Podcasts about real cost

This week on the Sunlight Tax podcast, I break down the biggest misconceptions about professional accounting services and explain why relying on tax preparation alone doesn't give small business owners or creative entrepreneurs the full value they need. I talk about the importance of proactive tax planning, bookkeeping, and year-round financial strategy, and why high-quality accounting services can feel expensive but are worth the investment. That's exactly why I created Money Bootcamp, a comprehensive course package and bookkeeping setup training for freelancers, sole proprietors, and solopreneurs. It helps get you set up right for taxes, tracking the right things, and growing a giant pile of money without wasting your time.   Also mentioned in this episode: 01:00 Understanding the Value of Professional Accounting 02:19 Common Misconceptions About Accountants 03:43 What You Don't Get with Tax Preparation 06:55 The Costs of Quality Accounting Services 11:40 The Need for Accessible Financial Education 13:49 Money Bootcamp   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Join my free class on 9/17: Make Taxes Easier and Stash an Extra $152k in Your Savings Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions Check out my program, Money Bootcamp

What if the pressure to be the expert for everyone is what's holding you back the most? Alisha Manning spent years behind the scenes underwriting over a billion dollars in mortgages for top producers—until burnout and addiction forced her to hit pause and rebuild everything. In this honest, powerful episode, she shares how working 12+ hour days led to personal collapse—and how recovery, clarity, and better systems helped her come back stronger as a broker running her own business. If you've been pushing too hard for too long, this is your permission to reset. What We Cover: Templates That Scale – How email templates and simple systems protect your time and energy. Docs Up Front, No Apologies – Why setting expectations early builds trust and filters in better clients. The Real Cost of Hustle – Alisha's story of overwork, burnout, and a hidden gambling addiction. Recovery Habits That Work – How daily routines and gratitude helped her rebuild her life and business. Leading with Honesty – Why she now builds her business on transparency—and why clients love it. Being the expert doesn't mean doing it all. Boundaries, systems, and honesty are what make this business sustainable—and worth building. To connect with Alisha, check out the links below: Instagram Facebook LinkedIn Follow me on Instagram: www.instagram.com/scottpeckford/ I Love Mortgage Brokering: www.ilovemortgagebrokering.com Find out more about BRX Mortgage: www.whybrx.com Subscribe to my 3-2-1 Thursday Email I Love Mortgage Brokering is in partnership with Ownwell.  To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca/scott.

Shawn Lemon is the founder of The Digital Organizer, where he helps individuals and teams eliminate friction and chaos in their digital workflows. In this episode, we go deep into digital file systems, tool audits, naming conventions, AI clutter, and the underestimated cost of daily digital disorganization.This isn't about color-coding your folders for fun—it's about recovering your focus, time, and mental energy by organizing your digital life on purpose.In this episode, we cover:What Digital Organization Actually Means: It's not about perfection—it's about finding what you need in seconds, not minutes.The Core Four Systems: Files, email, passwords, and communication tools. Nail these, and everything else falls into place.Solo Business vs. Teams: Why even solo entrepreneurs create hidden chaos—and how to stop duplicating effort across tools.Avoiding the Frankenstein Stack: How tool sprawl (Google Docs + Dropbox + Box + iCloud…) is draining your time and brainpower.The Pitfalls of AI-Generated Clutter: As creation gets easier, organizing what you make becomes more important than ever.How to Tame GPT Projects and Prompts: Why you need a training folder, naming conventions, and even visual breadcrumbs for your GPT knowledge base.Digital Hoarding is Real: Most businesses only use 5% of their files regularly—find that 5% and prioritize from there.The Real Cost of Disorganization: How wasted time and duplicated work affects your bottom line—and what to do about it.How to Make Digital Organization a Project (Not a Forever Problem): Treat this like a sprint, not a slow drip. Get in, get organized, and get back to work.Focus Over Friction: Why triaging your tools, tasks, and systems one at a time is the fastest way to reclaim productivity.Whether you're a solopreneur juggling too many tools or a leader managing team chaos, Shawn's approach can save you hours a week—and a ton of mental load.Start with his quiz at thedigitalorganizer.com/beyond to find your digital organization score and get free access to his file organization guide and resource library.Connect with Erik:⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠ ⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Bluesky⁠⁠⁠⁠⁠This Podcast is Powered By:⁠⁠⁠⁠⁠Descript⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Descript 101⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Castmagic⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ecamm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podpage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rodecaster Pro⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Top Productivity Books List⁠⁠⁠⁠⁠Make sure to grab Shortcasts from Beyond The To-Do List by Blinkist. A Shortcast is a 7-10 min version of a podcast where you get the core takeaways. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Right People, Right Seats: The Hidden Profit Killer in Your Business with Pam Meissner   When profit is slipping, most businsess owners look to cut costs or push sales harder. But what if your biggest drain isn't on the P&L at all—it's in your people?   In this episode of Profit Answer Man, Pam Meissner—COO and CFO at CathCap—pulls back the curtain on why “right people, right seats” isn't just an HR slogan. It's one of the most powerful levers for profit growth that most companies ignore until it's too late.   The Gap: Why Profit Leaks Hide in Your People: You can have a stellar product, growing sales, and tight cost controls—and still lose money. The reason? People issues that don't show up as a neat line item on your P&L. Pam sees it all the time: companies hanging on to team members who no longer fit, tolerating culture-killers because they perform well in one area, or promoting loyal employees into roles they can't succeed in.   The Four Quadrants Every Leader Needs to Know: Pam breaks down the four categories of employees, based on competency and alignment with core values: Stars – High performers who live your values. Puppies – Aligned with values but lack skill; worth investing in if trainable. Rats – Low competency, no values alignment; they have to go—fast. Gremlins – Highly competent but toxic to your culture; they hold you hostage and quietly drain profit. Ignoring the “rats” and “gremlins” doesn't just hurt morale—it actively drives away your stars.   Why Core Values Aren't Just a Poster on the Wall: Most companies have core values, but few hire, fire, and promote based on them. Pam's advice: Define your values clearly. Interview with them in mind (AI tools like ChatGPT can help craft questions). Involve peers in hiring to assess fit. Hold quarterly conversations so performance and alignment are never a surprise.   The Real Cost of a Bad Hire: Replacing someone can cost multiple times their salary—especially if you use recruiters. But the hidden costs of keeping the wrong person are even higher: Lost productivity Star employee turnover Extra resources to “work around” problem employees Pam stresses: The cheapest solution is to hire right the first time—and act quickly when you don't.   The Profit Plan: Align People, Process, and Purpose: To plug these hidden leaks: Audit your team using the four quadrants. Invest in “puppies” with clear timelines and training plans. Remove “rats” immediately and plan a strategic exit for “gremlins.” Keep your stars engaged and appreciated.  

How do you go from a cultural icon like the yellow wristbands to building AI products?  Livestrong's CEO Suzanne Stone argues that the through line is a focus on survivorship, the life you live from diagnosis onward. This is the leap from story to community to software and back again.Highlights01:34 Mission: Survivorship Over Cures06:18 The Wristband as Community Signal12:39 Fertility Program and Real Cost of Cancer14:34 Copycats and What Persists 25:20 From Guidebook to Ellis, a Trusted Closed-Loop AI38:56 Guardrails, Swim Lanes, and Safety51:35 Revenue Engines and Scaling01:02:40 What's Next Austin? Guest BioSuzanne Stone is a Texas Christian University graduate and Louisiana native whose career began in television, earning a regional Emmy Award for her work in Dallas. In 1998, she transitioned from producing television to teaching it in the nonprofit sector, leading public access television initiatives in Naperville, Illinois, and later in upstate New York.Beyond media, Suzanne spent four years as Head Coach of a New York Community college women's basketball team while simultaneously managing a local TV station. Her passion for impact-driven work led her back to Texas, where she has since dedicated her career to leading nonprofit organizations across the state, including Court Appointed Special Advocates (CASA), Children's Miracle Network, Lake Travis Education Foundation, and Susan G. Komen Greater Central and East Texas.In 2019, she joined Livestrong to spearhead its mission initiatives, and in November 2023, she was named President & CEO. Today, she leads the organization in its commitment to ensuring that anyone affected by cancer has the resources and support they need to live the highest quality of life possible, regardless of the diagnosis.Guest LinksSuzanne Stone: LinkedInLivestrong: Website, X, Ellis, Livestrong Challenge 2025 -------------------Austin Next Links: Website, X/Twitter, YouTube, LinkedInEcosystem Metacognition Substack

Time is the one resource you can't get back — and if you don't take control of it, it will control you. In this episode of Shedding the Corporate Bitch, Bernadette Boas reveals why so many leaders struggle with time management, the hidden costs of poor productivity, and actionable strategies to reclaim your focus, sanity, and performance.Packed with tools like time blocking, the Eisenhower Matrix, SMART goals, and boundary-setting, this episode gives you a proven roadmap to beat burnout, boost productivity, and lead with clarity.If you're tired of feeling overwhelmed by your calendar, buried under endless to-do lists, or stuck in the trap of “busyness,” this episode is your blueprint to take back your time — before it masters you.⏱️ Chapters & Timestamps:[00:00] The Real Cost of Poor Time Management[02:15] Stress, Burnout, and the Leadership Crisis[05:30] Self-Inflicted Time Traps Leaders Create[07:45] Why Multitasking Is a Myth[09:20] Your Calendar Is Too Full — Here's How to Fix It[11:40] Distractions and Mental Fatigue in Leadership[14:00] The Hidden Impact of Overwhelm on Teams & Business[20:00] Master Time with Proven Tools & FrameworksSMART GoalsThe Pareto PrincipleEisenhower Matrix (Do, Delegate, Delete, Delay)Time BlockingTwo-Minute Rule[27:00] Setting Boundaries That Stick[31:00] Reflection and Progress Tracking for Lasting Change[34:00] Final Leadership Takeaways & Next Steps

Mati Staniszewski is the Co-Founder and CEO of ElevenLabs, the world's leading AI voice platform. Since launching in 2022, ElevenLabs has raised over $350M, most recently at a $3.3BN valuation, making it one of Europe's fastest AI unicorns. The company counts Andreessen Horowitz, Nat Friedman, Daniel Gross, and Sequoia Capital among its backers. Today, Mati announces that the company has hit a staggering $200M ARR. ElevenLabs took 20 months to hit $100M ARR. 10 months to hit $200M ARR. Can they do $300M in 5 months… AGENDA:  [00:00] $100M in 20 Months?! ElevenLabs Untold Growth Story [12:20] Are AI Models Already Plateauing—or Just Getting Started? [14:00] Why OpenAI Can't Beat ElevenLabs  [17:30] The Talent Wars: How Do You Retain World-Class AI Researchers? [23:10] PR vs Product: Why Most Startups Botch Their Launch [36:00] Are U.S. VCs Playing a Different Game Than Europe? [44:00] The Real Cost of AI: Why ElevenLabs Built Its Own Data Centers [59:00] Voice Agents = Multi-Billion Dollar Business of the Future? [01:05:00] Buy OpenAI or Anthropic? Which Foundation Model Wins? [01:09:30] Europe: Strengths, Weaknesses and What Needs to be Done  

This week, I'm pulling back the curtain on the realities of starting and scaling a medical aesthetics practice. Fresh off the heels of my five-day SPARK Sprint intensive, I'm sharing insights from hundreds of conversations I've had with female entrepreneurs navigating today's shifting landscape, private equity roll-ups, increased restrictions, and the pressure of a contracting economy. I'll talk about why exceptional clinical skills alone aren't enough to guarantee business success and break down the hidden costs, time commitments, and mindset shifts required to truly thrive as an owner. From proof of concept and financial planning to leadership, team building, and the art of resilience, I'll walk you through the unglamorous but necessary steps behind creating a sustainable and profitable practice. Whether you're dreaming about launching your own business or reevaluating if now is the right time, this episode will give you clarity on the trade-offs, the opportunities, and the mindset you'll need to lead with confidence. Thinking about purchasing your ticket for ALT 2026? Our 3-day in-person experience for ambitious women in aesthetics and wellness is happening next spring. But if there's one thing we know, it's that success is more sustainable when you aren't going it alone. So, mark your calendar for Monday, September 22 when because the Injectorpreneur Bestie Bundle is happening. Register for ALT with your bestie and you'll each save $250—because growth is better when it's shared. This is your chance to step away from the chaos, gain clarity, and reconnect with the leader you want to be (with your BFF by your side). Let us know your bestie at klcconsultants.com/altbesties to get early access when the offer goes live. Resources → Join the Fierce Factor Society → Follow Kaeli on Instagram: @kaeli.lindholm Additional Ways to Connect: ●      Book a Discovery Call: Ready to scale with intention? Let's map out your next strategic move. ●      Subscribe to The Blueprint: Weekly insights for founders building magnetic, trusted, and wildly profitable brands. Tune in to hear what it really takes to build a business that aligns with your vision, and why the journey, though challenging, is one of the most rewarding you'll ever take. KLC Consulting Website Kaeli on LinkedIn

Break free from stress and reclaim your power! In this transformative episode of Walk In Victory, host NaRon Tillman welcomes Jennifer Kenney Smith—a certified yoga instructor, mindfulness coach, and former corporate high-achiever. Discover how yoga and mindfulness helped both NaRon and Jennifer overcome trauma, redefine success, and find true self-awareness.Explore actionable tools for healing, breathwork, grounding, and navigating the pressures of high performance. Whether you're battling burnout or seeking a new mindset, this conversation is packed with inspiration and practical guidance for personal and professional growth.What You'll LearnHow yoga and mindfulness can heal trauma and anxietyBreathwork and grounding techniques you can use todayThe hidden costs of high performance and chasing external validationReal-life stories of transformation from the corporate world to holistic wellnessConnect with Jennifer Kenney Smith

In this explosive episode of Talk Dirt to Me, we go off on the growing hatred toward American farmers, and we don't hold back. From the endless attacks over subsidies to the ignorant comments about “too many farmers,” we set the record straight and unleash the truth. We break down what the U.S. would look like if a massive percentage of farmers went broke. What happens if 20% of farmers disappear? What about 60%? The scenarios are nothing short of chaos, skyrocketing food prices, restaurant closures, fuel spikes, clothing shortages, and an unraveling of America's food security. This episode dives into: The devastating ripple effects of farmer loss on food, fuel, clothing, manufacturing, and more How inflation, shortages, and foreign dependence would crush the U.S. Why ignorance fuels anti-farmer rhetoric, and why we're saying “f*$k you” to the haters If you care about where your food, fuel, and everyday goods come from, this episode is a wake-up call. Farmers aren't the problem, they're the reason you can afford to eat. Support the Show & Your Tractor Cab: Head over to https://tractormat.link/td2m and use the code TALKDIRT to save 15% on an American-made floor mat built tough for your tractor. Go check out Agzaga! It is the ultimate online farm store. American owned and operated. Go check out their site and get what you need. Be sure to use the code TalkDirt20 to get $20 off your order of $50 or more! Visit them at: https://agzaga.com 

On the outside, moving to Bali might look like a dream. Palm trees, beaches, and adventure. But what most people don't see are the sacrifices, the grief, and the persistence required to make that dream real.This is a story about what it truly costs to follow a vision. From saying goodbye to beloved pets, to unexpected home repairs, to letting go of sacred spaces and lifelong belongings — the path to Bali has been layered with both liberation and loss. I've had moments of tears, temper, and total surrender. Yet through it all, one truth remains: the bigger the sacrifice, the bigger the reward on the other side.If you're walking through your own transition — whether it's letting go, starting fresh, or pursuing a big dream — this episode is for you. It's a reminder that grief and growth can coexist, that shedding skins is part of transformation, and that courage will always ask everything of you… but it will give you everything, too.“Always choose courage over comfort. That's the path to your dreams.”For more inspiration, you may also enjoy:• 140: The Bali Dream - https://youtu.be/ZcqwPvCU9tE• 133: Holding On While Letting Go - https://youtu.be/cLtx8986-Hw

He gave the Army 20 years, 8 months, and 8 days, nearly all of it in special operations. From Ranger Regiment to Green Beret team sergeant, Joshua Daniel lived and breathed the mission. But when the wars ended, so did the mission, and he felt it in every bone, every memory, every unfinished story. Rather than fade out, he built something bigger than himself. In this episode, Joshua opens up about the pain of stepping away, the harsh words that forced him to rethink his exit, and how he turned guilt into leadership with Hero Games Charity and Counterculture Solutions. From one-on-one mentoring to purpose-driven events honoring Gold Star families, he's proving there's still work worth doing, and it starts with refusing to settle for half a life. Timestamps: 00:00:30 - From 134 pounds to Green Beret: Building grit through the suck 00:06:00 - The moment a younger soldier called him out-and why it changed his path 00:10:00 - Starting over with Hero Games and finding new purpose 00:19:45 - Why honoring one family a year matters more than doing it all 00:38:00 - The hard truth about veterans wasting their lives post-military Links & Resources Veteran Suicide & Crisis Line: Dial 988, then press 1 Website: https://www.counterculturesolutions.com/ https://herogamescharity.com/ Follow Joshua Daniel on Facebook: https://www.facebook.com/JDxHGCxCCS Follow Joshua Daniel on Instagram: https://www.instagram.com/jdxhgcxccs/ Transcript View the transcript for this episode.

In this solo episode, I'm sharing a tough-love truth that might sting a little. It all started during a recent hiring process, where I was struck by how many candidates showed up unprepared for a life-changing opportunity. It got me thinking: how often do we, as creatives, fail to do the basic work our dreams require? I'm digging into the idea of "permission to play" as the baseline preparation and knowledge that's your ticket into the game. We're not talking about perfection; rather, we're focusing on honoring your future self with the simple act of showing up ready. We'll explore why talent without preparation is just potential and how over-preparing is one of the most profound acts of self-love you can practice.  If you're ready to stop abandoning your future and start building earned confidence, this one's for you.   Chapters 00:00 - The Interview Story That Stung 01:43 - What Is Your 'Permission to Play?' 02:30 - The Real Cost of Being Unprepared 03:25 - Sending a Love Letter to Your Future Self 04:25 - How Preparation Changes Your Identity 05:15 - What People Say When You're Not in the Room 06:20 - A Final Word: Your Future Self is Counting on You   Check out the full Video Podcast on our YouTube Channel! https://youtu.be/YR449TnmbrI   Support the Show Website: www.martineseverin.comFollow on Instagram: @martine.severin | @thisishowwecreate_ Subscribe to the Newsletter: www.martineseverin.substack.com This is How We Create is produced by Martine Severin. This episode was edited by Daniel Espinosa.   Subscribe wherever you get your podcasts Leave a review Follow us on social media Share with fellow creatives  

Will you save money buying an EV? What are the real running costs? What are the costs of insuring an EV? Is owning an EV in Singapore really a smart financial move? Join Michelle Martin as she digs into the dollars and sense of electric vehicle ownership. With Dhiren Amin from Income Insurance and Stanley Chan who bought his first EV a year ago. Hear first-hand what goes into insuring and driving an EV. From premiums to maintenance, charging costs to lifestyle changes, we separate hype from reality. Are Singaporean drivers ready for the switch, and will premiums ever come down? This is a grounded look at the EV revolution, putting your costs at the centre of the debate - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Have you ever found yourself suddenly in the role of caring for someone you love, without a roadmap for what that really means? In this episode of It's a Mindset, I sit down with Casey Beros, award-winning health journalist, bestselling author, keynote speaker, and one of Australia's leading medical MCs. For two decades, Casey has been translating complex science into practical strategies that empower everyday people to live healthier, happier lives. But it was becoming the primary carer for her beloved dad that changed everything. That experience inspired her heartfelt new book, Next of Kin, a compassionate and practical “what to expect when you're expecting to care for someone you love.” Part memoir, part guide, it's a much-needed companion for navigating the emotional and often overwhelming toll of care. As a mum of two herself, Casey understands firsthand the unique strain of the sandwich generation, caring for ageing parents while raising children and trying to maintain a sense of self. She brings honesty, humour, and deep compassion to this conversation. For me, this episode was a reminder of how important it is to prepare for the inevitable, the loss of our parents, and how caring can challenge everything from our routines to our sense of self. My biggest takeaway? The most meaningful thing we can do is spend time with the people we love, and when we align to one clear purpose, it sustains us even when times are tough. Key Episode Takeaways The toll of care not only on the carer, but on those around them as well. Why it can feel impossible to maintain wellbeing routines while caring for someone with acute needs. The most meaningful time is always the time spent with those you love. How having one thing that is uniquely yours, your purpose, can create greater alignment and sustain you through difficult seasons. About the Guest Casey Beros is an award-winning health journalist, bestselling author, keynote speaker and one of Australia's leading medical MC's. She has spent the last 20 years asking our brightest minds how we can all live happier, healthier lives. Along the way she found some answers, and she shares them with the Australian public in a way that's both steeped in science and delightfully entertaining. She has hosted TV programs for the ABC and Channel 10, and written for many of our leading digital publications. She has a superhuman ability to translate complex science into practical and actionable strategies that empower the most important person in the health journey - you. Being the primary carer for her beloved Dad was the catalyst for Casey to write her new book Next Of Kin - a 'what to expect when you're expecting' to become a carer for someone you love. A heartfelt companion, it's a practical and compassionate guide to navigating the complex, emotional and challenging world of care. Mum to two little girls, Casey is Australia's self-proclaimed parallel parking champion and knows the words to more pop songs than is probably normal. Show Resources Learn more about Casey's new book, Next of Kin - HERE Check out Casey's website - HERE Follow Casey on Instagram - HERE Follow the Podcast Host, Emma Lagerlow on Instagram - HERE Learn more about 1:1 coaching with Emma - HERE If you LOVED the episode, make sure you share it on your Instagram stories and tag us @emmalagerlow and @caseyberos. Yours in Care and Compassion, Emma, X.

In this episode, I uncover the real cost of being the bottleneck in your organization. I challenge CEOs to recognize how getting stuck in daily tasks prevents them from focusing on their true responsibilities—developing their teams and shaping strategic vision. By examining how they spend their time, leaders can see the hidden ways they may be slowing down both their own growth and their company's. I break down the financial, organizational, and personal costs of this bottleneck effect, sharing real-world examples from my coaching practice. More importantly, I offer strategies to break free, shift from operational overload to empowered leadership, and unlock true scalability. Listeners are also invited to a free training designed to accelerate this transformation.

In Episode 318: ADHD Productivity: Before You Switch Planners Again, Do This,  You Will Discover: Why our ADHD brains seek new planners, apps and tools The very real cost of switching systems The one powerful question I love to ask before adopting something new Work With Me:

Send us a textEver find yourself staring blankly into your fridge at the end of a long day, wondering what to eat? That daily struggle disappears when you embrace meal prepping, even if you don't particularly enjoy the process itself.The concept seems simple enough: dedicate a few hours on the weekend to prepare your meals for the upcoming week. Yet a constant misconception exists that eating healthy is somehow more expensive than grabbing fast food or throwing together random meals. We tackle this head-on with actual numbers, revealing how a basic meal prep of chicken and rice can cost as little as $20-30 per week, a fraction of what you'd spend eating out.Time savings are equally impressive. The math doesn't lie: spending 2-3 hours meal prepping once versus 7+ hours cooking individual meals throughout the week. Plus, there's the mental relief of eliminating decision fatigue around food choices. For those worried about eating the same thing repeatedly, we share practical strategies like preparing proteins plain and adding different seasonings daily to create variety without additional work.We also explore how different fitness goals can coexist, addressing whether someone can successfully combine running with powerlifting. Drawing from personal experience, we discuss how strategic scheduling, proper recovery, and adequate hydration make this combination not just possible, but potentially successful.Looking ahead, our powerlifting team is gearing up for PLU Nationals in Texas next May, and we're inviting interested lifters to join us. Ready to transform your nutrition approach and reclaim hours of your week? Give meal prepping a genuine try, your future self will thank you when you're opening that first perfectly prepared container on Monday morning.Support the showThanks for listening! Please remember to subscribe to the podcast, leave us a rating and share it with your friends so we can continue to grow!-You can now become a Fortis After Hours Supporter by using the link below! This will help support the podcast as we continue to grow and we will give you a shoutout on the next episode after you subscribe as well as give you top priority for different topics or discussions you'd like us to have on the podcast. Thank you for your support!https://www.buzzsprout.com/1369834/support-Follow us on social media for daily fitness and powerlifting content including workouts, helpful tips and client success stories!@fortisfitnessstudio-HOSTED BY@lizribaudo_fortis@nateribaudo_fortis

Dr. Angela Jackson, the founder/CEO of Future Forward Strategies and a lecturer at the Harvard Graduate School of Education, explains the REAL cost of turnover in organizations, and the numbers may surprise you.Hear Dr. Jackson's full interview in her special bonus episode of The Action Catalyst.

What if the biggest thing holding you back from making bold money moves... was your own inner voice saying you should be doing something else? In this episode, I'm joined by Jessica Frew—mom, stepmom, ex-wife, wife, and the bold action-taking creator of The BOLD Logic and author of Shove Your Shoulds. We're unpacking the hidden price tag of indecision and the financial weight of those “shoulds” that keep so many women stuck in careers, relationships, and money patterns that no longer serve them. Jessica shares her personal journey through divorce, remarriage, and entrepreneurship, and how she learned to break free from inherited money beliefs and make aligned financial choices that feel good and make sense. If you're constantly second-guessing your financial decisions or over-researching every move, this episode is the permission slip you've been waiting for. You'll walk away with: Why “shoulds” cost you money, energy, and confidence How to spot decision debt and what it's doing to your financial progress The 3-step method Jessica teaches to make bold, aligned decisions Why waiting for “clarity” might be costing you more than you think How to create emotional safety around money decisions What it actually means to make confident, values-aligned financial moves Be sure to follow the podcast so you never miss an episode. Follow us on Instagram @Everyonestalkinmoney to stay in the know of everything ETM.  Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

We've all heard it: “Invest in yourself if you want to grow your business.” But here's the hard truth - sometimes what we call “investing” is really just shopping with a business excuse. In this episode of Fox Talks Business, I'm breaking down: ✅ The 4 hidden costs of bad investments that no one talks about ✅ How to tell if something is an actual investment or just a shiny distraction ✅ The mindset shift that can save you thousands and rebuild your confidence If you've ever bought the course, joined the mastermind, or signed up for the “magic bullet” program only to feel stuck and frustrated, this one's for you.   And—if you're ready to finally stop wasting money on “shelf-help” and learn how to make smart money moves in your business, join me on September 16th for my free Revenue Reset Workshop.

Send us a textVerification on social media sounds like a badge of credibility, but is it really worth your money, data, or peace of mind? In this episode of Marketing Espresso, I unpack the truth about Meta and LinkedIn verification and why I personally won't be handing over my cash or passport details anytime soon.Remember when the Instagram blue tick was a symbol of influence and credibility? It used to mean you'd built a large following and had a presence worth protecting. Fast forward to today and anyone can pay for it, which strips it of the trust it once carried. Platforms like Meta have found a way to monetise what used to be free, asking businesses to pay for verification in return for supposed benefits like better customer service and algorithm support. But do these perks really exist?On the LinkedIn side, verification doesn't cost money it costs something more valuable: your personal data. To get verified, LinkedIn requires you to hand over your passport. In a world where major companies are hacked regularly, that feels like a risk that far outweighs the reward.The key takeaways from this episode are simple:Verification isn't a magic ticket to success. Unless you're seeing clear ROI from the platform, paying for a blue tick (or giving away your most sensitive data) may not be worth it.Your data is currency. Every free platform makes its money by selling access to you, your habits, and your information. Think carefully before you give them more than they already have.Focus on what you can control, building a marketing ecosystem where your website, email list, and owned assets do the heavy lifting, while social media remains a secondary channel.The action I'd encourage you to take is to review where your marketing time and money are being invested. Are you paying for verification, ads, or tools that aren't bringing a return? Are you treating social media as your primary business driver instead of a supportive channel? If the answer is yes, it might be time to rethink.DOWNLOAD MY CONTENT PLANNER - https://becchappell.com.au/content-planner/Instagram @bec_chappellLinkedIn – Bec Chappell If you're ready to work together, I'm ready to work with you and your team.How to work with me:1. Marketing foundations and strategy consultation 2. Marketing Coaching/ Whispering for you a marketing leader or your team who you want to develop into marketing leaders3. Book me as a speaker or advisor for your organisation4. Get me on your podcastThis podcast has been produced and edited by Snappystreet Creative

In this episode of Energy Newsbeat Daily Standup Stuart Turley breaks down the hidden costs of renewable energy and its real impact on consumer electricity bills, using EU, UK, and ERCOT examples. He highlights Doug Sheridan's call for more baseload gas and nuclear, critiques flawed oil demand forecasts from the IEA, and reviews Irina Slav's takedown of politicized modeling. Plus, he spotlights record U.S. natural gas consumption projected for 2025 and analyzes how BlackRock's gas deal boosts Aramco's financial strength.Subscribe to Our Substack For Daily InsightsWant to Add Oil & Gas To Your Portfolio? Fill Out Our Oil & Gas Portfolio SurveyNeed Power For Your Data Center, Hospital, or Business?Follow Stuart On LinkedIn: https://www.linkedin.com/in/stuturley/ and Twitter: https://twitter.com/STUARTTURLEY16Follow Michael On LinkedIn: https://www.linkedin.com/in/michaelta... and Twitter: https://twitter.com/mtanner_1Timestamps:00:00 - Intro00:17 - The True Cost of Renewable Energy and the Impact on Consumers' Electrical Bills03:11 - Climate change supporters and their media try to hit Net Zero by 2050, but at what cost – Doug Sheridan04:58 - Why Model-Based Oil Forecasts Keep Missing the Mark09:39 - EIA expects record U.S. natural gas consumption in 202511:26 - BlackRock Gas Deal Shores Up Aramco's Financial Firepower13:02 - OutroLinks to articles discussed:The True Cost of Renewable Energy and the Impact on Consumers' Electrical BillsClimate change supporters and their media try to hit Net Zero by 2050, but at what cost – Doug SheridanWhy Model-Based Oil Forecasts Keep Missing the MarkEIA expects record U.S. natural gas consumption in 2025BlackRock Gas Deal Shores Up Aramco's Financial Firepower

Here's a question about sales territory disputes that'll make your head spin: What do you do when overlapping territories and shared relationships turn your sales team into a collection of lone wolves fighting over who owns what? That's the exact predicament faced by Kayla Lujan, VP of Sales at Down to Earth Landscape and Irrigation, in Orlando, Florida. Her team manages defined territories, but their business model creates inevitable crossover with HOA managers who oversee multiple properties spanning across different reps' territories. As she put it: "I've really seen the team kind of lose focus on working as one or team selling and more of … a what's mine versus working together." If you're nodding your head right now, you're not alone. Territory disputes are one of the most destructive forces in sales organizations, and they're costing companies their collaborative culture and their best deals. The Psychology Behind Sales Territory Wars Salespeople are wired to win. And when territories overlap, that competitive drive turns inward, creating internal battles that hurt everyone. I learned this lesson the hard way when I was a VP of sales managing local and regional account executives. We had big regional accounts sitting in local territories, and the fighting was relentless. Local reps would work around the system, hide opportunities, and go through back doors to protect "their" accounts. The result? We lost major deals because the wrong person with insufficient skills was working them solo, or we'd win the business only to have explosive commission disputes after the fact. But here's what shocked me most: When we gave people the choice between money or credit on the ranking report, they fought harder over the credit than the commission. They'd forgo 100% money but wage war over who got recognition for closing the deal. That tells you everything you need to know about sales psychology. It's not just about money—it's about winning, recognition, and status. The Real Cost of Territorial Thinking Territory disputes create uncomfortable team meetings and destroy your sales effectiveness in three critical ways: Lost Deal Value: When the wrong rep works a deal alone because they're protecting their turf, you lose the collective expertise that could close bigger opportunities. Relationship Damage: Customers get confused when multiple reps approach them without coordination, making your organization look disorganized and unprofessional. Top Performer Exodus: Your best salespeople get frustrated with the politics and infighting, leading them to seek opportunities at companies with better team cultures. The companies that figure this out win big. The ones that don't hemorrhage talent and revenue to organizations that actually know how to build high-performing sales teams. The Solution: Strategic Commission Pools and Clear Ownership For Kayla's HOA challenge—and similar overlapping territory situations—here's the framework that actually works: Assign Relationship Ownership: The rep with the core relationship (the HOA headquarters contact) owns account retention and expansion. They're responsible for keeping that account long-term and get compensated accordingly. Create Local Opportunity Roles: Local reps in each territory focus on building relationships with on-site contacts—facility managers, groundskeepers, community center staff. They get compensated for new project acquisition and spot opportunities within their geographic area. Implement Commission Pools: Instead of fighting over who gets what percentage, create a commission pool for each major account. The pool gets divided based on roles and contributions, not territorial claims. Force Up-Front Agreements: Here's the crucial part: Make involved parties agree on commission splits before any work begins. Post-deal disputes are exponentially harder to resolve than pre-deal agreements. The Leadership Mindset Shift

Are you a “time optimist” putting off your retirement plan? In this episode of Beyond The Money, Jackie Campbell explores the emotional and financial costs of procrastination, the importance of stress-testing your retirement plan, and how to avoid legacy battles like those seen in celebrity estates. From tax-smart strategies to long-term care and estate planning, Jackie shares how a 360-degree retirement roadmap can help you move forward with clarity and confidence—no judgment, just results. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

In this episode of Organize & Cherish, we take a compassionate but clear-eyed look at the true cost of storage. Whether it's a rented unit or boxes in the garage, storage comes with more than a price tag—it requires our space, time, energy, and emotional bandwidth. We explore national statistics on storage usage, how clutter impacts our stress levels, and why postponing decisions might be costing more than we think. This episode offers both insight and a gentle nudge to revisit whether the things we're storing are still serving us.In this episode we talk about:The financial reality of paid storage and why the industry continues to grow The emotional toll and decision fatigue that comes with keeping things “just in case” How to evaluate whether your stored items are truly worth the space they takeMentioned in this Episode:The U.S. Self-Storage Industry Stats (2024) and average cost breakdown A UCLA study linking clutter to increased cortisol levels Other episodes in our storage seriesReview full show notes and resources at https://theorganizedflamingo.com/podcast Hosted on Acast. See acast.com/privacy for more information.

If every win creates more strain, you're likely underfunding infrastructure.

Sales activity is the lifeblood of your career. But for too many salespeople, it's the very thing holding them back. You're generating a ton of activity, your calendar is packed, your inbox is overflowing, and by the end of the day, you're drained.  But your numbers aren't moving. You're not gaining ground; you're just driving in circles. As Ron Karr, author of Velocity Mindset, says, the difference between amateurs and top performers isn't how fast they move, but whether they're moving with a clear, defined direction. The problem isn't laziness. It's that you're mistaking motion for momentum. And that's why you feel stuck. The Problem: Sales Activity Without Purpose Most salespeople today are trapped in a cycle of sales activity that leads nowhere. Instead of pursuing long-term, meaningful outcomes, they chase short-term wins: a quick meeting booked, a proposal sent, a Request for Proposal (RFP) answered. But those wins don't move the needle. They pull you onto a field controlled by competitors. You're responding to bids, filling out forms, and competing on price. That's not selling—it's order-taking. And order-taking will keep you broke no matter how much activity you pile on. The Real Cost of “Busyness” Busyness isn't just about wasted time. It's about emotional avoidance. The reason you bury yourself in low-value sales activity is that it feels safe. These tasks create the illusion of productivity while shielding you from what you're really afraid of: rejection. Instead of calling the prospect who's gone cold, you refresh your CRM. Rather then reaching out to the big account you've been circling, you tidy your inbox. Instead of pushing into a tough conversation, you polish the proposal one more time. You're not lazy. You're working hard. But effort without purpose is like a car spinning its wheels in the mud. Lots of noise, lots of energy, but no forward motion.  The Solution: High-Leverage Sales Activity Not all sales activity is created equal. Some actions produce a 10x return. Others are pure waste. Top performers know the difference—and ruthlessly prioritize the former. Here are three high-leverage sales activities that separate pros from amateurs: Proactive Prospecting Your sales pipeline is the fuel tank for your career. If it's empty, you're not going anywhere. Prospecting isn't a side task you do when you have extra time. It is the job. That means making outbound calls, sending personalized emails, and using LinkedIn to connect with people who aren't already in your orbit. Stop waiting for the phone to ring. Go make it ring. Meaningful Conversations Once you get a prospect's attention, the goal isn't to rattle off product features. It's to have a value-driven conversation. That means asking discovery questions that uncover their goals, their pain points, and their motivations. It means showing up as an expert and positioning yourself as a trusted advisor, not another vendor. When you consistently create conversations that center around the customer's needs, you become indispensable. Prospects should feel like they'd be foolish not to work with you. The Power of “No” Not every opportunity deserves your time. Amateurs say yes to every opportunity and demo request. Top performers say no. Qualify hard; disqualify fast. The hours you spend chasing a dead deal are hours you could invest in finding a stronger one. Being busy with the wrong opportunities makes you broke. Saying no to the wrong leads frees you up to say yes to the right ones. Your Action Plan To Go From “Just Busy” To Productive Breaking the cycle of wasted sales activity requires intention and discipline. Here's how to start: Step 1: The Activity Audit For one week, track everything you do—calls, emails, meetings, busywork. At the end of the week, review your log and ask: Which of these activities directly moved a deal forward or created new pipeline? Most of what you thought was productive won't make the cu...

In this episode of the Your Project Shepherd podcast, Curtis Lawson sits down with Chris Bolio of Alair Homes to unpack why preconstruction agreements are the hidden key to successful builds. Chris explains how investing in planning upfront saves homeowners, architects, and builders from costly mistakes, scope surprises, and broken trust down the road. From budgeting and timelines to uncovering hidden “gotchas,” Chris shares real-world lessons that reshape how professionals approach construction projects. If you're a builder, remodeler, architect, or homeowner looking to avoid budget blowouts and create smoother projects, this episode is packed with insights you can't afford to miss.

Send us a textIn this eye-opening episode of Dear HR Diary, I sit down with attorney Brian Williams ⚖️ to unpack a growing workplace concern: bullying and the liability employers face when it goes unchecked

In this episode, the hosts explore the foundational financial strategies that underpin 8 and 9-figure e-commerce success. Drawing questions directly from the eCommerceFuel community, the hosts pull back the curtain on their distinct approaches to financial planning, forecasting, and capital allocation. The discussion navigates the complexities of annual budgeting, the critical decisions behind reinvesting profits versus taking dividends, and the intense debate over how to truly measure a good investment. This is an essential listen for any founder grappling with the transition from a scrappy startup to a mature, scalable enterprise. Tune in to hear how the leaders of major brands handle the financial discipline required for sustainable, high-level growth.Chapters:00:00 Introduction28:13 Navigating Product Development Timelines40:00 The Challenges of Forecasting and Demand Planning47:44 The Pressure of Growth and Stakeholder Expectations52:02 Leveraging Data and AI for Business Insights55:50 Balancing Growth and Returns01:02:50 Understanding Working Capital and Its Importance01:07:00 Return on Invested CapitalPowered By:Fulfil.io.https://bit.ly/3pAp2vuThe Only Cloud ERP Designed to Efficiently Scale 8 and 9-Figure Brands. Northbeam.https://www.northbeam.io/Postscript.https://postscript.io/Richpanel.https://www.richpanel.com/?utm_source=9O&utm_medium=podcast&utm_campaign=ytdescSaras.https://saras-analytics.typeform.com/to/T8jpuAEb?utm_source=9operator_lp&utm_medium=find_out_moreSubscribe to The Marketing Operators Podcast here:https://www.youtube.com/@MarketingOperatorsSubscribe to The Finance Operators here:https://www.youtube.com/@FinanceOperatorsFOPS Sign up to the 9 Operators newsletter here:https://9operators.com/

Hiring help shouldn't slow you down, especially when it comes to your marketing. In this episode, Emma pulls back the curtain on the true differences between hiring a freelancer, bringing on an in-house marketer, or partnering with a full-service agency like Ninety Five Media. Drawing from her own experience hiring employees and managing a successful agency, Emma explores what it really costs - financially and energetically - to find and train marketing support. You'll hear what makes an agency model more efficient and scalable, why one person can't (and shouldn't) do it all, and how the hidden costs of hiring in-house can delay your results. Let this be your blueprint for smarter marketing decisions as you weigh your next best hire. Listen in as Emma explains: Why hiring a team of specialists beats relying on one generalist. The hidden costs of full-time employees that agencies help you avoid. What a proven marketing framework can do for your speed and ROI. And so much more!   Connect with Ninety Five Media: Website Instagram  Need Support with Your Podcast? We've got you covered  Book a call to explore our social media management services for your business! ninetyfivemedia.co/book-a-call  

If you’ve been sitting on an idea or perhaps holding your voice back and shrinking yourself or your work to keep other people comfortable - this episode is for you. We’re digging into the quiet (but powerful) difference between fearing other people’s judgement and fearing your own regret and how one of those is costing more than you realise. I share real lessons from recent in-collaboration sessions with women in regards to business but also in regards to how we show up in all areas of life. Access EXCLUSIVE & AD FREE EPISODES here: apple.co/iam Be part of the inner circle on Sunroom @kylielately Follow me on IG @kylielately & TikTok @kylielately See omnystudio.com/listener for privacy information.

If your sales and marketing teams feel like they're running different races, this episode will show you the framework to fix it – fast.We break down the exact sales and marketing alignment framework we use with revenue leaders to unite GTM teams, reduce wasted spend, and win more deals. You'll see why the old playbooks like Predictable Revenue create silos – and how our “Circuit” model hardwires sales, marketing, and customer success into one connected system.We'll walk you through cataloguing the market to capture first-party intent, feeding that intelligence into marketing for targeted trust-building campaigns, and closing the loop with customer success so deals stick and expand.Tune in and learn:+ Why most GTM teams are misaligned – and the root cause+ How to capture first-party market intelligence that makes marketing commercially viable+ The step-by-step framework for aligning sales, marketing, and customer successThis is a must-watch if you lead sales, marketing, or customer success and want a system that unites your teams around the same revenue goal.Want access to the GTM Map that's blurred out? Register for our next webinar:

What if money wasn't the goal… but the tool? Deepak Shenoy and Shray Chandra dive deep into how money can enable experiences, freedom, and meaning, instead of becoming an end in itself.   00:00   Intro  02:33   GDP, Good Life, and Getting Real About Returns 15:14   The Real Cost of Wealth (and the Price of a Good Life) 31:20   Planning for Joy, Not Just Returns 43:34   Compartmentalize to Live Fully 01:04:04  I have enough money, what do I do now? 01:13:23  Is winning in life all about money?

We love the smell of fresh laundry – but at what cost? In Episode Four of our Greener Living series, we unpack how our quest for "clean" has been shaped by marketing, not necessity – and how it's filling our air, water, and bodies with microplastics and nasty chemicals. The good news? A few simple changes can lighten the load.

Most retirement calculators drastically underestimate what you'll need to retire comfortably at age 60, leaving many people exposed to hidden financial risks. In this episode, Adam Olson reveals why traditional tools fall short and how you can build a smarter, more secure plan for early retirement.Listeners will discover the overlooked expenses that hit hard between ages 60 and 65, like inflated healthcare costs, higher inflation impact, and elevated lifestyle spending, and why relying on the 4% rule alone can be dangerous. Adam also breaks down practical strategies from his Red Zone Retirement Planning process to help safeguard your nest egg through your most active retirement years.Key Takeaways:Most calculators ignore key factors like healthcare gaps, inflation, and sequence-of-returns risk.Early retirees need 18–24 months of cash reserves to weather downturns and maintain Affordable Care Act coverage.Planning Go-Go, Slow-Go, and No-Go phases helps avoid running out of money later in life.Smart Social Security timing and diversified income sources are crucial for long-term success.Want personalized help? Fill out the questionnaire below to receive a custom video analysis of your retirement readiness.“Don't risk your future on outdated assumptions; know the real numbers before you retire.” – Adam OlsonLearn more about Adam Olson by visiting the following links:FacebookPersonal WebsiteBusiness WebsiteRetirement QuizHow Much Do I Need To Retire Article--Investing involves risk, including loss of principal.   Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

For the full transcript, notes, links, and more, go to:  https://simplysquaredaway.com/124 What Emotions Are Hiding Behind Your Clutter? Do you ever look around at your clutter and feel a wave of guilt, sadness, or just… stuck? You're not alone. In part three of our four-part series, The Real Cost of Disorganization, we're digging into the emotional roots of clutter, and it might get a little personal. Because let's be honest: disorganization usually isn't about laziness, lack of time, or not knowing where to start. It's about what the stuff means to us. I'm sharing what I've learned from my own clients, a hoarding specialist, and my personal experience to help you uncover what's really going on beneath the surface. This episode is gentle, powerful, and honestly, might be the moment everything clicks. We'll explore: How grief, guilt, shame, and perfectionism sneak into our closets, drawers, and digital clutter. Why clutter is often your brain's protective mechanism. What your space might be trying to tell you. And how to finally move forward with peace, not pressure. I'll walk you through a 3-step process to begin releasing the emotional weight behind your clutter. It's simple, powerful, and something you can do right away, no bins, no fancy labels, just real emotional clarity. What you'll learn: Why your clutter might actually be grief, shame, or fear in disguise. The surprising connection between trauma and disorganization. How to spot emotional roots like guilt, perfectionism, or control. The 3-step method to identify and release emotional clutter. Name the Emotion. Switch from judgment to curiosity using questions like: What is this space trying to tell me? What story is this clutter holding? What part of me is it protecting? What season of life is this tied to? Choose one compassionate action to take (and what that might look like). Resources Mentioned: Book a free clarity call --> https://simplysquaredaway.com/appointments Join Organized Coach Academy --> https://simplysquaredaway.com/oca  Episode 113 with Kerstin Sheppard Join Organized Life Academy to listen to Sade Curry's workshop.

Why Most Marketing Fails—And How to Make Yours Finally Pay Off with Andrew Gregory   Why Most Marketing Fails to Deliver Profit—And How to Fix It Marketing agencies promise leads. But what if leads aren't your problem?   Thousands of small business owners are stuck in the same trap: they're spending money on ads, but their bank accounts still feel tight. The real issue? Bad leads, broken follow-up systems, and a total disconnect between sales and profitability.   In this episode of Profit Answer Man, marketing expert Andrew Gregory breaks down the hidden cost of poor marketing strategy—and the profit leaks most home service businesses never see coming.   The Real Cost of “Just Getting More Leads” ·       Every business wants more leads. But what happens when: ·       The leads don't convert? ·       The wrong people answer the phone? ·       You can't track what's working?   The result is wasted ad spend, missed revenue, and a whole lot of frustration.   Andrew walks us through how most service businesses are focusing on the wrong end of the marketing funnel—and what to do instead.   In This Episode, You'll Learn: Why response time is the #1 lead conversion factor (and most teams fail here). How to calculate Customer Lifetime Value (and why it changes your ad strategy). The difference between top-of-funnel vanity ads and bottom-up revenue generation. What it means to build trust at scale—and how Google is measuring it. Simple ways to fix your lead handling process before spending another dollar.   Costly Blind Spots You Might Be Missing: You're paying for leads without tracking who actually called. Your website creates friction instead of conversions. Your intake team doesn't follow up fast enough (or at all). You're treating referrals as luck, not a strategy. You're advertising like a national brand—without the budget or systems.   Meet Andrew Gregory: Andrew Gregory is the COO and Partner at UpRoute, a marketing agency focused on helping home service businesses grow profitably. With deep entrepreneurial roots—he's owned a winery, served on business boards, and helped hundreds of small businesses—Andrew blends real-world experience with practical marketing strategy. His specialty? Turning advertising into measurable, scalable profit.   Links: Email: andrew@uproute.com  Website: www.uproute.com  LinkedIn: www.linkedin.com/in/andrewcgregory/   Your Next Move: Fix the Leaks Before Scaling Up Before you spend another dollar on ads, ask yourself: Are we tracking lead sources with clarity? Is our intake team converting calls with consistency? Do we know our true customer value (including referrals)? Is our follow-up fast, friendly, and frictionless?   If you're not 100% sure, this episode is your wake-up call.   Listen now and plug the profit leaks before they drain your next ad campaign.   #ProfitFirst #BusinessGrowth #CashFlowFix #SmartScaling #RevenueLeaks #ProfitClarity #OwnerPay #StrategicFinance   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Profit First Toolkit: https://lp.profitcomesfirst.com/landing-page-page  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. #profitfirst

A surge in cyber attacks is increasingly hitting small businesses, the backbone of the U.S. economy. According to a forthcoming survey from Mastercard, nearly half of business owners have experienced a cyber attack, and nearly one in five that suffered an attack then filed for bankruptcy or closed their business. WSJ cybersecurity reporter James Rundle and Seyoung Jeon, lead cyber analyst at Security Intelligence Provider Dragonfly, discuss the vulnerabilities of small enterprises, what these attacks mean for the greater economy and what businesses can do to defend themselves. Kate Bullivant hosts. Further Reading Hackers Target Eldercare Homes For Some Companies, the Real Cost of a Cyberattack Is Telling Everyone About It New York Orders Local Governments to Start Reporting Cyberattacks Microsoft Alerts Firms to Server-Software Attack U.S. Tells Companies to Prepare for Iranian Cyberattacks Learn more about your ad choices. Visit megaphone.fm/adchoices

Here are some shocking (and staggering) stats on what a divorce really costs... Hint: it's not just the money...

Political Fix is on a break this week. In its absence, we're taking the opportunity to introduce you to its sister podcast, Swamp Notes, the weekly US politics podcast from the Financial Times. Six months after the Trump administration gutted the US Agency for International Development, experts are tracking the impact of its absence. The FT's David Pilling and the Brookings Institution's George Ingram describe the surprising ways countries are adapting to a world with less resources for the poor, sick and starving.Mentioned in this podcast:Email Marc with your questions (Marc.Filippino@FT.com)What the closure of USAID is really costing the worldUSAID cuts threaten 14mn extra deaths by 2030, warns studyThe shifting future of foreign aidSign up for the FT's Swamp Notes newsletter hereListen to Swamp Notes on Acast, Apple Podcasts, Spotify, Pocket Casts or wherever you get your podcasts.Swamp Notes is produced by Henry Larson. Samantha Giovinco mixed this week's episode. The FT's acting co-head of audio is Topher Forhecz. Special thanks to Pierre Nicholson. Hosted on Acast. See acast.com/privacy for more information.

Over the last 100 years, we have streamlined the process of food production. A hundred years ago, 99% of people were engaged in the agricultural process in some way. Today, that number is 1%. As a result, our relationship with food has become desperately impersonal. But what are the consequences of all that efficiency? Embark on a transformative journey into the heart of our food systems with Jeff Tkatch (CEO of the Rodale Institute) and host Ron Steslow. In this captivating conversation, we dig deep into the living soil beneath our feet, our disconnection from nature, and the mechanisms driving our extractive farming systems. Jeff provides a comprehensive understanding of the difference between soil and dirt, explaining why one gives life while the other is lifeless. He shares his personal journey towards regenerative agriculture and elaborates on the role Rodale Institute plays in shaping the future of farming. Segments to look forward to: (2:10) Understanding the difference between soil and dirt: "If soil could talk to us, what would it be saying right now? Feed me. Rest me. Water me. Feed me. Rest me. Water me. I'm a living, breathing organism just like you. And by the way, you depend on me for life." (03:30) Jeff's journey into regenerative agriculture and the role of the Rodale Institute (13:30) How we became disconnected from nature and our food (15:30) Who feeds the world? (16:20) A deep dive into the extractive farming system and the need for sustainable agricultural practices (19:50) Unraveling the incentives that have shaped our agricultural system (23:00) The various faces of agriculture: sustainable, regenerative, and organic regenerative (27:35) The cost of organic food and the unseen cost of not eating organic (30:00) “Agriculture is the great healer of our time” (37:15) Policy changes that could revolutionize farming and an overview of the Pennsylvania State Farm Bill (40:52) The challenge of organic food fraud (51:10) How changing our understanding of food production could reduce polarization: “It starts with gratitude...when we begin to see our brother and sister through food, we're creating a metaphorical table. We're actually sitting down at a table every moment of every day here in this country and hopefully around the world." Learn more about the Rodale Institute: https://www.rodaleinstitute.org/ Get involved and connect with local farmers near you. As Jeff says, "Everybody should get to know a farmer." Follow Ron on Twitter:  ⁠https://twitter.com/RonSteslow Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another powerful episode of the Inclusive AF Podcast with Jackye Clayton and Katee Van Horn!

For the full transcript, notes, links, and more, go to:  https://simplysquaredaway.com/123 What to Do When You're Too Overwhelmed to Start Organizing Ever feel like getting organized sounds amazing in theory but totally impossible in real life? Like, your brain knows a tidy digital system would save time and stress... but you're too mentally fried to even think about where to start? In this second episode of my four-part series on “The Real Cost of Disorganization,” we go deeper into why you still haven't gotten started—even after shifting your mindset from episode one. If overwhelm, distractions, or decision fatigue have you stuck, I want you to know: you're not broken, you're just overloaded. And this episode is your permission slip to take small, doable steps toward order (without the shame spiral). I'll walk you through four super simple strategies to finally get out of stuck mode, even when the idea of “getting organized” feels like a mountain you don't have the energy to climb. You'll also hear real stories from listeners that prove you're not alone in this struggle, and more importantly, that change is possible. Here's what you'll learn: Why disorganization isn't your fault (and what's really behind it) The truth about what clutter is silently costing you The three things creating your personal “overwhelm tornado” Four actionable steps to get organized, even if you're mentally exhausted One hilarious (and oh-so-relatable) story about misplaced worksheets What support and systems actually look like in real life Resources Mentioned: Free Workshop: Learn my organizing framework and the only 5 file folders you need to organize your entire business (and keep it that way!): https://simplysquaredaway.com/5files Organized Coach Academy: https://simplysquaredaway.com/oca Book a call: https://simplysquaredaway.com/appointments

In this episode, we're talking about the hidden cost of not making a decision—especially when you already know what you want.So many powerful, intuitive, successful women get stuck in hesitation.You get the clarity. You feel the nudge.And then… you pause. You second-guess. You ask for more opinions.You wait.This episode breaks down why that hesitation is more than just a moment—it's costing you time, energy, confidence, and momentum.I also introduce you to my new quiz:

In this episode of Good Morning Liberty, hosts Nate Thurston and Charles Chuck Thompson discuss a range of hot-button issues. Topics include the latest news about a New York City gunman, the EPA's proposed repeal of significant climate change regulations, and Senator Josh Hawley's introduction of a $600 tariff rebate bill. The hosts also touch on the heated debate around CTE (Chronic Traumatic Encephalopathy) and its impact on mental health. Tune in for a lively discussion full of important news updates and critical analysis.   (00:00) Intro (00:50) Gunman Incident in New York (03:12) CTE and NFL Controversy (10:12) Trump EPA's Deregulatory Moves (17:05) AI Tool to Slash Federal Regulations (18:53) Virginia's AI Initiative on Regulations (19:36) Josh Hawley's Tariff Rebate Proposal (21:12) Understanding Tariffs and Their Impact (26:04) Tariff Revenues and Economic Implications (31:24) The Real Cost of Tariffs on American Goods   Links:   https://gml.bio.link/   YOUTUBE:   https://bit.ly/3UwsRiv   Check out Martens Minute!   https://martensminute.podbean.com/   Follow Josh Martens on X:   https://twitter.com/joshmartens13   CB Distillery 25% off with promo code GML   cbdistillery.com   Join the Fed Haters Club!  

What happens when you hit midlife and everything starts to shift—your hormones, your finances, your sense of self? In Part 1 of this two-part series, I sit down with former Everyone's Talkin' Money host Shannah Game for an unfiltered conversation about the emotional and financial realities of your 40s. From the unexpected cost of just trying to feel normal, to why massages and therapy are not "frivolous" expenses, we're breaking down the invisible taboos around women, money, and aging. You'll walk away learning: How perimenopause and midlife identity shifts affect your moneyWhy it's okay to spend on your emotional well-being—and how to do it intentionallyWhat the financial industry gets wrong about this chapter of lifeHow to create a “midlife money buffer” and budget for your future self Check out Shannah's new website heyshannah.com and follow her in Instagram for cupcakes, street convos and guidance on how to sort our the Messy Middle. As always, to keep up with everything Everyone's Talkin' Money follow us on Instagram. Learn more about your ad choices. Visit megaphone.fm/adchoices

When Republicans passed their big domestic policy bill just over a week ago, they kept making the same argument about sweeping changes to Medicaid: that the measures, including new work requirements, would encourage able-bodied adults to earn their health care, ultimately creating a fairer system for everyone. Critics said the opposite: they have predicted that millions of working people who need health care will lose it.The truth will emerge in rural and often Republican-voting areas where cuts to Medicaid funding will be felt most deeply. Natalie Kitroeff spoke to a family doctor in one of those places, western North Carolina, about what she thinks will happen to her patients.Guest: Shannon Dowler, a family physician and health advocate in western North Carolina.Background reading: In North Carolina, President Trump's domestic policy law jeopardizes plans to reopen one rural county's hospital — and health coverage for hundreds of thousands of state residents.The nonpartisan Congressional Budget Office predicted that the Senate's version of Trump's bill would mean that 11.8 million more Americans would become uninsured by 2034.For more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday. Photo: Kaoly Gutierrez for The New York Times Unlock full access to New York Times podcasts and explore everything from politics to pop culture. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify.