Nicole Bremner

EP134: As interest rates soar, inflation rises, and labour shortages continue, homeowners are left wondering what the future holds. Property consultant, Eyeedul Haque, reveals the data behind the headlines about the state of the housing market and the impending mortgage payment increases."What has actually happened is the rate of growth has slowed but it's nowhere near the Knight Frank's and the Savill's with their very negative forecasts; that's a huge positive."In this episode, we:·      Delve into the complexities of the housing market and who is actually impacted by mortgage rate increases. ·       Discuss the climb in interest rates and impact on inflation. ·       Dissect the mismatch between market data and realistic pricing, its significance, and repercussions. ·       Predict future investment opportunities and the course of house prices and rents. The key moments in this episode are:00:00:00 - Impact of Mortgage Rate Increase 00:02:34 - Effectiveness of Monetary Policy00:05:09 - Labour Shortage and Inflation00:07:43 - Future Interest Rate Increases 00:16:11 - The Housing Market and Lenders' Urgency00:17:27 - Discrepancy Between Rightmove and ONS Data 00:19:27 - Realistic Asking Prices and Commercial Market 00:22:06 - Market Stability and Opportunities00:25:04 - Landlords and Long-Term Investments My special guest is Eyeedul Haque, a seasoned expert on housing economics and  an insightful commentator on the trends shaping the current housing market. As an experienced property consultant, he has a steady finger on the pulse of market fluctuations and how they impact homeowners, particularly in relation to mortgage payments. His approach is rooted in real-time data analysis and clear, understandable insights, making him a trusted voice on promptly evolving economic scenarios. He applies this passion in guiding property buyers through the intricacies of market trends and property management.The resources mentioned in this episode are:·       Consult with a reputable mortgage broker or lender to explore the best rates available for your fixed rate mortgage. Take advantage of the competitive mortgage market and book a rate before your fixed rate period ends. ·       If you have a property portfolio or are a buy-to-let investor, explore the best mortgage rates for landlords. The best available rates for two-year fixed-rate buy-to-let mortgages are currently 4.7%, the best five-year fixed-rate is 5.35%, and the best tracker rate is 4.54%. ·       Review your budget and consider ways to mitigate the impact of mortgage rate rises. Look for areas where you can reduce expenses or increase income to offset any increase in mortgage payments. ·       Stay informed about the housing market.Join us live every month as Eyeedul Haque of My Property Consultant and I crunch the data behind the UK house price headlines.  https://www.linkedin.com/in/nicolebremner/https://www.facebook.com/NicoleSBremnerhttps://www.youtube.com/c/NicoleBremnerDisclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show

"Nationwide, Halifax and Rightmove all reported increases of 7.2%, 8.3% and 7.2% over the last 12 months. Compared to last month, the annual figures were 9.5%, 9.8% and 8.7%."  But prices are showing the first signs of slowdown. Some pundits are saying prices will drop by 30% over 2023. What about rental demand? Take a listen to see what the data is indicating. What do house price movements mean for you? I was joined live by Eyeedul Haque of My Property Consultant and we discussed: Which indices are going up or downWhat the forecasters are saying and why they differ so widelyWhat is happening with rental demand and whyComments from a conveyancing lawyer about the two year lag in Land Registry dataComments from another conveyancing lawyer about the time delays to property transactions and how they compare to other countries - spoiler alert - dismally! All that and more. Follow me on LinkedIn to be notified of the next live discussion on 22 December where we look back at the indices for the year  www.linkedin.com/in/nicolebremner.Support the show

EP132: "I think most people appreciate someone making a purchase easier for them. Selling is not about persuading someone to buy something that they do not need but making a decision easier. ‘People buy from people,' is a common saying and our job is to ensure that people buy us and not the product."Meet Bob Harvey, now non executive director at SeventySeven Wealth Management after 25 years in management at St. James's Place. In this interview he reflects upon his career in sales and why it's now seen as a dirty word as well as wellness and his views on retirement. "Compared to 30 years ago, the consumer is far better off. The industry is regulated, and people are more financially aware. The financial adviser is also treated as a professional person (which was not the case 40 years ago). There has been a shift in perception from financial advisers as product salesmen to genuine professionals."In this interview we discuss: the importance of saleshow Bob's father was one of the founding directors of Tesco's when they set up their first store after the war in Brixton markethow important it is to present yourself wellgoing out cold calling shops in Maidstone in the snow in the late 1970sstriking the balance between work and life and lots more."I think the whole ‘work hard, play hard' thing is really important. Working eight-hour days gives definition to downtime. I think a lot of people fall down because they do not give themselves enough time off. Here, I do not mean physically, but emotionally. It is important to be able to put things to one side, or in a box, and say I am going to focus on something else."You can follow Bob on LinkedIn and read more about him on SeventySeven's website. Support the show

EP131: "Nationwide are quoting a 9.7% increase this month compared to 10% last month. Halifax are also quoting 9.8% this month compared to 11.5% in the previous month. So the rate of change of house price growth is slowing, but there's no evidence of this massive downturn that people are talking about."I met with Eyeedul Haque of My Property Consultant for a live discussion on the UK house prices. Each month Eyeedul puts together a tracker plotting the changes in the major house price indicators. On a single page you can see the latest data from the Halifax, Nationwide, ONS and others. Live on my LinkedIn, Facebook and YouTube, we discussed:- The indicators, what they are and whether they're leading, lagging or real time- What September's indicators are, well, indicating- The reversal of the Truss government's mini-budget and appointment of Michael Gove as housing minister- Potential interest rate increases and how they will impact house prices- Making sense of the current turbulent economic environment and how this might impact house prices.Follow me on LinkedIn to be notified of the next live discussion: www.linkedin.com/in/nicolebremner"There has been a whirlwind of information and turbulence in the markets - predictions on interest rates, inflation, and general unease caused by the outgoing Prime Minister. These pessimistic news reels are designed to scare us. My aim is to cut through some of those numbers and find out exactly what is happening."Join us live every month as Eyeedul Haque of My Property Consultant and I crunch the data behind the UK house price headlines.  Our next session will be posted on my LinkedIn, Facebook and YouTube, links below. We hope you can join us as we look at the indicators and explain what they are, what they're indicating and how this might impact your buy, sell and hold strategy. https://www.linkedin.com/in/nicolebremner/https://www.facebook.com/NicoleSBremnerhttps://www.youtube.com/c/NicoleBremnerSupport the show

“I need to push myself to build that and get myself to a point where I feel that I am financially secure. And probably that's one of the main drivers for why I'm so passionate about encouraging people to learn about money and understand money and be empowered by it so that they can reap benefits later on.”Louise co-founded GoHenry in 2012 when she realised that her children needed to learn how to manage money in an increasingly digital world. At the time her son was eight and her daughter was 11. Louise was so frustrated by how much they were buying online without realising the implications that she would pin Apple invoices to the fridge door to help them understand why their £4 a week pocket money was now just 50p. Fast forward ten years and GoHenry now has a community of 2 million customers in the US and UK who fiercely believe that good money management is a vital life skill.“It's always fantastic when a customer contacts us and says that their kids' behaviors changed or decisions have changed since they joined goHenry.”  Louise is Crowdcube's top female fundraiser, raising £12m in four rounds on Crowdcube, including a single, record breaking raise of £6m in September 2018.In this episode we discuss:the launch of goHenry and the moment she realised it was bigways the company is empowering young people to manage their moneyinternational expansion into the US and Europe and the challenges brought about by the idiosyncrasies of these marketsLouise's own journey and how that's shaped her attitude to money plus more.  Louise has over 20 years experience in commerce and operations. Prior to goHenry, Louise was at the forefront of the retail industry's transition to digital, launching the first wave of ecommerce websites for some of the UK's biggest household names, including Next Directory, John Lewis, The Innovations Group, Past Times and Debenhams. “Prosperity to me means that point at which you feel you've got enough, you're financially secure. And I don't think I've reached that point yet. I wish I had started investing and saving earlier.” Louise is an authority on financial education and the youth economy and has made regular appearances on BBC radio and TV, including BBC Breakfast. Louise is a big advocate for the power of learning by doing and dedicates time talking to MBA groups at universities around the country.Find out more about goHenry on their website and Louise Hill on LinkedIn.  Support the show

EP129: Olive recently celebrated her 94th birthday and is still in fine form. Her active mind and unfussy approach to life is refreshing in people of any age, not least those in their 10th decade. She narrates her story in exactly the same way, and even when tragedy strikes - for example the loss of a dear cousin and step-sister in a car accident - she is able to see the bigger picture. This is a lively and spirited account of a long life lived to the full. Olive's story is a remarkable one. Beginning in the north east of England in the late 1920s, her life encompassed the aftermath of the First World War, the upheavals for Word War Two and the unexpected post war opportunity to travel and see the world. Born in Morpeth, Northumberland, in March 1928. Her parents had suffered the hardships of a working class upbringing but at the time of her birth were happy and settled into family life. This was all to change with the death of her father, who died in 1934 of TB, the result of a chest weakened by a gas attack during World War One. Her mother married again, but after just two years she died while giving birth to twins. These children were adopted and Olive was left as an orphan. As Olive's story unfolds, interspersed from extracts from her husband Ron's account of his war years and subsequent word for GCHQ, her resilience and optimism shine through, even as she moves away from her beloved north east to explore the exotic shores of Malaysia, Hong Kong and the Mediterranean. Her account is humorous and knowledgeable, casting lift on the constraints of the 1930s, the fear and exhilaration of the war years and, eventually, the chase to see the world and become immersed in cultures that a person of her background would otherwise have little access to. From the book, Stepping Stones by Olive Roberts which can be purchased here. Follow Olive on Instagram here. Support the show

EP128: "We are in a very interesting time. On one side, we have the Chancellor trying to encourage house sales with fiscal stimulus. And on the other, we have the Bank of England using monetary policies to control lending. What makes the decision of when to invest more interesting is exchange rates."In the first of a new monthly series I met with Eyeedul Haque of My Property Consultant for a live discussion on the UK house prices. Each month Eyeedul puts together a tracker plotting the changes in the major house price indicators. On one page you can see the latest data from the Halifax, Nationwide, ONS and others. Live on my LinkedIn, Facebook and YouTube, we discussed:- The indicators, what they are and whether they're leading, lagging or real time- What September's indicators are, well, indicating- Recent changes in the Truss government's mini-budget including SDLT and tax rates- Recent interest rate increases and how they will impact house prices- Making sense of the current turbulent economic environment and how this might impact house prices- The ultimate problem with house prices - supply and demand. Thanks to those who joined us live for some great questions on SDLT surcharges, the difference between house and flat values and what might spark a national house price collapse. Eyeedul very bravely put out a prediction. Let's see next month if he's correct or will need to take a U turn on his call. "We've had amazing news in the last few weeks. We had interest rates go up again last week... We then had the mini-budget with the changes to stamp duty...to come into play. There's a third element with the pound taking the biggest fall in 37 years against the US dollar. All these moving parts make it an interesting conversation around when is the right time to invest."Follow Nicole on LinkedIn to be notified of the next live discussion: www.linkedin.com/in/nicolebremnerYou can follow Eyeedul on Instagram @eyeedul_mypropertyconsultant or  website https://myproperty-consultant.london/Support the show

EP#127 "If you've had some sort of trauma in your early life...the problem you potentially suffer with is an inherent feeling of a lack of self worth. And success won't fill that."Sam White tragically lost her mother to an overdose at age 23. By 24 Sam launched her first business from her sister's conservatory and she hasn't stopped since. Starting as a small uninsured loss company in 1999, Sam has grown the Freedom Group to become a hugely influential and expanding business. In the past 20 years she has spearheaded the growth of a dynamic company in an ever-changing sector, all the while maintaining a strongly principled approach to business.But the road has not been an easy one. While living her best life in LA even having Robbie Williams, her neighbour, sing at her wedding, a regulatory change saw Sam lose 60% of her business's revenue overnight. Swift action eventually saved the business but it was not without the war wounds of going through an experience like that.  With the continued growth of the Freedom Group, Sam always has her sights set on new projects and directions, which includes the launch of Stella, a woman focussed insurance company based in Australia. We also talk about: - Making and losing millions- How Robbie Williams sang at her wedding (really)- Same sex marriage, divorce and finding love again- Having and raising children in a same sex relationship- travelling, weight loss and so much more. You can find her on Twitter @SamWhiteCEO, Instagram @samwhiteentrepreneur and LinkedIn. Support the show

"We've had amazing news in the last few weeks. We had interest rates go up again last week... We then had the mini-budget with the changes to stamp duty...to come into play. There's a third element with the pound taking the biggest fall in 37 years against the US dollar. All these moving parts make it an interesting conversation around when is the right time to invest."Join us live every month as Eyeedul Haque of My Property Consultant and I crunch the data behind the UK house price headlines.  Our first session will be live at 11:00 on 29 September on my LinkedIn, Facebook and YouTube, links below. We hope you can join us as we look at the indicators and explain what they are, what they're indicating and how this might impact your buy, sell and hold strategy. https://www.linkedin.com/in/nicolebremner/https://www.facebook.com/NicoleSBremnerhttps://www.youtube.com/c/NicoleBremnerSupport the show

“My whole life has been one safari and I am still living it now. Even as I sit here in Monaco, I cannot wait to get up and have another adventure.”My guest today, Geoffrey Kent, is the founder of luxury international travel company, Abercrombie & Kent, and the pioneer behind safari being a “hunt with a camera, and not with a gun.” After being expelled from school, riding a motorbike off into the Kenyan sunset, and later training at the Royal Military Academy Sandhurst, Geoffrey brought all his experiences together to forge a business that would not only change the face of travel, but also people's lives, forever. “Nobody had ever decided to camp on safari and guide people to take photographs.”We discuss Geoffrey's journey from starting with nothing but an old Land Rover and visionary ideas to how, 55 years after the founding of Abercrombie & Kent, he is enjoying life's safari with adventures spanning 150 countries - from the Galapagos to the South Pole. We also reflect on the meaning of prosperity and important lessons about money:“The most important thing about money I actually taught myself. You need to balance instinct with listening to other people. I am very instinctive and sometimes have had my fingers burned as a result. There will be moments where you make a lot of money and then think, ‘Wow, that was easy.' That is a big mistake, because making money is not easy. If you do not realise this the first time, then you are lucky. The second time around and you will come to understand how difficult it can be.”We also talk about:·       The origins of the word ‘safari'.·       Military training and its relationship with the new safari.·       The rationale behind Geoffrey's drive to succeed.·       The importance of keeping active through adventures.·       The passion of polo and tangible liquid investments.Nicole Bremner is an investor and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Support the show

EP125: “I was on fire. I was fighting well. Then I've got to one of the most important fights I just needed to get through. This fight was probably the most important fight to get that chance to have the Olympic gold medal. I received a head kick with two seconds to go, and two seconds just wasn't enough to get the points back.”Jordan was on the pathway to Tokyo Olympics 2020 when he missed his dream by two seconds. Rather than wallow in the disappointment Jordan has shown incredible resilience to jump back up and keep going. Jordan was very aware of the risks in this sport. His father was also a world and European karate champion. He was also aware of what a financial strain it could be to fund full time sport. For many years Jordan worked full time training others before turning his focus on training himself in the evenings. “...before my world final, I got a message the night before that my phone bill had bounced...I was 22 at the time…Then I won my world final, very convincingly…and still came back home, and couldn't pay my phone bill because I still had no money.”We also talk about: How mindset is the most important toolBeing run over by a car and told he would never walk againChoosing between football and karateThe life of a full time athleteFollowing in his father's footstepsJordan's work with charity Inspire YouJordan is active on Instagram and is preparing to climb Mount Kilimanjaro with a group of underprivileged young people for the charity Inspire You.  Thank you to our sponsor SeventySeven Wealth Management, a family business with their family at its core, advising you and your family for all eventualities.Nicole Bremner is an investor and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Support the show

EP124: My podcast is back! We have another series of 12 guests to share with you over the coming weeks. “Many people reach the age of 50 having been on a treadmill of career and families and they're faced with this realisation…they need to take responsibility for themselves as they move into the last period of their working life…If they don't, they may face a retirement…which could be less comfortable than they had in mind.”Paul Green came from a conservative background where money wasn't something that people talked about. As he went through life, he realised it's one of the key things to get right. Heading into retirement himself and shocked by how little people knew on the subject, Paul founded Over50sMoney to help people sort out their finances as they prepare to enjoy their retirement. In this show you'll hear about: ·       How Over50sMoney came about·       People's expectations of their retirement·       Your home as a potential retirement pot·       The social care conundrum ·       The importance of cashflow management for the day to day expenses ·       Supporting your children financially and leaving money to them when you die.  “I use an investment adviser. The original reason was that when we first had enough money to invest at a significant scale I was fully active in work. The adviser brings a lot of other advantages. He looks at things that I probably wouldn't. Because we've worked with him now for 12 years, he understands where we are in our lives... I certainly don't believe that I would invest as wisely if I hadn't had my guy on the case for many years.”Paul did experience a short period when money was tight early in his entrepreneur journey. Now, however, thanks to years of diligent savings their only concern is for the wellbeing of their children and how much or little to support them. “Like all parents the thing that you're always concerned about [is] your children. We have three bright young adults ranging from the early twenties to the late twenties… You have this whole debate about how much help you should give them on whether or not giving them support is helping them benefit themselves a little more. I don't think that's an easy question to get the correct answer to.”When not walking along the beach in the picturesque south west, Paul can be found on Facebook at Over50sMoneyand the website. Thank you to our sponsor SeventySeven Wealth Management, a family run business with their family at its core, in all its forms, advising you and your family for all eventualities. Nicole Bremner is an investor and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Support the show

It's time to say goodbye but welcome you to my brand new podcast, the Prosperity Podcast. Please do pop over and listen to our fresh new sound at a fresh new location. The feed is here: https://feeds.buzzsprout.com/1568677.rssThank you for all the support and we look forward to this new stage in our lifespan. Support the show (https://www.buymeacoffee.com/NicoleBremner)

“Being a stripper taught me more lessons than I could possibly imagine, a lot of which I've been able to apply to my business life..” For the penultimate episode of The Nicole Bremner Podcast, I'm joined by former stripper Paulina Tenner. Paulina is the founder of GrantTree, where she leads a team of 50 people in helping businesses secure government funding. To date, the company has raised over £200m for tech start-ups and larger companies. Originally from Poland, Paulina is a true trailblazer, challenging the status quo of how companies are set up and scaled and proposes a truly radical alternative of financial transparency and self-set pay.“[Self-Set pay] is a very courageous and responsible process but it's hugely empowering for people and I think that anything that you implement in your company that is empowering to your people has long-term advantages.” Like many business people, Paulina has had times where she has faced burnout and it was during one of these periods that a chance encounter ignited a passion for burlesque dancing, which led her to become a showgirl. She writes about her experiences of being a stripper and leading a double life in her book, Laid Bare: What the business leader learnt from the stripper. “It was the biggest, most badass adventure of my life,” she says. “I think our sexual energy is a life-force, a life-force that can be manifested in a sexual way but also a creative way. When you awaken that, the entirety of your being and your leadership style changes.” We also talk about: Embracing your wild side to build confidence in businessWorkplaces of the future and the importance financial transparency How to identify and use feminine and masculine paradigms in businessPaulina's book is available to buy from January 7, 2022 and can be ordered from paulinatenner.com. Follow @Paulinatenner on Twitter and Instagram for updates. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here. Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show. Support the show (https://www.buymeacoffee.com/NicoleBremner)

“‘Workations' have become really popular. We've ditched the office and have really embraced ‘out of office' work.” My guest today, Ivo Gospodinov, is one of the entrepreneurs behind industry leading prop-tech company Staykeepers, which he runs with his brother, Miroslav across the UK, US, Spain, Ireland, Germany and France. Aimed at the Build to Rent market, Staykeepers is a fully-compliant, user-friendly online platform which ‘uses Smart Technology to sell empty rooms', generating passive income for both long-term tenants and building owners by offering short lets while the tenant is away or the unit is vacant. Travel and tourism was one of the key markets hit heavily by the pandemic but Staykeepers were one of those agile companies who were able to adapt their offering and consequently achieved 520% growth from January to August this year. “The pandemic was one of the best things that could happen to our business. It really made us think about what we do and how we do it,” he says. “Initially, it impacted our revenue by about 95%. However, we managed to identify how we could adapt the way we target guests and travellers, changed our distribution channels and even signed some contracts with the NHS providing keyworkers with accommodation. That dynamic allowed us to think about how we bullet proof our position.” We discuss how and why the businesses started back in 2015, how it has adapted and what operational and management techniques the company uses to stay on track.We also talk about: The importance of the RACI matrix in the workplace  Building the right team for successRaising capital through crowdfunding What is meant my ‘growth hacking'How daily personal development can boost a business You can find out more about Staykeepers by visiting: staykeepers.com or following @staykeepers on Twitter. To contact Ivo directly, email ivo@staykeepers.com.  About The Nicole Bremner Podcast: Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here. DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show. Support the show (https://www.buymeacoffee.com/NicoleBremner)

“A career in construction is not just about muddy boots.”Today my guest is Julia Starzyk, a property quantity surveyor, project construction manager and founder of Stars Projects London, a dynamic property consultancy focusing on cost consultancy and project management in the luxury £1m to £6m property sector. From converting a 150-year-old building in Mayfair into a luxury seven-bed hotel to a modern apartment in Chancery Lane with raw concrete ceilings, she has project managed over 90 luxury property renovations and listed building restorations. Julia arrived in England from Poland 11 years ago and has since worked her way up in the property industry, from assistant site manager to commercial director of a construction company, studying for and achieving two master degrees in the process. Back then the property industry was fiercely male dominated, and while more women have joined and found success in construction, there are some things that still haven't changed. “I'm yet to work on a site where there are female toilets,” Julia says. “I tend to work on the smaller developments so if there is one then it's usually a unisex visitors' toilet. I am yet to experience that luxury!”Julia founded Stars Projects London just before the pandemic hit, to provide time poor high net worth clientele with everything they need to renovate and refurbish their property without stress, mess or hassle. We talk about the challenges this generated as well as: Why women feel the need to prove themselves in order to be on an equal footing with men working in property Managing expectations when it comes to cost, time and quality of a construction project From labour to material shortages, how BREXIT and Covid have affected the property industryHow modern architecture is perceived in the capital and other trends in property development  You can connect with Julia via LinkedIn or on Instagram @starprojects.london. About The Nicole Bremner Podcast: Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here. DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“It's so important to think about what you put into your body and so we should be taking that view with our skin too.”For anyone who has ever had problem skin or is fed up with trying endless beauty products in a bid for that healthy glow we all long for, this is the episode for you.As a beauty blogger in London, Rachel Noble was living the dream being sent skincare to try and write about and attending big brand launch events. But her blogging career soon led her down the path of deep research into what actually goes into the products we put on our skin. That journey led her to step away from the mainstream beauty industry and create her own brand, The Noble Apothecary. “I found myself getting a little overwhelmed by it all – that skin that was once happy, was no longer happy because I was testing so many different products,” explains Rachel, who also works as a health consultant for the NHS. “I became quite disillusioned about the big beauty marketing machine and being a cog within that. I wanted something that was a bit more natural and something I could stand behind.”The result was the Purity Gentle Cleansing Oil, which contains just three ingredients Abyssinian Oil; Black Seed Oil and Jojoba Seed Oil. We discuss why cleansing is the cornerstone of healthy skin and the five key pillars – simple skincare, good diet, sleep, movement and meditation – that are better for your skin than any expensive serum.  We also talk about: The wonder ingredients that will make your skin glowWhat skin products you should and shouldn't be using The other ways you can use oil within your beauty regimeThe new Noble Apothecary Night OilSunlight therapy and how to safely get your daily dose of Vitamin DYou can find out more about Purity Gentle Cleansing Oil and read Rachel's skincare advice on the blog page of her website. Keep up to date with product news by following @thenobleapothecary on Instagram.   About The Nicole Bremner Podcast: Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here. DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“Most folks have $1 to $2 million dollars in hidden capital available to them within the people they know.” Joining me this week, all the way from British Columbia in Canada, is Dave Dubeau, the creator of the Money Partner Formula. As a bestselling author and speaker, Dave has shared the stage with people like Robert Kiyosaki, George Foreman, Robert Herjavek, Arlene Dickinson, Ted Thomas and more, sharing how he works with ‘mom ‘n' pop' real estate investors to help get started raising capital. He began his career almost 20 years ago, when he did 18 deals in the space of 18 months and nowadays he invests passively in multi-family properties or what we would call in UK, multi-investment apartment buildings. Dave developed Money Partner Formula, which uses marketing techniques to raise capital for new business entrepreneurs, after he struggled to raise finance for his own business venture.   “Part of the problem was, I had a deal on the go and I was desperate for money,” he explains. “I really needed that capital and that desperation oozed from every pore in my body and turned people off.” We discuss how he turned it all around and came up with the five step Money Partner Formula, which to date has helped hundreds of real estate entrepreneurs quickly launch their capital raising processes. We also talk about: The rent to own market and how it differs across the continentsTips on how to make the most of your immediate personal network What is ‘edutaining marketing'? The importance of testimonials To get a free copy of Dave's newest book, Money Partner Formula, visit  InvestorAttractionBook.com and if you're looking to find investment, you can also join the Money Partner Formula Facebook group. About The Nicole Bremner Podcast: Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here. DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

 “Buying art is a little bit like buying property in Knightsbridge…if you buy a blue-chip artist who's dead and sit on it long enough then you probably will make money, but that means you need to be able to afford to sit on it for something like 30 or 40 years.“Art is a very difficult asset class generally, it's felt that if you have a wide portfolio then art is something interesting to put your money into, but you certainly wouldn't do it as your primary source of investment. It's also very easy to lose money.”Jane Morris is the editor-at-large of CultureShock Media, an arts and culture content agency that delivers print, digital, film and social media strategies for leading arts businesses, museums and galleries. Jane went to Central St Martins, where she studied fine art before studying journalism and has managed to establish a career which combines her fascination with both. She has written for The Art Newspaper, Monocle, the Economist, Artnet and the Guardian and has built teams of international writers covering news, investigative, data-driven reporting, analysis and long form features about the art world. We talk about investing in art, how to spot a trend (as well as what's best to avoid), THAT famous Banksy shredding moment and Non Fungible Tokens (NFTs). “There has been a view, I would say coming more from the investment world, that one of the reasons people don't buy digital art is because it's easily copied. I suspect that it's because it's not seen as as attractive as a painting on the wall.” We also talk about: The challenges and continuing effect of coronavirus on the art worldCurrent trends and ones to watch in the market Ring bidding in the upper echelons of the art worldThe risky game of trading art as an investmentThe lack of diversity in the art world and what museums are doing to rectify itYou can follow Jane on Twitter @MaryJaneMorris. About The Nicole Bremner Podcast: Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.  Disclaimer The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“Mortgage brokers are a bit like the crocodile in that we've been around for ‘4 billion years' and nothing seems to be able to kill us off! We've managed to get through the credit crunch and the pandemic – good brokers survive those downturns because they are good business people and quite resilient.”My guest today on The Nicole Bremner Podcast is the CEO of The Money Group and founder and driving force behind its inaugural company, London Money.  Martin Stewart has been working in financial services for 30 years and believes that unifying a previously fragmented sector is the best way to get the broker at the forefront of the industry. We talk about how to break through the white noise and micromanagement within the financial industry, where the property and mortgage market is heading following the pandemic and how the simplicity of the London Money brand is set to provide unlimited outreach for his business.“Sometimes the simplest ideas are the best ideas. You can spend an awful lot of money on rebranding and come up with something that's worse than what you started off with. If you're living in London and you work in money then that's probably not a bad name for your business!”We also talk about: The difference between an authorised representative and directly authorised broker. The relationship between client, lender and broker. The importance of collaboration in business. Supply and demand in the current market How the ‘Bank of Mum and Dad' continues to underpin the first-time buyer market Keep up to date with Martin's informative and entertaining tweets on Twitter @LondonMoneyFS. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

"People will instantly judge a book by its cover, that because you're a woman who wants to have nice hair, have their nails done or have false eyelashes you can't participate in a certain sport...the old stereotypes still exists unfortunately," My guest today is Bev Clifford, who has forged a path for herself in a very male dominated industry...fishing.  Bev's father is Kevin Clifford,  who was one of the founders of the weekly angling magazine, Carp-Talk, and once hailed the 'Carp King of the North', so carp fishing is in her blood. She worked at the magazine form an early age, and took over the business when her father retired.  However, she didn't take up carp fishing herself until she was 26 years old following years of battling with drugs, alcohol and eating disorders. "After struggling with alcohol and drugs, I needed that time on my own, I needed to figure myself out, I needed to become comfortable being on my own," she explains. "Your 20s are a bit of a whirlwind, I was very lost and fishing gave me that time and escapism to figure it out."Bev is also heavily involved with the Ladies Carp Team England, and also runs the Ladies Carp Academy, which organises events for female anglers wanting to improve their carp fishing skills or get started in the sport. "We've come along way in terms of younger people coming into the sport, even just down to the clothing, the tackle that's available, it's a lot more trendy," she says. "Social media has helped massively." We talk about how fishing has helped her and many others, overcome struggles, particularly during lockdown, as well as:  What carp fishing involvesThe parallels between fishing and ultra-runningThe mental health benefits of fishing and runningThe Ladies World Carp Angling ChampionshipsTo find out more about how to get involved in the glamorous world of fishing or join Bev at one of the upcoming angling shows, follow her on Instagram @bevclifford. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

***TRIGGER WARNING*** This episode contains difficult content about child sexual abuse material (CSAM) that is likely to be particularly sensitive.  In 2019 nearly 30 million images and over 40 million videos relating to child sexual exploitation were released online... "The most surprising part is that it's not hidden, it's on everyday tools that you and I use, it's on Google and Facebook and Microsoft, they are hiding in plain sight." Today's podcast is about a particularly difficult and sensitive topic that no one really wants to talk about, or even really acknowledge exists. But, child sexual abuse material (CSAM) sadly does exist and my guest today plays a fundamental role in helping to improve content moderation and law enforcement to more effectively protect children online. Chris Wexler is one of the founders and CEO of Krunam, a technology company that builds tools to make it easier to mitigate and stop the inhumanity of child sexual abuse, while also freeing up police time to focus more on investigating and catching the perpetrators.  The company's technology is 10x more effective than PhotoDNA (the current industry-leading technology) and can find previously unknown CSAM in images, video, and very soon, live streaming, for the first time at scale. “In real-world testing, our classifier outperformed human classification because, after 10 minutes of doing this, you just get exhausted,” Chris explains. “It's a brutal, brutal way to live and work. We believe [our technology] is more humane, for not only the victims of these crimes but the workers that are fighting these crimes do not have to spend so much time with it.” We also talk about: The story behind KrunamWhat businesses can do to help stop the spread of CSAMSocial enterprises and ESG as the future of business You can follow Chris on Twitter @ChrisWexler. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

This special podcast was aired live from the Pyrenees with my guest Owen Saward, renewable energy developer. During our live interview he shares with me the tragic event that altered his life and lead him to embark on a solo cycle from his home in Bristol to the highest peak in Mallorca. Here Owen tells us why. "On 6th August 2019, Yann died at home in his bed. He was just 52. He was my best friend, the only person in the world who knew me. He was a lot of people's best friend. The kindness and love in this man was limitless. One of my first memories is of Yann rescuing me when I got stuck on top of the brick built Wendy house in the playground at Primary school. I was crying and his tall strong arms (even then!) lifted me down and gave me a hug. I remember being amazed that he did that in front of everyone and I felt so proud he was my big brother. One of my last memories of Yann is him putting his arms around me when he had no strength to lift them and saying 'I love you'. He was always there for me, even when I tried to push him away. Three things define Yann for me. Continual strength and self-improvement, an incredible ear for great music and, of course, cycling. Yann loved the freedom of cycling - as daily transport and as a holiday. He often took off for a week and cycled the mountains of Mallorca - a place I'm pretty sure he adopted as his spiritual home. I was always so proud that Yann never really owned a car. No wonder he was so fit. So when I was looking for a challenge to raise funds in his memory, it seemed natural to follow in his footsteps again - something I realise I've been doing all my life. So, I'm leaving Yann's home in Bristol, UK in mid-September, on a bike he built and left to me, to cycle 1100 miles, with a total elevation of around 16,000 feet, to arrive at the highest point on Mallorca to meet Yann's spirit on his birthday, the 5th October. The goal is to raise £20,000 for St Peter's Hospice in Bristol and Cancer Research UK. Sounds like a lot of money, right? Wrong. £20,000 is what it costs St Peter's Hospice to provide their incredible environment and care for just ONE day. The amount of love, compassion, patience and humanism in that place is literally superhuman. I honestly cannot imagine how we would have coped or cared for Yann without them."Join Owen in his journey on @rideforyann  on Instagram and follow all his updates using  #RideForYan on Twitter.  Take part in his fundraising project for St Peter's Hospice in Bristol and Cancer Research UK on https://uk.virginmoneygiving.com/RideForYann/1Learn more about him on https://www.linkedin.com/in/climateer and visit  www.climate-er.com. Support the show (https://www.buymeacoffee.com/NicoleBremner)

“The Real Estate tech space as a whole, from an investment and ownership perspective, has been really resilient…there are various areas that have really boomed.”My guest today is Ben Lerner, a real estate tech veteran with 20 years' experience in the PropTech sector. Ben learned his trade in his (now 40-year-old) family business creating software for the real estate industry including property management solutions, high street agency solutions, and everything in-between.He sold the business in 2017 to one of the largest companies in the sector, MRI Software, and has since set up his own M&A practice, Lerner Associates, focusing on growth equity funding, sourcing, brokering and managing deals.The company provides tailored advisory services to buyers and sellers, investors and company owners, in the UK, US, Europe and Israel, in local and cross-border transactions.We talk about different advances in technology and how they have changed the property industry over the years, as well as the huge value of data within the property market.  “What data supports is the fact that the world has changed – it's not just about space, how much of it I've got and the price per space but, even before we've built anything, I can use data and look at my plot of land and see who is interested in that land and develop accordingly.”  We also talk about:  Investment opportunities in the PropTech and FinTech market Making PropTech more mainstream and reducing barriers to entryThe use of tech to shape the commercial spaces of the future PropTech and its effect on climate change You can contact Ben via email at ben@lernerassociates.com and keep up to date with news from Lerner Associates on Twitter @LernerAssociate. About The Nicole Bremner Podcast: Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here. DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)

“There are a million different solutions out there but how do we get the right solutions into the right hands of the right people?” My guest today is Tauhira Ali, who is the executive director of industry innovation at NECA, which acts as the voice of the $171 billion electrical construction industry in the US.  Tauhira supports over 4,000 NECA member contractors to find innovative technologies to better the electrical construction industry, which brings power, light, and communication to buildings and communities across America. As a young child, Tauhira struggled with maths and science but that didn't stop her from going on to achieve, not just one, but two engineering degrees, which have helped shape her career and fascination in robotics. “I loved machines, I was fascinated by how machines think – how you can, not just create something really complex and interesting mechanically, but elevate it to that next level through robotics, automation and artificial intelligence,” she explains. “Machines, robotics, AI allow us to be a lot more intelligent and a lot safer in gathering up information in physically doing the work, but we're always going to need to have the mental experts…you'll never be able to wipe out the power that comes from quick expertise, quick decision making.”  We talk more about the man versus robot argument as well as: Gender and diversity inequalities in the technology sphereThe biggest challenges facing the construction industry today and how to solve themHow best to start a career in construction, particularly as a woman You can email Tauhira at tauhira@necanet.org and you can keep up to date with news from NECA by following @necanet on Twitter. About The Nicole Bremner Podcast: Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here. DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)

“Part of PR is working out what your USP is and what sets you apart from everyone else. The more you can niche that down the better. If you can't describe what you do in one sentence then a journalist won't be able to and they're not going to remember you either.”My guests today launched their business during lockdown when they noticed a gap in the market for a DIY PR membership platform to empowering people to have the confidence to speak to the media.Lucy Sambrook, a PR and journalist who has worked at national publications like the Metro, and Toya Sambrook, a professional dancer turned events manager, launched PR for the People to demystifying PR and make it easy for everyone, from all walks of life, to be able to understand and afford. The lockdown has seen hundreds, if not thousands, of new small businesses launch all with an amazing story to tell. But start-ups often can't afford high PR agency fees, or even very average independent freelance PR rates. So how do they get their business noticed? PR for the People provides a DIY PR tool kit with virtual memberships offering hundreds of press contacts, a unique Facebook community for entrepreneurs and press to connect via journalist requests, monthly ‘what Journalists want' webinars and more for £55/month. “Getting press coverage should be inclusive for everyone, from all walks of life, not just the privileged. We want to revolutionise the PR industry and make it easy for journalists to find diverse experts and exciting stories.”The couple is also launching a new lifestyle business publication about self-employed life and how to get the work-life balance while ‘hustling'. We also talk about: The difference between PR & marketingWhat journalists actually wantHow to create the snowball effect Ethnical barriers and the lack of diversity in the media The importance of the sustainability message You can follow PR for the People on Instagram and facebook.  About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“We are one of the few countries in the world where our property agents are not regulated…You can commit a crime under the Estate Agency Act in the morning, effectively be struck off, and then open a lettings office in the afternoon, so we have anomalies.”My guest today has one of the most impressive biographies I have ever read. With 45 years' experience in the property industry Michael Stephen Day is a hugely influential figure in the sector. Having held partner and director roles at AC Frost, Prudential and Connells, in 2003 he founded Integra Property Services, providing a range of business consulting, mentoring and training to the property industry. He is also a director at teclet, an innovative and award-winning platform with CRM and sales products that enable letting agents to make money, save costs and improve service, and Coadjute, which uses blockchain technology to join up existing systems. We talk about how Michael helps agents and professionals in the property sphere with his no-nonsense approach to time & business management and compliance. “There is enough time in the day to achieve everything if you just set yourself up properly,” he says. “The biggest zapper of time is procrastination…You should never look at the same email twice – look at it, make a decision and move on.”We also talk about: The four Ds of time management: Do, Diarise, Dump, DelegateThe biggest compliance issues for property professionals today and how they are costing the industry millions each year.   ROPA and the need for licensing and regulation in the property industry. How blockchain could revolutionise the conveyancing process.  Find out more at Interga-ps.com or follow @integraps on Twitter and @intergrapropertyservices facebook.About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“Marriage counselling isn't a waste of time, it's not always about getting back together, it's about seeing if you should part and doing it in a sensible way.”My guest today is family law expert Linda Lamb who has 25 years' legal experience and is a resolution-trained collaborative lawyer and hybrid mediator. Linda is accredited by the Law Society and the Family Mediation Council to provide child inclusive mediation and has ‘Leading individual' status with Chambers UK for expertise in family matters and mediation work with both adults and children.In 2017 she founded LSL Family Law and last year was named as one of the #ialso100 f:Entrepreneurs.Prior to entering law, Linda was a district nurse and community midwife – a role which has proved valuable to building her career in law. “In nursing you have that caring aspect and actually family law is very similar," Linda says. "I just don't need to touch people, although people do give me a hug from time to time.”   We talk about the financial and emotional aspects of separation, finding solutions that make the divorce process, particularly when children are involved, less disjointed and painful and the benefits of a no-fault divorce. “The really important bits are sorting out what the arrangements of the children are going to be and how you're going to split up the financial picture but that gets so overshadowed by the divorce petition saying: ‘you did this, this, this and this'.”We also discuss: How the pandemic has affected relationships and divorce ratesSilver splitters and the concept of divorce nearing retirementThe first steps to take when seeking a divorce The Certainty Project and different ways to cope better with divorce  The pros and cons of prenuptial agreements For more information about Linda and LSL Family Law visit LSLfamilylaw.co.uk and follow @LSLfamilylaw on facebook and twitter. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“The types of projects we're working on now, there would have been no technical way to solve those problems five years ago. I'm looking forward to what's next…what's the next solution, what's the next technology?”I'm joined today by a guest in Dublin, Ohio. Christopher Slee is the founder, principal and CPO at AWH, a software engineering firm currently celebrating its 26th year. Whether it's Internet of Things or blockchain, a phone app, or Artificial Intelligence, AWH offers the opportunity to create a changing array of digital products.Chris has over 30 years' experience in the industry and has built over 4,500 applications. His latest venture, Include Health, leverages machine learning proprietary algorithms and web camera technology to support a seamless blend of musculoskeletal (MSK) services anywhere anytime. The state-of-the-art platform is powered by AI technologies and uses the most advanced body-tracking available to build customised MSK treatment plans and analyse physical recovery progress in MSK patients. For example, it can track and analyse how well a user might be doing squat exercises that are part of their remote physiotherapy programme and feed back the data to the practitioner so they can offer relevant guidance and support or adjust the plan accordingly.   “Not only can we look at recovery but we can calculate velocity, we can calculate force, we can calculate a lot of things so from a performance perspective, I can tell how high they jumped in the air,” explains Chris. “So, if we look at professional sports, coaches can look at raw data to see which potential players have the best speeds, can corner the fastest, have the best turning ratios etc.” We discuss what's driven advances in technology over the past five years, as well as some of Chris's other projects in the healthcare field such as an app that can help identify mental health concerns and one that can soothe babies in neo-natal care. To find out more about AWH's services visit awh.net or follow @AWHNET on Twitter or LinkedIn. You can follow Chris on Twitter @ChrisSlee. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support theSupport the show (https://www.buymeacoffee.com/NicoleBremner)

“You've got to accept that maybe the idea you had or the thing you're working on isn't going to be necessary or won't survive this period of time.” My guest today is Tersha Willis a Goldsmith College graduate with a background in private equity, financial services and fashion. She is known for her progressive views on merchandise and is the co-founder and CEO of terrible*, a product management and technology company, which enables creators to source and sell products to their fans. terrible* was founded in 2016 as the result of years spent on the road and in music, merchandise, apparel and entertainment and aims to build and grow financial relationships between fans and artists that last a lifetime. The company works with over 400 creators, artists and record labels globally. Tersha has been on this podcast before but today is back to talk about how terrible* changed direction in light of the pandemic, to help artists who were losing thousands in revenue due to cancelled gigs and recordings, but also other creators, such as gamers and influencers, resulting in huge growth. “Sometimes it's not about the company, it's about the people. Sometimes the right team can make anything work,” Tersha says. We also talk about:  The practice of stoicism as a great business tool (Ryan Holiday books – The Obstacle is the Way and Ego is the Enemy)The secret to a great business partnershipMeditation and exercise as a way of grounding yourself in life and business. You can follow Tersha on Instgram @tersha_willis and on twitter @tersha and find out more about terrible* by visiting terrible.group and following @terriblegrb on Instagram and @terrible_group on Twitter.About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show Support the show (https://www.buymeacoffee.com/NicoleBremner)

“The recovery in London is quick…you have to be careful because it can smack you in the face – you can miss it because it happens so quickly.”My guest today is property veteran and Chief Executive at London Central Portfolio (LCP), Andrew Weir. Andrew gained his industry-wide reputation as a consummate professional in the property sector with over 30 years' experience, during a period of unprecedented growth and change within the Prime Central London residential market. He was involved from the early stages of setting up Foxtons to managing its growth and creating one of the best-known brands in the industry, taking it from private ownership to private equity and initial public offering. Andrew held the position of Managing Director from 2014, managing 300 people and a £76m+ revenue portfolio, subsequently becoming Chief Sales Officer. Subsequently, he has chosen to expand his experience into the Investment Advisory side of the industry at LCP. We discuss how the last few years has affected the capital's property market – from the effects of Brexit and the pandemic to what the city might look like in years to come. “I think London had got to a bit of an inflection point pre-pandemic, in those Brexit years. It was getting very expensive and becoming unaffordable and, given the Brexit vote, was potentially a little directionless,” Andrew explains. “I think the silver lining of the pandemic might be that London is forced to reinvent itself and that big influx of the younger generation into town could be a really positive thing.”We also talk about: The psychology of the property marketRental demand and the effect on property pricesThe migration of older people out of London and younger people into the cityThe return of foreign buyers Find out more about London Central Portfolio visit: https://www.londoncentralportfolio.com/ or follow @LCP_LTD on Instagram and Twitter.  About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“Success is made up of tiny, small daily decisions, there are no big moments, there are just daily decisions that slowly, incrementally take you towards the destination.” My guest this week is brand consultant and speaker, Kubi Springer, who has over 24 years' experience working with some of the world's best-known brands, from Adidas and Nike to Aston Martin and Rolls Royce. Her brand journey began back in 1996 when she took an internship with MTV, which led her to work with celebrities such as P Diddy, Justin Timberlake and Maria Carey. Since then, she  has won numerous awards including BWB Best Entrepreneur of the Year in 2018.  Last year Kubi's book, I Am My Brand: How to build your brand without apology – a toolkit for personal brand success – was shortlisted in the Business Book Awards. We talk about what defines a brand and why it's so important to learn and hone a craft before branching out on your own. “Every great personal brand has an art form, a skill that they've mastered ­– Oprah, presenter; Richard Branson, marketeer; Steve Jobs, innovator; Beyoncé, singer. So, get under the feet of greatness, learn your craft, make mistakes off somebody else's money.”  We also talk about: What it actually means to pivot How to work with your gremlins and stop internalising negative thoughtsWhy strategy is so important and why you should look at your ‘vision' every single dayWho is the biggest personal brand in the world, The Queen or The Kardashians? To find out more about Kubi, visit shebuildsbrands.com or follow her on Instagram and Facebook @shebuildsbrands and on Twitter @KubiSpringer. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

"If you don't have a sustainability strategy that can stand the test of time, then you're unlikely to succeed.”My guest this week is my good friend Josephine Bush – one of the most intelligent people I know. Josephine is a passionate advocate for the green and sustainable sector, deploying strategic, commercial and transactional skills to support clients in decarbonising, with an emphasis on the development of commercially effective Environmental, Social and Governance (ESG) strategies that robustly manage risk as well as opportunity.She worked at Ernst & Young Global for 15 years, during which time she led the delivery of a global renewables business plan and pioneered the build of EY's renewables tax practice. She also sat on EY's Power & Utilities Board, representing the tax practice for UK&I and renewables practice across EMIEA.Jo is focused on driving forward a low carbon economy for future generations by building a community of ESG specialists and interested parties to help businesses and individuals transition to net zero. We discuss our role within the environment as individuals, investors and businesses in the developed world and how we all need to adapt in order to survive. “We are in a state of emergency…we've gone beyond the point of no return, we are severely damaging our environment in a way that we cannot recoup what we've lost,” Jo says. “Against this backdrop, of the damage man is doing to the environment, corporates and investors are having to think what it means for them.” We also talk about: What constitutes an ESG company?The Terra Carter sustainable markets initiative The power or pension funds within the environmental agenda Scope 3 emissions and supporting the supply chainNet-zero contributions and how to calculate your carbon footprintJo's podcast, Sustainability and You features interviews with experts in science, academia, government, business, NGO's and economists who influence and shape the race to net zero. Find out how to listen in by following @sustainability_and_you on Instagram and @Josephine_bush1 on Twitter. To contact Jo visit: Jobushgcv.com. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here. Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

“Once you've been through the worst thing that could happen to you and you don't die, it gives you an enormous amount of self-respect and confidence.” Today my guest is yet another fellow Australian, Bahar Etminan, who is founder and editor of Rescu, a digital magazine for women featuring curated content and advice on how to live a life more fabulous. The online collection of daily articles on style, substance and success, have been written and curated by experts in a variety of sectors from technology, personal finance and property to fashion, beauty and mindfulness. Bahar was a relatively early adopter of digital publishing technology in Australia and had to work incredibly hard to prove Rescu's place alongside Australia's once thriving print-dominated magazine market. Since then her business has had to continue to adapt to meet the ever-changing landscape as marketeers have shifted their advertising budgets from print to digital to social media and back again. Bahra talks about all the highs and lows of being a businesswoman, including how she lost everything in the Global Financial Crisis, and how she has managed to pivot her business post-pandemic by launching Rescu.Me Academy online courses.  “The Global Financial Crisis was the most traumatic experience of my life,” she says. “The trauma of that business stress stayed with me a good 5/10 years…but it gave me new strategies for how to read the signs earlier.”We also talk about: The effects of the pandemic on the publishing industryThe journey of agelessness and non-invasive aestheticsWhat treatments you should be having perimenopausal How online learning has become a trend of the pandemic that is here to stayBahar's top book recommendation – Lifespan by Dr David Sinclair Read Bahar and her team's excellent range of lifestyle content for women at rescu.com.au and watch their videos on YouTube. You can also follow Rescu on Instagram @rescu.com.au. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life. Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.   Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

“In order to do well in business, you must get creative.” My guest today is creative expert and author of The Creator Mindset: 92 Tools to Unlock the Secrets to Innovation, Growth and Sustainability, Nir Bashan. Nir has worked among Hollywood and music stars like Woody Harrelson and Rod Stewart and, in doing so, discovered that these creative superstars aren't all that different from you and I, they've just mastered a method of repeatable and predictable creativity. It's a type of creativity that anyone can learn and can be used in business and careers everywhere. Nir has spent the last two decades working on a formula to codify creativity and has taught thousands of leaders and individuals around the globe – including household names such as Microsoft, NFL, EA Sports and jetBlue (to name a few) – how to harness the power of creativity to improve profitability, increase sales, boost customer service and ultimately create more meaning in their work. “We're all born creative and the way we approach our job, our career is as unique as our DNA,” he says.  Nir's book offers 92 tips or ‘tools' to refresh your approach to problem solving. We talk about some of these as well as:How to combine the creative and analytical mindThe power of listening as a creative business tool Prosperity through error and turning mistakes into a positiveHow to switch gears and stop multi-tasking You can follow Nir on Instagram @Nirbashan and find out more about his workshops, keynote speeches and where to buy The Creator Mindset at Nirbashan.com. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life. Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.  Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“It's extremely hard to be in this fame bubble, where you're looked after, to then just be tossed out… A while after I had some counselling about it all, I just felt like a failure.”Today my guest is the incredibly creative Belinda Chapple, who rose to fame in the early noughties as a member of all-female Australian pop group, Bardot. In late 1999, at the age of 24, Chapple auditioned for the first Australian series of reality TV talent competition, Popstars, landing her dream job in a girl band. However, Belinda had been in entertainment since she was just 13, having spent her teenage years singing and dancing at the Johnny Young Talent School (Australian listeners may remember the related TV Show Young Talent Time, which was a launching pad for several Australian performers, such as Dannii Minogue.) and then as a touring singer and dancer for shows across Asia. Bardot exploded on to the Australian music scene and became one of the most iconic girl bands in Australian history but after just 2.5 years the band dissolved, which proved to be one of the hardest times in Belinda's life. Belinda went on to launch two singles on her own, including Where It All Began, which became the anthem for the 2004 Olympic Games in Athens but a solo career just wasn't meant to be.  “The hardest part for me was putting my passions away, my song and dance,” she says. “I found myself on stage thinking about my washing, I was on auto-pilot.” We talk about what it was like for Belinda to step away from the limelight to work behind the scenes and how that led to a new career in interior design. The influence travel has had on her career and interior design business Living across three different countries; Australia, Marbella and SingaporeUsing singing as a form of meditation Moving on after the pandemic Find out more about House of Chapple Interiors at houseofchappleinteriors.com and on Instagram @houseofchappleinteriors. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“In the 21st century, you can't just rely on eating the best diet nutritionally, you have to think about what's better for the world as well.” I have known my guest today for many years, having collaborated with him on a number of health, nutrition and body-building books in the noughties. James Collier is the co-founder and head of nutrition at Huel, a nutritionally complete powdered food brand that I happen to use every day. He is also the co-founder of the highly popular bodybuilding website MuscleTalk. Launched in June 2015, Huel was the brainchild of Julian Hearn, who partnered with James to design a formula for a healthy product that could become the future of food. Huel is now one of the most successful meal replacement companies in the world – not that James likes to call it meal replacement. “When you're discussing what you're having for dinner you don't say: ‘shall we have pizza or replace it with fish and chips?' Huel is a meal, it's food in powdered or liquid form.”Made with ingredients like oats, rice, peas, coconut and flaxseed, Huel contains 26 essential vitamins and minerals and is 100% plant based and sustainable. We talk about the how the product got off the ground and why sustainable nutrition has to be the future of food. We also discuss: The importance of recruiting well in businessMoving careers from the fitness to food industryMacronutrient ratios and what they meanHow different nutrients interact with each otherNutrition and mental health You can connect with James on Twitter, Instagram, and Facebook. Find out more about Huel at uk.huel.com. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“If you don't have a digital strategy yet, it's time to start thinking about it because what we're witnessing in the cryptocurrency market is the biggest wealth generation event of our lifetime.” For anyone struggling to get to grips with cryptocurrency and how it all works, this episode is for you! Nick Prouten is a veteran of the tech sector and COO of LODE, a blockchain-powered gold and silver money system that is reinventing money as we know it. An expert in driving project growth, Nick uses his unique leadership style and vision to cultivate seamless paths to create value and transcend goals. A firm believer that diversity is strength, he has worked in a wide array of industries, ranging from cybersecurity, gaming, real estate, entertainment and blockchain.So, what is blockchain? Nick explains: “Blockchain is a virtual handshake that uses consensus algorithm (a series of computers that reach the same agreement, rather than have an intermediary like two banks) to validate that value is being transferred from one individual to another. eliminating the need for a financial institution or visa institution to validate the transfer of funds.”We discuss the different types of cryptocurrencies blockchain technology enables, how they work and if they are a worthwhile investment. We also talk about: The millions of funds lost to forgotten passwordsWhat is Bitcoin? The pros and cons of the cryptocurrencyPutting silver and gold back to work in day-to-day commerce The challenge of cryptocurrency as a practical spending toolYou can connect with Nick on Twitter @NicholasProuten and find out more about LODE by following @lodepaymedia on Instagram and Twitter or visiting lode.one.About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

“Imagine if the world around you disappeared and the paths to which you are so accustomed suddenly went away and you had to reinvent them…”Charles (Chuck) Wolfe is the founder of Seeing Better Cities and the author of the award-winning books Seeing the Better City and Urbanism Without Effort.In 2017 Chuck left 34 years' experience as an environmental land-use lawyer behind and set up Seeing Better Cities to improve the conversation around how cities grow and evolve in the around the world. Chuck helps developers and municipalities with policy-related issues and community involvement strategies and leads explorations of urban spaces impacted by rapid change and growth. “Enough with the touristic experience or the classical fantasy that drives our understanding of a particular place, we need to do the work, we need to dig in,” he says. Much of Chuck's inspiration, he says, comes from his father, who founded the Modern Urban Design and Planning Programme at the University of Washington. Chuck's latest book, Sustaining a City's Culture and Character explores what it means for a city or town to acknowledge and honour its traditional identity as it transitions to something new.We talk about that and also: What makes up the essence of a cityHow to understand the fundamental relationships between people and their cities Taking your home with you versus immersing yourself in a cultureThe LEARN methodology: Look Engage, Assess, Review and Negotiate You can follow Chuck on Twitter, Instagram and Facebook and find out more about his consultancy services at Seeingbettercities.com. You can buy a hard copy of his latest book at Blackwells.About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

“Over 83% of companies now anticipate having some kind of flex in their portfolio… How do we make our tenants want to come to the office when they could stay at home and work from home?”My guest today is Annie Rinker, who joins me all the way from Texas. Annie is director in the office of innovation at Hines, a family-owned real estate firm founded by Gerald Hines in the 1950s. Since then the company has grown to be in over 225 cities across the globe and manages over 400 million square feet of office space with an emphasis on consumer-focused innovation."Mr Hines believed it was his duty not to just build a building because you could make money doing so but because it bettered the ground it was on and the society that would walk by it every day," Annie explains.We also talk about: The changing face of our working environments and the hub and spoke model. An EQ versus IQ-based work place. Tenant engagement apps and how to create a seamless user experience.The shifting demographics of people in the workplace and experiential-based buildings.Women in property and gaining confidence in the industry. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

“Young people today have such a tough time, on every level. If people have a roof over their head, everything shifts for them.” Lorraine Thomas is a risk-taking, changemaking, life-enhancing visionary. She took a leap from a successful career in business development for the legal sector to property development, where one of her key focuses is helping young disadvantaged adults get on the ladder. Over half of the investment property that Lorraine renovates through her company, View from My Window, has a social element attached to it and part of her business focuses on encouraging a new breed of landlord with a social conscious. “When my parents first came to this country, when they knocked on that door and there were those signs saying, 'No dogs, no Irish, no blacks', somebody took a chance on them and said ‘okay you can rent a room with me'. I want to be that person today. We are taking a chance on people who other landlords wouldn't,” she explains.Lorraine has been nominated for dozens of awards and was recently presented with the Lancelot Andrewes Award for a podcast she created for her local community in Southwark, to help bring them together, virtually, during lockdown.We also talk about: Diversity of thought and point of difference that comes from having a diverse workforce. Property with purpose that puts people first. How to learn, earn and own your own property.How Lorraine's life experiences have helped shape her attitude to money and feeling financially secure.If you're interested in being part of Lorraine's network of socially conscious landlords, contact her via LinkedIn. Lorraine is on Instagram @view_from_my_window_ , Twitter @_LorraineThomas and on Facebook @Lorraineviewfrommywindow. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.Disclaimer:The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

“You can have a successful career, you can make all the money in the world, but if you're afraid of food and losing control of your body, you are not happy.”  *Trigger warning* This podcast contains content about eating disorders. Is it ever possible to really love your own body? Like many high-achieving young women, I slipped into an eating disorder in my late teens and early 20s. Thankfully having children turned me around, but what I was left with was body dysmorphia – what I see in the mirror is probably not what others see. In this incredibly open and honest episode, I chat to emotional eating, digestive and hormone expert, Amber Romaniuk. Amber helps  women achieve optimal health through mindful eating and self-care.  On her podcast, The No Sugarcoating Podcast, Amanda offers advice on difficult topics like food addiction, roadblocks with weight-loss, body acceptance and more. The show has had over a million downloads and is listened to in over 88 countries, which goes to show just how prolific these issues are. “90% of the female population is or has fought with some form of body image struggles,” she says. “Most of the women coming to me have been struggling for decades – it's really consumed a lot of their lives.” Amanda has fought her own emotional eating struggles, having gained and lost over 1,000 lbs during her battle with food addiction. We talk about how she overcame that and learnt to truly accept her body. We also speak about: The multi-dollar diet industry and how it fuels self-sabotage The physical symptoms of emotional eating Techniques to help build awareness and understand triggers to emotional eatingHow to break the cycle and gain food and body freedom To take Amber's quiz to assess your eating habits visit: amberapproved.ca. For more inspiration and advice, follow @amberromaniuk on Instagram and listen to The No Sugarcoating Podcast. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life. Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way.To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

“When we first started computing, computers were the size of rooms, now the devices are in our hands and on our wrists. The next logical step is in our field of vision.” What is the future of technology? When you think back to how computers and devices like mobile phones have changed since they were first introduced, it's quite astonishing – if a little scary. But how can this technology be used positively when it comes to our built environment? My guest today is Jordan Kostelac, who is Director for Proptech in the Asia Pacific region for real estate firm JLL. JLL is not so much a property firm but rather a tech firm that provides for the property industry and in September 2019 formed JLL Technologies. Based in Hong Kong, Jordan's role is to solve challenges in real estate through the creation and deployment of Property Technology and says that the next 10 years will see augmented reality become commonplace.  We talk about how human and technological innovation are pushing our buildings in new directions as occupants demand the highest levels of comfort and functionality.“Most buildings have such a long way to go to really be technologically contemporary,” he says. “There's tremendous amounts of opportunity.” We also speak about:The concept of a digital twins and the ability to carry our tasks without being physically present. Whether technology can ever completely replace human connectivity.Josh Wolfe's half-life of technology intimacy concept and how, with each advancing period of time, technology becomes less visible and less distant. The difference in technology advancement between the East and West, developed and developing worlds. Jordan's other business venture – Hong Kong's first local craft cidery, Neonotic.  You can follow Jordan and JLL on Twitter @Scopelessness and @JLL and keep up to date with news from Jordan's brewery on Instagram @neonoticbrews.  About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)

“I'd gone from having this great career, which I'd worked really hard for, to having this other life as a housewife.”The coronavirus pandemic has been tough for so many people but for some it has also enabled them to take a step back, restock and finally follow their dream. Jenny Guertin is one of those people. In April 2020, she set up Sharkie & Bear, a vegan-friendly earring and accessories brand – a manifestation of her passion for design and helping women feel good about themselves.But Jenny didn't start her career in design. She is like so many highly qualified women, who in order to have a family, have had to sacrifice their career and give up the corporate world.  Jenny studied Maths and Management at Leeds University before heading into the world of accountancy, corporate finance and business recovery, where she lived and played hard. Her world was turned upside down however when she met, fell in love with and married her now husband, an RAF fighter pilot, and quit her job and uprooted her life to move with him to a military base abroad. “It was a really difficult transition. I think we're so defined by what we do. I was so used to being ‘Jenny who works in corporate finance',” she says. “Going from that to ‘Jenny the housewife' was really difficult.”We also talk about:What it's like as a civilian living in the military world.The different reasons women are required to take a career break. Coping with loss of identity after stepping away from a corporate career.The need for more flexibility in the workplace.How to start a business that you can mould around a life with a family.You can follow Jenny on Facebook and Instagram @sharkieandbear. To view the full collection of earrings and accessories, including the special charity earrings in aid of Coppafeel visit: https://sharkieandbear.com/About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

“People have crossed the road to avoid speaking to me in the past and I can't blame them.”Today my guest is Helen Garlick – fellow author, divorcee, YouTube presenter and cocker spaniel owner! Until recently Helen was a family lawyer and mediator and has written six issues of The Which? Guide to Divorce, but she recently stepped back from all that to write her memoir, No Place to Lie. The book is a brutally honest memoir about the secrets that shrouded her family, namely her brother David's suicide on St David's day in 1981, and a secret her mother took to her grave – one Helen only found out about in a note written on the back of an envelope found in her mother's belongings.In the book, written in lockdown, Helen very eloquently unpicks and articulates what is often a really complex relationship with parents – in Helen's case her relationship with her mother and her grandmother and grandmother-in-law. ‘It wasn't an easy relationship with my mother,” Helen explains. “She was just different, that's what she wrote on her envelope. She could make people trip over, just by looking at them.” We also speak about:The tender subject of maternal narcissism and the language of emotions.Helen's coronavirus vaccine experience with Hugh Bonneville.Sobriety, the concept of ‘being present' and surrounding yourself with a sober tribe.‘Blended' families and the need for new vocabulary to describe the various roles within themAttitudes towards suicide, Zero Suicide Alliance and the true cost of suicide. In 2023, Helen is walking from Land's End to John O'Groats with her husband Tim to raise money for the Samaritans and other charities dedicated to suicide prevention. To find out more, follow Helen on Instagram and Twitter and subscribe to her You Tube Channel, Hello! It's Better to Talk. About The Nicole Bremner Podcast: Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here. DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)

“The value of time for entrepreneurs is the most important thing.”Have you ever felt a need to clone yourself? I know I have. Running a business,  family and podcast – there just never seems to be enough time in the day. I have today's guest, the queen of delegation outsourcing expert and coach Imogen Cook, to thank for taking some of the pressure off my shoulders  as she introduced me to Kim, who runs this podcast. In 2015, Imogen went from a full-time corporate world that she hated to launching a dynamic company that helps entrepreneurs accelerate their businesses by leveraging high-quality, yet affordable, Virtual Assistants from the Philippines. Her idea for The Freedom Geek came about while she was building her own real estate business, where she raised finance from angel investors to fund property projects. Facing burnout, she ran an advert on a Filipino job website looking for someone she could delegate to. Inundated with responses, and surprised by the quality of the skillset available, Imogen hired one virtual assistant, then another, and soon friends and business associates were asking her to help them hire a VA too. She has since refined and developed a bullet-proof process for finding the best talent from the Philippines, helping overwhelmed and overworked entrepreneurs around the world outsource and lesson the burden of business. "If you're doing lots of admin as the owner of your business and it's not driving the business forward, no wonder you're in pain," she says.We also speak about:  The work from home phenomenon and the increase in demand for cross-border outsourcing solutions.  The importance of measuring your time and the value of a time solution versus a money solution.VAs as more than just admin assistants and the scope of their skills.How to be a Queen of Delegation and which tasks to delegate.Find out more about The Freedom Geek at thefreedomgeek.com. For a copy of Imogen's 100 Tasks to Delegate, contact her via her Instagram page @thefreedomgeek_rebellionAbout The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)

“A lot of girls don't look in the mirror…they're afraid of what they will see, of not loving what they will see, because of the imagery they are exposed to on social media every single day.”Today's guest, Marsha Powell, is the ambitious CEO of BelEve UK, a London-based charity created to offer support, guidance, education, confidence, self-esteem, opportunities, positive solutions, and role models to young girls. Having herself grown up in a large family (her mum was one of nine children and Marsha herself has three sisters), Marsha has been surrounded by love and support, particularly from women, all her life. When her mother died suddenly from cancer at just 52, Marsha created BelEve as her legacy – helping to keep her mother's ‘magic' alive. “I was 32 when my mum died so I know what it's like, as an adult, not to have a cheerleader. But I also know what it's like to have one,” she says. “What if I could recreate some of what my mum gave me for other girls who don't have that?” Marsha believes every girl needs a mentor to be able to bridge the gap between their aspirations and reality and through BelEve's various mentorship programmes, has supported 6,000 girls aged between eight and 20. As well as her work connecting and empowering young girls, Marsha is also the COO of Reliable Property Group, whose ambassador is none other than Rio Ferdinand, and before founding BelEve, she had a high-flying career in HR, all while bringing up two children. We also speak about:  Society's archaic view of leadership and what leadership really means.Your network as your net worth and opening doors for young girls and women.Marsha's career in HR and studying for a Masters while bringing up her children.Having a plan and being vocal with that plan to create opportunities.You can find out more about BelEveUK by on Instagram @beleve_UK and at www.BelEveUK.org.About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

“The purpose of your life can be different to that thing that makes you feel alive.”How many times have you thought hard about building a career on one of your passions? It's the dream, isn't it – finding your spark and then being able to make money doing the thing you enjoy?My guest in this episode of The Nicole Bremner Podcast is Forex trader, educator and business owner, Lewis Crompton, who is all about making money work hard for you, rather than you working hard for your money. He travels the world teaching people how to trade, sometimes in front of over 14,000 people, earning him the nickname, The Travelling Investor. But, trading is not something that came naturally to him, nor is it his passion.“It's a skill that I've mastered and it's given me the freedom, choice and ability to live my life of passion,” he says. “Trading for me is more of a purpose, it's something that I do and help other people do because it's a doorway to living the life you want to live.”Lewis talks to me candidly about his religious upbringing, the serendipitous moment that led him to learn about trading through Robert Kiyosaki's Rich Dad, Poor Dad process and how, six years later, he now has his own StartTrading community. We also speak about: The relationship between religion, money and personal identity.Building a business community that is generous with time, energy and knowledge.Trading as a facilitator for property investment and keeping things simple.Technical analysis versus fundamental analysis.The volatility of Cryptocurrency – should you invest? How to become a successful trader, safely, in less than 30 minutes a day.You can follow Lewis on Instagram @lewis_crompton and download his free ebook, Stop Failing, Start Trading, here.About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

“The story of me has been really hard work, loads of self-analysis, a bucket load of therapy and also giving myself permission to have a team around me that help me be me.”Today's guest on The Nicole Bremner Podcast is partly to thank for me being able to speak eloquently in public as her Pitch Perfect Club is where I learnt so many helpful skills in this area.   Comedienne, MC, West End performer, speaker mentor, podcaster and filmmaker Emma, ‘Em' Stroud has many strings to her bow and joins me straight from filming a trailer for her new immersive film about mental health and how we “show up” in life and business. Em's mission is to get people to laugh, think and play more through her global movement Laugh, think, play.  She speaks candidly about her upbringing and how it has led to making certain decisions in life and business, choosing to become a mum and how that has helped her look in the mirror and ask: “Who am I if I pull away the identity of my work, what does ‘Em' really stand for and how do I want to show up in the world?”We also speak about: Friendships in business and the antidote to Cancel Culture. The meaning of 'showing up' and having the courage to question who you are and reflect on your identity. Vipassana meditation and how it led to Em making a huge life choice.Em's Clowning Around podcast and how comedy can aid personal development.Em's book Lessons from a Clown: What the Clown Taught the Business Coach publishes in May. You can follow Emma on Twitter @emmastroudldn and get updates on her podcast and new film by following @clowningaroundpodcast and @reframedtheshow on Instagram.  Find out more about Emma at emmastroud.london About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

EP86: “Imagine, you're coming back from your honeymoon, you're newly married and you're told you can go back to Florida but your husband can't go with you – it was so shocking.”On February 22, 2007, something truly devastating happened, which turned Canadian-born Lauren Cohen's life upside down. On returning to America, where she lives, from her honeymoon in Thailand, her husband was deported and told he could never return to the US. This sparked a journey that has seen Lauren become a top international immigration lawyer, helping others to avoid a similar fate. She is now a bestselling author, speaker and cross-border expert with a globally-acclaimed advisory service, assisting entrepreneurs and real estate professionals and investors expand their global footprint so they can live, work and play anywhere in the world. Lauren tells me about how she recovered from this traumatic time in her life, her new book, Finding your Silver Lining in the Business Immigration Process, and the countries to invest at a time when the world is recovering from a global pandemic.  “I think right now the most appealing country would be Israel…if I was to immigrate anywhere, it would be there,” she says.  We also speak about: Cross-border barriers between America and Canada.Citizenship by investment and how that can be a path to gaining an American visa. How the Biden administration might affect immigration and the real estate market in the US. The new tax havens gaining popularity across the world. Lauren's Creative Cross Border Academy and the 7 steps to investing across borders.  You can follow Lauren on Instagram @Lauren_cohen_esq, on facebook @Laurenesq and on Twitter @eCouncilInc. Find out more about the e-council global and listen to Lauren's podcast, Investing Across Borders at laurenesq.com. To receive a free How to Invest in Real Estate Across Borders consultation with Lauren, email her at laurenesq@gmail.com. About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.Support the show (https://www.buymeacoffee.com/NicoleBremner)

EP85: “Get too big for your boots, it's what you need to do to make it.”My guest today already has a decade of business experience under her belt, yet she is only in her early 20s. Liv Conlon started her first business when she was just 13, importing products from China and selling them online. After leaving school at 16, she founded her next business, ThePropertyStagers, which revolutionised how the UK sells properties and became a seven-figure business within two years. Named UK Young Entrepreneur of the Year in 2019 and 2020, Liv is now a personal brand expert, helping other like-minded entrepreneurs grow an internationally-recognizable brand through her  The Thought Leader Method. She's also written a book, Too Big for Your Boots, which has been hailed by co-founder of Netflix, Marc Randolph, ,as “the step-by-step guide that I wish I had when I was starting out."We talk about the lack of support there is for young people interested in becoming entrepreneurs and how Liv is working with government to change that, as well as exactly what it was that made her hungry for success at such a young age and what it takes to be a successful entrepreneur. “I get up at 4am every single day and do eight hours work before midday," she says.  We also speak about: The perception of young people in the world of business The fatal mistake of falling in love with your product or service and knowing when to quit or stick.How to deal with knock-backs and build the courage to ask for help.The importance of investing in personal development.You can follow Liv on Instagram and Twitter @oliviaconlon and on Facebook @livconlon.co.uk.About The Nicole Bremner Podcast:Nicole Bremner is an investor, speaker, writer, and podcaster. After a successful decade building a multi-million property portfolio in London, Nicole was forced by a number of external obstacles to stop, take stock and figure out what really matters in life.  Following a period of healing and reflection, she discovered that what doesn't kill you makes you stronger and, so very often, setback is followed by real success. On The Nicole Bremner Podcast, she speaks to others who have triumphed in the face of adversity and explores the lessons they have learned along the way. To find out who's coming up next on The Nicole Bremner Podcast, follow Nicole on Instagram @nsbremner and facebook or subscribe to her YouTube channel. You can also support the show here.DisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)