Podcasts about ft money

How does one double a sizeable portfolio in under a decade? The short answer is by taking more investment risk - and in today's episode one of the FT's most experienced investment columnists weighs up the potential risks. Stuart Kirk has set an ambitious financial goal to hit ahead of his 60th birthday — growing his portfolio from just over £500,000 today to £1mn by 2032. Will he be persuaded to take a punt on flashy US tech stocks, dabble in alternative investments such as private equity, go for gold, or even gamble with cryptocurrency?In the edited highlights from the FT Weekend Festival in London, host Claer Barrett invites Stuart to present his portfolio to the FT Money tent, before taking a grilling from inquisitive FT subscribers in the audience.For more tips on how to organise your money, sign up to Claer's email series 'Sort Your Financial Life Out With Claer Barrett' at FT.com/moneycourseMoney Clinic will be back in 2025 with new episodes. If you would like to be a guest on a future episode of Money Clinic, email us at money@ft.com or send Claer a DM on social media — she's @ClaerB on X, Instagram and TikTok. Want more?Read Stuart Kirk's recent Skin in the game columns, When will emerging stocks finally emerge?, The best way to invest in gold, and moreListen to Claer and Stuart's viral mini podcast episode, The Five Minute Investor from Money Clinic: What is a PE ratio?Check out Claer's column, What's the chancellor's next move going to be with my pension? Listen to more episodes of Money Clinic, such as Investment Masterclass: The hunt for global growth stocks, Investment Masterclass: The case for investing in AI, and more.Presented by Claer Barrett. Produced by Tamara Kormornick. Our executive producer is Manuela Saragosa. Sound design by Breen Turner, with original music from Metaphor Music. Cheryl Brumley is the FT's global head of audio.Disclaimer: The Money Clinic podcast is a general discussion about financial topics and does not constitute an investment recommendation or individual financial advice.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

The cost of insurance premiums is rising to record highs, but levels of customer service are falling for customers who end up having to make a claim, according to a new report. The consumer group, Which? has found that almost half of those claiming on home, car or travel insurance policies in the past few years have experienced at least one problem, as the volume of complaints linked to claims handling soars. Host Claer Barrett sits down with Sam Richardson, the deputy editor of Which? Money and Ian Smith, the FT's insurance correspondent, to find out why insurance has become such a minefield for consumers, and how to reduce the cost of premiums without compromising the quality of cover.Links: Money Helper: https://www.moneyhelper.org.uk/enBritish Insurance Brokers' Association: https://www.biba.org.uk/For a chance to win a pair of Bose QuietComfort 35 Wireless Headphones, share your thoughts on the show with us via a short survey before August 29 2024 (terms and conditions can be found here).For more tips on how to organise your money, sign up to Claer's email series 'Sort Your Financial Life Out With Claer Barrett' at FT.com/moneycourseIf you would like to be a guest on a future episode of Money Clinic, email us at money@ft.com or send Claer a DM on social media — she's @ClaerB on Twitter, Instagram and TikTok. Want more?Read Ian Smith's FT Money cover story, What's driving the car insurance crisis?Check out Claer's column, How the ‘single tax' can break financial resilienceListen to more episodes of Money Clinic on the topic, such as Am I paying too much for insurance?, Finance tips for freelancers, insurance pitfalls and how to write the perfect 'to do this', and more.Disclaimer: The Money Clinic podcast is a general discussion about financial topics and does not constitute an investment recommendation or individual financial advice.Presented by Claer Barrett. Produced by Tamara Kormornick. Our executive producer is Manuela Saragosa. Sound design by Breen Turner, with original music from Metaphor Music. Cheryl Brumley is the FT's global head of audio.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Writing a book isn't just about writing a book. It brings up all kinds of business and personal dynamics, challenges, and opportunities for growth. Today fellow debut author, Jannese Torres, joins me to talk about why she chose to write a book as part of her personal finance business, and how she has made it work.Jannese is an award-winning Latina Money Expert. She helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom. Her podcast, Yo Quiero Dinero® is a platform to de-stigmatize money as a taboo topic in the Latinx & BIPOC communities and make personal finance fun, relevant and relatable. She decided to write a book in order to reach more people, and to cement herself as a thought leader in the field. Jannese talks about making time for writing (and everything else that goes along with creating a book), she had to implement some automated processes in her business and rely on her circle of support.In today's episode Jannese gives us great advice about investing in your business when it has hit a plateau, where to find free resources, and how to deal with online trolls. In this episode, you'll hear…What goes into the business decision to write a book Tips on investing in your businessHow to manage being the face of your brandClick here to find the full show notes and transcript for this episode.RESOURCES:Read Jannese's book “Financially Lit!: The Modern Latina's Guide to Level Up Your Dinero & Become Financially Poderosa”Listen to Jannese's personal finance podcast “Yo Quiero Dinero”Join the waitlist for my book “When I Start My Business I'll Be Happy: A Practical, No BS Guide to to Successful Online Entrepreneurship”Sign up for my free weekly email “Sam's Sidebar” Join the Free Legal Workshop to learn how to get your business legally protected today! CONNECT:Sam on InstagramSam on FacebookOn Your Terms on InstagramDISCLAIMERProduced by NOVA Media

With just days to go until the end of the tax year, it's peak season for British savers and investors to make the most of their £20,000 annual Isa allowance before it renews on April 6. Whether you're a beginner or a more seasoned investor, this episode clearly explains the tax benefits of Isas, how these work in practice and some common investment strategies. Host Claer Barrett breaks down the different types of Isas with FT Money columnist Moira O'Neill and Timi Merriman-Johnson, the financial educator and content creator better known online as Mr MoneyJar. In the edited highlights from an FT webinar, the panel shares tips about everything from getting started and choosing the right platform to asset allocation and ensuring your Isa portfolio is diversified. For more tips on how to organise your money, sign up to Claer's email series 'Sort Your Financial Life Out With Claer Barrett' at FT.com/moneycourseIf you would like to be a guest on a future episode of Money Clinic, email us at money@ft.com or send Claer a DM on social media — she's @ClaerB on Twitter, Instagram and TikTok. Want more?Check out Claer's column, Why I'm sticking with my passive Isa strategyListen to more episodes, such as How an ISA millionaire chooses stocks, Investment Masterclass: Isa investing is changing, and more. Links:https://www.pimfa.co.uk/https://www.boringmoney.co.uk/https://compareandinvest.co.uk/Presented by Claer Barrett. Produced by Tamara Kormornick and Persis Love. Our executive producer is Manuela Saragosa. Sound design by Breen Turner, with original music from Metaphor Music. Cheryl Brumley is the FT's global head of audio.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Welcome to the Daily Compliance News. Each day, Tom Fox, the Voice of Compliance, brings you compliance-related stories to start your day. Sit back, enjoy a cup of morning coffee and listen to the Daily Compliance News. All from the Compliance Podcast Network. Each day, we consider four stories from the business world: compliance, ethics, risk management, leadership, or general interest for the compliance professional. In today's edition of Daily Compliance News: More CFTC fines for messaging app violations. (WSJ) $12 bank fraud in Vietnam. (FT) Money laundering of $6.3bn fraud in UK. (AML Intelligence) Will the Supreme Court legalize bribery? (The Lever) For more information on the Ethico ROI Calculator and a free White Paper on the ROI of Compliance, click here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Heyyyyy ya'll!! We back (We know, its been a long ass time), but we're back and we got a lot to talk about this episode. Oh boy, we talked a lot about Chevy this episode but in between time we talked about these lists men and women got floating around. Why ya'll don't allow certain shit to happen and why create these lists if you're allowing social media to dictate how you date? Take the dates, don't over eat and appreciate the fact that someone wanna take your stank ass out to dinner. Let's get to Chevy...... SHE NEED A MAN! Lol. A man! Men, hit up Chevy and show her a good damn time. She like to laugh, shopping, going on fun dates, eating good food and kisses on her forehead. Treat our girl good.

The Utah FB Coaches Show is back! Kyle Whittingham and Bill Riley talk all things Utes, Pac-12, Cal matchup and more. WR Money Parks and DE Chase Kennedy join the program, presented by Smith's!

The Utah FB Coaches Show is back! Kyle Whittingham and Bill Riley talk all things Utes, Pac-12, Cal matchup and more. WR Money Parks and DE Chase Kennedy join the program, presented by Smith's!

The Utah FB Coaches Show is back! Kyle Whittingham and Bill Riley talk all things Utes, Pac-12, Cal matchup and more. WR Money Parks and DE Chase Kennedy join the program, presented by Smith's!

Lord John Lee is an active private investor, a member of the House of Lords and became the UK's first Isa millionaire in 2003. He has written two books on investment - “How to Make a Million” and “Yummi Yoghurt - A First Taste of Stock Market Investment”, as well as hundreds of articles for FT Money.In this episode, he and Dan Jones discuss his small-cap focused approach to investing, how his portfolio has evolved over the years, and his view of the private investor's role in today's market. Hosted on Acast. See acast.com/privacy for more information.

Welcome to this brand-new investing podcast from the London South East. My name is Peter Higgins, you can find me on Twitter @conkers3 and I will be your host for this series of Investing Matters podcasts. What can you expect from the Investing Matters podcasts? A great question. You will find long form interviews with noteworthy veterans and experts from the investment and fund management industry. During these interviews each interviewee will share and impart their knowledge, learning and insights on what aspects of Investing truly matters to them and what in their view should matter to investors. We hope this knowledge exchange benefits all and enables all those accessing and listening to these podcasts to achieve even greater investing success. With that in mind, welcome to episode thirty-nine with the author, award-winning investment journalist Moira O'Neill. Moira was previously Head of content at Interactive Investor, Editor at Moneywise, Personal Finance Editor at the Financial Times' Investors Chronicle magazine and Deputy Editor at Money Observer. Moira is an independent freelance investment and money writer, editor and presenter, a columnist for the Financial Times, FT Money, contribute to the FT Money Show podcast and a regular contributor to TV and radio programmes. Moira has been educating savers and investors for around 25 years now. She was the winner of the Wincott Journalism Award in 2012. Moira has also written two personal finance books, Finance at 40 and Saving and Investing for Your Children. She read Classics at Cambridge University. In this Investing Matters interview, Moira provides the listener with a wonderful, guided tour of how all investors can navigate the markets safely, in tax efficient way, the powers of compounding return, pound cost averaging, dividends, Funds, Investment Trusts, dividend heroes, diversification, funds, how to combat some of the psychological aspects of investing, her own personal investing strategies and discusses what truly matters to her with regards to investing and much more. We hope you enjoy this podcast, and we look forward to hearing your feedback. Please subscribe to this podcast on your platform of choice and follow the @InvMattPodcast on Twitter.

Find the full audio now of this episode for as low as $1 a month at https://www.patreon.com/posts/79225616and the full video now for as low as $5 a month athttps://www.patreon.com/posts/79393915Stay up to date with us at https://www.yccentertainment.com/oursinsandwoesJoin us on Patreon for exclusive and early content at https://www.patreon.com/yccentertainmentFollow us on Instagram, Twitter, Facebook, Soundcloud, and other streaming services through https://linktr.ee/oursinsandwoesPurchase our exclusive merchandise at https://www.yccentertainment.com/merchCatch more music from this weeks plug of the week MalBoogie over at https://soundcloud.com/malliki-roberts-611771805Catch the Our Sins and Woes Podcast "Plug of the Week" playlist athttps://soundcloud.com/oursinsandwoes/sets/plugoftheweekvol1https://soundcloud.com/oursinsandwoes/sets/plugoftheweekvol2https://soundcloud.com/oursinsandwoes/sets/plugoftheweekvol3Support the show (https://cash.app/$YCCEnt)Support the show

In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including positive feedback on the previous episode 13; the ridiculousness of fund risk ratingsMeat and Potatoes: Why ambiguity is such an inherent part of real financial planning. And the Trap Pack's top tips for newbies to this mighty profession.Questions posted by our beloved Trappists @joshgerstler @dirkgroeneveld @ComradesNicCulture CornerLinks referred to in the show:Redefining the Retirement Income Goal by David Blanchett: https://blogs.cfainstitute.org/investor/2023/02/09/redefining-the-retirement-income-goal/Stuart Kirk on the FT Money show: https://pca.st/episode/56643c2a-8d30-4797-8d13-80b4f5fc601d Charlie Munger Daily Journal 2022 https://www.youtube.com/watch?v=9VVPO3KWj3A&t=7894s Abe's conference: Adviser 3.0Carl's book: https://www.audible.co.uk/pd/Vivid-Vision-A-Remarkable-Tool-for-Aligning-Your-Business-Around-a-Shared-Vision-of-the-Future-Audiobook/B07RYN3D5R?eac_link=czAmma8BEMx3&ref=web_search_eac_asin_1&eac_selected_type=asin&eac_selected=B07RYN3D5R&qid=dMh1tmNve9&eac_id=260-7128613-5251256_dMh1tmNve9&sr=1-1Morgan Housel podcast with Prof G: https://podcasts.apple.com/gb/podcast/the-psychology-of-money-with-morgan-housel/id1498802610?i=1000601235289https://twitter.com/alanjlsmith/status/1525117666788143104?s=46&t=HybIyJF1scu8BFCL0L4hIgIFA Forum: http://www.tiny.cc/ifaforumTake part in the conversation! We want YOU to suggest topics and questions you'd like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

The Bank of England has raised its key interest rate to 4 per cent, the highest level the UK has seen since the 2008 financial crisis. Presenter Claer Barrett is joined by Helen Saxon, deputy editor of Money Saving Expert, James Pickford, deputy editor of FT Money, and Katie Martin, the FT's markets editor, to discuss how you can best navigate those higher rates with your savings, mortgages and investments.We'd love to hear from you. Please help us by filling in our listener survey at ft.com/moneyclinicsurvey. It will take you around 10 minutes to complete and you will be in with a chance to win a pair of Bose QuietComfort Earbuds!If you would like to talk to Claer about a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem, and how you would like us to help. You can follow Claer on Twitter and Instagram @Claerb Presented by Claer Barrett. Produced by Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

How does one of the UK's most popular comedians handle his money and investments? In a repeat of one of Money Clinic's most popular episodes, host Claer Barrett interviews Joe Lycett, the consumer campaigner and TV comedian. Joe shares his own personal money story - including his charity shop thrifting, ESG investments and money rules - and explains why he campaigns on consumer issues.If you would like to talk to Claer on a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem, and how you would like us to help. Say hello on social media: You can follow Claer on Twitter and Instagram @Claerb You can follow Joe Lycett on Twitter and Instagram @JoeLycett and FT Money on Twitter @FTMoneyPresented by Claer Barrett. Produced by Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

What does this mortgage tumult mean for individuals? Will borrowers be able to remortgage? How high could rates go? Will there be a property crash? In this special episode of Money Clinic, host Claer Barrett, the FT's consumer affairs editor, puts listeners' and readers' questions to Andrew Montlake, managing director of mortgage broker Coreco, and James Pickford, deputy editor of FT Money. Please note: This is an updated, corrected edition of an earlier version of the podcast which contained incorrect figures on the interest rate mechanism for Help To Buy properties.Want more? Check out our online mortgage Q&A: https://www.ft.com/content/6dd96b0e-6b39-492e-9040-4f4b4d247a84Money Clinic is keen to hear from listeners and readers. If you would like to get in touch, please email us at money@FT.com or DM Claer on social media. She is @ClaerB on Twitter, Instagram and TikTok. You can find Andrew Montlake on Twitter, @montysblog, and James Pickford @MrJamesPickfordPresented by Claer Barrett. Produced by Persis Love and Philippa Goodrich. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. Hosted on Acast. See acast.com/privacy for more information.

What does this mortgage tumult mean for individuals? Will borrowers be able to remortgage? How high could rates go? Will there be a property crash? In this special episode of Money Clinic, host Claer Barrett, the FT's consumer affairs editor, puts listeners' and readers' questions to Andrew Montlake, managing director of mortgage broker Coreco, and James Pickford, deputy editor of FT Money. Want more? Check out our online mortgage Q&A: https://www.ft.com/content/6dd96b0e-6b39-492e-9040-4f4b4d247a84Money Clinic is keen to hear from listeners and readers. If you would like to get in touch, please email us at money@FT.com or DM Claer on social media. She is @ClaerB on Twitter, Instagram and TikTok. You can find Andrew Montlake on Twitter, @montysblog, and James Pickford @MrJamesPickfordPresented by Claer Barrett. Produced by Persis Love and Philippa Goodrich. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. Hosted on Acast. See acast.com/privacy for more information.

Welcome To Our New Edition To The FOH AFTER DARK COUPLES EDITION! This episode we had a special guest couple the sponsors of the podcast Money On Da Scene and his wife Daijvooo. We discussed them building an empire, 14 years together, the start of their business Fruit Wine & more. Sponsor of the show is Fruit Wine! To order your bottle or bottles, all you do is dm @momeyondascene on Instagram and tell him FOH After Dark Couples Edition sent you!! Sponsor of the show is WATERFALL PASSIONS!! For all sex toys & lingerie FOLLOW THEM ON IG @waterfall_passions Check out our OnlyFans: https://onlyfans.com/squirtmaster504 & https://onlyfans.com/nassstymoonbaby Follow us on Instagram @_milimoonbaby & @official_eazyana and dm us if you have any topics y'all want us to talk about! Get Merch — WWW.FOHBRAND.COM Watch the full video on YouTube search FOH AFTER DARK --- Send in a voice message: https://anchor.fm/foh-after-dark/message

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Song Rating: 5.7/10 Contact Information Host: royalistkingcj03  Business email: royalistkingcj03@gmail.com  --- Send in a voice message: https://anchor.fm/cj-m9/message

"Eight thieves take hostages and lock themselves in the Royal Mint of Spain as a criminal mastermind manipulates the police to carry out his plan". Does this plot ring a bell? On this new Free Topic program, Maite and Mariam will talk about the phenomenon of Money Heist or La Casa de Papel. How is the side effect of the succes? Which character is their favorite? If they were one of the thieves, which name will they choose? Don't miss the program!!

New Year same Us! We're back and better for 2022. In this episode we have a very special guest, Money Curious Podcast! Money Curious provides Memo and JayNice with some insight on real estate, investing, and general financial advice! Money Curious is dropping gems for y'all so make sure y'all tune in and pay attention! Check out Money Curious Podcast on IG @moneycuriouspodcast and on all platforms! Social links: https://www.instagram.com/moneycuriouspodcast/?hl=en https://linktr.ee/moneycuriouspodcast Follow us and show us love on our other platforms as well! Hosts: @iamjaynice & @memothemaestro IG: @clothtalkpod_ Twitter: @clothtalkpod Tiktok: @clothtalkpod Youtube: Cloth Talk Podcast Facebook: Cloth Talk Pod #clothtalk #money #financialfreedom #clothtalkpodcast #moneycuriouspodcast #podcast #ctp #financialliteracy #realestate #personalfinance #interview --- Support this podcast: https://podcasters.spotify.com/pod/show/clothtalkpod/support

REPEAT: 2021, like 2020, was another turbulent year for most people's finances, but the new year provides the perfect opportunity to set some “financial resolutions”.The guests on Money Clinic are millennial couple Toby and Siobhan and they're looking for some timeless “fin-spiration” to get their money to work harder. They've paid off their credit cards under lockdown, and are wondering where to direct their spare cash. How much could they save if they overpaid their mortgage — and how would that compare to putting more into their pensions or other investments. There's also one financial to-do that they're been putting off for a long time — making a will. Money experts Ken Okoroafor from The Humble Penny and Dan Garrett, co-founder of digital will-writing service Farewill, provide expert tips.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.You can follow Ken Okoroafor on Twitter and Instagram @TheHumblePennyIf you're looking for fresh ideas about what to do with your money in 2021, Claer has asked podcast hosts from the finance and business world to share their financial New Year's resolutions for 2021. Covering investing, saving, financial planning and side hustling, you can read insights from Patricia Bright (Caught Off Guard), Emma Gannon (Ctrl Alt Delete), Chris Browning (Popcorn Finance), the FT's former editor Lionel Barber (What's Next?) and many more by clicking on this link: https://www.ft.com/content/8a09fc2d-4c25-4d81-8835-a5517c6cb3d3And here's some further reading for listeners who are considering making a will. The pandemic has forced through legal changes making it much easier for people in England and Wales to make a “digital will” online. Read this FT Money piece to find out how: https://www.ft.com/content/4df16e49-940f-46f2-b0b4-6a82c011c3baAnd for a more general grounding in the topic, read this FT article - 10 things you need to know before making a will: https://www.ft.com/content/c5559861-6c19-4fdb-a652-4059cf5e6bd0 See acast.com/privacy for privacy and opt-out information.

REPEAT: Claer explores how young people can use the popular tax-free Isa accounts to invest or buy their first property. This week, she meets Ryan, a 22-year-old graduate who confesses he has three Isa accounts, but doesn't know how best to use them — or how to unlock savings bonuses potentially worth tens of thousands of pounds. Expert and practical help is on hand from Harleigh Reid, who used a Help to Buy Isa to buy her first flat at the age of just 24, and Young Money blogger Iona Bain who explains the rules of the new Lifetime Isa, which can be used for property or investing. If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:If you're new to investing, listen to this past Money Clinic episode on starting out https://www.ft.com/content/caedf0b3-4052-430c-99b4-107ea093d3fcIf you're ready to rock with an investment Isa, check out this free-to-read FT column by Claer: https://www.ft.com/content/684dbb86-40b4-11e9-b896-fe36ec32aecHarleigh Reid also hosts her own YouTube site: https://www.youtube.com/user/TheHarlszCheck out Iona Bain's Young Money blog here https://www.youngmoneyblog.co.uk/ or read her FT column about her Lifetime Isa here https://www.ft.com/content/52ad32d8-ac7b-11e9-b3e2-4fdf846f48f5 See acast.com/privacy for privacy and opt-out information.

REPEAT: Putting all of your pension savings in one place to make it easier to manage your retirement plans sounds like a sensible idea — but it's not necessarily the right solution for everyone. Claer Barrett meets 51-year-old Tina who has spent lockdown searching for all of her old pensions: some have performed better than hoped, but others have had high charges, and she has a gap in her UK state pension contributions due to working overseas. Experts Sir Steve Webb of Lane Clark & Peacock and Catherine Morgan, a financial planner behind the ‘In Her Financial Shoes' podcast, provide tips for people of all ages looking to sort out their pension savings.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading Let's start with the basics. If you're struggling to get your head around what a pension is, why you need one, and how they work, then check out this free to read column from Claer https://www.ft.com/content/05e5ded2-7a74-11e6-b837-eb4b4333ee43 To track down lost pensions, try the UK government's Pensions Tracing Service, which is free to use - but please do be careful of copycat websites run by commercial firms https://www.gov.uk/find-pension-contact-details To check how many years' worth of UK state pension contributions you've made, what you could receive in retirement and if you have any missing years, use the government's free Check your State Pension service https://www.gov.uk/check-state-pension The UK government page Your State Pension Explained contains more information on what counts as a qualifying year https://www.gov.uk/government/publications/your-new-state-pension-explained/your-state-pension-explained Read this UK government advice page about extra National Insurance contributions to your UK state pension https://www.gov.uk/voluntary-national-insurance-contributions Contact the Future Pension Centre to find out if you would benefit from voluntary NI contributions https://www.gov.uk/future-pension-centre The UK government's International Pension Centre provides advice and information for those who have lived or worked overseas https://www.gov.uk/international-pension-centre Want to talk to someone about your pensions options? If you're over 50, then you can use the UK government's free Pension Wise service to get detailed guidance from an adviser on your retirement options https://www.pensionwise.gov.uk/en Emma Maslin, who blogs as The Money Whisperer, wrote this FT column asking self-employed women how good their pensions are

LOVE! This is an episode of me being interviewed by Nikki Ferguson, who is a fellow believer, was a teacher in a past life and is currently an incredible money coach. In this episode we talk about: being wildly authentic starting to set healthy boundaries living by your values - the key to more fulfillment in our lives letting go of people pleasing creating encouraging positive affirmations I hope you enjoy! SUPPORT THE SHOW // ⭐️If you received value from this episode, it would mean so much to me if you left a rating & review!

LOVE! This is an episode of me being interviewed by Nikki Ferguson, who is a fellow believer, was a teacher in a past life and is currently an incredible money coach. In this episode we talk about: being wildly authentic starting to set healthy boundaries living by your values - the key to more fulfillment in our lives letting go of people pleasing creating encouraging positive affirmations I hope you enjoy! SUPPORT THE SHOW // ⭐️If you received value from this episode, it would mean so much to me if you left a rating & review!

#BALTIMORECITYHIPHOP PODCAST WE COVER HIPHOP ENTERTAINMENT NEWS .... BALTIMORE DMV

In an extra special Money Clinic Meets, Claer Barrett interviews Joe Lycett, the consumer campaigner and TV comedian. As the new season of his award winning show Joe Lycett's Got Your Back returns to Channel Four, he drops into the Financial Times studio to tell us what he really thinks about the world of finance. Joe shares his own personal money story - including his charity shop thrifting, ESG investments and money rules - and the pair discuss why holding big consumer corporations to account is important. Plus, we get the low down on why Joe recently stormed off a daytime TV appearance.If you would like to talk to Claer on a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem, and how you would like us to help. If you want to read more about the topics covered in this week's episode, check out the following free to read FT articles:Clear wrote about rental fraud and the trap Joe laid for an unwitting scammer: Renters Beware is the column, and Joe's telling of the story is available on YouTube.Summer vacations may be over, but car hire firms are still using high pressure sales tactics. Read about Joe's consumer investigation: Don't let politicians ruin your half-term holidaySay hello on social media: You can follow Claer on Twitter and Instagram @ClaerbYou can follow Joe Lycett on Twitter and Instagram @JoeLycett You can follow FT Money on Twitter @FTMoney See acast.com/privacy for privacy and opt-out information.

REPEAT: In this week's episode of the Money Clinic, Claer chats to Naureen about getting started in investing. Naureen had a wake up call when she received her annual pension statement through the post, and saw that her projected income in retirement would not even cover the basics. But with so much information out there on investing, she doesn't know where to begin. Experts Jason Butler, the FT columnist and Charlotte Brayton, financial planner at James Hambro & Partners join Claer to give their two pennies worth.If you would like to talk to Claer on a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem, and how you would like us to help. If you want to read more about the topics covered in this week's episode, check out the following FT articles - some of which are free to read:Even if you are not a fan of 90s rapper Vanilla Ice, Claer's free primer on the tax advantages of investing through a stocks and shares Isa is a must-read for UK listeners: https://www.ft.com/content/684dbb86-40b4-11e9-b896-fe36ec32aeceIf you want to read more about budgeting, here is another free column of Claer's: https://on.ft.com/2WTh1PPA more serious read for investors to get their teeth into is this piece by John Kay - How to build your own investment portfolio with £10,000: https://www.ft.com/content/24b98a82-b55e-11e6-961e-a1acd97f622dWe also heartily recommend John Kay's book "The Long and the Short of It - A guide to finance and investment for normally intelligent people who aren't in the industry".Say hello on social media: You can follow Claer on Twitter and Instagram @ClaerbYou can follow Jason Butler on Twitter and Instagram @JBtheWealthMan You can follow FT Money on Twitter @FTMoney See acast.com/privacy for privacy and opt-out information.

Money Malc returns with his homeboy Joe to discuss giving credit to the creatives, the younger generation's comfortability in talking about money, mobile cashing, relationship money request, and stock market expertise. Stay up to date with us at https://www.yccentertainment.com/oursinsandwoesJoin us on patreon for exclusive and early content at https://www.patreon.com/oursinsandwoesFollow us on Instagram, Twitter, Facebook, Soundcloud, and other streaming services through https://linktr.ee/oursinsandwoesPurchase our exclusive merchandise at https://www.zazzle.com/store/oursinsandwoes/productsCatch more music from this weeks plug of the week Jae over at  https://soundcloud.com/jaelenlopezCatch the Our Sins and Woes Podcast "Plug of the Week" playlist athttps://soundcloud.com/oursinsandwoes/sets/plugoftheweekvol1https://soundcloud.com/oursinsandwoes/sets/plugoftheweekvol2Find more content from Money Mal atIG: @money__malcTwitter: @money__malcFind more content from Joe atIG: @wall_st_joeTwitter: @Jay3SavageWant to donate to the Our Sins and Woes podcast?Find us at https://cash.app/$oursinsandwoesSupport the show (https://cash.app/$oursinsandwoes)

Patrick Mills (Pages of Hackney bookshop) and Claer Barrett (FT Money Clinic podcast) join Flixwatcher remotely to review Patrick’s choice Only the Animals. Only the Animals is a 2019 French murder mystery black comedy from director Dominik Moll. A tale of coincidence, mistaken identity and loneliness collide in the lives of our five central characters - Michel, Alice, Joesph, Marion, Armand who are all connected to Evelyne. The story jumps around from the heat and intensity of the Ivory Coast to the snowy and desolate remote French mountains and slowly reveals the chain of events that lead to the disappearance of Evelyne from different perspectives. As the story evolves the absurdity of mistaken identity and pure coincidence is both ridiculous and completely believable. Powered by engaging performances, particularly from veteran French character actor Denis Ménochet and some dark comic moments the near two hour run time zips along nicely. Scores      [supsystic-tables id=215] The non-linear narrative storytelling technique hardly feels fresh now but Only the Animals does it well enough to keep the viewer guessing and despite the subtitles is engaging. Only the Animals does well across all Flixwatcher categories, apart from repeat viewing, to score a respectable 4.01 overall. What do you guys think? Have you seen Only the Animals? What did you think? Please let us know in the comments below!   Episode #203 Crew Links Thanks to Episode #203 Crew of Claer (@claerb) from @financialtimes and Patrick from (@pagesofhackney) Find their Websites online at https://pagesofhackney.co.uk/ And at https://twitter.com/LBC And at https://twitter.com/ftweekend And at https://www.ft.com/personal-finance Please make sure you give them some love More about Only the Animals For more info on The Only the Animals, you can visit Only the Animals IMDb page here or  Only the Animals Rotten Tomatoes page here.   Final Plug! Subscribe, Share and Review us on iTunes   If you enjoyed this episode of Flixwatcher Podcast you probably know other people who will like it too! Please share it with your friends and family, review us, and join us across ALL of the Social Media links below.

On this week's episode, host LondonBridge chats about the return of Space Yacht live events followed by a guest mix from Money Money!Support the show (https://www.patreon.com/spaceyacht)

Hey ya'll! It's 2021! Happy New Year. This year, we wanna be where?? Where the money reside, where the money reside! So we're talking to our millennial finance experts at Money Medics to find how we can make our money stretch, how we can budget, save and invest for the future and make better choices. Money medics instagram: www.instagram.com/moneymedics Follow me: www.instagram.com/sincerelyoghosa This podcast is sponsored by Sendwave. Download Sendwave on Apple: https://apps.apple.com/us/app/wave-send-money-to-africa/id846717081 Download Sendwave on Google Play: https://play.google.com/store/apps/details?id=com.mychime.waveremit.app www.sendwave.com Use my promo code OGHOSA to have £10 added to your transfer when you send for the first time. Promo Code can only be entered before first transfer - click the green text that says "Got a promo code?" and then type in OGHOSA

With “Isa season” fast approaching in the UK, Claer explores how young people can use the popular tax-free accounts to invest or buy their first property. This week, she meets Ryan, a 22 year old graduate who confesses he has three Isa accounts, but doesn’t know how best to use them — or how to unlock savings bonuses potentially worth tens of thousands of pounds. Expert and practical help is on hand from Harleigh Reid, who used a Help to Buy Isa to buy her first flat at the age of just 24, and Young Money blogger Iona Bain who explains the rules of the new Lifetime Isa, which can be used for property or investing. If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:-If you’re new to investing, listen to this past Money Clinic episode on starting out -If you’re ready to rock with an investment Isa, check out this free-to-read FT column by Claer-Harleigh Reid also hosts her own YouTube channel-Iona Bain shortly releases her second book on investing and features in the FT talking about her Lifetime Isa See acast.com/privacy for privacy and opt-out information.

This week, Claer meets Lowri, who runs a small events business. She’s had no work for nearly a year, and as a director of her own limited company is one of an estimated 3m people in the UK who has fallen through the cracks of government support. Living on state benefits and reliant on her local food bank, Lowri’s previous experiences of business failure have prepared her for what she fears is to come. Legal and insolvency experts provide practical tips for small business owners in a similar situation, and we have the latest on the growing political campaign for directors to be included in UK government grants. If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Thanks to podcast experts Rebecca Seeley Harris, founder of Re Legal Consulting, and Peter Sargent, insolvency expert and consultant at Quantuma Further reading:Read the FT story about how 262 MPs have backed Rebecca’s campaign to reform coronavirus support measuresIf your business is in financial trouble, here are links to some free sources of support mentioned in the podcast: Business DebtlineForgotten LtdExcluded UK The charity Turn2Us has a very user friendly benefits calculator If you are looking for more information about finding an insolvency practitioner, please see: The Insolvency Service R3 (the trade body for insolvency practitioners) See acast.com/privacy for privacy and opt-out information.

Disruption from the pandemic has created plenty of ‘accidental landlords’ - homeowners with an empty property they could potentially let out. This week’s guest, Jeremy, has relocated for work - he’s renting a room in a shared house, but wants to make some cash renting out his former home. He asks Claer what taxes he’d have to pay, the rules he’d have to comply with, whether or not to use a letting agent, and how to assess whether becoming a landlord makes sense financially. Expert guidance is provided by professional landlords Ayesha Ofori, founder of the PropElle network for female property investors, and David Lawrenson, author of the bestselling book Successful Property Letting. If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further information:-David Lawrenson took part in a live Q&A with FT readers last year on renting property-Read this FT Money article on ways landlords are tackling the effects of the pandemic See acast.com/privacy for privacy and opt-out information.

Find out more on our website: https://bit.ly/3JFDszR The year of the pandemic has also been the year of the young investor, with both established platforms and challenger apps seeing an upsurge in millennial customers. In her forthcoming book ‘Own It', Iona Bain makes the case for why her generation can and must invest its way to a better future. She asks whether you can invest for your first home, advises how to ‘woke up' your pension, examines the FIRE movement, and navigates the tricky waters of robo advice, free trading, and influencers pushing forex and Bitcoin. Come and find out what makes young investors tick today! Speaker: Iona Bain is a financial writer, blogger, speaker, commentator and broadcaster. I founded the Young Money Blog in 2011 and am now widely considered the UK's go-to voice on millennial money. She is a regular presence on TV and radio, and am quoted frequently in national and online press. She is a writer for the FT Money section in the Financial Times and she recently became Money Hacker in residence at BBC Radio 1's Life Hacks show, regularly broadcasting money advice to young people across the UK. Recent online appearances include VICE UK, Vogue UK and Refinery 29, while her journalism and commentary has appeared extensively in national and Scottish titles, including the Times, Sunday Times, Daily Telegraph, Daily Mail, Independent, New Statesman, Scotsman, Herald and Spectator. Iona was shortlisted for a UK Press Award in 2020, where she was nominated by Women in Journalism for the Georgina Henry Award, and she was named IPSE's Freelancer of the Year in 2018. She was named one of Onalytica's top 20 most influential women in finance in 2019.

Putting all of your pension savings in one place to make it easier to manage your retirement plans sounds like a sensible idea — but it’s not necessarily the right solution for everyone. Claer Barrett meets 51-year-old Tina who has spent lockdown searching for all of her old pensions: some have performed better than hoped, but others have had high charges, and she has a gap in her UK state pension contributions due to working overseas. Experts Sir Steve Webb of Lane Clark & Peacock and Catherine Morgan, a financial planner behind the ‘In Her Financial Shoes’ podcast, provide tips for people of all ages looking to sort out their pension savings.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:Let’s start with the basics. If you’re struggling to get your head around what a pension is, why you need one, and how they work, then check out this free to read column from Claer, A lunchtime lesson about pensions for millennials. Also Claer has written on the pandemic and pensions planningTina’s first task was to work out what she had in which pensions, and where. To track down lost pensions, try the UK government’s Pensions Tracing Service, which is free to use - but please do be careful of copycat websites run by commercial firmsTo check how many years’ worth of UK state pension contributions you’ve made, what you could receive in retirement and if you have any missing years, use the government’s free Check your State Pension serviceThe UK government page Your State Pension Explained contains more information on what counts as a qualifying year Read this UK government advice page about making extra National Insurance contributions to your UK state pensionContact the Future Pension Centre to find out if you would benefit from voluntary NI contributions The UK government’s International Pension Centre provides advice and information for those who have lived or worked overseasWant to talk to someone about your pensions options? If you’re over 50, then you can use the UK government’s free Pension Wise service to get detailed guidance from an adviser on your retirement optionsEmma Maslin, who blogs as The Money Whisperer, wrote this FT column asking self-employed women how good their pensions areFinally, if you need some further pensions inspiration on social media, you can follow Catherine Morgan on Instagram

2020 was a turbulent year for most people’s finances, but the new year provides the perfect opportunity to set some ‘financial resolutions’. The guests on the first podcast of the New Year, couple Toby and Siobhan, are looking for some ‘fin-spiration’ to get their money working harder in 2021. They’ve paid off their credit cards under lockdown, and are wondering where to direct their spare cash: overpay the mortgage, or put more into pensions or other investments? There’s also one financial to-do that they’re been putting off for a long time: making a will. Money experts Ken Okoroafor from The Humble Penny and Dan Garrett, co-founder of digital will-writing service Farewill, provide some useful tips.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:-You can follow Ken Okoroafor on Instagram -If you’re looking for fresh ideas about what to do with your money in 2021, Claer has asked podcast hosts from the finance and business world to share their financial New Year’s Resolutions for 2021. Covering investing, saving, financial planning and side hustling, you can read insights from Patricia Bright (Caught Off Guard), Emma Gannon (Ctrl Alt Delete), Chris Browning (Popcorn Finance), the FT’s former editor Lionel Barber (What’s Next?) and many more.-Here’s some further reading for listeners who are considering making a will. The pandemic has forced through legal changes making it much easier for people in England and Wales to make a ‘digital will’ online. Read this FT Money piece to find out how-For a more general grounding on wills, read this FT article - 10 things you need to know before making a will -And here’s a useful Money Clinic podcast on credit card debt. Claer finds how to keep credit card spending under control See acast.com/privacy for privacy and opt-out information.

Gucci Smoke ft. Money Marc - P.A. Sports [BayAreaCompass] by BayArea Compass

Money Clinic is taking a break until December 31st, so why not delve into our back catalogue of podcasts to find useful discussions on how to manage your money during the pandemic, from starting in investing and shared ownership to the dangers of 'money mules' and moving into a second career. Our next episode focuses on how best to plan your finances in the New Year while Covid-19 continues to affect all our lives.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper. See acast.com/privacy for privacy and opt-out information.

We’re dropping one last episode from the archives before moving to the new BDHA podcast format. Toward the end of summer, we were joined by $teviePetro from Ape Gang Records to discuss the start his music career and got to meet with Money B and Cash Carlos. We then of course got into our 3 BDHA’s of the week, Brian Urlacher for making bad comparisons, Jerry Falwell Jr, the self-righteous former president at Liberty University that was caught in a cuckold situation and finally the 20 year rioter that filmed himself breaking into an ATM.

She earns a six-figure salary working an 80-hour week on Wall Street but 20-something Anna spends her spare moments dreaming about starting her own business. She chats to presenter Claer Barrett about the challenge of resisting “lifestyle creep” - the pressure to spend more as you earn more - in New York City. But how much will she need to save up to support herself if she pursues her passion project? Experts Bola Sokunbi, the founder of Clever Girl Finance, and Emilie Bellet, founder of Vestpod, share stories of how they quit high-flying jobs to launch their own personal finance platforms - and have plenty of tips for listeners who are tempted to go it alone. If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:-If all this talk of ‘lifestyle creep’ has inspired you to take a closer look at your spending habits, check out this free to read FT column by Claer which is packed with budgeting tips: Simple rules for managing your money-Clever Girl Finance, the personal finance platform founded by podcast guest Bola Sokunbi, is full of free content, courses and resources covering all kinds of financial issues. You can hear more from Bola on her Clever Girls Know podcast, follow her on Instagram @CleverGirlFinance and check out her book, Clever Girl Finance: Ditch debt, save money and build real wealth-Emilie Bellet quit her City of London career to found Vestpod, a platform dedicated to empowering women on their investing journey where you can sign up to her free weekly newsletter. Follow Emilie on Twitter and Instagram, and check out the Vestpod Facebook group. She also presents a weekly podcast The Wallet and her first book is called You’re not broke, you’re pre-rich See acast.com/privacy for privacy and opt-out information.

If you’re offered the chance to make some easy money during the pandemic, what should you do? Money Clinic was emailed by 19-year-old student Henry who, along with many of his friends, had been contacted on Snapchat and Instagram and asked: ‘Do you want to make money working from home?’ To earn a few hundred pounds, students are being asked to open bank accounts, then receive and transfer money. This may sound innocuous. But as presenter Claer Barrett reveals, acting as a ‘money mule’ is a criminal offence, and could involve money laundering. Reformed fraudster Tony Sales and anti-fraud expert Mike Nathan explain how it works and how to stay safe online. If you would like to talk to Claer for a future episode, please email the Money Clinic team at money@ft.com with a short description of your dilemma, and how you would like us to help. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:-If you have been a victim of cyber crime, or want to report a scam attempt, here are the agencies to contact, depending on where you’re based, in the UK, the US or Europe -Claer’s FT column this week goes into much greater detail about money muling, and how parents can spot the signs-Claer won a Wincott Award for this 2018 column exposing “Modern Day Bank Robbery”, which highlights the techniques criminals use to steal money from the unwary online-You can also read Claer’s column: Don’t fall for these 10 financial scams -And Tony Sales, the reformed criminal we heard from on today’s show, will shortly be releasing his autobiography - The Big Con: How I stole £30m and got away with it, published by Mirror Books See acast.com/privacy for privacy and opt-out information.

Finding a side hustle that earns you money alongside your main job is an attractive idea — but it can be hard to achieve as Jonny, this week’s guest, has found out, with his side hustles costing him time rather than earning much extra cash. He’s also looking to volunteer as a side hustle to further his ambition of campaigning on personal finance issues, but how can he find the right balance of money and time? Presenter Claer Barrett hears from experts Abadesi Osunsade, founder of Hustle Crew and presenter of the Techish podcast, and Juliet Tomlinson from the Oxford university’s careers service on “success metrics” and acquiring the right skills. If you would like to talk to Claer for a future podcast episode, she is very keen to find someone who is resolving to sort out their finances for the new year and could do with some expert help. If that sounds like you, please email the Money Clinic team with a brief description of your story to money@ft.com. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:-If like Jonny, you’re seeking inspiration from how others are earning money on the side, check out this FT Magazine piece — How lockdown encouraged young people to develop their side hustles -If your side hustle is successful, there could be tax implications, but this piece from FT Money gives some useful tips about tax returns and the kinds of expenses you might be able to offset -Abadesi Osunsade is the founder of Hustle Crew, which runs workshops and events for people working within the tech space, and presents the Techish podcast which is focused on the intersection of tech, pop culture and life. Follow Abadesi @Abadesi See acast.com/privacy for privacy and opt-out information.

Since they moved in together at the start of the UK lockdown in March, Marijke and Danny’s relationship has gone from strength to strength. Marijke owns the flat they both live in — but Danny has recently come into an inheritance and wants to finance building an extension to their home. How can the cohabiting couple structure this arrangement in a way that will be fair to both of them if they later split up? Presenter Claer Barrett seeks guidance from experts, Michael Gouriet, partner in the family law team at Withers, the legal firm, and Angela Marson, chartered financial planner at Fairstone, the financial advisory business.If you would like to talk to Claer for a future episode, please email the Money Clinic team at money@ft.com with a short description of your dilemma, and how you would like us to help. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:-Our guests on this episode were shocked to find out that cohabitation is such a ‘grey area’ of the law in England and Wales.-This FT Money article by Lucy Warwick-Ching — Is my boyfriend entitled to a share of my flat if we split? — covers many of the legal options couples like Marijke and Danny could consider.-Of course, talking about money is a big issue for many couples. This FT column by Claer — Six ways to manage money and not fall out with your partner — is packed with practical tips and is currently free to read.-Michael Gouriet, the legal expert featured on this podcast, has also made a more in-depth podcast series with his firm Withers focusing on the issues arising from cohabitation agreements.Finally, this column by the FT’s economics correspondent Delphine Strauss — Unmarried couples in the UK pay the price of an outdated system — looks at repeated attempts to reform the laws concerning the rights of cohabiting couples. See acast.com/privacy for privacy and opt-out information.

For 61-year old Margaret, and millions of other women, being able to retire with a pension has become an unaffordable dream. She has relied on working as a supply teacher to pay the bills. But she says employers don’t want to hire older workers. After many unsuccessful job applications, Margaret has gone back to university to study creative writing and to seek a new career. Lindsay Cook, the FT’s Money Mentor columnist, suggests how women in Margaret’s situation can maximise their retirement income, and Stuart Lewis, the founder of over-50s online community Rest Less, has plenty of tips for older jobseekers.If you would like to talk to Claer for a future episode, please email the Money Clinic team at money@ft.com with a short description of your dilemma, and how you would like us to help. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:-The experts had plenty of practical tips for UK listeners looking to get on top of their retirement planning.-To track down lost pensions, Lindsay Cook suggested that Margaret uses the government’s Pensions Tracing Service, which is free to use. As we said on the show, please be careful of copycat websites run by commercial firms.-You can also check how many years’ worth of State Pension contributions you’ve made, and what you could receive in retirement-Looking for a job in your 50s and 60s can be a very challenging and lonely experience, as Margaret has found. Rest Less is an online community and recruitment website for older workers which is packed with all kinds of tips and advice. Membership is free, and has trebled since the start of lockdown.-Claer’s latest FT column is full of practical advice for job seekers, drawing on a live video Q&A with Jonathan Black, the FT’s “Dear Jonathan’ columnist and director of the careers service at Oxford University. This contains useful suggestions of how to reach out to contacts for help finding your next position, and the strange theory of why wearing smart shoes in Zoom interviews could boost your performance — even though your feet are out of shot!-Finally, if you’re considering going back to university in later life, you may be concerned about student loans. In the UK, these operate more like a graduate tax than a conventional loan, as this free to read column by Claer explains. See acast.com/privacy for privacy and opt-out information.

Lucy is on the cusp of buying a shared ownership flat with her partner — but she’s getting cold feet. The shared ownership model enables buyers to take out a mortgage on part of the property, and pay rent on the rest. However, Lucy is worried this could be more expensive than she bargained for, and fears she will never be able to afford to own 100 per cent of her new home. Claer hears from independent property expert Henry Pryor and mortgage broker Andrew Montlake from Coreco. Further reading:-Henry Pryor tweets @HenryPryor and has a website packed with tips for property buyers.-Andrew Montlake tweets @Montysblog and blogs about the mortgage market (which is genuinely more interesting that it sounds!) Read it here.-Claer’s recent column in FT Money tackled the pitfalls of shared ownership properties, the government’s Help to Buy scheme and a mad-sounding new idea to let young people borrow from their pensions to get on the property ladder.-This Millennial Money column from Kate Beioley, the FT’s legal correspondent, reveals how being single made it practically impossible for her to pursue the shared ownership route. You can follow Claer on Twitter and Instagram @Claerb See acast.com/privacy for privacy and opt-out information.

Claer Barrett chats to Harri about the challenges of building an ethical investment portfolio. The 29-year old is saving £1,000 a month into his retirement fund, and has noticed a growing array of ESG options (a label applied to investments that address environment, social and governance considerations). Are they genuinely doing good — or have they just done a good job on their marketing? And does investing ethically mean he has to sacrifice some investment returns? Experts Gillian Tett and Moira O’Neill offer their tips.If you would like to talk to Claer for a future episode, please email the Money Clinic team at money@ft.com with a short description of your dilemma, and how you would like us to help. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:--Gillian Tett chairs the FT’s editorial board, and set up Moral Money, the FT’s online hub for all things ESG. Read the latest stories and sign up for the twice-weekly newsletter at FT.com/moralmoney (the newsletter is currently free for the first 30 days). You can follow Gillian on Twitter: @GillianTett.--Moira O’Neill is an investment columnist in FT Money, and the head of personal finance at Interactive Investor. Read Moira’s latest column about why it’s a myth that only the “young and woke” are interested in ESG investment at ft.com/goodmoneyweek. You can follow Moira on Twitter: @MoiraONeill.--The dilemmas of ESG investors are explored in a forthcoming book by Alice Ross, the FT’s deputy news editor. You can read an extract from Investing to Save the Planet via this link ft.com/investingtosavetheplanet and it will be published by Penguin Books in November 2020. See acast.com/privacy for privacy and opt-out information.