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Der Kryptomarkt ist offiziell im Bärenmarkt angekommen. Bitcoin notiert deutlich unter dem Zyklushoch vom 6. Oktober 2025 und bewegt sich aktuell in einer volatilen Seitwärtsrange zwischen 60.000 und 70.000 USD. Die Stimmung bleibt angespannt: Der Fear & Greed Index verharrt im Bereich „Extreme Fear“ (13/100), die Bitcoin-Dominanz steigt leicht an und Altcoins zeigen aber noch ein wenig Stärke. Die entscheidende Frage: War das bereits der Boden oder steht uns eine weitere Abwärtswelle bevor? Alex und Lukas ordnen die aktuelle Marktlage historisch ein und analysieren mögliche Szenarien.
DOWNLOAD: https://www.terri.com/time-mapAre you doing all the right things but still not making the progress on your dreams you hoped for? Terri Savelle Foy shares 6 productivity habits that will help you manage your time, plan your days, and pursue your goals with clarity, purpose, and peace.Instead of hustling harder, Terri explains how learning to work smarter—God's way—can reduce stress, increase focus, and help you move forward without exhaustion. You'll discover simple but powerful habits that bring order to your schedule, eliminate unnecessary pressure, and help you make the most of the time and energy you have.Rooted in the biblical truth that God gives rest to His beloved, this message will show you how to be productive without burnout, intentional without overwhelm, and be faithful with what God has given you.RESERVE your spot at ICING Women's Conference in Dallas: https://www.terri.com/icing/GIVE today: https://www.terri.com/single-donation/?form=FUNFNTXHRWPThank you to our partners—you make this ministry possible!PARTNER with Terri to make a difference: https://www.terri.com/partnership/FOLLOW ME IN FRENCH: https://podcasts.apple.com/us/podcast/terri-savelle-foy-podcast-audio-en-fran%C3%A7ais/id1698308606SAY HELLO!Website → https://www.terri.com/Instagram → https://www.instagram.com/terrisavellefoy/Tik Tok → https://www.tiktok.com/@terrisavellefoyPinterest → https://www.pinterest.com/terrisavellefoy/ Support the show
Join us LIVE on February 18th at 12:00 PM CTOvercoming Price Objections in Life Insurance Conversations Don't let price slow your Q1 momentum.
Frei Brothers "Sonoma Reserve" Dry Creek Valley Merlot In this episode, Rob and Scott revisit the infamous Frei Brothers and experience their worst effort to date, the Sonoma Reserve Dry Creek Valley Merlot. So come suffer with us, here on The Wine Vault.
Esta semana fue oficialmente Ciary Week.Analizamos lo último que ocurrió al cierre de la semana con la Secretaria de la Vivienda Ciary Pérez Peña, la defensa pública de la gobernadora, el referido del DTOP a Justicia y las contradicciones en la narrativa oficial. Desmenuzamos la carta de multas al taller, quiénes estuvieron en la reunión de transacción que bajó la cantidad a $25,000 y cómo se reabrió el centro de inspección luego de ese encuentro.También hablamos del contrato de los centros y si ahí realmente está la raíz de todo este revolú.En el chit chat discutimos el arresto de un integrante de la juventud del MVC por pedofilia y lo que eso implica políticamente.Y sí… hablamos del hermano de Ciary, pero sólo en el Patreon.Descarga la canción de Ciary y otros éxitos de DJ San Ghibli en https://open.spotify.com/artist/501D5ir53CTV41z0NYjm94Esta semana fue oficialmente Ciary Week.Analizamos lo último que ocurrió al cierre de la semana con la Secretaria de la Vivienda Ciary Pérez Peña, la defensa pública de la gobernadora, el referido del DTOP a Justicia y las contradicciones en la narrativa oficial. Desmenuzamos la carta de multas al taller, quiénes estuvieron en la reunión de transacción que bajó la cantidad a $25,000 y cómo se reabrió el centro de inspección luego de ese encuentro.También hablamos del contrato de los centros y si ahí realmente está la raíz de todo este revolú.En el chit chat discutimos el arresto de un integrante de la juventud del MVC por pedofilia y lo que eso implica políticamente.Y sí… hablamos del hermano de Ciary, pero sólo en el Patreon.Descarga la canción de Ciary y otros éxitos de DJ San Ghibli en https://open.spotify.com/artist/501D5ir53CTV41z0NYjm94-
Send a textTrader Joe's Grand Reserve Paso Robles Meritage 2023There is a Trader Joe's Reserve Paso Robles Meritage 2023 ($9.99), and I didn't know what the difference was between that and the Grand Reserve.Turns out the Grand Reserve was aged in French oak for 22 months, just like the expensive wines (think $60 and up bottles).This is a Paso Robles Cabernet Sauvignon (Bordeaux-style) with a good bit of solid age.Those wines do not sell for $12.99, except at Trader Joe's!Check us out at www.cheapwinefinder.comor email us at podcast@cheapwinefinder.com
Die nukleare Abschreckung ist zurück - und plötzlich wird in Deutschland laut darüber nachgedacht, was jahrzehntelang tabu war: eigene Atomwaffen.Paul Ronzheimer spricht mit Prof. Dr. Matthias Strohn, Think-Tank-Leiter der britischen Armee und Oberst der Reserve, über die Frage, ob Europa sich noch auf den amerikanischen Schutzschirm verlassen kann - und was passiert, wenn nicht.Strohn erklärt, wer in Europa überhaupt Atomwaffen hat, wo sie liegen - und warum U-Boote für die Abschreckung so entscheidend sind. Es geht um taktische Atomwaffen, Eskalation, Putins Kalkül - und um die harten juristischen Grenzen: Atomwaffensperrvertrag, Zwei-plus-Vier-Vertrag, politische Realität.Kann Deutschland überhaupt zur Atommacht werden - oder bleibt nur ein französischer Schutzschirm gegen Geld? Und wie gefährlich ist diese Debatte wirklich: nüchterne Vorsorge - oder der Beginn einer neuen Eskalationsspirale?Matthias Strohns Podcast "Both Sides of the Wire"https://both-sides-of-the-wire.com/en-eurWenn euch der Podcast gefällt, lasst gerne Like & Abo da!GANZ NEU: Diskutiert mit Paul, Filipp & unseren Gästen und erfahrt noch mehr über die Hintergründe der Episoden auf joincampfire.fm/ronzheimerPaul auf Instagram | Paul auf XRONZHEIMER. jetzt auch im Video auf YouTube!Redaktion: Filipp Piatov, Lieven Jenrich u. Moritz MüllerExecutive Producer: Daniel van Moll Hosted on Acast. See acast.com/privacy for more information.
The Vault is a morning show hosted on Twitter Spaces and YouTube Live on Tuesdays, Wednesdays, and Thursdays at 11:30 am EST. The show focuses on multi-chain communities, emerging protocols, NFTFi, DeFi, Gaming, and, most importantly, collecting digital assets.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultAgent Hustle: https://x.com/AgentHustleAIMigrate Fun: https://x.com/MigrateFun
What happens after awakening actually happens? In this follow-up episode, Brett and Joe dig into the messy, surprising, and often disorienting reality of what it's like when your sense of self starts to shift and what to do about it. Whether it arrives as a gentle fog lifting or a bolt from the blue, the integration process has its own terrain worth understanding.They discuss:How awakening shows up differently for different peopleThe fear that comes when identity starts to dissolveWhy some people want it to stop, and others want it backHead, heart, and gut awakenings, and what each needs for integrationWhat actually changes in your life, relationships, and workHow to support someone going through it (including yourself)Resource Mentioned:Doing Nothing by Stephen HarrisonThis episode was produced by Mun Yee Kelly and edited by Charlie Garcia at FutureVoice Media.Send us your questions on Twitter, through our website, or in our Circle community! Joe on X: @FU_JoeHudsonBrett on X: @airkistlerAOA on X: @artofaccompVisit Us: www.artofaccomplishment.comWe invite you to experience our work. Reserve your spot at www.view.life/explore Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In Episode 159 of the Award Travel 101 podcast, Angie Sparks and Mike Zaccheo cover listener tips, loyalty news, and Angie's recent “actual vacation.” The highlight post addresses how to handle two-factor authentication (2FA) when traveling internationally, especially when using a local eSIM. Community suggestions include switching to authenticator apps instead of SMS and keeping your primary line active for texts and calls while using an eSIM for data. In the news, they discuss a new United Business card offer (100,000 miles plus 2,000 PQP), Air Canada adding ITA Airways as a distance-based redemption partner, a targeted Marriott Bonvoy points purchase bonus, and several loyalty promotions set to expire. They also share updates on their current credit card strategies and upcoming trips.The main topic centers on Angie's first true vacation in years. After initially considering a resort stay in Anguilla, she and her husband opted for a seven-night Norwegian Cruise Line sailing out of San Juan with a port stop each day. They intentionally limited excursions, choosing instead to relax—reading, enjoying the sun, and unplugging. Angie strategically used a mix of cash, points, and credit card perks to offset costs, including Ultimate Rewards points to book the cruise through Chase Travel, free night certificates at the Caribe Hilton for a pre-cruise stay, and various statement credits for rides, dining, and lounge access. She also highlights how her Southwest Priority card delivered outsized value under the airline's new seat assignment policy, saving nearly $500 on seat selection and baggage fees. While the trip delivered the relaxation they wanted, Angie notes some declines in NCL's onboard experience and wouldn't necessarily recommend that specific ship in the future.Episode LinksUnited Business card offerAir Canada/ ITA partnershipMarriott buy points promoWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.
Everyone is chasing visibility.More followers.More views.More viral moments.But here's the uncomfortable truth:Platform doesn't equal impact.Clarity does.In this episode, Kellan dismantles the myth that a bigger audience guarantees success — and explains why most coaches, creators, and thought leaders are about to be replaced in the age of AI.If your story isn't clear…If your transformation doesn't bleed out of your pores…If you're polishing tactics instead of embodying truth…You're toast.This episode is a wake-up call for anyone who wants to create real wealth, real impact, and real meaning.Key Takeaways:Why visibility is not the leverage point“You don't need a bigger platform. You need a clearer story.”The myth that scale solves uncertaintyWhy most coaches will be replaced by AIThe difference between tactics and embodied transformationWhy your story is the only thing AI cannot replicateThe power of mining your life journeyJourney → Learnings → Power frameworkWealth, impact, and meaning as the outcome of clarityCreating a Personal Truth and Commitment document (PTAC)Reinterpreting the past to reclaim powerEnding victimhoodWhy authenticity is the new currency
In this episode of The Malibu Guru Podcast, Joe sits down with John Motazedi, who shares his journey from business owner to professional pilot, shaped by resilience, hard lessons, and a deep love of aviation. He reflects on rebuilding his company after the devastating 2011 tornado in Joplin, Missouri, the importance of continuous learning, and how flying became both a passion and a form of freedom. From debriefing every flight to flying aircraft like the Meridian and PC-12, John's story is about adaptability, growth, and pursuing excellence in both business and aviation.M-Class Spring 2026 is approaching, and spots are filling up quickly. Reserve your seat now! https://flycasey.com/m-class/Joe just released his very first book! You can grab your copy of Long Story Short: Stories From a Lifetime in the Cockpit on Amazon: https://a.co/d/4JGtIgq
The Sixers got blown out in their last two games before the All-Star break and Mike does not handle it well at all. Then we talk about Embiid's right knee which has kept him out of consecutive games, more emails and voicemails about Jared McCain, and a Sixers lottery "what if."Reserve your spot for Fly The Process New Orleans here: https://www.rightstorickysanchez.com/p/flyThe Rights To Ricky Sanchez is presented by Draft Kings SportsbookBecome a MortgageCS Ricky VIP at mortgagecs.com/rickyAnthony Degli Obizzi is the official Financial Planner of The Ricky, text RICKY to 484-471-4873 to set up a conversationSurfside Iced Tea and Vodka is the official canned cocktail of The Ricky.Gambling Problem? Call one eight hundred GAMBLER. New York: call eight seven seven eight HOPENY or text HOPENY. Connecticut: call eight eight eight seven eight nine seven seven seven seven or visit CCPG dot org. On behalf of Boot Hill Casino in Kansas. Wager tax pass-through may apply in Illinois. Twenty one plus in most states. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer.
Michael welcomes back Dr. Michael Lennox, a world-renowned astrologer and dream expert, to break down the celestial "trigger point" that is reshaping our reality. Having predicted the chaos of 2020 and the intensity of 2025, Dr. Lennox returns with his most urgent warning yet: the "Great Fracturing" has officially begun. They dive into the astrological "shot heard round the world", the rare meeting of Saturn and Neptune in Aries, and what it means for the shifting ground beneath our feet. From the literal face-offs in Minnesota to the internal "civil war" of the heart, this conversation is a masterclass in maintaining sanity as the old world's manhole covers pop off, revealing the shadows beneath. Key Topics: The February 2026 Solar Eclipse: Why this "unstable" eclipse is a monumental new cycle starting on top of the U.S. unconscious. Saturn and Neptune in Aries: The significance of the "Lord of Karma" and the "Planet of Inspiration" meeting at the 0° initiatory point of the zodiac. The "Extinction Graph": Why old systems double down on power right before they collapse, and how this signals a reinvented future. America's "Basement": How the Pluto Return is putting a clear light into the hidden shadow of violence and division so it can finally be healed. The Shadow of Narcissism: Moving away from over-inflated self-focus toward the Aquarian era of collective service. Valuable Nightmares: Why violent or disturbing dreams are actually a "gift" for the psyche during times of massive landscape alteration. Radical Self-Forgiveness: Why forgiving yourself is the ultimate act of sovereignty and the only way to stop the war within. This is your spiritual roadmap for the coming "fire." If you've been feeling the acceleration and wondering when it will stop, let Dr. Lennox show you how to find your voice, your center, and your courage in the midst of the bloom. Join the Inspire Nation Soul Family!
Wonder why you people please, over explain, or shut down? Here's what's going on and how to help yourself with it. FREE RESOURCE: If this episode resonated, you might be interested in my free resource. I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing. Free Trauma Healing Resource Guide WORK WITH MICHELLE CROYLE, LPC: If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me. I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing. Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there. Ready for deeper healing? If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation
The coaching industry is about to experience a brutal correction.In this Thursday special episode, Kellan Fluckiger and co-author Joy Fluckiger break down the uncomfortable prediction from their book Coaching and the Rise of AI: by Christmas 2026, 95% of coaches will not be making a living.Not because coaching is dead.But because formula coaching is.The $10 tables are full of robots. The ante just went up. And most coaches don't even realize the game has changed.If you're making $40K, $60K, even $80K — this conversation is for you.AI can replicate frameworks, tools, NLP scripts, and surface-level strategy. What it cannot replicate is presence, embodiment, leadership, and the “refiner's fire” that turns performance into becoming.This episode is blunt. It's bold. And it might be uncomfortable.The coaching industry is about to experience a brutal correction.In this Thursday special episode, Kellan Fluckiger and co-author Joy Fluckiger break down the uncomfortable prediction from their book Coaching and the Rise of AI: by Christmas 2026, 95% of coaches will not be making a living.Not because coaching is dead.But because formula coaching is.The $10 tables are full of robots. The ante just went up. And most coaches don't even realize the game has changed.If you're making $40K, $60K, even $80K — this conversation is for you.AI can replicate frameworks, tools, NLP scripts, and surface-level strategy. What it cannot replicate is presence, embodiment, leadership, and the “refiner's fire” that turns performance into becoming.This episode is blunt. It's bold. And it might be uncomfortable.Key Takeaways:Why 95% of coaches won't make a living by Christmas 2026The collapse of formula-driven coachingThe “head in the sand” problemThe $10 table vs. the $10,000 anteWhy AI eliminates the middle tierPresence vs. performance“Becoming” vs. “fake it till you make it”The danger of being lulled into false security by AIWhy frameworks and tools are no longer enoughThe role of embodiment in high-level coachingHonest self-assessment for coachesWhy the train has already left the station
Community Matters Café Executive Chef Chayil Johnson shares his story of culinary service that extends beyond the food menu. Learn how he combines his Creole heritage, traditional African foodway influences, Middle Eastern flavor, and a formal education into one-of-a-kind gumbo for Charlotte Rescue Mission's life skills program. Chayil explains where Community Matters Café fits into the mission's 180-day addiction recovery program. Working in New Orleans kitchens at 12 and matriculating to Charlotte's Johnson & Wales a decade ago, Chayil is earning recognition from the James Beard Foundation, Charlotte media and industry organizations. Hear how he credits his own hard work and a community of family and global influencers that clearly matter in the food he creates. This episode of The Low & Slow Barbecue Show is sponsored by Carolina Barbecue Festival, April 17-18 at Victoria Yards in Charlotte. 30+ pitmasters from the Carolinas and beyond celebrate the traditions of whole hog barbecue while supporting Operation BBQ Relief. Reserve your tickets today for the Kickoff, the Festival, or a full weekend of barbecue. Visit the Low & Slow Barbecue website here!
In this episode of The STL Bucket List Show, Luke sits down with Megan Brandt, Ryan Brandt, and Bethany Jobe of Stone Reserve, a St. Louis–based stone distribution warehouse redefining how homeowners, designers, and fabricators experience natural stone.The conversation explores Stone Reserve's roots as a family business, their deep ties to fabrication, and what sets them apart from traditional distributors. Ryan shares how traveling directly to quarries in places like Brazil and Italy allows the team to hand-select premium slabs, ensuring quality, consistency, and standout materials you won't find anywhere else.Bethany brings insight from decades in the stone industry, breaking down common misconceptions about natural stone, durability, maintenance, and how materials like quartzite, marble, and sintered stone actually perform in real homes and commercial spaces. The group also discusses backlit stone, exotic colors, and the artistry behind turning slabs into one-of-a-kind installations.They reflect on standout projects—from intricate custom fireplaces to restaurants and large-scale commercial work—and what it means to build long-term relationships with designers, builders, and fabricators across St. Louis.Plus, the team shares their favorite local spots, what inspires them about the St. Louis community, and why they believe natural stone isn't just a surface—it's functional art meant to age beautifully over time.Support the show
That quiet sense of flatness in a long-term relationship is often labelled as boredom… but what if it's actually a signal of readiness?In this episode of Reignite: Love, Sex & Truth for Conscious Couples, we explore why so many couples feel numb, restless, or disconnected even when love is still present. They unpack how emotional and erotic hunger often gets misinterpreted as boredom, and why mid-life and long-term partnership amplify the call for depth, presence, and truth.This conversation invites couples to slow down before making big decisions… and to listen more closely to what the body and heart are actually asking for. What You'll Hear in This EpisodeWhy boredom is often a sign of emotional numbness or erotic hunger, not a sign that love is goneHow routine, autopilot, and lack of presence quietly drain aliveness from long-term relationshipsWhy midlife makes the longing for depth louder and why this isn't a crisis, but an invitationWhat is the difference between feeling done and feeling numbWhat people are actually craving beneath the restlessness How emotional safety and presence reignite desire more powerfully than novelty or performanceWhy depth, not distraction, is what brings intimacy back online You're not bored because something is wrong.You're bored because something deeper wants to be lived.And when couples are willing to listen…relationships don't end. They evolve. ✨ Save your spot for our upcoming February and April Group Couples Retreat: A sacred, guided experience for five couples ready to reconnect, heal, and reignite. Reserve your retreat spot here:
Ready for calmer projects and stronger profits? Join our free February 24 web class to learn the six-step system top contractors use to build rock-solid teams while maintaining a balanced life. Reserve your spot: https://trybta.com/CGMFB26To learn more about Breakthrough Academy, click here: https://trybta.com/EP259 Take our five minute quiz and get a custom Contractor Growth Scorecard: https://trybta.com/DL259 Systems and documentation don't have to kill your creativity—they are actually the secret to getting your life back.In this episode, we sit down with Jonathan Ronzio, Co-Founder and CMO of Trainual, to dismantle the biggest myth in the contracting world: that SOPs are just "boring paperwork."If you're constantly procrastinating on your systems and processes because they feel overwhelming or restrictive, Jonathan reveals the massive mindset shift you need to make. Learn how to stop being the bottleneck in your business, empower your team to run without you, and finally achieve the freedom you started your business for.In this episode, we cover:Why "boring" systems are the gateway to creative freedomThe simple framework to stop procrastinating on SOPsHow to build a business that runs on process, not just peopleThe first steps to automating your operations today00:00-Intro01:33-The Genesis and “Magic” of Trainual and Customer Base10:33-Overcoming Procrastination and the Owner's Mindset Shift for Documentation17:41-Balancing Systems and Creativity in Business19:44-Applying Lessons from Adventure to Business Leadership22:46-Creativity in Marketing30:32-Trainual's Perspective on AI36:05-Wisdom for a Younger Entrepreneurial Self
Accordions are woven into New Mexico's soundscape—at fiestas, on plazas, and in the musical storytelling traditions that travel across generations. In this episode of Encounter Culture, host Emily Withnall talks with Tony Tomei and Antonio Maestas, a master-and-apprentice duo who completed the New Mexico Arts Folk Arts Apprenticeship Program in 2024, focusing on accordion restoration and traditional New Mexico tunings. Tony and Antonio fell in love with the accordion in different decades and play different styles. Tony first encountered the accordion as a child in the 1950s, growing up in an ethnically diverse community where the instrument was central to social life. "And that was before the Beatles came in the sixties and basically wreaked havoc with the accordion and everybody switched over to the guitars," Tony laughs. Discover more: New Mexico Arts Folk Arts Apprenticeship Program New Mexico Department of Cultural Affairs on YouTube Hear more on Encounter Culture: The American Mystique of the Cowboy Boot with Deana McGuffin and Jes Márquez Learn more: Hohner Albuquerque Accordion Club We'd love to hear from you! Let us know what you loved about the episode, share a personal story it made you think of, or ask us a question at elpalacio@dca.nm.gov. You can write a regular email or record a short voice memo and attach it for us to listen to. Visit newmexicoculture.org for info about our museums, historic sites, virtual tours, and more. Our favorite way to fully experience everything they have to offer is with the New Mexico CulturePass. Reserve yours online! If you love New Mexico, you'll love El Palacio Magazine! Subscribe to El Palacio today. Encounter Culture, a production of the New Mexico Department of Cultural Affairs, is produced and edited by Andrea Klunder at The Creative Impostor Studios. Hosted by Emily Withnall, editor at El Palacio MagazineExecutive Producer: Daniel Zillmann Technical Director & Post-Production Audio: Edwin R. RuizRecording Engineer: Collin Ungerleider and Kabby at Kabby Sound Studios in Santa FeEditor & Production Manager: Alex RieglerAssociate Producer & Editor: Monica Braine (Assiniboine/Lakota) Theme Music: D'Santi Nava Instagram: @newmexicanculture and @elpalaciomagazine
Are you feeling the shockwaves of the world's secrets coming to light? Do you wonder why the darkness feels so heavy right now? Are you ready to discover the bigger, spiritual picture behind the chaos? You aren't imagining the intensity, and it's not just about the news. Michael steps forward to address a topic he never planned to cover: the spiritual "bomb" of the Jeffrey Epstein files. This isn't about politics or "he said, she said", it's about a massive shifting of consciousness and the final collapse of old, hierarchical structures that have held humanity back for eons. Discover why "who you damn damns you back," how we are all being played by a system of vertical power, and how to reclaim your role as a creator in a world that is finally moving from the "boys club" to a horizontal circle of love. This isn't about fixing a broken system; it's about watching it crumble so that something special can be reborn in its place. Key Topics: The "No-Damning" Rule: Why condemning others, even in the face of horrific events, pins you down in darkness, and how to choose the light instead. The Truth About Being "Played": Why the battle of Red vs. Blue is a false narrative designed to keep us powerless and pitted against one another. The Missing Piece of the Puzzle: Why we must prioritize sending love and healing to the victims over the "facts" and names in the news. The End of Vertical Hierarchy: How the exposure of the "global elite" is the catalyst for moving into a "giant circle" of equality and horizontalism. Reclaiming Your "Godness": How to remember you are the creator in human skin and stop playing the role of the victim. The Power of Spiritual Reconciliation: Why forgiveness is the only way to avoid "drinking the poison twice." This episode is a call to action for the soul. If you've been feeling overwhelmed by the darkness coming to light, Michael's message will help you remember that where energy goes, a new paradigm flows. You aren't just witnessing a scandal; you are witnessing the birth of a brave new world. Join the Inspire Nation Soul Family!
Have you ever thought you finally met the right one—only to discover, painfully, that everything he said was a lie? In this powerful and deeply personal episode, Leslie Vernick sits down with media expert and speaker Beverly Hallberg to unpack her harrowing journey through a deceptive and destructive marriage. From whirlwind courtship to abuse behind closed doors, Beverly opens up about the spiritual confusion, grief, and courage it took to get free—and the God who never left her. This is an episode every woman navigating confusing relationship dynamics needs to hear. Key Takeaways “He Wasn't Who He Said He Was”: The Power of Deception Beverly shares how her abuser cloaked himself in faith, family values, and kindness—appearing to be the ideal match. But soon after the wedding, the mask dropped. She explains how yellow flags were hidden in grief, charm, and shared spiritual language, making discernment incredibly difficult. → You're not foolish if you didn't see it. These relationships are built on intentional deceit. When Abuse is Emotional, Mental, and Spiritual From subtle sabotage to explosive rage and spiritual manipulation, Beverly's marriage wasn't just disappointing—it was destructive. She bravely recounts the patterns of control, harm, and gaslighting that unraveled her emotionally and physically. → Abuse is not just about bruises. It's about patterns that diminish, devalue, and destroy. God Doesn't Value Marriage Over Safety Wrestling with Scripture and shame, Beverly found clarity in truth: God cares more about the people in the marriage than preserving the institution at all costs. Biblical wisdom and wise counsel helped her see that staying would harm not just her—but enable his sin. → God does not call you to stay in harm's way to keep a vow someone else already broke. Healing Isn't Linear—but It's Real Beverly shares her long road back to emotional and spiritual wholeness. From losing her in-laws to enduring an ectopic pregnancy alone, her healing came through community, Scripture, and reclaiming her voice. → You can heal. It takes time, safe people, and honesty—but freedom is possible. To the Woman Who Feels Stuck: You Are Not Alone Speaking directly to women who may not have the resources or support Beverly did, she offers wisdom on safety planning, building a support system, and why even one safe parent can make all the difference for children. → The first step is to tell someone. God will meet you as you take that step. Personal Invitation If Beverly's story hit close to home, you might be wondering, How am I supposed to be OK, when he's not? That's a critical question, and you don't have to answer it alone. Leslie is offering a free, faith-based webinar designed to give you the clarity and confidence to take your next right step. During this free training, we will cover: How to clearly define your problem, the other person's problem (at least in your opinion), and the problem in your relationship. The difference between love that's motivated by fear and love that's motivated by freedom—and what it takes to make the switch. How to listen beneath the surface of nice words, flattery, and love bombing to discern what's true so that you can make good choices going forward. How to build your own internal strength so that his weaknesses—or yours—don't get the best of you. ...and much more. Reserve your spot now: https://leslievernick.com/problem Beloved, God sees. He sees your tears, your confusion, your exhaustion—and He cares. You are not alone, and you are not beyond hope. No matter how deep the pain or how tangled the web, God is a God of truth, healing, and freedom. You don't have to figure it all out today. Just take the next brave step. You were made for more than survival. You were made to live in peace, truth, and safety. Watch Mike Winger's message on abuse and divorce: View Here
Ready to build freedom faster? Join the Ditch Wall Street: Build Freedom Faster with Vending, Real Estate & Infinite Banking Masterclass on February 10, 2026 (1:00–4:00 PM CT). Learn from Anthony Faso & Cameron Christiansen, Mike Hoffmann, and Dustin Heiner.
This week, in Episode 185 of the Fit Mother Project Podcast, Dr. Anthony Balduzzi kicks off a 3-part series on routines by starting where the day is often won or lost: your morning. Not a perfect morning. A repeatable one. He shares a simple structure that works through real-life seasons - busy family schedules, work demands, travel, and those mornings where you're already behind before you begin.You'll learn how to build a morning routine around a few “anchor” habits that travel with you anywhere. Dr. A also breaks down a 3-bucket framework—physical, mental, and spiritual—so you can start the day fueled, clear-headed, and grounded (without needing an hour of extra time).If you've tried routines before and they never stick, this episode will help you reduce friction, scale habits up or down, and keep momentum even when life isn't cooperating.In this episode, you'll learn:How to choose your “non-negotiable” morning anchorsThe 3-bucket routine framework (physical / mental / spiritual)How to shrink habits when you're busyThe “don't miss twice” rule for staying consistentWhy the night before is part of a great morningRate & Review: Take 20 seconds and tap 5 stars. Small action, big impact.Join the Community: Post your “non-negotiable” morning anchor in the Fit Mother community. If you're ready to stop doing this alone, we'd love to have you with us. www.fitmotherproject.comNext Week: Evening routines—simple steps to sleep better and wake up stronger.Key TakeawaysMorning routines = daily “bookends” that protect your energySeason-based routines: adjust with motherhood, work, and life shiftsThe 3 buckets: physical + mental + spiritual nourishmentAnchor habits first (low friction, high payoff)“Collapse the size” of habits when time is tightMiss one day = okay; don't miss more than twoNon-negotiables vs bonus habitsFocus / Buffer / Free days: match routine to the day typeA better morning starts the night beforeOne habit at a time (consistency over intensity)Fit Father / Fit Mother LIVE 2026! This August. Phoenix, Arizona. Hundreds of men and women gathering to learn, grow, mingle, have fun, plunge, workout, and celebrate the Fit Father/Fit Mother lifestyle together. We want to meet you there! August 7-9 at the Arizona Grand Resort. Reserve your spot today.Take an Adventure with FFP in 2026!
You are not reacting to life — you are participating in creating it.What you believe about your past is shaping your present, collapsing your future possibilities, and silently deciding what you think is available to you. In this episode, Kellan reveals why reinterpretation is the real path to freedom — and how reclaiming meaning gives you back your power, your creativity, and your life.Key Takeaways:Why trauma persists through interpretation, not memoryTime, attention, and love as creative powerRewriting the meaning of past experiencesForgiveness as freedom, not permissionWhy identity is not fixedHow reinterpretation changes present possibilitiesQuantum mechanics and the collapse of possibilityThe connection between meaning, money, and impactFinding and using your superpowerTurning your story into purpose, wealth, and service
In this episode of Branding Room Only, Paula T. Edgar is joined by Rhonda Joy McLean for a thoughtful and deeply personal conversation about where leadership and personal brand truly begin. Long before titles, platforms, or visibility, Rhonda Joy reflects on the experiences, values, and identity work that shaped how she shows up as a leader.Rhonda Joy shares stories from her upbringing in the Jim Crow South, integrating schools as a teenager, and learning early lessons about resilience, collaboration, and self-trust. She explores how faith, culture, and intergenerational legacy informed not only her career path, but the way she leads people and navigates systems. Together, Paula and Rhonda Joy unpack personal branding as presence rather than performance, and leadership as something practiced long before it is named.This episode centers the idea that a durable personal brand is not built through optics alone, but through lived experience, integrity, and clarity about who you are. It is a conversation about formation, grounding, and becoming before leading.2:36 – What personal branding means to Rhonda Joy, how she describes herself, a quote she thinks about often, and her hype music6:46 – How school integration was a daily test of courage, discipline, and collaboration12:39 – Rhonda Joy's reflection on what's happening now, decades after being a part of racial justice history16:19 – The foundation for Rhonda Joy's fearless leadership, from childhood to law career21:31 – How being rejected opened doors to excellence for Rhonda Joy, instead of shrinking her ambition25:42 – Rhonda Joy's impact on others and her values-led, continuously evolving brandMentioned In Becoming Before Leading with Rhonda Joy McLeanRJM Leads The Little Black Book of Success series by Elaine Meryl Brown, Marsha Haygood, and Rhonda Joy McLeanRhonda Joy McLean on Instagram and LinkedInNAACP Legal Defense FundCurated Resources from PaulaSign up for Paula's Upcoming WebinarsLearn More About Paula's Personal Branding Strategy Session OfferCall to ActionFollow & Review: Help others find the podcast. Subscribe and leave a quick review.Want more branding insights? Join Paula's newsletter for expert tips and exclusive content! Subscribe HereConferences are an investment—make sure you maximize yours. My Engage Your Hustle™ Conference Playbook gives you the strategies to prepare, stand out, and follow up with impact. Get your copy today.Sponsor for this episodeThis episode is brought to you by PGE Consulting Group LLC.PGE Consulting Group LLC empowers individuals and organizations to lead with purpose, presence, and impact. Specializing in leadership development and personal branding, we offer keynotes, custom programming, consulting, and strategic advising—all designed to elevate influence and performance at every level.Founded and led by Paula Edgar, our work centers on practical strategies that enhance professional development, strenWe're starting off 2026 with a bang with my New Year's Intention and Goal Setting session on January 3rd, and then my new three-part series, LinkedIn Strategy for Lawyers: Build a Brand that Works for You, running January through March. Reserve your seat at paulaedgar.com/events.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews RIMS 2026 President Manny Padilla on several topics, including his first connection with RIMS and his attendance at RISKWORLD on a scholarship. Manny is the first RIMS president of Hispanic descent. This is a historic moment. Manny remarks on the support for diversity he has experienced in RIMS since joining. Manny's background spans corporate risk leadership, military service, and teaching. Manny speaks of his teaching practices and how he links the academic side to real situations and strategies the students will face. Manny shares anecdotes from his military service. Justin and Manny discuss the objectives of the RIMS Legislative Summit in Washington, D.C., on March 18th and 19th, and Manny invites all members to register and participate. Manny continues the interview with reflections on the RIMS-CRMP, other certifications and designations, and how investing in developing yourself will make you stand out as a risk practitioner. Justin and Manny discuss the nature of polycrisis. Manny asks you to participate and become involved in your RIMS chapter and educational events. Listen for career advice for both new risk practitioners and seasoned risk professionals. Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We are delighted to be joined by RIMS 2026 President Manny Padilla. We're going to learn about his plans for the presidency and his unique career in risk and pre-risk. But first… [:47] RIMS Virtual Workshops. The next RIMS-CRMP-FED Virtual Workshop will be led by Joe Mayo on February 17th and 18th. On March 10th, we have a RIMS-CRMP Exam Prep with John Button, a recent RIMScast guest. [1:04] On March 4th and 5th, we have a virtual workshop, "Facilitating Risk-Based Decision Making" with Joe Milan. Register today and strengthen your risk knowledge! RIMS members always enjoy deep discounts on the virtual workshops. [1:21] Webinars. On March 6th, RIMS presents "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management". We'll be joined by a Chief Risk Officer, an underwriter, and a broker. [1:36] They will explore their career paths, risk and safety philosophies, and lend some insight as to why this is the time for the next generation of leaders to rise. [1:47] On March 12th, Global Risk Consultants returns with "Don't Waste the Soft Market: Where to Reinvest Insurance Savings Before the Window Closes". Register for these and other webinars by visiting RIMS.org/webinars and the link in this episode's show notes. [2:07] The RIMS 2025 Compensation Survey is now available through the link in this episode's show notes. The survey incorporates data from 867 U.S. and 201 Canadian Risk Professionals. Download it today and see how you measure up to your peers. [2:25] RIMScast has its first spinoff, RIMScast Canada! It is a video podcast hosted by RIMS Canada Conference Committee Chair, Aaron Lukoni, with Justin as co-host. Check it out at RIMS.org/canada. This is a monthly series, and we are stoked to share it with you! [2:50] On with the Show! I am so pleased to present our guest today! He has been a big supporter of RIMScast for years! I'm thrilled that he is our 70th President here at RIMS. I'm talking about Manuel "Manny" Padilla. [3:05] Manny was RIMS 2025 Vice President. He's been a positive force on the Board. He is also the Vice President for Risk Management & Insurance for MacAndrews & Forbes, Inc. He is a RIMS-CRMP holder. He truly loves risk management! He will be a fantastic RIMS President! [3:26] We're going to talk about his career pre-risk-management and bring us up to the present, what his experience with RIMS has been like, and his perspective on what it takes to achieve success in the profession today. Let's get to it! [3:40] Interview! RIMS 2026 President Manny Padilla, welcome to RIMScast! [4:02] Manny says everyone's energy is up there, and he's looking forward to having a very positive 2026. [4:16] Manny says that being Vice President involved a lot of learning. He says that the RIMS board participation is very much a training program. You learn to see how the organization responds. In the Executive Board, you start to see how RIMS is run. [4:34] Manny says, as you move forward from Secretary to President, you pick up a lot of training. It's a good training program. [5:00] Manny says that on the Board, there's a lot of excitement and a lot to do. There's a lot of information to impart to our professional society. We're very active and motivated to get that information out there. [5:15] Manny is the 70th president of RIMS. In 1992, Manny attended RISKWORLD in New Orleans through the Anita Benedetti Student Involvement Program. The information was on a board at the College of Insurance. He applied for it and was sponsored to attend. [6:30] In the College of Insurance, Manny was sponsored by an insurance company as an assistant junior underwriter, in the days when computers were just meant to write letters and fill out policy forms. He knew just one side of the business. [6:55] Going to RISKWORLD got Manny out of New York for a week. When he learned what risk management was, his eyes opened, and he said, this is what fits best for me. It was looking at risk strategically and doing things to protect the company's assets. That resonated with him. [7:48] When underwriters and brokers answer the phone, often it's with Hello, this is (Company). How can I help you? Manny says that when he answers the phone, it's with Hello, this is (Company), this is Manuel Padilla. I hope you're having a great day! How can I help you? [8:04] That approach made a difference. From the very first, Manny found that this is a relationship business. It's very direct. You know who you're doing business with. People have an open mind and are willing to listen and hear you out. [8:41] Manny has relationships over the years through RISKWORLD; some have become primary vendors. He notes that there has been a lot of change in the last decade, and since COVID, there's a whole new group of professionals. Some are going to RISKWORLD for the first time. [9:20] Manny says, as our technology develops, and as we become more crucial to the companies we manage and represent, he sees it on the floor at RISKWORLD. As risk professionals, you need to step out from behind the table and go into the industry. [9:52] The industry is welcoming and will provide you with a significant number of opportunities. [10:17] Manny Padilla is the first RIMS President of Hispanic descent. He finds that personally meaningful, but says that RIMS has always extended a hand to all. He felt that when he first stepped onto the conference floor. He has met some unique people and friends through RIMS. [11:02] Manny says it's great to get the recognition, but it's secondary. RIMS is a good environment. If you're looking at a career change or looking to expand your horizons, this is the organization that you team up with for development. [11:42] The bigger picture and strategy are built into risk management. Risk managers do better when they raise their hand and say, "This doesn't smell right." They tend to be strategic, forward-thinking, and practical when executing their jobs. Manny speaks up at Board meetings. [12:30] Seeing the big picture comes with a responsibility. Not being able to operate a significant portion of your business or have your product on the shelves sends your customers to your competitor. [13:39] Manny gives a shoutout to all veterans in RIMS and shares some thoughts from his military experience. He was in the Navy 24 hours after he graduated from high school. He has been to every country except those that are sanctioned. He was in the Navy from 1982 to 1988. [14:50] He says it was a wonderful time. The Berlin Wall came down while he was in the military. [15:03] Manny was an Assistant Master-at-Arms for Fighter Squadron 124 in San Diego. The movie Top Gun was filmed on the base at Miramar Naval Air Station. Manny met Tom Cruise and the rest of the crew briefly during the filming. [15:57] Some of the Squadron 124 instructors were in the movie as background in the club scene. The Top Gun character was based on a real pilot, who later went into state government. [17:01] Manny is an adjunct at the Greenberg School of Risk Management. He has some latitude in how he teaches. What he teaches is centered on a set of accepted books and information. There's the technology the students need to know, and the practice that he teaches them. [17:42] Manny links the definitions, structures, and policy designs to real-world situations and his experience on how those situations were handled. A lot of it has to do with the customization of products and policies to address typical risk exposures. [18:01] It goes to the risk management process, RIMS-CRMP issues, and ARM-type approaches. Every policy and program is custom, based on the risk appetite and risk tolerance of the insured company and what they've decided to do. [18:25] Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. [18:44] Booth sales are open now. General registration and speaker registration are also open. Marketplace and hospitality badges will be available starting March 3rd. Links are in the show notes. Check RIMS.org for more information. [19:02] The Spencer Educational Foundation will also have a presence at RISKWORLD. Spencer's CEO, Megan Miller, recently joined us on RIMScast. February 23rd 2026, will mark the 7th Annual Spencer Day. [19:19] We believe in celebrating this industry's diverse and talented future and would love for everyone to join us in this virtual celebration. Visit SpencerEd.org and help us reach our fundraising goal of $7,500 to support an additional scholarship that will be awarded this Spring. [19:37] We're hoping you will make a $47 donation today, in honor of Spencer's 47th year of operation. A link to Spencer Day is in this episode's show notes. [19:48] You can visit SpencerEd.org. There is also a link to Megan's appearance on RIMScast in this episode's show notes. [19:57] Let's Return to Our Interview with RIMS 2026 President, Manny Padilla! [20:07] Manny says there is much overlap between ISO and COSO. He doesn't do one versus the other; he does both. Both have shared technologies and wording. You need to understand each because you can be in different jurisdictions with audits that may be biased toward one. [21:12] Manny explores the meanings of investing in yourself. For early-career professionals, it's building your technical depth and professional credibility. It means understanding policies, claims dynamics, the financial impact on you, and how the industry comes into play. [21:56] For seasoned professionals, the investment is fluency in strategic issues. It's understanding enterprise risk, governance, capital strategy, and how emerging risks are changing, through technology, geopolitics, climate, and litigation, and how they interact. [22:30] It also means investing time in mentoring and developing future leaders. It expands your ability to manage your duties, brings new ideas into the industry, and is important for your brand. [22:48] It's your career. If your company won't pay for you to go to RISKWORLD, remember it's your future and your brand. Invest in your brand. You're the person who carries it forth into the future. You need to see where the movers and shakers are heading. You will learn from them. [24:27] The RIMS Legislative Summit is on March 18th and 19th. Manny says it's a little challenging and overwhelming to think of going into the government to speak with Congressmen, Senators, and other legislative folks. [25:01] It helps you develop new skills. Manny learned how to approach and discuss sensitive topics with regulatory bodies and meet with other people who are focused on that area. [25:17] Manny says, when you sit across the table to discuss the Federal flood program, the terrorism program, the pandemic risk insurance program, and the qualified risk manager description, and you move it through various channels, it's mind-boggling and most rewarding. [25:41] While you're a risk insurance person, you're not there to represent your company. You're there to represent RIMS and the risk profession. [26:05] Manny has a 20-plus-year relationship with the Coast Guard Auxiliary. They have a legislative group there, and Manny will generally step into the office and say hello and figure out how things are going and how policy gets through. [26:27] At the RIMS Legislative Summit, you're there to pitch a very specific set of topics. They are very willing to listen to the topics. In some cases, they are the policy experts on those topics. What they are looking for is a variety of different approaches from actual professionals. [26:52] They refine their development of policy based on these meetings. Manny says it is very helpful to participate, and you're all invited. [27:05] Manny says the pitch is specific to a specific person, such as the Senator involved in Federal flood insurance. Manny explains how you can team up with other legislators to come on board with your pitch. [28:15] Manny says he likes pairing with a risk professional to meet legislators. He says, in some cases, we have affiliations with some insurance carriers, brokerages, and vendors. He likes going with them, as well. In some cases, they have a robust system in place. [28:32] Manny says it's good to see the professionals at the table and how they do it. But as professional risk managers, we don't do too badly. We add a lot of value, and the legislators do appreciate that. [28:54] Justin shares his experience of going with Mark Prysock, RIMS GC, Robert Cartwright, RIMS President at the time, and Gary Raymond of FedEx at the time. Justin shadowed them and watched how they worked. [29:31] RIMS has legislative priorities. Major priorities are the Federal Flood Program and the Terrorism Risk Act. Manny says that what tends to happen is that every year they get extended for a short period until Congress comes together to argue about something else. [29:55] It's always under a threat of not being renewed, but then it gets extended again. Manny says it's a key issue that keeps coming up. Manny says to look at the Legislative Affairs page at RIMS.org/advocacy for the list of priorities. [30:21] The first day of the RIMS Legislative Summit is for sitting down and talking about the specifics of each of the items. Then we bring in some experts in each particular area to talk about what is on the floor to be able to get through Congress to final agreements. [30:47] Justin announces that Mark Prysock will be on RIMScast next week to do a deeper dive on the RIMS Legislative Summit. [31:13] Quick Break! The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is RIMS' live virtual program, led by James Lam. Great News! A brand new cohort has been announced. Registration closes on April 6th. [31:34] Beginning on April 14th, bi-weekly workshops will be held from 11:00 a.m. to 3:00 p.m. Eastern Time through June 23rd. Register now! A link is also in this episode's show notes. [31:46] Save the dates, March 18th and 19th, 2026, for the RIMS Legislative Summit, which will be held in Washington, D.C. Join us for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. [32:03] Book your hotel room at the Sofitel Washington, D.C. in Lafayette Square by February 16th after you register for the event, and you will receive a special RIMS rate of $359 per night. [32:18] Let's Conclude Our Interview with RIMS 2026 President, Manny Padilla. [32:30] Manny has several certifications after his name. The first is RIMS-CRMP. Justin first interviewed Manny after the RIMS-CRMP. In that interview, Manny said the RIMS-CRMP helps risk professionals stand out by signaling a commitment to continuous learning. [33:25] Manny looks at designations and certification as how you stack up with your peers and how corporations look at you, compared to others. Certifications prove your higher knowledge. [33:54] RIMS recently released the Compensation Survey. If you start looking at the differences in pay, pay for persons who have no designation vs. those who have any designation, vs. those who have the RIMS-CRMP certification, you will see the difference in the six figures. [34:44] Manny would rather have a nice designation and a job that pays six figures more than a job for a person with no designation. You also have to demonstrate love for the industry and prove that you're keeping up. [35:12] A good portion of Manny's designations are based on his major in risk management and insurance. However, the technology, words, and approach have changed during his career. A risk manager became a strategic risk manager, then an enterprise risk manager. What comes next? [35:50] Manny states that we should be certified and have these designations so that we understand the world we are living in. [36:08] Manny says we are facing a convergence of risks, or a polycrisis. We have geopolitical instability, accelerated technology adoption, climate expectations, and an increasingly complex litigation environment. The financial world depends on what the government says at any time. [36:39] Manny asserts that these risks don't exist independently anymore. Manny deals with catastrophes every day. He's trying to stay one step ahead of the calamities. We need to start acknowledging the strategic nature of risks and the ability to address them simultaneously. [37:09] We also need to keep in mind that we live in an environment where digital access to information, data, and real financial information comes very quickly. [37:23] Twenty years ago, you could have major catastrophes in countries around the world, and if you weren't directly impacted by it, you didn't pay attention to it. It would take weeks to get basic information on them. Today, information comes to us at a mind-boggling velocity. [37:59] Justin and Manny discuss last year's L.A. wildfires and how the people are still reeling from them. [38:44] Manny, it's been such a pleasure to see you, and I'm very much looking forward to what you're going to bring to the presidency this year. Are there any parting words regarding what people can expect at RISKWORLD, or anything you are working on? [39:10] Manny says, I would basically say many thanks to all of you who are listening here. It's an honor to have been selected as the 2026 RIMS President. I ask that each of you participate with RIMS at our many professional events and learning opportunities. [39:27] We are seeking out leaders and participants for our chapters, the many committees we support, and at our legislative events. Don't be shy. Engage. Invest in yourself. And see you all at RISKWORLD! [39:44] Special thanks again to RIMS 2026 President, Manny Padilla, for rejoining us here on RIMScast! It is always a pleasure to see him. I've got links to Manny's prior RIMScast episode as well as the press release announcing his presidency. [40:00] Manny will be at the RIMS Legislative Summit on March 18th and 19th in Washington, D.C. That's two days of advocating for the best interests of the risk profession. You must be a member to attend. [40:15] Book your hotel room by February 16th to register and reserve your hotel room at the special RIMS rate of $359 per night at the Sofitel Washington D.C. Register at RIMS.org/advocacy. [40:30] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [40:58] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [41:17] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [41:34] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:51] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [42:05] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [42:17] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! Spencer Educational Foundation | Spencer Day — Feb. 23, 2026 RIMS Legislative Summit — March 18‒19, 2026 on Capitol Hill, Washington, D.C. | Register now! RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | April‒June 2026 Cohort | Led by James Lam RIMS Newsroom: Manny Padilla Named 2026 President of RIMS RIMS Leadership Corner: Polycrisis Meets Polysolutions RIMS Compensation Survey 2025 — Download Today RIMS Risk Management magazine | Contribute RIMS Now RISK PAC | RIMS Advocacy RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Story, featuring John Button RIMScast Canada — Debut Episode Now Live Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam PrepMarch 10‒11 | April 21‒22, 2026 | June 9‒10 RIMS-CRMP-FED Exam Prep: Feb 17‒18 | Led by Joseph Mayo Full RIMS-CRMP Prep Course Schedule RIMS Virtual Workshop — "Facilitating Risk-Based Decision Making" | March 4‒5 | Register Now See the full calendar of RIMS Virtual Workshops Risk Foundations Certificate Program | Feb. 10 Upcoming RIMS Webinars: "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management" | March 6 | Presented by RIMS "Don't Waste the Soft Market: Where to Reinvest Insurance Savings Before the Window Closes" | March 12 | Sponsored by Global Risk Consultants RIMS.org/Webinars Related RIMScast Episodes: "Spencer Day 2026 | The Future of Strategic Risk Management" "Risk Outlook '26 with Morgan O'Rourke and Hilary Tuttle" "James Lam on ERM, Strategy, and the Modern CRO" Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Manny Padilla, RIMS President 2026 Vice President, Risk Management & Insurance, MacAndrews & Forbes Inc. Production and engineering provided by Podfly.
Summer 2026 StoryPower Academy RetreatUnlock the StoryPower of Storytelling with J Loren Norris Join us for a transformational 3 DAY LIVE AND IN PERSON Retreat where J Loren will guide you through the StoryPower art of storytelling. Don't miss out on this opportunity to experience radical transformation! StoryPower Academy Retreat includes private lodging at the Inn on Lake Granbury in Granbury TX for 3 days & 3 nights. check-in Sunday by 4pm - VIP reception 6pm Monday/Tuesday intense interactive teaching Wednesday 11am checkout BONUS-Bring your spouse or guest you like enough to share a bed with. All you have to do is get here!Reserve your spot now ONLY $500 https://square.link/u/m5UW1VYj
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The Fake News lost the narrative on the climate hoax. Trump bringing back the fishing industry in Maine. Everything is being reverse, jobs are coming back. Trump is moving the pieces on the board and preparing the country to move back to sound money and the is using the market as a weapon. The [DS] cannot keep the country divided anymore. The people are awake and they are seeing the true enemy through the fog. Trump is pushing everything to win the Midterms. We are watching the final countdown. Trump is exposing the system and the election cheating system to force the RINOS to pass the save act. Once this is done it is game over. Economy https://twitter.com/ChrisMartzWX/status/2020341736896360591?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); foolishly reinstated them. Since Day One, I have taken historic action to END these disastrous policies and, today, I signed a Presidential Proclamation to UNLEASH Commercial Fishing in the Atlantic Ocean, advancing the America First Fishing Policy! I am restoring nearly 5,000 square miles of Fishing access off the Coast of New England, which will revitalize our Fishing Industry, and STRENGTHEN our Booming Economy. Congratulations to all of our Great Fishermen. Please remember I did this for you, against strong Democrat opposition, and VOTE REPUBLICAN IN THE MIDTERMS! PRESIDENT DONALD J. TRUMP https://twitter.com/unusual_whales/status/2020181009124192563?s=20 https://twitter.com/Bobby1_x/status/2020284867708350837?s=20 house: 614 oz gold Now: 82 oz 1971 Car: 86 oz gold Now: 9 oz 1971 Harvard: 63 oz gold Now: 11 oz 1971 Gas: 1 oz gold = 113 gallons Now: 1 oz gold = 1736 gallons If you saved in dollars your value inflated away to almost nothing But if you saved in gold you INCREASED your real world purchasing power MASSIVELY You didn’t see inflation, you saw deflation And you never even had to do so much as sell as stock or learn about bonds and interest rates All you had to do was save in gold Gold is and always will be the ultimate store of value https://twitter.com/KobeissiLetter/status/2020229075487322323?s=20 By comparison, the 2020 high and 2012 peak were 40.9 million and 43.4 million, respectively. Meanwhile, ETFs of gold and other precious metals attracted +$4.39 billion in inflows in January, posting their 8th consecutive monthly intake. Furthermore, investors have invested a net +$3.62 billion in gold miner ETFs, the most since at least 2009. Demand for gold investments remains robust. https://twitter.com/MrPool_QQ/status/2020219515615793465?s=20 Reserve nominee if he doesn’t lower rates. “It was a joke.” No. It was a WARNING. The Fed’s days are numbered. MOVE 3: Pentagon CUT ALL TIES with Harvard. Military training. Fellowships. Programs. ALL GONE. The Ivy League pipeline to power is DEAD. MOVE 4: Launched TrumpRx. 43 medications. Ozempic included. Big Pharma’s monopoly: BROKEN. They charged you $1,000. He’s giving it for $300. MOVE 5: DHS funding expires February 13th. 6 days from now. Controlled shutdown incoming. Why? Because you can’t RESTRUCTURE what’s still running. Connect the dots: Iran tariffs = END of petrodollar Fed threat = END of central banking control Harvard cut = END of Deep State recruitment TrumpRx = END of Big Pharma monopoly DHS shutdown = RESTRUCTURING of homeland security This isn’t chaos. This is a DEMOLITION. Piece by piece. System by system. Pillar by pillar. The old world is being dismantled in REAL TIME. And the new one is being built while you watch. DARK TO LIGHT Political/Rights https://twitter.com/ICEgov/status/2019804241343234265?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2019804241343234265%7Ctwgr%5Ea4849f0e923af3c8c6337a4af454066151ac3a71%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F02%2Fsupposedly-autistic-womans-tale-being-abused-arrested-ice%2F the location, continued to impede our officers, and found out the hard way. 18 U.S.C. § 111 criminalizes impeding or interfering with federal officers. Team Trump Catches Gavin Newsom in a HUGE Lie During Back-and-Forth as California Governor Releases Thousands of Violent Criminal Illegals Back into Society https://twitter.com/KristiNoem/status/2019831108511158481?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2019831108511158481%7Ctwgr%5Ed4914c3e3e7d1872b32b0c54f58216356aecffd0%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F02%2Fteam-trump-catches-gavin-newsom-huge-lie-during%2F https://twitter.com/CAgovernor/status/2019876274798567749?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2019876274798567749%7Ctwgr%5Ed4914c3e3e7d1872b32b0c54f58216356aecffd0%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F02%2Fteam-trump-catches-gavin-newsom-huge-lie-during%2F https://twitter.com/USAttyEssayli/status/2019883966355107911?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2019883966355107911%7Ctwgr%5Ed4914c3e3e7d1872b32b0c54f58216356aecffd0%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F02%2Fteam-trump-catches-gavin-newsom-huge-lie-during%2F The law in question is the California Values Act (SB 54), signed into law in 2017 by then-Governor Jerry Brown. The legislation bars state and local resources from being used to assist federal immigratio Source: thegatewaypundit.com https://twitter.com/liz_churchill10/status/2020347917962473789?s=20 https://twitter.com/elonmusk/status/2020451356562096282?s=20 https://twitter.com/KanekoaTheGreat/status/2020249786017095995?s=20 https://twitter.com/Kimberlyrja8/status/2019799463129133362?s=20 , Savannah stated, “[Nancy] is full of kindness and knowledge. Talk to her, and you'll see.” Many have noticed that the phrasing is nearly identical to the line from the famous thriller, when Sen. Ruth Martin addresses the kidnapper of her daughter, Catherine, saying, “Catherine is very gentle and kind. Talk to her, and you'll see.” https://twitter.com/IENouwen/status/2020088584964125145?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2020088584964125145%7Ctwgr%5E35d5b78a17a39c8933cea82db5535043ef4b09ff%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F02%2Fwatch-savannah-guthrie-echoed-iconic-silence-lambs-line%2F TAKE A LISTEN https://twitter.com/RyanSaavedra/status/2019972293032833214?s=20 https://twitter.com/drawandstrike/status/2020283785451806956?s=20 is coming. Remember immediately after that last tranche of documents were released, all of a sudden our international elite class of baby-farming, baby-eating kid fucking criminals were in an increasingly untenable position, where some of ’em had to resign from important positions, and others were being forced into exceedingly awkward explanations/apologies? Well how do you stop the train? How do you arrest the progress of the exposure of your baby-eating/kid fucking activities? Wouldn’t you try to come up with a way to do damage control where you make as VERY PROMINENT PUBLIC WARNING to the mainstream media: You do NOT really want to GO THERE and keep asking us awkward questions. BACK THE FUCK OFF. It could be YOUR mother next…TAKE THE HINT… Now… Who is she? Who is she pictured with? Where was the picture taken? Will Bill Clinton be asked on February 28 who she is and why he was with her on Epstein’s plane? Stay tuned for developments. https://twitter.com/ByronYork/status/2020107433612288444?s=20 BREAKING: Pam Bondi Announces Arrest of Key Suspect in the 2012 Benghazi Attack (VIDEO) Attorney General Pam Bondi announced on Friday morning that the FBI arrested one of the key players behind the deadly terrorist attack against the US Consulate in Benghazi. Islamic terrorists attacked the US Consulate in Benghazi on September 11, 2012, eleven years after the attacks on the World Trade Center. As noted previously, the Libyan nightmare was the result of a war that President Obama and Hillary Clinton started. They never should have started the war in Libya, never should have placed Americans there unprotected, and when the Americans in Benghazi were under attack on 9-11, 2012 they should have provided help. Instead, four Americans died in Benghazi as was famously portrayed in the movie 13 Hours. For days after the attack on Benghazi, President Obama and Hillary Clinton blamed the attack in Benghazi on a made up story about a US citizen who incited protests in Benghazi from a YouTube video about Islam. They continued with the story as the caskets of the four dead Americans, including Ambassador Chris Stevens, were shipped back to the US. Barack Obama and Hillary Clinton left the Consulate to fend for itself and never sent military support to rescue the men trapped at the Consulate. Attorney General Pam Bondi: On September 11th, 2012, Americans watched horrified as our embassy in Bengasi came under a vicious terror attack. We lost four American lives that day: Ambassador Chris Stevens, Sean Smith with the State Department, and two CIA contractors, Glenn Dordy and Tyrone Woods. We have never forgotten those heroes, and we have never stopped seeking justice for that crime against our nation. In fact, from day one, Cash and Dan would sit in meetings and say, We're going to get them, and they did. Today, I'm proud to announce that the FBI has arrested one of the key participants behind the Bengasi attack. Zubar Albaqash landed at Andrews Air Force Base at 03: 00 AM this morning. He is in our custody. He was greeted by Director Director Patel and US attorney Jeanine Piero. Source: thegatewaypundit.com DOGE Geopolitical https://twitter.com/GuntherEagleman/status/2020137645339226362?s=20 supposed to GUARANTEE freedom, not RESTRICT it!” Poland standing tall against Brussels' Big Brother nonsense. This is what real leadership looks like. No bowing to globalist overlords. Poland remains a STRONG ally of the USA and a fighter for liberty. Illegal Migrants and Gang Members out of the United States. We discussed many other issues, including Investment and Trade between our two Countries. He loves the people of Honduras, and is focused on their Health, Well-being, Education, and Economic Prosperity. I look forward to welcoming President Asfura back to the United States. Tito: Congratulations on your Great Victory! PRESIDENT DONALD J. TRUMP War/Peace https://twitter.com/BuzzPatterson/status/2020388749834965399?s=20 https://twitter.com/Osint613/status/2020238386108543128?s=20 Security Alert: Land Border Crossings (February 5, 2026) Location: Iran, countrywide Event: Increased security measures, road closures, public transportation disruptions, and internet blockages are ongoing. The Government of Iran continues to restrict access to mobile, landline, and national internet networks. Airlines continue to limit or cancel flights to and from Iran. U.S. citizens should expect continued internet outages, plan alternative means of communication, and, if safe to do so, consider departing Iran by land to Armenia or Türkiye. Actions to Take: Leave Iran now. Have a plan for departing Iran that does not rely on U.S. government help. Flight cancellations and disruptions are possible with little warning. Check directly with your airlines for updates. If you cannot leave, find a secure location within your residence or another safe building. Have a supply of food, water, medications, and other essential items. Avoid demonstrations, keep a low profile, and stay aware of your surroundings. Monitor local media for breaking news. Be prepared to adjust your plans. Keep your phone charged and maintain communication with family and friends to inform them of your status. Enroll in the Smart Traveler Enrollment Program (STEP) to receive the latest updates on security in Iran. If You Plan to Leave Iran: U.S.-Iranian dual nationals must exit Iran on Iranian passports. The Iranian government does not recognize dual nationality and will treat U.S.-Iranian dual nationals solely as Iranian citizens. U.S. nationals are at significant risk of questioning, arrest, and detention in Iran. Showing a U.S. passport or demonstrating connections to the United States can be reason enough for Iranian authorities to detain someone. U.S. citizens who do not have a valid U.S. passport in their possession should apply for one at the nearest U.S. embassy or consulate after departing Iran. The U.S. government cannot guarantee your safety if you choose to depart using the following options. You should leave only if you believe it is safe to do so. As of Thursday, February 5: Source: Medical/False Flags China Bombshell: Patel says Biden-era FBI ‘buried' truth about CCP's ties to biolab on US soil FBI Director Kash Patel says his agency has resumed an aggressive counterintelligence offensive against China and its Communist Party (CCP) that had been sidelined during the Biden presidency but is concerned the prior administration may have “buried” the truth about dangerous biolabs on U.S. soil tied to Beijing. The FBI boss said the renewed efforts have already resulted in a 40% increase in Chinese espionage arrests in the first year of the second Trump administration. Source: justthenews.com [DS] Agenda ICE Humilates Far-Left Boston Mayor Michelle Wu in EPIC Fashion After She Signs Executive Order Barring Agency from Conducting “Unconstitutional and Violent” Operations ICE agents delivered a humiliating and richly deserved blow to Boston Mayor Michelle Wu's ego on Friday, one day after she tried to hamstring them for doing their jobs. As WHDH reported, Wu signed an “An Executive Order To Protect Bostonians From Unconstitutional and Violent Federal Operations.” Specifically, the order bans federal officials, including ICE, from using city property for immigration enforcement operations. Wu's office says the order is designed to “protect residents from illegal federal overreach, prioritizing de-escalation, and reaffirms that Boston will hold anyone accountable who commits violence, property damage, or any criminal conduct in the City, including federal officials.” Source: thegatewaypundit.com https://twitter.com/libsoftiktok/status/2020487139377443327?s=20 https://twitter.com/WallStreetApes/status/2019900883082031120?s=20 https://twitter.com/Badhombre/status/2019488291263823960?s=20 “People for the American Way” and Brian Tyler Cohen's “Chorus.” People for the American Way receives most of its funding from George Soros' Open Society Foundations. Brian Tyler Cohen @briantylercohen was recently exposed in a scandal for receiving dark money from the Sixteen Thirty Fund and paying up to $8,000 a month to influencers like Olivia Julianna, David Pakman, JoJo From Jerz, and Leigh “Politics Girl” McGowan to amplify coordinated content. The Sixteen Thirty Fund, managed by Arabella Advisors, receives its funding from three major sources: – Berger Action Fund (Swiss billionaire Hansjörg Wyss) – Open Society Policy Center (Hungarian Billionaire George Soros) – Democracy Fund Voice (French-born eBay founder Pierre Omidyar). Twelve people run the “HQ” account full-time. This is yet another coordinated propaganda campaign funded by leftist billionaires attempting to push their globalist agenda and sow division. Nothing organic or truly Gen-Z about it beyond the faces used to represent it. https://twitter.com/visegrad24/status/2020289816882024790?s=20 President Trump's Plan https://twitter.com/Rightanglenews/status/2020293934413680968?s=20 NBC CAUGHT IN ANOTHER LIE: VP Vance and Wife Were Not Booed at Olympics – It Was Quite the Opposite Vice President J.D. Vance, his with Usha and three children are representing the United States this week at the Winter Olympics. J.D. was a hit at the Olympics venue. On Friday night during the opening ceremonies NBC claimed the crowd was booing when J.D. Vance and his wife were pictured on the big screen. What disgusting people. Of course, this lie was quickly exposed by several fact-checkers online. Ovation Eddie 2 caught the media in their latest disgusting lie: https://twitter.com/EricLDaugh/status/2020155556158136778?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2020155556158136778%7Ctwgr%5Ed35db378d07d7f30cba1d9449c0da87c52040e2a%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F02%2Fnbc-caught-another-lie-vp-vance-wife-were%2F Remember: You can never trust a single word coming from the anti-Trump, Anti-American legacy media. Source: thegatewaypundit.com https://twitter.com/MrAndyNgo/status/2020310461267202235?s=20 https://twitter.com/CynicalPublius/status/2020285717713453058?s=20 that out. Democrats Cry As Trump Makes It Easier to Fire Federal Workers The Trump administration is planning to make it easier to discipline—and potentially fire—career officials in senior positions across the government, a move that would affect roughly 50,000 federal workers. The U.S. Office of Personnel Management, which oversees the federal workforce, issued a final rule on Thursday that creates a category of worker for high-ranking career employees whose work focuses on executing the administration's policies. Workers who fall into that category would no longer be subject to rules that for decades have set a high bar for firing federal employees. The Trump team, however, characterizes the move as one that gives the executive branch the ability to better shape the bureaucracy to help serve its agenda, instead of allowing it to clandestinely thwart it: The administration has been clear that the goal of the rule is to more easily fire workers they argue are hindering Trump policies — a nod to the president's claims of a “Deep State” within the federal government trying to undermine him. “This is not about people's views or ideas. This is about whether they are refusing to actually affect their duties on behalf of the American people consistent with the objectives of this administration,” said Scott Kupor, director of the Office of Personnel Management (OPM), which promulgated the rule. Source: redstate.com https://twitter.com/drawandstrike/status/2020298873923567783?s=20 doesn’t agree with the 5th Circuit’s ruling. How in the world would you REINSTATE a policy where an illegal who successfully evaded detection at a port of entry has legal recourse to bond when those illegals detected at a port of entry do not? The 5th just rightfully found that NEITHER kind of illegal should have recourse to bond – whether they are detected at a port of entry or they successfully sneak into the country and are here for months/years before being caught. The fact this absurd situation persisted for decades shows you the system was rigged to allow human trafficking and to create a literal legal industry to facilitate it. Trump can “legally” mass deport ALL illegals, whether they have committed a crime or not. “A federal appeals court ruled that Trump administration can lock up the vast majority of people it is seeking to deport without offering a chance for bond, even if they have no criminal records and have resided in the country for decades. https://twitter.com/alexahenning/status/2020196173663867144?s=20 https://twitter.com/HansMahncke/status/2020253940374245522?s=20 https://twitter.com/DNIGabbard/status/2020227805976678574?s=20 control of the Whistleblower's complaint, so I obviously could not have “hidden” it in a safe. Biden-era IC Inspector General Tamara Johnson was in possession of and responsible for securing the complaint for months. – The first time I saw the whistleblower complaint was 2 weeks ago when I had to review it to provide guidance on how it should be securely shared with Congress. – As Vice Chair of the Senate Intelligence Committee, Senator Warner knows very well that whistleblower complaints that contain highly classified and compartmented intelligence—even if they contain baseless allegations like this one—must be secured in a safe, which the Biden-era Inspector General Tamara Johnson did and her successor, Inspector General Chris Fox, continued to do. After IC Inspector General Fox hand-delivered the complaint to the Gang of 8, the complaint was returned to a safe where it remains, consistent with any information of such sensitivity. – Either Senator Warner knows these facts and is intentionally lying to the American people, or he doesn't have a clue how these things work and is therefore not qualified to be in the U.S. Senate—and certainly not the Vice Chair of the Senate Intelligence Committee. Here is a detailed chronology of the situation: – June 2025, I became aware that a whistleblower made a complaint against me that after further investigation, neither Biden-era IC Inspector General Tamara Johnson nor current IC Inspector General Chris Fox found the complaint to be credible. – The complaint required special handling and storage in a safe because the complainant chose to include highly sensitive information within the complaint itself rather than referencing the sensitive reporting and leaving the complaint at a lower level of classification. – Security standards for complaints that include such sensitive intelligence required the Inspector General to keep the complaint and the intelligence referenced secured in a safe from the time the complaint was made, until now. – In June 2025 after Biden-era Inspector General Tamara Johnson completed her review of the complaint, no further oversight or investigative activity took place. – Biden-era Inspector General Johnson had communicated with me directly throughout the course of her investigation into this complaint, yet neither she nor anyone from her office informed me that the Whistleblower chose to send the complaint to Congress which would require me to issue security instructions. – When a complaint is not found to be credible, there is no timeline under the law for the provision of security guidance. The “21 day” requirement that Senator Warner alleges I did not comply with, only applies when a complaint is determined by the Inspector General to be both urgent AND apparently credible. That was NOT the case here. – I was made aware of the need to provide security guidance by IC Inspector General Chris Fox on December 4, 2025, which he detailed in his letter to Congress. – I took immediate action to provide the security guidance to the Intelligence Community Inspector General who then shared the complaint and referenced intelligence with relevant members of Congress last week. Senator Warner’s decision to spread lies and baseless accusations over the months for political gain, undermines our national security and is a disservice to the American people and the Intelligence Community. https://twitter.com/seanmdav/status/2020151219210137711?s=20 https://twitter.com/AlecLace/status/2019802427487027667?s=20 https://twitter.com/WallStreetMav/status/2020150184374681890?s=20 https://twitter.com/AlecLace/status/2019849309148311983?s=20 https://twitter.com/TheStormRedux/status/2019941561367191842?s=20 https://twitter.com/Rasmussen_Poll/status/2020183096667128211?s=20 2. ALL VOTERS MUST SHOW PROOF OF UNITED STATES CITIZENSHIP TO REGISTER FOR VOTING. 3. NO MAIL-IN BALLOTS (EXCEPT FOR ILLNESS, DISABILITY, MILITARY, OR TRAVEL!). https://twitter.com/WarClandestine/status/2020314452483342609?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");
DOWNLOAD: https://www.terri.com/time-map/Do you feel busy all day but still struggle to make progress on your goals? If you're working hard but not seeing the results you want, this episode is for you.In this podcast, Terri shares proven productivity strategies, success habits, and practical goal-setting tips that help you get more done, stay focused, and move closer to your dreams—without burnout.You'll learn how to: stop wasting time on low-priority tasks, work smarter instead of harder, stay focused on what moves you toward success, and create daily habits that support your goals and dreams.These productivity principles have been used by some of the world's most successful people like Warren Buffett and Steve Jobs, and they've transformed Terri's life as well. They align with Ephesians 5:15-16, reminding us to make the most of the time and every opportunity God gives us.If you're serious about reaching your goals, maximizing your potential, and living out your purpose, this episode will give you the clarity and motivation you need to take action today.RESERVE your spot at ICING Women's Conference in Dallas: https://www.terri.com/icing/GIVE today: https://www.terri.com/single-donation/?form=FUNFNTXHRWPThank you to our partners—you make this ministry possible!PARTNER with Terri to make a difference: https://www.terri.com/partnership/FOLLOW ME IN FRENCH: https://podcasts.apple.com/us/podcast/terri-savelle-foy-podcast-audio-en-fran%C3%A7ais/id1698308606SAY HELLO!Website → https://www.terri.com/Instagram → https://www.instagram.com/terrisavellefoy/Tik Tok → https://www.tiktok.com/@terrisavellefoyPinterest → https://www.pinterest.com/terrisavellefoy/ Support the show
Picolé De Limão é um quadro do canal Não Inviabilize. Aqui você ouve as suas histórias misturadas às minhas!Use a hashtag #Tristinha e comente a história no nosso grupo do telegram: https://t.me/naoinviabilizePUBLICIDADE AIRBNBO Unidos do Airbnb tá na última chamada. Reserve já a sua acomodação, junte seu grupo e escolha a estadia ideal para curtir a folia, para vocês relaxarem com conforto, com espaço para todo mundo, por um valor acessível e com privacidade.QUER OUVIR MAIS HISTÓRIAS? BAIXE NOSSO APLICATIVO EM SUA LOJA APPLE/GOOGLE, CONHEÇA NOSSOS QUADROS EXCLUSIVOS E RECEBA EPISÓDIOS INÉDITOS DE SEGUNDA A QUINTA-FEIRA: https://naoinviabilize.com.br/assineEnvie a sua história bem detalhada para naoinviabilize@gmail.com, seu anonimato será mantido, todos os nomes, profissões e locais são trocados para preservar a sua identidade.Site: https://naoinviabilize.com.brTranscrição dos episódios: https://naoinviabilize.com.br/episodiosYoutube: https://youtube.com/naoinviabilizeInstagram: https://www.instagram.com/naoinviabilizeTikTok: https://www.tiktok.com/@naoinviabilizeX: https://x.com/naoinviabilizeFacebook: https://facebook.com/naoinviabilizeEdição de áudios: Depois O Leo Corta MultimídiaVinhetas: Pipoca SoundVoz da vinheta: Priscila Armani
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How did a Naval Academy graduate move from submarines and corporate leadership to protecting the ocean and helping change conservation laws? Tune in for James D. Paulk, Jr, as he shares stories from the Naval Academy and beyond!Moments with Marianne airs in the Southern California area on KMET1490AM & 98.1 FM, an ABC Talk News Radio Affiliate! https://www.kmet1490am.comBorn and raised in the small town of Brunswick, Georgia, James D. Paulk, Jr., graduated from Glynn Academy, attended the military school, North Georgia College, located in the mountains of Dahlonega, Georgia, and graduated in the Class of 1957 at the United States Naval Academy in Annapolis, Maryland. He served five years on active duty and five years in the Reserve force as a Naval submarine officer. During a business career of twenty-six years with Procter and Gamble, he worked in manufacturing management before starting a business consulting company with other retirees. When he was asked to take on marine conservation projects, his life changed in a new direction. For nine years, he successfully led efforts to eliminate destructive gillnets from California, build artificial reefs, raise white seabass for release into the ocean, and wrote legislation beneficial to recreational anglers. After retiring for a second time, he began writing articles for fishing magazines and newspapers.https://www.facebook.com/profile.php?id=61565536059908 For more show information visit: https://www.mariannepestana.com/
Chris Markowski discusses the realities of Wall Street, the challenges investors face, and the importance of understanding the economic landscape. He emphasizes the need for transparency in financial dealings, critiques regulatory bodies, and explores the impact of technology on the job market. Markowski also addresses the role of the Federal Reserve and the implications of government intervention in the private sector, advocating for free market principles as the best approach to economic growth.
The trade deadline is over, the Sixers traded Jared McCain (and Eric Gordon). They also signed Dominick Barlow to a standard NBA contract. At least they ducked the tax. Think of all the money Josh Harris will save (about $4 million).Reserve your spot for Fly The Process New Orleans here: https://www.rightstorickysanchez.com/p/flyThe Rights To Ricky Sanchez is presented by Draft Kings SportsbookBecome a MortgageCS Ricky VIP at mortgagecs.com/rickyGet 20% off any Body Bio order with the code in the podcast.Surfside Iced Tea and Vodka is the official canned cocktail of The Ricky. Gambling Problem? Call one eight hundred GAMBLER. New York: call eight seven seven eight HOPENY or text HOPENY. Connecticut: call eight eight eight seven eight nine seven seven seven seven or visit CCPG dot org. On behalf of Boot Hill Casino in Kansas. Wager tax pass-through may apply in Illinois. Twenty one plus in most states. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer.
The team went down to Florida and brought the coldest temperatures in a hundred years along with them for The Donna Marathon Weekend. We recap our races and the Winter GRIT party and our time at Waffle House, among many other things. Thanks to everyone that came out, we had an amazing time despite the unseasonable temps. SUPPORT OUR SPONSORSFour Points by Sheraton @ Jax BeachWe had the best time ever at The Donna Marathon Weekend and the Four Points is just steps away from the start and finish line, literally the closest we've ever been to a race. With oceanside rooms in a quiet setting, it's the best place to get a good night's rest before a race. It's a bonus that they just remodeled and their happy hour is top notch. Reserve your room here: https://www.marriott.com/en-us/hotels/jaxbf-four-points-jacksonville-beachfront/overview/SOAR If you don't know, Soar makes some of the best running apparel in the world. Like, the whole world. They take design and performance seriously, utilizing cutting edge fabrics that exceed the highest standards for running gear. We love all their winter apparel and their warm weather singlets are unbeatable. Check out their X-Race collections, which are perfect for al the upcoming spring marathons: Men's XRace collectionshttps://www.soarrunning.com/collections/x-raceWomen's XRace collectionshttps://www.soarrunning.com/collections/womens-x-racePILLARCollagen Repair is designed to support tendons, ligaments, and connective tissue - the stuff that takes a beating when you're running day after day. PILLAR Collagen Repair is a smart addition to your routine, ensuring you stay healthy when you're working your hardest. If you want to try PILLAR, you can head to pillarperformance.shop or TheFeed.com/pillar and enter code BITR for 15% off first-time purchases.SWIFTWICKYou already know that Swiftwick makes our favorite socks for running, from training to race day. We wear them pretty much every day, whether it's the Flite XT crew or the low cut no-show. Get yourself ready for the new year and save 15% off your first purchase with code BELIEVE15: https://swiftwick.com
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The traditional search for purpose is backwards→ Practical experiments to transform your life: https://artofaccomplishment.com/experimentsAfter 7 years chasing his "dream career," Joe discovered he'd been running toward exactly what he was trying to escape. This revelation changed how he approaches purpose entirely—leading to a method that's guided countless people from confusion to clarity.The truth? You can't find your purpose by thinking about it. Just like you can't identify a champion swimmer by looking at 5-year-olds on dry land. You have to get in the water.Send us your questions on Twitter, through our website, or in our Circle community! Joe on X: @FU_JoeHudson Brett on X: @airkistler AOA on X: @artofaccomp Visit Us: www.artofaccomplishment.com We invite you to experience our work. Reserve your spot at www.view.life/explore Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Paul Lister, founder of the European Nature Trust and owner of Alladale Wilderness Reserve in Scotland, has spent 20 years restoring 23,000 acres through reforestation, peatland restoration, and deer management. He advocates for reducing meat consumption, addressing population growth, and redirecting wealth toward nature restoration, demonstrating through tourism and immersive experiences that rewilding degraded landscapes […] Read full article: Episode 167: Paul Lister on Rewilding Scotland's Highlands at Alladale Wilderness Reserve
Episode 158 of the Award Travel 101 Podcast features host Joseph Petrovic and returning guest Steve Harms as they dive into recent award travel news, big credit card bonuses, and trip updates before a deep-dive on Hawaii—especially Steve's favorite island, Kauai. They discuss how members are currently using their points, evaluate the value of the Chase Sapphire Reserve, cover major airline and credit card developments, and share their own recent wins, including 100K+ mile bonuses, AA Loyalty Point milestones, and premium cabin award finds to Japan. Steve highlights his extensive Hawaii experience—17 trips across the islands with a strong focus on Kauai—breaking down flight options, award strategies, places to stay, and must-see spots. Whether planning a future island getaway or optimizing award travel, listeners get practical insight, personal stories, and plenty of tips.Links to Topics DiscussedIs the CSR Worth The Price?Elevated Citi OffersAA Barclay Cards Converting to CitiCapital One Venture X OfferBilt Palladium CardBest Ways to Book Flights to Hawaii With Points and Miles Reservations - Go Hāʻena Kauai Festivals and Events Trip Planning GuideKauai Farmers MarketsWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.
Most people believe their story is personal.That it's about healing, closure, or finally feeling better.But that belief is exactly what keeps their wisdom locked up, unused, and unpaid.In this solo episode, Kellan Fluckiger dismantles the idea that your story exists for your own validation. He explains why the hardest things you've lived through are not random, not cruel accidents—and not meant to end with you.You already paid the price in pain, struggle, fear, loss, and persistence.Now comes the responsibility: turning what you survived into service, impact, and meaning.This episode is a direct call to stop hiding, stop minimizing, and stop pretending your lived experience doesn't matter—because someone else is still suffering in the place you already escaped.Key Takeaways:Why “your story is personal” is a dangerous lieWealth, impact, and meaning—and why they come from serviceThe difference between story told for validation vs serviceTrauma as either a monster problem or a monster opportunityWhy staying a victim destroys long-term meaningHow lived experience becomes irreplaceable expertiseFear, judgment, and why service dissolves bothExpression vs transmission in powerful storytellingWhy withholding your story increases human sufferingTurning lived wisdom into books, businesses, and movements
In this episode, Joe talks with aviation veteran Rodney Clark about a remarkable career in both helicopters and fixed-wing aircraft. Rodney reflects on how early flying experiences shaped his journey, the unique skills helicopter pilots bring to fixed-wing flying, and the excitement and challenges of law enforcement aviation and aerial surveillance. He also discusses his shift to corporate aviation and emphasizes the importance of training, adaptability, and preparation for every pilot in the sky.M-Class Spring 2026 is approaching, and spots are filling up quickly. Reserve your seat now! https://flycasey.com/m-class/Joe just released his very first book! You can grab your copy of Long Story Short: Stories From a Lifetime in the Cockpit on Amazon: https://a.co/d/4JGtIgq
Does the danger in the world feel more real and urgent than ever before? Are you exhausted from trying to hold everything together while the world seems to be falling apart? What if the chaos isn't a sign of the end, but a divine invitation to finally surrender your control? Michael Sandler welcomes back Kyle Cease, New York Times bestselling author and comedian-turned-transformational teacher, for a radical conversation about navigating the massive energetic shifts of 2026. Kyle Cease reveals the SHOCKING TRUTH: 2026 is the year when everything you are not must go. This isn't about fighting the darkness or arguing with the news; it is about raising your frequency so high that the old world of manipulation and fear can no longer touch you. Discover why your vibration is worth more than money, why "giving up" is actually a spiritual superpower, and the specific question you must ask to dissolve trauma instantly. Key Topics: The 2026 Shift: Why we have moved from linear timelines to an "elevator" of surrender, and why the old methods of control no longer work. Frequency vs. Money: Why your personal frequency is the new currency, and why believing money is power keeps you trapped in the old matrix. The "What's Here?" Technique: The game-changing shift from asking "What do I do?" (ego) to "What is here?" (soul) to heal deep-seated loneliness and trauma. Empaths & Boundaries: Why empaths must stop trying to "save" low-vibration situations and start setting boundaries to let God in. The "Pull" vs. The Plan: How to distinguish between the ego's need for certainty and the blindsiding, miraculous "pull" of the Soul. Lightworker Exhaustion: The profound reason why spiritual people feel so tired right now (hint: you are healing your parents' trauma at concerts!). The "God Chute": Why 2026 is like a water slide where we finally let go of the sides and fall into freedom. The Billy Joel Miracle: A wild, real-life synchronicity story about "Rock and Roller Cola Wars" that proves the Universe is listening. This episode is a portal to freedom. If you are ready to let go of the "false certainty" of the ego and slide into a life of miracles, this conversation will change your frequency forever. Join the Inspire Nation Soul Family!
Picolé De Limão é um quadro do canal Não Inviabilize. Aqui você ouve as suas histórias misturadas às minhas!Use a hashtag #Pombal e comente a história no nosso grupo do telegram: https://t.me/naoinviabilizePUBLICIDADE AIRBNBCarnaval com amigos é muito melhor num Airbnb. Reserve já a sua acomodação, junte seu grupo e escolha a estadia ideal para curtir a folia, para vocês relaxarem com conforto, com espaço para todo mundo, por um valor acessível e com privacidade.QUER OUVIR MAIS HISTÓRIAS? BAIXE NOSSO APLICATIVO EM SUA LOJA APPLE/GOOGLE, CONHEÇA NOSSOS QUADROS EXCLUSIVOS E RECEBA EPISÓDIOS INÉDITOS DE SEGUNDA A QUINTA-FEIRA: https://naoinviabilize.com.br/assineEnvie a sua história bem detalhada para naoinviabilize@gmail.com, seu anonimato será mantido, todos os nomes, profissões e locais são trocados para preservar a sua identidade.Site: https://naoinviabilize.com.brTranscrição dos episódios: https://naoinviabilize.com.br/episodiosYoutube: https://youtube.com/naoinviabilizeInstagram: https://www.instagram.com/naoinviabilizeTikTok: https://www.tiktok.com/@naoinviabilizeX: https://x.com/naoinviabilizeFacebook: https://facebook.com/naoinviabilizeEdição de áudios: Depois O Leo Corta MultimídiaVinhetas: Pipoca SoundVoz da vinheta: Priscila Armani
Therapy is a great resource, but sometimes, it's not enough. In today's episode, Michelle talks about some of the differences that make EMDR trauma therapy more effective than standard talk therapy. FREE RESOURCE: If this episode resonated, you might be interested in my free resource. I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing. Free Trauma Healing Resource Guide WORK WITH MICHELLE CROYLE, LPC: If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me. I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing. Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there. Ready for deeper healing? If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation
The Sixers head into the trade deadline winners of five straight games after back to back victories on the West Coast. We talk about the wins, ducking the tax, Giannis and what might happen by Thursday at 3pm.Reserve your spot for Fly The Process New Orleans here: https://www.rightstorickysanchez.com/p/flyThe Rights To Ricky Sanchez is presented by Draft Kings SportsbookGet 20% off Verb Energy bars with code RTRS at https://verbenergy.com/LL Pavorsky Jewelers is where Rights To Ricky Sanchez listeners go and get engaged.Anthony Degli Obizzi is the official Financial Planner of The Ricky, text RICKY to 484-471-4873 to set up a conversationSurfside Iced Tea and Vodka is the official canned cocktail of The Ricky.
This episode is a research round up! We are discussing three new (ish) studies and reviews on nutrition, strength training, and a study that helped us change our mind! Nutrition: The effect of fasting or calorie restriction on autophagy induction: A review of the literature Strength Training: Muscular Adaptations in Single-Set Resistance Training Performed to Failure or with Repetitions-in-Reserve Changed our Minds: The Sweet Tooth Trial
Is the world outside freezing over while your internal world feels like it's on fire? Have you been forced into a sudden stop, wondering if it's a roadblock or a divine intervention? What if the "deafening silence" of this winter storm is actually the Universe screaming a message you finally have time to hear? Michael broadcasts from a frozen Northeastern Florida to deliver a profound message about the massive winter storm gripping the nation. This isn't just about the weather; this is a COSMIC REBOOT designed to break the cycle of the "poly-crisis". Michael reveals why he canceled a critical medical trip after receiving undeniable signs from the Universe (involving a bulldozer and a runaway wheel!). Discover why the Earth is "on fire" energetically yet frozen physically, how to utilize the "Silent Speaks" phenomenon to hear your soul's guidance, and why this forced pause is the greatest gift for your 2026 evolution. Key Topics: The Cosmic Reboot: Why the massive storm affecting 200 million people is a divinely orchestrated "pause button" to reset humanity's nervous system. "Silent Speaks": How the sound-absorbing quality of snow makes the external world quiet so your internal guidance becomes deafeningly loud. The Bulldozer Sign: Michael's harrowing story of a highway accident that served as a cosmic warning to stop pushing and stay safe. Fire & Ice: Understanding the paradox of why the Earth is energetically "on fire" (burning away the old) while we are physically experiencing a deep freeze. The "Poly-Crisis" Cure: How to stop the feeling of time speeding up by embracing the "space between the notes". The Echo Effect: Why intentions set during the "ice phase" of a storm bounce back louder and carry further into the Universe. A "Snow Day" Meditation: A guided visualization to help you reclaim the joy, play, and stillness of a childhood snow day, right now. This episode is a warm blanket for your soul. If you are feeling guilty for doing "no thing," this message will remind you that in the pause lies your greatest power as a Creator. Join the Inspire Nation Soul Family!
FREE DOWNLOAD: https://www.terri.com/time-map/Not enough hours in the day to chase your dreams and accomplish everything on your to-do list? You're not alone! Terri shares practical strategies she uses to get more done, reach goals, and feel accomplished every day.You'll discover how to:Maximize your time and boost daily productivity.Plan your day intentionally so you make progress on what matters most.Create margin and focus, so distractions don't steal your energy.Turn your 24 hours into meaningful steps toward your dreams!These strategies aren't just about getting things done—they're about using the days God has given you wisely, stepping into your purpose, and moving boldly toward the life He has planned.Whether you're looking for time management tips, goal-setting strategies, or ways to accomplish more without burnout, this episode is packed with actionable tools to help you live intentionally and reach your dreams.RESERVE your spot at ICING Women's Conference in Dallas: https://www.terri.com/icing/GIVE today: https://www.terri.com/single-donation/?form=FUNFNTXHRWPThank you to our partners—you make this ministry possible!PARTNER with Terri to make a difference: https://www.terri.com/partnership/FOLLOW ME IN FRENCH: https://podcasts.apple.com/us/podcast/terri-savelle-foy-podcast-audio-en-fran%C3%A7ais/id1698308606SAY HELLO!Website → https://www.terri.com/Instagram → https://www.instagram.com/terrisavellefoy/Tik Tok → https://www.tiktok.com/@terrisavellefoyPinterest → https://www.pinterest.com/terrisavellefoy/ Support the show