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Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock on Thursday, July 17th at 8PM Eastern. Keith discusses the competitive nature of short-term rentals (STRs) and the need for hosts to offer luxury amenities to attract guests. Long time investing pro, Alex, joins us to cover the BRRRR strategy in Little Rock, Arkansas, an investor-advantaged market, emphasizing its low property taxes and stable cash flow. They explain the BRRRR process, including: buying, renovating, renting, refinancing, and repeating.  The strategy allows investors to scale their portfolios with minimal initial capital, offering a 0% management fee in year one and 4% in year two.  Resources: Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock on Thursday, July 17th at 8PM Eastern. Show Notes: GetRichEducation.com/561 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, anymore when you own short term rentals like Airbnbs and vrbos, you are in an all out arms race competing to provide amenities like never before. Then what happens when you take the popular burr real estate strategy and overlay it with one of the most investor advantaged markets in all of America. It's a lucrative opportunity. You'll see how and why today on get rich education.    Keith Weinhold  0:32   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows, an A plus rating with the Better Business Bureau, and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know mid south enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid southhomebuyers.com   Speaker 1  1:58   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:14   Welcome to GRE from North Conway, New Hampshire to North port, Florida and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, happy July, the second half of the year. And my favorite month of the year is your Airbnb fancy enough, because anymore STRS short term rentals have gotten so competitive that hosts treat their properties like white lotus level hotels. Now, STRS were never passive, but they become even less so it is active income. Once upon a time, Airbnb hosts could just sort of drop a few colorful throw pillows on their fold out couch and make a killing. But no more those days are so far gone. The STR game has changed drastically. I mean, you used to be able to list a basic home with generic furniture that you got at Costco, minimal amenities, no Wi Fi, and still get it booked, but today, it will sit empty unless you offer more than just a place to sleep. You have to build an experience for Airbnb guests. Now, increasingly, hosts are doing things like adding outdoor kitchens, arcade machines, putting greens, even basketball. And now, though these upgrades do cost a lot up front, they can pay off. These amenity types can double your nightly rate, but they come with more responsibility and more to maintain. I mean, more guests are expecting a flawless experience. The trend is that Airbnbs are becoming full scale hospitality operations, and if you don't treat it like one, you're going to fall behind. So simply having a nice house that just no longer cuts it, running a short term rental today is nothing like it was even two or three years ago. You used to be able to stand out with a decent bed and colorful throw prolos, but now guests are basically comparing your place to boutique hotels. Hosts are deeply investing in design, forward furniture, layered lighting and featuring spaces that some market as what they call moments like cozy reading corners in these luxurious bathroom setups, adding things like welcome guides and even complete brand identities with a proper. Name and even a logo and a story to give the place some personality, even writing up a history for your property, even if it's not that historic. Now, these sorts of tactics, they actually do, seem to work. Guests will give you more bookings, better reviews, and guests even share the space on social media like it's somewhat of a lifestyle destination now sometimes STR hosts, they team with these other platforms to add welcome champagne in ice buckets on site, sommeliers, private chefs, daily, housekeeping on demand. 24/7 textable concierges, heated plunge pools and other amenities through you partnering with some of these platforms and these upgrades don't come cheap. The publication called the playbook, they featured an STR in Sag Harbor, New York, where the property owner invested $85,000 into overhauling the landscaping and adding a James Turrell Inspired LED light installation. But overall, these improvements boost rental revenue by an average of 40% over what the property was collecting previously. All right, so this is a case study now, though, this STR trend of offering deep hospitality and luxury amenities has turned into more of a job and less about passive income. You know, really, this is free market capitalism, because this is competition to see who can provide the best service at the lowest price, but that's what it is. So this is making real estate less of a good and more of a service. Short term rentals soaring supply, day rate compression and AI driven pricing tools. That means that the just this all nice house with good photos thing that no longer cuts it. It is an amenities arms race now, and of course, this is a national trend. It doesn't mean that it's happening absolutely everywhere. In some places, hosts are able to charm guests simply with something like a freshly baked loaf of banana bread, but the consensus is whether they spend a little or a lot, Airbnb hosts unanimously say that they've got to work harder in order to keep guests happy. It's become more of a business and less of a side hustle than it used to be. You've got more hosts leaning into higher upfront investments because they know guests will pay for a sort of turnkey, Instagrammable experience. And this really is a classic early adopter issue, just like a lot of things, Airbnb launched in 2007 by the way, so this sort of first wave of Airbnb hosts back around 2012 to 2015 they were riding a blue ocean back then. There was virtually no competition. There weren't any standards, and there were plenty of bookings, and that made a lot of hosts pretty fat and happy. But that's not where we are now, really. The bottom line is that in many markets, short term rentals have transitioned from partial passivity to all out hospitality. That's the Airbnb arms race. The average Airbnb nightly rate for North America. Do you care to venture a guess at the average nightly rate? It is approximately $216 per night, and that right there is up 26% from 2020 so it is not up as much as house prices over that five year period from 2020 really, the Airbnb rate is up about as much as the long term rental rate.    Keith Weinhold  8:58   While we're talking numbers a quarter recently ended. Let's hit on our asset class rundown. What's happened to home prices in the past year? Well, when you aggregate all these sources, Zillow, Freddie, Mac case, Shiller, FHFA, in totality, home prices are up 2% single family rents are up 3% apartment rates are down 1% due to their oversupply. The 30 year mortgage rate was 6.9% a year ago, and it's 6.8 now. CPI inflation is 2.4% expressed in year to date terms. Now the SP5 100 is up 5% in the first half of this year, ending near 6200 the dollar is down. That means that it takes more of them to buy gold, which is over $3,300 an ounce, gold is up 27% just from the start of this year, and the oil price is still depressed in the 60s. Per dollar for a barrel, Bitcoin still strong, ending the quarter at 106kthat's your asset class rundown, which we do about quarterly.    Keith Weinhold  9:57   Hey, I really enjoyed meetingside. Of you on this year's terrific real estate guys Investor Summit at sea was concluded about a week ago. It was two days on land in Miami, followed by a week of conferences and fun aboard a Caribbean cruise ship. I really got to meet you and get to know you, because we had nine days together, and as one of the faculty members, I hosted a table at dinner every night, and each night the attendees rotated around to my table, so I got to meet a lot of you and really get to know you, and you got to know me. Yeah, it was as interesting for me to meet you in person, perhaps, as it was for you to meet me, because I like to hear what you're doing in real estate, investing, in everything else. I gave a main stage presentation that was almost an hour of all me, all GRE and also served on five different panel discussions. Oh, it's such a unique event. Get this, I was kind of dressed up to give my main stage presentation, which so many of you, by the way, told me afterwards, that that was your favorite presentation of them all, all week long, because each faculty member made a main stage presentation. But what I want to tell you is, just a few hours after I presented, on the cruise ship, I was shirtless in the water throwing a football around at the beach in St Thomas Virgin Islands. What an event. Fantastic to meet a number of you in person. So far today, I hope what I've shared with you has been informative. Next. It's something informative and really actionable that you can make lucrative that's next. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  11:45   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Russell Gray  12:16   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lock ups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Russell Gray  13:30   Hi. This is Russell Gray, co host of real estate guys radio show, and you're listening to get rich education with Keith Weinhold, don't quit your Daydream. You Keith,   Keith Weinhold  13:38   welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking to a guest not only about an investor advantaged market, but when you overlay a certain strategy with it, this can be highly lucrative for investor returns, and we're with a long time investing pro Alex, welcome onto the show.    Alex Craig  14:04   Hi Keith, thank you.    Keith Weinhold  14:05   Well talking about top US cashflowing market, let's get right to it. Tell us about yours.   Alex Craig  14:11   Little Rock, Arkansas. It's a market that we've been in since 2012. I personally invest there. I've got about 75 doors of multi family, single family. And the reason why it works is just cash flow. Over the years, we've had investors from around the country that have owned portfolios where maybe they're somewhere in Phoenix or Dallas, where they're kind of speculating. This is not a speculation market, and that's why it works for myself. It's consistent. It's very linear, and linear is a word that we use a lot to describe. And if you're going to be a cash flow investor, and that's why I'm in it, it's you want a linear market. You don't want ups or downs, and then you want to make sure it's a growing market too. And Little Rock checks all the boxes of what you would want in a stable cash flow environment market.   Keith Weinhold  14:57   And I think a lot of our investor listeners are. Already pretty keen on that. You get a high ratio of rent income to purchase price. You have laws that heavily favor landlords over tenants. But Alex, in today's environment, people are more conscious about rising operating expenses and higher mortgage expenses, and that's really one advantage that Arkansas can give right now, is with those low property taxes   Alex Craig  15:20   Keith,it's so interesting you mentioned that because I did have a conversation with a client of ours that had a property in another market that he had mentioned how his property taxes had gone up and gone up substantially, which that's to expect. I mean, after COVID, there was a lot of markets saw a huge boost, especially with markets that saw hedge funds come in. Hedge Funds, I believe, ruined a lot of markets, raised the prices. And another reason I like Little Rock, it flies under the radar. You think is Little Rock is a small market, but it's really not. It's, I mean, the population of the city is 250,000 but the metro area, which is a 50 mile radius around Little Rock, is much bigger. And the entire, not only the entire market, metro area, feeds off little rock, really, the entire state does too. But that being said, because it's floating under the radar, the property tax have remained low. They've taken a little bit of bump over the years, because the values steadily go up, but they started low anyway. So with operating costs of insurance, insurance has gone up for a lot of for my own properties in other markets, it's going up, and it's going up in Little Rock too. I mean, it's just the name of insurance, but property taxes have remained low. They've always been low, and that's really a big help as to why this market works for us.   Keith Weinhold  16:30   Talking about flying under the radar, you're talking about, therefore evading a lot of that hedge fund money. Tell us more about the market and some of those anchors and drivers.   Alex Craig  16:40   It's a blue collar town. You've got logistics. Is a market, or is a segment of the industry that has really come on strong over the last few years, Amazon has really put a footprint in the market. Healthcare is a huge, huge market, like I mentioned earlier, not only does the region feed off the direct to the entire state, it's the hub of healthcare for the entire state of Arkansas, of course, it's government. Government provides a lot of jobs. The good thing about government jobs is they're maybe not on a national level anymore, but on a local, state level, they're very it's hard to get let go from a government job, unless now, not on a federal level, but it's very steady, so a lot of steady blue collar jobs, and that's what you want for a strong resident base, especially in the type of properties and 1000 to $1,200 price range, you want those blue collar study growing jobs.   Keith Weinhold  17:31   Yes, you do have those there. It's funny. I'm smiling a bit because I used to be a state government employee, and there's just no way that they ever would have fired me. I was so protective I had to quit in order for them to have to replace me at that job. I'm wondering about the new supply that's come on, Alex, because a number of markets have added supply. I know, for example, that Redfin reports that little rock median home price appreciation is up 7.3% year over year, and with the dynamics going on in the market recently, that typically tells us that there hasn't been that much new supply added. Is that what's going on there?   Alex Craig  18:11   No, there hasn't been a lot of new supply. I just think with little rock and every other market, the mortgage rates have gone up. Home ownership is down during COVID. It was really hard to get an investment property. For what we did, sending out our list every week. It was basically send out our properties, people hitting send and not even knowing what they were reserving. Rates were just low, right? Everybody's jumping in. It was hard to get inventory. So now what we have is, you know, higher rates that scares some people off. It pushes some people out on the market, but it also creates opportunity. I feel like this is the easiest time I've been investing in real estate since 2007 that was the foreclosure crisis, Great Recession, and it was a lot of foreclosures on the market, and that's how I built a big chunk of my portfolio. But now it's just a matter of there's not as many people in it. So for us, there's just more acquisitions for us to go out and get. There's still distressed homes on the market where individuals don't want to hire a realtor, they just want all cash offers. They're ready to get rid of them, and that's where we step in. And without as much competition like I said, we kind of fly under the radar. I feel it creates more just supply inventory for us and for me as an investor, but also for our clients too   Keith Weinhold  19:23   with that in mind, and again, a lot of our audience is already on board, knowing that little rock in Arkansas is a good cash flow market with stable, long term fundamentals, but in order to make it more profitable, you've overlaid it with a certain strategy there in Little Rock. Tell us about that.    Alex Craig  19:45   So the BRRRR strategy, yes, it's able to work now because there's not as many buyers in the market. So basically, the way the burrs strategy works is we acquire a property. I'm just going to use very round, simple numbers for simple math makes it easier on me   Keith Weinhold  19:58   and we're talking the BRRRR. Strategy that's buy, renovate, rent, refinance, and repeat. Those are the five investor steps.   Alex Craig  20:07   correct. And so that's what we do, is we buy. Let's just say the B. Let's take the B, for example, we buy a home, and we buy it for 60,000 where I'm just talking like if I own the home, and then I put $20,000 into the deal. So now I'm all into it for 80,000 and you have to remember, there's some in between, cost of closing costs. I'm just talking just very general strategy. You buy it for 60, you put 20 into it, and all of a sudden you're in it for 80, and the value comes back at 100 so you're in it for 80% of the after repair value. Most Fannie Mae lenders will do 75% so if you purchase a house outright, you put 20% down, but if you are doing a refinance, you're able they'll do it at 75% so instead of buying a home and putting it down payment upfront, you're using equity in the deal. And that's what the burst strategy is, buy renovate. So we buy it, we renovate it, we refinance it, we rent it out, and then you repeat it. So it allows for investors to scale their portfolios quicker and stretch their money a little bit further. So if you've got, I've got $50,000 and I want to invest in real estate, if you purchase a home, you're bound by the down payment. Once you put that down payment, it's, I wouldn't call it sunk cost, but that money's gone for reinvesting. The burr model allows you to stretch that money a little bit further. Now, like I said, I gave pretty basic numbers to the deal, but that's what you're going for. Some equity in the deal, and that's what we're able to provide for ourselves and for our clients.   Keith Weinhold  21:38   So let's review that numbers on a little rock burp, making a $60,000 purchase with a pre renovated property. Then the investor puts another 20k into it for the renovation. So now they're all in for 80k and they get a 100k appraisal on that property, and then they can borrow, say, 75% of that there, that is the refi portion, the fourth letter of the BRRRR acronym. So therefore they've got 80k into it, and they got 75k back, meaning they would only have 5k into it, but maybe another 5k for closing costs, and now they only have 10k in to a 100k property. That's the appeal. That's what we're talking about here with the BRRRR   Alex Craig  22:22   strategy. I mean, you're exactly right. And as I mentioned, I use some really basic numbers, because when you're using, you know, 100,060 and 20 makes them very basic. It's pretty hard to find out a deal worth 100,000 these days, even when we started in the industry, 100,000 was a pretty cheap after pair value. Probably the mean value of the homes that we're dealing in is probably about 140 to 140 to 160 but same principle, based on those same logic that what we just talked about, I wouldn't say, you know, five or 10k out of pocket, but if you're talking about purchasing a deal with 25% down versus doing a bur you're probably going to be in it at 15% Out of pocket costs 10 to 15% as opposed to putting a down payment of 25% but the big thing is, you're getting money back, and you're not putting as much so just it's great for scale. I don't know if you'll talk about DSCR lending very much on your show, but that's something that a lot of our clients, and that does 80% so we have a lot of clients going that route now too.   Keith Weinhold  23:21   Okay, so you could do 80% with debt service coverage ratio loans, but to drop back in our example, to help be clear, the investor has 80k of their own skin in the game into the property, 60k for the purchase, 20k for the renovation, even though they only have 80k in it appraises for 100k that ARV, that after repair value. Why is the after repair value 100k when you only have 80k into it? Why is it more?   Alex Craig  23:49   that's based off comparable sales? So when you're in it at 80, and you're going to refinance it through a lender, they're going to send an appraiser out, and appraiser is going to pull comparable sales within that neighborhood. So just because you're in an 80 the appraiser is going to go pull three comps, very similar to that home. So if we're selling a three bedroom one bath, they're going to pull three comps at a three bedroom one bath, relatively the same size look, if it's got a carport, they're going to try to find three houses with the carport. So in theory, that's what they're doing. They're pulling comparable sales and developing new value based on recent sales.   Keith Weinhold  24:23   So it's that you have this knowledge to buy in neighborhoods and buy in certain sub markets, where, when you know that capital is added and renovations are made and a rehab period that they do tend to appraise for that value based on the comparables that are already there.   Alex Craig  24:40   Yeah. I mean, if we were to take the same house at 60,000 and didn't do any work, he would then say, well, you've got some comparables here versus 100 but you could never sell this home for 100 these are the things you have to do, and that's what we do during the first R the renovate of the acronym is to renovate the home to the condition that the. Appraisers feel that are comparable for the neighborhood, and that's a real important part, is comparable to the neighborhood. We could go in and put in a Jacuzzi tub and grain of countertops. We actually, we do put a lot of grain in, because we get it so cheap. But you could go in and fix it up to the nines, but it's not going to appraise for any more than the others, because the appraiser would say, we over improved it. So we improve it to what we know, what the kind of the standard for the neighborhood? Because you could over improve these things for sure and not get that return on that investment.   Keith Weinhold  25:28   That is a great answer. There is a specific improvement target that you know that needs to be hit. Tell us more about this burr process, because to an out of area investor, it can sound pretty intimidating if they had to manage contractors remotely themselves,   Alex Craig  25:43   there definitely is a need to have a team on the ground that you trust, that you feel comfortable with, and that's what we've done. I've been doing it in multiple markets for myself since 2007 and we built into a business model in 2010 like I said, expanded Little Rock in 2012 and we've been doing this for 15 years now for other investors. So we've got that name and that reputation of taking care of our investors, that's the important part. And we do see a lot of investors get burned, because you can find a realtor to go to help you find deals, but usually the realtor relationship is thesis to end. It's okay, I found you a deal, but then there's so many other things afterwards, and the renovations, where I see so many people get burned, and you know, we manage approximately 1200 homes between two markets, and that's where I see when property owners come to us, they've been burned the most. It's like they've paid somebody $50,000 they didn't finish the job, they didn't do what they say they're going to do. So the renovation that we're the team on the ground, we've got a in House Project Manager, we've got a network of subcontractors. We tend to act as the contractor, subbing things out. We've got in house property management. We've got all the tools, but it's really between both. In the markets in which I operate. I've got about 30 employees within property management, renovations, acquisitions, so the team on the ground is and then the back in the property management part is the long, ongoing accountability. So if something doesn't work out, that's the way we said it. If we say it's going to rent for 1200 and we rent it out for 900 Well, we really got a big egg on our face. You do a few of those, and that's how you don't stay in business anymore. And there's, and I like to say, about every five years the market corrects itself into getting the wrong players out of the business. COVID was super easy, easy to find deals, easy to sell deals. But once the market changed and it became a little more competitive and rates rose, that's the people that have been around for the long time, been in it for the long haul, that stick around. They've got the established business model and their reputation. So every five years, a good correction in the market eliminates those bad players.   Keith Weinhold  27:47   So you have this vetted, proven in play system that investors can get into besides just identifying the property, it comes with that system, those contractors or that investor just has one point of contact with you there for updates on the renovation.   Alex Craig  28:03   Yeah. I mean, I feel like we know these neighborhoods. I like I feel we know these neighborhoods like the back of our hand. We've been investing in them for a decade plus, and we know the areas you want to be in, the areas you don't want to be in. And we have a lot of investors will call us either they already own the property or they're a current client, and they'll say, Hey, I could get this deal for 30,000 and it's worth 100 and I'm like, Well, that sounds too good to be true, especially if it's on the open market. If it was that good of a deal, it's already gone. We just know the market, where to be. We know what to pay. We could, pretty much just through our experience, identify a house we know probably within about five to 10% before we even dive into comparable sales of what it's worth. We could walk through a house within probably about three to five minutes and peg the renovation costs probably within about 10% now we still order an inspection, and that's where we uncover the things that we can't see, that maybe there's a bunch of rotted out joist or a foundation problem that we didn't see. So, but there's things aside we could walk through and we pretty much know, okay, it needs a roof that's 7000 it needs an air conditioner that's six flooring, two. So that's the expertise that we bring and like. So then the management part of it, on the back end, that kind of ties it all together with accountability.   Keith Weinhold  29:22   And I know that your typical project renovation cost tends to be about 25k just for simplicity, we use 20k in that example, and your completion times are shorter than others that have inexperienced crews. So tell us about that typical renovation time. Alex.   Alex Craig  29:39   every day we're accomplishing 500 so 25,000 divided by 500 comes to 50 days, 50 days. So we'll knock that out in about 50 days. And we just have a large network of subcontractors that we've been working with for years. If you weren't in the business, I think that'd be really hard to accomplish, and there's just a lot that. Goes into it. I mean, the renovating the homes, it's the once, it's the worst, it's the hardest thing that we do. For sure, it's definitely the most scheduling, but it's where, if you don't know what you're doing, a great deal turns into, how do I get out of this?   Keith Weinhold  30:15   Right, absolutely. Now, in our example, we used where an investor puts 60k into it for the purchase to start with, because I see the burst strategy is a good strategy. If someone doesn't have a lot of capital, like they would for maybe a new build property, can one even finance that initial purchase amount?   Alex Craig  30:35   Yeah, so private lending. So that's the part that makes if you've only got 50 grand to facilitate this entire process, and you want to try to repeat it as many times as you can. 50,000 would not be enough just to pay cash. So yes, we have private lending. We set that up. Sometimes we lend it ourselves. Sometimes we outsource it to some of our strategic partners, but we'll lend the money to buy and renovate the home. A typical what that loan would look like it's about 3.3 points of loan origination. So if you've got an $80,000 loan, that's $2,400 most lenders do require for you to bring that up front, and now you're in it for an $80,000 loan at 12% which, five years ago, that sounded crazy to borrow at 12% but with for private lending, that's not bad at all, especially you want to get in and out of it quickly. So if we're renovating the home, and you know, 50 days, if you're already pre approved with your lender, and they have all your documents by the time we finish renovating the home, the appraisals lined up, and you could be in and out of these private loans in about 90 days. That love that depends on the lending side, that you're giving the lender what they need. But ideally you want to be in these things about 90 to 120 days. So $80,000 loan at 12% that $800 a month. So if you're in it for 90 days, 800 times 320, 700 plus the loan origination fee. But that's how you do it. That's the you're just borrowing money to finance the acquisition, the rehab and the refinance   Keith Weinhold  32:03   that is an option for you if you don't have the cash here to come in with these burr strategy properties. Alex, tell us more about it. Really, what I would like to know is, when an investor gets their appraisal, their after repair value, how many want to sell it for a profit, and how many want to hold it with a tenant for long term income   Alex Craig  32:26   so far, zero. Want to sell it for a profit. If you're all in it for add and then you're selling for 100 once you sell it, there are other fees involved. You got to hire a realtor. Right now is a great time to hold it's a slow real estate market. I don't think Little Rock from an aspect, is where home ownership is down. I think that's a nationwide thing. So I think if you're going into this, you certainly want to look at it from perspective. This is a buy and hold. I don't think this is the best market to get into to buy something. Flip it with a in the example, we use a $20,000 margin with buyer concessions, realtor commissions. That's a lot of work involved. And let's just say it did work out. You sold it for 100 but you had to pay 2% closing in an agent fee, and you got some holding cost. Let's just say you netted 8000 that might be good for a six month return, but I feel like there's a lot of risk. I feel like our job as what we do for our clients, is to minimize risk. So someone came and said, Hey, I want to flip it. I would say, Well, I don't think it's the best market for it right now. I think you want to get into this buy and hold.   Keith Weinhold  33:29   Yes, Alex has been doing this for a long time, and he's a specific expert right there in that local market. Buy and hold is a strategy that most likely makes sense. And he also strongly recommends pay cash if possible, instead of using that 12% short term private lending option, like he mentioned before, because that can cut out about four to 5k worth of transactional cost. And then if you do buy and hold what Alex and his company offer there in Little Rock is essentially a cash flow boost, 0% management fee in year one and only 4% in year two. So that gives you some extra cash flow runway as well. And Alex, before I ask you if you have any last thoughts, I want to announce to you the audience, that we have a live event virtually next week, on July 17, at 8pm eastern for Little Rock BRRRRproperties that Alex is CO hosting with our investment coach, Naresh, where you can find these bird deals in this cash flowing market. In Little Rock you'll see actual bird deals recently completed with full breakdowns of their purchase prices, sort of these case studies, where you can see some real numbers and what the rehab budgets are and what the actual timelines were, and what the refi outcomes were like, and explore BRRRR ready properties that are currently available to own, if you so choose, on this upcoming live event that you can attend from the comfort of your own home. Learn the full process, from acquisition to renovation to property management to the financing of them, and again, everything is all handled by local experts, so that you don't have to live with the nightmare of remotely managing contractors, which I couldn't imagine doing. So whether you're a first time investor or you're scaling your portfolio, this is your chance to get boots on the ground, insight and a proven road map to burr success and really one of the most accessible markets in the country. Again, Alex here is CO hosting the event along with GRE investment coach, Naresh Vissa. It is a free, live virtual event again next week, Thursday, July 17, at 8pm Eastern. Sign up is open now at gre webinars.com it ought to be great. Alex, teaming with local experts like you has been of real benefit to our audience. Do you have any last thoughts about either Little Rock or burrs or the events that you're going to co host with our audience next week?   Alex Craig  35:57   So here's my last thought, as you were, you know, kind of concluding and I was reviewing what we had talked about. And one of the questions we get sometimes it's a fair question. It's like, well, if this is such a great deal, why don't you keep all the deals? So we hear that from time to time, and the simple answer is, we do. We do keep a lot of deals, and we're buying more real estate now, like I said, I feel like it's the easiest time to get into real estate. So we do, we do keep a lot. We're building a very large portfolio right now, but the house flipping to investors is just another business model that we have. And Property Management too. And we love property management, and we love building investor relationships. We've had a lot of investors we've had been with us since day one that we've developed really tight relationships with. So yes, we do keep a lot of the properties, and we sell properties too, and we and helps us build our management company, which you don't hear too many people say this, but we actually love property management. That's a hard thing to love, but we actually like it.   Keith Weinhold  36:54   That is more weird than Tom wheelwright loving taxes, perhaps, but Right. But I want to deal with somebody that really loves what they're doing, especially when they're protecting our asset and probably more importantly, when it comes to property management, protecting our time. So that's right, Alex, well, our viewers and listeners are really looking forward to it next week, again, that live event Thursday, July 17, at 8pm Eastern is something that you can sign up for now at grewebinars.com. Alex, we're looking forward to it next week.   Alex Craig  37:27   Bye, Keith, thank you.   Keith Weinhold  37:34   Oh yeah. Terrific overview on why the burr strategy can be so profitable. And our event next week. Now, when you rent your primary residence, which you would typically do in a high cost area, and then you own rental property elsewhere, typically a low cost area, do you know what that's called? Yeah, there is a name for that. Last week we spoke to two listener guests in California that are doing just that. That is called rentvesting. And yes, Little Rock is surely a popular low cost market for rentvesting. I have been on the ground myself in Little Rock with Alex's associate to do an on the ground tour of properties. There you want to tap into a system where you've got the guiding hand of both experience and belief. That's what you're doing here. As like he said, Alex personally owns 75 doors there. That is belief, and he's been doing this for out of area investors for 15 years. That's the experience part real proof of concept at next week's event, you'll be introduced to this same system where you can lean on their team for acquisition, renovation and management. Little Rock has an MSA population of about 770,000 but I think more importantly today, savvy investors are conscientious of keeping their expenses down, and for good reason, since they've been up all over the place. Now, the purchase price is 140 to 160k for these BRRRR optimized single family rentals. Remember that we used 100k just for ease of an example there, usually when you buy income property, you're really in at close to 25% of the purchase price when you add up the down payment and closing costs, but this way, you're in for just about half of that at 10 to 15% another low expense is that property tax, statewide, Arkansas Property Tax is just 610 of 1% so that's half the national average. And then your management expense is definitely going to be low for the first two years, because it is 0% in year one and 4% in year two. And these are properties that you can actually be pretty proud of. You'll learn more about this. Scope of work with a renovation on the webinar, often granite countertops in the kitchen is a live, remote event. So this means that you can have any of your questions answered in real time. Should you have them? As you can imagine, demand is high for these properties, and this is a chance to get connected directly with the team that makes it happen. We might never get Alex on an event like this again, and is co hosted with our GRE investment coach, Naresh. It's next week. It's free, Thursday, July 17, at 8pm Eastern, 5pm Pacific. Sign up now, or your future self might not be able to forgive yourself. You can do that now at grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  40:56   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  41:19   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now just text. GRE to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   Keith Weinhold  42:35   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

Have you ever felt like your body is working against you? Like no matter what diet you try or how hard you exercise, the scale refuses to budge—or worse, the weight keeps creeping up?Friend, it's NOT your fault. Your hormones are running the show, whether you realize it or not.Today, we're diving deep into the five biggest hormone culprits that are keeping you in fat-storage mode—and exactly what you can do to flip the switch back to fat-burning mode.----------To learn more and get started on making this the summer of you, be sure to visit thinlicious.com/program.And if you haven't already, don't forget to grab our free guide, "Flip the Switch," at thinlicious.com/guide.

A script we have all seen before has come to a close in the Gold Cup. The US and Mexico battled in a hard fought final and this time El Tri gets over the line. Tom & David jump on to react to what we saw in the final and more importantly what we take from this month. Then they jump into "The Ice Cream Shop" as NYCFC make a DP signing, San Jose opens up another spot, and teams start to lock in their summer acquisitions. Afterwards they talk about Nasvhille's wild win and what the top of the table looks like in MLS, and prepare for this weeks USOC Quaterfinal matches.8:25 Gold Cup Final Recap26:25 Handball Controversey28:50 Overall USMNT Summer Takeaways35:00 Questions Around USMNT-MLS Transfers This Year41:45 Completed US/CAN Big Transfers47:25 NYCFC Big DP Attacking Signing54:00 Wild Weekend In Support Shield Race Led By Nasvhille & FCC1:03:29 Obina Nwoboda Injury Concerns1:23:05 USOC Quaterfinal Preview + SJ & NYRB Signings Soccerwise Live 2pm ET Every Tuesday/Wednesday/Thursday on Youtube/Twitch/Twitter

In this episode, Daniel and Ron Apke compare house flipping to land flipping, and explain why land wins when it comes to profit, simplicity, and freedom. Tired of contractors, renovations, and surprise costs? Land deals average $50K profits with way less hassle, lower competition, and the freedom to work from anywhere. Whether you're new or experienced in real estate, this episode shows why more investors are choosing land.================================ 

Flip and Mozi dive deep into the ocean to meet their newest Earthling, the Mimic Octopus! Featuring songs like "So Good Here in the Ocean" and "Something That's Gross", discover with Flip and Mozi how this Mimic Octopus disguises itself to thrive under the sea. Head to flipandmozi.com for more! Originally aired 11/25/21.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jen Psaki looks back at how Democrats made Republicans pay for their efforts to kill Obamacare by making that a central focus of House races that ultimately flipped the House to Democratic control. Donald Trump's budget bill is so wildly unpopular that Democratic candidates are already preparing to run against the bill and anyone who supported it. Republicans, in the meantime, are busy trying to distract Americans from what they're doing.

Our summer ‘Flip the Script' series concludes as Yahoo Fantasy analyst Scott Pianowski joins Matt Harmon to determine who will be this year's Sam Darnold and identify the top breakout quarterback candidates for the 2025 fantasy season. The duo revisit recent QB revival stories from Geno Smith to Baker Mayfield to Sam Darnold to uncover which struggling passer might be next in line for a surprise turnaround.Harmon and Pianowski spotlight five quarterbacks who have underwhelmed so far but still have the tools to bounce back, along with three uncertain QB situations worth monitoring. After a deep dive into each case, they make their final pick for who could follow in Darnold's footsteps. Don't miss this episode if you're looking to stay ahead in your draft prep and uncover the next late-round QB gem.(1:00) - Programming note: Pods hit feeds Tuesday and Thursday starting next week(2:15) - Who is this year's Sam Darnold? The QB that resurrects his career(3:00) - What do Geno Smith, Baker Mayfield and Sam Darnold all have in common?(11:20) - How did Darnold breakout in 2024? What is his fantasy outlook in 2025?(25:15) - Qualifications to be this year's Sam Darnold(27:00) - Candidate: Justin Fields(35:05) - Candidate: Daniel Jones(44:15) - Candidate: Bryce Young(52:50) - Candidates: Caleb Williams and Trevor Lawrence(1:04:15) - Candidates: Giants, Saints, Browns QB rooms(1:14:00) - This year's winner Subscribe to the Yahoo Fantasy Forecast on your favorite podcast app:

How to raise close to $100 million for real estate—and build an empire that spans multifamily, Class A student housing, and partnerships across the globe? In this high-energy episode, Nizan Mosery shares his remarkable journey from growing up in a New York real estate family to flipping houses in Florida, and now leading large-scale acquisitions and capital raising efforts worldwide. Nizan reveals his intentional approach to networking, how he leverages strategic partnerships, and why knowing your "zone of genius" is essential for success. If you're serious about scaling your real estate business and raising capital with confidence, this episode is packed with wisdom you can't afford to miss.5 Key Takeaways from Nizan Mosery's Episode:Zone of Genius is Non-Negotiable: Identify your unique strengths early and build a team that complements your weaknesses—this is how Nizan scaled successfully.Student Housing is a Hidden Gem: Nizan explains why he shifted into Class A student housing post-COVID and how it delivers stable, 12-month leases and premium rents.Networking with Intention: Don't waste time at events—Nizan shares his system for filtering conversations and finding the right partners fast.Fund of Funds for Global Capital: By building trusted relationships with fund managers in South America, Israel, and India, Nizan simplifies large capital raises.Master the Pitch with Precision: Using the “Flip the Script” method and high-energy presence, Nizan shows how to confidently pitch deals, win trust, and raise capital effectively.About Tim MaiTim Mai is a real estate investor, fund manager, mentor, and founder of HERO Mastermind for REI coaches.He has helped many real estate investors and coaches become millionaires. Tim continues to help busy professionals earn income and build wealth through passive investing.He is also a creative marketer and promoter with incredible knowledge and experience, which he freely shares. He has lifted himself from the aftermath of war, achieving technical expertise in computers, followed by investment success in real estate, management skills, and a lofty position among real estate educators and internet marketers.Tim is an industry leader who has acquired and exited well over $50 million worth of real estate and is currently an investor in over 2700 units of multifamily apartments.Connect with TimWebsite: Capital Raising PartyFacebook: Tim Mai | Capital Raising Nation Instagram: @timmaicomTwitter: @timmaiLinkedIn: Tim MaiYouTube: Tim Mai

While I was mid-flight last week, Dr. Sheri Fluellen dropped a story most investors would never admit.Her worst. Flip. Ever.A $75K property on 8 acres. It seemed like the perfect first deal.Instead, she got…No septic system.FIVE layers of shingles crushing the roof.A crumbling foundation$60K ARV dropA contractor who went MIA for months.2.5 years later…she lost $20,000.But what happened after this is what blew me away.If you've ever had a deal go sideways or you're afraid one might…hear this.Sheri didn't quit. She built systems. Hired a project manager. Set-up contractor scorecards.And in that same time frame knocked out multiple profitable flips.If you're stuck or overwhelmed by your first few deals…And ready to skip years of hard lessons and start flipping with a proven framework?That's what we built 7 Figure Runway for.We give you the tools and accountability Sheri wishes she had on deal #1.Because you don't have to learn everything the hard way.CLICK HERE to Apply to 7 Figure Runway >>Catch you later!LINKS & RESOURCES1,000 FREE Seller LeadsGet your first 1,000 seller leads FREE from our partner BatchLeads and start closing deals immediately. CLICK HERE: http://leads.getbatch.co/mztQkMr7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://hubs.ly/Q01ggDLL0 7 Figure Real Estate Ready RoomUse this proven blueprint to launch and grow your real estate investing business. Step-by-step video course takes you through everything you need to know… and we'll jump on WEEKLY workshops to break down each step with you LIVE! Think of it like getting a master's degree in tactical real estate investing for a fraction of the cost. CLICK HERE: https://7figureflipping.com/ready Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.

Links & ResourcesFollow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠Check out our recommended tool: ⁠Prop Stream⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

This episode of The Russell Brunson Show is a deep dive into the Science of Scaling… The new book and framework from Dr. Benjamin Hardy. I sat down with Ben to unpack the actual roadmap behind exponential growth, goal filtering, and identity transformation. We talk about why most people let their past define their present... and how to flip that thinking to let your future shape everything instead. We break down the exact frameworks that help top performers set more urgent goals, choose the right “Whos,” and avoid getting stuck on the wrong path. If you've ever felt like your current results don't match your potential, this episode gives you the tools to fix that… Starting today! Key Highlights: The Frame-Floor-Focus framework that anchors every scaling decision Why your future should define your present… Not your past The power of urgency and identity-based goals (and why most people miss this) How “Super Whos” accelerate success for your business Why Ben left Medium and YouTube behind and what we can learn about focusing on the “next wave” We also talk about the mindset behind strategic letting go, why success often requires subtraction, and how your current level of results is often a reflection of what you haven't yet released. If you're serious about building a business - and a life - that scales, don't miss this episode! Get a free copy of Ben's book The Science of Scaling at: scaling.com/audiobook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://sellingonline.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://clickfunnels.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Special thanks to our sponsors: NordVPN: EXCLUSIVE NordVPN Deal ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nordvpn.com/secrets⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Try it risk-free now with a 30-day money-back guarantee! Northwest Registered Agent: Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠northwestregisteredagent.com/russell⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to start your business with Northwest Registered Agent. LinkedIn Marketing Solutions: Get a $100 credit on your next campaign at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn.com/CLICKS⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Rocket Money: Cancel unwanted subscriptions and reach your financial goals faster at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠RocketMoney.com/RUSSELL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Indeed: Get a $75 sponsored job credit to boost your job's visibility at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Indeed.com/clicks Learn more about your ad choices. Visit megaphone.fm/adchoices

They started with almost nothing—and turned it into everything. Dedric and Krystal Polite are the stars of A&E's 50/50 Flip (now on Hulu), a real estate power couple who built a $50K/month wholesaling business and used it to create a multimillion-dollar rental portfolio. In this episode, they share how they went from scraping by to financial independence, what it's really like to build a business as a couple, and how they turned their real estate journey into a hit TV show. If you've ever wondered what it takes to go from broke to building generational wealth—this episode lays it out. Find out more: politewealthportal.com politewealthportal.com/accountabilitychartdownload politewealthportal.com/live Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. https://www.rcbassociatesllc.com

Welcome, new user! CREDITS: Lexi Waltner as Marci Campbell Mike Painter as Hercule Heavensward Fabby Garza as Mercedes Max Knightley as Lavender Spadeheart and Flip.exe Molly Rhinebeck as L.E. Booktok Luke Varner as The GM MUSIC BY MAX KNIGHTLEY EDITED BY LUKE VARNER CONTENT WARNING: This episode contains public masturbation, workplace sexual harassment, and mind control.

Laura Ballerini's BIO: Perspective shifter, Laura Ballerini is an accomplished designer who has been running a thriving communications firm for over 25 years. She started her creative journey in the Advertising Department of The Calgary Herald—during the heyday of newspapers. Ballerini has a degree in Visual Communications from The Alberta University of the Arts and is a recipient of numerous awards. While she's a quiet and introverted creative, Laura has recently found her inner badass and radiates her “quietly fierce” disposition in her work and in her personal life. As author of The Green Velvet Chair, Laura gathered a collection of heartfelt stories depicting how art and design influence us and spur creativity in our everyday lives. The essays are viewed through her unique creative lens. Running her own design boutique over many decades has enabled Laura to work with a variety of clients from many industries. She deliberately chose to ensure her client base was diverse and sees this as her strength. Laura comes to the table with fresh eyes and approaches every project with unique interest and expertise. Ballerini lives in Calgary, Alberta, with her husband, children, and a pretentious cat named Gooey.   In this episode, Virginia and Laura  talked about: Laura's background as a designer  The transition from print to digital media Networking as an introvert Laura's new book The Green Velvet Chair  The Power of Thought leadership   Takeaways:  Know Your Audience Learn to tell your story  Flip the networking narrative Ask great questions and listen intensely for networking success. Commit to your vision even when no one else see it     Connect with Laura on her LinkedIn account to learn more about her work and insights into networking effectively: LinkedIn: https://www.linkedin.com/in/lauraballerini/   Connect with Virginia: https://www.bbrpodcast.com/

Chuck Todd reacts to the news that North Carolina senator Thom Tillis won't seek reelection, why harassment from the Trump team led to his decision, and why his decision gives Democrats another opportunity to pick up a senate seat in the 2026 midterm elections. He also highlights the path for Democrats to win the senate in 26' and cautions Republicans about the potential of a Democratic president abusing their power in a similar way to Trump.Then, Chuck sits down with renowned pollster Kristen Soltis Anderson to dissect the seismic shifts in American politics following the 2024 election. They dive deep into the surprising demographic realignments that defined Trump's victory, including his unprecedented gains with young and Latino voters, while exploring whether traditional demographic-based political messaging has become obsolete. Anderson shares insights from Pew Research's unique voter validation methodology and explains why the biggest story of 2024 wasn't who showed up to vote, but rather the millions of Biden 2020 supporters who stayed home.The conversation spans from foreign policy contradictions—where only 8% support attacking Iran but majorities back preventing Iranian nuclear weapons—to the evolving nature of political coalitions and whether we're witnessing a return to pre-Obama era electoral patterns. Anderson and Todd examine the psychological profile of different generations, particularly Gen Z's political malleability and loss of societal trust shaped by COVID, while discussing the future challenges facing pollsters as AI technology threatens traditional survey methodology. They conclude by analyzing whether 2024 represented a "vote for" or "vote against" election, and how both parties must adapt to meet an increasingly anti-establishment electorate.Finally, Chuck answers listeners' questions in the “Ask Chuck” segment about baseball, the media, and the prospects of Republican congressman Mike Lawler running for governor in New York.Timeline:(Timestamps may vary based on advertisements)00:00 Introduction01:00 Senator Thom Tillis won't seek reelection02:00 Tillis struggled to fully embrace Trumpism/MAGA03:00 Tillis felt harassed by the Trump team05:30 Rep. Don Bacon also not seeking reelection08:00 Tillis retirement makes Roy Cooper senate run more likely09:15 Lara Trump may run for Tillis's seat11:00 Trump has caused multiple senate seats to flip blue12:15 How Democrats can pick up the seats to flip the senate13:15 North Carolina, Texas, Maine could all be in play for Democrats15:30 Susan Collin managed to make both sides mad17:00 Louisiana probably out of reach for Democrats18:30 Other states Democrats can target22:00 Budget cuts to rural states could create openings for Democrats24:15 It's an uphill battle for Democrats, but they're in the game28:00 It's been a tumultuous week in politics28:30 Trump has pushed the limits of his powers29:30 Trump has created a blueprint for successors to follow31:00 We've grown numb to power being used for personal gain32:00 Politics was becoming less corrupt until Trump34:00 After Nixon, the country wanted a high character president35:15 The constitutional guardrails are being weakened37:00 Is the ability to get attention the most important skill in politics?37:45 Kristen Soltis Anderson joins the Chuck ToddCast! 39:15 How Pew Research's voter validation poll works 41:15 Why Pew's poll is the best survey of both voters and non-voters 42:30 Voters have an Iraq hangover when viewing the Iran strikes 43:30 Public opinion on foreign policy is complicated and contradictory 44:15 Only 8% of the public supports attacking Iran 45:00 The public supports intervention to prevent Iran nuclear weapon 46:45 Are Republican voters party first, or Trump supporters? 48:30 Polling on Iran hinges on what we actually achieved with strikes 50:00 Huge jump in Hispanic support for Trump in 2024 52:15 Trump gained most with young and latino voters 53:45 Has the electorate reverted to the pre-Obama era? 55:30 Are demographics overrated in messaging? 57:15 Urban/rural divide shrank in 2024 1:00:15 Biggest story of 24' was Biden 20' voters that didn't show up1:02:15 The parties need to meet voters where they are 1:03:15 Takeaways from Mamdani's victory in NYC? 1:04:30 Bullish on media savvy populists 1:06:15 AOC is a 5 star political athlete 1:08:45 Was 2024 a "vote for" or "vote against" election? 1:10:15 Voters continue to vote against the status quo 1:11:30 Where is the electorate stable/unstable? 1:14:00 Has Trump changed the perception of what government should do? 1:16:00 Republicans want state intervention in "woke" business over illegality 1:17:15 What is the best methodology for conducting polls? 1:20:30 Best way to contact people for polls? 1:22:30 Generative AI will cause major problems for pollsters 1:25:15 Can averaging polls be helpful? 1:27:45 Averaging national polls vs. state polls 1:29:15 Impact of millennials becoming largest voting bloc 1:30:30 Gen Z is politically malleable 1:31:15 The COVID effect on Gen-Z's politics 1:33:15 Gen Z has lost trust and faith in society 1:35:15 How lasting is someone's "coming of age" moment in politics?1:38:45 Chuck's thoughts on interview with Kristen Soltis Anderson 1:41:45 Ask Chuck 1:42:15 Naming the Florida Marlins the "Miami Marlins"? 1:47:15 Is the media failing to handle Trump's flood the zone strategy?  1:51:30 Could Mike Lawler win in New York or rise in the Republican party?

On Episode 72, Tiff and Flip dive the hot topic of cheating?!   Make sure and subscribe to our Youtube channel and follow along on Instagram and Facebook for daily stories. All our links are HERE: https://linktr.ee/thetiffandflipshow

On Episode 73, Tiff and Flip discuss mistakes they have made in parenting, is it too late to turn things around?   Make sure and subscribe to our Youtube channel and follow along on Instagram and Facebook for daily stories. All our links are HERE: https://linktr.ee/thetiffandflipshow

Pastor Scott continues the Flip the Script series.

The enemy has a script for the end-times, but so does God. In this message from Pastor JT Clark, discover how to flip the narrative and walk in God's blessing, even when the world is in chaos. Using the lives of Abraham and Paul as examples, you'll learn how to live bold, faith-filled, and untouchable no matter what comes. Don't settle for surviving, God has called you to thrive. #FaithOverFear #EndTimesVictory #BlessedNotBrokenThis sermon was recorded at Family Worship Center in Columbia, SC on Sunday, June 29, 2025. The message title is "How to Walk in Blessing No Matter What Happens Around You" by Pastor JT Clark.- - -Want to accept Jesus and have Him change your life? Pray the Prayer of Salvation here: https://youtu.be/WqO4Ok43NH4- - -DISCIPLESHIP COURSE FOR NEW CHRISTIANS: https://www.youtube.com/playlist?list=PLvtOxUmP46cy1xzLz2rzXbmnleMloQ--h- - -• New Here? https://bit.ly/FWCGuest• Give Online: https://bit.ly/FWCGive• Mobile Giving: Text GIVE to (888) 635-2110• Zelle: cola@fwcchurches.com • Cash App: $FWCColumbia• Mail your gift to: Family Worship Center, PO Box 23992, Columbia, SC 29224-- Thank you for your generosity! God bless you!Stay Connected:• Instagram https://www.instagram.com/fwccolumbia• Facebook https://www.facebook.com/fwccolumbia• YouTube https://www.youtube.com/@fwccolumbia• Twitter https://twitter.com/fwccolumbia- - -Music licensed through SoundstripeChapters:0- - -Want to accept Jesus? Click here: https://youtu.be/WqO4Ok43NH4Support our Ministry: https://bit.ly/FWCGiveAlternate Title:

Watch the video version here: https://youtu.be/gVDqFde67S0On this episode:

Hey there, welcome back to Authentically ADHD! I'm so glad you pressed play on this episode today, because its on a topic that when I learned it, i found out it was the work i never knew i was missing and this skill has given me so much more access to my authentic self. Today, we're diving into a big, messy, important topic: self-trust – or as I like to call it, the tangled web of self-trust. Now, if you just chuckled nervously or sighed "ugh, self-trust...", you're in the right place. Stick around for the next 25 minutes, and we'll untangle this web together with a healthy dose of honesty, humor, and hope.Host (conversational): So, self-trust. Raise your hand if you've ever said something like, "I can't trust myself to do anything right!" (I'm raising mine high, by the way). Maybe you promised yourself you'd start that project well before the deadline, only to find yourself pulling an all-nighter again. Or you swore you'd not forget your friend's birthday this time, and then... whoops, you did – again. If any of this rings a bell, you are so not alone. In fact, one ADHD coach bluntly observed: "This is the truth about ADHD and self-trust: it doesn't exist. ADHD adults don't trust themselves at all. Our self-concept begins to erode pretty early in life". Ouch, right? That sounds harsh, but for many of us it feels true. Our confidence in ourselves got pretty banged up over the years.Host (relatable anecdote): I want to start with a little story here. Picture late-diagnosed me a few years back, before I knew I had ADHD. Every morning I'd pep-talk myself: "Today, I'm gonna get everything on my to-do list done. I got this." And every evening I'd go to bed thinking, "I screwed it up again. What is wrong with me?" I remember once triple-booking my Saturday because Past Me didn't trust Future Me to actually remember my plans – I figured at least one of those events I'd flake on, so better to have backups!

It's time again to turn the tables and get your take, to feel out the collective tastes of you, the listeners of the show. It's the annual Listener Top 20! You've been sending in all of your lists (thank you!), I've been compiling all of the data (you're welcome!) - and here it is, in a convenient list format. Before we ask the audience, we talk about Flip 7, Hot Streak, and Kolejka. 02:37 - Flip 7 10:40 - Hot Streak 19:47 - Kolejka 27:42 - Listener Top 20 29:05 - Agricola 29:55 - Gloomhaven 31:26 - Guards of Atlantis II 32:20 - Blood on the Clocktower 33:20 - Arcs 34:40 - Tigris & Euphrates 35:21 - Terraforming Mars 35:54 - Marvel Champions: The Card Game 36:42 - Inis 37:24 - Innovation 38:13 - Race for the Galaxy 39:02 - Root 40:04 - Concordia 41:00 - The Castles of Burgundy 41:41 - Ark Nova 42:03 - Dune: Imperium 43:19 - Ra 43:35 - Brass: Birmingham 45:11 - Spirit Island 46:27 - Hansa Teutonica Get added to the BGB community map at: https://boardgamebarrage.com/map Send us topic ideas at: https://boardgamebarrage.com/topics Check out our wiki at: https://boardgamebarrage.com/wiki Join the discussion at: https://boardgamebarrage.com/discord Join our Facebook group at: https://boardgamebarrage.com/facebook Get a Board Game Barrage T-shirt at: https://boardgamebarrage.com/store

In this episode, Anderson Business Advisors host Clint Coons, Esq., sits down with long-time client and real estate investor Tarl Yarber to discuss whether now is the right time to invest in real estate. Tarl, a "recovering house flipper" who has completed over 650 flips, shares his journey from wholesaling in 2005 to becoming a full-time investor focused on the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat). They explore the current market disruption, why people should be buying when others are running away, the importance of understanding construction and value-add opportunities, and how to properly evaluate cap rates beyond surface numbers. As Tarl explains, "Will my future self thank me on this deal or not?" - a question every investor should ask themselves. Tarl also explains the power of 1031 exchanges for building wealth, including a detailed breakdown of reverse 1031 exchanges. The conversation covers market fundamentals, the benefits of forcing appreciation through construction, and why investing is about mitigating risk first, profit second. Tune in for expert insights on navigating today's real estate market with confidence! Tarl Yarber is a "Recovering House Flipper" with over 650+ single-family residential properties purchased, rehabbed, and resold over the last 13 years. Tarl is considered an expert in the single-family residential investment industry and specializes in scalable, duplicable systems for real estate investing. In the last few years, Tarl has been fighting his addiction of Fix and Flip, and focusing on a new passion, BRRRR investing. As a recovering house flipper, Tarl has taken his years of experience in rehabbing houses and applied that experience in mastering the buy, rehab, rent, refinance, repeat investment model. In addition to his real estate success, Tarl has teamed up with Ken McElroy to create The Limitless Financial Freedom Expo, where they focus on real no BS education, as well as bringing some of the world's top financial minds to one event. Highlights/Topics: (00:00) - Intro (01:35) - Tarl Yarber Introduction (05:45) - Lesson Learned from Flipping (07:09) - Limitless Expo (17:32) - Is Now a Good Time to Buy Rentals? (19:51) - Why People Should Buy Real Estate Now (28:24) - Evaluate Cap Rates (37:27) - Reverse 1031 Exchange Explained (42:38) - Summary, closing comments, final words of advice Resources: Instagram: @tarlyarber Limitless Expo (July 31- Aug 2 in Dallas) Site: go.LimitlessExpo.com (discount code Tarl10) http://go.limitlessexpo.com/  Schedule Your FREE Consultation https://andersonadvisors.com/strategy-session/?utm_source=is-now-a-good-time-to-buy-rental-property&utm_medium=podcast Tax and Asset Protection Events https://andersonadvisors.com/real-estate-asset-protection-workshop-training/?utm_source=is-now-a-good-time-to-buy-rental-property&utm_medium=podcast Anderson Advisors https://andersonadvisors.com/ Anderson Advisors Podcast https://andersonadvisors.com/podcast/ Clint Coons YouTube https://www.youtube.com/channel/UC5GX-U6VbvMkhSM1ONBiW8w Anderson Advisors Tax Planning Appointment https://andersonadvisors.com/ss/

PODCAST RECOMENDATIONS:***********************Making Our WayMakeShiftMaking ItClamp PodcastForge Side ChatKnife TalkFull Blast with Geoff FederWorkshop Therapy with Andrew HatchWeld.com Podcast with BeauHustle & Grind with Noah & RyanTriple T with Jerid & DenisKnife PerspectiveWorking Hands PodcastWhats cooking in the shopSPONSORS:************** Maritime Knife Supply: https://www.MaritimeKnifeSupply.com Baker Forge & Tool: https://www.bakerforge.com/ Pelican Paste: https://pelicanpaste.com/ KHDailyKnives: https://khdailyknives.com/shop/ Rock Solid Scales: https://rocksolidscales.com/ The Drop Point Newsletter: https://thedroppoint.com/ Bald Man Knife and Tool: https://www.BaldManKnifeandTool.com**************SUPPORT:**************https://www.patreon.com/workforitSOCIALS**************HouseMade YouTube: https://www.youtube.com/c/housework123HouseMade Instagram: https://www.instagram.com/house__work/Bryan Kohn Instagram: https://www.instagram.com/b.kohnknives/Bryan Kohn YouTube: https://www.youtube.com/channel/UCOdEhPeKNd8iI1eGM0QFjnAPICKLE: https://www.instagram.com/pickle_kutterz/Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Guests: Blue Jays pitcher Eric Lauer, former Texas Rangers manager Jeff Banister   This week in Deep Left Field, we present two in-depth, long form, incredible conversations. First, we get to know left-hander Eric Lauer, who emerged seemingly out of nowhere to be arguably the Jays' best pitcher over the past couple of months, and inarguably the one they would be lost without at this point in the season. Then, we get a fresh perspective on the biggest Blue Jays moment of the 21st century. Current Arizona Diamondbacks bench coach Jeff Banister was managing the Texas Rangers when Jose Bautista hit his iconic BatFlip home run. He looks back on that moment - and shares the incredible story that led to him getting to the major leagues - and tries to convince us that Rougned Odor is a good guy.  

Hey friends, Chase here. Ever scroll through social media and feel like you're falling behind? You see someone crushing it—their work looks flawless, their videos are sharp, their life seems effortless. And then that voice creeps in: “I'm not doing enough.” “I'll never catch up.” Yeah. That feeling? That's comparison doing its thing. But what if I told you the scroll doesn't have to suck the life out of you? What if it could do the opposite? Here's the truth: Social media is one of the most powerful learning tools on the planet—if you use it right. Not for validation. Not for endless distraction. But as a living library of creative technique, storytelling, and craft. The trick? You've gotta stop watching like a fan—and start studying like a student. See a photo that grabs you? A reel that feels electric? A post that hits hard? Instead of asking “Why not me?”—ask “How'd they do that?” Break it down. Steal the structure. Take notes. Try your own spin. It's not about copying. It's about collecting ideas. About seeing what works and remixing it with your own flavor. I call it the DEAR Method: Deconstruct what caught your eye Emulate the parts that resonate Analyze what works when you apply it Repeat the stuff that sticks It's a creative cheat code hiding in plain sight. So yeah—social media can mess with your head. But it can also level up your skills if you stop letting it run the show. Turn the scroll into study. Flip envy into energy. Let the work you admire teach you something real. Because guess what? You're not behind. You're just one honest rep away from getting better. Until next time—stay curious, and keep creating.  

Our summer ‘Flip the Script' series continues as Yahoo Fantasy analyst Scott Pianowski joins Matt Harmon to figure out who will be this year's Bucky Irving and pinpoint the best bets to break out at running back in the 2025 fantasy season. The duo revisit Bucky Irving's surprise 2024 campaign and break down the traits that helped him deliver league-winning value.Harmon and Pianowski spotlight eleven young RBs ranked outside the top 40 who have the talent and situation to crash the top 10 next year. After a deep dive on each candidate, they make their final pick for who will wear the Bucky Irving crown in 2025. Don't miss this episode if you're looking to stay ahead in your draft prep and find the next hidden gem at running back.(2:45) - Flip the script: Who is this year's Bucky Irving? (8:50) - Breaking out: Looking at Bucky Irving's 2024 season (15:20) - 2025 fantasy outlook for Bucky Irving (21:55) - Qualifications to be this year's Bucky Irving (24:00) - Candidate: Jaguars RB Bhayshul Tuten (30:10) - Candidate: Cowboys RB Jaydon Blue (37:18) - Candidates: Rams RB Jarquez Hunter + Saints RB Devin Neal (41:00) - Candidates: Jaguars RB Tank Bigsby, Dolphins RB Jaylen Wright, Bears RB Roschon Johnson(49:05) - Candidates: Cardinals RB Trey Benson, Panthers RB Rico Dowdle, 49ers RB Isaac Gurrendo, Bills RB Ray Davis (56:00) - Winner Subscribe to the Yahoo Fantasy Forecast on your favorite podcast app:

Chad Rocke's Real Estate Flip Journey: Key Lessons on Budgeting, Permits, and Project Management  Are you considering flipping a house but unsure about the risks and rewards? In this episode Chad Rocke, the lead agent at The Five Team, returns to share his firsthand experience from a recent real estate flip. He discusses the challenges and key lessons learned, offering listeners valuable insights into the realities of house flipping.   Chad talks about the financing process, managing contractors, budgeting for unexpected expenses, and navigating difficult decisions like whether to pull permits. This episode is packed with practical advice that anyone in real estate or aspiring to flip houses can learn from. Tune in to hear about the lessons that Chad picked up through this process, and how these experiences shaped his approach to future investment opportunities.   PODCAST HIGHLIGHTS:  [03:45] Chad Rocke introduces his latest flip and how he got involved in the project.  [07:00] Chad reflects on past experiences and lessons learned from his earlier ventures.  [12:27] The choice of property in Evergreen and the challenges of flipping in remote locations.  [14:19] The importance of hiring trusted contractors and managing risk effectively during renovations.  [17:42]  Discussing financing strategies: the role of business credit and credit card stacking.  [20:35] Understanding the costs involved in flipping: from plumbing to electrical work.  [24:40] Decision-making behind property upgrades and keeping costs within budget.  [27:39] The challenges and risks of buying properties with issues like septic systems.  [33:30] The sale process: final steps to selling and the buyer's reaction to the property.  [37:00] Financial breakdown: how the flip cost and timeline affected the final outcome.  [41:30] The best advice that shaped his real estate journey: take calculated risks, follow proven success strategies.     HOST  Craig Curelop     

Pace is talking with Eric Richards today & working with Creative Title he grabbed a 4 bed, 1 bath house on a Subto for just $53,000, locking in a 4% interest rate and a crazy low $300 monthly payment!  With a $20k rehab budget, he's preparing to list it at $145,000. Let's break down how he found it, funded it, and plans to crush the flip!   ➡️ Learn Creative Finance One Bite at a Time with the Elephant Challenge: https://bit.ly/ElephantChallengeGCPod ➡️ Get Your First Deal at the No One Left Behind Challenge: https://bit.ly/YourFirstDealGCPod ➡️ Use Creative Title for Your Creative Deals: https://bit.ly/CreativeTitleGCPod ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/Z6qOyX ➡️ Official Merch: https://www.brandedbills.com/pages/bb-x-pace-morby ➡️ Get to the SquadUp Summit Conference: https://www.squadupsummit.com/?utm_source=gcpodcast&utm_medium=audio&utm_campaign=podbean ➡️ Learn the MPI Strategy and Protect your Wealth: https://schedule.mpiunlimited.com/pacemorby ➡️ Use Ai to Qualify Your Leads: https://bit.ly/ManVsMachineGCPod   PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/  YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby  X: https://x.com/PaceJordanMorby

Layci Nelson, founder of Transcend Leadership Collective, marks a decade of fostering people-centered workplaces. "You can't read the label from inside the jar" is a common quote from Layci. Her company works with leadership teams on people-centered approaches to create environments where employees are happy to be there and turn their whole brains on. She advises women leaders: don't chase seats at tables you're trying to flip. Instead, gather your 20% supporters to sway the 70% in the balance, ignore the 10% who will fight you, and never underestimate your own worth. Nelson's company prioritizes frontline impact, reflecting her belief that "everyone matters." 

The FC crew react to Inter Miami's 2-2 draw which saw the MLS side qualify for the FIFA Club World Cup Round of 16. The guys also question why Barcelona would spend their limited funds on Nico Williams with other holes in the squad. Plus, Frank Leboeuf joins the show to explain why he thinks it's time for Chelsea to move on from Nicolas Jackson. Learn more about your ad choices. Visit podcastchoices.com/adchoices

You're not lazy. You're just listening to the wrong voice in your head. This episode breaks down 5 invisible saboteurs that make you think you're stuck. The reality is you're just thinking the wrong thoughts. Think of your brain like an iPhone. If it runs on a 2012 mindset, don't expect 2025 results. Sam dives into the limiting beliefs that sneak into our self-talk, from the myth of perfectionism to the lie that you “don't have enough willpower.” You'll hear how comedians bomb for years, why imposter syndrome gets worse with success, and what cats can teach us about distraction. Flip the script on your inner critic before it sets the tone for your day. Ditch “I need to be ready” and build momentum instead. Learn to treat willpower like an emotion, not a battery. You're one mindset shift away from progress. ------- NEW SHOW - How to Change the World Sam's new show can be found on major podcast players: Spotify - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/1Fj3eFjEoAEKF5lWQxPJyT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Apple - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/how-to-change-the-world-the-history-of-innovation/id1815282649⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@HowToChangeTheWorldPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Can't find it on your player? RSS feed - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://feeds.acast.com/public/shows/682b3b86696b5d1232d698a8⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ------- UPGRADE to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠:

Dave Benjamin, Executive Director of the Great Lakes Surf Rescue Project, joins Wendy Snyder in for Lisa Dent. Dave discusses water safety and the importance of recognizing the signs of drowning. For more information about water education and safety, visit glsrp.org.

Welcome to the Tuesday insight. Today's episode originally appeared as an article at https://dontmoveuntilyousee.it/blog. To learn more about Don't Move Until You See It and get the free 5-day Conceptualizing Chess Series, head over to https://dontmoveuntilyousee.it/conceptualization

View this video at https://macmost.com/how-to-rotate-and-flip-photos-on-an-iphone.html. You can flip photos, or rotate a photo 90 degrees or a smaller amount to straighten it or match the horizon. It is quick and easy in the Photos app, but also can be done with an image file in a variety of ways.

Let's try this again. A few weeks ago, I compared the new Polaroid Flip with the Polaroid I-2 and got distracted by the quirks and unevenness of Polaroid film. This episode is much more true to Double Negative form: A completely technically unsatisfying and boringly philosophical look at what these cameras are actually for, and how we should look at cameras in relation to our photography in the first place. The original Polaroid Flip Vs. Polaroid I-2 Video: https://youtu.be/gX7BE5sJF4oPolaroid 365 Project: https://www.youtube.com/playlist?list=PLFAu3GNuoPzcZyAnmCifP6sFmf8iXZzCmSubscribe to the Double Negative Dispatch: https://doublenegativedispatch.substack.comInstagram: ⁠https://www.instagram.com/willmalone/⁠Polaroid Instagram: ⁠https://www.instagram.com/everydayinstant/⁠Website: ⁠https://willmalone.com⁠Thanks for listening!

U.S. Immigration and Customs Enforcement is looking to hire a company to help it mine through data sources including social media, international trade data, blockchain information, property records, and the dark web — the latest example of the agency looking to beef up the tools and platforms it uses in its enforcement operations. In a government procurement posting published late last month, ICE said it was interested in deploying a service that can continuously monitor a million people or entities of interest — and analyze trends for the purpose of “identifying potentially criminal and fraudulent behavior before crime and fraud can materialize,” among other goals. In a request for information for “Data Analytics” shared by ICE's investigations and operations support office in suburban Dallas, the government component outlined a range of requirements that it might seek from a contractor, like staff support, data analytics, and access to proprietary data. As the General Services Administration looks to form direct relationships with IT manufacturers to bring better value to agencies through governmentwide deals under its OneGov strategy, it's going to disrupt a staple of the federal IT acquisition ecosystem: value-added resellers. A significant portion of federal IT contracting traditionally goes through resellers that provide software services on behalf of original equipment manufacturers that often don't have the experience navigating or selling to the federal government. Those resellers, like Carahsoft, CDW-G and Iron Bow, however, specialize in that and provide additional services like integration, customization and support for commercial IT products. Lawrence Hale, assistant commissioner of the Information Technology Category in GSA's Federal Acquisition Service, said Wednesday during a webinar hosted by George Mason University's Baroni Center for Government Contracting that what GSA is trying to do by working directly with the manufacturers is flip that relationship. In going straight to OEMs for IT contracts — as GSA has done now with several vendors like Microsoft, Google, Adobe and Salesforce under its OneGov strategy announced in April — resellers won't be eliminated. Instead, they can still serve as authorized partners or subcontractors to those IT manufacturers, Hale explained, whereas the opposite is often true today. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Welcome back to the Real Estate Investing School Podcast. In this episode, we have manufactued home master Jason Velie join Joe to take a deep dive into this intriguing niche of real estate that not enough people are talking about.  Jason shares his journey from a finance career to real estate investing, starting with no money and building a portfolio of 59 rental units and 13 active single-family flips in only four short years. He discusses the slow start and exponential growth of his business, attributing it to continuous learning, building credibility, and word-of-mouth referrals through posting on social media. Jason also explains the financeability of manufactured homes, including the importance of permanent foundations, skirting, and age restrictions. He highlights the advantages of flipping manufactured homes, such as lower costs and less competition. As well as, he clarifies the differences between mobile, modular, and manufactured homes, and discusses the financing options for barn dominiums, tiny homes, and shipping container homes. Velie points out the differences between modular and stick-built homes, sharing his personal experience of finding and buying a modular home. He explains how modular homes can be viewed as stick-built homes and the implications for financing and appraisals. Jason also highlights the value of modular homes and the potential for higher resale prices. He then goes beyond modular and manufactured homes and dives into the concept of weighted ownership in real estate and the importance of transparency. Jason shares his contact information for those interested in partnering with him or learning from his experiences. He concludes by discussing his dream deals, recommending the book 'The Go-Giver,' and reflecting on the purpose of life. Having a hard time finding deals in today's market or have more questions about lending? Book a free one on one strategy call with one of our experienced real estate coaches with the link below to see how we can help you! Book a free real estate investing strategy call! No experience necessary. Check out the Real Estate Investing School Youtube Real Estate Investing School Instagram Brody's Instagram Joe's Instagram Jason's Instagram Joint Venture with Jason Velie

Lead Pastor Josh Carstensen continues our Ecclesiastes series.Solomon had it all — pleasure, progress, wealth, legacy — and still said, "I hated life." But in Ecclesiastes 3, he discovers something more profound: the secret to meaning isn't in chasing everything in every season. The secret is in embracing the season you're in.In this message, we'll explore how to meet God right where you are: whether you're grieving or dancing, building or breaking, asking hard questions or simply holding on. Real joy begins when we stop striving and start trusting.Thank you for listening to this message from Northwest Hills Community Church in Corvallis, Oregon, on June 22, 2025, at 8:30am. You can find us online at nwhills.com.Key Moments00:00 Welcome00:58 Message: Finding Meaning and Joy in Every Season07:08 Solomon's Pursuit of Meaning16:41 Reading from Ecclesiastes 322:24 Embrace Opportunities and Limitations25:05 Embrace God's Justice Over All Seasons29:58 Embrace The Work You Have32:02 Embrace and Fear God in All Seasons

BIG NEWS! I just finished writing CANADA IS AWESOME: A Little Book About A Big Country. This podcast is me reading the whole book! The book is about all the weird, wonderful, beautiful things that make Canada ... Canada. Did you ever notice Canadians speak in the collective? “What do you think of the weather we're having?” “Shall we grab a Tims before the meeting?” “Think we have a shot at the playoffs?” We, we, we. We use the word we so much. Why do we feel like such a collective? I don't think it's complicated. I think it's because we are one. We all toss around half of everything we make into a big glass jar and use it to pay for everyone's health care, education, and services. Sure, the system's never perfect, but if you shatter your ankle in an icy Canadian Tire parking lot, need a dozen years of free school for five kids in Kamloops, or want to drive on freshly snowplowed roads from Comox to Cornwall to Cape Spear, well ... we got you. We got you. We got everyone. So today I'm releasing the audio version of my first new book in three years. For free! With no ads! It's a gift. The Canadian way. I'm sharing the audiobook for free on the 3 Books podcast feed and on YouTube and then on Canada Day (July 1st) I'll be publishing the full text and a beautifully formatted PDF for free download on my blog (www.neil.blog) and also selling paper books—both black and white paperbacks and full-color hardcovers—at cost, starting July 1st. It's a different type of book than I've done before—a 78-page, bright red, self-published love letter to my home country. And it was designed by a Canadian in Ottawa (Steve St. Pierre), audio and video edited by a Canadian in Toronto (Dave Boire), and even the t-shirt I'm wearing in the YouTube video was designed and manufactured by a Canadian in Toronto (Daniel Torjman). If you're Canadian I hope you feel pride in who we are. If you're not Canadian, I hope this helps you see Canada a little clearer. Maybe it will inspire you to visit ... or to move here! Flip this on for your long road trip and let's let ourselves get inspired by what's possible when grit, determination, and kindness come together across culture and language. Let's reflect on shared goals of spending time with loved ones, hitting best-in-world education rates, and, of course, kicking back by the lake with a Moosehead and a bowl of ketchup chips. This is a piece of writing close to my heart and something I have been working on for over a decade. It began as a 1000 word blog post on '1000 Awesome Things' (2012), turned into a 5000 word Audible Original audiobook (2017), and now, today, in 2025, has become a 10,000 word physical book and audiobook that I offer here as my gift to you—and to us. I hope you like it. Neil

On this episode of the Deal Farm®, Kevin and Ken talk with Whitney Elkins-Hutton about her incredible journey from house hacking to owning 40+ rental properties and eventually moving into multifamily real estate. She shares how a breakup, a house full of psychedelic daisies, and an $80 sushi deal sparked her path toward financial freedom. Whitney opens up about the highs and lows of investing out of state, building cash flow, and transitioning into syndications. If you're looking for real estate wisdom mixed with real-life resilience, this episode is a must-listen.

Flip and Mozi's spaceship crash lands on Earth, and there's no interstellar tow-truck in sight... for the next 3000 years. That leaves plenty of time to explore and learn what it means to be an earthling! Join Flip and Mozi as they meet their first earthling, the Arctic Fox. Featuring songs "What is That Thing?!" and "Can You Imagine," discover with Flip and Mozi how this Arctic Fox can smell from 24 miles away and survive the cold winters of the Arctic. Head to flipandmozi.com for more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

From Episode 198: "How Food Rules Gag Your Doctor & The New Diet Lie Detector: MAHA MANIA (Part 2)"Access the FULL Episode HERE: https://beyondlabels.supportingcast.fm/Follow on InstagramFollow on XSubscribe on RumbleSubscribe on YouTubeFind Joel Here: www.polyfacefarms.comFind Sina Here: www.drsinamccullough.comDISCLAIMER

In this episode of The Level Up Podcast, Paul Alex breaks down the fundamentals of resilience and how the most successful entrepreneurs use obstacles as launchpads. Tough moments aren't there to stop you—they're there to shape you.What You'll Learn:Build Mental Toughness: Discover why resilience is the trait that separates those who quit from those who rise.Flip the Script on Failure: Learn how to reframe every obstacle as an opportunity for growth and strategic redirection.Bounce Back Smarter: Explore actionable steps to recover quickly, regain focus, and come back stronger after any setback.

Michael Cohen reacts to Tucker Carlson and Marjorie Taylor Greene turning on Trump and speaking out against him. Learn more about your ad choices. Visit megaphone.fm/adchoices

About those live action remakes. And also, lets go outside today! Hosted on Acast. See acast.com/privacy for more information.

Today on the show, we're answering the question, “How do I change seasons well?" If you've been around here for a while you know Craig Thompson (or CRAIGLES or the prince as we called him around the office). He used to be part of our media team here at AFD, Inc. but last fall he and his wife, Hannah, moved to Indiana. SOO many of you talk to me about deciding whether or not to move or figuring out what to do if a season is changing and I think you're going to love this conversation with Craig. We're going to talk about transitioning from “a good season to a good season”...what it looked like for Craig and Hannah to decide to move…making decisions as a single person vs a couple…and then we're going to talk about some advice if you're starting to feel the inkling of a season change. If you're following along in your TSF Seasons Guidebook, we're on page 58. And be on the lookout in your inboxes today, because we're emailing out the summer pages! If you don't have a copy of the TSF Seasons Guidebook, it's the perfect time to jump in with us as we get ready to start a new season. You can find everything you need at anniefdowns.com/seasons . . . . . Want to watch this episode? Watch on your Spotify app, or head on over to our YouTube Channel and be sure to like and subscribe! . . . . . Thank you to our sponsors! Ritual: Get 25% off your first month, only at ritual.com/THATSOUNDSFUN. WayFair: Head to Wayfair.com right now to shop a huge outdoor selection. KiwiCo: Get $15 off on your Summer Adventure Series at kiwico.com/THATSOUNDSFUN. BetterHelp: Visit BetterHelp.com/THATSOUNDSFUN to get 10% off your first month. Geviti: Visit gogeviti.com/thatsoundsfun and use code TSF for the month of June for 20% off your first three months of membership. Thrive Market: Head over to ThriveMarket.com/THATSOUNDSFUN to get 30% off your first order and a FREE $60 gift.  Shopify: Sign up for your one-dollar-per-month trial and start selling today at shopify.com/soundsfun.  Helix Sleep: Go to helixsleep.com/thatsoundsfun for 20% off sitewide. Make sure you enter our show name after checkout so they know we sent you! StoryWorth: save $15 during their Father's Day sale when you go to storyworth.com/thatsoundsfun!  If you'd like to partner with Annie as a sponsor for the That Sounds Fun podcast, fill out our Advertise With Us form! . . . . . If you loved this episode and you're looking for another one with some HGTV stars, go back and listen to our TSF couples episode from 2019 with The stars of Flip or Flop Atlanta, Ken and Anita Corsini. I think you'll really be moved by their story. . . . . . Spread the Word. Leave a Rating and Review. It would mean the world to me if you would rate the podcast on Apple Podcasts and leave us a brief review! You can do the same on Spotify as well. Your ratings and reviews help us spread the word to new friends! And your feedback lets me know how I can better serve you. . . . . . Sign up to receive the AFD Week In Review email and ask questions to future guests! . . . . . NYTimes bestselling Christian author, speaker, and host of popular Christian podcast, That Sounds Fun Podcast, Annie F. Downs shares with you some of her favorite things: new books, faith conversations, entertainers not to miss, and interviews with friends. #thatsoundsfunpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

J Scott joins David Lecko to break down how one flip in 2008 turned into $150 million in real estate deals. He shares the story of his first bad deal, how a single forum post led to a long-term partnership, and why he still does single family flips today—despite leading a $73 million multifamily development. They also dive into market cycles, raising capital, and how to tell when it's time to sell a rental. KEY TALKING POINTS:0:00 - Intro0:21 - The Books That J Scott Has Written & His Real Estate Development1:50 - Has Estimating Rehab Costs Changed In Recent Years?5:04 - J Scott's First Real Estate Deals9:26 - His Background Before Getting Into Real Estate & How He Funded Deals13:05 - How He Found His First Private Lender & What Makes Good Partnerships20:01 - What Makes Someone A Good Wholesaler?23:11 - Why He Got Into Real Estate24:58 - His Work/Life Balance Now27:47 - What He Hopes To Teach People28:40 - His 351 Unit Deal32:38 - How The Market Affects Commercial Real Estate35:59 - Interest Rates & The Fed41:25 - Interest Rates Affecting Single Family Vs Multi-Family42:39 - His Single Family Investing45:11 - Getting Started Around 200847:06 - What He'd Tell Someone Who Wants To Start Today49:58 - Outro LINKS:Instagram: J Scotthttps://www.instagram.com/JScottInvestor/ Website: J Scotthttps://linktr.ee/jscottinvestor/ Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/ 

#874 Here's how you achieve your goals. First, figure out what you want and find the next step you need to take. Next, learn about that one step and nothing else. Then, repeat. This process is the essence of just-in-time learning and the secret to success. I talk all about it in my brand-new book, Lean Learning! To mark the occasion, I have a very special episode for you. Hal Elrod, my friend and bestselling author of The Miracle Morning, is flipping the script and interviewing me about the book. I share how to avoid the just-in-case learning trap and leverage voluntary force functions to overcome fear and build courage. We also discuss micro mastery, finding the right mentors, and how to create the support system you need to succeed. If you feel like you're learning but never actually moving closer to your goals, this is the session for you! Show notes and more at SmartPassiveIncome.com/session874.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today on the show, we're answering the question, “What should I take with me from spring into summer?” and y'all are in for a TREAT. You've been asking for these guests for a long time and today my new friends Ben and Erin Napier from the show HGTV's Home Town and Home Town Takeover are here. You're going to love getting to know them and hearing how their work and their shows have not only revitalized families, but entire towns. You know we love talking about revival around here, and we're going there today. The work God's put in front of them isn't just captivating millions on TV, it's changing the future of small towns.  If you're following along in your TSF Seasons Guidebook, we're on page 57. We're getting so close to the official start of summer, which means new guidebook pages are coming! If you don't have a copy of the guidebook (with our winter and spring pages), you can purchase yours at anniefdowns.com/seasons and our summer pages will be emailed to you on June 16th. . . . . . Want to watch this episode? Watch on your Spotify app, or head on over to our YouTube Channel and be sure to like and subscribe! . . . . . Thank you to our sponsors! BetterHelp: Visit BetterHelp.com/THATSOUNDSFUN to get 10% off your first month. Our Place: Visit fromourplace.com/TSF and use code TSF for 10% off sitewide. With a hundred-day risk-free trial, free shipping and returns, you can experience this game-changing cookware with zero risk. AG1: Subscribe today to try the Next Gen of AG1 for less than $3/day! If you use my link, you'll also get a FREE gift with your first order. So make sure to check out DrinkAG1.com/soundsfun. Hiya Health: Receive 50% off your first order at hiyahealth.com/THATSOUNDSFUN. Geviti: Visit gogeviti.com/thatsoundsfun and use code TSF for the month of June for 20% off your first three months of membership. Thrive Market: Head over to ThriveMarket.com/THATSOUNDSFUN to get 30% off your first order and a FREE $60 gift.  Shopify: Sign up for your one-dollar-per-month trial and start selling today at shopify.com/soundsfun.  Helix Sleep: Go to helixsleep.com/thatsoundsfun for 20% off sitewide. Make sure you enter our show name after checkout so they know we sent you! StoryWorth: save $15 during their Father's Day sale when you go to storyworth.com/thatsoundsfun!  If you'd like to partner with Annie as a sponsor for the That Sounds Fun podcast, fill out our Advertise With Us form! . . . . . If you loved this episode and you're looking for another one with some HGTV stars, go back and listen to our TSF couples episode from 2019 with The stars of Flip or Flop Atlanta, Ken and Anita Corsini. I think you'll really be moved by their story. . . . . . Spread the Word. Leave a Rating and Review. It would mean the world to me if you would rate the podcast on Apple Podcasts and leave us a brief review! You can do the same on Spotify as well. Your ratings and reviews help us spread the word to new friends! And your feedback lets me know how I can better serve you. . . . . . Sign up to receive the AFD Week In Review email and ask questions to future guests! . . . . . NYTimes bestselling Christian author, speaker, and host of popular Christian podcast, That Sounds Fun Podcast, Annie F. Downs shares with you some of her favorite things: new books, faith conversations, entertainers not to miss, and interviews with friends. #thatsoundsfunpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices