Podcasts about Reserve

Check out our new episode on Circle Of Debate as in episode 256 Best Resolution as we discuss...The Best Deals (AEW/HBO MAX, WWE/ESPN)Booking Resolution (WWE/NXT/TNA/AEW/ROH)Who's The Future Male & Female Mount Rushmore?And more!!!Make sure you subscribe to our channel and enjoy the show!!!

Neil Quigley marched off into the sunset at 5.49pm on Friday. Late enough for the news to miss the TV 6pm bulletin. It's an old PR trick. Leaving the shock value to dissipate over the weekend before the start of play on Monday. It was evidence to me that successive governments and the Reserve Bank have failed to respect each other or realise that even though they are independent their actions combine and affect all of New Zealand In the Covid years the Reserve bank reacted and made money essentially free. But the Labour government wanted to be seen to be doing something, so they started overspending and throwing borrowed money away. The result was a superheated economy that crashed spectacularly and spectacularly quickly So, then the Reserve Bank made money expensive again to attack the overheating. But the new Government, this time National, again wanted to be seen to be doing something so they cancelled government expenditure throwing us into a deeper economic funk than anyone had expected. In both scenarios the governments didn't seem to realise what was happening at the Reserve Bank. And the Reserve Bank was too proud to take into account the stupidity of governments. Government's need to heed the advice that they give Council's. Stick to the knitting. Their job is to do the basics. Fund Health, Education and the Police. And build us stuff to help us do business like roads and rail and ferries. Not to worry about the price of butter or the number of supermarkets. And keep the borrowing as low as is reasonable Meanwhile let the Reserve Bank worry about inflation and the big financial stuff. That's how successful governments respected the independence of the Reserve Bank and how the last two amateur governments did not. The saga also shows how political Treasury is. Their advice wavers in the wind of whoever is in power and is not to be trusted. See omnystudio.com/listener for privacy information.

Federal Reserve Governor Lisa Cook Hit With Second Criminal Referral For Mortgage Fraud Days After Being Fired By President Trump

"Insurance companies are the wealthiest businesses, wealthier than banks and even countries. It seems very scammy." This listener question captures what most people think about insurance - and why they're wrong about life insurance.Hans and Brian examine contract law to explain why life insurance operates under completely different legal protections than the car and home insurance that's given the industry its bad reputation. From centuries of case law to the incontestability clause, this episode reveals the legal guidelines protecting policyholders.When courts consistently rule against insurance companies and companies are required to maintain 100% reserves plus reinsurance, it's not a coincidence that no whole life insurance beneficiary has ever gone unpaid. The math, the law, and the business model all align to protect you in ways most people never understand.The Contract That Can't Be Negotiated (And Why That's Good for You)Life insurance contracts are "contracts of adhesion" - you can't negotiate terms, it's take it or leave it. Since the insurance company writes the entire contract and you have no bargaining power, courts heavily favor policyholders in every dispute. Centuries of case law have built an almost impenetrable wall of consumer protection.Warranties vs. Representations: The Historical Shift in Your FavorIn the 1700s, maritime insurance contracts used "warranties" - black and white statements that could void your policy for any breach. If you warranted your ship would sail with convoy protection and it sailed alone, coverage was nullified regardless of circumstances. Modern life insurance has evolved to use "representations" instead, requiring proof of intentional misrepresentation, materiality to the contract, and knowledge of falsity. The burden of proof is entirely on the insurance company.The Two-Year Window: Your Contestability ProtectionInsurance companies have exactly two years to challenge a policy for misrepresentation. After that window closes, even suicide is covered. This isn't arbitrary - it reflects the legal reality that life changes too much after two years to fairly challenge original statements. The contestability clause protects both parties: it gives companies time for due diligence while preventing indefinite claim challenges.Why "100% Reserves" Isn't Like BankingUnlike fractional reserve banking where your deposits aren't fully backed, life insurance operates on full reserves for current liabilities. Your policy's cash value must be available immediately - no exceptions. Future death benefits are covered through reinsurance and state guarantee funds, creating multiple layers of protection that banking simply doesn't have.➡️ Chapters: 00:00 - Military waste and efficiency (the stark contrast to insurance) 07:00 - Listener question: Why trust insurance companies? 13:00 - Property insurance vs. life insurance: Different games entirely 17:00 - Contract law foundations: Why courts favor policyholders19:00 - Warranties vs. representations: The historical evolution 26:00 - The incontestability clause: Your two-year protection window 35:00 - Unilateral contracts: Only one party has obligations 38:00 - Contract of adhesion: Why you can't negotiate (and don't want to)46:00 - Reserve requirements: 100% backing vs. fractional banking 52:00 - Reinsurance and state guarantee funds: Multiple safety nets 55:00 - Actuarial math: Why conservative assumptions create dividends 58:00 - Points of failure: Safety assets vs. speculationGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar!Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE

In this episode, Brett Kistler and Joe Hudson dive into the epidemic of loneliness and its impact on our lives. They explore the roots of loneliness, how it differs from solitude, and why shame and self-perception often amplify the experience. They explore how to transform loneliness into deeper self-connection and meaningful relationships with others.Join them as they discuss:How loneliness, solitude, and isolation differThe connection between loneliness and shameChildhood roots of loneliness and insecure attachment stylesThe role of society, mobility, and social media in shaping loneliness todayPractical ways to reconnect with yourself and with othersHow VIEW is an antidote to lonelinessExperiments and practical guidance for addressing lonelinessResources:Shame podcast: https://www.artofaccomplishment.com/podcast/the-anatomy-of-shame-emotion-series-8-2The Connection Course: https://www.artofaccomplishment.com/course/the-connection-courseExperiments: https://www.artofaccomplishment.com/experimentsRelevant research:US CDC: Addressing LonelinessSurgeon General: Our Epidemic of Loneliness and IsolationHow people think about being alone shapes their experience of lonelinessMental health and loneliness: the relationship across life stagesLoneliness, community, and naturePsychology Today: Why Am I So Lonely?The Link Between Childhood Trauma and Feeling LonelySend us your questions on Twitter, through our website, or in our Circle community! Joe on X: @FU_JoeHudsonBrett on X: @airkistler AOA on X: @artofaccomp Visit Us: www.artofaccomplishment.comWe invite you to experience our work. Reserve your spot at www.view.life/explore

Join me as I sit down with today's guest, Chris Koerner, a serial entrepreneur who has founded 75+ businesses and built a career discovering under-the-radar "sleeper" businesses that print cash. Chris shares jaw-dropping stories, from his unique venture into pet cremation to partnering with the infamous John McAfee. We dive deep into three underrated, yet highly profitable side hustles you can start today. Plus, Chris reveals shocking personal anecdotes about his journey, the challenges he's faced, and how he's managed to stay resilient. Don't miss out on his invaluable advice and real-world examples that could help you kickstart your entrepreneurship journey! Financial freedom isn't luck — it's learned. Join my 3-day live virtual event this September 19-21. Reserve your spot and join the owner revolution → http://contrarianthinking.biz/3Hon5uW MORE FROM BIGDEAL:

Carrying a firearm comes with responsibility, but are you truly protected if the worst happens? In this episode, Simon breaks down the critical differences between firearm insurance and legal defense memberships, comparing leading providers head-to-head. He shares why he chose Right to Bear, a faith-based organization, and highlights the key protections every gun owner and every church safety team should consider. With personal stories from his time in law enforcement, Simon makes a compelling case for preparing before you ever need to use force. What You Will Learn: Why legal defense memberships (not insurance) are essential for responsible firearm carriers. The unique benefits Right to Bear offers, including 24/7 attorney hotlines, unlimited defense coverage, family protection, and psychological support. Real-world lessons from Simon's career in law enforcement that reveal the emotional, legal, and financial stakes of using force. Join us for the 10th Annual Securing Your Place of Worship Conference, happening Tuesday, September 9, 2025, from 9:00 AM to 5:30 PM (CST). Don't miss the opportunity to equip yourself and your team with the tools needed to protect your church. Reserve your spot now!

Another tragic shooting has struck my hometown of Minneapolis. On the first week of school at Annunciation Catholic School (K–8), an armed gunman opened fire during morning Mass, killing two children ages 8 and 10 and injuring 17 others. I'll share what we know and, more importantly, what steps we should all be taking. What You Will Learn: Why patterns from past mass shootings (like Columbine and Virginia Tech) still shape the tactics of attackers today. How faith organizations and schools can recognize vulnerabilities and strengthen their security posture. The critical importance of finding “middle ground” between different perspectives on firearms — with the shared goal of protecting children and communities. Join us for the 10th Annual Securing Your Place of Worship Conference, happening Tuesday, September 9, 2025, from 9:00 AM to 5:30 PM (CST). Don't miss the opportunity to equip yourself and your team with the tools needed to protect your church. Reserve your spot now!

On this episode of The Data Minute, Peter sits down with Drew Glover, founder and managing partner at Fiat Ventures and Fiat Growth, for a wide-ranging conversation on what's next in fintech and what founders actually want from their investors.They dive into how fintech is moving from DTC chaos into quietly powerful B2B infrastructure, why capital is no longer a moat, and how AI may turn traditionally “unsexy” industries into VC-ready moonshots. Drew shares how Fiat combines strategic capital and operational firepower, why most products change after seed funding, and what VCs should be underwriting instead.This one is founder-forward, fund-sharp, and full of insight into where fintech, and early-stage VC, is going next.Subscribe to Carta's weekly Data Minute newsletter: https://carta.com/subscribe/data-newsletter-sign-up/Explore interactive startup and VC data, with Carta's Data Desk: https://carta.com/data-desk/Chapters:01:35 – Why fintech's rollercoaster is (maybe) headed back up03:20 – From growth at all costs to sustainable strategy04:45 – The emotional weight of money06:30 – Fintech is everywhere08:15 – The founder–capital–consumer triangle is shifting09:10 – How Fiat “underwrites” with data from 300+ growth clients10:50 – What Fiat looks for in a founder12:00 – Obsession > expertise13:40 – Drew's fintech investing thesis in the AI era15:15 – Can AI unlock investability in “unsexy” sectors like HVAC and services?16:40 – Are we about to lose a whole tier of founders to lifestyle design?18:15 – Runway > headcount: why startup raises aren't shrinking19:00 – Capital is not the moat20:14 – Strategic capital wins deals: how Fiat preempts rounds21:10 – What “capital plus” means in early-stage VC today22:42 – Where does all that early-stage funding actually go?23:45 – Why founders need to become founders-as-influencers26:20 – Thought leadership advice for the technical or hesitant founder27:10 – People buy from you, not the brand28:45 – AI-native companies = raise big, move first, win fast29:50 – User loyalty, moats, and the AI ecosystem play31:05 – Fintech exits today? Chime isn't a blueprint—it's a relic32:30 – New fintech liquidity paths: acquisitions and stablecoins34:12 – Infra is cool again: why debt markets are getting VC attention36:18 – Public vs. private comps: who really feels the correction37:45 – Do early-stage fintech founders understand capital markets?38:26 – Laddering out: going beyond beachhead personas39:23 – Why Drew hates TAM slides (but still expects them)40:35 – Vision over product: why thesis alignment matters more41:12 – Fiat Ventures and Fiat Growth: how the relationship works42:42 – How Fund I turned client signals into conviction44:15 – Focus is the moat, even when it's tempting to chase hype45:17 – Advice to younger Drew: do we need more VCs?46:25 – Being a founder–GP is harder than it looks47:12 – Why LPs push focus48:10 – How Fiat thinks about fund size vs. fund stage49:15 – Why GPs shouldn't optimize for management fees50:07 – Reserve strategy, conviction, and when to bet once50:52 – Final take: VC is the best seat in businessThis presentation contains general information only and eShares, Inc. dba Carta, Inc. (“Carta”) is not, by means of this publication, rendering accounting, business, financial, investment, legal, tax, or other professional advice or services, and is for informational purposes only.  This presentation is not a substitute for such professional advice or services nor should it be used as a basis for any decision or action that may affect your business or interests. © 2025 eShares, Inc., dba Carta, Inc.

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Dr. Stephen: Courage and tenacityIn today's world, access to affordable, effective healthcare remains a persistent challenge. Dr. Stephen Steinberg, Co-founder and Chief Medical Officer of EndoSound, is tackling this problem head-on with an innovative approach to endoscopic ultrasound (EUS) technology. By dramatically lowering costs, EndoSound is helping more hospitals and surgical centers provide this life-saving diagnostic and therapeutic modality to millions of patients.Endoscopic ultrasound has been a medical mainstay for over 25 years, offering real-time imaging and diagnostic capabilities for conditions like pancreatic cancer. However, the prohibitive cost of traditional EUS systems—up to half a million dollars—has kept the technology out of reach for many facilities. Stephen and his team at EndoSound have developed a system that reduces these costs by 90%, making it accessible to smaller hospitals, surgical centers, and even under-resourced regions globally.“What became apparent was that my backlog of cases and waiting times were getting longer and longer,” Stephen explained, citing the lack of local access to EUS technology. “We adapt the scopes that [medical centers] already have with ultrasound technology, providing a much more cost-effective, much more accessible opportunity.”EndoSound's innovation doesn't just lower costs. By enabling earlier diagnoses of conditions like pancreatic cancer, which currently has a five-year survival rate of just 12%, the technology has the potential to save thousands of lives. Stephen described the transformative impact: “Our technology has the ability to impact that curve…to make it so that patients' tumors are caught earlier.”Beyond patient care, the technology offers financial benefits to facilities. Surgical centers that adopt EndoSound's system can generate revenue from procedures while improving patient outcomes. With millions of diagnostic procedures performed annually, the market opportunity for EndoSound's affordable solution is substantial.For those interested in supporting this groundbreaking work, EndoSound is currently raising capital through a regulated investment crowdfunding campaign on WeFunder. This presents a chance for investors to back a company that is not only disrupting the healthcare industry but also saving lives.Stephen's vision is clear: to democratize access to critical diagnostic tools and improve outcomes for patients worldwide. His work exemplifies the spirit of innovation and purpose that drives meaningful progress in healthcare.tl;dr:Dr. Stephen Steinberg discusses EndoSound's affordable endoscopic ultrasound technology that improves healthcare access and outcomes.By reducing costs by 90%, EndoSound enables earlier diagnoses, especially for conditions like pancreatic cancer.Stephen highlights the global potential of EndoSound to bring life-saving care to under-resourced regions.His superpower, courage and tenacity, stems from personal experiences navigating his children's life-threatening illnesses.EndoSound is raising capital via crowdfunding, empowering investors to support its transformative healthcare mission.How to Develop Courage and Tenacity As a SuperpowerStephen's superpower is a combination of courage and tenacity. He explains that courage isn't about choosing to be heroic but rather about responding to terrifying circumstances. Recalling his experience as a young parent facing life-threatening heart defects in his children, Stephen shared, “You discover courage not because you choose to but because circumstances require you to push through.” From these challenges, he also developed tenacity—the determination to persist even when exhausted or overwhelmed. These qualities have shaped his approach to both medicine and entrepreneurship.One story that demonstrates Stephen's superpower is his family's journey with his two children, both born with life-threatening heart defects. Despite the overwhelming fear and challenges, he and his wife relied on their courage and tenacity to support their children through cutting-edge medical care. Both children are now thriving adults, with families of their own. Stephen's personal experiences instilled in him a deep commitment to improving access to life-saving technologies like EndoSound.Stephen's advice for developing courage and tenacity includes:Define Your Mission: Identify a purpose that inspires you to push through obstacles.Stay Focused on the Goal: Visualize your desired outcome to maintain determination.Draw Strength from Others: Lean on your support network during difficult times.Take It Step by Step: Break overwhelming challenges into smaller, manageable tasks.By following Stephen's example and advice, you can make courage and tenacity a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileDr. Stephen Steinberg (he/him):Co-founder and Chief Medical Officer, EndoSound, IncAbout EndoSound: EndoSound® has developed a breakthrough approach to delivering high-quality gastrointestinal diagnostics—without the prohibitive cost that has kept this technology out of reach for most patients. The EndoSound Vision System™ (EVS™) merges video-guided endoscopy and ultrasound into a single, real-time diagnostic view, enabling more accurate, minimally invasive exams that can be performed in outpatient and ambulatory settings.Its portable, compact design makes it equally at home in hospitals, Ambulatory Surgery Centers (ASCs), and rural or resource-limited care environments—dramatically expanding where advanced GI imaging can be performed. The EVS is FDA cleared and retrofits to the standard endoscopes already in use worldwide, eliminating the need for proprietary scopes. This integration creates an exceptionally affordable path for providers to offer cutting-edge diagnostics where they're needed most, including in under-resourced healthcare systems across the globe.Website: endosound.comX/Twitter Handle: @EndoSoundEVSOther URL: wefunder.com/endosoundBiographical Information: Dr. Steinberg is the co-inventor of a medical device with the potential to change the trajectory of GI care globally. A graduate of Cornell University and Johns Hopkins Medical School, Dr. Steinberg has devoted a 40-year career to advancing diagnostic and therapeutic gastrointestinal endoscopy.Among these procedures, endoscopic ultrasound (EUS) stands out as one of the most transformative—offering unparalleled insight into pancreatic, biliary, and submucosal disease. As co-inventor of the patented technologies behind EndoSound, he has married deep clinical expertise with engineering innovation to dismantle the access barriers that have kept EUS confined to a select few institutions. His vision extends far beyond U.S. borders—toward making this life-saving diagnostic accessible in regions where the absence of early detection leads to preventable deaths.Linkedin: linkedin.com/company/endosoundSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, Rancho Affordable Housing (Proactive), and Flower Turbines. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture |  Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Ralf Mandt, Next Pitch | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on September 16, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, September 17, 2025, at 12:00 PM Eastern. Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on "What's the Difference Between Gambling and Investing? Diversification." When it comes to money, too many people confuse speculation with true investing. In this session, Devin will explore what separates gambling from responsible investment practices—and why diversification is one of the most important tools for reducing risk and improving outcomes. Drawing on real-world examples and practical strategies, he'll help you understand how to evaluate opportunities, spread risk wisely, and think long-term about your portfolio. Whether you're new to investing, considering your first community round, or looking to refine your approach as a seasoned investor, this SuperCrowdHour will give you actionable insights to strengthen your decision-making. Don't miss this chance to sharpen your perspective and invest with greater confidence.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.NEIGHBR Live Webinar, in partnership with FundingHope, will share NEIGHBR's story with a wider audience — September 3 at 11 AM EST. Reserve your spot today!Earthstock Festival & Summit (Oct 2–5, 2025, Santa Monica & Venice, CA) unites music, arts, ecology, health, and green innovation for four days of learning, networking, and celebration. Register now at EarthstockFestival.com.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington DC, October 21-22, 2025.Impact Accelerator Summit is a live in-person event taking place in Austin, Texas, from October 23–25, 2025. This exclusive gathering brings together 100 heart-centered, conscious entrepreneurs generating $1M+ in revenue with 20–30 family offices and venture funds actively seeking to invest in world-changing businesses. Referred by Michael Dash, participants can expect an inspiring, high-impact experience focused on capital connection, growth, and global impact.If you would like to submit an event for us to share with the 9,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

It was one year ago when Dr. Sabrina Starling took the TEDx stage to share her bold message: From Burnout to Balance: Redefining Success in Work and Life. What happened next? What does it really take to lead for freedom day in and day out? In this powerful episode of Profit by Design, Dr. Sabrina reflects on the hard-earned lessons, big wins, and leadership shifts she's made since her TEDx talk aired. If you are ready to stop being the bottleneck in your business and build a team that runs things without you, this episode is your invitation to think differently about how you lead. Join us!Profit by Design is a Tap the Potential Production.Show Highlights:Dr. Sabrina's TEDx talk experience while dealing with intense grief over the sudden loss of her husband, NedHer TEDx talk is a thought-provoking conversation starter for work teams, spouses, and families.Freedom and a regret-proof life are THE greatest gifts.Dr. Sabrina's advice about simply being with another person and creating emotional safetyFeedback from people who heard Dr. Sabrina's TEDx talkBalancing freedom and responsibility while intentionally living a YES lifeBeing a better listener is our best legacy.Showing up on your work team as someone who is fully presentWant to go deeper and learn how to build a self-managing team of A-players? Leadership Bootcamp is where you'll transform your leadership and create a business that gives you back your time, energy, and peace. Resources:Join our upcoming Leadership Bootcamp to build a self-managing team of people who own their roles. Reserve your seat today! We begin on September 25! Join us!For more information about The Coach Approach or to join us in the next round, click the link! Don't wait! Download your Strategic Planning Guide and 2025 Tap the Potential Strategic Planner today!Want to know the best attracting and recruiting strategies for small businesses? We can help! Learn more about our How to Hire the Best course.Retain, grow, and deeply engage your A-players with the Dream Manager Program! The best way to create buy-in from your team members for your vision is to identify how your vision supports them in achieving their dreams. Enroll today!Become an employer of choice to attract the A-players you want on your team! We are now enrolling for the How to Hire the Best course. Sign up today!Sign up for the free A-Player Development Plan/Mini-Course. Track your A-players' development and retain your A-players!Ready to take your life back from your business? Want more time for what matters most and more money in your bank account than ever? Book a call with us today! Get your copy of A

If your job search feels like sending résumés into a black hole, this episode is your wake-up call. I'm breaking down the real reasons you're not getting interviews — and the proven shifts my clients use to land offers faster, without applying to hundreds of jobs online. Inside, you'll discover: ✅ How to uncover hidden job opportunities most candidates miss ✅ The #1 mistake that's hurting your chances before the interview ✅ My Networking Overhaul strategy that turns connections into offers ✅ Why sending more applications can actually slow your job search ✅ The 5-Minute Follow-Up method that keeps you top of mind for months Plus, I'm inviting you to join me live next week for The Smarter Way to Land a Job You Truly Love — my free training where I'll walk you through the exact strategy to stand out and get hired.

The country's largest high-country station and reserve is up for lease. Rural reporter Sally Wenley spoke to Ingrid Hipkiss.

Die neu gegründete KW Sportsagency mischt die Sportszene auf: Förderung, Vertragsverhandlungen, Markenaufbau, Sponsoren – hier geht's um mehr als nur Leistung. Zeit also, zwei absolute Nachwuchstalente kennenzulernen: Calvin aus dem Reitsport und Sören, ein echtes Handball-Juwel. Wer könnte die beiden besser aus der Reserve locken als Alex Walkenhorst – schonungslos direkt, mit einem feinen Gespür für die entscheidenden Fragen.

In this deeply supportive session, Christine coaches Erin, who has struggled with self-worth, self-trust, and confidence throughout her life. Recently assessed as neurodivergent, Erin has experienced both relief and grief—relief in finally having clarity, but grief in recognizing how much self-criticism and self-betrayal she carried for years. Christine guides Erin through understanding how childhood modeling, people-pleasing, and bypassing emotions have impacted her confidence. Together, they explore how building self-worth comes not from external validation, but from radical self-acceptance, emotional release, and advocating for one's needs in daily life. If you've ever felt “different,” struggled to trust yourself, or wondered how to move beyond self-criticism into true confidence, this conversation will resonate deeply. Consider / Ask Yourself: Did you grow up feeling “different” or like you didn't fit the mold? Do you often bypass your feelings, telling yourself “it's not a big deal”? Have you learned to be a chameleon, shape-shifting to fit others' needs? Are you quick to explain or excuse others' behavior instead of honoring your own hurt? Key Insights and A-HAs: True confidence comes from radical self-acceptance. Self-betrayal often shows up in small ways—ignoring needs, withholding truth, or people-pleasing. Relief can be a doorway into compassion and deeper healing. Suppressed emotions drain energy; released emotions unlock creativity and confidence. The inner child feels safer—and more confident—when we advocate for ourselves in everyday moments. How to Deepen the Work: Notice moments of self-betrayal in daily life and practice small acts of self-advocacy. Allow yourself to feel emotions fully, without judgment or rushing to fix them. Begin somatic practices that connect you to your body (dance, yoga, movement). Read Expectation Hangover by Christine Hassler, especially the section on emotional release. Redefine confidence as accepting all parts of yourself, not performing perfection. Upcoming Event: Christine's Women's Retreat is happening October 17–19, 2025. This transformational experience reconnects you to your body, emotions, and intuition, creating profound breakthroughs in confidence and clarity. Note: This retreat only happens every other year—the next will not be until 2027. Reserve your spot now at christinehassler.com/retreat.   Social Media + Resources: Christine Hassler — Take a Coaching Assessment Christine Hassler Podcasts Including Coaches Corner Christine on Facebook Expectation Hangover by Christine Hassler @ChristineHassler on Twitter @ChristineHassler on Instagram @SacredUnionCouples on Instagram Email: jill@christinehassler.com — For information on any of my services! Get on the waitlist to be coached on the show! Get on the list to be notified about the upcoming certification program for coaches

Owning precious metals offshore is one of the cornerstones of any fully formed Plan-B. With governments constantly inflating currencies and manipulating markets, owning history's most reliable form of currency is a no-brainer. But keeping metals buried in your backyard or even in a local bank vault carries enormous risks. This is where the necessity of offshore vaults comes into play.  In today's episode, I am joined by Jeremey Varlow, who oversees Business Development & SWP Capital for Strategic Wealth Preservation (SWP) in the Cayman Islands. Jeremy shares the story of how he found himself moving to the Cayman Islands from Vancouver, what life is like in Cayman for residents and investors alike, and what makes Cayman such an ideal offshore jurisdiction.  IN TODAY'S EPISODE Tune in as Jeremy shares the unique set of circumstances that led him from Canada to the Cayman Islands Listen in to hear about Jeremy's pathway to achieving Permanent Residency in Cayman, and what the eventual path to citizenship looks like Learn what makes Cayman the premier offshore jurisdiction in the Caribbean Find out how you can use offshore gold holdings for your financing by taking loans backed by your own gold. Amazing! OFFSHORE GOLD AND SILVER If you're in the process of crafting your Plan-B, you need to get serious about offshore precious metals storage. Head to expatmoney.com/gold to learn more about how you can work directly with our trusted partners in the Caribbean. STAY IN TOUCH! Stay informed about the latest news affecting the expat world and receive a steady stream of my thoughts and opinions on geopolitics by subscribing to our newsletter. You will receive the EMS Pulse newsletter and the weekly Expat Sunday Times; sign up now and receive my FREE special report, “Plan B Residencies and Instant Citizenships.” THE EXPAT MONEY ONLINE SUMMIT 2025: THE FUTURE IS LATIN AMERICA Join the Expat Money Online Summit 2025 for three high-impact days focused on why Latin America is becoming the ultimate destination for expats, investors, and freedom-seekers in 2025 and beyond. You'll gain exclusive insights from dozens of seasoned offshore experts as they reveal the best strategies to legally slash your tax bill, build real wealth overseas, and unlock second residencies and passports—all centred around Latin America's rising power on the global stage. Reserve your free ticket today. RELATED EPISODES

You've arrived at the final push for the Make August Count Challenge! No matter how far you've gotten on your list, let's make this final week your real complete week! Today I break down the three must-do things to finish strong and celebrate your wins.New to the Challenge? Check out the first three episode in this 4-part series:#189: Make August Count: Clear Your To-Do List Before Fall#190: How to Keep the Momentum Going to Make August Count#191: Don't Quit! 5 Ways to Push Through the Make August Count ChallengeLast week to grab the August Coaching Discount! Get a 60-minute coaching session with me for only $100 (reg. $175). Reserve your session today.

We've all heard it: “Invest in yourself if you want to grow your business.” But here's the hard truth - sometimes what we call “investing” is really just shopping with a business excuse. In this episode of Fox Talks Business, I'm breaking down: ✅ The 4 hidden costs of bad investments that no one talks about ✅ How to tell if something is an actual investment or just a shiny distraction ✅ The mindset shift that can save you thousands and rebuild your confidence If you've ever bought the course, joined the mastermind, or signed up for the “magic bullet” program only to feel stuck and frustrated, this one's for you.   And—if you're ready to finally stop wasting money on “shelf-help” and learn how to make smart money moves in your business, join me on September 16th for my free Revenue Reset Workshop.

In this episode of the Stockman Grassfarmer Podcast, we travel to Kauai, Hawaii, to meet Sharleen Andrade Balmores, a sixth-generation rancher carrying forward her family's 138-year cattle ranching legacy. Although she once imagined her brothers or cousins would take over, Sharleen found her true calling in ranching — building The Rancher's Daughter's Reserve, creating Minnie's Mercantile, and running the island's oldest USDA-inspected slaughterhouse. Sharleen opens up about: Why she chose to return to her roots and raise gourmet, grassfed beef in Hawaii The unique challenges of ranching on Kauai, from high land values to invasive grasses How rotational grazing and smart pasture management keep her herd thriving The importance of learning from multigenerational ranchers and trusting your instincts Why community support and giving back fuel her passion for the work Her journey is a powerful reminder that ranching is about more than cattle — it's about family, heritage, and feeding a community with integrity.

Show notes:  Episode Overview Join host Moni as she breaks down everything you need to know about the More Than a Mil Spouse Summit and why military spouses need to attend this transformative business event. Moni shares that this summit was divinely timed, moving from May to October after retirement and major life changes. The partnership with Business Beyond the Battlefield and Patrick's team made this Arlington, Texas location possible, creating an even better opportunity for military spouse entrepreneurs to connect and grow. Who Should Attend • All military spouses with business interests: Consultants, strategists, and coaches Freelancers, visionaries, and founders Those with business ideas (new or seasoned) Nonprofit leaders Service-based or product-based businesses • Open to all branches and status: Active duty spouses Reserve and National Guard spouses Retired military spouses ("veteran military spouses") All military branches Event Details Dates & Schedule • October 8-10, 2025 - Arlington, Texas area • Day 1 (Oct 8): Vendor reception and check-in day • Day 2 (Oct 9): Full day of activities Networking sessions Workshops and panels Mini activations throughout the day Podcast recording station Evening social at Texas Live NFL watch party OR movie night • Day 3 (Oct 10): Half day (ends at 12-1pm) Morning networking Workshop sessions and panels Closing lunch What Makes This Summit Different Core Focus Areas • Financials - Building sustainable business finances • Health & Mental Wellness - Maintaining balance while growing a business • Business Foundations - Essential building blocks for success The Summit Promise • No infomercials - Focus on pouring into attendees, not selling to them • Actionable content - Implement strategies immediately, not someday • Real connections - Meet other military spouse business owners who understand your journey • Curated resources - Specifically designed for military spouse entrepreneurs, not generic veteran resources What's Included with Your $49 Ticket • All sessions, panels, and workshops • 7 meals and snacks • Workbook for following along with sessions • Event swag • Networking sessions and activities • Access to all activations and experiences Featured Speaker Mike Kelly - Military Community and Collective Impact Champion 10+ years mentoring military spouse entrepreneurs Keynote speaker sharing wealth of knowledge about building successful businesses Investment Perspective Why This Investment Matters • Build your ecosystem - Connect with like-minded military spouses • Create ROI - Unlike everyday purchases, this investment grows your business • Tax write-off - Business conference attendance is tax-deductible • Future partnerships - Meet potential clients, partners, and collaborators Cost-Saving Tips • Find a roommate - Split hotel costs with other attendees • Plan ahead - Book flights and hotels early for better rates • Remember the value - Compare to what you spend on coffee, Target runs, etc. Scholarship Opportunities • Application deadline: September 1 • Purpose: Help cover travel costs for spouses who need financial assistance • Note: Created specifically to address travel cost concerns Ways to Support Virtual Partnership Options - Submit here.  • Benefits for sponsors: 30-second podcast plug (10,000+ monthly listeners) Feature in Military Spouse Entrepreneur Guide (75,000 printed copies globally) Recognition as event supporter Sponsorship Opportunities • Financial sponsorships • In-kind donations • Individual spouse sponsorships Key Takeaways Investment in Yourself • As military spouses, we constantly pour into others - commands, schools, volunteer work • It's essential to invest time and resources in your own growth • This summit is designed specifically for YOUR success, not as an afterthought The Power of Community • Connect with spouses who understand your unique journey • Build relationships that last beyond the event • Create partnerships that advance your business goals Contact Information • Website: www.amseagency.com (Summit tab at top) • Email: hello@amseagency.com • Scholarship Application: Available on website (closes Sept 1) https://airtable.com/appBAUV0gtkjdTsBH/shrC62fn7jNBzvw0w Action Steps Register for your $49 ticket at www.amseagency.com Apply for scholarship if needed (before Sept 1) Connect with other attendees for roommate matching Block your calendar for October 8-10 Prepare to invest in yourself and your business future We love how our listeners support the mission of AMSE and the Owning Up podcast. As we continue to grow, advocate, and support military spouse entrepreneurs, we wanted to offer that same chance to you, our listeners. For only $5 - you can increase our reach within our community - locally, nationally, and globally. Visit Glow.fm/owningup to become an Owning Up supporter today!  We'd love to have you join our fantastic community! Join the ASSOC. OF MILITARY SPOUSE ENTREPRENEUR COMMUNITY: https://www.amsemembers.com/ Learn more about AMSE at www.amseagency.com Follow Monika Jefferson on Instagram, LinkedIn, Facebook  Follow us on Twitter, Instagram, LinkedIn, and Facebook "Once a spouse, always a spouse" - Supporting military spouse entrepreneurs in every season of their journey.

It appears that God has exposed some wrongdoing at the Federal Reserve. Today, we bring facts to you that prove the Chairman of the Reserve has made an enormous mistake. He has continually refused to lower U.S. interest rates, despite normal economic activities indicating that things are significantly better under President Trump; there should have been at least a one percent reduction. He NOW understands!We break open our story, published today at TruthNewsNet.org, which reveals the realities of crime and its dangerous consequences happening today in Chicago. It's a part of the show you don't want to miss!Uh Oh! It looks like Bill and Hillary have been exposed in a multimillion-dollar scam, for which an FBI whistleblower has given details that implicate the Clinton Foundation for massive financial wrongdoing. The only question now is whether the statute of limitations has timed out or if they can still be prosecuted for it.

Lou on democrats in San Diego County robbing the reserve funds for illegals.

SimpCast with Ashton Blaise, Anna That Star Wars Girl and Carmen Studer! We discuss Disney desperatley trying to win back a male audience, wedding do's and don'ts and more! UPCOMING DATES! 9/3-9/7 - Content Hotel at The Villa Roma Resort https://www.eventbrite.com/d/united-states/chrissie-mayr/?bbox=-75.4562193,41.467187300000006,-74.65621929999999,42.0671873 Reserve your room at The Villa Roma here: https://villaroma.com/ 9/18 - Mic Drop, Plano, TX https://www.micdropcomedyplano.com/shows/319755 10/18 - Krackpots Comedy Club, Massillon OH - 7:30pm & 9:30pm https://www.krackpotscomedy.com/events/110856 10/23 - Mic Drop, San Diego, CA  https://www.micdropcomedysandiego.com/shows/316086 11/1  - Mic Drop, Phoenix, AZ  https://www.micdropcomedychandler.com/shows/319757

Trump Fires Biden-Appointed Federal Reserve Governor Lisa Cook After She Was Exposed For Mortgage Fraud

Today, I'm joined by Eliza Kingsford, a clinical psychologist and expert in the psychology of weight loss, who brings a refreshingly honest—and much needed—perspective to the conversation around GLP-1 peptides, weight regulation, and nervous system health. Eliza shares how her two decades of experience revealed a missing piece in lasting weight loss: understanding and addressing the role of our nervous system beneath the surface of every behavior, craving, and “failed” attempt.   SPECIAL OFFER FOR YOU! If today's conversation got you thinking about how your nervous system and metabolism are deeply connected… and why you can't out-diet or out-willpower a dysregulated body, I want to personally invite you to the upcoming Master Your Weight Loss Workshop. In three live sessions, you'll learn how to regulate your nervous system, repair your metabolism, and finally lose weight in a way that feels natural, sustainable, and stress-free. This is about freedom, not willpower. We start Sept 9 it's completely free, and spots go quickly. Reserve yours, click here to reserve your spot.   What we discuss: Guest Eliza Kingsford's focus: the nervous system ... 00:04:17 Why behavior change alone isn't enough for weight loss ... 00:07:05 Nervous system's role in eating and weight regulation ... 00:08:19 Chicken or egg: hormones, gut, and nervous system ... 00:18:40 Plugging the “leaky bucket”: coping vs. dieting ... 00:24:27 Rewiring food habits and neural pathways ... 00:27:07 Limitations of intuitive eating for most people ... 00:39:00 GLP-1 medications: success, failures, and hidden challenges ... 00:48:06 Emotional impacts, hedonic tone, and food noise ... 00:51:44 Why integration and nervous system work matters ... 00:54:15 Common mistakes and simple regulation tools ... 01:07:38   Our Amazing Sponsors: NAD+ by Qualia - Increase your NAD+ levels by up to 67%, using three of the most powerful precursors known to science: niacin, niacinamide, and NIAGEN. Go to qualialife.com/NATHALIE  and use promo code NATHALIE to get 15% off—and try it risk-free with their 100-day money-back guarantee. Ultimate GI Repair by LVLUP - Whether you're struggling with digestive discomfort or want to strengthen your gut health, Ultimate GI Repair provides the comprehensive support your body needs to restore balance. The ingredients are unmatched! Visit https://lvluphealth.com/ and use code NAT at checkout for 20 % off. NEW Timeline Gummies: Urolithin A supports muscle strength and cellular energy. It's about improving how your body functions at the source. Mitopure is the only clinically proven Urolithin A, giving you six times more than you'd get from a glass of pomegranate juice. Visit Timeline.com/nat20 and use code nat20 for 20% off your purchase.   More from Nat:  YouTube Channel Join My Membership Community Sign up for My Newsletter  Instagram  Facebook Group

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Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Dr. Daniel: If I believe in something, I'll do it.Clean energy often feels like the domain of massive corporations and sprawling rural installations. But Flower Turbines, led by CEO and Founder Dr. Daniel Farb, is bringing wind power innovation to urban spaces, making it more accessible and efficient than ever before.At the heart of this transformation is what Daniel calls the “cluster effect” or “bouquet effect.” This patented technology allows small wind turbines to enhance each other's performance when placed together. “Each turbine that you add to a group makes the whole group perform better,” Daniel explained during today's episode. “If you have two turbines, they perform 50 percent better than if you had two separate ones… Four turbines, it's double the amount of power.”This unique capability doesn't just improve efficiency—it makes wind energy viable in more places, from urban rooftops to residential neighborhoods that typically couldn't accommodate traditional large-scale turbines. Daniel's tulip-shaped designs are compact, quiet, and visually appealing, making them a perfect fit for densely populated areas.Flower Turbines is also scaling beyond technology development into project financing. The company recently launched a regulated investment crowdfunding campaign via Honeycomb Credit, raising $250,000 in a single week. The campaign aims to fund larger installations of these turbine clusters, offering investors the opportunity to earn dividends from specific green energy projects. “This is the first time that it's available for wind,” Daniel said, emphasizing the importance of democratizing access to clean energy investment.The urgency of this work is clear. Federal subsidies for renewable energy are set to expire soon, making cost-effective technologies like Flower Turbines' cluster effect essential for the industry's future. “What we're doing is reducing the cost of electricity at the point of use,” Daniel noted, highlighting the practical benefits of deploying turbines where energy is consumed.This innovative approach not only helps Flower Turbines expand its impact but also provides everyday people with a meaningful way to support and profit from the transition to clean energy.If you're interested in learning more about Flower Turbines or investing in this groundbreaking opportunity, visit s4g.biz/flower to explore the details.tl;dr:Flower Turbines' cluster effect technology boosts efficiency, making small wind turbines viable in urban spaces.The company has raised over $17 million and is scaling projects with a crowdfunding campaign.Daniel highlighted the importance of developing technology that works without relying on subsidies.Regulated crowdfunding allows investors to earn dividends from specific green energy projects.Daniel's superpower, persistence, helped him overcome early financial challenges to build Flower Turbines.How to Develop Persistence As a SuperpowerWhen asked about his superpower, Daniel described persistence as his defining quality. “If I believe in something, I'll do it,” he said, reflecting on his commitment to Flower Turbines. He also highlighted the importance of resilience during tough times, sharing that persistence often requires faith. Whether facing financial uncertainty or the challenges of scaling a new technology, Daniel's steadfast belief in his mission has been the cornerstone of his success.Illustrative Story:In the early days of Flower Turbines, Daniel often faced financial uncertainty while growing the company. He recalled authorizing purchases for inventory, not knowing if there would be enough money the following week. Despite these nerve-wracking moments, he relied on faith and persistence to move forward. His ability to endure those challenges enabled him to raise funds, develop over 30 patents, and establish Flower Turbines as a leader in small-scale wind energy.Tips for Developing the Superpower:Cultivate self-discipline through activities that challenge you physically or mentally, such as sports or academics.Set clear goals to maintain focus during challenges.Develop resilience by embracing tough times as opportunities for growth.Practice faith in your vision, even when the path forward is unclear.Learn to balance persistence with flexibility to adapt to changing circumstances.By following Daniel's example and advice, you can make persistence a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileDr. Daniel Farb (he/him):CEO and Founder, Flower TurbinesAbout Flower Turbines: Flower Turbines is an innovative small wind turbine company with the ambition to become a major global force in renewable energy. With over 30 patents, the company has solved the technology and design problems holding small wind back from being as large an industry as solar. One of its biggest innovations is the cluster effect, whereby the turbines, when placed close to each other correctly, make the whole group perform better. For example, 4 turbines together produce as much energy as 8 separate ones.Website: flowerturbines.comX/Twitter Handle: @flowerturbinesCompany Facebook Page: facebook.com/flowerturbinesOther URL: invest.honeycombcredit.com/campaigns/Flower-Turbines-Project-Series-1-LLCBiographical Information: Dr. Daniel Farb is the CEO of Flower Turbines, a fast-growing wind energy company pioneering small-scale turbines designed to be both efficient and aesthetically appealing. An ophthalmologist turned renewable energy entrepreneur, Daniel has a unique interdisciplinary background spanning medicine, science, technology, communications, and business. He has founded and led multiple companies, including Leviathan Energy, which develops innovations in wind, hydro, wave, and tidal energy, and Iocure, a biotech startup advancing novel inhaled antibiotic treatments for respiratory infections. With over 80 patents to his name, he is widely recognized as a prolific inventor and innovator whose work has earned international awards, including recognition from the U.S. Department of Energy as an Impel Innovator of the Year and Pepperdine University's ranking of Flower Turbines among the “Most Fundable Companies” in America.A graduate of Yale University and Boston University School of Medicine, with executive training from UCLA, Daniel's career reflects a rare blend of scientific rigor and entrepreneurial drive. He has authored hundreds of books and e-learning programs in healthcare and management, while simultaneously building technologies that make renewable energy more accessible worldwide. From showcasing Flower Turbines' Wind Tulip at the Bloomfield Science Museum in Jerusalem as one of Israel's top inventions, to leading biotech trials for COVID-related therapies, Daniel continues to pursue his lifelong mission: leveraging science and innovation to build a cleaner, healthier, and more sustainable world.Linkedin: linkedin.com/company/flower-turbines-llcInstagram Handle: @flowerturbines_usSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, and Rancho Affordable Housing (Proactive). Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture |  Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Ralf Mandt, Next Pitch | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on September 16, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.NEIGHBR Live Webinar, in partnership with FundingHope, will share NEIGHBR's story with a wider audience — September 3 at 11 AM EST. Reserve your spot today!Earthstock Festival & Summit (Oct 2–5, 2025, Santa Monica & Venice, CA) unites music, arts, ecology, health, and green innovation for four days of learning, networking, and celebration. Register now at EarthstockFestival.com.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington DC, October 21-22, 2025.Impact Accelerator Summit is a live in-person event taking place in Austin, Texas, from October 23–25, 2025. This exclusive gathering brings together 100 heart-centered, conscious entrepreneurs generating $1M+ in revenue with 20–30 family offices and venture funds actively seeking to invest in world-changing businesses. Referred by Michael Dash, participants can expect an inspiring, high-impact experience focused on capital connection, growth, and global impact.If you would like to submit an event for us to share with the 9,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Nathan Blecharczyk, co-founder of Airbnb, built his first software business as a teenager, earning nearly a million dollars before shutting it down to attend Harvard. Years later, Nathan and his roommates turned an air mattress idea into Airbnb, facing investor rejection, financial hardship, and moments when quitting seemed inevitable. From creating satirical cereal boxes to joining Y Combinator after a near-failed interview, Nathan's story is one of perseverance and resilience. He shares how Airbnb overcame early struggles, scaled globally, and survived COVID-19 to go public successfully. Nathan Blecharczyk is the co-founder and Chief Strategy Officer of Airbnb, where he helped grow the platform from a spare air mattress idea to a $75 billion global travel company. According to Forbes, he is one of the richest people in the world, with a net worth of $9 billion. In this episode, Ilana and Nathan will discuss: (00:00) Introduction (01:36) Building a Software Business as a Teen (05:28) Harvard, First Job, and the Decision to Move West (11:58) The Birth of AirBed & Breakfast (15:07) Landing Their  First Guests and Gaining Early Validation (18:03) Investor Rejection and the Obama O's Cereal Stunt (30:45) Applying to Y Combinator and Getting In (36:29) Finding Evangelists and Meeting Hosts in New York (42:34) From $200 a Week to $4,200: Airbnb's First Growth Curve (44:59) Global Expansion, Competitors, and Building Teams Abroad (52:22) The 2020 Crisis: COVID, Collapse, and Reinvention (59:21) The Future of Travel  Nathan Blecharczyk is the co-founder and Chief Strategy Officer of Airbnb, where he helped grow the platform from a spare air mattress idea to a $75 billion global travel company. A Harvard graduate and self-taught programmer, Nathan has been instrumental in Airbnb's international expansion and strategy, navigating challenges from investor rejection to the COVID-19 crisis. According to Forbes, he is one of the richest people in the world, with a net worth of $9 billion. Connect with Nathan: Nathan's LinkedIn: ⁠https://www.linkedin.com/in/blecharczyk⁠ Airbnb's Website: ⁠https://www.airbnb.com⁠ Resources Mentioned: Y Combinator: ⁠https://www.ycombinator.com⁠ Only the Paranoid Survive by Andy Grove: ⁠https://www.amazon.com/Only-Paranoid-Survive-Exploit-Challenge/dp/0385483821⁠ Leap Academy: Ready to make the LEAP in your career? There is a NEW WAY for professionals to fast-track their careers and leap to bigger opportunities. Reserve your 24-HOUR PASS today at ⁠https://webinar.leapacademy.com/24hr-pass1

Everybody is talking about peptides these days.  I've even had patients inquire about them, and whether they will help with some of the common pains we face in society—weight gain, hormonal shifts, sports injury, memory loss, reduced cognitive function, and aging.   This episode of 15FAB on the FFAB podcast will serve as a basic primer about peptides and how they can be used.   Keywords:   Peptides Functional Signaling Metabolism Healthspan Longevity Rebuild About The Host:   Dr. Shirley Madhere is a NYC-based plastic surgeon and Founder of Holistic Plastic Surgery.  This philosophy is based on a whole-body, mind, and spirit approach to beauty and incorporates wellness, integrative nutrition, functional aesthetics, and complementary medicine.   Dr. Madhere's approach to optimal outcomes in plastic surgery is through a lens of wellness, and is grounded in science and backed by ivy league medical study, research, and extensive surgical training.  View her menu of services at ElementsandGraces.com.  Consultations are available in-office, virtually, and online via Click-lift.com.   Coming soon: Dr. Madhere offers beauty on call services through Jet Set Beauty Rx, a mobile medical aesthetics unit delivering beauty in the privacy of your own home.  Reserve at JetSetBeautyRx.com.   About This Podcast:   As a creative outlet and means to broaden the perspective on the “spectrum of beauty,”  Dr. Madhere created Forever F.A.B., a podcast dedicated to Fashion, the Art of living well (i.e., wellness), and all things Beauty.  Visit ForeverFABpodcast.com for past and new episodes: https://www.foreverfabpodcast.com/ .    If you enjoy listening to the Forever F.A.B. podcast, get more audio and visuals with a membership through Patreon.  Choose the Gold, Platinum, or Diamond tier for premium added content, special co-hosts, lifestyle videos, branded merchandise, and private access to Dr. Shirley's Clubhouse by visiting patreon.com/ForeverFAB.   Catch the latest episode of the Forever F.A.B. podcast on Apple podcasts, Spotify, YouTube, iheartradio, Podbean, Amazon podcasts, and wherever you listen to your favorite podcasts.  For past episodes featuring guest star interviews, beauty product reviews and innovations in plastic surgery, visit ForeverFABpodcast.com.   Links:   https://www.webmd.com/a-to-z-guides/what-are-peptides   https://eudemonia.net/peptides/    https://www.nature.com/articles/s41392-022-00904-4    https://pmc.ncbi.nlm.nih.gov/articles/PMC11762834/#biomolecules-15-00088-t001   Call to Action:   Did you learn something today?  Did this episode make you feel something today?  Share positively on social what resonated with you most using one word and tag the FFAB Podcast.   If you liked this episode of the Fifteen Minutes of FAB on the Forever FAB podcast, please share it and subscribe to the feed. Listen to past episodes or check out who's coming up next on foreverfabpodcast.com

Are you constantly saying “yes” when you really want to say “no”?In this episode, Chelsea and Mike get honest about people-pleasing, the “eldest daughter” martyr mindset, and how overstuffed calendars and invisible expectations quietly drain your marriage and family life.Together, they share how learning to set boundaries, stop overscheduling, and get clear on your values (instead of everyone else's rules) can completely change the tone of your home. You'll hear real stories about:Why saying no feels impossible (and why it matters for your marriage)How filling every blank space on your calendar sabotages connectionWhat happens when you stop living by other people's rules and start living by your family valuesSimple practices that help couples create more rest, joy, and clarityIf you've ever felt stretched thin, stuck in “good mom” or “good spouse” mode, or unsure how to align as a family, this episode will give you a refreshing and practical perspective.✨ Want to go deeper? Join Chelsea and Mike's Rewrite the Rules Workshop — a live, donation-based virtual event designed to help you uncover your core family values and use them as your compass for time, energy, and money decisions. Reserve your spot in the next workshop here: Postpartum Together EventsLearn more about Postpartum Together Coaching

Check out our new episode on Circle Of Debate as in episode 255 The Turnover as we discuss...AEW x NJPW Forbidden RecapNXT Heatwave Recap WWE Clash at Paris PreviewWrestling News AEW/WWE/TNA/NXTAnd More!!!! Make sure you subscribe to our channel and enjoy the show!!!==================================Find us wherever you find Circle Of Debatehttps://linktr.ee/CircleOfDebate==================================The Wrestling Delorean Podcasthttps://linktr.ee/wrestlingdeloreanpo..==================================Get your TRWT Merch at the Link belowhttps://trwtmerch.threadless.com/==================================For all sports news, & entertainment news, pro wrestling & more go to https://gamebreakersports.com/==================================GETCHO PODCAST https://linktr.ee/getchopodcast==================================Every picture tells a story so let me help tell your Story:Call us & Reserve your Date323-599-9002Email us jesscova1 @gmail.com Follow us on our social media platforms  / jessecovaphotography  https://www.facebook.com/profile.php?...  / jesse.cova.photog  ==================================#wwesummerslam #aewdynamite #tnawrestling #wwenxt #wwesmackdown #wweraw #wrestlingnewsnow #sportsentertainment #wrestlingpodcast #wrestling #wrestlingtalk #wrestlingcommunity #wrestlingnewsofficial #wrestlingnation #wrestlingnetwork #wrestlingnews #wrestlingnewsofficial #wrestlingnewsandrumors #prowrestlingtalk #prowrestlingcommunity #professionalwrestling #prowrestlingpodcast #prowrestlingmatters #chicagoprowrestlingpodcast #newyorkprowrestlingpodcast #losangelesprowrestlingpodcast #circleofdebate #aew #wwe #wwenxt #nxt #aewcollision #aewnews #wwenews #nxtnews #nxtnewsupdate #tnawrestlingnews #tonykhan #tripleh #wwenetflix #aewforbiddendoor #aewallout #wwesummerslam #summerslam2025 #cmpunk #gunther #johncena #codyrhode #stephanievaquer #rhearipley #iyosky #naomi #giulia #jordynnegrace #blakemonroe #bronbreakker #bronsonreed #sethrollins #romanreigns #ajstyles #thejudgmentday #dominkmysterio #roxanneperez #raquelgonzalez #randyorton #jellyroll #loganpaul #jonmoxley #hangmanpage #mjf #timelesstonistorm #athena #swervestrickland #kennyomega #kazuchikaokada #konosuketakeshita #cmpunk #johncena #codyrhodeswwe #darbyallin #stephanievaquer #wwe #karrionkross #aewxnjpw #aewforbiddendoor #nxtheatwave #clashinparis

This week we're bringing you something extra special!

In this episode, Ruth Ellis takes the stand in her own defense during her murder trial at the Old Bailey. What unfolds is one of the most disastrous testimonies in British legal history.Ruth answers questions with little emotion, even while recounting her tumultuous relationship with David Blakely, his violence, her miscarriage, and her decision to end their affair. Her matter-of-fact answers shock the jury, and her own attorney is stunned when she calmly admits, “I had an idea I wanted to kill him.”

How much life insurance do military servicemembers need? What about military spouses? Is SGLI enough? In this episode, Spencer Reese and Jamie sit down with Jerry Quinn, a 40-year Army veteran and executive at Armed Forces Mutual (formerly AAFMAA - American Armed Forces Mutual Aid Association), to discuss everything military families need to know about life insurance. Topics Covered: SGLI (Servicemembers' Group Life Insurance) Understanding the $500,000 term policy for service members Spouse coverage rider ($100,000) Coverage for Guard and Reserve members What happens to SGLI after military separation Life Insurance Planning Strategies The DIME-L method for calculating coverage needs: Debt Income replacement Mortgage Education Legacy "10x income" rule of thumb Stacking multiple insurance policies for comprehensive coverage Term vs. whole life insurance considerations Armed Forces Mutual Services No war clause or aviation clause coverage Survivor Assistance Services (SAS) program Death claim processing (often under 30 days) Special 501(c)(23) nonprofit status Transition Planning When to apply for life insurance before leaving military service Health considerations and timing Converting from SGLI to civilian coverage Resources Mentioned: Armed Forces Mutual Website: AAFMAA.com Military Survivor Planning Checklist (available with free subscription) Life Insurance Calculators (on AAFMAA website) Career Accession Program (CAP) Loan: $5,000 at 2.5% fixed rate for 60 months Additional Resources: Daniel Kopp, CFP: Wise Stewardship Financial Planning Specialist in military widow/widower financial planning Military to Financial Planner Podcast Military Aid Societies: Army Emergency Relief Society Air Force Aid Society Navy-Marine Corps Relief Society Coast Guard Mutual Assistance Key Takeaways: SGLI is an excellent deal at ~$30/month for $500,000 coverage Many military families need supplemental life insurance beyond SGLI Apply for additional coverage 6-12 months before military separation Update beneficiary designations regularly Armed Forces Mutual provides specialized support for Gold Star families About the Guest: Jerry Quinn served 40 years in the U.S. Army (7 years active duty, 33 years National Guard), retiring as a Field Artillery Officer in June 2025. He now serves as an executive at Armed Forces Mutual, a 146-year-old organization exclusively serving military and veteran families with specialized life insurance products and survivor assistance services. Contact Information: Armed Forces Mutual Website: AAFMAA.com Social Media: LinkedIn, Instagram (@armedforcesmutual) Subscribe for free resources and calculators Hosts: Spencer Jamie For those needing immediate assistance with military survivor benefits and life insurance claims, Armed Forces Mutual's Survivor Assistance Services team provides comprehensive support including VA claims coordination, DFAS benefit reconciliation, and burial assistance guidance. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.  

Financial freedom isn't luck — it's learned. Join my 3-day live virtual event this September 19-21. Reserve your spot and join the owner revolution → http://contrarianthinking.biz/3Hon5uW Join Codie Sanchez on her 39th birthday as she reveals the 39 indispensable lessons she wishes she knew earlier in life. From the importance of choosing your hard paths and asking the right questions, to prioritizing relationships and building urgency—these insights cover all realms of life including health, wealth, relationships, and personal growth. Discover why it's crucial to work hard before working smart, the power of being disliked, and how faith can fuel your dreams. Don't miss her reflection on the significance of acting now, embracing courage over comfort, and the vital importance of reputation. 00:00 Introduction 00:07 Choosing Your Hardships 00:20 The Power of Questions 00:36 Amateurs vs. Pros 00:48 Chasing Purpose, Not Billions 01:01 Weaponized Distraction 01:26 Financial and Fitness Wisdom 01:41 Surround Yourself with Good People 02:04 Prioritizing Relationships 02:20 Private Reps Lead to Greatness 02:29 Advice from the Right People 02:52 Inconvenience Yourself for Others 03:34 The Muscle of Urgency 03:52 Understanding Leverage 04:18 Building and Criticizing 04:45 Inputs Become Outputs 04:51 The Cost of Inaction 05:08 Simplicity Over Complexity 05:21 Momentum and Success 05:39 Keeping Promises 06:01 Stand Out and Fight 06:05 Faith Over Worry 06:25 Nobody Cares, So Do What You Want 06:57 Play the Long Game 07:22 Wake Up Early 07:29 Work Hard to Work Smart 07:59 Reputation Matters 08:19 Ask Questions, Get Dirty 08:31 Overcoming Self-Doubt 08:42 Go Big or Go Home 09:05 Comfort is the Enemy MORE FROM BIGDEAL

In this special presentation, Lt. Gen. Tony Bauernfeind '91, USAFA's 22nd superintendent, shares an inside look into cadet development and answers graduate questions. Hosted by Lt. Col. (Ret.) Naviere Walkewicz '99, this episode dives into the Academy's mission and how it is preparing our nation's future warfighters.   FULL TRANSCRIPT SPEAKERS Guest:  Lt. Gen. Tony Bauernfeind '91  |  Host:  Lt. Col. (Ret.)Navire Walkewicz '99   Naviere Walkewicz This special edition of the Air Force Gradcast is a production of the Long Blue Line Podcast Network, presented by the U.S. Air Force Academy Association & Foundation. I'm your host, Lt. Col. (Ret.) Naviere Walkewicz, Class of '99. We're honored to feature the superintendent of the United States Air Force Academy, Lt. Gen. Tony Bauernfeind, Class of '91. In this presentation, Gen. Bauernfeind will share important updates on current initiatives and developments at our Air Force Academy. Following his remarks, he and I will sit down for a conversation, during which he'll respond to questions submitted by graduates in our alumni community. So now, without further ado, Gen. Bauernfeind. Thank you for being here, sir.   Gen. Bauernfeind Well, Naviere, thank you so much for allowing us to come and share our story of our wonderful Air Force Academy. And thank you as well to the Association of Graduates and the Foundation for all of the incredible support that we receive to develop our future leaders into the warrior leaders that we need on Day 1 in our Air Force and Space Force.   Naviere Walkewicz Yes, sir, we are grateful you're here, and we can't wait to hear what you're able to share with us today, sir, so we can jump ahead if you're ready.   Gen. Bauernfeind Wonderful. So I would like to share with you an updated mission brief of where we are going at the United States Air Force Academy. And during this time, I'd like to share not only our leadership team that's taking on the transformation that has been mandated, but also to update our alumni on our mission, our vision, our priorities and our mission sets, as well as talk about how we are creating warfighters, leaders of character and quality, and critical thinkers, and provide an update of how we are transforming this amazing institution to develop those warrior leaders that we need to keep our adversaries at bay. So as always, I'd like to start all briefings with a little video that highlights what our cadets are doing and our incredible public affairs team and video team put together the following video that shows what our cadets have been doing over the last six months... ...So you can see that our cadets have been absolutely busy over the last few months, and I can attest that this summer is they brought the problems up even more and are bringing even more energy to their training, their education, their development. But let me first talk about the amazing team at the senior leadership levels at the United States Air Force Academy, because we cannot do what we're doing without this incredible team. So first, we're welcoming reader Gen. Nicholas Evans as our new vice superintendent, coming out as the 18th Wing commander at Kadena Air Base, bringing a wonderful operational experience to bear, as well as academic bona fides to be our vice superintendent. Our command chief remains Command Chief John Alsvig and our commandant remains to be Brig. Gen. Marks and Col. Steve Hasstedt is our acting dean as we work to bring a new dean into bear. Ms. Gail Colvin is our stalwart chief of staff, with her wisdom from the Class of '80 that keeps us moving forward. Ms. Jen Block is our executive athletic director. Mr. Nate Pine is our director of athletics, and our brand new wing commander, the 10th Air Base Wing, Col. Ahave Brown. And we all know that nothing happens at USAFA without the 10th Air Base wing providing the foundational support. But also Col. Taylor from the 306 Flying Training Wing, and Col. Silva is our space detachment commander, and it's important that we have all those leaders that are helping us transform USAFA. And to that transformation, we talk about our updated mission statement that was approved last fall. And that updated mission statement is that “USAFA's mission is to forge leaders of character motivated to a lifetime of service and developed to lead our Air Force and Space Force as we fight and win our nation's wars.” And for the alumni, as we went through this mission statement development, we realized that there are many activities we take on at the United States Air Force Academy. There's education, there's training, there's motivation, inspiration, development. And we realized that we are taking the most amazing women and men from all four corners of this United States, and we're bringing them here as raw materials, and we are taking them through high-stress military, academic and athletic programs to forge them into something stronger than what they were when they showed up. And those are the leaders of character. We also wanted to make sure that we highlighted that it's about delivering a lifetime of service to our nation. It doesn't mean that every graduate needs to do 34-plus years in active duty like I'm currently doing, but continue to give back, whether that's in active duty, the Guard the Reserve, to your community in the defense industry, as an elected official or as a key supporter in our alumni networks — keep serving our nation. And then finally, an acknowledgement that we, alongside our teammates at West Point and Annapolis, have a very special mandate that we are developing those warrior leaders that will fight and win our nation's wars. While we hope that we will achieve peace through strength and deter our adversaries, we must always be ready when the nation calls and we will go forward and deliver victory for our nation. So it's important in our mission, but a mission will only take us so far. And the next step is acknowledging that we must have a vision. What is our North Star? And our North Star is we will remain and continue to be the nation's premier service academy. That we're bringing in rigorous, adversary-focused military training, military training that achieves a standard, that achieves a requirement, and not just training for training sake. But also maintain our level as a nationally recognized academic program with highly competitive athletics, and acknowledging that for us to deliver on those four, we must continue to sustain a world-class installation. But more importantly, continue to bring in professional and dedicated permanent party into our faculty. Our coaches, our headquarters, our installation support requires our outstanding permanent party. And so our vision moves us forward. And from our mission and our vision, we have established three key priorities, and those priorities will guide our decision making. But let me take your attention to the bottom first. The bottom is our foundational aspect, that we build all of our aspects upon our service core values of our Air Force and our Space Force of integrity first, service before self, excellence in all we do, courage, character, connection and commitment. And those we build upon further foundationally to acknowledge that we are in the military and all aspects of military operations activities require a strict adherence to standard. What is the task that we are executing? What are the conditions on which we will execute those tasks? And what standards do we expect, especially in high end warfare, where our standards are so tight. We also acknowledge that what is special about us is our Honor Code. It is foundational to our character, and we'll talk more about that as we build upon this. But realizing that the Class of '59 that established our Honor Code. It has been foundational to the development of our leaders of character and quality as a board, and then adding into the fact that leaders who built lethal warfighting teams — they do it from a position of respect and teamwork, that they take their team and they support them, they hold them accountable, but they push them to rise above what they could think they could personally achieve. And how do we build those future leaders that are going to take teammates from all four corners of this United States and make sure every single teammate is seen, heard and valued and can give everything possible to the mission at hand? And that leads us to our priorities. That our priorities are we are here to forge warfighters to win, to inspire leaders of character and quality, and finally, to motivate critical thinkers to adapt, because all three are important. And that takes us to our mission sets, because those three priorities span across everything we do in a cadet's journey at the United States Air Force Academy. And the first is acknowledging the military training aspect. That military training goes beyond just learning how to put a uniform on, just how to march correctly, but also understanding how to operate inside of Air Force and Space Force norms and take on those military training activities that our Air Force and Space Force are taking on right now with Ready Airmen Training and the ability to execute agile combat deployment. And that's activities like being able to shoot, move, communicate, medicate and automate, but also acknowledging that we also must have that world-class academic program that challenges our future leaders not what to think, but how to think, and to do that from a warfighting-focused curriculum that is very STEM focused, but also leans in hard to how we can leverage the incredible intellect that these cadets are bringing in today and unleash them on some of the hardest Air Force and Space Force problems through our research programs as we lean into it. And then finally, as we talk about our competitive athletics, that athletics is a key aspect of the cadet's journey, whether it be through our 30 incredible intercollegiate sports teams, our intramural programs, our physical education programs, or finally our physical fitness tests that demonstrate the warrior ethos that is being expected of a military service academy, and it's important that we look across those. But let me talk about a little further of our priorities from those three lenses. The first is the aspect of warfighters win, of how we're bringing in training such as shoot, move, communicate, medicate and automate. And I've heard some teammates are going, “Why are we doing this ground focused training?” And at the end of the day, it's not ground focused training, it's joint force training. This is where our Air Force is going. That we still need to be able to succeed in the air, space, cyber domains, but we must also deliver excellence in these domains. With shoot, I requested that all of our cadets now become qualified in their long gun, the M4, and their sidearm, the M18, every single year. So now they'll have the confidence of their weapons when they have to go forward into harm's way. The same with move and communicate. Can they understand the aspects of mission command, especially in future fights where we may not have the best connectivity with our highest headquarters? Will they understand commander's intent and still be able to generate the combat power we need to keep our adversaries on their heels? Finally, to medicate. Over the last few decades, we have benefited from the golden hour, where we had such dominance that when we had a teammate isolated or injured, we would have medical care a rescue capability to them inside the hour. Future battlefields will likely not give us that luxury. So we must teach our future leaders those advanced medical capabilities to take care of their injured teammates while they're continuing to generate combat power. And finally, as we have seen from the Iranian wars and the Ukrainian wars, automation is here and part of modern warfare. And so how are we going to bring automation capabilities to our future leaders so they can develop the new TTPs that we are working through. And again, thank you to the Association of Graduates and Foundation, because you all provided the seed funding for our first automation efforts this summer. So thank you so much. And let me dig in a little further on why warfighters win. And from our president and our secretary of defense, it has been very clear that they want us to establish peace through strength, that we must develop our ways in three areas: to restore the warrior ethos, to rebuild our military and to reestablish deterrence. And we have gotten that guidance very clear from our leadership, and we will prepare our future leaders in that mind. And we have added that over the last year by bringing in year round warfighting training. So not only during the summer periods, but also through the academic year, are we asking our future warrior leaders to take on the military mission, the academic mission and the athletic mission as we move forward. And as discussed, it is directly aligned to our Air Force with Ready Airman Training and our agile combat employment. And over the last year, we took our baby steps. We're not where we need to be, but I can tell you I'm proud of how far we've come, because we moved forward with energy and violence through the fall and spring culminating exercises. I'm proud of how far we've come, but now for this year, we're gonna enter into the walk phase, because we have more to go. And with that in mind, there's been conversations of recognition and promotion, and that is tied not only to our leadership development, but also to our warfighting training. And it's an acknowledgement that for every year you at the Air Force Academy, we are purposely developing you and increasing your capabilities. And so we are going to provide the expectations for your year, whether you're four-degree, three-degree, two-degree or first-degree — a firstie — and you must meet those training standards, and if you do not meet the training standards, then we are not going to recognize you for your past work, but if you meet our standards, then we are going to recognize you for the good work and promote you to the next grade. But the ultimate promotion being a Second Lieutenant in our Air Force and Space Force as it goes forward. Over the last year, there are teeth of this. We did have 153 cadets that were not recognized due to not meeting the standards, but we are now providing them the options over the summer and this fall to now meet the standards as we move forward. Also this year, focusing on warfighting, is acknowledging that we must arm the cadets to be the instructors. Last year, we did it very quickly. Now we're going to take advantage of our incredible cadets, just like our cadets do exceptional things — teaching each other how to fly, teaching other each other how to jump during our freefall program — but now we are working through the cadet warfighter instructor course, a beta course, where we will teach cadets to be those instructors inside of our squadrons in the academic year, to take on how to teach, how to shoot, to move, to communicate, automate and medicate. And we are one more week left in our inaugural cadet warfighter instructor course. I know we will learn much from this beta iteration, but I'm excited to see what we learned from this as we go into the academic year and unleash these cadets and train ourselves. We're also very appreciative from the Foundation for the establishment of the Institute for Future Conflict. And the Institute for Future Conflict has been around for a couple of years and has already forced us to focus and think differently. And I would offer to you the reason behind that is because they are focused on our adversaries. So I like to call them our adversary focused disruptors. They are going to bring ideas to bear that force us to change the way we develop our cadets for the future, because they're looking at what our adversaries are doing. And as such, we made the decision to elevate them into Headquarters USAFA, so they can have a wider impact, not only within the dean of faculty, but also within the Cadet Wing and the Athletic Department, so we can ensure that we are bringing those disruptive thoughts and putting them into in place so we prepare our leaders for a very uncertain world, to include bringing realism into the training that our cadets are taking on. We're also acknowledging academically, there's more that we have to do with our intellect. And over the last year, we have added three additional warfighting minors, one on quantum, one on aerospace materials, and we're in the final stages of establishing a warfighting minor on future conflict. Hopefully that we will be able to start providing that to our cadets over the next year, as we went into that so very excited to the growth in our academic options. And then finally, athletically, we're updating our PT standards, and we're adding additional PE courses for our future leaders. Our future leaders — we will increase water survival, especially when we look to the future and the regions where we expect to potentially have conflict, increased water survival is important — as well as increased combatives, and we're still in the final stages of planning of how we can bring a team focused final warfighting capstone physical education course that brings all of that physical education together for a team-focused event for our firsties, but still in the planning stages of that. And as discussed, updating our PT standards to align with our Air Force and our Space Force, with an acknowledgement that simply what we were doing is adding minimums to each of the caveats to ensure that you must pass each individual event while also meeting a score-based event as we move forward. Again, aligning with our Air Force and Space Force. Now, as we transform, it's not just about warfighters to win. It's also about leaders of character and quality. As I like to say, it's developing leaders who do the right thing the right way, even if it's unpopular, because we must have leaders that are willing to stand up and do the right thing for the formation. And we focused on that. We have focused on reinforcing standards and accountability. While initially it was permanent party coming in fairly strong to establish the standards and accountability, what we quickly saw from our amazing future generation was cadets going, “We've got this. We will establish it. We will uphold our standards. We will uphold our accountability.” And to me, that's very important to see that our next generation is taking ownership of that key leadership aspect, to even include honor. As many know, we had a pretty significant honor violation last year. The bad news is that occurred. The good news is it was the cadets themselves who came forward and said, “This happened, and this is our way forward.” As in all situations, though, anytime you point a finger at somebody, three fingers pointing back at yourself, we realized that institutionally, we had probably lowered the standards too far. We didn't expect enough, and we had parsed the Honor Code. And we made the decision to return to our roots and say, “No, the Honor Code is holistic. It will not be parsed.” But we do acknowledge that these amazing men and women that come from all four corners are coming to us in different stages of their character development, and so the sanctions that come from an honor violation for somebody with us for a few weeks or a couple months may be far different than the sanctions of somebody that are weeks or months out from commissioning and graduation. So ensuring that we have a tiered sanction system to deal with our honor violations. I'm very proud of the ownership that our cadets took with our honor system, and we are reinforcing their efforts as we move forward. We've also pivoted strongly to a four-class system. My observation was is through time at the Air Force Academy, we've ebbed and flowed from a four-class leadership development system to a fourth-class leadership development system. I would offer that we had gone to the point where the majority of training and focus was on the four-degrees, when we are blessed to have these our future leaders for 47 months, and we should be developing them the entire 47 months. And so we have developed the fourth-class leadership system, where for their four-degree year, we will focus them on being good teammates and followers. For the three-degree year, we will focus on them being good frontline engaged supervisors, two-degrees as team leaders and firsties as unit leaders, representing those roles in our Air Force from cadet squadron commander to DO, to executive officer, to A1 through A6 staff positions and flight commander and taking on those responsibilities. And again, just like we talked about work by training, there's assessment mechanisms for each of these that they must meet leadership assessments that will go into whether or not they are recognized and promoted to the next grade, as it moves forward. We executed the first year. Last year, I would offer that it was successful, but we've learned much from the process, and as we go into the second year, I think we're going to be able to go even further with our four-class leadership and development. We've also doubled down on discipline, that standards and accountability are important, and if you fail to meet our standards, then you must be held accountable, not only with punitive aspects, but also with rehabilitative aspects. It's a two-edged pincer movement as we went forward, and from my time at the Academy, I will offer to you, while I may not have enjoyed it at the time, I benefited greatly from both, because it forced me to reflect upon what got me in that situation and how I can take ownership of my own development as we move forward. So that is one of the aspects we return to. And then finally, for our National Character and Leadership Symposium: Let's focus on those character elements that we find through warfighting. And so last fall's was focused on, how are we going to develop warfighters to win? And then for next year, we're going to focus on the courage required to overcome adversity in a warfighting environment. And so I'm very excited as we get the speakers identified for both the fall, a shorter fall iteration, and the normal spring iteration, sharing those speakers with the wider alumni environment. And then finally, talking about those critical thinkers to adapt. I jokingly tell our cadets that, since I was in the '90s, we got to solve all the easy problems, and all that is left are all the wicked hard problems, but we need those critical thinkers to adapt, because they are going to bring the ingenuity, they're going to bring the innovation, and what I've challenged them is they also have to bring the courage to challenge the status quo. Too many times in our military, when we ask why we do something, if the answer is, “We've always done it that way,” then maybe we need to rethink and understand, are there better ways to do it? And I can tell you, our cadets bring that to bear. And so for this year, we're really focused on cadet empowerment and responsibility. Last year with the mandate, we moved very quickly, and we were more directive in nature. And what we heard loud and clear is that cadets hurdled over our expectations. What we heard loud and clear from them was, “We want to control the way forward.” And so how do we empower them more? And how do we make it clear that they are responsible not only for their mission, but their people? And adding to that of spending more time with them with these changes of why are we doing this change, and making sure that they understand the rest of the story. You may not always like the why, but if you have an appreciation of the why, its foundation will be able to execute mission command, because you now understand commander's intent, and you now can go, “I know the why. We can keep moving forward, because we can move forward with that.” We're also focusing on operationalizing all of the United States Air Force Academy, bringing that operational mindset to bear, from whether it would be establishing an A2 directorate in the headquarters and the cadet wing and in all cadet squadrons, and the DA2 director being our intelligence directorate, so that we can start to bring in classified intelligence briefings and give them not only to a permanent party, but to our future leaders. And we started that last January to great success, so that our future leaders can start to understand not only our and our allies capabilities, but our adversary capabilities and how we will conduct our joint warfighting aspects as we move forward. And it's important that we continue to bring in those operational matters so we prepare the cadets of today for the second lieutenants of tomorrow that can seamlessly nest in to how our Air Force and our Space Force operates. And that's a nicer way of saying is some of the USAFA unique things we've done— we probably need to think about how we're doing that in our Air Force and Space Force. We're also doubling down that cadet squadrons are the unit of action, just like it is in our Air Force, that the squadron is the unit of action. And it's tough at USAFA where you may prioritize your IC team, or your major, or your club, but at the end of the day, it's going to be the squadron that succeeds together as a team. And so we are focusing on making sure that we are reinforcing what the cadet squadrons are doing. They are going to go through their military training together. They're going to go through their culminating exercises together, same as recognition and promotion. And that's important as we focus on the four-class system of those teammates, followers, frontline engaged supervisors, team leaders, unit leaders, but also acknowledging that we must empower cadet leaders to own the responsibility of their units. And I recently sat down with cadet squadron commanders and their special staffs and said, “Congratulations, you're the cadet commanders. You are responsible for two things: your mission and your people. It's not just about marching at the front of a formation. It's about executing the mission you've been given, whether that mission be military, academics or athletics, and taking care of your people.” And as such, we have established special staffs inside of each cadet squadron, every wing in the Air Force, most groups and many squadrons have special staff to both support the unit, but more importantly, advise the commander, because the commander is the one who's ultimately responsible for their people. And so we are bringing cadet special staff — which they may not be the subject matter experts in equal opportunity, integrated prevention response, spiritual matters or medical matters. They are there to support the squadron, advise the commander and have that connectivity to our subject matter experts, whether it be our chaplaincy, whether that be our amazing medical group and cadet clinic, our amazing SAPR team and all the helping agencies across USAFA to make sure that we can support all of our cadets going through a high-demand developmental program at the United States Air Force Academy. And the twist on that is again, saying, “Commanders, you are the ones who are responsible.” And now let's give you the tools to be successful as the permanent party are there to advise and oversight, empower our cadets even more. And then the final one is a return to decorum training. We conducted a beta test last year to success, and now we're looking to see how we can bring forward that decorum training for the entirety of the Cadet Wing. I am not this is not a return to the days of wine pairings, you know, but it is an acknowledgement that as an officer in our Air Force and Space Force, when you go to events, you're not only representing yourself, you're representing your team, you're representing your unit. And what are those decorum skills you need to have at events so that you can develop networks with teammates that might be outside your normal operational circle, or how do you ensure how you engage with other teammates so you can learn more about the world you're in? And so it's important that we establish that decorum focus and looking forward to how we can squeeze that in into the complicated lives of all of our cadets as we move forward. And then, just to reinforce on the critical thinking, I've already talked about the three minors we added, but I'm proud to say that we're in close coordination right now with Gen. Tullos at Air University and about to sign the memorandum of understanding where we will start a beta test for offering master's degree classes at the United States Air Force Academy, with the long-term intent of offering master's degrees at United States Air Force Academy under the Air Force Institute of Technology certification. So we have much to learn, but the doorway is open, and I can tell you from looking at so many of our cadets that come in with 20, 30, 40 college credit hours already, I think we have cadets that are ready to take on that journey, and I look forward to giving an update on that after we get through some of our initial how does this work process. So just to summarize: Our mission, our vision, our priorities are delivering what we need. And it's those warrior leaders that are ready on Day 1 in our Air Force and Space Force. And thanks to our amazing team, whether it be in the senior leader team, but more importantly, those incredible permanent party that are working long hours, whether it's in Fairchild Hall, Sijan Hall, Vandenberg Hall, in the tunnels, in the heat plant, in the Child Development Center, down at Clune Arena, out in Jacks Valley — our permanent party are crushing it, and it's important because our nation deserves the best leaders that we can give the 330,000 airmen and guardians that are standing watch for our nation. Thank you.   Naviere Walkewicz Thank you for sharing the mission brief. I think many of us as graduates think we know what happens at the Academy, but you actually sharing what you accomplished in just a year is a bit mind blowing, sir.   Gen. Bauernfeind Thank you. And I, at times, am concerned at how fast we are moving, but I also know that we must move this fast. The adversaries are watching us, and they are choosing when is the right time to test our nation. And so in order to achieve peace through strength, we must display that deterrence, that warfighting ethos, that warfighting capability. So we keep our adversaries waking up every single morning going, “Today is not today to test the United States.”   Naviere Walkewicz Yes, sir, that is right on point. Yes, sir. Well, I would like to thank you in advance for taking on additional questions from our alumni and our graduate community. So if we might start, general, with some of the information across various channels that cuts about to our academics and the Department of Faculty, what would you be willing to share about the civilian workforce reductions and any next to the Academy's academic faculty?   Gen. Bauernfeind First and foremost, the reduction of civilians is not just civilian faculty. It's through all civilians at the United States Air Force Academy, and as we're tracking, throughout the entire Department of Defense. What makes it a little more challenging at the United States Air Force Academy is we have so many different civilian teammates, from firefighters to childcare workers to coaches to headquarters staff, personnel and faculty. And as we lean into the aspect, the conversations about all of our civilian teammates. The first challenge that we faced is historically, the United States Air Force Academy has been over our civilian paid budget, and we've received great support from the Department of Air Force to address our over execution. This year is a little different, and so that has to be a baseline consideration as we understand that— that we have to hire and maintain civilian teammates within the budget that the American public has given us as a lean forward. And to that point, thank you to the Association of Graduates and the Foundation, as well as other Academy-focused foundations that have provided volunteer and funded volunteer support to give us that additional margin of excellence that helps us mitigate this matter. With respect to fiscal year '25, our Air Force is going through a reduction of civilian personnel to the tune of 5,000 billets. Of those 5,000 billets, the portion of the United States Air Force Academy was a part of was a 140 billets. And as we have moved through that reduction of 140 billets, we identified 104 billets as we went through our prioritization that were unencumbered or empty, but lower priority. Unfortunately, there are 36 billets that were encumbered, so someone inside of that billet as we move forward. And the goal with that is to continually work over the coming months of how we can move teammates laterally into open billets, either at the United States Air Force Academy or other locations. So we keep their expertise inside of the greater Air Force, Space Force enterprise, and our A1 team continues to work that aspect. But it's also making sure that we're being very clear with our teammates that when those billets become unfunded, at some point without funding, we're having to pay for that billet via other means. And so it's important for us to have frank conversations with our teammates, to say, “Update your resume. Start looking. At some point this will move forward.” With respect to our faculty members, 16 took advantage of the government's deferred resignation program, which was a well-funded early retirement program which allowed them to leave in the spring under and basically on admin leave and retain their pay to later in the fall/winter timeframe as that moves forward. We also had three that already had planned retirements, so they were moving forward. Unfortunately, we see a hiring freeze so no backfill. But also three whose terms are many of our senior faculty, our term employees, at the end of their term came. And so we have backfilled them with active-duty and Reserve military faculty to keep our academic progress going forward. And thanks to our dean and their team, they are, you know, quickly adjusting, but they are making the changes they need to ensure that we continue to offer the majors that we promised through the Class of '26 and continue to offer the courses as we move forward. For the fall semester, in addition to the three minors we've added, we've also added four additional classes, and there are 10 classes of the 753 in our course of instruction, there are 10 that we will not offer in the fall semester, but we will continue to still move forward.   Naviere Walkewicz Yes, sir, thank you for that. You talked about backfills. Can you talk about some of the most important competencies for those instructors, as they were backfilling these positions right?   Gen. Bauernfeind As I testified to the Senate earlier this spring, the two most important things to me inside of our classroom is: One is subject matter expertise, and we value the subject matter expertise brought to us by our professors, associate professors, our assistant professors, our permanent professors, our senior military faculty, and the depth they provide, initially with a master's degree, but more importantly, those Ph.D.s that were an extreme depth of that subject matter expertise. But also as a military service academy— that operationally relevant experience, how do they apply what they're learning in the classroom into their futures in the Air Force and Space Force, whether that be in labs on operational units and future battlefields, and how they can connect that to the future. And we have many of our civilian faculty are also veterans, who are able to bring that strong connection to bear as it moves forward.   Naviere Walkewicz Yes, sir. Well, you mentioned you were adding a couple a few minors. Have there been any majors that have been removed from the program, and has this affected our accreditation in any way?   Gen. Bauernfeind No, ma'am, no majors have been impacted during this time. Every single year, we go through a curriculum review, and we have a curriculum review committee where we will adjust as we move forward based upon guidance we receive from the Air Force and Space Force, but also what demand signals we're seeing from our cadets. You know what they're signing up for. But that is just an annual aspect to make sure that we have the right instructor core to support the curriculum we need to develop and educate our future leaders what the Air Force and Space Force is expecting. But zero majors have been eliminated from the United States Air Force Academy.   Naviere Walkewicz Thank you, sir for clearing that up.   Gen. Bauernfeind Oh, and accreditation. We're in a good spot with accreditation. We maintain continual conversation with our accrediting bodies, whether it be the Higher Learning Commission or several of the engineering- or STEM-focused accrediting bodies such as ABET, we're still in a good spot. In fact, this year, we just approved our quality initiative, which is a key aspect to sustaining not only our accreditation, but showing that we're continuing to improve ourselves, and that quality initiative will focus strongly on data science, throughout all of our curriculum.   Naviere Walkewicz Yes, sir. I think that's wonderful. I know a lot of graduates were, you know, maybe didn't have all the information, so I think that's wonderful that you just shared that. Something interesting you talked about your brief was some master's, a beta testing for a master's program, working with AFIT. Can you expand a bit more about that? And then do you see the Academy becoming a five-year institution, or we will stay four years, 47 months?   Gen. Bauernfeind Right now, I believe that we will still stay a 47-month program because our academic program is 47 months; our athletic program is 47 months, and most importantly, our leadership development and military program is 47 months. For the AFIT program, the vision is — these amazing young Americans come in with so much academic credit. Many of them now are part of the Martinson Scholar Program. And thanks to Mr. Martinson's great support, we have a program that can focus on them going even further. What we can offer them now, the majority are taking multiple majors and multiple minors. What if, in the future, you didn't want to do multiple majors or minors, but you want to go and start on your master's degree, which many other institutes of higher learning are offering in a parallel aspect? And so in conversation with Gen. Tullos, how can we start allowing cadets as early as their junior year start taking master's programs and achieve what would be required? Initial assessment is we will have some that can probably achieve it in 47 months, but probably the greater group will need to stay the Academy for maybe six or 12 more months as a second lieutenant to finish up their AFIT courseware. So they would stop their 47-month USAFA program, but continue with their master's program in the classroom in Fairchild and finish out their master's here. Is the vision— and we're working through this. I want to be very clear that this is beta. We have a lot to learn in this. And from my perspective, as I work with the Air Force to get greater support for this, this is going to be a strong cost saver for the Air Force. When our Air Force officers go to get master's degree, as a general rule, they are out of their operational career field for two years as they go to execute their 18-month AFIT program, plus two associated PCSs. Now we show not only a time saving, but a cost savings. And now these second lieutenants are entering, a portion of them, are entering their air force or Space Force with a master's degree. And it is not uncommon for many of our second lieutenants right now to even start their initial training, depending on what training is available until the spring of the next year after they graduate. So I see a strong promise, but we've got a lot of work to do to make it a reality.   Naviere Walkewicz Yes, sir. Well, that's creative and innovative thinking right there. I think that we're very excited to hear more about that, especially as the beta testing moves forward. Sir, maybe we can move into the warfighting realm. Graduates have been very interested in the renewed focus on warfighting that you've taken over the past year. What recent programs or military training taking place at USAFA right now are really supporting this development of the warfighter. Ready to lead on Day 1?   Gen. Bauernfeind So I believe we've always had a strong foundation of warfighting training, whether it be our airmanship programs, our powered flight programs, our jump programs, our special warfare programs and basic cadet training and cadet survival. But we're building upon that, and we're adding to those as great examples. As discussed earlier, if we can fight for the ammunition, we will have every single cadet qualify on both weapons every single year. The Class of '29 for the M18, the pistol, they qualified at a rate at about 65%. For the M4, the long gun, at a rate of 93%. I'm very proud of those numbers, because many of those young men and women— that was the first time they touched a weapon in their lives. And now, if they do it three more times before they graduate, those qualification rates are going to skyrocket, and they're going to have the confidence, when they deploy into harm's way, of their weapons. Additionally, thanks to the great work by the Cadet Wing, we have received 4,000 sets of chemical gear. And so not only in basic training, are they learning how to establish a forward operating base, defend it, but we're going past the days of where we walked into a tent, took our mask off and then dealt with the wonderful fluids that came out of our bodies. But now, going forward, to how are you going to conduct ATSO operations, or the ability to survive and operate in deployed locations with chemical gear on? And we're very proud to partake in some of that training with the basic cadets, and they are really taking to understanding what is required. And then the final aspect is, as discussed, the cadet warfighter instructor course, is acknowledging that to be really good at those items, we need some subject matter expertise. But the subject matter expertise required to lead, train and certify 4,000 cadets every year, we have to rely on cadet leaders, and as discussed, they're in the field as we speak in the inaugural cadet warfighter instructor course. And I look forward to seeing the feedback of how they will come back and do the squadrons. And tying that back to the cadets wanting more ownership of their training — the intent is 12 cadets inside of each cadet squadron that will now take on the responsibility through the academic year of that warfighter training that we will assess in the fall CULEX, and the ultimate assessment in the spring CULEX.   Naviere Walkewicz Sir, it really shows how you're building that expertise within the squadron to support the squadron commander so they really are taking care of their people. I think that's outstanding.   Gen. Bauernfeind And very excited about it.  And I just want to say thank you again, because it was due to the generosity of the Foundation that got us the seed to start the automation, with 29 Group 2, the smaller UAVs, as we see automation and all monitor warfighting, unleashing the cadets on how they're going to use those UAVs to defend their forward operating bases, to understand what's across the ridgeline as they move forward. And very excited to see where the cadets will take us in this, because I'm sure they're gonna be far more innovative than my generation.   Naviere Walkewicz Our generation, sir, yes, sir. Well, you talked about the four-class system and I think that was really relevant for our graduates to hear. How are cadets feeling motivated through this process? And have you seen them evolve over the past year since you started implementing that?   Gen. Bauernfeind I think the first aspect was— it took them time to truly understand what we were laying out as it went forward. And every year we do this, we will get a little more advanced at the end of the day. I think our four-degrees understood it. That was good. It was that they understood what it meant to be a teammate. What it meant to be a teammate, follower, and that was an easier aspect to develop them through. The team leaders at the senior NCO level for the two-degrees and the firsties as unit leaders, they started understanding that. The biggest challenge we saw was with the three-degrees. What does it mean to be a frontline, engaged supervisor? And we have to troop lead them through, “This is what it means to be a frontline, engaged supervisor.” That they are your subordinate. But to take best care of your people, you should know where they're from. You should know about their parents. You should know their dog's name. You should know where their birthday is. You should know when their next chemistry test is, when their next PT test is. And while you may not be able to tutor them on chemistry, you can gather and motivate them for, “Hey, if the PT test is three weeks out, let's go run together. Let's go get on the pull up bar together. Let's, you know, be engaged.” And the more you know your teammates, what I offer to you, whether it be in morning formation, noon meal formation, at the tables at Mitchell Hall, in the halls of your squadron, inside of 30 seconds you're gonna see your teammates, your subordinate, and you're gonna know if they're gonna have a good day or bad day, because you're close enough to know, just quickly, OK, they're gonna have a great day or something's going on. “Let's go take a walk. Let's figure out what's driving you down. And how can I, as a frontline engaged supervisor, start taking barriers out of your way?”   Naviere Walkewicz I mean, I can only imagine that giving them more pride, even now that they understand, “This is how I can be a frontline supervisor,” when you give us very specific examples. Well, if we might shift gears a little bit to admissions and graduation. Since we just had a class join us, and we had a class recently graduate, maybe you can tell us how the Class of '29 how they're faring so far.   Gen. Bauernfeind The Class of '29 are doing great. I am impressed by their professionalism. I'm impressed by their energy. And as you saw, as we just did the recent march back, they were loud and proud. That was really good as it went forward. And for the Class of '29, I'm proud to report that they are faring very well. Just so everybody knows, we had over 9,000 completed applications. We offered 1,411 offers of admission, and 1,112 took the oath on I-Day as it moved forward. We had cadets from every single state and territories of Guam and Puerto Rico, as well as 12 international cadets that joined us. Of those, 117 from Prep School came up the Hill. And then 76 are, you know, part of a prior Long Blue Line as it's coming forward as it goes. Of the Class of '29, 55% were in the top 10% of their class, and 96 were all invited on varsity sports. Right now we are, as coming out of basic training, of 1,095 and during that time, they're still going strong. We did have some teammates that didn't have a full appreciation of what military life was, or may not have been as impassioned about the Academy as their parents, and so we've parted ways with a few small numbers. But during basic training, I can proudly say— we talked about the qualifications on the weapons, but also say they took their very first PFT test, and looking back over the last five years, they, on average, scored 15 points higher than the last five years. And that's a testament to two teams, I would offer to you, well, not only the cadets themselves, who had to do it, but all of our admissions team that's out there saying, “Hey, congratulations, you've been admitted. Start preparing now.” But also our athletic director, athletic department team that was out there giving them good, focused training to prepare them for those physical fitness tests. And they just took PFT No. 2 a couple days ago, and we're accessing the data but all indications are it's trending up.   Naviere Walkewicz No, yes, sir. Those are outstanding numbers. As a country, we're seeing admission rates and the challenge of getting the best of the best into the door, the fact that we had such wonderful numbers coming in, and we're attriting very low, I think it's something we should be proud of.   Gen. Bauernfeind I'm very proud of it, but acknowledge it's a tough— it's a knife fight to get the best of the brightest, and so thanks to Air Education and Training Command and Accessions Command, we are going to try a new marketing contract this year to further make sure that the amazing young Americans throughout all four corners truly understand the opportunity in front of them with the Air Force Academy, and make sure they're aware of it. So I'm excited to see how that marketing campaign goes to even up our numbers, even a little bit more.   Naviere Walkewicz Awesome. Yes, sir. Well, sir, in the realm of athletics, last year, you shared an emphasis for cadet support and participation at more of our athletic events. What have you seen come from that? And what can you share about athletics, intramurals most currently?   Gen. Bauernfeind It's one of our three mission sets: athletics. And it's not just for our IC athletes. I jokingly tell some of the teammates to say, “Tell me about a cadets life.” It's like, well, they have three full time jobs, a military job, an academic job and an athletic job, and they really get a bachelor of science in time management. And that's as we go forward. But I've asked the athletic department, you know, during COVID, our intramural program atrophied, and now we have to see, how can we really enhance our intramurals as it goes forward. But I'm especially also proud of our intercollegiate athletes, 30 intercollegiate programs. When we talk about the blood, sweat, tears, the hard work that our IC athletes representing 25% of the Cadet Wing — they are really jumping in hard. And my expectations as the superintendent is all 30 of those programs earn home field advantage. And so we've recently published an operation order to the team as we look into the fall sports. And the basic synthesis of it is, protect this house. We will come strong to all home events, and we're working through that aspect. And so as a whole, not only will we figure out how to be strong at all of our home events, whether it be, you know, this fall with women's soccer, men's soccer, cross country, water polo, volleyball and, importantly, football. And proud to report here at our AOG that the entire Cadet Wing will be marching onto the football field and protecting this house and our amazing stadium at home games.   Naviere Walkewicz Yes, sir, thank you for that. That's fantastic. Sir, you know, you can't come out of this Air Force Academy, this 18,000 acres of amazing Academy, without seeing some of the changes, whether it's facilities or capabilities. You know, of course, there are two questions we hear often about the chapel in the box. When will the chapel be done? And then also, you know, what about the visitor center? When can we actually get into it?   Gen. Bauernfeind No, those are two great questions, Naviere. First of all, I think that the box has become so routine there that we received a formal request from cadet. So how can we have a — no kidding — drive in movie theater screen? And the request came in at $300,000 so we thought the prudent action was, let's get the chapel done so we can take the box down instead of putting up a new theater. But right now, for our chapel, again, it is an amazing piece of architecture, and to maintain the historical relevance and the hard work that went behind it, it's going to take time. Right now, we're on schedule for 2028 and we are focused on making sure all the involved teams take every single day out and we can find out as soon as possible when we have any sort of deviation, so we can swarm it. And so as such, we hold monthly meetings with IMSC — the Installation Management Sustainment Command — Air Force Civil Engineering Command, the Corps of Engineers, to go through all of our military construction projects so that if something comes up, we are aware of it within days of the issue, and we swarm it together instead of letting issues boil for a long period of time. And so excited to get the chapel back open as such a spiritual icon of the United States Air Force Academy. And spirituality is so important to the holistic leader's readiness— not just physical, mental, social, family, but also spiritual. And I think it will be important for that development. And then to the visitor center. We're on track to open up in May of '26 before the graduation, and excited to finally open that visitor center and share with a much wider audience what all of our alumni and we know of the amazing story behind the Air Force Academy, all the amazing exemplars who have come from our Academy. And I will share with you, I'm excited to get a whole ton of young Americans inside the visitor center so they can start getting excited about being part of the Class of 2032, 2038 and beyond.   Naviere Walkewicz Yes, sir. Well, they say things are worth the wait, good things are worth the wait, and I think the interactive displays that are gonna come with this are really gonna help people understand truly what our cadets go through.     Gen. Bauernfeind Absolutely. And thank you again to the AOG and Foundation. As money got tight, the Foundation came forward and we now have that beautiful glider, you know, in position that shows what all of our cadets are working through.   Naviere Walkewicz Yes, sir. Well, our sole existence is to support the Academy, serve our grads and prserve the heritage. Well, sir, I'm cognizant of your time. We're so grateful you're here today. Mind if I ask you one final question?   Gen. Bauernfeind Please do.   Naviere Walkewicz What's on your mind that you want to leave with our graduates to be thinking about when you think about our Academy and your vision and mission. What can you leave us with?   Gen. Bauernfeind I just want to thank the Long Blue Line. We are 55,000-plus strong. There have been so many of our alumni, every single one of us that have gone through this journey. And we're proud of this institution. And I just say, continue to support this amazing institution. Spread the good word of what our Air Force Academy is, because we want amazing young women, amazing young men that are in your communities, in your churches, at your work centers, to say, “Hey, have you heard about the Air Force Academy? That's the place for you, because our nation deserves the best.” And just a final thanks to the alumni, and as a superintendent, I'm proud to be in this position with my amazing teammates. And any alumni that wants to ask me, “What's the rest of the story?” I am always available. Please hit me up in the hallways, on the Terrazzo, on the field, and I look forward to your conversations.   Naviere Walkewicz This has been a special edition of the Air Force Gradcast. On behalf of the Long Blue Line Podcast Network and the U.S. Air Force Academy Association & Foundation, thank you for joining us. It's been a privilege to hear directly from Lt. Gen. Bauernfeind and to share updates and perspectives relevant to graduates across our Academy community. Thank you for your continued connection, commitment and support of our United States Air Force Academy. I'm Lt. Col. (Ret.) Naviere Walkewicz, Class of '99. Until next time.       The Long Blue Line Podcast Network is presented by the U.S. Air Force Academy Association & Foundation  

The Preparation is the most important book I've read in 2025. This is not just some skip-college-and-save-money guide. This is a radical program for becoming a genuine renaissance man, and defying a system that churns out boring and indistinguishable drones. Co-author Matt Smith joins us. Sponsors: Expat Money Summit: Mikkel Thorup, host of the Expat Money Show, is bringing together top experts from around the world for the Expat Money Online Summit -- and it's completely free to attend. You'll learn how to legally protect your wealth, secure second residencies and citizenships, reduce your tax burden, and own property abroad -- all to safeguard your freedom. Reserve your free ticket at 2025.ExpatMoneySummit.com  Persist SEO Book Discussed: The Preparation: How to Become Competent, Confident, and Dangerous Show notes for Ep. 2685

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The Philippines just introduced a landmark bill to build a 10,000 BTC strategic reserve, acquired at 2,000 BTC per year and locked away for 20 years. If passed, this would propel the Philippines into the top tier of sovereign Bitcoin holders, joining El Salvador and Bhutan in the nation-state arms race. BREAKING: Brazil has now entered the game. On August 20th, Brazil's Chamber of Deputies held the first public hearing on Bill 4501/24, which proposes allocating up to 5% of international reserves (~$19B) into Bitcoin. This would be one of the largest sovereign Bitcoin buys in history. As Asia and South America step onto the battlefield, the BTC Arms Race is accelerating. Nation-states are moving fast to secure Bitcoin before the supply shock hits. Hyperbitcoinization isn't a question of if - it's a countdown. For the full premium livestream experience with video, visit our Rumble at http://BitcoinNewsAlerts.net

Ready for a fall getaway? Come experience the magic of New England foliage with a farm stay at the Phineas Wright House. Reserve your spot here.Welcome to the Say YES to Yourself! Podcast—the show for midlife women, empty nesters, and those navigating major life transitions like divorce, reinvention, and rediscovery. If you're ready to shed old roles and finally put yourself first, you're in the right place.In this episode, Wendy talks with Lauren Hale, a former Kindergarten teacher turned mature beauty influencer with over 800k followers. Lauren's mission is to teach women over 40 how to make their makeup work for them—without chasing 20-something trends. Beyond beauty, she shares her powerful story of reinvention, vulnerability, and choosing herself in midlife.They explore:Why so many women still struggle with belonging, friendship, and identity in midlifeHow self-care and vulnerability can spark healing, confidence, and authentic connectionThe power of saying YES to yourself, even when it means walking away from what no longer serves youThis is a must-listen for anyone craving permission to start fresh, embrace their authentic beauty—inside and out, and step fully into their next chapter.Connect with Lauren:Get her book: Girl, Put on Your Lipstick - The World Needs YouInstagram @laurenlhaleFacebookTikTok @laurenlhaleYouTube laurenhalebeauty.com________________________________________________________________________________________ Say YES to joining Wendy for her: Say YES Sisterhood PWH Farm StaysPWH Curated France TripsInstagram: @phineaswrighthouseFacebook: Phineas Wright HouseWebsite: Phineas Wright HousePodcast Production By Shannon Warner of Resonant Collective Want to start your own podcast? Let's chat! If this episode resonated, follow Say YES to Yourself! and leave a 5-star review—it helps more women in midlife discover the tools, stories, and community that make saying YES not only possible, but powerful.

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Investing in real estate requires discernment, responsibility, and a strategic outlook, and that's exactly how I approach every opportunity before bringing it to the Expat Money community. Today, we will dig further into the project I unveiled in Part 1, which presents an extremely unique opportunity in a country poised for a breakout, Paraguay.  In today's episode, we pull back the curtain even further with a Q&A session from the live presentation. Fernando, my partner on the ground in Paraguay, and I take questions from the live attendees, where we get into the nitty-gritty details of this project. This marks the transition from concept to concrete action, where we break down how you can leverage the boots-on-the-ground due diligence I have personally conducted to secure a position in this project, which will never be made available to the public. IN TODAY'S EPISODE: Tune in to hear the incredible story of how a once-overlooked area was transformed into a thriving new center of commerce Listen in for the full breakdown of the project's blueprint, from premium penthouse-level spaces to accessible entry-level units Gain boots-on-the-ground insights about the local area surrounding Ciudad del Este, and why it's primed for a breakout Hear Fernando and me field a myriad of questions on every aspect of the project, from the minute, granular details to the long-term outlook in the region DON'T SLEEP ON THIS. GET IN TODAY.  This opportunity is exclusive to the Expat Money community and is not being made available to the public. Early investors are already reserving units, so it's crucial to act quickly before this opportunity disappears. To secure your units, email Fernando directly at expat@greenparana.com. STAY IN TOUCH! Stay informed about the latest news affecting the expat world and receive a steady stream of my thoughts and opinions on geopolitics by subscribing to our newsletter. You will receive the EMS Pulse newsletter and the weekly Expat Sunday Times; sign up now and receive my FREE special report, “Plan B Residencies and Instant Citizenships.” DON'T MISS THE EXPAT MONEY ONLINE SUMMIT 2025: THE FUTURE IS LATIN AMERICA Learn more about Paraguay and the entire region at the Expat Money Online Summit 2025, featuring three high-impact days focused on why Latin America is becoming the ultimate destination for expats, investors, and freedom-seekers in 2025 and beyond. The event takes place from October 10-12 and is completely free to attend.  Reserve your free ticket today. RELATED EPISODES

What if you could access world-class church safety and security training without ever leaving your home? In this episode, Simon shares the journey of creating the Securing Your Place of Worship Conference, from its humble beginnings to becoming a fully online training event that reaches leaders across 28 states. You'll hear what makes this year's 10th annual conference unique, who the expert speakers are, and why accessibility and affordability are at the heart of this mission. What You Will Learn: Why online training is breaking barriers for churches and volunteers nationwide. A preview of the expert-led sessions, including legal trends, crisis communications, medical response planning, and risk management. How your church can benefit from networking, live Q&A, and extended video access through VIP membership. Join us for the 10th Annual Securing Your Place of Worship Conference, happening Tuesday, September 9, 2025, from 9:00 AM to 5:30 PM (CST). Don't miss the opportunity to equip yourself and your team with the tools needed to protect your church. Reserve your spot now.

Are you a business owner who is tired of being the only one to get things right? Are you dealing with team members who are stuck and not taking initiative? You hired a team to take things off your plate, but instead, you're buried in follow-up, approvals, and rework. Sadly, you've unknowingly undermined your team members and trained them NOT to take initiative. Ready to break this cycle?In this episode, you'll learn how to stop micromanaging and start building a team you can trust to OWN their work. Dr. Sabrina Starling and Melissa Kay discuss why micromanaging is a symptom of the real problem, the key traits of A-players, and how you can step into your role as a true leader. It's time to cultivate employee happiness and freedom on your team!Profit by Design is a Tap the Potential Production.Show Highlights:The first step in breaking the micromanagement cycle is to hire competent, capable A-players.A-players are problem-solvers. Let them solve!Establishing decision-making parameters for your A-playersLook for what's right, not for what's wrong.Re-align your priorities and focus on key results.Getting your team to the place where they can own their resultsDr. Sabrina's insights into specific scenarios of micromanagementCultivating total trust in your teamResults you can expect from Leadership Bootcamp for your A-playersResources:Want to go deeper? Join our upcoming Leadership Bootcamp to build a self-managing team of people who own their roles. Reserve your seat today! We begin on September 25! Join us!For more information about The Coach Approach or to join us in the next round, click the link! Don't wait! Download your Strategic Planning Guide and 2025 Tap the Potential Strategic Planner today!Want to know the best attracting and recruiting strategies for small businesses? We can help! Learn more about our How to Hire the Best Course.Retain, grow, and deeply engage your A-players with the Dream Manager Program! The best way to create buy-in from your team members for your vision is to identify how your vision supports them in achieving their dreams. Enroll today!Become an employer of choice to attract the A-players you want on your team! We are now enrolling for the How to Hire the Best course. Sign up today!Sign up for the free A-Player Development Plan/Mini-Course. Track your A-players' development and retain your A-players!Ready to take your life back from your business? Want more time for what matters most and more money in your bank account than ever? Book a call with us today! Get your copy of A Guide To Talking To Your Team About Profit!Master your time and profit! Give us 20 minutes of your time, take the Better Business Better Life

Ready for a fall getaway? Come experience the magic of New England foliage with a farm stay at the Phineas Wright House. Reserve your spot here.Welcome to the Say YES to Yourself! Podcast—the show for midlife women, empty nesters, and those navigating major life transitions like divorce, reinvention, and rediscovery. If you're ready to shed old roles and finally put yourself first, you're in the right place.In this episode, Wendy sits down with serial entrepreneur Italia Tornabene, a powerhouse who's currently building three businesses simultaneously while protecting her energy and choosing peace, clarity, and legacy building. From her early days as a 21-year-old paralegal business owner to becoming a self-made millionaire through unconventional investing, Italia shares her incredible journey of resilience, reinvention, and relentless growth.They explore:Building and scaling multiple seven-figure businesses from scratchUnconventional investing strategies that turned pennies into thousands in ROIWhy perfectionism paralyzes progress and how to launch before you're "ready"This conversation is a masterclass in saying yes to expansion, trusting the journey, and understanding that perfectionism is just procrastination in disguise. Italia's story proves that every challenge is data, every pivot is progress, and when you're building an empire, the only person standing in your way is you.Ready to stop waiting for perfect and start building your legacy? Listen now and get inspired to take that next bold step.Connect with Italia:Instagram @italiatornabeneItaliaTornabene.comHer BooksReferenced in this Episode: @couture.to.the.max________________________________________________________________________________________ Say YES to joining Wendy for her: Say YES Sisterhood PWH Farm StaysPWH Curated France TripsInstagram: @phineaswrighthouseFacebook: Phineas Wright HouseWebsite: Phineas Wright HousePodcast Production By Shannon Warner of Resonant Collective Want to start your own podcast? Let's chat! If this episode resonated, follow Say YES to Yourself! and leave a 5-star review—it helps more women in midlife discover the tools, stories, and community that make saying YES not only possible, but powerful.

There aren't many chances to get in early, move decisively, and plant a flag in a rising market before the crowd shows up—but this is one of them. After more than a year of groundwork, I'm ready to share a commercial real estate opportunity in Paraguay that could become a cornerstone for expats looking to build offshore income and long-term stability. In today's episode, I'm joined by my trusted partner on the ground, Fernando de Cevallos, to walk you through the details of this exclusive project. We cover why Paraguay is emerging as a serious hub for investment, what makes this deal different from anything we've offered before, and how it aligns perfectly with a broader international diversification strategy. IN TODAY'S EPISODE: Listen in to hear how this project came together behind the scenes—and why early access matters Find out what makes Ciudad del Este one of the fastest-growing commercial hubs in Latin America—and why smart money is moving in early Learn how to assess offshore investments like this one through the lens of long-term stability, income, and global positioning Find out why this is more than just a real estate deal—it's a strategic move for freedom-minded individuals ready to plant a flag abroad DON'T SLEEP ON THIS. GET IN TODAY.  This opportunity is exclusive to the Expat Money community and is not being made available to the public. Early investors are already reserving units, so it's crucial to act quickly before this opportunity disappears. To secure your units, email Fernando directly at expat@greenparana.com. STAY IN TOUCH! Stay informed about the latest news affecting the expat world and receive a steady stream of my thoughts and opinions on geopolitics by subscribing to our newsletter. You will receive the EMS Pulse newsletter and the weekly Expat Sunday Times; sign up now and receive my FREE special report, “Plan B Residencies and Instant Citizenships.” DON'T MISS THE EXPAT MONEY ONLINE SUMMIT 2025: THE FUTURE IS LATIN AMERICA Learn more about Paraguay and the entire region at the Expat Money Online Summit 2025, featuring three high-impact days focused on why Latin America is becoming the ultimate destination for expats, investors, and freedom-seekers in 2025 and beyond. The event takes place from October 10-12 and is completely free to attend.  Reserve your free ticket today. RELATED EPISODES 360: Paraguay: Economic Backbones Of A Rising Nation

On Easter weekend 1955, Ruth Ellis reached her breaking point.After years of jealousy, violence, and betrayal, she spent a long, sleepless night replaying the wreckage of her life — and blaming one man: David Blakely. By Easter Sunday, her rage would boil over into an act that would shock Britain and seal her fate as the last woman hanged in the UK.In this episode, we follow Ruth's final hours before the shooting — a day marked by obsessive phone calls, tense stakeouts, and a simmering fury that would explode in front of witnesses. This is the moment where obsession turned deadly.