MONEY FM 89.3 - Your Money With Michelle Martin

How has the Singapore market reacted to rising geopolitical tensions in the Middle East? Hosted by Michelle Martin, this episode unpacks how sectors within the Straits Times Index are reacting, and companies that may stand to gain. Nirgunan Tiruchelvam, Head of Consumer and Internet at Alethia Capital, shares insights on defensive plays.See omnystudio.com/listener for privacy information.

Thinking about investing up north but unsure about loan rates and long-term capital appreciation? Germaine Chow, Co-founder, I Quadrant talks about the macro -factors, regulations, taxes and must have questions in mind for the general property investor looking at Malaysia's powerhouse cities of KL and Johor.See omnystudio.com/listener for privacy information.

US markets surged overnight, with the S&P 500 brushing record territory and the Nasdaq jumping nearly 1%. But Nike's shocking plunge in profits raises questions about consumer demand and inventory strategy. Michelle and Ryan discuss what this could signal for global apparel and retail. Plus, corporate moves from Core Scientific and FWD, AEM’s guidance boost, and a Tesla vs Xiaomi EV showdown. Get the global cues that could shape your Singapore portfolio next. Market View, hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Singapore’s million-dollar HDB club is growing fast. From just 0.3% of the market five years ago to nearly 6% today, the public housing landscape is shifting. Are we on the brink of seeing S$2 million flats? Or will policy curb the climb? Michelle Martin asks Mark Yip, CEO of Huttons Asia, whether this is a trend, tipping point or if there is a good argument to be made not to rush into buying into the resale market. They explore demand drivers, buyer profiles, and the hottest locations in resale. Hosted by Michelle Martin, this episode is for the property hound.See omnystudio.com/listener for privacy information.

Micron's record US$9 billion quarter and Nvidia’s US$1.4 trillion rebound are setting the pace for tech stocks. Is Singapore Inc. the next market darling? Morgan Stanley seems to think so. From DBS and CapitaLand to SGX, we unpack the bullish call on Singapore equities. Plus, a closer look at AeroVironment, Keppel, ST Engineering, and Yangzijiang Shipbuilding. And in our final word: Can Cooper Flagg make New Balance a true Nike rival? Hosted by Michelle Martin with Ryan Huang, this episode dives into markets, brands, and billion-dollar momentum.See omnystudio.com/listener for privacy information.

Operation Midnight Hammer provided limited damage to Iran's nuclear programme. Markets are weighing if an end to the 12 day war is in sight and Powell’s calm as geopolitical tensions and oil risks rise. Meanwhile, FedEx beats the street with bold cost cuts, while Carnival sails back to profitability. Apple and Tesla are back in analyst crosshairs as upgrades and rollouts shape sentiment. And JD.com’s founder sparks headlines with a viral food delivery run. Hosted by Michelle Martin with Ryan Huang, bringing you the global pulse of markets every morning.See omnystudio.com/listener for privacy information.

How do global investors view a shift to a multipolar world? Michelle Martin speaks with Mark Ho of RealVantage to hear how the company views tariff risk, long-term demographic drivers, and how investors can view opportunistic positioning today. Hosted by Michelle Martin, this episode helps us understand how long-view investors frame what’s next.See omnystudio.com/listener for privacy information.

Her book has become a worldwide literary sensation. Michelle Martin meets and chats with Jemimah Wei, author of The Original Daughter a book set in Singapore anchored by themes of sisterhood, family bonds and family secrets.See omnystudio.com/listener for privacy information.

What if your grocery run could help pay for your next flight? Singaporeans are getting smarter with every swipe — stacking CDC vouchers, KrisFlyer miles, and loyalty points to stretch every dollar. Enter the yuu Rewards Club — now linked to over 1,000 brands including 7-Eleven, Cold Storage, Giant, and Gojek. With cost-of-living pressure still high, intentional spending is going mainstream. Michelle Martin breaks down the rise of coalition loyalty and the psychology of everyday value. Hosted by Michelle Martin with guest Chen Peng, CEO of yuu Rewards Club.See omnystudio.com/listener for privacy information.

Markets rise on a mix of relief and restraint as Trump announces a ceasefire timeline between Israel and Iran. Oil prices tumble, erasing war premiums and easing inflation fears. Tesla surges after its robotaxi launch, but is the hype real? Meta faces political heat over WhatsApp, and Pop Mart stumbles after China warns on blind-box toys. The Fed's Jerome Powell heads to Capitol Hill — will July bring a rate cut? Hosted by Michelle Martin with Ryan Huang, featuring Tesla, Meta, Pop Mart, Hims & Hers, Stellantis, and Yangzijiang Shipbuilding.See omnystudio.com/listener for privacy information.

China’s retail sales are soaring—but is this recovery real or just a policy sugar rush? With consumer spending lifted by subsidies yet long-term income growth slowing, investor confidence is being tested. Pop Mart’s plunge shows how quickly sentiment can shift amid regulatory rumblings. Michelle Martin asks Dividend Titan’s Willie Keng what he saw on his recent China trip—and why he’s maintained his conviction on value stocks. Are there unappreciated gems like China Resources Beer, or should investors brace for volatility? Hosted by Michelle Martin. Companies: Pop Mart, China Resources Beer, Tsingtao, EV firms, local brands, tech innovators.See omnystudio.com/listener for privacy information.

A U.S. strike on 3 Iranian nuclear sites sends Asian markets reeling—what are the ripple effects for investors? Gold climbs, the dollar strengthens, and Bitcoin slides as tensions spike in the Strait of Hormuz. We also dig into Morgan Stanley’s surprising picks in China’s humanoid robot race. Plus, a look at AI moves by DBS, Apple’s lawsuit drama, Meta’s new smart glasses, and a stablecoin bump for Circle. Singapore’s STI starts the week after losses—can it rebound? Find out with Michelle Martin and Ryan Huang. See omnystudio.com/listener for privacy information.

Is your CPF money working hard enough for your future? Michelle Martin finds out what the 4% SMRA rate really means for your retirement goals. Christopher Tan, CEO of Providend, breaks down how this rate is calculated and what it means in today’s market. Should you transfer funds from your Ordinary Account to your Special Account now? How do CPF options compare with SSBs, T-bills, and fixed deposits?See omnystudio.com/listener for privacy information.

Berkshire Hathaway's shares nosedive—what's behind the biggest drop in over a decade? Michelle Martin and Ryan Huang unpack how oil spikes create winners and losers. Airbus soars with a blockbuster showing at the Paris Air Show, while Boeing stumbles. Can ExxonMobil and United Airlines ride the energy wave? Singapore's STI edges up—what are the levels to watch today? Hosted by Michelle Martin with Ryan Huang. Companies mentioned: Berkshire Hathaway, Airbus, Boeing, ExxonMobil, United Airlines, DBS, Keppel Corp, Singapore Airlines (SIA)See omnystudio.com/listener for privacy information.

If you've been dismayed at the changes to your mile earn rates on your credit cards, we have you covered with credit card strategies to spend smarter. Hosted by Michelle Martin with guest Tim Phillips, Founder of TimTalksMoney, this episode unpacks recent cuts to high miles-per-dollar credit cards and what savvy Singaporeans can do now. We ask: is the ultra-pricey Amex Platinum worth it or just hype? Plus, we explore Grab and Sea Limited and what investors are talking about with the two tech titans. Discover hidden credit card pitfalls, smarter strategies, and why investors are watching these tech giants closely. If you are chasing points and gains, this episode is for you.See omnystudio.com/listener for privacy information.

With U.S. markets closed for Juneteenth, Asia takes center stage. We break down the unfolding multi-trillion rupiah corruption probe rocking Wilmar International — a scandal dating back to Indonesia’s 2022 cooking oil crisis. Despite the headwinds, Wilmar is striking a new deal in Nigeria — is it business as usual or damage control? Plus, DBS makes a bold pitch for nuclear energy investing — not in reactors, but in the uranium supply chain. Ryan Huang breaks down the stocks to watch and whether the uranium surge is sustainable. Also in focus: the future of the U.S. dollar. From China’s push for a multipolar currency world to Trump-era flashbacks, is the greenback losing its grip? We wrap with a round of “Up or Down?” featuring Nike and Singapore construction stocks — and a final lap around Jewel Changi’s new Mario Kart experience. See omnystudio.com/listener for privacy information.

How much does it really cost to send your child to uni - whether local or overseas? How will you fund this without compromising the build up of your retirement funds? Daniel Sim, Founder of Golden Goose Properties, says its possible to do both strategically. He explains why the shift from ownership to consumption changes how we plan for education. Instead of sinking funds into non-recoverable expenses, invest in appreciating assets. Hear his bold take on building generational wealth—without a traditional university fund. A thought-provoking episode hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

A herbal stock with zero revenue rockets 64,000%—what’s behind the madness? Michelle and Ryan unpack DBS’s latest bullish call on industrial REITs. Wilmar faces a billion-dollar graft probe in Indonesia—could there be spillover effects? Wall Street wobbles on energy jitters, while gold continues to dazzle. From AI-driven SK Hynix to Airports of Thailand, it’s time for "Up or Down?" Hosted by Michelle Martin with Ryan Huang. Featuring CapitaLand Ascendas REIT, Mapletree Logistics Trust, ESR-LOGOS REIT, Wilmar, Eli Lilly, and more.See omnystudio.com/listener for privacy information.

A rising tide of uncertainty is pushing investors out of the long end of the U.S. bond curve. Hosted by Michelle Martin, this episode explores what surging 30-year Treasury yields mean for your portfolio. Cheng Chye Hsern of Providend joins to break down the impact of Trump's fiscal policies and slower Fed cuts. What’s the playbook if yields stay high? Is it time to rethink your S&P 500 exposure? And are non-U.S. markets ready to lead the way into late 2025?See omnystudio.com/listener for privacy information.

Energy names rally, IPOs pop, and WhatsApp rewrites the rules. Hosted by Michelle Martin with Ryan Huang, this episode covers a spike in SGX-listed oil plays like Rex International and RH Petrogas. We explore Meta’s plans to monetise WhatsApp, Goldman Sachs' bullish stock picks including Apple and Valvoline, and the return of IPO mania. Will Apple’s antitrust woes drag it down? Can DBS’s expansion in North Asia fuel growth? And is Kering’s next CEO really from the auto world? Dive into the movers that matter.See omnystudio.com/listener for privacy information.

Could 2025 be the year Singapore's REIT market regains its shine? With Centurion gearing up for a REIT IPO backed by worker and student housing, Keppel DC REIT reclaiming a spot on the STI, and Singapore office REITs posting resilient Q1 numbers, the landscape is shifting fast. Hosted by Michelle Martin with guest Kenny Loh, REIT Specialist and Wealth Advisory Director, this episode explores what’s hot, what’s risky, and whether investor appetite can absorb a new wave of IPOs in an already liquidity-sensitive market.See omnystudio.com/listener for privacy information.

Chinese biotech stocks are breaking out—with deals involving Pfizer, Bristol-Myers Squibb, and BioNTech rewriting the playbook for global pharma partnerships. But will the rally last? Back in Singapore, banks like DBS, OCBC, and UOB are buying back shares at scale. And Q&M Dental’s CEO is doubling down on his stock. Plus: Amazon and Walmart explore launching their own stablecoins—could Visa and Mastercard be in trouble? Hosted by Michelle Martin with Ryan Huang, this episode also touches on Novo Nordisk, Oracle, Pop Mart, Emirates, and Jardine Matheson as we unpack the week in markets. Companies mentioned in this episode: Pfizer, Bristol-Myers Squibb, BioNTech, 3SBio, DBS, OCBC, UOB, Q&M Dental, Amazon, Walmart, Visa, Mastercard, Novo Nordisk, Oracle, Pop Mart, Emirates, Jardine Matheson, SATS, SGX.See omnystudio.com/listener for privacy information.

Could Hong Kong’s stablecoin push set the tone for a digital currency shakeup across Asia? Hosted by Michelle Martin with Chengyi Ong, Head of Policy for APAC at Chainalysis, this episode unpacks the implications of Hong Kong’s newly passed Stablecoins Bill. We explore why local stablecoins matter, their role in payments, trading, and FX. Can digital USD stablecoins coexist with domestic ones or will one dominate? See omnystudio.com/listener for privacy information.

Asia-Pacific markets trade down as investors digest the Israeli military strike on Iran this morning. Hosted by Michelle Martin with Ryan Huang, today’s Market View also unpacks DBS’ bullish stance on supermarket giant Sheng Siong, China’s “Terrific 10” AI stocks, and the ripple effects of its export slump. Could Singapore’s logistics players benefit from ASEAN trade shifts? Plus, we look at the fortunes of Boeing, Oracle, and Tencent, and close with how Ding Tai Fung is steaming ahead in the F&B space over in the US. Companies mentioned: Sheng Siong, Boeing, Oracle, Tencent, Jardine Matheson, SATS, Ding Tai Fung.See omnystudio.com/listener for privacy information.

Digital upskilling shouldn't feel like drowning in code or self-doubt. Hosted by Michelle Martin, this episode explores how adult learners - from civil servants to mid-career professionals - can overcome fear, burnout, and anxiety in the digital age. Psychologist and trainer Haja Navaz from Sparkz Counselling and @ASK Training shares real stories, proven strategies, and a compassionate framework for supporting anxious learners. Learn how bite-sized goals, peer support, and emotional validation can transform learning. Discover why ASK Training’s SkillsFuture-accredited approach works for those who feel left behind. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Tacos, Tariffs, and Treasury Twists are at the forefront of today's show. Hosted by Michelle Martin with guest Arun Pai of Monk’s Hill Ventures, this episode dives into the rise of the “TACO” trade, the real weight behind Trump’s rare earths “deal” with China, and whether the latest US-China trade deal is calming markets. Why are traders hyper-focused on the 30-year bond auction? Could Scott Bessent as Fed Chair shift everything we know about rates? From volatility plays to Fed succession stakes, Michelle and Arun unpack what’s shaping investor psychology right now.See omnystudio.com/listener for privacy information.

Join Michelle Martin and Ryan Huang as they unpack why Centurion’s REIT listing is exciting investors, how Super Hi is cooking up overseas success, and what Meta’s $14B move on Scale AI means for tech. Explore the implications of Trump’s China rare-earths “deal,” Inditex’s fast-fashion strength, and today’s STI movers. Plus, the last word goes to a million-yuan doll. Hosted by Michelle Martin with Ryan Huang. Featured companies: Centurion, Haidilao (Super Hi), Meta, Inditex, ST Engineering, Venture Corp, Singapore Exchange.See omnystudio.com/listener for privacy information.

Is it wise to bet on a president backing down? Markets seem to think so. Hosted by Michelle Martin with Simon Ree, Founder of Tao of Trading, we unpack the viral TACO trade, why July 8 looms large for investors, and what the “revenge tax” in Section 899 might mean for global capital. We examine how policy posturing is morphing into fiscal weaponry. Could U.S. tariffs on the EU trigger ripple effects in the dollar and stock markets? And what’s really at stake as China courts Europe while Washington sharpens its economic tools? This episode dives deep into policy, perception, and the politics of risk.See omnystudio.com/listener for privacy information.

Mumbai markets are leading the global pack — but can sky-high valuations in cement and defense stocks hold? Hosted by Michelle Martin with Ryan Huang, we unpack India’s stunning 10% rally and what’s driving the bull run. JPMorgan’s bullish on beaten-down biotech: hear why Eli Lilly, Gilead, Merck, Regeneron, and Bristol Myers are back on their radar. DocuSign gets punished despite strong earnings — what’s spooking investors? Keppel DC REIT climbs back into the STI on AI-data centre bets, while Hello Kitty’s parent Sanrio outpaces Toyota. Plus, the Straits Times Index movers: CDL, Yangzijiang, and DFI Retail. See omnystudio.com/listener for privacy information.

What do tariffs have to do with your next Shein haul or Temu gadget? Hosted by Michelle Martin, this episode unpacks how U.S. trade policy is driving ripple effects through Singapore’s consumer prices, Chinese e-commerce platforms, and Asia’s startup IPO ambitions. Bhavik Vashi, Managing Director at Carta, joins to explore what investors should be watching, and whether Southeast Asia could emerge as the next innovation hub. From tariffs to tech dreams, get ready to follow the money.See omnystudio.com/listener for privacy information.

You need to be fearless to reach your goals, says Michelle Martin. She shares her thoughts on the secret sauce behind the popular new debut of former Google Executive Jenny Wood. See omnystudio.com/listener for privacy information.

The bromance has ended. Tesla tanks, Circle soars, and gold gets the Hermès touch. Hosted by Michelle Martin this episode dissects Tesla’s dramatic $152B market cap loss amid a Trump-Musk feud that now involves SpaceX and the White House. We spotlight Circle’s explosive IPO, Laopu Gold’s luxury-led stock surge, and Microsoft’s climb to new highs. Standard Chartered rewrites savings rules, and STI movers include Yangzijiang Shipbuilding and Genting Singapore. Featured companies: Tesla, SpaceX, Microsoft, Circle, Laopu Gold, Standard Chartered, Brown-Forman, Acrophyte Hospitality Trust, Yangzijiang Shipbuilding, Genting Singapore, Wilmar International. See omnystudio.com/listener for privacy information.

Is the global economy at an inflection point? Hosted by Michelle Martin, this episode dives into the implications of rising tariffs, shifting inflation patterns, and structural changes in China and Japan with Cameron Systermans, Head of Multi Asset Asia at Mercer. Could protectionism be a blind spot for markets? How might Japan's re-emergence from deflation shape asset strategy? We unpack the risks of a U.S. recession, the strategic implications for Asia, and the outlook for the U.S. dollar. Discover the top investment considerations for navigating Asia’s evolving macro environment.See omnystudio.com/listener for privacy information.

Could a burrito boom say more about the US economy than the bond market? Hosted by Michelle Martin — we unwrap the sizzling rise of fast-casual Mexican food in the U.S. and what it means for Yum Brands and Chipotle. SIAS calls Singapore Paincare’s privatization bid “deeply undervalued” as more firms exit the SGX, but could Chinese IPOs offer hope for the exchange? CDL sheds its South Beach stake in a billion-dollar move to cut debt — will investors bite? Weak U.S. jobs data spooks Wall Street, and CrowdStrike takes a hit after an $11B outage-linked quarter. Plus, a look at STI movers like UOL, CapitaLand Ascendas REIT, and Jardine Matheson.Yum Brands, Chipotle, Singapore Paincare, Paragon REIT, Japfa, CDL, IOI Properties, CrowdStrike, CapitaLand Ascendas REIT, Jardine Matheson, UOL, Meta are discussed.See omnystudio.com/listener for privacy information.

Who are you being? Michelle explores the idea that to truly transform, you need to look at who you are "being" which shows up in your use of language, how you hold your body and your moods.See omnystudio.com/listener for privacy information.

Why have investors been talking about recession risks? Hosted by Michelle Martin, this episode explores how to brace your investments for a potential recession with Elijah Lee, Senior Financial Services Manager at Phillip Securities from a uniquely Singaporean perspective. As Nobel laureates and hedge fund legends warn of global instability and deepening economic fractures, we ask: how can you shift your portfolio? From bonds to dividend stocks, gold to cash reserves - discover smart strategies to weather a downturn and position for long-term security amidst chaos.See omnystudio.com/listener for privacy information.

Is nuclear energy the future of AI—and can Singapore’s stock market survive another delisting? Hosted by Michelle Martin, this edition dives into Meta’s massive 20-year nuclear deal to fuel its AI ambitions. We explore the implications of yet another SGX delisting, this time from Singapore Paincare. Dollar General defies tariff pressure with an earnings surge, while Frencken plans a high-tech facility in Kaki Bukit. Temasek-backed Mapletree Investments hits new highs, and Yangzijiang Shipbuilding leads STI gainers. Companies featured: Meta, Constellation Energy, Singapore Paincare, Frencken, Dollar General, Mapletree, Yangzijiang, ST Engineering, UOL, DFI Retail, Thai Bev.See omnystudio.com/listener for privacy information.

How is cryptocurrency powering one of the world’s deadliest underground economies? Hosted by Michelle Martin, this episode unpacks how digital currencies are entwined with the global fentanyl trade. Michelle speaks with Eric Jardine, Cybercrimes Research Lead at Chainalysis, about how crypto payments oil the rails of illicit supply chains stretching worldwide. We examine preferred cryptocurrencies, shifting payment tactics, and the economic logic behind underground digital commerce. What’s the role of blockchain analytics in tracing and disrupting these flows? How are darknet markets adapting to tighter scrutiny and regulation? And could the next pro-crypto policy wave unintentionally strengthen trafficking networks?See omnystudio.com/listener for privacy information.

What do billion-dollar biotech deals and Stephen Curry’s impostor syndrome have in common? Hosted by Michelle Martin with Ryan Huang, today’s Market View kicks off with two major cancer-fighting pharmaceutical deals—Bristol Myers Squibb teams up with BioNTech while Sanofi acquires Blueprint Medicines. We dive into why Tung Lok’s profits have halved, despite Singapore’s food scene buzzing with new openings and closings. We look at Grab entering the motor insurance industry and later, Nio, CK Hutchison, and Stamford Land take center stage in our corporate UP or DOWN round-up. Plus, we look at STI movers like DFI Retail, Jardine Matheson, and SGX. And in a surprising twist, NBA star Stephen Curry reveals he still battles impostor syndrome—yes, even champions have doubts. Companies mentioned: Bristol Myers Squibb, BioNTech, Sanofi, Blueprint Medicines, Tung Lok, Nio, Stamford Land, CK Hutchison, Vodafone, Jardine Matheson, SGX, DFI Retail. See omnystudio.com/listener for privacy information.

A billion-dollar bet on the future of clean energy is taking shape on Jurong Island. PacificLight’s upcoming hydrogen-compatible power plant, the most efficient of its kind in Singapore, is set to come online in 2029. Hear more about the bold choices behind the project, how hydrogen-ready infrastructure supports Singapore’s net-zero ambitions, and why smart grids could be the silent powerhouse of our energy future as Michelle Martin speaks with Mr Yu Tat Ming, CEO of PacificLight Power. We also look ahead to SIEW 2024 and how Singapore LNG's vision aligns with the event's theme. This SIEWCast series is brought to you by Singapore International Energy Week and Money FM 89.3See omnystudio.com/listener for privacy information.

When did you first feel the weight—and thrill—of managing your own money? Hosted by Michelle Martin, this episode explores the personal financial journeys that begin in university and National Service. Daphne Tan of CMC Markets shares her own early budgeting stories and hard-won lessons. What do today’s students need to know about saving, peer pressure, and planning for the future? Find out how digital tools could’ve transformed our financial starts—and how parents can help without hovering. This is essential listening for anyone stepping into financial independence for the first time.See omnystudio.com/listener for privacy information.

Catch the latest on Berkshire Hathaway, DaVita, UMS Holdings, Acrophyte Hospitality Trust, Frasers Hospitality Trust, DFI Retail, Tenaga Nasional, Red Robin Gourmet Burgers, SATS, Broadcom, Lululemon, Dollar Tree, and CrowdStrike in today’s fast-paced market roundup. When Buffett trims his stake, markets pay attention. Hosted by Michelle Martin with Ryan Huang, this episode dives into director deals, profit surprises, and shifting REIT strategies. DaVita draws scrutiny as Berkshire pulls back. UMS CEO buys more shares—should you follow? Red Robin Gourmet Burgers soars 60% after an earnings surprise. Plus, how AI data centres may light up utility stocks like Tenaga Nasional.See omnystudio.com/listener for privacy information.