MONEY FM 89.3 - Workday Afternoon with Claressa Monteiro

As AI takes on a larger role in cybersecurity, the balance between automation and accountability is shifting fast. Once designed to support security teams, AI is now making critical security decisions — from detecting threats in real time to deciding how to respond. On Industry Insight, Lynlee Foo speaks to Royal Hansen, VP of Security Engineering at Google to find out how can organisations maintain trust, transparency and human oversight in an AI-driven security landscape.See omnystudio.com/listener for privacy information.

From AI-powered trip planning and destination matchmaking to intergenerational holidays, travellers are curating journeys that reflect who they are and what they value. According to Skyscanner’s 2026 Travel Trends report, next year marks a turning point — where travel becomes a deeply personal expression of identity, connection, and purpose. On Industry Insight, Lynlee Foo speaks to Cyndi Hui, Travel Trends and Destination Expert at Skyscanner to find out how technology is enabling hyper-personalisation, and what can travel brands do to stay relevant in an era where every journey is tailor-made.See omnystudio.com/listener for privacy information.

Singapore has moved beyond crypto hype. At TOKEN2049, the world’s largest digital-asset event, thousands gathered to discuss how regulation and technology can finally work hand-in-hand — and Singapore stood out as a model of balance, trust, and innovation. On Industry Insight, Lynlee Foo speaks to Gracie Lin, CEO, OKX (Singapore) on how regulation has become strategy, why trust is the new infrastructure, and what the next phase of digital assets means for Singapore and the region. See omnystudio.com/listener for privacy information.

From voice-controlled devices to communication software, Assistive Technologies (AT) are transforming independence and opportunity for persons with disabilities (PWDs). As Singapore pushes ahead with its Smart Nation goals, what does digital inclusion really mean — and who might be left behind if we don’t get it right? On Good Tech, Lynlee Foo speaks to Chong Kwek Bin, Manager for Innovation Division (Accessibility & Assistive Technology) at SG Enable to learn how we can help persons with disabilities live, work, and connect more freely than ever before.See omnystudio.com/listener for privacy information.

In a world where employees can now include autonomous identities with operational access and decision-making power, traditional security models are being pushed to the limit. AI agents have become embedded across enterprise operations and they’re unlocking new frontiers of productivity which is exposing unseen vulnerabilities. On Industry Insight, Lynlee Foo speaks to Kevin Kirkwood, Chief Information Security Officer at Exabeam to find out why conventional defences are falling short, and what best practices global companies are adopting to safeguard enterprise environments against a new class of AI-powered insider threats.See omnystudio.com/listener for privacy information.

They were supposed to be the freedom generation - digital natives chasing flexibility, passion, and purpose at work. But a new study from the Singapore University of Social Sciences (SUSS) reveals a surprising shift: Singapore’s Gen Z now ranks job security and financial stability above flexible work. On Viewpoint, Lynlee Foo speaks with Associate Professor Justina Tan, Vice President of Strategic Partnership and Engagement at SUSS, to unpack why this generation is playing it safe in an uncertain world.From the rising cost of living to the growing gap between what employers want and what youths value, we explore how Singapore’s youngest workers are redefining success — and what it means for the future of work.See omnystudio.com/listener for privacy information.

Singapore’s events management industry has long been known for its precision, creativity, and ability to deliver world-class experiences. But in recent years, an increasing number of local firms have been expanding their footprint beyond our shores. On Industry Insight, Lynlee Foo speaks to Co-Founders of TFD Collective - Jasper Lim and Mark Van Cuylenberg (aka The Flying Dutchman) to find out what’s driving this push to go international and how Singapore’s event companies position themselves as global players.See omnystudio.com/listener for privacy information.

OCBC is breaking new ground in banking talent development with a first-of-its-kind upskilling programme that transforms mortgage specialists into certified wealth advisors. This initiative empowers employees to offer both home loans and a full spectrum of investment and insurance solutions, deepening customer relationships while creating seamless, end-to-end service. On Industry Insight, Lynlee Foo speaks to Tok Geok Peng, Group Head for Consumer Secured Lending, OCBC to find how this is reshaping frontline banking roles, and what this means for customers.See omnystudio.com/listener for privacy information.

From sharing pre-loved items to lending a hand to those in need, GoodHood.SG is reviving the modern-day kampung spirit—all through the power of technology. So how can a simple idea create stronger communities and why is this reshaping the future of Singaporean neighbourhoods? On Good Tech, Lynlee Foo speaks to Nigel Teo, Founder of GoodHood SG to find out more.See omnystudio.com/listener for privacy information.

In today’s fast-moving travel industry, experiences are everything — and technology is rewriting the rules. From AI-powered recommendations to predictive tools that anticipate every traveller's need, the line between human touch and automation is blurring. On Industry Insight, Lynlee Foo speaks to Boon Sian Chai, Managing Director and Vice President, International Markets at Trip.com Group to find out how is AI transforming the way we travel and what impact can this have on Asia.See omnystudio.com/listener for privacy information.

As Singapore firms increasingly operate in a global digital economy, data is no longer just an IT concern—it’s a board-level strategic issue. From safeguarding against service disruptions and navigating geopolitical risks to complying with evolving regulations, businesses must rethink how they manage their data. On Industry Insight, Lynlee Foo speaks to Nathan Hall, General Manager and Vice President of Pure Storage APJ to find out how companies can strike the delicate balance between data sovereignty and staying competitive.See omnystudio.com/listener for privacy information.

The finance industry is being reshaped at breakneck speed - from AI and ESG imperatives to the pressures of globalisation. Employers say technical skills are no longer enough; they want professionals who can adapt, lead and deliver impact from day one. On Industry Insight, Lynlee Foo speaks to Mark Stabile, Dean of Degree Programmes, INSEAD to find out how must management education evolve to keep pace with a transforming finance sector, and what lessons does that hold for professionals at every stage of their careers?See omnystudio.com/listener for privacy information.

From long hours and manpower shortages to the unrelenting pace of daily operations, Singapore's F&B industry has long been defined by its intensity. But beyond the hustle, there’s a growing movement to put mental well-being on the menu. That is why the Restaurant Association of Singapore launched a new RAS Wellness Day — an initiative designed to support F&B owners and operators through practical wellness tools, peer support networks, and collaborative partnerships. On Viewpoint, Lynlee Foo speaks to Edward Chia, Management Committee Member, Restaurant Association of Singapore to find out more.See omnystudio.com/listener for privacy information.

In Singapore, there are hundreds of assistance schemes, covering everything from healthcare to education and financial support. But figuring out what help you qualify for, can feel like navigating a maze of websites, PDFs, and endless “Ctrl + F” searches. But what if technology could change that? On Good Tech, Nazirul Asrar speaks to Eugene Kim, Project Lead at Schemes SG to find out how this technology is making social assistance more accessible to Singaporeans who need it.See omnystudio.com/listener for privacy information.

From fan-powered business models and short-form content to even wellness-driven platforms, the media and entertainment industry is in the middle of a seismic shift. One example is DIVE Studios, which has gone beyond producing content to innovating around fandom, audio, culture, and even wellness. By turning their audiences into communities, it’s scaling them into global businesses. On Industry Insight, Nazirul Asrar speaks to Brian Nam, Co-Founder and CEO of DIVE Studios to find out what lessons can Singapore take away from this evolving creator economy.See omnystudio.com/listener for privacy information.

From labour shortages to shrinking investment, Asia’s hotel sector is under strain. Hotels are increasingly betting on smart technology not just to cut costs, but also to unlock better guest experiences and boost long-term asset value. On Industry Insight, Lynlee Foo speaks to Dirk Dumortier, Director of Vertical Partnerships, APAC, at Alcatel-Lucent Enterprise to find out if tech can turn hospitality’s toughest challenges into its biggest opportunity.See omnystudio.com/listener for privacy information.

Self-storage in Singapore has quietly evolved from a place to stash barang-barang into a critical enabler of SMEs, e-commerce sellers, and the gig economy. With major sales peaks like 10.10 and 11.11 driving demand, storage spaces are now acting as mini fulfilment hubs, tech-enabled workspaces, and sustainable infrastructure for growth. On Industry Insight, Lynlee Foo speaks with Danny Wong, CEO of Work+Store, about how this once-overlooked industry is powering Singapore’s hustle economy, and where it’s heading next.See omnystudio.com/listener for privacy information.

Timed with the F1 Grand Prix and SG60 celebrations, the inaugural Singapore Retail Festival is reimagining how we shop - moving beyond price tags and into immersive, pop-up–driven experiences. On Industry Insight, Lynlee Foo speaks with Ernie Koh, President of the Singapore Retailers Association, about how this post-GSS reboot aims to draw tourists and locals back into stores, revive industry spirit, and reignite the joy of shopping in Singapore. See omnystudio.com/listener for privacy information.

Geopolitics has shifted from being background noise to a constant factor shaping business decisions. From US–China competition to changing global power structures, companies in Asia are navigating a far more fragmented and unpredictable world. Lynlee Foo speaks with Nicholas Redman, Director of Analysis at Oxford Analytica (a Dow Jones affiliate), to unpack how these geopolitical shifts are affecting Asia’s energy security, trade flows, and corporate risk planning, and the key signals business leaders should watch in the year ahead. See omnystudio.com/listener for privacy information.

In today’s digital world, a single forwarded message can spark confusion, spread scams, or mislead entire communities. But what if there was a way to fact-check that message before it spreads? That’s where CheckMateSG comes in. As a volunteer-driven, AI-assisted WhatsApp fact-check service, it gives quick “skeptic or credible” signals, to help Singaporeans separate fact from fiction, and scam from truth. On Industry Insight, Nazirul Asrar speaks to Tan Bing Wen, Founder of CheckMate SG to find out more.See omnystudio.com/listener for privacy information.

What happens when AI stops running quietly in the background and starts performing live as a robot, as art, as an experience? This October, during the F1 weekend, Singapore hosts the world’s first global AI festival, AI CON. At its heart is the unveiling of Tesla’s humanoid robot, Optimus, alongside conversations about the future of AI literacy, governance, and human impact. On Industry Insight, Lynlee Foo speaks to Dr. James Ong, Founder & Managing Director, Artificial Intelligence International Institute (AIII) and Co-founder of AI Con 2025 to find out how AI moves from enterprise tool to everyday experience and whether we are ready to live with it.See omnystudio.com/listener for privacy information.

Institutions are no longer just experimenting with digital assets. Banks and fund managers are beginning to tokenise bonds, funds, and even structured notes. On Industry Insight, Lynlee Foo speaks with Danny Chong, Co-Chairman of the Digital Assets Association, about how Singapore’s regulatory strength and financial depth are positioning it as a benchmark for institutional-grade digital assets, and whether clear rules can turn the city into a global hub for tokenised capital flows.See omnystudio.com/listener for privacy information.

Technology keeps businesses running. But what happens when supply chains for chips, software, or cloud services get disrupted overnight? A new tariff or export ban can throw things off course instantly, leaving companies scrambling to keep operations on track. Is flexibility, openness, and resilience still just IT jargon or has it become a boardroom essential? On Industry Insight, Lynlee Foo speaks to Dirk-Peter Van Leeuwen, CEO, SUSE to find out how businesses in Asia can build resilience into their digital infrastructure. See omnystudio.com/listener for privacy information.

Formula 1 isn’t just about speed on the track - it is also one of the most complex live broadcasts on the planet, moving race data and video to millions of fans worldwide in split seconds. Beyond the race itself, F1 has become a testbed for the technology powering global live events. On Industry Insight, Lynlee Foo speaks to Dhaval Ponda, Global Head, Media & Entertainment Services at Tata Communications takes us behind the broadcast curtain. From subsea fibre networks and remote production hubs to AI-driven highlights and personalised feeds, he explains how Formula 1 showcases innovations that are shaping the future of mega-events across Asia Pacific and beyond.See omnystudio.com/listener for privacy information.

Consumers expect seamless, mobile-first retail experiences - yet many F&B and retail businesses remain stuck in offline processes or reliant on platforms that erode margins and strip away customer data. On Industry Insight, Lynlee Foo speaks with David Brunier, Founder and CEO of Cata, a retail technology company, to explore the global digital gap and why reclaiming customer ownership is critical for SMEs. From the rise of white-label SaaS to Singapore’s role as a retail tech launchpad, we ask: can businesses close the gap before platforms define the future of retail?See omnystudio.com/listener for privacy information.

At 17 years old, most students are buried in textbooks and homework. But one Singapore teen has been busy solving a problem that even seasoned professionals struggle with - the burden of medical note-taking. His creation, SGScribe is an AI-powered transcription tool designed to take the pain out of paperwork for doctors and medical staff. So how does it work and how is he doing it all while balancing his studies? On Good Tech, Lynlee Foo speaks to John Tow Zhi Chong, student from ACS (Independent) and the creator of SGScribe to find out more.See omnystudio.com/listener for privacy information.

Asia Pacific accounts for more than 41% of global corporate travel spend, and is projected to nearly double in 2033. But beyond the numbers, as costs rise and companies face pressure to go greener, is travel just another line item on the budget or a business advantage that drives growth? On Industry Insight, Lynlee Foo speaks to Ali Hussain, Regional Managing Director, ATPI Asia to find out more.See omnystudio.com/listener for privacy information.

Investors are rethinking real estate in Asia Pacific. Beyond offices and malls, living sectors like multifamily housing, co-living, student accommodation and senior living are emerging as the fastest-growing asset classes. On Industry Insight, Lynlee Foo speaks with Emily Fell, Senior Director at Savills Asia Pacific Capital Markets, about the demand drivers behind these sectors, the cultural and demographic shifts shaping them, and why global capital is increasingly moving into this space. See omnystudio.com/listener for privacy information.

The Chartered Institute of Personnel and Development and AIA Asia Employee Benefits Report 2025 revealed how rising costs, digital transformation, and evolving workforce expectations are reshaping employee benefits across Singapore, Malaysia, and Hong Kong. But what are the biggest forces shaping benefits strategies? On Industry Insight, Lynlee Foo speaks to May Leng Kwok, Head of Market Development, Global, CIPD to find out what this means for the future of work in Asia.See omnystudio.com/listener for privacy information.

Category A COE premiums have surged to a record $119,003 (17 Sep 2025), sparking new debate about affordability, inequality, and whether younger Singaporeans are giving up on the dream of car ownership. In this candid Viewpoint conversation, Lynlee Foo speaks with Money FM 89.3's Dan Koh of the Breakfast show and Friday Night Live, and host of the Gear Torques podcast. As a rare younger Singaporean who owns both a Ducati and a second-hand car, Dan shares his personal journey, the trade-offs he’s made, and what the car dream really means for his generation.See omnystudio.com/listener for privacy information.

K-pop is no longer just South Korea’s cultural export. It is evolving into a global training and talent pipeline. From Seoul to Los Angeles, academies are shaping the next generation of performers, and now Singapore is home to the first SM Universe K-pop Academy outside Korea. So why was Singapore chosen, and what does this mean for Southeast Asia’s role in the global K-pop ecosystem? On Industry Insight, Lynlee Foo speaks with Jonathan Ang, Regional Director at SM Universe, about the business of training idols, Southeast Asia’s potential as a creative hub, and how K-pop’s globalisation is reshaping music, fandom culture, and the wider creative economy.See omnystudio.com/listener for privacy information.

Deepfakes are no longer science fiction. They are emptying bank accounts, impersonating CEOs, and undermining trust in digital identity. On Industry Insight, iProov Chief Technology Officer Dominic Forrest explains how businesses and governments can fight back. From SingPass logins to global border control, he reveals how biometric authentication and liveness detection are being used to prove a person is genuinely present, and why that matters as over 130 deepfake tools spread online. This is Part 2 of our special series on deepfake fraud, focusing on the technology protecting digital identity. (*Part 1 of this deepfake fraud series, 'AI fraud and deepfakes: Why trust is at risk in banking' focuses on the industry-wide risks and why collective defense is critical to safeguarding digital finance)See omnystudio.com/listener for privacy information.

Scheduling shifts may sound routine, but for hospitals it can mean the difference between burnout and balance. Enter NurseShift.ai, an AI-powered rostering solution from IHH Healthcare Singapore that’s winning awards and winning over nurses. So how is it cutting rostering time in half and reducing overtime? And what does it mean for our healthcare workers? On Good Tech, Lynlee Foo speaks to Kavitha Dhanabal, Project Lead of NurseShift.ai, Mount Elizabeth Hospital to find out more. See omnystudio.com/listener for privacy information.

Deepfakes are no longer a niche concern. They are fuelling scams across Asia Pacific, from Singapore to Hong Kong, and eroding public trust in financial institutions. On Industry Insight, Christophe Barel, Managing Director for Asia Pacific at the Financial Services Information Sharing and Analysis Center (FS-ISAC), explains why AI-powered fraud is now a systemic risk to the region’s financial sector. He shares how phishing and synthetic identities are evolving, why fraud cases have surged by over 1,500% in Singapore, and what happens when consumer confidence in banks starts to crack. This is Part 1 of our special series on deepfake fraud focusing on the industry-wide risks and why collective defense is critical to safeguarding digital finance. (*Part 2 of this deepfake fraud series, 'Biometrics & Liveness: Securing digital identity against deepfakes' focuses on the technology protecting digital identity)See omnystudio.com/listener for privacy information.

After years of debate over hybrid work, APAC’s office market is bouncing back. Companies are tightening return-to-office rules, expanding again, and competing for the best CBD locations. In Singapore, resilient rents, limited supply, and strong investor appetite are keeping the CBD firmly in focus. On Industry Insight, Lynlee Foo speaks with Ada Choi, Head of Research for Asia Pacific at CBRE, about what’s driving this rebound; from stricter workplace policies to the “flight to quality” shaping corporate real estate strategies, and what it means for investors, occupiers, and Singapore’s role as a regional hub.See omnystudio.com/listener for privacy information.

Singapore’s nightlife scene has always been about the music, the energy, and the night out. But a new generation is changing the game. Known for being budget-conscious and wellness-minded, the Gen Zs are redefining what it means to party. So what is driving the Gen Zs to change how Singapore’s nightlife is like? And to what extent is it really caused by the younger generation? On Viewpoint, Lynlee Foo speaks to Teo Kai Xiang from The Straits Times and Patrick Lewis (DJ LeNerd), Founder of Revelry Entertainment to find out more.See omnystudio.com/listener for privacy information.

With the Johor-Singapore Special Economic Zone expected to spur cross-border business, travel and investment, what role will hospitality play in anchoring that growth? Ascott’s newly announced flagship in Coronation Square Johor Bahru, directly connected to the RTS, offers one of the first real tests. How are hospitality players positioning themselves to capture rising demand? And what does it mean for the future of cross-border stays? On Industry Insight, Lynlee Foo speaks to Serena Lim, Chief Growth Officer, The Ascott Limited to find out more.See omnystudio.com/listener for privacy information.

Digital payments are booming in Singapore - the Monetary Authority of Singapore reports that e-payments more than doubled to S$1.25 trillion in 2023, with over 90% of adults now registered for PayNow. Yet for many SMEs in sectors like F&B, retail, and beauty, digital adoption remains patchy. As Southeast Asia’s SMEs race to catch up, why is Singapore emerging as a hub for PayTech innovation? And how are partnerships and cross-border expansion reshaping the competitive landscape across the region? On Industry Insight, Lynlee Foo speaks to Christopher Yu, President & Chief Financial Officer, KPay to find out more.See omnystudio.com/listener for privacy information.

Artificial intelligence is moving beyond chatbots and algorithms - it is being embedded into the backbone of global markets. With $55.8 trillion in assets under custody, global financial giant BNY is at the centre of this shift. On Industry Insight, Lynlee Foo sits down with Leigh-Ann Russell, CIO and Global Head of Engineering at BNY, to find out how the bank has scaled 80+ AI solutions, trained nearly its entire workforce in generative AI, and is balancing innovation with regulation while preparing Asia’s markets for an AI-enabled future.See omnystudio.com/listener for privacy information.

For someone living with visual impairment, even the simplest daily tasks like picking the right carton of milk at the supermarket, can be a challenge. Enter AiSee, an AI-powered wearable that is akin to a “visual companion”, created at the National University of Singapore to help people better connect with the world around them. So how exactly is it reshaping accessibility? And how could it pave the way for more inclusive innovation in Singapore and beyond? On Good Tech, Lynlee Foo speaks to Associate Professor Suranga Nanayakkara, Co-founder of AiSee, from the Department of Information Systems & Analytics, at NUS Computing to find out more.See omnystudio.com/listener for privacy information.

Data and AI giant Databricks has surpassed a US$100B valuation with over US$1B in AI revenue. On Industry Insight, Lynlee Foo speaks with Adam Conway, SVP of Products at Databricks about what’s fueling this momentum, how Asia’s AI adoption differs from the US, and why agentic AI could be the region’s next big leap.See omnystudio.com/listener for privacy information.

Findings from a report by financial compliance software firm Fenergo show that regulators worldwide issued more than US$1.2 billion in fines against financial institutions in the first half of 2025 - a staggering year-on-year increase. While North America accounted for the largest penalties, Asia was not spared, with enforcement actions in China, Malaysia, Australia, and Singapore, where MAS issued multiple fines for AML breaches. On Industry Insight, host Lynlee Foo speaks with Cengiz Kiamil, Managing Director at Fenergo, about what’s driving this surge in fines, why sanctions and digital assets are increasingly in the crosshairs, and how Asia’s financial institutions should respond.See omnystudio.com/listener for privacy information.