The Frugal Spender Podcast

In today's episode, Brian sits down with his wife Georgie for the third time. Today's topic of discussion is the big life events, and how that affects us financially, physically and emotionally.These topics are things that will affect every single one of us, so hopefully you can take something useful away from the discussion.If you have any thoughts or questions about today's episode, feel free to send a DM @frugal_spender on Instagram, or an email to brian@frugalspender.co.uk Hosted on Acast. See acast.com/privacy for more information.

Today Brian sits down with Aleksandar Svetski, the author of the best-selling The UnCommunist Manifesto, The Bushido of Bitcoin and the former editor of The Bitcoin Times. Aleks has a unique way of explaining the problems with our currently money, and the proposed solution, Bitcoin. This is a conversation that if you go in to with an open mind, you will learn so much. I highly reccomend checking out his new book (The Bushido of Bitcoin), it is written beautifully and touches on the most pressing subjects of our time.X - https://x.com/SvetskiWritesSubstack - https://remnantchronicles.substack.com/Bushido of Bitcoin - https://www.bushidoofbitcoin.com/ Hosted on Acast. See acast.com/privacy for more information.

Andrew Craig is the author of one of the most sold personal finance books in the UK, 'How to own the world'. It was one of the very first books that Brian read when begining his financial journey, and it is safe to say it is an honour to have the chance to discuss personal finance and the economy with him.Website - https://plainenglishfinance.co.uk/Andrew Craig books - https://plainenglishfinance.co.uk/booksX - https://x.com/andyroocraig Hosted on Acast. See acast.com/privacy for more information.

In this episode, guest Anna Brading from Mentora Money about her new book 'Money Mentor'.Brian and Anna talk discuss money mindset, managing money in pots and the evil that is Buy Now Pay Later. I highly recommend reading Anna's new book, Money Mentor- use the link below to get a copy.Be sure to follow Anna on her social media;Money Mentor book -https://www.mentoramoney.com/pre-order-bookWebsite - https://www.mentoramoney.com/TikTok - @moneyformillennialsInstagram - @mentoramoney Hosted on Acast. See acast.com/privacy for more information.

Brian chats once again to fellow personal finance content creator, Sammie Ellard-King. Sammie comes from a background of business and marketing, and has now dedicated his time to helping people with their personal finances.If you enjoyed this conversation, listen to Brian and Sammie's last conversation on episode 59.Be sure to check out Sammie:Instagram - https://www.instagram.com/upthegainsmoney/Money Gains Podcast - https://open.spotify.com/show/0J4H8RINrvtG2hoYktpoNO?si=76a977549bf8437e Hosted on Acast. See acast.com/privacy for more information.

In this weeks episode, Brian has a chat with Abi Hookway. Abi is a property investor, mentor and entrepreneur. Abi went from being in debt to a millionaire in a short period of time, and creates content online to educate people on how to live a life of freedom through property investment.To find out more about Abi, check out:Website - https://abihookway.com/Instagram - https://www.instagram.com/abi_hookway/ Hosted on Acast. See acast.com/privacy for more information.

Today Brian has a conversation with Catherine Cornwall, a success and money mentor that focus' on helping women succeed (although her message certainly helps men too). If like Brian, you have previously thought manifestation and positive thinking is a bit 'woo woo', make sure you listen to the entire episode- it may just change your mind!To find out more about Catherine, head to:Website - https://catherinecornwall.com/Instagram - https://www.instagram.com/catherinejcornwall/ Hosted on Acast. See acast.com/privacy for more information.

Today, Brian sits down with his wife, Georgie Mitchell. This is the second time Georgie has been on the podcast, and in this episode they discuss budgeting, saving pots, investing and how to they manage money as a couple. This is a very honest, raw conservation that we believe more and more people should be having on a regular basis.Find out more about Georgie (yes she is a more successful podcaster than me)Podcast - https://open.spotify.com/show/10VW3cJ5PmcldmMY6mytqI?si=63a153a1335f4fecInstagram - https://www.instagram.com/georgina.rose.events/Website - https://www.georginaroseevents.co.uk/ Hosted on Acast. See acast.com/privacy for more information.

In today's episode, Brian has a conversation with Pete Matthew. Pete is a chartered financial planner, YouTuber, author and creator of Meaningful Money. He is also the MD of Jacksons Wealth Management. His book 'The Meaningful Money Handbook' has helped many people on their journey with their money, including Brian.Meaningful Money 1 page financial plan template - https://meaningfulmoney.tv/wp-content/uploads/2019/10/One-Page-FP.pdfTo find out more about Pete:Book - https://www.amazon.co.uk/Meaningful-Money-Handbook-Everything-everything/dp/0857196510YouTube - https://www.youtube.com/channel/UC39PLqUmy-AKK5HGYYfwFYwWebsite - https://meaningfulmoney.tv/ Hosted on Acast. See acast.com/privacy for more information.

Today's episode is Brian's recent appearance on The Money Gains Podcast, hosted by Sammie Ellard-King. They go into some very deep subjects on this episode, including inflation/money printing, the impact of social media on peoples finances and a scarcity mindset.Be sure to check out Sammie:Instagram - https://www.instagram.com/upthegainsmoney/Money Gains Podcast - https://open.spotify.com/show/0J4H8RINrvtG2hoYktpoNO?si=76a977549bf8437e Hosted on Acast. See acast.com/privacy for more information.

Today I have a discussion with Seb Bunney. Seb is the author of "B is for Bitcoin" and "The Hidden Cost of Money" and is the CEO/co-founder of Looking Glass Education, an educational platform dedicated to helping people with money and Bitcoin.This conversation exceeded my expectations, and I am sure you are going to take something from it.UK exchange Seb mentions: https://www.coincorner.com/ (No affiliation)To find out more about Seb:Website - https://lookingglasseducation.com/X/Twitter - https://x.com/sebbunneyBook (The hidden cost of money) - https://www.amazon.co.uk/Hidden-Cost-Money-Financial-Forces/dp/1738934101 Hosted on Acast. See acast.com/privacy for more information.

Today I have a conversation with Lisa Conway-Hughes (MissLollyMoney). Lisa holds the highest possible qualification as a Chartered financial adviser, and is a Fellow of Personal Finance Society. Lisa has gained so much useful knowledge through her qualifications and working with multiple clients, and I gained a lot from our conversation.To find out more about Lisa:Website - https://misslolly.com/Instagram - https://www.instagram.com/misslollymoney/ Hosted on Acast. See acast.com/privacy for more information.

Today I have a conversation with Peter Komolafe. Peter is a best-selling author and multi award-winning financial content creator, TV personality and speaker. His journey from foster care, to a Fortune 100 executive includes overcoming homelessness in his teens and becoming a qualified Financial Adviser and Mortgage Adviser. For more information on Peter:Website - https://www.peterkomolafe.com/Peter's book (The Money Basics) - https://www.amazon.co.uk/Money-Basics-Manage-money-future/dp/0008620350YouTube - https://www.youtube.com/c/conversationofmoney Hosted on Acast. See acast.com/privacy for more information.

In today's episode I sit down and have a chat with Gabriel Nussbaum. Gabriel has amassed over 1.5 million social media followers, he hosts a radio show called ‘That money show' and helps other creators grow with a community he has created called ‘The Creator Space'.I love how Gabriel simplifies the confusing world of personal finance and has some great tips for how to both increase you income, as well as invest for your future.For more information on Gabriel -TikTok - https://www.tiktok.com/@gabriel.nussbaumYouTube - https://www.youtube.com/c/gabrielnussbaumInstagram - https://www.instagram.com/gabrielinussbaum/ Hosted on Acast. See acast.com/privacy for more information.

In today's episode I have a great conversation with Dan Heelan. Dan is an accountant and a business services director at his accountancy firm, Heelan Associates. He is also a YouTuber, and if you have ever searched for a UK accountancy or tax question online, you would definitely have come across his videos. He specialises in helping newer business' get off the ground and does a fantastic job of distilling very confusing concepts into short, easy to understand videos.For more information on Dan -Website - https://www.heelanassociates.co.uk/YouTube - https://www.youtube.com/c/HeelanAssociatesInstagram - https://www.instagram.com/danheelan/ Hosted on Acast. See acast.com/privacy for more information.

In today's episode I speak to Dan Knott (Dan does mortgages) all about mortgages, buying your first home and the how debt affects people's ability to buy a home.Dan is a mortgage advisor that specialises in helping first time buyers, and with many years of experience in his field, it is safe to say I learned a thing or two- and I think you will too.For more information on Dan:Instagram - https://www.instagram.com/dandoesmortgages_ Hosted on Acast. See acast.com/privacy for more information.

In today's episode I have a fascinating conversation with Victoria Maskell. I have always been notoriously skeptical of manifestation, and it turns out that was because I didn't know what it actually was. I took so much away from this conversation and I am confident you will too.Victoria is has a degree in psychology and cognitive neuroscience, she has practiced hypnotherapy and is a Brain Working Recursive Therapy (BWRT) practitioner.She has worked with people suffering from depression, anxieties, phobias, low self-esteem, weight-related concerns, IBS as well as those lacking in confidence and poor money mindset.She is also the author of ‘The science of getting rich' and is a manifestation and money mindset coach.For more information on Victoria;Website - https://www.victoriamaskell.com/Instagram - https://www.instagram.com/victoria.maskell/ Hosted on Acast. See acast.com/privacy for more information.

In today's episode I have a great conversation with Anne Lester. Anne has worked on all aspects of retirement for over 28 years and most recently, she spent 20 years as Head of Retirement Solutions for JPMorgan Asset Management. She has a wealth of experience and knowledge around retirement and pensions, amongst many other subjects.Anne is also a media commentator with coverage from the likes of Bloomberg TV, Barron's, CNBC, Forbes, Wall Street Journal, and New York Times. She has recently released her new book to help younger savers find long-term savings success by overcoming their behavioral biases 'Your Best Financial Life: Save Smart Now for the Future You Want'For more information on Anne;Website - www.annelester.comInstagram - www.instagram.com/savesmartwanne Hosted on Acast. See acast.com/privacy for more information.

In today's episode Brian discuss what makes money, money- including what shapes our view of money and an overview of the 5 properties of money;durabilityportabilitydivisibilityscarcityrecognisability.Further reading on the properties of money;Michael Saylor and Robert Breedlove on 'What is money' podcast - https://youtu.be/4rvTppy1qLI?si=TJZGA33-Bccd3SRu Saifedean Ammous - The Fiat Standard book - https://www.amazon.co.uk/Fiat-Standard-Slavery-Alternative-Civilization/dp/1544526474Investopedia - https://www.investopedia.com/terms/m/money.asp#toc-what-is-money Hosted on Acast. See acast.com/privacy for more information.

In today's episode I have a conversation with Ken Costa. Ken has been a global investment banker for over 40 years and was the Chair of UBS Investment Bank and Lazard International. He is currently chairman of Helios Fairfax, the largest private equity group in Africa.Ken is an author, known for his titles such as ‘know your why', ‘god at work' and his most recent book ‘the 100 trillion dollar wealth transfer'- which is the book I was interested to talk to him about in this episode.Ken was a wealth of financial experience under his belt and I enjoyed talking to him about the generational divide that exists and how he thinks it is possible to overcome it.For more information on Ken;Website - www.kencosta.comInstagram - www.instagram.com/kenjcosta Hosted on Acast. See acast.com/privacy for more information.

In today's episode, Brian talks about the positive psychological effects of becoming debt free. He briefly goes through his debt-free journey before expanding on the many benefits you could feel yourself.Make sure you follow on social media;Instagram - www.instagram.com/frugal_spenderTikTok - www.tiktok.com/@frugal_spenderYouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ Hosted on Acast. See acast.com/privacy for more information.

In today's episode, Brian gives his views on the pursuit of money. What is money? Why do we pursue it? Should we even pursue it?Make sure you follow on social media;Instagram - www.instagram.com/frugal_spenderTikTok - www.tiktok.com/@frugal_spenderYouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ Hosted on Acast. See acast.com/privacy for more information.

In today's episode, Brian talks about the important of being financially literate and why absolutely everybody should be working towards this goal.Make sure you follow on social media;Instagram - www.instagram.com/frugal_spenderTikTok - www.tiktok.com/@frugal_spenderYouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ Hosted on Acast. See acast.com/privacy for more information.

In today's episode, Brian discusses what can only be described as legal theft... inflation!Make sure you follow on social media;Instagram - www.instagram.com/frugal_spenderTikTok - www.tiktok.com/@frugal_spenderYouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ Hosted on Acast. See acast.com/privacy for more information.

In today's episode, Brian takes an honest look of why people don't invest and provides 3 tips to help with the fear of getting started or continuing on your investment journey. Hosted on Acast. See acast.com/privacy for more information.

In today's episode, Brian breaks down his top 3 dangers when using credit cards. Credit cards are the very reason Brian got in to debt, and is also the reason he creates content around money- so it is close to home! Hosted on Acast. See acast.com/privacy for more information.

In today's episode, Brian sits down to talk to Emma (Invest__Em), to discuss long-term investing, the FIRE movement, public sector pay/ pensions, financial literacy and much more.Emma runs an informative and interested Instagram page that will no doubt teach you a thing or too about personal finance and investing.Make sure you check her page out - @invest__em Hosted on Acast. See acast.com/privacy for more information.

In todays episode, Brian sits down with the CEO of Sprive, Jinesh Vohra. Brian and Jinesh discuss mortgage overpayment, debt, credit cards and the mental aspect of being mortgage free.Be sure to check out both Jinesh and the Sprive app using the links below;www.sprive.comApp store - apps.apple.com/gb/app/sprive-mortgage-free-faster/id1504836142Google Play - https://play.google.com/store/apps/details?id=com.spriveJinesh Vohra LinkedIn - https://uk.linkedin.com/in/jinesh-vohra Hosted on Acast. See acast.com/privacy for more information.

In todays episode, Brian dives into a topic that he is focusing on a lot right now- change. Change in your personal finances, positive/negative habits and good life changes are all topics in todays mid-week episode!www.frugalspender.co.uk Hosted on Acast. See acast.com/privacy for more information.

In todays episode, Brian sits down with Ryan King to discuss an array of topics around personal finance, from scammers to childhood money memories.Be sure to check out Ryan below;Website - https://makingmoneysimple.carrd.coInstagram - www.instagram.com/makingmoneysimpleTikTok - twitter.com/makingmsimple Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian has a conversation with Sara Williams about debt, credit cards and 'buy now pay later' schemes. Sara is behind the finance blog and Instagram account 'Debt Camel' and has over 20 years helping people with their debt problems. If you are in debt (or even if you aren't) you will get a lot out of this episode.Be sure to check out Sara below;Blog - https://debtcamel.co.uk/Instagram - https://www.instagram.com/debtcamel/Twitter - https://twitter.com/DebtCamel Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian discusses the negative effects of consuming too much news and information about the world economy, and how that can affect your finances in a very real way. Brian also shares his top 3 tips to help reduce the anxiety this causes, allowing you to focus on your situation first. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian discusses what he believes the difference is between 'tight' and being 'frugal'! Hosted on Acast. See acast.com/privacy for more information.

In this episode Brian discusses an important concept in improving your financial mindset, your time horizon. Regardless of where you are on your financial journey, this episode will give you something to think about! Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian discusses his first year of self-employment. From the ups, the downs, the pros & cons- this episode will give you a raw insight in to what it is actually like being self-employed. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian has a discussion with Joshua from the Art of Money Saving about side hustles, self employed life and finding balance between spending and saving.Check out The Art of Money Saving using the links below;Podcast - https://open.spotify.com/show/18qEO8gUGSv0PXIp2VAyneInstagram - https://www.instagram.com/theartofmoneysavingTwitter - https://twitter.com/artofmoneyuk Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian has a great discussion with money & mindset coach Laura Ann Moore on an array of subjects, from women & money to spiritualism.Check out Laura Ann Moore using the links below;Podcast - https://open.spotify.com/show/18qEO8gUGSv0PXIp2VAyneInstagram - https://www.instagram.com/laura_ann_moore/TikTok - https://www.tiktok.com/@lauraannmoore Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian has a discussion with Jennifer Kempson (MamaFurFur) about many money topics, including leaving corporate life, growth mindset & a holistic approach to money. Check out MamaFurFur using the links below;Website - www.mamafurfur.comYouTube - https://www.youtube.com/@MamaFurFurInstagram - https://www.instagram.com/mamafurfur/ Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian discusses the three most common reasons people give to not invest. Remember, nothing on this podcast is financial advice- it is education! Hosted on Acast. See acast.com/privacy for more information.

In this episode, guest Timi Merriman-Johnson (Mr MoneyJar) has a discussion with Brian the cost of living crisis, growth mindset, content creation and much more!www.mrmoneyjar.comBe sure to follow Mr MoneyJar on his social media platforms;Instagram - @MrMoneyJarTikTok - @MrMoneyJarTwitter - @MrMoneyJar Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian discusses one of the most important aspects of your financial foundations- an emergency fund. Not only is it necessary for your money, but it will help with money anxiety and your day to day life too. Hosted on Acast. See acast.com/privacy for more information.

In this episode, guest Anna Brading of 'Money for Millennials' has a discussion with Brian about financial literacy, TikTok scammers, lack mindset, and much more!Be sure to follow Anna on her social media;TikTok - @moneyformillennialsInstagram - @mymoneyformillennials Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian delves into the subject of paying as little tax as possible, legally. Stealth taxes are everywhere around us, so take notes of the tips in this episode! Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian discussing cost averaging, the method of investing that for the average person, is the best method of building wealth over the long term. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian breaks down the most common route to becoming a millionaire into three steps. They may be simple steps, but they aren't easy. Hosted on Acast. See acast.com/privacy for more information.

In todays episode, Brian breaks down what he believes to be the pros & cons of using a credit card in the UK. As getting in to credit card debt was the catalyst for Brian learning about personal finance, he has some unique insights that will hopefully help you on your financial journey. Hosted on Acast. See acast.com/privacy for more information.

In this episode Brian discusses something that he has suffered with all his life, money anxiety. The looming feeling so many people have around their personal finances! This episode is packed with useful tips to improve your relationship with money. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian breaks down why it is important to automate your savings & investments to increase the chances of you building wealth over time. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian walks you through what investing is, how the stock market works and most importantly- the practical steps to get investing if you are a beginner (or just want to simplify how you invest) Hosted on Acast. See acast.com/privacy for more information.

In this episode, Brian asks the age old question of whether you should overpay your mortgage or not. Brian explores what he believes to be the pros and cons of overpaying. Hosted on Acast. See acast.com/privacy for more information.

This episode is all about creating a 1 page financial plan. Brian breaks down why keeping this as simple as possible will help you align your actions with your goals to achieve financial success. Hosted on Acast. See acast.com/privacy for more information.