Podcasts about Get Back

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

It's episode #891 of The ANEZ SEZ podcast...

In this video, Jeremy and Matt discuss: - Ryan Kalkbrenner Stepping Up- Kon Knueppel's "Ceiling" - Defensive Tenacity- 4th Quarter Debacle Host: Jeremy GrandisonGuest: Matt Alquiza - Hornets Writer for Sports Illustrated MUST READ FROM MATT: - Projecting Hornets' rotation with Suspensions: https://www.si.com/nba/hornets/onsi/news/projecting-the-charlotte-hornets-rotations-with-bridges-diabate-suspensed- Coby White's Underrated Skill: https://www.si.com/nba/hornets/onsi/news/coby-white-s-underrated-skill-that-could-unlock-the-charlotte-hornets-benchSubscribe on YouTube: https://www.youtube.com/channel/UC_5UX2f78jXKQdPACwQfFeAFollow us on Twitter: https://twitter.com/lockitorleaveFollow us on Spotify: https://open.spotify.com/show/0r50IUWKrl5Fum0bqBt4BW

Well, it certainly wasn't pretty, but a win's a win! Listen in as Cole and Tom return to discuss a vital win at Villa Park and look ahead to an intriguing FA Cup tie against Newcastle United at Villa Park on Saturday.You can listen for FREE on Acast, Apple Podcasts, and Spotify - dig in!WHAT DO WE DISCUSS?Securing all three points at Villa Park against Brighton is all that matters, isn't it?Were Villa playing with a certain degree of caution?The Onana/Luiz midfield partnership.What can we make of Alysson's debut?FA Cup expectations and Newcastle's priorities heading into Saturday.STAY CONNECTED:Email: holtecast@gmail.comX: @HoltecastPodThreads: HoltecastBluesky: @holtecastpod.bsky.socialCole Pettem: @TalkAstonVillaTom Nightingale: @tdnightingaleEPISODE NOTES:Thank you to our charity partner, Acorns Children's Hopsice.Donate today to support a fantastic charity: https://www.acorns.org.uk/get-involved/donate/ Hosted on Acast. See acast.com/privacy for more information.

Super Bowl ads cost eye-popping amounts- roughly $8 million for a 30-second spot in 2026- and that's just for airtime.In this episode, we dig into whether that kind of spend still makes sense in today's marketing landscape. We explore:What $8M actually deliversSocial and digital amplificationROI realitiesAlternative uses of that budgetWhether you're a marketer, creator, or curious consumer, we break down why brands still pay premium prices for one night of exposure - and how they aim to stretch that value long after kickoff. Tune in to decide: Is an $8M Super Bowl ad still worth it?Branding with Becks

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

David McKnight explores one of the most fascinating and misunderstood topics: Retirement planning annuities. In the article Annuitization Puzzles, Economics Nobel Prize winner Richard Thaler tries to answer a deceptively simple question: If annuities are so good at protecting retirees from outliving their money, why don't more people buy them? Thaler, one of the founding fathers of behavioral economics, coined the phrase "the annuity puzzle" to describe a striking contradiction between theory and real life. According to traditional economic models, the rational choice would be for retirees to annuitize at least some portion of their wealth – yet, only very few Americans go out and buy a pure life annuity. The answers to this contradiction are almost entirely psychological. Loss aversion, loss of control, complexity and distrust, fear of disinheriting errors, underestimating longevity risks are the key reasons why that happens. David points out that most retirees believe they won't live as long as they actually will;they underestimate the probability of living into their 90s. "The Annuity Puzzle exists because economics assumes we're rational, while real retirees behave like human beings. They're  driven by emotions, fears, and biases, not economic data," says David. Remember not all annuities are created equal. David touches upon the key differences between immediate and fixed index annuities. Did you know that, while they aren't stock market replacements, fixed index annuities (FIAs) make for excellent bond alternatives? Furthermore, FIAs do resolve the flexibility and liquidity concerns many retirees face.   In his book Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement, David discusses what he considers the most powerful innovation in the annuity space today – he shares more about it in this episode. What he discusses isn't the old single premium immediate annuity you may be familiar with… rather, he illustrates a modern retirement income engine that blends the science of risk pooling with the tax-free advantages of Roth planning.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Annuitization Puzzles by Richard Thaler, Shlomo Benartzi, and Alessandro Previtero S&P 500 Penguin Random House

Everybody has a story. We're not better or less, just different by design. In this episode of Someone Gets Me, Dianne A. Allen reflects on how our lives are shaped by the stories we carry and the meaning we make from them. Each story matters because we influence one another simply by being who we are. Our experiences shape our trajectory, and our stories are meant to unfold with purpose, depth, and intention. So take a moment to look at your own story and ask yourself: How can you let your light meet the world?   Watch the Someone Gets Me Podcast – Your Life Is Your Story   Did you enjoy this episode? Subscribe to the podcast and leave a 5-star review.  You can also watch this show on YouTube.   How to Connect with Dianne A. Allen   Dianne A. Allen, MA is an intuitive mentor, speaker, author, ambassador, hope agent, life catalyst, and the CEO and Founder of Visions Applied. She has been involved in personal and professional development and mental health and addiction counseling. She inspires people in personal transformation through thought provoking services from speaking and podcasting to individual intuitive mentoring and more. She uses her years of experience coupled with years of formal education to blend powerful, practical, and effective strategies and tools for success and satisfaction. She has authored several books, which include How to Quit Anything in 5 Simple Steps - Break the Chains that Bind You, The Loneliness Cure, A Guide to Contentment, 7 Simple Steps to Get Back on track and Live the Life You Envision, Daily Meditations for Visionary Leaders, Hope Realized, and Where Do You Fit In?   Website: https://msdianneallen.com/ Instagram: https://www.instagram.com/dianne_a_allen/ Facebook: https://www.facebook.com/msdianneallen/ LinkedIn: https://www.linkedin.com/in/dianneallen/# Twitter: https://x.com/msdianneallen   Check out Dianne's new book, Care for the Neurodivergent Soul. https://a.co/d/cTBSxQv   Visit Dianne's Amazon author page. https://www.amazon.com/stores/author/B0F7N457KS   You have a vision inside to create something bigger than you. What you need is a community and a mentor. Personal mentoring will inspire you to grow, transform, and connect in new ways. The Someone Gets Me Experience could be that perfect solution to bringing your heart's desire into reality. You will grow, transform, and connect. https://msdianneallen.com/someone-gets-me-experience/   For a complimentary “Get to Know You” 30-minute call: https://visionsapplied.as.me/schedule.php?appointmentType=4017868   Join our Facebook: https://www.facebook.com/groups/someonegetsme   Follow Dianne's Facebook Page: https://www.facebook.com/msdianneallen   Email contact: dianne@visionsapplied.com   Dianne's Mentoring Services: https://msdianneallen.com/

We've all had those days when dismissal comes and goes, but somehow we're still at school hours later. In this episode, we break down why teaching work never really “ends” on its own, and how creating a clear system helps you leave work at school. We walk through how to close out the day with intention, reset your brain for focused work, decide what truly needs to get done, and set a hard stop you'll actually keep, all so you can head home knowing tomorrow is handled and today is done.Prefer to read? Grab the episode transcript and resources in the show notes here: https://www.secondstorywindow.net/podcast/leave-school-on-time-teacher-tipsResources:A Gentle RainCandle wick trimmerJoin the Teacher Approved Club!Connect with us on Instagram @2ndstorywindow.Shop our teacher-approved resources.Join our Facebook group, Teacher ApprovedLeave a review on Apple Podcasts.Leave a comment or rating on Spotify.Related Episodes to Enjoy:Episode 243. How to Protect Your Planning Time (So You Can Stop Working For Free)Episode 242. 6 Small Tweaks that Can Save Your February Teacher EnergyEpisode 94. A Great Day Before School Even Starts: Your Perfect Teacher Morning Routine at SchoolEpisode 169. Our Best Teacher Tips for Finding Pockets of Prep Time to Get Ahead for JanuaryMentioned in this episode:Try the Teacher Approved Club free for 10 days and get one perfectly timed,...

Cover 2 with Blaine and Zach - Hour 2 - Can the Patriots Realistically get back to the Super Bowl soon?See omnystudio.com/listener for privacy information.

Mark Zinno and drew get in to the Super Bowl halftime show, and shows of the past. Multiple Super Bowl halftime shows are nothing new. WWE, Bud Bowl, Puppy Bowl, there is nothing wrong with having options.

Recapping the Super Bowl with Mike Detillier and going over the biggest questions for the Saints as the NFL heads into the offseason.

(00:00) Felger and Mazz discuss whether or not Drake Maye and the Patriots can get back to the Super Bowl if they lose. What changes if he wins? (12:38) Sports Illustrated's Albert Breer joins Felger & Mazz in SF.(27:48) Felger & Mazz share their closing thoughts ahead of Super Bowl LX. Please note: Timecodes may shift by a few minutes due to inserted ads. Because of copyright restrictions, portions—or entire segments—may not be included in the podcast.For the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston's home for sports!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Brendan Gunn discusses all things Eagles and what needs to happen this offseason for them to get back to the Super Bowl. Howie Roseman needs to hit on every decision he makes, as there's truly no room for error. He also touches on the significant pressure Sean Mannion faces heading into next season.Brendan further dives into the Philadelphia 76ers lackluster trade deadline and how Daryl Morey lied to the public during his press conference on Friday.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Who's more likely to get back to the Super Bowl, Maye or Darnold? full 435 Thu, 05 Feb 2026 16:11:49 +0000 PiAd3WrSQcf5PO86Qb95VNgqh4YQRT0Y nfl,super bowl,nfl playoffs,society & culture Cody & Gold nfl,super bowl,nfl playoffs,society & culture Who's more likely to get back to the Super Bowl, Maye or Darnold? Hosts Cody Tapp & Alex Gold team up for 610 Sports Radio's newest mid-day show "Cody & Gold."  Two born & raised Kansas Citians, Cody & Gold have been through all the highs and lows as a KC sports fan and they know the passion Kansas City has for their sports teams."Cody & Gold" will be a show focused on smart, sports conversation with the best voices from KC and around the country. It will also feature our listeners with your calls, texts & tweets as we want you to be a part of the show, not just a listener.  Cody & Gold, weekdays 10a-2p on 610 Sports Radio.  2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepod

According to a new report, immigrants in the US paid more in taxes than they got back in benefits every year since 1994 and even saved governments at all levels over $14 trillion. We break down the new report with David Bier from the Cato Institute.

Bobby has not been able to work out for over 3 months because of his ankle surgery. He wants to know if he should get back into shape or just stay how he is? Lunchbox got bad news about his car and he is in his feelings about the dilemma it's put him in. According to child development experts, it's okay for your kids to have a crush! We share our Top 3 Celeb Crushes from our childhood. Bobby plays a movie quote from the 2000s and the show has to name it!See omnystudio.com/listener for privacy information.

JP and BMitch talk about the ways Washington can get back to the playoffs in 2026.

Alana Botdorf, founder of Reset and Rise and Alana Botdorf Wellness, who helps high-performing, career-driven individuals create true balance and fulfilment across every area of life.Through her proprietary coaching system, Alana equips clients with practical tools to master communication, emotional regulation, and goal achievement - building personal systems that serve both their professional success and personal growth.Now, Alana's evolution from finance professional to performance coach and competitive bodybuilder demonstrates how discipline, mindset, and structure can completely redefine what's possible when you refuse to live a divided life.And while building two thriving businesses and training for bodybuilding competitions, she's showing others that with the right system, you really can have it all.Here's where to find more:https://www.instagram.com/alana.botdorf________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

David McKnight discusses the three assets he believes you really need for a stable, predictable tax-efficient retirement.  Getting them right will dramatically reduce the risks that derail most retirements: Market risks, sequence of returns risks, longevity risks, tax risks, and long-term care risks. Stock market investments, with a 70% total US stock market index and a 30% total international stock market index, are the first thing David recommends. He defines them as "Your growth engine, the one that pays for your discretionary expenses in retirement."  David goes over aspirational and shock expenses. A Fixed Index Annuity (or FIA) is the second asset you'll need in retirement. A FIA is the one asset that eliminates the longevity risk, the risk of living so long that you deplete all your other assets.  Then there's Index Universal Life Policy (or IUL). A recent Ernst & Young study found that retirement plans that included IULs, as well as FIAs, provided more income in retirement, a higher likelihood of money lasting through life expectancy, and more money to heirs over the investment-only approach to retirement." Remember: If you withdraw money from your stock portfolio in a down market, you lock in losses and your portfolio has a much harder time recovering.  In other words, the IUL acts as your retirement shock absorber. Did you know that, because of its safe and productive growth, the IUL can serve as what we call a "volatility buffer" in retirement?  And there's more! In fact, an IUL can also serve as a bond alternative during the accumulation years – but without the interest rate risk or bond price volatility. David sees IULs as the most dynamic asset of them all – it's your volatility buffer, your bond alternative, and your long-term care safety net.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Ken Fisher Ernst & Young

Your definition of normal may look different from someone else's, and that's exactly where your truth lives.   In this episode of Someone Gets Me, Dianne A. Allen sits down with Sandy Bean for an honest conversation about masking, its hidden costs, and how many gifted and neurodivergent people may already be paying the price without realizing it. Sandy also shares how growing up as a gifted child shaped her passion for advocating for gifted and twice-exceptional children beyond academic performance.   She also offers tips on navigating grief and overwhelm, explains how radical acceptance can transform the journey, and thoughtfully explores why masking can sometimes be necessary in social settings, even as we learn when and how to lay it down.   Watch the Someone Gets Me Podcast – The Hidden Cost of Masking   Did you enjoy this episode? Subscribe to the channel, tap the notification bell, and leave a comment!   You can also listen to the show on Spotify, Apple Podcasts, and Amazon Music.   Sandy Bean is a founder, belonging and neurodiversity strategist, educator, and speaker who helps leaders and organizations design cultures where people can think clearly, belong fully, and perform sustainably. Drawing on 20+ years in education and community-building, her work blends systems thinking, psychology, and deeply human insight. She has been featured in Forbes, TEDx, Under 30CEO, Grit Daily, and beyond, and writes a column focused on neurodiversity and belonging for Authority Magazine.   Facebook: https://www.facebook.com/sandrajsbean/  LinkedIn: https://www.linkedin.com/in/sandra-bean-m-ed/  Instagram: https://www.instagram.com/think_bean/ YouTube: youtube.com/@sandybean?si=hLg0gNPC6ZTtxTEB   Find out more and book her at www.sandybean.com, or reach out directly to hello@sandybean.com.    How to Connect with Dianne A. Allen   Dianne A. Allen, MA is an intuitive mentor, speaker, author, ambassador, hope agent, life catalyst, and the CEO and Founder of Visions Applied. She has been involved in personal and professional development and mental health and addiction counseling. She inspires people in personal transformation through thought provoking services from speaking and podcasting to individual intuitive mentoring and more. She uses her years of experience coupled with years of formal education to blend powerful, practical, and effective strategies and tools for success and satisfaction. She has authored several books, which include How to Quit Anything in 5 Simple Steps - Break the Chains that Bind You, The Loneliness Cure, A Guide to Contentment, 7 Simple Steps to Get Back on track and Live the Life You Envision, Daily Meditations for Visionary Leaders, Hope Realized, and Where Do You Fit In?   Website: https://msdianneallen.com/ Instagram: https://www.instagram.com/dianne_a_allen/ Facebook: https://www.facebook.com/msdianneallen/ LinkedIn: https://www.linkedin.com/in/dianneallen/# Twitter: https://x.com/msdianneallen   Check out Dianne's new book, Care for the Neurodivergent Soul. https://a.co/d/cTBSxQv   Visit Dianne's Amazon author page. https://www.amazon.com/stores/author/B0F7N457KS   You have a vision inside to create something bigger than you. What you need is a community and a mentor. Personal mentoring will inspire you to grow, transform, and connect in new ways. The Someone Gets Me Experience could be that perfect solution to bringing your heart's desire into reality. You will grow, transform, and connect. https://msdianneallen.com/someone-gets-me-experience/   For a complimentary “Get to Know You” 30-minute call: https://visionsapplied.as.me/schedule.php?appointmentType=4017868   Join our Facebook: https://www.facebook.com/groups/someonegetsme   Follow Dianne's Facebook Page: https://www.facebook.com/msdianneallen   Email contact: dianne@visionsapplied.com   Dianne's Mentoring Services: https://msdianneallen.com/  

It's the end of January, and for many, the ‘New Year, New You' momentum has already hit a wall. In this episode, Neil explores the sobering reality behind New Year's resolutions, citing research that suggests up to 80% of these promises fail by the second week of February. But instead of waiting another eleven months to start over, Neil challenges you to treat today as your brand-new New Year's Day. He dives into the concept of ‘failing better', explaining how success is a muscle built through consistent, progressive overload and the willingness to pick the ball back up every time it's dropped.  KEY TAKEAWAYS Statistically, 80% of resolutions fail by mid-February, and only 8% remain intact by the end of the year. You don't need to wait until December 31st to reset; every day offers a new version of yourself and a fresh opportunity to begin again.  Like physical training, achieving your goals requires ‘consistent progressive overload', repeatedly pushing through failures to build strength and habit. Success isn't about never dropping the ball; it's about shortening the time between dropping it and picking it back up. Focus on the process of becoming the ‘sort of person you'd most like to meet' rather than just checking off a list of resolutions. BEST MOMENTS "Your job is to nip back, pick the ball up, and run like Billy-o with it." "Change always begins today." "You can never step into the same river twice, because you're different today than you were yesterday." "Success is just like a muscle. We grow it with consistent, progressive overload." "Why would anyone, but a stone-cold fool, delay remaking the pledge to their better self until December 31st comes and goes again?" VALUABLE RESOURCES www.Neilcowmeadow.com info@neilcowmeadow.com HOST BIO Neil Cowmeadow is a maverick peripatetic guitar teacher from Telford with over 19 years' experience in the business of helping people. Learn how to start, grow and love your business with Neil's invaluable advice and tips without the buzzwords and BS! This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Wes Johnson Joins the show Super Bowl Chief Kindness Officer was a questionable choice

In the first hour of the Chase & Big Joe Show, the guys shared their question of the day. When do you think the Tennessee Titans will go back to the Super Bowl? Let us know on the Chase & Big Joe Show! 

For 31 January 2026, Saturday of week 3 in Ordinary Time, based on Mark 4:35-41

How do you stay active when pain keeps getting in the way? If your fitness goals get off track because of pain, you're not alone — and even better, you're not out of options. Pushing through pain, ignoring warning signs, or waiting to "get better first" often leads to setbacks, frustration, and giving up altogether. Most of us aren't lacking motivation; we're missing a clear plan for what to do before surgery becomes the only option. In this episode, VSI physiatrist and Director of Regenerative Medicine Dr. Niteesh Bharara and VSI physical therapist Greg Morris deliver a practical, hopeful reality check. Together, they walk through the non-operative path that's often missing from traditional care — what exists between "just wait" and surgery — showing how physical therapy and natural healing work together to address the root cause of pain, support real tissue healing, and help people return to training without the extensive recovery that often comes with surgery. This episode is for you if: You have fitness goals, but pain keeps interrupting your progress You've been told to "just wait" or "push through it" You want real, non-surgical options to move forward If pain has left you feeling stuck or unsure of what to do next, this episode shows there is another path forward: one that helps you keep moving, training, and doing the activities you love.

David McKnight explores the five biggest retirement mistakes people make. When it comes to retirement "traps", the obvious things such as picking the wrong stock, missing the next bull market or retiring at the wrong time are what typically comes to mind… The first mistake people tend to make when it comes to their retirement is believing that tax diversification is good enough. "Having the bulk of your wealth in tax-deferred accounts is like going into a business partnership with the IRS: every year, they get to vote on what percentage of your profits they get to keep. Not a very good business partnership, if you ask me," says David. The next mistake is one of the most subtle and expensive mistakes retirees make: ignoring the standard deduction when doing Roth conversions. The third big retirement mistake people make is trying to time the market instead of timing the tax code. Remember: "Markets move up and down, but when a country is in a debt crisis, tax rates only move in one direction: Up!"  Are you using bonds as safe money in retirement? That's what the fourth retirement planning mistake David has encountered often in his busy work schedule.  David suggests to time the tax code, instead of timing the market… Replacing your bonds with annuities that have a guaranteed lifetime income feature is something you should consider. The fifth and final mistake to stay away from is not taking enough risk in retirement. David explains that your annuities can provide income in the year after a down year in your stock portfolio. That gives your stocks a chance to recover before you take further distributions. Don't forget, the stock portion of the portfolio has one job and one job only: Make sure your money lasts a full 30-year retirement.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Tom Hegna

A community cycling initiative is helping Wellingtonians prepare for the opening of the final stretch of coastal cycle track Te Ara Tupua.

Send us a textThis episode dives into the life of Joan Trumpauer Mulholland, a significant figure in the Civil Rights Movement. The discussion covers her early life and influences, including the stark contrasts between her parents' views on race and social justice. Her transition from Duke University to becoming a full-time activist is highlighted, emphasizing her involvement in significant events like the Freedom Rides, the Woolworths sit-in, and Freedom Summer 1964. We also touch on the dangers she faced, lessons learned, and her lasting impact. Furthermore, her later life, her commitment to raising her children, and her continuous efforts through the Joan Trumpauer Mulholland Foundation are explored, offering insights into actionable ways to support social justice causes.The Joan Trumpauer Mulholland FoundationWays to support Minneapolis:Stand With Minnesota MPLS Mutual AidMN NOICEImmigrant Law Center of MinnesotaCommunity Aid Network MNInternational Institute of MinnesotaParents for Good - Anoka-HennepinInterfaith Coalition on ImmigrationMonarcaMetta Coffee

Sign up for “Different by Design: A Retreat for Gifted, Sensitive & Neurodivergent Adults” happening January 30-31, 2026 https://retreatwithdianne.com/   The most important rule: always ask before doing something for someone.   In this episode of Someone Gets Me, Dianne A. Allen shares how neurodivergent and gifted people can be present and hold a truly safe space without absorbing other people's energy. She explains how to show up with dignity and kindness while still honoring your own limits.   Dianne unpacks how the body pays a physical price for absorbed energy, why doing things for someone can unintentionally lower their self-esteem, and how overstepping—even with good intentions—can cross important boundaries.   It's not noble to carry the weight of everyone else's pain. When you respect your inner boundaries and stand in your agency, you create healthier connections for yourself and for others.   Watch the Someone Gets Me Podcast – Holding Space: Supporting Others Without Absorbing Their Energy   Did you enjoy this episode? Subscribe to the channel, tap the notification bell, and leave a comment!   You can also listen to the show on Spotify, Apple Podcasts, and Amazon Music.   Dianne A. Allen, MA is an intuitive mentor, speaker, author, ambassador, hope agent, life catalyst, and the CEO and Founder of Visions Applied. She has been involved in personal and professional development and mental health and addiction counseling. She inspires people in personal transformation through thought provoking services from speaking and podcasting to individual intuitive mentoring and more. She uses her years of experience coupled with years of formal education to blend powerful, practical, and effective strategies and tools for success and satisfaction. She has authored several books, which include How to Quit Anything in 5 Simple Steps - Break the Chains that Bind You, The Loneliness Cure, A Guide to Contentment, 7 Simple Steps to Get Back on track and Live the Life You Envision, Daily Meditations for Visionary Leaders, Hope Realized, and Where Do You Fit In?   Website: https://msdianneallen.com/ Instagram: https://www.instagram.com/dianne_a_allen/ Facebook: https://www.facebook.com/msdianneallen/ LinkedIn: https://www.linkedin.com/in/dianneallen/# Twitter: https://x.com/msdianneallen   Check out Dianne's new book, Care for the Neurodivergent Soul. https://a.co/d/cTBSxQv   Visit Dianne's Amazon author page. https://www.amazon.com/stores/author/B0F7N457KS   You have a vision inside to create something bigger than you. What you need is a community and a mentor. Personal mentoring will inspire you to grow, transform, and connect in new ways. The Someone Gets Me Experience could be that perfect solution to bringing your heart's desire into reality. You will grow, transform, and connect. https://msdianneallen.com/someone-gets-me-experience/   For a complimentary “Get to Know You” 30-minute call: https://visionsapplied.as.me/schedule.php?appointmentType=4017868   Join our Facebook: https://www.facebook.com/groups/someonegetsme   Follow Dianne's Facebook Page: https://www.facebook.com/msdianneallen   Email contact: dianne@visionsapplied.com   Dianne's Mentoring Services: https://msdianneallen.com/  

Go to www.LearningLeader.com to learn more This is brought to you by Insight Global. If you need to hire one person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world has the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader My guest: Brad Stulberg is a bestselling author and leading expert on sustainable performance and well-being. He's written for The New York Times, Outside Magazine, and The Atlantic, and his previous books include Peak Performance and The Practice of Groundedness. His latest book, The Way of Excellence, is great. Brad's writing combines cutting-edge science, ancient wisdom, and stories from world-class performers to help people do their best work without losing themselves in the process. Notes: Never pre-judge a performance. When you're feeling tired, uninspired, or off your game, show up anyway. Remember the Beatles scene—they looked bored and exhausted, but Paul still wrote "Get Back" that day. You don't know what's possible until you get going. Discipline means doing what needs to be done regardless of how you feel. As powerlifter Layne Norton says, we don't need to feel good to get going... We need to get going to give ourselves a chance to feel good. Stop waiting for motivation. Start moving and let the feeling follow. Audit who you're surrounding yourself with. The Air Force study is striking: the least fit person in your squadron determines everyone else's fitness level. If you sit within 25 feet of a high performer at work, your performance improves 15%. Within 25 feet of a low performer? It declines 30%. Your environment isn't neutral... Choose wisely. Treat curiosity like a muscle. It's a reward-based behavior that gets stronger with use. When Kobe said he played "to figure things out," he was tapping into the neural circuitry that makes learning feel good and builds upon itself. Ask more questions. Stay curious about your craft. Excellence isn't about perfection or optimization... It's about mastery and mattering. It's about showing up consistently, surrounding yourself wisely, and staying curious along the way. To the late Robert Pirsig - one of the greatest blessings and joys and sources of satisfaction in my life is to be in conversation with your work. He's the author of Zen and the Art of Motorcycle Maintenance— "gumption is the psychic gasoline that keeps the whole thing going." Arrogant people are loud. Confident people are quiet. Confidence requires evidence. The neural circuitry associated with curiosity is like a muscle: it gets stronger with use. Curiosity is what neuroscientists call a reward-based behavior. It feels good, motivates us to keep going, and builds upon itself. Kobe didn't play to win. He played to learn and grow. Kobe Bryant said he didn't play not to lose, and he didn't even play to win. He played to learn and to grow. He said the reason he did that is because it's so much more freeing. If you're really trying not to lose, you're going to be tight. If you're really trying to win, you're going to be tight. But if you're just out there to grow, you're going to be in the moment. When you're in the moment, you give yourself the best chance of having the performance you want. The word compete comes from the Latin root word com, which means together, and petere, which means to seek, rise up, or strive. In its most genuine form, competition is about rising together (Caitlin Clark's story against LSU). Love: The Detroit Lions had just won their first playoff game in 32 years. Following the game was a scene of pure jubilation. During a short break from the celebrating, the head coach, GM, and quarterback all gave brief speeches. Which collectively lasted about 2 minutes. During those 2 minutes, the word LOVE was repeated 7 times. Homeostatic regulation -- Sense it in the greatness of others and when you're at your best. What Brad calls "excellence." Surround yourself with people who have high standards. When things don't go your way, when you're inevitably heartbroken or frustrated, it's the people around you, the books you read, the art around you, the music you listen to, that's the stuff that speaks to you and keeps you going. It keeps you on the path even amidst the heartbreak. Process goals work better than outcome goals for most people. If you're an amateur, you should be process-focused. When I train for powerlifting, I don't think about the meet that I'm training for. I think about showing up for the session today. If I think about the meeting, I get anxious, and my performance goes down. But if you're Steph Curry and you've been doing your thing for 20 years, you can think about winning the gold medal because your process is so automatic. For 99% of people, focus on the process. "Brave New World" turns fear into curiosity. When you walk up to a bar loaded with more weight than you've ever touched, there can be fear about what it's going to feel like. If you go up to the bar with fear, you're going to miss the lift. If you're convinced you're going to make it, you'll make it, but your nervous system knows when you're lying to yourself. The middle ground is curiosity. Instead of saying "that's heavy, it's scary," I say "Brave New World. I've never touched this weight before. I have no idea what's going to happen, but let's find out." It splits the difference. I'm hyped, I'm giving myself a chance, I'm not lying to myself, but I'm also not scared. Curiosity and fear cannot exist at the same time in the brain. There are seven pathways in the brain defined by affective neuroscientist Jaak Panksepp. Two of those pathways are the rage/fear pathway and the seeking/curiosity pathway. These pathways cannot be turned on at the same time. They compete for resources. It's a zero sum game. You cannot simultaneously be raging and curious. You cannot be terrified and curious at the same time. If you get into a mindset of curiosity, it's extremely hard to be angry or terrified. By being curious, we turn off the fear deep in our brains and give ourselves a chance to perform our best. Practice curiosity in lower-consequence situations first. Curiosity is like a muscle. If you're about to do something absolutely terrifying and you're really scared and you say, "I'm just going to be curious," you know you're lying to yourself. You have to practice in lower-consequence situations first. When you, as a paren,t get really upset with your kid, try to be curious about their experience. Watch your anger calm down. When you as a leader, have a board presentation where you're feeling anxious, try to have that mindset of "Brave New World." When you're an athlete going into a big game obsessing about what could go wrong, try to be really curious instead. The best competitors have emotional flexibility. As a competitor, you would know that in the confines of the game, you're not singing Kumbaya, you are trying to kill them. Then you have the emotional flexibility the minute that game ends to respect them as a person. That is the best way to compete. That's when our best performances happen. It's not either/or, it's both/and. It's playing really hard, giving everything you can for the win, seizing on your opponent's vulnerability, at the same time as having deep respect for them. You don't have to be miserable to be excellent. There are people like David Goggins or Michael Jordan who seem motivated by anger and a chip on their shoulder. But Jordan would put his tongue out like this primal expression of joy when he was about to dunk. And Jordan won all his championships while being coached by Phil Jackson, the Zen master of compassion. There are the Steph Currys of the world, or Courtney Dauwalter (best ultra marathoner to ever exist), or Albert Einstein (total mystic who had so much fun in his work). There are two ways to the top of the mountain. For 99.999% of people, you end up performing better with fun and joy, and you have so much more satisfaction, which contributes to longevity. The best leaders take work seriously but laugh at themselves. The best leaders I know in the corporate world, they take the work so seriously. They are so intense. But my God, do they laugh at themselves and their colleagues and have fun. Reflection Questions Brad says, "The things that break your heart are the things that fill your life with meaning." What are you currently holding back from caring deeply about because you're afraid of getting hurt? What would it look like to step fully into that arena despite the risk of heartbreak? The Air Force study showed that sitting within 25 feet of a low performer decreases your performance by 30%. Honestly assess who you're spending the most time with right now. Are they raising your standards or lowering them? What specific change could you make this month to shift your environment? Brad uses "Brave New World" to turn fear into curiosity before big challenges. Think of something coming up that makes you anxious. Instead of trying to convince yourself you'll succeed or dwelling on the fear, what does it feel like to approach it with pure curiosity: "I've never done this before. Let's find out what happens."

Our initial thoughts of the Super Bowl matchup after yesterday's conference championship games.

The Pats are back, some would say fortunately and some would say unfortunately.

It's back to winning ways for the Blues on a weekend that could prove crucial in the title race. Join Amos and the two Joes as they pick through the weekend that was. Make sure to leave a rating and a review, and subscribe wherever you're listening to this show!You can keep up to date with all of the latest City Ramble action by following our social media pages. Follow us:Discord ➡️ https://discord.gg/xC84tfcHX (Twitter) ➡️ https://x.com/thecityrambleInstagram ➡️ https://www.instagram.com/cityramble/?hl=enTikTok ➡️ https://www.tiktok.com/@thecityrambleWebsite ➡️ https://www.thecityramble.co.uk/Watch

CISA's acting director assures Congress the agency has “stabilized”. Google and Cisco patch critical vulnerabilities. Fortinet firewalls are being hit by automated attacks that create rogue accounts. A global spam campaign leverages unsecured Zendesk support systems. LastPass warns of attempted account takeovers. Greek authorities make arrests in a sophisticated fake cell tower scam. Executives at Davos express concerns over AI. Pwn2Own Automotive proves profitable. Our guest is Kaushik Devireddy, AI data scientist at Fable Security, with insights on a fake ChatGPT installer. New password, same as the old password.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we are joined by Kaushik Devireddy, AI data scientist at Fable Security, discussing their work on "How a fake ChatGPT installer tried to steal my password". Selected Reading CISA Is 'Trying to Get Back on Its Mission' After Trump Cuts (CISA) Google Patches High-Severity V8 Race Condition in Chrome 144 published: today (Beyond Machines) Cisco Patches Actively Exploited Flaw in Unified Communications Products (Beyond Machines) Hackers breach Fortinet FortiGate devices, steal firewall configs (Bleeping Computer) Zendesk ticket systems hijacked in massive global spam wave (Bleeping Computer) LastPass Warns of Phishing Campaign Attempting to Steal Master Passwords (Infosecurity Magazine) Greek Police Arrest Scammers in Athens Using Fake Cell Tower for SMS Phishing Operation (TechNadu) Execs at Davos say AI's biggest problem isn't hype — it's security (Business Insider) Hackers exploit 29 zero-days on second day of Pwn2Own Automotive (Bleeping Computer) Analysis of 6 Billion Passwords Shows Stagnant User Behavior (SecurityWeek) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Best Of 2GG: Should You Get Back with an Ex? PART 2 by Two Girls and a Guy

Best Of 2GG: Should You Get Back with an Ex? PART 1 by Two Girls and a Guy

It's extremely frustrating when you can't clearly feel when you're hungry or full. Next thing you know, you're fluctuating between not feeling hungry all day to not being able to stop eating once you start. So let's talk about what it takes to get back your hunger and fullness cues so you can be done with this cycle. Let's connect: Mallory's Instagram & Tiktok Free Community Food Noise Quiz Work With Me Freedom from Food Noise Course Submit Podcast Requests

Do you keep "restarting" your fitness... only to fall off again a few weeks later? If you're a high performer who knows what it feels like to be in shape but can't seem to regain consistency, this episode is for you. In today's conversation, Brian breaks down the real reason discipline, motivation, and extreme plans keep failing, and why restarting from who you used to be is sabotaging your progress. You'll learn how ego-driven expectations create the high-performer doom loop and what it actually takes to rebuild momentum from your current reality. We introduce a simple, sustainable framework to help you meet yourself where you are and build consistency that survives real life. Tune in to reset your approach, regain confidence, and start building fitness habits that truly last. Highlights Why high performers keep falling into the "restart and quit" cycle despite strong discipline and motivation The hidden role ego and outdated identity play in sabotaging fitness consistency How the High Performer Doom Loop is created, and the exact moment where most people go wrong A simple, sustainable framework for rebuilding momentum by meeting yourself where you are How to create consistency systems that survive stress, busy schedules, and real life instead of relying on extremes RESOURCES + LINKS: Join our free Facebook Group, Energy Secrets for Business Owners and Professionals, for more content, live coaching, and a kick ass community HERE: https://fitnessproject.kartra.com/page/energysecrets  WANT TO BUILD A HEALTHY LIFESTYLE WITHOUT HAVING TO WORKOUT FOR 6+ HOURS / WEEK AND BE ON A TEDIOUS DIET? i.e. Want fitness to fit into your life rather than having to become your life? -- Apply Now to Learn More About How We Can Support You In Your Journey: https://thefitnessproject.us/application/ Check out our client transformations: https://thefitnessproject.us/client-transformations/ Tag us in an Instagram Story with your biggest takeaway  @conquerthedaypodcast Connect with Lindsey Pickowicz Instagram | @lindseypickowicz Facebook | @lindseykatepickowicz

Siblings Ashley Engle and Brandon Birdwell discuss life, Kim Cattrall' scatting, Brandon's irrational love of vigilante movies, impossible scenarios, and Florence Pugh.

The focus of this episode is on what Dave Ramsey refers to as the only three investments he owns. "I have three investments: my business, paid-for real estate with no mortgages, and mutual funds," says Ramsey.  He goes on to emphasize that he doesn't play single stock, doesn't screw around with gold or Bitcoin, and that he doesn't need your stock tip from your "broke golfing buddy with an opinion." Host David McKnight wonders whether Ramsey's investment model actually works in principle, and if parts of it can be replicated by everyday investors… Ramsey's business functions in two powerful ways: it provides current cash flow so he doesn't have to draw down investments, and it represents a large future liquidity event – this alone dramatically reduces the pressure on the rest of his portfolio. David highlights the fact that Ramsey doesn't pick individual stocks. Instead, he spreads his money across the entire global stock market using mutual funds. Ramsey famously advocates an even split: 25% in growth and income funds, 25% in aggressive growth funds, and 25% in international funds. David's recommendation is to "Invest 70% in a total U.S. stock market index, 30% in a total international stock market index, and 0% in bonds."  By doing that, you'll own the entire market instead of trying to outsmart it. It is possible to adopt a 100% stock portfolio even if you don't own a business or don't have a paid off real estate throwing off residual income – David explains how. You could have a guaranteed lifetime income annuity have the same role played by real estate in Dave Ramsey's approach.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Ramsey

Should you get back together with your ex, or is this just familiarity pulling you back in? Before you say yes, there are a few questions worth slowing down and asking.This episode is for anyone who's considering getting back together with an ex and wants to do it differently this time.As someone who did get back together with her ex and rebuilt a relationship rooted in repair, accountability, and understanding that a safe nervous system is a non-negotiable, I share the three core questions that helped me discern whether reconnecting was actually aligned, or just old patterns resurfacing.This isn't about convincing yourself to try again. It's about slowing down, listening to your body, and making space for clarity instead of urgency.What you'll learn…* The first question to ask before considering getting back together with an ex* How to tell if your ex has actually changed or is just saying the right things* Why old issues will come back (and how to plan for that honestly)* What it means to rebuild trust through repair instead of avoidance* How to stop over-functioning and let the other person meet youThis episode is for you if…* You're thinking about getting back together with an ex* You're afraid of repeating the same patterns* You want clarity without rushing a decision* You tend to over-function or take responsibility for both people* You want a relationship rooted in repair, not chemistry aloneMy invitation to you…Take a moment to reflect on what this relationship is here to teach and show you. Write in the comments:“This relationship is here to teach me…” and notice what comes through.If this episode resonates, you're invited to continue this work inside the Codependency Alchemy membership, where we practice self-trust, repair, and building healthy relationships together.Click here to learn more. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit alyssaaazander.substack.com/subscribe

Sign up for “Different by Design: A Retreat for Gifted, Sensitive & Neurodivergent Adults” happening January 30-31, 2026: https://retreatwithdianne.com/   Have you ever wanted support, only to minimize it the moment it's offered?   In this episode of Someone Gets Me, Dianne A. Allen unpacks why gifted adults often block when support is given to them. She explains how an overprotective nervous system can interfere with our ability to receive, and how this pattern is often rooted in the experience of being a guardian child and the overwhelm many gifted adults carry.   You are worthy of support. You are worthy of connection, of kind words, and of nervous system regulation. Learning to receive is part of coming home to yourself.   Watch the Someone Gets Me Podcast – Why Gifted Adults Block Support   Did you enjoy this episode? Subscribe to the channel, tap the notification bell, and leave a comment!   You can also listen to the show on Spotify, Apple Podcasts, and Amazon Music.   How to Connect with Dianne A. Allen   Dianne A. Allen, MA is an intuitive mentor, speaker, author, ambassador, hope agent, life catalyst, and the CEO and Founder of Visions Applied. She has been involved in personal and professional development and mental health and addiction counseling. She inspires people in personal transformation through thought provoking services from speaking and podcasting to individual intuitive mentoring and more. She uses her years of experience coupled with years of formal education to blend powerful, practical, and effective strategies and tools for success and satisfaction. She has authored several books, which include How to Quit Anything in 5 Simple Steps - Break the Chains that Bind You, The Loneliness Cure, A Guide to Contentment, 7 Simple Steps to Get Back on track and Live the Life You Envision, Daily Meditations for Visionary Leaders, Hope Realized, and Where Do You Fit In?   Website: https://msdianneallen.com/ Instagram: https://www.instagram.com/dianne_a_allen/ Facebook: https://www.facebook.com/msdianneallen/ LinkedIn: https://www.linkedin.com/in/dianneallen/# Twitter: https://x.com/msdianneallen   Check out Dianne's new book, Care for the Neurodivergent Soul. https://a.co/d/cTBSxQv   Visit Dianne's Amazon author page. https://www.amazon.com/stores/author/B0F7N457KS   You have a vision inside to create something bigger than you. What you need is a community and a mentor. Personal mentoring will inspire you to grow, transform, and connect in new ways. The Someone Gets Me Experience could be that perfect solution to bringing your heart's desire into reality. You will grow, transform, and connect. https://msdianneallen.com/someone-gets-me-experience/   For a complimentary “Get to Know You” 30-minute call: https://visionsapplied.as.me/schedule.php?appointmentType=4017868   Join our Facebook: https://www.facebook.com/groups/someonegetsme   Follow Dianne's Facebook Page: https://www.facebook.com/msdianneallen   Email contact: dianne@visionsapplied.com   Dianne's Mentoring Services: https://msdianneallen.com/    

Send us a textOn this edition of The Brief Case, presented by Spirit Mountain Casino, Trail Blazers reporter/Insider Casey Holdahl discusses...• The Trail Blazers blowing out LeBron James and the Lakers at Moda Center on Saturday to begin a weekend back-to-back• Following up the win versus the Lakers on Saturday with another versus the Kings in Sacramento on Sunday• The Trail Blazers have won the 2025-26 season series versus three of the four California teams• Deni Avdija makes a well-timed return with Jrue Holiday, Jerami Grant and Robert Williams III all sitting out the second night of a back-to-back• Deni Avdija finishing fifth in fan voting but ending up seventh in the total vote for the 2026 NBA All-Star Game Western Conference starters• Deni Avdija passing Victor Wembenyama and Anthony Edwards in the final fan voter tally and getting more votes in the last week than a lot of players got over the entire voting period•Fingers crossed that Deni Avdija is announced as an All-Star reserve, which is decided by coaches vote• With yet another new format this year, there are still a lot of unanswered questions about how the teams will be put together at the 2026 NBA All-Star Game

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Today, we’re bringing you the best from the KUOW Newsroom… A KUOW investigation found the district skipped some safety steps to keep methane out of Seattle’s Rainier Beach High School after it was rebuilt last year. Pierce is finding success in a different way of doing juvenile probation. And a look into how the University of Washington became the epicenter of college sports drama over the past couple of weeks. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

Apparently their ain't no drama like AI industry drama, proven once again by some high-profile defections from Thinking Machine Labs. Grok says it's cleaned up its act. TSMC is winning thanks to AI. More price rises from Spotify. And why is Ireland missing out on the AI datacenter boom? Two Thinking Machines Lab Cofounders Are Leaving to Rejoin OpenAI (Wired) Grok was finally updated to stop undressing women and children, X Safety says (ArsTechnica) TSMC delivers another record quarter as profit jumps 35% fueled by robust AI chip demand (CNBC) Ireland Is Trying to Get Back on the Data Center Bandwagon (Bloomberg) Spotify Raises Premium Subscription Prices in US to $13 a Month (Bloomberg) Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick and Jonathan debate whether or not the Cavaliers have shown that they can get back to the dominance they displayed last season.

David McKnight addresses a myth floating around the financial world: "For a Roth conversion to make sense, you need many years for the Roth to grow so you can recoup the taxes you paid to the conversion." David stresses why this way of thinking is fundamentally wrong – it's built on the wrong assumption that all the money in your IRA belongs to you… when it actually doesn't. Remember: your IRA isn't one pile of money but two piles sitting in the same account. One pile belongs to you, while the other to the IRS. What's unknown is how big the IRS' pile is going to be when you eventually take the money out of the account. David goes on to explain what happens as both piles grow and required minimum distributions kick in. You may end up with the IRS' pile being not just larger but taxed at a much higher rate too. With a Roth conversion, on the other hand, your conversion translates into you carving out the IRS' portion and handing it to them today – settling the bill while the balance is smaller and the rate may be lower. There's a key question David invites you to keep in mind when it comes to Roth conversions: "Is your tax rate lower today than it will be when you take the money out?"  The exploding national debt of over $200 trillion dollars in unfunded obligations for Social Security, Medicare, and Medicaid are going to require spending cuts, higher taxes, or some combination of the two. Beware: the problem with most retirement plans is that they assume that tax rates will stay low forever!  David points out that Roth conversions aren't about timing the market but about timing the tax code. In other words, they're about timing the advantage of known measurable tax rates today instead of gambling on unknown ones tomorrow.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

Nick and Jonathan talk about how the Browns get back in the mix for John Harbaugh, plus Oregon QB Dante Moore makes his decision on the 2026 NFL Draft.