Podcasts about Reserve

If you want to create an absolute avalanche of free deals, you must build a bulletproof referral network. In this episode, Brent Daniels brings you inside his actual day-to-day business to listen to his live, unscripted cold calls with real estate agents.Brent demonstrates the exact framework you need to build a roster of 30 go-to agents who will send you their distressed properties before they ever hit the MLS. You will learn the specific questions to ask an agent when inquiring about an ugly listing, how to handle the (we already have an investor objection), and why you should absolutely never automate your follow-up with realtors. Brent even breaks down how one of his students generated $1.7M in assignment fees purely from agent referrals, without ever stepping foot in a single house. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(0:55) The massive profitability of building a 30-agent referral network(2:10) Live Call #1 - How to pitch yourself to a veteran agent who already has a buyer's list(4:12) The exact script to use when an agent says their investors are tied up on other projects(6:18) Live Call #2 - How to squeeze a backup offer into a competitive deal(8:47) Why property owners with hoarder houses prefer private cash sales over MLS listings(10:18) Live Call #3 - Identifying an agent who flips their own distressed leads(15:20) Live Call #4 - Checking in on wiggly contracts and asking to be the backup buyer(18:16) Why 80% of all your lead follow-up will be leaving voicemails and text messages(19:01) Live Call #5 - Networking with an agent who actively flips and wholesales----------Resources: Wholesalinglaunch.comTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeWant to know how top real estate wholesalers and investors are finding and closing deals in today's market?Join Brent Daniels, Todd Toback, Logan Fullmer, Gal Shmukler, Ryan Zolin, Brandon Jarvela and Brian North LIVE in Phoenix, October 8–9. Learn what's working now with MLS deals, novations, title deals, multifamily, raising capital, sales and negotiation.Seats are limited! Reserve yours before they're gone: https://www.wincsuperstarretreat.com/

Here's a Thought… #2750 with Brooks Jensen The Toys with the Least Interference Yesterday, I suggested that any camera could be used to create art. If that's true, then how do we select which gear to buy or use? My answer to this thorny question is based on ergonomics and our state of mind. The ideal gear is that which is most comfortable and most invisible as we handle it. Reserve our limited brain power for content, not knob control. Become a member of LensWork Online and have access to all 2700+ Here's a Thought… commentaries.

How do you make your first million dollars in real estate without an endless marketing budget or complicated software? In this tactical solo episode, Brent Daniels reveals the exact, bare-bones strategy he used to kickstart his wholesaling empire: finding the 1,000 ugliest properties in his market and obsessively reaching out to the owners.Brent breaks down exactly how to virtually scout distressed neighborhoods, the specific filters to look for (high equity and long ownership), and the five absolute best outreach methods to get ahold of elusive sellers. You will learn why the first six seconds of a cold call matter more than any script, how to automate a 12-step cold email sequence, and the exact sticky-note strategy to use when door-knocking empty houses. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(0:55) Why finding the 1,000 ugliest properties is the ultimate wholesaling cheat code(1:40) How to stop overcomplicating your business with expensive software and tech(2:36) How to use TTP Data to virtually scout distressed neighborhoods(3:37) The 5 primary ways to contact distressed property owners(4:21) Why the first six seconds of your cold call dictate the rest of the conversation(5:48) The 6 most common seller responses you must prepare for(6:15) How to use cheap 3x5 handwritten "thank you" cards to bypass the junk mail filter(6:38) Implementing a 12-step cold email sequence using Gmail(7:35) How to utilize Facebook Direct Messages to contact hard-to-reach sellers(8:00) The sticky note door-knocking strategy for when homeowners aren't there(8:40) Why you should use a simple Google Sheet instead of a complex CRM during hustle season----------Resources:TTP DataSkip GenieWholesalinglaunch.comTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeWant to know how top real estate wholesalers and investors are finding and closing deals in today's market?Join Brent Daniels, Todd Toback, Logan Fullmer, Gal Shmukler, Ryan Zolin, Brandon Jarvela and Brian North LIVE in Phoenix, October 8–9. Learn what's working now with MLS deals, novations, title deals, multifamily, raising capital, sales and negotiation.Seats are limited! Reserve yours before they're gone: https://www.wincsuperstarretreat.com/

Does the pill lower ovarian reserve? In this episode, Lisa examines a recent clinical commentary on how hormonal contraceptives suppress AMH and antral follicle count (AFC), and why ovarian reserve testing can be misleading for women who have recently stopped birth control. She discusses the 6 to 12 month recovery timeline, the well-documented period of post-pill subfertility, and why these markers are better predictors of IVF response than natural fertility. Lisa also shares two case studies that highlight the risks of premature diagnosis and explores how fertility awareness charting can support women through the post-pill transition. Follow this link to view the full show notes page! This episode is sponsored by Lisa's new book, Real Food for Fertility, co-authored with Lily Nichols! Grab your copy here!

This podcast episode is sponsored by Saily. Saily is an ESIM service app created by the security experts behind NordVPN. Instead of paying absurd daily rates to your home carrier or swapping SIM cards on arrival, Saily gives you flexible prepaid data plans in over 200 destinations worldwide. Download Saily from your app store and use our code FREQUENTMILER at checkout to get 15% off your first purchase. https://saily.com/frequentmilerIn today's episode, we'll get a Wild Card challenge update (including some cool tips regarding Capital One travel), Greg reveals that he's considering a United status match, Nick reveals he's considering a Delta status match, and we discuss the latest huge Delta card offers and how they relate to status matching.Wild Card Challenge Update(01:22) - Learn more about the ongoing challenge here.(03:01) - Nick's Wild Card update(09:52) - Greg's Wild Card update(17:16) - Find the Wild Card challenge landing page with more information hereGiant Mailbag(17:39) - Patrick asks, "Do we make hay while the Amex sun is shining, or are we crazy to keep piling into a currency we're already very rich in?"Bonvoyed: Amex/ANA & AwardWallet(22:43) - Amex/ANA(24:40) - Award Wallet is changing how expiration alerts workThis Week in Points(28:50) - Chase news...(35:04) - Qatar Airways removed restrictions that limited the ability to redeem Avios for other peopleRead more about this update herePersonal Points(37:25) - Efteling: Book it through any of the major channels. Theme park tickets included with your stay!(40:57) - Greg's considering the 120-day United status match(45:36) - Nick's considering the Delta status matchMain Event: Diving into Delta's huge card offers(49:58) - Through November 4, Amex has some of the biggest welcome offers we've ever seen for Delta credit cards... all the way up to 200,000 miles...(50:28) - Some notes before we dig in...(56:13) - Quick overview of the 6 cards we'll be talking about(1:01:45) - Gold card offersLearn more about the Consumer Delta Gold card hereLearn more about the business Gold card here(1:05:18) - Platinum card offersLearn more about the Consumer Delta Platinum card hereLearn more about the Business Delta Platinum card here(01:10:06) - Reserve card offersLearn more about the Consumer Delta Reserve card hereLearn more about the Business Delta Reserve card hereSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities on this show and across the network, email advertising@voyascape.com or you can find more information at Voyascape.com/advertsing.

Neste episódio, mergulhamos na profunda verdade espiritual de que as nossas orações têm o poder de reescrever histórias. Há momentos em nossa jornada em que o peso das circunstâncias e os diagnósticos da vida parecem selar o nosso futuro, mas o clamor sincero nos conecta diretamente com o Criador, transformando o inevitável em um novo começo.Através das histórias de Ana e do rei Ezequias, refletimos sobre como a oração genuína rasga o véu da impossibilidade. Mais do que alterar o cenário ao nosso redor, a conversa diária com Deus transforma, em primeiro lugar, o nosso próprio coração, esvaziando a ansiedade e construindo a nossa resiliência para os tempos de silêncio.Reserve estes próximos minutos para pausar as demandas do dia a dia, alinhar a sua vontade com o coração do Pai e derramar os seus medos com honestidade. Onde há oração perseverante, novos caminhos se abrem.Acompanhe mais mensagens, reflexões diárias e conecte-se com a nossa comunidade no Instagram: @devocionalcomproposito_Aperte o play e permita que esta palavra renove a sua esperança hoje.

Do your cold calls constantly feel like awkward interrogations? If you are struggling to build rapport and uncover a seller's true motivation, you are probably asking the wrong questions. In this #ThrowbackThursday episode, Brent Daniels brings on his powerhouse Acquisition Manager, Ryan Thornton, to reveal the exact scripts and psychological frameworks he uses to dominate seller negotiations.Ryan breaks down the single most important, open-ended question you must ask at the beginning of every call, how to pull a bottom-line cash price out of a stubborn seller, and why you should be intentionally filtering out "pretty" houses to protect your pipeline. You will also learn the nine hidden negotiation levers you can pull to win a deal when you simply cannot offer the highest price. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(2:54) The single most important, open-ended question to ask at the start of every call(4:13) How to adapt your script based on the seller's personality type (Drivers vs. Amiables)(7:54) Why intent-based inbound leads require a completely different approach than cold calls(12:56) Why you must ruthlessly throw away leads on pretty houses to protect your bandwidth(18:49) How to handle the top seller objection (I want to get as much as possible)(20:08) The exact script to use when a seller refuses to give you their asking price(22:24) The golden rule of acquisitions (I'll never tell you what to sell your house for…)(23:41) How to navigate a negotiation when a seller has already received multiple cash offers(26:35) The 9 non-price negotiation points you can use to win a competitive deal(28:32) How to legally lock up a probate property before the heirs are officially on the title----------Resources:To speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeWant to know how top real estate wholesalers and investors are finding and closing deals in today's market?Join Brent Daniels, Todd Toback, Logan Fullmer, Gal Shmukler, Ryan Zolin, Brandon Jarvela and Brian North LIVE in Phoenix, October 8–9. Learn what's working now with MLS deals, novations, title deals, multifamily, raising capital, sales and negotiation.Seats are limited! Reserve yours before they're gone: https://www.wincsuperstarretreat.com/

Do you feel it too? That strange sense that the world is cracking in two? That while some people around you are panicking, something inside you quietly knows there's another way through? What if the answer was never out there in the chaos, but in a level of consciousness you already carry inside you, right now, waiting to be claimed? Michael welcomes back Paul Selig, channel for guides who have now dictated fifteen books, most recently The Upper Room, for a conversation about separation, fear, and what it actually means to move beyond the "common field" into a higher octave of being. Paul shares his own raw, unforgettable story of a three-day spiritual awakening that changed the trajectory of his entire life, breaks down why fear can never truly ascend, and explains why claiming "I am in God, I am of God, I am with God" is not a platitude, but a direct energetic transmission. This isn't about escaping to some other realm or bypassing the hard parts of being human. This is about realizing that the upper room was never a destination; it's who you already are, waiting for the rest of you to catch up. Key Topics: Why the guides say humanity chose separation thousands of years ago out of a belief in scarcity, and why that choice, not any single event, is the true root of the fear running through the "common field" we all share. The stunning teaching that vibrational accord means your consciousness is in coherence with anything you're aware of, and the guides' controversial, much-debated claim about what that means for something like war. Why fear "does not ascend", it only replicates itself like a cancer, and why choosing to stop navigating life by fear is the actual mechanism for everything beginning to shift. Paul's raw, personal story: a desperate, broke 29-year-old in early recovery who found a stranger's prayer printed in the back of the Village Voice, said it for three nights, and woke up with his pain completely gone, followed by three days of profound, undeniable connection to source. Why that experience faded, and what Paul learned in retrospect: it wasn't meant to last forever; it was a preview, proof he couldn't unknow, that carried him toward the work he does today. The distinction between "the small self thinks, the true self knows", and why true spiritual knowing (gnosis) can only be experienced directly, never simply believed intellectually. What the "upper room" actually is: not a destination or an escape, but an octave of vibration above the common field where the divine self already exists, accessible through claims like "I am in the upper room." Why spiritual bypassing is a real danger, including Paul's own blunt refusal to do a paid reading for someone who said "God will provide" instead of paying overdue rent. The book metaphor for how naming diminishes things: how calling something "the nice chair" or "the expensive chair" adds density and meaning that obscures its original nature as a pure expression of source. Why the guides' teachings are described as experiential rather than intellectual, including reports from Paul's live workshops of participants literally perceiving each other as light, translucent, or dissolving into pure energy. You don't have to wait for the world to calm down before you find peace. The upper room isn't somewhere else; it's the octave of vibration your true self already occupies, right now, regardless of what's happening in the world around you. Stop giving fear your power, your authority, your choice. Know who you are in truth, know your brothers and sisters in that same truth, and understand that it can be other than it is; it will be other than it is; and it already is other than it has been.

Picolé De Limão é um quadro do canal Não Inviabilize. Aqui você ouve as suas histórias misturadas às minhas!Use a hashtag #Pulseirinha e comente a história no nosso grupo do telegram: https://t.me/naoinviabilizePUBLICIDADE AIRBNBFeriado liberado, é no Airbnb. Reserve já a sua acomodação no Airbnb. O feriadão se aproxima, junte seu grupo e escolha a estadia ideal para vocês relaxarem com conforto, com espaço para todo mundo, por um valor acessível e com bastante privacidade.QUER OUVIR MAIS HISTÓRIAS? BAIXE NOSSO APLICATIVO EM SUA LOJA APPLE/GOOGLE, CONHEÇA NOSSOS QUADROS EXCLUSIVOS E RECEBA EPISÓDIOS INÉDITOS DE SEGUNDA A SÁBADO: https://naoinviabilize.com.br/assineEnvie a sua história bem detalhada para naoinviabilize@gmail.com, seu anonimato será mantido, todos os nomes, profissões e locais são trocados para preservar a sua identidade.Site: https://naoinviabilize.com.brTranscrição dos episódios: https://naoinviabilize.com.br/episodiosYoutube: https://youtube.com/naoinviabilizeInstagram: https://www.instagram.com/naoinviabilizeTikTok: https://www.tiktok.com/@naoinviabilizeX: https://x.com/naoinviabilizeFacebook: https://facebook.com/naoinviabilizeEdição de áudios: Depois O Leo Corta MultimídiaVinhetas: Pipoca SoundVoz da vinheta: Priscila Armani

Balance has nothing to do with time. It has everything to do with alignment.Tiffany is heading into a season she's known was coming for years: the last year all four of her girls will be in the same school district, and a reminder that they'll only all be home together for seven years of her life. Rather than treat that as something to fix with rest or a retreat, she explains why healed balance only comes when your daily choices are congruent with who you want to become and the good you want to put into the world.She also revisits her fear statement from one of the show's earliest episodes, and explains why she learns more from people and stories than she ever has from books.What You'll LearnWhy balance has nothing to do with timeHow decisions need renegotiating as seasons changeWhy rest alone can't heal imbalance, only alignment canWhat it means to build "the and"Timestamps:(00:00) Intro(01:14) A hard summer walking into a big season(02:45) The last year all four girls share a school district(06:30) Redefining balance: alignment over time(08:59) Why rest alone can't heal imbalance(11:52) Revisiting the Fear Interview and her fear statement(14:08) Why she learns from people, not books(18:32) Aubrey takes over the Instagram for 30 days(20:36) A Seat at the Table: October 7th(23:20) The Life of And mini retreat returns: October 22–23(26:34) A new Goals & Values Workshop: November 20For more from Tiffany:Reserve your Seat At The Table: https://www.tiffanysauder.com/seat-at-the-table Save your spot at the Mini Retreat: https://www.tiffanysauder.com/mini-retreat Reserve your seat at the Goal Setting Session: https://www.tiffanysauder.com/goals-values-workshop Check out Tiffany's Fear Interview: https://www.youtube.com/watch?v=MBOFMnA87nE&list=PLR2Wi9I1-pznlP1rAqgwyhzbRSsuXeabc&index=2  Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program Check out the apps and sponsor of this episode: Created in partnership with Share Your Genius www.shareyourgenius.com Learn more about First Internet Bank: https://www.tiffanysauder.com/First-Internet-BankFind out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

Dr. Sandra sits down with Dr. Thomas Larkin to explore how oral health connects to whole-body health and why dentistry is moving from reactive repair toward prevention, longevity, and health span. They discuss Dr. Larkin's "test, teach, treatment, recare" framework, point-of-care diagnostics, disclosing, air polishing, ozone, laser use, and how to make oral-systemic care practical for everyday hygiene visits. Want to see more of The Holistic Dentistry Show? Watch our episodes on YouTube! Do you have a mouth- or body-related question for Dr. Sanda? Send her a message on Instagram! Remember, you're not healthy until your mouth is healthy. So take care of it in the most natural way.  Key Takeaways: (04:11) The shift from traditional probing to prevention and longevity (09:48) The development of the Larkin Protocol and testing sequence (15:54) Interpreting test results and progression of treatment (22:18) The role of ozone and disinfection in oral health (28:51) Use of lasers in hygiene and practical considerations (29:03) Supportive care at home: probiotics and prebiotics (32:26)Antibiotic use, testing, and conservative treatment approaches (34:16)The importance of trending health data over time (37:12) The shift towards longevity and health span in dentistry   Connect with  Dr. Thomas Larkin: Join us for Oral Systemic Mastery, April 23–24, 2027, in Lexington, Kentucky. This innovative live event brings together dentistry, medicine, and emerging longevity science to help dental professionals diagnose earlier, educate more effectively, and expand their role in whole-body health. Reserve your spot on our website: oralsystemicmastery.com Instagram: @the_larkin_protocol   Connect With Us:  AskDrSanda | YouTube BeverlyHillsDentalHealth.com | Instagram  DrSandaMoldovan.com | Instagram  Orasana.com | Instagram Integrative Dental Health Institute  

Are you experiencing sudden waves of anxiety, heaviness, or ungrounded energy that seem to come out of nowhere?In this energy update, we dive into what is truly happening within your energetic field during major shifts in consciousness. Many on the spiritual journey assume that feeling intense discomfort means they are falling off track or regressing - but there is a deeper energetic dynamic taking place behind the scenes.Tune in to discover how to navigate these physical and emotional symptoms, anchor your awareness, and hold steady through high-frequency shifts.✨ JOIN THE UPCOMING MINI-SEMINAR: Timeline Shifts: Why Change Can Be Happening Before You Can See It.  Reserve your spot for the upcoming live seminar here:

Stephen Murray wants to change how we view drug users. After overcoming his own substance use disorder in his early 20s, he went on to save countless lives from overdose as a paramedic. He's now the founder and Executive Director of SafeSpot, the only government-funded overdose prevention hotline in the United States. In this episode, Stephen joins Stephanie to walk through the moments that transformed how he sees recovery and what it actually takes to save more lives. Order Steph's book Last Day: How to Stop Losing Our Loved Ones to the Opioid Crisis at https://bit.ly/LastDayBook, and the audiobook at https://bit.ly/3RW4WtF, or wherever books and audiobooks are sold. LAST DAY BOOK TOUR SCHEDULE Please join Steph on the road and RSVP at the links below!

Are you trying to scale your wholesaling business but terrified of hiring the wrong people? In Part 2 of this live episode, Brent Daniels and Jerry Norton continue their deep dive into the brutal realities and highest-paying strategies of real estate investing.Jerry reveals his ultimate hiring rule for acquisition managers (and why hiring an out-of-work salesperson is a guaranteed disaster), how to build a lucrative referral network with local probate attorneys, and the exact price points that separate a profitable virtual market from an impossible one. You will also learn the truth about the current housing shortage and why the new real estate regulations actively ignore land deals. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(0:45) How to structure a South Carolina 80/20 split with a funding partner(1:57) The exact script for getting consistent, high-quality leads from probate attorneys(3:41) Which virtual markets are actually profitable right now and why you must stay under $350k(7:00) Why you should never hire an out-of-work salesperson for an acquisitions role(8:17) How to comp land deals and determine if an infill lot is actually a good deal(12:17) Should you still use and/or assign on your contracts? And how to bypass angry agents(16:08) Why wholesaling business owners should outsource cold calling immediately(21:40) Why door-knocking pre-foreclosures is becoming a massive legal liability(24:18) Is there really a housing shortage, or are we just in a fundamentals market?----------Resources:InteliusFlipping MasteryBrent Daniels Real Estate (YouTube)To speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeWant to know how top real estate wholesalers and investors are finding and closing deals in today's market?Join Brent Daniels, Todd Toback, Logan Fullmer, Gal Shmukler, Ryan Zolin, Brandon Jarvela and Brian North LIVE in Phoenix, October 8–9. Learn what's working now with MLS deals, novations, title deals, multifamily, raising capital, sales and negotiation.Seats are limited! Reserve yours before they're gone: https://www.wincsuperstarretreat.com/

This week on the Oakley Podcast, Jeremy Kellett sits down at Oakley's Reserve Terminal in Louisiana with dispatchers Dillon Falgoust and Matt Arceneaux to highlight the people and operations behind the scenes. They share how they started in the shop before moving into dispatch, what they learned about trucking, hours of service, and safety, and how much respect they've gained for professional drivers. The conversation dives into what makes an Owner Operator of the Year, including communication, reliability, clean equipment, and strong customer relationships, as well as how they review settlements and partner with drivers to hit income goals. They also discuss the tight-knit culture at the Reserve terminal, coordination with the North Little Rock office, the importance of safety in end-dump operations, and how Oakley's high standards for appearance and professionalism set their owner-operators apart. Overall, the episode gives listeners an inside look at how dispatch and drivers work together as a team to build successful, family-supporting careers in trucking.Key topics in today's conversation include:Welcome to This Week's Episode And Driver Appreciation Week (0:53)Highlighting Reserve Louisiana Terminal And Jeremy's Early Story There (4:23)Dillon's Background, Family, And Path From Shop To Dispatch (6:03)Matt's Background, Time In the Shop, And Move Into Local Dispatch (9:58)Lessons Learned Moving From Construction To Fast-Paced Dispatch Work (13:00)What Makes an Owner-Operator of the Year And Qualities That Stand Out (17:30)Reviewing Settlements, Driver Income Goals, And Handling Slow Weeks (20:12)Hours Of Service, Driver Clocks, And Planning Loads Around Time Limits (26:30)Opportunities Around Reserve Terminal And Need For More Owner Operators (30:45)Showing Drivers As Normal Hardworking Neighbors (33:25)Possible Upgrades To Driver Showers And Making Terminal More Comfortable (35:09)High Standards For Oakley Owner Operators (37:30)Comparing Oakley Trucks To Other Carriers And Attracting Potential Recruits (39:02)Closing Thoughts and Appreciation For Drivers (40:41)Oakley Trucking is a family-owned and operated trucking company headquartered in North Little Rock, Arkansas. For more information, check out our show website: podcast.bruceoakley.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What happens to your body image when it feels like everyone around you is shrinking? Is it possible to be genuinely happy for someone else's weight loss and still feel completely thrown by it? In this episode, we sit down together to unpack what's coming up for so many women right now as GLP-1s and rapid weight loss dominate conversations everywhere. We get into a moment where a comment about someone's changing body turns into a bigger question about whose body gets discussed and why, the line between respecting someone's body autonomy and absorbing new pressure ourselves, and the social comparison that still shows up after years of body acceptance work.  Here's what we cover: Weight bias doesn't disappear when weight loss becomes easier, it just changes shape Staying in a larger body gets read as a choice the moment a drug exists that could shrink it Thin privilege is real, and it shows up differently depending on who's in the room Body trends have cycled through decades of history, which says more about culture than about bodies Body neutrality can be a more honest goal than chasing body positivity every single day How body grief fits into body acceptance, and what happens when you skip it Self discovery matters more than any number a scale or a drug can give you What to do with your social feed, your conversations, and your values, including where self discovery comes in If you've ever felt like the only person in the room whose body hasn't changed, this conversation gives you company and a way to think about it that doesn't start with your body. Let's rebrand wellness together! Elizabeth, Tara & Maria   Connect with us! Experience Wellness Rebranded in real life! Join Elizabeth, Maria, and Tara on October 3rd for Inhale, a one-day fall retreat with movement, nature walks, nourishing food, and conversations that go deeper. Reserve your spot here.  The Ultimate Self Care Planner: https://elizabethharrisnutrition.ck.page/9e817ab37e   Elizabeth Harris, MS, RDN, LDN Facebook/Instagram: https://www.instagram.com/ElizabethHarrisNutrition Take the free quiz, What Type of Eater Are You?: https://elizabethharrisnutrition.com/quiz   Join The Nourished Table, Elizabeth's monthly recipe club, for $20 a month: https://elizabethharrisnutrition.com/recipe-club   Tara De Leon, Master Personal Trainer Email: FitnessTrainer19@hotmail.com Instagram: https://www.instagram.com/tara_de_leon_fitness Join Tara's Newsletter: www.taradeleonfitness.com/connect If you're in the Annapolis area, follow Everybody Strong Annapolis for studio updates, class openings, and details on the grand opening free workout: https://www.instagram.com/everybodystrongannapolis/   Maria Winters, LCPC, NCC Instagram: https://www.instagram.com/coaching_therapist/ FB: https://www.facebook.com/MWcoachingtherapy Website: www.thecoachingtherapist.com

Critical minerals form the foundation of modern defense and commercial technologies, from fighter aircraft and missile systems to satellites, batteries, and advanced electronics. As global supply chains remain vulnerable to disruption and critical mineral processing remains concentrated overseas, securing reliable access to these materials has become an increasingly important challenge for the U.S. industrial base.In this episode of Emerging Tech Horizons, Dr. Arun Seraphin speaks with Brett Lambert, Executive Chairman of VaultCo and Managing Director of the Densmore Group, about the effort to strengthen U.S. access to critical minerals. They discuss Lambert's experience shaping manufacturing and industrial policy at the Pentagon, the creation of Project Vault and VaultCo, and how a public-private approach can help address vulnerabilities across critical mineral supply chains.Key topics include:- How critical mineral dependencies can create vulnerabilities across the defense and commercial industrial base.- How VaultCo's demand-driven model is designed to create a strategic “stock buffer” of critical minerals and connect industry demand with available supply.- The differences between VaultCo's approach and traditional government stockpiles, and how it complements other federal efforts to strengthen critical mineral supply chains.- Why expanding domestic and allied processing capacity will be essential to building a more resilient industrial base, and how government and private-sector investments can work together to address these challenges.NDIA Emerging Technologies Institute: https://www.ndiaeti.orgBe sure to follow us on social media for updates, early access to upcoming events, inside scoops, & more:LinkedIn: https://bit.ly/4htROo0Twitter: https://bit.ly/48LHAx3Facebook: https://bit.ly/47vlht8And for more podcasts, articles, & publications covering all things emerging tech, visit: ndiaeti.org#CriticalMinerals #DefenseIndustrialBase #SupplyChain #NationalSecurity #EmergingTechnology

Is your wholesaling business running you, or are you running your business? In Part 1 of this special live episode, Brent Daniels teams up with the Flipping Genius himself, Jerry Norton, to tackle the hardest questions in real estate investing today.Jerry reveals his exact strategy for keeping himself out of the day-to-day operations and staying in the owner's box, how to hire A-players without constantly worrying they will steal your business model, and the brutal reality of renegotiating a contract price down with an angry seller. You will also learn the exact math for offering tear-down properties and how to appropriately allocate your marketing budget when you finally score a massive $50,000 month. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:51) The constant battle of staying in the Owner's Box versus getting sucked into the weeds(3:50) How to hire top talent without fearing they will steal your business model(8:36) Why complaining is the lowest form of agency (and an immediate hiring red flag)(10:23) How to calculate the exact cash offer price for a tear-down property(12:05) What is an Option Fee? and should you pay it when submitting offers?(16:03) Why attending crowded open houses is actually a goldmine for networking with cash buyers(17:48) The 3 primary tiers of a marketing budget (and why you must stay in the Hustle tier early on)(20:30) Jerry's exact script for renegotiating a contract price down with a seller(26:01) Where you should invest your money after closing your first $50,000 month----------Resources:PropwireSkip GenieTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeWant to know how top real estate wholesalers and investors are finding and closing deals in today's market?Join Brent Daniels, Todd Toback, Logan Fullmer, Gal Shmukler, Ryan Zolin, Brandon Jarvela and Brian North LIVE in Phoenix, October 8–9. Learn what's working now with MLS deals, novations, title deals, multifamily, raising capital, sales and negotiation.Seats are limited! Reserve yours before they're gone: https://www.wincsuperstarretreat.com/

Has a bird ever crossed your path at the exact moment you needed reassurance? Have you ever bumped into an old friend thousands of miles from home and thought, "What are the odds?" What if none of it was ever a coincidence, and what if your angels have been speaking to you your entire life, just in a language you were never taught to read? Michael breaks down the everyday signs, symbols, and synchronicities your angels and guides are constantly sending, and why so many of them go completely unnoticed. From a bird of prey appearing right before a life-changing publishing deal, to a rental price mysteriously doubling within the hour, to a repeating string of angel numbers showing up on his own fitness tracker, this episode is a hands-on toolkit for learning to actually hear what's already being said to you. This isn't about chasing every flickering light or over-analyzing every stray number until you drive yourself batty. This is about learning to slow down enough to notice what's already speaking to you - nature, music, near-misses, and the people who keep reappearing in your life for a reason. Key Topics:  Why nature is one of the most consistent messengers available to us - birds, animals, and even insects acting as willing "messengers" for angels and guides who ask them to get our attention. The "effort tells a tale" principle: why something that flows with shocking ease is often a green light from the universe, while constant roadblocks may be an invitation to pivot rather than push harder. Why near-misses - a home that falls through, a rental that suddenly doubles in price - aren't failures, but a clear and often generous sign that something wasn't meant for you. The power of setting intention as the tool for receiving clear answers: asking for guidance "as clear as day," then stepping back and allowing the answer to arrive in its own way. Why running into someone from your past in an unlikely place, or having someone unexpectedly reach out after you thought of them, is never a coincidence - these are members of your soul group reappearing for a reason. How billboards, license plates, random coins, flyers, and even seemingly unrelated objects carry messages when you take the time to notice and ask what they mean. A refresher on core angel numbers (111, 222, 333, 444, and beyond) and why numbers showing up in unexpected places - a fitness app, a book's page count - are still valid, meaningful signs. Why the waking world operates with the same symbolic language as the dream world, and why living "a lucid dream," fully awake and intentional in daily life, changes how you experience everything around you. The practice of keeping a "miracle journal" - writing down every sign, number, and strange coincidence, not to obsess over it, but to build a richer, ongoing dialogue with the other side. Michael's own real-time example: two birds hitting a window minutes apart, one surviving and one not, and his plan to bring the experience to automatic writing to understand its deeper meaning. You are never truly alone, and you are never without guidance; you simply have to slow down enough to notice it. The signs are already there in the birds, the numbers, the near-misses, the person who unexpectedly calls. Write them down. Ask for clarity. Then make space to receive the answer. The more attention and intention you bring to this quiet, ongoing conversation, the richer, more vibrant, and more magical your life becomes.

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How do you go from flipping a single foreclosure to running a 200-deal-a-year real estate empire while only working three hours a week? In this episode, Brent Daniels sits down with Stephanie Betters, a former ICU nurse turned real estate powerhouse and CEO of LeftMain CRM. Stephanie breaks down exactly how she scaled her Charlotte-based business by transitioning from a solo hustler to a true business owner.She reveals her modern "sniper" approach to direct mail, why you must target time-sensitive lists like evictions and foreclosures, and how she completely automated her follow-up process. Stephanie also shares the painful lesson she learned when trying to close deals virtually, and why returning to in-person appointments saved her business. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:40) Stephanie's transition from the medical field to full-time real estate investing(10:21) Closing 11 deals in her first year using a scrappy direct mail strategy(11:26) The “sniper” direct mail approach and why you must target foreclosures and evictions(13:00) The exact timeline and mailing cadence for reaching distressed property owners(15:20) How LeftMain CRM automates direct mail triggers the moment public records are filed(18:31) Breaking through revenue ceilings and scaling past your first million(27:28) A breakdown of the 15-person team that runs Stephanie's business(30:55) Stephanie's top lead generation channels in 2026 (Direct Mail, PPL, and PPC)(32:31) The critical difference between a Lead Manager and an Acquisitions Manager(34:10) Why pre-qualifying leads too strictly will cause you to lose out on major deals(35:53) The danger of virtual wholesaling and why in-person appointments are mandatory in competitive markets----------Resources:LeftMain CRMTTP LeadsWholesalinglaunch.comTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeWant to know how top real estate wholesalers and investors are finding and closing deals in today's market?Join Brent Daniels, Todd Toback, Logan Fullmer, Gal Shmukler, Ryan Zolin, Brandon Jarvela and Brian North LIVE in Phoenix, October 8–9. Learn what's working now with MLS deals, novations, title deals, multifamily, raising capital, sales and negotiation.Seats are limited! Reserve yours before they're gone: https://www.wincsuperstarretreat.com/

Keith welcomes back macroeconomist Richard Duncan of Macro Watch to examine where mortgage rates are headed and what's driving them there.  Duncan explains how the U.S. shifted from capitalism to what he calls "creditism" after the dollar left gold in 1971, and why today's AI investment boom, rising defense spending, and a $40 trillion national debt are all pointing inflation and interest rates in the same direction.  He also makes the case for rental property on land as a long-term inflation hedge, and answers a question many have asked: if the government can print currency, why does it collect taxes?  Episode Page: GetRichEducation.com/623 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. You're going to get a good idea of where future mortgage rates are headed as we're talking to one of the world's most brilliant macroeconomists today. Will AI be more inflationary or deflationary? And the profundity of how we're on the brink of moving into a completely new economic system today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Home Buyers, the largest turnkey company in Memphis with more than 6000 homes under management, for a free live webinar the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again. that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:34   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:50   Welcome to GRE from Lancaster, Pennsylvania, to Lancaster, California, and across 188 nations worldwide. I'm Keith Weinhold. You're listening to Get Rich Education, and I really appreciate that you're here. Yes, those two cities, though spelled the same, are pronounced differently. Framing this entire episode today with our brilliant guest, you'll learn which direction future mortgage rates are probably going to move, and it's decidedly either going to be higher or lower. You'll get a clear answer. Now I've said that trying to predict mortgage rates definitively is foolish. We're only talking about probabilities today. Look, have you ever wondered if the government can just print its own currency? Then why do they have to collect taxes from us. We're going to get that answer today. Back in 1971, the U.S. economy left a system of capitalism, in fact, and embarked on a journey of creditism as defined by today's guest. Well, now we're about to leave creditism. You'll learn what is poised to replace it, and it is an AI-fueled answer. You know, to prep you with some context today, I've said it here before. But when you start talking about the enormity of a national economy, the words billion and trillion start to get thrown around a lot. A trillion seconds ago, you know how long ago that was. That takes you further back than the Roman Empire, because a trillion seconds is 31,700 years. Well, 31,700 years ago, that is just about as far back as when the plains of Europe were being roamed by Neanderthals. Yeah, that was a trillion seconds ago. Coming up on the show here, the man who wrote the book on the Pareto principle 30 years ago. That's the 80-20 principle, where 20% of your effort yields 80% of the results. We'll talk to him and learn how those insights can improve your life on a different upcoming episode.   Keith Weinhold  4:08   Here, the book Rich Dad Poor Dad was originally written by two authors. One of those two was Robert Kiyosaki. We had Kiyosaki on the show here with us in June, and by the way, the New York Post recently wrote an article, and they cited the Get Rich Education podcast in how Kiyosaki revealed on the show here that he is 1.2 billion dollars in debt. You can find that in the September 1st edition of the New York Post. That's the June 1st episode of the Get Rich Education podcast that they're citing. Well, a lot of people they don't know who the other author of Rich Dad Poor Dad is, but we're going to have her here with us on the show soon. So some really fascinating episodes coming up. Let's meet today's guest. Returning this week is one of the foremost macroeconomic minds in the world. He was this show's first ever guest nearly 12 years ago on episode seven. A prolific author, he publishes the popular video series Macro Watch at RichardDuncaneconomics.com, and he's really influential. For example, not long ago, he presented his economic policy proposals to congressional members of the House Ways and Means Committee. Hey, it's a warm Get Rich Education. Welcome back to the incomparable Richard Duncan.   Richard Duncan  5:39   Thank you, Keith. Thank you for having me back on.   Keith Weinhold  5:42   I don't know if you and the audience are ready for this. This is some perspective. It recently made news when the U.S. hit its national public debt milestone of $40 trillion. When Richard made his GRE debut here in November of 2014, it was $18 trillion. That national debt has more than doubled since you were first here, Richard.   Richard Duncan  6:07   That's right. The government has been playing probably the leading role in keeping the economy growing, and a couple of times since then has played the sole role in preventing a new Great Depression in the aftermath of the crisis of 2008 and during COVID, it's the massive government budget deficits, often more than a trillion dollars a year. Last couple of years, it's been 1.8 trillion dollars. That's been driving the economy, and whenever it needs some additional support, the Fed steps in and creates a few trillion dollars here and there, and combined they've been keeping the economy growing and, in fact, booming. And wealth has absolutely exploded as a result of the government spending and the Fed money creation. In 2008, the total wealth of all the Americans net worth $60 trillion. Now, it's tripled to $180 trillion. That that is a direct result of the government's intervention through budget deficits and paper money creation by the Fed.   Keith Weinhold  7:14   I will call that the world's least desirable investment portfolio minus 40 t. That is one way to think about it, but when you bring up interventionism, you know something I shared with the audience about a month ago, Richard. It is just remarkable to think about all the crises we've had just since 2020. We had COVID, we had Russia's invasion of Ukraine, we had Israel, Gaza. We had tariffs. Now we've got the war in Iran, and what is the result of all this? Largely due to government interventionism. Oh, both the stock market and real estate market in the U.S. are near all-time highs.   Richard Duncan  7:54   Who would have imagined? But things work very differently now than they did in the old days when money was backed by gold, and the Fed and the government played a much smaller role in the economy. It's a different world now. That was capitalism. This is creditism. Our new economic system is driven by credit growth, and whenever necessary, the government steps in with massive budget deficits, and the Fed steps in with massive money creation to make sure that credit keeps expanding and the economy keeps growing, because if credit doesn't keep expanding, if it even dips a little bit like it started to in 2009, then the whole bubble implodes and we repeat the 1930s Great Depression, probably followed by what happened in the 1940s.   Keith Weinhold  8:39   This is interesting. When you were first here 12 years ago. You talked about how society isn't so much capitalism that it's creditism, and you expounded on that. And before we're done, I know that we have now morphed into a new ism, post-creditism that Richard is going to share with us, it's fascinating. But Richard, since you were last here, the Iran War is new. It's been going on for over six months now. So I'd like to get your thoughts on that, and principally, if the Iran War is going to create lasting inflation or only a temporary energy spike. What are your thoughts?   Richard Duncan  9:20   Let's broaden this out. I know that your listeners are very interested in in real estate, and of course that's very impacted by interest rates. And interest rates are impacted, of course, primarily by inflation. So it is true that the Iran war is pushing up energy prices, and that's pushing up inflation. It's not just Iran alone. Before that, we had trade tariffs, and that's pushing up inflation. And on top of that, we've simultaneously got this extraordinary AI investment boom, and the investment by the hyperscalers is just mind-boggling. The four biggest hyperscalers-Amazon, Alphabet, Microsoft, and Meta-they're expected just the four of them to invest something close to $750 billion this year. 750 billion, just four of them. Now, to put that into perspective, the U.S. military, in one year, the most recent year, only spends half that much on procurement and research and development, roughly 320 billion. You've got these four hyperscalers spending twice as much as the U.S. military does on procurement and research and development. That is just hard to wrap your mind around, and of course, that's pushing up everything from the cost of memory chips to electrical equipment, the cost of electricity itself, power generation equipment, and all the kinds of materials that go into building data centers. So that's another source of inflation. And then there is this wealth effect that I just referred to a minute ago. Wealth has tripled from $60 trillion to $180 trillion since 2008. All that wealth is giving a lot of rich people a lot of money to spend on a very large scale, and that also is inflationary. So all of those things are inflationary, and none of them seem to be going away in the immediate future. Now, on top of that, the inflation is not the only thing that is affecting the interest rates. Other things are affecting the interest rates as well. For instance, the budget deficit this year looks like the U.S. budget deficit is going to be quite close to $2 trillion. So that will be $2 trillion of government borrowing, and this doesn't look like it's going to go down anytime soon either. President Trump is requesting $1.5 trillion for the total defense budget in fiscal year 2027, which starts in October. That's up from just $900 billion in fiscal year 2025, so that's a huge increase in military spending, which makes the percent-   Keith Weinhold  9:20   Increase plus, y   Richard Duncan  10:52   Going to keep growing, and that spending will be inflationary as well. But so the government is going to have to borrow, so the demand for money from the government is enormous, and as I've just mentioned, because of the AI boon, the hyperscalers and many of the other companies in the AI industry or related to the AI industry, they're also tapping the bond market on a very large scale. So demand for borrowing from these AI-related companies, the demand is pushing up interest rates. This is not directly related to inflation, so you've got a lot of demand for borrowing from the government and from the private sector related to artificial intelligence primarily. So that's on the demand side for money, and on the supply side, well, the United States is not making a lot of new friends these days. We seem to be losing friends pretty quickly, and many of the people who were very enthusiastic about buying American government bonds in the past are becoming increasingly reluctant to do so. Most of them still are. Most of them don't really have any viable options, but on the margin, there are fewer friendly buyers of our debt, and so fewer people willing to buy the debt also puts upward pressure on U.S. interest rates. So recently, the 30-year U.S. government bond hit a 19-year high at 5.33% That's a very high number, and this has spooked the Treasury Department. Treasury Secretary Besant has begun doing some very unusual things that suggest that he's very concerned. He has helped stop the yen from weakening by selling some euros that the U.S. government owned and buying yen. He did this to make the yen stronger, and this meant that Japan wouldn't have to sell its U.S. government bonds in order to have dollars to use to buy yen to make the yen stronger. So that was a strange move.   Richard Duncan  9:20   And then more recently, he's announced that the Treasury Department is going to start buying twice as many long-dated bonds as it has been doing. Each operation now, the Treasury Department has been buying $2 billion worth of bonds at the long end and financing it with short-term borrowing. So borrowing at the short end, the say two-year bonds, which have a much lower interest rate, and using that money to buy 10 or 30-year bonds that have a higher interest rate, in order to push up the bond prices and push down the bond yields at the long end, to try to hold down the 30-year bond yield and the 10-year bond yield, which of course directly affects the mortgage. This is beginning to seem like there's some degree of, well, let's call it perhaps not panic, but deep concern in the Treasury about how high interest rates in the U.S. are going, and just moving forward with this idea, all of these pressures, the inflationary pressures are not likely to go away anytime soon. The demand for borrowing is not going to go away anytime soon. So there's going to continue to be this upward pressure on interest rates. And I think ultimately, what we are going to see is another big round of quantitative easing from the Fed. The Fed is going to have to step back in and announce that it's going to create a great deal of money one more time, and use that money that it creates to buy government bonds to push up their price and to drive down their yield. And we shouldn't forget that already the Fed is currently printing, creating money. It launched a new program. What is it called? Reserve management purchases. This was a program they announced in December last year, where they were just going to create some money and inject bank reserves into the financial system, so that they could manage reserves at a good level, so everyone would have plenty of liquidity. Just since December, they have created $210 billion. This is kind of going under the radar, but $210 billion since December is not an insignificant amount of money.   Richard Duncan  14:49   If the budget deficit this year turns out to be 2 trillion, then that's financing 10% of the government's budget deficit, right? More than 10% So we've already got a significant amount of money creation by the Fed going on currently, and that's not enough to prevent the yields from moving sharply higher. So I think what we're going to get is another much bigger round of quantitative easing in the not too distant future, and that's going to have a lot of ramifications.   Keith Weinhold  17:00   That's a really interesting insight, and Richard, one word keeps popping into my head as we have this discussion. Okay, inflationary pressure correlates with higher interest rates, sure, but how much are these high bond yields, which flow right over to our mortgage rates, a result of an erosion in trust. I'm thinking about trust   Richard Duncan  17:24   to some degree, yes, but not overwhelmingly. The reality is, at the end of the day, there is a certain amount of money in the world that has to be invested somewhere, and that is the most important fact to understand. There is a pool of money; it keeps getting larger, and it has to go somewhere. And U.S. government bonds are considered the safest place for it to go. For instance, the United States has a very large trade deficit with the rest of the world. For the last two years, the current account deficit, which is more or less the trade deficit, has been 1.2 trillion dollars a year. It's easier to understand it as a trade deficit. That's been throwing off 1.2 trillion dollars into the surplus countries. The surplus countries sell things in the United States, countries like China and Vietnam and all the others. They sell things in the United States that they make at home. They get paid in dollars. They take their dollars back home to China and Vietnam and all the other countries, and what do they do with the dollars? They own dollars. They've got to do something with those dollars. They're getting 1.2 trillion more dollars every year. Now, the thing they do with it primarily is they buy treasury bonds with it, and so there is an inherent and growing demand for treasury bonds. You may be thinking, okay, they could take those dollars and they could convert them into euros. That's true, they could, but whoever they buy the euros from, they then own dollars, and they would need to buy U.S. dollar-denominated assets with them. The main driver behind the buying of Treasury bonds is just the fact that there are so many dollars in the world, an increasing amount of dollars outside the United States that need to be invested in U.S. dollar-denominated assets. People can lose confidence in "quote unquote, but what are they going to do with their dollars? It has to go somewhere, and so it ultimately ends up going round and round, and an enormous amount of it ends up in U.S. Treasury bonds, and that's not going to change so long as the U.S. has a very large trade deficit with the rest of the world. The rest of the world is going to keep accumulating dollars for that reason, and they're going to keep accumulating Treasury bonds for that reason.   Keith Weinhold  19:44   Well, what do these effects mean for real estate, Richard? I mean, which force you think will ultimately win for housing here with this increased inflationary pressure? Is it more of a damaged affordability problem, or do we see rising? Placement costs that continue to help float real estate values up.   Richard Duncan  20:05   Real estate prices, home prices, have not been performing very well over the last year to two. Pretty flat, unlike in prior years, immediately after COVID when they were booming. I suppose that's what we're going to continue to see for some time. If interest rates remain high, the affordability is not there. But if we do get this new round of quantitative easing, which I think is a real possibility, then that will effectively push down the interest rates, making home affordability better. And at the same time, by creating more money, that does push up asset prices across the board. So over the long run, I do believe that real estate is a very good investment, and also it can be a very good investment from the point of view of providing diversity in your portfolio. I'd like to focus in particular on it can be an inflation hedge. So, if you buy a house and use a say a 30-year fixed mortgage, and then we or a 15-year fixed mortgage to pay for a significant part of that purchase, and then we do get inflation, then the inflation eats away your mortgage. Your mortgage evaporates because of the inflation, so in that way you're somewhat protected from the risk of future inflation by having inflation destroys your debt. In other words, so that helps. So I do believe that buying houses, I think rental income is a very good investment, particularly houses on a piece of land buy the house with a fixed rate mortgage. You rent out the house, and over 10 to 15 years, the house pays for itself, and it keeps appreciating in value over time. Decade after decade, it will become increasingly valuable over the long run, and you'll have also a supply cash flow, and you'll have this inflation hedge that I just described. So I think owning rental property that is on land, I'm not so keen on buying condos. There's no limit as to how many condos can be built in the air, but there is a limited amount of land in the world, and so land is as good as gold because if gold goes up; the land will also go up for the same reasons. So I think owning rental property is a very important part of having a broadly diversified portfolio, which is usually the best thing for most people to do to have a broadly diversified investment portfolio.    Keith Weinhold  22:37   Yeah, in this era of both war and increased interventionism, yeah, we still have a resource here, real estate that is scarce, that is necessary, and is built with this basket of goods and commodities constituting that replacement cost.   Richard Duncan  22:53   I agree.   Keith Weinhold  22:55   Well, Richard and I have a lot more to talk about when we come back, including what phase of the economy that we're in post-creditism and a lot more. You're listening to Get Rich Education. Our guest is the publisher of Macro Watch, Richard Duncan. I'm your host, Keith Weinhold.   Keith Weinhold  23:12   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family 266866. That's family 266866.   Robert Helms  24:44   Hey everybody, it's Robert Helms of the Real Estate Guys Radio Program. So glad you found Keith Weinhold and Get Rich Education. Don't play your daydream.   Keith Weinhold  25:04   Welcome back to Get Rich Education. I'm your host Keith Weinhold. We're talking with Richard Duncan. Check out him and his work at RichardDuncanEconomics.com. So much interesting stuff has happened in the macroeconomic world since we last had him here with the Iran War, with the AI arms race heating up, and with hitting that milestone of $40 trillion in total public national debt. Which, by the way, that $40 trillion-that is more than the combined debt of Germany, Japan, France, Italy, the UK, and Canada. That's basically the entire rest of the G7 just to try to get your head wrapped around that $40 trillion number, and you know, Richard, when it comes to the government, their income and their expenses and their assets in their debt, some wonder, including me, if the government can just print its own currency, then why must they collect taxes from us?   Richard Duncan  26:04   Okay, well, to understand the answer to that question, it's necessary to understand that it wasn't always possible for the government to print its own currency. Up until 1968, 1971, the Fed was legally required to back the dollars it created with gold, and the United States had the obligation to allow other countries to convert the dollars they accumulated into U.S. gold. So up until then, that wasn't a possibility for the government to finance its spending by money printing. And so, over the centuries that preceded, the government would tax the people to obtain the money that it needs for spending. So imagine today: here we are. The government now is spending about $7 trillion a year, and its tax revenues are about $5 trillion a year. So if it suddenly said, "Okay, we're not going to tax anyone anymore, that would mean that people would have an extra $5 trillion to spend, and if the people started spending $5 trillion, we would have hyperinflation, because there's only a limited amount of industrial capacity in the United States, or even in the world for that matter. It couldn't absorb a $5 trillion of additional spending from households and businesses, so it's not that they can't technically create the money as much money as they want to pay for everything they want. The constraint is not money creation technically; it's the inflation that it would produce if they just stopped taxing everyone and just created money instead. So that's the reason they can't.   Keith Weinhold  27:46   Just slowly taper it away and give people some income tax relief. Why can't they do that?   Richard Duncan  27:52   Well, that's what they've been doing. Taxes are far lower now than they were under when President Reagan took office, and that's one of the reasons we have $40 trillion in debt.   Keith Weinhold  28:03   Okay, but that is how the income and expenses look on an annual basis, right, Richard? This is how I think of it. Like the United States basically has 5 trillion in annual income, much of it from personal tax collection, and 7 trillion in annual expenses. That's how we get to the annual deficit of about 2 trillion, which rolls into that $40 trillion of overall debt.   Richard Duncan  28:30   That's right. What you said is correct. But we would have much more than $5 trillion income from taxes had the government not reduced the tax rate so often and so radically, starting in the early 1980s under President Reagan, if taxes hadn't been cut so sharply, we wouldn't have a two-trillion-dollar budget deficit, $40 trillion of government debt. So they've already been tapering the amount that they tax by cutting tax rates very sharply over the last decades,   Keith Weinhold  29:02   I guess a lot of people, admittedly me included, haven't been thinking about it that way. Maybe because it's painful, and I do write checks to the IRS. But when we talk about this propensity for continued inflation, one component of this is what's happening with the AI arms race, and I know you've looked at this closely. You know, because one thing I think about is, well, wait, will the AI arms race actually be deflationary over time because it lowers production costs and makes us more efficient, or is it going to be inflationary because it requires enormous capital and electricity and infrastructure in the building of these data centers. So you know I can see it going either way with the AI arms race, inflationary or deflationary. But since you studied it a lot, including talking about it on macrowatch, tell us more about the AI arms race and what this all means, Richard.   Richard Duncan  29:59   So yes. On your point that you just made, in the short term, it looks like the AI boom is going to be inflationary. Yeah, it's driving up electricity prices, land prices, and all of the things that we discussed before. Everything that goes into making artificial intelligence intelligence, including memory chips, which drive up the cost of your iPhone and iPad. So it's inflationary in the short run, but over the long run, it could probably and probably will be quite disinflationary or even deflationary. I think that's several years away. Now, moving on to the next question, the AI arms race. I think it's very helpful to understand the world around us by putting it in the context of how our economic system has evolved since dollars ceased to be backed by gold. 1968, the Fed was no longer required to back dollars with gold. 1971, President Nixon said, "Sorry, Europe, we we said we would let you convert your dollars into gold, but we changed our mind and you can't. So after that, there was no longer any gold backing for the dollar, and here are a list of things that have happened as a result of that change. Our huge trade deficits couldn't have happened if the dollars were backed by gold. The huge budget deficits that we have couldn't have happened. The Fed couldn't have created trillions of dollars through quantitative easing. Inflation rate has fallen from the 1980s, from the the mid teens to well below the Fed's 2% inflation target for most of the last 20 years, and wealth in the United States has exploded, as I mentioned, from 60 trillion to 180 trillion. That wouldn't have happened if dollars had remained backed by gold because credit has exploded. Total debt or total credit, two sides of the same coin. Total debt in the U.S. It's government debt, household debt, corporate debt, Fannie Mae, Freddie Mac debt, all the debt. It first went through $1 trillion in 1960. Now it's 110 trillion. So 110 times increase in my lifetime in total debt. That wouldn't have happened if dollars had remained backed by gold, and because of all of that credit expansion and the massive trade deficits we had with the rest of the world through globalization occurred, and that allowed Asia to industrialize, and Asia wouldn't be industrialized as it is now. China wouldn't be an economic superpower as it is now had dollars remained backed by gold, because it wouldn't have been able to grow through export-led growth. And so, China, instead of looking like it does today, it would look like it did in 1970, basically being a very poor third world country, and globalization has pulled hundreds of millions of people out of poverty.   Richard Duncan  32:47   They would still be in poverty had dollars remained backed by gold. The Soviet Union probably would still be around because the U.S. under President Reagan wouldn't have been able to to spend so much on the military that it bankrupted the Soviet Union trying to keep up with us, and finally, China wouldn't be the national security threat that it's become now because it wouldn't have had a trade surplus and it wouldn't have had any economic growth to speak of for the last 50 years. That's the world that we're living in now. The world we live in now is the direct result of dollars no longer being backed by gold, and to understand the world around us, you have to understand that that's the starting point. Now, coming to your question, this explosion of wealth that has been created under the system that I call creditism-we did have capitalism. It was driven by saving and investment, Capital accumulation, hence capitalism and investment that drove capitalism. That's not how our system works. Our system is driven by credit creation and consumption, and more credit creation and more consumption. That's creditism. It used to be driven by private sector credit growth, but the private sector became too heavily indebted in 2008, and they blew up, and that almost resulted in the complete collapse and bankruptcy of every bank in the United States and probably most of the banks around the world as well. So the government had to step in, and since that time, it's been government borrowing primarily.   Richard Duncan  34:17   This driven creditism and kept credit expanding with the help of the Fed, so this has been the evolution of creditism and has produced extraordinary amounts of wealth. So it's had two consequences that we need to focus in on now. For one, I've mentioned already, it turned China into an economic superpower, which is now on the verge of overtaking us, not just economically, but also technologically and militarily, it's become an extreme national security threat to the United States. But the second thing that has occurred, the creation of all of this wealth has provided the funds that have allowed a. Technological revolution to occur so quickly, this AI revolution that we're now living through, that is the direct result of the ample liquidity that has been created and flowing around the world, originating largely from the Fed's printing press and the government's budget deficits. That's created trillions and trillions and trillions of dollars of wealth that wouldn't have existed otherwise, and that wealth has gone into funding this development of data centers and the technology that's created the artificial intelligence. Now we are experiencing this AI revolution, and it's become quite apparent to everyone that whoever wins the AI arms race is going to rule the world. We're on the verge of machines becoming more intelligent than humans, and then after that point, through self-training and self-improvement, going on 24 hours a day, they're going to become exponentially more intelligent than humans very quickly, so whoever wins this race is going to have dominance of every other country in the world. So, as creditism has evolved, it has created a national security threat in China and has created artificial intelligence. And as a result of the two combined, we now have this artificial intelligence arms race with the United States that must win. That's why President Trump is calling for a 1.5 trillion dollar defense budget.   Richard Duncan  36:30   So this is one of the main themes that MacroWatch has been focused on this year. I've done a series of videos on the new defense spending boom, looking in one video at the traditional titans of defense like Lockheed Martin, RTX, Boeing, in another video looking at the new up-and-coming Silicon Valley challengers in the defense industry, companies like Andrel, Palantir, and most important of all, SpaceX. This is now the driving force in the economy. the The absolute necessity of winning this AI arms race is going to require much greater government spending on the military, and it's going to require what we're seeing extraordinary amounts of money being invested in developing artificial intelligence because whoever gets there first wins, and whoever doesn't is going to be subjugated by the winner. So that's where we are. So that brings us up to we've been discussing the change from capitalism into creditism, and we've seen how creditism has evolved from being first driven by private sector credit to later being driven by government sector borrowing and spending, now leading to this AI arms race, which I think we're now moving toward a different kind of economic system beyond creditism. So let me back up just a minute and say that economic systems are best defined by the constraints that limit what they can do. So we've been talking about capitalism. Capitalism's main constraint was the requirement that money be backed by gold, and when that constraint, when that gold-backed money constraint was removed, the constraint was gone. The economic system evolved into a different kind of economic system. Creditism has created extraordinary amounts of wealth and growth since early 1970s. This is not the first time economic systems have evolved. If you look back through history, there have been many different kinds of economic systems. They've all been defined by the constraints that binded what they could do. If you go back to hunter-gatherer economic system, that economic system was constrained because the people didn't have tools for cultivation or any way to store the food that they created for long-term storage, but once they developed that those tools and the ability to store food, those constraints were removed and they evolved into a different kind of economic system. Ultimately, into feudalism. Feudalism was an economic system that was constrained by very poor roads, so there was very little transportation. There were no banks, so no banking system or credit, and there was very limited legal social mobility.   Richard Duncan  39:28   But eventually, cities developed, and because of cities, trade flourished, and that removed the constraints that had defined feudalism. Okay, so fast forward, capitalism was constrained by gold-backed money. When gold was removed, we moved into creditism. Now here we are in creditism, late-stage creditism, and we're seeing this phenomenal expansion of artificial intelligence. So every economic system throughout history has. Had two constraints in common. There have been labor constraints, a limited labor supply, and there has been the constraint of limited human intelligence. We're now, thanks to artificial intelligence, on the verge of removing those two constraints that have limited every economic system up until today, when artificial intelligence is embedded in humanoid robots, that's going to remove the labor constraint. We will no longer have any labor constraint. Robots will be able to produce all the labor and then some that's required. So there goes the labor constraint, and when we hit superintelligence, that's going to remove the constraint of human intelligence that has bound economic systems. So those have been the two primary binding constraints on every economic system so far, and they're just now about to be removed by artificial intelligence. We're moving into a new era without intelligence constraints and without labor constraints, and this is going to radically change everything. When those constraints are removed, creditism is going to evolve into an economic system that's no longer driven by credit creation. It's going to be driven by intelligence creation, knowledge creation, or an explosion of cognition. So I call the new system that we're moving toward cognitism, because rather than being driven by credit as creditism is, it's going to be driven by exponential expansion of intelligence or cognition, and it's probably going to create undreamt of wealth, but it's going to completely change from bottom to top everything about the world and society and social relations that exist today, and that is what we're very quickly moving into over the next 10 to 20 years. That that's where we're going to go, and I believe it deserves a new name. So I've coined the term cognitism to describe this new economic system. The post-creditism world is cognitivism.   Keith Weinhold  42:12   Wow, this is massive. Ever since we met, you talked about creditism, and really, that's the economic system that we live in, not capitalism, so we're on the brink again of moving from creditism into cognitivism, because oftentimes these forces and their change are defined by having the constraints removed, and we're on the brink of removing the labor constraint and the human intelligence restraint from creditism to move us into cognitivism over the next 10 or 20 years. I'm just reviewing what you said as I'm thinking this through, Richard. Talk to us at least a little about what the ramifications are for us, just everyday people and investors with this cognitimism economic system.   Richard Duncan  43:02   It's very difficult to guess what the consequences are going to be. They're going to be not only economic, but they're going to very quickly become political, and the political consequences are difficult to guess how they will play out. But it does look like when robots can do all the manual labor, and machines can do all of the intellectual work on a much more accurately, much more rapidly, much more flawlessly than humans can. There won't be any need for humans to have work unless legislation is in place to ensure that they do, and if they don't have work, then they're going to not have any income. And if they don't have any income, they're going to start being very unhappy, and they're going to start rioting, and governments are going to begin to fall, and we don't know how that's going to play out. So there's going to have to be arrangements made to ensure that people do have enough income to benefit from all of the extraordinary wealth that could be created through limitless labor and limitless intelligence, but to work in a way that can satisfy our wildest dreams and beyond our wildest dreams is going to be a matter of restructuring the political economy, if you will, to ensure that people benefit from this technological revolution that is now speeding up.   Keith Weinhold  44:30   Yeah, I would say all we do know is we don't know and how it's going to turn out. But you know whether it's been tractors replacing horses or whether it's been the advent of the assembly line, or whether it's been the advent of the internet, people always say it's going to destroy net jobs, and historically, it really hasn't.   Richard Duncan  44:53   You're right, but the replacement of horses with automobiles didn't really work out so well for the horses.   Keith Weinhold  45:00   So, is there any way we can think about this in order to stay nimble as investors and everyday people, Richard? As we move into cognitism.   Richard Duncan  45:10   Absolutely, everyone needs to subscribe to Macro Watch, and they'll be able to follow it very closely there as I map it out as it unfolds from month to month.   Keith Weinhold  45:22   They should, and it's fascinating, and you've really been on the cutting edge of that. Tell us more about subscribing to Macro Watch, something that a lot of listeners should be interested in.   Richard Duncan  45:33   So my background is has been in finance. I started working in Hong Kong in 1986 as a securities analyst, I later on became an economist and then a strategist. I worked for the World Bank for a couple of years in Washington. I was the head of global investment strategy in London for ABN AMRO Asset Management. So my background is in finance, and I have spent most of my career living in Asia for the last 40 years, primarily in Asia. Along the way, I've written four books. The first one was the Dollar Crisis back in 2003. The most recent one was The Money Revolution in 2023. So my background is in finance. But 13 years ago, I launched Macro Watch. Macro Watch is a video newsletter. Every couple of weeks, I upload a new video. It's essentially me making a PowerPoint presentation discussing something important happening in the global economy and how that's likely to impact asset prices. So it's essentially become a compendium of the global economy. Essentially, everything that has happened in the last 13 years at the macro level that matters is discussed in these macro watch videos. For instance, there is a complete history of everything the Federal Reserve has done since it was founded in 1913. There is a complete description of government debt from the beginning, the increase in government debt and budget deficits. It explains things like how the Fed actually creates money, what are bank reserves, what is Japanese monetary policy, what is European monetary policy. All the major macroeconomic developments are described there and are available to subscribers every two weeks. They upload a new video, and so if your listeners would like to check it out, my website is richarddunkeneconomics.com. That's richarduneconomics.com, and if they'd like to subscribe, hit the subscribe button. And I'd like to offer everyone a 50% subscription discount.   Keith Weinhold  47:36   Thank you.   Richard Duncan  47:36   They'll be prompted to put in a discount coupon code if they use the discount code GRE, like Get Rich Education, they can subscribe at a 50% discount. They'll find it very affordable, and at the very least, they can sign up for my free blog while they're there, and they can follow my work that way.    Keith Weinhold  47:57   It is fascinating the AI arms race poised to have us completely change economic systems from criticism to cognitism. Richard, is there any last thing that you would like to leave us with? Whether it has something else to do with AI, maybe I didn't think about asking you, or something with the Iran war and the inflation, or anything else in the economy. Any last thought for what we should do or be aware of?   Richard Duncan  48:24   One thing, of course, I think is very important is for everyone to learn to use AI as much as they possibly can. It's easy to use, and it will teach you how to use it. And as we evolve into this new world is going to be crucial to make use of this most important tool humanity has ever had-the ability to use AI. This suddenly gives you access to all the world's knowledge. All you have to do is ask, and it will tell you in a very friendly way. So, by being able to use AI, you'll be in a much better position to survive the transition and prosper in the decade ahead.   Keith Weinhold  49:09   That is an actionable way to stay on top of it, Richard. It's been valuable as always. Thanks so much for coming back onto the show.   Richard Duncan  49:16   Thank you, Keith. I've enjoyed it.   Keith Weinhold  49:24   Yeah, keen insights from Richard as always. Yeah, the U.S. sure has been making enemies the past couple years. That could make other nations less likely to buy our debt, and then in turn, it takes higher interest rates in order to attract bond buyers. Well, that in turn increases mortgage rates. But to some extent, other nations have to buy our debt. Richard says that a bigger round of future QE is a distinct possibility. That is code for money printing. That's clearly. Inflationary, but few seem to know we've already been involved in liquidity operations since last December. Whether that's called QE or something else, it is taking more government spending to keep up with the AI race. That's inflationary too. What about that? When horses were replaced with cars. How did it work out for the horse? I don't know if that made it better or worse for the horse. Maybe horses were out of work, but then they got to live free. Will AI make that very predicament apply to humans? Nobody knows. The economic system will have moved from creditism to cognitism when the economy is no longer driven by credit creation but intelligence creation, from RichardDuncanEconomics.com, you can hit the subscribe to MacroWatch button and enter the discount code GRE for a 50% discount. Just about everything that you heard today is poised to drive mortgage rates higher, not lower. Big thanks to Macro Watch Mastermind Richard Duncan today. Next week it's a more real estate centered show. I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  51:21   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  51:49   The preceding program was brought to you by your home for wealth building, getricheduceducation.com  

Picolé De Limão é um quadro do canal Não Inviabilize. Aqui você ouve as suas histórias misturadas às minhas!Use a hashtag #Penteadeira e comente a história no nosso grupo do telegram: https://t.me/naoinviabilizePUBLICIDADE AIRBNBFeriado liberado, é no Airbnb. Reserve já a sua acomodação no Airbnb. O feriadão de outubro se aproxima, junte seu grupo e escolha a estadia ideal para o seu descanso, para vocês relaxarem com conforto, com espaço para todo mundo, por um valor acessível e com bastante privacidade.QUER OUVIR MAIS HISTÓRIAS? BAIXE NOSSO APLICATIVO EM SUA LOJA APPLE/GOOGLE, CONHEÇA NOSSOS QUADROS EXCLUSIVOS E RECEBA EPISÓDIOS INÉDITOS DE SEGUNDA A SÁBADO: https://naoinviabilize.com.br/assineEnvie a sua história bem detalhada para naoinviabilize@gmail.com, seu anonimato será mantido, todos os nomes, profissões e locais são trocados para preservar a sua identidade.Site: https://naoinviabilize.com.brTranscrição dos episódios: https://naoinviabilize.com.br/episodiosYoutube: https://youtube.com/naoinviabilizeInstagram: https://www.instagram.com/naoinviabilizeTikTok: https://www.tiktok.com/@naoinviabilizeX: https://x.com/naoinviabilizeFacebook: https://facebook.com/naoinviabilizeEdição de áudios: Depois O Leo Corta MultimídiaVinhetas: Pipoca SoundVoz da vinheta: Priscila Armani

If you've recently woken up to the reality that what you experienced was abuse — and now you're waking up at 3am drowning in shame instead of sleep — this episode was made for you.The pain of realizing it was never real for him is its own kind of grief, and most women are white-knuckling their way through it alone, convinced that feeling it means something is wrong with them.Here's what you'll walk away with:Why the shame spiral of "I should have known better" is keeping you more stuck than the relationship ever did, and what's actually happening underneath itThe real reason avoiding your feelings (hello, extra work hours and reality TV binge sessions) is quietly making everything worseThe one thing you actually need to move through the pain so you can stop replaying the nightmare and start feeling like yourself againHit play — because the faster you understand what's keeping you in this torturous limbo, the sooner you can finally put it down.QUICK LINKS FROM THE EPISODE:Schedule your free Intro Session: https://freeintrosession-pa.youcanbook.me/Reserve your space in my Oct. 7th drop in group space: https://www.brewolta.com/offers/TWAfsFHM/checkout RESOURCES FOR YOUR HEALING:

In dieser Folge sprechen wir mit Dr. Jonas Groß, Mitgründer der Digital Euro Association, über den digitalen Euro und was er tatsächlich für uns alle bedeutet. Wir klären, wie weit die Pläne der EZB wirklich sind, ab wann der digitale Euro kommen könnte und welche Rolle Bargeld dabei noch spielt. Wir sprechen über die Idee gezielter Rabatte für bestimmtes Kaufverhalten, über die Frage, ob eine Nutzung irgendwann verpflichtend werden könnte, und darüber, was das für deine finanzielle Unabhängigkeit bedeutet. Jonas erklärt außerdem offen, warum er selbst weiterhin auf Bitcoin als unabhängigen Wertspeicher setzt. Du benötigst persönliche Unterstützung bei der Aufbewahrung deiner Bitcoin? Wir gestalten derzeit konkrete Inhalte, mit denen wir dir Schritt für Schritt helfen möchten. Trage dich jetzt in unsere Warteliste ein und werde als Erstes benachrichtigt, sobald es losgeht: https://www.bitcoinverstehen.info/warteliste Jeden Montag 5 interessante Medien rund um Bitcoin und Geld sowie donnerstags die Zusammenfassung unserer aktuellen Episode in euer Postfach? Dann melde dich zu unserem Newsletter an: https://www.bitcoinverstehen.info/newsletter

Are your cash offers constantly being leveraged by sellers to get higher bids from your competition? In this solo episode, Brent Daniels breaks down the four non-negotiable pillars you must extract from a property owner before you ever present an offer.Brent explains why you should always ask about kitchen and bathroom remodels first, the exact timeline that tells you if a lead is actually "hot," and why asking "what's your motivation?" is a rookie mistake that will immediately alienate a seller. By mastering these four pillars, you will stop wasting time on unqualified leads and start closing deals with sellers who are ready to trade their equity for speed and convenience. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(0:51) Why you must pre-qualify every seller before presenting an offer(1:26) Pillar #1 - The specific kitchen and bathroom question you must ask first(2:49) Pillar #2 - How to pinpoint exactly when a seller needs their money(4:23) Pillar #3 - Why you should never directly ask a seller "What is your motivation?"(7:10) Where to download Brent's free Master Lead Sheet to stay organized on calls(7:24) Pillar #4 - The exact script to use to pull the lowest cash price out of a seller----------Resources:TTP InsiderTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeWant to know how top real estate wholesalers and investors are finding and closing deals in today's market?Join Brent Daniels, Todd Toback, Logan Fullmer, Gal Shmukler, Ryan Zolin, Brandon Jarvela and Brian North LIVE in Phoenix, October 8–9. Learn what's working now with MLS deals, novations, title deals, multifamily, raising capital, sales and negotiation.Seats are limited! Reserve yours before they're gone: https://www.wincsuperstarretreat.com/

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How fast could your life change if you went all-in on real estate investing today? In this inspiring #ThrowbackThursday episode, Brent Daniels sits down with Scott Henson, a Detroit-based wholesaler who closed 15 deals in his very first four months, landing his first deal in just four days.Scott opens up about his personal journey from losing everything to addiction to rebuilding his life and building a powerhouse real estate business. You will learn the exact script Scott used to turn a brand-new Zillow FSBO (For Sale By Owner) listing into a $22,000 assignment fee, why he specifically targets properties under $100,000, and how he leverages local tax data to predict which neighborhoods will appreciate next. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(2:16) Why Scott transitioned from a traditional real estate agent to full-time wholesaler(3:28) How Scott locked up his first deal in four days and made $22,000(4:10) Scott's inspiring story of overcoming addiction and rebuilding his life(6:51) The Detroit real estate market and why high inventory and high turnover create massive opportunity(10:25) How to track city tax dollars and speed bumps to find appreciating neighborhoods(11:50) Networking with roofers and plumbers to generate off-market leads(15:30) What does the big picture of success look like for a seasoned wholesaler?(18:44) Why calling fresh FSBO (For Sale By Owner) listings on Zillow is an untapped goldmine----------Resources:BatchLeadsDealMachineMotor City MappingTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeWant to know how top real estate wholesalers and investors are finding and closing deals in today's market?Join Brent Daniels, Todd Toback, Logan Fullmer, Gal Shmukler, Ryan Zolin, Brandon Jarvela and Brian North LIVE in Phoenix, October 8–9. Learn what's working now with MLS deals, novations, title deals, multifamily, raising capital, sales and negotiation.Seats are limited! Reserve yours before they're gone: https://www.wincsuperstarretreat.com/

What if how fast you're aging isn't fixed at all? What if you could actually measure your biological age and turn it back using a handful of nutrients your doctor has never mentioned? Michael welcomes back Dr. Carolyn Dean - magnesium expert and author of The Magnesium Miracle - for a deep dive into her groundbreaking six-month Maui trial, where ten participants took seven of her nutrient formulas and had their biological age measured before and after using cutting-edge methylation testing. The results were staggering: six of the seven eligible participants slowed their aging by an average of four years, dwarfing a comparable Centrum Silver study that made headlines for slowing aging by just four months. From why most supplements on shelves are barely absorbable to why every organ in the body needs its own specific ratio of the same core nutrients, this episode is a masterclass in cellular health hiding in plain sight. This isn't about chasing the newest biohacking trend or an expensive genetic fix. This is about understanding that your cells have been begging for basic, highly absorbable nutrients your whole life, and that healing at the cellular level ripples out into every organ, every symptom, and yes, even your actual biological age. Key Topics: The stunning Maui trial results: six of seven participants slowed their biological aging by an average of four years over six months, compared to Centrum Silver's own widely publicized study showing just four months of slowed aging over two years. Why most mineral supplements fail to absorb properly: minerals need to exist as stabilized ions, not compounds, to actually pass through cellular ion channels, and why Dr. Dean's company is the only one in the world producing them this way. Why genetic-based longevity research keeps hitting dead ends, including the cautionary tale of anti-aging genes that sped up cell replication only to increase cancer risk, requiring yet another gene to compensate. The truth about the MTHFR gene "mutation" (more accurately a variation) and why high-dose synthetic B vitamins aren't the fix people were told they were. Why different organs age at different rates and need different mineral ratios, with the thyroid alone requiring nine essential minerals working in coordination, not isolation. The specific daily protocol used in the study: stabilized magnesium, a multi-mineral complex, methylated B-complex with taurine and methionine, potassium, vitamin C, and D3 with K2, and why each nutrient depends on the others to actually work. Why potassium deficiency is rampant, especially among keto, carnivore, and paleo eaters, and why concentrated, highly absorbable potassium made a dramatic difference in heart palpitations and muscle tension for many participants. The real story behind vitamin C, collagen, and heart disease: why weak, vitamin C-deficient arteries, not cholesterol, may be the true starting point for arterial plaque buildup, and why humans (almost uniquely in the animal kingdom) can't produce their own vitamin C. Why sugar and vitamin C compete for the same insulin-dependent transport into cells, meaning a sugar binge can effectively starve your cells of the vitamin C they desperately need. The zinc-copper connection: why zinc supplementation without copper can create anemia-like symptoms by preventing iron from properly transporting into red blood cells. Practical first steps for anyone feeling foggy, tired, or "older than their years": sea salt in filtered water, a well-absorbed magnesium, vitamin D3 with K2, and vitamin C, in that order. Why Dr. Dean deliberately avoids promoting expensive biological-age testing, preferring that people simply try the nutrients and judge the results by how they actually feel. Nobody is talking about cellular health,  but it may be the simplest, most overlooked path back to feeling young, clear, and vibrant. Your body isn't broken by age. It's often just missing the basic building blocks, the right minerals, in the right absorbable form, working together the way nature intended. Give your cells what they've been asking for, and watch what changes.

Sometimes the hardest part of a task isn't doing it. It's getting yourself to start. And when your brain has decided that taxes, paperwork, cleaning the garage, or that one annoying admin task is absolutely not happening today, more discipline may not be the answer. You may just need another person in the room. We all have frogs. Those tasks we know we need to do, but somehow keep pushing to tomorrow. In this episode of PivotMe, April explores body doubling, a simple productivity strategy that can be especially helpful for people with ADHD, but honestly, anyone who has ever stared at a task and thought, I absolutely do not want to do this. Body doubling means having another person present while you work. They don't need to coach you, supervise you, or hold you accountable. Sometimes simply having someone nearby gives your brain the support it needs to begin. April shares stories from clients who used body doubling to move through tasks they had been avoiding and explains why asking for support isn't weakness. Sometimes it's just smart strategy. What You'll Learn What April means by a "frog" and why some tasks become disproportionately difficult to start. How body doubling can make overwhelming tasks feel more manageable. Why this strategy can be especially useful for people with ADHD. How support can help bridge the gap between knowing what to do and actually doing it. Why progress matters more than doing something perfectly. How focusing on the next right step can reduce overwhelm. Memorable Quotes "Body doubling isn't about someone holding your feet to the fire. It's emotional support." "Admitting you need help isn't weakness. Sometimes it's the fastest route to action." "You don't have to finish the whole thing. You just have to take the next right step." Your Challenge Think about the task you've been avoiding. Taxes. Paperwork. Cleaning. Scheduling appointments. Finishing a proposal. Organizing that room you keep pretending doesn't exist.

Stephanie Wittels Wachs and her younger brother Harris were best friends. So when he confided that he was struggling with opioid addiction, Steph believed they'd find a way through it together, like they always had. But Harris didn't survive his addiction.  Steph immersed herself in research on addiction to better understand what her family had been through. This week, Steph joins Maya to share what she's learned about the disease and how we can help save more lives.  Check out Steph's new book “Last Day: How to Stop Losing Our Loved Ones to the Opioid Crisis” and find her podcast, “Last Day” wherever you like to listen. For more on addiction and healing, we recommend our conversation with singer-songwriter Jason Isbell, “Jason Isbell on Resisting the Mythos of Sobriety.” If you or someone you love is struggling with addiction or if you'd like to learn more about the topic, resources are available at FindSupport.gov. Order Steph's book Last Day: How to Stop Losing Our Loved Ones to the Opioid Crisis at ⁠https://bit.ly/LastDayBook⁠, and the audiobook at ⁠https://bit.ly/3RW4WtF⁠, or wherever books and audiobooks are sold. LAST DAY BOOK TOUR SCHEDULE Please join Steph on the road and RSVP at the links below!

Stop fighting over the same saturated direct-to-seller lists and start making real estate agents work for you. In this high-energy, live-action episode, Brent Daniels hits the phones to show you exactly how to bypass the competition and become the go-to cash buyer for top-producing realtors. He reveals his strategy for finding the 1,000 ugliest houses in your market, how to squad up if you need earnest money, and the top skip-tracing tools his team uses daily. Listen in as Brent makes live calls, pitches backup offers on pending deals, and expertly networks with a realtor who flips houses on the side. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:45) The two absolute fastest ways to land your next wholesale deal(4:15) How to squad up with established cash buyers if you lack earnest money(5:50) The best premium skip-tracing services for tracking down elusive owners(14:36) Live Call #1 and pitching a backup cash offer on a pending property(22:20) The "Hell Island to Heaven Island" framework for choosing exit strategies(28:06) Live Call #2 and negotiating a gutted, corporate-owned listing(36:20) Pivoting your pitch when the listing agent is also an active flipper(41:20) The Top 30 strategy and why finding 30 agent partners guarantees a consistent pipeline----------Resources:TTPReal SupermarketBeenVerifiedSkip GenieWholesalinglaunch.comTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeWant to know how top real estate wholesalers and investors are finding and closing deals in today's market?Join Brent Daniels, Todd Toback, Logan Fullmer, Gal Shmukler, Ryan Zolin, Brandon Jarvela and Brian North LIVE in Phoenix, October 8–9. Learn what's working now with MLS deals, novations, title deals, multifamily, raising capital, sales and negotiation.Seats are limited! Reserve yours before they're gone: https://www.wincsuperstarretreat.com/

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Two Oreos in a kindergarten lunchbox. That's all it took for one mom to text the whole class asking them to stop packing cookies because her family doesn't eat them, and for the other moms to respond by sending their kids to school with Oreos on purpose. By the end of the saga, every child in that class had Oreos in their lunch except hers. Oreo Gate turned out to be a content creator's invention, but all three of us recognized a version of ourselves in it. In this episode, we're talking about what Oreo Gate gets right about forbidden foods, mom guilt, and the parenting anxiety that can turn a cookie into a verdict on your mothering. Elizabeth owns up to the years she chased perfect nutrition for her kids and the food rules she'd never repeat. Tara knows exactly what it's like to be the kid without the treat, and she's still sorting through good and bad foods at 42. Maria brings the therapist lens, plus a true story from a mall playground that has nothing to do with cookies.  We also get into why mom groups turn on each other so fast, what the school's letter got right, and why packing lunches covers five meals out of twenty-one, along with:  Why the cookie you keep off limits becomes the most interesting food in the classroom What one text to the group chat reveals about a mom's own relationship with food The false sense of control that keeps food anxiety in charge, and what's actually in your hands Why clearing every obstacle for your kid costs them the practice they'll need later How to sit with your child through a small disappointment instead of fixing it How kids build body confidence when food stops being sorted into good or bad Why food neutrality beats diet culture for building a healthy relationship with food You can't control every lunchbox that lands next to your kid's, and this episode makes the case that you don't need to. Let's rebrand wellness together! Elizabeth, Tara & Maria   Connect with us! The Ultimate Self Care Planner: https://elizabethharrisnutrition.ck.page/9e817ab37e Elizabeth Harris, MS, RDN, LDN Facebook/Instagram: https://www.instagram.com/ElizabethHarrisNutrition Take the free quiz, What Type of Eater Are You?: https://elizabethharrisnutrition.com/quiz   Join The Nourished Table, Elizabeth's monthly recipe club, for $20 a month: https://elizabethharrisnutrition.com/recipe-club   Tara De Leon, Master Personal Trainer Email: FitnessTrainer19@hotmail.com Instagram: https://www.instagram.com/tara_de_leon_fitness Join Tara's Newsletter: www.taradeleonfitness.com/connect If you're in the Annapolis area, follow Everybody Strong Annapolis for studio updates, class openings, and details on the grand opening free workout: https://www.instagram.com/everybodystrongannapolis/ Maria Winters, LCPC, NCC Instagram: https://www.instagram.com/coaching_therapist/ FB: https://www.facebook.com/MWcoachingtherapy Website: www.thecoachingtherapist.com Episodes Mentioned Want to go deeper on raising kids who have a healthy relationship with food? Go back and listen to Episode 27, Ending the Legacy of Diet Culture: How to Raise Intuitive Eating Kids.    Experience Wellness Rebranded in real life! Join Elizabeth, Maria, and Tara on October 3rd for Inhale, a one-day fall retreat with movement, nature walks, nourishing food, and conversations that go deeper. Reserve your spot here.    If you want to start a podcast or grow your existing one, visit julianabarbati.com and let them know we sent you!

In this episode, Mary shares three ways to slow down your September through sensory experiences. You'll learn how to relate to time as a wheel rather than a straight line, savor the firsts and lasts of the changing season, and create seasonal anchors through simple pleasures.From the last peach of summer to the first chilly evening of fall, this is an invitation to experience time through your body, not just your calendar. You'll also hear about Mary's new, free salon: The Art of Keeping Time — a seasonal living workshop exploring how to make life feel less like it's flying by and more like it's sinking in through your senses.Reserve your free seat: marylofgren.com/timeSHOW NOTESJoin Mary's upcoming seasonal workshop: The Art of Keeping Time, September 19thAbacus Corvus Artwork

There comes a point in every military career when you have to start thinking about who you're going to be when the uniform eventually comes off. For a lot of us, that question comes much later than it probably should. I know it did for me.That's one of the reasons I wanted to sit down with Akeem Daley again.Akeem is still serving in the Army, and what has always stood out to me about him is how intentionally he is already thinking about the person he wants to become beyond his military career. He's an Army recruiter, entrepreneur, content creator, and the founder and host of Shake the Room Show, but more than anything, he's someone asking some of the questions I wish more of us asked while we still had years left in uniform.Akeem and I first connected through the Military Influencer Conference, and when we sat down again a year later, I realized just how much ground there was to cover. What started as a conversation about transition and MIC became something much more personal about confidence, failure, ego, leadership, family, mentorship, and the strange relationship many of us develop with rank and recognition.There were parts of Akeem's story that reminded me a lot of my own. We both experienced success early enough that it became easy to believe we knew where our careers were headed, and we both eventually had moments when the military reminded us that things don't always go according to plan. For Akeem, some of those lessons are still shaping the way he serves and prepares for whatever comes next. For me, I can look back from the other side of retirement and see how much those failures changed the direction of my life.We talk openly about those failures in this episode, including what it feels like when you've built part of your identity around being a high performer and suddenly hear that you weren't good enough this time. We also talk about what happens when chasing the next rank, award, or opportunity starts becoming more about proving something to yourself than taking care of the people around you.A lot of this conversation comes back to purpose, and not the version that fits nicely into a motivational quote. Sometimes finding it means trying things you never thought you would try, getting around people who see the world differently, walking into rooms where you aren't completely comfortable, and admitting that you still don't know exactly what you want your life to look like.That's also where MIC became an important part of both of our stories. For me, I can look back and see how relationships, conversations, and opportunities from this community helped shape the direction my life eventually took after the Air Force. Akeem is experiencing that exposure from a completely different position because he is still serving, which is exactly why I think his perspective matters. He has time left in uniform, but he isn't waiting until the final year to start discovering what else might be possible.That may be the biggest thing I hope someone takes away from this episode. Preparing for what comes next doesn't mean you've stopped caring about the military, your people, or the mission. It means understanding that your military career has an expiration date and giving yourself permission to start investing in the person who will still be there when it ends.Because eventually the rank, awards, and uniform become part of your story instead of your everyday life, and then you have to figure out what you want the rest of that story to look like.If you're active duty, Guard, Reserve, transitioning, retired, or already a veteran and still trying to figure out what comes next, I think you'll find something in this conversation that hits home.Follow Akeem:Instagram: @simplykeem_Shake the Room Show: @shaketheroomshowFollow Shake the Room co-host Lee:Instagram: @itsmeigleeAkeem and Shake the Room Show will also be joining us at MIC 2026 in Tampa, September 23 through 26.

How many times have you been told you'd never get better? That this is just the way things are now - your knee, your back, your body, your health - and you should learn to live with it? What if the doctors, the X-rays, and the diagnoses were never the whole story, and what if your body has been ready and waiting to heal this entire time, just waiting for permission? Michael shares his own remarkable story - six knee operations by age ten, being told he'd never run again, getting hit by a car while racing bicycles in Europe, years of chronic back pain doctors chalked up to permanent damage - and how he ultimately ran up Vermont's largest mountain and completed a full Iron Man, pain-free. From there, he walks through the real reason so many bodies stay stuck even when they're fully capable of healing, and leads a live group healing session designed to help you feel safe enough to finally let your own healing begin. This isn't about pushing, forcing, or gritting your way back to health. This is about understanding that no healing has ever happened from a place of fight-or-flight, and that the very first step, always, is simply letting your body know that it's safe. Key Topics: Michael's own healing journey: from being told at age 11 he'd never walk properly, let alone run, to running straight up a 4,000-foot mountain and completing an Iron Man triathlon. Why healing doesn't begin in the mind or the body, but in the heart, and why permitting yourself to feel scared, angry, or doubtful is the necessary first step, not something to bypass. The "ego of the body" concept: why your nervous system defaults to the known, even painful, status quo, because change itself registers as dangerous. Why nothing heals from a state of cortisol and fight-or-flight, and why a body that finally feels safe often wants deep rest first, before real healing can begin. Two live attunements for anchoring into safety: starting in third person ("You are safe, you're okay, you can heal") before shifting into first person ("I am safe, I am safe, I am safe") to gently bypass nervous system resistance. Real results shared from this summer's Come Back to Life program, including declining A1C and AFib numbers, a straightened curved spine, a participant coming off an oxygen tank, and significantly reduced phantom limb pain. The power of the "imaginary state": seeing yourself already healed, already whole, already living the life you want, because intention, not current reality, is what actually drives transformation. Michael's own PTSD story from being hit by a car in France, and why reliving a trauma over and over is often the nervous system's way of searching for the safety it never got to feel the first time. Your body came here whole. It carries the resonant frequency to return to perfect health; it's simply been waiting for you to decide, and to feel, deep in your heart, that it's safe to try. Healing was never about forcing your way up the mountain. It's about approaching yourself with so much love, kindness, and compassion that your body finally, gently, believes it's allowed to come back to life.

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Your story can inspire people. Your purpose can change lives. But neither automatically creates prosperity. If you leave your story as nothing more than memories, journal entries, or private healing, you may be leaving its greatest potential untouched.In this episode, Kellan Fluckiger challenges the idea that purpose is something you simply “find” and then everything falls into place. He reveals how your skills, gifts, and life experience can be woven together into a purpose—and how that purpose can become an actual asset that creates measurable value, serves other people, and generates income.Your story isn't something to process forever.It is something to build with.Key Takeaways:Why your ultimate life is available to you “right here, right now”The three traps of learned helplessness, addiction to mediocrity, and victim mindsetWhy the idea that life is a zero-sum game can keep you stuckThe Triple Helix of purpose: skills, gifts, and life experienceWhy your purpose isn't something you simply find—it is something you choose and buildHow difficult life experiences can refine rather than define youWhy your story and your purpose can become one and the sameThe difference between private healing and public serviceWhy your story isn't something to process—it is something to build withHow a personal transformation can become a repeatable lesson and promise for othersHow stories can become books, courses, coaching programs, workshops, keynotes, masterminds, licensing, and movementsWhy a book can serve as the “source document” for an entire body of workWhy inspiration alone often fails to create lasting transformationWhy structured help can create greater value than momentary inspirationWhy charging for structured help is not exploitation but stewardshipHow refusing to monetize your purpose can actually limit your reachWhy people buy outcomes, not simply inspirationHow asset thinking shifts your identity from being seen to being usefulWhy your integrated story can become a foundation for impact, income, and service

Keith breaks down the "baseline trap" in investor psychology, showing how rising income and lifestyle creep can quietly undermine the feeling of financial freedom.  He then shares a grounded outlook for U.S. home prices, outlining how inflation, AI-driven job growth, limited inventory, and strong homeowner equity are shaping the market.  He closes with a data-driven look at where population growth is heading through 2040, especially in Texas and Florida, and what that could mean for long-term real estate demand and investing strategy. Episode Page: GetRichEducation.com/622 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. Investor psychology often falls into the baseline trap. Learn what's going to happen to home prices over the next year. Then more than half of America's population growth until 2040 will occur in just these two states. All today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6000 homes under management, for a free live webinar the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again. that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth   Speaker 1  1:34   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:50   Welcome to GRE from Jackson Hole, Wyoming, to Jackson, Mississippi, and across 188 nations worldwide. I'm Keith Weinhold. This is Get Rich Education, and Happy Labor Day. Let's talk about your investor psychology, because as you grow your wealth and your portfolio size, there is a trap that you will almost certainly fall into, and I'm not infallible. I've fallen into this trap to some extent too. That is the baseline trap. It's the tendency for every improvement in your income, your wealth, or your lifestyle to become your new normal. Once this happens, the improvement stops feeling like progress, and you need even more just to feel equally successful, if you get used to flying first class and then you have to drop back to coach again, it feels less like flying and more like being deported. Psychologically, we fall into the baseline trap because the human mind evaluates Life relatively, not absolutely. We don't simply ask ourselves how good is my life, how good is my situation. Instead, we ask how does this compare with what I've recently experienced, what I expected, and what others have, and there are a number of forces that drive the baseline trap. One is hedonic adaptation. Hedonic means pleasure seeking. People rapidly adjust to improvements. The first month of receiving a new $5,000 in passive income that feels transformative. After two years, it feels completely ordinary. The income didn't become less valuable. Your nervous system simply stopped registering it as new. Yesterday's luxury became today's wallpaper. A force driving the baseline trap is a shifting reference point. Gains and losses are measured against a mental baseline. Once your portfolio reaches, say, a $2 million net worth, well, your mind soon begins treating the $2 million as mine. You're like, hey, this is mine now, even if much of it came from recent appreciation. A decline to 1.8 million, therefore, feels like losing 200k rather than still having substantially more wealth than you did just a few years ago. Well, instead, you're only focused on the 200k paper loss. Then there's loss aversion psychologically. Losses generally hurt more than equivalent gains feel good. After a higher standard becomes normal, surrendering and. Any part of it feels like some blood-curdling loss. That's why reducing spending from 20k to 15k per month that can feel painful, even if 15k once felt luxurious to you.   Keith Weinhold  5:16   There's also the lifestyle creep component. People convert variable gains into fixed commitments. What do I mean? I mean like a strong income year. Oh, pretty soon that becomes a larger mortgage. Rental cash flow that becomes a vehicle payment. A bonus that becomes private school tuition, portfolio appreciation. Well, that supports new borrowing. See, pleasures that were once optional have now become obligations. And you got to ask, wait, how did that happen to you? You're supposed to have a life of options and not obligations. That's what financial freedom is supposed to be. The baseline then is no longer merely psychological; it becomes embedded in real monthly expenses. Then there's also the dangerous driver of the baseline trap that's called, oh no, social comparison. We commonly measure success against our peers, but instead, what you should do is measure it against your former self. Because as you become wealthier, see your comparison group changes too. If you've got five rentals, you soon stop comparing yourself with someone that owns none, you might even begin comparing yourself with people who own 50 of them, and why not? It's natural, after all. That is where you want to go, despite enormous progress. See, that's how you can feel left further behind. Then there's the recency bias. Your mind gives enormously disproportionate weight to recent experience. A few years of 15% returns, like what happened in 2021 and 2022 in real estate. Oh, you could begin expecting 15% after rapidly appreciating real estate, continued appreciation feels normal. A favorable cycle gets mistaken for the natural baseline, and then when conditions normalize, ordinary performance feels rather defective. Then there's identity inflation. That's a trap. This is when accomplishments become woven into your very identity, like I'm a multi-million-dollar entrepreneur, or I own 20 properties, or my income always grows. Okay, once success becomes identity, maintaining the baseline feels necessary just to preserve your self worth. Now, with this condition, see a temporary setback. It doesn't merely affect the numbers.   Keith Weinhold  8:08   It feels like evidence that you're becoming a lesser person, and the brain rewards progress more than possession. Humans are energized by movement toward a goal, reaching the goal often produces less lasting satisfaction than you expect. Buying the 10th rental creates a dopamine hit, and owning it three years later does not. The investor therefore creates another target, not always because another property is even needed, but because continued pursuit restores the feeling of progress, success erases the memory of constraint. As your wealth grows, it becomes difficult to remember emotionally what financial insecurity even felt like I mean you might intellectually remember earning 60k, but you no longer experience today's 300k income in comparison with it. Your comparison point quietly changes from your former life to your best recent year. The paradox is that your circumstances improve faster than your experience of them? The goal is not to stop growing; it is to prevent every improvement from becoming a new psychological necessity. Keep growing your means, but don't let success redefine enough every time you achieve it, don't let it redefine enough. Let's say you acquire rentals and you do generate another 5k per month. The trap is that your spending and expectations gradually rise by 5k. You're wealthier, but you don't. Don't feel freer. Instead of investments buying freedom, they merely finance a more expensive baseline, and it can distort how you view your portfolio. 10 properties once felt like an extraordinary accomplishment, and soon 10 feels ordinary, and 20 becomes necessary. You keep moving the finish line, and this is closely related to hedonic adaptation and lifestyle creep. But it extends beyond spending because your definition of enough keeps on rising. So the antidote certainly is not living small forever-it's deliberately separating the growth rates of your assets and your lifestyle. What you want to do is grow your means faster than you grow your baseline. Really, that's the key. You're gonna be more satisfied. Instead of simply living below your means, you sure do want to grow your means, but don't let every gain become a permanent new obligation. Let some additional cash flow purchase you things like time, resilience, and optionality-not merely nicer recurring expenses. If your lifestyle rises as fast as your passive income, you're wealthier, but no freer.   Keith Weinhold  11:28   So here's what you do: when your income rises, let your lifestyle rise about half that much. Otherwise, if you upgrade your lifestyle too much, say that you receive an extra $3,000 in monthly rental income, then you add in a luxury car payment, better vacations, and more expensive restaurants. Pretty soon, that extra 3k that feels necessary instead of liberating, and then there's also the record income comparison part of the trap. Say your business earns $1 million during an exceptional year. The next year, it earns a still impressive 850k, but you experience it as failure because the unusually strong year became your new baseline. Don't let that happen. You can compare yourself to others that can be motivating, but the more important comparison is to the former you. Now, another way that investors fall into the baseline trap in real estate is how an exceptional market becomes the standard. Say that you bought rental properties in 2012. Well, 2012 was perhaps the best time to buy real estate in generations. This was shortly after the global financial crisis, so there was this confluence of low prices, low interest rates, strong cash flow, and you had little competition as well. I mean, you had it all in 2012, and those deals performed spectacularly in today's market. Available properties produce lower initial cash flow, but they could still deliver respectable total returns through appreciation, rent income, principal paydown, tax benefits, and inflation profiting. But a losing investor rejects all of those things because they aren't as attractive as the once-in-a-generation deals of 2012, or even the rock-bottom low-rate days of 2020, they fell into the baseline trap. The trap here is that an unusually favorable period for real estate became the new benchmark. It's sort of like how last week I told you about how the deal structure always changes over time from the Reagan administration until today. Today the deal is with Burr properties, and it's also with buying new builds with rate buydowns. But see, in 2012 there were almost zero available new build properties that were created for investors to rent to others.   Keith Weinhold  14:25   Over time, with these new builds that you're adding now, you're going to have fewer maintenance and repair expenses. Tenants tend to stay in new builds longer, and new builds appreciate better over the long run. See, I wasn't getting any of those benefits in 2012, and I bought rental real estate in 2012, and I bought real estate recently as well. Not falling into the baseline trap, because today it's still difficult to find any investment bet. Than residential real estate with a loan, it is a scarce asset that people are going to continue to need. So here we are today, about 15 years on from 2012. Water market conditions like now. Let's talk about that and what can we expect for the next year? National home prices keep rising, but they're only about one half of 1% higher than they were a year ago. I mean, that's an appreciation level with the enthusiasm of someone attending a seven a.m. meeting. I do expect national home prices to keep rising modestly over the next year. Let me tell you about why, and then what the drivers are. And to be clear, we're talking about single-family homes up to fourplexes here. I'll discuss apartments later today. Well, the drivers for continued price growth are many of the same reasons that home prices are up just a little since last year. There are four of them. These four are inflation, the AI boom, short inventory, and a lack of distressed sellers. So let's unpack all of these four factors that I've identified for putting a floor underneath home prices, inflationary pressure is poised to raise replacement cost, energy, wages, and tariffs make those inputs more expensive, and the more war we have, the more inflation we have. A home is a bundle of land, labor, lumber, concrete, copper, and all sorts of energy inputs, plus 14 trips to Home Depot because someone forgot the correct nails and screws. That's what a home is. Recent home price growth it has lagged today's 3.4% CPI inflation rate. So again, we're not even talking about inflation-adjusted gains here. AI that creates local housing heat. It's not so much a nationwide driver of home prices. And in a moment, I'll tell you the top five housing markets for AI-led home price growth, but how does AI investment push up home prices anyway? How does that happen? People are getting high salaries, signing bonuses, and stock options that produces well-funded buyers. They make big down payments, or they even pay all cash for homes, and when a buyer pays all cash for a home, they can pay absolutely any price because they don't have to get an appraisal that comes along with a loan for a financed property.   Keith Weinhold  17:53   That's how all cash buyers can really push up prices. The growth in AI companies that has really helped push the S and P 500 higher that fuels a wealth effect nationwide that makes everybody feel wealthier regardless of where you live as long as you're invested in the stock market but the localized effects with those higher AI wages and signing bonuses in order they are most potent in San Francisco, San Jose, Seattle, New York City, and Boston, and none of those are good cash flow investor markets. Still, short housing inventory is contributing to higher prices, and hey, it's time that we check on this again. Ever since the inventory crunch started to plummet in 2021 and reached its lowest point in 2022, I've been updating you on the housing supply, and I always keep it same same. I cite the same data source, the Federal Reserve Economic Data's active listing count, Fred's active listing count, which counts single-family and townhomes and condos, all wrapped up in this number. And the figure it still hasn't recovered at 1.1 million homes. Now it is 2% higher than last year, 2% more supply than last year, but overall housing supply is still 9% below pre-pandemic levels. And there's one important thing to keep in mind that most don't think about when you hear that figure that housing supply is 9% below pre-pandemic times in 2019, that does not mean we're 9% short. That is because even in 2019 there was a housing shortage, and we are 9% below that yet, keeping. Upward pressure on prices and the most supply-constrained markets today. It includes both good and poor cash-flowing investor markets.   Keith Weinhold  20:10   They are New York City, Chicago, San Francisco, Hartford, Providence, Milwaukee, Boston, Cleveland, Virginia Beach, and Kansas City. All of those places remain especially tight with housing inventory, and then finally, this fourth of four reasons I've cited for continued upward pressure on home prices are the fact that distressed sellers-they are few and far between-and you need a lot of those in order to have a serious down cycle, after the 2008 housing crash, millions of owners were underwater. They owed more on their homes than they were worth. Lending standards were irresponsibly loose. Adjustable rate mortgages were resetting higher. I mean, a lot of people had little choice but to sell or to hand the keys back to the bank. Distress, distress, distress. Today is almost the mirror image. Here's what's really happening with homeowners having this record equity position today-an average of over $300,000. Many also locked in at fixed mortgage rates below 5% it means that they're enjoying perhaps the cheapest long-term debt that they are ever going to have. Lending standards have been strong, foreclosure rates remain low, and virtually nobody is being forced to sell. That matters more than most people think because housing crashes need a lot of forced sellers, owners who must accept almost any price in order to escape the property. But today, most homeowners they can simply either stay put, or if they're going to move out of the home, keep it and rent out the home, or they can wait for a better offer. No distress. In other words, buyers might be frustrated, but sellers-they're just not desperate. And without desperation, it is difficult for home prices to fall sharply. So the bottom line here with today's home prices and looking into next year, home price growth is apparent, but it's weak. The ingredients for a national price collapse are nowhere to be found, so this does not spell boom or crash. Home prices appear poised to keep slowly grinding higher, but with this low affordability, that keeps them from soaring, say 10 or 12% higher. I don't see that happening. And of course, each December, I make my home price forecast to the exact percentage point for the year ahead, so you can look forward to that soon. The Get Rich Education home price appreciation forecast that I made late last year for this year. It looks like it's going to be almost spot on. Of course, unlike a lot of analysts, transparently, I also give you the result of how closely the forecast hit the target every year, so you can look forward to that too. Hey, if you like this show, there's more content where this comes from. Sign up for our complimentary newsletter. That way, you can see the graphs and charts and maps that I break down. If you like what you hear on Get Rich Education, every week I show you what's really happening with real estate rents, inflation, interest rates, and the economy, and more importantly, what you can do about it. You'll get sharp insights, useful opportunities, and a few laughs along the way. Yeah, a couple knee slappers sprinkled in there with actionable strategies, like the savviest way to get rent increases. Get smarter in just a three to four minute read every week. Join 1000s of smart investors right now at greletter.com because your inbox could use fewer coupons and more financial freedom. That is greletter.com. More straight ahead.   Keith Weinhold  24:20   I'm Keith Weinhold. You're listening to Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Chaley Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com. Let me ask you something. If you've worked hard to build wealth, is your. Money positioned to actually support your goals. A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts. They built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family to 66866.    Dana Dunford  25:59   This is Hemline's co-founder Dana Dunford. Listen to Get Rich Education with Keith Weinhold, and don't quit your daydream.   Keith Weinhold  26:15   Welcome back to Get Rich Education. I'm your host Keith Weinhold. There will only ever be one episode 622, and you're listening to it. I hope you're enjoying the late summer. I'm wringing every bit of time and enjoyment out of it that I can. I don't know if this part was enjoyable, but I ran an all-out mile on a track. I wanted to see how fast I could run a mile. I had a friend pace me, and I got a 631. I was happy with that since I hadn't done any specific training. Yes, a mile is more than four laps on a track as well. Did you know that? Yes, this detail-oriented shaved mammal here diligently measured off that extra nine point something meters. Ah, I'll tell you that fourth lap hurt so badly that if my buddy weren't there, I might have just quit and not finished the mile. But summer's days are numbered, and that's too bad because it is my favorite season of the year. The NFL season kicks off in just two days on the ninth, with Seattle hosting the New England Patriots in a rematch of last year's Super Bowl. So then, I guess it looks like your productivity for the week will end with a respectable two-day run as you tune in to that game. Where is the future demand for real estate going to come from? It comes from a growing population. The U.S. is expected to add 21 and a half million people from 2025 to 2040. 21 and a half million more people. The overall population it's expected to grow from about 341 million up to 363 million. That is where we're going. That's per the Census Bureau and the University of Virginia, projecting 341 up to 363 by the year 2040, which is just a little over 13 years away. Okay, so that part is not so surprising, but here is what is absolutely staggering: more than half of this entire increase is projected to occur in just two states, just two of the 50 states, more than half of the increase. Do you know what they are? In fact, I showed you a map of this in a recent newsletter, but I can talk about it and expand on it more here.   Keith Weinhold  28:52   The two states that are expected to account for more than half of the nation's overall population growth through 2040 are Texas and Florida. They're already the second and third most populous states, respectively. It's kind of like America looked at the map, checked their weather app, and started packing sunscreen. Texas is expected to add 6.6 million residents. Florida welcoming another 4.6 million during this span. So that is over 11 million new people between them. This is like taking the entire population of Georgia and dropping it into those two already booming states, that much growth in this fairly short period of time, for real estate investors, more people that generally means more demand for our housing product, and I'll get back to the staggering Texas and Florida imbalance in just a moment. Because there are big gains in other investor-friendly southeastern states like Georgia and Tennessee, the Mountain West should swell alone. The South, okay, the region that the Census Bureau delineates as the South, which sort of runs from Maryland all the way down south and then west out toward Texas, the South just until 2040 is expected to account for 78 percent of the growth. That is just staggering. Cash flow hotbed Indiana that should grow by nearly a quarter million residents as well. The Carolinas are ballooning. Already the most densely populated state in the nation, New Jersey, that will get more dense with some pretty healthy population growth. Its residents have not discovered elbow room, but not every state is adding population. 14 states are expected to shrink, led by Illinois losing 650,000 people and New York down 457k. Again, this is all through 2040. In fact, a small loss cluster actually runs through the South, though West Virginia, Mississippi, and Louisiana-they're projected to lose 440,000 people combined. You know that whole theory that sometimes you hear people talk about, like with Earth warming and drying, you're going to have people stampeding toward the freshwater Great Lakes states. That is probably farcical. That just has not shown up in the data. That people are moving in droves to say cooler Michigan and Wisconsin for those reasons.   Keith Weinhold  31:46   It's just not happening now. Of course, population projections are not delivered from Mount Sinai on stone tablets. Besides births and deaths, the level of future immigration, of course, that's the real wild card here. After the Trump presidency ends by 2029, the next administration that could tighten or loosen the immigration spigot, that could materially reshape the map. But they're probably not going to tighten immigration. I mean, they couldn't because the flow really couldn't be crimped much more than it already is. People love to poke fun at California, but even in 2040, it is expected to barely retain its crown and edge out Texas to still be the most populous state: 39 million versus 38 million, respectively, for California and Texas by 2040. But yeah, Texas and Florida-they are the real stories here, and why droves of people are attracted there for cheaper housing, jobs, warm weather, a business-friendly environment, and Texas and Florida are also places where builders can still build without completing some side quest worthy of a video game with all their permits and regulations and roadblocks. You're largely free of those things in Texas and Florida. Now there are two more important factors to keep in mind here. Some bigger picture context. I've talked before about how the overall American mobility rate is down, and this is a long, long trend. Decade after decade, fewer people move and more people stay put, which is contrary to popular belief. This lower mobility rate, and another factor that gives you perspective is that as real estate investors, we know all this stuff I've been talking about here. These population changes-they only look at the demand side. The supply side matters just as much, despite their slower population growth. Northeast and Midwest states build less new inventory, and that is why Northeastern and Midwestern housing prices and rents are still growing faster today than they are in the Sun Belt, despite all of those Sun Belt construction cranes. You know, too many construction cranes. It looks bullish, and it actually is, but it spikes supply and it suppresses prices. And really, the bottom line here with American population growth from now until 2040 is follow the people, but count the rooftops. Population growth creates housing demand, while limited construction creates scarcity.   Keith Weinhold  34:46   The best opportunities often emerge where those two forces collide. That's what you really want to look for: demand and scarcity. Now, the apartment space. We all know that's been beleaguered for about three or four years, ever since higher mortgage rates set in and high construction levels conspired to keep apartment rents suppressed. In fact, multifamily construction had a peak in this cycle during 2024. That's when 600,000 units were built back in 2024. That was the most new apartment supply since 1986. That is when Cheers, MacGyver, and Miami Vice were on television. Run DMC was on urban radio. MTV was a dominant cultural force, the most new apartment supply since 1986. That's when kids were playing with GI Joe's, He-Man, and My Little Pony. For adults, fashion-wise, they were wearing enough shoulder padding to survive a minor collision. So, lots of new apartment supply to get absorbed. It is getting more and more absorbed. There are more signs there now because the national median apartment rent has now increased for seven months in a row. That's according to Apartment List. Also, the apartment vacancy rate has dropped for six straight months, and do you have any idea what the national apartment vacancy rate is? It has dropped down to now 7.1% Inevitably, overbuilt apartments will be absorbed with a growing population. Lots of great episodes coming up here on the show, where you might be in for a surprise next week. A renowned macro economist will be here on the show with us. I think we all know that in 1971, the U.S. had a lot of economic changes. That's when Nixon completely eliminated us from the gold standard, and the economic system shifted from capitalism to creditism back then. Well, now we appear to be leaving creditism and entering a new economic phase. This could be seismic. Next week here on the show, he'll reveal what the new era is called and how you need to prepare for it, that's next week here on episode 623. If you haven't yet, be sure to hit the follow button or subscribe button on your podcatcher so that you don't miss it.   Keith Weinhold  37:31   Again, if you like what you hear here each week, the GRE "Don't Quit Your Daydream" letter gives you the sharpest ideas of the week in about three or four quick hitting minutes, you'll get surprising housing data, wealth building strategies, timely opportunities, news that a lot of times you can't get anywhere else, and maps and charts that make you say, "Wait, what? It's smart, useful, entertaining, and completely free. Thousands of investors read it every week, and believe it or not, I'm actually more of a writer than a talker. Don't just listen to Get Rich Education, get the letter at greletter.com. That's greletter.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  38:23   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  38:51   The preceding program was brought to you by your home for wealth building, getricheducation.com

What if your greatest chapter hasn't happened yet?Too many people believe there is an expiration date on purpose, reinvention, and entrepreneurship. Chanda Coston proves the opposite.In this episode of Mindset Mastery Moments, Dr. Alisa Whyte sits down with U.S. Navy veteran, business strategist, and founder of Chanda Co., Chanda Coston to discuss why your "third quarter" of life may actually become your greatest season.From escaping an abusive marriage to serving in the military, leading multimillion-dollar government projects, and building a successful coaching business, Chanda shares how every pivot prepared her for purpose.What We DiscussTogether, they explore how to unlock your true potential and step into your next chapter:Self-Permission: Why giving yourself permission to change changes everything.Monetizing Experience: Turning a lifetime of skills and trials into sustainable income.Lifestyle Business Design: Building a business that fits your current season of life instead of sacrificing peace for hustle.Misalignment vs. Burnout: Why burnout is often an indicator of misaligned priorities rather than just overwork.Starting Again: How to overcome hesitation, stop waiting for permission, and finally begin.If you've ever wondered whether it's too late to start over, this conversation will remind you that your greatest impact may still be ahead of you.Exclusive Free Resource for ListenersFree eBook: Barriers to Breakthrough — Discover how to remove the hidden obstacles standing between you and your next evolution.Connect with Chanda Coston1-on-1 Clarity Challenge: Join the 3-Day Clarity ChallengeLinkedIn: Connect with Chanda Coston on LinkedInInstagram: @chanda__coMusic licensed through Soundstripe:Code: LHZRTB6FIEUYGLXJ"There is no expiration date on your purpose. Every trial, transition, and season of your life was simply preparation for your greatest chapter yet."Send us Fan MailReady to turn your message into a profitable speaking career? Join Dr. Karim Ellis for a FREE live masterclass and discover the proven strategies to get booked, increase your influence, and build a speaking business that creates lasting impact and income. Reserve your seat today: https://thegpsspeakersacademy.com/freeclassSupport the show

Swan Reserve is part of the Swan and Dolphin collection of hotels at Walt Disney World. In this episode, I review my hosted stay, sponsored by the Swan Reserve. Located steps from EPCOT, Disney's Hollywood Studios, and the Disney Resorts around Crescent Lake (plus the Disney Skyliner), Swan Reserve is a Marriott Autograph Collection property that shares amenities with Swan and Dolphin and offers the perks of a Disney Deluxe Resort. This episode includes what to expect at Swan Reserve and the reasons to stay there on your next Disney vacation. Learn more about your next stay at https://swandolphin.com/. Get ad-free episodes, bonus episodes, in-depth news analysis, and premium content at patreon.com/imaginationskyway. To plan a trip, be sure to work with KMV Travel.   Read Matt's Imagineering column in WDW Magazine.   Imagination Skyway is a Disney Parks and Imagineering podcast. Episodes explore attraction design, recap Disney news, and dive into the stories behind the magic, including interviews with Disney Imagineers, Disney Legends, and other Disney creators. Not affiliated with or endorsed by The Walt Disney Company. Disney is a trademark of The Walt Disney Company.   Tag me and join the conversation below. Instagram: www.instagram.com/imaginationskyway Facebook: www.facebook.com/imaginationskyway YouTube: https://www.youtube.com/@imaginationskyway Email: matthew.krul@imaginationskyway.com  How to Support the Show Share the podcast with your friends Rate and review on Apple Podcasts or Spotify Join our Patreon Group - https://www.patreon.com/imaginationskyway Enjoy the show!

El futuro político de Puerto Rico bajo la lupa: Héctor Ferrer Jr. se sienta con Puestos Pal Problema para hablar sin filtro del PPD, las elecciones 2028 y hacia dónde va el país.Sacamos la bola de cristal

Most friendships start because you have something in common: work, hobbies, fashion, books, sense of humor. But not all friendships are formed because of something wholesome in common. Sometimes, you share an experience so life-changing that you are drawn to each other. That is how, nine years ago, Nora and Steph Wittels Wachs became friends. Steph lost her brother, Harris, to an opioid overdose. Grievers can always find common ground: losing someone changes you. If you have lived this before, you'll find it feeling familiar. If you haven't, consider yourself lucky. Watching a family member suffer from opioid addiction is crushing. Losing them is debilitating. Watch us on YouTube here! Get this episode ad-free here! Listen to Geoffrey's album on Spotify and Apple! You can buy Nora's books on Bookshop or Amazon, or wherever you buy books. Nora is on IG, TikTok, Facebook and LinkedIn. Order Steph's book Last Day: How to Stop Losing Our Loved Ones to the Opioid Crisis at https://bit.ly/LastDayBook, and the audiobook at https://bit.ly/3RW4WtF, or wherever books and audiobooks are sold. LAST DAY BOOK TOUR SCHEDULE Please join Steph on the road and RSVP at the links below!

It's This Week in Bourbon for September 4th 2026. Kentucky Bourbon Boys has officially launched KBB Reserve, the American Whiskey Scholars program, and Starlight has 2 brand new releases.Show Notes: Kentucky Bourbon Boys launches KBB Reserve three-tier travel concierge service American Whiskey Scholars debuts three-level self-paced online certification program Buffalo Trace Distillery On Tour returns with four-city complimentary roadshow BBQ, Bourbon & Burlesque event set for October 24 in Evansville, Indiana Old Forester unveils 2026 Birthday Bourbon and Alpha Industries jacket collab Oak & Grist Distilling debuts nine-year American Single Malt Whiskey Barrel #09 Shortbarrel launches fifth-year limited-edition Cigar Batch #4 with Sherry finish Sagamore Spirit debuts nationwide eight-year Bottled in Bond Straight Rye Baker's Bourbon returns 13-year Single Barrel release for Baker Beam's 90th birthday Chattanooga Whiskey introduces Bottled in Bond Vintage: Fall 2018 four-grain bourbon Town Branch Distillery debuts IMPERIUM MMXXVI cask-strength wheated bourbon blend Starlight Distillery announces 5th Annual Pink Bottle Release for breast cancer support Starlight Distillery launches rare 10-Year Mizunara Reserve via lottery and distillery sale Learn more about your ad choices. Visit megaphone.fm/adchoices

Salt Lake Temple New Statues Applications for 1 week service option New Guest Experiences coming on Temple Square JS Memorial Building: new theater presentations, chapel tour Conference Center: new art galleries Tabernacle: projections onto ceiling with depictions of Jesus Cnn Tours the inside of the temple Sacred, not secret! Reservations opened on September 1st  Press Conference held in the temple west entrance lobby with President Chibota, Spencer Cox, Dieter Uchtdorf  Rejoice in Christ theme (Uchdorf aviators) Expecting 5 million visitors  Reserve up to 6 tickets (including Sundays) 1 Million reservations in 24 hours More batches will be released periodically Sand Castle replica! The post 1 Million Requests in the First 24 Hours – Temple Ticker – 1064 appeared first on The Cultural Hall Podcast.

Is humanity really standing at a fork in the road between two entirely different worlds, and is that choice being made right now, in your lifetime, not someday off in the distant future? What if the Earth herself is having her own awakening moment, right alongside yours? Michael welcomes back Ann Tucker, trance channel for Isla, the Mother of Creation, the Angelic Consciousness, and Yeshua, for a conversation built around her brand-new book, The Map to New Earth. Ann breaks down the seven-stage map of consciousness Isla has been teaching her, why humanity landing here right now at stage five was essentially "winning the lottery," and why the growing chaos in the world may actually be proof that we're getting closer to a genuine shift, not further away. The episode closes with a live trance channeling of Isla herself, answering questions about hope, belonging, and what's coming in the months ahead. This isn't about bracing for collapse. This is about understanding that separation was always a necessary stage on the road to unity, and that you get to help weave the new reality into being simply by living from stillness instead of struggle. Key Topics: The seven-stage map of consciousness explained: why humanity incarnating at stage five right now made this lifetime the equivalent of winning a cosmic lottery. The starling metaphor: why a flock moving in perfect unity depends on each bird first perfecting its own separate space, and what that reveals about why humanity had to go through division before it could reach real unity. Why the chaos, scandals, and long-buried issues surfacing right now (Epstein, Me Too, and beyond) aren't signs of collapse; they're humanity sorting itself into a clearer identity on the way to a higher one. The "house versus garden" metaphor: why current reality is like experiencing the world through a window, filtered through memory and mind, while the shift into New Earth means stepping fully outside to feel, smell, and live directly through the heart. Ann's own increasing telepathic experiences, including singing ferns and audible "heart speech" from others, as personal evidence that the shift is already accelerating. Why the Earth's turbulence (floods, quakes, glacier melts) may be less like a disaster and more like a toddler's tantrum, and why becoming the calm, compassionate witness, rather than trying to suppress it, is the more powerful response. The difference between creating from the "known" (mind, memory, past experience) versus creating from the "now" (heart, stillness, presence), and why karmic loops exist because we keep creating from old information. Why healing means fully accepting even the hardest, most imperfect parts of your story, and how that acceptance collapses scattered energy into the present moment, opening you to a whole new state of connected consciousness. A live trance channeling of Isla, addressing fear of being "left behind," what's coming in the months ahead as internal shifts start externalizing into the world, and why hope itself is described as "the breath of the angels." Isla's central message: everything you're looking for outside yourself - love, kindness, support - was always meant to be found within, and coming to peace with your full self is what New Earth is actually built from. You don't have to wait for New Earth to arrive somewhere off in the distance. Every time you meet yourself in stillness, in full self-acceptance, in a moment of true presence, you lay down another thread in the tapestry already being woven right now. Hope isn't something you have to search for; it's the fuel already carrying you forward, whether you notice it or not. Come home to yourself, and you become one of the very hands building the new world into being. Get the Free Angel Number Decoder: http://www.AngelDecoder.com  Join the Inspire Nation Soul Family!

Reserve your place in the live workshop: https://www.josephclough.info/hidden What if the problem you have been trying to change is not actually the real problem? You may understand your triggers, know what you should do differently and genuinely want to change, yet still find yourself repeating the same anxiety, procrastination, people-pleasing, self-sabotage or relationship patterns. In this episode, we explore why the emotions and behaviours you experience most strongly may only be symptoms of something deeper. You'll discover three signs that could indicate you have been working on the surface, the hidden cost of never addressing the real issue, and why finding your unconscious root cause could be the missing piece in creating lasting change. You are not broken, lazy or lacking willpower. You may simply have been directing your effort toward what is visible while the true cause remained hidden. Join Joseph live for the Discovering Your Hidden Unconscious Root Cause Online Workshop: Saturday, September 12, 2026 10am Pacific 1pm Eastern 6pm UK Three-hour live online workshop Just $27 Joseph will personally guide you through the deeper process he uses to look beyond the presenting symptom and begin identifying the unconscious issue beneath it. Reserve your place now: https://www.josephclough.info/hidden

How do we create smart drug education that actually makes an impact on the next generation? After losing their son Charlie to an accidental fentanyl overdose, Ed and Mary Ternan created Song for Charlie to educate young people and their parents about the risks of counterfeit prescription pills and other drugs. In this episode, Stephanie talks to Ed and Marcia Lee Taylor, strategy advisor for the organization, about Charlie's last day and how to have honest conversations with kids about drugs. This episode is made possible by Song for Charlie, the family led non-profit behind the New Drug Talk program—offering free, science-backed resources for parents and caregivers. To learn more visit thenewdrugtalk.org and songforcharlie.org and follow @thenewdrugtalk (Instagram & Facebook), @song4charlie (Instagram) @songforcharlie (TikTok, LinkedIn, YouTube) Order Steph's book Last Day: How to Stop Losing Our Loved Ones to the Opioid Crisis at https://bit.ly/LastDayBook, and the audiobook at https://bit.ly/3RW4WtF, or wherever books and audiobooks are sold. LAST DAY BOOK TOUR SCHEDULE Please join Steph on the road and RSVP at the links below!