Podcasts about making money simple

In this episode, the Market Hustle podcast welcomes Ryan King, founder of "Making Money Simple" with 77,000+ Instagram followers. As a 27-year-old chartered accountant who has built a $100,000+ portfolio, Ryan shares valuable insights about investing in the UK and Australia.Ryan explains the key differences in retirement accounts across countries, highlighting the UK's powerful Stocks and Shares ISA that allows tax-free growth  He contrasts this with Australia's "superannuation" system where employers must contribute 11.5% of income to retirement accounts.The conversation covers global index fund investing and Ryan's preference for international diversification rather than focusing solely on US markets. He discusses popular investment platforms in different countries and breaks down tax considerations for international investors.Whether you're a US investor looking to understand global markets or an international listener seeking regionally-relevant advice, Ryan's practical perspective offers valuable insights for building wealth across borders.What did you think of the episode? Let us know!Support the show

In this episode, we tackle the complexities surrounding private equity in retirement portfolios. Join Roger as he navigates a listener's inquiry about the necessity and implications of investing in private equity, especially in light of recent discussions and literature on the topic. With insights from investment expert Peter Lazaroff, we explore the pros and cons, the importance of having a solid retirement plan, and whether private equity is truly a beneficial addition to your portfolio. Tune in to gain clarity and confidence in your retirement investment strategy!OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Complexity is your enemy. Any fool can make something complicated. It is hard to keep things simple.-Richard Branson(00:38) Today's episode is about private equity.(01:33) Roger reads an email from listener Dave with a question about investing in private equity.(02:28) Roger says that this episode features his opinion and judgment on private equity.(06:45) Don't think about private equity until you have a vision for what you want your retirement to look like. (10:20) Consider the second order consequence of making an investment.(12:00) Unless you are significantly overfunded and have an interest in private equity- Roger thinks private equity is unnecessary for creating a great life.INTERVIEW WITH PETER LAZAROFF(14:10) Introduction of Peter Lazaroff, author of Making Money Simple(16:39) What is private equity?(17:38) Who is traditionally invested in private equity?(26:12) When markets are under stress, private equity correlations go a lot higher.(27:49) What is the normal fee structure for investing in private equity?(31:15) What you're seeing more often these days are semi-liquid funds that offer liquidity windows.(34:30) There is no evidence to suggest that fewer companies going public is causing an issue.(40:15) We can't predict when a bad decade of returns is going to come.(41:35) Peter: I am more concerned about implementing a bad idea than missing out on a good one.SMART SPRINT(42:39) In the next seven days, take a moment and remind yourself of the purpose of retirement planning which is to create a great life.BONUS(43:20) Roger reads an excerpt from his grandfather's WWII journal.REFERENCESTony RobbinsPeter LazaroffWall Street JournalBook- Making Money SimpleRetirement Answer ManThe Retirement Answer Man Free Worksheet LibrarySign up for 6-Shot Saturday!Show notes created by https://headliner.app

In this episode of Untidy, Matty and Hannah chat to Frances Cook, the award-winning journalist, financial expert, and host of the chart-topping ‘Making Cents’ podcast. Frances shares her journey from being a self-proclaimed “financial hot mess” to becoming one of New Zealand’s most trusted voices in personal finance — making money and investing simple and achievable for everybody. Frances shares her wisdom and wit on money mindsets, investing, KiwiSaver, and the financial decisions that will shift the dial no matter if you’ve got some to spare, or your living paycheck to paycheck. This episode is packed with relatable, practical advice and more than a few honest confessions! Listen in for a robust discussion on how childhood experiences shape our money mindset, why women make betters investors, how a 10-minute tweak can double your Kiwisaver return, the ‘core-satellite strategy’ for investing Hannah and Matty accidentally nailed, why we need to “index and chill”, how to financially prepare for parental leave and raising kids, practical budgeting and saving hacks that you won’t hate, and, how to talk to kids about money without freaking them out. Resources mentioned in the show:Making Cents podcastfrancescook.co.nzMoney made simple courseInvesting made simple courseBooks by Frances Cook — ‘Tales from a Financial Hot Mess’ & ‘Your Money, Your Future’Sorted — Kiwisaver fund finderSharesies NZKernelHatchInvestnowFollow Frances on Instagram and TikTok for bite-sized but life-changing financial tips @francescooknz. If you’re enjoying Untidy, we need your support by subscribing to the show in your podcast app and tapping the ‘+ follow’ button. You can also find us and subscribe on YouTube! That way, you’ll never miss an episode. Help us to keep building this supportive community – subscribe, share an episode with a mate, and chuck us a 5-star review. Thank you for listening, contributing and supporting our independent production! You’re the best! Untidy is made for you – the people right at the heart of this steaming hot mess we call parenthood! Follow the show and DM us on Instagram @untidypodcast or email hello@untidypodcast.com. Your stories and ideas to help us shape the show! Find us online at Untidy podcast. Find Matilda at @matootles and get your copy of The Feel Good Guide. Find Hannah at @hannahedavison and her My Big Moments children’s books at @mybigmoments. Enter code UNTIDY at checkout for 10% off your order.See omnystudio.com/listener for privacy information.

Investing, and pensions are two effective ways of building wealth. But by following the right steps, you could actually retire a millionaire... To help me discuss HOW you can retire a millionaire, I am joined with Ryan King, creator of Making Money Simple, and now author of Stop Waiting, Start Investing! Purchase a copy of Ryan's NEW book here! Don't forget to also grab tickets to our next LIVE event here! For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Welcome to this episode of 20/20 Money! My guest on today's show is Peter Lazaroff, CFA, CFP®, Chief Investment Officer at Plancorp, host of The Long Term Investor podcast, and the author of the book Making Money Simple.   Peter joins me on the show to talk about an investment approach that has been around for a long time but is starting to become more prevalent for investors: direct indexing. We talk about what direct indexing is through an abridged story on the evolution of investment vehicles for investors, some of the considerations and tradeoffs, how a direct indexing approach can minimize a practice owner's tax bill in the year that they sell their practice, and why an index investor should be, at the very least, doing their own due diligence on a direct indexing advisory firm & manager to complement their already-sound investment philosophy.   As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. Lastly, if you're interested in learning more about the 20/20 Money Ultimate Financial Masterclass, a course that we created to help ODs become “brilliant at the financial basics,” please check out the link in the show notes of this episode to learn more.   And with that introduction, I hope you enjoy my conversation with Peter Lazaroff, CFA, CFP®.   Resources: 20/20 Money Masterclass Information Get a FREE copy of Peter's Book!! Single-stock volatility & equity market returns - JP Morgan Guide to the Markets S&P 500: Index Concentration & Valuations - JP Morgan Guide to the Markets Magnificent 7 Performance & Earnings Dynamics - JP Morgan Guide to the Markets   ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify Google Podcasts Stitcher  ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!

This week on the 1s and 2s we have a fellow Arsenal fan, investor and all round top bloke in Ryan King from Making Money Simple. Ryan has built up an incredible portfolio of £140,000 through simple investing and joins us to discuss his new book 'Stop Waiting, Start Investing'. ---------

Shari Rash of Greenway Wealth Advisory

Over her 17-year career Shari Rash has seen how the lack of financial education and communication about money has negatively affected her generation. She is working to undo the taboo about money in a fun, comfortable, no-nonsense way.

In this episode, Cameron Howe is joined by Peter Lazaroff, CIO of Plancorp and Brightplan, overseeing over $6 billion in assets under management for over 1,500 clients nationwide. Peter is also the author of the book "Making Money Simple," with a foreword by Sam Altman.   Portfolio Construction Philosophy [00:59]   There is no perfect one-size-fits-all portfolio. The perfect portfolio is the one an individual can stick with through market ups and downs. Plancorp's approach starts with an investment philosophy rooted in peer-reviewed academic research to avoid deviating from the established portfolio. The starting point is the total market portfolio, as that's the likely benchmark for most investors. Factors like liquidity needs, employment status (human capital), and risk tolerance inform deviations from the total market portfolio. Home country bias is common, with investors tending to overweight domestic holdings. Quantitative vs. Fundamental Approach [10:16]   Plancorp takes a more quantitative approach, focusing on factors with robust research backing and proven out-of-sample data across asset classes. They primarily use three or four factors like value, profitability, and in some cases, size and momentum. The goal is to implement robust factors while avoiding the "bad side effects" of implementing unsuccessful factors from data mining. Reducing Emotional Biases [28:45]   Clients, advisors, and portfolio managers all have inherent biases that must be accounted for. Techniques like red team/blue team debates, blind voting on portfolio metrics, and keeping investment committees small help reduce bias. Humility and viewing decisions through the lens of process rather than just outcomes is crucial. Advisors should be aware of biases introduced by marketing from asset managers. Key Takeaways   Don't overcomplicate investing; the simplest solutions are often best. Embrace an evidence-based, hypothesis-testing approach to portfolio decisions. Reducing behavioral biases requires processes that foster diverse perspectives and honest self-evaluation. An advisor's role is to help clients stick to their long-term investment plan and avoid costly mistakes driven by emotion. Connect with Peter Lazaroff   Social Media: @PeterLazaroff Website: www.thelongtermportfolio.com Podcast: The Long Term Portfolio

Why is it that having “the most properties doesn't mean you win” regarding wealth-building mindsets?Welcome to the Australian Property Investment Podcast. In each episode, we ask guest experts to share their key insights for aspiring investors to make confident property choices.In this week's episode, Ben Kingsley, Founder and Managing Director of Empower Wealth Advisory, reveals how a chance encounter in his early 20s with a personal finance classic sparked his journey to financial freedom.If you're ready to acquire transformative insights from one of Australia's most renowned property experts, tune in to this episode!Time Stamps:00:00 - Intro03:07 - Ben's 3Ps07:52 - The “Abundance Mindset”14:20 - “Make Money Simple Again” Book20:09 - Tech Behind Total Money Management26:11 - The Homeownership Dream32:00 - Generation Renters36:13 - The Market Rewards Action Takers and Decision Makers43:05 - Understanding PIPA's Role in Property Investment46:15 - Watching Out for Red Flags48:34 - Final Thoughts and OutroAbout Our Host:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron's focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron:Visit the website   Follow the Australian Investment Property Podcast's Official Instagram account  Follow Aaron on Facebook    Follow Aaron on LinkedInSubscribe to Atelier Wealth's YouTube ChannelConnect with Ben:Visit Empower Wealth's website: http://www.empowerwealth.com.au/Follow Empower Wealth on Instagram: https://www.instagram.com/empowerwealth/Follow Empower Wealth on Facebook: https://business.facebook.com/empowerwealth/?business_id=320238321778053&ref=bookmarks Follow Empower Wealth on X: https://twitter.com/Empower_Wealth Follow Empower Wealth on LinkedIn: https://www.linkedin.com/company/empower-wealth/ Follow Ben on LinkedIn: https://linkedin.com/in/ben-kingsley/ Have you got questions from an episode of our podcast? We'd love to chat, and if you have the motivation, we can help with the execution of your property aspirations. Ready to level up? Click this link to make an appointment: https://bit.ly/3ZKq1XP

Artificial intelligence is revolutionizing financial advisory. How will AI impact investors' portfolios?This week on Framework, Ana Trujillo Limón, Director, Coaching and Advisor Content, and Odaro Aisueni, Wealth Planner, speak with Peter Lazaroff, Chief Investment Officer at Plancorp, LLC, about the impact of AI on financial planning, and the importance of diversification in investment portfolios. Peter highlights the potential of AI in automating tasks and providing information but emphasizes its limitations in understanding underlying issues. He also shares his views on the evolution of the financial planning industry and the increasing demand for professionals who can interact effectively with AI platforms. The conversation also covers the potential wealth inequalities that may arise in the future and the importance of personal branding for financial advisors.Peter discusses: His first money memory and his parents' approach to teaching him about moneyHis first big purchase and his son's interest in his old baseball card collectionHow AI can impact investors' portfolios and the role of advisorsThe evolution of the financial planning industry and the importance of soft skills for advisorsWhy soft skills are important for financial advisors in the evolution of the industryPotential benefits of AI in automating tasks and the need for high-quality informationThe importance of diversification in investment portfoliosStrategies for handling concentrated stock holdings for tech employeesAnd moreResources:The Long-Term InvestorMaking Money SimpleConnect with Ana Trujillo Limón: Carson Group LLCLinkedIn: Ana Trujillo LimónConnect with Peter Lazaroff:Plancorp, LLCPeter LazaroffLinkedIn: Peter LazaroffTwitter: @PeterLazaroffYouTube: @plazaroffAbout our Guest: Peter Lazaroff, CFA, CFP®, joined Plancorp in 2015 as Director of Investment Research. He became a shareholder of the firm in 2017 and Chief Investment Officer in 2020. As chair of the Investment Committee, Peter is responsible for overseeing the development, implementation, and communication of investment strategy. Throughout his career, Peter has built a reputation as an educator, and our clients appreciate his ability to simplify complex issues. While he spends most of his time developing and communicating our investment strategy, Peter also hosts a top-ranked podcast called The Long-Term Investor and is the author of Making Money Simple.Send us your questions, we'd love to hear from you! Email us at framework@carsongroup.com.Disclosure:This episode of Framework was pre-recorded. At the time of recording, Jamie Hopkins was affiliated with CWM, LLC. Jamie Hopkins is not currently registered with or affiliated with CWM, LLC.

Ken Greene invites guest Peter Lazaroff, a Chartered Financial Analyst and Chief Investment Officer at Plancorp. They discuss Lazaroff's passion for investing, which started when he was given a share of Nike stock as a kid, and how he obtained his CFA and CFP certifications. Peter explains the evolving role of the modern Chief Investment Officer, highlighting the importance of addressing the emotional side of investing and educating clients about the market. Lastly, they discuss the ESG investment approach and the importance of hearing various perspectives on investments. Who's the guest? Peter joined Plancorp in 2015 as Director of Investment Research. He became a shareholder of the firm in 2017 and Chief Investment Officer in 2020. Throughout his career, Peter has built a reputation as an educator, and our clients appreciate his ability to simplify complex issues. While Peter spends most of his time developing and communicating Plancorp's investment strategy, he also writes regularly for The Wall Street Journal and Forbes. In 2019, Wiley & Son's published his first book titled Making Money Simple. He also is the host of The Long Term Investor podcast. Peter and his wife, Ann, have two sons. When he has free time, he enjoys reading, traveling, swimming, and watching baseball.   Links and Resources from this Episode DISCLAIMER For resources and additional information of this episode go to http://engineeroffinance.com Connect with Ken Greene http://engineeroffinance.com Office 775-624-8839 https://www.linkedin.com/in/ken-greene https://business.facebook.com/GreeneFinance Connect with Peter Lazaroff https://www.plancorp.com/team/peter-lazaroff https://www.linkedin.com/in/peterlazaroff https://peterlazaroff.com/   Book a meeting with Ken If you liked what you've heard and would like a one-on-one meeting with the Engineer Of Finance click here Episode Highlights Peter discusses how he developed an interest in investing as a teenager and how it influenced his career choices.   How Peter started learning about investing by buying books and reading the Wall Street Journal. His decision to first go for his CFA and then CFP designations based on his role as an investment analyst How the best way to approach the CFA exam is to avoid communicating with others during breaks between tests as it may cause confusion The idea of advising clients to pay off high-interest debt like credit cards which can yield a guaranteed return equivalent to the interest rate Objectivity and taking an emotionless approach to investment decisions The role of emotion in investing How fear can often outweigh financial logic, particularly for people nearing retirement The challenges of getting clients to accept simplified investment options, like a one-fund portfolio Experience with ESG (Environmental, Social and Governance) investing How to start simplifying investments Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Spotify Subscribe with Stitcher Subscribe with RSS

You have to decide what you want, and you must spend less than you earn. Noel Whittaker has been on a mission for decades to make money simple, but this isn't always easy. With a career spanning several decades, Noel has become a household name in the world of personal finance and investing. In today's conversation with Kate Campbell, Noel shares his thoughts on wealth creation, timeless investing wisdom and making money simple. *** Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

Managing your finances is essential to levelling up in life. But unfortunately, most of us weren't taught much about it in school. Thankfully, the internet has brought us every bit of information within a few clicks. But with so much content out there, it's easy to feel overwhelmed and unsure where to start. ⁠It's time to fix that.Listen to me talk to the King of simplifying finance into easily consumable chunks. Ryan King's a 25-year-old who's changing the world of personal finance through his brand - Making Money Simple.Investing, saving, budgeting, and a lot more: hear his story on growing and monetizing his socials with nearly 70,000 followers, even in this very competitive day and age.---• Ryan's website: https://makingmoneysimple.co.uk• Ryan's Instagram: https://www.instagram.com/makingmoneysimple/• Ryan's YouTube: https://www.youtube.com/@UCKEiWPGIObU8W6mXiKnQIsg Thanks to these podcasts for soundbites:• Talk Twenties - https://youtu.be/gCp7ScdPESg• Jason Butler - https://youtu.be/xaAwtTL_xBE---About your host, Tej:Tej graduated from King's' College London with a BSc Biochemistry in 2014, he then pursued a career in Medical Education and Marketing. Soon after his second job… he was fired! A moment of relief and freedom was what he felt, not sure what his mother felt when he told her he was jobless at 23…He then went in search of a more ethical path, a business he could set up where the reward was equal to the work put in. “If they are making pounds, why am I making pennies?” - was his thought process, not happy with slow progression and bureaucracy (& having to wear smart shoes everyday). This lead him to opening a Recruitment business (not sure where the ethics went) which doubled in profit every year, for 4 years. He hated it. Golden handcuffs they call it.Fortunately, he used the cash he'd built up from that business, to educate himself in Property Investing. Soon, he'd stopped the business and transitioned into Property Investment full time. He then had a slow start -Purchasing 15 properties in his first 9 months, using over £650,000 of Investor Finance, he built a £1,200,000 property portfolio and created £30,000 of profit from flips. This gave him ‘financial freedom', but it was the most stressful period of his life. Growing quickly is very painful. He recently made £95,000 from two flips.Let's not forget that his Podcast grew to be the most-reviewed UK Property Podcast, peaking at 4,000 unique downloads per episode.His Podcast (Tej Talks) now sits at 800,000 downloads in over 120 countries and has 500 reviews, rated 5/5.Tej InvestsTej TalkseLearning Hosted on Acast. See acast.com/privacy for more information.

In todays episode, Brian sits down with Ryan King to discuss an array of topics around personal finance, from scammers to childhood money memories.Be sure to check out Ryan below;Website - https://makingmoneysimple.carrd.coInstagram - www.instagram.com/makingmoneysimpleTikTok - twitter.com/makingmsimple Hosted on Acast. See acast.com/privacy for more information.

Nick Maggiulli is a finance data analyst and writer. He is the author of "Just Keep Buying" and has a blog titled "Of Dollars and Data".

Only about 20 minutes long, this podcast episode discusses ways for business owners to prepare for the downturn caused by the pandemic. The tips outlined include having a Financial Plan in place, knowing what your business is worth, and being prepared for any unexpected changes. Four-Year-Old Gives His Dad An Allowance Peter Lak is the Chief Investment Officer for an investment firm and he's also the host of the service business mastery podcast. He's talking about his experiences giving his four year old an allowance and how it worked He recommends starting when your child is asking questions about money, preferably when they're around age 10 or younger. How to Teach Your Kids About Money The author's son had an allowance of $1 per week, which he saved and spent in a similar way to how he would have spent his regular income. When his birthday fell on a Saturday, the author allowed his son to wait until Sunday to ask for his allowance, which the son found hilarious. The author recommends not tying allowances to chores or spending, instead allowing children to learn money lessons in a more gradual way. 3 Different Buckets for Kids' Video Game Time The three buckets for parenting are savers, givers, and The saver bucket is the most important because bad financial decisions can be fixed with good savings When a business owner is entrepreneurial, they're driven to take a 30 year The primary investment for a business owner is their business. Check out these resources we mentioned during the podcast: This episode is kindly sponsored by Sera (visit their website) and CompanyCam (visit www.companycam.com/SBM for 14 day trial and 50% off your first two months).   Tune in to hear the latest and greatest in business services trends on Service Business Mastery on Apple Podcasts, Spotify, and our website.     Listening on a desktop & can't see the links? Just search for Service Business Mastery in your favorite podcast player.

On this episode of Investor Connect, Hall welcomes Peter Lazaroff, Chief Investment Officer at Plancorp, host of The Long Term Investor Podcast, and author of Making Money Simple. Headquartered in St. Louis, MO, Plancorp is a financial services firm and registered investment advisor founded in 1983. Since then, they've worked tirelessly with individuals, families, and businesses with financial complexity to meet their goals more effectively and feel confident in their financial future. Over their 38 years in business, they've committed themselves to absolute transparency. Plancorp manages over $6 billion for individuals and families across 44 states. As a comprehensive wealth management firm, they specialize in advanced tax planning and equity compensation planning for executives and business owners.  Peter is the author of “Making Money Simple” and a regular contributor to The Wall Street Journal and Forbes. In each of the past four years, Investopedia has named Peter one of the Top 100 Most Influential Advisors, and in 2021 he was ranked #10 overall. Peter advises startups and investors and discusses his new book. He shares with Hall the inspiration behind it, the primary audience, the most important takeaway, and more. You can visit Plancorp at , and on LinkedIn at . Listen to Peter's podcast, The Long Term Investor, at .   Purchase “Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever”, at . Reach out to Peter at , on his website , on LinkedIn at , and on Twitter at .   _____________________________________________________________________ For more episodes from Investor Connect, please visit the site at:    Check out our other podcasts here:   For Investors check out:   For Startups check out:   For eGuides check out:   For upcoming Events, check out    For Feedback please contact info@tencapital.group    Please , share, and leave a review. Music courtesy of .

With inflation on the rise both in the UK, and globally, it's important to understand what this means for your money, and to explore the different ways you can try to 'beat' inflation in the long-term. To help me discuss the impacts of inflation on our finances and what we should now do with our money, I am back with my friend Ryan, founder of Making Money Simple! To enjoy more of Ryan's content, feel free to follow him on Instagram, Tiktok, Twitter and YouTube! For more All Things Money, make sure you give us a follow on Instagram, Twitter and join our growing Facebook Community! Fancy supporting the podcast? You can do so here.

Are you one of those people who just isn't good with money? We get it! Money can seem really difficult. But Money Mindset Coach Melissa has some wisdom to drop on you: just because money isn't easy, doesn't mean it can't be simple. Yep, you read that right! Tune in to hear Amanda and Melissa discuss how to release the pressure valve and make your money journey less difficult. Want more W.O.W in your life? Come join the fun on Instagram @WomanOwned.Wallet and TikTok @WomanOwnedWalletConnect with Melissa on Instagram: @TheRealMBCoachingPodcast edited and engineered by Kuzko Belliard. You can reach him at kuzkoproductions.com or IG @chef.kuzkoSupport the show

Tune in to hear:- How did Peter get started reviewing frozen pizzas?- What is it that most people misunderstand about investing?- How does Peter, as an advisor, go about crafting a vivid and salient personal vision for his clients?- How can you bring clients back to a vision of their future selves in a difficult moment?- How, practically, does Peter try to maximize anxiety-adjusted returns when creating a portfolio?- What are some behavioral similarities between cake mixes and portfolios?- Why did Peter dedicate an entire chapter of his book to market downturns?- How does one educate their clients honestly about potential market downturns gently without scaring them off?https://www.amazon.com/Making-Money-Simple-Complete-Financial/dp/1119537878https://peterlazaroff.com/podcast/Compliance Code: 0783-OAS-5/5/2022.

Peter Lazaroff    Guest Description:  Investopedia's Top 100 Advisors (2018-2021) The Wall Street Journal and Forbes Contributor Plancorp Chief Investment Officer Author of Making Money Simple   Listen in on Odaro and Peter talk through funny stories, investment philosophy, crypto assets and more.   The first 5 listeners to reach out to Odaro via “nomoneymoproblems.com” can get a signed copy of Making Money Simple.

Season 2 is finishing on a cracker of an episode just in time for Christmas. Join me as I sit down with Ryan King, the man behind Making Money Simple. We delve into Ryan's personal experience of becoming an investor, from his time at uni where he started to read about why he should be investing to creating his own platform to share his financial journey with others. With over 20,000 followers online Ryan has found a niche where he leads by example sharing his monthly investment portfolio and shares stories about investment dos and don'ts. Listen to this episode to find out why you need to be an investor and why you may already be one! We cover investments in: - workplace pensions- Individual Savings Accounts- cryptoWatch Ryan share his tips here: https://www.youtube.com/c/makingmoneysimple Follow Rethink Tax on social media on Twitter and on Instagram to find out more about how tax works and why tax matters. DISCLAIMER:  content provided is for education purposes only and does not constitute financial advice. If you invest your capital is at risk and the value of your investment may go up as well as down. Tax laws are subject to change and therefore anyone interested in what is discussed in the podcast should do their own research before taking action. 

Navigating the world of investing as a beginner can be challenging. In this episode of the Talk Twenties podcast, we discuss the potential benefits of getting started on your investing journey early with Ryan King, founder of Making Money Simple. Gaby and Ryan discuss what the stock market is, how it is made up and the different methods of investing. The information in this podcast is provided for education and informational purposes only, and does not constitute financial advice. You should not make any decision, financial investment or otherwise without undertaking independent due diligence and where appropriate, sitting down with a financial advisor. Don't forget that your capital is at risk when you invest. This episode is sponsored by Zedosh. Download their app here: qrco.de/bc8SIR Host: Gaby Mendes, Guest: Ryan King Listen and follow Talk Twenties on all platforms: Sign up to our newsletter: https://newsletter.talktwenties.com/ Visit the Talk Twenties Website: https://www.talktwenties.com Instagram: https://www.instagram.com/talktwenties/ TikTok: https://vm.tiktok.com/ZMRRmaVp3/ Twitter: https://twitter.com/talk_twenties LinkedIn: https://www.linkedin.com/company/talktwenties/

When major financial decisions come only once or twice in a lifetime, it's important to get to them right.   This is the focal point of the third and final installment of a three part series covering Making Money Simple: The Complete Guide To Getting Your Financial House in Order and Keeping It That Way Forever.   Listen in and learn how Peter addresses these big decisions.     Visit www.TheLongTermInvestor.com for show notes, free resources, and submit questions.

In the second installment of a three part series, Peter walks through the investing chapters of Making Money Simple: The Complete Guide To Getting Your Financial House in Order and Keeping It That Way Forever.   The prior episode focuses on creating a system for financial success by making intentional, systematic choices with your money. With a good savings system in place, we can now turn our focus to investing. Successful investing allows you to maximize the impact of the good savings habits by offering a higher compound rate of return.   But how do you earn those higher compound rates of return?   Listen now and let Peter tell you how.   Visit www.TheLongTermInvestor.com for show notes, free resources, and submit questions.

One of the trickiest things about personal finance is the sheer number of choices. It doesn't matter the details of your specific situation – we all face countless decisions and each option comes with a lot of underlying complexity.   So many people struggle to understand where to start and what to do with their money. That's why Peter wrote Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever.   In the first episode of a three part series, Peter highlights his favorite passages and outlines the important concepts of Chapters 1-4.   In this episode, you'll learn how to build a bulletproof savings system for growing your wealth.   Visit www.TheLongTermInvestor.com for show notes, free resources, and submit questions.

Attorney-CPA Joe Cordell and co-host Jill Enders are joined by Peter Lazaroff, who is co-chief investment officer for Plancorp. His first book, “Making Money Simple,” was published just last year. Peter also regularly writes for Forbes and The Wall Street Journal. Mr. Lazaroff often blogs about investing in Bitcoin and gold and he joins the […] The post Should I Invest in Bitcoin or Gold? [Episode 198] appeared first on Joseph E. Cordell.

Join me for this fantastic episode with 2 guests, Investella and Making Money Simple. We talk all things crypto, from Bitcoin to Doge and everything in between.

Join me and Ryan aka @makingmoneysimple while we talk about investing across the market. Learn the basics behind index funds, how to start investing and some great investing reads too.

More people are trying their hand at trading and investing using online platforms. Much of the trend is driven by trading apps, with a rise in the number of people signing up since the coronavirus pandemic hit last year. Investors can buy shares in companies and investment funds and keep track of them on their phones. Many of the apps say their services are free to use and commission-free, so how do they make money? Why have trading apps grown so quickly and what are the risks and benefits of investing this way? Presenter Charmaine Cozier is joined by: Martin Bamford, chartered financial planner and head of client education at Informed Choice and Ryan King, founder of Making Money Simple. If you're thinking about investing using an app or would like to share your experience, then please get in touch. E-mail moneybox@bbc.co.uk or tweet @MoneyBox. Producer: Darin Graham Editor: Rosamund Jones

In this episode, I speak to Ryan King, assurance associate at EY and social media finance enthusiast. Ryan discusses the beginning of his interest in and around the subject of money and investing, as a teenager in school to a young adult making his way through university. This desire to educate himself through reading and media spurred Ryan on to create his own online platform, Making Money Simple. Through this, he aims to help those in their 20s and 30s educate themselves about all things financial through easy to understand graphics, audio, and video. A very genuine discussion from which young people, in particular, can draw many useful insights from. If you would like to check out Ryan’s page, click here.

A new season is upon us! In this episode, my friend Peter Lazaroff, Chief Investment Officer at Plancorp, joins me to discuss how we all can make money simple in 2021. Let's win! #YouAreYoungMoney

Attorney-CPA Joe Cordell and co-host Jill Enders are rejoined by Peter Lazaroff, co-Chief Investment Officer for Plancorp, to discuss steps to early retirement. They dive into Peter's book, “Making Money Simple” as well as the plight of clients who want to retire on their schedule. Peter describes the “four percent rule” as a financial rule […] The post Reaching Retirement Goals [Episode 174] appeared first on Joseph E. Cordell.

Visit www.EAInterviews.com/PeterLazaroff for episode specific show notes & www.EAInterviews.com for complete show notes of every podcast episode. On today's episode, we learn about:

Peter is the Chief Investment Officer at Plancorp, overseeing more than $4 billion in assets for clients in 44 states. In addition, Peter writes for the Wall Street Journal and Forbes. In his new book, Making Money Simple, Peter outlines a easy-to-use framework for turning career success into financial success.

The hit to employee success is financial stress.    In today's Better Wealth Episode, I interview Peter Lazaroff as we discuss his story and how he became focused on financial success. We talk about the greatest hit to a corporation and/or companies’ productivity is the financial stress of each employees’ personal financial situations. We explain why employees’ might not be showing up powerfully at the job due to financial stress and why employers should help their employees work towards better financial situations. We discuss his book “Making Money Simple” and the three focuses of his book, financial goal setting, investing, and financial choices through life.  We dive deeper into how Peter views goal setting and strategies around making good decisions over and over when it comes to money. Peter discusses the Math in an “Order of Operations” of goals and what will mathematically and scientifically make you happier in your spending. Peter also discusses his philosophy of Reverse Budgeting. We also discuss goals on savings while Peter shares his suggested percentage of savings and how to increase your savings rate each year. We also discuss investment and Peter’s history, background, wisdom and goal for investing. Listen as we discuss more about investments, life changes. Listen with me as I challenge him at a PING PONG match! Guest Bio: In 2010, Peter launched an e-newsletter with a goal of educating people about investing and financial planning. That initial email went out to 34 people. Today, his e-newsletter has over 3,000 subscribers. His writing platform expanded when he began regularly contributing to Forbes in 2016 and The Wall Street Journal in 2017. In 2018, Peter signed a book deal with Wiley & Son’s to write a book about turning career success into financial success. Today Peter is the Co-Chief Investment Officer at Plancorp, which manages over $4 billion of client assets as of December 31, 2018. He also is the Co-Chief Investment Officer of a digital advisor called BrightPlan that emphasizes financial planning and is the first digital advisor to be a certified fiduciary by the Centre For Fiduciary Excellence (CEFEX).   Links: BetterWealth Visit out our Website - https://betterwealth.com/ Get a free book - https://order.andasset.com/book Contact Us - info@betterwealth.com  Peter Lazaroff https://peterlazaroff.com/ https://www.brightplan.com/peter SMART MONEY QUIZ  Resources:   The best ways BetterWealth can serve you:    Take our Free Self Assessment & Schedule a Free Coach Assessment Get a Free Book Check out BetterWealth University Work with us directly  Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Spotify Subscribe with Stitcher

Today’s guest is Peter Lazaroff (LAZZ-ar-off), who knew from a young age that he had a future in investing. Today, Peter is the Chief Investment Officer at Plancorp, which manages over $4 billion for its clients. What makes Peter unique is his personable “big brother” perspective and unique ability to simplify complex issues for anyone. He’s here to share insights from his book, Making Money Simple, and help you understand what today’s financial landscape means for your money. Take Peter's Smart Money Quiz here!   = = = = =   Thanks for listening!   The Team here at PYP has put together another uplifting, insightful, and inspiring show for you today. Our goal is to bring you timely, relevant, and useful conversations so that you can experience more success, energy, and LIFE as the leader of your business, career, side hustle, or passion.   If you haven’t already been incredibly generous and awesome, now’s your chance when you leave us a review and make sure to subscribe to the show wherever you listen to podcasts!   Here are a few ways I can help you: Share this episode with one person who could use a boost of inspiration and positivity today. Grab your copy of my leadership playbook that teaches you the 11 skills you can quickly master to become an exceptional leader.   Buy one of my books on Amazon and leave me a 5-star review.   Find out what type of thought leader you are. Take the quiz here!   

“What should I do with my money?” As the Chief Investment Officer at a $4 billion wealth management firm, Peter Lazaroff is no stranger to this question. Peter has built a national reputation as an educator and wealth management expert due to his ability to simplify complex financial topics into easily digestible lessons. In his latest book, Making Money Simple, Peter provides a framework for turning career success into financial success. He does this by focusing only on the most important financial decisions and creating a system that quietly nudges your finances in the right direction without regular ongoing effort.  No matter your financial situation, Peter will give you the tools and knowledge to write your own financial success story. In addition to developing and communicating Plancorp’s investment strategy, Peter regularly writes for The Wall Street Journal and Forbes. He also appears on national television and speaks at events across the country. In this episode, we talk about: A bulletproof approach to meeting your financial goals How to keep lifestyle creep from sabotaging your goals How to avoid costly mistakes 3 Crucial elements of building a strong financial house Get your FREE GIFTS and RESOURCES go to: PeterLazaroff.com/women SmartMoneyQuiz.com BrightPlan.com/simple Connect with Peter on his website: www.peterlazaroff.com and take the free quiz www.smartmoneyquiz.com  To watch the EXTRA portion of this show go to RealEstateInvestingForWomenExtra.com ------------------------------------------------------ Learn how to create a consistent income stream by only working 5 hours a month the Blissful Investor Way. Grab my FREE guide at http://www.BlissfulInvestor.com

Life is complex, your finances shouldn’t be. We all need to understand our money and what to do with it. That’s not easy to do on your own. In personal finance, the number of choices and complexity of each option makes it difficult to get started. To build a solid financial future, you need to […]

Peter Lazaroff is the Chief Investment Office at a $4 billion wealth management firm, a contributing author in Forbes and the WSJ, and recently released his first book Making Money Simple. This conversation, including a discussion of the biology of fear in investors, is super timely. Peter also talks about the science of happiness from spending and giving – in experiences, memories, and relationships. As we all take this COVID-19 lockdown opportunity to reflect and reprioritize, listen to this one and check in with yourself on the spending and earning and lifestyle needs that will best serve you now and after your peak earning years. Episode show notes and links Performance Kickstart Training Course

Claire is an amazing money coach. She's worked within the banking industry and has branched out on her own to make money simple for everyone! She will coach you through savings, investments, and making sure you're happy with where your money is and what it is doing for you! If you want to get in touch with us to sponsor an episode, or need any property advice, please contact info@find-surveyors.co.uk

Claire is an amazing money coach. She's worked within the banking industry and has branched out on her own to make money simple for everyone! She will coach you through savings, investments, and making sure you're happy with where your money is and what it is doing for you! If you want to get in touch with us to sponsor an episode, or need any property advice, please contact info@find-surveyors.co.uk

ABOUT: Today’s guest is Peter Lazaroff (LAZZ-ar-off), who knew from a young age
that he had a future in investing. Today, Peter is the Chief Investment Officer at Plancorp, which manages over $4 billion for its clients. What makes Peter unique is his personable “big brother” perspective and unique ability to simplify complex issues for anyone. He’s here to share insights from his book, Making Money Simple, and help you understand what today’s financial landscape means for your money. STAY CONNECTED: www.peterlazaroff.com www.smartmoneyquiz.com ______________________________ Thank you again for joining us today! If you know anybody that would benefit from this episode please share it with them and help spread the knowledge and motivation. Don’t forget to show your support for the Rise Up For You Podcast by writing a review on iTunes. Your feedback helps the success of our show and pushes us to continuously be better! Check out www.riseupforyou.com for more podcast episodes, webinars, events, and more to help you get to the next level in your personal and professional life! You can also follow us on Facebook, Instagram, LinkedIn, and Youtube @riseupforyou

https://www.jamesmillerlifeology.com/feed/ Peter Lazaroff reviews his book Making Money Simple that teaches you how to create a successful framework for financial security and freedom. @PeterLazaroff #money #budget #finances SmartMoneyQuiz.com The post Making Money Simple: Guest – Peter Lazaroff appeared first on James Miller | Lifeology®.

We make financial choices harder than they need to be. That’s why Peter Lazaroff wrote the book, Making Money Simple. He joins me today to discuss the theme of his book. We reflect on why we make money decisions so complicated when the beauty of finance lies in simplicity. You’ll be interested to hear why […]

Peter Lazaroff, author of "Making Money Simple,"  shares the story of how he and his wife found out they were definitely not on the same page about money and how they tapped into his natural financial wisdom and developed a process to always make a plan together about how to spend their money and dream for the future.     Additional Resources:  Break out of the Roommate Zone, with the 7 Secrets of Legendary Marriages, our FREE resource!    Subscribe rate, and review the show on Apple, Spotify, Stitcher, or anywhere else you listen to podcasts!   (Try asking Alexa to "play the Legendary Marriage Podcast")   If you haven't already, please rate and review the podcast on Apple Podcasts

Do you have financial goals?  How does your retirement plan look? If these questions are making you squirm, then do yourself a favor and watch this podcast episode today.  Peter Lazaroff is the author of "Making Money Simple" and the CIO at a $4 billion wealth management firm. Peter brings a great deal of knowledge to this episode that can change your future financial trajectory in a big way.   Get the book for free! Work the System: The Simple Mechanics of Making More and Working Less is in its third edition, has helped tens of thousands of business owners and managers finally break free and take their businesses to the next level. You’ll find: -The simple mindset “tweak” that will change everything -No feel-good theory, no psycho-babble and no take-my-word-for-it promises -Practical and believable real-word solutions you can implement TODAY. -A wide assortment of additional free resources that you can immediately put to work Grab your free copy at: https://bit.ly/2m4dhMV    

Today's guest is Peter Lazzaroff, author of Making Money Simple. Now, you may be wondering why I'm talking to a financial expert on this health show – but it makes a lot of sense if you stop and answer one question: Have you ever been stressed about money?   I'm going to guess your answer is YES! Because money is the biggest cause of stress in the United States.   Bills, kids, jobs, the cost of daily living: This is the stress we tend to ignore or push down.  Left uncontrolled, this stress affects your health – your body and your immune system.   Stress is a factor in five out of the six leading causes of death — heart disease, cancer, stroke, lower respiratory disease, and accidents. An estimated 75 percent to 90 percent of all doctor visits are for stress-related issues. Percent of people who regularly experience physical symptoms caused by stress: 77% Percent of people who regularly experience psychological symptoms caused by stress: 73%   Making Money Simple   This isn't really a subject taught in school, much like nutrition, but it has such a huge influence on our lives and is a major stressor. So where do you start?    The most important thing is to start now. Because everything feels overwhelming (i.e. stressful), it's natural for us to put these things off. But the longer you do that, the more stressful things will be in the long run.   There are some simple actions that you can start taking today:   The neural patterns in our brain view saving money the same as giving it away to someone you don't know. So find meaningful goals and prioritize them. Budget in reverse: automate your savings once you know what your financial goals are. If investment seems overwhelming, don't be afraid to hire a professional. They will find things that you might miss, but you will also be buying back time.  However, you need to make sure you're asking an advisor the correction questions! Luckily, Peter has put together a free worksheet that will help you interview a financial advisor.   To learn more, you can pick up your own copy of Making Money Simple or use some of the incredible free resources that Peter offers at https://peterlazaroff.com/resources/ (peterlazaroff.com/resources).   --     Resources: Learn more: https://peterlazaroff.com/ (peterlazaroff.com) Read: Making Money Simple Worksheets: peterlazaroff.com/resources Find a CFP: letsmakeaplan.org/choose-a-cfp-professional/find-a-cfp-professional Broker Check: brokercheck.finra.org Smart Money Quiz: smartmoneyquiz.com Twitter: twitter.com/PeterLazaroff LinkedIn: linkedin.com/in/peterlazaroff Bit coin: https://peterlazaroff.com/should-you-invest-in-bitcoin/ Bright Plan: https://www.brightplan.com/peter   Do you want more to empower yourself through healthy living? Is your busy lifestyle an obstacle to your health? Join The Rebel Health Coach community for the support and knowledge you need for better performance, better business and a better you!   Click here to join The Rebel Health Coach community now.   --   Disclaimer: The activities and research discussed in these podcasts are suggestions only and are only advised to be undertaken following prior consultation with a health or medical professional. Fitness training, nutrition, and other physical pursuits should be tailored to the individual based upon an assessment of their personal needs.   -- The Rebel Health Coach Podcast is produced by Podcast Masters

Author of Making Money Simple, Peter Lazaroff turns Career Success into Financial Success:Peter is the Chief Investment Officer at Plancorp, which manages $4 billion in investments for clients. He is also the author of the new book Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever. Peter has built a national reputation as an educator with a unique ability to simply complex issues, which explains why Investopedia named him to the Top 100 Most Influential Advisors. He regularly appears on national television and writes articles for the Wall Street Journal and Forbes. Quote: (1) “The rules are there are no rules” from Oscar Wilde Quote: (2) “Everyone has a plan until you get punched in the mouth.” – Mike Tyson….When it comes strictly to investing they would be different.   Top 3 Hot Points:What is a fiduciary promise? From Career to Financial Success. Financial Education for Freedom.   Making #Money Simple and Your #Financial #Success with @PeterLazaroff Tweet This   On This Episode You Will Hear:[00:30] Introduction [10:40] The ultimate efficiency enhancers you have to figure it out. But I’m with you. When I moved to Plancorp, about four and a half years ago, the biggest life-changing move I made was time-blocking. Nobody can touch my morning. My mornings are sacred. I put big blocks on my calendar. I said do not book meetings, and it allows me in, the best thing you can do is just try not to open an email. [20:00] I sit down and I write and I unload. I don’t always know what I’m going to write in advance. So I mentioned when I wrote 5000 words, I said, I wonder if I could turn this into a book. I just kept going and naturally, that part was really natural to me, because I write frequently now. [33:00] You can go get a lot of investment advice online for super cheap, the thing we do is we just make sure people don’t get killed on their taxes and get your tax projections. You do that through eliminating surprises in a simple tax projection as a business owner. You might find that you can accelerate income or expenses, or the salary you have. Stay below that net investment, income tax and all the planning work that goes into that. That’s a big reason to outsource that so you can focus on your business. [40:00] I come from parents of doctors, so maybe I’m biased. Generally, you go to a professional expert, you go to the attorney. Generally, if you go to someone, you should trust that the advice is not in anyone’s interest, but making your financial life better. [51:55] Final Words   Final Words:I think a lot of people just want to make sure they’re doing the right thing. Money can seem complicated but it just doesn’t have to be. Life is very complicated and you’re trying to find ways to simplify it. Don’t let it be something that you put to the side because it seems complicated. There’s a lot of great resources out there, not just my own that are helping simplify it. The internet has done wonderful things, podcasts like this have done wonderful things in making these issues more approachable. So I really encourage you to try to, if there’s something you’ve been putting off, like your finances. That one thing you can probably think of, go ahead and just do that take care of it now because the benefit from it will compound over time.   Influencers Mentioned:Roger Whitney, The Retirement Answer Man Podcast – rogerwhitney.com Book: Making Money Simple – https://amzn.to/2YK9MIM   Resources:smartmoneyquiz.com peterlazaroff.com Twitter: @PeterLazaroff Instagram: @PeterLazaroff linkedin.com/in/peterlazaroff facebook.com/Peters-Money-Tips-2633683283313176/   Watch On YouTube:[youtube https://www.youtube.com/watch?v=CCeKwyBMkfc] Action Steps:Submit an iTunes Review. More 5 Stars reaches

Peter Lazaroff reviews his book Making Money Simple that teaches you how to create a successful framework for financial security and freedom. SmartMoneyQuiz.com

  If you have always thought of money matters as something complicated, you'll want to definitely tune in to today's episode. As with many areas of our lives, simplifying and streamlining our processes pays huge dividends and today's guest -- Peter Lazaroff -- is here to drop some serious knowledge and tools to help you simplify your financial game! Connect with Peter HERE! Discipline Deep Dive is launching once again on 1 August! We're building on the success of the first course and bringing it back! Click HERE to get enrolled! Get my top 100 books for building discipline HERE! Are you ready for more DISCIPLINE, FOCUS & Zero Xcuses in your life? Take the first step and schedule a free 15 minute Strategy Session  with Kenyon HERE!

Today our expert guest is Peter Lazaroff, chief investment officer at Plancorp which manages over $4 billion for its clients and author of the book Making Money Simple. He's here to share complex issues and make them manageable to just about anyone.   At a young age, Peter knew he had a future in investing. On his 12th birthday, he received a single Nike stock from his grandma. While it seemed disappointing at first, he was impressed by these $1 checks he received in the mail every quarter. He continued to receive stocks for companies he was familiar with each birthday up until age 18.   Peter had a great mentor, who taught him that he had to learn something new every day. He started taking notes at every meeting, and at one meeting he ended up being asked to send his notes to the president of his company, and then eventually he was sending them out to everyone in the company. He used his writing, which naturally led to his book   This was the book that Peter had in him, and he wrote it in the evenings, outlining his philosophy on building wealth, and the system he uses.   How do you make money simple? Try to focus on the endgame: What are your goals? The neural patterns in our brain view saving money the same as giving it away to someone you don't know. Find meaningful goals and prioritize them. Budget in reverse: automate your savings once you know what your financial goals are. If investment seems overwhelming, don't be afraid to hire a professional. They will find things that you might miss, but you will also be buying back time. Make sure you're asking an advisor the correction questions.   Getting your finances under control doesn't have to be difficult or overwhelming. Peter's best piece of advice is to just start. Small actions can make a big difference, so discover your financial goals and work backwards to start achieving them.   The Biggest Helping: Today's Most Important Takeaway   “The most important thing is to start now. There is something that everybody can do to improve their finances, even if it's small. One of the things we don't respect is the power of compounding. Small habits compound over time, and if you start today, I assure you there is something that can change the rest of your life in your finances.   There is probably something that you're thinking about that you've been putting off. Whatever that thing is, go home and block some time off on your calendar and do it.”   --   Thank you for joining us on The Daily Helping with Dr. Shuster. Subscribe to the show on Apple Podcasts, Stitcher, or Google Play to download more food for the brain, knowledge from the experts, and tools to win at life.   Resources: Learn more: peterlazaroff.com Read: Making Money Simple Worksheets: peterlazaroff.com/resources Find a CFP: letsmakeaplan.org/choose-a-cfp-professional/find-a-cfp-professional Broker Check: brokercheck.finra.org Smart Money Quiz: smartmoneyquiz.com Twitter: twitter.com/PeterLazaroff LinkedIn: linkedin.com/in/peterlazaroff The Daily Helping is produced by Crate Media

On this edition of the Book Club, Peter Lazaroff, CFA, CFP, Co Chief Investment Officer at Plan Corp and Bright Plan joins us to about his book “Making Money Simple: The Complete Guide to Getting Your Financial House In Order and Keeping it That Way.”  Listen to learn about the habits he’s hoping to help people break, build as well as his advice to readers and what he’s hoping you’ll get out of the book! For a copy of Making Money Simple, click HERE You can learn more about Peter at PeterLazaroff.com, Twitter and LinkedIn. If you’d like to take part in the our discussion group, you can learn about it it here as well as MoneyAlignmentAcademy.com. You can also learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.

Today’s guest is Peter Lazaroff (LAZZ-ar-off), who knew from a young age that he had a future in investing. Today, Peter is the Chief Investment Officer at Plancorp, which manages over $4 billion for its clients. What makes Peter unique is his personable “big brother” perspective and unique ability to simplify complex issues for anyone. He’s here to share insights from his upcoming book, Making Money Simple, and help you understand what today’s financial landscape means for your money. Welcome to the show, Peter! Get Peter's book: https://amzn.to/2UQxNMr Connect with Bert Martinez on Youtube. Connect with Bert Martinez on Twitter. Connect with Bert Martinez on Instagram. Click here for more episodes.

IRA, Roth and 401K management can be confusing, that’s why I answer listener questions in the Practical Planning segment of this episode. This is the last episode of the How to Use Your Accounts series. You’ll definitely want to go back and listen to the entire series to help you familiarize yourself with the different types of retirement accounts and how to finally use them in retirement. Next month we’ll dive into how technology improves retirement. But for now, listen to these listener questions about account management in retirement. How to make money simple for someone in your life Peter Lazaroff joins me on the Hot Topic Segment. He recently wrote a fantastic book called Making Money Simple. Since graduation season is coming up, I highly recommend this book for any graduate. Many financial advisors and Wall Street bigwigs want you to think that saving money and building wealth is complicated, but that’s not true. It’s easy to make good choices with money if you can just get out of your own way. Peter teaches how to build a system that works around our human nature to complicate money choices. He shows that finding small sustainable habits that you can automate will lead to financial success. What do you do if you miss taking the RMD? One listener asks what would happen if you forget to take your required minimum distribution (RMD) one year. You really don’t want this to happen! The IRS imposes a 50% penalty on the amount you didn’t take. For instance, if you have an RMD of $20,000 but you only took $10,000 the penalty would be $5,000. The first thing you need to do if you miss your RMD is talk to a tax advisor. Then take the distribution as soon as you figure out your mistake. Do it alone and maintain records. You will need to file the form 5329 for the year in which there was a shortfall either with your tax return or separately. If you missed it multiple years then you need to file a form for each year. The IRS has grated redemptions from this so it is important to keep records and let them know why it happened and how it was remedied. Are there any options for tax-free growth investments if your income is a bit higher than the Roth income eligibility? One listener is looking for options on tax-free growth investments. Since he lives in Minnesota he feels that the 403B isn’t his best option because the state loves to tax retirement accounts. One option is a back door Roth IRA. The way to do this is to make a nondeductible contribution to an IRA and then immediately convert it to a Roth. Saving money in an HSA is a good option as well. When you save in an HSA this money is pretax. You can allow it to accumulate and even invest it. It comes out tax-free as well but it can only be used for medical expenses. However, if you keep a record of your expenses you can submit an expense for reimbursement several years later. One last option to ease the tax burden is to move to a different state in retirement. Basic retirement tax tips Start diversifying your balance sheet between taxable, tax-free, and tax-deferred accounts as early as you can. Dial in what it costs for you to live comfortably. You can better control your taxable income when you understand your costs. Consider delaying taking your pension (if you have one) to do Roth conversions. Consider taking distributions from tax-deferred accounts. Move to a lower tax state. Be charitable. Build your balance sheet in a way to give you options. Maximize how you withdraw money. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN HOT TOPIC SEGMENT [2:56] Peter Lazaroff discusses his new book Making Money Simple PRACTICAL PLANNING SEGMENT [21:17] What do you do if you miss taking the RMD? [26:05] Mike wants to know how to hide his money from RMD’s [27:56] Are there any options for tax-free growth investments if you are a bit higher than the Roth income eligibility? [31:41] When does it make sense to roll over a traditional IRA to a Roth while still working? [34:15] Basic retirement tax tips THE HAPPY LAB SEGMENT [36:55] Play your own game and set your own rules, don’t be worried about what others are doing TODAY’S SMART SPRINT SEGMENT [38:32] Have an awesome week! Resources Mentioned In This Episode Morningstar article about the missed RMD BOOK - The Elements of Investing by Burton Malkiel BOOK - 30 Minute Money Solutions by Christine Benz BOOK - The Richest Man in Babylon by George Clason BOOK - Making Money Simple by Peter Lazaroff Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Work with Roger Roger’s Retirement Learning Center The Retirement Answer Man Facebook Page

Do you struggle to make good decisions about your money? Do you find managing your money anything but easy? Or did you start out with a solid plan and then lose your way? Jordan Goodman, Host of The Money Answers Show, talks with Peter Lazaroff, author of 'Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever.' Lazaroff and Goodman talk about investing, the biggest investing mistakes people often make, buying a home, and when its time to work with a financial advisor.

Do you struggle to make good decisions about your money? Do you find managing your money anything but easy? Or did you start out with a solid plan and then lose your way? Jordan Goodman, Host of The Money Answers Show, talks with Peter Lazaroff, author of 'Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever.' Lazaroff and Goodman talk about investing, the biggest investing mistakes people often make, buying a home, and when its time to work with a financial advisor.

In Ep. 65, Tim welcomes Peter Lazaroff back to the podcast.  They last talked in Ep. 35, and this time they focus on Peter's recently released book "Making Money Simple".  Peter lays out three crucial elements of financial success, important questions to ask when looking for a financial professional, and much more!  The book was released on April 2nd and has been getting rave reviews. Be sure to grab a copy after listening to this episode!

Today on Wealthy Wellthy Wise is Peter Lazaroff, CFA, CFP®. Peter is a financial advisor, speaker, and author of the book Making Money Simple. Peter is also Co-Chief Investment Officer at Plancorp, which manages over $4 billion of client assets, and a digital advisor called BrightPlan that emphasizes financial planning. Peter is the first digital advisor to be a certified fiduciary by the Centre For Fiduciary Excellence. In this episode Peter shares so much knowledge, as well as the importance of seeking advice and guidance when planning your financial future. We discuss his thoughts on money and marriage and how he and his wife were successful at creating an open conversation about money. Peter and I talk about how to turn career success into financial success, and what makes these two totally different things. And best of all, he shares models for getting your financial household in order to build long-term wealth and financial security. For episode information and show notes visit: http://wealthywellthy.life/131 

http://www.alainguillot.com/peter-lazaroff/ Peter Lazaroff is a contributor to the Wall Street Jounal, and Forbes, and he just wrote a book, Making Money Simple, which is available for pre-order and will be released this coming March. He's the Co-Chief Investment Officer at Plancorp, which manages over $4 billion for individuals, institutions, and retirement plans. He also serve in the same capacity for robo-advisor called BrightPlan, which allows investors of any size to plan and save for all their life goals. We spoke about It's inevitable, markets will go down. How will you prepare for it? Working as a fee for service advisor since 1983, long befor it became popular. His firs investment was Nike Shoes at age 12. The pain and agony of studying for the CFA exam. The habit of writing at least 250 words per day. The book The first part is about setting goals and understanding where you are, The second part is about investments, The third and final part is about the critical decisions people have to take in their lives. "You can not take the human out of the human when making investment decisions, but you can set up systems to prevent the human from making mistakes. " "The more you learn about investing, the more you realize the simplicity of what it takes to be successful." The dark side of compounding: taxes, fees, debt, credit card debt is the worse. "Time is more important than timing."

In this episode, we had an eye-opening discussion with Noel Whittaker, who is somewhat of a household name. Noel writes weekly columns in major newspapers in every State in Australia. He also broadcasts regularly on ABC Radio and appears on channel nine. He's written 22 best selling books that have sold over two million copies around the world. His book Making Money Simple set sales records across the country, and was recently named in the top 100 of the most influential books of the last century. Here is some of what we discussed: Labor's policy on negative gearing - is it a fallacy? Will changes to negative gearing help housing affordability? Depreciation - is it even worth it? Superannuation funds - why are we so disengaged?   SMSF and the importance of getting good financial advice. Join us for some some fantastic property and investment debate.   Download the transcript: www.thelephantintheroom.com.au/podcasts045   Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.auSee omnystudio.com/listener for privacy information.