MONEY FM 89.3 - Your Money With Michelle Martin

Singapore has handed four hectares of rare waterfront land next to Marina Barrage to a wellbeing destination that breaks ground today. Therme Singapore, opening in 2030, is a billion-dollar concept built not around shopping or spectacle, but around something harder to price: how people rest, connect and recharge. It's being called Asia's first large-scale social wellbeing development, weaving water, nature, culture and health into a single place. Michelle Martin sits down with the two men behind it - former National Development Minister and Therme Group Asia Chairman Mah Bow Tan, and Therme Group founder and CEO Robert Hanea. Together they ask why a city famous for planning decades ahead is now treating wellbeing as infrastructure and whether a billion-dollar development is being designed from ground up to feel like a space that's genuinely open to everyone.See omnystudio.com/listener for privacy information.

Hosted by Michelle Martin, today's episode opens with a bold broker call: DBS sees 46% upside in Jardine Matheson and reckons the conglomerate's own targets are too modest. Closer to home, two SGX names to watch - Apac Realty and Lum Chang Creations. Then a genuine puzzle out of the US chip sector: Micron and SanDisk are having their best year ever, yet somehow screen cheaper than they did in February. In the daily UP or DOWN, Michelle runs through Intel's Trump-fuelled jump, Amazon's bid to take on Nvidia, SpaceX's bumpy market debut, and an Indian IPO that could hand early backers - Temasek among them - a 6,400-fold return. All wrapped before a quiet Juneteenth night on Wall Street.See omnystudio.com/listener for privacy information.

Bloated after meals, wired on caffeine, drained on a full night's sleep - we've quietly agreed to call this "modern life." But what if small tweaks from a TCM perspective might help? This week, Michelle meets Joanna Wong, the bespoke TCM taste curator who left 30 years in corporate branding including 16 years at Eu Yan Sang, to do what most chefs wouldn't dare: slip Chinese herbs into fine dining, minus the bitter aftertaste. It's a conversation about digestion as the quiet engine behind your energy, focus and mood - and why what's on your plate may matter more than what's in your supplement drawer. The conversation is packed with small, intelligent shifts that let you eat well and feel well!See omnystudio.com/listener for privacy information.

What happens to your money, your home, and your medical care if one day you can't speak for yourself? In this episode of Money and Me, hosted by Michelle Martin, lawyer and Certificate Issuer Kwok-Chern Yew Tee unpacks the Lasting Power of Attorney - the document that decides who steps in when you can't. With LPA Form 1 application fees now waived for Singapore citizens, the biggest excuse has quietly disappeared. Yet most people under 50 still have not filed this assuming it's a concern for old age. Hear real cases that show why filling this could be the smartest money move you make for yourself while you can.See omnystudio.com/listener for privacy information.

Hosted by Michelle Martin. A recent case of a self-employed Singaporean amassing more than S$1.2 million in CPF savings challenges conventional wisdom about retirement planning outside traditional employment. Charmayne Seah, Manager, Self-Employed Collections at CPF Board and Michelle Martin discuss how CPF works differently for self-employed persons and platform workers, and why understanding those differences matters. Whether you're a freelancer, gig worker, business owner or side hustler, discover the small actions today that could make a significant difference to your retirement tomorrow.See omnystudio.com/listener for privacy information.

Could the market's hottest AI trades be creating the next generation of meme stocks? And if a sneaker company can reinvent itself as an AI firm, what exactly are investors buying today - earnings, or imagination? We explore why companies are rushing to attach themselves to the AI narrative and what that means for valuations. We examine a provocative debate around SpaceX, Samsung and SK Hynix as investors pile into AI-linked winners, blurring the line between fundamentals and market enthusiasm. Plus, JPMorgan's bullish call on a chip stock, Microsoft's expanding AI footprint in China, Apple's warning that the AI boom could push prices higher, and Singtel's latest data centre bet on Asia's AI future. As US markets weigh geopolitics, oil prices and interest rates, we ask: are investors witnessing the birth of durable AI champions - or the early signs of speculative excess? Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

What if the most important AI battle is no longer about chatbots, but about who owns the workflow of work itself? Michelle Martin explores why ST Engineering is forcing investors to rethink what a Singapore market champion can be, and whether Salesforce's struggles reveal a deeper challenge facing software companies in the age of AI. Also on the show: Yum Brands sheds Pizza Hut, Elite UK REIT expands its portfolio, Nike scores a branding win, and California's solar milestone sends another signal about the future of energy.See omnystudio.com/listener for privacy information.

In this episode of LIVE WELL WITH MICHELLE, Michelle Martin speaks with Japhire Gopi Kannan, Founder of JA Assure, about building a thriving business by solving overlooked risks in healthcare, high-value assets and specialised industries. From protecting doctors against malpractice claims to safeguarding jewellers and diamond dealers, Japhire reveals how deep expertise, trust and innovation create opportunities where others see complexity. Discover why true wealth isn't just about growth - it's about resilience, protection and creating systems that help people and businesses thrive with greater confidence and peace of mind. Learn how identifying unseen risks, rather than chasing crowded markets, can unlock powerful opportunities for entrepreneurs, investors and anyone seeking a richer, more secure life.See omnystudio.com/listener for privacy information.

What if the biggest investing opportunities aren't hidden stocks - but companies everyone thinks they already understand? In this episode of Money and Me, hosted by Michelle Martin, Chin Hui Leong, Co-founder of The Smart Investor, reveals three growth stocks that may remain surprisingly underappreciated: Chin shares lessons from nearly a decade of owning and following the companies offering a long-term investor's perspective on innovation, leadership and competitive advantage. The conversation uncovers why investors often focus too heavily on financial metrics while overlooking the cultural and organisational strengths that create enduring business success.See omnystudio.com/listener for privacy information.

Why are so many women misunderstood, misdiagnosed or unsupported during key life transitions - and what is the cost to employers? This episode explores why menopause and other midlife health challenges are becoming critical issues for countries and business leader as older workforces become more predominant. Grace Oh, founder of SOL (Spring of Life) and former top-ranked equity analyst, discusses why organisations that invest in women's health gain a competitive advantage in attracting, retaining and developing talent in this conversation with Michelle Martin.See omnystudio.com/listener for privacy information.

Dads, do you feel supported at work? When CEO Xander Ong took the full 10 weeks of parental leave after the birth of his second child, he discovered lessons that extended far beyond parenting. Hosted by Michelle Martin, this conversation explores why so many fathers still leave parental leave untapped, what employers can learn from global best practices, and how supporting fathers may be one of the smartest investments organisations can make in wellbeing, productivity and human flourishing. Guest: Dr Xander Ong, CEO, Centre for Fathering.See omnystudio.com/listener for privacy information.

Could Asia be entering a new IPO boom just as geopolitical tensions ease? SpaceX's explosive debut grabs headlines, but are Xiaohongshu and Foundation Healthcare the listings investors should really be watching? Can a tentative U.S.-Iran peace deal sustain the global rally, or is this simply a relief bounce fueled by falling oil prices? From BlackRock's hospitality bet to Nvidia's debt raise, China's AI challenger Zhipu, and SoftBank's surge, where is smart money flowing next? Hosted by Michelle Martin, we explore the winners, losers and emerging opportunities reshaping the investment landscape.See omnystudio.com/listener for privacy information.

Could the World Cup be this year's most unexpected investment theme? Hosted by Michelle Martin, we explore which stocks could benefit from a US$17 billion World Cup boost to the U.S. economy. Markets are also rallying on news of a U.S.-Iran ceasefire, sending oil prices lower and investors back into risk assets. Plus, SpaceX surges after its blockbuster IPO debut while Anthropic faces a regulatory setback. And we look ahead to a major Nasdaq-100 reshuffle that could create fresh winners and losers in the AI trade.See omnystudio.com/listener for privacy information.

This episode looks at why playfulness may be an overlooked ingredient in workplace wellness, and what the office of the future could look like. Meet the Singaporean whose official Snoopy furniture is popping up at Changi Airport, libraries in Singapore, Gavin Woo, Founder of Office Planner. He shares how workplace expectations have shifted from efficiency and cost control to connection and purpose.See omnystudio.com/listener for privacy information.

Hosted by Michelle Martin, this episode brings together Willie Keng of Dividend Titan (https://www.dividendtitan.com) and Paul Chew of Phillip Securities for a high-stakes debate on some of the market's biggest investment questions. Has Singtel transformed itself from a steady telco into a compelling AI and digital infrastructure play, or has the market already priced in the good news? Is DBS still Singapore's crown jewel, or are investors paying too much for quality after a decade of stellar returns? The bulls and bears clash over whether Singapore REITs are finally back, whether the STI's best years still lie ahead, and whether investors should stick with the Magnificent Seven or start looking elsewhere.See omnystudio.com/listener for privacy information.

Could Wall Street be dramatically underestimating how much the world's biggest tech companies will spend on AI infrastructure? Why are stocks like SanDisk and ASML soaring, and are we witnessing the early stages of a semiconductor supercycle? Where are professional investors finding opportunities beyond Singapore's blue chips, and what does DBS see in Centurion? And what can an AI prediction for the World Cup teach us about investing, probability and spotting opportunities before the crowd does? Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

What if a cancerous tumour could be destroyed without a single incision, stitch or scar? A Singapore grandfather waiting for a liver transplant has become one of the first patients in Southeast Asia to undergo a breakthrough treatment called histotripsy - a technology that uses focused sound waves to destroy a liver tumour. Could this be a glimpse into the future of medicine, where cancer treatment becomes less invasive? Hosted by Michelle Martin, this episode explores the science, the human story and what innovations like histotripsy could mean for longevity and the future of cancer care. Send this episode onto someone who needs a boost of hope. Guest: Prof Brian Goh, Head of Department of Hepato-pancreato-biliary and Transplant Surgery, SGH & NCCS, and Principal Investigator of the HALT Study.See omnystudio.com/listener for privacy information.

The conversation begins with Elite UK REIT's inclusion under the CPF Investment Scheme and what that means for CPF investors. Kenny Loh, REIT Specialist and Wealth Advisory Director, examines whether yields, lower interest rate expectations and valuations are creating a compelling opportunity. We also examine why industrial REITs continue to demonstrate resilience and the return of acquisition activity across the REIT sector. What are the S-REIT subsectors best positioned for growth? What risks investors should continue to monitor when thinking of investing in S-REITs with their CPF OA funds? Guest: Kenny Loh, REIT Specialist and Wealth Advisory Director. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Neura Robotics, Asics, Onitsuka Tiger, Citigroup and Gold. Nike's turnaround faces fresh scrutiny after a 45% stock slump, with insights from Lily Meier's Bloomberg feature on the challenges confronting the sportswear giant. Oracle beats earnings expectations, but investors send shares lower amid concerns about a planned US$20 billion capital raise. We examine the latest AI-led sell-off on Wall Street, BYD's bold ambition to become the world's largest automaker, and why Nvidia and Amazon are backing the next generation of humanoid robots. Plus, Citigroup gets a political boost, Onitsuka Tiger prepares to stand on its own, and investors confront a difficult question: has gold's bull market finally come to an end? Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

As big beer manufacturers quietly leave Singapore, a new generation of entrepreneurs is betting on something radically local. At Sentosa, five towering tanks filled with freshly brewed beer challenge the assumption that production no longer belongs here. Michelle speaks with Nick Calder-Scholes, Head Brewer of People People Brewing Co, named Australian Brewer of the Year, about craft, community, and why freshness may be the ultimate luxury in a globalised world. Beyond beer, this is a conversation about place, identity, craftsmanship and whether locally made food and beverages still have a future in Singapore's hospitality landscape. See omnystudio.com/listener for privacy information.

As AI investment accelerates, we explore how retail investors can capitalise on capital flowing away from software toward the infrastructure powering the revolution. Arun Pai, Partner at Monk's Hill Ventures, shares his investment guiding stars and weighs in on whether retail investors are already late to the AI semiconductor trade. Michelle and Arun also examine SpaceX's blockbuster IPO, unprecedented investor demand, and whether Starlink could ultimately become more valuable than the rocket business itself. Plus, could Alibaba become the contrarian AI trade of the next decade?See omnystudio.com/listener for privacy information.

The hottest trade on Wall Street may not be Nvidia or SpaceX - it may be fear itself. Hosted by Michelle Martin, this episode explores why record trading volumes in semiconductor ETFs are signaling rising uncertainty beneath the AI boom. We examine SpaceX's massive compute deal with Alphabet. We also ask whether Alibaba is becoming the contrarian AI play. Meanwhile, has gold's spectacular rally run too far? From AI infrastructure and Chinese tech to gold, dividends and market volatility, this episode explores where smart money may be looking next as investing enters a more selective phase.See omnystudio.com/listener for privacy information.

Instead of booking a stay in a sleep clinic, guests at COMO Metropolitan Singapore can consult with a sleep medical expert, learn how to improve their sleep and enjoy a brainwave guided few nights of restful sleep. In this episode of LIVE WELL WITH MICHELLE, we explore how COMO Hotels and Resorts are investing in sleep technology to bank on restorative guest experiences. Can technology like their SleepHub help modern travellers achieve deeper, more restorative rest? How do the engineered tones and pulses guide one to deeper sleep? Why is it recommended that you try this sleep package alone? Even if you don't check in, what are some ways you can improve your sleep if you are a jet-setting professional? Michelle Martin finds out with Dr Han Hong Juan, Medical Director of The ENT, Voice & Snoring Clinic, and Ikram Zainy, Director of Marketing Communications at COMO Metropolitan Singapore. See omnystudio.com/listener for privacy information.

Many Singaporeans are paying less for health insurance this year. The question is: what are they giving up? Major changes to IP riders are reshaping the healthcare insurance landscape. Hosted by Michelle Martin, this episode explores why rider premiums are falling sharply, what policyholders are giving up in exchange. Guest Chan Wai Kit, Executive Director of the Life Insurance Association Singapore, explains what the changes mean in practice, who might benefit from switching, and tackles the issue of later upgrades. Do lower premiums mean better value? New riders can cost substantially less, but what will policyholders bear more of when claims arise? Guest: Chan Wai Kit, Executive Director, Life Insurance Association, Singapore (LIA Singapore)See omnystudio.com/listener for privacy information.

The AI race just shifted into a higher gear. Hosted by Michelle Martin this episode unpacks OpenAI’s blockbuster IPO filing, Apple’s long-awaited AI strategy and Elon Musk’s latest vision for SpaceX-powered AI infrastructure. We also track sharp market moves from Marvell Technology, Intel and Johnson & Johnson, examine fresh scrutiny facing Alibaba and Baidu, and discuss what a stronger US dollar could mean for Asian currencies. Plus, why convicted FTX founder Sam Bankman-Fried is reportedly seeking a presidential pardon from Donald Trump.See omnystudio.com/listener for privacy information.

When critical illness strikes, families are often thrust into a world of uncertainty, fear and impossible decisions. A new programme aims to bring comfort, communication and intentional "gentleness" into one of the most high-tech environments in healthcare. What does a kinder ICU look like, and why could it change thousands of lives? 7,600 patients are expected to benefit from it. Tan Tock Seng Hospital (TTSH) and the National University Hospital (NUH) have launched "A Kinder ICU" supported by Lien Foundation with a combined investment of $3.93 million. Ms Luo Ren, Programme Director, Lien Foundation & Adj A/Prof Poi Choo Hwee, Clinical Lead of ICU-Palliative Care Service Senior Consultant, Department of Palliative Medicine, Tan Tock Seng Hospital share more with Michelle Martin.See omnystudio.com/listener for privacy information.

Can China’s semiconductor champions, battery makers and AI infrastructure firms outshine the internet giants that defined the last decade? Hosted by Michelle Martin with guest Hazelle Soon, co-founder and Chief Trainer of The Joyful Investors. China’s technology story is evolving far beyond familiar names like Alibaba and Tencent. We explore the rise of "hard tech" leaders including SMIC and CATL, and how they differ from platform giants such as Meituan, JD.com and Xiaomi. What can the CSI STAR & ChiNext 50 Index and Hang Seng TECH Index tell us about the future of Chinese innovation? We examine the intensifying AI race between China and the US, Nvidia’s renewed access to China, and where each country holds key advantages. Plus, how investors can use ETFs and portfolio allocation strategies to gain exposure to one of the world's most dynamic technology ecosystems.See omnystudio.com/listener for privacy information.

Pregnancy is one of the most demanding physical and nutritional transformations a woman will ever experience. On LIVE WELL WITH MICHELLE, we explore why strength, movement and nutrition before, during and after pregnancy can shape not just birth outcomes, but long-term health and recovery. How safe is exercise during pregnancy? Is "eating for two" fact or fiction? And what does science tell us about navigating gestational diabetes, postnatal recovery and the pressure to bounce back? Join Michelle Martin with UFIT's senior physiotherapist Nada Khalid and dietitian and head of nutrition Ellie Cheale, as they separate evidence from myth and share practical strategies to help women thrive through every stage of the journey.See omnystudio.com/listener for privacy information.

Could the biggest IPO in history trigger the next major rotation in global markets? Hosted by Michelle Martin, this episode explores why DBS Research and UOB Kay Hian are highlighting Singtel and Venture Corporation as their preferred June picks and what that says about the search for value in today's market. We examine SpaceX's expected US$1.75 trillion stock market debut and why investors from Nvidia to Microsoft and Apple will be watching closely. Plus, Nvidia and SK Hynix signal that AI demand continues to outpace supply, reinforcing the long-term investment case across the semiconductor ecosystem. We also look at Jumbo Group's bet on China's premium dining market and the risks facing consumer-focused businesses. Finally, what a surprise Hollywood box-office winner can teach investors about the difference between hype and execution. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

"It seems many Singaporeans are being asked not to set aside the Full Retirement Sum (FRS) in their RA at age 55. Instead, they are advised to set aside only the Basic Retirement Sum (BRS) - which is half of the FRS - by pledging their property, and to redirect the other half into an ILP'", wrote Christopher Tan, CEO of Providend, in a recent article in the Business Times. Michelle Martin unpacks the trade-offs between certainty and growth when taking such advice. Chris explains why projected returns can sometimes create a false sense of security and the risks retirees face if they follow such recommendations and markets fall early in retirement. Discover how CPF LIFE fits into a retirement portfolio and what questions investors should ask before making long-term decisions.See omnystudio.com/listener for privacy information.

Could your CDC vouchers, GST vouchers and cash payouts be worth more than you think? Hosted by Michelle Martin, Ayush Goyal, Country Manager of SingSaver and MoneyHero Singapore, shares how households can turn government support into a smarter financial plan. From making the most of payouts and SRS tax savings to getting financially ready for a BTO, discover practical ways to create more breathing room and get ahead in 2026. The show starts with a bite of AI news.See omnystudio.com/listener for privacy information.

Why are traders flocking to the mid cap Space X IPO adjacent stock? Are US stocks outside of AI rallying? Leading chip stocks are sinking; we ask why and look at Broadcom, Micron, and ARM. Closer to home, we examine the potential impact of proposed US tariffs on Singapore exports. Plus, Marco Polo Marine, CapitaLand Ascendas REIT, HSBC, AIA and Lululemon Are all in today's Up or Down. And with World Cup season upon us, could there be a lull that non-football fans can take advantage of?See omnystudio.com/listener for privacy information.

What if the biggest investment you ever make isn’t in stocks, property or a business - but in yourself? Hosted by Michelle Martin, this episode explores the journey of Elfaine Tan, Founder of I'M IN, who started selling clothes from a tiny coffee shop display space and went on to build a regional brand without venture capital or outside investors. Discover why she walked away from the corporate path after the acquisition of Sample Store by Singpost, how she and her husband risked S$100,000 of their own savings to start again. This is a conversation for anyone who wants to build their dream business.See omnystudio.com/listener for privacy information.

Hosted by Michelle Martin, this episode explores Meta’s push into AI-powered business agents. We unpack Morgan Stanley’s bullish call on Yum Brands, the parent of KFC, Pizza Hut and Taco Bell. We also examine reports that Singapore could face a 12.5% US tariff following a forced labour trade probe, alongside the Trump administration’s latest efforts to revive its tariff agenda after legal setbacks. In Up or Down, in focus are Indonesian markets, ByteDance founder Zhang Yiming, Macy’s and Broadcom.See omnystudio.com/listener for privacy information.

Everyone wants financial freedom - but what if your magic number is wrong? Hosted by Michelle Martin, Elijah Lee, Senior Financial Services Manager at Phillip Securities, unpacks new findings from CIMB InsureXpo 2026 showing more Singaporeans are targeting to retire as early as their 40s.See omnystudio.com/listener for privacy information.

What happens when children can get answers instantly but struggle to think deeply? Hosted by Michelle Martin. As reading for pleasure falls to record lows and AI becomes an everyday tool, we explore why deep reading, critical thinking and interpretation may be the most valuable skills of the future. Jovin Loh, CEO and Co-Founder of Academia, shares how education shapes confidence, resilience and a child's sense of self beyond grades. Discover practical ways families can nurture focus, curiosity and lifelong learning in a world of endless information.See omnystudio.com/listener for privacy information.

Could the SpaceX IPO trigger the next great investing frenzy just as markets sit near record highs? Michelle Martin puts the question to Tim Phillips. With investors debating whether the rally can continue, we explore concerns over and a possible pullback. Tim Phillips, Founder of TimTalksMoney, explains why your biggest financial wins may come not from stock picking but from getting your priorities right. From CPF and SRS to investing and emergency funds, discover what matters most at different income levels. Plus, why earning more money doesn't automatically mean building more wealth.See omnystudio.com/listener for privacy information.

Can SpaceX justify a US$1.75 trillion valuation while Marvell becomes Wall Street's newest AI darling? Hosted by Michelle Martin, she unpacks SpaceX's blockbuster IPO plans and how Elon Musk is pitching Starlink, AI infrastructure and the xAI ecosystem to investors. We also explore why Nvidia CEO Jensen Huang's endorsement sent Marvell soaring and what it says about the next wave of AI winners. In Up or Down, we track Mapletree Investments, Nio, General Mills, Victoria's Secret and Li-Ning. Plus, what these stories reveal about the future of AI, consumer brands and global investing.See omnystudio.com/listener for privacy information.

She had a stroke while driving, a road accident, but continued to drive and even parked! Then she realised she had lost her ability to speak. Former Microsoft senior executive Mira Ros tells Michelle Martin more about how the stroke allowed her to touch "meta-awareness". Find out why this unusual survivor says the experience has taught her life-lessons we can all use for a life of meaning, joy and even to manifest our desires. Join Michelle Martin in conversation with Mira Ros, author of Your One Precious Life.See omnystudio.com/listener for privacy information.

(UPDATE: FULL AUDIO FILE UPLOADED 3 JUN 2026) What do Berkshire Hathaway, Alphabet, Nvidia and DBS all have in common? They’re placing billion-dollar bets on where growth is headed next. Berkshire Hathaway’s first major post-Buffett moves reveal confidence in two powerful themes: housing and artificial intelligence. We unpack Berkshire’s acquisition of Taylor Morrison and its deeper investment in Alphabet as Google raises US$80 billion to fund AI ambitions. Wall Street shrugs off rising oil prices and geopolitical tensions, pushing to fresh record highs as investors focus on earnings and growth. Nvidia expands beyond data centres into AI-powered PCs, while Hewlett Packard Enterprise shows how AI spending is creating winners across the technology ecosystem. Back home, DBS signals the next phase of growth with an aggressive wealth-management expansion across Asia-Pacific, reinforcing a key trend for Singapore banks. Hosted by Michelle Martin, featuring insights on Berkshire Hathaway, Alphabet, Nvidia, Microsoft, Dell, HP, Hewlett Packard Enterprise, Broadcom, DBS, OCBC and UOB.See omnystudio.com/listener for privacy information.

Would you buy SpaceX at a US$1.75 trillion valuation - or are retail investors about to become exit liquidity for the biggest IPO wave in history? Michelle Martin explores whether investors are looking at a generational opportunity or a valuation that already prices in decades of success with Simon Ree, Founder of Tao of Trading. Featuring SpaceX, OpenAI, Anthropic, Goldman Sachs, Nasdaq and the Federal Reserve.See omnystudio.com/listener for privacy information.

What if the biggest AI winners aren't AI companies at all? Hosted by Michelle Martin, we unpack how Jardine Matheson is preparing its next chapter after a US$10 billion transformation spree, while BYD unveils China's most advanced EV chip in a push to dominate smart driving. Ford is also surprising investors as its energy-storage business emerges as an unexpected AI play, helping power a sharp rally in its shares. Meanwhile, Wall Street continues its march to record highs on strong corporate earnings, even as investors keep one eye on a fragile US-Iran truce and the risk of an oil price shock. In UP or DOWN, we track Brent crude, Dell's blockbuster AI-fuelled growth, Costco's record fuel sales, The Gap's stumble, plus Singapore-listed Valuetronics and OKP Holdings. Companies in focus: Jardine Matheson, BYD, Ford Motor, Dell, Costco, The Gap, Exxon, Valuetronics and OKP Holdings.See omnystudio.com/listener for privacy information.