Podcasts about hidden cost

#258: The 5 biggest mistakes Chris has made in his points & miles journey. He dives into the hidden cost of status, the math behind point values, the power of opportunity cost, and why hoarding points quietly destroys value. Link to Full Show Notes: https://chrishutchins.com/top-5-points-and-miles-mistakes Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth NetSuite: Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Presentation Slides Credit Cards US Bank Altitude® Reserve Visa Infinite® Card Robinhood Gold Card The Atmos™ Rewards Visa Summit Card Citi® / AAdvantage® Executive World Elite Mastercard® Citi® / AAdvantage Business™ World Elite Mastercard® Award Search Tools Gondola (Get $50 here) Points Path Chrome Extension ATH Podcast Ep #245: How Much Are Points and Miles Worth in 2025? Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:28) Mistake #1: Not Valuing My Time (02:09) Setting a Personal Minimum Hourly Rate (03:51) Step Back and Ask “Is This Worth It?” (04:23) The Hidden Cost of Mental Overhead (05:48) Using Daily and Weekly Priorities to Stay Focused (07:00) Mistake #2: Not Considering the Opportunity Cost (11:34) Mistake #3: Chasing Status (16:56) Airline by Airline: The Value of Status in Real Life (20:52) Reframing the Cost of Status (24:09) When Milestone Benefits Change the Math (28:33) Chris's Status Plan Going Forward (31:52) How to Decide Whether Status Is Worth Chasing (32:50) Mistake #4: Overvaluing Points (34:20) What the Data Actually Shows (35:43) Why “Retail Value” Is Misleading (41:22) When Paying Cash Can Be the Better Value (46:03) Mistake #5: Not Cashing Out Points (49:27) Chris's Plan for 2026 Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

High achievers often feel the quiet ache of “I don't feel like myself anymore.” This episode explores why success can lead to identity drift and emotional exhaustion — and how to gently return to yourself through Identity-Level Recalibration.High achievers rarely talk about the subtle moment they begin to lose themselves — long before burnout, long before breakdown, long before anything looks wrong on the outside. This episode uncovers the quiet emotional exhaustion beneath high performance: identity drift, role confusion, decision fatigue, and the pressure to stay “on” even when your internal world feels scattered.Drawing from psychology (neuroception, interoception, identity performance) and the lived experience of countless high-capacity humans, Julie Holly reveals why your nervous system keeps adapting into older versions of you — and how that disconnect creates the ache of success without fulfillment.You'll learn:• why neuroception keeps you bracing even when the room is safe• how last week's interoception work helps you interpret what your body is saying• what “identity performance” looks like in real, everyday moments• the emotional cost of being the reliable one, the steady one, the strong one• why high achievers don't lose themselves — they adapt to survive expectations• how the triangle of interoception, neuroception, and identity performance keeps you “managed” instead of present• why this isn't burnout — it's identity misalignment• the first gentle step back toward your true selfMicro Recalibration (for individuals + teams)Ask yourself:“Where am I editing myself to match expectations that no longer apply?”Then notice:• What part of me gets quiet?• What part of me steps forward instead?• What would 2% more truth sound like in those moments?Team Extension:“What unspoken expectations shape how we show up — and what would shift if we valued presence over performance?”If this episode gave you language you've been missing, please rate and review the show so more high-capacity humans can find it. Explore Identity-Level Recalibration→ Join the next Friday Recalibration Live experience → Follow Julie Holly on LinkedIn for more recalibration insights → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Download the Misalignment Audit → Subscribe to the weekly newsletter → Books to read (Tidy categories on Amazon- I've read/listened to each recommended title.) → One link to all things This isn't therapy. This isn't coaching. This is identity recalibration — and it changes everything.

What if chasing a wrinkle-free face was quietly numbing your emotions, relationships, and natural glow? In this episode of Vitality Made Simple, skin expert Lisa Harris joins us from the UK to unpack the hidden costs of cosmetic neurotoxins, the importance of facial expression and mirror neurons, and practical ways to support your skin, microbiome, and vitality. Get to know Lisa at lisaharrisskinscience.co.uk.Visit my website DrDebbieOzment.com for valuable free downloads. Additionally, you will find shopping links which I have curated on the website. Please follow me on instagram at drdebbieozment.

Why great leaders stop proving and start leading is the real conversation most leadership content avoids. Proving feels productive, but it quietly erodes trust, blocks collective intelligence, and keeps leaders trapped in fear-driven patterns. In this episode of Reflect Forward, I sit down with Carrie Moore, CEO and founder of Titan Edge Advisory, to explore what happens when leaders shift out of ego and into alignment, and why that shift changes how teams perform and cultures scale. Carrie brings more than twenty years of experience across capital markets, corporate banking, and financial services. She is a Forbes Council recognized strategist and has spent the last nine years advising fast moving companies and founders navigating growth and complexity. The Hidden Cost of Proving At the heart of this conversation is a truth many leaders miss. When fear and unworthiness drive behavior, leaders slip into proving, defending, and explaining. This erodes psychological safety and limits collective intelligence, even when intentions are good. Great leadership begins with self-awareness and accountability, not control. When Challenges Become Leverage Carrie shares how growing up dyslexic shaped her leadership, turning early fear into adaptability and resilience. I share why my own rock bottom became a turning point rather than a regret. The hardest experiences often become the source of our greatest leadership strength. The Alignment Advantage Alignment starts with the leader. The only relationship you can give to anyone else is the relationship you have with yourself. When identity, purpose, and behavior are aligned, clarity increases, trust deepens, and performance follows. Leadership In the Age of AI Rather than fearing AI, this episode reframes it as an extension of human capability. The future belongs to leaders who can simplify complexity, lead with purpose, and stay grounded in what makes us human. Mic Drop Moments 1. Proving erodes trust faster than most leaders realize. 2. Fear does not need to disappear, but it should not lead. 3. Authenticity is a leadership advantage, not a vulnerability. Key Takeaways 1. Notice when you are leading from fear rather than alignment. 2. Your past challenges are leadership training, not liabilities. 3. Alignment at the top shapes everything below it. Listen and Reflect Forward If this episode resonated, share it with a leader who could benefit from it. You can listen to Reflect Forward on your favorite podcast platform or watch it on YouTube. Connect with Kerry Visit my website, kerrysiggins.com, to explore my book, The Ownership Mindset, and get more leadership resources. Let's connect on LinkedIn, Instagram, or TikTok! Find Reflect Forward on YouTube: https://www.youtube.com/@kerrysiggins-reflectforward Find out more about my book here: https://kerrysiggins.com/the-ownership-mindset/ Connect with me on LinkedIn: https://www.linkedin.com/in/kerry-siggins/

AI isn't a tool anymore — it's infrastructure.In this episode, Chris and E sit down with Shahar Goldboim, founder of BOOM, to break down how AI is fundamentally changing short-term rental operations, exits, and scale.From selling a property management company to building tech that replaces broken workflows, this conversation dives deep into why fragmented tools are failing and why operators who don't adapt will fall behind.Inside this episode:Why “tech-enabled” STR businesses still failThe biggest mistakes operators make when exitingWhy one company can't do funds, PM, design, and tech wellHow AI eliminates 80% of guest communication (without killing hospitality)Why fragmented STR software stacks are breaking opsHow AI becomes the new infrastructure for scale00:00 – Why Solving Everything Breaks Most Tech-Enabled STR Companies03:05 – “Business as a Service” vs Traditional STR Software Stacks06:20 – From Operator to Platform Builder: Shahar's Real Estate Path10:10 – Why Tech-Enabled PMs Fail Without Focus14:30 – The Hidden Cost of Fragmented PMS + Tools18:05 – Why AI Fails Without Full Operational Data22:40 – How AI Can Eliminate 80% of Guest Communication27:15 – The Real Bottleneck: Scaling Ops, Not Software32:10 – Why All-in-One STR Platforms Are the Future38:20 – The Direction of AI, Automation, and STR BusinessesGuest Bio:Shahar Goldboim is the Co-Founder and CEO of Boom, the world's first Autonomous Property Management System (AiPMS)—a platform redefining how real estate assets are operated through AI. Before founding Boom, he built DesignedVR, a hospitality management company overseeing more than $150 million in assets. This extensive experience gave him a firsthand understanding of the intricate, day-to-day challenges property operators face.Throughout his career, Goldboim has been involved in hundreds of millions of dollars in real estate transactions as an investor and broker, and has deployed over $50 million in syndication funds. That deep operational and financial experience shaped his belief that the future of property management lies in automation, intelligence, and human-centered design.Today, Boom merges hospitality, real estate, and AI to help operators around the world manage smarter, scale faster, and unlock the full potential of their assets.Guest Link:https://www.linkedin.com/in/shahar-goldboim-80820b95?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_appGet FREE Access to our Community and Weekly Trainings:https://group.strsecrets.com/

AI isn't a tool anymore — it's infrastructure.In this episode, Chris and E sit down with Shahar Goldboim, founder of BOOM, to break down how AI is fundamentally changing short-term rental operations, exits, and scale.From selling a property management company to building tech that replaces broken workflows, this conversation dives deep into why fragmented tools are failing and why operators who don't adapt will fall behind.Inside this episode:Why “tech-enabled” STR businesses still failThe biggest mistakes operators make when exitingWhy one company can't do funds, PM, design, and tech wellHow AI eliminates 80% of guest communication (without killing hospitality)Why fragmented STR software stacks are breaking opsHow AI becomes the new infrastructure for scale00:00 – Why Solving Everything Breaks Most Tech-Enabled STR Companies03:05 – “Business as a Service” vs Traditional STR Software Stacks06:20 – From Operator to Platform Builder: Shahar's Real Estate Path10:10 – Why Tech-Enabled PMs Fail Without Focus14:30 – The Hidden Cost of Fragmented PMS + Tools18:05 – Why AI Fails Without Full Operational Data22:40 – How AI Can Eliminate 80% of Guest Communication27:15 – The Real Bottleneck: Scaling Ops, Not Software32:10 – Why All-in-One STR Platforms Are the Future38:20 – The Direction of AI, Automation, and STR BusinessesGuest Bio:Shahar Goldboim is the Co-Founder and CEO of Boom, the world's first Autonomous Property Management System (AiPMS)—a platform redefining how real estate assets are operated through AI. Before founding Boom, he built DesignedVR, a hospitality management company overseeing more than $150 million in assets. This extensive experience gave him a firsthand understanding of the intricate, day-to-day challenges property operators face.Throughout his career, Goldboim has been involved in hundreds of millions of dollars in real estate transactions as an investor and broker, and has deployed over $50 million in syndication funds. That deep operational and financial experience shaped his belief that the future of property management lies in automation, intelligence, and human-centered design.Today, Boom merges hospitality, real estate, and AI to help operators around the world manage smarter, scale faster, and unlock the full potential of their assets.Guest Link:https://www.linkedin.com/in/shahar-goldboim-80820b95?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_appGet FREE Access to our Community and Weekly Trainings:https://group.strsecrets.com/

Roth conversions can save thousands in taxes, but they can also trigger Medicare IRMAA surcharges that quietly add up to more than $5,000 a year. Most retirees never see it coming, because the rules for Medicare premiums don't line up with the tax brackets everyone focuses on.In this video, James breaks down how Roth conversions interact with Medicare Part B and Part D premiums, why modified adjusted gross income matters more than taxable income, and how crossing a threshold by even one dollar can change your costs for an entire year. The case study shows how a couple could save nearly a million dollars in lifetime taxes… but lose tens of thousands to unnecessary IRMAA charges if they convert without a plan. A small adjustment (converting up to the right tier instead of the wrong bracket) boosts their long-term wealth and avoids surprise premiums.If you're planning Roth conversions before RMDs begin, evaluating a 401(k)-to-Roth strategy, or trying to minimize taxes in early retirement, understanding Medicare thresholds is essential. A smart conversion plan balances tax savings with premium costs so you don't give back what you worked so hard to save.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Ruslan Fakhrutdinov from Extended Perp Exchange talks about building a unified margin across perps, vaults & yield, spot, and an integrated lending market. He explains critical components for a trustless perp DEX such as self-custody and on-chain solvency checks. Ruslan shares his experience with user acquisition programs, the total cost of execution vs. zero fees, and Extended's transparent fee model. We also discuss gauging sustainable product market fit in a post-airdrop environment and the roadmap for cross-asset collateral. Subscribe to the newsletter! https://newsletter.blockspacemedia.com Notes:* Perp DEX market share grew 15-20%* Vault earns up to 1% in liquidations* Using 90% of vault shares as collateral Timestamps:00:00 Start00:03 Ruslan's background01:12 What is Extended?03:14 What must be on-chain?05:55 Perp DEX liquidity07:09 Calculating price of execution09:06 Zero fees, good or bad?13:22 Promotions vs regular users18:32 UX design21:35 Mobile trading apps23:43 Perp DEX aggregators?27:51 Vault system29:50 Estimating Vault risk34:28 End stage Vault design?38:10 Spot market plans?42:46 Validators43:34 Next 5 years46:10 RWA on DEXs47:53 Wrapping assets vs native49:06 Wrap up The Gwart Show is sponsored by Ellipsis Labs. Backed by Paradigm, Electric Capital and Haun Ventures. The founders, Eugene and Jerry, have experienced Citadel Jane Street in the Solana Core team since launching their order book DEX, Phoenix. They've done over $80 billion in trading volume by making onchain order books competitive with centralized exchanges.  Ellipsis is hiring for New York-based engineers. Work with a small focus team who are results driven, collaborative, and use a modern stack. If you're an engineer who wants to work on infrastructure that's already proven itself in the market, go to ⁠⁠ellipsislabs.xyz⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, I sit down with Alli Covington and Sebastian Hidalgo, the co-founders behind BOD Care, a health operating system built to improve performance rather than offer another box-checking perk. We talk about why most wellness programs fall flat, why engagement is the missing piece in corporate health, and how one-to-one coaching and daily accountability shift long-term behavior. Alli walks through the BOD System's approach to thoughts, feelings, hormones, and actions, while Sebastian explains how a healthier workforce reduces chronic disease, boosts culture, and saves companies real money. Their vision is simple: create workplaces where people feel supported, connected, and genuinely healthier.

Send us a textYour momentum isn't dying because you're lazy; it's leaking away through low standards that drain energy and crush self-belief. We unpack how messy environments, weak boundaries, and daily self-negotiations quietly tax your attention, slow your decisions, and keep your goals out of reach. Then we introduce STAND, a simple, powerful framework to upgrade your energy and rebuild trust in your word.We start by naming the most common leaks: clutter that steals focus, yeses that crowd your calendar, and inner bargains that talk you out of the hard, important actions. From there, we walk through STAND step by step. See leaks by tracking when your energy dips and why. Take responsibility so you stop outsourcing outcomes to luck or others. Act fast to compress timelines and beat hesitation. Negotiate never so your promises don't get traded for comfort. Defend daily by locking in rituals that protect what matters.Throughout the conversation, you'll hear practical examples you can apply today: how to reset a workspace in minutes, how to give a clean no without guilt, and how to reduce decision fatigue with simple rules. You'll also get a weekend challenge designed to raise one standard in a small, specific way that produces outsized returns. The goal isn't to hustle harder; it's to plug the holes that waste your willpower and to let consistent action rebuild belief.If you're ready to stop leaking energy and start keeping promises to yourself, press play and try the STAND method with us. Subscribe for more Five Minute Friday boosts, share this with a friend who needs an energy upgrade, and leave a quick review to tell us which step you're committing to first. To Reach Jordan:Email: Jordan@Edwards.Consulting Youtube:https://www.youtube.com/channel/UC9ejFXH1_BjdnxG4J8u93Zw Facebook: https://www.facebook.com/jordan.edwards.7503 Instagram: https://www.instagram.com/jordanfedwards/ Linkedin: https://www.linkedin.com/in/jordanedwards5/ Hope you find value in this. If so please provide a 5-star and drop a review.Complimentary Edwards Consulting Session: https://calendly.com/jordan-edwardsconsulting/30min

This podcast is brought to you by Outcomes Rocket, your exclusive healthcare marketing agency. Learn how to accelerate your growth by going to⁠ outcomesrocket.com The future of healthcare hinges on unlocking siloed data and enabling agentic, AI-driven innovation. In this episode, Doug Fridsma, CMIO at Health Universe and former federal leader in health IT, discusses the historic shift from paper to electronic records, the challenges of data consolidation, and why lazy data must be activated to improve patient care. Doug breaks down how modern agentic AI, ambient technologies, and orchestration layers can ultimately make health systems more agile, much like the transition from mainframes to personal computing. He also explores the creation of horizontal platforms that integrate once and deploy multiple solutions, the importance of standards such as FHIR and CDA, and the need to empower bottom-up innovation within large healthcare systems. Finally, Doug argues that future transformation depends on patients themselves, just as the automobile reshaped medicine a century ago. Tune in and learn how AI, data accessibility, and patient-centered innovation are reshaping the next era of healthcare! Resources Connect with and follow Doug Fridsma on LinkedIn. Follow Health Universe on LinkedIn and visit their website!

Testosterone is often blamed for fueling prostate cancer but many men never hear that losing it too soon may cause far more harm.In this episode, Dr. Stephen Petteruti challenges long‑held assumptions about Androgen Deprivation Therapy and explains why lowering testosterone rarely delivers the long‑term benefits men are promised. He breaks down how castration therapy, whether through injections, pills, or surgical removal, leads to a rapid decline in vitality: weaker muscles, cognitive slowdown, loss of libido, weight gain, and higher risks of heart disease and dementia.  Through real patient stories and clear clinical reasoning, Dr. Stephen shows how men can stay healthy for years, even with high PSAs, when they resist fear‑driven treatment decisions. He emphasizes the importance of MRI monitoring, thoughtful timing, and avoiding biopsies that create unnecessary risk.  Discover why lowering testosterone fails more men than it helps. Watch the episode of The Hidden Cost of Androgen Deprivation Therapy.Enjoy the podcast? Subscribe and leave a 5-star review.Dr. Stephen Petteruti is a leading Functional Medicine Physician dedicated to enhancing vitality by addressing health at a cellular level. Combining the best of conventional medicine with advancements in cellular biology, he offers a patient-centered approach through his practice, Intellectual Medicine 120. A seasoned speaker and educator, he has lectured at prestigious conferences like A4M and ACAM, sharing his expertise on anti-aging. His innovative methods include concierge medicine and non-invasive anti-aging treatments, empowering patients to live longer, healthier lives.Website: www.intellectualmedicine.com Website: https://www.theprostateprotocol.com/ YouTube: https://www.youtube.com/@intellectualmedicine LinkedIn: https://www.linkedin.com/in/drstephenpetteruti/ Instagram: instagram.com/intellectualmedine Consultation: https://www.theprostateprotocol.com/book-a-consultation Store: https://www.theprostateprotocol.com/store Community: https://www.theprostateprotocol.com/products/communities/v2/fightcancerlikeaman/home    Disclaimer:  The content presented in this video reflects the opinions and clinical experience of Dr. Stephen Petteruti and is intended for informational and educational purposes only. It is not medical advice and should not be used as a substitute for professional diagnosis, treatment, or guidance from your personal healthcare provider. Always consult your physician or qualified healthcare professional before making any changes to your health regimen or treatment plan.Produced by https://www.BroadcastYourAuthority.com 

We confront the myth that founders and creators must do everything alone and show how that belief fuels burnout, bottlenecks, and stalled growth. We share a clear four-step plan to audit energy leaks, automate repeat work, delegate non-genius tasks, and build a small but mighty support system.• the hidden cost of doing everything yourself• why “no one can do it like me” blocks growth• energy leak audit across admin, editing, and posting• automation rules and tools for repeat tasks• delegating non-genius work with standards and SOPs• building lean support with one hire, one tool, one collaborator• shifting back to the visionary role• doing less strategically to scale capacityPlease share this with someone who's carrying too much alone and you know they are and they don't want to face it, but just share it with themDownload the capacity comeback blueprint… it's going to be at the link for this at the end of the show PDF… Download it for freeFollow the show, leave a rating, and please join the movement because your comeback starts hereSend us a text Support the showCollect all free downloadable checklist and access to other items https://linktr.ee/thecreatorcomebacknetwork

Mastering The Art of Saying No Without Guilt Sometimes saying "no" feels anything but peaceful. Even when we know it's the right decision, the guilt creeps in. We worry about letting people down, missing out, or not being seen as a "good mom." And before we know it, we've said yes to too many things that pull us away from what actually matters. In this episode, I'm talking about how to master the art of saying no with peace, purpose, and love. You'll hear: Why it's so hard to say no (even when we want to) How guilt disguises itself as responsibility What happens when we override our peace to please others A few mindset shifts that can help you say no with clarity and confidence Phrases to use when you need to set a boundary Why every "no" creates room for a better "yes" You're not selfish for needing space. You're not unkind for honoring your limits. But if that still feels hard, this episode will help. If you liked this episode, here are some others you might enjoy: 37. Letting Go of Guilt 228.How to Let Go of What Other People Think 247. The Hidden Cost of People Pleasing: A Catholic Mom's Guide to Authentic Living For more help from Danielle Thienel Coaching:

Ever worked for someone who made you feel small on purpose? We unpack the rise of fear-based leadership—why it's suddenly everywhere, how it disguises itself as “tough love” or mission-driven care, and what it costs teams in creativity, trust, and retention. With coach and author Kate Lori, we translate the playbook of control into plain language and offer a counterplay that preserves your energy, agency, and integrity.We start by defining fear-based leadership through real-world patterns: shaming, rigidity, moving goalposts, and the velvet-glove approach that cloaks dominance in benevolence. Then we connect the cultural dots—media narratives and high-profile executives that have normalized a harsher style—and explore why stressed leaders default to fight, freeze, or fawn. You'll learn how chronic threat hijacks the brain, why innovation collapses under fear, and how to spot subtext when words don't match motives.From there, we get practical. Kate shares resilience moves that actually work: using humor as strategic resistance, protecting information that could be weaponized, and treating attention and availability as levers. We dig into the ethical difference between manipulation and influence, showing how to nudge outcomes without losing your values. For leaders who see fearful patterns in themselves, we offer hopeful steps—expanding the window of tolerance, rebuilding self-trust with daily reps, and embracing the “kindergarten lessons” of apologies, friendship, and trust-building.We close by charting a better path: strengths-based leadership. Unblock your team, amplify their talents, and share power so performance follows. If you've felt stuck in a fear-driven culture, you'll leave with a clearer map, sturdier boundaries, and a renewed belief that you can be powerful without becoming hard. If this resonated, subscribe, share with a friend who needs it, and leave a review with your biggest takeaway—what's one lever you'll pull first?Preorder Kate's book:https://www.amazon.com/dp/B0FR1G981Y/ref=sr_1_2?https://www.amazon.com/Unbreakable-Thrive-Under-Fear-Based-Leaders-ebook/dp/B0FQ71FW72/ref=sr_1_1Connect with Kate:https://www.instagram.com/kateunbreakablelowry/https://www.facebook.com/profile.php?id=61579366067469https://www.linkedin.com/in/katherinejlowry/Connect with Cyndi:www.intentionaleaders.comhttps://www.linkedin.com/in/katherinejlowry/Questions? Episode Requests? Send us a message!Ambitious leaders know that real leadership goes far beyond titles—it's about developing the clarity and mindset to guide others with confidence. In this podcast, you'll explore what today's leaders truly need, from navigating everyday problem solving to handling tough moments of workplace conflict with steadiness and respect. Episodes dive into setting healthy workplace boundaries, strengthening workplace collaboration, and building the emotional intelligence and emotional agility that make leadership sustainable. Whether you're managing a growing team or refining your voice as a decision-maker, you'll find insights that help you cultivate a resilient growth mindset and elevate your impact.

Go to www.LearningLeader.com for full show notes The Learning Leader Show with Ryan Hawk This is brought to you by Insight Global. If you need to hire one person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world has the hustle and grit to deliver. My Guest: Patrick Lencioni is the founder of The Table Group and a bestselling author of 14 books, including The Five Dysfunctions of a Team and The 6 Types of Working Genius. Behind his achievements (valedictorian, straight A's, business success) were childhood wounds that drove him to prove himself. Key Learnings "I think I'm really good at anticipating people's objections." I think about what they might be thinking and what I need to put out there. Whether talking interpersonally, giving a speech, writing a book, or on a podcast, I like to think about what the other person might be objecting to. Lean into empathy. I always felt like I needed to prove myself in order to be successful and to feel safe. That's not healthy.  "When people tell you they got straight A's and were the valedictorian, the student body president, and got accepted to all the schools they wanted to get into, there's a wound there." Based on my personality type, I shouldn't have done all those things, but it was out of the need to prove myself. Which wasn't healthy for me. My parents had a hard time being affirming because of their own lives. It wasn't until I was 55 years old that a friend who's a psychologist said, "You, my friend, have childhood wounds you've never dealt with." I got good Christian counseling and realized that the way I grew up, I wasn't supposed to grow up that way. It's common in athletes & CEOs to feel like they haven't done enough. They need to do more. "You're a noun, not a verb. You are enough, and you're not defined by what you do." Great achievements come out of fear, but "true greatness is best when it's only in the things that you're meant to be great at, and that you're doing it out of freedom and passion and love, not out of fear of failure." I remember seeing Tiger Woods on the Tonight Show when he was four years old. He was being groomed to be a golfer when he was four. It's best in life when we discover who God means us to be, then we do the things we're supposed to do and we're okay with not being good at the things we're not supposed to. Are we too affirming now as parents? People who are pretty darn good at everything it's usually because they're doing something out of fear. When I was a kid, my parents came from World War II and the Depression. It was like, hey, you got a roof over your head. There was a lot of suffering, and they weren't really attuned to that. Now we are hyper worried of our own kids suffering. No, suffering is actually good. They need to know they're loved and safe, but they're not gonna be protected from what is necessary for their development. The mistake I made was, oh no, I don't want them to feel like I did. Thankfully at my age, I'm now interacting with my mostly adult children and explaining to them what I did wrong. The Teammate Trifecta - How should we use it?: When I wrote The Five Dysfunctions of a Team right after 9/11, I thought, "That's the book on teamwork." Then we realized you need The Ideal Team Player (humble, hungry, and smart) to hire people that fit on teams. Years later, we came up with Working Genius: Are they in the right seat?  3 steps to building a team: Don't let people on the bus if they're not humble, hungry, and smart. Make sure you have them in the right chair based on their gifts. Then teach them the Five Dysfunctions. Pat's Two Working Geniuses: Invention and Discernment "Invention means I love to come up with ideas out of nothing. Discernment means I love evaluating things, curating things. God wired me to do that kind of thing." When people say, "Pat, we have five minutes, and we need a new idea," I just take a deep breath and smile. One man's trash is another man's treasure.  Every new idea I've come up with has been in the field, working with people. I asked Jim Collins, "Jim, you do all this research with data. I go into a room with leaders and just think, What's going on here?" He said, "Pat, that's just as valid as what I do. That's called field research and face validity."  What is Pat terrible at? Finishing things. People say, "Well you finished 14 books." And that's because I had the help of others to make me finish those.  I got a 4.0 in high school. That wasn't my personality. I went to every class in college, never blew off classes. My personality is the kind that should blow off classes that don't matter. But I was so afraid of failing and disappointing my parents and teachers that I did anything they asked. That was not natural; that was fear-based. Can we use fear as useful fuel? "You can use it in the short term, but if you're doing it in your life, no." "We should celebrate what other people are better than we are at things. We should literally celebrate what we suck at." If we have two kids and one's creative and the other's disciplined, we tell the creative one to be more disciplined and the disciplined one to be more creative. No. We have to say, understanding that you're not creative is good for you. That's not who you're meant to be. The hardest thing about being a parent is constantly asking yourself, "Am I pushing them too hard or not enough?" The hardest question you ask yourself as a parent is, "Am I pushing my kids too hard or not hard enough?" This question also applies to yourself.  In Working Genius, should I work on my working frustrations? The short answer is no.  Working Genius is all about knowing what you love to do. Enablement and Tenacity are my working frustrations, and so many of those things fall into parenting. I'd say to my wife, "Hey, Laura, let's outsource some of these things." Out of fear and guilt, she said no because she felt like she'd be a bad mother. Outsource the work you don't enjoy, and when you have to do it, try your best and don't feel guilty with the result. The electrical company turned off our power for not paying the bill. We need to accept our deficiencies and need to be able to laugh at the things we're not good at.  Ryan's Learning Leader Team: When your whole team has Tenacity as their working genius, your team loves to finish things. You will never be flaky. You might stick to something that needs to be changed way before it needs to be. In my company, we're always up for a change in plans, but not great at following through. If your team doesn't have Wonder and Invention, force yourself to borrow from others outside the organization to get new ideas. The Five Dysfunctions of a Team Vulnerability-based trust changes everything in teams. Eric Spoelstra uses Five Dysfunctions with the Miami Heat. He started when they acquired LeBron James. He said, "I don't know what offense we're gonna run this year, but I know we're gonna use the Five Dysfunctions." I love it in basketball, especially because you see them on the court. When people can be so vulnerable that they can say it was my fault, or I need help, or I'm sorry I was kind of a jerk yesterday at practice, it changes everything. But when you have a player who doesn't admit when they made a mistake or who blames everybody else, the ceiling of that team being great is so low. Humble, Hungry, Smart has been a great tool for athletic teams. I define it: no ego, it's about the team (humble). Hungry means I go above and beyond. Smart means I have emotional intelligence. I have the team members say, "Which of those three is your lowest?" It is crazy how people will call out. The goalie said, "I'm not smart. I yell at guys on the field, and I demean them. I gotta get better." Another kid said, "I need to be hungrier. I don't do the workouts at home." Pat phrases it this way when meeting with athletic teams. "Okay, everybody, look around at your teammates and think about the thing they want to get better at. If you want to be a good teammate, when you see your teammate doing the thing he just admitted he wants to get better at, you need to call him out on it." Once people start to have that language, it's amazing how they're coaching each other. And if as a coach yourself, I think you should tell people, "When I was a player, this was mine." They're gonna go, hey, if the coach admits that, I'll do it too. For leaders with Enablement & Tenacity as top geniuses, how do they avoid burnout? You have to be willing to start with "I am prone to burnout if you guys aren't aware of what's going on." The people with enablement and tenacity will say, "I'll just do it," and then they do. We had 12 employees and only one had Tenacity. We said we are going to kill her because every time we have to get something done, we're gonna say, "Jackie will finish." When people have enablement and tenacity, they and everybody else need to say, let's not abuse them. How do we assess a company in a short amount of time without focusing on their financials?  When I go into a company, I find out what their meetings are like. If there's no disagreement and they're not exhausted at the end of a meeting, that's a red flag. If good people are leaving an organization, that's a massive red flag. I like going around and checking interactions. Is there an intensity with people together? Or are they alone and quiet? Also, keep an eye on customer reviews. What are the customers saying? There are two extremes of humility problems: arrogance on one end, and lack of confidence on the other. I first identified humility as a problem when I saw a CEO who didn't care about his company's results, but if he went on TV and answered questions about why they didn't meet their numbers, he would make jokes and make others laugh. If he was happy from that versus getting the results they needed, that's an issue. What specific traits do leaders need to have to get hired? A leader has to simultaneously believe they are no more important than the people they lead. They also have to accept the fact that their behaviors and words ARE more important than others in the company. "The one thing the leader has to do is break the tie." This past Friday, I was in a meeting trying to deal with a strategic issue between two great people. I dropped a curse word and said, "Listen, I'm pulling the CEO card right now. I don't do it all that often, but since I am the CEO, this is where we're going." Because I don't pull it every time, people are glad to have a CEO that will do that. If you're doing it every time, you lose credibility. Advice for young professionals: I wrote a book called The Motive, and what I say to leaders when they're young is: make sure your motive for being a leader is about sacrificing and suffering for others. "I want to help this organization, or I want to be the kind of person that takes on more than others for their good." Leadership is a lonely and selfless thing. It's wonderful, but the personal economics of leadership are not good. If you don't sign up for that, don't be a leader. Too many people say, I want to be a leader. And if you really scratch below the surface, they'll say, I think it would make me feel important, I'd get attention, maybe I'd make money, I'd have power. When that's your motive for being a leader, you're not gonna be a great leader. Reflection Questions Pat says people who were perfect students (straight A's, valedictorian, student body president) often have childhood wounds driving them. What in your past might be driving your current achievements? Are you operating from freedom and passion, or from fear and the need to prove yourself? He teaches his kids' sports teams to identify which of Humble, Hungry, or Smart is their lowest, then hold each other accountable when they see teammates struggling with that area. What would you identify as your lowest, and who in your life could you invite to call you out when you're not living up to it? Pat says the motive for leadership should be "sacrificing and suffering for others," not feeling important or controlling what you work on. If you're honest about why you want to lead (or why you currently lead), what's really driving you? Would people who report to you say you're other-motivated or personally motivated?

I hear this all the time from business owners. Hey, maybe we should try to figure marketing out ourselves. Today, I want to unpack why this instinct makes sense, but also why it can hold your business back and what a smarter approach looks like. >>> Here are 4 ways we can help you reach your revenue goals faster...#1 Unlock the full potential of your marketing engine. We'll provide you and your team with the direction, insights, and tools necessary to excel in the complex landscape of modern marketing. - Marketing Advisor On Call#2 Discover the marketing strategies & tactics that will guide your next quarter and unlock explosive growth in 90 minutes. - Quick-Start Marketing Strategy Game Plan#3 Discover a tailor-made strategy for unprecedented growth to transform your marketing in 30 days. - Unlock Your Growth Opportunities#4 If you need guidance on the most effective direction for your marketing, then schedule a call with us today! - Get Your Free Discovery Call Now

Thinking of building your own AI security tool? In this episode, Santiago Castiñeira, CTO of Maze, breaks down the realities of the "Build vs. Buy" debate for AI-first vulnerability management.While building a prototype script is easy, scaling it into a maintainable, audit-proof system is a massive undertaking requiring specialized skills often missing in security teams. The "RAG drug" relies too heavily on Retrieval-Augmented Generation for precise technical data like version numbers, which often fails .The conversation gets into the architecture required for a true AI-first system, moving beyond simple chatbots to complex multi-agent workflows that can reason about context and risk . We also cover the critical importance of rigorous "evals" over "vibe checks" to ensure AI reliability, the hidden costs of LLM inference at scale, and why well-crafted agents might soon be indistinguishable from super-intelligence .Guest Socials -⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Santiago's LinkedinPodcast Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@CloudSecPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you want to watch videos of this LIVE STREAMED episode and past episodes - Check out our other Cloud Security Social Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cloud Security Podcast- Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cloud Security Newsletter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you are interested in AI Cybersecurity, you can check out our sister podcast -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ AI Security Podcast⁠Questions asked:(00:00) Introduction(02:00) Who is Santiago Castiñeira?(02:40) What is "AI-First" Vulnerability Management? (Rules vs. Reasoning)(04:55) The "Build vs. Buy" Debate: Can I Just Use ChatGPT?(07:30) The "Bus Factor" Risk of Internal Tools(08:30) Why MCP (Model Context Protocol) Struggles at Scale(10:15) The Architecture of an AI-First Security System(13:45) The Problem with "Vibe Checks": Why You Need Proper Evals(17:20) Where to Start if You Must Build Internally(19:00) The Hidden Need for Data & Software Engineers in Security Teams(21:50) Managing Prompt Drift and Consistency(27:30) The Challenge of Changing LLM Models (Claude vs. Gemini)(30:20) Rethinking Vulnerability Management Metrics in the AI Era(33:30) Surprises in AI Agent Behavior: "Let's Get Back on Topic"(35:30) The Hidden Cost of AI: Token Usage at Scale(37:15) Multi-Agent Governance: Preventing Rogue Agents(41:15) The Future: Semi-Autonomous Security Fleets(45:30) Why RAG Fails for Precise Technical Data (The "RAG Drug")(47:30) How to Evaluate AI Vendors: Is it AI-First or AI-Sprinkled?(50:20) Common Architectural Mistakes: Vibe Evals & Cost Ignorance(56:00) Unpopular Opinion: Well-Crafted Agents vs. Super Intelligence(58:15) Final Questions: Kids, Argentine Steak, and Closing

~[00:00] Why top performers feel empty at the peak; welcoming Luke back.~[02:00] Early signs of burnout: irritability, sleeplessness, numbing with alcohol; ‘checked all the boxes.'~[04:30] Living crosswise with yourself: purpose as external validation vs intimate, relationship‑driven life.~[06:30] The isolation of image: ‘calm, cool, collected' becomes a prison; fear of burdening your wife.~[10:00] Burnout as bound energy: repression → depression; cultural conditioning for men.~[13:00] Bathroom-floor moment; mirror as leverage; stepping away from the role to heal.~[14:30] Don't wait for the default crisis; how brotherhood dissolves isolation and restores energy.~[20:00] On-ramp to men's work; pathways that now exist; proactive life design like business.~[25:00] Having it all at work, starving at home; redefining ‘balance' as a surfer, not a scale.~[27:00] Closing invitation: identify where you're burnt out, empty, unfulfilled—and ask for support.

In this episode, Seb and Preston explore Tesla's FSD 14.2 advancements and their implications for AI-driven autonomy. They also tackle the ethical, societal, and infrastructural challenges of rapid AI development—from brain-inspired computing to nuclear energy's role in supporting AGI. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:01:44 - How Tesla's FSD 14.2 dramatically improved its autonomous driving performance 00:13:42 - The ethical dilemmas and liability concerns around AI decision-making 00:20:27 - Tesla's sensor-only approach versus LiDAR-heavy systems like Waymo 00:27:31- The potential of biologically-inspired artificial neurons 00:30:32 - How brain-computer interfaces could revolutionize AI and prosthetics 00:32:28 - The societal risks of tech-enhanced human capabilities 00:36:26 - How AI image generation tools like Google's Nano Banana Pro are evolving 00:49:37 - Why AI's energy demands are influencing nuclear power policy 01:00:06 - The risks of AI-induced content homogenization and “AI slop” 01:07:22 - Why some are turning to manual trades to escape AI disruption Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Related book: ⁠Lifespan: Why We Age―and Why We Don't Have To⁠. Seb's website: ⁠Seb Bunney - The Qi of Self Sovereignty. ⁠ Seb's book: ⁠⁠The Hidden Cost of Money⁠⁠. X Account: ⁠Seb Bunney⁠. Related⁠⁠⁠⁠⁠⁠⁠⁠ books⁠⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our⁠⁠⁠⁠⁠⁠⁠⁠ Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bitcoin Fundamentals Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠⁠⁠⁠⁠⁠sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠: ⁠Simple Mining⁠ ⁠Human Rights Foundation⁠ ⁠Unchained⁠ ⁠HardBlock⁠ ⁠Linkedin Talent Solutions⁠ ⁠Kubera⁠ ⁠Vanta⁠ ⁠reMarkable⁠ ⁠Onramp⁠ ⁠Public.com⁠ ⁠Netsuite⁠ ⁠Shopify⁠ ⁠Abundant Mines⁠ ⁠Horizon⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

“You know what you can get away with in your teens and 20s is a little different than your 30s and 40s. Your body is like a classic car now - you can't get away with not servicing it anymore.” This week on the Be Battle Ready Podcast, I'm joined by Clifford Stephan, the founder of Booze Vacation. Clifford's work focuses on helping people take intentional breaks from alcohol in order to reboot their sleep, metabolic health, energy, cognitive function, and long term wellbeing. Far from preaching sobriety, his approach is rooted in real-world experience, practical strategies, and understanding the way modern life, ageing, stress, and habitual drinking fit together. Clifford shares his own journey from Silicon Valley consultant and lifelong social drinker to discovering how even “normal” drinking patterns were quietly sabotaging his sleep, hormones, recovery, performance at work, and motivation to train. His story will resonate with anyone in their forties, fifties or beyond who has ever wondered whether alcohol is pulling more from their life than it is giving back. Together we explore: Why the habits you “get away with” in your twenties begin to cost you dearly in your forties and fifties How alcohol disrupts sleep architecture, metabolic health, hormones, cravings, energy, and recovery Why taking one long break from alcohol often unlocks improvements that short-term “cutting back” never delivers The powerful link between stress, poor sleep, overeating, belly fat, and reward systems How to navigate social situations without alcohol, re-write your internal story, and update your identity The impact alcohol has on performance at work, clarity of thought, productivity, and ability to show up for your family Why health span, not lifespan, should be the real goal in midlife Simple steps you can take today if you want to feel and function better in the next 30 to 90 days This episode is packed with insights for anyone wanting to build more energy, better sleep, sharper thinking, and greater resilience as they age. Clifford's experience, honesty, and practical approach make this a genuinely eye-opening conversation.   Listen now Tune in to learn how smarter alcohol choices can become a genuine performance enhancer for training, work, mood, and long term health.   Connect with Clifford Website- BoozeVacation.com TikTok-  TikTok.com/@cliffordstephan1 LinkedIn - https://www.linkedin.com/in/cliffordstephan Instagram- instagram.com/boozevacation/   Men's health Quiz- http://boozevacation.scoreapp.com/ Sleep blog - https://boozevacation.com/sleep-and-alcohol/ Other resources-  https://boozevacation.com/resources/ TikTok-  TikTok.com/@cliffordstephan1   Clifford's book recommendation: Good Energy by Dr Casey means - The groundbreaking connection between glucose levels, metabolism, limitless health and longevity     Join the SWAT Inner Circle   And if you want structure, accountability, and a tactical plan for staying strong, mobile, and resilient all year round, the SWAT Inner Circle is where you'll find the support to stay Battle Ready for life's adventures. CLICK HERE TO START YOUR MISSION   Check out my Instagram  and YouTube  channel   Join the Unstuck Collective – for Beth's weekly inspiration and coaching insights (not a chat group; replies welcome via DM). Download Simon's Free ‘Battle Ready Lifestyle' Infographic - https://simon-ward.kit.com/battlereadylifestyle Website: www.simonward.co.uk Email: Simon@thetriathloncoach.com Sign up for Simon's weekly newsletter Sign up for Beth's weekly newsletter  

Thrifting is often seen as an eco-friendly alternative to fast fashion, but the reality is more complicated. As donations surge and low-quality clothing floods secondhand shops, even resale stores are struggling to keep pace with the waste cycle. Learn more about your ad choices. Visit megaphone.fm/adchoices

Motheo Khoaripe speaks to consumer ninja Wendy Knowler about why some bank apps default to costly instant payments and what that means for consumers who didn’t intend to pay extra. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Send us a textDr. Zak Zafrani joins us for a conversation that breaks open a topic rarely discussed in sport: testosterone deficiency in men, especially in aging athletes. If you're feeling tired, low on drive, or like you're losing your edge long before you should, this episode will make you rethink what's “normal.”Zak is a UK-based doctor with a background in family medicine, sports injuries, and hormone health. He's one of the few experts bridging the gap between athletes and men's hormone therapy. From elite-level competitors to weekend warriors, too many men suffer in silence. This conversation is about equipping you to ask better questions, get tested early, and understand the difference between clinical testosterone replacement and performance-enhancing drug use. Whether you're still playing or transitioning out of sport, this episode gives you a whole new lens to understand your body and performance.What You'll HearThe difference between testosterone replacement therapy (TRT) and steroid useWhy symptoms like fatigue, low motivation, and brain fog might not be “just getting older”How concussions, overtraining, and endurance sports can lead to hormone imbalance- The red tape and stigma that stop many men from getting tested, especially in public health systems- Why Zak believes athletes should get baseline testosterone tests early in their careers- Real-life case studies where low testosterone was misdiagnosed as depression- What makes testosterone deficiency hard to diagnose and easy to dismiss- How retired athletes struggle to train the same way and why identity plays a role in burnout- Natural ways to support healthy testosterone levels through sleep, nutrition, and training- What the “enhanced games” reveal about public perception, performance, and health risks- The long-term risks of anabolic steroid abuse and why it often leads to lifelong hormone treatment- Why more doctors are finally taking men's health seriously and what still needs to changeGolden Nugget“Retirement starts at 18. That plan starts at 18. You won't want to hear it at the start of your career, but if you're not checking your levels, building your network, and looking at the long game, you'll wake up at 40 wondering what happened.”Want to go deeper?If you are navigating what is next in sport or beyond, visit www.2ndwind.ioto learn more or book a consult.

When high performance starts costing you pieces of yourself, it's not burnout—it's identity misalignment. In this episode, Julie Holly reveals the hidden toll of ambition and why success stops feeling like it used to. Learn how to realign from the inside out.When success looks great on the outside but feels empty on the inside, you're not burned out—you're facing identity misalignment. In this episode, Julie names the hidden cost behind ambition: the quiet drift that forms when your drive outpaces your identity.She shares a Life Laboratory moment—the season where everything was “working,” yet joy and clarity faded. Many high-capacity humans know this feeling: results increase while your inner world feels disconnected.Julie explains how cognitive dissonance emerges when performance pressure, decision fatigue, and role confusion pull you away from who you truly are. Instead of calling it burnout, ILR frames it as an identity-level tension ready for recalibration.You'll also hear about Sara Blakely, founder of SPANX, whose identity-led approach shows what ambition can feel like when it flows from alignment rather than proving. Her story offers a vision of success that actually feels like success.This episode reveals why the Identity-Level Recalibration Pathway isn't another mindset hack—it's the root-level shift that makes every other tool effective again.What You'll LearnThe real reason success stops feeling like successHow identity misalignment, cognitive dissonance, and success fatigue developWhy high performers often drift into spiritual exhaustion and emotional numbnessThe difference between pressure-driven ambition and identity-led ambitionHow Sara Blakely built from alignment rather than provingThe first step toward redefining success from the inside outToday's Micro RecalibrationWhere has your ambition been good for you… and where has it quietly worn you down?Not in a shaming way—just in a noticing way.Let this truth settle:Your ambition was never meant to lead your life. Your identity was.Team Recalibration PromptInvite your team into alignment with this question:“What would it look like for us to lead from identity rather than urgency this week?”This single reflection can shift culture, clarify priorities, and reduce team-wide pressure patterns.If this episode gave you language you've been missing, please rate and review the show so more high-capacity humans can find it. Explore Identity-Level Recalibration→ Join the next Friday Recalibration Live experience → Follow Julie Holly on LinkedIn for more recalibration insights → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Download the Misalignment Audit → Subscribe to the weekly newsletter → Books to read (Tidy categories on Amazon- I've read/listened to each recommended title.) → One link to all things This isn't therapy. This isn't coaching. This is identity recalibration — and it changes everything.

Send us a textKeywords faith, obedience, purpose, burnout, surrender, ambition, health, creativity, family, balance, discipleship, spiritual growth, self-awareness, rhythm, callingSummaryIn this episode of The Own It Show, host Justin Roethlingshoefer sits down with worship artist and songwriter Patt Barrett for a raw and transformative conversation about obedience, ambition, and the true cost of success. Patt shares how his pursuit of purpose and performance once led him to burnout — and how learning to say “no” became an act of worship. Together, they unpack what it means to live a life of holy ambition, to hear God's voice amidst noise, and to redefine success beyond productivity. This episode challenges listeners to examine their pace, protect what truly matters, and pursue a life of alignment over achievement.TakeawaysSaying “yes” to everything isn't obedience.True success is measured by alignment, not output.God's voice often contrasts with worldly ambition.Discipline means protecting what matters most.Health, rest, and family are spiritual priorities.You can't serve others from an empty tank.Obedience sometimes looks like slowing down.Productivity doesn't equal purpose.Growth without boundaries leads to burnout.God can do more with your obedience than with your effort.Sound Bites“Obedience almost ruined my career—but it saved my soul.” “You can't gain the world and keep your peace.” “God doesn't need your hustle; He wants your heart.”Chapters00:00 Introduction — Meeting Patt Barrett 02:45 Growing Up in Faith and Music 07:10 Discovering God's Voice in a New Way 11:20 Songwriting, Words, and Spiritual Connection 14:35 The Role of Health and Rhythm in Creativity 20:00 Learning to Participate Fully in Life 23:45 Redefining ‘Opportunity' and Saying No 28:00 The Difference Between Ambition and Obedience 33:15 The Hidden Cost of Success 36:40 God's Voice vs. Your Voice 40:00 Living Intentionally and in Tension 42:15 The Freedom in Limitation 45:00 “I've Got a Fire” — The Story Behind the Album 47:00 Closing Reflections: Success Is Different===========================Subscribe and Listen to the Own It Show HERE:➡︎ YouTube:https://www.youtube.com/@justinroethlingshoefer➡︎ Apple Podcasts:https://apple.co/3KCyN3j➡︎ Spotify: https://open.spotify.com/show/3F58Ez4lbIKQ6kMu2pfpIG===========================Resources:⚡️CHECK OUR PROGRAMS: https://ownitcoaching.com/programs/⚡️BOOK: https://thepowerofownershipbook.com/=========================== Connect with Justin Roethlingshoefer on Social Media:➡︎ linkedin.com/in/justin-roethlingshoefer➡︎https://www.instagram.com/justinroeth/?hl=en

[Part 2] Heat Exhaustion, Amputated Fingers, Crushed Limbs: The Hidden Cost of American Turkey In the second half of this episode hear about more injuries suffered by the workers, increased pressure to NOT report injuries, and how immigrant workers are pressured to remain silent. Listen to today's episode written by Grey Moran and Miriam Quick at sentientmedia.org. #vegan #plantbased #plantbasedbriefing #turkey #slaughterhouseworkers   ========================== Original Post: https://sentientmedia.org/the-hidden-cost-of-american-turkey/  ========================= Related Episodes: SEARCH: Use search feature at https://www.plantbasedbriefing.com/episodes-search    ====================== Sentient Media is a nonprofit news organization that is changing the conversation around animal agriculture across the globe. They seek to create and sustain a sense of global urgency about the agriculture industry's impact on the climate crisis, extraction of natural resources and systematic exploitation of the fringes of society. They're doing this through critical commentary, investigative journalism, creating resources, strengthening the journalist and advocate community, partnering with publishers and holding the media accountable when it fails to report on the most pressing issues of our time.  ========================== FOLLOW THE SHOW ON: YouTube: https://www.youtube.com/@plantbasedbriefing     Spotify: https://open.spotify.com/show/2GONW0q2EDJMzqhuwuxdCF?si=2a20c247461d4ad7 Apple Podcasts: https://podcasts.apple.com/us/podcast/plant-based-briefing/id1562925866 Your podcast app of choice: https://pod.link/1562925866 Facebook: https://www.facebook.com/PlantBasedBriefing   LinkedIn: https://www.linkedin.com/company/plant-based-briefing/   Instagram: https://www.instagram.com/plantbasedbriefing/     

[Part 1] Heat Exhaustion, Amputated Fingers, Crushed Limbs: The Hidden Cost of American Turkey There were 351 reported workplace injuries experienced by turkey industry workers in 2024, which include severed fingers, injured corneas and musculoskeletal disorders. Listen to today's episode written by Grey Moran and Miriam Quick at sentientmedia.org. #vegan #plantbased #plantbasedbriefing #turkey #thanksgiving #slaughterhouseworkers    ========================== Original Post: https://sentientmedia.org/the-hidden-cost-of-american-turkey/  ========================= Related Episodes: SEARCH: Use search feature at https://www.plantbasedbriefing.com/episodes-search    ====================== Sentient Media is a nonprofit news organization that is changing the conversation around animal agriculture across the globe. They seek to create and sustain a sense of global urgency about the agriculture industry's impact on the climate crisis, extraction of natural resources and systematic exploitation of the fringes of society. They're doing this through critical commentary, investigative journalism, creating resources, strengthening the journalist and advocate community, partnering with publishers and holding the media accountable when it fails to report on the most pressing issues of our time.  ========================== FOLLOW THE SHOW ON: YouTube: https://www.youtube.com/@plantbasedbriefing     Spotify: https://open.spotify.com/show/2GONW0q2EDJMzqhuwuxdCF?si=2a20c247461d4ad7 Apple Podcasts: https://podcasts.apple.com/us/podcast/plant-based-briefing/id1562925866 Your podcast app of choice: https://pod.link/1562925866 Facebook: https://www.facebook.com/PlantBasedBriefing   LinkedIn: https://www.linkedin.com/company/plant-based-briefing/   Instagram: https://www.instagram.com/plantbasedbriefing/   

Are you settling for a life that just feels fine? In this episode, I break down how your comfort zone becomes a psychological prison that keeps you from growth, fulfillment, and your true potential. I'll show you why your brain defaults to safety and how to recognize the hidden costs of staying the same. Feeling stuck? It's time to take back control. If you're ready to master your mind and create real, lasting change, click the link below and start transforming your life today.

In this episode, Lisa and Benjamin explore:

Candace Washington is a licensed psychotherapist, Air Force veteran, production therapist, and author whose journey embodies resilience, transformation, and purpose. From surviving suicide attempts and battling alcoholism to walking away from a federal career and choosing her own healing, Candace has built a thriving practice where she now serves high performers, creatives, and entrepreneurs at the intersection of mental health and ambition. Today, Candace shares her story of wandering, healing, and stepping into her calling. She unpacks what burnout really is (and what it isn't), the hidden cost of wearing the “cape,” and the importance of redefining success around rest, joy, and liberation. She also dives into imposter syndrome, loneliness in entrepreneurship, and why therapy should be proactive - not just for crisis moments. This conversation serves as a reminder that ambition without wellness is unsustainable—and that prioritizing yourself can unlock both healing and a lasting legacy.  KEY POINTS  - From Air Force veteran to licensed psychotherapist: Candace's personal journey of survival and healing - Why wearing the “mask” and “cape” leads to burnout, and how to take them off - Redefining success: rest, joy, and liberation as entrepreneurial pillars - Burnout vs. exhaustion: how to recognize the difference (and act before crisis) - The mental health toll on entrepreneurs: loneliness, fear of failure, imposter syndrome - Why therapy is a proactive tool, not just a last resort - Understanding the “cup and saucer” strategy for self-care and sustainability - The role of vulnerability, intimacy, and surrender in leadership and entrepreneurship - Building trusted community and safe spaces beyond social media “highlights” - Candace: Anchoring ambition in purpose, authenticity, and uninterrupted joy QUOTABLES  “If we invest in entrepreneurs but don't prioritize their mental health, we're being irresponsible.” – Felecia Hatcher “Rest is radical. Rest is liberation. Rest is success.” – Candace Washington “Imposter syndrome tells you you're not deserving. Put your thoughts on trial and check the evidence.” – Candace Washington “My pillars are joy, peace, and liberation. Happiness is fleeting, but joy is something no one can take from me.” – Candace Washington “People will adjust to your boundaries. The only way to serve everything else is to listen to your body.” – Felecia Hatcher RESOURCES  Candace Washington IG | @candacewrites Felecia Hatcher IG | @feleciahatcher Black Ambition IG | @blackambitionprize So Ambitious is produced by EPYC Media 

Are we turning ordinary childhood struggles into “disorders”? In this gripping conversation with child psychiatrist Dr Sami Timimi, we unpack the rise of ADHD, autism, anxiety — and the cultural story that’s quietly reshaping how parents see their kids. If you’ve ever wondered whether your child actually needs a diagnosis or just needs more connection, this episode will hit home. Dr Timimi challenges the medicalisation of childhood, explains how labels can limit hope, and offers four powerful principles for supporting kids without pathologising them. This one will stay with you. KEY POINTS Why “normal” is a moving target — and why that matters for parents. How subjective definitions in mental health fuel overdiagnosis. The risks of labels: internalised identity, lowered expectations, and unnecessary interventions. Four parent principles: Don’t try too hard — avoid the trap of hunting for problems. Don’t fear emotions — distress is part of growing up. Prioritise relationship over behaviour control. Beware concept creep — when clinical words invade everyday parenting. What’s driving the explosion in ADHD, autism, and neurodiversity narratives. Why today’s kids may be the most pathologised generation in history. QUOTE OF THE EPISODE “When distress is medicalised, it steals our hope.” — Dr Sami Timimi RESOURCES MENTIONED Searching for Normal by Dr Sami Timimi Insane Medicine by Dr Sami Timimi Happy Families resources: happyfamilies.com.au ACTION STEPS FOR PARENTS Pause before pursuing a label — ask what your child might be expressing, not what disorder they “fit.” Create more emotional space — sit with their feelings instead of fixing them. Strengthen connection rituals — closeness buffers distress. Use everyday language — avoid clinical terms for normal childhood behaviours. Look at the environment first — school, stress, sleep, and relationships often explain what diagnoses can’t. See omnystudio.com/listener for privacy information.

You've done everything right. The degree, the career, the salary that finally exceeds what your parents made. You're checking all the boxes. But if you're honest, you still feel broke. Not because your bank account is empty, but because you never feel safe with money. You're controlling, budgeting, tracking every dollar, and somehow it still doesn't feel like enough. That constant financial anxiety? That's not about your numbers. It's about the unworthiness conversation running underneath every money decision you make. Lisa Chastain grew up blue-collar on a dirt road in Las Vegas, watching her dad never make more than $60,000 a year. She did what good girls do: got the degree, landed the job with the 401k and health insurance, bought a house at 24, married at 25, had her kid at 28. She was winning. Until she wasn't. When her husband lost his job nine months after she left her career to stay home, everything unraveled. The $100,000 in her 401k? Drained trying to hold it all together and start her financial advisor business. The perfect marriage? Hiding active addiction and chaos. The life that looked so good from the outside? Completely unsustainable on the inside. Lisa spent years trying to control her way to safety—budgeting harder, fixing her husband, making herself smaller, believing if she just did more, it would finally feel secure. But control was never the answer. The real work was healing the "not enough" conversation that made her use money to prove her worth, use debt to fill voids that weren't fillable with things, and stay in toxic situations because leaving felt like failure. Through divorce, a public rebound relationship with another addict, and what she calls her "come to Jesus moment," Lisa rebuilt her entire relationship with money. She stopped budgeting. She redefined success beyond bank account balances. She learned to use debt strategically instead of shamefully. And she made it her mission to help other women do the same—because financial shame keeps successful women stuck in scarcity longer than actual money problems ever could. Today, Lisa is a nationally recognized personal finance coach, bestselling author of Stop Budgeting, Start Living, host of The Real Money Podcast, and the woman teaching thousands of women how to stop controlling money and start trusting themselves with it.   In this raw, vulnerable conversation, Lisa reveals: Why budgeting is actually a control mechanism designed to keep women feeling ashamed of their financial decisions (and what to do instead) The hidden cost of financial control: how trying to manage every dollar keeps you feeling broke no matter how much you make Why debt isn't the problem—the unworthiness conversation driving your spending is How men are championed for using debt strategically while women are shamed for having $5,000 on a credit card The real reason successful women still live paycheck to paycheck despite good salaries: they're banking out of emotion, not data Why money amplifies who you already are (and what happens when you put money on top of an "unworthy" story) How to build self-trust with money through financial forecasting instead of white-knuckling a budget The generational shame women carry around money ownership and decision-making (and why it wasn't even legal for women to own their own accounts until less than 100 years ago) What redefining success actually looks like when you stop attaching it to external markers The exact moment Lisa realized she was the problem—and also the solution   This episode is for you if you've ever: Done everything "right" financially but still feel like you're one emergency away from falling apart Felt successful on paper but broke in your nervous system—constantly anxious about money no matter what your bank account says Controlled and budgeted your way through life only to realize you still don't feel safe with money Carried shame about debt, spending decisions, or financial mistakes that men would be championed for taking Made good money but somehow still felt like it was never enough Used spending or debt to fill a void that wasn't actually fillable with things Known you should feel more financially secure than you do, but the anxiety won't go away Realized you're trying to control money because you don't trust yourself with it   Guest Bio Lisa Chastain is a nationally recognized Personal Finance Coach and bestselling author with over 20 years of experience helping women take control of their money. Featured in CNBC, O – The Oprah Magazine, Fortune, Business Insider, and Forbes, Lisa is known for her fresh, no-shame approach to financial empowerment. After burning through $100,000 and nearly going broke, she rebuilt her life and made it her mission to help women fix their finances—without rigid budgets. In 2016, she launched her coaching business to teach women how to track money intentionally, invest wisely, and create sustainable wealth. Today, she's the host of The Real Money Podcast and the bestselling author of Stop Budgeting, Start Living, which challenges outdated money rules and inspires financial confidence. Lisa's work focuses on money mindset, leadership, and financial emotional intelligence, guiding clients and organizations to achieve long-term stability and freedom. She has been featured in Cosmopolitan, NBC News, MSN Money, Fortune, and Entrepreneur Magazine, and was named one of Las Vegas Women Magazine's "People to Watch." Find Lisa: Website: lisachastain.com Podcast: The Real Money Podcast: https://lisachastain.com/podcast/ Book: Stop Budgeting, Start Living: Transform Your Money Mindset, Transform Your Life (available on Amazon) Instagram: @realmoneywithlisa  90-Day Money Bootcamp launching quarterly 4-Day Intensive Healing Retreats   Ready to stop controlling money and start trusting yourself with it? If Lisa's story hit close to home, it's because you're carrying the same pattern: doing everything right, checking all the boxes, making good money, but still feeling broke, unsafe, and like it's never enough. Here's the truth: That anxiety isn't about your bank account balance. It's about the unworthiness conversation running underneath every financial decision you make. The shame you carry about debt. The belief that if you just budget harder, control tighter, manage better, you'll finally feel safe. But control is never the answer. Self-trust is. You're exhausted from white-knuckling your way through your financial life. You're collapsing into bed at night, mind racing about money, even though objectively you're doing fine. You snap at your partner about spending. You feel guilty every time you buy something for yourself. You've built a life that looks successful on the outside, but inside it doesn't feel congruent. The Congruency Audit is where we look at the gap between the financial success you've built on the outside and what you're actually feeling on the inside. We'll identify the exact patterns keeping you stuck in financial control instead of self-trust, the wounds driving your relationship with money, and what it's going to take for you to finally create success that feels as good on the inside as it looks on the outside. This isn't about budgeting harder. This isn't about more spreadsheets. This is about healing the "not enough" story that's been running your financial life since childhood—so you can finally step into the version of you who trusts herself with money, makes decisions from abundance instead of scarcity, and redefines success on your own terms. Book your Congruency Audit: lisacarpenter.ca/audit If you listen on Spotify:  Open the Spotify app on your phone. Search for Lisa Carpenter and open her podcast page. Tap the three dots under the podcast description. Choose Rate show from the menu. Select your star rating and tap Submit.

Nearly half a billion dollars spent, families separated over the holidays, small businesses operating short-staffed, and violent crime was already declining. TCS Policy Analyst Gabe Murphy breaks down the mounting taxpayer costs of National Guard deployments to Los Angeles, DC, Chicago, Portland, and Memphis, explaining why these expensive missions are a solution in search of a problem. From the unprecedented legal battles over the Posse Comitatus Act to the economic ripple effects on Guard members' civilian employers, this episode reveals what taxpayers are really paying for when federal troops patrol American cities. With deployments extended through at least February and no end in sight, the price keeps climbing while troops miss training, lose time with loved ones, and stand guard against an emergency that doesn't exist. 

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  A deep dive into how America's basic participation costs—housing, healthcare, childcare, transportation, and even staying connected—now consume incomes at levels unimaginable in 1963. Using the original poverty-line logic, a family of four needs nearly $140K just to break even, not thrive. Meanwhile, benefits cliffs trap working families as they try to climb the income ladder, causing many to end up worse off when they earn more. Chris exposes the broken math behind America's affordability crisis.

In this podcast, Krish Palaniappan discusses the alarming levels of debt among young adults, particularly focusing on student loans and car loans. He reflects on the financial decisions made by this demographic, often influenced by societal expectations regarding education and career paths. The conversation emphasizes the importance of financial awareness and making informed decisions about borrowing, especially in relation to education and lifestyle choices. Krish advocates for a more cautious approach to debt and encourages listeners to consider the long-term implications of their financial choices.

The Hidden Cost of Multiple Advisors: An $86,000 Mistake Two advisors. One expensive collision. In this episode I unpack how $86,000 in realized capital gains from an uncoordinated brokerage account cascaded into surprise taxes, higher Medicare premiums through IRMAA, and a missed Roth conversion window. If you split assets across firms, this is your wake up call to coordinate or consolidate.What you will learn• Why multiple advisors often create tax and planning conflicts• How IRMAA works and why income thresholds matter for two full years• The hidden cost of realized gains inside taxable accounts• When Roth conversions make sense and how they can be blocked by bracket creep• A simple checklist to audit your advisor relationships and reduce surprisesChaptersHook and story set upWhy splitting advisors sounds smartThe $86,000 capital gains surprise IRMAA and premium surchargesThe Roth conversion opportunity lostThe system problem and your roleWhat to do next and coordination checklistTakeaways and next stepsFollow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook : https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok : https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.Asset Management Group,Nida financial,The Hidden Cost of Multiple Advisors,shorts,podcast,#podcast,#shorts,financial advisor,financial planner,clash royale,crypto,self improvement,stock market,warren buffett,king finance,premia finance,women in finance,schwab network,wealth building,sara finance,how to become a millionaire,stock market today,how to,consumer finance,financial education,finance for beginners,banking and finance,Roth conversion,Moise

I need to talk about something that nobody wants to admit out loud — the crushing weight of spiritual loneliness.  Because here's what really happens when you awaken:  You don't just feel different from the people around you.  You start to feel like you're speaking a language that nobody else can understand.  You go to family dinners, and you smile, and you laugh, and you love these people — but inside, there's this growing distance.  They're talking about things that feel so surface-level now. Politics. Drama. Who said what. What they bought.  And you want to share what's really happening in your life — that you shifted timelines last Tuesday. That you spoke to your higher self in meditation.That you experienced a moment where you literally felt the quantum field respond to your intention. But you don't say it. Because you already know what happens when you do. You see that look.That concerned, loving look that says, "Are you okay? Have you been stressed?"  Or worse — that polite smile that means they've already checked out of the conversation. So you learn to edit yourself. You learn to code-switch between worlds. You become fluent in two languages — the language of the awakened, and the language of those still asleep. And the lonelier you get, the more you retreat inward. You meditate alone. You study alone. You experience these profound breakthroughs — alone.  And over time, something insidious happens. You start to believe that loneliness is the price of consciousness. That isolation is proof you're on the right path. That if you feel separate, it's because you've evolved beyond the collective. But that's a lie.That's the ego trying to make sense of pain.  The truth is this. Loneliness isn't a sign of awakening. It's a sign of disconnection from your true tribe. Because you weren't meant to do this alone. You were never meant to carry this frequency by yourself. Consciousness doesn't evolve in isolation — it evolves in sacred community.  

The Hidden Cost of High Performance: Why Overworking Keeps You Disconnected From YourselfAre you constantly pushing, striving, and performing — yet still feeling overwhelmed, drained, or on the edge of burnout? In this episode of The Restored Minds Show, licensed therapist Matt Codde, LCSW breaks down how “high performance” can secretly turn into emotional avoidance…and the real cost of living that way.You'll learn why overworking becomes a socially praised escape, how emotional suppression impacts your health, and what steps you can take to reconnect with yourself before your body forces you to stop.If you're a high-achieving professional, parent, creative, or leader who's burning the candle at both ends, this episode is a grounded reminder: productivity can't replace presence. And running from your emotions always catches up.

Budget wins can become talent losses. Learn a smarter way to view compensation that stabilizes your team over time.

STOP Using Multiple Financial Advisors Before You Watch This!Are multiple financial advisors helping or quietly hurting your planIn today's episode Andrew Nida and Moise Piram from Asset Management Group Inc unpack the hidden costs of splitting assets across advisors including surprise capital gains IRMAA surcharges missed Roth conversion windows wash sales and fee creepWe walk through a real case where an $86,000 capital gain from an uncoordinated account triggered higher Medicare premiums derailed tax planning and cost tens of thousands in avoidable dragWhat you will learn• Why diversifying investments is smart but diversifying advisors fragments your strategy• How IRMAA surcharges and the two year lookback can compound one decision• The coordination gap that kills Roth conversions tax loss harvesting and withdrawal sequencing• A simple audit to decide whether consolidation makes sense for youIf you find this helpful like share and subscribe to stay current on financial planning tax planning wealth management and moreFollow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook : https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok : https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.multiple financial advisors, hidden cost of multiple advisors, IRMAA surcharges, Medicare premiums, Roth conversion timing, capital gains surprise, tax planning for retirees, high net worth investors, everyday millionaires, wealth management podcast, advisor consolidation, fee analysis, wash sale rules, withdrawal sequencing, retirement income planning, Asset Management Group Inc, Andrew Nida, Moise Piram, portfolio coordination, tax efficiency, retirement tax strategies, Medicare Part B costs, Part D surcharges, financial planning mistakes, investment strategy, estate planning coordination, high income professionals, financial podcast

Is return to office really about “culture”—or is it quietly draining families, energy, and trust?In this episode, I unpack what's actually happening in your mind and brain when RTO policies shrink your choices, stretch your days, and turn Sunday nights into dread. You'll learn why lost autonomy registers as threat, how that shows up as jaw tension, irritability, and exhaustion, and why none of this makes you weak or “not a team player”—it makes you human.We'll walk through the science of motivation (autonomy, competence, and connection), allostatic load, and how your brain's stress chemistry changes when your work rhythm stops matching your life rhythm. Then I'll show you how to use the 5-step Neurocycle to translate “return to office rage” into practical redesigns: small, repeatable choices that protect family rituals, restore a sense of control, and rebuild culture based on trust instead of attendance. This episode is for parents, new grads, managers, and leaders who feel torn between policy and people—and who want a healthier way forward for both work and home.

In this episode, we dig into the real challenges companies run into when they bring sustainable materials into the mix. From costs and unreliable supply to old machinery and confusing regulations, it's not as simple as it sounds. We also talk about why chasing the “perfect” solution is slowing everyone down, and what it takes to make real progress.PACK EXPO East returns to Philly in February 2026. It's your east coast connection for packaging and processing solutions. Be there to catch up on the latest industry advances, connect with suppliers and land on the right solutions for your entire production line—from automation and sustainability to e-commerce and much more. Register today at packexpoeast.com.Register for PACK EXPO East today!

Are you loving it? Send Ash a text! What if your superpower of “I've got it” is the very thing keeping you exhausted? In this episode, I unpack the quiet trap high-achieving women fall into: mistaking capacity for compulsion. We talk about why saying yes feels safer than slowing down, how your body always pays the bill, and the simple filter I use to ensure I don't lose sight of my defined version of success.TOPICS & TANGENTS:• Capacity vs. compulsion: why “I can” isn't the same as “I should”• The hidden cost of being capable: energetic and emotional price tags• “Your body pays the bills”: what over-functioning does to your nervous system• Discernment as a regulation skill: pause, ask, and act with intention• My success filter: will this bring me closer to or further from peace• Breaking the “helpful one” identity without burning everything down• Micro-habits that create exhale moments instead of more adrenaline• Real-talk examples from retreats, pods, and everyday lifePOINT OF THE STORY:Strength is not carrying it all. Strength is knowing when to set it down. Just because you can doesn't mean you should, and trust me… and your nervous system knows the difference.MENTIONED IN THIS EPISODE:• Mixermind (the curated, connection-first visibility community I'm part of)• Bonus for my community: join via my link and you'll get a 1:1 visibility strategy session with me on how to use Mixer Mind intentionally and map your 2026 visibility plan• My chat with Katie Grimes on her podcast Anything for Love — we dove into cycle syncing, rest, and turning your hormones into your biggest business advantage. It's such a good one to queue up after this episode.MORE ABOUT ASHI am the definition of duality — I swear like a sailor and break rules like it's my job, but I also hold incredible space for my clients and work my ass off to help them achieve the success they're after. But I'm also here for the non-preneur woman, too. My background in counseling gives me a unique perspective on what it means to show up, serve, & create connection for those who feel like they've never belonged before. LINKS: Become the Regulated Woman Get emails that feel like your best friend (if your best friend was a therapist and actually told you the truth). Use code BB20 to get The Burnout Breakthrough for only $7 Follow me on IG (dropping in once a quarter for updates & gossip) Website: ashmcdonaldmentoring.com Work with me 1:1 Therapeutic Mentorship Business Therapy (therapy + strategic mentorship) ...

Avoiding hard things doesn't make life easier… it actually makes it 4x harder.In this episode of the One Second of Strength Podcast, Tanner breaks down the hidden cost of avoidance and how it quietly steals confidence, creates negative story loops, and shapes your identity in ways you don't even notice.There is hope though and it starts with five simple questions that help you face the thing you've been running from. These questions will help you get honest, take control, and use your One Second of Strength to rewrite the negative thoughts in your mind.Whether you're a teen, a parent, or anyone who's stuck avoiding something hard… this episode will give you the mindset shift you need to take action today.Invite Tanner to Speak: WWW.OneSecondofSAvoiding hard things doesn't make life easier… it actually makes it 4x harder.In this episode of the One Second of Strength Podcast, Tanner breaks down the hidden cost of avoidance and how it quietly steals confidence, creates negative story loops, and shapes your identity in ways you don't even notice.There is hope though and it starts with five simple questions that help you face the thing you've been running from. These questions will help you get honest, take control, and use your One Second of Strength to rewrite the negative thoughts in your mind.Whether you're a teen, a parent, or anyone who's stuck avoiding something hard… this episode will give you the mindset shift you need to take action today.Book Wait list: https://tannerclark.kartra.com/page/onesecondbookInvite Tanner to Speak: WWW.OneSecondofStrength.com/SpeakingSUBSCRIBE: Follow the show so you never miss an episodeRATE: Give the show a 5 Star rating!SHARE: Who do you know that needs this episode?

What if your chronic pain, anxiety, or emotional exhaustion isn't just a problem, but a message your body is desperately trying to send you?In this powerful episode, we explore the deeper intelligence of the human body with Inna Segal, best-selling author of The Secret Language of Your Body. If you've ever struggled with persistent physical symptoms, emotional burnout, or the feeling of being outwardly successful but inwardly empty, this conversation will radically shift how you view healing. You'll discover why slowing down isn't just helpful, but essential, and how your pain could be the key to reconnecting with your life force and inner wisdom.Learn how to interpret the hidden emotional and energetic meanings behind common physical symptoms and what different body parts are trying to tell you.Discover a step-by-step practice to awaken your body, calm your nervous system, and start a meaningful dialogue with your inner self.Understand the difference between asking for help from a place of victimhood versus curiosity, and why this shift can open the door to real transformation.Press play now to uncover the powerful language of your body and start your journey toward deep healing and true fulfillment.˚KEY POINTS AND TIMESTAMPS:00:54 - Episode promise and who it's for02:01 - Meet Inna Segal03:20 - Inna's healing turning point12:37 - Curiosity instead of victimhood14:03 - Reading the body's signals20:09 - A practical method to listen24:17 - Recovering from emotional exhaustion27:09 - Feminine and masculine sides of the body32:14 - From success to fulfilment and spiritual depth˚MEMORABLE QUOTE:"Slow down, stop rushing through life, and allow yourself to enjoy each stage of growth with patience, reflection, and wisdom."˚VALUABLE RESOURCES:Inna's masterclass: https://www.innasegal.com/masterclass˚Coaching with Agi: https://personaldevelopmentmasterypodcast.com/mentor˚

In this episode of the Business Lunch Podcast: We discuss the recent SEC lawsuit against Tai Lopez and the implications of his business model involving the acquisition of defunct retail brands. We analyze the challenges faced by the business, including operational complexities, funding issues, and the importance of having a strong leadership team. We also delve into strategies for revitalizing brands and the lessons learned from this case, emphasizing the need for careful investment and operational planning.TakeawaysThe importance of testing business models before full commitment.Operational complexity requires a strong team with relevant experience.Raising capital should be done with a clear plan for deployment.Brand recognition does not guarantee brand equity.Investors should evaluate the management team's experience and track record.Avoid getting caught up in hype when considering investments.Successful brand revitalization requires strategic marketing and operational support.Understanding consumer preferences is crucial for brand success.Invest in what you know and understand to minimize risk.Be cautious about raising outside capital and its implications.Chapters00:00 Introduction and Book Launches03:06 Tai Lopez SEC Lawsuit Discussion06:04 Business Model Analysis of Acquired Brands08:54 Operational Challenges and Funding Issues12:03 Strategic Recommendations for Brand Revitalization15:08 Lessons Learned from Investment Failures18:10 Final Thoughts and TakeawaysSpecial AnnouncementAfter 5 years of teaching entrepreneurs how to build, buy, and sell companies, I'm retiring all Epic courses and educational content permanently. This isn't because they didn't work, thousands have built real wealth with these frameworks, but because AI, capital markets, and collaboration have changed the game. I'm shifting from teaching deals to doing deals. Want access to everything before it disappears forever? This is your last chance to grab 5 years of proven frameworks, strategies, and training materials before they're gone for good. See the full story and whats going into the vault here: Go to the vaultConnect with me on social:TikTok: Check out my TikTok HereInstagram: Check out my Instagram HereFacebook: Check out my Facebook HereLinkedIn: Check out my LinkedIn HereSubscribe to my YouTube

In this episode, Andrew Yang sits down with Lauren Benton of Back Market USA, to discuss the hidden costs of “free” phone upgrades, how telecom giants keep Americans trapped in expensive device cycles, and why the right-to-repair movement is key to a sustainable tech future. Watch the full episode ⁠⁠⁠⁠here⁠⁠⁠⁠ Have a question for Andrew? Drop it in the comments section below or send us a text or voice memo to mailbag@andrewyang.com! ---- Follow Andrew Yang: ⁠⁠⁠⁠Website⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠ Check Out Back Market: Website ---- Get 50% off Factor at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Factor Meals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get an extra 3 months free at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Express VPN⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off + 2 free pillows at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Helix Sleep⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Use code: helixpartner20 Get $30 off your first two (2) orders at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wonder ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠| Use code: ANDREW104 ---- Subscribe to the Andrew Yang Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this wide-ranging conversation, Preston and Seb unpack the biology of aging and the emerging science behind longevity. They take about epigenetics, sirtuins, Yamanaka factors, and how AI may accelerate regenerative medicine, offering a glimpse into the future of human health. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:05:04 - Why Aging Might Be a Disease—and What That Changes Scientifically00:07:05 - What Epigenetics Is and How It Affects Cellular Aging00:24:37 - How Yamanaka Factors Can Reset Cells and Potentially Reverse Aging00:35:43 - The Role of Fasting, Cold, and Heat in Triggering Repair Pathways00:30:22 - What NMN and Sirtuins Do in the Body and Their Role in Longevity00:42:26 - How AI Could Simplify and Accelerate Breakthroughs in Aging Science00:48:48 - The Philosophical Trade-Offs of Living Longer Versus Living Better Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Related book: Lifespan: Why We Age―and Why We Don't Have To. Seb's website: Seb Bunney - The Qi of Self Sovereignty. Seb's book: ⁠The Hidden Cost of Money⁠. X Account: Seb Bunney. Related⁠⁠⁠⁠⁠⁠⁠ books⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our⁠⁠⁠⁠⁠⁠⁠ Premium Feed⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bitcoin Fundamentals Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠⁠⁠⁠⁠sponsors⁠⁠⁠⁠⁠⁠⁠⁠: Simple Mining Human Rights Foundation Unchained HardBlock Linkedin Talent Solutions Kubera Vanta reMarkable Onramp Public.com Netsuite Shopify Abundant Mines Horizon Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

#657: This week, Paula and Joe dig into a listener's question about ETFs that track the stock trades of U.S. politicians — including the Democratic “NANC” fund and its Republican counterpart “KRUZ.” They explore whether this strategy is smart investing or just expensive entertainment. Then, they shift gears to home ownership headaches. Another listener asks how to control ballooning maintenance costs, and Paula shares her best advice for finding trustworthy contractors, budgeting for repairs, and knowing when DIY doesn't actually save money. Finally, an anonymous caller wonders if starting a small business just for tax breaks makes sense. Paula and Joe explain the IRS rules — and why energy and purpose matter more than deductions. From “fun money” investing to financial planning that actually works, this episode is all about balancing curiosity, caution, and common sense. Key Takeaways Congressional-trade ETFs aren't a shortcut to wealth. They're speculative, lag behind real trades, and carry high costs Home maintenance is predictable — plan for it. Create a repair timeline and build relationships with investor-friendly contractors DIY isn't always cheaper. Factor in time, tools, and opportunity cost Never open a business just for taxes. If it doesn't make a profit or bring joy, it's an energy drain, not a strategy Separate fun money from freedom money. Keep speculation playful, and build wealth with focus and purpose Chapters Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Should You Follow Congress's Trades? (06:00) The Lag Problem and Investor Bias (10:30) The “Fun Money” Rule (11:20) The Hidden Cost of Home Repairs (15:00) Finding Investor-Friendly Contractors (18:00) Planning Ahead for Repairs (22:00) DIY vs. Opportunity Cost (26:00) Starting a Small Business for Tax Breaks (29:00) The IRS “3-of-5 Rule” (32:00) Purpose Over Deductions (34:00) Final Thoughts https://affordanything.com/voicemail Learn more about your ad choices. Visit podcastchoices.com/adchoices