Podcasts about handy tools

Content creation is an essential part of any marketing strategy, but it can be time-consuming and challenging. That's where content creation tools come in. There's a tool out there for pretty much every aspect of content creation, from brainstorming and research to writing, editing, and design. And many of these tools are free or have affordable pricing plans. Jo Edge is a social media strategist who helps B2B businesses and professionals achieve their organic social media goals. She adds Va Va Voom to social media content to help businesses reach the right audiences with engaging content that resonates and grows more leads. For more information: videoeasypeasy.com Gillian Whitney: linkedin.com/in/gillianwhitney Jo Edge: linkedin.com/in/jo-edge

Today we talk about the Hunter Valley Arms Fair, some handy tools, releasing fish and practice makes perfect. Tenterfieldfirearms.com.au

Is pursuing CoastFI a smart move for families? Looking for the best personal finance book for you? We dive into these questions and more in this mailbag episode! Listener Q&A: CoastFI Questions and More We're wrapping up this season of the podcast by focusing on one of my favorite parts of Simplify and Enjoy: our community.  While I'm happy to share our journey as a family, it's fun and inspiring to hear your stories, ideas, and questions.  I usually come away with something to explore and I hope you do too.  In this episode, we'll get into Which personal finance books to read Whether or not CoastFI is a good goal to pursue Which numbers should you track We have so much to cover, so let's get started!  Handy Tools to Start Your FI Journey If you're looking to get ahead with your finances as a family and look at pursuing financial independence, here are some resources to check out: Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money How to Find the Best Personal Finance Books for Your Family How Your Family Can Become Financially Free Coast FI: A Better Path to Financial Independence 10 Lessons Learned from Accidental Slow F.I.R.E. How Much is Enough Money? The Levels of Financial Autonomy If you want to chat some more about creating better money habits, questions, or share your own tips please join us over at Thriving Families on Facebook. Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you live in the Triangle area of North Carolina and you'd like someone to work with you on your goals, you really want to check out Coastal's Wealth Management team. They'd love to help you start investing for retirement and more! Support the Podcast! Thank you so much for listening to the podcast! Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Spotify, or Apple. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Photo by nappy

We're sharing our favorite items that let us keep our crafts close and our crafting tools closer. (It may be early, but you might want to start your holiday wishlist after listening!) Show notes: veryseriouscrafts.com/episodes/

This week's episode is just a short burst of news and updates you might not have known about. First up, Canva. Canva announces the Canva Visual Worksuite, including Canva Docs at their annual conference. They're not holding back when it comes to developing their platform even further. They are constantly upping their game! Canva info: https://thedigitalgeneralist.substack.com/p/canva-ups-their-game-again Next up; how to find out what your clients are searching for on Google - the non creepy way. (Trust us). There's a tool we found called AnswerThePublic, which, when you add in a couple of key words relating to your industry, will show what the real time search data is, for what people actually search for on Google about those keywords. This can be massively useful when it comes to planning your blog or article writing content, knowing what things people are searching for, so you can plan your headlines and article content around just those topics, enabling you to directly answer what people want to know about. Find out more about AnswerThePublic in this article written by BrumPod's own Richard: https://thedigitalgeneralist.substack.com/p/how-to-find-out-what-your-clients Finally, one more tool to add in to your bookmark folder for when you may need it - TinyWow. Little in name, but big on functions, it's a completely free website with seemingly limitless tools, to help you convert any number of files into different formats. Anything from image file compression, to compressing and merging PDFs, you name it. It's got it. One of those tools that you'll be glad is in your bookmarks folder for whenever the need arises. https://tinywow.com That's your lot for this week, catch you again soon! Brought to you by Brummies Networking, the home of free, stripped-back business networking. https://brummies-networking.co.uk Brummies Networking on Twitter: @brummiesnet BrumPod on Twitter - @brumpod Produced by Audio Shed - https://audioshedpodcaststudio.co.uk Twitter: @audioshedstudio Music by Birocratic - birocratic.com Twitter: @birocratic BrumPod - The UK Small Business Podcast. BrumPod is designed for small businesses, because all of the hosts are small businesses! Our goal is to bring you topics that affect you as a fellow small business owner directly; everything from website tools and technology, changes in regulations, business networking tips, business growth. BrumPod Hosts: Richard Heathcote (Voice Over Artist) - https://www.richardheathcote.co.uk Iwan Thomas (Business Coach) - http://www.iwanthomasassociates.co.uk Jason Jones (DoubleJ Consulting) Subscribe to Richard's newsletter, The Digital Generalist on Substack - the best of the internet in online tools, platforms and news for creative businesses that you mightn't have seen before. https://thedigitalgeneralist.substack.com

What's the process really like when you're paying off a mountain of debt? Today we get into the habits and mindset changes Toni and her family made to pay off over $100k of debt!  How One Family Paid $100K of Debt I love a good debt free story. I enjoy seeing others work hard to get rid of the credit card, student loans, car loans, and other debt that is weighing them down.  I also know personal experience is not always fast or even a smooth process. For us, it began with getting on the same page with how we wanted to tackle it. Then there was the reality of the numbers.  My husband has his first post-grate job and I had a part time internship. With time, we found our rhythm and knocked it out.  I've also had quite a few episodes on this podcast and on Couple Money sharing people's journey, including Toni Husbands. What I loved about her story is that it wasn't a ‘We paid off ‘$100,000 in year and half story'.  Which in all honesty, I enjoy watching and reading too, but when that's the main narrative being shared, it's a bit discouraging because they tend to gloss over key details.  When you dig into the article, you can see that both are earning six figures or I've even seen where parents chip in for them to buy a house in an expensive city.  My problem isn't with those details, but the fact that it gives the false impression of how easy it is to become debt free.  In many cases, it's a commitment and in that journey not only are you freeing up your finances because you don't have that debt anymore, but you're opening up options.  In this episode we are discussing a lot of the nuances and struggles that can come up. We'll get into: Some of the hurdles and challenges she had to overcome  Which habits helped and what she would do differently Opportunities that opened up now that's she's dumped her debt Let's get started!  Resources to Dump Your Debt Faster Tired of being in debt? Here are some resources to help you dump it faster. Handy Tools to Pay Your Debt Off Faster Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money Join Our Thriving Families Community on Facebook Debt Free Divas The Great Debt Dump: Running Toward Financial Freedom with the Power of Community When You Can't Agree on How to Pay Off Your Debt Pay Off Your Debt Faster Through the Power of Community If you want to chat some more about creating better money habits, questions, or share your own tips please join us over at Thriving Families on Facebook. Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today. We've been Coastal members for a few years have been happy with their services. They have wonderful services and accounts to make saving easier including their competitive money market accounts! As I mentioned in the episode, if you're a Coastal member and are thinking of consolidating your debts, check out Coastal's options to refinance! Rollover Your 401(k) Easily with Capitalize We're grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier.  Did you know that it's estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years.  And because of the Great Resignation, you or someone you know might be changing jobs even more  It's an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with? One huge benefit with an IRA is you get to choose how your money is invested, not your old employer.  If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.   With Capitalize, they handle the process from start-to-finish – for FREE. They handle the process from start-to-finish, and yes that includes calling the 401(k) provider on your behalf.  Find out how and get started today!  Note: Interview is edited for clarity and length. Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money.  Music and Photo Credits Music in this episode was provided by artists from Audiio.

Jillian shares how she and her husband creative hacked their housing expenses to pay off their students loans faster! Housing Hacking to Pay Off Your Debt Faster!  Welcome back! It's the first week of a new year and I have a question to ask you. How many times have you seen the phrase new year, new you already? How does that make you feel as you're planning out what you're going to do in 2022? While I hope you're energized and enthusiastic about your family and financial goals that you want to tackle this year. I can also understand if you're a bit frustrated by all the hype about how important it is. To hit the ground running. Honestly, I kind of feel the same way. I've been writing about that intersection of personal finance with family and marriage for over a decade. Every year as we talk about setting your goals and achieving them, whether it's paying down debt, Saving in general or for a specific goal or investing for your future. There are certain patterns that I see happen over and over again. The biggest one is how few people are actually hitting and achieving their goals. Fidelity and a few others in the personal finance space and beyond do annual surveys and reports to track what people are working on how hopeful they are for the future and how many of them are achieving their goals. And while most people start off optimistic about how things are going to go. Many times they burn out before they hit their actual goal. There are many reasons for that and of course, these last two years have thrown a lot of people for a loop, with COVID in the fallout from that. However, I think a core reason why people aren't able to tackle their goals is how they approach it. So a few episodes before we wrapped up the year, I was talking about setting up those pieces, building those better habits- making sure that your goals are smart, very specific in that you work backwards to break it down into small steps. And those are key components. But there's another ingredient when it comes to not just making your goals but sticking with it and being consistent. That's finding a sustainable system. That makes sense for you and your situation. I see too many families get very focused on this specific. How, for example, when paying off debt. Should we use the debt snowball, avalanche or lasso? And the answer is it depends. It depends how much debt you have. It depends on how much extra income you have right now to put towards that debt. It depends on the type of debt you have is high interest, low interest. All these different factors mean that different families will have different approaches. So when I have interviews on here, when I talk about these processes, On the podcast. I want to give you models, not necessarily a map. The map is what you do you create this destination that you want to achieve. Then you take the habits or systems or ideas. From others and hopefully make it or your own. So that you can stick and be consistent with the process and see it through two, you hit that goal. So all this month, we're going to do things a little bit different. Yes. We're going to be talking about families that have hit some great goals together and get into the process of how they did that. But more importantly, we're going to be digging into how they were able to find a system that fits them and their season of life. One of the most important steps is to address and acknowledge where you are now with your financial journey. Then you can see which tools would be best for your situation. So that you can achieve whatever goal you're pursuing. Another piece of that puzzle. Is to find a process that you enjoy. If you are trying to tackle a big goal, say you have a mountain of debt to pay off. Or you're trying to get a house down payment put together. Chances are it's not going to happen overnight. So again, that consistency's important. But to stick with it, you have to feel motivated. And one of the best things you can do is find a process that you think is enjoyable. And some ways fun. Which is why I'm so glad Jillian sirianni is on the podcast today She and her husband had the big goal of paying off their student loans and cashflowing her degree. It took some creativity as you heard in the teaser because they had to find money in their budget somehow. They went for a big win. And not only were they able to save and pay off debt. They had a little bit of an adventure along the way. In this episode, we're going to get into: why going for big wins in your budget can be a game changer some unconventional ways you can slash your housing expenses skills that you may already have that can save and make you money. Are you ready? Let's get started! Handy Tools to Pay Your Debt Off Faster Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money Join Our Thriving Families Community on Facebook Frugal Friends Podcast Values Based Budgeting Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today. We've been Coastal members for a few years have been happy with their services. They have wonderful services and accounts to make saving easier including their competitive money market accounts! As I mentioned in the episode, if you're a Coastal member and are thinking of consolidating your debts, check out Coastal's options to refinance! Rollover Your 401(k) Easily with Capitalize We're grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier.  Did you know that it's estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years.  And because of the Great Resignation, you or someone you know might be changing jobs even more  It's an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with? One huge benefit with an IRA is you get to choose how your money is invested, not your old employer.  If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.   With Capitalize, they handle the process from start-to-finish – for FREE. They handle the process from start-to-finish, and yes that includes calling the 401(k) provider on your behalf.  Find out how and get started today!  Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money.  Music and Photo Credits Music in this episode was provided by artists from Audiio.

How are you feeling about your progress this year with your financial goals? Are you frustrated because you're not hitting them as fast as you had hoped? Do you feel like managing money is a chore? Believe it or not, these problems are connected. Today, I'm going to break down and show you how to build a flexible financial system that will get you to your goals faster! Keeping Your Budget Flexible and Fun Recently I had a chat with rich Jones for the  Paychecks and Balances Podcast. The theme of our discussion was managing finances when undergoing a life transition, but it quickly widen out and scope. After my chat with Rich, our discussion stuck with me. Having written about personal finance for 12 years and podcasting, a little over half that time, I noticed a certain rhythm with people in their interests and finances. Beginning of the year, it's all about setting up these big goals, paying off debt, saving up for a huge house down payment. For some, it truly is the beginning of an awesome year. They get these new habits set up. They have their systems in place. Others though, they're already having a hard time keeping up those habits, part of it is life shifts. Between January and to about April when I look on my side of things with site traffic, And Google searches, that's when people are most interested in their finances. Further into the year, no matter what camp you're in the seasons change and life rolls on. With September zooming by and the last quarter coming up. I find it's another point in the year where we reflect. We have this many awareness that the year's wrapping up. We're reviewing how much we've accomplished. Now on top of the regular seasonal changes in the year. We still have the COVID pandemic that we're dealing with. Rather than fight the seasonal shifts or craft these perfect on paper budgets, but they fall apart during real life pivots, we have to address a fundamental issue -building a sustainable and flexible system for handling your finances so that you can live your life and if something happens adjust as needed. Instead of chasing money as the target or the goal really should be using it as a tool. In this episode, we're going to break that down so that you can create a financial system that is easy to maintain and adjust and have a sustainable budget that's flexible and fun. Are you ready? Let's get started! Handy Tools to Build Your Financial System Quickly and Easily Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money Join Our Thriving Families Community on Facebook Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today. We've been Coastal members for a few years have been happy with their services. They have wonderful customer service along with competitive rates to make saving easier! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your rating and review on Apple Podcasts. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

How are you feeling about your progress this year with your financial goals? Are you frustrated because you're not hitting them as fast as you had hoped? Do you feel like managing money is a chore? Believe it or not, these problems are connected. Today, I'm going to break down and show you how to build a flexible financial system that will get you to your goals faster! Keeping Your Budget Flexible and Fun Recently I had a chat with rich Jones for the  Paychecks and Balances Podcast. The theme of our discussion was managing finances when undergoing a life transition, but it quickly widen out and scope. After my chat with Rich, our discussion stuck with me. Having written about personal finance for 12 years and podcasting, a little over half that time, I noticed a certain rhythm with people in their interests and finances. Beginning of the year, it's all about setting up these big goals, paying off debt, saving up for a huge house down payment. For some, it truly is the beginning of an awesome year. They get these new habits set up. They have their systems in place. Others though, they're already having a hard time keeping up those habits, part of it is life shifts. Between January and to about April when I look on my side of things with site traffic, And Google searches, that's when people are most interested in their finances. Further into the year, no matter what camp you're in the seasons change and life rolls on. With September zooming by and the last quarter coming up. I find it's another point in the year where we reflect. We have this many awareness that the year's wrapping up. We're reviewing how much we've accomplished. Now on top of the regular seasonal changes in the year. We still have the COVID pandemic that we're dealing with. Rather than fight the seasonal shifts or craft these perfect on paper budgets, but they fall apart during real life pivots, we have to address a fundamental issue -building a sustainable and flexible system for handling your finances so that you can live your life and if something happens adjust as needed. Instead of chasing money as the target or the goal really should be using it as a tool. In this episode, we're going to break that down so that you can create a financial system that is easy to maintain and adjust and have a sustainable budget that's flexible and fun. Are you ready? Let's get started! Handy Tools to Build Your Financial System Quickly and Easily Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money Join Our Thriving Families Community on Facebook Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today. We've been Coastal members for a few years have been happy with their services. They have wonderful customer service along with competitive rates to make saving easier! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your rating and review on Apple Podcasts. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Are you frustrated with your debt and feel like you're stuck in this rut? Today we're going to see how you can negotiate your debts to lessen the stress and get you closer to your debt free goals! Paying Off Your Debts and Dealing with Debt Collectors Usually when people make money goals for the year, paying off debt is in the top three but many struggle to achieve that goal. Depending on where the pandemic caught you on your financial journey, you may have had an extra struggle. Perhaps a drop in income meant slowing down or even pausing your debt payoff plan. That can be a real and huge burden because those balances are lingering or worse, growing. If it makes you feel any better, you're not alone. Debt is weighing down on a lot of families. According to Experian, 90% of adults in the US have at least one credit card on their report And of those 75% carry a balance month to month. The average balance for that group is over $5,000. The average balance on a car loan is $19,700. And Then you have student loans. In 2020, the average balance was $38,000. While there is some relief for federal loans, with the pause in payments, if you have private loans, you're still dealing with them on top of everything. Hopefully things have improved in stabilize but now you're at the point where you're trying to figure out how to jump back, in which debts to tackle first, and what payment plan makes the most sense for you. Which is why I'm happy to have attorney Taylor Kosla be a part of this episode. Taylor is a partner at Agruss Law Firm, a team that's focused on helping people deal with debt collection. In this episode, we're going to look at: ways to negotiate with your creditors, protections available to you through the fair debt collections act, and a possible opportunity for you to have an attorney assist you without you paying out of pocket. Are you ready? Let's get started! Handy Tools to Pay Your Debt Off Faster Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money Join Our Thriving Families Community on Facebook Sample Letter Disputing Errors on Credit Reports Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today. We've been Coastal members for a few years have been happy with their services. They have wonderful services and accounts to make saving easier including their competitive money market accounts! As I mentioned in the episode, if you're a Coastal member and are thinking of consolidating your debts, check out Coastal's options to refinance! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your rating and review on Apple Podcasts. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Want more options and time to do more for the people and projects you love? Learn how to create a path to financial independence that is flexible and fun! Finding the Right Pace and Path to Financial Independence As a kid, one of my favorite kinds of books to read were those choose your own adventure stories. Do you remember those? No, it's pretty much began the same, but based on the choices you made you could go on so many different adventures. Some of them had dozens of different endings. You could discover buried treasure, time travel, go to space, whatever the adventure was. Fast forward a few years and now my favorite type of video game to play include RPGs. Why? Because you have some room to craft out your own adventures. I feel like financial independence is like those books and games. You decide how you're going to go through it. Yes, there is an end point, which is when you hit financial independence or financial freedom but in the middle, you have flexibility not just the goal but also the journey .You want it to make it work for you and your family. It doesn't always feel that way though. There's this narrative that gets pushed, that there's a certain type of way to fi- specifically as fast as possible. Yes, sorry, but no thanks. I think that the journey is just as valuable as the destination. If you've been turned off by that segment of fi, or you just want to have more flexibility with your plan, I think you'll enjoy today's episode. To help me out is Diania Miriam. She's the founder of  EconMe  who knows firsthand the joys and challenges of carving out your own FI path. In this episode, we're going to jump into: how Deanna paid off. $30,000 of debt and jump-started her FI path how working towards financial independence opened up more options and allowed her to take risks to pivot her career plus more we're going to get into how you can create a plan that fits you and your family. Are you ready? Let's get started. Handy Tools to Start Your FI Journey If you're looking to get ahead with your finances as a family and look at pursuing financial independence, here are some resources to check out: Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money Join Our Thriving Families Community on Facebook Free 401(k) Analysis: Blooom Coast FI: A Better Path to Financial Independence 10 Lessons Learned from Accidental Slow F.I.R.E. How Much is Enough Money? The Levels of Financial Autonomy Want to be a part of EconMe this year? Sign up for your ticket! Because you're a listener, Diania was kind enough to pass on a discount code. Type in SIMPLIFYENJOY to save 10% on your ticket! Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today. We've been Coastal members for a few years have been happy with their services. hey have wonderful services and accounts to make saving easier including their competitive money market accounts! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your rating and review on Apple Podcasts. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

We're all looking to reconnect and have fun this summer. Today, we're going to go over ways to enjoy family barbecues, give some ideas on great outdoor ventures you can go on, and offer tips on how to grow your savings this season! Make This a Fun Summer of Savings For many families, summer is the season. Especially after the year we had in 2020, many of us are eager to embrace the warmer weather and be outside and go on vacation. As we mentioned last week, it's possible to have fun and still save. Today, we're going to dive in with how you can have a wonderful and memorable time this summer, while still building up your stash. In this episode,  we get into: Leveling up your barbecue game Exploring the great outdoors is perfect for your happiness and wallet 10 ways you can boost your savings  Let’s get started!  Handy Tools to Boost Your Savings If you’re looking to get ahead with your finances as a family, here are key resources to check out! Best Budget and Money Apps: Personal Capital, Tiller, Mint Grow Your Stash Faster: High Yield Savings with CiT Bank Jumpstart Your Marriage and Your Money Frugal and Fun Summer Activities for Your Family How to Double Your Savings Rate Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today. Slash Your Phone Bill with Republic Wireless! I'm so happy to announce our new sponsor Republic Wireless.   If you’re looking to hit your family’s financial goals faster, optimizing your expenses is the way to go. Chances are you’re paying too much for your smartphone and not getting the value you deserve.   Same thing happened to me years ago. Wanting to become debt free faster, I switched to Republic Wireless and saved big time.  Nationwide coverage, fantastic phone options like the Samsung Galaxy and Moto g, plus seriously affordable prices (plans start at $15/month!) make it a smart choice for families looking to save without sacrificing value.  See all they have to offer at Republic Wireless!  Key Takeaways Before we wrap up, I want to share a few key takeaways I got as I was preparing this episode.  If you want to discuss this more – ask questions, swap ideas, and maybe get a debt-free strategy set up – don’t forget to join us in the Thriving Families group on Facebook. We swap ideas and tips because our goal is to help one another out with our family and financial goals.  Hope to see you there! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your rating and review on Apple Podcasts. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music Credit Our theme song is from Staircases. Additional music by various artists from Audiio.

We're all looking to reconnect and have fun this summer. Today, we're going to go over ways to enjoy family barbecues, give some ideas on great outdoor ventures you can go on, and offer tips on how to grow your savings this season! Make This a fun Summer of Savings For many families, summer is the season. Especially after the year we had in 2020, many of us are eager to embrace the warmer weather and be outside and go on vacation. As we mentioned last week, it's possible to have fun and still save. Today, we're going to dive in with how you can have a wonderful and memorable time this summer, while still building up your stash. In this episode,  we get into: Leveling up your barbecue game Exploring the great outdoors is perfect for your happiness and wallet 10 ways you can boost your savings  Let’s get started!  Handy Tools to Boost Your Savings If you’re looking to get ahead with your finances as a family, here are key resources to check out! Best Budget and Money Apps: Personal Capital, Tiller, Mint Grow Your Stash Faster: High Yield Savings with CiT Bank Jumpstart Your Marriage and Your Money Frugal and Fun Summer Activities for Your Family How to Double Your Savings Rate Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today. Slash Your Phone Bill with Republic Wireless! I'm so happy to announce our new sponsor Republic Wireless.   If you’re looking to hit your family’s financial goals faster, optimizing your expenses is the way to go. Chances are you’re paying too much for your smartphone and not getting the value you deserve.   Same thing happened to me years ago. Wanting to become debt free faster, I switched to Republic Wireless and saved big time.  Nationwide coverage, fantastic phone options like the Samsung Galaxy and Moto g, plus seriously affordable prices (plans start at $15/month!) make it a smart choice for families looking to save without sacrificing value.  See all they have to offer at Republic Wireless!  Key Takeaways Before we wrap up, I want to share a few key takeaways I got as I was preparing this episode.  If you want to discuss this more – ask questions, swap ideas, and maybe get a debt-free strategy set up – don’t forget to join us in the Thriving Families group on Facebook. We swap ideas and tips because our goal is to help one another out with our family and financial goals.  Hope to see you there! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your rating and review on Apple Podcasts. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music Credit Our theme song is from Staircases. Additional music by various artists from Audiio.

Brand Credibility is all about improving your brand's reputation and strengthening the trust you have with your customers. If you're in PR, marketing comms, SEO, or content creation, this week we're sharing two handy (and free!) tools that we use to create credible, timely, topical content: Google Alerts: google.com.au/alerts SourceBottle: sourcebottle.com ... Do you have any other go-to tools to help create credible content for your brand? Let us know on socials! Instagram - @yourmarketingmates LinkedIn - /your-marketing-mates Don't forget to rate, review & subscribe

Today we’ll go over how the two of you can boost your savings rate while still enjoying some fun now!  Why Your Savings Rate Matters Last week we talked about three key numbers to track and master your money and one of them was your savings rate.  How much you save on your income can have an incredible impact on how fast you reach your big financial goals. Here’s the thing, though, unless you have a stash of cash under in house or an inheritance coming up soon, that money is probably coming out of your budget. So how do you become a super saver without deprivation? Can you boost your savings rate and still have some fun?  I believe you can find that balance, but you need a plan and a system to set things up.  This is why I’m glad Joe Mecca from Coastal Credit Union is back. He’s the quintessential saver and today he’s sharing how he’s grown his savings while still having some fun.  In this episode, we’ll dig into: Finding out your current savings rate Tax-advantaged ways to save more to give you a double win path to notching up your savings  Let’s get started! Handy Tools to Increase Your Savings Rate If you’re looking to get ahead with your finances as a family, here are key resources to check out! Best Budget and Money Apps: Personal Capital, Tiller, Mint, Zeta Grow Your Stash Faster: High Yield Savings with CiT Bank Manage Your 401(k) Easily: blooom Automatic Saving: Qapital Jumpstart Your Marriage and Your Money Simplify and Enjoy: Financial Freedom for Families 5 Days to $5K Course How to Achieve Financial Independence Through Big Wins Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today. They have competitive rates on checking and savings accounts! Key Takeaways on Growing Your Savings Rate Before we wrap up, I want to focus on a few key takeaways I got from preparing this episode.  Start as early as possible. Don’t worry about being about to sock away 20, 30, 40% of your income. Joe said it was closer to 3-5%, which is about where we began.  Pay yourself first. Automating those transfers makes it easier on you and you’re more likely to stay on target.  Minimize lifestyle inflation. Take any raises, bonuses, windfalls, or tax refunds and set aside a portion of that to go towards savings. You can still enjoy some fun now and save more, without missing that money.  If you want to discuss this more, please come chat with us on Facebook in the Thriving Families Group. We’re supportive. We’d love to see you there! Support the Podcast! Thank you so much for listening to the podcast! Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere

Has 2020 thrown you off your FI course? Today we’re going to tackle how you can get back on and knock out a goal before the year is over! Knocking Out a Money Goal Before the Year Wraps Up I’m going to take a guess and say that 2020 has not gone the way you thought it would back at the beginning of the year. Looking at the first half of the season, you probably remember that we started off the year with some big purchases when we had to replace my husband’s car into we did a kitchen update. Now, both of these purchases were planned. For instance, we saved up for it. We didn’t incur any debt. But just a couple weeks after we finished the major parts of the kitchen, things were shutting down. Because there were so many things up in the air and a lot of uncertainty, we’ve made adjustments, definitely got more conservative when it came to any more spending. We also got a little more cautious with our other goals for the year and put a pause on them until we had a better idea of what’s going on. From what I’m seeing and hearing from you, you’re kind of in the same boat. You had a goal that you were looking forward to knocking out this year. But when the pandemic hit, you kind of put pause and you might feel like you’ve just lost your footing a bit and you’re trying to get things back in order. But with August being almost done, is it too late? Well, the good news is there are 18 weeks left in the year.  So if you want to make the most out of this time, then I think you’ll enjoy today’s show.  In this episode, we’ll get into: How to get back on n the horse and restart paying down your debts or saving for a specific goal Rethinking your investing strategy Incorporating more giving into your regular financial routine Let’s get started!  Handy Tools to Reset and Get Back on Your FI Journey If you’re looking to get ahead with your finances as a family and look at pursuing financial independence, here are some resources to check out: Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money Join Our Thriving Families Community on Facebook Free 401(k) Analysis: Blooom It’s A Good Time To Save More. Here’s How Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you live in the Triangle area of North Carolina and you’d like someone to work with you on your goals, you really want to check out Coastal’s Wealth Management team. They’d love to help you start investing for retirement and more! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music Credit Music in this episode was provided by artists from Audiio.

Chapter 3

Despite popular opinion, you don’t need a million dollars to be financially free. We’ll go over how you can create a financial independence plan that fits your family and is actually fun! How Much Do We Need as a Family to Be Financially Free? Simplify and Enjoy is about families working toward financial freedom using core ideas from financial independence and minimalism.  But how does that work in times like these?  Can we take this foundational question we talked about in an earlier episode – finding your FI number – and actually craft a plan for a family now going through the pandemic? Let’s be honest, depending on where you were in your own financial journey, the pandemic could’ve shifted things in so many directions for you.   I think it’s reasonable to acknowledge that a family who’s carrying debt like car payments or student loan is going to experience things much differently than a family whose paid off their Non-mortgage debts and are using that money to invest.  So how do you create that path for those families? Is it possible to work towards financial freedom and perhaps independence during times like these?  First off, let’s start off with the good news.  You don’t need a million dollars or more saved to achieve financial freedom. In fact, with some planning, you can really open up a lot of options for your family in a relatively short amount of time. And you know, what it can be rewarding and enjoyable.  I want to show you how.  In this episode, we’ll get into: Making financial independence approachable by doing it in phases The key numbers to watch  How to craft a plan that fits your family So we’re going to start with concepts but then go into some real numbers so you can see how the process works. Ready? Let’s get started! Handy Tools to Start Your FI Journey If you’re looking to get ahead with your finances as a family and look at pursuing financial independence, here are some resources to check out: Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money Join Our Thriving Families Community on Facebook Free 401(k) Analysis: Blooom Coast FI: A Better Path to Financial Independence 10 Lessons Learned from Accidental Slow F.I.R.E. How Much is Enough Money? The Levels of Financial Autonomy Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you live in the Triangle area of North Carolina and you’d like someone to work with you on your goals, you really want to check out Coastal’s Wealth Management team. They’d love to help you start investing for retirement and more! Support the Podcast! Thank you so much for listening to the podcast! Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Spotify, or Apple. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

I used to struggle with voicemail, here's some tips for leaving a professional voicemail message and some tips, tricks and apps for you! https://calendly.com/ Book an appointment with me. It's easy with Calendly! Sign up for SlyBroadcast at slybroadcast.com and enter referral code 54673f100 for 100 free credits with your first purchase! Learn more about Cass Learn more from Cass --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/cass-dejaynes2/support

Your business should have a digital marketing strategy in place, but are you using any helpful time saving tools? There are many you could use to help simplify your marketing efforts and reduce the time you spend on certain areas of marketing. So in this eposide we talk about some handy tools you could use to help with your digital marketing strategy.

With the FIRE (financial independence/retire early) movement growing, many families are wondering if it's an option for them. Today we look at the key numbers parents need to consider when pursuing financial independence while raising kids!  What choices do we need to make as a family now to become financially independent? Helping me to dig into this is Jonah Kaufman. He’s a financial advisor at Coastal Wealth Management.  And while he’s not here for specific financial advice – that’s something you need to do one on one since everyone has unique financial circumstances – we are going over some things to consider and talk about as a family. In this episode we’ll discuss:  5 big myths and misconceptions people have about financial independence Two key numbers to keep an eye on for early retirement (and income is not one of them!) How you two can create a FIRE plan that fits you Hope you enjoy! Handy Tools to Start Your FI Journey If you’re looking to get ahead with your finances as a family by pursuing financial independence, here are some resources to check out: Best Budget and Money Apps: Personal Capital, Tiller, Mint, Zeta Grow Your Stash Faster: High Yield Savings with CiT Bank Manage Your 401(k) Easily: blooom Automatic Saving: Qapital Jumpstart Your Marriage and Your Money Is Financial Independence with Kids Possible? FI Community Too many to number, but here are just a few of my favorites! Marriage, Kids, and Money Root of Good Rich and Regular ChooseFI City Frugal The Fioneers Financial Panther WalkingtoFIRE If you’d like to chat more your money system, please join us in our private and free Facebook group – Thriving Families.  We’re families looking to support and help one another out. Hope to see you there! Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today. If you want to be better prepared financially for retirement, please check out Coastal’s Retirement Planning options!  Support the Podcast! Thank you so much for listening to the podcast! Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music Credit Like the music in this episode? It’s provided by Lee Rosevere.

Looking to raise kids while pursuing financial independence? Here are some tips from Simplify and Enjoy to help you reach your goals and enjoy the journey! How to Simplify Your Finances and Enjoy Your Family As I mentioned in the last episode, this week is going to be a bit different. I’m going on vacation with my family soon but I wanted to leave you with some bonuses. As you already heard, I started a new podcast – Simplify and Enjoy. While here on Couple Money we talk about getting on the same page with money as a couple, Simplify and ENjoy is more focus on families especially with young kids who are interested in pursuing financial independence. Besides looking at the numbers, of course, we’re going to be looking at how to design your life around your family. How do you make the finances work so you are hitting your goals but you’re also enjoying the journey? So this week I’m going to share the first two episodes from the series – easy ways to manage your money when you’re busy and then the second episode is finding your path to financial independence when you’re raising young kids. I hope you enjoy these episodes and that they help you with your own journey to financial freedom and independence as a family! Handy Tools to Save More If you’re looking to get ahead with your finances as a family, here are key resources to check out! Best Budget and Money Apps: Personal Capital, Tiller, Mint, Zeta Grow Your Stash Faster: High Yield Savings with CiT Bank Manage Your 401(k) Easily: blooom Automatic Saving: Qapital Jumpstart Your Marriage and Your Money Simplify and Enjoy: Financial Freedom for Families 5 Days to $5K Course How to Achieve Financial Independence Through Big Wins Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today. They have competitive rates on checking and savings accounts! Support the Podcast! Thank you so much for listening to the podcast! Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.  

Most people would love to become financially independent and have work be optional, but it is that realistic? Today we’re looking at the real scoop about FIRE and whether it’s the path for you! Financial Independence with Kids: Is That Really Possible? And while we would say we’re on the FI path, it’s not our focus. It’s more the how. But is financial independence the right direction for you and your family?  Helping me to dig into this is Jonah Kaufman. He’s a financial advisor at Coastal Wealth Management.  And while he’s not here for specific financial advice – that’s something you need to do one on one since everyone has unique financial circumstances – we are going over some things to consider and talk about as a family. In this episode we’ll discuss:  5 big myths and misconceptions people have about financial independence Two key numbers to keep an eye on for early retirement (and income is not one of them!) How you two can create a FIRE plan that fits you Hope you enjoy! Handy Tools to Stay on Top of Your Money If you’re looking to get ahead with your finances as a family and look at pursuing financial independence, here are some resources to check out: Best Budget and Money Apps: Personal Capital, Tiller, Mint, Zeta Grow Your Stash Faster: High Yield Savings with CiT Bank Manage Your 401(k) Easily: blooom Automatic Saving: Qapital Jumpstart Your Marriage and Your Money If you’d like to chat more your money system, please join us in our private and free Facebook group – Thriving Families.  We’re families looking to support and help one another out. Hope to see you there! Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today. Support the Podcast! Thank you so much for listening to the podcast! Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music Credit Like the music in this episode? It’s provided by Lee Rosevere.

Double Your Savings This week in the community newsletter I asked a question – can you really save half your income? Think about that for a second. Why is this important? Whether you’re paying off debt, saving up to buy a house, start family, travel, or invest more for your future – all of these goals have something in common. They need money. How much you save of your income can have an incredible impact on how fast you reach your big financial goals. Now unless you have a stash of cash under in house or an inheritance, that money is probably coming out of your budget. Now another quick question – do you know the average savings rate in the U.S. now? Take a guess. It’s around 6%. As you probably guess that’s not going to cut it if you want to knock out any of those big goals soon. There’s no way around it. If you want to hot those goals fairly quickly, you have to master the art of saving. But half your income? That’s a bit much, right? Don’t let anyone tell that’s not a huge deal because it is. However, it is possible to start working on bumping up that savings rate and one of my goals this summer is getting you to double yours. We’re bringing back the summer of savings.  I want this summer to be your best ever. Today on the podcast and throughout the season on this site, I’ll be sharing strategies to help you grow your stash while still enjoying things. In this episode we’ll discuss: A simple path to notching up your savings rate Psychological hacks to save more Tools that will make your life much easier Oh and stay tuned until because we’re also bringing back the summer of savings giveaway! Let’s get started! Handy Tools to Increase Your Savings Rate If you’re looking to get ahead with your finances as a family, here are key resources to check out! Best Budget and Money Apps: Personal Capital, Tiller, Mint Grow Your Stash Faster: High Yield Savings with CiT Bank Manage Your 401(k) Easily: blooom Automatic Saving: Qapital Jumpstart Your Marriage and Your Money Simplify and Enjoy: Financial Freedom for Families Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today. They have competitive rates on checking and savings accounts! Support the Podcast! Thank you so much for listening to the podcast! Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

In today’s episode we take a look at seven different tools to make it easy to manage multiple WordPress sites.

We're picking up right where we left off with Universal Laws #3 & #4. Universal Law 3 is all about being centred in your actions and reactions, so that the swings aren't quite as chaotic. Speaking of reactions, Universal Law # 4 is all about cause and effect. This may seem simple, but I'm telling you ladies, there are a lot of misinterpretations to be made here. So grab a pen and paper and listen along!TALKING POINTS: CLASS 1 RECAP [2:47]UNIVERSAL LAW #3: THE LAW OF RHYTHM [4:15]CONTINUING ON TO GET THE PENDULUM SWINGING IN THE POSITIVE [7:42]UNIVERSAL LAW #4: THE LAW OF CAUSE AND EFFECT [13:00]STOP THE DENIAL GIRLFRIEND! [14:29]SEE LIFE AS A LONG-TERM ARRANGEMENT [27:55]THE WRAP UP [31:32]THIS WEEK’S HOMEWORK [35:35]AHA! QUOTES:“MASTERS KNOW HOW TO RISE ABOVE NEGATIVE PARTS OF A CYCLE BY NEVER GETTING TOO EXCITED OR ALLOWING NEGATIVE THINGS TO PENETRATE THEIR CONSCIOUSNESS.” [9:17]“ONLY 2-3% OF PEOPLE IN THE WORLD HAVE ACTUAL INTEGRATED TRUTH FULLY INTO THEIR BEHAVIOUR.” [14:29]“WE ARE 100% IN CONTROL OF OUR SUCCESS.” [17:08]“OUR GREATEST ENEMY HAS NEVER CHANGED. IT WILL ALWAYS BE IGNORANCE. IT IS ALSO THE ONLY COMPETITION WE WILL EVER FACE. HOWEVER, WE MUST UNDERSTAND THAT THERE ABSOLUTELY IS NO ALLOWANCE MADE FOR IGNORANCE.” [30:10]HANDY TOOLS:6 STEPS TO GOAL CRUSHING! THE SCIENCE OF ACHIEVING YOUR GOALS FACEBOOK GROUP!JOIN THE ROCK YOUR BIZ MASTERMIND!VISIT MY WEBSITE: www.shanarecker.com

In this weeks episode of 'Smoko Sessions' we ask the Mechanic.com.au Premier Community Partners 'What is one Handy Tool that you think every Technician should have in their Toolbox and why?'