MONEY FM 89.3 - Your Money With Michelle Martin

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Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.

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    • Apr 17, 2026 LATEST EPISODE
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    Latest episodes from MONEY FM 89.3 - Your Money With Michelle Martin

    Money and Me: The Singapore Start-Up entering the $300 Billion Gaming Economy

    Play Episode Listen Later Apr 17, 2026 23:22


    What if you too could have a slice of the biggest entertainment industry in the world? The global gaming industry is set to hit $300 billion. We explore how one founder is flipping the model of mobile gaming - turning screen time into outdoor family play with a new kind of mobile game that prioritizes family time and movement. Is this the much-needed reset for how families engage with technology? See omnystudio.com/listener for privacy information.

    Market View: Earnings Shock - Netflix Slides, Pepsi Rallies, TSMC Powers the AI Trade

    Play Episode Listen Later Apr 17, 2026 24:09


    Markets are hitting record highs - but beneath the surface, investors are getting far more selective. Netflix beats earnings but sinks as leadership changes raise deeper questions about growth.Pepsi surprises to the upside - signaling a shift from pricing power to consumer sensitivity. TSMC’s blockbuster results confirm AI demand is translating into real profits across the supply chain. Meanwhile, markets push higher despite geopolitical risks, as investors rotate between growth, yield, and resilience. Also in the spotlight: Netflix, PepsiCo, TSMC, Sigenergy, Keppel DC REIT, SBS Transit, Frasers Logistics & Commercial Trust, Mapletree Logistics Trust. Hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

    Influence: A made-in Singapore AI tutor that can improve how kids learn

    Play Episode Listen Later Apr 15, 2026 20:22


    Want an AI tutor at home for about $40 a month for your primary schooler? Michelle Martin explores one option with guest: Tan Yueh Phern. We unpack how AI learning platforms like Luminee Learning aim to teach process over answers, aligning with Singapore’s MOE syllabus. We also examine whether AI can democratize access to quality education - or deepen the tuition divide.See omnystudio.com/listener for privacy information.

    Money and Me: Your CPF, Your Future - Come 2028 a new scheme for those struggling with decisions in markets

    Play Episode Listen Later Apr 15, 2026 23:53


    Retirement is about to be reinvented - but will the new CPF scheme work for you? Michelle Martin unpacks Singapore’s upcoming CPF Investment Scheme and what it means for your long-term wealth - hosted by Michelle Martin. With Christopher Tan, we break down how scheme compares with CPFIS and who it is really designed for. We explore whether a lifecycle portfolio should be your core strategy, a supporting tool - or something to avoid entirely. From returns to risks, and myths to mechanics, this conversation cuts through the noise on using your CPF to invest. We also zoom out to a bigger question: how AI-driven job disruption could reshape how future generations save for retirement.See omnystudio.com/listener for privacy information.

    Market View: Banks Boom, Oil Surges & AI Goes Physical—Markets Near Highs but Risks Linger

    Play Episode Listen Later Apr 15, 2026 23:08


    Wall Street rallies toward all-time highs as blockbuster earnings from major banks fuel optimism -hosted by Michelle Martin with Ryan Huang. Citigroup and Goldman Sachs lead a trading-driven surge, while JPMorgan and Wells Fargo reflect resilience across lending and dealmaking. Energy markets flash caution: BP rides “exceptional” oil trading gains as geopolitical tensions tighten supply. Tech and innovation accelerate - Amazon’s satellite ambitions, Novo Nordisk’s AI drug push, and Alibaba’s leap into robotics signal a new frontier. In Singapore, the STI breaks past 5,000, led by Mapletree Logistics Trust, while DFI Retail drags—highlighting uneven market strength. See omnystudio.com/listener for privacy information.

    Money and Me: Where to Park $200K as War and Rates collide

    Play Episode Listen Later Apr 14, 2026 27:51


    When the world feels unstable, doing nothing might be your smartest move—or your biggest mistake. As geopolitical tensions and rising energy prices reshape markets, investors are being forced to rethink where safety truly lies. We explore the critical “foundations first” approach - liquidity, protection, and resilience—before deploying capital in uncertain times. From fixed deposits and bonds to gold, silver and REITs, how should investors balance safety versus inflation protection? The UK property market faces a structural reset as the Renters’ Rights Act dismantles the traditional buy-to-let model. Is this an investor exodus - or a shift towards a more professional, regulated market? Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

    Market View: Profits, Policy & Panic - Goldman's Boom Meets Oil Shock Reality

    Play Episode Listen Later Apr 14, 2026 22:34


    We start in Singapore where the MAS has tightened policy for the first time since 2022, even as safe-haven flows push interbank rates lower - a rare divergence. Goldman Sachs delivers blockbuster earnings, powered by AI-driven trading and a resurgence in dealmaking - but investors still hit the sell button. Global markets rebound on Iran ceasefire hopes, while oil volatility continues to signal underlying geopolitical risk. In corporate news, luxury giant LVMH disappoints, CATL eyes a massive capital raise, and Keppel flags second-order shocks. Closer to home, the STI slips, with Hongkong Land dragging while Sembcorp Industries provides a bright spot. We digest market news in this conversation with Michelle Martin and Ryan Huang.See omnystudio.com/listener for privacy information.

    Influence: The New Luxury Code - Ben Jones on Mandala Club, ICON1C & the Experience Economy

    Play Episode Listen Later Apr 13, 2026 17:25


    Meet an insider in Singapore's private club scene. Michelle Martin speaks with Ben Jones, Founder of Mandala Club and Co-founder of ICON1C, to unpack the evolution of modern luxury. From curated community experiences to a bold expansion of Mandala’s physical footprint, Ben shares how private clubs are shifting from exclusivity to meaningful connection. We explore ICON1C’s vision of building a global “house of brands,” including the revival of the 1880 community and its next chapter. Plus, the rise of “social wellness” with ventures like the Mandala Racquet Club, and why offline experiences are becoming the ultimate luxury currency. Where is the experience economy headed next? Find out in this episode of Influence.See omnystudio.com/listener for privacy information.

    Money and Me: REIT Opportunity  & the Mid-Cap Alpha Hunt

    Play Episode Listen Later Apr 13, 2026 17:06


    S-REITs are under pressure - where is smart money quietly stepping towards? Rising oil prices linked to the Strait of Hormuz are driving costs higher and dragging REIT valuations lower. The iEdge S-REIT Index has slipped, but analysts say this correction may be opening a rare window of opportunity. We unpack First REIT’s Indonesian divestment and whether its special distribution is reward - or warning. Plus, CapitaLand Ascendas REIT’s bold S$900M global data centre bet and why mid-cap REITs could outperform the blue chips. Where should investors look next 0 and what risks are being mispriced? Hosted by Michelle Martin with Kenny Loh, REIT Specialist and Wealth Advisory Director.See omnystudio.com/listener for privacy information.

    Market View: Oil Blockade Shock, AI Chip Plays & Earnings Season - Amkor, Apple, TSMC in Focus

    Play Episode Listen Later Apr 13, 2026 23:16


    Markets are rallying - but what does oil flashing over $100 indicate? Geopolitics takes centrestage as Strait of Hormuz tensions escalate, with oil prices surging past US$100 and raising questions about whether this is strategy or shock. We unpack the counterintuitive idea that higher oil prices could be a geopolitical tool - and what that means for China, inflation, and markets. In stock focus, Amkor Technology rides the AI boom with ties to Apple and TSMC, while Wee Hur draws bullish calls from DBS. Earnings season kicks off with Goldman Sachs, JPMorgan Chase, BlackRock and Netflix all in focus. Corporate movers include Hermès, GSK and Olam, while the STI sees gains led by Singapore Exchange - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

    Market View: Amazon to sell AI chips, Oil Shock & The Unexpected Winners

    Play Episode Listen Later Apr 10, 2026 24:18


    Markets are rallying on peace hopes - but oil is telling a very different story. We unpack Amazon’s bold move against Nvidia and what it means for the future of AI economics. From GLP-1 weight loss drugs reshaping retail demand to a tiny shipping ETF becoming a real-time war gauge, second-order effects are driving markets. China’s EV exports surge as oil shocks accelerate the energy transition narrative. In corporate news, Samsung faces selling pressure while Meta doubles down on AI ambition. All eyes on the STI as global tensions ripple through local markets - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

    READ : Beyond Belief by Nir Eyal

    Play Episode Listen Later Apr 10, 2026 24:59


    Bestselling author Nir Eyal shares how our beliefs shape our lives. Our beliefs can either hold us back or propel us toward our dreams. Sometimes we may not even be aware of the beliefs that are running us. Like invisible background code, our beliefs shape our perception of possibility, are the bedrock for motivation and determine when and if we quit on the journey to our biggest dreams. Michelle and Nir discuss limiting money beliefs, the power of prayer and the self-fulfilling power of labels. Go beyond the page of Nir Eyal's new book " Beyond Belief" in this edition of READ with Michelle. Watch the full interview on YouTube.See omnystudio.com/listener for privacy information.

    Money and Me: Landlords are becoming co-living operators

    Play Episode Listen Later Apr 10, 2026 25:15


    What if your property could double its yield - without buying another one? We explore how Singapore landlords are transforming single-tenant homes into co-living cashflow machines. From landed properties in Pasir Panjang to city-fringe condos, hear how investors are unlocking 4% to 7% yields. But behind the numbers lie real trade-offs - renovation costs, tenant turnover, and operational complexity. We break down whether outsourcing to operators like Bespoke Habitat is the key to making it work. Is co-living a smart structural shift or a yield-chasing trend? Hosted by Michelle Martin with Josephine Liu and Arthur Lim.See omnystudio.com/listener for privacy information.

    Money and Me: Are you insured for a specific illness or how a policy defines an illness and its treatment?

    Play Episode Listen Later Apr 9, 2026 26:51


    Even after life-saving surgery, a critical illness claim can be denied. What are you covered for and why? We explore how definitions influence payouts and highlight what consumers seeking "best" or "comprehensive" coverage need to know. With Elijah Lee of Phillip Securities, we unpack what every policyholder must understand about fine print, exclusions, and evolving medicine. From comparing insurers to what you can discuss today with your insurance advisor, we ask: are you truly protected—or just conditionally covered? Practical insights to help you avoid costly surprises - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

    Market View: Oil whipsaws on peace hopes,  AI Moves - Meta, Grab, Delta in Focus

    Play Episode Listen Later Apr 9, 2026 25:08


    Breached ceasefire? As accusations of peace breaches continue to volley, opportunistic buying continues and oil has rebounded. We unpack the market whiplash as Brent crude plunges then spikes, and what it signals about geopolitical risk. In corporate news, leadership drama at Paramount Skydance raises fresh questions over its US$81B Warner Bros. Discovery bid. Meta rolls out a new AI model, Grab doubles down on AI-led growth, while Delta and Constellation Brands signal consumer and cost pressures. Closer to home, the STI climbs with SATS and Hongkong Land leading gains, even as DFI Retail lags. From oil to AI to media consolidation - what’s noise and what’s signal? Hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

    Market View: Ceasefire Relief, Oil Swings & the SpaceX IPO Frenzy

    Play Episode Listen Later Apr 8, 2026 23:49


    The Straits of Hormuz is set to reopen for two week. What does that mean for markets? A fragile US-Iran ceasefire reopens the Strait of Hormuz, sending oil prices sharply lower and easing global supply fears. Singapore rolls out a S$1 billion support package to cushion households and businesses from energy-driven inflation shocks. Meanwhile, investors are already positioning for what could be history’s biggest IPO - SpaceX - fueling inflows into niche space ETFs. In corporate action, AWS scrambles to maintain resilience, Levi Strauss leans into direct-to-consumer growth, Universal Music attracts takeover interest, and OCBC doubles down on sustainability financing. Markets digest volatility and opportunity - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

    Money and Me: Stop Overthinking, Pick the Right Platform & Start Investing

    Play Episode Listen Later Apr 8, 2026 24:11


    If the biggest thing holding you back from investing is just not knowing where to begin, we have got you covered today. We break down what really matters when choosing an investment platform - beyond the hype and flashy interfaces. What do you most need as an investor and how can you match your investment needs from Singapore with a cost-effective platform? We also unpack copy trading, platform safety, and how to switch brokers without derailing your long-term plan.]Join the conversation, hosted by Michelle Martin with guest Tim Phillips, Founder, TimTalksMoney.See omnystudio.com/listener for privacy information.

    Money and Me: When AI Spends for You - The Rise of Agentic Payments

    Play Episode Listen Later Apr 7, 2026 19:31


    Veteran of the crypto market CEO of Morph, Colin Goltra is optimistic that the average person will comfortably let AI spend money on their behalf by the end of this year. A new wave of “agentic commerce” is emerging, where AI agents can negotiate, decide, and transact on your behalf. But with convenience comes risk: how do you trust an AI with your wallet, and what guardrails actually exist? A glimpse into the future of money, control, and commerce - hosted by Michelle Martin with CEO of Morph, Colin Goltra. Morph is an Ethereum Layer 2 blockchain solution focused on global consumer payments.See omnystudio.com/listener for privacy information.

    Market View: AI Boom vs Credit Stress - Chips Soar, Money Pulls Back

    Play Episode Listen Later Apr 7, 2026 19:08


    AI profits are exploding - but cracks are emerging beneath the surface of global markets. Samsung’s blockbuster earnings signal unstoppable demand for AI infrastructure, even as geopolitical risks loom. Meanwhile, private credit shows signs of strain, with Blue Owl hit by withdrawals as Goldman Sachs circles opportunity. Wall Street edges higher cautiously ahead of escalating tensions involving Iran, with markets watching Trump’s next move. In corporate action, Broadcom deepens AI partnerships while Seagate emerges as an overlooked AI play. All eyes now on whether this rally has legs - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

    Money and Me: Investors and North Asia Edge 

    Play Episode Listen Later Apr 6, 2026 18:49


    What if the next big investment opportunity isn’t in the US, but right next door in Asia where much of AI's backbone is being built? We zoom in on the “Golden Triangle” of Japan, South Korea and Taiwan, and why this region could power the next phase of global growth. From Japan’s corporate reforms to Korea’s semiconductor cycle and Taiwan’s dominance in advanced chips, the story is bigger than just tech hype. We also explore where the real AI opportunities lie - from data centres to cybersecurity - after the recent market pullback. And what about risks like currency swings and geopolitical tensions - are investors being paid enough to take them? Michelle Martin speaks with Vance Tan, Financial Services Manager at PhillipCapital - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

    Market View: Oil Shock, AI Wars & EV Reality Checks

    Play Episode Listen Later Apr 6, 2026 21:32


    Markets are climbing - but under the surface, pressure is building fast. Oil surges past US$110 as geopolitical risks collide with resilient US jobs data. Starbucks’ turnaround efforts fall flat with investors, while Bank of America refreshes its top picks for a choppy Q2. Tesla and Lucid signal cracks in the EV story, even as AI talent wars heat up with UBTech’s aggressive hiring. In Singapore, Sembcorp leads gains while Keppel drags, with the STI holding firm for the week. From earnings to economic signals, we unpack what matters next - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

    Money and Me: The transformations ahead for Agentic AI and real estate

    Play Episode Listen Later Apr 2, 2026 24:08


    AI is getting cheaper, smarter - and possibly reshaping everything from property to portfolios. In this episode, hosted by Michelle Martin, we discuss the implications of agentic AI on real estate and what AI commoditisation could shift power towards - platforms, data, or distribution? Then we look closely at China’s rapid AI deployment and ask if it gives them a lasting edge, or if the US still dominates the core technology stack. Arun Pai, Associate Partner of Monk’s Hill Ventures shares his viewsSee omnystudio.com/listener for privacy information.

    Market View: Intel's Comeback, Visa's AI Play & SpaceX's Trillion-Dollar Orbit

    Play Episode Listen Later Apr 2, 2026 22:30


    AI, war tensions and a potential trillion-dollar IPO - markets are juggling momentum and risk. Asia-Pacific markets trade higher as investors bet on easing geopolitical tensions and AI-led growth. Intel surges on signs of a manufacturing-led turnaround, while Visa rolls out AI tools to reshape payments disputes. Microsoft doubles down on Singapore with a US$5.5 billion AI investment, underscoring regional tech ambition. Meanwhile, Elon Musk’s SpaceX IPO could rewrite valuation records even as Iran tensions cast a shadow over tech. In corporate news, OCBC hits a S$100 billion milestone and ST Engineering secures major contracts - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

    Money and Me: Paring risk as the Straits of Hormuz remains closed

    Play Episode Listen Later Apr 1, 2026 16:47


    Wall Street explodes higher as hopes of a U.S.-Iran de-escalation sparked a powerful relief rally across global markets. But with the Strait of Hormuz still constrained, energy supply risks remain dangerously real beneath the surface. Are markets transitioning into a new, more volatile regime? Also, it is getting harder to figure out interest rate direction. What does a “trapped Fed” mean when inflation stays high but growth weakens? Michelle Martin explores what this means for your portfolio with Simon Ree, Founder, Tao of Trading.See omnystudio.com/listener for privacy information.

    Market View: Wall Street moving higher, AI hype meets reality & Eli Lilly eyes expansion beyond GLP-1

    Play Episode Listen Later Apr 1, 2026 22:36


    AI optimism hits a reality check as Microsoft posts its worst quarter since 2008, raising doubts about near-term returns from massive AI investments. Competition from Google, OpenAI and Anthropic intensifies as Copilot adoption lags expectations. Meanwhile, McCormick’s $45B acquisition of Unilever’s food unit signals a major shift in consumer staples strategy. Wall Street rallies hard, with the Dow surging over 1,100 points, as investors weigh geopolitics, oil and positioning. In corporate moves, Nvidia backs Marvell Technology, while Eli Lilly expands into sleep therapeutics. Closer to home, STI weakness masks deeper corrections in names like City Developments Limited and Jardine Matheson - hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener for privacy information.

    Money and Me: $1,900 psf & the Safe-Haven SG Surge. Where is a smart bet in SG property today?

    Play Episode Listen Later Mar 31, 2026 24:05


    Michelle Martin chats with the Chairman of real estate agency Crestbrick for insights into today's valuable property and prospects for future gains. A sold-out launch in Tampines and rising global uncertainty are reshaping how investors view property. Rivelle Tampines’ rapid sales at nearly $1,900 psf raise questions about affordability, demand, and the evolving upgrader market. Geopolitical tensions in the Middle East are driving relocation interest into Singapore, reinforcing its appeal as a safe-haven destination. We explore what could trigger temporary renters to become long-term property investors - and what that means for yields. The AI revolution is quietly transforming demand for office, residential, and industrial space, with winners and losers emerging. And with Singapore’s aging population, the very definition of “prime property” may be shifting in ways investors can’t ignore.See omnystudio.com/listener for privacy information.

    Market View: REIT Resets, AI Angst & A Contrarian Buy Signa

    Play Episode Listen Later Mar 31, 2026 25:13


    A property trust is selling, and a millionaire is buying more of his own company. What signals are markets sending today? Markets are navigating a complex mix of asset sales, geopolitical tension, and tech sector volatility, find out how in the show hosted by Michelle Martin with Ryan Huang. Manulife US REIT and OUE REIT both move to divest assets, but for very different strategic reasons. In the US, stocks wobble as the Iran conflict weighs, even as the Fed signals no urgency to hike rates. Tech names like Nvidia and Micron slide sharply, raising fresh questions about AI demand durability. Meanwhile, insider buying at Palo Alto Networks hints at confidence beneath the surface. Back home, the STI struggles to hold key levels, but there is a bright spot shining amid broader weakness.See omnystudio.com/listener for privacy information.

    Money and Me: War's Ripple Effects -What Investors Need to Remember

    Play Episode Listen Later Mar 30, 2026 25:10


    When geopolitical shocks ripple through supply chains and markets, what should investors hold onto? The war’s ripple effects are spreading - from energy disruptions hitting everyday businesses to growing stress across global markets. Michelle Martin speaks with Swapnil Mishra, Author of Investing for the Clueless, Reckless and Overly Cautious, on how investors are navigating this uncertainty. We unpack why the US dollar is surging as a safe haven while gold behaves unexpectedly. Energy and defence stocks are in focus - but are investors chasing momentum too late? And where can you still find resilience and opportunity in a market defined by volatility, hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

    Market View: Insider Signals, War Shockwaves & Markets on the Brink

    Play Episode Listen Later Mar 30, 2026 24:41


    When CEOs are buying, markets are falling, and butter chicken disappears off menus - what is the market trying to tell us? Asia-Pacific markets tumble as Iran war fears deepen, while Wall Street logs its longest losing streak in nearly four years. Michelle Martin and Ryan Huang unpack insider buying at Palo Alto Networks, Pop Mart and ABR - even as institutional investors pull back. We explore how geopolitical shocks are rippling through everyday life - from fuel shortages in the Philippines to supply chain disruptions in India. Meanwhile, more than half of S&P 500 sectors are in correction territory - raising the question: is a broader downturn inevitable? In corporate focus: BYD, Gap, Berkshire Hathaway and DBS, alongside weakness in Singapore REITs like Keppel DC REIT and Mapletree Logistics Trust. Plus, what to watch this week as earnings from Nike and Conagra Brands take centrestage, hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

    Market View: Chip stocks are shaken because of this breakthrough. How to  make smart bets on the robotic boom. Oil fears are rattling markets and companies

    Play Episode Listen Later Mar 27, 2026 20:50


    Markets turned volatile as a Google AI efficiency breakthrough rattled memory chip makers like Samsung Electronics and SK Hynix, raising questions about future demand. Meanwhile, Jefferies flags a coming humanoid robot wave, spotlighting players like Analog Devices and NXP Semiconductors. Wall Street saw its sharpest drop since the Iran conflict began, with oil volatility and inflation fears weighing on sentiment. In corporate news, earnings disappoint at Concord New Energy and Shangri-La Asia signal cracks in recovery narratives. Plus, Singapore markets weaken as Hongkong Land and Jardine Matheson Holdings drag the STI lower - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

    Influence: Fractional leaders are in demand 

    Play Episode Listen Later Mar 27, 2026 14:25


    What if the future of leadership isn’t full-time - but precisely on demand? Fractional leadership seems to have gone from niche to mainstream almost overnight - but the reality is, this has been building for years. Michelle Martin speaks with Sara Daw, Global CEO of The CFO Centre and The Liberti Group, and author of Strategy and Leadership as a Service. We explore what’s driving the post-pandemic surge, and whether this is a cost play - or a fundamental redesign of leadership itself. How does fractional leadership actually work in practice, and can companies balance flexibility with accountability and cohesion? Plus, what this means for talent, the future of the C-suite, and whether entire companies could soon be built on fractional models - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

    Money and Me: Own Gold Without a Vault - Understanding Gold ETFs

    Play Episode Listen Later Mar 27, 2026 25:40


    Where is the Asian equivalent to Fort Knox? How can you invest in physical gold? Michelle Martin breaks down the surge in gold investing as prices hit record highs and uncertainty drives demand for safe havens. With guest Ong Xun Xiang, Head of ETFs at Lion Global Investors, we unpack how gold ETFs offer access without the hassle of storing physical bars. What exactly is a “physical gold ETF,” and is it truly backed by real gold stored in vaults like Le Freeport Singapore? We explore the pros, cons, and misconceptions - from “paper gold” fears to liquidity advantages over jewellery and coins. Plus, what Singapore’s first homegrown gold ETF listing in 20 years means for investors - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

    Money and Me: Oil Shock, Gold Paradox & The Hidden Risks in Private Credit

    Play Episode Listen Later Mar 26, 2026 24:39


    Oil spikes, gold stumbles, and private funds start locking the gates - are investors missing the real risks? March has reshaped the investing landscape as geopolitical tensions send oil soaring and markets into flux, hosted by Michelle Martin. Brent crude surges past $120, forcing investors to rethink inflation, energy exposure and portfolio resilience. At the same time, gold’s unexpected decline challenges its role as the ultimate safe haven in times of crisis. We also unpack why private credit funds are “gating” redemptions - and what that signals about underlying liquidity risks. Plus, why Asia may feel the pain of higher oil prices more acutely than the rest of the world - and what investors should watch next.See omnystudio.com/listener for privacy information.

    Market View: The Social Media Addiction Trials and tech counters, Keppel's $200B Bet & AI's Next Power Play

    Play Episode Listen Later Mar 26, 2026 24:18


    Social media giants face a legal reckoning, Keppel races toward a $200 billion ambition, and AI stocks are back on fire - what does it all mean for investors? Markets are navigating a collision of regulation, reinvention and rally, hosted by Michelle Martin with Ryan Huang. A landmark ruling puts pressure on platforms like Meta, Instagram and YouTube, raising new risks for Big Tech. Meanwhile, Keppel pivots hard into an asset-light future, chasing scale in infrastructure, energy transition and digital assets. In the US, names like Super Micro, Dell and HPE surge as AI demand fuels a fresh wave of optimism.Plus, UP or DOWN on Microsoft, On Holding, Banyan Group and Japanese IPOs - while Apple teases its next AI leap.See omnystudio.com/listener for privacy information.

    READ : Jobhunting by Ricky Foo

    Play Episode Listen Later Mar 25, 2026 24:47


    If you need a new blueprint for thinking about careers, Michelle says, this is the book to pick up. In this conversation with Ricky Foo, author and headhunter, she explores the uncomfortable truth: job hunting is no longer a one-off slog but requires an "always-on" mindset. Why is the traditional CV-and-apply model breaking down in an AI-filtered world?How can you approach personal branding with a “Four P” of strategy? We unpack how to stay relevant, mid-career reinvention, job scarcity at senior levels, and whether AI is shrinking opportunities - or reshaping them and our approach to getting that great next job.See omnystudio.com/listener for privacy information.

    Money and Me: Does Your Retirement Strategy Need an Update?

    Play Episode Listen Later Mar 25, 2026 20:39


    As Asia ages at record speed, the old “save then spend” playbook is evolving. Michelle Martin speaks with Andy Budden of Capital Group on why a 100-year life demands a complete rethink of investing. From China’s pension pressures to Singapore’s CPF LIFE, the gap between savings and real needs is widening. We explore why income resilience - not just portfolio size - is the new goal for retirees. And how multi-asset strategies are emerging as the bridge between growth, protection, and lifelong income.See omnystudio.com/listener for privacy information.

    Market View: AI Reckoning, Oil Surge & Governance Shock

    Play Episode Listen Later Mar 25, 2026 22:31


    A $375M verdict, oil profits on steroids, and AI winners splitting from losers - markets are sending sharp signals. Asia-Pacific markets take their cue from Wall Street’s wobble as geopolitics and valuations collide, hosted by Michelle Martin with Ryan Huang. From Meta’s landmark legal setback to TotalEnergies flagging unprecedented refining margins, policy and profit cycles are colliding. In tech, Arm Holdings surges on AI optimism while Micron Technology slides despite strong earnings - a divergence investors can’t ignore. Meanwhile, governance questions deepen at Grab Holdings, even as U.S. equities start to look “cheap” again. Singapore’s Straits Times Index edges higher, with DFI Retail Group and Jardine Matheson leading, while Wilmar International lags. And in the Last Word - Apple bets big on an AI-powered Siri reboot.See omnystudio.com/listener for privacy information.

    Influence: Meet The Straits Times Singaporean of the Year, Dr Chen Shiling 

    Play Episode Listen Later Mar 24, 2026 26:27


    Michelle Martin speaks with Dr Chen Shiling, Founder of the Happee Hearts Movement and Straits Times Singaporean of the Year 2025, in this deeply moving conversation on purpose and impact. She could have been a successful nephrologist but instead is using her medical skills to step into the gap she saw for inclusive healthcare. We explore what “high-quality healthcare” truly means for adults with intellectual disabilities - and where the current system can fall short. Dr Chen opens up about what it really takes to unlock healing for those with intellectual disabilities, as we ask: what must Singapore do next to truly leave no one behind?See omnystudio.com/listener for privacy information.

    Money and Me: REIT Fatigue & Pharma Shock - What's Spooking Investors?

    Play Episode Listen Later Mar 24, 2026 24:17


    From weak demand for REIT fundraising to a sharp selloff in one of Europe’s biggest companies, markets are sending mixed signals, hosted by Michelle Martin with Willie Keng, Founder, Dividend Titan. (https://www.dividendtitan.com) Lendlease REIT’s preferential offering saw a tepid response, raising concerns about investor appetite for yield plays in a higher-rate world. At the same time, Novo Nordisk - once a market darling - has plunged sharply, wiping out billions in value. We unpack whether this is a valuation reset, competitive pressure, or a deeper shift in the obesity drug narrative. What does this mean for income investors relying on REITs and growth investors chasing healthcare innovation? Plus; Michelle and Willie discuss how if the AI craze is leading us to overlook skills important to build to flourish. See omnystudio.com/listener for privacy information.

    Market View: Founder Power Boosted, Where is the Oil Whiplash Hurting & Which Market Signals Signal Caution?

    Play Episode Listen Later Mar 24, 2026 23:22


    A single post moves markets, oil swings wildly, and one founder widens his grip - are investors missing the bigger risks? Markets whipsawed overnight as geopolitics, governance and energy shocks collided in real time, hosted by Michelle Martin with Ryan Huang. Grab’s proposal to boost founder voting power raises fresh questions about control versus accountability - even as it expands into fintech and M&A. Oil plunged more than 10% after signals of easing tensions, but underlying damage to Middle East energy infrastructure may keep prices volatile. Unusual pre-announcement trading activity is sparking debate about market efficiency and information asymmetry. Meanwhile, corporate moves from Sony, Tokio Marine, Lumentum and Hybe highlight divergent sector momentum. Closer to home, the STI remains under pressure, with broad-based declines signalling cautious investor sentiment. See omnystudio.com/listener for privacy information.

    Influence: From "Simi si TOP?" To IPO success - The Placemaker Story

    Play Episode Listen Later Mar 23, 2026 24:41


    Michelle Martin speaks with Eugene Lim, Founder and CEO of “The Assembly Place,” on the lessons from his new book "The Placemaker" which is about this Singapore entrepreneur how used streetsmarts to develop a whole new business model of community living. From launching in 2019 to listing on the Singapore Exchange, his journey is a masterclass in resilience and reinvention. Eugene shares the mindset shifts required to move from one of the youngest real estate agents at age 22 to becoming CEO of a listed company. Plus his plans to extend dignity and community to underserved segments like migrant workers. Hosted by Michelle Martin Guest: Eugene Lim, Founder and CEO of “The Assembly Place” and his book "The Placemaker".See omnystudio.com/listener for privacy information.

    Money and Me: Behind Homegrown Gaming Hit - Havendock

    Play Episode Listen Later Mar 23, 2026 23:40


    What if one person, one idea, and one restless night could build a global gaming success? Michelle Martin sits down with 33-year-old Yeo Ying Zhi, founder of YYZ Studio, to explore how indie developers are reshaping the gaming industry. From building Havendock into a 100,000-player hit to creating viral web games like Enchanted Heroes, YYZ shares what it really takes to go solo. We unpack the indie business model - owning your IP, taking full risk, and competing without big studio backing.Hosted by Michelle Martin. See omnystudio.com/listener for privacy information.

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