Podcasts about Chartered

In this episode, I speak with Terri Moloney, Chartered Director, about leading & advising in complex environments. Terri is a seasoned business leader with over 3 decades of international experience across private and public sectors, currently serving as an Independent Non-Executive Director at RTÉ and Enterprise Ireland. Hear how important values are to an organisation, what good HR really looks like, what leaders need to be focusing on in a period of transformation, how to step into a board position, and what leaders can improve on today. Connect with Shirley at ShirleyKavanagh.com and on LinkedIn. To learn more about Terri's work, connect with her on LinkedIn

In this episode of The Jess Larsen Show on Innovation & Leadership, Jess sits down with Michael Winn of Chartered Wealth for the first installment in a new mini-series on one of the biggest questions founders face: why do so many exits fail? Michael breaks down the surprising statistic that 75% of founder exits are unsuccessful, and explains why selling a company is not just a transaction, but a deeply personal, financial, and strategic process. Michael shares the three areas every founder must align before an exit: business readiness, financial readiness, and personal readiness. While most owners focus on whether the business is valuable and transferable, Michael explains why the emotional side is often the most overlooked and the most dangerous, especially when founders lose their identity, purpose, and daily adrenaline after the wire hits. Jess and Michael also explore real client stories, including founders who walked away from $300M+ deals, struggled after $120M exits, or discovered that their “magic number” was not what they thought. The conversation dives into estate planning, wealth gap analysis, tax mitigation, spouse alignment, and the importance of preparing for life after the sale long before the deal closes. Whether you're actively preparing to sell, years away from an exit, or building a business you may never sell, this episode is a practical and eye-opening guide to avoiding founder regret and creating an exit on your terms, not the buyer's. Learn more about your ad choices. Visit megaphone.fm/adchoices

Should UK financial planners be looking at the international advice market? Andreas Hollas has spent 13 years in Dubai building expertise that has no textbook, and the career it's given him is unlike anything available in the UK.In this episode of Financial Planner Life, Sam sits down with Andreas Hollas, chartered financial planner and technical advice director at Titan Wealth International, to explore what international financial planning actually looks like, the clients, the cases, the complexity, and the career opportunity most UK advisers don't even know exists.Andreas came straight out of university into financial services, built the largest client book at HHR, and now supports 80 advisers across Titan Wealth International with the most complex cross-border cases in the business. His clients span from the Dominican Republic to the Republic of Korea. His cases have no rulebook. His answers come entirely from experience.The result? A career at the front edge of a growing market that is desperately short of advisers genuinely equipped to serve it.If you're a UK financial planner curious about the international space, already working overseas and wondering what's next, or simply looking for a career path that rewards deep specialisation, then this is the episode for you.What we cover in this episode:What international financial planning actually means and who the clients really areWhy cross-border advice has no textbook and why that's the entire opportunityHow Andreas built the largest client book in his firm without being the busiest adviserThe supply and demand gap in the international market and what it means for career progressionWhat the One Titan philosophy means in practice for globally mobile clientsThe two routes into Titan Wealth International for UK advisers considering the moveWhy moving internationally doesn't mean losing your existing UK client relationshipsWhat the Denmark/Dubai case study reveals about what 13 years of experience actually buys youHow Titan Wealth's Next Generation Leaders programme is developing the next generation of international advisersWhy the international market rewards specialisation faster than almost anywhere in the UK profession

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Hannah Wooldridge isn't only the person keeping Financial Planner Life running behind the scenes. She's also training to become a financial planner, and sharing every step of the journey in real time.In this episode, Sam sits down with Hannah for the second update in an ongoing series following her path from a complete beginner to a qualified financial planner. She's one exam down, five to go, and already doing things most trainees don't think about until they're qualified.They dig into what it actually felt like to sit her R01 after 11 years away from exams, what she's learning by shadowing real client meetings, and why she's already thinking seriously about the business she hasn't launched yet. Most importantly, Hannah makes the case, without even realising it, for why waiting until you're ready isn't the way to building success.This one's for anyone who's thinking about becoming a financial planner, currently in the middle of their exams, or wondering what the path to self-employment actually looks like from the very beginning.The key takeaways

In episode 49 of BWD In The Know, Ellie Corkill hosts the first episode of her new mini-series, The Human Side of Wealth Management.Ellie is joined by Jay Dhaliwal APFS, Chartered Independent Financial Adviser at Chase de Vere, for a conversation on resilience, representation and the power of showing up.Jay shares her journey into financial advice, from starting her career in financial services to becoming Chartered, building a visible personal brand and using her platform to support others entering the profession.In this episode, they discuss:Jay's journey into financial advice and the experiences that have shaped her careerThe reality of building a personal brand and putting yourself out thereThe importance of representation within the professionThe role resilience has played throughout Jay's careerWhy soft skills and building genuine relationships still matterThe value of networking, giving back and supporting others entering the industryHow wealth management can continue to become more human, relatable and accessibleThis is an open and honest conversation about career journeys, confidence, community and the importance of continuing to show up - even when the path is not always linear.Whether you already work in wealth management, are building a career in financial advice or are simply interested in the people helping to move the profession forward, this episode is well worth a listen.Chapters00:00 Introduction and Jay's Career Background01:03 Early Influences and Education Choices03:18 First Steps into Financial Services04:37 Transition from Admin to Adviser05:57 Overcoming Rejection and Career Persistence06:42 Achieving Chartership and Professional Credibility07:53 The Power of Intentional Career Planning09:39 Representation and Diversity in Wealth Management10:29 Dealing with Being a Minority in the Sector12:18 Building Resilience and Confidence14:06 The Role of Personal Branding and Visibility16:45 Authenticity and Human Connection in Content Creation18:10 Balancing Professionalism and Personality20:39 Opportunities from Being Visible23:01 Encouraging Others to Be Visible and Authentic27:08 The Importance of Representation and Role Models29:31 Mentoring and Giving Back to the Community32:08 Managing Work-Life Balance and Overcoming Self-Doubt34:28 The Impact of Fitness and Lifestyle on Professional Success37:15 Networking Through Shared Interests39:24 The Future of Wealth Management and Adviser Skills41:40 Excitement for Sector Innovation and Young Talent45:10 Advice for Aspiring Advisers and Personal Growth48:33 Changing Perceptions of Age and Diversity in the Sector49:53 Supporting the Next Generation of Advisers51:37 Enhancing Diversity and Inclusion in Wealth Management54:11 Key Takeaways: Resilience, Community, Giving Back55:20 Closing Remarks and Final Thoughts Hosted on Acast. See acast.com/privacy for more information.

We arrive at the final part of our focus this month on Communication Skills for MSK Clinicians, in an episode entitled “Psychological Patterning Process (PPP)”. In this episode, host Matt Phillips is joined by special guest Serena Simmons, a Chartered psychologist, educator, and behaviour change specialist with over 25 years experience of working in psychology, behaviour change, teaching, and human complexity, across Healthcare, Higher Education, Coaching, and Forensic settings. Serena discusses her recently released 'Psychological Patterning Process (PPP)' - a practical, formulation-based lens for understanding the patterns beneath a client's behaviour. Serena explains how co-mapping and simple psychological profiling help clinicians decide when change is appropriate, which tools to use, and whether to refer — all within scope and with compassion. The episode looks at real clinic examples, how PPP can support all types of MSK clinician, and the aims of the inaugural training starting September 2026. The conversation focuses on making consultations easier, reducing practitioner self-blame, and improving decision-making about motivation, treatment and referral. Chapter Markers 00:00:00 - Welcome to the STA Clinician Podcast 00:02:35 - Meet Serena Simmons 00:04:34 - Psychology and Teaching 00:08:10 - Forensic Work and TV 00:13:51 - Introducing PPP 00:22:03 - How PPP Works 00:25:44 - Training and Mapping 00:30:58 - Ethics and Scope 00:35:02 - Vectors of Change 00:43:01 - Practitioner Self-Mapping 00:47:26 - PPP Course Details starting September 2026 Useful Links The Psychology School Website Psychological Patterning Process (PPP) Course Information Serena Simmons on Instagram Other Episodes In This Series Part 1 - Motivational Interviewing for MSK Clinicians with guest Orla Adams - Available on YouTube & all popular Podcast Apps.   Part 2 - Awkward Conversations with guest Richard Shorter of Non-perfectdad.co.uk Part 3 - Explaining Diagnoses with guest Ben Whybrow, host of the Clinical Communication Podcast Want to join the live recordings? Episodes of the STA Clinician Podcast are recorded live every TUESDAY at 8pm on the Sports Therapy Association YOUTUBE CHANNEL and FACEBOOK page. Everyone is welcome - you do not have to be an STA member! If you cannot join us live, be sure to subscribe to the 'Sports Therapy Association Podcast' on all popular podcast apps to be notified when new episodes are available. Interested in joining the STA? Use the code PODCAST25 to get 3 MONTHS EXTRA when you join for a single year! In other words, £75 will get you 15 months instead of 12!  Only valid for NEW members. If you are Level 3 (qualified after 2014) make sure you choose the ‘associate member' option.

For most financial planners, the point of entry into the industry is either from an adjacent field or by working up from admin through paraplanning roles.But not Tim. His route stands out as unconventional, but it's far from hindering his professional success. Law school. A year in Swansea chasing training contracts that never materialised. A sales recruitment firm. And then, a client engagement role at a financial planning firm in Cheltenham, a job he recruited for without really knowing the industry. On day one, his main question was: What exactly is financial planning?In this episode of Financial Planner Life, Sam sits down with Tim Brienza, a self-employed financial planner with Montpelier Asset Management, to trace the full arc of his career, from that accidental entry point to managing close to £50 million in assets under management as a chartered fellow in his mid-thirties.Tim talks with Sam about how the unique first role that gave him a bird's-eye view of the profession, before he ever gave a piece of advice, how he leapt into advice and got chartered within 12 months of his first client meeting, but most importantly, his deliberate approach to networking that built his client base over a decade without him ever chasing the wrong people in the wrong rooms.He also breaks down the reality of going self-employed and what it's like to help build a firm from scratch. He shares the tips and ambitious approach he's adopted to propel him into a career as a financial adviser, now managing £50AUM. Tim also explains his voluntary role with the Personal Finance Society and how their inaugural New Gen programme aims to bring more young people into a profession he believes is one of the best-kept career secrets going.The episode's key takeaways

Chartered accountant and Principal at of Hatcher Advisory Gary Brown tells James Willis how Aussies buying and selling small businesses will be far worse off under the new proposed tax arrangements. See omnystudio.com/listener for privacy information.

75% of financial advisers lose their AUM when a client passes away. Not because of bad performance. Not because of high fees. Simply because nobody built a relationship with the next generation.Ben Mason form Kinvault did something about that. In this episode of Financial Planner Life, Sam sits down with Ben Mason, the founder of Kinvault, to discuss the technology he built to address one of the most overlooked risks in financial planning: intergenerational wealth transfer. Ben explains why AUM walks out the door on death, why families are being failed at their most vulnerable moments, and how a simple, white-labelled platform is changing both of those things at once.They get into the real numbers, why 25% of beneficiaries don't even know they can stay with the existing adviser, why only 4% of Gen X clients retain the family's financial adviser after inheriting, and why 90% of widows who do switch move to a female adviser. They also discuss what KinVault does for clients while they're still alive, why Ben believes this kind of solution will be a baseline industry expectation within five years, and the story of the adviser who lost £2.6 million over Christmas and called Ben in January to say he should have done it sooner.At £10 per household per year, the maths speak for themselves.Whether you manage a book of 200 clients or 2,000, if you haven't thought seriously about what happens to your AUM when your clients die, this is the episode to start with.In this episode, we discuss…Why 75% of AUM leaves on client death, and the three reasons behind itHow Kinvault builds a relationship with the next generation before it's ever neededWhat the platform does for clients during their lifetime, not just at the point of deathThe generational retention gap that should concern every adviser Why women are being left out of the financial planning process, and what that costs at the point of transferCost, implementation, and why this won't become shelfwareThe story of the adviser who lost £2.6 million over Christmas and signed up in JanuaryFinancial Planner Life is sponsored by Redmill AdvanceWhether you're starting out, already qualified, or building a training academy, Redmill Advance delivers expert-led learning, exam support and CPD from Level 4 to Chartered.✅ Trusted by top UK firms

Most financial planning firms have both a financial planner and an investment manager. Far fewer have a team that operates as a single unit, with a shared philosophy, clearly defined roles, and a consistent client experience regardless of who's in the room or where the client happens to be.In this episode of Financial Planner Life, Sam sits down with George Davey (Financial Planner) and Matt Beddall (Regional Managing Partner) from Titan Private Wealth, to discuss what that kind of partnership looks like in practice and why it makes such a difference for the clients they work with.George manages over £100 million in client assets and specialises in repatriation work for clients returning to the UK from the Middle East. Matt spent 25 years at some of the UK's largest investment management firms before joining Titan to help build something different. Together, they argue that the relationship between a financial planner and an investment manager is among the most undervalued in the profession.George and Matt discuss what a genuine house view means for client outcomes, how their roles complement each other during client meetings, and why service will always matter more than performance when building long-term trust.They also get into the One Titan philosophy, what it means for clients who move abroad, come back to the UK, or have financial lives that span more than one country, and why very few firms can follow a client through those transitions the way Titan can.The episode's key takeaways

Chartered accountant and property investor, Munzurul Khan, will take us on his journey from working in the corporate world to setting up his own flourishing business. Find out why the opportunity cost of missing out on a great property often outweighs the financial cost and learn from Khan why it's so important to take action.The principal of Keshab Chartered Accountant will discuss where the influence to get into property came from, why $2,000 doesn't matter in the grand scheme of things and why Khan's mum thinks he's crazy! Hosted on Acast. See acast.com/privacy for more information.

Chartered accountant and property investor, Munzurul Khan, will take us on his journey from working in the corporate world to setting up his own flourishing business. Find out why the opportunity cost of missing out on a great property often outweighs the financial cost and learn from Khan why it's so important to take action.The principal of Keshab Chartered Accountant will discuss where the influence to get into property came from, why $2,000 doesn't matter in the grand scheme of things and why Khan's mum thinks he's crazy! Hosted on Acast. See acast.com/privacy for more information.

Chartered work and coaching psychologist, Leisha Redmond McGrath, joins Brendan to discuss the psychological importance of holidays. She talks about the impact of bringing your work laptop away with you, and why it helps to do nice things for yourself.

Should technical professionals go freelance immediately or start as employed advisers? Alwyn Van Staden's journey offers a fresh perspective on entering financial planning from a technical background.In this episode of Financial Planner Life, we chat to Alwyn about his strategic career path from investment management to financial advice. Despite having deep technical knowledge and years of experience at major firms, Alwyn made a choice to join St. James's Place as an employed adviser instead of going independent immediately.The result? He's now managing over £150 million in client assets as an independent adviser with Pinnacle Wealth Management.Alwyn shares his perspective on why employment first worked better than jumping straight into freelance life, how technical skills transfer to client success, and why building confidence matters more than rushing into independence.Sam and Alwyn discuss the real pressures of starting a financial planning career, the benefits of structured training programmes, and how employment can actually be more liberating than restrictive for career changers.The episode's key takeaways

X: @simonedegale @americasrt1776 @ileaderssummit @NatashaSrdoc @JoelAnandUSA @supertalk @JTitMVirginia Join America's Roundtable radio co-hosts Natasha Srdoc and Joel Anand Samy with a guest from London, Great Britain - Simone de Gale, a Chartered Architect who qualified at the Architectural Association in Bedford Square, London. She has served on the Royal Institute of British Architects board as Honorary Treasurer and board trustee. Simone also engages with the Britain's Royal Family as her affiliation with organizations in the field of urban planning and architecture are connected to Kensington Palace, a royal residence situated within Kensington Gardens in the Royal Borough of Kensington and Chelsea in London, England. She is the driving force behind SGA's Westminster based organization, an Award Winning Architecture Practice which operates in UK and internationally. Simone is shaping innovative architecture throughout London and Internationally. She has won many awards and accolades including the Winner 'Architect of the Year' Women in Construction. The conversation is focused on America and Britain's challenges and opportunities in the housing sector as a new generation and first home buyers face skyrocketing prices and fewer choices. We are also looking for solutions and best practices in the areas of urban planning, infrastructure and long-term growth. In April 2026 via AP: WASHINGTON (AP) — White House economists estimate the United States has a shortage of 10 million houses, according to a new report — and say regulatory cuts could lead to more construction to stabilize prices, increase home ownership and fuel faster economic growth. From a UK think tank: New analysis by the Centre for Policy Studies reveals that the UK has a shortage of 6.5 million homes when compared to similar European countries. Britain has just 446 homes per 1,000 people, the second worst rate in Europe. This compares to 560 in France, 516 in Germany, and a European average of 542. americasrt.com https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 X: @simonedegale @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk @JTitMVirginia America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable radio program focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 68 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Tune into WTON in Central Virginia on Sunday mornings at 9:30 A.M. (ET). Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm

Frazer James aren't looking for every candidate. They're looking for A++ people.Check out the jobs and book a meeting with James Mackay today!!And if that's you, or if you're also interested in attracting some of the industry's best talent, then this episode was made for you.In this week's episode of Financial Planner Life, Sam Oakes is joined by James Mackay, co-founder of Frazer James, to find out what a firm that's serious about attracting exceptional talent actually looks like from the inside.James and Chris Hindle built Frazer James from scratch, with no clients or referrals, and today it's growing at 40% year on year. The reason? A founding philosophy that is rarely brought to fruition: build the business you'd actually want to work for.He breaks down exactly what that means in practice. Explaining the five-stage career framework inside every role. The benefits package, which includes a four-month paid sabbatical, a 5% personal growth allowance and up to three months working abroad. Plus, the associate financial planner pathway, a carefully designed development programme that actually delivers on what most firms only promise.The episode's key takeaways

Tonight, on Trackside with Curt Cavin and Kevin Lee, they preview tomorrow and Wednesday’s Indy 500 open test. They also talk about Katherine Legge officially rounding out the entry list for the 110th Indianapolis 500. Legge will drive the #11 e.l.f. Cosmetics Chevrolet with A.J. Foyt Racing and HMD Motorsports. They also talk about the logistics of not having bumping this year and how it could’ve gone if there was bumping. They later talk about Ryan Hunter-Reay and Arrow McLaren getting assistance from Jimmie Johnson and Legacy Motor Club for the 500. They also talk about Dreyer & Reinbold Racing having a technical alliance with Rinus VeeKay and Juncos Hollinger Racing along with a Wedbush sponsor for VeeKay at the 500. They later talk about the reports of non-charted teams not being allowed to compete in events other than the Indy 500 for 2027. In the second segment, Curt and Kevin talk about the one-off Indy 500 entries this year consisting of Katherine Legge, Conor Daly, Jack Harvey, Ryan Hunter-Reay, Ed Carpenter, Jacob Abel, Takuma Sato, and Helio Castroneves. They also talk about the rookies competing in the Indy 500 this year consisting of Caio Collet, Dennis Hauger, Mick Schumacher, and Abel. To wrap up another edition of the show, Kevin talks about Linus Lundqvist returning to European racing.See omnystudio.com/listener for privacy information.

English sports psychologist Dr Josie Perry delves into the mental challenges that often hold sportspeople back from success. From the role of our own mental threats to the traits that are present in successful athletes. Perry offers a fascinating insight into the psychology of performance. The team also delve into the prevalence of ADHD in top-performing sportspeople, why mental toughness may not be a good thing, how training can help us overcome mental blocks and the role of techniques like visualisation and mantras. Perry is a chartered psychologist working with top performers in sport, on stage, and in business. Perry has a background in communications and behaviour change, having worked for many years in journalism, marketing, public relations and crisis communications across private corporations and government. She has an MSc in Communications, an MSc in Psychology and an MSc in Sport and Exercise Psychology. She also has a PhD in Political Communications.She is a Chartered member of the British Psychological Society (BPS) and a member of the Association of Applied Sports Psychologists (AASP). She is registered with the Health Care Professions Council. She writes features for sports magazines and websites and is regularly quoted in the media on how athletes and other performers can use applied sports psychology to enhance their performance.Check out more on Dr Perry HERE Hosted on Acast. See acast.com/privacy for more information.

What actually determines whether a financial advice firm can be successfully sold?In this episode of Financial Planner Life, we sit down with Dan Dickinson to explore the reality behind selling a business and why most advisers are thinking about exit in the wrong way.From the outside, exit often looks like a financial event.Valuations, deal structures, and timing.But as Dan shares, the real pressure points sit elsewhere: in culture, in structure, and in whether a business can truly operate without its founder.He talks through his own journey of exploring multiple offers before joining Titan Wealth, and why many deals fell through despite strong financial terms.Because when conditions start affecting client outcomes or how a business operates day to day, the decision becomes far more complex.This episode also explores what happens beyond the deal:

What if financial advisers could spend 70%… or even 100% of their time with clients?Book a demo - here In this episode of Financial Planner Life, we sit down with Alan Gurung, founder of AdvisoryAI, to explore how AI is reshaping the way advice firms operate.From disconnected tech stacks and time-heavy admin, to compliance bottlenecks and the growing advice gap, this conversation gets to the core of what's really holding advisers back.Alan shares how AI agents like Colin, Evie and Atlas are already helping firms reduce admin, improve compliance oversight, and uncover insights hidden across multiple systems.But this isn't just about technology: It's about time.Because if advisers can spend more of it with clients, everything changes: capacity, growth, and the ability to serve more people.If you're thinking about the future of financial advice or how to scale without burning out, this episode is for you.⏱️ Timestamps00:00 – Introducing AdvisoryAI & the vision01:55 – From financial planner to AI builder03:17 – Why financial advice doesn't scale06:12 – The advice gap explained09:47 – The biggest bottlenecks in advice firms12:40 – Introducing Atlas: connecting the tech stack14:18 – Real-world AI use cases for advisers18:24 – The future of AI in financial planning28:05 – Meet the AI agents: Evie, Emma & Colin43:05 – Rethinking compliance with AI48:58 – Increasing capacity & serving more clients

Genesee Country Village & Museum is the largest and most comprehensive living history museum in New York State – and the third-largest in the United States. Chartered as an educational institution by the NYS Board of Regents, the Museum offers opportunities to see, smell, taste, touch, explore, and experience our 68 historic buildings; more than 20,000 artifacts; wildlife paintings, drawings, and sculptures spanning centuries; the living collections in our gardens, on our working farm and at our Nature Center; and the gorgeous landscape that first brought settlers to this region. Cheers to Genesee Country Village & Museum for the 50th anniversary season on May 2! Check them out at www.gcv.org!

Hva skal til for at HR blir en reell strategisk partner og ikke bare en operativ funksjon?I denne episoden har vi besøk av Rachel Wilson Rugelsjøen, spesialist på strategisk HR og lederutvikling. Hun utfordrer en av de største misforståelsene i HR-faget: at strategisk og operativ HR er to forskjellige ting.For hva om nøkkelen ikke handler om å gjøre noe annet, men om hvordan du tenker rundt det du allerede gjør?Rachel beskriver strategisk HR på en enkel, men kraftfull måte:Det handler om å levere virksomhetens strategi gjennom mennesker.Da blir det operative arbeidet ikke noe du må “komme deg bort fra”, men selve fundamentet for å lykkes.I episoden snakker vi blant annet om: hva strategisk HR faktisk betyr i praksis hvorfor det operative er en forutsetning – ikke en motsetning hvordan du kan jobbe mer strategisk uten å gjøre en helt annen jobb hvorfor HR må slutte å “fikse” og heller utvikle ledere hva som skal til for å bygge reell innflytelse i organisasjonenDette er en episode for deg som ønsker å løfte blikket i HR-rollen, uten å miste fotfeste i hverdagen.

Sylvia Cronin is a highly experienced Chairperson and Independent Non-Executive Director (INED) with an exceptional leadership career spanning financial services, insurance, governance, and regulation. She also currently holds a number of major board roles, including Chairperson of Mercer Global Investments Europe and AIB Life, and Senior Independent Director of FBD Insurance and Canada Life. Hear her advice for board members of tech companies, how a board role differs from an executive leadership role, how to prepare leaders to lead through crises, whether organizations are maximizing their use of AI, and where we're at in terms of diversity of thought at the board level. Connect with Shirley at ShirleyKavanagh.com and on LinkedIn, and Sylvia on LinkedIn

Chartered psychologist Allison Keating explains the psychology behind love languages, how they shape our relationships, and why understanding them can transform how we connect with others.

Consolidation is rapidly reshaping the financial planning profession.But what's really driving it? And what does it actually mean for advisers, firm owners, and the future of advice businesses?In this episode of Financial Planner Life, Sam Oakes sits down with James Kaberry and Andrew Fearon, co-founders of Titan Wealth, to unpack the reality behind consolidation, private equity, and the structural changes happening across the industry.Drawing on their experience building one of the UK's fastest-scaling advice businesses, James and Andrew share an inside perspective on what it really takes to grow through acquisition, integrate firms, and create a centralised model that goes beyond the traditional approach to financial advice.They also explore the deeper forces driving consolidation, including an ageing adviser population, increasing regulatory pressure, and the growing need for businesses that are scalable, transferable, and built for the future.A key part of the conversation focuses on Titan Wealth's global expat advice model, supporting UK clients as they move across jurisdictions. This approach highlights how scale is no longer just about growth, but about building the capability to serve increasingly complex client needs.Alongside this, James and Andrew discuss their working relationship, the role of trust in leadership, and how private equity is enabling a new generation of advice firms to emerge.This episode offers a clear and honest look at where financial planning is heading and what advisers need to consider as the profession continues to evolve.

On this episode of Mind the Gap, Tom Sherrington and Emma Turner are joined by Sarah Cottinghatt and Adam Kohlbeck to explore the craft and complexity of instructional coaching, drawing on their widely shared Coaching Cuts series on Substack. The conversation unpacks how coaching can move beyond surface-level feedback to focus on teacher decision-making and mental models, and why the most powerful coaching conversations centre on surfacing goals, comparing versions of events, and working collaboratively towards better outcomes for pupils. Through concrete examples, they illustrate how shifts in language and mindset can transform the quality of coaching dialogue. Along the way, they tackle bigger questions about scaling coaching across schools, the balance between whole-school professional development and one-to-one work, and the importance of a shared understanding of how learning happens as the foundation for any meaningful improvement.Sarah Cottinghatt is Research Lead at Steplab. She is a former English teacher, teacher educator, and Associate Dean at Ambition Institute. Sarah has an MA in Educational Neuroscience and writes books for teachers and coaches, including Ausubel's Meaningful Learning in Action, as well as co-authoring Coaching Cuts and Coaching for Adaptive Expertise with Adam Kohlbeck. Find her on Substack @https://substack.com/@cognitivecoachAdam Kohlbeck is the Director of Teacher Quality at Chiltern Learning Trust. He has been teaching and leading in schools for 17 years and has an undimmed love for teaching. Adam was a finalist in the 2025 National Teaching Awards and is the author of three education books, including co-authoring Coaching for Adaptive expertise. He also holds Chartered teacher status and is a qualified executive and instructional coach.Tom Sherrington has worked in schools as a teacher and leader for 30 years and is now a consultant specialising in teacher development and curriculum & assessment planning. He regularly contributes to conferences and CPD sessions locally and nationally and is busy working in schools and colleges across the UK and around the world. Follow Tom on X ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@teacherhead⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Emma Turner FCCT is a school improvement advisor, education consultant, trainer and author. She has almost three decades of primary teaching, headship and leadership experience across the sector, working and leading in both MATs and LAs. She works nationally and internationally on school improvement including at single school level and at scale. She has a particular interest in research informed practice in the primary phase, early career development, and CPD design. Follow Emma on X ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@emma_turner75⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This podcast is sponsored by Teaching WalkThrus and produced in association with Haringey Education Partnership. Find out more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://walkthrus.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://haringeyeducationpartnership.co.uk/⁠

What happens when you realise your relationship with money needs to change, and it ends up changing your entire life?In this episode of Financial Planner Life, Sam Oakes speaks with Hannah Wooldridge about her journey from living with £10,000 of debt without concern to becoming debt-free and pursuing a career in financial planning.Hannah shares the moment that shifted her perspective, how she paid off her debt within a year, and why that experience sparked a deeper curiosity about saving, investing, and financial independence.She also opens up about leaving a job that no longer aligned with her values, how building an emergency fund gave her the freedom to step away, and what it's like exploring financial planning as a career in real time.This episode highlights the power of mindset, the importance of financial education, and why lived experience is becoming increasingly valuable in the next generation of financial advisers.Key Takeaways

What happens when a professional athlete's career comes to an end… and what comes next? In this episode of Financial Planner Life, Sam Oakes sits down with Ethan Waller, a former professional rugby player turned financial planner at Titan Wealth, to explore the reality of transitioning out of sport and into a new career. Ethan shares his personal journey from a 14-year rugby career into financial planning, opening up about the emotional challenges that come with losing identity, structure and purpose, even when you think you're prepared. He breaks down Titan Wealth's Sports Academy, a new programme designed to help athletes retrain as financial advisers while still playing, giving them the qualifications, experience and support needed to step into a second career with confidence. This episode covers the hidden side of life after professional sport, why financial planning is a natural fit for athletes, and how, with the right structure, community and opportunity, it can open up an entirely new pool of professionals. Key Takeaways

In this episode of the Financial Planner Life Podcast, Sam Oakes is joined by Helen Longland from Openwork and David Tait from Redmill Advance to explore how advisers are really being developed in today's profession and what it takes to build an academy that works at scale without losing quality.Helen and David bring a long-standing working relationship into the conversation. Having partnered on previous academies, they share how that experience shaped the decision for Openwork to work with Redmill again when launching its new Academy. This episode gives a clear view of how that partnership operates in practice and why trust, transparency, and delivery matter when developing new advisers.The discussion begins with the wider industry context. An ageing adviser population, ongoing challenges in attracting new talent, and why firm-led recruitment alone is no longer enough to address the advice gap. From there, Helen explains how the Openwork Academy has been structured to provide a clearer, more supported route into the profession.Listeners are taken step by step through the Academy journey. Starting with RO qualifications and internal licensing, where technical knowledge is built alongside advice skills and communication. This is supported by Redmill through structured learning, blended delivery, and clear visibility on learner progress.The journey then moves into central employed practice, where individuals begin working with real clients while being supported by experienced advisers, managers, and coaches. This stage also includes Competent Adviser Status sign-off, removing a key barrier many face when entering the profession.From there, the focus shifts to ongoing development. Advisers continue to build their capability through Openwork's Business School, with access to continuous professional development, leadership training, and further qualifications. For those looking to build their own businesses, the Route to Principal provides a structured pathway into running a firm, supported by peer-to-peer learning and growth programmes.The episode also explores the flexibility within the Academy. Individuals can progress at their own pace, with the option to specialise in protection or mortgages, or continue through to full diploma-level advice. A key part of this is the employed route, which remains rare in the market and plays an important role in attracting both younger entrants and second careerists.Alongside this, Helen shares insight into OWL Financial, where she is Director. This provides a self-employed protection route, with real examples of individuals building advice businesses alongside existing careers before progressing further.Throughout the episode, David explains how Redmill supports the Academy at every stage. From Financial Planner Life is sponsored by Redmill AdvanceWhether you're starting out, already qualified, or building a training academy, Redmill Advance delivers expert-led learning, exam support and CPD from Level 4 to Chartered.✅ Trusted by top UK firms

How can financial advisers use AI to grow their business without hiring more staff?Book Free Demo of Wealth Space - HereIn this episode of Financial Planner Life, Sam Oakes sits down with Max Anderson, former financial planner and founder of Wealth Space, to explore how artificial intelligence is transforming the day-to-day reality of running an advice firm.Max built Wealth Space after experiencing the same challenge most advisers face today: capacity.Advice firms are not short of demand. They are short of time.Client meetings, suitability reports, compliance documentation, and administration create an operational bottleneck that stops firms from scaling.In this conversation we explore how AI for financial advisers can reduce admin, improve productivity, and help firms grow without increasing headcount.Max also shares how the technology was used in his own advice business and how it helped replace adviser capacity for £149 per month.We also discuss:• How AI is changing financial planning • Reducing suitability report time from 90 minutes to 20 minutes • Using technology to increase adviser capacity • Growing from 80 clients to 120 clients per adviser • Why the biggest challenge in advice firms is operational workflow • How AI tools can support paraplanners and advisers • The future of advice technology and the Polaris junior adviser modelIf you're curious about AI in financial planning, wealthtech, or how advice firms can scale more efficiently, this episode is for you.

Housing Minister James Browne has said the Government will “liberalise” existing rules around one-off homes in rural Ireland, in an interview with the Sunday Independent.Anton discusses this further with Brendan O'Sullivan,  Chartered planner and Senior Lecturer in Dept of Planning at UCC.

A round-up of the main headlines in Sweden on March 6th 2026. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio. Presenter/Producer: Kris Boswell.

In this episode of the Financial Planner Life Podcast, Sam Oakes speaks with Caroline Laudren-Quillet, who transitioned from investment banking at Deutsche Bank to becoming a self-employed IFA and financial planner.Just two years into her financial planning career, Caroline has built £14 million assets under management, while balancing family life and designing a career with genuine flexibility.Caroline shares her full journey from investment banking to financial planning, including how she qualified, why she chose the self-employed IFA route, and how she evaluated different firms before joining a directly authorised financial planning firm.We also dive into the practical realities of becoming a financial adviser in the UK. This includes how much money you need saved before going self-employed, how adviser revenue splits work, and what support new financial planners should look for when joining a firm.Caroline also explains how she generated clients in her first two years as an IFA through Unbiased leads, networking groups, accountant referrals, and financial wellbeing workshops.If you are exploring a career change into financial planning, thinking about becoming a financial planner or financial adviser, or weighing up the self-employed IFA route, this episode is packed with practical insights.What we cover:Moving from investment banking to IFA Completing financial planning qualifications (Level 4) Choosing between IFA academies vs smaller financial planning firms The realities of becoming a self-employed financial adviser How much savings you need before going self-employed How financial advisers are paid and how fee splits work Building your client bank from scratch Lead generation for financial planners Networking, referrals and LinkedIn for advisers Why financial planning offers purpose and flexibilityThis episode of Financial Planner Life is essential listening for anyone considering a career as a financial adviser, financial planner, or self-employed IFA.00:00 - Ex-Deutsche Bank Investment Banking to IFA: self-employed start + £14m AUM 01:23 - Mindset check: “It's Friday” + starting your Financial Adviser journey 02:34 - Why she left Investment Banking: COVID, redundancy, pregnancy, Plan B 03:56 - Finding the UK Financial Planning route: Sam's videos + where to begin 05:27 - Lifestyle + family: why becoming a Self-Employed IFA fit her life 06:58 - Choosing a small firm: Directly Authorised IFA vs bigger routes 11:01 - Big bank to small Financial Planning firm: freedom, purpose, building a team 15:27 - Comparing firms: Quilter/SJP academy vs smaller IFA setup 17:20 - Going self-employed as a financial adviser: the 9–12 month savings rule 21:34 - What support should look like: paraplanners,Financial Planner Life is sponsored by Redmill AdvanceWhether you're starting out, already qualified, or building a training academy, Redmill Advance delivers expert-led learning, exam support and CPD from Level 4 to Chartered.✅ Trusted by top UK firms

This Morning's Headlines1. Lee back home2. Response to Middle East3. Chartered planes4. KOSPI plummets5. Global tariffs

Welcome to a Wide World of Sports update. A snapshot of the latest sport stories from the 9News team including: NRL judiciary draws ire of legend Odd injury for Demons star Chartered flights for F1 staff The biggest sport stories in less than 5 minutes delivered twice a day, with reports from the 9News team across Australia and overseas. Subscribe now to make it part of your daily news diet. See omnystudio.com/listener for privacy information.

The Evolution of International Financial Planning | Titan Wealth International | Dubai Careers and Global Financial Advice OpportunitiesInternational Financial Planning is evolving and Titan Wealth International is helping shape what comes next.In this episode of Financial Planner Life, Sam Oakes sits down with Tyla Phillips and William Burrows, now part of the senior leadership team at Titan Wealth International, to explore their journey from starting at the bottom in Dubai to becoming leaders within one of the fastest-growing global financial planning businesses.Both Tyla and Will share the harsh early realities of building an international financial planning career. No safety net. No guaranteed pipeline. Just resilience, ambition and a willingness to learn.They went on to become top producers in the international space before founding Harrison Rose. That business later merged with Arlo to form AHR, combining leadership, infrastructure and ambition. Eventually, AHR was acquired by Titan Wealth, marking the creation of a true global powerhouse in international financial planning.In this episode we cover:• The real story of starting a financial planning career in Dubai • Building Harrison Rose from scratch • Merging with Arlo to create AHR • Why they chose to join Titan Wealth • What makes Titan Wealth International different • Clear career structures and employed adviser opportunities • Market leading remuneration models • The adviser marketing fund and fair lead distribution system • The importance of culture and cognitive calm in high performance environments • What One Titan means across global officesTitan Wealth now manages £44 billion in assets, employs over 1,400 people globally and benefits from long term private equity backing. The group continues to expand internationally, offering financial planning careers and global financial advice opportunities across Dubai, Mexico City, the USA, Europe, the Channel Islands, the UK and beyond.Whether you are:• Considering a move into international financial planning • Exploring Dubai careers • Looking for global financial advice opportunities • Or thinking about exiting your business and want to hear from founders who have successfully gone through an acquisition with Titan WealthThis episode is essential listening. Reach out to Sam@financialplannerlife.com if you are interested in careers at Titan Wealth.  International financial planning is entering a new era, and this conversation gives you an inside look at where the profession is heading.Listen now.Financial Planner Life is sponsored by Redmill AdvanceWhether you're starting out, already qualified, or building a training academy, Redmill Advance delivers expert-led learning, exam support and CPD from Level 4 to Chartered.✅ Trusted by top UK firms

“C” is for Columbia College. Chartered in 1854 by the South Carolina Methodist Conference, Columbia College, was the eleventh-oldest women's college in the United States.

Thinking about a career change into financial planning?How do you become a financial adviser if you're changing careers? In this episode of The Financial Planner Life Podcast with Titan Wealth, Azela explains the fastest practical route into the profession after moving from engineering into financial advice.Should you start as a paraplanner before becoming a financial adviser? Azela breaks down why paraplanning builds technical knowledge, client meeting experience, and confidence — making it one of the strongest entry points into a trainee financial planner role.What do firms look for in career changers entering financial planning? We discuss mindset, transferable skills, qualifications, and how to stand out when moving into the UK financial advice profession.Check out Titan Wealth career opportunities here, or speak to me directly!  This episode is essential listening for anyone researching a financial planning career, exploring the move from paraplanner to financial adviser, or planning a career pivot into finance.In this episode we cover: • Changing careers from engineering into financial planning • The quickest route to becoming a financial adviser • Why paraplanning is a powerful entry point • Building confidence in client meetings • Skills needed for trainee financial planners • Career opportunities inside Titan Wealth • Real expectations of the financial advice profession • Advice for career changers entering financeIf you're asking “how do I become a financial adviser?” this episode gives practical answers from someone who's done it.Financial Planner Life is sponsored by Redmill AdvanceWhether you're starting out, already qualified, or building a training academy, Redmill Advance delivers expert-led learning, exam support and CPD from Level 4 to Chartered.✅ Trusted by top UK firms

In this special episode of the Financial Planner Life podcast, Sam Oakes welcomes David Tate, Managing Director and Founder of Redmill Advance, our official training and development sponsor for 2026.David shares the inspiring growth journey of Redmill Advance and how they are transforming training and development in the financial planning profession through accessible qualifications, CPD, and behavioural support. From self-study learners to large-scale corporate academies, David explains how their tech-first, learner-centric approach is improving pass rates and raising industry standards.We explore learning styles, neurodiversity, and how financial planning firms can deliver consistent, high-quality CPD. With a first-time pass rate above 85% in their academies and less than 5% client churn since inception, Redmill Advance is quietly becoming one of the most impactful education providers in financial services.This episode is a must-listen for aspiring financial planners, T&C professionals, and business leaders seeking to develop internal talent and futureproof their advice businesses.Key Subjects Covered in This Episode:

Most people spend their working lives earning and saving toward a financial goal. This goal can be a number or something more tangible like a paid-off mortgage. But when you’ve spent decades feeding the same frugality habit, entering retirement and reversing that addiction can be an unfamiliar challenge. Retirement also has a tendency of throwing up questions of status, belonging—and of course, mortality.In this week’s personal finance edition of Merryn Talks Money, hosts Merryn Somerset Webb and John Stepek confront a difficult listener question on the topic of retirement spending. How can a person start spending freely when their attitude toward spending has been the opposite most of their life? Chartered financial planner and Director at Flying Colours Advice, George Agan joins this episode to share his insights on what to do.Resources from George to check out if you want to learn more: This is a video with an overview on how to build your own model:https://youtu.be/7Wkr5QtY-G8?si=5ev22MOHQhl5Qvgq Course to consider: https://meaningfulacademy.com/rp-1/ And a link to George's firm: https://fcadvice.co.uk/ See omnystudio.com/listener for privacy information.

This week on the Financial Planner Life podcast, I'm joined by Sean Standerwick, co-owner of MLP Wealth Management, a financial planning firm based on the high street in Surrey with a powerful story: a 42-year legacy that's now being run with the mindset and energy of a startup.Sean and his brother have taken the reins from their father, infusing the business with a culture built on innovation, career development, and deep local community ties. From installing a defibrillator on their office wall to hosting pitch meetings where team members create service ideas, MLP isn't your average advice firm, and Sean isn't your average leader.We talk about:How being on the high street has driven client engagement and local brand dominanceBuilding a startup culture in an established firm (and why that matters for talent attraction)The journey of James, a trainee-turned-adviser, and what great career development looks likeHow Sean's practice of Buddhism influences company culture, emotional intelligence, and leadershipWhat makes MLP's recruitment and onboarding process different (and more human)Why hyper-local marketing still works in a digital-first worldAnd how one small idea, pitched internally, led to new service lines like wills and LPAsIf you're an aspiring financial planner looking for a forward-thinking firm, or an established adviser wanting to run your own business without losing your soul, this one's for you.Financial Planner Life is sponsored by Redmill AdvanceWhether you're starting out, already qualified, or building a training academy, Redmill Advance delivers expert-led learning, exam support and CPD from Level 4 to Chartered.✅ Trusted by top UK firms

In this episode of Financial Planner Life, Sam Oakes speaks with Heather Hiley, founder of Heather Hiley Financial Planning and a Partner Practice with St. James's Place. Heather shares her inspiring transition from retail and e-commerce into financial planning via the St James's Place Financial Adviser Academy at the age of 45, showing what's possible with courage, curiosity, and commitment.

James I, American Colonies, and Tobacco Revenue: Colleague Clare Jackson discusses James I's oversight of American colonies like Jamestown, using chartered companies for deniability against Spanish claims, noting his initial opposition to tobacco before accepting its revenue and describing his fluctuating relationship with Parliament regarding funding and military action. MAY 1952

Chartered psychologist, coach and author Suzy Reading believes women need to learn to be a bit selfish. After many books on the subject of self care and self nourishment, Suzy focuses her new book How To Be Selfish, instead, on the importance of receiving care. Suzy and I talk about why women struggle with self advocacy so much and why it's a vital skill to live a full life, especially one in which we contribute so much to our families and communities. We also talk about why writers specifically need to be a little bit selfish and why it's worth learning how to be.LinksHow To Be Selfish by Suzy ReadingSuzy Reading on InstagramThe Fold membership for writersPenny Wincer on InstagramThis series of the podcast is sponsored by award winning audio book app xigxagListeners of Not Too Busy To Write can receive their second book FREE To redeem, download the xigxag app from the App Store or Google Play. Go to My xigxag/Settings, then click on Account. Under Vouchers, click on the ‘Enter code' button and add your voucher code TOOBUSY to your account. After your first purchase, your second title will be free!

Chartered town planner and urban designer George Weeks joins Elevate to unpack what “good density” actually looks like here in Aotearoa, and why the 5-minute pint test might be the simplest measure of liveability we've ever heard. George shares why density only works when you make the daily stuff easy: milk, a beer, a café, a park, within a short stroll from your front door. We dig into what NZ's getting right already (Point Chev, Christchurch terraces, Hobsonville), and what still needs work, like acoustic standards still stuck in the 1950s.You'll hear why the City Rail Link won't just shorten trips, it'll act like a “fountain of pedestrians” that shifts demand, value and development patterns around key stations. George breaks down why good streets are tree-lined, human-scaled and well-lit, and how developers can build projects that feel more like neighbourhoods and less like dense sprawl. If you're a builder or developer thinking about townhouses, walk-ups or mixed-use in any NZ city, this episode gives you a clear and practical playbook for density done right.Where else you can find usWebsite: https://www.masterbuilder.org.nz/Elevate Platform: http://elevate.masterbuilder.org.nzInstagram: https://www.instagram.com/masterbuildernz/Facebook: https://www.facebook.com/registeredmasterbuildersYouTube: https://www.youtube.com/channel/UCmh_9vl0pFf0zSB6N7RrVeg

World Space Week is a global celebration of all things space, bringing together thousands of participants from all over the planet to celebrate our future in space. Chartered by the United Nations in 1999, this year's theme is "Living in Space." The many associated events from across the world are a reminder to all of the importance of space in our lives and our future, and a clarion call to international youth of the value of their future involvement. We spoke with the WSW Association's executive director, Alma Okpalefe, who explained their origins, activities, and plans for the future. It's one of the premier space-related events of the year, and when you're done with the episode, you'll want to know more! Headlines: SpaceX Starship Flight 11 Set for Launch 6,000 Alien Planets Discovered—Where's Earth 2.0? Mars Crew Study Reveals Diverse Teams Outperform "Alpha Males" Main Topic: World Space Week 2025 Alma Okpalefe Shares Her Path from Legal Counsel to Space Leadership Global Scope and Organization: 95+ Countries, Thousands of Events Types of World Space Week Activities: School Outreach, Museum Events, Art Competitions 2025 Theme: "Living in Space"—Why It Was Chosen, What It Means Globally Building Space Interest in Regions Without Established Programs Outcomes and Impact: Inspiring Space Agencies, Universities, and Advocacy Accessibility and Inclusion as Future Focus for Space Exploration Advice for Young Space Enthusiasts: Get Involved and Dream Big International Collaboration: Why Working Together Matters for Space Progress Hosts: Rod Pyle and Tariq Malik Guest: Alma Okpalefe Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit

World Space Week is a global celebration of all things space, bringing together thousands of participants from all over the planet to celebrate our future in space. Chartered by the United Nations in 1999, this year's theme is "Living in Space." The many associated events from across the world are a reminder to all of the importance of space in our lives and our future, and a clarion call to international youth of the value of their future involvement. We spoke with the WSW Association's executive director, Alma Okpalefe, who explained their origins, activities, and plans for the future. It's one of the premier space-related events of the year, and when you're done with the episode, you'll want to know more! Headlines: SpaceX Starship Flight 11 Set for Launch 6,000 Alien Planets Discovered—Where's Earth 2.0? Mars Crew Study Reveals Diverse Teams Outperform "Alpha Males" Main Topic: World Space Week 2025 Alma Okpalefe Shares Her Path from Legal Counsel to Space Leadership Global Scope and Organization: 95+ Countries, Thousands of Events Types of World Space Week Activities: School Outreach, Museum Events, Art Competitions 2025 Theme: "Living in Space"—Why It Was Chosen, What It Means Globally Building Space Interest in Regions Without Established Programs Outcomes and Impact: Inspiring Space Agencies, Universities, and Advocacy Accessibility and Inclusion as Future Focus for Space Exploration Advice for Young Space Enthusiasts: Get Involved and Dream Big International Collaboration: Why Working Together Matters for Space Progress Hosts: Rod Pyle and Tariq Malik Guest: Alma Okpalefe Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit

World Space Week is a global celebration of all things space, bringing together thousands of participants from all over the planet to celebrate our future in space. Chartered by the United Nations in 1999, this year's theme is "Living in Space." The many associated events from across the world are a reminder to all of the importance of space in our lives and our future, and a clarion call to international youth of the value of their future involvement. We spoke with the WSW Association's executive director, Alma Okpalefe, who explained their origins, activities, and plans for the future. It's one of the premier space-related events of the year, and when you're done with the episode, you'll want to know more! Headlines: SpaceX Starship Flight 11 Set for Launch 6,000 Alien Planets Discovered—Where's Earth 2.0? Mars Crew Study Reveals Diverse Teams Outperform "Alpha Males" Main Topic: World Space Week 2025 Alma Okpalefe Shares Her Path from Legal Counsel to Space Leadership Global Scope and Organization: 95+ Countries, Thousands of Events Types of World Space Week Activities: School Outreach, Museum Events, Art Competitions 2025 Theme: "Living in Space"—Why It Was Chosen, What It Means Globally Building Space Interest in Regions Without Established Programs Outcomes and Impact: Inspiring Space Agencies, Universities, and Advocacy Accessibility and Inclusion as Future Focus for Space Exploration Advice for Young Space Enthusiasts: Get Involved and Dream Big International Collaboration: Why Working Together Matters for Space Progress Hosts: Rod Pyle and Tariq Malik Guest: Alma Okpalefe Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit

This week, Pete is rested after his holiday and may even be more tanned than Roger, for once! We answer a mixed bag of questions ranging from financial planning if you're on benefits to tax-free cash recycling and lots besides! Shownotes: https://meaningfulmoney.tv/QA24  01:38  Question 1 Hi there! I'm one of the very many people who look set to lose disability benefits (PIP and ESA) at the end of next year. I was disabled following an industrial injury 15 years ago and have a lifetime award of Industrial Injuries Disablement Benefit assessed as 70% disabled which currently brings £155/week. It's definitely not enough to live on let alone pay the additional costs of being disabled. (there's no chance of recovery enough to work as I can't access healthcare but that's a long story) I am 50 and conventional life plans involve maintaining saving/investing  through midlife on the expectation of reduced income on retirement. But I'm now facing acute poverty for 15 years until I hit the relative luxury of state pension. (Assuming I can find the cash to buy the missing NI years!) I have some assets that are pretty badly managed on account of my being unwell, and in particular a second flat which has £7000pa post-grenfell service charges and so can neither be mortgaged, sold nor rented out until those repairs finally complete-if they ever do! I think I can afford to cover costs from cash savings/investments for maybe 5 years. But after that... Can you speak to the general point of financial planning for people with unconventional life trajectories, particularly disability, and especially what sort of financial information/support resources are available? I'm unsure if you've any specific suggestions for my situation to get me through a decade of sub-living income/cashable assets against potentially sustained high costs? Obvs I love what I can manage to get from the pod and was particularly interested when you've spoken of financial coaching. Cheers! Sam 10:06  Question 2 Hi Pete & Roger Loving the Q&A sessions. Even when topics aren't relevant to me it's still insightful to hear from other people and always educational to listen to your response. I suspect the answer to my question is simple but have yet to see an answer to it anywhere online! I have a cash ISA with T212 from 24/25 tax year and will have a new £20,000 to invest come April (cash ISA's are my preferred vehicle - long story!). Can I just add the new 20 to the existing ISA or do I need to take out a new one? And also, do I benefit from compound interest if I leave it all alone? Regards Maxi 13:06  Question 3 Hello I am loving the podcast and finding out about situations I would not have considered before listening. I don't know if you can help on this one, it's a bit of a tax question on CGT. We are a couple both with dual citizenship (Aus/British) and are planning a sabbatical break from working in 2026 for a minimum of 3 months, but this may turn into years. We have a house purchased in 2003 with no mortgage and want to know our CGT obligations if we were to be non residents when we sell our house? Also is this CGT obligation a tapering obligation like IHT when moving abroad? Kind regards, Sam 19:42  Question 4 Hello gents, Enjoying the podcast as always. Especially the Q&E episodes as I like to test myself to see if I would answer the questions the same as yourselves! My question, I am 20 years old and have recently got my Level 4 diploma with the CISI, and now looking to take the next steps in becoming a planner myself. The obvious route is to stick with the CISI, competing their Level 6 Advanced Financial Planning then the Level 7 Case Study to become CFP. However, just because it's obvious doesn't mean it's right! I seen that the CII's set up is completely different, lots a smaller exams, with the outcome being Chartered (not CFP). Am I overthinking this or are there pros and cons for each exam board. Also what is the different between CFP and Chartered? Many thanks, Lewis   27:28  Question 5 Hi Pete and Roger, Firstly, thanks for a great podcast - I've been listening for many years and often catch up with the latest episode whilst on the rowing machine at my local gym! I have a question regarding the pension recycling rules. In Feb 2024, I initiated a DB pension, taking £108,000 lump sum and a yearly amount of £15800. This was to pay off my partners property that we are both about to move into mortgage free. My total contribution was £200k and the remainder of the balance was from my savings. I currently earn £80k salary and have additional rental income from two properties I own of approx 10k net per annum. I am in the process of selling one of my properties and want to use the proceeds (after CG) to maximise my pension contributions  in tax year 25/26. So in total it would be about  £66K contributions (as I have carry over allowance from the past three years). Over the past 3 years my pension contributions on average have been approx. 35k per year.   I'm likely to retire within the next 18 months hence wanting to maximise my contributions during this time. However, my question is, would this higher pension contribution likely trigger the pension recycling rules because of the pension lump sum I took in 2024, even though that amount was used solely to pay off a property at the time? Many thanks and keep up the great work. Phil 37:05  Question 6 Hi Pete and Roger Thank you both for all you do. What do you think about keeping an emergency fund in a money market fund, rather than cash? Many thanks, Rob