Podcasts about Reserve

Episode 798: Neal and Ray discuss the release of 400 million barrels of oil reserves, the largest in history as the Strait of Hormuz is near closure. Then, Porsche CEO plans to cut more jobs as it struggles to gain traction in China. Then it's Neal's numbers on YouTube surpassing Disney, people are more scared of AI than ICE, and a little known soccer club upsetting European giants.  Learn more at taxact.com/business-returns Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here:⁠ ⁠⁠https://www.swap.fm/l/mbd-note⁠⁠⁠  Watch Morning Brew Daily Here:⁠ ⁠⁠https://www.youtube.com/@MorningBrewDailyShow⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you feeling like the world is reorganizing at warp speed, systems wobbling, leadership shifting, truth surfacing, and your nervous system trying to keep up? In this unexpected (and deeply personal) episode, Michael is joined by renowned intuitive and energy teacher Lee Harris for a conversation that starts as a "2026 forecast"… and turns into something far more grounding: how to stay regulated, discerning, and heart-led during intense collective change. Lee shares why 2026 carries a theme of energetic reorganization, why more people are waking up to uncomfortable realities, and how to avoid getting pulled into reactivity, blame, and overwhelm. The focus isn't on fear, it's on learning to hold your center, honor your emotions, and choose the most aligned way to serve (whether that's frontline activism, building a better future, or restoring your own capacity first). This isn't about "keeping up with everything." This is about staying connected to your inner truth, so you can move through chaos without becoming it. Key Topics The deeper theme of 2026: energetic reorganization and why it's reshaping everything. Why the world can feel destabilizing when the "system" looks different from what you believed. The emotional toll of constant information, and how to choose healthy boundaries. Discernment over outrage: knowing what's yours to respond to (and what isn't). The difference between a spiritual "revelation" and real-life "transformation" (and why the body needs time). How crisis can sharpen focus, and reveal what truly matters. Two kinds of activism: calling out injustice vs. building what comes next. Michael's resilience journey, and what it teaches about identity, healing, and staying present. A powerful, intuitive "mirror" reading for Michael (leadership, curiosity, peacemaking, justice). Choosing the right timing: when to push forward, and when to restore your nervous system first. A brief "Zs" message (with a tech glitch twist) about inner focus vs. external engagement. Music as medicine: why sound can help reset your state and support healing. If you're searching for a "2026 energy forecast," "Lee Harris," "nervous system regulation," or "spiritual tools for overwhelm," this episode is part prophecy, part permission slip, and part practical reminder: you don't need to carry the entire world, your job is to stay steady enough to bring your unique light to the moment. Join the Inspire Nation Soul Family!

When you have experienced hard things, it is easy for your nervous system to get triggered into feeling unsafe again.  This doesn't have to be a permanent experience of distress and frustration.  In today's episode, I share 4 things you can do to start to take the edge off of the experience of stuckness. FREE RESOURCE: If this episode resonated, you might be interested in my free resource.   I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing.  Free Trauma Healing Resource Guide   WORK WITH ME-- MICHELLE CROYLE, LPC If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me.  I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing.  Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there.  Ready for deeper healing?  If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation

What if the biggest obstacle standing between you and your next level... is you? In this raw and revealing episode of PivotMe, April Garcia pulls back the curtain on the silent success killer that most high achievers never see coming — self-sabotage. If you've ever wondered why you keep getting in your own way, this episode will hand you the mirror you didn't know you needed. Key Takeaways: Self-Sabotage is the Core Problem: April establishes self-sabotage as the central theme of PivotMe — and for good reason. Until you identify the behaviors quietly undermining your progress, no strategy, system, or hustle will get you where you want to go. Why It's Hard to See in Yourself: It's often easier to spot self-sabotage in others than in ourselves. April explores why our blind spots are so stubbornly... blind — and what it takes to finally see them clearly. Your Success Depends on It: Controlling self-sabotaging behavior isn't a soft skill — it's directly tied to your results. April connects the dots between inner patterns and outer outcomes. Three Flavors of Self-Sabotage: Perfectionism: The pursuit of perfect is often the enemy of done. April unpacks how perfectionism is less about high standards and more about fear — fear of failure, judgment, and being exposed. White Knight Syndrome: Constantly rescuing others from their problems feels noble, but it's often a clever way to avoid your own. April breaks down the allure of being everyone's hero and the cost it carries. Creative Avoidance: This one's sneaky. It looks like productivity — you're busy, you're checking boxes — but you're intentionally steering clear of the high-value tasks that actually move the needle. Awareness is the First Step: You can't change what you can't see. April emphasizes that awareness isn't just helpful — it's the gateway to making a different choice. The Challenge: April closes with a direct call to action: identify your personal flavor of self-sabotage and build a plan to break the pattern. You're not stuck. You're just choosing — and you can choose differently. Notable Quotes: "Self-sabotage doesn't announce itself. It disguises itself as perfectionism, helpfulness, and busyness." — April Garcia "Awareness without action is just entertainment. See it, own it, change it." — April Garcia Actionable Items: Honestly audit your week — where did you stall, over-perfect, rescue someone, or stay "busy" to avoid something important? Identify which of the three forms of self-sabotage shows up most in your life: perfectionism, white knighting, or creative avoidance. Name one high-value task you've been avoiding and schedule it as your first priority tomorrow. Share your self-sabotage pattern with one trusted person who will hold you accountable. Write down what your life looks like if you stop self-sabotaging for 90 days — and read it every morning. ---------------- Ready to take this work beyond the podcast? Join us at Collaborate 2026, our once-a-year, in-person transformational experience in Grass Valley, California. Spend 2.5 powerful days gaining clarity, building momentum, and doing the deep work alongside growth-minded leaders. Early Bird pricing ends March 31st, and seats are limited. Reserve yours at www.theaprilgarcia.com/collaborate.

The International Energy Agency is proposing the release of emergency oil reserves to calm energy markets. Also, World Business Express finds out why diesel prices are rising faster than petrol/gasoline. And Leanna Byrne looks at February's US inflation data.

Are you feeling the dark pressing in, like truth is harder to find, the world feels scarier by the day, and your nervous system can't quite settle? And yet… something inside you knows this is also a turning point? Michael channels Archangel Michael (through automatic writing) with a message that's both sobering and wildly hopeful: this is a month of dark vs. light, truth vs. obscuration, and a collective "giant turn" that marks the beginning of the end of war, even if the headlines don't look like it yet. Archangel Michael's guidance is clear: the "darkness" may be focused, but the light is learning to become focused too, and that changes everything. From grounding your body, to reclaiming your voice, to taking community action, to a powerful prayer-circle meditation for "Heaven on Earth," this episode is a roadmap for empaths, lightworkers, and anyone who feels called to help humanity pivot to a higher timeline. This isn't about choosing sides. This is about cutting through obscuration, stepping into focus, and becoming a warrior of love, with your voice, your vision, and your heart. Key Topics Why this month feels like dark vs. light, and why it's "crazy difficult" to see clearly right now. The "giant turn" of an ancient system, and the lessening grip of the old way. The message that changes everything: a pivot point toward the end of war. Why war is described as "only good for profit" (and what that implies). The month of youth rising, and why the younger generation becomes the engine of change. The empath's role: being "grandfathered in" with gifts the youth are coming online with now. Why the light has struggled: "darkness is focused, light is diffuse" (and how focus flips the script). "Political depression": how hopelessness is engineered, and how to convert it into power. The two-step path: visioning a better world + taking real-world action with your voice and community. The March message: March with your voice, speech, and actions, for your future and the youth of tomorrow. A guided "Heaven on Earth" meditation: prayer circle, Milky Way, and broadcasting a new timeline from the heart. This is a lifeline for anyone searching for an "energy forecast," "Archangel Michael channeling," "empath tools," or a spiritual way to stay grounded during global chaos. If you've felt overwhelmed, exhausted, or hopeless, Michael offers a clear reset: ground the body, focus the light, reclaim your voice, and dare to envision (and broadcast) a future that doesn't fit the old paradigm. Join the Inspire Nation Soul Family!

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Bloating can make you feel heavy, uncomfortable, and completely off. In Episode 280, Dr. Anthony Balduzzi breaks down what bloating actually means, why it happens, and how to start reducing it by understanding your body instead of just masking the symptoms.He explains how food choices, meal complexity, eating speed, digestive stress, microbiome health, and even the order you eat foods can all shape how your body feels after a meal. You'll also hear practical strategies to help you identify your biggest triggers and build meals that leave you feeling lighter, cleaner, and more energized.If you've been dealing with regular bloating, sluggish digestion, or that “too full” feeling after eating, this episode will help you simplify your approach and listen to the feedback your body has been giving you all along.Rate & Review: If this episode helped you think differently about your digestion and your health, please take a moment to rate and review the podcast. Your support helps us reach more fathers who need practical, trustworthy guidance to get healthy and stay strong for their families.Join the Fit Father Community: If you want accountability, structure, and a brotherhood of men getting healthier together, join us inside the Fit Father Project. We'll help you simplify your nutrition, improve your workouts, and build a body that feels strong, lean, and energized for the long haul. www.fitfatherproject.comKey TakeawaysBloating is body feedbackSymptoms vs root causesPersonalized food triggersHealthy foods can bloatSimpler meals create clarityStarches as common culpritsChewing improves digestionWalk after bigger mealsFruit-first can helpStop eating when bloatedReturn to anchor mealsProbiotic foods matterBEAM Minerals—See What a Difference They MakeLearn about Beam Minerals and what they can do for your health at beamminerals.com/fitfamily. Use the code FITFAMILY for 20% off your first order.Fit Father / Fit Mother LIVE 2026! Want to experience this stuff in person with hundreds of Fit Fathers and Fit Mothers? Join us for Fit Father / Fit Mother Live in Phoenix, August 7–9 for teaching sessions, healthy meals, and real community connection. Reserve your spots today and spend an unforgettable weekend with us.Take an Adventure with FFP in 2026!Fit Father Sedona Retreat — April 2026.Belize Service Trip — June 6-12, 2026. For information: www.fitfatherproject.com/belizeFit Father / Fit Mother LIVE 2026 — August 7–9, 2026 Click here to join us in Phoenix!Run the Bourbon Chase Ragnar in Kentucky! Write to support@fitfatherproject.com for more information. October 2-3, 2026.Want To Change Your Life? Check Out Foundations!Foundations is a simple, sustainable, and specific weight loss program designed especially for busy men over 40. With short metabolic training workouts, an easy-to-follow meal plan, and an accountability team there for you every step of the way, Foundations can help you lose weight, regain energy and vitality, and live life to the fullest.Click here to see everything you get when you join Foundations, subscribe to our YouTube Channel, check out our blog, and follow us on Instagram, TikTok, Facebook, Twitter, LinkedIn, and Threads.*Please know that weight loss results and health changes/improvements vary individually; you may not achieve similar results. Always consult with your doctor before making health decisions. This is not medical advice - simply very well-researched information on bloating, digestion, and natural ways to support gut health.

Hoy arrancamos con un tema que pasó por debajo del radar de la semana: el revolú con las compras del Departamento de Educación. Primero se supone que la ASG tomara control, después se paraliza todo, aparece Rasputino en la escena y para cerrar la jefa de la agencia sube un post a LinkedIn… y lo borra. Mientras tanto, vuelve a surgir una queja sobre la millonaria subasta de seguridad en las escuelas.Luego seguimos con Ciary Week, que parece acercarse a su último capítulo. Entre portadas, reacciones políticas y videos que siguen circulando, todo apunta a que viene un toallazo.Y cerramos con un update al caso de Elías vs. Jay, incluyendo lo que se ha dicho en corte, lo que no se ha presentado como evidencia y las implicaciones políticas del caso.En el Patreon:El análisis completo de la demanda, las repercusiones políticas y cómo esto se complica con las aspiraciones de Valerie.Si quieres escuchar ese bloque completo y el resto del contenido exclusivo:

In today's episode on 7th March 2026, we break down the Unnati Foundation Social Stock Exchange IPO, which opened for subscription last week and closes on 9th March 2026 (Monday).Reserve your seat for Ditto's Free Webinar

Join our Email List: https://eternaldurdles.kit.com/b3d4a4dc9bSupport us on Patreon: https://www.patreon.com/EternalDurdlesTCGPLAYER AFFILIATE LINK:https://partner.tcgplayer.com/OexAAnA tweet from Brian Coval (BoshNRoll) sparked a conversation we've surprisingly never had on the show:What is the Reserve List actually doing for Magic?Using Meddling Mage in Pre-Modern as the example, we break down how collectability and playability can coexist. One version of the card costs $14… while perfectly playable versions cost under a dollar.So what does that mean for the future of Magic finance?In this episode we discuss:• Why Pre-Modern highlights a healthier model for card prices• The concept of Veblen goods in Magic collectibles• Why reprints don't always crash card prices• Commander's surprising impact on Reserve List cards• Whether Wizards could ever realistically remove the Reserve List• And how Eternal formats could change if they didAlong the way we talk about Time Twister, Mox Diamond, Tarmogoyf, Rhystic Study, and the strange economics that shape Magic's secondary market.If you care about Legacy, Vintage, Pre-Modern, or the future of Eternal formats, this is a conversation worth having.JOIN US ON DISCORD: https://discord.gg/hrC7PxQZTEProudly supported by Three For One Trading: shop.threeforonetrading.comCardmillhttps://cardmill.com/EternalDurdlesMOXFIELDEternal Durdles Moxfield: https://www.moxfield.com/users/EternalDurdleshttps://www.moxfield.com/users/Durdlemagushttps://www.moxfield.com/users/ForceofPhil

Join our Email List: https://eternaldurdles.kit.com/b3d4a4dc9bSupport us on Patreon: https://www.patreon.com/EternalDurdlesTCGPLAYER AFFILIATE LINK:https://partner.tcgplayer.com/OexAAnA tweet from Brian Coval (BoshNRoll) sparked a conversation we've surprisingly never had on the show:What is the Reserve List actually doing for Magic?Using Meddling Mage in Pre-Modern as the example, we break down how collectability and playability can coexist. One version of the card costs $14… while perfectly playable versions cost under a dollar.So what does that mean for the future of Magic finance?In this episode we discuss:• Why Pre-Modern highlights a healthier model for card prices• The concept of Veblen goods in Magic collectibles• Why reprints don't always crash card prices• Commander's surprising impact on Reserve List cards• Whether Wizards could ever realistically remove the Reserve List• And how Eternal formats could change if they didAlong the way we talk about Time Twister, Mox Diamond, Tarmogoyf, Rhystic Study, and the strange economics that shape Magic's secondary market.If you care about Legacy, Vintage, Pre-Modern, or the future of Eternal formats, this is a conversation worth having.JOIN US ON DISCORD: https://discord.gg/hrC7PxQZTEProudly supported by Three For One Trading: shop.threeforonetrading.comCardmillhttps://cardmill.com/EternalDurdlesMOXFIELDEternal Durdles Moxfield: https://www.moxfield.com/users/EternalDurdleshttps://www.moxfield.com/users/Durdlemagushttps://www.moxfield.com/users/ForceofPhil

Episode 162 of the Award Travel 101 podcast, hosted by Cameron Laufer and Mike Zaccheo, opens with a listener question that highlights the difficulty of earning American Airlines miles without access to key transfer partners. The discussion underscores why AA miles remain so valuable, especially for premium partner redemptions like Japan Airlines, and explores limited workarounds such as credit card sign-up bonuses or indirect transfer options. The hosts then cover recent news in the points-and-miles space, including Chase adding Wyndham as a transfer partner, transfer bonuses from Citi, and elevated credit card offers across Hilton and United portfolios. They also share personal updates, including recent redemptions, new card strategies, and upcoming travel plans.The main focus of the episode is “Hyatt-ageddon,” a major overhaul of the World of Hyatt award chart. Hyatt is introducing a new pricing structure with expanded tiers and significantly higher point costs—ranging from moderate increases to jumps as high as 67% at peak levels. The hosts explain that while Hyatt is not fully moving to dynamic pricing, the wide pricing bands and lack of guarantees on award availability make it function similarly. Popular properties are expected to price at higher tiers more frequently, reducing the outsized value Hyatt points once offered.Despite the negative reaction from many travelers, the hosts emphasize that this kind of devaluation is common in loyalty programs. They suggest adapting strategies by prioritizing free night certificates, booking high-end properties sooner rather than later, and considering alternatives like other hotel programs or even booking through travel portals. The value of Hyatt elite status—particularly Globalist—is also questioned, with the conclusion that while benefits remain strong, travelers may need to reassess whether pursuing status still makes sense under the new system.Episode Links:Chase adds Wyndam as partnerElevated Hilton Card offersElevated United Card offersBank of America rewards changes Where to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

You're not stuck. You're not broken. You're not powerless.You were conditioned.In this powerful solo episode, Kellan exposes the invisible prison of learned helplessness — the beliefs you absorbed as a child, the limits you stopped questioning, and the ropes you never tested again. If you've ever said “that's just how it is” or “this is as good as it gets,” this episode is your wake-up call.The rope isn't real.And you're stronger than you think.Key Takeaways:The difference between living by default (the swamp) and living by design (the meadow)What “learned helplessness” actually is — and how it formsThe elephant and stake analogy explainedHow childhood conditioning becomes adult limitationWhy effort appears not to change outcomesThe emotional payoff of staying helpless (reduced responsibility, risk, exposure)How learned helplessness shows up in money, health, and relationshipsThe hidden cost: stagnation, resentment, envyNeuroplasticity and rewiring the brainWhy change is incremental before it's permanent“Small, defiant experiments” as the escape hatchReclaiming sovereignty and personal agency

In this episode, Joe sits down with Jim Hirsch of Air Tractor to explore a career built on engineering and a lifelong passion for aviation. A Texas A&M graduate in Aeronautical Engineering, Jim shares how his technical foundation led him into agricultural aviation and ultimately into a leadership role at one of the industry's most influential aircraft manufacturers.Jim reflects on the legacy of Leland Snow and how Air Tractor's innovative designs shaped modern ag aviation, while also tracing the company's expansion into firefighting and military roles. He discusses the challenges of a cyclical industry, the need for constant innovation, and what has allowed Air Tractor to adapt and grow over time.The conversation also dives into company culture, including employee ownership, the importance of the PT6 engine, and why truly understanding the aircraft matters at every level. Jim also shares personal insights from his own flying, including how owning a Piper Meridian has changed his approach to travel and aviation.M-Class Spring 2026 is approaching, and spots are filling up quickly. Reserve your seat now! https://flycasey.com/m-class/Joe just released his very first book! You can grab your copy of Long Story Short: Stories From a Lifetime in the Cockpit on Amazon: https://a.co/d/4JGtIgq

If you saw "drones" in the sky, and wondered what they really were… why the White House is holding top-secret meetings, and whether we're being set up for a false flag "UFO threat" event? Michael sits down with Dr. Steven Greer (Founder of the Disclosure Project and creator of The Battle for Disclosure) to unpack the truth behind the drone flap, what's happening inside six black sites, and why the next few weeks could mark the most earth-shattering disclosure moment in modern history. Dr. Greer explains why many of the drones are manmade, why some may be tied to surveillance operations, and how confusion is being seeded so that upcoming whistleblower testimony gets waved away as "just drones." This isn't about sensationalism or fear. This is about discernment, so humanity doesn't get pushed into a "cosmic 9/11" narrative that escalates war into space. Key Topics What the "drone" sightings may really be, and why the timing matters. Why Greer says many drones are manmade, not extraterrestrial. The claim: some activity appears tied to Chinese assets and broader covert coordination. The "Battle for Disclosure": what's behind the secrecy and cover-up. Six black sites + a team "coming forward" (and why the public is being distracted). Greer's warning about a staged "alien threat" narrative and how it could be used politically. The "DPI Archive", where Greer says the public can access decades of evidence. 115 named whistleblowers + 122 crash/retrieval events (per Greer). Claims of illegal electromagnetic pulse weapon use + what "black sites" really mean. The "P3 program" allegation: mind/machine interface + consciousness-linked systems. This episode is a must-listen for anyone searching "UFO drones," "UAP disclosure," or "Steven Greer Battle for Disclosure", because it's not just about what's in the sky. It's about what happens next: how narratives get engineered, how fear gets weaponized, and how you can stay grounded, clear, and informed as major claims and evidence are prepared to surface. Join the Inspire Nation Soul Family!

Do you feel overly responsible for other people's actions, feelings, thoughts, and emotions?  If you find yourself sacrificing what is good for you to keep other people's reactions at bay or neglect your own needs, wants, and self to try to keep the peace, you may be engaging in a trauma response called self-abandonment.  This leads to burn out, stress, and guilt whenever you stop the protective but self-dismissing behavior.  If you'd like help with this, listen in!   FREE RESOURCE: If this episode resonated, you might be interested in my free resource.   I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing.  Free Trauma Healing Resource Guide   WORK WITH ME! MICHELLE CROYLE, LPC If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me.  I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing.  Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there.  Ready for deeper healing?  If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation

What if the one skill standing between you and reclaiming your time was something most high achievers refuse to do? In this power-packed episode of PivotMe, April Garcia tackles one of the most common — and costly — habits of driven leaders: doing everything yourself. Whether you've tried to delegate before and failed, or you've never quite figured out where to start, this episode hands you a proven roadmap. Key Takeaways: The 5W1H Framework: April introduces her signature delegation tool — a six-part method covering Who, What, Where, When, Why, and How. This framework takes the guesswork out of delegation and gives you a repeatable system for offloading tasks with clarity and confidence. Six Simple Steps to Effective Delegation: April walks listeners through a step-by-step process for delegating successfully — from identifying the right tasks to setting expectations and following up without micromanaging. Can Do vs. Should Do: One of the most powerful mindset shifts in this episode is understanding the difference between what you are able to do and what you should be spending your time doing. Just because you can doesn't mean you should. Time is Your Only Non-Renewable Resource: April reminds listeners that unlike money, energy, or opportunities — time cannot be earned back. Delegation isn't laziness; it's strategy. Delegation as a Leadership Skill: Whether you're a seasoned executive or just stepping into leadership, effective delegation is not optional — it's essential. This episode dismantles the fear and perfectionism that keep high performers stuck. Notable Quotes: "The difference between what you can do and what you should do is where your growth lives." — April Garcia "Time is your most precious non-renewable resource. Stop spending it on things someone else can do." — April Garcia Actionable Items: List every task you completed this week. Circle the ones only YOU can do. Apply the 5W1H framework to one task you've been avoiding delegating. Identify one person — team member, VA, or contractor — you can hand that task to this week. Set a clear deadline and define what "done" looks like before you hand it off. Commit to checking in without taking the task back. ---------------- Ready to take this work beyond the podcast? Join us at Collaborate 2026, our once-a-year, in-person transformational experience in Grass Valley, California. Spend 2.5 powerful days gaining clarity, building momentum, and doing the deep work alongside growth-minded leaders. Early Bird pricing ends March 31st, and seats are limited. Reserve yours at www.theaprilgarcia.com/collaborate.

Meet Kevin Greer, a unique real estate investor who masterfully balances a full-time career as a banker with a thriving 25-unit multifamily portfolio in Chicago. Dave Dubeau dives deep with Kevin to explore how his dual perspective—as both a lender and an active investor—gives him an unparalleled edge in the market. Kevin shares his strategic approach to "low value add" investing, focusing on under-rented properties that require upgrades, not major gut rehabs, to maximize rental upside. He explains why he targets the sweet spot of 12-13 unit buildings in Chicago, a segment often overlooked by both small and large investors, reducing competition and increasing efficiency for a busy professional. Discover how Kevin sources deals, including the fascinating story of his first 12-unit acquisition through an off-market connection and creative financing. Learn how to optimize your investing while maintaining a demanding career, proving that strategic focus can lead to significant growth without sacrificing your day job. Tune in to uncover the power of a dual perspective in real estate investing!

AI is doubling in power. Coaches are not.In this raw Thursday conversation, Kellan sits down with Dave and Sarah to confront the truth about coaching in the age of AI. The tool is getting smarter. Faster. More precise. It can research instantly. Write frameworks. Ask powerful questions. Even call you out.But there's one thing it cannot do.It can't bleed.This episode explores what AI is accelerating, what it's exposing, and why most coaches won't survive if they don't evolve. If you're in consulting, coaching, nonprofit leadership, or building a business around transformation, this isn't optional listening.It's a wake-up call.Key Takeaways:Coaching in the rise of AIAI as an accelerator, not a replacementThe vulnerability of coaching methodologiesWhy 95% of coaches may not surviveThe danger of “head in the sand” thinkingThe rising performance “ante” in the coaching industryAuthenticity as the highest vibrationHuman connection vs. simulated connectionAI calling you out and sharpening your thinkingBuilding AI tools and frameworks for clientsOutcomes vs. “feel good” coachingLived experience as the differentiatorMoney myths and mindset in nonprofit fundraisingGroup dynamics and mindset change using AIWhy embodiment matters more than information

Die Eskalation im Nahen Osten ist Schwerpunkt dieser Ausgabe. Wie der Angriff der USA und Israels auf den Iran aus militärischer Sicht zu bewerten ist, analysiert Gerold Otten, AfD-Bundestagsabgeordneter und Oberst der Reserve. Der Politikwissenschaftler und frühere Linken-Politiker Alexander Neu erörtert, wie Russland und China auf die Ereignisse reagieren und was die Gemeinschaft der Brics-Staaten tut. Im Kommentar beschäftigt sich Martin Wagener mit den Gründen und Zielen sowie möglichen Folgen des Iran-Kriegs. Und Philipp Gut erläutert, auf welche Weise die Neutralität der Schweiz ausgehöhlt wird und was die Neutralitätsinitiative dagegen bewirken kann. 

Leluia Hall Chef Chris Rogienski takes you inside the surf & turf restaurant inside a rehabilitated Dilworth church, then walks you along his culinary journey. Learn how his Charlotte restaurant experiences – from Haberdish and Supperland to Leluia Hall -  season the selections his team serves to guests. Get Chris Rogienski's perspective on the Charlotte food scene and where barbecue fits in. Don't miss the details for his sausage gravy recipe and his opinions on the perfect brunch, as well as the barbecue brunch plans he is cooking up with Mama Jean's BBQ pitmaster Madison Ruckel. This episode of The Low & Slow Barbecue Show is sponsored by Carolina Barbecue Festival, April 17-18 at Victoria Yards in Charlotte. 30+ pitmasters from the Carolinas and beyond celebrate the traditions of whole hog barbecue while supporting Operation BBQ Relief. Reserve your tickets today for the Kickoff, the Festival, or a full weekend of barbecue. Visit The Low & Slow Barbecue Show website here!  

The host of Fit Fueled and Busy explains her recent absence, sharing that work initiatives, her daughter's gymnastics season, family birthdays, half-marathon training (aiming for under two hours), and a bad cold led to three weeks without an episode. As a high achiever following a rigorous plan written by her sister, she hadn't missed runs despite major schedule adjustments, but illness forced her to reconsider pushing through. After seeking advice, she rested, replaced runs with light walks, took a full day off work, maintained nutrition and hydration, and prioritized sleep and recovery, returning to training without losing progress. She emphasizes that consistency over time includes wisdom and listening to your body, and invites listeners to Couture Fitness for coaching, accountability, and support balancing ambition, motherhood, career, and health.00:00 Life Got Busy01:04 High Achiever Mindset01:29 Half Marathon Training02:32 Sick Week Reality Check03:02 Recovery Like a Job03:56 Rest Protects Progress04:53 Discipline With Wisdom05:17 Couture Fitness Support05:48 Invitation and Wrap Up Thanks for listening, we hope you enjoyed it. Join our 28 Day Strength and Nutrition Jumpstart Program here. Reserve your spot with a Couture Coach: Buy a 1:1 coaching packageSign up for our FREE newsletter here.Follow us for more tips, tricks, and support in our private Facebook Group, Boost Your Metabolism After Age 30.Follow us on Instagram @couture_fitness_coachingCheck at our website and blog. Want customized plan for boosting your metabolism? Learn more about our 1:1 coaching

Therapy helped us understand what was happening. It gave language to patterns. It is named attachment styles. It identified triggers. But something still wasn't changing. In this episode of Reignite: Love, Sex & Truth for Conscious Couples, we share why insight alone didn't create transformation in their relationship and what finally did. This isn't therapy-bashing. It's a deeper conversation about embodiment, nervous system safety, and why talking about intimacy isn't the same as practicing it. If you've done the work… and still feel stuck… this episode will land.   What You'll Hear in This Episode What are the beliefs we carried about therapy, and why we assumed it was the only answer What therapy gave us Why awareness without embodiment rarely creates lasting relational change How a braced nervous system blocks intimacy, even when communication improves What is the difference between talking about sex and actually practicing intimacy What shifted everything: somatic work, breath, polarity, co-regulation, and embodied presence Why immersive experiences create capacity that weekly sessions often cannot   Therapy can open the door. But transformation happens when the body feels safe enough to soften. And when safety returns…connection becomes real.

Twenty years ago, Tahi was a struggling cattle farm, today it's been transformed into a flourishing 800-acre eco-reserve on the Northland coast, home to 71 rare and endangered native birds. Dr John Craig has been involved with Tahi's transformation. John is a former Professor of Environmental Management and Deputy Dean of Science at the University of Auckland and co-designed the Tiritiri Matangi Open Sanctuary. He chats to Jesse.

Are you feeling like the world doesn't feel real right now, like you're looking through "soapy glass"? And the headlines feel impossible to process… yet your heart knows there's a higher way? Michael dives into the spiritual significance of world chaos and shares a simple, repeatable peace attunement + guided peace meditation to help you shift your state (and ripple that peace outward). Michael explains why this moment can feel disconnected, how "old guard vs. old guard" dynamics amplify fear, and, most importantly, how to choose a brighter timeline through your heart, your intention, and what you broadcast into the collective. This isn't about taking sides. This is about ending the cycle and becoming a living transmitter of peace. Key Topics Why the world can feel "foggy" and unreal, and what that may signal energetically. The higher-level lens: how to meet fear without letting it hijack your heart. "Old guard vs. old guard": what's really fighting for control right now. The core practice: "We think war, we send peace" (and why it works). The I AM PEACE attunement you can use anytime anxiety spikes. "You are the creator": the inner realization Michael says ends war consciousness at the root. Turning collective energy into a positive shift, without spiritual bypassing. The "Power of Eight" peace circle approach (inspired by Lynne McTaggart's research). This is a heart-anchoring reset for anyone feeling overwhelmed by the news, conflict, or collective intensity. If you've been searching for a peace meditation, spiritual tools for anxiety relief, or a way to help the world without getting swallowed by fear, Michael gives you a grounded practice you can return to in minutes, again and again.  Join the Inspire Nation Soul Family!

Accelerate your path to financial freedom! Join The Passive Income Flywheel: Turnkey Real Estate, Vertically Integrated Operators, and Infinite Banking Momentum Masterclass on March 9, 2026 (1:00 – 4:00 PM CT). Learn from Anthony Faso & Cameron Christiansen, Robert Pereira, and Terry Kerr & Matthew VanHorn.

Alcohol after 40 can quietly disrupt sleep, drive cravings, and slow fat loss—especially for busy women juggling stress and recovery. In this solo episode, Episode 188, Dr. Anthony explains what happens physiologically when you drink and shares a simple, realistic plan to drink smarter.In this solo episode, Dr. Anthony explains what happens in the body when alcohol shows up (including why fat burning downshifts), how alcohol disrupts sleep quality even if you fall asleep faster, and why that can amplify next-day hunger, stress eating, and low patience. You'll also get the healthiest drink choices, the biggest pitfalls, and a simple protocol to enjoy an occasional drink without paying for it all week.Rate & Review: If this episode helped you feel clearer about alcohol after 40, please leave a quick rating and review. It helps more women find practical, science-backed guidance they can actually use.Join the Fit Mother Community: If you want a clear plan for nutrition, workouts, and accountability that fits busy life after 40, join us inside Fit Mother Foundations at www.fitmotherproject.com and come be part of the community.Key TakeawaysAlcohol after 40 — bigger “next-day ripple”Fat burning pause — why progress stallsBlood sugar swings — cravings feel louderSleep architecture disruption — REM takes the hitNext-day mood + patience — sleep connectionWomen: estrogen shifts — important risk context“Sugary cocktails” trap — the fastest derailBest choices — clear spirits, low-sugar mixers, dry wineTiming rule — last drink 3–4 hours before bedFood rule — protein + fiber firstHydration rule — 1:1 drink-to-waterStress relief check — if it's coping, it's a signalTry out The Fresh-Pressed Olive Oil Club for a buck!Want truly fresh, high-quality olive oil delivered to your door? Go to go.getfreshfitfather.com to join the Fresh-Pressed Olive Oil Club. For just $1 shipping, you'll get a complimentary full-size bottle (a $39 value) of one of T.J.'s favorite finds.No contracts. No pressure. No required purchases—cancel whenever you want.Fit Father / Fit Mother LIVE 2026! Want to experience this stuff in person with hundreds of Fit Fathers and Fit Mothers? Join us for Fit Father / Fit Mother Live in Phoenix, August 7–9 for teaching sessions, healthy meals, and real community connection. Reserve your spots today and spend an unforgettable weekend with us.Take an Adventure with FFP in 2026!Belize Service Trip — June 6-12, 2026. For information: www.fitfatherproject.com/belizeFit Father / Fit Mother LIVE 2026 — August 7–9, 2026 Click here to join us in Phoenix!Run the Bourbon Chase Ragnar in Kentucky! Write to support@fitfatherproject.com for more information. October 2-3, 2026.Want To Change Your Life? Check Out Foundations!Foundations is a simple, sustainable, and specific weight loss program designed especially for busy men over 40. With short metabolic training workouts, an easy-to-follow meal plan, and an accountability team there for you every step of the way, Foundations can help you lose weight, regain energy and vitality, and live life to the fullest. Click here to see everything you get when you join Foundations, subscribe to our YouTube Channel, check out our blog, and follow us on Instagram, TikTok, Facebook, Twitter, LinkedIn, and Threads.*Please know that weight loss results and health changes/improvements vary individually; you may not achieve similar results. Always consult with your doctor before making health decisions. This is not medical advice - simply very well-researched information on alcohol after 40 and how it affects sleep, hormones, and fat loss.

Have you ever been stuck in a swamp?Not a literal one — the slow, quiet, suffocating kind where expectations shrink, excuses grow, and you start calling limitation “reality.”In this powerful opening to a new series, Kellan exposes the invisible trap of default living — the internalized ceilings, learned helplessness, addiction to mediocrity, and victim mindset that quietly shape most lives.This isn't about trauma.It's not about poverty.It's not about circumstance.It's about the moment you decided — consciously or not — that “this is all I get.”If that hits… good.Because this episode is your wake-up call.Key Takeaways:The metaphor of “the swamp” and what it representsDefault living and internalized limitationWhy trauma and hardship are not the real barrierThe power of athlete backstories and Olympic examples“Lowered expectations disguised as maturity”The Unholy Trinity:Learned helplessnessAddiction to mediocrityVictim mindsetHow conditioning forms over thousands of tiny signalsWhere you stopped reachingNormalizing less than you're capable ofCalling fear “realism”Breaking conditioning and reclaiming sovereigntyChoosing forward movement one tiny decision at a time

Americans will see higher prices for energy in the weeks ahead. That's the implication of early market moves following the U.S. and Israeli strikes. Could this cause congress to spend more money on war and increase the national debt?~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaul00:00 Intro00:10 Sponsor: iTrust Capital00:40 Forever war01:30 Wipeout02:00 Trump Conflict playbook04:30 Mark Cudmore: Stocks will fall further06:00 Peter Thiel06:20 Sentiment07:00 Nick Fuentes: I'm out08:30 Mohamed El-Erian: Duration of the war will be key10:10 Duration odds10:20 Will Iran close the Strait of Harmuz?10:50 Professor Jiang: Iran is waging against the global economy13:45  Iran x China15:30 Bloomberg: Inflation has been going up before Iran17:00 Fed pivot will lead to money printing18:50 Criticism vs opportunity#Crypto #Bitcoin #investing ~Operation Epic Printer?

Building up towards this weekend's Australian Grand Prix, Tim McDonald and Luke Rocca for the ultimate night out for F1 fans. The duo hosting a live podcast at Richmond's The Corner Hotel on Tuesday, March 3. Catch Mick in the Morning, with Roo, Titus & Rosie LIVE from 6-9am weekdays on 105.1 Triple M Melbourne or via the LiSTNR app. Mick In The Morning Instagram: https://www.instagram.com/molloy Triple M Melbourne Instagram: https://www.instagram.com/triplemmelb Triple M Melbourne TikTok: https://www.tiktok.com/@triplemmelbourne Triple M Melbourne Facebook: https://www.facebook.com/triplemmelbourneSee omnystudio.com/listener for privacy information.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Randy Nornes, the 2025 Harry and Dorothy Goodell Award Winner, about his career. They talk about uncertainty and a long-term approach to risk. Randy won the 2025 Goodell Award for his lifetime achievements. He is a problem solver. Randy advises risk professionals not to focus on what they did yesterday, but on what is happening today, and to stay current with risks such as AI and cyber risk. Randy talks about how staying with Aon for years has given him the latitude to look across the company and focus on the next risk. Listen for tips on laying the groundwork before the risks.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest is 2025 Goodell Award Winner Randy Nornes. We will learn all about his fascinating career and his risk philosophies. But first… [:42] RIMS Virtual Workshops. On March 10th and 11th, we have a two-day course led by John Button for the RIMS-CRMP Exam Prep. [:53] On March 17th and 18th, RIMS will align with AFERM for a two-day RIMS-CRMP-FED Exam Prep Course. [1:01] On March 4th and 5th, we have a virtual workshop, "Facilitating Risk-Based Decision Making", with Joe Milan. On April 15th, we have a virtual workshop covering "Emerging Risks", led by Joseph Mayo. [1:18] Register today and strengthen your risk knowledge. RIMS members always enjoy deep discounts on the virtual workshops. [1:26] Webinars. On March 6th, RIMS presents "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management". We'll be joined by a Chief Risk Officer, an underwriter, and a broker. [1:40] They will explore their career paths, risk and safety philosophies, and lend some insight as to why this is the time for the next generation of leaders to rise. [1:51] For a quick preview, check out last week's episode with Cynthia Garcia. She is the Chief Risk Officer from Bernards, who will be joining us on that exciting panel. [2:00] On March 12th, Global Risk Consultants returns with "Don't Waste the Soft Market: Where to Reinvest Insurance Savings Before the Window Closes". Register for these and other webinars by visiting RIMS.org/webinars and the links in this episode's show notes. [2:20] On with the Show! Our guest today, Randy Nornes, is the 2025 Harry and Dorothy Goodel Award Winner. [2:29] Named after the first President of RIMS and his wife, the Harry and Dorothy Goodell Award honors an individual who has furthered the goals of risk management and the Society through outstanding service and lifetime achievement. [2:41] Randy Nornes exemplifies all that and more. He has been with Aon for 38-plus years. Currently, Randy is the Executive Vice President and Enterprise Client Partner for Technology, Media, and the Communications Industry. He has done some volunteer work, which we will talk about. [3:00] Randy has a fascinating career. We're going to learn about it as well as his leadership style, his risk philosophy, and how he is keeping Aon at the forefront of AI innovation. [3:09] [If you've been to RISKWORLD, you've seen Randy in the halls and the educational sessions. He has been an ever-present force there. And he is a highly-regarded member of the Chicago RIMS Chapter. Let's get to it! [3:23] Interview! 2025 Goodel Award Winner, Randy Nornes, welcome to RIMScast! [3:44] Randy is proud of that award. He wonders, after receiving a lifetime achievement award, what's next? Retirement? Should he write a book? [4:11] On the day of the award, Randy was backstage with Martha Stewart and had a chance to visit with her and discuss risk management. [4:21] Randy's wife and one of his sons were in the audience. When Martha Stewart came out and spoke, she referred to their conversation. Randy gained credibility at home that Martha Stewart listened to what he had to say! [4:52] Justin says that RISKWORLD 2025 was fantastic! Randy says he has probably attended three dozen RISKWORLD conferences. He says they get better and are different every time. You can see, decade by decade, what's important. [5:31] There is a wonderful profile on Randy Nornes, written by Russ Banham, in the special Awards edition of RIMS Risk Management Magazine. It is still available online. That's how Justin got to know Randy Nornes before this interview. [5:57] Randy always tries to link up with what the next big thing is. Since late 2025, Randy has been leading Aon's AI infrastructure efforts, from the financing of data centers, to the construction, to the development, to the operation, and to the energy attached to that.  [6:28] AI is the next big thing. Randy says that 40% of GDP is coming through the lens of building AI infrastructure. Aon has a big team for it, and that's what Randy does every day. He says it's massive, exciting, and relentless. [7:03] Randy says, Because it's coming so fast and furious, it's not something you have time to sit back and think about. He says we're seeing this thing evolve week by week. It's global. Risk management is at the center of making it all work. [7:27] Randy says there's a different lens depending on where you sit in the AI infrastructure world. Everyone is thinking about the risks of the construction, the operation, the access to power, and the climate. It's all melded into one thing. [7:48] Randy calls the Chicago RIMS Chapter big and vibrant. Chicago is unique in having representation from so many different industries. It's not highly concentrated. People have a lot of lenses to look at risks through. It makes for good conversations. [8:11] Justin notes that last year's Risk Manager of the Year, Jennifer Pack, was from Chicago. The Rising Star, Megan Smalter, was originally from Chicago. Randy has spent time on the West and East Coasts, and he finds the Chicago Chapter unique, with 25 different industries. [8:49] Justin gives a shout-out to Julie Bean, the 2024 Heart of RIMS Award Winner. Justin says Randy is in great company. The talent coming out of Chicago brings something special to RIMS. [9:27] Randy was going to be a banker. A banker manages risk around lending and projects. It's not a huge leap to get to the world of risk management from there. [9:44] In the 1980s, it was a turbulent time for banking. We had just come out of a tough inflationary period, with real estate bankruptcies and banks and savings and loans going under. His advisor told him not to go into banking. [10:18] Randy interviewed someone from Chubb. Chubb was scaling up a new product, Directors' and Officers' insurance. Randy was good at case studies in business school. Underwriting D&O insurance is a case study. Randy thought he could do that job. [10:54] Randy started at Chubb and ended where he is today. In 1987, Randy moved to Frank B. Hall, acquired by Aon in 1992. He was young and a good worker, so he was kept by the company. He says it was a trip working alongside Pat Ryan and learning the business at Chubb. [11:48] Pat Ryan took Randy and others under his wing. He is a great mentor. Randy credits him for access. Randy mentions other early supporters, Al Diamond and Skip Dunn. With Pat Ryan, Randy was always looking for the next big risk to come along or a new framework. [13:00] In the 1990s, governance, Sarbanes-Oxley, and enterprise risk frameworks came to the forefront, following bankruptcies of major companies that had appeared to be successful. [13:28] When enterprise risk became a thing, it needed frameworks. That led Randy to build one of the first enterprise-risk-focused teams to help companies think about it. This was before COSO. [13:55] Randy says a lot of the clients they dealt with in those early days were in industries where someone had already gone through some trauma, and they wanted to make sure they weren't next up. It was a lot of, "Hurry up and make sure we're OK!" [14:26] Randy says, in the 1990s, they were doing risk modeling. The reinsurance teams had risk models that ran on AS400 mainframe computers. They had to book computing time to run a scenario with a set of assumptions. They would run 10,000 simulations in a day. [14:55] If they wanted to change the assumptions, they had to book another time. [15:02] Now it's all on the laptop. The quality of data is significantly higher. They can do it in real time. Risk managers today may not recognize how lucky they are. [15:24] Randy says, We're always trying to decide what problem we're trying to solve for and what we know about that particular issue. The modeling is the entry point to know what to do or what matters. [16:10] Randy thinks risk is a terrible word. We risk professionals have a hard time communicating with people who aren't in our space when we use the word risk. Everyone has a different definition of risk. Randy says everyone can get on board with certainty and uncertainty. [16:34] Randy says, what we're doing with modeling is trying to understand what the distance between certainty and uncertainty looks like. Then, we have to decide what's comfortable and where our tolerance is. Then, decide what to do with the part that we want to get rid of. [16:48] That's at the core of risk management, and it hasn't changed in decades. The tools we have now have changed dramatically. [16:56] Justin cites Christy Kaufman from the profile article, who said that Randy is far more than a traditional broker; he is a thought partner and a problem-solver. Justin asks what allows Randy to move beyond transactional work into a strategic advisory mindset. [17:19] Randy says insurance is a complete waste of money, unless you can show how you're adding value. You can get there by showing this uncertainty spectrum and understanding it. [17:58] Randy says the mindset is, "I've parachuted in. What do we have going on?" If I did that today, I'd be looking at supply chain issues. It's amazing when you have that lens. Early on, he looked at a supply chain that was "perfect, end-to-end" on spreadsheets. [18:27] Everything was manually entered. Managers were judged on average inventory levels, and wanted to keep the levels as low as possible. To game the system, they ran inventory at the lowest level.  [18:57] They would raise the inventory at the end of the month to make it look like they were on target. It was not a real-time inventory. It looked like risk management was fine, but the chance of a stockout or a long-term impact was pretty great. [19:24] A Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals across the globe. It's time to Connect, Cultivate, and Collaborate with them. [19:43] Booth sales are open now. General registration and speaker registration are also open right now. Marketplace and hospitality badges will be available starting on March 3rd. Links are in this episode's show notes, and be sure to check out RIMS.org for more information. [20:02] Save the dates March 18th and 19th, 2026, for the RIMS Legislative Summit, which will be held in Washington, D.C.! Join us in Washington, D.C. for two days of Congressional meetings, networking, and advocating on behalf of the risk management community. [20:19] Visit RIMS.org/advocacy for more information and to register. Also, check out the prior episode of RIMScast, Episode 378, featuring RIMS General Counsel and Vice President of External Affairs, Mark Prysock, as we discuss the top priorities for RIMS in 2026 and beyond. [20:39] The Second Annual RIMS Texas Regional Conference will be held in San Antonio from August 10th through August 12th. [20:46] The call for submissions for educational sessions is open through March 18th. Check out the link in this episode's show notes and make a pitch! Hopefully, you get selected, and we'll see you in San Antonio! [20:59] Let's Return to Our Interview with 2025 Goodel Award Winner, Randy Nornes! [21:19] Justin asks how Randy delivers good or bad news to a high-level executive. Randy says he was gifted by his radio announcer father with a very calm demeanor. You're delivering what it is, based on some fact. Randy has had to deliver a lot of crazy facts over the years. [22:29] Early in his career, Randy had a financial institution client. They had some major issues. He was standing outside the boardroom, ready to go in to tell them whether they had insurance or not. They did not. He was on the phone with London, working out some coverage. [23:28] He got the message while he was in there that they had managed to land something for the client, so he could pivot. His colleagues said they couldn't believe how calm he had been, going in. [24:11] Randy says it's best to set the landscape with executives before extra risk is taken, showing alternatives and strategy, so if something happens, it was foreseen, you were just unlucky in that year. [24:53] If you hadn't done the front-end work and gotten everybody onboard to see why it was the right strategy, then the news of unanticipated issues gets a lot harder to deliver. [25:04] There's a lot of front-end work to do. To drop bad news on people without any prep is going to be a lot harder. Being transparent and on the same page, especially with finance people, makes communication easy. This flows up to the CFO and higher. Set the foundation. [25:51] Randy has 100s of people focused on data centers. They have analysts and use AI for some things. There are people from the financial institution vertical, construction, operations, cyber, AI, energy, and renewal. They gather together. It's multidisciplinary, under one umbrella. [27:05] Randy says his leadership style is collaborative. He tries to lift the whole team, orchestrating how it comes together. He lets them have the success they deserve. Randy is a strong proponent of mentorship. It's the secret to his success. [27:50] Randy has worked with some people for his entire career, as clients, colleagues, or competitors, and he stays connected with them. Hundreds of people fit that profile. [28:17] Another Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period will open on April 1st, 2026, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [28:43] The Course Development Grant application deadline for Interval Number 2 will be on June 15th, 2026. Award notifications will be sent out in late July. [28:57] General Grant applications will open on May 1st, 2026, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [29:10] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [29:18] Let's Conclude Our Interview with 2025 Goodel Award Winner, Randy Nornes. [29:39] Randy worked with Pat Ryan to lead the Risk Management and Financial Guarantee Team for Chicago's 2016 Summer Olympic bid. Randy says when Pat retired as CEO of Aon, he took on this project to head Chicago's Olympic bid. He invited Randy to the project. [30:19] In an Olympic Bid, the city has to sign a Host City Agreement that says they will take on the risks of delivering the Games. There's an effective financial guarantee. Globally, it is often done on a country level. That's not how it operates in the U.S. [30:43] Pat and Randy had to figure out how to de-risk the games so that what the city's guarantee would look like was limited because the team had built insurance and risk management. On the construction side, they had contractors take on risks. [31:03] They created a de-risking model. It was the first time anyone had done that for an Olympic Games. Chicago was not successful, but the work the team did on de-risking the Games became the model that a lot of Western cities took on for their Olympic bids. [32:03] Randy says you start with a line-item budget that the bid team puts out. A big part of it is the construction of venues, living spaces, technology, including massive broadcast bandwidth, tens of thousands of volunteers to transport and train, and secure. [32:35] Randy says they took the line-item budget and worked on each item separately, to create certainty and shrink the distance between certain and uncertain, so that when they put the umbrella guarantee on top of it, it touched a lot fewer things and had a lot more certainty. [33:01] The biggest thing the umbrella policy covered is delivering the Games on a certain date. No delays. All the costs are front-end. If, for some reason, the Games don't happen: terrorism, global war, or pandemic, you're stuck with all those front-end costs. It's the worst case. [33:39] The closer you get to the event, the more risk you have. Then you have the three or four weeks when you're delivering the Olympic Games and the Paralympic Games. [33:49] Randy says it was interesting. They did a white paper on it, "How to De-risk Games." It was done to encourage cities not to be afraid to host the Games. [34:19] Randy says, over the years, when cities in North America are bidding for Winter or Summer, they reach out, and Pat and Randy give them the template. San Francisco, LA, Boston, and Calgary all asked for it. [34:51] Most of the people on the Bid Committee were on the City level. It was Mayor Daley, his staff, and 50 aldermen. Randy says, We gave them lots of transparency into what we were doing. [35:16] Randy says they provided 1,200 pages of material, in 3-ring binders, for each of the aldermen. They also put all the text on discs to search electronically. Later, an alderman called Randy, angry because he couldn't listen to the disc in his car. Randy explained it to him. [3:24] Randy thinks a city should be thankful to host the Olympic Games. They make the city sparkle. The city gets a big influx of outside money. Chicago would have gotten a lot of Federal money. The transportation system would have been upgraded. It would make the city better. [36:49] Randy describes how London and Paris were improved by hosting the Olympic Games. If you're thinking of bidding, it's worth it. Randy wishes Chicago's bid had been successful. [37:33] Justin and Randy comment on the Milan Winter Olympics Opening and Closing Ceremonies. The next Winter Olympics will be on the French side of the Alps. [38:01] Justin says that Chicago is known for its colorful history of notorious characters. [38:45] Justin asks Randy about Project Six. Project Six came out of the Olympic Bid. Seeing corruption in the city government, Randy and a few committee members put together Project Six, referring to the six business leaders who partnered with Elliot Ness to go after Al Capone. [39:44] They set up Project Six as a nonprofit whistleblower organization so people could come to report corruption. They got hundreds of whistleblower tips. They published things and gave information on criminal activity to Federal prosecutors. [40:07] Some things were not criminal but unethical. When the Chicago Cubs were playing in the World Series, public officials paid face value for Cubs tickets instead of the market price. Project Six brought it to the ethics committee, and they changed that practice for tickets. [41:31] Randy says they did not make a lot of friends in public office. Project Six is closed. [41:47] Randy talks about angering a bunch of people in public office. They went after Project Six because they weren't getting whistleblower tips on Republicans. There might have been one Republican commissioner in Chicago. [42:20] Randy says some of the senior people they ruffled went after donors. So it was a better idea to shut it down. It ran for three and a half years. [42:41] Randy says the biggest frustration was how slow things move. It takes years for some convictions to go through. You would like justice to happen faster. Randy hopes that when high-profile people go to prison, others pause to consider. [43:59] Randy gives his advice on what separates a good risk manager or problem solver from a great one. He says not to get too focused on what you did yesterday. Every day, step back and ask, Am I still doing the right stuff? Am I focused on the right thing? [44:26] You have a fixed amount of money to spend to solve your risk problems. You're insuring your buildings for fire, but over time, you've engineered them to be fire-resistant. There is less risk. At the same time, you have AI, cyber risk, and new things that come in. [44:48] Is it better to direct money to solve cyber risk and take on more risk for property? Don't get hung up on what you did yesterday. Stepping back and staying on top of what's happening with the business has never been more important. [45:17] Businesses are transforming before our eyes, and AI is leading the transformation. Make sure you're interacting with your business to stay current on what the business is all about. [46:02] Randy says being at Aon a long time has given him a lot of latitude to do all the things he has done. He can look for new things, cut across the towers that exist and think about risk at the broadest level. [46:40] If you move company to company, you'll step into the new role, fix a few things, and move to the next company. You won't have the latitude to experiment with new things or ask what comes next. You're there because you're needed at that time. [47:07] Randy says, That can be comfortable. But don't get too comfortable and make sure you're staying current. [47:17] We really appreciate you joining us here on the show. I want to wish you congratulations again on the Goodel Award. It's a big honor here at RIMS, and you certainly deserve it. [47:27] I look forward to meeting you in Philadelphia, from May 3rd through the 6th at RISKWORLD! Thank you so much for joining us here on RIMScast, Randy! [47:40] Special thanks again to 2025 Goodel Award Winner, Randy Nornes, for joining us here on RIMSCast! A link to his profile in RIMS Risk Management Magazine's Awards Edition 2025 is in this episode's show notes. [47:57] He's one of our men in Chicago. Check out ChicagoRIMS.org. They have a live event coming up called "Nuclear Verdicts: Live Mock Trial for Evaluating Litigation Risk and Strategy"  at the Aon Center (Chicago), on March 11th. You might see Randy there! [48:14] We've got the Chicago RIMS Annual Golf Outing on September 21st, and the 11th Annual Chicagoland Risk Forum on September 24th at the Old Post Office in Chicago. They're one of our most active and vibrant chapters, so check out those events and visit ChicagoRIMS.org. [48:34] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [49:02] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [49:20] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [49:37] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [49:54] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [50:08] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [50:20] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS Legislative Summit — March 18-19, 2026 on Capitol Hill, Washington, D.C. | Register now! RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! Spencer Educational Foundation — Scholarships and Grants RIMS Texas Regional Conference 2026 Education Content Submission — Deadline March 18, 2026! RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | April ‒ June 2026 Cohort | Led by James Lam RIMS Compensation Survey 2025 — Download Today RIMS Risk Management magazine | Contribute | Awards Edition 2025 RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Story, featuring John Button RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam PrepMarch 10‒11 | April 21‒22 | June 9‒10 RIMS-CRMP-FED Exam Prep with AFERM | March 17‒18 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops RIMS Virtual Workshop – Facilitating Risk-Based Decision Making | March 4‒5 | Register Now Risk Appetite Management | March 25‒26 Claims Management | April 7‒8 Emerging Risks | April 15 | Register Now! Upcoming RIMS Webinars: Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management | March 6 | Presented by RIMS Don't Waste the Soft Market: Where to Reinvest Insurance Savings Before the Window Closes | March 12 | Sponsored by Global Risk Consultants RIMS.org/Webinars   Related RIMScast Episodes: "Investing In Yourself with RIMS 2026 President Manny Padilla" "RIMS 2024 Goodell Award Winner Eamonn Cunningham"   Sponsored RIMScast Episodes: Secondary Perils, Major Risks: The New Face of Weather-Related Challenges | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Randy Nornes, at Aon   Production and engineering provided by Podfly.

Alcohol after 40 hits differently—especially when it comes to sleep quality, cravings, recovery, and fat loss. In this solo episode, Episode 279, Dr. Anthony breaks down what actually happens in your body when you drink, why alcohol gets metabolic priority, and how to make smarter choices without derailing your goals.You'll also learn why alcohol can make you feel sleepy but still wreck your sleep quality (especially REM), and why that ripple effect can hit impulse control, recovery, blood sugar, and motivation the next day. Dr. Anthony closes with practical “drink smarter” rules, the healthiest choices if you do drink, and a simple plan to enjoy occasional alcohol without letting it quietly sabotage your goals.Rate & Review: If this episode helped you think differently about alcohol after 40, we'd love a quick rating and review. It helps more dads find the show, and it keeps these solo deep-dives coming.Join the Fit Father Community: Want coaching, accountability, and a proven plan that fits real life after 40? Join us inside Fit Father Foundations at www.fitfatherproject.com and plug into the community support that makes consistency easier. Key TakeawaysAlcohol gets metabolic priority — fat burning pausesAcetaldehyde + dehydration — hangover chemistry 101Blood sugar swings — cravings and snack attacks“Sleepy” isn't restorative — REM disruption matters3 a.m. wake-ups — when alcohol clears, sleep fragmentsMen: testosterone down, estrogen up — recovery suffersWomen: estrogen shifts — important context for risk“Health halo” myth — modern data is less forgivingBest choices — clear spirits, low-sugar mixers, dry wineWorst choices — sugary cocktails, sweet wines, heavy beersSmarter rules — 1:1 drink-to-water, eat protein/fiber firstTiming rule — last drink 3–4 hours before bedNext-day support — minerals, hydration, sleep protectionTry out The Fresh-Pressed Olive Oil Club for a buck!Want truly fresh, high-quality olive oil delivered to your door? Go to go.getfreshfitfather.com to join the Fresh-Pressed Olive Oil Club. For just $1 shipping, you'll get a complimentary full-size bottle (a $39 value) of one of T.J.'s favorite finds.No contracts. No pressure. No required purchases—cancel whenever you want.Fit Father / Fit Mother LIVE 2026! Want to experience this stuff in person with hundreds of Fit Fathers and Fit Mothers? Join us for Fit Father / Fit Mother Live in Phoenix, August 7–9 for teaching sessions, healthy meals, and real community connection. Reserve your spots today and spend an unforgettable weekend with us.Take an Adventure with FFP in 2026!Fit Father Sedona Retreat — April 2026.Belize Service Trip — June 6-12, 2026. For information: www.fitfatherproject.com/belizeFit Father / Fit Mother LIVE 2026 — August 7–9, 2026 Click here to join us in Phoenix!Run the Bourbon Chase Ragnar in Kentucky! Write to support@fitfatherproject.com for more information. October 2-3, 2026.Want To Change Your Life? Check Out Foundations!Foundations is a simple, sustainable, and specific weight loss program designed especially for busy men over 40. With short metabolic training workouts, an easy-to-follow meal plan, and an accountability team there for you every step of the way, Foundations can help you lose weight, regain energy and vitality, and live life to the fullest. Click here to see everything you get when you join Foundations, subscribe to our YouTube Channel, check out our blog, and follow us on Instagram, TikTok, Facebook, Twitter, LinkedIn, and Threads.*Please know that weight loss results and health changes/improvements vary individually; you may not achieve similar results. Always consult with your doctor before making health decisions. This is not medical advice - simply very well-researched information on alcohol after 40 and how it affects sleep, hormones, and fat loss.

Do you feel thrown off balance by praise, blame, fear, or stressful news when life hits hard? In this Secret Sangha episode of The Wise Effort Show, Dr. Diana Hill continues the four-week “four immeasurables” series by focusing on equanimity—steady love—as the prior condition of balance from which pleasant and unpleasant experiences arise. She explores how the “eight worldly winds” can destabilize us, how the near enemies of equanimity show up as indifference, control, adding on stories, or acting out, and shares personal examples from her own life. Diana offers practical ways to return to steadiness through essential self-care, stillness and silence, flexible attention to what stabilizes you, remembering “enoughness,” and being the calm you seek.Listen and learn:How the “eight worldly winds” can knock you off balanceThe near enemies of equanimity: indifference, control, adding on, and acting outHow stillness, silence, and essential self-care support steady lovePractices like flexible attention, remembering enoughness, and “being the calm” you seekShare this episode with someone who could use steadier love this week.Suggested Next Episode:You can also enjoy Diana's related Bonus Meditation: EquanimityRelated ResourcesGet enhanced show notes for this episodeOrder my book, Wise Effort: How to Focus Your Genius Energy on What Matters Most, and receive special bonus gifts.Want to become more psychologically flexible? Take Diana's "Foundations of ACT" course.Diana's EventsReserve your spot in Diana's Costa Rica retreat in 2026!See Diana at an upcoming eventConnecting With DianaSubscribe for free on Apple Podcasts and Spotify.Leave a 5-star review on Apple so people like you can find the show.Sign up for the free Wise Effort Newsletter.Become a Wise Effort member to support the show.Follow Diana on YouTube, Instagram, LinkedIn, Facebook, and Diana's website.Thanks to the team, Craig and Ashley Hiatt, and Benjamin Gould of Bell & Branch for your beautiful music.Mentioned in this episode:Wise Effort Retreat in Costa RicaJoin me for a real transformative experience on retreat at Blue Spirit in Costa Rica. Only a few spaces are left. Reserve your spot today! Diana's Retreat in Costa Rica

How can I invest in the next Monet? Guiding us through the world of art investments is Clear Art Reserve founder Clare Baukham. Why you don't need to be an art expert and how the returns can be surprisingly strong this week on the Fintech Newscast https://www.clear-art-reserve.com Click Subscribe to keep up to date on … Continue reading Ep 277- Clear Art Reserve founder Clare Baukham

Guest Spotlight: Approximately 60% of active-duty officers commission through ROTC programs at more than 1,500 colleges and universities—making campus ministry to cadets and midshipmen a strategic mission field. In this episode of the OCF Crosspoint podcast, we hear from John Hoyman, OCF's Director of ROTC Ministry and a 30-year Army veteran (Active Duty, National Guard, and Army Reserve), about the renewed vision and momentum in ROTC outreach.  John shares his personal connection to OCF, why evangelism and discipleship are central to his vision, what he is witnessing spiritually among cadets and midshipmen, and how OCF members can tangibly invest in the next generation of Christ-following officers. If you are an active duty, Guard, Reserve officer, retiree, or ROTC cadet wondering how faith intersects with military leadership, this conversation offers both encouragement and clear next steps.  Learn more: https://www.ocfusa.org/rotc  Contact: rotc@ocfusa.org    Questions answered and themes covered in this interview include:  1. Why is Christian evangelism and discipleship in ROTC programs essential for future military officers?  John explains that his vision for ROTC Ministry begins with "evangelism and discipleship." His first priority is "how do we bring cadets and midshipmen to Christ and then build that relationship and help them become more Christ-like." Because these students are preparing to lead in the military, their faith decisions now will shape their entire careers.  While he affirms the value of campus ministries such as Cru, Navigators, and Baptist Student Union, he emphasizes that OCF uniquely helps cadets think about "how to apply their coming profession in their spiritual life." ROTC ministry allows them to ask, "How do they become an officer that represents Christ?" It also connects them to a lifelong fellowship that continues beyond graduation and throughout a military career.    2. What is God doing spiritually among ROTC cadets and midshipmen right now?  John describes the current season as "total excitement." He points to the Eastern ROTC Retreat, which has exceeded previous attendance—filling both the Heritage House and the Harrison House with a waitlist still growing weeks before the event. He sees "an outpouring of people that want to grow in their faith… find out who Jesus Christ is… connect with other believers."  Beyond numbers, he highlights student initiative. Cadets are stepping into leadership, asking how to start fellowships, and seeking to serve younger students. He also observes "a renewed interest in spiritual things," with young people asking deeper questions—not just about occupation, but about purpose and truth. John calls it "an exciting time to be in this ministry."    3. How can a Christian military officer disciple and mentor ROTC cadets in a practical way?  John shares a simple framework from former ROTC Director Tom Hemingway: "Find a cadet, pray daily, communicate weekly, and meet monthly." He encourages active-duty officers, retirees, and even those in graduate school near campuses to invest in one-on-one mentoring and discipleship relationships.  He describes what he calls the "OCF diaspora"—officers who retire or relocate and may unknowingly live near a university with an ROTC program. Even visiting a campus Bible study once a month can be impactful. John notes that his own monthly investment at Penn State has been spiritually refreshing, saying it was "really refreshing to see these young people seeking Christ." Those interested can email John (rotc@ocfusa.org) to explore involvement.    4. Why does OCF provide unique Christian fellowship continuity for officers throughout their military careers?  John explains that while cadets should find a local church during school and after commissioning, military life often involves frequent moves and limited continuity. OCF offers a network that "carries with you past your undergraduate years into a vital relationship with other believers throughout your career."  Unlike most campus ministries that naturally conclude after graduation, OCF fellowship continues into active duty and even retirement. John highlights how retired officers can later reinvest in ROTC ministry, creating a generational cycle of mentorship. This continuity helps officers integrate faith with profession over the long term, rather than compartmentalizing their spiritual lives from their leadership responsibilities.    5. How are Christian military ministries collaborating to serve ROTC cadets more effectively?  John emphasizes a spirit of cooperation rather than competition among ministries serving ROTC students. He references collaboration with Valor (Cru's ministry to ROTC students) and leaders such as David Preston and CH(MAJ) Jeff Struecker, USA (Ret.), including work on a film series addressing the moral ramifications of killing from a Christian perspective.  He describes "a cool synergy" between young cadets eager to grow in Christ and seasoned officers who have sought to honor Christ in their careers. From retreats to weekly calls to shared leadership at programs like Rocky Mountain High, John says there is consistent partnership happening behind the scenes. He expresses gratitude for standing "on the shoulders of giants" who have built strong inter-ministry relationships.    Key Takeaway:  John hopes listeners remember that "God is doing a work among college students right now." There is a present opportunity for investing in the spiritual lives of future military leaders. Whether through prayer, mentoring, or partnership, OCF members are invited to join that work while the door is open.    OCF Ministry News:  Enjoy an impactful Conference Center visit: If you're looking for an opportunity to hit the pause button and reconnect with loved ones, consider a summer program at White Sulphur Springs (Manns Choice, Pa.) or Spring Canyon (Buena Vista, Colo.).  Support OCF during your visits to the grocery store: Find out if a store near you is eligible, enroll using OCF's organization number, then shop as normal to contribute effortlessly to OCF's mission and vision at no added cost to you.  Share your life updates: Visit ocfusa.org/deployment to let us know about an ongoing or upcoming deployment. Visit ocfusa.org/update to let us know of a change in rank, duty status, contact information, or something else. 

Send a textVeruska De Vita is a learner free diver, open-water swimmer and author who encourages everyone to have a deeper respect for the sea. Her non-fiction book Deep Blue – why we love the sea, launched in 2025 and is available on amazon.com @veruskadevitaThis episode is one story. The Water's Edge is where stories like this turn into lived experience. Feeling inspired? Find Meaning in the Monotony or subscribe to my Substack for Lessons from the Water Want to watch? Episodes now available on YouTube!Keep the stories coming by supporting the show.Questions, comments, feedback, or if you'd like to be a guest, reach out to me.Stories from the Water is produced by http://254studio.comMusic credit:Epic Inspiration  by Rafael KruxLink: https://filmmusic.io/song/5447-epic-inspiration-License: http://creativecommons.org/licenses/by/4.0/Swimming sounds courtesy of swimmer Todd Lantry. Reserve your space at SwimMastery's Sea of Cortex Camp, April 26-May1, 2026: Sea of Cortez - SwimMastery _2026 — At One - Swimming Support the show

Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, and YouTube

Forgiveness is one of the most charged words in our culture. For many of us, it was coerced out of us as children or held up as something good people do. But what if forgiveness isn't about being good or letting someone off the hook? In this episode, Alexa Kistler and Tara Howley reframe forgiveness as an act of self-care, a way to reopen your heart without abandoning your boundaries. They discuss: Why coerced forgiveness misses the point Forgiveness as a three-step process: emotions, curiosity, and boundaries How boundaries make forgiveness possible The difference between forgiving someone and wanting to be around them What it means to forgive yourself Holding forgiveness as sacred without making it an obligation Send us your questions on Twitter, through our website, or in our Circle community!  Joe on X: @FU_JoeHudson  Brett on X: @airkistler  AOA on X: @artofaccomp Visit Us: www.artofaccomplishment.com  We invite you to experience our work. Reserve your spot at www.view.life/explore Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In Episode 161 of the Award Travel 101 podcast, Angie Sparks welcomes Justin Walter to share details from his recent family trip to Punta Cana. The episode kicks off with a highlight from member Megan, who creatively paid an $11,000 hospital bill using $200 Visa gift cards purchased at office supply stores—earning a stash of Ultimate Rewards points in the process. In news, Angie covers a 15% transfer bonus from American Express Membership Rewards to Avianca LifeMiles, while Justin shares that Emirates Skywards will no longer award miles on Condor-operated flights starting May 1, 2026 (though redemptions remain). Angie also highlights a 40% transfer bonus from Chase Ultimate Rewards to Virgin Atlantic Flying Club, and Justin reminds listeners that dozens of limited-time promos across major loyalty programs are ending soon.On the credit card front, Angie shares that her Barclays Aviator card will convert to a Citi Strata card, prompting her to apply early to secure a sign-up bonus—ultimately receiving an unusually generous credit line offer. She also grabbed a no-lifetime-language Hilton Surpass offer that includes a free night certificate, planning to leverage upcoming pool renovation expenses to meet spending requirements. Justin, meanwhile, is working through Amex Business Gold and Delta Business Reserve bonuses for status, while his Player 2 was denied for a Citi AA Platinum Select and is considering a Hilton card with elevated offers. They also preview a packed year of travel, including Phoenix, Morocco, Ireland, Australia, New Zealand, Puerto Vallarta, Vegas, Rome, and Japan.The main topic centers on Justin's family trip to Punta Cana, where they stayed at Dreams Macao Beach Punta Cana, booked directly through Hyatt for 29,000 points per night plus $60 per child. They flew nonstop on Delta Air Lines, paying a premium for the convenience. Justin notes this wasn't their first full-family trip, as grandparents joined them previously. The episode wraps with a practical tip of the week: don't believe every travel rumor you read online—especially when it comes to loyalty program changes.Episode Links:Amex to Avianca transfer bonusCondor drops Emirates EarningChase to Virgin transfer bonusPromos Ending soonWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

Send a textThis Daily Drop is all movement, no filler.The Army is doubling down on its auction-style warrant officer retention bonus experiment. Market-driven talent management? Maybe. Hunger Games for CW5s? Also maybe. At the same time, lessons from Ukraine are reshaping armored warfare training, drone integration, and electronic warfare acquisition speed.The Navy installs a new Submarine Force Atlantic commander and rehearses an anti-ship strike with a B-2 off California. Targeting ships at sea isn't the same as dropping bombs on dirt—and that joint integration matters.The Air Force mobility enterprise is waving red flags. Aging tankers and airlift fleets aren't getting replaced fast enough, and timelines stretching into the 2030s aren't comforting. Meanwhile, Reserve and Guard leaders are pushing for equal benefits when serving identical missions.Space Force pauses Vulcan rocket launches over an anomaly—national security missions now in holding.And at the policy level, legal tension continues over military speech and disciplinary authority.A lot moving. A lot worth watching.⏱️ Timestamps: 00:00 Intro and sponsor 02:00 Warrant officer retention bonus auction system 04:30 Ukraine armored warfare lessons 06:30 Electronic warfare acquisition overhaul 08:30 New Submarine Force Atlantic commander 10:00 B-2 and Navy anti-ship strike rehearsal 12:30 Mobility fleet modernization concerns 15:00 Equal benefits push for Guard and Reserve 17:30 Space Force Vulcan rocket launch pause 19:00 Legal dispute over military speech limits

Have you ever wondered what the dead really want us to know, or what they wish they'd done differently while they were alive? Are you waiting for the "perfect time" to follow your dreams, find love, or start that new career? Are you ready to hear the desperate message the other side has for you about living while you still can? Michael welcomes back Matt Fraser, America's top medium and New York Times bestselling author, to discuss the profound wisdom found in his new book, Don't Wait Till You're Dead. After more than 10,000 readings, Matt reveals that the departed have one primary message: your life has purpose, and you are the only one putting limits on your potential. Discover why the spirit world is remarkably calm even when we are "freaking out," how your hardest life chapters are actually your greatest teachers, and the shocking truth about who your guardian angel really is. This isn't just about the afterlife; it's a masterclass in reclaiming your "God-given gifts" to create a more meaningful and limitless life right here, right now. Key Topics: The Limitless Life: Why your loved ones in spirit want you to know it is never too late to meet your soulmate, land your dream job, or raise a family. The Wisdom Download: How souls "upload" earthly knowledge and "download" divine teachings to become wiser on the other side. From EMT to Medium: Matt shares his personal "101" journey of overcoming childhood bullying and silencing his gifts before embracing his true mission. The Truth About Regrets: Why souls look back with clarity on their mistakes and how they use that reflection to become spirit guides for the living. Guardian Angels vs. Departed Loved Ones: The surprising distinction between those you knew on Earth and the angelic beings who have never walked the physical plane. Navigating "Red Lights": Why closed doors and "construction zones" in your life are often signs from your angels that you are being redirected for your own protection. The Soulmate Connection: A mind-bending look at why we have multiple life partners but only one true soulmate across all of eternity. Cloud Backups for the Soul: Why the Alzheimer's or dementia of this world cannot touch the vivid, clear memories stored eternally in the soul. This is a call to stop the internal war and start the conversation. As Matt explains, conversation is a two-way street; when you begin talking to your loved ones in spirit, you open the door to a team of people cheering you on from heaven. Join the Inspire Nation Soul Family!

Do you ever feel like there is a real way you feel deep inside and a way you think you "should or shouldn't" feel that drives your actions on the outside?  If you have strong feelings but feel that they are too much or wrong for a Christian woman to have, listen in.  You don't have to suck it up, ignore yourself, or throw yourself under the bus. FREE RESOURCE: If this episode resonated, you might be interested in my free resource.   I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing.  Free Trauma Healing Resource Guide   WORK WITH MICHELLE CROYLE, LPC: If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me.  I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing.  Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there.  Ready for deeper healing?  If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation

It's not the setback that's holding you back — it's the story you keep telling about it. Every level up requires a new version of you. And that new version cannot operate from the same old narrative. In this episode of PivotMe, April dives into the power of internal storytelling — the beliefs, assumptions, and fear-based scripts that quietly dictate your decisions. She explains why fear of failure, criticism, and "playing small" aren't random behaviors… they're rooted in the story you've attached to past experiences. If you want to scale your business, grow your leadership, or become the best version of yourself, you must first understand — and rewrite — the narrative running in the background. This episode walks you through four practical steps to change your story, stack evidence for a stronger belief, and build momentum toward a bigger future. In This Episode You Will Learn: Why clarity around your story is the first step to changing it How your current story shapes your identity and future The importance of listening to your story without judgment Identifying the catalysts that trigger limiting beliefs How to consciously choose and practice a more empowering narrative The power of stacking evidence to reinforce your new story Why accountability accelerates belief change Key Quotes "It is not the thing that matters; it's the story we tell ourselves about the thing that matters the most." – April "We all have our thing; we just have to learn how to work with our thing to leverage it for the most progress and fulfillment in our lives." – April "If you're someone who wants to keep leveling up, you've got to know your stories and know how to rewrite those narratives so they empower you, not disempower you." – April Pivot Point Takeaway You cannot outgrow a story you refuse to examine. Awareness gives you power. Choice gives you momentum. Practice makes it your new identity. ---------------- Ready to take this work beyond the podcast? Join us at Collaborate 2026, our once-a-year, in-person transformational experience in Grass Valley, California. Spend 2.5 powerful days gaining clarity, building momentum, and doing the deep work alongside growth-minded leaders. Early Bird pricing ends March 31st, and seats are limited. Reserve yours at www.theaprilgarcia.com/collaborate.

Wild Turkey drops one of its most anticipated bottles of the year: Russell's Reserve Single Rickhouse Camp Nelson E. Floor 5. 128 proof. $300. We break down the sweet oak, blackberry cobbler vibes, leather, spice, and whether this limited release truly earns its price tag. Is this the one to chase?DISCLAIMER: The whiskey in this review was provided to us at no cost courtesy of the spirit producer. We were not compensated by the spirit producer for this review. This is our honest opinion based on what we tasted. Please drink responsibly. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever looked at a childhood book, a famous logo, or even a map of the world and felt a cold shiver go down your spine because it's wrong? Do you remember the Fruit of the Loom cornucopia, the Monopoly man's monocle, or Darth Vader saying, "Luke, I am your father"? If your memories feel fundamentally impossible compared to the current reality, you aren't going crazy, and you certainly aren't alone. Michael dives into the phenomenon known as the Mandela Effect. While some point to CERN's particle accelerators or "dark forces" as the cause of these glitches, Michael reveals a much more profound truth: the Mandela Effect isn't a mistake, it's proof that reality is far more fluid than we've ever been taught. Discover how these "glitches in the matrix" are actually invitations to stop being a victim of reality and start being the architect of it. This isn't just about misremembered trivia; it's about learning to jump timelines, shift your frequency, and rewrite the code of your future to one of peace, abundance, and light. Key Topics: The Physics of the Mandela Effect: Why the glitches are proof that we exist in a multiverse of infinite, malleable possibilities. The Radio Tuner Metaphor: Understanding how the "veil is thinning" and why frequencies are now bleeding into each other. A Miracle of Healing: Michael shares a personal story of how he used timeline jumping to "unbreak" his foot after a bike accident. The Observer Effect: How quantum physics proves that the very act of looking at your life changes its behavior and mass. 3 Steps to Jump Timelines: Pattern Interrupt: Using a "stop" technique to break the hypnotic grip of fear. Elevate Your State: Using heart coherence and gratitude to become "invisible" to lower timelines. Act As If: Signaling the universe with your actions to anchor into an abundant new reality. Becoming a Lighthouse: How stabilizing your own timeline creates a bubble of coherence that positively affects your family, pets, and community. The Ultimate Declaration: The mantra to reclaim your power. This is your spiritual field manual for a changing world. If you've been feeling shaky or afraid of the chaos, Michael's message will help you stop watching the news and start broadcasting a reality you are actually proud to create. Join the Inspire Nation Soul Family!

Reduce mental clutter so you can feel focused, energized, and at peace again.DOWNLOAD:  https://www.terri.com/time-map/Do you feel overwhelmed and exhausted, but can't figure out why?In this episode, Terri Savelle Foy shares 10 things to schedule if you want your life organized, your stress reduced, and your time and energy back.From bills and groceries to laundry and workouts, Terri explains how highly organized people simplify their lives by making key decisions once to free themselves from constant decision fatigue. Instead of living in reaction mode, you'll discover how scheduling the right things can help you declutter your mind, reduce overwhelm, and create more peace and productivity in your everyday life.This practical and faith-filled message also reveals how honoring God's design for balance and rest can help you save hours every week, think more clearly, and truly enjoy life again.RESERVE your spot at ICING Women's Conference in Dallas: https://www.terri.com/icing/GIVE today: https://www.terri.com/single-donation/?form=FUNFNTXHRWPThank you to our partners—you make this ministry possible!PARTNER with Terri to make a difference: https://www.terri.com/partnership/FOLLOW ME IN FRENCH: https://podcasts.apple.com/us/podcast/terri-savelle-foy-podcast-audio-en-fran%C3%A7ais/id1698308606SAY HELLO!Website → https://www.terri.com/Instagram → https://www.instagram.com/terrisavellefoy/Tik Tok → https://www.tiktok.com/@terrisavellefoyPinterest → https://www.pinterest.com/terrisavellefoy/ Support the show

Nos fuimos en vivo desde la Cervecera Frutos del Edén para el primer Abrazo Patroncito del 2026, y el ambiente estuvo