Podcasts about counts

If your home feels like it's constantly one step away from chaos and you don't have the time or energy for a full-on overhaul, this episode is for you. Today I'm sitting down with Emily Counts from Small Stuff Counts, and she is such a breath of fresh air when it comes to organizing real homes for real life. Emily is a working mom of two who truly gets the juggle, and she shares how small, intentional changes can make your home function better without chasing impossible Pinterest standards. We talk about why starting small matters, especially when you're overwhelmed or craving a fresh start. Emily shares practical ways to tackle the little daily annoyances that quietly drain your energy, from smoother mornings to easier routines, and why those tiny tweaks often make a bigger impact than trying to organize an entire room in one weekend.  If you've ever thought you're “not organized enough” or that your house just doesn't work for you, I hope this episode encourages you. Emily reminds us that organization isn't about perfection, it's about creating a home that supports your family, your rhythms, and what matters most right now. This is one of those episodes that will leave you feeling inspired to make one small change and trust that it really does add up. Mentioned in This Episode:

SHINING WITH ADHD #211: Executive Function Made Easy: Yes, Game Night Totally Counts! The Childhood Collective1/21/2026SUMMARYWhat if building executive function didn't have to mean adding more to your already-full plate? In this episode, we are sharing five easy ways to boost your child's executive function… just by doing everyday things you're probably already doing! From planning a family night, to baking together, or packing for a trip, these real-life moments are packed with opportunities to build skills like planning, organization, and flexibility. You'll walk away feeling encouraged (and maybe even a little proud) of how much you're already doing to support your ADHD child's brain development (no flashcards or charts required!) MEET OUR TEAMWe are Lori, Mallory, and Katie. Lori and Mallory are child psychologists, and Katie is a speech language pathologist. Most importantly, we are moms, just like you. After working with families over a combined total of 40 years, we saw a need to provide ongoing support and education to parents raising children with ADHD.LINKS + RESOURCESEpisode #211 TranscriptCreating Calm CourseThe Childhood Collective InstagramHave a question or want to share some thoughts? Shoot us an email at hello@thechildhoodcollective.comMentioned in this episode:Creating Calm CourseCreating Calm is a video-based course that will teach you simple, step-by-step strategies to help you parent a happy and independent child with ADHD (ages 4-12 years old). Whenever and wherever you have an internet connection. Use the code PODCAST for 10% off!Creating Calm CourseBoard Games for Kids with ADHDBoard games are a natural way to help kids build their executive functioning and cooperation skills. When we polled the community about your favorite board games for kids with ADHD, you gave us hundreds of ideas! We narrowed them down to the games that got the most votes, and sorted them by age. Check out our top recommendations for board games for kids with ADHD, and let us know how it goes. Board Games for Kids with ADHDHungryrootHungryroot offers “good-for-you groceries and simple recipes.” We have loved having one less thing to worry about when it comes to raising kids. For 40% off your first box, click the link below and use CHILDHOOD40 in all caps to get the discount.Hungryroot

Valerie Fuller, president of the American Association of Nurse Practitioners, visited the podcast to talk about how new federal loan limits will change what graduate students can borrow and why nursing may no longer be considered a professional degree. The hosts also looked at the appropriations outlook on Capitol Hill, negotiations on rulemaking to implement the One Big Beautiful Bill, and more. Here are some of the links and references from this week's show: Graduate Loan Limits Valerie Fuller, president of American Association of Nurse Practitioners (AANP)  Graduate and Professional Student Loan Limits Under the OBBB National Nurse Practitioner Organizations Express Concern Over Department of Education Negotiated Rulemaking Nov. 21, 2025 AANP Advocacy Center Bills Introduced to Address Changes to Graduate Lending Programs  NAICU Washington Update | Dec. 19, 2025 Nurses Continue to Lead in Honesty and Ethics Ratings Gallup | Jan. 12, 2026 Constitutionality of Race-Based Higher Education Grant Programs U.S. Secretary of Education Linda McMahon Statement on the Office of Legal Counsel's Opinion on the Constitutionality of Race-Based Higher Education Grant Programs Negotiated Rulemaking  Negotiated Rulemaking for Higher Education 2025 Department of Education AHEAD Committee's Second Rulemaking Session Results in Consensus on Accountability Framework ACE | Jan. 12, 2026 ED Panel Signs Off on New Earnings Test  Inside Higher Ed | Jan. 9, 2026 Negotiators Reach Consensus on Pell Regulations  ACE | Dec. 15, 2025 Consensus Reached on Workforce Pell, Earnings Test Looms Inside Higher Ed | Dec. 15, 2026

The Steve Harvey Morning Show for Thursday, January 15th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Church Calendar" | Ask The CLO | TEntertainment News | Body Counts | Steve Harvey's Voicemail | Nephew Tommy's Prank - "Baby Chick" | Strawberry Letter - "I Know What I Saw" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Inflatable Moon Hotel | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode of the ASVAB Domination Podcast, Mickey sits down with former Marine Corporal David Soberal (USMC 2000–2005) to talk about what happens when your life plan completely falls apart—starting with an ASVAB score that cost him his reenlistment. David shares how volunteering in school unexpectedly sent him to Japan, how 9/11 changed his tour overnight, and how a “just for fun” ASVAB retake years later quietly shut the door on his admin career. That closed door eventually led him to restaurant management, airport operations, LinkedIn “Standouts,” and—most importantly—meeting his wife. If you've ever felt like a low ASVAB score or a failed plan is the end of the world, this episode is for you. In this episode, you'll hear: Soberal Podcast - FinalHow a single “I need a volunteer” moment sent David to Japan instead of just pushing a broom What it was like to be stationed in Japan when 9/11 happened and then get told, “Pack your bags, you're going to Kuwait” The reality of life in Kuwait: sandstorms, camel spiders, scorpions, gas masks, and Air Force-level amenities How David's admin job (pay, awards, travel claims) quietly kept Marines' lives moving behind the scenes The ASVAB twist: why a careless retake in a basement class lowered his score and later blocked his reenlistment How repeated retakes kept dropping his score, and the emotional weight of choosing between going grunt or getting out Why that “failure” set up the rest of his life: restaurant leadership, airport ops, Lyft, gig work, and meeting his wife David's message to current service members: your last ASVAB score counts—and your life isn't over if a test doesn't go your way How David now uses LinkedIn Standouts to spotlight other professionals and give them a platform Key takeaways for ASVAB students: Your ASVAB score matters—but it does not define your worth or your future Don't treat prep like a joke if you're going to rely on that score later (especially for reenlistment) Even when the military says “no,” life can still be saying “yes” in a different direction The story you tell yourself about your score is more powerful than the number itself Connect with David:

To get live links to the music we play and resources we offer, visit www.WOSPodcast.comThis show includes the following songs:Laura Luppino - I feel u FOLLOW ON SPOTIFYAir Quotes - I Stopped Writing Love Songs FOLLOW ON SPOTIFYThe Pairs - Honey I FOLLOW ON SPOTIFYSusie Maddocks - Still Here FOLLOW ON SPOTIFYThe Glitter Bombs - Goodbye FOLLOW ON SPOTIFYKatie Cloyd - I'm Standing With You FOLLOW ON SPOTIFYMacey Mac - Sunflower Baby FOLLOW ON SPOTIFYAmanda Ayala - I Hate The Bruins FOLLOW ON SPOTIFYJoyce Jose - Echoes FOLLOW ON YOUTUBEMichelle Bond - We Both Can Fall FOLLOW ON SPOTIFYCamryn Quinlan - Jane FOLLOW ON SPOTIFYSabrina Daly - Scarlet Pages FOLLOW ON SPOTIFYHelen Counts - Unravel FOLLOW ON SPOTIFYTwo Eyes Closed - Jesus Ballerina FOLLOW ON SPOTIFYMorrow Voice - Go & Glow FOLLOW ON SPOTIFYFor Music Biz Resources Visit www.FEMusician.com and www.ProfitableMusician.comVisit www.wosradio.com for more details and to submit music to our review board for consideration.Visit our resources for Indie Artists: https://www.wosradio.com/resourcesBecome more Profitable in just 3 minutes per day. http://profitablemusician.com/join

Send us a textOn the podcast this time, Steven and Sean are just trying to be a good parent for our moody son. We watched the 2025 film from Macon Blair, The Toxic Avenger.If you go by what media like Batman and this movie are telling us, then there should be many more people who have either been scarred by or acquired superpowers from toxic waste. Are movies lying to us?Whatever the case may be, this one will make for an excellent way to celebrate Steven's birthday. It's going to be a bloody good time!(Recorded on October 29, 2025)Links to Stuff We Mentioned:The Toxic Avenger - The Movie Database (TMDB)The Toxic Avenger trailer - YouTubePeter Dinklage — The Movie Database (TMDB)Jacob Tremblay — The Movie Database (TMDB)Kevin Bacon — The Movie Database (TMDB)Elijah Wood — The Movie Database (TMDB)Super (2010) — The Movie Database (TMDB)PG: Psycho Goreman (2020) — The Movie Database (TMDB)Knights of Badassdom (2013) — The Movie Database (TMDB)Crank (2006) — The Movie Database (TMDB)Follow Us:Give us a rating and review on Apple Podcasts!Sean's Letterboxd profile!Steven's Letterboxd profile!Our Buzzsprout site!Our Instagram profile!Support the show

Kenny Wallace discusses the economy booming and car counts being up.#nascar #racing #kennywallace

Shadrach, Meshach, and Abednego said, “Our God is able to save us—but even if He does not, we will not worship the image.” Then King Nebuchadnezzar saw four men walking unharmed in the fire, and one looked like a son of the gods. He said, “Praise be to the God who rescued His servants!” The fiery furnace and the call to follow Jesus both demand courage and a willingness to suffer for faithfulness—knowing God is with us. Daniel 3:16–18, 24–25, 28Shadrach, Meshach, and Abednego answered and said to the king, “O Nebuchadnezzar, we have no need to answer you in this matter. If this be so, our God whom we serve is able to deliver us from the burning fiery furnace, and he will deliver us out of your hand, O king. But if not, be it known to you, O king, that we will not serve your gods or worship the golden image that you have set up.”Then King Nebuchadnezzar was astonished and rose up in haste. He declared to his counselors, “Did we not cast three men bound into the fire?” They answered and said to the king, “True, O king.” He answered and said, “But I see four men unbound, walking in the midst of the fire, and they are not hurt; and the appearance of the fourth is like a son of the gods.”Nebuchadnezzar answered and said, “Blessed be the God of Shadrach, Meshach, and Abednego, who has sent his angel and delivered his servants, who trusted in him, and set aside the king's command, and yielded up their bodies rather than serve and worship any god except their own God.Luke 9:23–26And he said to all, “If anyone would come after me, let him deny himself and take up his cross daily and follow me. For whoever would save his life will lose it, but whoever loses his life for my sake will save it. For what does it profit a man if he gains the whole world and loses or forfeits himself? For whoever is ashamed of me and of my words, of him will the Son of Man be ashamed when he comes in his glory and the glory of the Father and of the holy angels.

Today's plant chat is about plant care variables, specifically how to determine if someone's prescriptive advice is actual fact or if it's based on insufficient information. Unless advice is based on repeat instances of a plant's behavior (like blooming, wilting, etc) with many plants of that particular species, all variables are accounted for, AND the result is repeatable (i.e. you can make any plant of that species do it again), informational is anecdotal and shouldn't be treated as fact. Even my results! If they're based on a sample size of 1 plant, EVEN IF I can show consistency in behavior, until I control variables and do this with many plants of the same species, this is not true science :) If you want to add to the (anecdotal!) results that V's Mix is getting with hundreds of other customers, try it this month for FREE! Spend $50 at ohhappyplants.shop, get a free quart of V's Mix! Sale starts 1/10/26.

Stephanie Hale, a teacher at Robb Elementary, took the stand in the trial of former Uvalde school officer Adrian Gonzales, who faces 29 counts of child endangerment over his response to the Robb Elementary massacre.Prosecutors allege Gonzales was first on scene and failed to engage despite knowing the shooter's location. The defense says he's being used as a scapegoat. Nineteen children and two teachers were killed on May 24, 2022. The trial is expected to last two weeks.#TrueCrimeToday #AdrianGonzales #UvaldeTrial #RobbElementary #Testimony #Uvalde #TexasTrial #Justice #SchoolShooting #BreakingJoin Our SubStack For AD-FREE ADVANCE EPISDOES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Jury selection began today in one of the most consequential police accountability trials in American history. Former Uvalde school police officer Adrian Gonzales is facing 29 felony counts of child endangerment for his response to the Robb Elementary School shooting that killed 19 children and two teachers on May 24, 2022.What makes this case unprecedented: Gonzales was the first law enforcement officer to arrive at Robb Elementary — before the shooter even entered the building. A coach on scene told investigators she pointed toward the gunman and begged Gonzales to stop him. According to CNN's timeline, he had 59 seconds before the shooter walked into the school. He had been through multiple active shooter trainings and had even taught a course titled "Stop the Killing: Solo Response" just two months earlier.According to his own statements to investigators, he never saw the shooter, never fired, and after briefly entering the hallway, stepped outside and "never went back." For 77 minutes, 376 officers from multiple agencies waited while a gunman remained in the classroom. Inside, 10-year-old Khloie Torres called 911 for 46 minutes begging for help.This is the first time a Texas officer has been prosecuted under this child endangerment statute for alleged inaction during a school shooting. The only comparable case — Parkland resource officer Scot Peterson — ended in acquittal in 2023.Gonzales has pleaded not guilty. His defense says he helped evacuate children. The families say he's a coward. Today, a jury begins deciding whether failure to act is a crime.#UvaldeTrial #AdrianGonzales #RobbElementary #TrueCrimeToday #BreakingNews #Uvalde #SchoolShooting #TexasTrial #Justice #PoliceTrialJoin Our SubStack For AD-FREE ADVANCE EPISDOES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Jason Shae with the Texas Rangers, took the stand in the trial of former Uvalde school officer Adrian Gonzales, who faces 29 counts of child endangerment over his response to the Robb Elementary massacre.Prosecutors allege Gonzales was first on scene and failed to engage despite knowing the shooter's location. The defense says he's being used as a scapegoat. Nineteen children and two teachers were killed on May 24, 2022. The trial is expected to last two weeks.#TrueCrimeToday #AdrianGonzales #UvaldeTrial #RobbElementary #Testimony #Uvalde #TexasTrial #Justice #SchoolShooting #BreakingJoin Our SubStack For AD-FREE ADVANCE EPISDOES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Jason Duck, Captain of the Department of Public Safety, took the stand in the trial of former Uvalde school officer Adrian Gonzales, who faces 29 counts of child endangerment over his response to the Robb Elementary massacre.Prosecutors allege Gonzales was first on scene and failed to engage despite knowing the shooter's location. The defense says he's being used as a scapegoat. Nineteen children and two teachers were killed on May 24, 2022. The trial is expected to last two weeks.#TrueCrimeToday #AdrianGonzales #UvaldeTrial #RobbElementary #Testimony #Uvalde #TexasTrial #Justice #SchoolShooting #BreakingJoin Our SubStack For AD-FREE ADVANCE EPISDOES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

This podcast shows you how to fully recover from OCD.Each episode breaks down the exact techniques and nuances that stop rumination, reduce compulsions, and help you retrain your brain out of the OCD cycle. We cover every major OCD theme, including:Pure-O OCDRelationship OCDHarm OCDReal Event OCDSO-OCD / Sexuality OCDReligious / Scrupulosity OCDCleaning & Contamination OCDPhysical CompulsionsAll other OCD subtypesMy goal is simple: clear guidance that actually works, explained in a way that is calm, direct, and easy to apply immediately.You can fully recover from OCD. Don't give up — you're not stuck, and your brain can change.

New Year's resolutions ask what we want out of life, but Scripture presses a deeper question: what does God want from it? In this raw and challenging message from Acts 20, we explore holy regret, Spirit-led resolve, and what it means to finish our course with joy rather than stand at eternity's gate wishing we had done more.

Something To Think About Series #290 Thought of the day from Venerable Robina Courtin

On this Make A Difference Minute, I'm reminding listeners not to underestimate the value of what they give. Giving is not about size, recognition, or comparison. When something is offered sincerely and from the heart, it carries full value. This segment encourages confidence, generosity, and trust in the impact of small, meaningful acts. Sponsor: Premier Structures, Inc. PremierStructures.com

A teenage boy showed up for a routine school check-in in Brookville, Pennsylvania.Staff hadn't seen him in person for over a year, and what they saw stopped everything.He weighed just 79 pounds, was wearing a diaper, and showed signs of severe malnutrition and abuse.What investigators uncovered next left even the most seasoned of police officers shook.Listen to the case of Sarah Faber**************************************Do you have thoughts about this case, or is there a specific true crime case you'd like to hear about? Let me know with an email or a voice message: https://murderandlove.com/contactFind the sources used in this episode and learn more about how to support Love and Murder: Heartbreak to Homicide and gain access to even more cases, including bonus episodes, ad-free and intro-free cases, case files and more at: https://murderandlove.comMusic:℗ lesfreemusicBecome a supporter of this podcast: https://www.spreaker.com/podcast/love-and-murder-heartbreak-to-homicide--4348896/support.

It's the final day of the tax year. Dr. Friday lays out what still counts for 2025—and what no longer does if the transaction hasn't closed. Transcript G’day. I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com. This is a one-minute moment. I’m Dr. Friday, an enrolled agent licensed by the Internal Revenue Service to do taxes and representation. You’re gonna need someone to be doing taxes in just a day or two because—you know what—we’re at the end of the year. So anything that you’ve done for 2025 had better have been finished up. If you were doing conversions, if you were buying that truck to save tax dollars, it better have closed, because at this point most people do their taxes on the cash basis. Meaning if it didn’t happen by today, it’s not going to happen for the tax year of 2025. If you’ve got questions, or you haven’t done any tax planning and need some help with that—or just help with the tax preparation—give us a call at 615-367-0819. You can catch the Dr. Friday Call-in Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.

In the final episode of the year, CannCon and Ashe in America take a wide-ranging but focused look at the ongoing unraveling of the 2020 election narrative, with Fulton County, Georgia at the center of the discussion. The hosts break down newly allowed access to physical ballots, the staggering costs demanded to comply, and why those costs raise serious questions about obstruction and accountability. The conversation revisits documented discrepancies in hand counts, repeated ballot scanning, deleted records, and sworn testimony regarding remote access to voting systems. From Georgia to Colorado to Arizona, the episode connects patterns across states while emphasizing that election interference ultimately required Americans in positions of authority to act. As the year closes, CannCon and Ashe reflect on the long fight for election transparency, the role of grassroots investigators, and why unresolved election crimes threaten the legitimacy of every other issue facing the country. This episode serves as both a year-in-review and a warning: without verifiable elections, nothing else can truly be fixed.

Finding "the one" can seem like life's ultimate goal—but should it be? This hour, TED speakers expand the definition of life partnership, whether it's with a friend, a spouse, a pet, or no one at all.Guest include journalist Rhaina Cohen, marriage and family therapist Stephanie Yates-Anyabwile, social psychologist Bella DePaulo and photographer Elias Weiss Friedman of "The Dogist."Original broadcast date: February 7, 2025TED Radio Hour+ subscribers now get access to bonus episodes, with more ideas from TED speakers and a behind the scenes look with our producers. A Plus subscription also lets you listen to regular episodes (like this one!) without sponsors. Sign-up at plus.npr.org/ted.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Stephen Serda is back to discuss the Chiefs' Christmas Day loss and take a look at the snap counts after several key players got shelved for the rest of the season. It sure seemed like Christmas Day was Travis Kelce's final home game at Arrowhead Stadium. Learn more about your ad choices. Visit megaphone.fm/adchoices

Introduction December 27th brings sudden urgency—just four days remain to implement critical year-end financial strategies that could save thousands in taxes, reduce portfolio risk, and position retirement accounts for 2025 success. Most people spend more time planning vacations than reviewing their largest asset: their retirement portfolio. But the market’s strong multi-year run has created hidden dangers in 401(k) accounts, particularly for those approaching retirement who haven’t rebalanced in years. In this episode of The Tom Dupree Show, Tom Dupree and Mike Johnson provide an essential year-end checklist covering portfolio drift, account consolidation, tax-smart charitable giving, target date fund dangers, and fraud protection as scam season intensifies. Portfolio Drift: The Silent Risk Multiplier What Five Years Did to Your 401(k) If you established a 60/40 portfolio (60% stocks, 40% bonds) five years ago and never rebalanced, you’re sitting on dramatically more risk than intended. “If you had a 60-40 split in 2020, today you’re at about 76% stocks if you’ve made no changes,” Mike Johnson explained. “And your account’s worth 20 or 30% more, so there’s more dollars at stake, at risk.” The drift problem: Stocks outperformed bonds over five years Your stock allocation grew from market gains Total account value increased substantially Risk exposure multiplied Example: $500,000 in 2020 (60% stocks = $300,000) is now $650,000 with 76% stocks = $494,000 in equities. Your stock exposure grew 65%. S&P 500 Concentration Risk “About 40% of the S&P 500 is allocated to tech and high multiple stocks,” Mike noted. “If it’s been on autopilot, now is as good a time as any to look at it critically.” Market Corrections Are Inevitable “On average, every year you have a 10% drop in the market. That’s just the cost of admission,” Mike explained. “We had one back in April—it was closer to 20%. You were looking at 40, 50% drops in some things.” “A lot of people have forgotten how—and even that they should—play defense, especially when you’re getting close to retirement,” Mike cautioned. Year-end action: Check your actual allocation today. If stocks exceed your risk tolerance, rebalance before December 31st. Account Consolidation: Simplify Now The Multiple Account Problem “People’s thinking is, if I have this account over here and this account over here, I’ve got more money,” Tom observed. “When they consolidate those accounts, every one of those five pieces put together as one is gonna get managed better.” Hidden Costs of Scattered Accounts “It’s really hard to track performance if you have multiple accounts,” Mike explained. “It’s much simpler, much more accountable when it’s all consolidated together.” Problems with scattered accounts: Impossible to track overall performance Multiple RMD calculations Complex tax reporting Higher fees (missing breakpoint discounts) Poor overall portfolio coordination Mike’s consolidation benefits: “Proper investment to reach your goals, performance tracking, tax reporting, tax planning, and possible discounts on fees.” Year-end action: List all retirement accounts—schedule consolidation to simplify 2025 RMDs and reduce fees. Tax-Smart Year-End Strategies Strategy 1: Gift Appreciated Stock “Let’s say you give $10,000 a year to charity. You can gift those appreciated shares of stock to the organization,” Mike explained. “You can put that money right back into your brokerage account and reinvest it. You could even repurchase the same stock.” The double benefit: Charitable deduction for full market value Avoid capital gains tax on appreciation Example: Stock purchased for $4,000, now worth $10,000. Gift it, avoid $6,000 capital gain, use the $10,000 cash to buy it back. Strategy 2: Qualified Charitable Distribution “If you’re of the age where you have required minimum distributions, you can do a qualified charitable distribution,” Mike explained. “If you gift the RMD straight to the charity, it never flows through as taxable income to you.” QCD advantages: Counts toward RMD requirement Reduces adjusted gross income Lowers Medicare premiums Reduces taxes on Social Security Works even if you don’t itemize Year-end deadline: Execute stock gifts or QCDs before December 31st to count for 2024 taxes. The In-Service Rollover: Plan Three Years Ahead Act at Age 59½—Even While Working “At 59 and a half, you can do what’s called an in-service rollover,” Mike explained. “Even if you’re still employed and working, you can move over the balance of your 401(k) to an IRA and invest it more specifically for your situation.” The Three-Year Retirement Transition “Let’s say you’re 59 and a half and planning on retiring at 62. You can do that rollover, get the funds invested into an income-producing portfolio,” Mike detailed. “While you’re working, that income just reinvests back in. But when you hit 62, that portfolio’s already in place, it’s already working, and literally it’s linked to your checking account.” Tom emphasized the benefit: “It makes the retirement process more comfortable because you’re not leaving work and at the same time coming in brand new, getting comfortable with our investment approach. You’ve planned for it.” The seamless transition: Portfolio established 2-3 years before retirement Dividends reinvest while still working At retirement, switch to income payout mode No adjustment period or uncertainty Year-end action: If age 59½+, investigate in-service rollover options. Target Date Funds: Hidden Dangers The Collective Investment Trust Problem “52% of the assets in target date funds—over $2 trillion—are now in collective investment trusts,” Mike reported. What makes CITs dangerous: “A collective investment trust—they’re not required to register with the SEC,” Mike explained. “They don’t have to report, as transparently, all the internal fees. And they’re allowed to hold more illiquid investments inside of them.” The Blue Rock Disaster “There was a private real estate fund—the Blue Rock Total Income Fund,” Mike detailed. “The net asset value when it was private was about $24 a share. They decided to go public. The fund closed the day it went public at $14.70.” Investor loss: 39% immediately when real market pricing was revealed. “The NAV was bogus. It was totally bogus,” Mike concluded. The Vanguard-TIAA Annuity Trap “Vanguard announced they’re partnering with TIAA, and the target date fund automatically enrolls the investor in an annuity,” Mike reported. “What they’re hoping is that these people that have been on autopilot for 40 years—they’re not gonna change from being on autopilot at year 41,” Mike explained. “It’s just gonna automatically roll into these annuities. This is a money grab to keep the assets locked in.” Why Dupree Financial Group Avoids Them “We don’t use target date funds. We don’t like what the target date fund does to the client’s return,” Tom stated. “It’s about having all your money in one spot the day you retire. That money doesn’t need to be in one spot. It needs to be growing and throwing off dividends.” Mike: “The target date’s all based on historical averages. It doesn’t take into account what’s going on in the market or your situation.” Year-end action: If in a target date fund, research what’s actually inside it before the “glide path” continues. Year-End Fraud Alert: Peak Scam Season The January-February Surge “This time last year, at the first of the year, was one of the biggest fraud pushes that we’ve seen,” Mike warned. “As we get close to the end of the year, be diligent and protect yourself.” Sophisticated Team Operations “These fraudsters are very convincing. They sound like us. They sound like an advisor,” Mike explained. “They’ll bring somebody onto the line. They’ll keep people on the line for three hours. They’ve gotten used to handling objections.” Real Client Losses “We heard two in a row from our clients—older women, same amount: $10,000 each,” Tom recounted. “One woman could afford it. The other one really couldn’t.” The Defense Strategy “The first line of defense is you, the client,” Mike stated. “If you have something that pops up on your screen—don’t click there. If somebody calls—call somebody. Call a trusted person. If you’re a client of ours, call us. But do not take action on any of these things.” Critical warning: “Do not verify within their ecosystem. They say, ‘We’ll let you verify,’ and then they transfer you. They’re all working together.” Tom’s advice: “Get off the phone or don’t click on things and get somebody that you trust to find out exactly what’s going on.” Year-end vigilance: Never click pop-ups, never transfer money based on calls, always verify independently. Your Year-End Action Plan Critical Tasks Before December 31st ✓ Check portfolio drift – Verify stock/bond allocation matches risk tolerance ✓ Rebalance if needed – Reduce risk before 2025 ✓ Execute charitable strategies – Gift stock or make QCD before deadline ✓ Consolidate accounts – Simplify RMDs and reduce fees ✓ Research in-service rollovers – If 59½+, investigate options ✓ Review target date funds – Understand holdings before glide path continues ✓ Increase fraud vigilance – Peak scam season protection Questions Before Year-End What’s my actual current allocation? How many retirement accounts do I have scattered? Am I missing tax-saving charitable strategies? Do I understand what’s in my target date fund? Am I 59½+ with rollover options available? The Bottom Line With days remaining in 2024, retirement investors face critical decisions affecting taxes, risk exposure, and 2025 positioning. Portfolio drift has likely pushed your stock allocation far beyond original intentions. Target date funds may contain illiquid investments, opaque fees, and automatic annuitization. But opportunities exist: tax-smart giving, consolidation, in-service rollovers, and rebalancing. “All of these things fit into more of a holistic long-term retirement financial plan,” Mike concluded. “You want everything moving in the right direction to accomplish your goals.” Schedule Your Portfolio Review Is your portfolio drifted into dangerous territory? Missing tax-saving strategies? Approaching retirement without a transition plan? Call (859) 233-0400 or schedule your complimentary portfolio review. Dupree Financial Group – Where we make your money work for you. Important Disclosures Dupree Financial Group is a registered investment advisor with the U.S. Securities and Exchange Commission (SEC). This content is for informational purposes only and does not constitute investment advice, tax advice, or a solicitation. Past performance does not indicate future results. All investments involve risk, including potential loss of principal. Tax strategies should be reviewed with a qualified tax professional. Before making investment or tax decisions, consult qualified professionals. For more information, review our Form ADV Part 2A at www.adviserinfo.sec.gov or call (859) 233-0400. The post Year-End Financial Planning Checklist: Critical Actions Before December 31st appeared first on Dupree Financial.

The first results are in.

Sunday Morning Livestream

Hey Chicos! It's Jorge and Fran! Welcome back again to Spanish Loops, the show where we loop you into the culture you love. This week we discuss something totally fascinating: Nobility titles in Spain.Yep, we're talking kings, dukes, counts… and all that royal jazz with a Spanish twist.So first up: what are these titles anyway? From Rey/Reina (King/Queen) at the top down through Duque, Marqués, Conde, Vizconde, Barón… and even up to Señor, there's a whole rank ladder.And Fran keeps reminding me: “Jorge, this isn't Game of Thrones, these are real historical roles!” And you know what? He's right.We'll break down why these titles still exist. Spoiler: they're mostly ceremonial now but loaded with history and prestige. Some families have held theirs for centuries, passing them through bloodlines like heirlooms. We also get into how you actually get one, inheritance vs. royal grant… and whether you can buy one (short answer: nope, not in any legit way).Listen as we unpack lineage, privileges, and the quirks of modern Spanish nobility, from aristocratic family dinners to titles that sound fancy but don't come with castles or crowns anymore.Tighten your earbuds, amigos because we're about to loop you all the way up the noble ladder!

What does it really mean to stay connected to your singing voice—especially in quiet seasons, when you're not practicing, performing, or making much sound at all? In this episode, we explore what actually counts as singing for singer-songwriters, and how creativity and voice remain present even when the voice goes quiet. If you're in a slower season, returning after a break, or feeling unsure how to stay connected to your voice right now, this episode offers reassurance, permission, and a gentle reframe. We talk about the many forms creativity can take, including listening, writing lyrics, exploring meaning through words, creative cross-training, and rest. You'll be invited to see silence and stillness not as a loss, but as an essential part of the creative cycle—like the rest in music that allows the next sound to emerge. If you're longing to reconnect with your singing voice without pressure, judgment, or performance, you're in the right place.

Clef and Tim speedrun through disc golf and extra things before getting to the board games. We talk about our recent plays including The Great Zimbabwe, Trismegistus, Rolling Stock Stars, and Brass: Birmingham before talking about how the number of players can affect a game. Is there an ideal player count? Board games start at 15:30! Join the discord at discord.gg/s8hYtWkMS3 and visit punchboardparadise.com for more info on PPCon 2026!

Sunday Night Message

Send us a textWhat if your media diet shaped your mood, ethics, and generosity more than you think? We close the year by reexamining entertainment—what we watch, why we watch it, and how it quietly rewires our days. With a 16-day sabbatical as a backdrop, we unpack the pull of short-form video, the lure of shock-based virality, and the hidden costs of counterfeit products that undercut creators and confuse buyers.Together, we explore media literacy in 2025: noticing how algorithms nudge, spotting AI-generated tricks, and pruning feeds. Hence, they reflect the life we want—not the outrage someone else profits from.Then a real-world twist beats any reel. In a packed Costco line, a stranger waved us ahead and paid for our entire order. She showed us kindness.. That simple act shifted our perspective more than hours of scrolling—proof that the most meaningful “content” is often experienced offline, where gratitude expands and paying it forward becomes the obvious next step.If you're ready to curate a kinder, smarter feed—and trade empty noise for stories that teach, delight, and elevate—this conversation will help you set a fresh tone for the new year. Subscribe, share this episode with a friend who needs a reset, and tell us: what will you cut from your feed and what will you add to elevate your days?Look up, and let's elevate!Support the showhttps://www.thegenko.com

Today the head of Instagram explains why Follower count still matters, the limiting of hashtags to 5, Instagram on televisions and the available data, plus a feature request that already exists in the Edits app. Links: Sign Up for The Weekly Email Roundup: NewsletterLeave a Review: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Me on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@danielhillmedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There are seasons of homeschooling when everything feels heavier than usual. The holidays are busy, the semester is winding down, medical needs don't pause, and ADHD brains—ours and our kids'—are already stretched thin.In this episode, I share how movie schooling has supported our family for years as a way to keep learning connected, meaningful, and low-pressure. I talk about how learning through stories—books, movies, and shared conversation—helps children understand history, culture, and character at a deeper level, and why this approach works especially well for ADHD and overwhelmed brains.I also share simple movie ideas you can use right away, how this kind of learning can still count for homeschooling (even in a portfolio state), and why learning through connection often sticks longer than worksheets ever could.If you're tired, sick, stretched thin, or quietly wondering how to keep learning going without burning out, this episode is meant to feel like a gentle place to land.

Welcome to Day 7 of the 12 Days of Fit-mas mini-series!Today we're talking about something many women struggle to embrace-recovery-and why it's not time off, but a critical part of your training plan.If you've ever felt guilty taking a rest day, worried you'd lose progress, or thought you had to be sore or exhausted for a workout to “count,” this episode is for you. Casey breaks down why recovery matters more after 40, especially during high-stress seasons like the holidays, and how intentional recovery actually supports strength, energy, and fat loss.In this short episode, you'll learn how to use recovery strategically so you can stay consistent, avoid burnout, and feel better in your body-without feeling like you're falling behind.In this episode, you'll learn:Why recovery becomes more important as we ageHow stress and lack of recovery can stall progressWhat actually counts as recovery (and why it matters)How to let go of guilt around rest daysA simple way to schedule recovery with intentionRecovery isn't a step backward- it's how your body gets stronger.Join us in the Inspire Fitness program: Use the link here: https://inspirehw.com/ Follow me on Instagram: https://www.instagram.com/fit.nutritionist?igsh=MTJqZXhjODR2ZzduaA%3D%3D&utm_source=qr Follow me on Facebook: https://www.facebook.com/Casey.Young.RD.CPT?mibextid=LQQJ4d

What does it take to turn a lifelong love of wine into an actual winemaking career when you don't know the first thing about making it? Christy Counts, Founder and Owner of Neverstill Wines in Hudson, NY, did exactly that — trading a career in business management and animal welfare advocacy for the uncertain world of winemaking. In this episode, Christy shares the reality of her pivot: the steep learning curve, the moments of doubt, and the patience required to build something meaningful in a tradition-bound industry. From her first days learning the craft to the milestones that made it all worthwhile, her story reveals what it really means to trust yourself and commit to a new path. If you've ever wondered whether it's too late to pursue a passion, this conversation is for you. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Nick Reiner makes his first court appearance as prosecutors formally pursue two counts of first-degree murder with special circumstances in the deaths of Rob and Michele Reiner. We break down what this moment means, what happens inside the courtroom, and what comes next in one of the most high-profile homicide cases in years. What's up, #STSNation welcome to Surviving the Survivor, the show that brings you the very #BestGuests in all of #TrueCrime. Nick Reiner appears in court for the first time as he faces two counts of first-degree murder with special circumstances in the deaths of his parents, Rob and Michele Reiner. Criminal defense attorney John Day joins us to analyze the courtroom moment, the legal stakes, and what comes next as the case moves forward.Support the show & be a part of #STSNation:Donate to STS' Trial Travel: Https://www.paypal.com/ncp/payment/GJ...VENMO: @STSPodcast or Https://www.venmo.com/stspodcastCheck out STS Merch: Https://www.bonfire.com/store/sts-store/Joel's Book: Https://amzn.to/48GwbLxSupport the show on Patreon: https://www.patreon.com/SurvivingTheSurvivorEmail: SurvivingTheSurvivor@gmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In our news wrap Wednesday, the surviving suspect in the shooting at Australia's Bondi Beach has been charged with 15 counts of murder, former special counsel Jack Smith testified privately to lawmakers that investigators found proof that President Trump criminally conspired to overturn the 2020 election and Warner Bros. urged shareholders to reject Paramount's hostile takeover bid. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

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In our news wrap Wednesday, the surviving suspect in the shooting at Australia's Bondi Beach has been charged with 15 counts of murder, former special counsel Jack Smith testified privately to lawmakers that investigators found proof that President Trump criminally conspired to overturn the 2020 election and Warner Bros. urged shareholders to reject Paramount's hostile takeover bid. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

AP correspondent Charles de Ledesma reports the Bondi Beach gunman faces 15 charges of murder.

AP correspondent Julie Walker reports on Nick Reiner's court appearance Wednesday, charged in the murder of his parents.

This episode explores the often-confused concepts of morality and ethics and examines how each guides human action both in daily life and in professional practice. Morality reflects the norms and values individuals and cultures use to judge right and wrong, while ethics serves as a formal system for evaluating and regulating behavior within professions. Building on this distinction, the episode introduces a scientific perspective on moral truths: the idea that morality can be grounded in facts about what increases or decreases the well-being of conscious creatures. Finally, the hosts apply these ideas to behavior analysis, discussing how moral considerations, empirical outcomes, and ethical codes intersect in real practice. Using examples ranging from family interactions to clinical decision-making, the hosts illustrate how a data-driven understanding of well-being can shape more humane, effective, and responsible behavior-analytic work.   To earn CEUs for listening, click here, log in or sign up, pay the CEU fee, + take the attendance verification to generate your certificate! Don't forget to subscribe and follow and leave us a rating and review.   Show Notes: https://www.samharris.org/books/the-moral-landscape https://www.goodreads.com/book/show/3739395-when-slow-is-fast-enough

On today's page, Zevachim 93, the Talmud teaches that even a trace of sacrificial blood must be treated with the same care as the entire offering. Beneath the technical details lies a profound moral vision about the holiness of life itself. If no drop of blood is expendable, how should that change how we see human dignity? Listen and find out. To support Tablet and make a tax-deductible donation, click here

Specialty retailers keep asking us: handheld scanners or overhead readers? So we settled it the only way we know how: with a knockdown, dragout debate between two RFID experts. In this Retail Technology Spotlight, Anne Mezzenga moderates as Madalynn Lauria (Team Handheld) and Pareiya Gupta (Team Overhead) from GreyOrange make their cases for the best RFID solution. From proving ROI on a tight budget to cutting inventory counts from hours to minutes, this conversation tackles the real questions retailers are wrestling with as they decide how to track inventory in 2026. The verdict? It's not as simple as picking a side. Whether you're testing RFID for the first time or scaling across hundreds of stores, the right answer depends on your velocity, your budget, and what you're actually trying to solve. But one thing's clear: manual counts and mystery stockrooms aren't going to cut it anymore. Key Topics covered: • How to test RFID with minimal budget and staff • Cutting inventory counts from hours to under 20 minutes • Why some retailers are going hybrid (overhead + handheld) • Real-time shrink visibility and where product actually disappears • Tracking TikTok trends and moving inventory between stores in hours • The smart fitting room problem nobody talks about Music by hooksounds.com *Sponsored Content* #RFID #retailtech #inventorymanagement #omnitalk #retailinnovation #smartretail #retailpodcast #omnichannelretail #retailoperations #supplychain

This podcast shows you how to fully recover from OCD.Each episode breaks down the exact techniques and nuances that stop rumination, reduce compulsions, and help you retrain your brain out of the OCD cycle. We cover every major OCD theme, including:Pure-O OCDRelationship OCDHarm OCDReal Event OCDSO-OCD / Sexuality OCDReligious / Scrupulosity OCDCleaning & Contamination OCDPhysical CompulsionsAll other OCD subtypesMy goal is simple: clear guidance that actually works, explained in a way that is calm, direct, and easy to apply immediately.You can fully recover from OCD. Don't give up — you're not stuck, and your brain can change.

Re-Air Date: 12–2-25 Unless you were a member in May of 2024, this episode of SOLVED! will be brand new to you! If you were a member back then, THANK YOU and this one is worth a re-listen. We're slowing down production for a little bit to reorganize our production processes, so enjoy this episode from our archives (and B.Y: before YouTube) where Jay!, Amanda, Deon, and Erin discuss: Ch. 1 - How supply and demand economics is not about "distribution of goods with the greatest efficiency" and is instead about nothing more than predatory greed Ch. 2 - How what we value as humans goes far beyond the price of commodities Ch. 3 - More examples of "enshitification" as companies reach inside our homes to control things we already bought Ch. 4 - How companies are restricting functionality to extract even more from us FOLLOW US ON: YouTube (This full episode premieres on YouTube on Friday - please share!) Bluesky Instagram Facebook Mastadon   REFERENCES: WELCOME TO PRICING HELL - The Atlantic The Gap Between the Price You See and What You Pay Is Getting Worse - The Wall Street Journal Welcome to the Golden Age of User Hostility - The Atlantic My Printer Is Extorting Me - The Atlantic Bought a Model Y? Tesla may charge you to use the battery's full range - Yahoo! Finance Corporate America Knows We're Miserable. Is a Toilet Bomb the Answer? - The Wall Street Journal   EXTRAS: 00:12:53 "Not everything that counts can be counted" by Billy Bragg 00:42:41 Best of the Left Ep. #1629 - "Hitting Where it Hurts in Our Era of Negative Partisanship: Messaging left-wing politics amid cultish politics" (Air Date: May 2024) 00:48:44 Best of the Left Ep. #1628 - "New Era of Antitrust for a New Era of Capitalism, Mega-Corporations and Big Tech" (Air Date: May 2024)   Join our Discord Server Reach us via Signal: Bestoftheleft.01 Leave a message at 202-999-3991   Produced by: Jay! Tomlinson Thanks for listening!

Around the world, many countries are concerned about tackling the decline in birth rates and total fertility rates. The US is no exception. To tackle this issue the US government announced that it would provide subsidies for Americans seeking IVF treatment. The announcement was accompanied by one suspect sounding stat from US Health Secretary Robert F. Kennedy Jr. "Today the average teenager in this country has 50% of the sperm count, 50% of the testosterone as a 65-year-old man," he said. We speak to Professor Allan Pacey, Professor of Andrology at the University of Manchester, and Adith Arun, a researcher at Yale University to find out whether this statement is accurate. Producer/Presenter: Lizzy McNeill Series Producer: Tom Colls Editor: Richard Vadon Sound Mix: James Beard

We've never had more wealth, more data, or more ways to be entertained. So why doesn't it feel like progress?  Sean's guest today is Brad DeLong, an economic historian at UC Berkeley and author of Slouching Towards Utopia. They talk about the difference between getting richer and living well, and why the real hinge of the 21st century might be attention rather than growth. DeLong explains how AI could make life easier or simply make us more distracted, why the world's progress continues even as American politics falters, and what smart policy could do for the people left behind by technological change. Host: Sean Illing (@SeanIlling) Guest: J. Bradford DeLong, economic historian and author of Slouching Towards Utopia We would love to hear from you. To tell us what we thought of this episode, email us at thegrayarea@vox.com or leave us a voicemail at 1-800-214-5749. Your comments and questions help us make a better show. And you can watch new episodes of The Gray Area on YouTube. Listen to The Gray Area ad-free by becoming a Vox Member: vox.com/members This episode was supported by a grant from Arnold Ventures. Vox had full discretion over the content of this reporting. Learn more about your ad choices. Visit podcastchoices.com/adchoices