MONEY FM 89.3 - Your Money With Michelle Martin

Burnout culture isn’t just a buzzword - it’s a crisis with real workplace consequences. Singapore ranks as the third most burnt-out city in the world, with sobering statistics on youth suicide and overwhelmed managers. Hosted by Michelle Martin, this episode explores what sustainable performance really looks like in high-pressure environments. Tim MacCartney, Senior Vice President, Asia-Pacific at EZRA Coaching, shares insights on shifting from relentless output to resilience-driven teams. Discover why managers are especially vulnerable to burnout and what support systems they need most. Plus, hear how coaching is evolving to equip leaders and sustain high-performing cultures.See omnystudio.com/listener for privacy information.

Wall Street climbs to fresh record highs as investors cheer tech and retail momentum. Alibaba slashes its stake in SingPost by more than half, losing its status as a substantial shareholder -what does this mean for the local mail giant? Oracle shares rocket 27%, marking their best day since 1999, as cloud projections overshadow an earnings miss. Apple unveils the iPhone 17 Air, AirPods Pro 3, and Apple Watch Series 11 - are these incremental upgrades or game-changers for its ecosystem? Plus, a quick look at the STI as it slips below the 4,300 mark, dragged by Jardine Matheson. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Is traditional marketing facing an uphill swim? How much money have you lost in marketing that doesn’t work? Join Michelle Martin as she dives into Swimming Downstream by Judd Labarthe, a strategist who’s guided brands like Volkswagen, Mastercard, Nestlé, and Leica. Discover why he believes marketing is “broken,” driven by myth, opinion, and herd mentality - and how businesses can stop wasting money on tactics that don’t drive growth. Explore the evidence-based principles of winning new customers, building brand fame, and measuring true success. Judd also shares why CEOs - not just CMOs - must be part of the marketing conversation, and how AI could help or hurt the industry’s future. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Singapore’s small- and mid-cap IPO market is roaring back, powered by MAS liquidity measures and a wave of fresh listings. Join us as Vincent Toe, Co-founder and MD of ICH Group, shares how anchor investors are reshaping IPO confidence and attracting cross-border capital. We explore Singapore’s growing role as a listing hub amid global shifts, the readiness of deep tech and AI for IPOs, and lessons from success stories like Lum Chang Creations and Info-Tech. Plus, insights for retail investors eager to ride this new growth wave. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Power struggles, cloud disruptors, and political shocks are moving markets. Hosted by Michelle Martin in this solo edition of Market View, dive into Lachlan Murdoch’s takeover of the Fox and News Corp empire, JPMorgan’s bullish call on a fast-growing cloud stock, and market reactions to leadership shifts in Japan and Indonesia. Hear why Nebius and Xpeng are gaining traction, while Cosco, Orient Overseas, and mm2 face headwinds. Plus, a check on the Straits Times Index, where Yangzijiang Shipbuilding outshines while SingTel lags. Insight-packed, forward-looking, and focused on what matters for your money today.See omnystudio.com/listener for privacy information.

The 2025 Chainalysis Global Crypto Adoption Index shows APAC grew 69% year-over-year, adding nearly US$1 trillion in transaction volume. India, Vietnam, and Pakistan are driving grassroots adoption, while Singapore jumps into the top 20 globally when adjusted for population. Stablecoins are exploding in use cases. Meanwhile, Bitcoin remains the top fiat on-ramp. We break down the findings, U.S. policy shifts, and Asia’s regulatory edge with Chengyi Ong, Head of Policy APAC at Chainalysis. Hosted by Michelle Martin, this episode explores the opportunities and risks shaping the next wave of global crypto adoption.See omnystudio.com/listener for privacy information.

Want to know which companies Goldman Sachs says have real staying power? Hosted by Michelle Martin we break down Goldman’s picks: Walmart, Ollie’s Bargain Outlet, T-Mobile, Charles Schwab, and Porch Group. We also spotlight Singapore’s Fitness Champs IPO and what its U.S. debut means for Asian expansion. Plus, the Fed’s next move, Apple’s iPhone launch, earnings from Oracle, Adobe, and Kroger, and tariff decisions looming over tech stocks. In our UP or DOWN segment: Robinhood, Lululemon, Hyundai, and Tesla’s trillionaire ambitions all get the spotlightSee omnystudio.com/listener for privacy information.

A new Zoom study shows that while Singapore’s 18–24-year-olds value AI speed and efficiency, 92% still want the option of escalating to a human agent. What does this paradox reveal about the limits of AI in customer and workplace experiences? We unpack how brands can avoid loyalty killers and design seamless journeys that balance tech and empathy. The findings also raise important questions for leaders planning tech investments and multi-generational workforce training. Hosted by Michelle Martin featuring Lucas Lu, Head of Asia at Zoom.See omnystudio.com/listener for privacy information.

China’s EV market is on fire – but can Nio survive the heat of “involution”? Nio’s sales surge, but mounting losses raise questions about the sustainability of China’s EV frenzy, where rivals like BYD, Geely, and Xiaomi fight for dominance. Meanwhile, Morgan Stanley sees long-term winners despite Beijing’s call to tame competition. Across the Pacific, AI dominates earnings with Salesforce, Figma, and Hewlett-Packard Enterprise all under investor scrutiny. Plus, we size up UP or DOWN moves in Campbell’s, Macy’s, CNMC, and Keppel DC REIT. Hosted by Michelle Martin with Ryan Huang, bringing you insights on Nio, BYD, Salesforce, HPE, Figma, and more. See omnystudio.com/listener for privacy information.

Will you save money buying an EV? What are the real running costs? What are the costs of insuring an EV? Is owning an EV in Singapore really a smart financial move? Join Michelle Martin as she digs into the dollars and sense of electric vehicle ownership. With Dhiren Amin from Income Insurance and Stanley Chan who bought his first EV a year ago. Hear first-hand what goes into insuring and driving an EV. From premiums to maintenance, charging costs to lifestyle changes, we separate hype from reality. Are Singaporean drivers ready for the switch, and will premiums ever come down? This is a grounded look at the EV revolution, putting your costs at the centre of the debate - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Google avoids the breakup of Chrome but must share its search data with rivals like Bing and DuckDuckGo according to a federal judge in the US. Alphabet shares rally while Apple also ticks higher. Kraft Heinz, once a Warren Buffett favorite, is splitting up after years of sagging value. We track Buffett’s disappointment and whether a breakup could unlock hidden worth. Singapore’s STI edges past 4,300 before settling at 4,298, powered by Genting Singapore and SingTel milestones. And in the UK, pubs pull their last pint under cost pressures. All this plus the treadmill cinema screening of Stephen King’s The Long Walk - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

CareShield Life is changing - are you paying more or getting more value? Monthly benefits are stepping up 4% a year even as premiums rise for five years, so how should households plan cashflow? We unpack what the changes mean for you. We explore the hidden bills families don’t see coming and on the ground realities. When do private supplements make sense? What will help with inflation? All explained in plain money terms - hosted by Michelle Martin with guest Elijah Lee, Senior Financial Services Manager, Phillip Securities.See omnystudio.com/listener for privacy information.

Singapore’s streets are shifting - Prive is no more, taxis consolidate, and chips are getting their Catalist moment. ComfortDelGro snaps up the rest of CityCab as investors cheer and ST Engineering slips, raising questions on fares and competition. F&B and cinema pain deepens with Prive’s shutdown and Cathay Cineplex’s exit - are costs or consumer fatigue to blame? A homegrown bright spot: MetaOptics eyes a listing with meta-lenses made on semiconductor lines, but profits remain a work in progress. UP or DOWN rolls through Alibaba, Xpeng, Sembcorp, Yangzijiang Shipbuilding and Gold for the market’s telltale themes. All this and the latest STI movers - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Can we stop fighting our painful emotions and instead learn to hold them with calm curiosity? Hosted by Michelle Martin, today’s episode explores a new self-help book with acceptance and commitment therapy (ACT) at its core. Written by psychologist Ben Sedley, the book helps readers understand why treating yourself with compassion can be more powerful than chasing positivity. We dive into the book Holding the Heavy Stuff and its lessons for managing anxiety, depression, trauma, OCD, and even chronic pain. Learn how ACT differs from mindfulness while helping us connect with our values and take meaningful action. See omnystudio.com/listener for privacy information.

Heard of the reinsurance market? On Money and Me, Kenrick Law, Chair, Singapore Reinsurers’ Association speaks with Michelle Martin to discuss how the field is evolving and why Singaporeans may want to consider a career in it.See omnystudio.com/listener for privacy information.

Which directors are buying, and what does it mean for the market? Hosted by Michelle Martin with Ryan Huang, today’s Market View dives into insider moves and broker calls. We spotlight iFast, Intraco, Q&M Dental, Info-Tech Systems, and OCBC’s bullish call. US markets are shut for Labor Day, but September’s volatility looms large. Locally, Jardine Matheson and Keppel surged while Genting Singapore and ST Engineering lagged. And for our “Last Word,” Spielberg’s Jaws still has bite, 50 years on. See omnystudio.com/listener for privacy information.

He looks at numbers differently. They tell him stories. How did this self-made CEO build his billion-dollar property empire? Ismail Gafoor, Co-founder and Executive Chair of PropNex, shares his journey in his new book I Am Not Good Enough. From early self-doubt to leading Singapore’s largest listed real estate agency, his story blends memoir with corporate history. He talks about regrets, resilience, and why turning failure around, is among his strengths. We also hear his views on wealth, debt, and whether the property route is still the Singapore dream. All this and more, hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Warren Buffett’s Berkshire Hathaway is doubling down on Japan’s trading houses — but what does the Oracle of Omaha see that others might miss? Tech stocks continue to power Wall Street, lifting indices to fresh highs. It’s our daily game of UP or DOWN: Meituan, Didi, Tesla vs BYD, Geo Energy, GuocoLand, and Pop Mart. Plus, a check on the Straits Times Index, with Thai Bev leading and Genting Singapore dragging.And for our Last Word: Cadillac speeds into Formula 1 with Sergio Pérez and Valtteri Bottas at the wheel. All this and more, hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener for privacy information.

Nvidia smashes earnings with US$26 billion in revenue, but markets still sell the stock — what does that tell us about investor nerves around AI? Hosted by Michelle Martin, this episode dives into Washington’s extraordinary 10% equity stake in Intel, what it signals for the future of strategic industries, and how subsidies and politics are reshaping valuations. We also explore the global chip war — from U.S. subsidies to China’s AI push and Japan’s resurgence — and what it means for investors in Nvidia, AMD, Intel, and TSMC. Then, we turn to consumer psychology, as Pop Mart’s Labubu blind box mania grips China even amid regulatory warnings. Are blind boxes a fad, a bubble, or a deep cultural trend? Guest Swapnil Mishra, author of Investing for the Clueless, Reckless and Overly Cautious, joins with sharp insights for investors navigating tech, politics, and pop culture. See omnystudio.com/listener for privacy information.

A billion-dollar REIT and Nvidia’s market riddle, — markets are firing on all cylinders. Hosted by Michelle Martin with Ryan Huang, this episode unpacks JD.com’s consortium-led listing in Singapore, Nvidia’s blockbuster earnings, and what US retail headlines reveal about the American consumer. Companies featured include JD.com, CapitaLand Ascendas REIT, NTT DC REIT, Nvidia, CrowdStrike, Kohl’s, Abercrombie & Fitch, American Eagle, Krispy Kreme, MonAmi, Genting Singapore, Jardine Matheson. Is investor optimism keeping pace with the numbers, or are cracks beginning to show? We dive deep into AI, retail, and real estate. Plus, our UP or DOWN segment brings sharp calls on market movers from Krispy Kreme to Abercrombie. See omnystudio.com/listener for privacy information.

Are you saving as much as 40 % with your food delivery platform? Michelle Martin speaks with Raphael Zennou, VP Quick Commerce, foodpanda to find out how food delivery platforms are evolving with changing consumer behaviours, technology and financial products.See omnystudio.com/listener for privacy information.

A hopeful new book filled with stories about men bravely surviving serious medical battles will soon hit bookshelves in Singapore. Men are more likely to service their cars than schedule a health check-up — but at what cost? Hosted by Michelle Martin, this episode dives into Man Up!, a new book that brings raw and honest survivor stories of men battling serious health challenges. Author Dr Lee Lui Shiong, Head of Urology at Sengkang General Hospital, joins Michelle to discuss the cultural taboos that hold men back from early detection. We explore differences in health-seeking behaviours between men and women, and what drives higher male mortality. From caregivers’ roles to lifestyle changes, hear how awareness and action can save lives.This is a rare read that challenges outdated ideas of masculinity to put men’s health front and centre.See omnystudio.com/listener for privacy information.

Who holds the crown as Singapore’s most valuable company — DBS or Sea Limited? Hosted by Michelle Martin with Ryan Huang, we dive into the rivalry between banking and e-commerce giants. We unpack the Trump administration’s bold move with Intel and what it could mean for defense players like Lockheed Martin, Boeing, RTX, and Northrop Grumman. The Fed, tax moves, and tech giants also come under fire as Trump reshapes market dynamics. In our Up or Down segment, we size up Keppel, Seatrium, Haidilao, Maybank, and Signet Jewelers. Plus, the STI’s movers like SGX and SingTel, and our Last Word on Cadillac’s Formula 1 debut.See omnystudio.com/listener for privacy information.

Private equity is at a turning point in 2025, and investors are watching closely. Globally, deal value has jumped 19% in the first half, signaling renewed momentum. Here in Southeast Asia, while fundraising has slowed, opportunities are shifting toward resilient sectors like tech, healthcare, and renewables. So what can we expect in the next 6–12 months for Singapore and the region? Which Southeast Asian markets are set to attract more activity in H2 2025 and into 2026—and what will drive that momentum? Luke Pais, Asia-Pacific Private Equity Leader at EY-Parthenon, shares the outlook, hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Big deals are shaking up the beverage and sports worlds! Keurig Dr Pepper takes on JDE Peet in an $18 billion reset, while Puma might be changing owners. Intel gets caught up in a political tug-of-war as President Trump’s stake sparks sovereign wealth fund chatter. Meanwhile, investors weigh in on Thomson Medical, Marco Polo Marine, SingPost, and Nio. The Straits Times Index opens flat, with REITs and banks in focus. All this and more, hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Who’s buying, who’s selling — and what do the deals reveal? Hosted by Michelle Martin with Ryan Huang, we break down Keppel’s bold share buybacks, Metro Holdings’ director trades, and Q&M Dental’s unusual mix of buying and selling. Then, the US government shocks markets with a 10% stake in Intel — one of the biggest state interventions since 2008. We size up Wall Street’s mixed week, preview earnings from Nvidia, Snowflake, Dell, Crowdstrike, and Li Auto, and play Up or Down with Google, Nio, SingPost, and Creative Technology. Plus, we check in on the Straits Times Index, Mapletree Logistics Trust, SingTel, and DFI Retail. And for the Last Word: Netflix’s KPop Demon Hunters storms cinemas with singalong screenings, cosplay fans, and Billboard-topping anthems.See omnystudio.com/listener for privacy information.

How does an investor make sense of market signals? DBS crosses the $50 milestone — but should investors chase momentum or take profit? Hosted by Michelle Martin, this episode features Willie Keng, Founder of Dividend Titan, who explains why he isn’t buying DBS at these levels and why he sold out of ST Engineering despite its $31 billion order book. We dive deep into Singapore’s three big banks — DBS, OCBC, and UOB — and ask which one is best positioned for growth today. PropNex’s record profits also come under the spotlight: what do they reveal about the resilience of Singapore’s property market? ST Engineering’s stellar performance raises the valuation dilemma — when is “too high” really too high?See omnystudio.com/listener for privacy information.

What does it really take for women to make it to the boardroom? Hosted by Michelle Martin Guest: Jovina Ang, Director of Communication and Board Member, this episode examines the hidden rules of board appointments. We explore the four distinct paths women can take to board roles — from the tough CEO track to skills-based expertise, legacy leadership, and recognized thought leadership. Jovina Ang shares why sponsorship, not just mentorship, can make the difference. She also unpacks strategies for building a personal brand, showing social proof, and attracting the right sponsors. For aspiring women leaders, this is a roadmap to prepare before opportunity knocks. See omnystudio.com/listener for privacy information.

Retirement isn’t dead—but it may be reinventing itself before our eyes. Hosted by Michelle Martin, this episode examines why 13% of retirees are heading back to work in 2025 and what it means for the rest of us. From FIRE to “micro-retirements,” younger generations are reimagining financial freedom, but often without a solid plan. Guest Polka Mishra, Partner at Javelin Wealth Management, argues that ages 30–50 are the “accumulation years” where financial choices make or break your retirement dream. She reveals the hidden costs of delay, the trap of premature de-risking, and the power of starting early. Whether you aim to retire early, or simply retire well, this conversation bridges aspiration with actionable strategy.See omnystudio.com/listener for privacy information.

Wall Street’s losing streak deepens as Walmart posts a rare profit miss. Hosted by Michelle Martin with Ryan Huang, this episode dives into Walmart’s sales resilience, India’s luxury beauty boom, and corporate shake-ups. Global giants like L’Oréal, Shiseido, Estee Lauder, and Amorepacific are zeroing in on India’s rising consumers.We break down the UP or DOWN calls on Johnson & Johnson, Baidu, Great Eastern, Thomson Medical, and Coliwoo. Plus, a spotlight on the Straits Times Index movers SATS and DFI Retail. Catch the latest insights and signals shaping markets today.See omnystudio.com/listener for privacy information.

From fiery ramen to quirky toys, viral sensations are reshaping markets at lightning speed. Hosted by Michelle Martin, this episode dives into Samyang’s Buldak noodles — up 93% this year — and Pop Mart’s Labubu dolls, driving nearly 400% profit growth in six months. Are Millennials and Gen Z really spotting tomorrow’s winners first, or just creating the trends themselves? Arun Pai from Monk’s Hill Ventures joins Michelle to unpack the fine line between hype and fundamentals. Discover what investors should watch to know if viral growth is sustainable or fleeting. Companies mentioned: Samyang Foods, Pop Mart.See omnystudio.com/listener for privacy information.

Wall Street’s AI stars, US retail giants, and a surprising food inflation play — what’s driving markets today? Hosted by Michelle Martin with Ryan Huang, this episode spotlights Albertsons, Nvidia, Palantir, Target, TJX, Lowe’s, SATS, Beng Kuang, Grab, Hongkong Land, and Jardine Matheson. Discover why JP Morgan is bullish on Albertsons as inflation lingers. Hear how Nvidia and Palantir helped steady Wall Street amid tariff worries. Dive into the retail split as Target falters, TJX thrives, and Lowe’s doubles down with an $8.8 billion buyout. Plus, local highlights with SATS, Grab, and the STI check-in. See omnystudio.com/listener for privacy information.

Singapore’s GDP outlook has just been revised—what does this mean for your money and your next move? In this episode, we decode the implications of Singapore’s 2025 growth forecast and what it means for portfolios. From resilient sectors to alternative assets, discover where opportunities may lie even in a cautious climate. Simon Foo, Financial Services Associate Director at Phillip Capital, shares strategies for balancing short-term caution with long-term growth. We explore practical ways to generate income and preserve capital without excessive risk. Plus, how do you best tap into Singapore's economic growth? Hosted by Michelle Martin, this episode equips you to stay agile amid persistent global and geopolitical uncertainty. See omnystudio.com/listener for privacy information.

UOL’s stock is on fire—up nearly 40% this year—can the rally last? Analysts from CGS International, Citi, and DBS say yes, pointing to smart land buys and blockbuster project launches. Meanwhile, Wall Street cools as AI heavyweights like Nvidia and Palantir stumble. In today’s UP or DOWN, we size up Home Depot, Viking Therapeutics, Xiaomi, and iFast. The Straits Times Index regains the 4,200 level with Jardine Matheson in the lead, while ST Engineering lags. From Singapore property giants to global market movers, we connect the dots for investors. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

What if the smartest real estate play isn’t buying buildings, but financing them? In this episode, we dive into the rising world of real estate credit, an asset class delivering stable income in today’s shifting interest rate landscape. eith Ong, CEO of RealVantage, joins Michelle Martin to explain how credit compares with direct property and S-REITs. Discover how investors can gain exposure, what risks and returns to expect, and the vehicles that suit different risk and liquidity profiles. Hear real examples of how RealVantage structures investments in this space. A must-listen for those seeking income, diversification, and capital protection. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Intel’s turnaround story just got bigger—SoftBank is investing $2 billion while the U.S. government may take a 10% stake. Nio is steering its EVs into Singapore for the first time, widening its global footprint. Wall Street holds near record highs as bulls and bears clash ahead of Jerome Powell’s Jackson Hole speech. We play UP or DOWN with Novo Nordisk, Palo Alto Networks, Yangzijiang Financial, and CapitaLand Ascendas REIT. The Straits Times Index slips under 4,200, with ST Engineering, Sembcorp, and Keppel dragging while Frasers Logistics shines. And our Last Word spotlights Judy Faulkner, who built Epic Systems into a health-tech empire from her basement. Hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Wall Street’s on fire — global indices are smashing records while Singapore’s STI breaks 4,200 for the first time. Hosted by Michelle Martin, this episode asks what’s fueling the rally: Fed rate cut hopes, AI productivity, or strong earnings. Cheng Chye Hsern, Head of Investment at Providend, shares his insights on whether Singapore banks can keep leading the charge. With T-bill yields sinking to 1.59%, we explore where investors can turn for income. From safe-haven options to riskier plays, which assets still look attractive? Plus, the impact of messy U.S. inflation and tariffs on Fed policy, and what to watch as we head into year-end. See omnystudio.com/listener for privacy information.

Wells Fargo names its top stock picks, but are they really set to sprint ahead? Hosted by Michelle Martin with Ryan Huang, this episode dives into the investment bank’s spotlight on Spotify, Sunrun, Nextracker, RealReal, and Williams Companies. We explore why some of these names are soaring over 60% this year while others stumble. Then, we zoom out to a broader market rally led by small-caps and rising rate cut expectations. Retail heavyweights like Walmart, Home Depot, and Target take center stage as earnings season winds down. Plus, we play UP or DOWN with UnitedHealth, GuocoLand, Dezign Format, Frasers Hospitality Trust, Golden Agri, and CNMC Goldmine. Finally, in our Last Word, halibut Olympia makes a surprise cameo in high-stakes US-Russia diplomacy. See omnystudio.com/listener for privacy information.

Are your early life experiences shaping how you relate to money? Are you avoiding facing the reasons behind why you find yourself in the same money messes repeatedly? Hosted by Michelle Martin, this episode explores how our emotional state influences every financial decision we make. Guest Douglas Lynam shares his extraordinary journey from growing up watching his parents split, to becoming a Benedictine monk, U.S. Marine, educator, and now a financial advisor. Hear how his book Taming Your Money Monster reveals the deep psychology behind money habits. Learn how you can uncover your money motivators and blocks and how striving to do good in the world could help you on your money journey..See omnystudio.com/listener for privacy information.

Big names are making bold moves, and markets are reacting. Hosted by Michelle Martin with Ryan Huang, today’s episode breaks down Berkshire Hathaway’s latest portfolio addition — UnitedHealth Group — and why Michael Burry’s joining the party. We dive into the fierce e-commerce battle between JD.com, Alibaba, and Meituan, plus CK Hutchison’s profit drop and Jollibee’s surprising growth. Intel’s shares jump on talk of a potential U.S. government stake, while a new listing hits Singapore’s Catalist Board. We wrap with how inflation pressures in the U.S. could shape the Fed’s next move. Companies mentioned: Berkshire Hathaway, UnitedHealth Group, JD.com, Alibaba, Meituan, CK Hutchison, Jollibee, Intel, Dezign See omnystudio.com/listener for privacy information.

Lump sum cash or a drip approach to your CPF funds? After you pass, have you decided how you would like your CPF funds disbursed? Michelle Martin walks you through the myths, strategies and considerations to make the most of Singapore’s CPF system. There is a new free resource to help you get the most out of it—The CPF Playbook by Pang Zhe Liang. Hear Christopher Tan, CEO of Providend, tackle whether your savings are ‘locked-in’ to what happens to your CPF after you pass on. Chris shares strategies to grow your retirement nest egg, key considerations before investing your CPF, and how to decide whether to use it for your mortgage. We also dive into CPF LIFE, the 1M65 strategy, and lesser-known ways to maximise your CPF for a secure future.See omnystudio.com/listener for privacy information.

Earnings season heats up in Asia as Tencent posts double-digit profit growth, fuelled by its AI-powered advertising, gaming, and Weixin upgrades, while GoTo marks its fourth straight profitable quarter thanks to a TikTok tie-up. In Singapore, we run an UP or DOWN check on CapitaLand Investment, AEM, Food Empire, and EC World REIT to see how results match market moves. The Straits Times Index pushes into record territory led by City Developments and Singtel, while Taylor Swift makes podcast history and announces her new album. Hosted by Michelle Martin with Ryan Huang, this episode tracks the market movers across Asia and ends with a pop-culture twist.See omnystudio.com/listener for privacy information.