The Buy To Let Property Podcast from Lifestyle Property People

After 12 years in a high-pressure City job, Bhav had the income, the lifestyle, and the flat — but not the freedom. In this honest chat, Shiv and Bhav dive into his journey from burnout to breakthrough, and why he finally walked away to pursue a life built around property and purpose.They discuss:The health toll of the corporate grindInvestment mistakes (and lessons) from chasing quick winsWhy Bhav chose to join Lifestyle Property GroupThe power of passive income through Northern buy-to-letsIf you're stuck on the treadmill and craving change, this episode will resonate.

In this episode, I'm joined by mindset coach and investor Manmeet Chowdhry as we dive into the psychological hurdles of taking risks. We explore powerful topics like the fear of loss, fear of change, and how your lifestyle choices, values, and priorities can profoundly shape your investment decisions. Manmeet Chowdhry is a Performance Expert dedicated to helping people overcome personal and professional challenges to unlock their full potential. Connect with Manmeet:www.optimumperformancesolutions.com Instagram: https://www.instagram.com/manmeet_chowdhry/Facebook: https://www.facebook.com/OptimumPerformanceSolutionsInt/LinkedIn: https://www.linkedin.com/in/manmeetkaurchowdhry/ Enjoy the show?Don't forget to subscribe and leave a review as it will help us reach more people.  Got a question you want Shiv to answer?Email it along with your name to info@lifestylepp.co.uk Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/  

How do you make smarter financial decisions while managing risk? In the final episode of this 4-part mini-series, Shiv sits down with Krish Kara of Kara Digital, to share practical strategies for balancing investment risks and rewards.From taking calculated risks to mastering dollar cost averaging, they offer actionable tips to help you grow your wealth.They also use clever analogies to visualise and break down more complex investment strategies, making it easy to follow for both new and experienced investors.Listen to the final episode now! Enjoy the show?Don't forget to subscribe and leave a review as it will help us reach more people.  Got a question you want Shiv to answer?Email it along with your name to info@lifestylepp.co.uk Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/ Connect With KrishKrish Kara is a finance and investing content creator and the founder of Kara Digital, a marketing agency specialising in social media marketing. With a passion for making financial concepts accessible, Krish helps brands and individuals navigate the digital landscape to grow their presence and impact.Email Krish at krish@karadigital.co.ukCheck out Kara Digital at karadigital.co.ukFollow Krish for more financial content ⬇️Instagramhttps://www.instagram.com/karadigitalagency/Tiktokhttps://www.tiktok.com/@krishnan.kara

What does it take to create a life you truly love? In the third episode of this four-part mini-series, Shiv is joined by investor and entrepreneur Krish Kara of Kara Digital to explore the habits, mindset shifts, and priorities that shape a fulfilling life.They'll dive into the power of self-investment, the art of balance, and what it really means to build a lasting legacy. This thought-provoking conversation is packed with practical insights and inspiration - don't miss it! Enjoy the show?Don't forget to subscribe and leave a review as it will help us reach more people.  Got a question you want Shiv to answer?Email it along with your name to info@lifestylepp.co.uk Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/ Connect With KrishKrish Kara is a finance and investing content creator and the founder of Kara Digital, a marketing agency specialising in social media marketing. With a passion for making financial concepts accessible, Krish helps brands and individuals navigate the digital landscape to grow their presence and impact.Email Krish at krish@karadigital.co.ukCheck out Kara Digital at karadigital.co.ukFollow Krish for more financial content ⬇️Instagramhttps://www.instagram.com/karadigitalagency/Tiktokhttps://www.tiktok.com/@krishnan.kara

Get ready for an insightful deep dive into smart investing strategies that will sharpen your skills and make you a more confident investor by the time you finish this podcast.This episode is Part 2 of a four-part series, featuring host Shiv alongside investor and entrepreneur Krish Kara of Kara Digital.Together, they'll explore various asset classes - both physical and digital - the power of early investing, and practical strategies to grow your wealth. You won't want to miss this one! Enjoy the show?Don't forget to subscribe and leave a review as it will help us reach more people.  Got a question you want Shiv to answer?Email it along with your name to info@lifestylepp.co.uk Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/ Connect With KrishKrish Kara is a finance and investing content creator and the founder of Kara Digital, a marketing agency specialising in social media marketing. With a passion for making financial concepts accessible, Krish helps brands and individuals navigate the digital landscape to grow their presence and impact.Email Krish at krish@karadigital.co.ukCheck out Kara Digital at karadigital.co.ukFollow Krish for more financial content ⬇️Instagramhttps://www.instagram.com/karadigitalagency/Tiktokhttps://www.tiktok.com/@krishnan.kara

What does it take to achieve financial freedom and build lasting wealth? Find out in this brand-new 4-part mini-series, where Shiv sits down with investor and entrepreneur Krish Kara of Kara Digital. Together, they explore a wide range of investing topics, featuring real case studies and actionable plans you can follow.In this first episode, they uncover what financial freedom truly means, the importance of motivation, teaching financial literacy to your children, and how to balance active and passive income streams. Enjoy the show?Don't forget to subscribe and leave a review as it will help us reach more people.  Got a question you want Shiv to answer?Email it along with your name to info@lifestylepp.co.uk Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/ Connect With KrishKrish Kara is a finance and investing content creator and the founder of Kara Digital, a marketing agency specialising in social media marketing. With a passion for making financial concepts accessible, Krish helps brands and individuals navigate the digital landscape to grow their presence and impact.Email Krish at krish@karadigital.co.ukCheck out Kara Digital at karadigital.co.ukFollow Krish for more financial content ⬇️Instagramhttps://www.instagram.com/karadigitalagency/Tiktokhttps://www.tiktok.com/@krishnan.kara

In this client success story, we sit down with Sanskriti and Akshat, a couple who transformed their approach to wealth building by investing in property through Lifestyle Property People.Hear how our end-to-end service helped them transition into an investor mindset, shifting from chasing money to creating it. Their investment journey is now focused on building a sustainable income stream for retirement and leaving a legacy for future generations.They share their experience of working with our approachable and knowledgeable team, who guided them through every step of the process, from sourcing the perfect property to navigating the legal complexities and managing the refurbishment.If you want to learn how to create financial freedom through property and understand how we can help, this podcast is for you! Enjoy the show?Don't forget to subscribe and leave a review as it will help us reach more people.  Got a question you want Shiv to answer?Email it along with your name to info@lifestylepp.co.uk Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

In this week's episode of The Buy to Let Property Podcast, Shiv is back to offer his advice to two listeners.A common concern for property investors is whether they actually have the time to set up their investment while balancing a full-time job, family commitments, and everything else life throws at them. Today, Himal is wondering: How much time do I need to dedicate to get my property investment up & running and can I do it alongside my job?The second question in today's episode comes from Sam who is concerned about choosing the wrong location to buy a property in. He wants to know what makes a good buy-to-let investment location and how much money will he need to get started.  Enjoy the show?Don't forget to subscribe and leave a review as it will help us reach more people.  Got a question you want Shiv to answer?Email it along with your name to info@lifestylepp.co.uk Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

Investors have been dreading the Autumn Budget, but are the new legislations as brutal as we first thought, and could they potentially open up opportunities for us as investors?We've watched the announcement, spent some time processing and we've picked out the big changes that are going to happen, the impact they will have on us as investors and how they will affect the market as a whole.There's no denying that Capital Gains Tax, inheritance tax, and other reforms could drastically affect our wealth.But here's the truth—tax changes are inevitable.But there are things you can do now to proactively safeguard your wealth and build a strategy for the future.Find out how by joining me on the 21st of November at 7pm as I host an exclusive online discussion where alongside Prash from VPC Accountants and Akash from OnPoint Mortgages, we reveal how you can protect your wealth over the next few years.It's free to attend and is the perfect opportunity to get the answers to any questions you have from our expert panel.Click the link below to reserve your spot https://us02web.zoom.us/webinar/register/WN_KrWSe-gtR8qwQo6Ch_TmKg#/registration Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

Is hiring a property sourcer or property management company worth it? In this episode, we break down how working with the right team can not only save you time but also potentially save you thousands in the long run. We'll discuss why choosing a partner who aligns with your values and has a proven track record can make all the difference. Plus, we'll share what to look for in a portfolio-building company to ensure they can deliver on their promises—from expertise and connections to offering an end-to-end service. If you're wondering whether outsourcing this process is the right move for your investment journey, this video will help you decide. Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

Rents are increasing at a rapid pace which is of course good news for investors but is it sustainable or are we approaching a turning point in the UK rental market?In this episode, we'll unpack why the rental market is experiencing such intense demand and high rental rates, reveal our predictions on whether sky-rocketing rents will continue and if investors should expect to see their rental returns increase.We'll also discussDo we see rent controls in the future?Will rents continue to increase?The explosion in demand What's happening to the supply of rental properties in the UK?Can tenants afford these rents?What does the future hold for rents? Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

Let's get into what's really going on in the property market and more importantly, what does that mean for people looking to invest over the next 6 months? In this episode, we're diving into the latest shifts in the property market and, more importantly, what they mean for YOU. Whether you're a landlord, investor, or someone thinking about jumping into property, the changes happening right now will impact your decisions over the next few months. Here's what we'll cover: How Labour's policies could affect your property portfolio and future opportunities What the upcoming Autumn Budget might mean for your next move in the market Key changes in the Renters Reform Bill – What every landlord needs to know Potential Capital Gains Tax hikes and how they could create buying opportunities for savvy investors How inflation and interest rate cuts could boost your rental profits The latest on rent trends for 2024 and what to expect in 2025 Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

In this episode of The Property Perspective, we dive into the big changes coming from Labour's new Renters' Rights Bill, that every BTL property investor should be aware of. No more 'no-fault' evictions – What does this mean for your rights as a landlord?New rent increase rules – Find out how often and how much you can raise rent.Evictions for non-payment – What happens when tenants fall behind on rent?Changes to discrimination laws – How will this impact who you can rent to? We also discuss a new landlord database, stricter rules around bidding wars, and what these reforms mean for your property business in the long run. If you're a landlord, tenant, or property investor, you can't afford to miss this!Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

With a surprise BOE base rate cut at the beginning of the month and inflation stabilising, mortgage rates are now predicted to fall.  But aside from the increase in monthly rental returns, what does this all mean for us as property investors?  How will it affect the property market? Will we see property prices increase? What about the discounts we've been getting, will they disappear? I recently sat down with Bob Singh from Chess Mortgages to break it all down and get his expert view on all things property, the market, and of course, mortgages.  We discussed: When should we start seeing the mortgage rates drop and what does it mean for your next deal? Is the Window Of Opportunity closing?The truth behind the Labour government's housing pledge—can they really build 1.5 million homes?Property prices— are they going to rise?The North vs. South debate—where can you find the best buy-to-let yields If you're looking to invest in property & want to know what's really going on, then this is a must-watch! Connect with Bob Bob Singh is the managing director of Chess Mortgages which offers bespoke and expert mortgage advice. Bob has over 42 years of FS experience and with his ear constantly close to the ground, he is a fountain of knowledge when it comes to the UK mortgage market. LinkedIn: https://www.linkedin.com/in/bob-singh-chess-mortgages-chess-capital-5ba074167/ Website https://chessmortgages.co.uk/  Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

Are you waiting until you have all the cash to start your property investment journey? You might be holding yourself back! In this episode, we tackle a common misconception: the idea that you need all the money upfront to get started. The truth? You can kick off your investment with just £12,995! We'll break down the real numbers and show you how waiting for the full amount could mean missing out on prime opportunities. Join us to uncover the simple steps to get started today without needing the full amount right away. Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

So how do you build a property portfolio with no up-front cash? Not everyone has thousands in savings or has inherited a vast sum of money from a relative but without realising it, you could be sat on thousands of pounds that you could use to invest in property.  What am I talking about?Your own home.  In our latest Property Perspective, we will show you how you can unlock the equity in your home and use the power of a BTL mortgage to not only fund your very own BTL property investment but also pay towards the mortgage on your own home.  Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

Is this the threesome you've been waiting for? Achieving a healthy body, abundant wealth and a positive mindset is considered by many to be the ‘Trifecta of Success'. But in today's busy & hectic world, surely it can't be possible to achieve all three? That's why I'm super excited for this special podcast episode as I am joined by two phenomenal guests and friends, Akash Vaghela from RNT Fitness & Dipesh Virji from the Mindset Creator Podcast, as we discuss and uncover the secrets to achieving a balanced and fulfilling life and reveal if it's even possible?  In this episode, we uncover:How prioritizing your health impacts your ability to achieve your goals. Learn simple yet effective exercises, the importance of a balanced diet, and tips to maintain your physical health amidst a busy schedule.Why stepping out of your comfort zone is crucial for a growth mindset. Discover techniques to develop a positive mindset, manage stress, and build resilience.Discover the importance of financial planning, and creating multiple income streams to build long-term financial security. Learn how banking experience can compound growth and why all success begins with imagination.The question on everyone's lips - Can you have it all? Whether you're aiming to boost your physical health, sharpen your mindset, or achieve financial independence, this episode is packed to the rafters with valuable information and practical advice that you can implement right away.  Connect with AkashInstagram - https://www.instagram.com/akashvaghela/www.rntfitness.com Connect with DipeshInstagram - https://www.instagram.com/dipeshvirji/www.dipeshvirji.com  Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

From strong rental yields and stable appreciation to the protection of investor rights, we can understand why many foreign investors are flocking to the UK to invest their money in property.  But for overseas buyers, navigating the UK property market can be a challenge, with the potential time zone differences, communication barriers, and unfamiliarity with the UK property market nuances.  We recently met up with our client Amar in sunny Mexico, who like many expats, understood the benefits of investing in the UK property market but couldn't be on the ground to get it up and running. Listen to our latest episode as he reveals why he chose to invest in the Leeds property market and how by choosing to invest with a property sourcing company like ours, he was able to keep roots in the UK and invest in a property that is creating long term security for his future. If you're based abroad but have been thinking about investing in the UK property market and want to hear how you too can invest in property, just like Amar, you won't want to miss this episode.   Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more.Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

Should you purchase an investment property in your personal name or in a limited company? It's a decision that can halve your returns if answered incorrectly so I am really pleased to be joined by Prash Chauhan from VPC Accountants to help us review the key considerations, advantages, and disadvantages of both approaches. In this episode we talk about:✅ Staying ahead of the curve with new tax laws - will they affect your investments?✅ Is it still worth investing in property through a limited company?✅ Surprise expenses you can cover✅ How to get a £50k car for just £400!✅ How to ensure your children get your property (and not the tax man)✅ How buying in a Ltd company can help you reap the benefits of investing in property now, as well as in the future! If you haven't already, make sure you hit that subscribe button! Whether you're a seasoned investor looking to optimise your portfolio or a first time investor navigating the complexities of getting started in property, you won't want to miss this episode.  Connect with VPC AccountantsVPC is a chartered accountancy practice that specialises in providing tailored accountancy services to businesses in the UK. You can connect with VPC via email hello@vpcaccountants.comCheck out their website www.vpcaccountants.comFollow them on Instagramhttps://www.instagram.com/vpc.accountants/?hl=en Connect With UsWe specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England.If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more. Follow us on social media for more investing tips ⬇️Instagramhttps://www.instagram.com/lifestylepropertypeople/ Facebookhttps://www.facebook.com/lifestylepropertypeopleuk/

With the news that a mortgage price war has opened up between lenders, with over 20 lenders cutting their buy-to-let mortgage rates in 2024,  many investors are now wondering,  should I fix for 2 years or 5 years?In the hope of making some sense of it all, we recently invited Tom Barrass from Marquis Financial Services onto our channel, to get his expert view on this common question. As an experienced mortgage advisor, he has his ear constantly to the ground and he really does have a knack for making the complicated UK mortgage market, uncomplicated so it was great to get his take on the subject.Here's a little of what we discussed. ✅ How to find the right mortgage for you✅ Which is best? A 2-year or 5-year mortgage ✅ The importance & necessity of mortgage advisors✅ Property market predictions – where do we think rates & property prices will go For anyone who is looking at getting a mortgage or may be looking to remortgage their property in the next 6 months, this is a must-listen! Connect with TomTogether with Ian Pollock, Tom established Marquis Financial Services in 2007. With access to more than 12,000 products from over 90 lenders, he can guide you through the entire mortgage process with ease. Whether you're a first-time buyer, need to remortgage, or are looking to let out a property, Tom will find the right deal to suit you and your personal situation.You can find his website here  or if you prefer, you can email him tom.barrass@mab.org.uk 

Hot topics we spoke about:⁠❗Is the recent news around the base rate good or bad? ❗What the current base rate means for savers & investors? ❗How can interest rates be going down if the base rate is the same?❗What do mortgage rates look like right now & what do we think they will they come down to?❗When do we think the base rate will start to go down?❗Should you fix your mortgage for 2 years or 5 years?❗Is it still a good time to buy property?❗Bhaven's top piece of mortgage advice  For anyone who is looking at getting a mortgage or may be looking to remortgage their property in the next 6 months, this is a must-listen! 

As a property investor, your investments are not just assets; they are a part of your legacy. In this podcast, we spoke with Akash Desai from OnPoint Mortgages, and explored the significance of having life insurance to safeguard both your property portfolio and your loved ones' financial well-being should the unexpected happen.Tune in as we uncover:  The importance of having insurance as a buy-to-let property investorThe types of insurance available to youExplore how life insurance can help protect your loved ones & provide a safety net against inheritance tax obligationsThe key strategies & benefits of incorporating life insurance into your investment plansHow to fortify your property empire against unforeseen circumstancesWhat key factors you should consider when choosing life insurance Whether you're a seasoned property investor or just starting your journey, "Securing Your Legacy" equips you with the essential information you need to protect your investments and ensure your loved ones are financially secure if the unexpected occurs. Tune in to our podcast and learn how to safeguard your legacy today! 

With the news of mortgage interest rates falling from their highs of 6%+, many people have decided to wait until the interest rates drop further before they invest their money into an investment property. And yes, on the face of it, this seems like a great idea – why would you want to invest when rates are the highest we've seen for a long time? But what if we told you that's a bad idea, and by investing now, you can stay ahead of the pack and in fact make more money from property than by waiting? In todays podcast episode, Shiv reveals all. For anyone who is looking to invest their money into property but thinks it's best to wait, you won't want to miss this! If this has convinced you that now is the best time to invest in property and you would like to see how we can help you invest in property with our hands-free, end to end service, click the link below to visit our website where you can find out all about our service and chat with us on WhatsApp. www.lifestylepropertypeople.co.uk

The UK mortgage market is constantly evolving making it EXTREMELY hard to keep up

Welcome to The Buy To Let Property Podcast from Lifestyle Property People, where we discuss all things property and investing. I'm your host, Shiv Haria, and in today's episode, we have an incredible success story that will inspire you to get your hard-earned money working for you.We all know that money sitting idle in a bank account is a missed opportunity. But what if there was a way to put your money to work without all the associated effort and risk?Our guest, Minal, was in a similar situation. As a successful dentist, she had savings that were just lying around, not being used to grow her wealth. But that's now changed! We'll hear how Minal leveraged her money to invest in a buy-to-let property and transformed her financial outlook, all without upsetting her busy lifestyle.It's a story of financial empowerment, making informed decisions, and achieving your goals, even when the odds seem stacked against you.So, if you've ever thought that investing seems like a bit of a maze, this episode is a must-listen. Stay tuned as we share the steps, the challenges, and the triumphs of Minal's journey to financial success.If you haven't already, make sure to hit that subscribe button so you never miss an episode of The Buy To Let Property Podcast. And if you find value in today's episode, please leave us a review so we can get the word out to more listeners like you.Alright, let's jump into today's episode.

SECURE YOUR CHILDREN'S FUTUREDo you think about the financial pressures your children will face when they are older, like how they will afford their first home?Do you want to be able to provide for your children by giving them opportunities and experiences that you never had?We'll, you're not alone.One of the biggest reasons people are looking to invest their money now is so they can support their children financially in the future.Whether that is giving them a leg up in the world so they can do what they want with their lives or opening up opportunities for them to be the best that they can be.Our MD, Shiv is no different.Listen to our latest podcast episode where he contemplates what life would be like as a father, his goals for ensuring his children are prepared for the future, and the steps he is taking now to ensure their financial security in the future.It's a really great and thought-provoking episode for parents and future parents, which you won't want to miss.

Creating financial security for your future is so important, now more than ever, but it is often something many people put off until it is too late.  Today we are joined by a friend and fellow investor Huw Davies, who runs a YouTube and Instagram account, @Huwsview, aimed at simplifying finance topics for ordinary people.As an advocate for investing and creating financial security, it was really great to be able to sit down with Huw and discuss our own journeys, as well as share some great advice on what you can do to achieve financial freedom.Enjoy!  

With all the media coverage and speculation, it's understandable that people feel uncertain about whether now is the right time to be investing in propertyBut, to put it bluntly, the majority of these opinions are UNEDUCATED & UNSOLICITED and come from people that are fearful or just don't want you to have financial independence (after all, it isn't in the interest of the powers that be)So to help break through the noise, we had a chat with our friend Bob Singh from Chess Mortgages.Like us, he is in the 'thick of it' day in and day out so has some great insight into what he is seeing in the property market.✅ Listen to his expert views on what he thinks is going to happen to the property market over the next year✅ Why there isn't going to be a big property crash✅ What's happening in the mortgage market over the next year✅ See why he believes that investing in property is still the smart move in 2023 For anyone looking to invest their money in 2023, you won't want to miss this!As you have heard in today's video, we are experiencing a once-in-a-decade opportunity. So if you've been thinking about investing in property, there has never been a better time to get started.Want to have a chat with someone who is actively investing in buy-to-let property for himself and his clients? Click the link below to start a chat with our MD and founder, Shiv Haria.https://bit.ly/3DZpgQG

If you'd like to know more about what we do and how we can help you invest in buy-to-let property, visit our website and book a call with our team. And don't forget to like, follow and subscribe to our channel get more buy-to-let property tips.Get SocialWebsite: http://lifestylepropertypeople.co.uk/Instagram: https://www.instagram.com/lifestylepropertypeople/?hl=enFacebook: https://www.facebook.com/lifestylepropertypeople/ 

Being a little apprehensive when considering your first property purchase is not unusual. Indeed, sometimes it can actually be beneficial to heighten your awareness and help you avoid potential pitfalls and errors. However, this nervous feeling can get to the point where it takes over your decision-making ability and you get caught in a loop of analysis paralysis! You may even start to consider putting off the purchase altogether. In these circumstances, fear is no longer your ally, but your enemy. Listen to our latest podcast as we give you a few steps you can take to overcome this apprehension.

Thanks to rising interest rates and speculation around a property market crash, people are wondering whether now is the right time to be investing in property.  Some of the things we have heard recently are❌ “It's risky right now”❌ “I'm going to wait until things calm down”❌ “We're winding down for Christmas, I will do something in the New Year.”But by waiting you could be missing out on opportunities that could save you serious money!

Thanks to the media coverage speculating on everything from inflation to a property market crash, a question that we've been asked quite a lot recently is should you be investing in property in 2023?  So in our latest podcast, we thought we would give you our take on why property is still a solid investment strategy in 2023 and the challenges you also need to consider.  

One of the biggest reasons many of our clients want to invest in buy-to-let property is for their children.Whether it's to fund their education and hobbies or to be in a position to help their children financially in the future, many people would agree that giving their kids a leg up in the world is a major driver for them.In these uncertain times, Rakesh wanted to ensure that his kids were set-up financially so they were free to choose which direction to take their lives in.Today, we talk to him about his property investment journey and how investing in buy-to-let property will change his children's lives.

With the increase in mortgage interest rates putting a squeeze on the rental returns, some people are questioning whether it's still worth investing in property. Join us in today's podcast as we take a look at the different kinds of returns available in property and explain why capital growth is key, when it comes to investing for the long term.

In today's podcast, we give you our view on how the rising interest rates and inflation will affect the UK property market and what that means for property investors.We will cover:00:00 - 00:31 - Introduction00:32 - 1:10 - What are interest rates1:11 - 1:42 - Why are interest rates rising?1:42 - 1:59 How is the Bank of England planning on decreasing Interest Rates?2:00 - 2:41 - Why did the prices of goods & services increase in the first place?2:42 - 3:29 - What does this mean for property investors?3:30 - 5:15 - When will these rising interest rates start affecting you as an investor?5:16 - 6:52 - Our predictions for 2023 and beyond6:53 - 8:35 - 5 things that you can do about it to ride this opportunity and make the most of this once-in-a-decade opportunity  If you'd like to know more about what we do and how we can help you, visit our website or check out our social media profiles below.Get Social Website: http://lifestylepropertypeople.co.uk/Instagram: https://www.instagram.com/lifestylepropertypeople/?hl=enFacebook: https://www.facebook.com/lifestylepropertypeopleleeds

“Is it not easier and quicker to just flip a property and earn some quick money? A common question we hear in the property investment world.And whilst there are some short-term property strategies that can be profitable, you have to be in it for the long term to truly reap the benefits.In today's episode we delve deeper into why we don't flip properties and why we believe property investing is a long-term game!To find out how investing in buy to let property for the long term could help you achieve long term generational wealth, security & freedom, check out our website: www.lifestylepropertypeople.co.uk And don't forget to check out our social media platforms too. Every day we share information on the topic of buy to let property investing, how you can get involved, investor success stories and so much more. The links are below!  Website: http://lifestylepropertypeople.co.uk/Instagram: https://www.instagram.com/lifestylepropertypeople/Facebook: https://www.facebook.com/lifestylepropertypeopleleeds/ 

Today we are speaking to husband and wife team Tushar and Anethia from London. Back in 2020 they came to us wanting a way to make their money work harder for them. Already owning a buy to let property close to their home, they understood that investing in property was a smart move but unfortunately, due to the high property prices in London, they couldn't afford to invest in an additional property close to home. After accumulating additional savings, they approached us in 2020 to help them invest in the Leeds buy to let property market. They now have a 2 bedroom buy to let property in Leeds which is generating just over £4500 in income every year.We recently spoke to them about their unique story, what their journey investing with us was like and how investing in BTL property is helping them. Listen along to see if you can relate to their story too. Let's get into it. 

Dilan was referred to us by one of our partners and wanted to create financial independence so that he could have the flexibility to live life the way he wanted.As an aspiring writer with a desire to travel, Dilan didn't want to work in a conventional 9-to-5 job. He saw it as a trade off of his time for money and that was a sacrifice he was no longer willing to make. Dilan purchased 2 Buy to Let (BTL) properties in Leeds with Lifestyle Property People and we spoke to him about his unique story, what his journey with us was like, from start to finish, and how his BTL properties are benefitting him. We feel thoroughly inspired by his unique outlook on life and we have no doubt that you will too.