Podcast appearances and mentions of Mark Spencer

From "In The Pits" join John, Mark, Spencer and Scott for the Motorsposrts Racing Review.

From "In The Pits" join John, Spencer,Scott and Mark for this weeks Motorsports Racing Review !!

2016年英语专业四级听力 对话2CONVERSATION TWO对话2Questions 6 to 10 are based on Conversation Two.请根据对话2回答第6题到第10题。It says a growing number of students are making a major hole from the minute they enter the real world because they are already, some of them, more than 100, 000 dollars in debt. With us now is Mark Spencer, he is the senior financial analyst for SBC Bank. Welcome to you.据说越来越多的学生一进入社会就开始还债了，因为有些学生早就欠下了十几万美元。今天我们请到了SBC银行的高级金融分析师，马克·斯宾塞。欢迎你。Thank you. Nice to be with you.谢谢，很高兴来到这里。Now I guess there are two kinds of debts: good debt and bad debt. Where does this go?债务分两种：良性债务和不良债务。学生债务属于哪一种?Well,student loan debt is traditionally considered good debt, but the problem for many students and their families is that the cost of colleges has been going up at 6 to 8% a year, far faster than the income, far faster than the standard of living. That means debt's taking on a bigger and bigger role in financing education.嗯，学生债务一般属于良性债务。不过，让许多学生及其家庭发愁的是，大学学费每年上涨6%到8%，远远超过收入增长速度和生活水平提高的速度。这意味着借贷在提供教育费用中发挥着越来越重要的作用。How much debt is too much debt for, for one student?那么对于一个学生来说，过多的债务具体是多少？Well,one guideline is that you look at the first year's salary in your field after graduation, and use that as a barometer, but even then...嗯，有这样一个方法，统计一下一个行业里应届生的工资，用它作参照，不过即使.……Is that right?这个方法有效吗？Well,you are talking big payments even in that instance, for example, 30, 000 dollars worth of debt. If you are gonna repay that over 10 years, you are talking more than 300 dollars a month, in payments every month for 10 years.这种情况下涉及的都是大笔债务的偿还，比如，3万美元的债务。如果你要在十年内还完，每个月就要还300多美元，每个月都还，一共还10年。But there're surely more than one way to get a loan for college. There are government programs. There are so many kinds of grants.但是获得大学费用贷款肯定还有其他方法。比如政府项目。还有很多种补助金。What's,what's the best advice for people who are looking for these loans to try to keep themselves from going under.那么对于那些正在为这些贷款奔走的人，如何防止自己生活负担过重，有什么建议吗？I understand that loans are just one way of college finance Take advantage of the other opportunities. Things like a college savings plan, let, let you save on a tax advantage basis. So you can put money away in these accounts and withdraw tax-free to pay for that education..我认为这些贷款只是支付大学费用的一种方式。建议利用好其他机会。比如加入学费储蓄计划，还可以获得有利税率。你可以把钱存在这些账户里，取出的时候就不用交税，直接拿去交学费。So it's important to start early and that really reduces that reliance on debt later.所以早做准备很重要，这样后来可以少借贷。Another thing, leave no stone unturned, looking at grants, scholarships, even on-campus jobs. I mean every dollar you get that way is seen as another dollar you don't have to borrow later.还有，不要怕麻烦，积极搜集补助金，奖学金或者校内兼职的信息。这样你得到一美元，就少借一美元。The kinds of jobs that so many students, the fresh off students, like to go into,er, charity stuff, volunteer work.很多学生，尤其是刚毕业的学生，喜欢去做慈善团体或者志愿活动的工作。This debt is eliminating a lot of that, isn't it?现在由于债务，去做这些工作的毕业生少了很多，对吧？I think that's the social cost. Really, I mean, you know, when you consider that,you know, people may pass up a rewarding career in charitable work, or non-profit organization because they have to get a higher salary someplace else to pay off that debt.我认为这是社会应该负担的成本。真的，我是说，你想想，很多人会错过慈善工作或者非盈利组织中的非常有意义的工作，只是因为他们要选择其他单位的高工资的工作来还债。Yeah,that's for sure. Mark Spencer, senior financial analyst from SBC Bank. Mark,good you could be here.对，那是自然。马克·斯宾塞，SOC银行的高级金融分析师。马克，感谢您来到我们这个节目。Thank you.谢谢。Questions 6 to 10 are based on Conversation Two.请根据对话2回答第6题到第10题。Question 6. What is the interview mainly about?第6题这个访谈节目的主要内容是什么？Question 7. How does the cost of college education change every year?第7题 大学教育费用每年的变化是什么？Question 8. What is used to measure student loan debt as a guideline?第8题 可用作参考衡量学生债务的是什么？Question 9. What is the advantage of joining a college savings plan?第9题 加入学费储蓄计划有什么好处？Question 10. What is the possible social cost of a college loan?第10题大学贷款可能会带来什么样的社会成本？

Mark Spencer is in the center ring!

Trump meets with Canada's new prime minister in the White House, Ilhan Omar hates white men, and interviews with Mark Spencer and Kely Loeffler

Dive in with special guest Mark Spencer on how to build relationships centered around Christ and how to love others modeling after how Jesus loves you.

Dive in with special guest, Mark Spencer, on how to see God.

From "In The Pits" join John, Scott, Spencer and Mark for this weeks Motorsports Racing Update!!

  From "In The Pits" join John, Scott, Mark and Spencer for this Fridays Motorsports Racing update and review!

From "In The Pits" join John, Spencer, Scott and Phil for this weeks motorsports racing rreview!

From "In The Pits" join John, Mark, Spencer and Scott for this weeks motorsports racing podcast!

From "In The Pits" join John, Scott, Mark and Spencer for the motorsporsts racing news update!

Nick chats with Mike Lazelle and Dr Rob Turner, co-founders of Kwetta, to discuss their groundbreaking approach to electrifying heavy vehicles. Kwetta has just raised ~$17 million AUD in Series A funding from the likes of Blackbird and Virescent Ventures to address the “grid issue” for EV charging. And they've given us a podcast exclusive!Their innovative chargers connect directly to the high-voltage grid, providing up to 10 times more power, cutting installation times by up to 70%, and avoiding costly grid upgrades.We dive into:Why electrification is the key to near term emissions reductionWhy the hardest part of electrification is no longer the vehicles or batteries - it's getting power from the grid.How Kwetta's technology solves grid bottlenecks while being a “good grid citizen.”How a small, world class team from Napier New Zealand (founded with CEO Dustin Murdock) is competing with global giantsHow much Canterbury Beer was consumed at Rob and Mike's first meetingKwetta is about to announce their first sites in Australia so it's great timing to bring them on!Find out more at: www.kwetta.com**If you like the show, please subscribe/review/rate or comment. We really appreciate your support!You can sign up to our mailing list at www.apositiveclimate.com, say hello@apositiveclimate.com or follow us on https://au.linkedin.com/company/a-positive-climate or www.instagram.com/apositiveclimatepodcast. **About the podcastA Positive Climate is an uplifting podcast about tackling climate change. An entertaining look at the products, people and technologies making a real difference. Hosted by Australian climate technology investors and experts Nick Zeltzer and Alex McIntosh. We cover it all on the show while keeping things optimistic and accessible: electric planes, waste eating maggots, plant-based meats, hydrogen made from beer, the solar revolution, the coolest new sustainable products and much much more.The podcast charted in 2022, 2023 and 2024 as the top Australian made podcast in Apple's Technology podcast charts.Previous guests have included innovators and technologists from JET Charge, 5B, Amazon, Zoomo, V2Food, Vow, Sea Forest, Great Wrap, Infravision, Zero Co, Hysata, Sicona, OneSmallStep, Tenacious Ventures, CarsGuide, AMSL Aero, Nori, EnergyLab, MicroTau and many more.Music by the late, great Nick WeaverProduction by our hero Mark Spencer from Here.Media

From "In The Pits" join John, Scott, Spencer and Mark for this weeks motorsports racing conversation and update!!

From "In The Pits" join John, Scott, Spencer and Mark for this weeks motorsports racing news!

From "In The Pits" join John, Scott, Spencer and Mark for this weeks motorsports racing information update!!

Motorsports Racing News update with John, Scott, Mark and Spencer from"In The Pits"

Nick chats to Simon Holmes à Court about nuclear energy in Australia.“When are you covering nuclear?” is one of the most common questions we've received from APC listeners.So we finally went there. And it was great to have Simon on to explore it all before we go back to our startup roots next episode with our THIRD pitch fest. (00:00) Intro(03:55) What people get wrong about nuclear (05:38) Simon's background(07:27) Global Nuclear Energy Landscape(15:03) Safety Concerns(20:23) Waste (26:10) Construction Time (32:39) Cost and Generation Profile (39:21) Flexibility (40:48) Economics (50:02) Political and Regulatory Challenges (01:00:42) Uncomfortable QuestionsTo ultimately answer the question: does Australia need nuclear energy?There was so much to cover we didn't have time to explore all the questions, including the role of AI and covering the next 15 of the transition in more detail. Excuses for new episodes! **If you like the show, please subscribe/review/rate or comment. We really appreciate your support!You can sign up to our mailing list at www.apositiveclimate.com, say hello@apositiveclimate.com or follow us on https://au.linkedin.com/company/a-positive-climate or www.instagram.com/apositiveclimatepodcast. **About the podcastA Positive Climate is an uplifting podcast about tackling climate change. An entertaining look at the products, people and technologies making a real difference. Hosted by Australian climate technology investors and experts Nick Zeltzer and Alex McIntosh. We cover it all on the show while keeping things optimistic and accessible: electric planes, waste eating maggots, plant-based meats, hydrogen made from beer, the solar revolution, the coolest new sustainable products and much much more.The podcast rated in 2022 and 2023 as the top Australian made podcast in Apple's Technology podcast charts.Previous guests have included innovators and technologists from JET Charge, Goterra, 5B, Amazon, Zoomo, V2Food, Vow, Sea Forest, Great Wrap, Infravision, Zero Co, Hysata, Sicona, OneSmallStep, Tenacious Ventures, CarsGuide, AMSL Aero, Nori, EnergyLab, MicroTau and many more.Music by the late, great Nick WeaverProduction by our hero Mark Spencer from Here.Media

Nick chats to Tim Washington from JET Charge about using electric vehicles as batteries for our homes.Vehicle to grid technology could transform not one but *two* trillion dollar industries in energy and transport. All while paving the way to materially reduce carbon emissions and costs.It is simple enough but does it work? When will consumers have it? What impacts will it have? And what is it like running a startup with your wife? Thanks to Ellen Liang who also hopped on the mic!You can enjoy this episode here or in full HD on Youtube. (00:00) Teaser(00:38) Introduction(05:23) Australian EV Uptake Check-in(11:00) Australian EV Charging Check-in(13:46) How does Vehicle to Grid work?(23:46) Consumer Perspectives(29:54) Economics(38:31) Challenges for Energy Retailers(54:15) When Your Co-founder Is Your Spouse(59:23) Uncomfortable Questions**If you like the show, please subscribe/review/rate or comment. We really appreciate your support!You can sign up to our mailing list at www.apositiveclimate.com, say hello@apositiveclimate.com or follow us on https://au.linkedin.com/company/a-positive-climate or www.instagram.com/apositiveclimatepodcast. **About the podcastA Positive Climate is an uplifting podcast about tackling climate change. An entertaining look at the products, people and technologies making a real difference. Hosted by Australian climate technology investors and experts Nick Zeltzer and Alex McIntosh. We cover it all on the show while keeping things optimistic and accessible: electric planes, waste eating maggots, plant-based meats, hydrogen made from beer, the solar revolution, the coolest new sustainable products and much much more.The podcast rated in 2022 and 2023 as the top Australian made podcast in Apple's Technology podcast charts.Previous guests have included innovators and technologists from JET Charge, 5B, Amazon, Zoomo, V2Food, Vow, Sea Forest, Great Wrap, Infravision, Zero Co, Hysata, Sicona, OneSmallStep, Tenacious Ventures, CarsGuide, AMSL Aero, Nori, EnergyLab, MicroTau and many more.Music by the late, great Nick WeaverProduction by our hero Mark Spencer from Here.MediaAlex is taking a podcast break so if you miss everyone's favourite host, let her know via our website!

From "In The Pits" join John, Scott, Spencer and Mark for this weeks motorsports racing news update!

FCPRadio 152 FCP Creative Summit, Apple Mac event with an Upcoming version of Final Cut Pro with an all-star cast from last year's Creative Summit Expo. Steve Martin, Mark Spencer, Cirina Catania, Brad Olsen, Dylan Bates the Final Cut Bro, Chuck Braverman, Sam Mestman, Chris Hocking, Michael Yanovich and Iain Anderson Year 9 of Final Cut Pro Radio. Millions of podcast downloads Buy Me A Coffee https://buymeacoffee.com/RichardTaylor Twitter @fcpradio1 FCPRadio.com Facebook YouTube.com/RichardTaylorTV https://www.facebook.com/groups/finalcutradiotv ©2024 Richard Taylor

This is a bonus episode profiling one of the final two candidates in the Conservative leadership election, Robert Jenrick.Adam and Alex speak to Mark Spencer, former MP for Sherwood who has known Robert Jenrick since 2014 and as MPs for neighbouring constituencies. They discuss how Robert Jenrick became an MP after defeating UKIP in the 2014 Newark by-election, how he became the ‘first millennial cabinet minister' under Boris Johnson and how he's rebranded for this leadership contest.You can listen to the profile of Kemi Badenoch here: https://www.bbc.co.uk/sounds/play/p0k058ccYou can now listen to Newscast on a smart speaker. If you want to listen, just say "Ask BBC Sounds to play Newscast”. It works on most smart speakers.You can join our Newscast online community here: https://tinyurl.com/newscastcommunityhereNewscast brings you daily analysis of the latest political news stories from the BBC. It was presented by Adam Fleming. It was made by Gemma Roper with Miranda Slade. The technical producer was Hannah Montgomery. The assistant editor is Chris Gray. The editor is Sam Bonham

Join John, Scott, Spencer and Mark from In The Pits for this weeks motorsports racing update!!

From In The Pits join John, Scott, Mark, Mike and Spencer for the latest motorsports racing update!

Mark Spencer shares the importance of being settled, rested, and in tune with God.

From In The Pits join John, Scott, Mike, Mark and Spencer for the latest motorsports news updated!!

Religious Freedom leaders are calling on Australia's Government to quickly bring a Religious Discrimination Act to the parliament.Mark Sneddon says the Religious Discrimination Act is not about granting unlimited freedoms, but about preventing adverse treatment of religious individuals and organizations.He says there needs to be a fair compromise that the rights of all involved, which should be supported by both sides of politics. Mark Sneddon from the Institute for Civil Society, Mark Spencer from Christian Schools Australia, and Mike Southon from Freedom for Faith bring this update on where the Australian Religious Freedom debate is up to, following this week's Freedom For Faith conference. Support the Show.--Become a regular financial supporter of The Pastor's Heart via Patreon.

Companies large and small across Asia are increasingly adopting autonomous robots in warehouses and manufacturing. At the bleeding edge of this is Rahul Nambiar, CEO of Botsync. Botsync helps manufacturers automate their manufacturing facilities across Asia. In this episode we start with Botsync's journey, then we cover the types of different robots, adoption rates, buying versus leasing, government policy, and opportunities for new entrepreneurs in the space. Botsync: Botsync.co Rahul Nambiar: https://www.linkedin.com/in/nambiarrahulHosted by Arshad Chowdhury, Managing Partner at Betatron: Betatron.coX (Previously Twitter): @arshadgcLinkedIn: https://www.linkedin.com/in/arshadgcSpecial thanks to Mark Spencer for his help producing this episode: https://www.linkedin.com/in/mark-spencer-b02b9113/

As the race to replace Rishi Sunak hots up, Alain Tolhurst speaks to guests representing each of the six candidates who have thrown their hat into the ring to be the next Tory leader. First up are the MPs Saqib Bhatti, who is backing the former Home Secretary Priti Patel, and Mark Garnier, one of those supporting Mel Stride's leadership bid, as well as Simon Fell, the former Barrow MP, and James Cleverly supporter. Then later we hear from Andrew Bowie, who is supporting favourite Kemi Badenoch, former Cabinet minister Mark Spencer, a supporter of Robert Jenrick, and Damian Green, the former deputy Prime Minister, who is backing Tom Tugendhat. To read our interviews with Mel Stride and Tom Tugendhat this weekend subscribe to our newsletters here Presented by Alain Tolhurst, produced by Nick Hilton for Podot

Join John, Scott, Spencer Mike and Mark for this weeks Motor Sports Racing News update from In The Pits.

In this episode, farm leader Tom Bradshaw says a bigger budget is needed for British farmers to deliver food security and reach Net Zero.The NFU president wants the government to set aside £5.6bn for agriculture – more than twice the current annual amount.We visit the Royal Welsh Show where the budget for agriculture in Wales is also a hot topic of debate and discussion.We've a harvest update – and all the latest commodity prices.And former farm minister Mark Spencer spills the beans on his time in government – and what it's like to be in the Defra hot seat.And a Scottish funeral director turns a land rover defender into a hearse.This episode of the Farmers Weekly Podcast is hosted by Johann Tasker with Scottish farmer Sandy Kirkpatrick.Additional reporting by Farmers Weekly deputy editor Abi Kay, Philip Case, Philip Clarke and Guy Peckett.You can contact the Farmers Weekly Podcast by emailing podcast@fwi.co.uk. In the UK, you can also text the word FARM followed by your message to 88 44 0. 

From In The Pits join John, Scott, Spencer, Mike and Mark for this weeks motor sports raceing update.

In The Pits join John, Mark, Mike and Spencer for this weeks update!

Join John, Scott, Mike, Mark and Spencer for this weeks motor sports racing update from In The Pits!

Motor Sports Racing news update from "In The Pits"  with John, Scott, Mike, Mark and Spencer.

Motor Sports Racing news update with John, Scott, Mike, Mark and Spencer from In The Pits!!

In this Sed Contra podcast episode, Why Should I Care About Balthasar, join Sacra Doctrina Project members Dr. Kevin Clarke and Mr. Daniel Drain and special guest Dr. Mark Spencer as they discuss the relevance and importance of the works of Hans Urs von Balthasar.

Mark Spencer, a seasoned expert and the force behind Consumer Fusion, brings a wealth of knowledge on reputation management, particularly in the home services franchising and healthcare industries. In this episode, he and Chad Peterman delve deep into the nuances of managing online reputation and reviews in today's digitized world. Mark uncovers the three-pronged approach to reputation management integral to any modern business: generating reviews as an offensive strategy, removing negative feedback as a defensive tactic, and crafting precise review responses. Additional Resources: Chad on LinkedIn Peterman Brothers Website Mark on LinkedIn Consumer Fusion Website More on PeopleForward Network Follow PeopleForward Network on LinkedIn

Robin Ince and Brian Cox dig into the secret lives of plants to discover that there's more going on in your average garden than you might at first think. They hear why trees are better than humans at re-growing broken bits, while comedian Ed Byrne reveals a surprising understanding of horticulture, despite dropping out of his university degree early. And while they're still no closer to discovering if they're alive or dead, the team find a new debate to have about strawberries, as they argue with forensic botanist Dr Mark Spencer over whether they should be classified as an invasive species. But what about other common pests? Phill Jupitus tells them about an intimate encounter with grey squirrel, and entomologist Erica McAllister puts up a strong defence of the mosquito, claiming they don't deserve such a bad reputation.New episodes will be released on Wednesdays. If you're in the UK, listen to the full series on BBC Sounds: bbc.in/3K3JzyFProducer: Marijke Peters Executive Producer: Alexandra FeachemEpisodes featured: Series 11: What's the Point of Plants? Series 18: Invasion! Series 23: Bats v Flies

Motor Sports Racing news update with John, Scott, Phil, Mark and Spencer from In The Pits!!

Motor Sports Racing news update with John, Scott, Mike Mark and Spencer from In The Pits!!

Alex Forsyth presents political debate from Hougham & Marston Village Hall, Lincolnshire

Hey besties!! We had so much to recap from Morgan's bday weekend that we decided to separate the intro from this episode since it is such a special week for Team Creepy!!! Once you get your weekly dose of intro rambles and tea, hop over to episode 179. "The Allen House" featuring owner of the home and author of the book A Haunted Love Story: The Ghosts of the Allen House, Mark Spencer as he tells us how he came to learn the secrets of the Allen family through the floors of the attic!

Happy Thursday, besties!! If you're missing the intro, it is on the feed right before this episode, but if you're here for the most iconic Creepy story of all time- you're at the right place!! Today, Morgan gives us the history of the Allen House in Monticello, Arkansas followed by a first hand take from the current owner of the home and award winning author of A Haunted Love Story - The Allen House, Mark Spencer. Join us as we gain an inside perspective of our new favorite spirit, Queen Ladell and learn the truth of her life and death. Thank you so much to Mark for joining us, this was such an incredible experience and we are thankful that you took the time to share yours and Ladell's stories with our listeners! If you are interested in reading Mark's books, the links are posted below! Thank you so much for joining us this week, besties!! We will talk to you next week for a classic CAC original recipe ep! Love you lots!! Each Other to Live For: The Ladell and Prentiss Letters: https://a.co/d/1voY93y A Haunted Love Story: The Ghosts of the Allen House: https://a.co/d/6FZcYzE

Politicians have been setting out their stall to farmers at the NFU Conference in Birmingham. With a general election on the horizon, we hear from all three main political parties: Conservative farming minister Mark Spencer; shadow environment minister Daniel Zeichner; and Liberal Democrat spokesperson on environment, Tim Farron. We also speak to the NFU's new president - Tom Bradshaw.Presenter = Anna Hill Producer = Rebecca Rooney

Join John, Mike, Scott, Mark and Spencer for this weeks motor sports news update from In The Pits!!

As more farmers take up payments to farm in a more environmentally-friendly way, will that mean growing less food? After leaving the EU, the four nations of the UK have decided on different payment systems for farmers. In England, the Environmental Land Management Scheme, or ELMS, has several parts to it - the simplest being the Sustainable Farming Incentive or SFI. Some farmers said there was little incentive to sign up, because payments to do environmental work were too low. However, in January that changed and some payments were increased. We unpick the details of the scheme and find out who the winners and losers are. We also talk to the Defra farming minister, Mark Spencer.Some farmers in Northern Ireland fear a new scheme designed to reduce emissions from livestock will put slower-growing breeds of cattle at a disadvantage. They are concerned it will make rearing grass-fed or native breed cattle less viable.Presenter: Anna Hill Producer: Rebecca Rooney

Join John, Scott, Spencer, Mark and Phil for this weeks motor sports racing news update from In The Pits!!

Join John, Scott, Mark and Spencer for this weeks motor sports racing news update from In The Pits!!