMID) stocks are gaining renewed attention as market reforms, improving liquidity, and fresh institutional inflows begin to reshape the sector. But with oil prices rising, inflation risks lingering, and global uncertainty increasing, how should investors approach this space now? On The Bigger Picture, Dan Koh invites Andy Wong, Senior Equity Research Analyst at OCBC to discuss what’s really driving the sector, how macro risks like rising oil prices and inflation are impacting smaller companies, and where investors can still find opportunities in today’s market.See omnystudio.com/listener for privacy information.

The creator economy has made it easier than ever to build an audience. But turning that audience into a real business is a very different challenge. In this episode of Mind Your Business, The Breakfast Show speaks with Christabel Chua, co-founder of Bridge & Bella, about her transition from content creator to brand builder and how she used her experience as a creator to build a product-led business.See omnystudio.com/listener for privacy information.

Allbirds has made a dramatic pivot from footwear to artificial intelligence, rebranding itself as NewBird AI and sending its stock soaring. After struggling with declining sales and selling off its core business, the company is now betting on AI compute infrastructure and GPU services. Dan Koh and Ryan Huang break down what’s driving the rally, the strategy behind the pivot, and whether this is a genuine turnaround story or a hype-driven move.See omnystudio.com/listener for privacy information.

As businesses grapple with rising costs, more are shifting parts of their operations overseas to stay competitive. But when a homegrown brand like Tiger Beer moves production abroad, it raises a deeper question: what do we lose when things are no longer made here? Associate Professor Lau Kong Cheen, Head of the Marketing Programme at the Singapore University of Social Sciences’ (SUSS) School of Business joins the Breakfast Show to unpack whether rising costs are reshaping not just business decisions, but how we define what is truly “Singaporean” in a globalised economy and whether identity can endure even as production moves elsewhere.See omnystudio.com/listener for privacy information.

No visuals, no hints… just voices. We celebrate World Voice Day with a fun, fast-paced quiz featuring some of the most recognisable voices of our time! Play along with us — how many can you get before the reveal? Tune in and test your ears! Presented by Audrey Siek & Ryan Huang Produced by Audrey Siek Edited by Trisha Yeong Music credit: Pixabay & its talented community of contributors See omnystudio.com/listener for privacy information.

The S&P 500 and Nasdaq Composite are breaking records and riding massive win streaks, but is the market ignoring the risks right in front of it? Aninda Mitra, Head of Asia Macro and Investment Strategy at BNY Investments discusses a fascinating Wall Street session where the Nasdaq advanced 1.6% to hit 24,016 (marking an 11-day win streak) and the S&P 500 gained 0.8% to close at 7,023. While investors seem buoyed by hopes of a resolution to the Iran war, the Dow shed 72 points, reminding us that the broader economic picture remains complex. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

Singapore’s property investment market just posted its strongest first quarter on record — but rising geopolitical tensions could test that momentum. We speak with Leonard Tay, Head of Research, Knight Frank Singapore, on what’s driving the surge, where investors are placing bets, and whether global risks could derail the outlook. Produced and presented by Audrey SiekSee omnystudio.com/listener for privacy information.

JPMorgan has reported stronger-than-expected earnings, with profit rising and trading revenue hitting a record as market volatility boosted activity across Wall Street. Investment banking also rebounded, while consumer spending and loan growth remained resilient. Dan Koh and Ryan Huang break down JPMorgan’s latest results, what drove the quarter, and why Jamie Dimon is still warning about risks.See omnystudio.com/listener for privacy information.

For years, engaging the United States was seen as a way for Southeast Asia to secure stability and economic opportunity. But that assumption is now being tested. With tariffs, shifting alliances and a more unpredictable foreign policy under President Donald Trump, countries in the region are starting to reassess what engagement with Washington really means. In this episode of Morning Shot, we speak to Kevin Chen, Associate Research Fellow with the US Programme at the Institute of Defence and Strategic Studies, S. Rajaratnam School of International Studies, Nanyang Technological University, to unpack why Southeast Asia’s approach may be shifting from pragmatic cooperation to something more defensive and what that could mean for the future of US–ASEAN relations.See omnystudio.com/listener for privacy information.

Staying at one company for 30 years used to be a norm, but times have certainly changed. We’re diving into the "Job Hopping" phenomenon—where a single move can net you a 20% pay bump compared to the usual 3% annual raise. We break down the "Sweet Spot" for switching, what Gen Z and Millennials are prioritising, and whether your resume looks like a career climber or a red flag. Presented by Audrey Siek & Ryan Huang Produced by Audrey Siek Edited by Trisha Yeong Music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

Every successful business starts with a founder wearing many hats, but true growth requires outgrowing the reliance on just one person. Reginald Koh, founder of The Financial Coconut, shares his journey from a solo operator at his dining table to a strategic systems-builder.He reveals his operational playbook for scaling a bootstrapped SME, from overcoming the media "personality trap" to systemizing creative quality and delegating daily control. Presented: Ryan Huang & Audrey SiekSee omnystudio.com/listener for privacy information.

The global balance of power is being rewritten not by weapons, but by energy. As oil shocks expose vulnerabilities across Europe and Asia, China appears to have quietly built a buffer through renewables, coal, and electrification, reducing its sensitivity to global supply disruptions. However, energy independence does not automatically translate into investor returns. Fierce domestic competition, government intervention, and structurally lower margins could cap upside even as China gains geopolitical strength. Aadil Ebrahim, Group Head of Equities, Klay explores how this shift is reshaping global markets, where the real winners are emerging, and how investors should position for the next decade of energy-driven competition.See omnystudio.com/listener for privacy information.

Stocks pushed higher on Tuesday as investors looked past geopolitical tension and focused on what could still go right. Despite a breakdown in U.S.–Iran peace talks, markets rallied on lingering optimism that a deal remains within reach. The S&P 500 is now within striking distance of its 52-week high, while the Nasdaq surged on continued strength in tech. Names like Oracle, Nvidia, and Palantir led the charge, reinforcing the market’s reliance on big tech momentum. Michele Schneider, Chief Strategist, MarketGauge Group breaks down what’s driving this resilience, whether optimism is justified, and how long this rally can last. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

Bloom Energy’s stock has surged after expanding its partnership to supply power for AI data centers. As demand for artificial intelligence infrastructure grows, electricity has become a key bottleneck, and Bloom Energy’s fuel cell systems are emerging as a potential solution. Join Dan Koh and Ryan Huang as they investigate what’s driving the rally, the significance of the large-scale deployment, and whether Bloom Energy could become a major beneficiary of the AI boom.See omnystudio.com/listener for privacy information.

Singapore has rolled out close to S$1 billion in additional support for businesses and households, even as the full economic impact of the Middle East conflict has yet to show up in the data. But this isn’t just about immediate relief. The timing of the move is raising a deeper question: what are policymakers seeing ahead and why act now? In this episode of Morning Shot, we speak with Chua Yeow Hwee, Assistant Professor of Economics at Nanyang Technological University, to discuss the latest support package. He explains how early intervention can help manage inflation expectations, why targeted measures matter in a small open economy like Singapore, and what this signals about the risks to growth and prices in the months ahead.See omnystudio.com/listener for privacy information.

It can be a cup of matcha. A trip to Bali. Just going through Shopee after a long day at work and checking out a cart of stuff you don’t really need. We look at why 4 in 5 Singaporeans are impulse buyers, and share simple hacks to keep your "treat yourself" moments from breaking the bank! Presented by Audrey Siek & Ryan Huang Produced by Audrey Siek Edited by Trisha Yeong Music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

Singapore’s economy expanded 4.6% in Q1 2026, missing expectations and slipping into a slight quarterly contraction. Manufacturing led the pullback while services lost momentum, even as construction held up. With energy prices rising amid global tensions, the central bank has tightened policy for the first time since 2022 to contain inflation, signaling a more cautious outlook ahead. Barnabas Gan, Group Chief Economist & Head, Market Research, RHB Bank shares how optimistic he is for the coming quarters. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

Stocks reversed earlier losses to surge higher as optimism grew around a potential US Iran deal, with tech leading the recovery and erasing war driven declines. Oriano Lizza, Sales Trader, CMC Markets Singapore discusses whether the rally can last, key signals from inflation and earnings, and what to watch from US banks and upcoming China data. Produced/Presented: Ryan HuangImage: Gerd Altmann from Pixabay See omnystudio.com/listener for privacy information.

As Asia’s affluent population grows, so too does demand for new forms of lifestyle consumption, and yachting is emerging as one of them. The Breakfast Show invites Jonathan Sit, Regional General Manager for the Marina Division at SUTL Enterprise on Mind Your Business to discuss the business behind the yachting industry, from marina infrastructure and regional expansion strategies to the shift from ownership to access.See omnystudio.com/listener for privacy information.

Taiwan Semiconductor Manufacturing Company just reported a roughly 35% jump in revenue, driven by strong demand for AI chips. The results reinforce TSMC’s position at the center of the artificial intelligence boom, supplying advanced semiconductors to major tech companies building AI infrastructure. Dan Koh and Ryan Huang break down what’s driving TSMC’s growth, why AI demand remains strong despite geopolitical tensions, and why TSMC remains one of the most important companies in the global tech supply chain.See omnystudio.com/listener for privacy information.

At work, saying “yes” is often seen as a sign of commitment, but over time, that can come at a cost. More responsibilities start to pile up, expectations quietly shift, and it becomes harder to draw the line without worrying about how it might be perceived. So how do you push back without being seen as uncooperative and what does saying “no” actually signal in today’s workplace? Jennifer Loh Drysdale-Banks, organisational performance adviser and executive coach at recruitment firm Talent Merge, joins the Breakfast Show to look at how employees can have clearer conversations around workload and why consistently saying yes may be shaping expectations in ways people don’t always realise.See omnystudio.com/listener for privacy information.

Our "Breakfast Bites" focuses on our poll question for the day: Imagine you saw a stranger publicly disciplining their child. Do you step in, or is it "not your business"? We unpack what our listeners voted for, and discuss our "cane-friendly" history, what the research says about physical discipline, and how we compare with other countries. Presented by Audrey Siek & Ryan Huang Produced by Audrey Siek Edited by Trisha Yeong Music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

New condo launches in Singapore are commanding record prices per square foot, yet buyers are still snapping them up. So what’s changed? It seems buyers may be looking beyond psf figures, paying closer attention to absolute price, space efficiency and how well a home fits their needs. Leslie Yee, Senior Correspondent at The Business Times, joins us to break down why psf could be losing relevance and what this means for the property market going forward.See omnystudio.com/listener for privacy information.

To mark Emaad's final day on the show (the end of an ERA), he decided to put a different spin on this week's Breakfast Quiz. Audrey and Ryan remained in the hot seat, but instead of fielding questions about lifestyle, culture or history, their knowledge of Emaad was put to the test - his likes, dislikes and much more! Have a listen! Presented by Emaad Akhtar, Ryan Huang & Audrey Siek Produced by Emaad Akhtar Edited by Trisha Yeong Photo and music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

We dive into the turbulent offshore energy sector to uncover a compelling investment opportunity: Nam Cheong. Despite global shipping bottlenecks, war-driven fuel spikes, and Middle East geopolitical shocks, Syahril Hanafiah, Research Analyst at RHB Banking Group maintains a definitive 'BUY' call on the Offshore Support Vessel (OSV) provider with a projected 35% upside. He unpacks Nam Cheong’s strategic pivot, its resilience against supply chain disruptions, its forward-looking ESG transition, and the catalysts needed to finally close its valuation gap. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

US stocks move higher for another session as the U.S. and Iran ceasefire holds steady. IG Market analyst Fabien Yip joins us to discuss the Dow turning positive for 2026 and what the latest PCE data means for your portfolio. She also previews the risks of the Q1 earnings season and the impact of rising oil prices on this recovery. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

International roaming has long been expensive and inconvenient for travellers. But the rise of eSIM technology is reshaping how people stay connected abroad, enabling mobile data to be activated instantly without a physical SIM card. On Mind Your Business, The Breakfast Show invites Melvin Ng, Senior Director, APAC Partnerships, Airalo to discuss how his company built the world’s first travel eSIM marketplace and scaled it into a unicorn.See omnystudio.com/listener for privacy information.

The Breakfast Show did something a little different this morning. Usually, Emaad’s the one asking the questions, and keeping conversations on track. But today, Audrey and Ryan flipped the script. Because it is his final day on the Breakfast Show on MONEY FM 89.3, we thought it’s only right we put him in the hot seat for once. We welcomed Emaad Akhtar to his first and last interview with us. See omnystudio.com/listener for privacy information.

Stocks staged a massive comeback after Donald Trump signaled a temporary halt to attacks on Iran. The Dow surged more than 1,300 points while the S&P 500 and Nasdaq posted sharp gains. Investors are now weighing whether this is a turning point or just a relief rally. Christine Short, Head of Research, TMX Datalinx also digs into bank earnings, IPO momentum, and whether the resilient consumer can keep holding up. Produced/Presented: Ryan HuangImage: Geralt via PixabaySee omnystudio.com/listener for privacy information.

As Middle East tensions drive volatility in oil, rates, and global markets, investors are rethinking where to find stability. Joy Wang, HSBC's Head of ASEAN Equity Research and ASEAN Property, explores how these shocks are flowing into real estate, and what it means for Singapore REITs, from sector shifts to where the real opportunities lie today. Produced and presented by Audrey SiekSee omnystudio.com/listener for privacy information.

Most businesses are designed around efficiency, scale, and transactions. But what if the way a business is designed also determines who gets included, and who gets left out? The Breakfast Show invites Ravi Sinha, founder of Art Werkx to share how his creative café-studio is working with the Down Syndrome Association to design more inclusive, everyday experiences, and how businesses can balance accessibility with sustainability.See omnystudio.com/listener for privacy information.

From 5:30pm dinner reservations to better sleep and digestion, younger consumers are shifting their mealtime earlier... but does it work in Singapore’s late-dining culture? We unpack the trend, the science behind early eating, and whether it’s time to rethink your dinner routine. Presented by Audrey Siek, Ryan Huang & Emaad Akhtar Produced by Audrey Siek Edited by Trisha Yeong Music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

For many people, career success is often measured by progression – climbing the ladder, taking on bigger roles, and building stability over time. But what happens when that path starts to feel disconnected from the work you actually set out to do? The Breakfast Show speaks to Theresa Pong, Founder & Counselling Director, The Relationship Room, about her decision to step away from a stable leadership role to start her own counselling practice. She shares what that turning point looked like, how she navigated the financial and emotional uncertainty that followed, and what she discovered about purpose, risk and growth along the way and what her journey might mean for others rethinking their own careers.See omnystudio.com/listener for privacy information.

Markets are behaving in ways that are challenging the old playbook. Even after President Trump agreed to a two week ceasefire with Iran, gold is climbing instead of easing, while Bitcoin is showing surprising resilience under pressure. Mark Wong, Head of Trading at Independent Reserve, unpacks whether the definition of a safe haven is being rewritten, what shifting correlations mean for portfolio strategy, why institutional conviction in Bitcoin remains strong, and whether stablecoins may be the real utility play in crypto. He also examines whether quantum computing is becoming a credible risk for Bitcoin and the key macro signals investors should be watching as markets head deeper into Q2. Produced/Presented: Ryan HuangImage: Steve Bidmead from PixabaySee omnystudio.com/listener for privacy information.

The major averages staged a late recovery after reports of a possible Pakistani-brokered delay in U.S. military action against Iran lifted sentiment. However, beneath the headline relief, investors are still navigating fragile geopolitics, mixed sector signals, Fed succession risks, and rising expectations for first-quarter earnings. Joseph Sroka, CIO and Co-Founder of NovaPoint Capital, shares his key market takeaways. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

What’s the first thing that comes to mind when you hear the term ‘beauty pageant’? Elegance, style… glitz and glamour, maybe. But quirky? Probably not the first word you’d think of. Well, today, that’s exactly where we’re going. On World Pageant Day, Emaad, Ryan and Audrey take you around the world to uncover some of the most unexpected beauty competitions — featuring humans, animals…and even plastic fashion dolls! Presented by Emaad Akhtar, Ryan Huang & Audrey Siek Produced by Emaad Akhtar Edited by Trisha Yeong Music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

Did you know that 60% of the world's coffee is grown by 12.5 million smallholder farmers, 44% of whom live in poverty, and 22% in extreme poverty? Statistics like these would appear to support those who argue that the coffee industry is by and large a highly extractive one. Enter NoFilter, a social enterprise coffee company whose mission is to challenge the industry's status quo by focusing on the long-term sustainability of both the landscapes it operates in and the farmer partners it works with. In this episode of Mind Your Business, The Breakfast Show invites Alex Clark, Founder, NoFilter, to discuss the economics of co-owning supply chains with and reinvesting 10% of roasted profits to small-scale farmers; whether 'sourcing responsibly' actually makes coffee taste better; optimising distribution networks to ensure his sustainability-driven mission isn't cancelled out by the carbon footprint of shipping containers and last-mile delivery; and how he successfully pitched a circular economy coffee brand to big corporates.See omnystudio.com/listener for privacy information.