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5 episodes with diania
4 episodes with diania
2 episodes with diania
2 episodes with diania
2 episodes with diania
Jesse explores the value of financial priorities and the balance between spending and saving with guests Diania Merriam, Justin Peters, Bill Yount, Jeremy Schneider, Doc G, and Joe Saul-Sehy. Diania highlights the “iceberg principle” of stealth wealth—how true wealth is often what you don't see, like deferred purchases and unspent money. Justin shares a personal story about the cost and memories of boat ownership, emphasizing the lesson to buy utility and rent luxury. Bill discusses the different seasons of life in relation to frugality and spending, while Jeremy reflects on ingrained money habits persisting despite sudden wealth. Doc G and Joe Saul-Sehy add their unique perspectives on personal finance and the emotional relationship with money. Together, they unpack how financial decisions shape our lives, the importance of aligning spending with values, and the lessons learned from both scrimping and splurging. Key Takeaways: • Financial freedom doesn't always come with a clear sense of how to enjoy money meaningfully. • Renting luxury experiences can be more satisfying and economical than owning them. • Time, health, and family often become more valuable than money as people grow older. • Community and shared experiences often bring more satisfaction than expensive possessions. Lifestyle upgrades need to be aligned with personal values to feel meaningful. • Former spendthrifts can struggle just as much with letting go of financial vigilance. • Understanding your money story is key to shifting your habits and mindset with intention. Even the financially savvy can be blindsided by lifestyle creep and emotional spending. Key Timestamps: (00:00) – Scar Tissue: Financial Lessons from the Past (13:59) – The Mini Bar Mishap (20:11) – The $500 Parking Ticket (23:56) – Balancing Financial Optimization and Enjoying Life (24:29) – Time vs. Money: Changing Priorities (25:50) – Keeping Up with the Joneses: A Personal Story (30:59) – The Perils of Consumerism and Stealth Wealth (44:12) – Rent Your Luxury and Buy Utility (45:20) – Frugality Habits: From Broke to Millionaire Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Bill Yount: Website: https://catchinguptofi.com/ LinkedIn: https://www.linkedin.com/in/bill-yount-a8033036/ Diania Merriam: Website: https://economeconference.com/about/ LinkedIn: https://www.linkedin.com/in/dianiamerriam/ Justin Peters: Website: https://podcasts.apple.com/us/podcast/fi-minded-achieve-financial-independence-have-fun-doing-it/id1496701179 LinkedIn: https://www.linkedin.com/in/justinleepeters/ Jordan (Doc G) Grumet: Website: https://jordangrumet.com/ LinkedIn: https://www.linkedin.com/in/jordan-grumet-38a506179/ Joe Saul-Sehy: Website: https://www.stackingbenjamins.com/ LinkedIn: https://www.linkedin.com/in/joe-saul-sehy-b3426b31/ Jeremy Schneider: Website: https://www.personalfinanceclub.com/ LinkedIn: https://www.linkedin.com/in/jerschneid/ More of The Best Interest: Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.
Týždeň v politike Celý článok nájdete TU: https://www.teraz.sk/publicistika/hrabko-kym-do-diania-na-ukrajine-nevst/837983-clanok.html . Z viacerých strán pribúdajú politické signály, že by sa mohli začať rokovania o zastavení bojov na Ukrajine, reálne to však bude až potom, ako sa prezidentského úradu v USA v januári budúceho roka ujme novozvolený prezident Donald Trump. V TASR TV to povedal publicista Juraj Hrabko. . Končiaci americký prezident Joe Biden má podľa neho už slabú legitimitu na zásadné rozhodnutia. „Podľa mňa sa nezmení nič, kým do celej záležitosti nevstúpi Donald Trump,“ odhadol Hrabko. Najväčší vplyv na ukončenie bojov má podľa neho ruský prezident Vladimír Putin, ktorý môže ruský útok ukončiť kedykoľvek. „Všetci vieme, kto je agresor, že Rusko prepadlo Ukrajinu. Všetci vieme, ako zlyhali medzinárodné inštitúcie, ktoré tomu nedokázali zabrániť,“ konštatoval Hrabko na margo smutného výročia 1000 dní od začiatku konfliktu....
Today's podcast is with Diania Merriam. Most people are familiar with the FIRE movement, where people seek 25x their expenses and retire early. She took a different approach and instead reached her ‘coast FIRE' number and did not retire. However, she used this as an opportunity to leave traditional W-2 corporate work.Diania also runs the EconoMe conference, a personal finance conference with personal finance educational sessions and workshops.Links:* EconoMe Conference: https://economeconference.com/* Overview of the Coast FIRE concept from Nick Maggiulli: https://ofdollarsanddata.com/coast-fire/DisclaimerNothing on this podcast is investment advice.The information in this podcast is for information and discussion purposes only. It does not constitute a recommendation to purchase or sell any financial instruments or other products. Investment decisions should not be made with this article and one should take into account the investment objectives or financial situation of any particular person or institution.Investors should obtain advice based on their own individual circumstances from their own tax, financial, legal, and other advisers about the risks and merits of any transaction before making an investment decision, and only make such decisions on the basis of the investor's own objectives, experience, and resources.The information contained in this podcast & show notes is based on generally-available information and, although obtained from sources believed to be reliable, its accuracy and completeness cannot be assured, and such information may be incomplete or condensed.Investments in financial instruments or other products carry significant risk, including the possible total loss of the principal amount invested. This podcast, the host, and the guest do not purport to identify all the risks or material considerations that may be associated with entering into any transaction. This host & guest accepts no liability for any loss (whether direct, indirect, or consequential) that may arise from any use of the information contained in or derived from this content. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.securityanalysis.org/subscribe
What if you could “retire” early, working only FOUR hours a week? Coast FIRE achiever Diania Merriam did just that! After a decade of hustle in corporate America, Diania found herself financially behind with $30,000 in debt. Dreaming of a life-changing adventure but lacking the funds, she decided to overhaul her finances. Fast forward, and now in her mid-thirties, she's debt-free, successfully self-employed (or, as she puts it, happily “unemployed”), living life on her terms. So, how did Diania save enough to walk away from her nine-to-five? The answer might surprise you. She didn't need millions in the bank, and neither do YOU, to embrace early retirement. Diania asks, “Do you have enough to take a risk?” If you do, you could live the Coast FIRE lifestyle, just like her, working minimal hours and maximizing time freedom. Ready to slash your workweek and dive into what you love? Stick around—by following Diania's example, early retirement could be within your reach, EVEN if you're just getting started on your FIRE journey! In This Episode We Cover Why you must be financially prepared to quit a soul-sucking job Achieving Coast FIRE without millions in the bank and how to be happy living off of little Why self-employed health insurance isn't as big of an expense as most people think Burning out before you hit FIRE and why being hyper-fixated on a financial goal could kill your drive How starting your own business can save you a ton on taxes How to “retire” early without replacing your full-time salary And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders BiggerPockets Money Group Let Us Know What You Thought of the Show! Grab Dave's Newest Book “Start with Strategy” See Mindy at BPCON2024 in Cancun! Coast FI: The Calculated Way to Retire Early WITHOUT Giving Up What You Love 00:00 Intro 01:03 $30K in Debt! 03:22 Quitting Her "Toxic" Job 09:23 What About Health 12:02 How Much She Makes 20:53 You Have ENOUGH Money! 25:24 Connect with Diania! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-559 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
What role does spending money play in your life: as a tool to live a better life or a yardstick of status to measure yourself against others? Our roundtable discussion centers around this, as we're lucky to be joined by the dynamic duo Kitty and Piggy from the award-winning Bitches Get Riches podcast and blog. They join up with OG and Len Penzo to form the roundtable for this epic episode. Joe's mom's cousin Diania Merriam, founder of the EconoMe Conference, takes over MC duties for Neighbor Doug. In the second half of the roundtable discussion, sponsored by DepositAccounts.com, we dig into each of our contributors' favorite entry on Morgan Housel's list. Stick around for the next installment of our year-long trivia contest. Diania brings a Gillian's Island-themed trivia to our panel. Will the Bitches use their advantage in numbers to take home the W for Paula? Will Len's first-hand knowledge of Gillian's Island, having actually been around for the pilot episode, give him the upper hand, or will OG use his superior financial planning skills to bring home the W? FULL SHOW NOTES: https://www.stackingbenjamins.com/kitty-piggy-roundtable-1487 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode, Diania Merriam shares her personal journey from financial illiteracy and debt to achieving financial independence and retiring at 33. She emphasizes the importance of shifting from a scarcity mindset to an abundance mindset when it comes to money. Diania provides action steps for listeners, including surrounding themselves with abundant people, reading abundance-based books, and expressing appreciation and gratitude. By adopting these practices, you can develop a healthier relationship with money and find contentment in your financial journey.Takeaways:Shift from a scarcity mindset to an abundance mindset when it comes to money.Surround yourself with abundant people who have a positive outlook on money.Read abundance-based books to change your perspective and mindset.Express appreciation and gratitude daily to cultivate a sense of abundance and contentment.Listen to Diania's PodcastCheck out the EconoMe ConferenceWatch the EconoMe YouTube ChannelHere are some of the books that Diania mentioned:The Obstacle is the Way by Ryan HolidayDo Nothing by Celeste HeadleeThe Pathless Path by Paul MillerdYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
Love is in the air! Today we're talking about relationships with two fantastic people - our guest of honor today is the host of the Optimal Finance Daily podcast and also the woman behind the EconoMe Conference, Diania Merriam. Diania and Joe talk about relationships, money, and that the whole idea of "relationship" doesn't start where many people think it does. We especially focus on money's role in a relationship and how focusing on the wrong aspects of "love" can end up helping out OUT of a relationship instead of getting closer with your "soulmate." Before that we have some fun talking about investing strategies with guest co-host, comedian Paul Ollinger. Paul rides along with Joe, OG, and Doug through a fun discussion on the fact that advisors are getting away from "boring" allocations of exchange traded funds and instead moving to separately managed accounts. What IS a separately managed account and why would an advisor do that? We get NERDY on today's show and shine a light in an area that advisors may not want you to look. Of course, we take a call for help from a Stacker AND Doug regales us with his amazing trivia, which we're sure you'll LOVE. FULL SHOW NOTES: https://www.stackingbenjamins.com/2024-econome-conference-diania-merriam-1477 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Grab some candles and cuddle up with a loved one for this one! It's an epic episode! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Koalícia vedená Robertom Ficom sa pokúsila o expresné zrušenie špeciálnej prokuratúry.Šéfka nadácie Zastavme korupciu Zuzana Petková Jurajovi Kemkovi vysvetlila, prečo do diania na Slovensku vstupuje Brusel.
Diania Merriam is the founder of the EconoMe Conference, an exclusive gathering for the FIRE community (financial independence, retire early). Inspired by FIRE, Diania hit an impressive 60% savings rate and retired at 33. Of course, in retirement, you've got to stay active; what's the point of financial freedom if you've got nothing to do? Diania joins Jesse today to discuss CoastFI, SlowFI, and the need to enjoy the journey. If you're saving for retirement, but aren't sure what to do with that retirement, this episode is for you! Key Takeaways: What inspired Diania to walk the Camino de Santiago. How to disconnect for your career with purpose. Why you need a vision for what your retirement will look like. Don't wait for financial independence to change your life. What are SlowFI and CoastFI? How to be an efficient saver, not a deprived saver. Why FI is better with friends. Mentions:
Diania shares her experience of negotiating a mini-retirement to walk the Camino de Santiago in Spain. She initially planned to support her uncle on the journey but ended up going alone. Diania discusses the financial preparation she made, including paying off debt and learning about financial independence. The time off was full of self-discovery and awareness, including recognizing her weak internal compass and susceptibility to external influences. She emphasized the importance of community and in-person connections, which led her to create the Economy Conference. She is a great example of how to negotiate a leave of absence and how time brought her closer to financial independence.
In this episode: community, structuring FI events, unstructured time, the energy in the room, and vulnerability. We all know that the online FI community can help you along the journey in a variety of ways, but the abundance and ease of access to that community can lead to us forgetting the impact live FI events can have on your life. Our Guests Stephen, Amy, and Diania from CampFI, FI Freedom Retreats, and The EconoMe Conference respectively can attest to the power of in-person communities as they are the ones who work so hard to put them together! Together with Brad, the foursome talk about the different benefits that can come as a result of joining these conferences, and how “the energy in the room” can help you find value and take in information in ways you never thought possible! Amy, Diania, and Stephen: Stephen (CampFI): campfi.org Diania (EconoMe Conference): economeconference.com (10% off using code "choosefi") Amy (FI Freedom Retreat): fifreedomretreats.com Timestamps: 1:04 – Knowing Versus Doing/The Benefit of Events 8:32 – What Can Be Achieved Through Community 14:02 – Being Vulnerable/The Effect of Multiple Days 22:33 – The Evolution of FI Events 31:23 – Structuring FI Events/The Energy in the Room 43:00 – Attendees Finding Value 51:10 – Conclusion Resources Mentioned In Today's Episode: Stacking Benjamins Find Your Local ChooseFI Group Join ChooseFI's Facebook Group Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family's Essential Info (code ‘CHOOSEFI' for 20% off) Student Loan Planner: Custom Consult (with $100 Discount)
In this episode: Money as a Tool, Retirement and Autonomy, Awareness and Choice, Community and Belonging, Coast FI and Slow FI with Diania MerriamNote from AdamI hope you are well. I know I've been MIA for the last few weeks, without any new episodes.I've had some incredible things happening in my life, all thanks to envisioning. I can't wait to share them with you and share a resource I'm creating for you to think BIG about your own life and vision, so you can create similar amazing results for yourself. If you'd like to get early access to that, click here and sign up.Episode Summary: In this episode, Diania Merriam discusses her journey to financial independence and early retirement. She shares how she discovered the FIRE (Financial Independence, Retire Early) movement and how it transformed her relationship with money.Diania explains the concept of "Coast FI" and "Slow FI" and how she retired from her corporate career at the age of 33.She also talks about the importance of clarity and comfort in managing finances and how financial independence allows for greater creativity and time abundance.Connect with Diania Merriam10% off her FIRE conference, Econome with code “mindful”Website: EconomeConference.comAbout our guest, Diania: Diania Merriam is a retired corporate professional and the host of a daily podcast about money. She is passionate about helping others achieve financial independence and creating a life they never want to retire from. Diania is also the founder of The Econome Conference, a gathering for like-minded individuals in the FIRE community.Key Takeaways:Money is a tool, not a goal. It should be used to create time and space in your life.Retirement is not about not working, but about separating your finances from your work and having full autonomy over how, when, and where you work.Awareness and choice are essential in achieving financial independence. Understand your income, expenses, and the gap between them.Community and a sense of belonging are important for overall well-being, especially in the FIRE movement."Coast FI" involves front-loading retirement savings and allowing compound interest to grow your investments over time."Slow FI" is about reimagining your financial journey and being open to different paths and approaches to financial independence.Resources & Books Mentioned:Mr. Money Mustache blog"The 4-Hour Workweek" by Tim FerrissWhenever you are ready, here are 3 ways I can help you: 1. Book a 30 free clarity call with me. If you are nearing FI and want help answering the question "What do you actually want?", let's chat! 2. Complete my Free Envisioning Guide to dream up a BIG vision for your life. 3. Connect with me LinkedIn where I post about crafting a life you love & making work optional using mindfulness, envisioning & financial independence.
“The reward for many of us, for retiring early, is an existential crisis. I think there's a lot of different elements to why people feel this way when they retire early.” Today our host Ed Coambs embarks on an insightful journey with Diania Merriam, founder of the EconoMe Conference and fellow podcaster. Diania unravels her personal journey from being financially illiterate to achieving financial independence, retiring at 33, and its impacts on her mental health. She emphasizes the need for financial literacy, discernment, and adapting financial decisions to our unique circumstances. In this compelling episode, Ed and Diania explore the intersection of mental health and early retirement, discussing how the shift from external pressure to autonomy can be challenging, especially when dealing with mental health issues and childhood trauma. They discuss the power of attachment theory in the healing process and the challenges of processing trauma without the appropriate language. All this and more on today's episode of Healthy Love and Money! Key Topics: About Diania and her discovery of the FIRE Movement (02:51) Diania's Four-Hour Work Week (05:59) Investing In Your Business (12:22) What Does Money Mean to Us? (15:29) Unpacking Diania's Mental Health (20:24) Childhood Trauma and its Effects on Early Retirement (23:52) Attachment Theory (29:34) Releasing the Trauma (33:08) Advocating for Your Mental Health (39:22) The Importance of Understanding Mental Health (43:26) Resources: Diania Merriam on LinkedIn Optimal Finance Daily Podcast Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.
In this episode of Money Tales, our guest is Diania Merriam. In her 20s, Diania felt like she was wasting her privilege. She was an educated white woman in a first world country with a good job, yet Diania was living paycheck to paycheck and running up a mound of debt. She decided something had to change. Diania made a mindset shift and became a supersaver. She got creative and resourceful about meeting her needs and developed a brand-new relationship with money. Diania Merriam is the founder of The EconoMe Conference, a party about money designed specifically for the FIRE movement (financial independence, retire early). She's also the host of the popular podcast Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, Diania used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a two-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago and launch her own business.
The Real Estate InvestHER Show with Elizabeth Faircloth and Andresa Guidelli
Welcome, ladies, to the Real Estate InvestHER Show! In this episode, we are going to get inspired to achieve financial freedom with Diania Merriam. Diania is the founder of The EconoMe Conference, catering to the FIRE movement. She hosts the popular podcast Optimal Finance Daily (1M downloads/month), narrating articles from top personal finance blogs. She achieved financial independence by eliminating $30k of debt, saving 60% of her income, and retiring at 33. Featured on Business Insider, CNBC, and other outlets, she inspires others on the path to financial freedom. In this episode, we explore Diana's journey to financial independence through the FIRE movement. Discover how she went from $30,000 in debt to achieving financial freedom in just 11 months. Diana shares her approach to reducing expenses while still enjoying some luxuries and how it sparked her creativity. Learn how cutting costs can unlock creativity and the importance of being mindful of our values. The conversation also delves into financial awareness, understanding take-home pay, and reviewing expenses on a quarterly or yearly basis. “Reducing expenses in a really creative way doesn't have to feel like deprivation. It can actually open up a level of creativity that you didn't know you had.” (06:56 – 07:02) “Here's the thing that I've come to learn about money: it is the only thing in life that you can completely mess up and you could still fix it and be totally fine. You can't say that about your health. You can't say that about relationships.” (17:28 – 17:48) Connect with Diania Instagram: @economecon LinkedIn: Diania Merriam Website: The EconoMe Conference Resources Mentioned: The Simple Path to Wealth by J.L. Collins How To Join the InvestHER Movement 1) InvestHER CON 2024 Austin, TX Omni Barton Creek Resort June 3-4 - "ALL IN – It's Time to Thrive” Here is what you can expect at InvestHER CON 2024: Pre-event network, 2 full days of transformational experiences, access to over 20 Sessions with Keynotes and Speakers, recordings from all sessions, access to investors, mentors, and influencers, mindful networking, opportunities to connect with our sponsors + vendors, coffee and lunch included, Final Reception: Red Party, Live 30-day Group Accountability Virtual Session with the Founders Liz and Andresa, Exclusive Breakfast for STRIVE members only. "InvestHer CON was truly a transformative experience. I have felt so alone for so long and now I feel like I have a community of support. I don't have to be the master of everything and take it all on my shoulders, I just have to do what I am excellent at." - Heather Giammichele Join us in. Get your ticket today https://www.therealestateinvesther.com/investhercon 2) InvestHER Community on Facebook : a safe place for women to ask real estate investing questions and gain the support they need to achieve their goals! 3)STRIVE Membership - for highly ambitious and decisive Real Estate investors looking to grow your Real Estate portfolio on your own terms while making deeper relationships with successful women playing at the same level. APPLY today at https://www.therealestateinvesther.com/membership 4) InvestHER Meetups Around the Globe : attend in-person meetings held monthly by experienced InvestHER Leaders! Find the location near you: https://www.therealestateinvesther.com/investhercon 5)The Real Estate InvestHER Podcast - straight talk and inspiration for current and aspiring female real estate investors to live both balanced and financially free lives. Subscribe here: https://podcasts.apple.com/us/podcast/the-real-estate-investher-show/id1346815972 6)InvestHER™ ORG with eXp : all-woman investment group for agents and build your personal portfolio while creating generational wealth! Get the benefits of being part of a team without extra fees! Schedule a discovery call: https://www.therealestateinvesther.com/investherorg Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome, ladies, to the Real Estate InvestHER Show! In this episode, we are going to get inspired to achieve financial freedom with Diania Merriam. Diania is the founder of The EconoMe Conference, catering to the FIRE movement. She hosts the popular podcast Optimal Finance Daily (1M downloads/month), narrating articles from top personal finance blogs. She achieved financial independence by eliminating $30k of debt, saving 60% of her income, and retiring at 33. Featured on Business Insider, CNBC, and other outlets, she inspires others on the path to financial freedom. In this episode, we explore Diana's journey to financial independence through the FIRE movement. Discover how she went from $30,000 in debt to achieving financial freedom in just 11 months. Diana shares her approach to reducing expenses while still enjoying some luxuries and how it sparked her creativity. Learn how cutting costs can unlock creativity and the importance of being mindful of our values. The conversation also delves into financial awareness, understanding take-home pay, and reviewing expenses on a quarterly or yearly basis. “Reducing expenses in a really creative way doesn't have to feel like deprivation. It can actually open up a level of creativity that you didn't know you had.” (06:56 – 07:02) “Here's the thing that I've come to learn about money: it is the only thing in life that you can completely mess up and you could still fix it and be totally fine. You can't say that about your health. You can't say that about relationships.” (17:28 – 17:48) Connect with Diania Instagram: @economecon LinkedIn: Diania Merriam Website: The EconoMe Conference Resources Mentioned: The Simple Path to Wealth by J.L. Collins How To Join the InvestHER Movement 1) InvestHER CON 2024 Austin, TX Omni Barton Creek Resort June 3-4 - "ALL IN – It's Time to Thrive” Here is what you can expect at InvestHER CON 2024: Pre-event network, 2 full days of transformational experiences, access to over 20 Sessions with Keynotes and Speakers, recordings from all sessions, access to investors, mentors, and influencers, mindful networking, opportunities to connect with our sponsors + vendors, coffee and lunch included, Final Reception: Red Party, Live 30-day Group Accountability Virtual Session with the Founders Liz and Andresa, Exclusive Breakfast for STRIVE members only. "InvestHer CON was truly a transformative experience. I have felt so alone for so long and now I feel like I have a community of support. I don't have to be the master of everything and take it all on my shoulders, I just have to do what I am excellent at." - Heather Giammichele Join us in. Get your ticket today https://www.therealestateinvesther.com/investhercon 2) InvestHER Community on Facebook : a safe place for women to ask real estate investing questions and gain the support they need to achieve their goals! 3)STRIVE Membership - for highly ambitious and decisive Real Estate investors looking to grow your Real Estate portfolio on your own terms while making deeper relationships with successful women playing at the same level. APPLY today at https://www.therealestateinvesther.com/membership 4) InvestHER Meetups Around the Globe : attend in-person meetings held monthly by experienced InvestHER Leaders! Find the location near you: https://www.therealestateinvesther.com/investhercon 5)The Real Estate InvestHER Podcast - straight talk and inspiration for current and aspiring female real estate investors to live both balanced and financially free lives. Subscribe here: https://podcasts.apple.com/us/podcast/the-real-estate-investher-show/id1346815972 6)InvestHER™ ORG with eXp : all-woman investment group for agents and build your personal portfolio while creating generational wealth! Get the benefits of being part of a team without extra fees! Schedule a discovery call: https://www.therealestateinvesther.com/investherorg Learn more about your ad choices. Visit megaphone.fm/adchoices
How's your personal branding? Have you thought about how you market yourself? Today we dive into why building a personal brand is essential and how to get started with a panel featuring a guy who's helped many brands find their stride, Jason Harris. He's the CEO of advertising firm Mekanism, and he's worked with brands from Ben and Jerry's to Peloton and Nordstrom. He's joined by a woman who's worked hard on her brand as the best financial writer in the business, Paulette Perhach, and our very own co-host OG, who's had to build his financial planning image from the ground up. Joe's Mom's cousin Diania is filling in for Doug today and will share some intriguing trivia. Will Paulette finally make her mark and score a point? Tune in to find out! FULL SHOW NOTES: https://www.stackingbenjamins.com/jason-harris-1316 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Episode SummaryDiania Merriam is the Founder of The EconoMe Conference and host of the Optimal Finance Daily Podcast, a show that offers tips and discussions on budgeting, early retirement, investing, and other money matters. Today, Harry and Diania engage in a rich discussion on the FIRE (Financial Independence, Retire Early) Movement, what goes into curating and hosting your own conference, and the connection between standup comedy, voice acting, and podcasting.Episode SponsorFocusrite – http://pcjk.es/vocasterFullCast – https://fullcast.co/Key Takeaways06:26 – Diania Merriam joins the show to share her experience at Podcast Movement, her views on higher education, and12:53 – Brand extension and licensing and The EconoMe Conference15:42 – Diania's podcast origin story20:21 – From NYC to Cincinnati622:49 – Mr. Money Mustache26:19 – How Diania has grown by attending conferences and what she has learned from hosting them40:53 – The FIRE Movement and voice acting49:18 – Diania's passion for standup comedy55:31 – Something Diania has changed her mind about recently and the most misunderstood thing about her57:22 – Harry thanks Diania for joining the show and lets listeners know where they can go to connect with her and learn more about EconoMeTweetable Quotes“It was amazing. It was my second time going to Podcast Movement. This time I really got into the business side of podcasting, the industry stuff.” (07:34) (Diania)“At the time, I wasn't really looking at myself as a content creator. I was looking at myself as highlighting other content creators and giving them a literal stage to share their message.” (18:57) (Diania)“I really wanted to create something that would create that feeling for people, but specifically for money. Money is an incredible tool that you can use to build the life of your dreams.” (23:47) (Diania)“When you first discover the FIRE Movement, it's super exciting. You start reducing all your expenses, increasing your income, and coming up with your investment strategy. But about five to seven years in, you kinda get bored. And it takes anywhere from five to twenty years to reach financial independence.” (41:23) (Diania)“There's actually a skillset that comes from reading out loud. We all had to do it when we were kids in school, right? I just remember being super nervous to mess up or say a word wrong. But now, after hundreds of episodes of just reading, it just comes a lot more naturally to me. I also find that I have more stamina now than I did in the beginning.” (48:26) (Diania)Resources MentionedDiania's LinkedIn – https://www.linkedin.com/in/dianiamerriam/Diania's Podcast – https://oldpodcast.com/optimal-finance-daily-podcast/Diania's Website – https://economeconference.com/Dianiae's Twitter – https://twitter.com/djmerriam?lang=enEconoMe Facebook –
As we shift from the holidays to the new year there is often the most reflective time of year for reflection and intention setting for the upcoming year. I am not talking about new year's resolutions. I am talking about understanding your why, who will help you get there and what is it you need to do today to advance toward your ideal life. As this is publishing I am in the final days of w2 work, and merely weeks from our departure in the RV for our family gap year. Working towards a gap year has been a few years of intention setting and making progress towards our family gap year. If you need a tool or framework to guide you through that process then I suggest using the Best Year Yet framework that set me on this path in 2018. I have a link in the show notes for you to take the online course. *Register for the Best Year Yet to set your lifestyle intention and create an accountability structure to support building out your life. https://ordinarysherpa.com/byy Website for this episode: https://ordinarysherpa.com/102Subscribe to the email List: https://ordinarysherpa.com/subscribe/ One of the critical factors for our family advancing the idea of taking a family gap year with kids, was about surrounding yourself with the right people. After writing the book I had several readers ask. “But how did you find your people?” Which is why I invited our guest today. You will hear some tips on setting intention, but also the importance of showing up in real life then checking in with how that person makes you feel. One of the strategies I ended my W2 work on, was understanding the game changing nature of connection and community building in moving from surviving to thriving. Diania Merriam is the founder of The EconoMe Conference, a party about money designed specifically for the FIRE movement (financial independence, retire early). She's also the host of the popular podcast Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2 month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Key Takeaways Diania was overly ambitious growing up, often listening to external indicators of success such as “if you make 6 figures before 30 you are doing really well.” At 28 was the first time she looked at her life and started to put other factors in front of the external success indicators. The self-exploration while dragging herself out of debt helped her understand her relationship with consumerism. The Camino was completely outside her comfort zone. She wouldn't consider herself athletic or outdoorsy. She hadn't ever really camped before. She spent 3 months training and breaking in her Merrell hiking shoes - which she still owns and hikes in. Part of her preparation was talking with about 20 other people who had completed the Camino to have them review her packing list. The Magic of the Camino began long before she was on trail. Through a sequence of events from not having a car, to chatting with teh Trader Joe's cashier she ends up being connected with the cashier's friend who lent Diania her pack for the Camino. The overarching theme of the Camino was the sense that you are guided and protected. Losing 200 Euro in cash while on trail was a bummer. Reframing her mindset to “I have plenty of money, I will be fine. I hope that someone who actually needed the money picked it up.” Diania's story emulates the power of community in adventure. She had people looking out for her on trail, off trail, before trail, after trail. Sometimes adventure can feel like we need all the things - and yet there is a deeper KNOWING that everything will be okay. When you attend an event like the World Domination Summit you feel like your life is full of possibility. Diania thought “I want to do something that makes people feel this way, but about money!” I knew that getting my money right helped create space and exploration in my life. When people are walking towards a common goal, there is a sense of camaraderie - if I don't know this person, I know “this is my kind of person” It was this desire that led her to get more involved in the FIRE Community. She set out on a quest to meet people in real life - people living unconventional lives create a vibe. I wanted to absorb their expansive energy. The result is EconoMe - a party about money with surprises and connections. If you are focused on material abundance you'll never get to experience the kind of abundance that is more interesting. Such as time abundance, relationship abundance, creative abundance. All of these make space in your life. The less materialistic you are, the more idealistic you can be. Finding her people was an organic process. She began paying attention to how she felt after meeting someone new. Funemployment is her definition of being in a financial position to contribute, and be super picky about the type and amount of work you want to do; and who you want to work with. Any discomfort she has now is not going to be fixed by money. She already has enough money. We are conditioned to think more is better, so reminding herself “I don't need more, I need enough.” Find your Own Camino. What is the common goal that you share with others? Make a point to meet your people and absorb the expansive energy that excites you and helps you feel guided and protected. If that is getting your money right to live a more adventurous life then come see Diania and I at EconoMe. Call to ActionJoin us in real life at EconoMe, there are only 100 tickets left. Hopefully I'll see you in Cincinnati March 17-19, 2023. If you aren't really sure what your what your why is or what you want you lifestyle to be, then register for the Best Year Yet online learning and accountability and get a discount ($75 off) using my link: https://ordinarysherpa.com/byy To Connect with or Follow Diania Merriam Website: https://economeconference.com/ Podcast: Optimal Finance DailyYoutube Channel: @economeconference
S reportérmi Denníka N sa rozprával Braňo Bezák.
Finding the FIRE movement (financial independence, retire early) 5 years ago was like a refreshing punch in the face for Diania Merriam and improved her life in nearly every way. In this week's episode, Diania talks about how she got out of $30k of debt in 11 months, the power of FU money, and how she started a whole conference for money nerds like herself (and even went from $40k in debt to running the business!).Learn more about her work here: https://economeconference.com/Listen to Optimal Finance Daily Podcast here: https://oldpodcast.com/optimal-finance-daily-podcast/Find me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Grab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinar TERMS AND CONDITIONS
Welcome to our Finish it up Friday episode 192, we hope you have rocked it this week and stacked victories along the way. You don't want to pass this chat; we had a blast chatting with Diania and we know you will enjoy what she has to say. Get ready for the chat and lean forward into the weekend. Check her out here: https://economeconference.com/#sign-up All of our latest episodes and videos can be found here: https://www.themisfitnation.com This episode YouTube: https://youtu.be/r-8rQJck88U --- Send in a voice message: https://anchor.fm/richard-lamonica/message Support this podcast: https://anchor.fm/richard-lamonica/support
Is your wallet feeling the HUGE pressure of rising prices? Groceries, autos, travel...nearly everything costs more today than it did a year ago. If you're feeling the budget crunch, we've got you covered with hacks and tips to keep costs down. Our roundtable today is discussing a piece on hacks to fight inflation and they talk about everything from the value (or not?) of Costco memberships, buying used, tracking expenses, DIY and more. Katie Brewer (Your Richest Life Planning), Len Penzo (len penzo dot com) and Doc G (Earn & Invest) make up our roundtable today. And of course we saved time for Diania's trivia. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Podľa zámeru vlády by schopnosti krajanov v rôznych kútoch sveta mohli pomôcť Slovensku stať sa atraktívnou krajinou. Vláda chce na tieto aktivity vyčleniť milióny eur. Viac počúvajte v rubrike “Týždeň na Slovensku”
One of the top reasons couples argue is because of money. We always say that personal finance is personal and it's true that every person and couple have different views on money but coming together as a couple to share those goals is key. But even before most couples combine their finances, they have a wedding to stress about. Our roundtable today talks about couples and money and they dive into wedding registry gifts. Elle Martinez from Simplify and Enjoy, Len Penzo, and OG make up our roundtable team today and they share their thoughts on cash vs. gifts on registries and how couples can come together to crush their financial goals. Diania is also here today and she shares some amazing trivia. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Join and Become a VIP Sponsor of the Channel Join us on this rollercoaster ride of financial journey as we discuss the FIRE movement and how do we get to a better place financially! Dr. Diania Merriam Breaks it down and explains how. Diania Merriam is the founder of The EconoMe Conference, an event centered around financial independence, also known as the "Ted Talks" of the FIRE movement. She's also the host of the popular podcast Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2 month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she's 40 years old. Subscribe to the Channel
We had a great sit-down with Diania and Maggie at Camp FI and fielded some fun and off-the-wall questions from the audience. Here are a few highlights: What pursuits have been most fulfilling for you? What is your side-hustle exit plan? Getting started on YouTube Getting started with a podcast and overcoming the fear of being one of many Do you believe in the four-percent rule? What do you know now that you wish you knew ten years ago? What equipment do you use? How much liquid cash is too much? Decompressing after leaving work Keep an eye and ear open for the other episode from Camp FI coming out in a couple of weeks. Links: Friends on FIRE – Podcast on Financial Independence Retire Early EconoMe Conference – March 2023 Optimal Finance Daily Podcast ____ ____
We had a great sit-down with Diania and Maggie at Camp FI and fielded some fun and off-the-wall questions from the audience. Here are a few highlights: What pursuits have been most fulfilling for you? What is your side-hustle exit plan? Getting started on YouTube Getting started with a podcast and overcoming the fear of being one of many Do you believe in the four-percent rule? What do you know now that you wish you knew ten years ago? What equipment do you use? How much liquid cash is too much? Decompressing after leaving work Keep an eye and ear open for the other episode from Camp FI coming out in a couple of weeks. Links: Friends on FIRE - Podcast on Financial Independence Retire Early EconoMe Conference - March 2023 Optimal Finance Daily Podcast ____ Join the Mile High FI Club – It's our email list! ____ **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Are you passionate about finding financial independence but not sure how to actually implement it with the right level of support and accountability? It feels like no matter how much advice you see on social media or you absorb from the personal finance gurus, it's so difficult to cultivate the discipline on your own to make things happen. That's why I really wanted to have our guest on for this week to talk about how financial independence is not meant to be done alone. This week we're joined by Diania Merriam who is the founder of the EconoMe Conference, which is an event centered around financial independence for everyone. She's the host of the popular podcast Optimal Finance Daily, where she shares top articles from thought leaders in the personal finance space. After getting out of $30,000 dollars in debt in less than a year, she launched her own business and is completely passionate about helping others achieve their own financial independence. I know you'll see that passion shine through in our discussion today. >>> Connect with Diania on IG @economecon >>> https://economeconference.com/about/ >>> Optimal Finance Daily Podcast: https://podcasts.apple.com/us/podcast/optimal-finance-daily/id1090822398 >>> https://www.youtube.com/channel/UCaZHcGgBO42McWZPaSIJhYw >>> Questions about this episode? Text me!: https://my.community.com/shannonweinsteincpa >>> Chat About This Episode in the Keep What You Earn Community – http://keepwhatyouearn.circle.so >>> Hire us!: https://www.fitnancialsolutions.com/accounting >>> Find me on IG @shannonweinstein: https://www.instagram.com/shannonkweinstein >>> Catch me in-person on YouTube: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ >>> Featured in Yahoo Finance! Read more here: https://finance.yahoo.com/news/10-bookkeepers-accountants-watch-2021-113800161.html The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.
We discuss a wide range of topics with Diania:Her new kittens, and how they are so young they don't yet have fear.Her mom instilled in her to never let a man take care of her.How she was raised financially and surrounded by powerful women growing up.It's been almost exactly one year since Diania quit her job.How she's managing joint finances with her boyfriend, with a mix of joint and separate accounts. She's planning to create a prenup with her boyfriend before they get married. The idea that a prenup is an insurance policy and that they are still betting on their relationship. How marriage is legally the most significant thing you'll do aside from dying. She shares her money story and how it started in her 20s being financially illiterate. She spent her 20s focused on her income, not her expenses. What matters more than income is the gap between your income and your expenses. She discovered the Mr. Money Mustache blog and it was like a refreshing punch in the face. She realized how much she was wasting her privilege. She got out of $30K in debt in 11 months. How she successfully negotiated remote work and an unpaid two-month sabbatical to hike the Camino de Santiago. One of the first things she did to reign in her finances was to start tracking her finances. What is the value underneath that spending, and what is a more resourceful way to get that value? How we are conditioned since birth to be consumers and desire luxury; she had to rewire her brain to have more appreciation for the abundance she already had in her life versus constantly wanting more. Changing your underlying desires versus using willpower so that spending less is sustainable. World Domination Summitt inspired her to create and launch EconoMe. She wanted people to feel like their life was full of possibility if they could just figure out this really important resource (money). The people around us, for better or for worse, influence us. The power of being surrounded by people in this community. Money is this common interest that brings us together, but it's just the tipping point of what brings us together. There's no one right way to do this. There is only your right path. We all have a unique story because we're all writing our own stories. Show References:Mr. Money Mustache BlogCampFIEconoMe ConferenceEconoMe on YouTubeOptimal Finance Daily PodcastWorld Domination SummittFriends on FIRE episode #109 - Talking to your partner about moneyFriends on FIRE episode #15 - Expense Tracking Gone WildExpense tracking spreadsheet---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at: friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie's Blog: Mostly Minimal LifeMike's Book: Your New Relationship with Money
This is a special episode as part of the recorded episode showcase for Finance Podcast Week. This episode is brought to you by Krisstina Wise of the Wealthy Wellthy podcast. ... Episode Summary In today's episode, I chat with Diania Merriam, the founder of The EconoME Conference, also known as the “Ted talks of the FIRE Movement (Financial Independent Retire Early). She is also the host of the popular podcast, Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she's 40 years old. Diania is such an inspiration for guiding all of us into learning how to be more mindful and grateful for the little things in life. During our discussion, she also gets candid on how clarity with our finances is optimal— and even understanding where we are mentally and emotionally in our relationship with money. “Money is only as valuable as your clarity of how you're going to use it and your comfort level of how much is enough.” Diania Merriam In this conversation, we talk everything about what it takes to be as financially aware as possible. What We Covered FIRE (Financial Independent Retire Early) Less is more Luxury is a weakness Paying off 30k in debt Where is your money going? Investing Financial clarity Your mindset and emotions with money ... Finance Podcast Week is brought to you by Podbean! Podbean is a podcast publishing and monetization service, hosting over 500,000 podcasts. If you're looking to start your own podcast, monetize your podcast and livestream directly to your listeners, you can set up an account at podbean.com
We were so excited to catch up with Diania, since talking with her for one of our very first episodes all the way back in season 1 of the podcast.You won't want to miss this conversation. There are so many juicy nuggets we can all relate to and learn from.In this episode, we dig deep into:The shocking changes in Diania's life since the pandemicWhy she's drastically changed her life and how she's copingLimiting beliefs around moneyAll the mental hurdles standing in the way of making EconoMe Conference being profitableThe wound of unworthiness at the core of these limiting beliefs about moneyHow Chris is able to feel more abundant with moneyLearning to write better money stories throughawarenessdetachmentintentionally rewriting/telling ourselves better storiesAll about the EconoMe Conference--guests, breakout sessions, Cincinatti tours, and why Diania calls it a party about money.Diania's inspiring quote from this episode:"What if our abundance was linked, and [attendees] are only going to experience the greatness of the event if I can allow that abundance to flow to me...because, really, the more time and energy I can put into EconoMe, the grander the event it could be. If I stop that flow, I'm suffocating the growth of the business."If you want more, we're here to help!It's not too late to get your tickets to EconoMe Conference HERE. Let's go to a party about money together!Diania's first guest episode (#3) of the podcast: The Camino of Life with Diania MerriamHear more from the amazing Diania on the Optimal Finance Daily podcastGet to know Diania on Instagram and FacebookCheck out episode 21 with Rose Loundsbury from season 2: Simplicity, Minimalism, and Finding Enoughvisit gobucketyourself.com to find more goodies like...Deb's book, The Other Side of Perfect, and the accompanying journalConnect with Deb on her Instagram @imperfectprogress.meOr Chris on his Instagram @bucketyourself
I'm late for my special announcement. Grateful for Diania Merriam coming on my show. I enjoy the thinking, discipline, and actions taken by those that embrace the F.I.R.E. movement. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode DISCLAIMER For resources and additional information of this episode go to http://engineeroffinance.com Connect with Ken Greene http://engineeroffinance.com Office 775-624-8839 https://www.linkedin.com/in/ken-greene https://business.facebook.com/GreeneFinance Book a meeting with Ken If you liked what you've heard and would like a one-on-one meeting with the Engineer Of Finance click here Show Notes The things that Ken wants to talk about. - 2:20 I don't engage in arguments to be right. I engage in argumentation to learn where they're coming from. Not to be right, but to be right moving forward. - 4:30 What can money do for you? - 5:32 Diania's success story. - 9:01 The problem with Roth IRAs - 11:55 Ken's issue and concern with 401ks and IRAs. - 12:16 Is President Joe Biden good for Main Street? - 18:04 More taxation does not create a stronger economy. - 20:07 We can't just be a country of consumption. We need to be a country of consumption and production. - 23:09 What are taxing unrealized gains? - 24:30 Effects of the mandates in the economy. - 28:44 Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Spotify Subscribe with Stitcher Subscribe with RSS
Diania Merriam is the founder of the EconoMe Conference, a financial independence conference, and the host of the Optimal Finance Daily podcast. At the age of 28, Diania climbed out of $30K of debt in 11 months to begin her journey to financial independence. In this episode, Diania shares about what it took to reach debt freedom and how she is powering her path to retiring early. This episode is loaded with actionable insights for you to get your finances in order and start building real wealth. --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals. Michael: Hey, everyone, welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum. And today with me, I have Diania Merriam, who's going to be talking to us today about the economy conference that she is the founder of as well as some financial independence tips that she has learned along her life's journey. So without further ado, let's get into it. Diana, thank you so much for taking the time to come talk personal finance with me today. I really appreciate it. Thanks for having me. Michael: No, my pleasure. So you are the founder of a really cool conference called economy. Diania: Yeah. Michael: Tell us a little bit about what that is. Because I know it's coming up here in like 30 days, right? Diania: Yes, we are exactly a month away at the time of this recording. But essentially, economy, the easiest way to describe it is it's like the TED talks of the fire movement. And you guys can't see me. But I'm doing air quotes over here, because we're not associated with TED talks, which is like the easiest way to explain what it is. So we have amazing mainstage speakers that talk about financial independence from a lot of different angles, whether it be really tactical information, or just more inspiring stories. And then we also do a number of breakout sessions to kind of connect you with like minded people. Because as you know, money is such a taboo topic, right? And we don't often get the opportunity to surround ourselves with people that are comfortable talking about this stuff. So one of the things I like to say about pursuing financial independence is like what's the point of being FI and retiring early if you have no one to hang out with? Right, here's your opportunity to meet your people to meet your tribe. Michael: Your playmates yeah. Diania: Exactly. So we've got all these breakout sessions, we do an after party, we do a lot of social activities on the last day of the event. So it's really just an amazing weekend, someone last year describes it as a party about money, which is exactly the vibe I was going for. It's really, the point of it is inspiration and community around a topic that is so you know, influential for us all? Michael: Oh, that's awesome. And is I know, this year, it's out in Cincinnati. Is it always in Cincinnati? Or does the location move every year? Diania: Yes. So we're actually in our second year, because I had the brilliant idea of launching an event based business in the middle of a pandemic. Actually, our first event was March 7 of 2020. It was one week before everything shut down due to COVID. But I had been planning the event for 20 months. This was like something I could have never anticipated that I would have to navigate. So yeah, we got really lucky on our first event. And this is actually going to be our second and yes, it's at the same venue, which is the University of Cincinnati. Michael: Awesome, awesome, awesome. So I've got kind of a question for you. And I'm curious, why did you think you were qualified to host and found a conference talking about money? What's your story? Like? Diania: Yeah, like who the hell do I think I am? I mean, as far as qualifications? Um, that's a great question. I think that I was just someone with a really ambitious idea. That's probably crazy. Most people told me I was crazy. When I when I first came up with this idea, but the reason why I wanted to do this is because figuring out my financial situation completely changed my life. So my background is that, you know, my 20s, I was very focused on my career, living in New York City. I got to my late 20s, about 28. I decided I should probably look at my money situation, like what's going on here, right. And I ran a credit report on myself and realize that I was 30 grand in debt for like no good reason. It was simply living outside my means. And half of that debt was student loan debt, which doesn't sound too bad until you consider that I got a full academic scholarship to college. Like, the fact that I had any student loan debt is just ridiculous. It still blows my mind. But when you're at that age, and you're completely financially illiterate, you know, someone offers you loans, and you don't really… Michael: Oh look free money! Diania: I mean, you Yeah, you just, it's just what you do, right? No one like advised me that maybe that wasn't a great idea. So I found myself in this situation where I'm 30 grand in debt in my late 20s. My 30th birthday is looming. I think it's one of those really reflective birthdays for like, what am I doing with my life? Michael: Yep, right. So I came across this article that was sent to me by a friend from Mister Money Mustache. I'm sure you know that blog, right? Michael: Know him very well, yeah. Diania: Yes, one of the most popular probably the most popular blogger in the fire movement, which I keep throwing around this word fire. I want to make sure everyone's on the same page stands for financial independence retire early. Right, To me it's a it's a lifestyle movement with a goal of financial freedom. But a lot of people look at it as like a bunch of frugal weirdos and we're all in a cult. Diania: It's not Michael: Chanting about money. Diania: Yeah, exactly. So I discovered Mister Money Mustache. And I like to say that I think the article was something about like, viewing your debt as an emergency. And I like to describe finding that blog as a refreshing punch in the face, because I had never heard anyone talk about money the way that he did. And I just devoured that blog with a spoon. I read like every single article, I got a little obsessive over it. But it really inspired this very deep mindset shift within me. And I did a complete 180 I got out of that 30 grand of debt and 11 months. And from there, I started saving about 60% of my income. And it completely changed my life. It opened up so many options. That just didn't seem possible for me like that, it allowed me to dream bigger, you know. So one of the things that motivated me to even want to get out of debt is I had this goal to go walk the Camino de Santiago, which is a 500 mile trek across Spain. It just seemed like this ridiculous life adventure that felt so outside my comfort zone. But it's what I wanted to do for my 30th birthday. So getting out that was kind of a motivator for me to get out of debt. And then when I got back from that trip, so that was in 2017. Michael: Wait, timeout. So you did it? Diania: I did it. Yes. Michael: So when I got back, you just glossed over it! Oh, that's incredible. Diania: Yeah, it took me 38 days, and it was a wild adventure. absolutely wild. Yeah, I walked with anywhere between 10 to 20 miles a day, with like, 20 pounds on my back, I met incredible people. That's actually I have an arrow tattoo on my wrist, Michael: Okay. Diania: And it's because the whole way is marked by arrows. They're like spray painted on trees, or like, carved into these stones. And so every time I would see an arrow, it'd be like a very comforting symbol that I like, wasn't lost. Michael: Still on the right path. Diania: So yeah, yeah. So um, when I got to Santiago, which for many people is the finish line, I ended up getting this tattoo. But yeah, that's something that I would have never dreamed would be possible, given my financial situation in my late 20s. And, you know, a lot of the people that I met on the trail were in their 60s or they were at traditional retirement age, they had to like wait to be able to do that. So it just getting my money in order opened up this incredible option. And I just feel like my getting my finances in order almost allowed me to ask bigger questions like, What do I want to do with my time? What do I want to create? What kind of people do I want to surround myself with? And so getting out of debt was a big milestone in that regard. Walking the Camino was a big milestone. I negotiated a remote working arrangement with my employer. So I moved from New York City to Cincinnati, which people are like, what, why? Why would you do that? But I will tell you that Cincinnati has everything that you would want out of a big city with like none of the downsides. And the cost of living, you just can't beat it. I mean, I really am marketing Cincinnati as the number one city to pursue financial independence. And a couple things we're doing actually at the economy conference in that regard, like our coffee vendor as a local vendor. We're doing an urban hike on Sunday morning of the event, a three hour urban hike to show off how amazing Cincinnati is. And then with Roofstock, we are doing a chartered real estate bus tour. It's a two hour tour where we're going to drive you around the amazing neighborhoods in Cincinnati that are really good investments. And we have an expert that owns 42 doors here. He's flipped three dozen houses, and he's going to do some case studies on his best properties. So if you are interested in low cost of living in an amazing city, you've got to come out to Cincinnati and I feel like I have the authority to say that because I came from New York City that's usually whatever where everyone wants to go. Michael: Yes. Diania: Now come to Cincinnati. Michael: I love it. And I'm gonna second that call to action to get out to Cincinnati. I do a lot of investing out in Cincinnati and across the river in Covington, Kentucky, and I went out to visit a property and I happen to be there actually around this time a little bit later in October and found myself and I think the second largest Beer Fest or Oktoberfest, rather outside of Munich, Germany, and just had an absolute bombing, the food scene. I think they've got the most micro breweries like per capita of maybe any city. Tons of coffee places, Coffee Roasters popping up, it is just a very, very cool city for no one who, for people who haven't been before, so totally love it. Love it. Love it. Diania: Yeah. Yeah. So, you know, being out here getting back from the Camino, you know, I adopted dog, I buy a house, I find myself a Midwestern gentleman, you know, life is good. Yeah. But I was still kind of asking myself these big questions like, What do I want to do with my time. And so at this point, I'm saving 60% of my income, I'm still, you know, fully employed with the same company that I had worked for nine years in New York City. And I had this idea that you know, what I was asking myself, what would I want to do with my time if I no longer had to work for money? And I decided I wanted to create this party about money. And a big reason for that is because I had been going to different events, and exposing myself to people that were very, like, growth oriented, their life seems so expansive, and it really helped me broaden my perspective on what's possible in my own life. So for example, one of my favorite events is called World Domination Summit. I know that sounds insane, like who produces that, pinky in the brain? Michael: Pinky and the brain, yeah, exactly. Diania: But this event, I mean, as someone as frugal as me, you know, I got out of 30 grand of debt and 11 months, I really brought down my spending in order to do that this event is $700 A ticket. And I will tell you, it is worth every single penny. Because the people that you meet there are just incredible, and they're doing such amazing things. And every time I would leave, I would feel like my life is so full of possibility. I also had gone to events like Camp FI, or Camp Mustache, sense positive. These are kind of rooted in the financial independence community. And it's a way for people to spend a weekend together with like minded people. Now, I saw an opportunity to create kind of a large scale event. So like Camp FI, Camp Mustache, usually around 60 people for like a weekend at a retreat center. Right? I wanted to do something more like World Domination Summit that's a little bit more grand. It's more of a production. You know, it's more of a show. It has a really strong entertainment element to it. And so I modeled my event really after World Domination Summit, but I brought that price tag way down. I'm actually doing it for $200 A ticket, but it is definitely worth $700 A ticket. I'm not charging enough. But yeah, it's funny, because this event was supposed to be my early retirement project when I reached FI at 40 years old, but I just got so excited about it. I couldn't wait. I had to do it now. And I'm really glad that I did. Because it's been quite the adventure. Michael: Oh my god, what a cool story. And next time someone asks, don't gloss over the fact that you hiked 500 miles. That's an amazing feat, among many others. You just mentioned that is so cool. That is so cool. So I, Diania: Well thanks so much. Michael: No, of course, of course, what I'd love to do is kind of get into the meat and potatoes, if you will, of financial independence and just kind of getting your finances or so I think your story where you found yourself in your late 20s is so common for so many people, they don't realize what student loans are, how the payback works, how debt works, how finances work. So what did you do? Other than change your mindset, like brass tacks, what did you do on a daily, weekly, monthly basis? And you were able to pay off 30,000 in debt in 11 months? Because that's that's something no small feat. Diania: Yeah, I would say big lifestyle changes, right. So when I looked at where I was spending money, then I would say the first thing I did was increase my awareness around my situation, honestly, because a lot of us are just swiping the credit card, we're not paying attention of where our money is going. So I started tracking every single dollar I spent. And I saw that I was spending a ton of money eating out, you know, going out for happy hour. I mean, let's be honest, I had my 20s in New York City, you know, like I was a party animal. And I think what I obviously like I was very social creature, I mean that's kind of another reason why I'm into these in person events. I'm a very social person, very extroverted. So I was spending so much money going out. And so what I ended up doing, and I think this is really important, when you think about decreasing your expenses, a lot of people look at that as deprivation, they look they think of it as I can't go out anymore. And I saw it as an opportunity to be resourceful and creative, and really to get to the root of what are my values and how do I align my spending with my values in a more efficient way. So the value for me was spending time with other people, I don't need to remove that from my life, let me just do that a little bit more efficiently. So I started like hosting these elaborate dinner parties in my apartment, where I would like makeup games, I made my apartment more fun than a bar, everybody else would bring the booze, I would cook the food. And you know, I'd always have themes like, I just, I think back on that time, and it was so wild. Like I would tell people, you know, bring a photo from your awkward phase. And then we'd like all pass around these photos around and like make fun of each other or like Michael: That's so good Diania: The night was like, was like tonight's the evening of compliments. And it was like a game of who can give the most compliments to other people at the table. And we would like, we would like keep score. I mean, it was just silly, but it scratched my itch for human connection in a really resourceful way. Another thing I did was, you know, rather than buying clothing, I would host these clothing exchanges, all of my more fashionable friends would clean out their closets, I would do like a clothing swap, while sipping mimosas and listening to music in my apartment on a Sunday afternoon, you know, I started to see my, my frugal behaviors is actually far superior than the convenience of swiping a card because I not only got my needs met, but I also got to be creative in the process. And so I kind of feel like if you're reducing your expenses, and it feels like deprivation, I think that you're not being creative enough about it, I think it can be a really fun thing. And I also think the other piece of it is really understanding that that hedonic treadmill, we're all on when it comes to consumerism, right? We all want, you know, the new shoes and the fancy car and the nice stuff. And I think that I had to really grow a new sense of gratitude for what I have. Now. If you develop a deep appreciation for what you have now, you're almost combating that desire for more. Right, I think you're combating your consumerist conditioning. And I started to see things that I used to think were a burden, I would just laugh them off as a first world problem. So for example, we all know, the big three, right? And personal finance, when you're reducing your expenses, you want to reduce your housing, transportation and food, those are the things that people spend the most money on. And so I was locked into a lease, you know, or, you know, with my apartment, so I couldn't really do anything about that transportation. I didn't have a car, I was using public transportation. And I had, like, commuter benefits through my job. So I feel like I was optimized there. But when it came to food, I could I could really have a huge effect there. So I started cooking every meal that I ate. I was bringing lunch every single day making, you know, gourmet breakfast, of like omelets with goat cheese and smoked salmon. I mean, I was eating very well, I'm not talking rice and beans. But for most people, when I would tell them I'm cooking, every meal I am eating, they look at that as such a burden. And it's like, actually, no, I should be celebrating the fact that I have access to a grocery store that I can get any ingredient I want at any time at that grocery store, right? Like, we are so fortunate and I think if we can shift our mindset and be grateful for how fortunate we are, we're combating that desire for that consumerist convenience. Another thing that really struck me when I was reading Mister Money Mustache is he says that luxury is a weakness. And that really helped me shift my mindset because I realized if I can be happy on very minimal amount of money, that's like a superpower. Right? And I wanted to learn that skill before something externally happened. So I think self imposed restriction, it has the opportunity to lead to a lot of personal development, when it's externally imposed by a job loss, or like a health scare. I didn't want to try to learn it under those conditions, I think it would have been a lot less fun, you know. And so I think it was really empowering for me to just learn to live on less and enjoy it. I mean, I spent a lot more time reading books from the library and working out and journaling. And I stopped wearing makeup for a long time and got comfortable with my with what my face looks like. I mean, you know, these are all things that you can look at it as deprivation or you can see it as incredible opportunity to grow. Michael: That's incredible. Total side note. Do you know Wim Hof? Diania: Yeah. Michael: Are you a big Wim Hof fan? Diania: Oh, What a weirdo. Yeah, that guy. My boyfriend does his breathing every morning. It's really obnoxious. Michael: Oh, that's awesome. Diania: Yeah, here I'm like huffing and puffing in the living room this morning. So my wife is a huge fan. And I've come on board to the cold plunge thing I totally buy into, but he talks about forcing yourself to be uncomfortable and putting yourself in uncomfortable situations. So when life throws something that you, you can handle it. And that totally sounded very similar to what you're talking about of, hey, do it for yourself. So that way, when life throws you a curveball, you're more than ready. Diania: Absolutely. Michael: No, I love that. I love that. But you also did. I mean, you also uprooted your life and move that in New York and to Cincinnati. So yeah, I mean, you said that you were locked into this lease, but it doesn't sound like you renewed that lease, or you stayed in New York much longer after having this revelation. Diania: Yeah. And, you know, when I was in New York, for about 10 years, I had to move almost every year. I think the longest I stayed in a place was like a year and a half, maybe two years. But it's, you know, you're constantly changing roommates, because no one can afford to live alone. And then the rents will go up like $100 every year. So you're really forced, I was forced even deeper and deeper into the bowels of Brooklyn, you know, and then I ended up, I ended up getting this. The last place I lived. I did live there for two years is the first time I've ever lived alone as an adult. It was in Sunset Park and I was paying $1,800 a month for this like cockroach infested apartment. That was just Yeah. So when I was making the decision to go walk the Camino and 2017 My I did the Camino in the fall, my lease was up in May of that year. So my landlord wasn't going to let me sublet for those two months. So I knew I was going to have to leave anyway, and find a different situation. And so it was like if I'm gonna move again. And I'm in this situation where I've got no man, no kids, no debt. Let me just go, like, put my big girl pants on and move to the Midwest and try something different, you know? Michael: Yeah totally. Diania: Just, I was always intimidated by the idea of like uprooting my life and starting over in a new city. But I had the benefit of I had a really close friend in Cincinnati, who I visited a few times. And so I got the sense of the area. And she was my only connection to Cincinnati isn't like I grew up here. I grew up in New Jersey. I had no other friends or family or anything besides her. And that was really helpful, though, because she was another very social person. So she just dumped me into her friend circle. Oh, and that's kind of how I got going here. Yeah, yeah. Michael: That's great. That's great. And so now that you are kind of on the other side of the wall, or standing on top of the wall or the mountain, what advice do you have for people? I mean, in addition to the wealth of knowledge you've already shared, what do you what do you see looking forward? And what can you share with people? Diania: Yeah, um, I would say when you're first starting out, like I'm helping a friend right now who's really deep in debt, who is just starting from scratch, trying to clean up her finances. And when I sit with her in our meetings, it's like, she's just so overcome with shame, and fear. And she's like sweating, as we're talking about this stuff. And I encourage her as well as anyone else in that situation, let your curiosity be bigger than your fear. Because when it comes to money, it really is all figureoutable. But you have to have the mindset that it's fixable in order for you to be able to kind of face the music and like look at the reality of your situation, so that you can come up with a plan to dig out of it. It's totally possible. But it really all starts with your belief system. So there's a lot of people where I'll tell my story, and they'll say, Well, you could do that. But here are all the reasons why I can't do that. Michael: Why I can't, right. Yeah. Diania: And and I think if that's your initial reaction, that's your first thing that you got to tackle. I think you've got to change your belief system to recognize that it is possible and start to get curious about how it could be possible versus just immediately dismissing it. I think that's good advice for when you're first starting out. I think as you move through your financial journey, and you start hitting milestones, like for me, I hit debt freedom. Amazing. Then I had a fully funded emergency fund. Awesome. Then I started fully funding my retirement vehicles to the point where I reached Coast FI, which for those who aren't familiar Coast FI means that I have invested enough in my retirement vehicles that in 30 years because I'm 34 right now, it will grow to what I need for traditional retirement. So in essence, I don't really have to save for traditional retirement anymore. If I didn't care about early retirement and I can kind of take my foot off the gas a little bit because I've hit those certain milestones. And then, you know, saving to a place where I got my first side hustle so I started hosting this podcast called optimal finance daily, which is a daily show, 10 minutes or less, I'm reading you articles about personal finance. So I like to say that all these amazing personal finance bloggers wrote these great songs, and I get to perform the covers, you know. Michael: That's great. Diania: It's, it's a show that's been around for five years, and they were looking for a new host, and I just went for it. And so this is kind of my first, you know, little side hustle income. So, I would say though, as I've progressed through these milestones, my trajectory and goals for the future have definitely shifted. So I would say, like, be flexible about financial goals, because when I first started this, I thought, What I wanted was to just reach financial independence and retire early. And then as I've gone along through the years, and it's only been, what, six years that I've been on this journey, my desires and goals kind of keep shifting and changing, because the, it's almost like, the universe presents you with opportunities along the way. And so if you're so laser focused on just reaching financial independence, you may miss out on these opportunities to learn about yourself and learn about what do you want to do with your time? What do you want to create in the world? And who do you want to spend that time with those three questions to me, has become kind of the focus on my path to FI. It's not like I gave up on my goal. But I just I've kind of, I'm not so laser focused on the money piece of it. Because I've realized that money is only as valuable as your clarity on how you're going to use it, and your comfort level with how much is enough. So if you don't have clarity and comfort around your money, yeah, if you don't have those two pieces, you could be a multimillionaire and still be miserable. Right? I don't want to reach that point. I want to use my financial bandwidth to kind of explore those two things along the way. I also love this quote from Ayn Rand who wrote like The Fountainhead, and she says, money is only a tool, it will take you wherever you want to go. But it won't replace you as the driver. And I just think for so many of us, we look at money as the goal versus as the tool to use to reach our goals. And that's something that I had to learn in in for myself, because I had always just kind of had money as the goal once I discovered the fire movement. Michael: Yep. Yeah, no, I'm right there with you. And I always said, I'll figure it out when I get there. But then I realized, oh, there's too many other things to figure out along the way, that having money be the tool is a much better way to go. Diania: Absolutely. If you're miserable on your path to FI you're likely going to be miserable when you reach FI Michael: Yeah. Yeah, I think that's so well said. So well said. And so then I'm curious if you can share with everybody, what is it? What is your investment kind of portfolio look like? Is it stocks? Is it bonds is a real estate? How do you see yourself hitting that hitting the hitting FI? Diania: Yeah, so I went for the Simple Path to Wealth model. And I would say that most of my money is in the tax advantaged accounts of what my 401k So I actually quit my job in January of this year. That's crazy. That was 10 months ago. Michael: Congratulations that's awesome. Diania: Yeah. So okay, so little sidebar, that's kind of a really good representation of what I mean about being flexible, because I had just thought that I was going to stay with my employer until I reached financial independence. But things changed, right, I ended up getting this new boss, the dynamic of the company, after nine years of being employed, there changed considerably. And so, you know, the, I kind of felt like the party was over, and the company didn't value me anymore. And so I could have just put my head down and pushed through it because I have this goal of financial independence. But instead, I decided to kind of take a risk and a bet on myself to see like, Okay, I've got this, but I like to call FU money. So that that's defined as a year to have your expenses liquid. So I had a year in cash, and I had a year in after tax brokerage, which I really don't want to touch the after tax brokerage, but it's almost like my backup plan, my additional layer of a safety net. But that's something that it was almost like the universe presented me an obstacle and an opportunity at the same time. And so that could potentially slow my path down to FI. Or something could happen. And I could, you know, find a new source of income. I'm exploring like 14 different sources of income right now. And so one of those could blow up and then it could expedite my path to FI. It's almost like I gave up the security of a regular paycheck and opened myself up to the uncertainty. You know, like I had plotted out my whole plan before because it was based on a steady paycheck. And now it's not. So who knows? Maybe I reach FI by 40? Maybe not. But to answer your question directly, um, I have my IRA. Now a traditional IRA, that was a rollover from my 401k. I've got a Roth IRA, and also my HSA Michael: That is tough to say five times fast. Diania: Yeah yeah So I have, I would say, the bulk of my money is invested there, and I am like, VTSAX all the way, I just, I'm 100%. In stocks, I don't have any bonds, because I have a very high risk tolerance. But also I don't want to be, I don't want to have to rebalance every year. Right? It just is simpler for me that I don't need to rebalance every year. It's all in a total market index fund, set it and forget it. I also own my home. Now, for the first two years, I had a roommate who was paying like 95% of the mortgage. So I did a little bit of house hacking. But I did buy this house with the knowing that it would be an amazing rental one day, so I'm living in it for now. And I believe that this will I don't look at it as an investment yet. I think it's going to be once I start renting it out sometime in the future. But yeah, I would say that my investments are very much so just simple stock portfolio with my retirement vehicles, a property that could become a rental property, I do want to get more into real estate in the future. I will be honest, that is something that has intimidated me so much I should take your course. Michael: Come to Roofstock Academy, Yeah absolutely! Diania: Yes, yes. And all of my friends are reaching financial independence so much quicker than me through the real estate strategy. So I'll tell you a fun story. My one of my first events that I went to five events was called Camp Mustache. It's like followers of Mister Money Mustache. And I actually ran a breakout session. That was all attendee case studies. So there were four of us, who basically opened up the books on our finances, here's our income, here's our expenses. Here's where our portfolio stands today, here are the assumptions that we're making. Here's our growth trajectory. Here are some, you know, nuances we want to point out, and we let people like poke holes in our plan, because we're in a room full of Michael: Vulnerable that is awesome. Diania: So yeah, it was, it was great. For me, because, you know, I'm figuring all this stuff out on my own reading about stuff. And to be able to, like be in a room of other really smart people, many of which, who have already reached financial independence. And for them to be like, No, you're good. Like, do you don't need to stress about tax loss harvesting, you're fine. You know, like that, that was really reassuring to me to have. So it was almost like, I was always a good student, you know. So it feels like I got the good star that a plus for my teacher. But what was fascinating about that breakout session is that two of the case studies, were these two guys, that made half my income, literally half my income, but they were on this fast track to FI they were going to reach it and half of my time, because of their real estate strategy. So I really do think like real estate is the way to do it the fastest. I think it's obviously more complex, it can be more labor intensive than just, you know, buying index funds. And, you know, you don't have to plunge a toilet on an index fund in the middle of the night. You know, you don't have to deal with tenants and all that stuff. So I definitely think that index funds strategy is easier. But it I think it is faster if you go with real estate. Michael: Yeah. And just for everyone listening, how much did we pay you for that plug for real estate? Diania: Nothing. I mean, it's just me watching all of my friends killing it. And like trying to work up the courage to do it myself. Michael: Yeah, come on over. We I know a great place for you, we can get you all squared away. Because I couldn't agree more I think it you hit the nail on the head that anybody can go pick a stock and just put their money into it. And they can make money, they can lose money. I think real estate is more complicated. Coach Tom and I want to do their coaches at the Academy just put out a YouTube video talking about how passive real estate investing really is? And the answer is, it's not for most of us, it's not here to go buy property it's not. So you really need to go learn about what's involved, versus kind of just throwing mud at the wall and seeing what sticks in terms of stock picking. Or you get this collective, you know, collective safety when you're buying the entire market. So I love that. I love that data. This has been so awesome. Thank you so much for hanging out with me. Do you have any final parting wisdom for everybody who's listening? Diania: Oh, man, I feel like I gave you all my gems, all of my sound bites. Michael: So then let's go back and re listen to this episode if you're listening at home, and where can people find out more about you and the economy conference? Diania: Yeah, so if you go to economeconference.com. And that's econome with an ME at the end, not an MY, because if you look at the spelling of my name, I really appreciate misspelled words. Economy conference.com, you can read about all our speakers, you can see all the programming we have planned. You can buy tickets there. Again, it's happening in just a month. So it's right around the corner at the University of Cincinnati. And then you can also subscribe to Optimal Finance Daily, which is the daily podcast that I host and you can allow me to serenade you with the sweet sounds of personal finance knowledge. Michael: Fantastic. Well, thank you again. I definitely look forward to seeing you again. And I will talk to you soon. Diania: Awesome. Thanks so much, Michael. Michael: Thanks and talk to you soon. All righty, everybody, that was our episode a big big, big thank you to Diana that was so much fun. One of one of the most fun episodes I think we've recorded in a long time. So a big thank you to her again. There are so many nuggets of wisdom, pearls of joy of gold, whatever the expression is, so definitely go back and give that episode another listen to again, thanks so much for listening. And as always, we look forward to seeing you on the next one. Happy investing
Diania comes to us as a branding specialist turned money expert, or as she likes to call it "enthusiastic about she manages money," rather than expert. Which I love because I have learned so much from her already. Her story seems unbelievable but she walks us through navigating financial freedom - no matter where you are with your finances in your life. She reminds us you have time and space to get it where you want to be. I'm excited to share she started a conference called Econome and it is happening in 2 weeks on November 13 & 14 here in Cincinnati - you can get your tickets here and use my code: NATALIEJONES for a discount when checking out. See ya'll on the beach retired as early as possible :)
Diania Merriam is the founder of The EconoMe Conference, an event centered around financial independence, also known as the "Ted Talks'' of the FIRE movement. She's also the host of the popular podcast Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she's 40 years old. Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and help them earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode DISCLAIMER For resources and additional information of this episode go to http://engineeroffinance.com Connect with Ken Greene http://engineeroffinance.com Office 775-624-8839 https://www.linkedin.com/in/ken-greene https://business.facebook.com/GreeneFinance Connect with Diania Merriam https://economeconference.com/about/ https://www.instagram.com/economecon/ https://www.youtube.com/channel/UCaZHcGgBO42McWZPaSIJhYw https://www.linkedin.com/in/dianiamerriam/ https://twitter.com/economecon?lang=en Book a meeting with Ken If you liked what you've heard and would like a one-on-one meeting with the Engineer Of Finance click here Show Notes Quick disclaimer. - 0:41 Who is Diania Merriam? - 2:09 Is retirement a service? - 2:31 It took Diania twenty months to produce her first event. - 5:43 The FIRE movement. - 9:06 How does she calculate her savings from the net of her income? - 10:16 With her epiphany, how did it incur? - 11:06 It requires a deep mindset shift. - 16:33 One of the things that she loves about discovering frugality. - 18:04 Credit cards: Enjoy them or against them? - 19:43 How does she define a saving strategy and an investment strategy? - 23:15 What attracted her to a 401k? - 25:20 The mindset of putting her money in different investment accounts: How does she position herself mentally? - 32:21 If you're pulling money out of your investments, then you didn't plan accordingly. - 35:38 Best ways to reach out to the Economy Conference and Diania. - 41:32 Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Spotify Subscribe with Stitcher Subscribe with RSS
Diania Merriam, the founder of The EconoMe Conference, joins the podcast to discuss what is Financial Independence and Retiring Early (FIRE) and the upcoming 2021 EconoMe Conference in November. EconoMeCon is an event centered around financial independence and is known as the "Ted Talks" of the FIRE movement. Diania also hosts the popular podcast, Optimal Finance Daily, where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, buy a house, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she's 40 years old. In this episode you'll learn: - What is Financial Independence and Retiring Early (FIRE) - How anyone can pursue FIRE, regardless of income - Why you should attend the EconoMe Conference in November More information about the EconoMe Conference in November on November 13th & 14th, economeconference.com Receive 10% off your ticket to the EconoMe Conference by using code, RICHBYINTENTION Connect with Diania Merriam: Instagram - @economecon Connect with us: Instagram - @richbyintention Twitter - @richbyintention Get our free e-guide, Managing Money with Intention, visit richbyintention.com
Today we'll go over how you can set up your finances so you'll have more options and time for the things people and projects you love! Pursuing Financial Independence on Your Terms As a kid one of my favorite genres of books to read was those choose your own adventure stories. Remember those? You always began the same, but based on the choices you made, you could find buried treasure. Or your plane crashes. (Wait, not sure that was a thing in a kids book. Anyways…) Fast forward and now my absolute favorite type of video games to play are RPGs. Why? Because you have room to craft out your own adventures. Guess some things don't change. What does this have to do with financial independence? Glad you asked! I feel like financial independence is just like those books and games – you decide on how you're going to go through it. You have flexibility to make it fit you and your family. But it doesn't always feel that way. There's this narrative that gets pushed that there's a certain way to FI. Specifically as fast as possible. If you've been turned off by that segment of FI or you want to have more flexibility with your plan, I think you'll enjoy today's episode. And to help me out is Diania Merriam. She's the founder of EconMe who knows firsthand the joys of and challenges of carving out your own FI path. In this episode, we're jumping into: how Diania paid off $30k of debt and jump started her FI path how FI opened up options and allowed her to take risks how you can create a plan that fits your and your family Are you ready? Let's get started! Resources to Craft Your FI Path If you're looking to get ahead with your finances as a family, here are some resources to check out! Best Budget and Money Apps: Personal Capital, Tiller, Mint Grow Your Stash Faster: High Yield Savings with CiT Bank Free 401(k) Analysis: blooom Jumpstart Your Marriage and Your Money Retire Early By Rethinking Your Priorities Setting Up Your Retirement with the Right Tools The Shockingly Simple Math Behind Early Retirement The New Family Financial Road Map Want to be a part of EconMe this year? Sign up for your ticket! Because you're a listener, Diania was kind enough to pass on a discount code. Type in SIMPLIFYENJOY to save 10% on your ticket! Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today. We've been Coastal members for a few years have been happy with their services. They have wonderful services and accounts to make saving easier including their competitive money market accounts! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your rating and review on Apple Podcasts. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music by various Artists from Audiio. Photos by Elizabeth Zernetska and Dio Hasbi Saniskoro from Pexels
Want more options and time to do more for the people and projects you love? Learn how to create a path to financial independence that is flexible and fun! Finding the Right Pace and Path to Financial Independence As a kid, one of my favorite kinds of books to read were those choose your own adventure stories. Do you remember those? No, it's pretty much began the same, but based on the choices you made you could go on so many different adventures. Some of them had dozens of different endings. You could discover buried treasure, time travel, go to space, whatever the adventure was. Fast forward a few years and now my favorite type of video game to play include RPGs. Why? Because you have some room to craft out your own adventures. I feel like financial independence is like those books and games. You decide how you're going to go through it. Yes, there is an end point, which is when you hit financial independence or financial freedom but in the middle, you have flexibility not just the goal but also the journey .You want it to make it work for you and your family. It doesn't always feel that way though. There's this narrative that gets pushed, that there's a certain type of way to fi- specifically as fast as possible. Yes, sorry, but no thanks. I think that the journey is just as valuable as the destination. If you've been turned off by that segment of fi, or you just want to have more flexibility with your plan, I think you'll enjoy today's episode. To help me out is Diania Miriam. She's the founder of EconMe who knows firsthand the joys and challenges of carving out your own FI path. In this episode, we're going to jump into: how Deanna paid off. $30,000 of debt and jump-started her FI path how working towards financial independence opened up more options and allowed her to take risks to pivot her career plus more we're going to get into how you can create a plan that fits you and your family. Are you ready? Let's get started. Handy Tools to Start Your FI Journey If you're looking to get ahead with your finances as a family and look at pursuing financial independence, here are some resources to check out: Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money Join Our Thriving Families Community on Facebook Free 401(k) Analysis: Blooom Coast FI: A Better Path to Financial Independence 10 Lessons Learned from Accidental Slow F.I.R.E. How Much is Enough Money? The Levels of Financial Autonomy Want to be a part of EconMe this year? Sign up for your ticket! Because you're a listener, Diania was kind enough to pass on a discount code. Type in SIMPLIFYENJOY to save 10% on your ticket! Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today. We've been Coastal members for a few years have been happy with their services. hey have wonderful services and accounts to make saving easier including their competitive money market accounts! Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your rating and review on Apple Podcasts. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Diania Merriam is the founder of The EconoMe Conference, an event centered around financial independence, also known as the "Ted Talks" of the FIRE movement. She's also the host of the popular podcast Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. When she finally got out of debt, she was able to negotiate a remote working arrangement with her employer, take a 2 month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Everybody wants to achieve financial freedom, right? In this episode, Diania is going to walk us through how she was able to get out $30k of debt in 11 months and used her newfound financial freedom to save 60% of her income and be on track to be financially independent by the time she's 40 years old! I also have a special code to those who would want to take part in her conference, so make sure to tune in until the end! [00:01 - 03:41] Opening Segment Let's welcome today's guest I talk about Diania Merriam's background Misconception about the FIRE movement Register for The EconoMe Conference Use my code MICROEMPIRES and get a discount! [03:42 - 20:38] Diania's Money Culture and the FIRE Movement Diania's money culture growing up “Never let a man take care of you” Focused more on the income and lack guidance on money management Shifting from being in debt to saving 60% of her income each month Stumbling into the FIRE movement Financial Independent Retire Early A common misconception is about frugality Increasing the gap between the income and expenses to build wealth by reducing expenses Figuring out the level of frugality that works for you Diania shares about the different “flavors” of FIRE What frugality actually means Importance of community when you're on your financial freedom journey Importance of learning your own money culture [20:39 - 39:57] Diania's Wealth Lifestyle to Achieve Financial Freedom Diania's move from New York to Cincinnati Pitching a 2-month Sabbatical and significantly reduced housing cost Not letting lifestyle inflation creep in Wealth as a lifestyle Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this link! Having the luxury to take a risk Why Diania wants financial independence The concept of “enough” [39:58 - 49:33] Closing Segment The EconoMe Conference A passion project about inspiration and community A party about money Learning from other people's journey Connect with Diania See links below Final words Resources Mentioned: Mr. Money Mustache The Journey to Enough speech Tweetable Quotes: “If you can't manage $1,000, you can't manage a million dollars.” - Diania Merriam “One of the things I like to say about money and what I've learned about money, is that it's only as valuable as your clarity on how you're going to use it and your comfort level on how much is enough.” - Diania Merriam “I think what unites us is the simple math behind early retirement, and just recognizing that it's even possible, and then really be kind of, I guess the mentality of you don't need to subscribe to the nine to five till you're 65.” - Diania Merriam “If you look at your inner circle, and you're not inspired, it's not your inner circle. It's a cage.” - Mel Robbins “Frugality is that it's not about being cheap, and never spending money. It's about only spending money on the things that actually really matter, and that are going to make a big difference in your life and your quality of life.” - Diania Merriam You can connect with Diania Merriam through Facebook, Instagram, or Twitter. Check out her podcast, Optimal Finance Daily and sign-up for her mailing list here! You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I'm excited to hear more about you. I'm excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empires.com. You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes. This podcast is about YOU. We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. Let's Work Together Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities! I have created a NEW eBook called "You Don't Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!
Everybody wants to achieve financial freedom, right? In this episode, Diania is going to walk us through how she was able to get out $30k of debt in 11 months and used her newfound financial freedom to save 60% of her income and be on track to be financially independent by the time she's 40 years old! The post From $30k in Debt to Quitting a 6-Figure Job with Diania Merriam appeared first on Micro Empires.
Today, I'm interviewing Diania Merriam and she is the founder of Econome Conference. It is such a fun conversation that we are talking about not only the conference that she's created and this is her second one coming up but the story behind the conference, her vision, how she brought it into reality, getting sponsors, getting speakers. This person is very persistent and resilient and I love sharing stories of people like Diania who have these ideas say let's bring this into reality, commit herself to it, and then ultimately have success. She's also sharing about the fact that she created this business without the intention of making money and some things that have been challenging as a result of that decision. I know that you'll take away a lot from this conversation. One of the things I love about talking to Diania is she's able to explain situations that she's gone through but because she's not in the story when she shares her experiences we're all able to have transformational conversations going on in our heads about what she's sharing and how it applies to our own lives. I know that this is going to be a transformational conversation I can't wait to hear what your thoughts are. Enjoy...
FIRE – Financial Independence, Retire Early) is a movement that is a lifestyle that focuses on gaining financial independence and retiring early. It's not necessarily about sitting around on a beach, it's about having the freedom to choose how you spend your time. It's about deciding if you will work full-time, part-time or freelance. Join me for this episode where I chat with Diania Merriam who is shaking up how people think about money and retirement through The Econo(Me) Conference, she shares how she started her journey and how you can too. Connect with Diania economeconference.com Facebook @economeconference and Instagram @economecon Your support of The Roller Coaster is always appreciated, please make sure to SUBSCRIBE! If you REALLY like what you hear, leave a comment, and share it with your friends! You can find me on: www.therollercoaster.com Facebook @therollercoasterpodcast Instagram @the_roller_coaster_podcast JOIN US! www.necturegrowth.com and follow Necture Growth Network on Instagram @necturegrowth Thanks for joining me today and until next time I'm sending my virtually distant hugs!
Diania Merriam is the founder of The EconoMe Conference, a two-day event with roots in the FIRE movement (Financial Independence, Retire Early), the lifestyle movement that aims for financial freedom. The FIRE movement taught Diania how to save 60% of her income, and she's now on track to be financially independent before she's 40 years old. She's passionate about personal finance and thrilled to be the new host of the Optimal Finance Daily podcast. Diania makes her second appearance on the show to discuss how she got inspired to explore the Financial Independence, Retire Early (FIRE) space and why she wanted to put together the EconoMe Conference. P&B Fam: Vote for Paychecks & Balances for the Plutus Awards! Visit paybal.co/nominate and enter paychecksandbalances.com for Personal Finance Podcast of the Year, Best Generational Content and whatever other categories you think are a good fit. My love! -Rich
Doug and Carl interview Diania Merriam, creator of the EconoMe conference. Diania discusses: Discovering Mr. Money Mustache and getting out of $30,000 in debt Using creativity to adopt a frugal lifestyle Lessons learned (and not learned!) while hiking the El Camino Trail How financial independence allowed her to leave a toxic situation The merits of quitting work even before you’re done saving The real purpose of setting goals The EconoMe conference Links: EconoMe Conference 2021 – Save with Code “1500” *Affiliate Link so I earn a commission if you use the code. Thank you! Optimal Finance Daily The Miracle Morning Tim Urban: Taming the Mammoth Mr Money Mustache: News Flash: Your Debt is an Emergency!! ★ Let's hang out at the EconoMe Conference! ★ Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500 *Affiliate link so we get a commission if you buy something.
Doug and Carl interview Diania Merriam, creator of the EconoMe conference. Diania discusses: Discovering Mr. Money Mustache and getting out of $30,000 in debt Using creativity to adopt a frugal lifestyle Lessons learned (and not learned!) while hiking the El Camino Trail How financial independence allowed her to leave a toxic situation The merits of quitting work even before you're done saving The real purpose of setting goals The EconoMe conference Links: EconoMe Conference 2021 - Save with Code "1500" *Affiliate Link so I earn a commission if you use the code. Thank you! Optimal Finance Daily The Miracle Morning Tim Urban: Taming the Mammoth Mr Money Mustache: News Flash: Your Debt is an Emergency!! Join the Mile High FI Club - It's our email list! ★ Let's hang out at the EconoMe Conference! ★ Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500 *Affiliate link so we get a commission if you buy something. **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Today we discuss The Camino, faith, and starting a conference. Welcome back to the 107th episode of the Hard Thing Podcast. Today I share my conversation with podcast host, Diania Merriam. Diania is also the founder of the Econome Conference (https://economeconference.com/ (https://economeconference.com/)). Some highlights from today's show: Diania tells about her experience getting out of debt We talk about The Camino The Necessity of doing things you are unprepared for The spirituality of business How to build a conference from nothing Surrounding yourself with good people. Diania also left some action items for us: 1. Go get rejected 2. Practice better mental narratives 3. Breathe in difficult situations 4. Stop playing sick 5. Begin with Microsteps Thanks for listening to the show. Make sure you subscribe so you never miss an episode. Support the Show: Also Patreon donation link: https://www.patreon.com/thehardthingpodcast (https://www.patreon.com/thehardthingpodcast) Share the podcast with one person who could really use it. Leave a rating and a review. Subscribe to the podcast so you don't miss any episodes. We are on Google Play, Apple Podcasts, and Spotify. Again thanks so much for listening, and stay tuned to next week. Keep doing Hard Things, and Keep Overcoming Average. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy Support this podcast
On this episode of The Dismantling You podcast, I'm talking with Diania Merriam. She is the founder of The EconoMe Conference, an event centered around financial independence, also known as the "Ted Talks" of the FIRE movement. Diania is also the host of the popular podcast Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2 month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she's 40 years old. You can contact Diania Merriam here: Sign up for her newsletter at economeconference.com @economecon on Instagram and twitter YouTube: https://www.youtube.com/channel/UCaZHcGgBO42McWZPaSIJhYw Facebook Group: https://www.facebook.com/groups/2568980093146572 Connect with Lisa Pineda here: Website www.lisapinedayoga.com TEDx Talks: How Yoga Helped Me to Let Go & How Meditation Can Unlock Your True Potential --- Support this podcast: https://anchor.fm/lisa-pineda/support
Today's episode features the founder of EconoMe, Diania Merriam. Diania wasn't always into money. She had her time in New York where she went through a phase many of us struggle with -- blowing money and living it up in our 20s. Diania decided to revamp her lifestyle but wanted to do so without giving up the experiences. She traded going out to eat for hosting dinner parties. Instead of going out shopping, she hosted clothes swaps. Then, Diania took it a step further by relocating to Cincinnati -- a city where she still feels like she has the amenities of a big city for a fraction of the New York price tag. After pursuing financial independence for a few years, Diania wanted to build a conference that inspired people and recharged their passion for personal finance. She knew she wanted something that was in person, had a high production value, and that gave a ton of value in a small amount of time. That's where EconoMe was born! You can join the likes of Bitches Get Riches, Kiersten Saunders, Joe Saul-Sehy, and more great speakers at this year's event. Use promo code FISHOW for 10% off. The conference is Saturday, November 13th, 2021 in Cincinnati, and we hope to see you there! Now take some time and learn how Diania is crushing her own journey while inspiring others! Links From the Episode Tickets to EconoMe (Use promo code FISHOW for 10% off) EconoMe Conference Diania on LinkedIn Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here
In today’s episode, I chat with Diania Merriam, the founder of The EconoME Conference, also known as the “Ted talks of the FIRE Movement (Financial Independent Retire Early). She is also the host of the popular podcast, Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she’s 40 years old. Diania is such an inspiration for guiding all of us into learning how to be more mindful and grateful for the little things in life. During our discussion, she also gets candid on how clarity with our finances is optimal— and even understanding where we are mentally and emotionally in our relationship with money. “Money is only as valuable as your clarity of how you’re going to use it and your comfort level of how much is enough.” - Diania Merriam
Diania Merriam is the founder of The EconoMe Conference, an event centered around financial independence, also known as the "Ted Talks" of the FIRE movement. She's also the host of the popular podcast Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2 month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she’s 40 years old.Please join me here, and follow me on social media, Instagram, and Facebook. Join the Nurses on Fire Community and get access to resources to guide you on the path to Financial Freedom.Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get results by taking action:Join me in Cincinnati for the EconoMe ConferenceWork with our financial partners….Get the student loan plan that could have saved me $80kFigure out if your retirement plan is optimized for you. Stay connected:Get my book Smart MoneyGet a text when I’m LIVE on ClubhouseJoin the NOF Facebook groupTo read the full show notes, visit https://www.financiallyintentional.com/podcastPlease share this podcast with friends, family, and colleagues
Diania Merriam is the founder of The EconoMe Conference, an event centered around financial independence, also known as the "Ted Talks" of the FIRE movement. She's also the host of the popular podcast Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2 month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she's 40 years old.https://economeconference.com/https://oldpodcast.com/optimal-finance-daily-podcast/https://www.youtube.com/channel/UCaZHcGgBO42McWZPaSIJhYw
The pursuit of financial independence requires discipline to save aggressively, but if you're not careful, a frugal lifestyle can lead to self-deprivation. This is why the phrase, "enjoy the journey", should always extend to your finances. Diania Merriam is the founder of The EconoMe Conference, an event centered around financial independence, also known as the "Ted Talks" of the FIRE movement. Diania joins me on the show to talk about the importance of building flexibility into your finances You can find the show notes for this episode at https://maplemoney.com/128 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.
Introducing the new host of Optimal Finance Daily, Diania Merriam. Bonus: About Diania Merriam of EconoMe Diania Merriam is the creator of EconoMe, a one-day conference aimed at showcasing a new American dream. Diania aggressively paid off $30,000, found a passion for pursing FI, walked the Camino (nearly 500 miles), and saves ~60% of her income. Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Introducing the new host of Optimal Finance Daily, Diania Merriam. Bonus: About Diania Merriam of EconoMe Diania Merriam is the creator of EconoMe, a one-day conference aimed at showcasing a new American dream. Diania aggressively paid off $30,000, found a passion for pursing FI, walked the Camino (nearly 500 miles), and saves ~60% of her income. Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Introducing the new host of Optimal Finance Daily, Diania Merriam. Bonus: About Diania Merriam of EconoMe Diania Merriam is the creator of EconoMe, a one-day conference aimed at showcasing a new American dream. Diania aggressively paid off $30,000, found a passion for pursing FI, walked the Camino (nearly 500 miles), and saves ~60% of her income. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group and Join the Ol' Family to get your Free Gifts! Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily
In this episode, Chris and Debbie are joined by Diania Merriam, chief EconoMeist for EconoMe Conference.Their conversation begins with a discussion about her decision to hike the Camino de Santiago, including, what life was like on the trail; how she was able to get the time off of work; what made it financially possible; what obstacles it presented to her and how she's overcome them; and what she had planned for her return.Then they talk about her life since the Camino and her move to Cincinnati, OH. They get into exactly what led to her decision to create EconoMe, which she says is, “all about reclaiming the right of the original American Dream and creating a life you love.”The event will bring together nine leading experts from the FIRE movement for a series of provocative talks (Jillian Johsrud, Julien Saunders, Natalie Torres-Haddad, etc.) It will also include a screening of the documentary, Playing with FIRE and an after-party.Diana says of the conference, “I experienced firsthand how changing my mindset about money and increasing my financial literacy completely changed my life. Just a few years ago, I was able to get out of $30K of debt in 11 months and now currently save and invest 60% of my income.”Diania, Chris, and Debbie dive deep into the mental and emotional obstacles of creating an event on such a massive scale, as well as, the mindset shifts necessary in overcoming them. They talk about the need for seasons of energetic, enthusiastic hard-work, offset with time for rest and reflection. They'll even get into the depths of depression Diania found herself in when she lost balance and how she's “clawed her way out of it.”Diana leaves us with the reminder she's been giving herself recently, "Let your curiosity be bigger than your fear."You won't want to miss this very real conversation between three people living unconventional lives.To learn more about what was discussed in this episode:Mr. Money Mustache blog: https://www.mrmoneymustache.com/Playing with FIRE Documentary: https://playingwithfire.co/the-documentary/More information about EconoMe Conference and to buy tickets use code: LIVEIT for a 10% discount: https://economeconference.com/To contact Diania directly: diania@economeconference.comEconoMe on social media: https://www.instagram.com/economecon/, https://www.facebook.com/EconoMeConference/
This week we talk about a controversial worm-like Cambrian fossil called Diania cactiformis that some think may be the ancestor of all arthropods, and other people think those people are crazy. Also SNAAAAAAAAAAAKE!
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