Podcasts about real cost

It's New Year's Eve, and Norm is just wondering whether the Cowboys are about to do the most Cowboys thing imaginable: win a meaningless game and make everything worse.With Dallas already eliminated from playoff contention, Norm breaks down the logic (or lack thereof) behind trying to finish “strong” by beating a broken-down Giants team. Is two late-season wins really a “springboard,” or just a fast way to slide down the draft board? And why, exactly, are the Cowboys planning to play Dak Prescott and other key starters in a game that can only hurt them?Norm walks through the math, the draft implications, the injury risk, and the feel-good narratives that don't survive even a mild fact check. In the end, he's left with one unavoidable question — the same one Cowboys fans keep asking themselves every year: why?⏱️ Chapters00:00:01 - Happy New Year… Now Let's Talk About a Bad Idea00:01:35 - The Cowboys Call This a “Fast Finish”00:02:03 - Beating the League's Leftovers Isn't Momentum00:03:38 - The Washington Win: Context Matters00:04:05 - How One Win Can Quietly Ruin the Draft00:04:42 - The Domino Effect Around the NFL00:05:19 - From Pick 13 to Pick 18: The Real Cost of Winning00:05:51 - Is 8-8-1 Actually Better Than 7-9-1?00:07:06 - So the Cowboys Plan to Play the Starters00:09:13 - Dak Prescott Is Starting… and That's a Problem00:10:02 - Eleven Hits Last Week and the Injury Risk Nobody Wants00:10:43 - Could the Reserves Win This Game Anyway?00:11:24 - One Final Question: Why?Check us out: patreon.com/sunsetloungedfwInstagram: sunsetloungedfwTiktok: sunsetloungedfwX: SunsetLoungeDFWFB: Sunset Lounge DFW

We reveal the real cost of running a home service business in 2025. In this full debrief, we open our books to show why plumbing business growth exploded while HVAC stalled, and exactly how we navigated the hardest summer in years.If you run a contractor business, you know 2025 was volatile. HVAC shipments cratered 49% YoY, forcing operators to face a brutal reality. In this episode, we break down the massive gap between our plumbing wins and HVAC headwinds, why "Always Be Recruiting" became our #1 survival rule, and how total financial transparency saved our bottom line.In this episode, we cover:The Industry Reality: Why mild weather and refrigerant transitions crushed HVAC demand.The Recruiting Crisis: Why we lost key techs mid-summer and how we fixed our hiring pipeline.P&L Transparency: The actual impact of overhead, margins, and "fixed" costs on a trades business.2026 Strategy: Our plan for a "Lean & Lethal" operation and new acquisitions.

Julia Karungi, the founder of Bubbly Limited, a company focused on natural and biodegradable cleaning products in Uganda shares her shift from the restaurant business to creating natural oil and hygiene products, overcoming challenges in a market dominated by chemical-based cleaners. With her insights into how COVID-19 changed hygiene practices and the importance of sustainable solutions, Julia highlights the opportunities for new graduates and policymakers in the manufacturing and hygiene sectors. Discover how Babbly is combating epidemics through better hygiene practices and what it takes to build a middle-class economy in Uganda.00:00 Introduction to Natural Oil SOS00:49 Challenges in Personal Hygiene01:12 Meet Julia Karungi: Founder of Babbly Limited01:42 Journey into the Hygiene Industry02:08 Impact of COVID-19 on Hygiene Practices03:41 Transition to Cleaning Products05:44 Opportunities in the Hygiene Sector08:30 Training and Mentorship Initiatives11:38 Personal Motivation and Business Growth15:50 Connecting Personal Journey to Business16:13 Challenges in Business Registration and Taxation17:55 Navigating Industry Regulations and Training19:25 Government Support and Market Penetration21:01 Achieving a Middle-Class Economy24:59 Sustainability and Natural Products27:47 Impact of COVID-19 on Lifestyle Choices29:03 Conclusion and Contact InformationFollow up on LinkedIn with her anywhere in her namesShare your feedback on what you think it will take for Uganda to achieve a middle class economy, and inquiries at onuganda@gmail.com or WhatsApp +25678537996. PODCAST DISCLAIMER. The views and opinions expressed in the episode are those of the individuals. They do not represent or reflect the official position of the ON Uganda Podcast, so we do not take responsibility for any ideas expressed by guests during the Podcast episode. You are smart enough to take out what works for you.As of 4.06.25

To get your free copy of Zach's Ebook "Handmade Business Secrets", Please click here - https://www.zachvaught.com/handmadebusinesssecretsbook   If you're trying to grow to $5-10k/mo with your woodworking or handmade business- steal all the same strategies & systems Zach used to break the $10k/mo barrier - Please click here - https://www.zachvaught.com/HHA   If you're a woodworker doing at least $3k/mo consistently in sales and you're ready to scale to $20k/mo+, you need to apply for the Woodworking Accelerator Program. Please click here - https://www.zachvaught.com/WWBAP   All Zach's top choices that power his business   SHOPIFY - Launch your new woodworking or handmade website today for just $1! It's easy to get started. https://shopify.pxf.io/c/2544769/1061744/13624   INCFILE - Setup your business the right way & in minutes! Be sure to use this link for your discount! - https://incfile.grsm.io/c6ymnwkoo5hv   QUICKBOOKS - Save 30% For 6 Months & Finally Get Your Business Finances In Order - https://quickbooks.intuit.com/partners/qbba/?cid=par_qbppnr_zachvaught9472&gspk=emFjaHZhdWdodDk0NzI&gsxid=YZeRn3iY57Ni   PIPEDRIVE - Follow up with leads, keep track of clients, and close more sales! Try for free for 30 days! - https://aff.trypipedrive.com/fh34hhfppt9k   SIMPLETEXTING - Implement SMS & Text Messaging Marketing Into Your Business Today To Sell More, Make More, & Grow More! Get started for free today. - https://simpletexting.stptnr.net/bvgs1y2ouqwn   LUCID CHARTS - Get Strategic & Plan For Growth. Use These Charts To Map Out Marketing Strategies, Org Charts, Shop Flows, & More! Sign up for free today. - https://try.lucid.co/rhuf1awoigan 

See omnystudio.com/listener for privacy information.

On this episode of Best Bets for Pets, Michelle Fern dives into a topic every pet parent must understand: the real cost of caring for our furry family members. From rising veterinary expenses to often-overlooked “startup costs,” Senior Vice President and General Manager of Pet at CareCredit, Jonathan Wainberg, returns to unpack why pet care costs continue to climb — and what smart, practical steps pet parents can take to budget for both routine and emergency expenses. Jonathan explains how tools like CareCredit and pet insurance can work together, shares insights on the biggest financial surprises new pet owners face, and offers lifesaving advice for planning ahead. If you've ever wondered how to prepare for the true financial side of pet ownership, this episode is a must-listen.EPISODE NOTES: The Real Cost of Pet Love: Budgeting for Your Best FriendBecome a supporter of this podcast: https://www.spreaker.com/podcast/best-bets-for-pets-the-latest-pet-product-trends-pets-animals-pet-life-radio-original--6667904/support.

What does it take to raise a child karting prodigy chasing the road to Formula 1? In this episode, we speak with Asif Nazir Mir, former national karting champion and father of Atiqa Mir, one of the world's most exciting young racing talents. From discovering her natural speed at just six years old to navigating elite motorsport, discipline, sacrifice, and mindset, this conversation reveals the real journey behind raising a world-class racing driver—without pressure, gender bias, or shortcuts.

Welcome to Industry Spotlight—a focused series hosted by Sam D'Arc, highlighting standout dealerships and innovative companies, and exploring the trends driving success in today's automotive market. Today, Sam sits down with Dorian Jimenez, Owner-Dealer Operator of Classic Chevrolet OKC, and Chuck Stilwill, EVP of Ikon Technologies. This episode of the Car Dealership Guy Podcast is brought to you by Ikon Technologies: 1. Ikon Technologies - Ikon Technologies delivers a connected vehicle program for dealers that maximizes Customer Lifetime Value by driving sales efficiency and securing non-cancellable PVR on your front end while delivering an average of 50 additional customer-pay ROs every single month for your service bays. At NADA 2026 in Las Vegas, visit Stand 1763 West to see the benefits for yourself and take your chance to roll the dice to win a Rolls-Royce (terms and conditions apply; no purchase necessary). Plus, as an exclusive offer for listeners, mention “Car Dealership Guy” when you sign up at NADA to have your entire initial installation fee waived—book your demo today at http://www.ikontechnologies.com/CDG Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠https://cdgcircles.com/⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 00:47 Dorian's journey from GSM to owner? 02:34 Biggest theft challenge at Chevy store? 03:39 Sting operation against drug cartel? 08:57 Best practices for protecting inventory? 19:36 How battery monitoring helps dealers? 20:14 Speed alerts improve customer compliance? 22:01 Insurance benefits of speed policies? 22:57 Using customer data for upsells? 25:21 Key dealer benefit of connected data? Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Download the FREE Sales Call Roadmap: tiquehq.com/sales-call?utm_source=Podcast+Episode+148&utm_medium=Podcast+Shownotes&utm_campaign=Sales+Call+Success+RoadmapCruising has quietly changed, and this episode explains why more advisors should be paying attention. Luxury cruise expert Kemi Wells-Conrad, founder of Wells Luxury Travel, returns to share how small-ship and yacht-style cruising delivers the kind of bespoke, high-touch experience many travelers assume only exists on land. Kemi breaks down how to handle the “I hate cruising” objection, why luxury cruises often deliver better value than mass-market sailings, and how to confidently match the right cruise line to the right client. From better ports and longer stays to fewer crowds, elevated dining, and inclusive pricing, this episode shows why luxury cruising is becoming one of the smartest tools in an advisor's sales strategy. If you want clients stepping off the ship saying, “that was worth every penny,” press play!About Kemi Wells-Conrad:In 2014, Kemi joined the travel industry, working as the Director of Sales – Corporate and Leisure at North South Travel, where she oversaw the team, handled all strategic partnerships, sales and marketing for the agency. Six years later, at the start of 2021, Kemi decided to launch her own agency, Wells Luxury Travel, a boutique collective for advisors specializing in four key pillars: adventure, celebration, sustainability and wellness travel. Kemi is a proud member of the Travel + Leisure Advisory Board, is a featured A-Lister in their annual awards and sits on the advisory board for National Geographic Lindblad Expeditions. Kemi previously ran the Young Travel Professionals and then Millennials in Travel Vancouver chapter, as well as sitting on Virtuoso's Global Member Advisory Board for over 6 years. She has been quoted and featured in a variety of publications, including Travel + Leisure, Robb Report, CNBC and BRIDES. wellsluxurytravel.com@kemiwellsconrad @wellsluxurytravel Today we will cover:(02:20) How Kemi fell in love with cruising(08:15) Selling the value of luxury cruising to hesitant clients(14:25) Why luxury cruises offer better ports and longer stays(22:15) Advisor benefits of selling cruises(28:45) Marketing cruises to non-cruisers(33:00) Who's actually booking luxury and expedition cruises now(36:30) Hosted sailings and advisor education opportunitiesListen to Episode 120: The Real Cost of Running A Travel Business with Kemi Wells-ConradJOIN THE NICHE COMMUNITYVISIT THE TEMPLATE SHOPEXPLORE THE...

Question? Text our Studio direct.

Choosing between perforated and micro mesh gutter guards isn't always straightforward. Here's what you need to know about both systems before spending your money. Go to https://www.affordable-and-professional.com/our-power-washing-and-gutter-cleaning-and-gutter-guard-and-window-washing-services for more information. Affordable & Professional Window & Gutter Cleaning PowerWashing Services City: Freehold Address: 18 Willow Brook Rd Website: https://www.affordable-and-professional.com/

As learning and development leaders, it feels like we're always trying to get a seat at the table, but are we truly prepared to have effective conversations with our nonprofit's executives when we get there?To get you ready, in this episode, I invited Rick Dahlseid to help us position training as a worthwhile investment. He is a nonprofit CFO with over 20 years in the sector, with expertise in financial management, operations, and governance.You'll learn about his unique point of view on the role of training and development in a nonprofit, where your conversations about people development should start, the kind of language that will be most effective, and what you should actually focus on to get your point across.▶️ How to Position Training as an Investment (from the Perspective of a CFO) with Rick Dahlseid ▶️ Key Points:0:00:00 Rick's mission and  nonprofit financial leadership0:09:49 How a seasoned nonprofit CFO views training0:16:23 Define ROI for learning and development first0:22:16 How to get the nonprofit to invest in your training0:31:30 Focus on the outcomes and keep the end in mindResources from this episode:Catch up with my recent episode about this topic, The Real Cost of Bad Training.Join the Nonprofit Learning and Development Collective: https://www.skillmastersmarket.com/nonprofit-learning-and-development-collectiveWas this episode helpful? If you're listening on Apple Podcasts or Spotify, follow and leave a review!

Prior authorization can cost you more than time. In this episode, we uncover the hidden impact of prior authorization in Medicare Advantage plans, from delayed care and denied treatments to frustrating administrative roadblocks. Learn how these barriers affect your health and peace of mind, and discover why a Medicare Supplement plan may provide the flexibility, access, and control you deserve.

Podcast: Industrial Cybersecurity InsiderEpisode: Why OT Must Lead the Manufacturing Cybersecurity ConversationPub date: 2025-12-17Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationKatie O'Brien shares her unconventional journey from music teacher to industrial cybersecurity expert, bringing over 25 years of IT experience into the OT world. In this conversation with Dino, Katie discusses the critical gaps in OT cybersecurity—from the lack of university programs teaching industrial security to the disconnect between IT and OT teams. They explore why system integrators and OEMs fail to design cybersecurity into new manufacturing projects from the start, compare it to building cars without safety features, and discuss the emergence of managed services in the OT space. Katie explains how Garland Technology helps organizations get visibility into aging infrastructure with unmanaged switches, and both hosts emphasize the urgent need for the OT ecosystem to drive cybersecurity conversations proactively rather than waiting for IT teams who may never have walked the plant floor.Chapters:(00:00:00) - The Hard Truths About OT Security Nobody Wants to Hear(00:01:06) - Katie's Unconventional Journey: From Music Teacher to OT Cybersecurity Expert(00:04:00) - The Current State of OT Cybersecurity and Future Directions(00:06:00) - The Education Gap: Why Universities Aren't Teaching Industrial Cybersecurity(00:08:00) - The Disconnect Between IT/Security Teams and OT Operations(00:10:00) - Designing Cybersecurity Into New Manufacturing Projects From the Start(00:13:00) - IT Teams Who've Never Walked the Plant Floor(00:16:00) - The Emergence of Managed Services in the OT Space(00:18:00) - Garland Technology: Getting Visibility Into Aging Infrastructure(00:19:00) - Software Defined Automation and the Future of Industrial Control(00:22:00) - Why the OT Ecosystem Must Drive the Cybersecurity Conversation(00:24:00) - The Real Cost of Downtime and Cyber Incidents in ManufacturingLinks And Resources:Katie O'Brien on LinkedInWant to Sponsor an episode or be a Guest? Reach out here.Industrial Cybersecurity Insider on LinkedInCybersecurity & Digital Safety on LinkedInBW Design Group CybersecurityDino Busalachi on LinkedInCraig Duckworth on LinkedInThanks so much for joining us this week. Want to subscribe to Industrial Cybersecurity Insider? Have some feedback you'd like to share? Connect with us on Spotify, Apple Podcasts, and YouTube to leave us a review!The podcast and artwork embedded on this page are from Industrial Cybersecurity Insider, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

In this episode of SITREP, CannCon and Alpha Warrior are joined by Colonel Towner Watkins for a wide-ranging, candid discussion that moves from military culture and combat experience to the deeper mechanics of regime change and global power. The conversation examines Venezuela through the lens of history, intelligence operations, and economic warfare, unpacking the role of NGOs, USAID, the IMF, and corporate interests in destabilizing sovereign nations. Colonel Watkins challenges prevailing narratives around narco-states, opposition movements, and so-called humanitarian interventions, drawing parallels to past coups and intelligence-backed operations. Along the way, the panel reflects on the erosion of institutional experience within the U.S. military, the consequences of politicized leadership, and what diplomacy versus force actually looks like on the ground. As always, SITREP blends sharp analysis, lived experience, and unscripted dialogue to cut through headlines and expose the machinery behind modern conflicts.

Ready to turn your content into cash? This episode is part 2 of your roadmap.Today we unpack the most powerful lessons from our viral conversation with high-ticket expert.You'll discover how to build, price, and sell premium offers that your audience actually wants—without burning out or adding more to your plate.Whether you're a coach, creator, or content-driven entrepreneur, these 10 frameworks will help you go from undercharging and overworking… to building offers that create massive impact AND income.What You'll Learn:• How to price your offer for profit (without guilt)• Why the market you pick matters more than the product• The Anti-Resentment Pricing Rule• Offer messaging that makes people say “tell me more!”• The $300K Day Strategy—and how you can do it tooWant to see our $100K offer built LIVE? come join us in the club! Full workshop available.

In this episode of ITR Live, Chris Hagenow and John Hendrickson look ahead to the coming Iowa legislative session, where property taxes are already shaping up as the dominant issue. As lawmakers, interest groups, and local officials ramp up pre-session conversations, the hosts break down what's being discussed publicly—and what still lacks concrete detail. While nearly everyone agrees property taxes are a problem, Chris and John note that no comprehensive plan has yet emerged.A significant portion of the discussion focuses on proposals to freeze property taxes for seniors, an idea that resurfaces regularly due to its political appeal. While acknowledging the realities of fixed incomes, the hosts question whether carving out special treatment for one group of taxpayers ultimately creates fairness problems and unintended consequences—particularly in smaller, aging communities. They argue that broad-based relief, rather than targeted exemptions, is the sounder approach.The conversation then turns to tax increment financing (TIF) and renewed interest among lawmakers in reforming how it is used. Chris and John walk through how TIF was originally intended to address blight and infrastructure needs, but has since expanded into a catch-all subsidy tool—even in some of the most valuable commercial real estate markets in Iowa. With few guardrails and no firm time limits, they argue TIF often serves to pad private balance sheets rather than deliver real taxpayer value.Finally, the hosts zoom out to connect these local policy choices to a broader pattern: governments at all levels repeatedly claim subsidies and incentives are the only path to growth. Whether it's sports stadiums, mall redevelopments, or corporate relocations, Chris and John argue that the real winners are rarely taxpayers footing the bill. The episode closes with a reminder that sustainable growth comes from lower taxes and disciplined spending, not endless incentive chasing—along with a Christmas-season sign-off.

Are you stuck in a high-paying job you secretly hate?Do you feel successful on paper — but exhausted, trapped, and unfulfilled inside?You may be wearing Golden Handcuffs… and in this video, I show you exactly how to break free without burning your life down.In this episode, I break down:✔ What “Golden Handcuffs” really mean (and why it's not just about money)✔ Why high achievers feel trapped in successful careers✔ The hidden cost of staying too long — burnout, health, relationships & confidence✔ The Golden Handcuffs Escape Plan you can start using today✔ How to rebuild your confidence and rediscover your transferable skills✔ Real client success stories proving career freedom is possible✔ What to do when fear and responsibilities feel overwhelmingWhether you're a high-earning professional, executive, manager, or ambitious leader who feels stuck in a career that no longer fits — this episode will give you clarity, confidence, and your next right move.

In today’s episode of What’s God Got to Do With It? we’re diving deep into a struggle we’ve all faced: comparison. Whether it’s scrolling through Instagram, seeing someone else’s success, or feeling like you’re falling short in your own faith walk, comparison is a sneaky thief that steals our joy, gratitude, and connection to God. Leanne explores the real cost of comparison—how it can plant seeds of envy and even make us question God’s goodness—and explore practical, faith-filled steps to break free. From practicing radical gratitude (and the neuroscience behind how it rewires your brain!) to celebrating others without comparison, we’ll learn how to turn jealousy into connection and curiosity. Most importantly, we’ll anchor ourselves in God’s truth, reminding ourselves of the unique and beautiful plans He has for each of us. If you’re ready to stop letting comparison steal your peace and start walking confidently in your own God-given path, this episode is for you, because What God has for you is yours. HOST: Leanne Ellington // StresslessEating.com // @leanneellington To learn more about Leanne, head over to www.LeanneEllington.com, and to share your thoughts, questions, feedback, or guest suggestions instantly, head on over to www.WhatsGodGotToDoWithIt.com.Follow Leanne on Instagram: https://www.instagram.com/leanneellington/See omnystudio.com/listener for privacy information.

Streaming used to be the budget-friendly hero. Now? It's the plot twist no one asked for. With subscriptions stacking up and costs creeping higher, we unpack how the streaming dream got so expensive—and how to cut through the noise.Streaming Platform BreakdownAll the Buzz, Straight to Your Inbox—FreeDo You Follow?Meet Our Sponsors:Timber PizzaVillage TavernThe Cocktail ClassicGet the issue to your door! Subscribe Now

Most business owners are laser-focused on one thing at tax time: paying as little as possible. On the surface, that feels smart. In reality, it can quietly shut the door on financing, real estate deals, acquisitions, and long-term growth. In this episode, we talk straight about the hidden cost of aggressive write-offs and why writing everything off can make it nearly impossible to get approved for loans or build real wealth. Using a real-world investment property example, we break down how lenders actually view your financials, what "clean income" really means, and why your tax return is one of the most important documents you'll ever produce as a business owner. You'll learn: The difference between reckless write-offs and strategic tax planning Common personal expenses business owners run through their companies that create legal and financial risk How intertwining personal and business expenses can lead to piercing the corporate veil What reasonable addbacks lenders often accept—and how to document them properly Why paying some taxes can actually unlock bigger opportunities   This episode is a must-listen for Idaho business owners who want to think bigger, get bankable, and stop writing themselves out of opportunity.   If you are feeling the love, make sure to subscribe, rate, and review on iTunes, Spotify, YouTube, or wherever you are!! If you'd like to be featured on an episode go to theidahobusinesspodcast.com to APPLY! Apple Podcasts Spotify YouTube

Hour 1 of https://RushToReason.com is raw, unscripted, and emotionally charged as John Rush confronts some of the country's toughest cultural and moral questions. What happens when heated rhetoric spills into real-world violence? Who is responsible when words fuel hatred—and where should the line be drawn? John tackles antisemitism head-on, calling out bigotry wherever it appears. He urges listeners to look beyond politics to examine belief systems, accountability, and moral consistency. Can society condemn violence while excusing the ideology behind it? And why is it acceptable to target one group while fiercely defending others? The hour also turns to media influence and political leadership, with John offering blunt analysis on how public figures should respond in moments of tragedy—and how missteps can deepen division. Refusing partisan blinders, he holds everyone to the same standard of decency, timing, and restraint. Fast-paced, passionate, and unapologetic, Hour 1 sets a serious tone and urges listeners to question their assumptions, engage in respectful dialogue, and take action toward fostering understanding beyond the headlines. HOUR 2 Hour 2 of Rush To Reason blends hard truths with practical insight as John Rush welcomes Dr. Josh McConkey, MD, (https://www.weightbehindthespear.com/home) a board-certified emergency physician who practices in both the U.S. and Australia. Drawing on firsthand medical experience, Dr. McConkie breaks down the mental-health dangers of teen social media use, the fallout from Australia's controversial youth ban, and why parental responsibility—not government mandates—may be the real solution. What warning signs should parents never ignore? And are bans even enforceable in a digital world? The hour then pivots to listener calls and cultural analysis, as John confronts antisemitism within political movements, warning that internal division and ideological blind spots could fracture the conservative coalition itself. To close the hour, John is joined by his son Richard Rush for a high-energy sports and auto segment. They break down the Broncos' shifting playoff outlook and major NFL storylines, then finish with a Drive Radio car review of the 2026 Mazda CX-70 Turbo S, exploring its mild-hybrid boost, luxury feel, and real-world drivability. Serious, fast-moving, and unexpectedly fun—Hour 2 keeps listeners thinking until the last minute. HOUR 3 Hour 3 dives headfirst into some of the most controversial and consequential issues shaping America right now. John Rush is joined by Alvin Lui, President of Courage Is a Habit (https://courageisahabit.org), who unpacks a deeply troubling report that exposes how activist ideology is being embedded in schools through “mental health” programs. How are school counselors being transformed from academic guides into ideological enforcers—and why do most parents never see it happening? The hour then opens to passionate listener calls as John confronts antisemitism, moral consistency, and the line between faith and hatred. What separates principled belief from dangerous ideology? And why does celebrating violence—even against political enemies—cross a line that should never be crossed? John also connects the dots between policy decisions and real-world consequences, spotlighting how hostile business climates drive major employers away, costing cities jobs and investment. The discussion widens to global economic warning signs, including cracks in China's luxury market, before closing with a sobering look at infrastructure vulnerability and potential power shutoffs along Colorado's Front Range. Fast-moving, intense, and unfiltered, Hour 3 challenges listeners to question narratives, examine consequences, and think beyond the headlines.

In today's episode, I sit down with Rhonda Kich, the powerhouse founder of EquityFirst and a trusted voice in financial literacy. We talk about the lessons that shaped my newest book, the role toxicity played in my past, and the hard reset that came after losing everything. I share how my wife's push for accountability changed my path, the balance between being fed and being bled, and the frameworks I use to mentor others through growth. Rhonda and I also explore the realities of outgrowing relationships, building aligned teams, and raising kids with clarity, consistency, and values that support long-term happiness.

Learn how accelerated three-year degree programs can reduce education costs while delivering hands-on career training. We examine customized pathways, project-based learning replacing traditional courses, and how students can earn a master's degree in just four years total. Newman University City: Wichita Address: 3100 McCormick Website: https://newmanu.edu/

#328: The build versus buy decision isn't as binary as most companies think. Every technology choice involves elements of both - you might use Linux (buy) but still configure and customize it extensively (build). The real question isn't whether to build or buy, but finding the right balance between the two approaches based on your company's resources, size, and unique requirements. Companies often fall into the trap of thinking their processes are so unique that existing solutions won't work, leading to unnecessary custom development. This "not invented here" syndrome is particularly common in large enterprises that mistake their size for complexity. In reality, most businesses face challenges that have already been solved by others. The key is recognizing when you truly need a custom solution versus when you can adapt existing tools. The decision becomes more nuanced when considering factors like maintenance costs, compliance requirements, and long-term sustainability. Building internally requires ongoing resources for updates, security patches, and knowledge retention within your team. Meanwhile, buying from vendors shifts much of this burden but introduces dependencies and integration challenges. The conversation features insights from Alex Gusev from Uploadcare, along with perspectives from hosts Darin and Viktor on navigating these complex technology decisions.   Alex's contact information:  X: https://x.com/alxgsv LinkedIn: https://www.linkedin.com/in/alxgsv/   YouTube channel: https://youtube.com/devopsparadox   Review the podcast on Apple Podcasts: https://www.devopsparadox.com/review-podcast/   Slack: https://www.devopsparadox.com/slack/   Connect with us at: https://www.devopsparadox.com/contact/

In this powerful episode of We Chat Divorce, Karen and Catherine sit down with Susan Guthrie—one of the nation's leading family law attorneys, top divorce mediators, and a recent guest on the Oprah podcast—to break down the realities of navigating divorce in today's turbulent economic climate. With inflation, job uncertainty, rising debt, and shrinking safety nets affecting families across the country, divorce has become more complicated, more expensive, and more emotionally overwhelming. Susan brings 35 years of experience to this conversation and explains why fear and confusion escalate when people attempt to negotiate or compromise without verified financial information. Together, Karen, Catherine, and Susan expose some of the biggest misconceptions surrounding mediation, financial disclosures, attorney roles, and the belief that a net-worth statement or Excel spreadsheet is “good enough.” They outline the critical need for accurate, neutral financial clarity—something the MDS Financial Portrait™ uniquely provides—to prevent stalled negotiations, runaway legal fees, and emotionally driven decisions that people regret later. Whether you're considering divorce, preparing for mediation, or already working with an attorney, this conversation offers the actionable guidance needed to move forward with confidence, strategy, and peace of mind. Connect with Susan Guthrie Explore her podcast and resources: DivorceAndBeyondPod.com Use her new AI-powered episode search tool to find topics like alimony, gray divorce, co-parenting, and more. Resources Mentioned MDS Financial Portrait™⁠ — the gold-standard tool for financial clarity in divorce Free Financial Assessment — learn where you stand and what steps make sense MDS Community — expert-led Live Q&A events and support Ready to Take the Next Step? Whether you're just beginning the divorce process or have been stuck in uncertainty for years, financial clarity is your strongest advantage. Start with the Free Financial Assessment, explore the Divorce Financial Portrait™, and step into mediation or legal discussions with confidence—not fear. Learn more about your ad choices. Visit megaphone.fm/adchoices

High surcharges can push customers away fast. Scott Armstrong explains why today's choices might come back to haunt dealerships in five years.Global Dealer Solutions offers a network of high-performance providers while remaining product agnostic. Knowing which tools to deploy makes a big difference. Having a trusted adviser; priceless. Schedule your complimentary consultation today. https://calendly.com/don-278. BE THE 1ST TO KNOW. LIKE and FOLLOW HERE www.linkedin.com/company/fixed-ops-marketinghttps://www.youtube.com/channel/@fixedopsmarketingGet watch and listen links, as well as full episodes and shorts: www.fixedopsmarketing.com/wtfJoin Managing Partner and Host, Russell B. Hill and Charity Dunning, Co-Host and Chief Marketing Officer of FixedOPS Marketing, as we discuss life, automotive, and the human journey in WTF?!#podcast #automotive #fixedoperations

Kent Beck: You're Ignoring Optionality… and Paying for ItIn this episode of Maintainable, Robby speaks with Kent Beck, a foundational voice in modern software development and author of Tidy First?. Kent joins from California to explore why optionality is a central, often underestimated dimension of maintainable software.Kent begins by describing the tension between features and future flexibility. Shipping new capabilities is easy to measure. Creating options for what comes next is not. That imbalance is where maintainability either flourishes or collapses. Senior developers in particular must learn to navigate this tension because they have lived through the consequences when no one does.They reflect on how cost models have shifted across the last five decades. Early in Kent's career, computers were expensive and programmers were cheap. Today the balance often flips depending on scale. At massive scale, electricity and compute time become meaningful costs again. That variability shapes whether teams optimize for hardware efficiency or developer efficiency.Episode Highlights[00:00:46] The Two Forms of Software ValueKent explains why software value comes from both current features and the options you preserve for future work. He describes optionality as the invisible half of maintainability.[00:03:35] When Computers Become “Expensive” AgainRobby and Kent revisit the shift from hardware-optimized development to developer-optimized development and how large-scale systems have reintroduced compute cost pressures.[00:07:25] Why the Question Mark in Tidy First?Kent shares why tidying is always a judgment call and why he put a question mark in the title.[00:10:14] The Real Cost of Speculative FlexibilityThey discuss why adding configurability too early creates waste and why waiting until just before you need it increases value.[00:13:46] Making Hard Changes EasyKent outlines his guiding idea. When you face a difficult change, make the change easy first, then make the easy change.[00:17:08] The Feature SawKent explains his features versus options graph and how teams repeatedly burn optionality until they hit zero. At that point, forward movement becomes painful.[00:19:37] Why 100 Percent Utilization Is a TrapKent discusses how queuing theory shows that full utilization pushes wait times toward infinity. Overcommitted teams have no room for design work.[00:22:44] Split Teams Do Not Solve the ProblemRobby talks about consulting scenarios where “tidy teams” and “feature teams” are separated. Kent argues that this splits incentives and prevents optionality from being sustained.[00:26:15] Structure and Behavior Should Not Ship TogetherKent describes why feature changes are irreversible, structure changes are reversible, and why combining them increases risk for everyone.[00:30:37] Tidying Reveals IntentWhile cleaning up structure, developers often uncover logic flaws or misunderstandings that were previously hidden.[00:32:00] When Teams Discourage TestingKent shares stories about environments where developers were punished for refactoring or writing tests. He explains why building career options is essential in those situations.[00:37:57] Why Tidying Is an Ethical ObligationKent reframes optionality as a moral responsibility. No one should make work harder for the next person who touches the code.[00:41:33] Succession and SlicingKent describes how nearly every structural change can be broken into small, safe steps, even when the change first appears atomic.[00:47:00] A Small Habit to Start TodayKent suggests adding a blank line to separate conceptual chunks in long functions. It is a small step that improves clarity immediately.Resources MentionedTidy First? by Kent BeckKent Beck on SubstackThe Timeless Way of Building by Christopher AlexanderThanks to Our Sponsor!Turn hours of debugging into just minutes! AppSignal is a performance monitoring and error-tracking tool designed for Ruby, Elixir, Python, Node.js, Javascript, and other frameworks.It offers six powerful features with one simple interface, providing developers with real-time insights into the performance and health of web applications.Keep your coding cool and error-free, one line at a time! Use the code maintainable to get a 10% discount for your first year. Check them out! Subscribe to Maintainable on:Apple PodcastsSpotifyOr search "Maintainable" wherever you stream your podcasts.Keep up to date with the Maintainable Podcast by joining the newsletter.

Send us a textIn this deeply honest solo episode, Justin Roethlingshoefer opens up about a triggering moment that forced him to confront the cultural lie of “hustle harder.” After seeing a client publicly champion a work-until-you-break mentality—the very mindset that once led them to burnout—Justin reflects on the destructive pursuit of worth through achievement.He unpacks how striving steals our peace, fractures our identity, and disconnects us from God's rhythms. Drawing from past personal battles with burnout and insights from his recent conversation with worship artist Pat Barrett, Justin explores the life-changing power of contentment: needing nothing, proving nothing, and operating from God-given identity instead of worldly ambition.This episode is a call to pause, evaluate the lies you've believed about success, and realign your life with the rhythms God designed you to thrive in. Whether you're on the brink of burnout or simply tired of the chase, Justin offers a path back to peace, presence, and purpose.TakeawaysThe world's version of success often leads to decay, disconnection, and burnout.Striving for validation costs your health, peace, and relationships.Contentment—not achievement—is what unlocks true creativity, freedom, and capacity.Boundaries are spiritual: they create presence, peace, and protection.Integration doesn't mean constant work—it requires intentional separation and presence.You can't operate in your calling while living in chaos.Your body signals misalignment through anxiety, exhaustion, weight gain, and brain fog.God designed rhythms of rest, obedience, and peace so you can thrive.Living by the world's expectations leads to destruction; living by God's design leads to purpose.Healing comes from alignment—not more effort, but more surrender.Sound Bites“The world applauds burnout—but it destroys your soul.”“A content person is dangerous because they need nothing from anyone.”“If you have no boundaries, you have no presence. Without presence, you have no peace.”“Striving steals your health, but obedience restores it.”“Your body is telling you the truth—even when the world is lying to you.”Chapters00:00 — Welcome & Introduction01:30 — The Instagram Post That Triggered Everything03:00 — The Dangerous Lie of Work-Obsessed Culture05:00 — Wisdom from Pat Barrett: The Power of Contentment06:30 — Why Needing Nothing Makes You More Creative07:30 — Integration vs. Disintegration: The Misuse of “Balance”10:00 — When Work Consumes Family, Health, and Identity11:30 — The Real Cost of Hustle Culture12:30 — From Burnout to Breakthrough: A Client's Story14:00 — Worldly Success vs. God-Given Design15:00 — How the Body Reveals Misalignment16:00 — Moving Back Into Alignment With God's Rhythms17:00 — A Call to Self-Awareness, Correction, and Surrender===========================Subscribe and Listen to the Own It Show HERE:➡︎ YouTube:https://www.youtube.com/@justinroethlingshoefer➡︎ Apple Podcasts:https://apple.co/3KCyN3j➡︎ Spotify: https://open.spotify.com/show/3F58Ez4lbIKQ6kMu2pfpIG===========================Resources:⚡️CHECK OUR PROGRAMS: https://ownitcoaching.com/programs/⚡️BOOK: https://thepowerofownershipbook.com/=========================== Connect with Justin Roethlingshoefer on Social Media:➡︎ linkedin.com/in/justin-roethlingshoefer➡︎https://www.instagram.com/justinroeth/?hl=en

Text me what you thought of the show

Speaker: Pastor Mabio Coelho Original Broadcast Date: December 6, 2025 Bulletin | Reflection YouTube video: https://youtu.be/-A6uh8zFgvo

Leticia Duarte joins Ian for the 500th episode of Locked In to finally share her side of the story — her arrest, her past, how the two met, and what it's really like dating someone with a criminal record. Leticia opens up about her childhood, the mistakes that changed her life, the moment she was arrested, and the lessons she learned along the way. She talks honestly about supporting Ian through his journey, what dating a felon actually looks like behind the scenes, and how their relationship grew through challenges, questions, public eyes, and the realities of redemption. This episode also includes fan questions, behind-the-scenes moments from their relationship, and conversations about love, loyalty, mental health, personal growth, and rebuilding your life after setbacks. If you're interested in real stories, prison and arrest experiences, relationship struggles, and honest conversations about life after mistakes, this episode gives you a raw and personal look at everything you've always wanted to know about Leticia and Ian — together. #PrisonStories #TrueCrimePodcast #LockedInWithIanBick #ArrestStory #InmateStories #RedemptionStory #DatingAFelon #RealLifeStories Thanks to BLUECHEW, AURA FRAMES & PRIZEPICKS for sponsoring this episode: BlueChew: Get 10% off your first month of BlueChew Gold with code LOCKEDIN. Visit https://bluechew.com/ for more details and important safety information Aura Frames: Exclusive $35 off Carver Mat at https://on.auraframes.com/LOCKEDIN. Promo Code LOCKEDIN Prizepicks: Visit https://prizepicks.onelink.me/LME0/IANBICK and use code IANBICK and get $50 in lineups when you play your first $5 lineup! Connect with Leticia Duarte: Instagram: https://www.instagram.com/leticiaa_duartee/ Podcast Instagram: https://www.instagram.com/sips.and.secrets/ TikTok: https://www.tiktok.com/@sipssecrets.w.let?_t=ZP-8yPWBUScOsR&_r=1 YouTube: https://www.youtube.com/channel/UCazI24pakcI62suCDfQTh7Q Spotify: https://open.spotify.com/show/28lCiWPFaDXSDEC1y5wHSp Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Shop Locked In Merch: http://www.ianbick.com/shop Timestamps: 00:00 Intro – Celebrating 500 Episodes of Locked In 02:00 What 500 Episodes Taught Me (The Real Behind-the-Scenes) 05:30 How the Podcast Grew: Viral Moments, Guests & Evolution 11:00 Leticia Joins: Our Relationship, Struggles & Funny Stories 19:00 How We Met: The Full Story You've Never Heard 26:00 Leticia's DUI: The Arrest, Fallout & Hard Lessons Learned 36:00 The REAL Cost of a DUI: Money, Court, Stigma & Recovery 41:30 Life Changes After a DUI: Coping, Growth & New Routines 46:00 Listener Q&A: Biggest Podcast Moments, Fan Questions & Secrets 54:00 Dating With a Criminal Record: Judgment, Trust & Navigating Life 01:00:00 Wild Stories From the Studio: Guests, Mishaps & Surprises 01:07:00 Living Together: Daily Routines, Challenges & What Works 01:12:00 Attention, Fame & Handling Celebrity Guests 01:15:00 Dream Guests, Future Plans & What's Next for the Podcast 01:16:30 Final Thank You – 500 Episodes, Gratitude & What's Coming Learn more about your ad choices. Visit megaphone.fm/adchoices

It's one of the toughest financial moments you'll ever face: someone you care about needs help, and you feel torn between wanting to support them and protecting your own financial future. In this episode, we talk openly about the emotional pressure of lending money to friends and family, and the real consequences most people don't think about until it's too late. You'll hear a balanced look at boundaries, alternatives, and healthy ways to navigate these situations without damaging relationships or your retirement plans. Here's some of what we discuss in this episode:

Ash welcomes Paul Sippil, a forensic 401k consultant, to discuss the complexities and hidden issues often found in group retirement plans, particularly 401k and profit sharing plans within dental practices and other small businesses. Paul shares how his unique role focuses on exposing conflicts of interest, unnecessary fees, lack of transparency, and even fraud within these plans. He describes how business owners and plan participants frequently misunderstand how fees are assessed, often assuming they pay nothing out-of-pocket—when in reality, high costs may be embedded, sometimes even continuing long after the original adviser has left or, in some cases, passed away.Paul explains the mechanics of broker commissions, how these fees are often hidden from both employers and employees, and the importance of transparency in fee structure. He provides practical advice for dental practice owners and other professionals on how to minimize costs by paying fees directly at the employer level, allowing for tax deductibility and better cost control. Paul also covers the value of one-on-one meetings with advisers for plan participants, and offers recommendations on how owners can better manage their retirement plans to avoid unnecessary expenses and potential abuses.To learn more or connect with Paul, visit: https://www.paulsippil.com/Key Topics Discussed: What a forensic 401 (k) consultant doesCommon misunderstandings and hidden fees in group retirement plansBroker commissions and lack of fee transparencyReal-world examples of fee abuses and potential fraudWhy dental and other professional practice owners should pay retirement plan fees directlyImportance of transparent, fixed-fee arrangements with advisersThe value and scarcity of one-on-one meetings between advisers and participantsSimple steps to reduce retirement plan costs and improve oversight

One of the devil’s time honored strategies to deceive people is “underestimating” the cost of sin and iniquity. In this podcast, I use 1 Thessalonians 5:22 to explain how God helps us understand (and evade) this strategy. Listen and be blessed. Shalom! Audio Download

Send us a textWe've all been there… a homeowner calls because the “cheap guy” left them with a leaning fence, bad materials, or a job that didn't even make it through the first season

In this episode: How many hours have you spent this year in Canva, tweaking fonts and colors, wondering if your brand really reflects who you are? If you're nodding your head right now, you're not alone. So many food bloggers are creating incredible content but struggling with a brand foundation that just doesn't quite feel right. Here's the thing: your branding isn't just about having a pretty logo. It's about having a clear filter for every decision you make in your business—from the content you create to the platforms you show up on to the products you develop. And when that foundation is shaky? Everything else feels harder than it needs to be. That's exactly why we've updated our branding package for 2026 with some game-changing additions that I'm genuinely excited to share with you.        Key points from this episode: The Real Cost of Not Having a Brand Foundation Why We Never Just Design Logos What's Inside: The Strategy Side What's Inside: The Visual Side What's New for 2026 The Process: How It Works Who This Package Is For Your Next Step     Related content: The Crafted Website Experience Sign up to get podcast updates sent directly to you!   Connect With Madison Instagram | Website | Show Notes Work with Grace + Vine in 2026: Design Services for Food Bloggers Our newest way to redesign your website! Learn more here.

Thinking about giving your kids or grandkids part of their inheritance now? Frank and Frankie Guida unpack the “giving while living” trend, revealing what you need to consider before making a big financial gift. Discover how a retirement roadmap can help you balance generosity with your own long-term security, and hear real stories of retirees navigating these decisions. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

We were thrilled to welcome back acclaimed psychological thriller author and Richard & Judy Bestseller, Lizzy Barber, to the show. Lizzy is the author of several gripping novels, including Be Mine, and has a knack for cutting right through the polished facade of the author life to reveal the messy, chaotic, and often hilarious reality.As The Writing Community Chat Show, recently ranked among the top 10 writing podcasts in the UK, we've interviewed over 360 authors, from NYT best-sellers to indie superstars. Few, however, have been as candid as Lizzy about the sheer struggle of creative output when life throws everything at you.This conversation is essential listening for anyone who feels they are running out of time, energy, or hope while chasing their writing dreams.1. The Real Cost of ‘The Slow Draft.'Lizzy shared that her current novel, her fifth, has been the slowest to write, a process she describes as being “on ice.” This wasn't due to a lack of ideas but due to life: the birth of her daughter, dealing with family loss, and major personal hardships.The interview kicked off with a major truth bomb about managing expectations. Lizzy, who is working on this novel while juggling motherhood and dealing with family issues, admitted she has learned to accept a 500-word-a-day target.“I have worked out that for me that has meant 500 words a day. And I'm comfortable with that. And some days I will write a thousand and think, ‘what a great day.' And then the next day I might write two.”She argues against the perceived hierarchy in the writing community that values speed and high word counts. While some authors happily “splurge 4,000 words a day,” Lizzy opts for quality, slow progress, where her 500 words are likely to be “500 really good words that won't get cut up or replaced.”This is a powerful reminder: the goal is the finished product, not the speed of the first draft.2. Navigating Publishing: Big Five vs. Indie.Lizzy has the unique experience of having worked with both ‘Big Five' publishing houses and an indie publisher (Dura). She offered a rare, side-by-side comparison of the two models:3. The Uncomfortable Question: Imposter Syndrome.Perhaps the most resonant part of the conversation for aspiring and established writers alike was Lizzy's raw honesty about self-doubt.When discussing the draft she just completed after two years, she was upfront about her inner turmoil: “There is a part of me that thinks that this might not actually work as a book and that I might junk it.”This is imposter syndrome at its highest level - the doubt that creeps in after hundreds of hours of work. For Lizzy, this feeling is exacerbated by an “uneven publishing experience” and the anxiety of never finding a constant publisher “home.”“The worst thought is this kind of awareness of never being published again—that you're kind of you're done... That's the kind of constant fear that you kind of live on the highwire of as an author.”Her advice for surviving this? Focus solely on the writing, because that is the only thing you can control. Don't chase trends, and don't let external noise or sales charts dictate your self-worth.4. The Author Brand: Be Yourself. (Even If You're ADHD)Lizzy, who recently started to explore the possibility that she has undiagnosed ADHD, spoke about how she manages her time and how her personality informs her public persona.She admits she is good at jumping into pockets of time but “can't write around the chaos.” She needs to compartmentalize her writing time, a vital lesson for any busy creative.On building an author brand, her advice is simple: Be authentic.If you are an introvert who hates reels and being on camera, don't force it, it won't feel fun or look genuine. But if you, like Lizzy, are comfortable debating, answering difficult questions, and being visible:“I love being on camera. I trained as an actress... I like the sound of my own voice. I don't mind being silly. I don't mind being filmed. I say [to my publisher] use me for that. I'm very comfortable to kind of debate and be asked hard questions.”Find your niche, whether it's through newsletters, blogs, or public appearances, and commit to it. But whatever you do, avoid the pressure to join the “5 a.m. writer's club” just because it sounds productive. Prioritize your sleep and your process.Watch the Full Interview.Lizzy's interview is full of crucial, honest advice for writers at every stage of their career. We cover everything from the psychological complexities of her thrillers to the magic of the Harrogate Crime Writers Festival.Watch the full episode below (or listen to the podcast audio):Connect with Lizzy Barber:* Instagram: @byLizzyBarber* Buy Her Books: Available on Amazon, the Dura website, and all good bookstores.Join our brand new community on our Stanstore! After conducting 360 plus interviews, we have compiled digital products to help your writing. Plus, community members get access to our live writing sprints where we write with you, keep you accountable, and give you free access to our 1-on-1 video coaching. There are forum like tabs in our community group where you can post work and receive advice, plus, much more. Join here: https://stan.store/TheWCCSSupport Our Non-Profit CIC.As many of you know, The Writing Community Chat Show is now officially a non-profit Community Interest Company (CIC). Our mission is to support authors and creatives through interviews, workshops, competitions, and community projects.Running the show takes time, effort, and resources — from live streaming and editing, to event hosting and outreach. If you enjoy what we do and want to help us continue providing a platform for authors, please consider donating directly to our PayPal. Every contribution goes right back into growing the show and supporting the writing community.Donate here: https://www.paypal.com/paypalme/TheWCCSEven the price of a coffee makes a difference in helping us keep the lights on, the mics live, and the conversations flowing.Featured on these blog posts as one of the best writing podcasts:Number 7 in the top 11 writing podcasts of 2025 by Million Podcasts. com https://millionpodcasts.com/author-interview-podcasts/…Number 3 in the top 10 best writing UK podcasts of 2025.https://podcast.feedspot.com/uk_writing_podcasts/The 10 best writing podcasts of 2024, No1 The Writing Community Chat Show - 10 Best UK Writing Podcasts You Must Follow in 2024 (feedspot.com) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit thewccs.substack.com/subscribeBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-writing-community-chat-show--5445493/support.

“If I really spent $4,000 a month, I'd have a villa and a problem.”Having Markeiz back on Discover Vietnam felt like picking up a conversation we never really finished the first time. When he first joined me back in 2020, I was recording out of my bedroom, praying the iPhone wouldn't ruin the audio. This time, we were sitting in a full podcast studio — lights, cameras, a technician, the whole lot. It made me think about how much this show has grown, and how much life in Vietnam has shaped both of us.This episode wasn't about headlines or clickbait. It was about getting past the noise — especially the noise created after his CNBC video “Living on $4,000 a Month in Vietnam” went viral. That title got people talking, but most of the reactions didn't include the actual context. And nothing drives me madder than a story taken out of context.I wanted to let him tell the full story himself — the chaos that brought him to Vietnam, the visa confusion everyone goes through, the reality behind that $4,000 figure, and why life here works for him. What I loved most is that the conversation wasn't defensive. It was honest. It was grounded. It was two people who love living in Vietnam but also understand the complexities and privilege that come with that.Key Talking Points1. The Real Story Behind the “$4,000 in Vietnam” Headline2. From Military Punishment to a Life Rebuilt Abroad3. Visa Confusion, Missteps, and the Reality of Living Here4. What Life in Vietnam Actually Costs — Not the Myths5. Are Foreigners Really Driving Up Housing Prices?Chapters & Timestamps00:00 – Returning Guest, Studio Glow-Up & Podcast Confessions05:00 – Military Punishment & the Spark That Led to Vietnam12:00 – Visa Scams, Emergency Visa Fees & Life's First Curveballs18:00 – The $4,000 Headline: What CNBC Didn't Show26:00 – The Real Cost of Living Here (and Why “Cheap” Is Misleading)36:00 – Are Foreigners Pushing Up Housing Prices? The Myths Unpacked"Send me a message!"Vote now for Discover Vietnam! The full list of winners is here. Support the show

In this episode of "The Dirt on Flowers," Lyndsay and Shannon discuss the vital role of planning and self-care in building a profitable, sustainable flower farm. Drawing from their own experiences, they highlight how having a clear business plan prevents burnout, overcommitting, and financial losses. They share practical strategies for pricing, production, and work-life balance, and emphasize the benefits of attending Dirt Con for actionable tools and community support. The hosts encourage listeners to invest in planning and self-care to create a thriving business and a fulfilling life beyond the farm.Learn more about DirtCon and join the email list for all the updates.If you want to dive in deeper with us each month, join our membership group - The Dirt on Flowers Insiders! So if you love the podcast and want to dig deeper with us, head over to www.thedirtonflowers.com/membership to join now. Did you love today's episode? Take a screenshot and share it in your IG stories. Don't forget to tag @dirtonflowers!Leave us a rating and review on Apple Podcasts!Head to www.thedirtonflowers.com to sign up for our newsletter and become a Dirt on Flowers insider!Want to learn more about your hosts? Follow us on Instagram!Lyndsay @wildroot_flowercoShannon @bloomhillfarm

In Part 2 of this epic episode of the Mike Drop Podcast, host Mike Ritland continues his deep-dive conversation with Dave Berke – the only Marine to ever fly the F-22 Raptor and a legendary Topgun instructor. This episode is packed with raw, unfiltered stories from the skies and the streets of Ramadi. Dave breaks down why fifth-generation fighters (F-22 and F-35) dominate not through speed or maneuverability, but through total battlespace awareness – “If I know everything you're doing and you have no idea I'm even there, I've already won.” He shares unforgettable combat moments with Jocko Willink's Task Unit Bruiser, including riverine boat insertions with Chris Kyle, calling in a Hellfire missile through a second-story window to save SEALs under fire, and the emotional weight of losing Marines on the ground. From feeling like a “fish out of water” running with SEALs in Ramadi to the humbling transition into the F-22 cockpit, Dave reflects on luck, leadership, ego, and the real cost of the Iraq War. Whether you're a military aviation geek, a combat veteran, or just love real stories of extreme performance, this episode delivers powerful lessons on teamwork, situational awareness, and what it truly takes to dominate in chaos. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The arbitrage era is cracking — fast. With Sonder filing bankruptcy and operators across the country getting crushed by fixed leases, the truth is clear: the STR model you choose determines whether you scale… or sink.In this episode, we break down why arbitrage is failing, what Sonder's collapse teaches every host, and why co-hosting remains the most profitable, low-risk, scalable model in 2025 and beyond.Inside this episode: • Why arbitrage collapses under pressure • The hidden costs operators never calculate • Why co-hosting produces higher margins with lower risk • How boutique operators beat centralized “big brand” models • What the fastest-growing hosts are doing differently • The shift every STR operator must make in 2025Message me to get a free resource and see how the program could fit your goals.Click the link below:https://go.strsecrets.com/podcast?utm_source=Podcast&utm_medium=Captivate&utm_campaign=T034&utm_content=RESOURCE00:01:00 – The Real Cost of Arbitrage: Leases, Debt & Cash Burn00:02:30 – Why Arbitrage Margins Collapse in Today's Market00:03:45 – Co-Hosting vs. Arbitrage: The Risk Difference00:05:10 – Arbitrage at Scale Becomes a Cash-Flow Death Trap00:06:15 – Real Examples of Small Operators Losing Money00:07:10 – The Tiny Margin of Error That Kills Arbitrage Deals00:08:30 – Why Co-Hosting Wins: Low CAC, High Lifetime Value00:10:20 – How Operators Are Scaling Co-Hosting With $0 Spend00:12:20 – Centralized vs. Local: Why Guest Experience Matters00:15:00 – Why Arbitrage Can't Keep Up With Industry Changes00:17:00 – The Bankruptcy Wave: Small Operators Getting Hit00:18:30 – How to Pivot Out of Arbitrage Before It's Too Late00:20:10 – What a Healthy Co-Hosting/PM Business Looks Like00:22:00 – No Get-Rich-Quick: The Reality of STR SuccessGet FREE Access to our Community and Weekly Trainings:https://group.strsecrets.com/

The National Security Hour with Col. Mike and Dr. Mike – News for you, Mr. President, Americans do not heed a Chief Magistrate who stops other people's wars, but they desperately do need one who is focused solely on keeping Americans out of all wars unless we are attacked or invaded. Let all other countries tend to their own wars, never join them, and never support them, but always let those wars burn...

On today's episode, we take you inside The Practice Launchpad event from September 2025, where Dr. Mark Costes delivered a powerful keynote to an audience of current and aspiring dental practice owners. Drawing on his experience owning 16 practices across Arizona and California, Mark gives an unfiltered look at the common mistakes dentists make in leadership, operations, and finance—and why most practices in the U.S. are barely profitable (if at all).  He reveals why financial success alone nearly broke him, and how his Four Futures framework—mind, meaning, muscle, and money—helped him find purpose, balance, and joy again. Whether you're a new grad, a seasoned owner, or somewhere in between, this talk is packed with real talk, big perspective shifts, and actionable business wisdom. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

In today's episode, Kyle and Kevin from Coltrain Onsite Fleet Care share how their people-first, mobile fleet maintenance model is reshaping the trucking industry! We dive into how their on-site repair approach reduces downtime and total cost of ownership, why customized preventative maintenance schedules beat traditional mileage-based PMs, and how investing in top-tier technicians and best-in-class tooling helps them achieve near-zero turnover. We also talk about the growing demand for mobile maintenance, the impact of the technician shortage, and why their customer-centric, no-VC, slow-and-steady growth strategy is winning trust with fleets!   About Kyle and Kevin Coltrain Kyle Coltrain is the Executive Officer of Coltrain Onsite Fleet Care, leading the company's vision to establish Coltrain Onsite as the nation's most trusted mobile fleet maintenance provider by prioritizing quality, safety, and the exceptional performance of their skilled mechanics. With extensive experience driving growth and transformation in the fleet maintenance and repair industry, Kyle has held senior leadership roles at Epika Fleet Solutions, Cox Automotive, and Dickinson Fleet Services. He holds an MBA from Indiana University and a BBA from the University of Central Florida. Kevin Coltrain is Co-Founder and Executive Officer of Coltrain Onsite Fleet Care, leading the company's mission to empower mobile technicians and elevate fleet care. With extensive experience in operational leadership and strategic growth, Kevin has built and lead high-performance teams of more than 250 employees. A cum laude graduate of the University of Miami's Herbert School of Business, Kevin combines academic rigor with real-world expertise. His values-driven leadership earned him the national Patriot Award for his support of military service members.   Connect with Kyle and Kevin Website: https://coltrainonsite.com/  LinkedIn: https://www.linkedin.com/in/kylecoltrain/ / https://www.linkedin.com/in/kevincoltraincaneforhire/  

In this REI Only episode of The FasterFreedom Show, Sam dives into the rise of 50-year mortgages and what investors really need to know as more details emerge. He breaks down how these ultra-long loans work, why interest—not the loan term—is the true x-factor, and why stretching payments across five decades doesn't fix the underlying issue of rising hard costs. Sam also breaks apart the pros, the risks, and the misconceptions so investors can understand how these loans actually impact affordability, cash flow, and long-term wealth.Whether you're evaluating your next deal or trying to make sense of the shifting lending landscape, this episode gives you the clarity to make smarter financing decisions, avoid the traps, and stay grounded as new mortgage products hit the market.FasterFreedom Capital Connection: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://fasterfreedomcapital.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Rental Investment Training: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://freerentalwebinar.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Constitution Study with Host Paul Engel – Recent events reveal deeper trends as shutdowns test government power, shootings expose failures of responsibility, and socialism promises more than it delivers. These issues highlight growing overreach and a widening gap between leaders and their constitutional duties. The path forward depends on citizens reclaiming limits, defending rights, and insisting on accountable leadership...