Podcasts about national landlords association

Being a landlord can be tough sometimes. The wrong tenant can give you endless headaches, including non-payment of rent. And how can you make the most of those times in which your properties are left standing empty?   In this episode, Simon gives you some great advice about how to attract a better quality of tenant, effective ways of finding those elusive tenants, the process you need to follow when you find one, and the ways in which you should pursue a tenant who owes you money, even years after they’ve moved out.   KEY TAKEAWAYS   Especially when you’re starting out, managing the property yourself might seem like the best option.  Property Manager fees can make a huge dent in your nascent profits.  You may feel as though you can provide a better service to your tenants than an already busy Property Manager can.  You may feel as though you want every opportunity to get to know your tenants.   If you are hoping to found a property empire, then you can often spend more time managing them than looking for new ones. In this case, it’s advisable to get yourself a good property manager.   Making sure your properties are full at all times, is a fundamental keystone of a successful property concern. Empty rooms and empty houses is literally money down the drain.   Paid adverts for your properties on websites usually have a more prominent position. Free ads slip down the listings very quickly.   Once a prospective tenant gets in touch, make sure you respond to them rapidly. It’s likely that they will be looking at multiple options, and another landlord may beat you to it if you take too much time to respond.   Current tenants are usually a great way of finding out if anyone in the area is looking for a rental. This can be especially useful if someone is moving out. A simple query will often result in the name of a friend looking to rent, or someone in search of an upgraded form of accommodation.   Letting agents and local employers are often a good source of potential tenants. Incentives can be offered in the form of a finder’s fee.   Arranging viewing with tenants is often time-consuming, so make sure you use your time effectively. A text on the day is useful in determining if the tenant is still interested, and can save you much time if they are not planning on attending. Your time is valuable.   Tenants on a viewing should be asked to bring along their most recent wage slip, proof of address, National Insurance Number and form of photographic ID. This will save you both lots of time. There’s no point in taking a property off the market if the tenant can’t afford it, or they’re not who they say they are!   Asking for a guarantor at the initial stages will be invaluable in the future in case your tenant fails to keep up with payments to you. A guarantor should ideally own their own property, which can be used as an incentive to make sure you get paid.   A How To Rent Guide should be provided to your tenant when they movie in. This can be downloaded from gov.uk and provides them with a complete guide to the legalities of their tenancy with you.    Other essential materials that need to be provided by you are a copy of the Energy Performance Certificate, a Gas Safety Certificate and a copy of your HMO Licence (where applicable).    A Right To Rent agreement must be signed by your tenant. They must also be made aware of the inventory of the property. Another useful resource at this juncture is the National Landlords Association, which can provide accreditation for you.   In the event of non-payment, Simon advises the following procedure: On the day of the non-payment, a simple text to advise that payment has not yet been paid. The day afterwards, alert your tenant to your previous communication. After seven days, a letter to advise that rent is now overdue and must be paid.  After fourteen days, another letter to advise that rent is now overdue and must be paid. After twenty-one days, a further letter to advise that rent is now overdue and must be paid. After two months of arrears, it becomes possible for you to pursue payment through legal means.   Removing a tenant from your property can be difficult. Try to work with them, but if this isn’t possible, use a solicitor, who will be well versed in due process.   Claims can be sought through the Money Claim Online service. This allows you six years to claim the monies owed to you. So long as you have their name and National Insurance Number, you can track them down, perhaps in the future when they have more to lose by not paying you.   The best way of reducing the void periods between tenants, is always to be a good landlord, first and foremost. One of the main reasons for people moving on, is that they are not being taken care of by their landlord.   BEST MOMENTS   ’The more properties you have, the more and more time managing them takes’   ‘Very often, people like the idea of bringing someone they know into the property, rather than a stranger’   ‘Most people are lazy. If they see your property and it’s right for them, they’ll go for it’   ‘If someone hasn’t paid you, don’t worry. You can still get your rent back’   ‘Be responsive. get jobs done quickly'   VALUABLE RESOURCES   ·     Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi ·     property investor’s network (pin) - www.pinmeeting.co.uk iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2   How To Rent Guide From GOV.UK - https://www.gov.uk/government/publications/how-to-rent National Landlords Association - https://www.rla.org.uk/ Money Claim Online - https://www.moneyclaim.gov.uk/web/mcol/welcome ABOUT THE HOST   Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.   CONTACT METHOD Contact and follow Simon here:   Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/

Richard Blanco is joined by Meera Chindooroy from the National Landlords Association, Lawrence Bowles from Savills and Richard Bowser from Property Investor News to analyse some of the factors driving the property market as we near the end of 2019. We discuss the latest sales and rental trends, the UK and global economy, housing politics, regulatory changes and landlord and developer sentiment. This programme was recorded just before the announcement of the December 2019 election.

Prospective tenants are being warned about a fraud scam that cons people into paying an advance fee to rent a property. The National Landlords Association says it’s been contacted by several individuals who have fallen victim to the scam, where fraudsters have used NLA branding and fake letters from NLA representatives to make their approaches appear authentic. NLA chief executive Richard Lambert says: “Rental fraud is one of the uglier aspects of private renting. Tenants, no matter where they are from, should not send payment to advertisers before they are certain it is genuine and should contact their university who will have a list of reputable landlords and letting agents. “If you receive official correspondence from a ‘landlord’ and are worried it might be a scam, often a good clue is that it will be written in poor English. Tenants should also remember they can check if a landlord is an NLA member or accredited by visiting www.landlords.org.uk/member-verification “Any tenant that falls victim to such a scam should contact the relevant authorities in their own country and alert the police in the UK via www.actionfraud.police.uk.” The NLA is reissuing guidance to prospective tenants about avoiding online rental fraud which was drafted in conjunction with the National Union of Students and the National Crime Agency 1.Do not send money up front to anyone advertising online, make sure they are genuine first and view the property if you can; Beware if you are asked to wire any money via a money transfer service, criminals can use details from the receipt to withdraw money from another location; To use only government approved deposit schemes; Contact the organisations the landlord claims to be associated with in order to verify their status. Tenants wanting to check whether a prospective landlord is a member of the NLA or accredited should ask them for their membership number, then go to landlords.org.uk/member-verification; Overseas applicants needing to secure accommodation before they arrive in the UK should first seek the help of the employer or university they are coming to; Get paperwork and proof: ask for a copy of the tenancy agreement or safety certificates to confirm that the “landlord” has a genuine legal connection with property Please, please take your time to do your due diligence and research the landlord or letting agency you are looking to deal with before handing over any money. The incoming compulsory redress scheme membership will give you further security and another way to check you are dealing with a reputable landlord or company but until then if it doesn’t feel right or check out just walk away. So that concludes this episode of Ask the Estate Agent Podcast. You can contact us anytime using the links below: Facebook: www.facebook.com/asktheestateagent Instagram: www.instagram.com/asktheestateagent Twitter: www.twitter.com/asktheEA Website: www.asktheestateagent.co.uk So don’t forget to contact us with any subjects you would like us to cover...

Last week, the government promised to ban "no-fault" evictions. Communities secretary James Brokenshire branded it "the biggest change to the private rental sector for a generation", and organisations like Shelter and Generation Rent warmly welcomed the news. In this episode of The Housing Podcast, we scrutinise the detail around the announcement and discuss what it could mean for renters and landlords. Featuring interviews with Kirsty Archer of London Renters Union and Meera Chindooroy of the National Landlords Association.

In light of tougher legislation on landlords, Is property still a good investment? First, we had the George Osbourne 2015 finance act phasing out tax relief on buy-to-let mortgages. Tax relief will be gone by next year as will many property owners and landlords as they start to pay more tax and even struggle to show a return on their investment. This is a travesty and goes against all principles of business lending. The then Chancellor George Osbourne also removed wear and tear allowance, which will cost small landlords dearly. If that wasn’t enough, the government are now proposing new rules to do away with Section 21 notices, which enables landlords to legally regain possession of their property without having to give a reason or find fault. Many property owners have already sold up or reduced the size of their portfolio in order to cut borrowing. Property prices in many parts of the country have dropped for a number of reasons, including of course Brexit. Some see this as an opportunity to buy more property as so-called amateur landlords run for the hills. Others worry that long term open-ended tenancies may be the beginning of the end for the buy to let business as we know it. The banks will certainly be concerned about gaining possession of their security in the event of a default on the mortgage. The BBC and media have been all over the story citing cases of victims of unscrupulous landlords who apparently evicted them at short notice because they made a complaint about a repair job.   We usually only hear one side of these stories, which surprises me for two reasons. Most landlords would want to maintain the property in good order and any that do not are shooting themselves in the foot and giving the vast majority of good landlords a bad name.   No landlord wants to evict a good tenant who is paying rent knowing that they will have a void and then have to pay an agent to get another tenant.   So what do I think of this? Housing Crisis These measures will not solve the housing crisis. If anything, it will make it worse as more landlords pull out of the market to avoid open-ended long-term tenancies. If this happens, rents will go up based on the simple economic laws of supply and demand.   Long Term Secured Tenancies Private landlords were never meant to fill the gap in the market for long-term tenancies. Buy-to-let mortgages do not allow such tenancy agreements under the terms of a typical mortgage. Secured tenancies were traditionally was provided by council housing, which have not been built in any great quantity in the London area since the 1970s. Despite government encouragement and cheap borrowing, councils are often reluctant to build more council houses as they fear that they will lose them further down the road and the right to buy scheme. Many have even sold of housing stock to huge housing associations. The government and local authorities must build affordable rental social housing as a matter of urgency. The current scheme of asking developers to give a percentage of the development over to affordable housing is just not working or providing enough stock. Frankly, in the south-east affordable housing is just not affordable. I have seen developers who cannot offload affordable housing even on shared ownership schemes.   Has Right-to-Buy Passed its Sell-by Date? The government also needs to restrict right to buy in order to keep housing stock within the social rented sector and remove the excuse local authorities use to sit on their hands whilst spending millions housing people in expensive temporary accommodation. The right-to-buy was a revolutionary flagship policy under Margaret Thatcher‘s Conservative government in the late 1970’s and 1980’s. It did a lot to help social mobility and allow people get on the property ladder. The problem is that the money from the sale of the council houses was not reinvested into building new stock.   Underlying Shortage of Housing in the UK There is still a massive shortage of housing in England, as the population has risen sharply in recent years due to immigration and people living longer. Divorce also increased the need for smaller rental units such as studios in one-bedroom apartments. Net migration, the difference between people coming into the country and people leaving the country, has been running at around half a million people each year for years. A small city the size of Bristol would have to be built every year to just to cope with the number of new arrivals alone, according to organisations like Migration Watch. As this is unlikely to happen - as far as I know there is no plans to build another Milton Keynes or Basildon - there will be a strong demand for property for the foreseeable future. Even if there are fluctuations in the market, the fundamentals and underlying demand will still remain. The U.K.’s population is set to hit 60 million within the next decade and they all will need somewhere to live. As for this latest announcement, we don’t know exactly how the new rules will play out or when they will be implemented. We do know that the government do not want to go back to the bad old days of protected tenancies where a landlord could never regain possession of their property or increase the controlled rent. Until a few years ago, there were thousands of these properties with sitting tenants dating back to the 60’s and 70’s. Owners would sell off the properties at huge discounts at auction. Tenants were offered thousands of pounds in bribes to vacate. A good friend of mine used to buy these properties in London and then negotiate with the tenant to leave with a nice cash sum! They made a fortune. If we return to this situation, the supply of private rented accommodation will dry up.   Like it or not, the government needs private landlords as there is simply not enough social housing provided by councils and housing associations. Some corporate landlords are coming into the market but they are catering for the luxury end, such as in the city centre studios and co-living for young professionals.   So for all of the above reasons, I think there will be a demand for private rented accommodation even with anti-landlord legislation. Landlords are small business people and small business people are resilient to legislation changes and government red tape such as licensing (another issue for the sector to cope with). They will survive and adapt. Like Darwin said, it’s not the strongest species that survive, but the most adaptable. Property is a long-term investment and there will always be challenges. Landlords and investors need to keep abreast of new legislation by attending courses and seminars run by reputable organisations. The National Landlords Association is a good source of information and it lobbies the government on behalf of landlords. Property still a good investment because you can use leverage or bank and other people’s money to acquire properties. If you currently own property, I would not jump ship just yet. If you are planning to invest, I would proceed with caution and always educate yourself before dipping your toe in the market. If you like further details a property courses, such as a one-day introduction to property investing, drop me a line. I have a limited number of complimentary tickets to attend an excellent course run by experts, which will give you a clear overview into the market.   My new book, Yes, money can buy happiness, is due out on the 4th of May. Watch out for a special offer for all my podcast subscribers!   See omnystudio.com/policies/listener for privacy information.

EP33: "I think having good, positive values is important that's what helps me sleep at night. That's what motivates me, that's what drives me. " - Richard Blanco​ Richard Blanco is a London based landlord developer with properties in North, East and South East London. Areas of interest and his exceptional expertise include buying at auction, managing the development process, encouraging positive landlord-tenant relations, fundraising, and business strategy. Richard is also a London Representative for the National Landlords Association, sets up and speaks at landlord meetings and works on policy, press and media campaigns. His recent television appearances include BBC, Sky & Channel 4 News. He also commented on housing issues on BBC Radio London, LBC Radio and Radio 4, plus appeared in a range of national newspapers and property websites. Richard has featured in sixteen episodes of Househunters International which airs prime time in the USA, Canada and on Sky Living in the UK. He also presents NLA podcast and Share Radio programme, Inside Property. In this podcast: - how to build your property portfolio from scratch - how to buy at auction? - current state of the market. Find out more: www.richardblanco.comSupport the show (https://www.buymeacoffee.com/NicoleBremner)

Welcome back to the Progressive Property Podcast with chattered surveyor and property investing expert, Peter Jones. In this episode, Peter answers questions from the Progressive Property Community and shares with how to get started in property, even when you don't have any money or own any property. Peter goes on to discuss where you can find JV finance and JV partners and why if you're not yet part of the community you should go ahead and join now! Tune in now and learn how to believe that you're a property investor, how to get yourself started and begin growing your empire. KEY TAKEAWAYS Do I need to have a lot of money to become a property investor? Well, you don't know what you don't know and in property, other people's money is much better and much more efficient to invest with. By using other people's money you will see far greater returns to you than using your own. You can accelerate and accentuate your portfolio by using other people's money. It's good to have a lot of money, as long as it's someone else's money. Finally, it's also important to maintain a good credit rating so that you can regularly borrow finance, it's doesn't always have to be a JV partner. You can use bridging loans, personal finance and credit cards to get you started. Can I get started in property, even when I don't own any? Yes, of course. You need to be telling people you're a property investor even before you do your first deal. Being a property investor is a state of mind, it's not a qualification. You need to get out there, get networking and begin telling people who you are and what you're looking at doing. So many property deals and JV finance is done as a result of networking and telling others that you are a property investor. Where can I meet other investors? Really it depends on the type of investor you want to meet. The usual places are networking meetings such as Progressive Property Network (PPN) and Property Investing Network (PIN) but you can also check out National Landlords Association and Residential Landlords Association meetings to expand your network. This works particularly well if you're doing a Rent2rent strategy or tired landlords worried about the Section24 act. You can also attend Progressive Property's Joint Venture Day and learn how and where to meet other investors. BEST MOMENTS “When you begin property investing and you have your own money you will actually start off slower on your journey because you become fixated on the amount of personal money you have to invest.” “Sometimes we get so fixed on raising JV finance that we forget we can borrow from the banks. This can even be a bridging loan.” “If you're going to be a property investor you're going to have to get your hands on some money, and there are multiple ways to do this.” “Tell everyone that you're a property investor.” “Get out there and do it, be it until you see it.” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ ABOUT THE HOST Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider's Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we'd now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator's Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Thepropertyteacher.co.uk See omnystudio.com/listener for privacy information.

How important is design for let properties? As a landlord, should you always stick to neutral or can you safely stray into something more adventurous? To furnish or not to furnish? Are there particular sectors, like HMOs, where design adds considerable profit? If you are a tenant do you despair at having to put up with the landlord’s leftover furniture and would you prefer more freedom to redecorate your home to your taste? Richard Blanco is joined by designers Nicola Geldart from David Phillips, Julian Maurice of Icon Living and East London portfolio landlord, Toby Scrutton to unpack the issues and offer some useful tips and guidance. Inside Property is produced in collaboration with the [National Landlords Association](www.landlords.org.uk). Photo courtesy of David Phillips. Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch here. Thank you! This is the final episode in the 2017-18 series, we will be back at the end of January 2019.

How would you feel about compulsory three year tenancies? Would they provide essential security of tenure for families or pose too big a risk for landlords? The government has appointed the third housing minister this year. What will Kit Malthouse bring to the table and how confident are you that housing really is a priority for ministers? Will the Bank of England end nearly a decade of ultra low interest rates and increase them this August? And we discuss a new initiative to help student landlords support tenants with mental health issues. Richard Blanco is joined by Chris Norris, Director of Policy & Practice at The National Landlords Association and Carol Lewis, Deputy Editor of Property and Personal Finance at The Times. Inside Property is produced in collaboration with the [National Landlords Association.](www.landlords.org.uk) Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch [here](http://insideproperty.org.uk/contact-us/). Thank you!

Are you ready for GDPR? Under this directive, tenants will have the right to sue landlords for misuse of data from 25 May 2018. The NLA's Chris Norris and Marlon Fox from Outlook Property talk to Richard Blanco about what landlords and agents need to do to comply. We discuss Ellie Flynn's BBC Three documentary Rent For Sex (watch [here](https://www.bbc.co.uk/iplayer/episode/p05y93q5/rent-for-sex-ellie-undercover?suggid=p05y93q5)) which exposes so called landlords offering free rooms for sexual favours. A parliamentary select committee has proposed that landlords' properties could be confiscated should they commit certain housing offences. And Tory party conference promises to fully regulate letting agents have now precipitated proposals for a legally enforceable code of practice, compulsory membership of a trade body and a new regulator. Could this sound the death knell for ropey agents? Inside Property is produced in collaboration with the [National Landlords Association](www.landlords.org.uk).[](www.landlords.org.uk)[](www.landlords.org.uk) Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch [here](http://insideproperty.org.uk/contact-us/). We'd also love to get some reviews on itunes, Audioboom and other sites. Thank you!

Richard Blanco asks Douglas Haig, Vice Chair of the Residential Landlords Association and Richard Lambert, Chief Executive Officer of the National Landlords Association about the work of landlord associations, whether they can be legitimately seen as the voice of landlords, how their offer supports the landlord community and why campaigns to prevent and now roll back recent tax changes have been thwarted. Vanessa Warwick, landlord and founder of propertytribes.com joins the debate and outlines the role she sees for digital platforms. What role might these organisations play as the government tries to professionalise and regulate the sector? Should landlord associations merge to give them more clout and is it fair to criticise web portals as a forum for ranting? Inside Property is produced in collaboration with the [National Landlords Association](https://www.landlords.org.uk/). Special thanks to the [Residential Landlords Association](https://www.rla.org.uk/) and [propertytribes.com](https://www.propertytribes.com/) for their collaboration on this episode.  Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch [here](http://insideproperty.org.uk/contact-us/).  We'd also love to get some reviews from you on itunes and Audioboom.  Thank you!

NLA Director of Policy, Chris Norris and Nigel Lewis, Head of Content at The Negotiator join Richard Blanco to discuss the latest issues affecting the world of property. There's a new Ministry of Housing and we exchange views on the seventh housing minister to be appointed since 2010. There's an update on changing gas, electricity and carbon monoxide safety regulations, the new Fitness for Human Habitation Bill and some unexpected changes to arrangements for licensing and article 4 planning directions. Will you be contributing to the consultation on the proposed landlord redress scheme and what do you think about Labour Party proposals to give tenants the right to have pets? Inside Property is produced in collaboration with the [National Landlords Association](www.landlords.org.uk).

How would you define an ethical landlord or investor? Richard Blanco speaks to Susan Aktemel, founder of Glasgow based Homes For Good, Landlord MaryAnn Richmond-Coggan who created Green Farm Kent and Ed Fowkes, Development Director of Prosperity Capital Partners to find out what motivates them and how their practice stands out. We hear about how their businesses are structured, who benefits and what could be done to encourage more landlords and investors to nurture their social conscience. Inside Property is produced in collaboration with the National Landlords Association. With thanks to Aileen Scoular for additional research.

The launch of the Private Residential Tenancy in Scotland heralds the end of no fault evictions and Mayor of London, Sadiq Khan, outlines his aspirations for more devolved powers in a Draft Housing Strategy. As letting agents in England look forward to “full regulation,” where is the market heading in 2018 and was the phrase “sky high rocketing rents” ever more than a headline grabbing cliché, particularly as rents are currently rising well below inflation? We look back at the Autumn budget and offer interest rate and election predictions for the year to come. Sarah Davidson, from This Is Money and Chris Norris, Head of Policy at the NLA join Richard Blanco for a round up of all the latest issues facing property professionals. Inside Property is produced in collaboration with the National Landlords Association.

From the Government’s Help To Buy and Shared Ownership schemes to the recent reduction in stamp duty and Bank of Mum & Dad, just how easy is it for first time buyers to get a foot on the property ladder? Are first time investors competing with them for the same properties and with high prices and low yields in London and The South East should prospective landlords simply cross these areas off their wish list? What about property investment clubs and how much of an impact are the PRA changes to buy to let lending dampening their aspirations? In this specially extended edition, we hear from Laura about buying her first home and Jack’s aspirations to become a landlord or developer. Expert guests are on hand to offer help and advice: Kate Faulkner, MD of Property Checklists, Investment Coach Damien Fogg of theepinvestor.com and Financial Adviser Jay Rooney from One And All Financial. Inside Property is produced in collaboration with the National Landlords Association.

It's budget month - what surprises might the chancellor have in store for the property sector this time? And after announcing the first interest rate rise for a decade, if the Bank of England introduces further rises in 2018, how might this affect the housing market? Theresa May wants the state to get back into the business of building subsidised rental homes, so could we see a return to growth for the social rented sector? And weighing up the pros and cons of Conservative and Labour party ideas and initiatives for the private rented sector, what could your property business look like in 2025? Richard Blanco is joined by Chris Norris, Head of Policy at The National Landlords Association and landlord and journalist Victoria Whitlock from The Evening Standard. Inside Property is produced in collaboration with the National Landlords Association.

The Bank of England's Prudential Regulation Authority has introduced important changes to borrowing for landlords with four or more properties. Richard Blanco discusses the implications with Head of Policy at The National Landlords Association, Chris Norris and James Andrews, Editor of Mirror Money Online. As London Borough of Newham awaits a decision from the Secretary of State on the renewal of its borough wide selective licensing scheme, we debate the scheme's merits and the potential impact of the decision. We look more broadly at how local authorities are trying to procure properties from the private rented sector and ask whether Gas Safety Week is making enough headway in promoting safety. Inside Property is produced in collaboration with the National Landlords Association. Correction: local authorities must seek Secretary of State permission for selective licensing schemes of more than 20% of the borough's privately rented properties not 25%.

In a change to our regular format, Richard Blanco is joined by journalist Sarah Davidson from 'This Is Money' and Chris Norris, Head of Policy at the National Landlords Association, to discuss the issues in property and housing making the headlines. We cast our minds back to the 2017 election manifestos and ask whether they might set the tone for future policy, take a critical look at proposals in the Queens Speech and consider how the Grenfell catastrophe could influence housing regulation in the future. Have you seen the BBC series 'The Week The Landlords Moved In'? We consider how fairly it represents landlord and tenant and debate the issues raised. Recorded July 2017. Inside Property is produced in collaboration with the National Landlords Association. 'The Week The Landlords Moved In' is available on BBC iplayer.

Louise Cooper would like to hear your views, experiences and questions about being a buy to let landlord. Call 03700 100 444 between 1pm and 3.30pm on Wednesday 28 June or e-mail moneybox@bbc.co.uk now. Standard geographic charges from landlines and mobiles will apply. The end of mortgage interest relief, the loss of the so called wear and tear allowance and additional stamp duty charges on new property purchases may mean that landlords have to rethink their financial plans. Some landlords are being encouraged to set up a limited company to avoid the charges but how does it work and could it end up costing you more? Stricter mortgage affordability assessments will also apply to landlords who own four or more properties from September 2017, limiting the overall amount you can borrow. And what are the rules about tax and mortgages if you're a landlord thinking of letting a property through Airbnb? Joining Louise Cooper to talk through the business of buy to let will be: Carolyn Uphill, Chairman, National Landlords Association. Anil Mohanlal , Chartered Accountant and Managing Partner, Kumar & Co. David Hollingworth, from Mortgage Broker London and Country. We'd love to hear your ideas. Call 03700 100 444 between 1pm and 3.30pm on Wednesday 28 June. Standard geographic charges from landlines and mobiles will apply. Or e-mail moneybox@bbc.co.uk with your thoughts and experiences. Presenter: Louise Cooper Producer: Diane Richardson Editor: Andrew Smith.

As tax changes and buy to let mortgage restrictions start to bite, an increasing number of landlords and investors are buying and creating Homes In Multiple Occupation. Whilst the government has extended permitted development rights used to create more lettable rooms in home extensions, many local authorities are clamping down on what they see as HMOs supplanting family accommodation. Are shared houses still viable for tenants on benefits and is the rise of boutique style lets finally putting to rest the sector’s reputation for poor conditions? Richard Blanco asks planner Alison Broderick, investor Ash Zuberi, letting agent Billy Gill and licensing expert Richard Tacagni for some top tips and whether those higher yields really do outweigh the extra management. Planning and licensing advice applies to England & Wales except where stated otherwise. Inside Property is produced in collaboration with the National Landlords Association.

In April 2017, the long awaited tax changes affecting landlords and investors come into force. Is it time to sell, hold or expand, particularly as many are facing a double whammy with the new regulation of buy to let mortgages by the Prudential Regulation Authority? Richard Blanco gets to grips with this conundrum with the help of private landlord Jamie Fraser, who is thinking of selling, Founder of Developer, East Eight, Nicole Bremner who is expanding her business, Ben Sheils Accounting Director from Micro Business team and John Cox, Principal of finance broker Mortgage-Desk. Inside Property is produced in collaboration with the National Landlords Association. Picture Credit = East Eight.

How balanced is the portrayal of landlords and tenants in the media? Is the press guilty of prurience: revelling in landlord and tenant conflict and preferring to focus on bad behaviour and the worst conditions, rather than report mainstream good practice? Do politicians pander to stereotypes with short termist, populist housing policies, that encourage narrow lines of enquiry by journalists, ultimately failing landlords, tenants and the housing crisis? Richard Blanco is joined by Patrick Collinson from The Guardian, Sarah Davidson from the Mail Online and Simon Greenwood, Series Editor of Channel 5’s Nightmare Tenants, Slum Landlords. Inside Property is produced in collaboration with the National Landlords Association. Picture from Nightmare Tenants, Slum Landlords which is currently airing on Channel 5. Contact the producers if you would like to take part in the show: http://www.channel5.com/take-part/

Paul Shamplina from Landlord Action, Stephen Gabriel of Sandwell Borough Council & Katrina Robinson from the Tenancy Fraud Forum join Richard Blanco to explain the nature of crime in the private and social housings sectors, how it affects landlords and tenants and what can be done to prevent and report it. We delve into the phenomena of subletting, modern day slavery, fake landlord scams, drug factories, serial bad tenants and prostitution, offer tips to avoid being caught out by the criminals and hear about some of the enforcement action that aims to thwart their endeavours. Inside Property is produced in collaboration with the National Landlords Association. Picture credit = The Daily Record

On average landlords spend 26% of their income on repairs and maintenance, with around 57% using agents to manage some or all of their properties. Richard Blanco speaks to Claire Empson, Managing Director of Daisylets & Sales, Jacky Peacock, Director of Advice4Renters and Independent Builder & Project Manager, Stelios Gabriel to discuss how best to manage maintenance and repairs for tenant and landlord. Topics include old chestnuts like damp and the professional clean, fixed or flexible pricing, tips on boilers and appliances and how to source and manage tradespeople. We also discuss where responsibility lies between landlord and tenant, why tenants can seem reluctant to report repairs and tips for proactive management that minimise the likelihood of future problems occurring. Inside Property is produced in collaboration with the National Landlords Association.

Changes are afoot in the private rented sector in Scotland and Wales and there may be implications for other parts of the UK. The deadline for landlords and agents to register as part of Rent Smart Wales was 23 November 2016. Scotland has had a national landlord register since 2006, now no fault possession is being abolished and consultation on a new standard tenancy limiting rent increases with new forms and notices continues until 25 December 2016. How are landlords and tenants responding to these changes? Scotland banned letting agent fees in 2012, but is the ban working? Now Westminster is following suit, will politicians south of the border borrow more policy initiatives? Richard Blanco is joined by Bethan Jones from Rent Smart Wales, David Kendall who runs Hamilton based agency Lets Makes Homes, James Battye from Shelter Scotland and Richard Lambert from the National Landlords Association to explain, untangle and evaluate this shifting landscape. Inside Property is produced in collaboration with the National Landlords Association.

What makes for a successful landlord and tenant relationship? Richard is joined by Mary Latham, West Midlands Regional Representative for the National Landlords Association, Robert Nichols, Managing Director of London based sales and lettings agent Portico, Ben Reeve-Lewis from Safer Renting and Private Sector Tenant, Peter Cannell to address the sometimes thorny issues of access, repairs, subletting, cleaning and arrears. How can landlord and tenant make sure the tenancy gets off to a good start? We look at the role of letting agents in supporting and mediating relations. What happens when relations turn sour and how can you ensure an amicable end to your tenancy without resorting to the legal process? Inside Property is produced in collaboration with the National Landlords Association

Richard Blanco is joined by Richard Bowser, Editor of Property Investor News, Chris Norris, Head of Policy at the National Landlords Association and Richard Donnell, Research Director at Hometrack to discuss Brexit and its impact on landlords, property owners and investors. After initial jitters, will house prices and rents resume their upward trend? 35% of landlords think that Brexit will impact negatively on their lettings business, but will Theresa May’s government row back on George Osborne’s tax changes? Is now a good time to buy and, if so, what strategy should you adopt? Inside Property is produced in collaboration with the National Landlords Association

A chance to summarise the changes made in yesterdays Autumn Statement to Stamp Duty Land Tax ahead of a discussion the Jeremy had with the head of Priced Out! and the National Landlords Association. This introduction at the top of the program would usually be done by someone from the BBC Business Unit but they were all covering the story elsewhere (or on their Christmas lunch?).

Yields of 6 per cent on rental properties are tempting investors into the buy-to-let market. But is this the right time to invest? Chris Norris from the National Landlords Association joins FT Money to discuss this, banks stealing customer data and whether the Post Office can become a challenger to the big banks as it prepares to offer current accounts. See acast.com/privacy for privacy and opt-out information.