MONEY FM 89.3 - Your Money With Michelle Martin

In this episode of READ, hosted by Michelle Martin, meet Avni Martin, Founder of Wasambe Coach Training School and author of Happy Ever After. Discover the HAPPY System™, her coaching framework that aligns internal awareness with external action to drive deep transformation. Tune in to rethink how you lead—from the inside out. See omnystudio.com/listener for privacy information.

Is it time to rethink the China narrative? After years of investor pessimism, the Hang Seng Index is up over 22% in 2025—but is this rally for real, or just a mirage? From innovation in EVs and AI to steep equity discounts, could China finally be shedding its “uninvestible” tag? Hosted by Michelle Martin, this episode features Willie Keng, Founder of Dividend Titan, as we unpack what's driving China’s market rebound, why global fund managers are paying attention again, and how investors can approach the world's second-largest economy with clear eyes and a smart strategy.See omnystudio.com/listener for privacy information.

What do F1-linked scandals, Ponzi schemes, and popcorn-serving robot dogs have in common? Hosted by Michelle Martin with Ryan Huang, today’s Market View dives into Hotel Properties Limited (HPL) and its Orchard Road asset play, and the fallout from Envy Asset Management’s billion-dollar nickel scam. We also unpack shifting US trade policy under President Trump and its implications for Singapore, with the 10% tariff still looming. In our corporate roundup, we dissect the latest from AstraZeneca, Merck, Novo Nordisk, UOB’s United Overseas Insurance, and First REIT. Finally, we marvel at Unitree, UBTech Robotics, and Agibot at China’s AI Summit. From legal woes to leaping robot dogs—don’t miss today’s episode.See omnystudio.com/listener for privacy information.

Could going carnivore wreak havoc on your gut, even as the kilos melt away? In this episode, Dr. Chok Aik Yong, Colorectal Surgeon at Aelius Surgical Centre, joins the dots between a popular weight-loss diet, and the risks to our health. From constipation and cancer to red flags and fibre fixes, we dive into what influencers don’t always mention. If you’re tempted by the carnivore craze—don’t miss this conversation in Influence with Michelle Martin.See omnystudio.com/listener for privacy information.

According to the People at Work 2025 report by ADP Research, 60% here in Singapore lived paycheck to paycheck last year. Are you spending every dollar you earn—and wondering why saving feels impossible? What is the real problem here? Michelle Martin dives into the rise of the “100 per cent spender”. From frictionless digital payments to lifestyle creep, are we wired to overspend in the modern age? Steffi Teo, Senior Wealth Manager at Phillip Securities, joins to share practical strategies for breaking the cycle. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Is Singapore Airlines losing altitude while Tesla soars with a mega chip deal? Singapore Airlines sees profits plunge nearly 60%—but its share price tells another story. Meanwhile, BYD dominates Singapore's EV market and Huawei claims the top smartphone spot in China. The NASDAQ and S&P 500 hit fresh records as the Dow lags behind. Tesla surges on news of a $16 billion chip partnership with Samsung. Plus, we check in on STI movers including Keppel DC REIT and Jardine Matheson. Hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Is your money working hard enough—or just sitting in bricks and mortar? Hosted by Michelle Martin, this SG60 special unpacks how Singaporeans can build smarter, more diversified portfolios. Daphne Tan, Director of Business Development at CMC Markets Singapore, joins to explain the Straits Times Index (STI), and how to get exposure to it. From CPF investing to balancing property with equities and T-bills, we decode practical strategies for every life stage to make your money work harder—right here in Singapore. See omnystudio.com/listener for privacy information.

Jeff Bezos cashes out billions while Samsung lands a $16B deal—what does it all mean for markets? Asia-Pacific opens the week mixed amid news of a US-EU trade pact. Hosted by Michelle Martin with Ryan Huang, this episode breaks down the tariff fallout, Amazon’s rally, and surprising gains from Rex International and Hiap Seng Industries. We also check in on earnings from ST Micro, Apple, and S-REITs. Plus, the STI’s top movers: DFI Retail, City Developments, and SingTel. Companies featured: Amazon, Samsung, Rex International, Hiap Seng, ST Micro, SingPost, Puma, Volkswagen.See omnystudio.com/listener for privacy information.

Is Trump good for business, or just good for market headlines? Hosted by Michelle Martin with Swapnil Mishra, this episode dives into the real economic impact of the Trump presidency. From tax cuts and deregulation to tariffs targeting Asia, what’s been the net effect? Hear how industries in Indonesia, Vietnam, Japan, and Singapore may need to rethink manufacturing strategy. We unpack the stock market’s mixed response.See omnystudio.com/listener for privacy information.

Las Vegas Sands stuns with record revenues as MBS delivers its best quarter yet. Hosted by Michelle Martin with Ryan Huang, this episode dives into standout earnings from LVS, Intel, FCT, and Suntec REIT. Find out what’s driving investor optimism—and where challenges remain. We break down share buybacks, REIT resilience, and AI’s impact on tech giants. Plus, Sydney Sweeney turns American Eagle into a meme stock star. Names mentioned: Las Vegas Sands, Intel, Alphabet, Tesla, Frasers Centrepoint Trust, Suntec REIT, American Eagle, Elite UK REIT, ST Engineering, ST Group Food.See omnystudio.com/listener for privacy information.

Meme stocks are flying high—GoPro, Krispy Kreme, and Beyond Meat are back on traders' radars. Is it FOMO, technical breakouts, or another wild retail ride? Tesla stumbles, Alphabet soars, and the Fed faces fire from President Trump. Inflation stays sticky, tariffs loom, and the “Big Beautiful Bill” shakes up fiscal policy. Simon Ree, Founder of Tao of Trading, breaks down the psychology, strategy, and setups.See omnystudio.com/listener for privacy information.

Donuts, robotaxis, and AI cloud wars — what a week in markets! Alphabet smashes earnings expectations with YouTube and Cloud; Tesla falters as Musk talks robots over revenue. Retail traders go wild for GoPro and Krispy Kreme, pushing meme stocks back into the spotlight. SingPost plots a turnaround amid board changes and past scandal, while ST Engineering inks $4.7B in new deals. We check in on Mapletree Logistics Trust, DFI Retail, and the Straits Times Index’s record climb. Hosted by Michelle Martin with Ryan Huang, we bring you the stories behind the swings.See omnystudio.com/listener for privacy information.

Nancy Ho, a former strategist turned subconscious reprogramming expert, helps leaders move from burnout to alignment. She sits with Michelle Martin for a deep dive into how to decode early belief systems for the high-functioning elite. Hosted by Michelle Martin, this conversation explores leadership, congruence, and the paradox of success.See omnystudio.com/listener for privacy information.

Could your next best investment lie in a country you may have overlooked until today? Frontier markets—from Vietnam to Africa and beyond—are often overlooked, but are they poised for breakout growth? Michelle Martin sits down with Johannes Loefstrand, Portfolio Manager at T. Rowe Price, to explore how investors can spot real value in high-potential but volatile frontier economies. From Vietnam’s bold market reforms to Asia’s rising digital frontier, discover what’s changing, what’s worth watching, and how to manage risk when investing on the edge. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Tokyo stocks surge nearly 2% after Trump’s “largest deal ever” with Japan shocks markets. Join Michelle Martin and Ryan Huang as they unpack new trade pacts with Japan, Indonesia, and the Philippines—while Singapore waits its turn. From Coca-Cola’s sugary switch to GM’s tariff hit, and Kohl’s meme-fueled rally to DFI Retail’s strong dividend story, we dive into a jam-packed day of corporate headlines. SIA Engineering impresses, SingPost sells off, and the STI’s top movers—from Jardine Matheson to Wilmar—are in focus. Hosted by Michelle Martin with Ryan Huang, this episode covers Coca-Cola, GM, Kohl’s, SIA Engineering, DFI Retail, SingPost, Jardine Matheson, Wilmar, SATS, UOL Group. Plus, the Last Word goes to Ozzy Osbourne—a rock icon whose echo still shakes the world.See omnystudio.com/listener for privacy information.

What if the next great investment opportunity lies not on Earth—but in orbit? Hosted by Michelle Martin, this episode explores how space is transforming into the next trillion-dollar economy. Dr. Kartik Sheth, Chairman of the Council of SST Think Tank and a former NASA scientist, discusses Singapore’s emerging role, why Asia is uniquely poised to lead, and which space economy sectors are attracting global capital. From space-based energy to the Mars economy, moonshot thinking and more, discover where your business and portfolio could boldly go next.See omnystudio.com/listener for privacy information.

What do a Coldplay concert, a $50 billion Big Pharma pledge, and insider selling at Morgan Stanley have in common? They're all shaking up markets today. Hosted by Michelle Martin with Ryan Huang, this episode dives into AstraZeneca’s major U.S. expansion, Trump’s 200% pharma tariff threat, and Sharon Yeshaya’s share sale. We size up Block's S&P 500 rally, Sheng Siong’s momentum, and Lum Chang Creations' hot IPO. Plus, Singapore’s push to energize the STI—and Astronomer’s kiss-cam chaos.See omnystudio.com/listener for privacy information.

Singapore’s REIT market is shifting—do you know where the real yields are? Hosted by Michelle Martin, this episode breaks down the mid-year outlook for Singapore REITs with expert Kenny Loh. From the mixed debut of NTT DC REIT to Centurion’s upcoming Accommodation REIT, we assess IPO appetite and the rising appeal of niche sectors. What impact will looming U.S. tariffs have on industrial REITs? Are cold storage and warehouse assets under threat? And should investors rotate out or double down? Tune in for deep analysis and smart guidance on navigating macro headwinds in search of yield.See omnystudio.com/listener for privacy information.

TSMC enters the trillion-dollar club, Netflix profits jump, but is the stock overhyped? Hosted by Michelle Martin with Ryan Huang, this episode dives into blockbuster earnings from Taiwan Semiconductor Manufacturing Company and Netflix. We unpack why TSMC's profits surged 60% and explore its potential headwinds, including currency risk. Netflix posts a 50% jump in profit—but is investor excitement waning? Plus, we play “Up or Down” with PepsiCo, GE Aerospace, Starbucks, Wilmar, and WeRide. Catch the STI movers including SingTel and DFI Retail, and end with a nostalgic turn to Sega’s comeback strategy.See omnystudio.com/listener for privacy information.

What do you associate with “debt”? A chance at profit or visceral panic? Hosted by Michelle Martin, this episode explores how bonds and private credit are transforming from taboo to treasure. Aman Pujara of Syfe breaks down the growing opportunity in fixed income—from high-quality bonds to private credit options - and options for retail and accredited investors. Learn how Singaporeans can unlock access to premier institutions, discover how debt can diversify your portfolio and boost yield—if you know how to play it.See omnystudio.com/listener for privacy information.

How much of a mess would it be if Powell was fired by the US President? And who might take Powell's place? Hosted by Michelle Martin with Ryan Huang, this episode dives into speculation over Jerome Powell's job, the historic trading win at Goldman Sachs, and market reactions to earnings from Bank of America, Morgan Stanley, and Johnson & Johnson. Find out if Nvidia is riding high or falling flat, and why City Developments surged in Singapore. Companies mentioned: Goldman Sachs, Nvidia, Johnson & Johnson, Morgan Stanley, Bank of America, CapitaLand, City Developments, Jardine Matheson.See omnystudio.com/listener for privacy information.

Host Michelle Martin sits down with Christopher Tan, CEO of Providend, to find out if his April article challenging the most sacred rule of investing: "stay invested for the long run" still holds in his view. In this eye-opening episode, discover if the popular TACO trade ("Trump Always Chickens Out") and trade war strategizing could be an optimist trap and how to identify when it's time to "reset" and realign your portfolio strategy.See omnystudio.com/listener for privacy information.

When three major banks crush earnings expectations while Nvidia rockets to all-time highs on China news, you know something big is happening in the markets. Hosted by Michelle Martin with Ryan Huang, this episode breaks down the explosive earnings from JPMorgan Chase, Wells Fargo, and Citigroup, plus Nvidia's game-changing announcement about resuming AI chip sales to China. The duo explores how banking leaders are staying cautious despite strong profits, while tech stocks surge on renewed US-China trade optimism. Plus, they analyze the latest inflation data and what it means for your portfolio as the Straits Times Index ventures into record territory.See omnystudio.com/listener for privacy information.

How much are you really paying in fees when you buy an ILP? Michelle Martin and Tim Phillips from timtalksmoney.com dive into the high-stakes world of investment-linked policies. Learn when ILPs fees quietly eat into your returns, and what the data says about their real costs. LIA says ILP sales in Singapore surged 41% in 2024 to $2.3 billion — this conversation is more relevant than ever. Are Singaporeans walking into a fee trap? Tim also breaks down why keeping insurance and investment separate could save you thousands in the long run. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

A potential $1.8 billion REIT listing is creating waves — is Centurion’s spin-off a game-changer? NTT DC REIT’s debut draws 10x oversubscription, but did it deliver post-listing? Michelle unpacks earnings momentum in the US: Netflix, JPMorgan, Wells Fargo, Seagate, and Progressive. What does a stronger Sing dollar mean for your wallet? Plus, STI hits a new high with movers like DFI Retail, UOL, and Venture Corp. Hosted by Michelle Martin Companies Mentioned Include: Centurion, NTT DC REIT, Netflix, Seagate Technology, Progressive, DFI Retail & Wilmar International.See omnystudio.com/listener for privacy information.

Private home sales plunge, prices stagnate—yet one new launch has had a warm reception. Singapore’s property market cools in Q2 2025, with private home sales down over 66%. HDB resale price growth slows while new supply looms from MND. Yet CapitaLand’s LyndenWoods defies the downturn with a near sell-out launch. Ivan Cai, CEO of Crestbrick, joins Michelle Martin to decode what it all means for investors. Will interest rates, new stamp duties, and cooling measures shake up the second half of 2025? Hosted by Michelle Martin, this episode uncovers key strategies for buyers, sellers, and landlords.See omnystudio.com/listener for privacy information.

Singapore’s Q2 growth surprises—so why is momentum fading? Michelle Martin unpacks OCBC’s leadership shift, NTT DC REIT’s hot listing, and FedEx’s robot deliveries. Kraft Heinz considers a mega spinoff, Grab takes a downgrade, and Creative warns of losses. Plus, how Trump’s tariff shockwaves may reshape global trade deals with Europe and Mexico. The STI flirts with the 4,100 mark—how are SingTel and Yangzijiang faring? Hosted by Michelle Martin Companies Mentioned include:OCBC, DBS, UOB, Great Eastern, NTT, BlackRock, Fidelity, FedEx, Mapletree Industrial Trust, JPMorgan, Citigroup, Bank of America, Goldman Sachs.See omnystudio.com/listener for privacy information.

Are retail investors outmaneuvering the pros in Trump’s trade war? Inflation expectations are cooling — but is it really a green light for markets? IBM lays off 8,000 with AI, yet is growing headcount. What gives? Michelle Martin dives deep into how AI is reshaping the workforce and what this means for investors. She also unpacks market reactions to Trump’s new tariffs with Arun Pai of Monk’s Hill Ventures.See omnystudio.com/listener for privacy information.

A record-breaking run for Temasek, copper prices soar on Trump’s tariffs, and Netflix bets big on anime. What does Temasek’s strategy tell us about smart investing? Will copper’s surge reshape global supply chains? And is NTT DC REIT Singapore’s next hot listing? Michelle Martin and Ryan Huang break it all down. Companies featured include Temasek, DBS, SingTel, Freeport-McMoRan, Southern Copper, NTT, GIC, BlackRock, Fidelity, Nvidia, Meta, Merck, IHH Healthcare, SGX, UOL, and Netflix.See omnystudio.com/listener for privacy information.

Could burnout be closer than you think — even if you're just feeling “a little off”? Join Michelle Martin in conversation with psychologist Haja Navaz of Sparkz Counselling as they unpack the nuances of burnout — from early signs to full-blown exhaustion. Explore why some people remain resilient amid chaos, and how support systems, mindset, and lifestyle habits play critical roles. They dive into family-induced burnout, caregiving challenges, and how social media can either heal or harm. Whether you’re facing burnout or supporting someone who is, this episode is for you.See omnystudio.com/listener for privacy information.

Take a closer look at a fixed income fund trusted by Singaporeans — with 90% of its investors based in Singapore. What if fixed income isn’t just a defensive play — but a smart way to grow your wealth? Michelle Martin sits down with Kylie Soh of Fullerton Fund Management to explore why short-to-medium-term rate strategies are gaining traction in today’s uncertain markets. They break down the myths younger investors have about bonds, examine the appeal of the Fullerton Short Term Interest Rate Fund, and spotlight what active management brings to the table.See omnystudio.com/listener for privacy information.

What if Prime Day beats Black Friday in sales for the first time ever? Michelle Martin and Ryan Huang explore Amazon’s bold 4-day shopping bonanza and how it's changing the e-commerce playbook. They unpack IBM’s Power11 AI chips, and the tech giant’s strategic reboot. Tune in for a sharp take on WeightWatchers, Shein, Grab, and local movers like SGX and ST Engineering. Companies featured: Amazon, IBM, Target, Walmart, Best Buy, WeightWatchers, Shein, Grab, Great Eastern, Temasek’s Mapletree Investments, SGX, ST Engineering.See omnystudio.com/listener for privacy information.

Is it wiser to clear your mortgage early—or let your home loan work harder for you? With Singapore’s Seller’s Stamp Duty now back at 2017 levels, investors and homeowners alike are reassessing their strategies. Michelle Martin unpacks what the SSD changes mean for buyers, sellers, and the broader property market. Guest Daniel Sim, Founder of Golden Goose Properties, shares insights on whether leveraging or paying off a loan is the smarter move today. Learn how inflation, interest rates, and safe leverage principles can impact your long-term wealth.See omnystudio.com/listener for privacy information.

The dinosaurs aren't the only thing roaring—markets are too, as Trump’s sweeping tariff threats rattle global trade. Tesla, ExxonMobil, Samsung, FWD, Del Monte, and Jurassic World: Rebirth all make headlines today. Michelle Martin and Ryan Huang break down which Asian nations are in the tariff firing line. Are U.S. markets reacting to policy, or just catching their breath near record highs? Singapore's STI hits a record—what’s fueling local optimism? Plus, Jurassic World: Rebirth proves nostalgia still has teeth.See omnystudio.com/listener for privacy information.

Do businesses here recognise burnout is an organisational issue? Work-life balance is now the #1 priority for workers globally, surpassing salary. Singapore ranks as the third most burnt-out city in the world. Dr Athenais Sivaloganathan, Health Advisor at International SOS, unpacks the difference between burnout and fatigue, key warning signs, and proactive strategies From designing wellness policies to why mental health is central to fulfilling an organization’s duty of care, find out why burnout is not about one individual's ability to cope and how progressive organisations are recognising this.See omnystudio.com/listener for privacy information.

You want your renovation 100% within your budget and most importantly - you want it flexible, so what are your choices? Michelle Martin speaks to the digital bank to find out how it designed a renovation product to help with customer pain points in Singapore, how to plan a renovation budget and the workings of home renovation loans. GXS Bank’s Jenn Ong breaks down interest rates, repayment plans, and financial pitfalls to avoid. See omnystudio.com/listener for privacy information.

Foxconn smashes revenue records—but is turbulence ahead? Michelle Martin delves into the red-hot defense sector and drone surge. From AeroVironment to Kratos and Karman, military tech is in the spotlight. Plus: Trump’s new tariffs, UOB and DBS face fines, and Airbus lands massive deals. Catch local movers like Nanofilm Technologies and Frasers Centrepoint Trust. Hosted by Michelle Martin. Companies featured include: Foxconn, Nvidia, AeroVironment, Kratos Defense, Karman Holdings.See omnystudio.com/listener for privacy information.

Singapore’s health insurance landscape is shifting—and many seniors are rethinking their coverage. What's prompting some to downgrade or drop their private Integrated Shield Plans. What’s behind the price hikes? What’s at stake for policyholders? Michelle Martin breaks it all down with Elijah Lee, Senior Financial Services Manager at Phillip Securities. They also unpack the failed Income-Allianz deal and its impact on Singapore’s insurance sector.See omnystudio.com/listener for privacy information.

Clean energy stocks are soaring—even as President Trump mocks wind power! Michelle Martin and Ryan Huang explore the market’s curious reactions to Trump’s new “Big, Beautiful Bill". From solar surges to chipmaker tax perks, find out which stocks are rallying and which are reeling. Elon Musk takes aim at Congress, but Trump fires back with threats of deportation and DOGE drama. Plus, it’s a UP for Ford, a DOWN for Tesla, and a “cheers” to Constellation Brands—tariffs and all. The STI eyes the 4000 mark again. Companies featured: Tesla, Ford, Amazon, Constellation Brands, Intel, Micron, TSMC, Array Technologies, SunPower, Frasers Centrepoint Trust, Hongkong Land.See omnystudio.com/listener for privacy information.

To what extent are Asia’s wealthiest investors turning to digital assets and tokenized stocks? Michelle Martin unpacks the rise of institutional and family office interest in digital assets with Melvin Deng, CEO of QCP. Explore the role of digital assets in portfolio diversification, growth, and risk management. Learn how structured products, tokenization, and innovation are creating access to the crypto frontier in 2025.See omnystudio.com/listener for privacy information.

How is a 30-year-old fund manager beating China’s markets — and even the Dow? Michelle and Ryan uncover the high-conviction bets of Xie Tianyuan, including a shift from Kweichow Moutai to Pop Mart. They also break down New World Development’s US$11B refinancing, Meta’s AI ambitions, and Trump’s tariff talk. Up or down? Boeing, Dezign Format, and Millennium Hotels take center stage. And in Singapore, which counters are surging and who is lagging? Hosted by Michelle Martin with Ryan Huang. Companies mentioned: New World Development, Pop Mart, Kweichow Moutai, Boeing, Millennium Hotels and Resorts, Dezign Format,Wilmar International, Netflix, NASA.See omnystudio.com/listener for privacy information.

Mortgage rates in Singapore to dip below 2% again? As fixed rates fall below floating ones and the 3-month SORA sinks, what does it all mean for homeowners and buyers? Michelle Martin finds out what’s driving these changes and when mortgage rates could finally fall below the 2% mark again. Should you switch from fixed to floating, or wait? Hosted by Michelle Martin, this episode features David Baey, CEO of Mortgage Master, who shares his insights on refinancing strategies, repricing risks, and the smartest move for your loan. f you’re out of your lock-in period, this is the episode you need to hear.See omnystudio.com/listener for privacy information.