Podcast appearances and mentions of anne lester

Send us a text#065.  In this episode, I sit down with Anne Lester, retirement expert and author of Your Best Financial Life: Save Smart Now for the Future That You Want. Anne shares powerful insights on overcoming behavioral biases that prevent us from saving and how to build financial habits that set us up for long-term success.We dive into key money questions Millennials and Gen Z should ask themselves, the biggest financial mistakes young people make, and why many struggle to connect with their future selves when it comes to retirement. Anne also shares personal stories—including managing billions of dollars at work while struggling to save in her own life—and offers practical strategies to shift our mindset around saving and investing.Show notes and more at:https://moneydadpodcast.com/session065Support the show

In this episode of the Inspired Money Live Stream Podcast, we focus on building financial resilience. Host Andy Wang brings together a panel of experts to discuss strategies for handling financial challenges and emerging stronger. Guests include Vicki Robin, author of Your Money or Your Life; Joe Saul-Sehy, financial expert and host of Stacking Benjamins; Anne Lester, a retirement savings specialist; and Yanely Espinal, creator of MissBeHelpful. This episode highlights essential practices like setting up emergency funds, managing debt effectively, and developing a resilient mindset. Why Financial Resilience Matters Financial resilience is the capacity to manage and recover from financial setbacks. Creating an emergency fund, reducing debt, and adopting strong financial habits are crucial steps. In this episode, experts share practical advice on budgeting, saving, and adapting to unexpected expenses to create a solid foundation for financial resilience.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Anne Lester. Rushion sits down with Anne Lester, author of Your Best Financial Life: Save Smart Now for the Future You Want, to discuss essential money-saving strategies. They focus on how young adults in their early 20s can develop smart saving habits to build long-term financial security. The conversation highlights the importance of investing in high-yield interest accounts to maximize savings. Ann also shares insights on identifying different spending habits and how understanding your spending personality can lead to better financial decisions. By the end of the episode, listeners gain practical tools to start saving wisely and secure a more stable future. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Anne Lester. Rushion sits down with Anne Lester, author of Your Best Financial Life: Save Smart Now for the Future You Want, to discuss essential money-saving strategies. They focus on how young adults in their early 20s can develop smart saving habits to build long-term financial security. The conversation highlights the importance of investing in high-yield interest accounts to maximize savings. Ann also shares insights on identifying different spending habits and how understanding your spending personality can lead to better financial decisions. By the end of the episode, listeners gain practical tools to start saving wisely and secure a more stable future. #STRAW #BEST #SHMSSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Anne Lester. Rushion sits down with Anne Lester, author of Your Best Financial Life: Save Smart Now for the Future You Want, to discuss essential money-saving strategies. They focus on how young adults in their early 20s can develop smart saving habits to build long-term financial security. The conversation highlights the importance of investing in high-yield interest accounts to maximize savings. Ann also shares insights on identifying different spending habits and how understanding your spending personality can lead to better financial decisions. By the end of the episode, listeners gain practical tools to start saving wisely and secure a more stable future. #STRAW #BEST #SHMSSee omnystudio.com/listener for privacy information.

Anne Lester is here to discuss the retirement solutions and challenges that are facing each generation. Ann shares insights into the challenges of saving for retirement, influenced by her personal experiences as a former "terrible saver." There is a lot the anxiety surrounding retirement savings, the pitfalls of focusing on "the number," and the importance of understanding personal spending flexibility and failure lines. Ann discusses generational differences in retirement preparedness and highlights strategies for building retirement savings, such as saving future raises and adjusting spending priorities.  Today we discuss... How Anne helped create the JP Morgan Smart Retirement Target Date Fund. Retirement challenges, including income uncertainty and spending in later life. Understanding personal "failure lines" and acceptable lifestyle adjustments. Generational wealth differences, with Gen Z and Millennials saving more early. The importance of employer-sponsored 401(k) plans for wealth building. Younger generations face challenges saving for retirement but are encouraged to stay the course for long-term stability. The housing market imbalance is influenced by limited supply, high prices, and generational trends in homeownership. Starter homes are increasingly unaffordable, forcing many young buyers to rely on financial help from family. The housing market could improve in 5-10 years as demographics and housing supply gradually shift. Multifamily housing and smaller new builds are growing trends, potentially offering more affordable options for buyers. Behavioral economics and AI have the potential to assist individuals in managing spending habits and savings strategies. Credit availability and understanding its consequences play a significant role in financial outcomes for younger generations. Boomers struggle with transitioning from saving to spending in retirement, often leaving unused funds. Generational differences in attitudes toward spending, saving, and credit reflect diverse economic experiences. Future perspectives on bonds may involve alternative strategies as economic conditions evolve. For more information, visit the show notes at https://moneytreepodcast.com/retirement-solutions-anne-lester-662   Today's Panelists: Kirk Chisholm | Innovative Wealth Jeff Hulett | Finance Revamp Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast  

Anne Lester is a well-known retirement expert and perhaps few are as well qualified as Anne to help us better understand how to save smart and retire happy—on own time and target. She shares some of the key lessons from her new book - Living Your Best Financial Life – Save Smart Now for the Future You Want. 

Anne Lester is a best-selling author and financial expert on a mission to help rising leaders save smart and retire happy—on their time and target. Her new book, Your Best Financial Life: Save Smart Now for the Future You Want helps younger savers find long-term savings success by overcoming their behavioral biases. Anne spent 20 years as Head of Retirement Solutions for J.P. Morgan, and is also a media commentator with coverage from the likes of Bloomberg TV, Barron's, CNBC, Forbes, Wall Street Journal, and New York Times. Anne and her husband have two children—a Gen Z-er and a Millennial—who are working to become retirement-ready. Get ready for some real talk about: How to lose your shame and fear about your financial future The secret to hacking the system and live the life you want How to feel in control of your financial wellness Why Gen Z may be the most prolific savers in history Follow Anne Lester:Instagram: @savesmartwanne

In this episode, Anne Lester, a retirement expert, author, media commentator, top-rated speaker and former Head of Retirement Solutions for JPMorgan Asset Management, dissects the current economic turmoil and helps us understand what it means for personal financial security in today's unpredictable world. Dive deep into the practicalities of achieving financial stability, managing investments, the realities of retirement planning, and navigating high-stress financial decisions. Whether you're a seasoned investor, a young professional starting out, or someone looking to refine your financial strategies amidst global instability, this episode offers invaluable insights to help you safeguard your financial future and make informed decisions.   SHOWNOTES -  00:00:00 - Episode & Guest Introduction 00:01:35 - Responding to economic instability 00:07:50 - Practical strategies for creating financial security in uncertain times 00:13:55 - Buying vs renting a house 00:19:50 - TWO Must dos with money 00:21:00 - Saving for gig workers and freelancers 00:26:40 - How personal choices affect financial outcomes 00:30:30 - Curiosity & definition of failure as the KEY to better choices 00:37:40 - Advice for reckless spenders 00:48:20 - Managing debt, optimizing savings, & planning for future needs 00:53:10 - Where to invest, diversification, & market dynamics 00:59:45 - Directing your focus on wealth cultivation and learning more 01:09:52 - Retirement planning & the FIRE movement   RECOMMENDED RESOURCES -  Your Best Financial Life by Anne Lester - https://www.amazon.com/Your-Best-Financial-Life-Future/dp/006332086X The Psychology of Money by Morgan Housel - https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681 Nudge by Richard H Thaler and R Sunstein - https://www.amazon.com/Nudge-Improving-Decisions-Health-Happiness-ebook/dp/B009KERBQI/ Thinking, Fast and Slow by Daniel Kahneman - https://www.amazon.com/Thinking-Fast-Slow-Daniel-Kahneman-ebook/dp/B005MJFA2W/ The Intelligent Investor by Benjamin Graham and Jason Zweig - https://www.amazon.com/Intelligent-Investor-Definitive-Investing-Essentials/dp/0060555661   CONNECT WITH ANNE LESTER -  Website - https://www.annelester.com LinkedIn - https://www.linkedin.com/in/savesmartwanne YouTube - https://www.youtube.com/channel/UCE7snA-XZ4vdlUAXFU8MHEg   Facebook - https://www.facebook.com/savesmartwanne   CONNECT WITH ME - Take the EmoPersona Quiz - https://www.kratimehra.com/emopersonaquiz/ Subscribe to the Newsletter - https://www.kratimehra.com/newsletter/ For more, visit - https://www.kratimehra.com/experible/

In this episode of Crush Your Money Goals, we sit down with Anne Lester, the former Head of Retirement Solutions at JP Morgan Asset Management, to discuss her transformative journey from Wall Street to personal pilgrimage. Anne delves into her pioneering work on target date funds, offering practical financial advice for professional women navigating their 401(k)s and retirement planning. She also shares her personal experiences of leaving a high pressure career to pursue new passions, including a pilgrimage walk from Canterbury to Rome and writing her forthcoming book. In this episode, you will learn the following : How Anne revolutionized retirement savings with the creation of target date funds Common investment pitfalls and psychological traps Practical advice for professional women on navigating the complexities of 401(k)s and retirement planning Sharing personal financial struggles to foster greater emotional support and financial literacy within the financial services industry Strategies for achieving financial independence post career Anne's experience with continuous learning and staying professionally engaged  The challenges and uncertainties of transitioning from a structured corporate environment to a more flexible, self directed lifestyle Episode Timeline: [00:00:03] - Finding Inspiration in Personal Crisis [00:04:29] -  Understanding Target Date Funds [00:08:11] -  Reflecting on Career and Identity [00:10:34] -  Deciding to Retire at Career Peak [00:14:55] -  Financial Independence for Women [00:19:11] -  Strategic Plan for Financial Transition [00:23:14] -  Planning Future Tasks and Collaboration [00:30:08] -  Evolution of Writing Passion [00:37:29] -  Navigating Personal Growth and Decisions Learn more about Anne Lester: Website: annelester.com/  TikTok: tiktok.com/@savesmartwanne  Instagram: instagram.com/savesmartwanne Learn more about Stefanie Gonzales and the Women's Wealth Effect: LinkedIn: linkedin.com/in/stefanie-gonzales-83a87aa Instagram: https://www.instagram.com/womenswealtheffect/?hl=en Facebook: https://www.facebook.com/Womenswealtheffect Early Retirement Planner: https://www.womenswealtheffect.com/planner Book Your Free 1:1 with Stefanie: https://www.womenswealtheffect.com/free Learn more about Bernadette Joy and the Crush Your Money Goals: Pre-order her book: https://www.simonandschuster.com/books/Crush-Your-Money-Goals/Bernadette-Joy/9781507222638 Website: https://www.crushyourmoneygoals.com/ 10 Money Tools: https://www.crushyourmoneygoals.com/freeguide

On this episode of Millennial Debt Domination, Katie highlights financial planning for your retirement.  Even though retirement may seem far off for Millennials and Gen Z, it's important to start saving while you're young. Between student loan and other debts and trying to build your emergency fund, you might neglect your retirement savings entirely because it seems so far away. However, now is the time you should start saving for your retirement. This is because of the magic of compound interest. By saving now, you'll watch your retirement fund compound over the years. Today, Katie will be discussing this as well as all things retirement. She will be joined by Anne Lester. Anne is a retirement expert who was the head of retirement solutions at JP Morgan Asset Management and she is the author of ‘Your Best Financial Life.' Anne and Katie will be discussing how to save for retirement, social security, diversifying your portfolio, and much more. Now, let's get to my interview with Anne.  https://millennialdebtdomination.libsyn.com/episode-22-social-security-for-millennials-part-1 https://millennialdebtdomination.libsyn.com/episode-23-social-security-for-millennials-part-2 https://www.amazon.com/Your-Best-Financial-Life-Future/dp/006332086X https://annelester.com/ Follow Navicore on Social Media:         •       Twitter: @NavicorePR         •       Instagram:  @navicoresolutions         •       Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: 

Millennials and Gen Z face a unique challenge when it comes to building wealth. In this episode, Anne Lester, author of Your Best Financial Life, and former head of Retirement Solutions for JPMorgan, provides insights and advice for anyone under the age of 45.You will learn:A simple framework to manage your moneyHow to start saving in tax-advantaged accountsHow to balance immediate financial needs with saving for retirementHow to start investing, even if you're a beginnerGet Anne's new book, Your Best Financial Life.Check out Anne's WebsiteConnect with Anne on Instagram @savesmartwanneYou Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

It sounds simple, but why is saving money so challenging for many of us?This episode features Anne Lester, former head of retirement solutions at JP Morgan, who brings both personal experience and professional expertise to the discussion. Anne explores the psychological barriers that complicate saving, such as anxiety and shame, and shares effective strategies to overcome these hurdles.Discover actionable tips like automating your savings to simplify financial decisions and learn about practical ways to enhance your savings habits for a secure future.Anna's Takeaways:Intro (00:00)Personal Finance, Savings + Spending Habits (08:53)Money Types (12:33)Managing Spending Habits + Creating Savings Guardrails (16:55)Small Changes Lead To Significant Savings (22:14)Finding Joy In Everyday Life (26:08)Saving + Investing For Retirement (30:45)Meet Anne Lester:Anne Lester is a retirement expert, author of Your Best Financial Life, media commentator, top-rated speaker and former Head of Retirement Solutions for J.P. Morgan. She co-founded The Aspen Leadership Forum on Retirement Savings with AARP. Anne is on a mission to help rising leaders retire on their time and target. Rate, Review, & Follow on Apple PodcastsMoney Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family. Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones.Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!FREE GUIDE- Kid Money Boss: School isn't teaching my son about Money. It's up to us Parents. Here are 9 tools I am using to team my son, everything I never learned as a kid.Guest Websites:Website: https://annelester.com/

On the latest episode of The Get Ready Money Podcast, I spoke with Anne Lester, author of “Your Best Financial Life” about changing the way we think about money and living a better life. In this episode we discussed:Why it's okay to say no to other people. The value of compounding. The importance of paying yourself first.How there is never a perfect time.How you can establish guardrails. Anne Lester is a retirement expert, author of Your Best Financial Life, media commentator, top-rated speaker and former Head of Retirement Solutions for J.P. Morgan.   Hailed as a “pioneer and innovator” by the esteemed financial services company Morningstar, Anne has worked on all aspects of retirement for the past 28 years. Anne holds patents for her progressive design to automate and simplify the retirement planning process. She is a regular contributor on an array of retirement issues for industry as well as public policy. Coverage includes CNBC, Bloomberg TV, The Wall Street Journal, New York Times, and countless industry publications; Barron's featured Anne on their cover for her outstanding work. Anne's policy-related work includes testifying for the US DOL and SEC. In partnership with AARP, she has founded the Aspen Leadership Forum on Retirement Savings whose goal is to find breakthrough solutions to Americans' far-reaching problem of inadequate savings. Anne is on a mission to help rising leaders retire on their time and target.Connect with Anne Lester:WebsiteLinkedInInstagramTikTokYoutubeFacebookBook: Your Best Financial Life: Save Smart Now for the Future You Want

Meet Anne Lester, a seasoned leader on a mission to empower rising professionals to save smart and retire happily, all on their own terms. With an impressive background, including 20 years as Head of Retirement Solutions at J.P. Morgan and co-founding The Aspen Leadership Forum on Retirement Savings with AARP, Anne brings unparalleled expertise to the table. Her exceptional contributions to Americans' economic security earned her the prestigious Ray Lillywhite Award in 2020. A dynamic speaker and emcee, Anne engages audiences of all ages and professional backgrounds, from under-45 crowds to financial industry events like P&I and NAPA. She has also been featured in top-tier media outlets such as Bloomberg TV, CNBC, Barron's, and Forbes, showcasing her expertise in retirement planning and financial security. Anne is currently working on a groundbreaking book, "Your Best Financial Life: Save Smart Now for the Future You Want," slated for release in 2024 by William Morrow. With an academic background in international economics and Japan studies from Johns Hopkins and a B.A. from Princeton, including a Fulbright Graduate Research Fellowship, Anne brings a wealth of knowledge and insight to her work. Personally, Anne and her husband are parents to two children—a Gen Z-er and a Millennial—both on their journey to financial preparedness for retirement.

In today's podcast, Jason interviews Anne Lester about her new book, "Your Best Financial Life: Save Smart Now for the Future You Want." Anne is a retirement expert, formerly serving as the Head of Retirement Solutions for JPMorgan Asset Management, where she dedicated nearly 30 years of her career. During the interview, Anne not only shares insights from her own retirement journey but also discusses the aspects of retirement she eagerly anticipates in this new phase of life. She offers practical tactics for simplifying money management, including the implementation of guardrails to mitigate financial regret. Make sure to listen until the end, where she emphasizes the importance of cash flow in retirement preparation. For additional articles, links, and resources, please visit https://SoundRetirementPlanning.com.      

Anne Lester is a retirement expert, author, media commentator, top-rated speaker and former Head of Retirement Solutions for JPMorgan Asset Management, where she worked almost 30 years. In 2020, Anne was recognized for her extraordinary lifetime contributions to Americans' economic security with the prestigious Ray Lillywhite Award. She is on a mission to help rising leaders retire on their time and target. A top-rated speaker, Lester addresses the under-45 crowd as well as professional audiences, including P&I, NAPA, Wharton, plus financial firms and their clients. Lester is also a media commentator and regular contributor on personal finance and retirement issues. She has been featured on outlets including Bloomberg TV, CNBC, Forbes, Business Insider, Wall Street Journal, The New York Times and Barron's. She also co-founded The Aspen Leadership Forum on Retirement Savings with AARP. Her book, Your Best Financial Life: Save Smart Now for the Future You Want (William Morrow, 2024), helps younger savers find long-term savings success by overcoming their behavioral biases.

While you might not be able to rewire your brain, you can break the cycle of unconscious spending so you can better prepare for your future. Join Amber and retirement expert Anne Lester to unravel the psychology behind behavioral economics. From discovering your money type to hacking your spending habits to how to utilize a target date fund to save for retirement, you'll learn the strategies to transform your financial habits and craft the future you deserve.Anne, with 30 years as Head of Retirement Solutions for J.P. Morgan and co-founder of The Aspen Leadership Forum on Retirement Savings with AARP, is dedicated to aiding rising leaders in securing their financial futures. Honored with the Ray Lillywhite Award in 2020, Anne is a renowned speaker and media commentator featured by Bloomberg TV, CNBC, and more. Armed with an M.A. from Johns Hopkins and a Fulbright Graduate Research Fellowship, Anne's book, "Your Best Financial Life: Save Smart Now for the Future You Want"(William Morrow, 2024), aims to guide younger savers through behavioral biases. ----------------------------In today's episode, we cover the following:Retirement expert Anne Lester (0:00)Anne's vision for writing her book (1:26)Anne's money story (4:30)Money struggles throughout the generations (9:32)Getting caught in the financial comparison game (13:30)The marshmallow experiment (15:58)How to create hacks to stop unconscious spending (19:08)The different money archetypes (24:21)What target date funds are and how to utilize them (27:00)Criteria if a luxury item is worth the splurge (32:18)Questions to ask yourself before dipping into your emergency fund (34:39)Anne's process of writing her book (37:45)Rapid fire rich girl questions (41:59)----------------------------RESOURCES: Read Anne's book, Your Best Financial LifeRead Write a Must-Read: Craft a Book That Changes Lives—Including Your Own by A.J. HarperDiscover your money type with Anne's free quiz.----------------------------GUEST INFO:You can learn more about Anne and her retirement tips on Instagram, X, and LinkedIn @SaveSmartWAnne, as well as on her website, AnneLester.com.----------------------------Take control of your financial life today. Download your free Net Worth Tracker at oldmoneypodcast.com/networth and track the GROWTH of your financial future. ----------------------------Connect with the Old Money Podcast:Web: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram:

Paul Gruenwald, chief economist at S&P Global Ratings, says that he doesn't see the economy going into a recession, allowing the Federal Reserve to cut rates "at a leisurely pace" and to get through inflation-reduction with a soft landing. Gruenwald recently raised his growth projection for the economy and he says the strong economy is letting the Fed take its time in cutting rates, but that current levels of 5.25 percent are too high. He doesn't expect the central bank to cut rates below 3 percent, which he expects it to reach with a few rate cuts this year starting in June and four to five cuts next year. Larry Tentarelli, founder/chief technical strategist, Blue Chip Daily Trend Report says the market's upward trend has room to run. As a technician, Tentarelli says the most bullish signal is a market at new highs because there is no overhead resistance, and while he expects some small, normal pullbacks along the way, he expects the long-term move to be higher. Plus, David Trainer, president at New Constructs, revisits a meme stock in The Danger Zone and author Anne Lester discusses her new book, "Your Best Financial Life: Save Smart Now for the Future You Want."

Check out this week's episode with Anne Lester, author and Axiom gold medal award winner fo the best book on retirement planning. Anne disccusses different types of savers and spenders and tips on how to hack your brain towards savings. These easy steps can make a huge difference on your financial future. Anne just launcehed her new book Your Best Financial Life: Save Smart Now for the Future You Want.

Anne Lester knows money. She helped develop target date mutual funds at JP Morgan, headed retirement programs, and knew her stuff. But Anne, like many of us, is a spender at heart and has had to trick herself into great saving habits. How? We talk about the basics, which do NOT include skipping lattes or shaming yourself into saving more money. In fact, the truth about saving more money is hiding in plain site, and we dive in so you can finally begin or accelerate your journey TODAY. Before that, though, in our headline segment, the United State government is cracking down on credit card late fees. The Biden administration has passed a cap on fees at eight dollars, and has also foreshadowed that overdraft and other bank fees may not be far behind. Is this legislation going to help you save more money? We'll dive into what we love, don't love, and what we're cautiously optimistic about, assuming that YOU take action on your plan and tighten up your banking practices. That's not all. We also answer a question from a Stacker who said, "We'd better call Saul...Sehy and OG for help!" Of course, there's Doug's trivia segment as well, and much, much more. FULL SHOW NOTES: https://www.stackingbenjamins.com/mastering-financial-basics-anne-lester-1491 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

We've been thinking a lot about “Peak 65” over here at HerMoney HQ. If you haven't heard about it, it's the fact that more people are turning 65 starting this year than at any other point in history. That's important because this age shift is going to have a huge impact on everything, including our economy, Social Security, the upcoming election, and especially on retirement.  Anne Lester, former head of retirement solutions for J.P. Morgan Asset Management Solution Group wants everyone to know that planning for retirement doesn't have to be so scary — it can be empowering and, yes, even fun. In her new book: “Your Best Financial Life: Save Smart Now for the Future You Want” she talks about how she finally broke free from living paycheck-to-paycheck, and was able to retire early on her terms. In Mailbag, we hear from a listener who is wondering if they should stay at a job they don't love for the excellent retirement benefits. In our money tip of the week, with Mint shutting down in less than two weeks, here are the other budgeting apps we recommend. Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our guest on the podcast today is Anne Lester. She's author of a new book called Your Best Financial Life: Save Smart Now for the Future You Want. Before writing the book, Anne spent 20 years as head of retirement solutions for J.P. Morgan. With AARP, she co-founded The Aspen Leadership Forum on Retirement Savings. In 2020, Anne was recognized for her extraordinary lifetime contributions to Americans' economic security with the Ray Lillywhite Award. She earned a master's in international economics and Japan studies from Johns Hopkins University and a B.A. from Princeton. She was also awarded a Fulbright Graduate Research Fellowship.BackgroundBioYour Best Financial Life: Save Smart Now for the Future You Want, by Anne LesterMillennials, Money, and Investing“Don't Make These 6 Money Mistakes in Your 30s, Says Former JPMorgan Retirement Expert,” by Anne Lester, cnbc.com, Jan. 4, 2022.“Fake Rich? Affluent Millennials Are More Likely to Exaggerate to Appear Wealthy. Here's What Experts Say They Should Do Instead,” by Lorie Konish, cnbc.com, Jan. 25, 2024.“A Spender's Guide to Surviving Financial Mistakes With Anne Lester,” Earn & Invest podcast, earnandinvest.com.“The Worst Money Advice on the Internet,” by Stephanie Hallett, businessinsider.com, June 2, 2022.“Setting Aside $20 a Day Could Help You Save $1 Million for Retirement —If You Start Early,” by Cheyenne DeVon, cnbc.com, Jan. 5, 2024.Target-Date Funds and Retirement Savings System“Retirement Experts Identify Possible Fixes to the Retirement Savings Gap,” by Paul Mulholland, planadviser.com, Oct. 3, 2022.“Quit Your Job? Here's What to Do With Your 401(k),” by Jeanne Sahadi, cnn.com, Jan. 6, 2022.“Ladies, How Much Is Really Enough for Retirement?” hermoney.com, June 23, 2022.Other“Brigitte Madrian: ‘Inertia Can Actually Be a Helpful Thing,'” The Long View podcast, Morningstar.com, April 22, 2020.

This episode features Anne Lester, a media commentator and speaker who's on a mission to help Americans of all walks of life to achieve a safe and secure retirement. Hailed as a “pioneer and innovator” by the esteemed financial services company Morningstar,Anne has worked on all aspects of retirement for the past thirty years. Most recently, she spent fifteen years as head of retirement solutions for JPMorgan Asset Management, where she traveled the country and spoke to tens of thousands of investors. She is a regular contributor on an array of retirement issues for CNBC, Bloomberg TV, the Wall Street Journal, the New York Times, and countless industry publications. Anne joined us today to talk about her new book, ‘Your Best Financial Life: Save Smart Now for the Future You Want.'Anne shares her experience of overcoming a significant financial setback and how it led her to understand the crucial link between personal behavior and financial decisions. The discussion delves into the changing financial landscape for different generations, as well as practical advice on managing cash flow, debt, and investing. Anne's insights on emergency funds, savings strategies, and the impact of social media and the internet on spending habits provide valuable guidance for listeners aiming to build wealth and make informed financial decisions. [06.46] The change – Starting the conversation, we discuss the huge lifestyle differences between boomers and Gen Z. [12.20] Making mistakes – Anne explains why people are afraid of making mistakes nowadays. [18.01] Compounding – When you save money, it takes time to see the effects that it's building.[25.20] Buy now, pay later – We discuss why the concept of ‘buy now, pay later' is dangerous. [30.19] Credit cards – How people spend an enormous amount of money with credit cards rather than cash. [35.24] Subscription audit – The importance of doing a subscription audit. [41.58] Heart attack chart – A chart full of numbers based on your salary and age describing how many times your current income you should have saved, assuming you are retiring at the age of 65. [53.24] Doing the right thing – What people should consider doing if they are not sure they have a disciplined process of investing. [56.07] Commitment – Anne explains what we can do to increase and maintain our money-saving process. [01.06.23] Can it be better – Things can go from bad to worse all the time, but in the end, it's going to be okay, and you are going to navigate through life. ResourcesConnect with AnneLinkedIn - linkedin.com/in/savesmartwanne/ Website - annelester.com/ Instagram - instagram.com/savesmartwanne/ Your Best Financial Life: Save Smart Now for the Future You Wantby Anne Lester

A farmer writes in to talk about generational wealth in farming. This Discord shares a bunch of information about pensions, our Anne Lester retirement episode, and target date index funds. Should Gabe have a SEP or a solo 401K? A seed tester riles up Gabe by sharing the cost of watermelon seeds.Links: https://www.whitecoatinvestor.com/emloyeers-sued-for-retirement-account-fees/https://www.forbes.com/advisor/retirement/sep-ira-vs-solo-401k/Join My Patreon: https://www.patreon.com/gabesdunnDonate to Our Movie: https://www.filmindependent.org/sponsored-projects/you-i-you-me/This has been a Noted Bisexual and Diamond MPrint ProductionsProduced by Melisa D. MontsEdited by Diane KangPost-Production Sound by Coco LlorensOur Sponsors:* Check out Arena Club: arenaclub.com/badmoney* Check out Chime: chime.com/BADMONEY* Check out Claritin: www.claritin.com* Check out Indeed: indeed.com/BADWITHMONEY* Check out Monarch Money: monarchmoney.com/BADMONEY* Check out NetSuite: NetSuite.com/BADWITHMONEYAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode, Luis speaks with Anne Lester. Anne is a retirement expert, author, media commentator, top-rated speaker and former Head of Retirement Solutions for JPMorgan Asset Management, where she worked almost 30 years. In 2020, Anne was recognized for her extraordinary lifetime contributions to Americans' economic security with the prestigious Ray Lillywhite Award. She is on a mission to help rising leaders retire on their time and target. A top-rated speaker, Anne addresses the under-45 crowd as well as professional audiences, including P&I, NAPA, Wharton, plus financial firms and their clients.  Anne is also a media commentator and regular contributor on personal finance and retirement issues. She has been featured on outlets including Bloomberg TV, CNBC, Forbes, Business Insider, Wall Street Journal, The New York Times and Barron's. She also co-founded The Aspen Leadership Forum on Retirement Savings with AARP. Her book, Your Best Financial Life: Save Smart Now for the Future You Want (William Morrow, 2024), helps younger savers find long-term savings success by overcoming their behavioral biases.   Notes:   In this episode Luis and Anne talk about:   Achieving your current goals while also prioritizing your retirement Hacks and actionable items to make saving money easier How to determine if a luxury item is worth the splurge Three questions to ask yourself before you tap into your emergency savings   And much more……..   Resources:   ·         Visit Anne's website ·         Buy Anne's Book: Your Best Financial Life; Save Smart Now for the Future You Want ·         Follow Anne on LinkedIn ·         Follow Anne on IG ·         Subscribe to Anne's YouTube channel ·         Follow Anne on FaceBook ·         Follow Anne on TikTok

It's very easy to rack up credit card debt. It's much more difficult to pay it off and considerably tougher to set yourself up for long-term financial success, to make good long-term decisions, or to avoid falling into classic pitfalls managing debt–especially for younger generations entering the workforce.  I'm thrilled to share this conversation with Anne Lester. Anne is a retirement expert, speaker, media commentator, and author of a new book titled How to Save Smart Now for the Future You Want. Anne was the Head of Retirement Solutions for JPMorgan Asset Management for 20 years, where she traveled the country and spoke to tens of thousands of investors. In this episode, Anne shares how she fell in love with the world of finance, why poor financial decisions are often made, and the importance of automating your savings with a 401(k) and creating an emergency savings plan. Key takeaways: How we're programmed to spend, spend, spend–even when we already have debt we need to pay off and don't need more stuff.  Why we're so afraid of getting it wrong when it comes to retirement planning–and how doing nothing sets us up for failure most of all.  Why now's a great time to build a robust emergency fund.  How to get your credit cards under control, centralized, and easily tracked.  How our peers' luxury spending tricks us into spending more on things we don't need.  Simple things you can do right now to start bringing down your spending.    Interview Resources: AnneLester.com Anne Lester on LinkedIn | Instagram | YouTube Your Best Financial Life: Save Smart Now for the Future You Want by Anne Lester J.P. Morgan The Crash of 79 by Paul Emil Erdman The Silver Bears by Paul E. Erdman

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald, interviews Anne Lester a retirement expert, author, media commentator, top-rated speaker and former Head of Retirement Solutions for JPMorgan Asset Management, where she worked almost 30 years.  Drawing from her expertise and key themes in Your Best Financial Life, Anne Lester is available for interviews, articles and immediate commentary and can discuss any personal finance or retirement topic including: Ways to hack your brain to make saving easier How to understand your money type and what to do about it How student loan payments boost your credit score 6 financial actions to immediately take when you're fired Steps freelancers and self-employed individuals need to do to secure retirement What you need to know about retirement before you quit your job to become a TikTok influencer Subscription Detox: 7 ways to take back your finances from online subscriptions you may not even know you are paying for Closing the savings gap and helping everyone save 3 ways to determine if that luxury item is worth the splurge 3 questions to answer before you tap into your emergency savings What to do in your 20s and 30s if your job doesn't offer a 401(k) 5 Questions to ask yourself in your 20s and 30s as you plan your retirement goals The $1.2 Million Gyro: Is eating lunch out really worth it? What to do with that money instead Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald, interviews Anne Lester a retirement expert, author, media commentator, top-rated speaker and former Head of Retirement Solutions for JPMorgan Asset Management, where she worked almost 30 years.  Drawing from her expertise and key themes in “Your Best Financial Life: Save Smart Now for the Future You Want."   Ways to hack your brain to make saving easier How to understand your money type and what to do about it How student loan payments boost your credit score 6 financial actions to immediately take when you're fired Steps freelancers and self-employed individuals need to do to secure retirement What you need to know about retirement before you quit your job to become a TikTok influencer Subscription Detox: 7 ways to take back your finances from online subscriptions you may not even know you are paying for Closing the savings gap and helping everyone save 3 ways to determine if that luxury item is worth the splurge 3 questions to answer before you tap into your emergency savings What to do in your 20s and 30s if your job doesn't offer a 401(k) 5 Questions to ask yourself in your 20s and 30s as you plan your retirement goals The $1.2 Million Gyro: Is eating lunch out really worth it? What to do with that money instead See omnystudio.com/listener for privacy information.

This week I am joined by special guest Anne Lester to discuss the importance of educating young individuals about finances. In particular, we discuss Anne's latest book titled Your Best Financial Life: Save Smart Now for the Future You Want and its focus on individual financial responsibility. We also talk about the shift towards personal financial management, overcoming behavioral biases in saving and investing, the benefits of automated savings, and the significance of educating young individuals about finances. Watch on Youtube Retirement Savings - You're on your own Anne and I begin our chat by acknowledging a historical shift in retirement savings. Back in the day (our parents' generation and even ours, to some extent), companies would take care of their employees with pensions and retirement packages. It was normal for an individual to spend years, decades even, at the same job, or at least employer. The same cannot be said for today's economy in which most people spend a maximum of five years in any one given position.  Why does this matter? If your job isn't actively preparing you for retirement, that responsibility now falls on your shoulders. There is a lack of education and an abundance of complication when it comes to personally managing long-term savings. Let's break those key issues down to their impact on you: Educating kids and young adults on personal finance Math in elementary school covers the basics. In high school, it gets more complicated with advanced computations but most public schools do not spend much, if any time on personal finance. It is up to us parents to teach our kids about credit (cards, lending, etc), real estate (purchase, lending), and arguably most important: long-term savings. These concepts are not intuitive and they accompany two significant behavioral biases: loss aversion and present mindset. Loss Aversion and Investing We've talked about loss aversion in the past on this podcast, in particular in the episode Be More Aggressive. Anne revisits this behavioral bias that is well defined by the Decision Lab as a “cognitive bias that describes why, for individuals, the pain of losing is psychologically twice as powerful as the pleasure of gaining. The loss felt from money, or any other valuable object, can feel worse than gaining that same thing.” How does this impact investing? It explains why so many people are afraid of the stock market. Even if they know that historically speaking, they will always gain money from investing in stocks, watching the tickers and tuning into the day-to-day market volatility wreaks havoc on the psyche and impacts one's decision making. Putting money in a savings account feels safer than investing, even if we know that it is a financially detrimental decision. We just talked about this last week!

Anne Lester, author of Your Best Financial Life: Save Smart Now for the Future You Want, joins the podcast to give us a very comforting retirement investing 101 lesson.Join My Patreon: https://www.patreon.com/gabesdunnDonate to Our Movie: https://seedandspark.com/fund/you-and-i-you-and-me-film#storyThis has been a Noted Bisexual and Diamond MPrint ProductionsProduced by Melisa D. MontsEdited by Diane KangPost-Production Sound by Coco LlorensOur Sponsors:* Check out Arena Club: arenaclub.com/badmoney* Check out Chime: chime.com/BADMONEY* Check out Claritin: www.claritin.com* Check out Indeed: indeed.com/BADWITHMONEY* Check out Monarch Money: monarchmoney.com/BADMONEY* Check out NetSuite: NetSuite.com/BADWITHMONEYAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

How many times have you said the following, “I'm really going to focus on saving money this year,” only to find yourself doing quite the opposite? And then there are those sneaky costs in your spending, like countless subscriptions you might not even be using. As our guest, Anne Lester, a retirement expert, media commentator, top-rated speaker, and author of the new book Your Best Financial Life: Save Smart Now for the Future You Want, says most people feel like they don't have enough money to do the things they want to do, so saving money isn't a priority. It's not your fault; you are wired to want nicer things. You are wired to spend money to make yourself feel better - back to my point that money is emotional. Have you ever heard of the hedonic treadmill? It's the idea that getting nicer things and spending more money doesn't equate to happiness in the long term. So, if spending more money doesn't mean more happiness, why not focus on learning how to become a better saver to afford the things you want to do? In this episode, Anne shares: How to master saving money in 2024 Why you need to consider a subscription cleanse Ways to build good savings habits like not spending your entire raise How to use your money personality to help you become a better saver Links Your Best Financial Life book Anne's website Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone's Talkin' Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don't wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Topics covered: Financial Self-Control, Savings, Spending, Money Management, Hedonic Treadmill, Oversubscription, Subscription Habits, Financial Goals, Personal Values, Money Mistakes, Luxury Indulgences, Investment Journey, Compound Returns, Millennial, Gen Z, Financial Personality Types, IRA Setup, Money Trauma Management, Financial Tactics, Personal Wealth Challenges, Saving Money, Financial Habits Learn more about your ad choices. Visit megaphone.fm/adchoices

We discuss with Anne Lester, author of Your Best Financial Life, how to survive financial mistakes and still thrive in the future. We focus, especially, on the moves you can make in your twenties and thirties to provide guardrails and protect yourself. You don't have to be perfect to have good financial habits. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's podcast Paddy has a fantastic chat with Anne Lester.   Anne Lester is a retirement expert, author, media commentator, top-rated speaker and former Head of Retirement Solutions for JPMorgan Asset Management, where she worked almost 30 years. In 2020, Anne was recognized for her extraordinary lifetime contributions to Americans' economic security with the prestigious Ray Lillywhite Award.     Anne, like Paddy is on a mission, her mission is to help rising leaders to retire on their time and target.     Key topics Financial planning Anne's journey How and why she wrote a book How and why she didn't lead by example all her life Key things she recommends people can do to rewire and rethink how they go about their own money management     Anne's book: Your Best Financial Life is set to be released on 12 March, 2024.   Money Doesn't Grow On Trees: A Parent's Guide to Raising Financially Responsible Children     https://annelester.com/ https://www.linkedin.com/in/savesmartwanne/ @savesmartwanne on Instagram  https://www.youtube.com/@savesmartwanne     Hope it helps.

As I've said in previous episodes, the earlier you start saving and investing for retirement, the better. As soon as you graduate with your degree and get a job, you should start on your path to long term financial freedom. But how do you get started? How do you put together a plan for retirement investment that will work long term? That's why in this episode of the podcast I talked with retirement expert Anne Lester to get answers to this question. In this episode you will learn about: What your "money type" is Creating a retirement plan in your 20s & 30s How to find money to invest Retirement planning for the self-employed

In today's episode I have a great conversation with Anne Lester. Anne has worked on all aspects of retirement for over 28 years and most recently, she spent 20 years as Head of Retirement Solutions for JPMorgan Asset Management. She has a wealth of experience and knowledge around retirement and pensions, amongst many other subjects.Anne is also a media commentator with coverage from the likes of Bloomberg TV, Barron's, CNBC, Forbes, Wall Street Journal, and New York Times. She has recently released her new book to help younger savers find long-term savings success by overcoming their behavioral biases 'Your Best Financial Life: Save Smart Now for the Future You Want'For more information on Anne;Website - www.annelester.comInstagram - www.instagram.com/savesmartwanne Hosted on Acast. See acast.com/privacy for more information.

In the episode "Retirement Planning Strategies: Designing a Future of Financial Independence" of the Inspired Money Livestream Podcast, Andy Wang masterfully orchestrates a panel of financial savants to dissect the multifaceted journey of retirement. This episode, featuring Roger Whitney, Fritz Gilbert, Anne Lester, and Colleen Jaconetti, delves into an odyssey of fiscal foresight and personal aspiration, guiding listeners through the labyrinth of securing a fulfilling and financially independent retirement. Mastering Your Retirement Plan Beyond the financial dimensions, this episode also underscores the importance of social engagement, mental well-being, and finding purpose in retirement. The panelists collectively stress the significance of building and nurturing social connections, engaging in community activities, and maintaining a healthy lifestyle to enhance the quality of retirement life. Listeners are invited to absorb the wealth of knowledge shared in this episode. Engage in the conversation about retirement planning and share your own journey towards financial independence in the comments. Join the community on social media for ongoing discussions that blend the art of living with the science of financial planning. Whether you're meticulously mapping out your retirement or just starting to ponder your financial future, "Retirement Planning Strategies: Designing a Future of Financial Independence" is a treasure trove of insights. This episode is a testament to the intricate tapestry of retirement planning, intertwining financial acumen with a holistic approach to living a fulfilling post-work life. Guest Profiles: Roger Whitney: Roger Whitney, the "Retirement Answer Man," brings a wealth of 27 years in finance, offering a paradigm shift in retirement planning. His insights transcend traditional models, advocating for a balanced blend of vision, feasibility, and resilience. Whitney's approach to retirement is not just about numbers; it's about adapting life plans to financial realities, ensuring a transition that's both smooth and enriching. https://www.rogerwhitney.com Fritz Gilbert: Fritz Gilbert, the voice behind The Retirement Manifesto, shares his personal narrative of transitioning from active wealth accumulation to thoughtful wealth management. His story, marked by a strategic shift in financial tactics, serves as a beacon for those navigating the uncertain waters of retirement. Gilbert emphasizes the importance of a diversified income stream, underscoring the need for flexibility and adaptability in retirement planning. https://www.theretirementmanifesto.com Anne Lester: Anne Lester, with her extensive background in guiding younger generations, highlights the criticality of starting early and planning strategically for retirement. Her insights offer a valuable framework for Millennials and Gen Z, illuminating the path towards a future that balances both dreams and practical needs. Lester's unique perspective on envisioning the future self as a friend rather than a stranger is a profound takeaway for listeners.  https://annelester.com Colleen Jaconetti: Colleen Jaconetti from Vanguard brings her expertise in aligning short-term and long-term financial goals. She delves into the complexities of financial planning, discussing the nuanced balance between immediate needs and future aspirations. Jaconetti's analysis of withdrawal strategies and the art of balancing risk and income generation in retirement provides listeners with practical tools for financial planning. http://vanguard.com

Welcome to a new episode of Money Matters, where we delve into the intricacies of personal finance with our special guest, Anne Lester, the author of "Your Best Financial Life." In this episode, Anne shares her journey from facing personal financial challenges to becoming a leading authority in money management. Listeners will gain valuable insights into how to navigate the ever-evolving financial landscape, particularly for millennials and Gen Z. Key Highlights: Anne's Personal Financial Journey: Anne Lester opens up about her personal experiences that led to her writing "Your Best Financial Life." She discusses the challenges she faced and how they shaped her approach to financial education and planning. Addressing Millennial and Gen Z Financial Challenges: The episode takes a deep dive into the unique financial hurdles faced by younger generations. Anne offers practical advice on how they can effectively manage their finances amidst the challenges of the modern economic climate. The Power of Compounding Returns: A significant focus of the conversation is on the concept of compounding returns. Anne explains this vital investment principle and how it can be a game-changer for young savers and investors. Busting Common Savings Myths: Anne debunks several myths surrounding savings and investments, providing clarity and real-world strategies for listeners to balance their short-term needs with long-term financial goals. Impact of Financial Technology: The discussion also covers the rise of financial technology and its implications for personal finance management. Anne shares insights into how these tools can assist in making more informed financial decisions. Closing Thoughts: This episode is not just a conversation but a comprehensive guide for anyone looking to improve their financial literacy and take control of their financial future. Whether you're struggling with savings, investments, or planning for retirement, Anne's expert advice is sure to provide clarity and direction. Listen and Learn: Tune in to this enlightening episode of Money Matters and embark on a journey to financial mastery with Anne Lester. Don't forget to check out her book, "Your Best Financial Life," for more in-depth knowledge and strategies.  

The Benefits of Target Date Funds - A Guide to Retirement Investing Information about Anne can be found online: https://annelester.com 3 Bullet Points with Takeaways - Target date funds are an effective retirement investment option, especially for those who prefer a hands-off approach to managing their portfolios. - These funds follow a "glide path" that gradually shifts the allocation from high-risk assets (like stocks) to lower-risk assets (like bonds) as the investor approaches retirement age. - By simplifying investment decisions, target date funds help individuals avoid emotional pitfalls and achieve a balanced, diversified, and more reliable retirement savings. Summary In this informative video, Anne Lester, a former head of Retirement Services at JP Morgan, discusses the benefits of target date funds as a reliable option for retirement investing. Target date funds work on a "glide path," adjusting the asset allocation over time, becoming less risky as the investor nears retirement age. This feature helps mitigate the impact of market volatility and emotional decision-making, as the fund's allocation is professionally managed. Anne highlights the importance of diversification and touches on the significance of providing a simpler investment approach for individuals who may not have the time, interest, or expertise to actively manage their retirement savings. Target date funds offer a do-it-for-me option that helps remove the burden of decision-making from individual investors. Moreover, she explains the considerations in selecting the appropriate target date fund based on factors like desired retirement age, risk tolerance, and financial goals. The video emphasizes the significance of long-term planning and staying committed to the retirement savings strategy, while discouraging common pitfalls like early withdrawals and frequent adjustments. In conclusion, target date funds are a valuable tool for individuals seeking a reliable and low-stress way to build their retirement savings. The simplicity and automatic adjustment of asset allocation make these funds a suitable choice for many investors who wish to secure a financially stable retirement future. Watch on YouTube: https://youtu.be/XOR3FnKQ6JM --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

The featured INVEST 2023 speaker breaks down the science behind our saving struggles, and details the important role advisors play in bridging the gap with the next generation.

Angela Moore will talk to Anne Lester about maximizing your 401k, Social Security claiming and maintenance, tricking yourself into saving and how to get help if you need it.

ABOUT: Keynote speaker and moderator Anne Lester helps Millennials and GenZs save smart and retire happy. Anne spent 20 years as Head of Retirement Solutions for JPMorgan Asset Management. Media coverage includes CNBC, Bloomberg, WSJ, NYT, and Barron's which featured Anne on their cover. Policy work includes testifying for the US DOL and SEC. With AARP, she cofounded Aspen Leadership Forum on Retirement Savings to find breakthroughs to the far-reaching problem of inadequate savings. Anne graduated from Princeton and Johns Hopkins. She was awarded a Fulbright Fellowship. Anne and her husband have two children who are both becoming retirement-ready. STAY CONNECTED: Website: www.AnneLester.com LinkedIn: https://www.linkedin.com/in/savesmartwanne Twitter: @SaveSmartWAnne Instagram: @savesmartwanne Youtube: https://www.youtube.com/channel/UCE7snA-XZ4vdlUAXFU8MHEg __________________ Thank you again for joining us today! If you know anybody that would benefit from this episode please share it with them and help spread the knowledge and motivation. Don't forget to show your support for the Rise Up For You Podcast by writing a review on iTunes. Your feedback helps the success of our show and pushes us to continuously be better! Check out www.riseupforyou.com for more podcast episodes, webinars, events, and more to help you get to the next level in your personal and professional life! You can also follow us on Facebook, Instagram, LinkedIn, and Youtube @riseupforyou Looking for more support? Grab your free coaching call with our team completely FREE! Bring your questions about Confidence, Leadership or Business and we will assign you the best coach to provide customizable support. SCHEDULE YOUR FREE CALL HERE riseupforyou.com/coaching

For 28 years, Anne Lester has worked on all aspects of retirement. Most recently, she spent 20 years as Head of Retirement Solutions for JPMorgan Asset Management. She holds patents for her progressive design to simplify and automate the retirement planning process. Anne is a regular commentator on an array of retirement issues for industry, for the rank-and-file, and with public policy. Media coverage includes CNBC, Bloomberg TV, The Wall Street Journal, The New York Times, and countless industry publications. Barron's featured Anne on their cover for her outstanding career. Anne's policy-related work includes testifying for the US DOL and the SEC. In partnership with AARP, she founded the Aspen Leadership Forum on Retirement Savings. Its goal is to find breakthrough solutions to Americans' far-reaching problem of inadequate savings. One way Anne helps rising leaders retire happy is through speaking. She keynotes regularly to various organizations' Millennial and GenZ audiences. Anne is a graduate of The Johns Hopkins University, School of Advanced International Studies and Princeton University. She was awarded a Fulbright Graduate Research Fellowship where she was based in Japan. In 2020, Anne was recognized for her extraordinary lifetime contributions to Americans' economic security with the prestigious Ray Lillywhite Award. To learn more about Anne, check out the following links: Anne's Website: https://annelester.com/ Instagram: https://www.instagram.com/savesmartwanne/ LinkedIn: https://www.linkedin.com/in/savesmartwanne/ Twitter: https://twitter.com/SaveSmartWAnne YouTube: https://www.youtube.com/channel/UCE7snA-XZ4vdlUAXFU8MHEg/featured

How do you choose between working full-time and doing everything else you've ever wanted to do with your life? When's the right time to retire, and will you have the money to do it?  Today, we're talking to Anne Lester. For 29 years, Anne was portfolio manager and head of retirement solutions for J.P. Morgan. Since leaving J.P. Morgan, she's become a regular commentator on CNBC and Bloomberg, and you may have seen her writing in the Wall Street Journal and New York Times.  In our conversation, Anne shares the story of how she fell in love with finance, her thoughts on the FIRE (Financially Independent, Retire Early) movement, and how she's been able to live a richer life while having the career and home life she always wanted.  In this podcast interview, you'll learn: Why the financial industry does such a bad job of recruiting and retaining women. Anne's advice to anyone starting out in the financial industry. Anne's thoughts on the FIRE (Financially Independent, Retire Early) movement. Why it's so hard to convince someone who grew up poor or middle class to retire in their mid-50s. Anne's three basic rules for financial planning. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Retirement planning is intimidating, and it's hard to know where to start. Do you feel like you're behind? Are you worried that it's too late to save for retirement?The fact is, there's no one right answer when it comes to how much you need to save for retirement. Depending on your age, income, health, and other factors, you may need more or less than the average person.If you're not saving adequately for retirement, then you're setting yourself up for a difficult future. You may have to work longer than you'd like or make significant cuts to your lifestyle in retirement.If you are a baby boomer, did you save enough for retirement? The answer is dependent on what you mean by "adequate."Americans have traditionally relied on Social Security, private pensions, and personal savings to secure their retirement income. This system has served the seniors well Since World War II.But the future is uncertain. The baby boomer generation has created a long-term imbalance in Social Security. Even if privatization is used, the solution must reduce benefits or raise taxes. Since workers can access their pension funds earlier, the future of private pensions is uncertain. Personal saving has been stagnant for over a decade. Savings account for retirement has virtually vanished.Baby Boomers are retiring in large numbers. Many do not have enough saved for their retirement. Beyond a lack of planning, a key reason that Baby Boomers lack retirement savings are due to the 2008 financial crisis, the global pandemic as well as chronic low-interest rates.With an increasing number of Americans retiring each year, there is a greater emphasis on retirement literacy. The time has come for retirees and pre-retirees to gain the knowledge they need to make sound financial decisions in retirement. It is critical to have a plan in place to ensure that you are on track for a secure retirement.Today my guest is Anne Lester, a former portfolio manager and Head of Retirement Solutions for JPMorgan Asset Management's Solutions group - retired in 2020.--------------------Bio:Anne Lester is a former portfolio manager and Head of Retirement Solutions for JPMorgan Asset Management's Solutions group - retired in 2020. She is on a mission to help Americans, particularly those in their 20s and 30s, understand that it is possible for them to achieve a happy retirement, ON THEIR TIME AND TARGET.Anne continues to be a regular commentator on an array of retirement issues for consumers, industry, and public policy.She is also working on a book that will help younger savers understand how to overcome their own behavioral biases when it comes to preparing for retirement.Visit Anne Lester on LinkedIn: https://www.linkedin.com/in/savesmartwanne/Save Smart. Win Your Way: https://annelester.com/

SEGMENT 1 with Anne Lester, starting at 0:00: Many small business owners don't think about retirement. There are two reasons for this. First, many think they will never retire because they wouldn't know what to do if they weren't working. Secondly, if they do retire, they think they'll have a boatload of money from selling their company. But statistics show that only about 30% of all small businesses that are put up for sale actually sell. Retirement expert Anne Lester is here to share how small business owners can become financially ready to retire, whether they're ready to retire or not.SEGMENT 2 with David Axler, starting at 18:45: Small business owners often turn to crowdfunding to raise money, but like everything else, it takes a certain set of skills to be successful and just because you build a campaign, it doesn't mean people will come to participate. Crowdfunding expert David Axler is here to share his rapid-fire tips for success with crowdfunding campaigns based on his decade-long experience helping entrepreneurs raise capital on crowdfunding platforms.SEGMENT 3 with Zach Smith, starting at 37:15: You keep receipts in a drawer or old shoebox. You mix your personal and business banking. You put off taxes until the last minute. Do any of these sound familiar? Small business owners have a lot of bad financial habits, and Zach Smith is here to finally help us nix them. Sponsored by NiceJob.

Life is going to happen. And when it does, there's usually a financial ramifications for it. When you know challenges and opportunities are going to come up in life, how do you keep your finances flexible enough to adapt to those times? In this episode, my guest, Anne Lester talks about ways you can develop and sustain financial flexibility to keep your spending, saving, and investing on track during those times. Anne is a keynote speaker and moderator that helps Millennials and GenZs save smart and retire happy. Anne spent 20 years as Head of Retirement Solutions for JPMorgan Asset Management. Her media coverage includes CNBC, Bloomberg, WSJ, NYT, and Barron's which featured Anne on their cover. With AARP, Anne co-founded Aspen Leadership Forum on Retirement Savings to find breakthroughs to the far-reaching problem of inadequate savings. The show notes can be found here: https://laceylangford.com/podcast/financial-flexibility/

https://www.alainguillot.com/anne-lester/(opens in a new tab) Anne Lester is a retirement expert, highly sought-after speaker, and media commentator with over two decades of experience in all aspects of retirement.  

One result of the economic downturn is that some companies are making “early retirement” offers, in hopes of cutting expenses.  But, as a story in Kiplinger points out, these proposals sometimes come “too early and with too few zeros” to justify an actual retirement.  Kevin explains what he would recommend his listeners to consider, if they receive a buy-out offer?  While there’s never a good time for a market downturn, J-P Morgan’s Anne Lester says it’s especially bad if the downturn hits early in your retirement…Since we have no control over when markets go up or down, how do we guard against that?   Call Kevin for your COMPLIMENTARY Portfolio Review! 

This episode we speak with Cecilia Gaposchkin and Anne Lester, editors of our exciting new series Medieval Societies, Religions, and Cultures: https://www.cornellpress.cornell.edu/series/medieval-societies-religions-and-cultures/ Sign up here to get updates on new books in this series and all of our new books in medieval studies: https://www.cornellpress.cornell.edu/sign-up/ M. Cecilia Gaposchkin is Professor of History at Dartmouth College. She is the author of The Making of Saint Louis: Kingship, Sanctiity, and Crusade in the Later Middle Ages and Invisible Weapons: Liturgy and the Making of Crusade Ideology, among others. Anne E. Lester holds the John W. Baldwin and Jenny Jochens Associate Chair in Medieval History at Johns Hopkins University. She is the author of Creating Cistercian Nuns: The Women's Religious Movement and Its Reform in Thirteenth-Century Champagne.

We continue chatting with Michael Smith and Claire-Anne Lester. This time the discussion looks at the range of the political spectrum in South Africa, the student and labour movements, as well as the 2012 Marikana Massacre and what it tells us about the nature of the post-Apartheid state.

Oats chats with Michael Smith and Claire-Anne Lester about South Africa. Our discussion touches on Nelson Mandela's legacy, the Truth and Reconciliation Commission, as well as how the South African left has approached questions about race, identity, and belonging.

This week on Solve It, Anne Lester, Head of Retirement Solutions, takes a look at static spending rules of the past and shares how a more dynamic approach may needed to account for surges and drops in retirement spending.

How much money do you need for retirement? It depends a little bit on how long you live. How do you build a retirement income that will sustain you? And when should you file for Social Security? Brian talks through all of this and more on this edition of the podcast. Full show notes: https://financialplanningva.com/building-retirement-income/   0:16 How much money do you need for a successful retirement? Anne Lester told JP Morgan that her company had been studying the numbers. It is difficult to know how much you need, so she says to aim for income until you are 100-105 years old. Brian says it is good to plan to live for a long time because people are indeed living longer. Anytime you hear “guaranteed income” from an insurance company, you should get a second opinion. You need to look at the downside and weigh out the pros and cons. 5:46 Planning for your retirement A lot of people are fearful of starting to plan for retirement. Starting retirement planning is not too difficult, it’s looking at your situation and trying to figure out can you retire or stay retired. You may have to change something if your spending is out of control. There are so many factors, such as how you are investing and where you are investing. 8:17 Knowing when and how to file Social Security Couples may have a disparity between benefits. Financial advisors may ask about your health to help maximize your benefit. You want to figure out the best way to use the rules in Social Security and pensions to help people get what they need. You want to think of your loved ones when making the decision about what benefits to take and when. You need to take care of yourself first but then you can look toward your legacy. Evaluating the risk that you have in your portfolio is important, but it’s the full picture of all of your assets to determine your financial health. In retirement, you are creating your own paycheck.

Anne Lester, Head of Retirement Solutions, explains what a shifting market may mean for your retirement strategy.

In this special edition of the podcast, we’ll focus on what managers and practitioners had to say at the 2019 Morningstar Investment Conference. Three fixed-income experts share their expectations for the bond market, J.P. Morgan’s Anne Lester discusses the risks facing young retirees, T. Rowe Price manager David Giroux reveals where he’s finding opportunities today, Franklin Templeton’s Sonal Desai provides her economic outlook, and Blackrock’s Holly Framsted discusses the value factor.

In this special edition of the podcast, we’ll focus on what managers and practitioners had to say at the 2019 Morningstar Investment Conference. Three fixed-income experts share their expectations for the bond market, J.P. Morgan’s Anne Lester discusses the risks facing young retirees, T. Rowe Price manager David Giroux reveals where he’s finding opportunities today, Franklin Templeton’s Sonal Desai provides her economic outlook, and Blackrock’s Holly Framsted discusses the value factor.

Anne Lester, global head of Retirement Solutions, J.P. Morgan Asset Management discusses the important role fixed income should play in defined contributions and the benefits of fixed income diversification.

Anne Lester, global head of Retirement Solutions, J.P. Morgan Asset Management, discusses the importance of integrating all parts of the investment process when managing a multi-asset class portfolio.

Anne Lester, global head of Retirement Solutions, J.P. Morgan Asset Management discusses asset allocation and fixed income in DC plans

Anne Lester, global head of Retirement Solutions, J.P. Morgan Asset Management discusses how allowing investment managers to allocate assets across a broad range of fixed income sectors can help DC plan participants by managing risk and streamlining.

Anne Lester, author of Your Best Financial Life: Save Smart Now for the Future You Want, joins the podcast to give us a very comforting retirement investing 101 lesson.Join My Patreon: https://www.patreon.com/gabesdunnDonate to Our Movie: https://seedandspark.com/fund/you-and-i-you-and-me-film#storyThis has been a Noted Bisexual and Diamond MPrint ProductionsProduced by Melisa D. MontsEdited by Diane KangPost-Production Sound by Coco LlorensOur Sponsors:* Check out Indeed and use my code BADWITHMONEY for a great deal: https://www.indeed.com/ * Check out Monarch Money and use my code BADMONEY for a great deal: https://www.monarchmoney.com/Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

A farmer writes in to talk about generational wealth in farming. This Discord shares a bunch of information about pensions, our Anne Lester retirement episode, and target date index funds. Should Gabe have a SEP or a solo 401K? A seed tester riles up Gabe by sharing the cost of watermelon seeds.Links: https://www.whitecoatinvestor.com/emloyeers-sued-for-retirement-account-fees/https://www.forbes.com/advisor/retirement/sep-ira-vs-solo-401k/Join My Patreon: https://www.patreon.com/gabesdunnDonate to Our Movie: https://www.filmindependent.org/sponsored-projects/you-i-you-me/This has been a Noted Bisexual and Diamond MPrint ProductionsProduced by Melisa D. MontsEdited by Diane KangPost-Production Sound by Coco LlorensOur Sponsors:* Check out Indeed and use my code BADWITHMONEY for a great deal: https://www.indeed.com/ * Check out Monarch Money and use my code BADMONEY for a great deal: https://www.monarchmoney.com/* Check out undefined and use my code BADWITHMONEY for a great deal: undefined* Listen to NerdWallet's Smart Money podcast on your favorite podcast app. “Future You” will thank you.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy