Talking Money in the Morning LIVE!

Success is built from your daily habits. Unfortunately, many of us have habits that are keeping us broke. Today we look at 10 SureFire Ways to Stay Broke if you don't change. Please Support Today's Show Sponsors. Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 pay raise on your job without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - Give your family peace of mind. Get a free life insurance quote. Daily Proverb Sponsor - Monetize My Life Academy - Grab your free ebook "Easy Online Incomes" Daily Book Excerpt Sponsor - Family First! Designs - Professional, high-quality graphics for all your branding needs. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we focus on the solutions for overcoming the 31 major causes of failure. Once you identify the particular causes, do something! Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement - Give yourself a $200 - $600 pay raise without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - Get a free insurance quote and give the family peace of mind. Daily Proverb Sponsor - Monetize My Life Academy - Free ebook "Easy Online Incomes" when you visit the site. Daily Book Excerpt Sponsor - Family First! Designs - Make your business stand out from the rest with custom designs. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we wrap up the 31 major causes of failure with #21-31.  Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 pay raise without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - Free life insurance quote. The peace of mind they deserve. Daily Proverb Sponsor - Monetize My Life Academy - Grab your free ebook "Easy Online Incomes" today. Daily Book Excerpt Sponsor - Young Biz Kidz - Give your kids the gift of entrepreneurship in a fun way. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

As we continue to study these major causes of failure it's eye-opening for me to recognize some of the traits that I've overcome and at the same time, how far I have yet to go.  Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 pay raise without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - Get a free life insurance quote. Give them peace of mind! Daily Proverb Sponsor - Monetize My Life Academy - Get your free ebook Easy Online Incomes Daily Book Excerpt Sponsor - Young Biz Kidz - Let your kids explore the world of entrepreneurship.  About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we had great interaction with our YouTube audience. Take a listen and see if some of these questions pertain to your business. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 raise without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - They deserve peace of mind, get a life insurance quote to today! Daily Proverb Sponsor - Monetize My Life Academy - Grab your free ebook today "Easy Online Incomes" Daily Book Excerpt Sponsor - Young Biz Kids - Introduce your kids to the world of entrepreneurship. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

We all know that studying success is beneficial to those that want to be successful. Equally as beneficial is the study of failure in the things that cause failure so that they can be overcome or avoided altogether. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 pay raise without asking your boss. Main Show Sponsor - www.financialhealthinsurance.com - Give them the peace of mind they deserve. Get a quote today! Daily Proverb Sponsor - Monetize My Life Academy - Get your free ebook "Easy Online Incomes" today. Daily Book Excerpt Sponsor - Young Biz Kidz - Teach your kids entrepreneurship in a fun easy to understand manner. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Our thought life has a lot more to do with our success & failure than most people believe. Today we break down the power of thought using the legendary text "Think & Grow Rich" by Napoleon Hill as well as the companion piece by Dr. Dennis Kimbr "Think & Grow Rich, a Black Choice." Today's Show Sponsors Studio Sponsor - Black Wealth Movement - Give yourself a $200-$600 per month pay raise without asking your boss. Main Show Sponsor - Financial Health Insurance - Get a life insurance quote today from a licensed professional Daily Proverb Sponsor - Monetize My Life Academy - Download your free ebook today. Daily Book Excerpt Sponsor - Young Biz Kidz - Teaching entrepreneurship to children. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

We all know someone that seems to catch all the breaks. We tend to think they are just luck, What if I told you that there is a lot more skill involved than luck? What if you too could learn the skill of being blessed? Today we break down 7 keys to being blessed. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Main Show Sponsor - Monetize My Life Academy Daily Proverb Sponsor - The Black Billionaires Club Daily Book Excerpt Sponsor - Young Biz Kidz About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth-building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Daily Proverb Sponsor - Monetize My Life Academy Daily Book Excerpt Sponsor - Young Biz Kidz About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven, wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we answered questions from our live YouTube audience and also looked at a case study of my good friend Evan Jefferson's success as a self-published author. But not only did he publish his own book he also distributed it himself and has sold 750 copies international. What were some of the keys to his success, listen in and see for yourself. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Daily Proverb Sponsor - The Black Billionaires Club Daily Book Excerpt Sponsor - Young Biz Kidz About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

The 5th and final episode. I only hope this series help you grow as much as it has helped me. Be sure to grab your copy of Dr. Myles Munroe's book "The Principles and Power of Vision," the inspiration for this entire series. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Daily Proverb Sponsor - Monetize My Life Academy Daily Book Excerpt Sponsor - Young Biz Kidz About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

This series has been a true blessing for me. My vision is continuing to expand and become more clear with each episode. Hopefully you are getting as much out of it as I am. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Daily Proverb Sponsor - Monetize My Life Academy Daily Book Excerpt Sponsor - Black Momma Tea & Cafe About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we covered principles #4-6. Principle #4 - Possess the Passion of Vission, Principle #5 - Develop the Faith of Vision, Principle #6 - Understand the Process of Vision. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Daily Proverb Sponsor - Monetize My Life Academy Daily Book Excerpt Sponsor - Black Momma Tea & Cafe About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Today we kick of the new year with part 2 of our series 12 Principles for Fulfilling Your Personal Vision. It's the perfect time of year to study the principles of vision. For without vision the people perish. In order to properly use the power of vision you have to understand the principles of vison. We're taking our queues for Dr. Myles Munroe's book "The Principles and Power of Vision" Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Wealth Movement Main Show Sponsor - Monetize My Life Acedemy Daily Quote Sponsor - Evan Jefferson's The Black Billionaires Club About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only

We had a short week because of Christmas but the shows were awesome nonetheless, at least I think so lol. We had some good Q& A with the live YouTube Audience. Remember if you have questions you can connect with us in the comment section and we'll respond accordingly. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

A couple months ago my mother told me about this guy she was following on YouTube named Dr. Myles Munroe. I finally got a chance to listen to one of his lectures while and I was blown away. She later got me his book "The Principles and Power of Vision" for Christmas and the moment I cracked it open I new I'd had to do a study of this book for the show. The content is so rich that this is going to turn out to be a 5 part series. So buckly your seat belts and hold on tight. We're going into 2018 locked and loaded. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887

Vanessa Braxton, founder and CEO of Black Momma Tea & Cafe has some very lofty goals for your new start up. She's looking to do for the tea industry what Starbucks has done for the coffee industry. Not only is she looking to expand to some 500 stores nationwide in the next 5 years, she sees that as an opportunity to help others. She's already begun the process of creating partnerships with other some producers and manufactuers of quality high end products that will compliment her vast variety of teas. "We are purveyors of teas from different countries. We source directly from the plantation, so there's no middleman. Black Momma Tea & Cafe is the physical extension of our existing brands: Black Momma Vodka, Black Momma Tea, Black Momma Agave, and Black Momma Mixers, which currently have 26,000 total customers and totaled $2.5 million in online sales last year. We're building two locations in N.Y. to create physical extensions of our e-commerce business and to jump-start our expansion."  In addition to helping other small business expand and grow she's adamant about help the common man and woman as well. That's why she's taking full advantage of changes in the Securities and Exchange Commission regulations which now allow every day Americans to invest in start-ups "BEFORE" they go public. Check out the WeFunder campaign for Black Momma Tea & Cafe https://wefunder.com/blackmommateacafe 

Today on Talking Money in the Morning LIVE we bring you another episode in our acclaimed "My Brother's Keeper Speaker Series" featuring internet marketing superstar and entrepreneur extraordinare Marquel Russell. Buckle up tight and take out a pen and pad for webinar style interview where he reveals the very strategies that helped him build a multi-million dollar online business empire. Connect with Marquel @ www.marquelrussell.com About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyond surviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. 

If you are aware that the tax code is a wealth building tool, you need to listen to this interview with Yvette D. Best, author of Maximizing Your Tax Refund & Benefits of Becoming an LLC. She spills the beans on building wealth from a unique angle.  Grab her books @ http://www.maximizingyourtaxrefund.com/  About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

These two phenomenal ladies will floor you with their stories of triumph as they both had to overcome trauma in their lives to be the successful women that they are. No you can read their stories in their books. Pick up "Through My Eyes" by Brandy Gates here:bit.ly/brandygates Pick up "Pretty in His Presence" by Lady RaeJ here: bit.ly/ladyraej About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Black Biz Power Breakfast Main Show Sponsor - Blessed2Ball Skills Development Academy Daily Proverb Sponsor - Young Biz Kidz Daily Book Excerpt Sponsor - Solid Foundation Athletic Academy About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Blessed@Ball Skill Development Academy Main Show Sponsor - Financial Health Mentor's Project 1,000 Daily Proverb Sponsor - Solid Foundation Athletic Academy Daily Book Excerpt Sponsor - The Black Real Estate School About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Financial Health Mentor's Project 1,000 Main Show Sponsor - The Black Real Estate School Daily Proverb Sponsor - StL Black Biz Directory Daily Book Excerpt Sponsor - Young Biz Kidz About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Financial Health Mentor's Project 1,000 Main Show Sponsor - Solid Foundation Athletic Academy Daily Proverb Sponsor - Blessed 2 Ball Skill Development Daily Book Excerpt Sponsor - Anitress Montgomery's Book 30 Days to Life, A Journey to Healing  About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Errol Jones a man with a heart for our people shares his knowledge and wisdom but more importantly a solid game plan to help the black community win in a big way! The Black Real Estate School - http://blackrealestate.financialhealthmentor.com The Notary Business School - http://notary.financialhealthmentor.com The Passive Income School - http://passiveincome.financialhealthmentor.com Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Andre C. Hatchett known by most as Brother Dre is one of the most unapologetic black men you'll meet. With a strong conviction to bring economic empowerment to the black communtiy the thing I like most about Brother Dre is the fact that he's a man of action. We as a community have long since passed the days of talking about it, it's now time to be about it, and Andre Hatchett is ABOUT HIS BUSINESS. Everything that Brother Dre does has two main intentions to help build his own empire while at the same time help others in the black community build theirs. You've gotta respect that. Grab the book and one of Andre's Programs below. Own or Be Owned Book - http://bit.ly/ownorbeownedbook The Black Real Estate School - Click Here The Notary Business School - Click Here The Passive Income School - Click Here Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. 

Community devolopment and economic empowerment is the core of what I do but you can't develop a community without capital so we focus on solutions. Black Wall Street Week is all about solutions. Please support today's show sponsors and tell'em we sent you. Studio Sponsor - Club Milli - The investment club that will change the game. Go to www.ergj.net to learn more. Daily Proverb Sponsor - ERGJ Enterprises - Your Certified Financial Educator get your retirement review today @ www.ergj.net Main Show Sponsor - Financial Health Mentor Project 1,000 click here for details http://financialhealthmentor.weebly.com/project1000.htm Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

It's our daily habits that determine success or failure in life. Most times we pick up our habits from people who don't have the success we want to acheive. It's time we look at the habits of the peope we want to become. Please support today's show sponsors and tell'em we sent you. Studio Sponsor - Young Biz Kidz - Non-Profit Organization teaching entrepreneurship and leadership to kids. Go to www.youngbizkidz.org for more details. Main Show Sponsor - Financial Health Mentor presents: Project 1,000 click here for details http://financialhealthmentor.weebly.com/project1000 Daily Proverb Sponsor - ERGJ Enterprises Join Club Milli Investment Club today! @ www.ergj.net Daily Book Excerpt Sponsor - Evan Jefferson Founder of ERGJ Enterprises Your certified Financial Educator. Get your retirement review today @ www.ergj.net About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. 

Building a business online takes skills and belief. If you don't believe in yourself you'll never invest the time and money you need to develop the skills to be success. Do you have a skill problem or a belief problem? Please support today's show sponsors and tell'em we sent you. Studio Sponsor - Young Biz Kidz - Non-Profit Organization teaching entrepreneurship and leadership to kids. Go to www.youngbizkidz.org for more details or to make a donation. Main Show Sponsor - Project 1,000 click here for details Daily Proverb Sponsor - Best Services Unlimited LLC - Professional accounting services - www.bsullc.us Daily Book Excerpt Sponsor -Solid Foundation Athletic Academy - St. Louis Premier Athletic Trainers - www.solidfoundationathletics.com About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com Get 3 free gifts when you visit my site - www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

If you are building a busines of any kind in today's economic climate you better understand the use of the internet and you'd better try to master it. Look at what Uber is doing to cab companies accross the country. List to the 5 things you need to build your business online. Please support today's show sponsors and tell'em we sent you. Studio Sponsor - Young Biz Kidz - Non-Profit Organization teaching entrepreneurship and leadership to kids. Go to www.youngbizkidz.org for more details and to make a donation. Main Show Sponsor - Project 1,000 click here for details http://financialhealthmentor.weebly.com/project1000.html Daily Proverb Sponsor - ERGJ Enterprises - Certified Financial Educators www.ERGJ.net Daily Book Excerpt Sponsor -Solid Foundation Athletic Academy - St. Louis Premier Athletic Trainers - www.solidfoundationathletics.com About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. 

It is often said that success leaves clues and I certainly believe that to be true. There are certain things that successful people do all the time that unsuccessful people don't. In todays episode we explore 5 steps that all successful people do to create amazing success. Here are my thoughts on the subject: Please support today's show sponsors and tell'em we sent you. Studio Sponsor - Young Biz Kidz - Non-Profit Organization teaching entrepreneurship and leadership to kids. Go to www.youngbizkidz.org for more details or to make a donation. Main Show Sponsor - Project 1,000 click here for details Daily Proverb Sponsor - ERGJ Enterprises - Certified Financial Educators www.ERGJ.net Daily Book Excerpt Sponsor -Solid Foundation Athletic Academy - St. Louis Premier Athletic Trainers  - www.solidfoundationathletics.com About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com Get 3 FREE Gifts when you check out my site here: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Please support today's show sponsors and tell'em we sent you. Studio Sponsor - Code Red Mixer - St. Louis Networking Event Feb. 11th 2017, 8pm - 11pm at JC Supper Club, Call LadyRaej for details at 314-641-9200 Main Show Sponsor - Project 1,000 click here for details http://financialhealthmentor.weebly.com/project1000.html Daily Proverb Sponsor - ERGJ Enterprises - Certified Financial Educators ERGJ.Net Daily Book Excerpt Sponsor - Solid Foundation Athletic Academy - St. Louis Premier Athletic Trainers - solidfoundationathletics.com About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. 

One of the issues that we have in the black community is inadaquate accumulation of assets. Today we dive into the importance of buying assets and teaching and modeling this to our children. Please support today's show sponsors and tell'em we sent you. Studio Sponsor - Code Red Mixer - St. Louis Networking Event Feb. 11th 2017, 8pm - 11pm at JC Supper Club, Call Lady RaeJ for details at 314-641-9200 Main Show Sponsor - Project 1,000 click here for details http://financialhealthmentor.weebly.com/project1000.html Daily Proverb Sponsor - Solid Foundation Athletic Academy - St. Louis Premier Athletic Trainers - www.solidfoundationathletics.com  Daily Book Excerpt Sponsor - ERGJ Enterprises - Certified Financial Educator - www.ergj.net   About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies.  Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. 

It's time we get real about the American Dream. Not the one that's portrayed on TV, I'm talking about the REAL American Dream of Capitalism. Why buy a single family dwelling when you can buy a multi-family and live rent free. That's the American DREAM! Please support today's show sponsors and tell'em we sent you. Studio Sponsor - Code Red Mixer - St. Louis Networking Event Feb. 11th 2017, 8pm - 11pm at JC Supper Club, Call Lady RaeJ for details at 314-641-9200 Main Show Sponsor - Project 1,000 click here for details Daily Proverb Sponsor - ERGJ Enterprises - Certified Financial Educators www.ERGJ.Net Daily Book Excerpt Sponsor - Solid Foundation Athletic Academy - St. Louis Premier Athletic Trainers  About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor email: hcortez@financialhealthmentor.com Free gifts whe you visit website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

USA Today recently reported that 70% of Americans have less than $1,000 in savings. How does that happen in the richest country in the world? Please support today's show sponsors and tell'em we sent you. Studio Sponsor - Code Red Mixer - St. Louis Networking Event Feb. 11th 2017, 8pm - 11pm at JC Supper Club, Call Lady RaeJ for details at 314-641-9200 Main Show Sponsor - Project 1,000 click here for details http://financialhealthmentor.weebly.com/project1000.html Daily Proverb Sponsor - Solid Foundation Athletic Academy - St. Louis Premier Athletic Trainers - http://solidfoundationathletics.com Daily Book Excerpt Sponsor - Best Services Unlimited LLC  Contact Yvette Armstrong today http://bsullc.us About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. 

As we progress through the various stages you can probably recognize a pattern. All we do is to free up more and more of your income to invest. That's the game plan! Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Code Red Mixer - St. Louis Networking Event Feb. 11th 2017, 8pm - 11pm at JC Supper Club, Call Lady RaeJ for details at 314-641-9200 Main Show Sponsor - Project 1,000 click here for details http://financialhealthmentor.weebly.com/project1000.html Daily Proverb Sponsor - Solid Foundation Athletic Academy - St. Louis Premier Athletic Trainers - http://solidfoundationathletics.com Daily Book Excerpt Sponsor - Your Message Here! Promote your brand on Talking Money in the Morning LIVE. Affordable rates, reach 1500-2000 people with your message. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com Get 3 Free gifts when you visit my website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Code Red Mixer Event - St Louis Valentine Theme Mixer contact Lady RaeJ for details - 314-641-9200 Main Show Sponsor - Bigg Family Wealth Builders - Husband and Wife power couple wants to help you build wealth http://biggfamilywealthbuilders.com  Daily Proverb Sponsor - Wisdom is more profitable than silver and yields better returns than gold. Prov. 3:14  ERGJ Enterprises - Certified Financial Educator http://ergj.net Daily Book Excerpt Sponsor - Solid Foundation Athletic Academy St. Louis Premier Athletic Trainers for all sports http://solidfoundationathletics.com About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only.

Debt is literally killing us. Because we don't see it as the enemy that it is we fail to attack it with vengeance. Get yourself out of debt and start building sustainable wealth now. Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Code Red Mixer Event - St Louis MO call Lady RaeJ for Details 314-641-9200 Main Show Sponsor - Project 1000 Daily Proverb Sponsor - Solid Foundation Athletic Acedmy - St. Louis MO High Intensity Athletic Training Daily Book Excerpt Sponsor - Your Ad Here. Advertise on Talking Money in the Morning LIVE. Low cost but effective. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. 

Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Code Red Mixer - St. Louis Networking Event - Call Lady Raej for details - 314-641-9200 Main Show Sponsor - Young Biz Kidz - Non Profit Organization teaching entrepreneurship to kids. http://youngbizkidz.org Daily Proverb Sponsor - Solid Foundation Athletic Academy - Youth athletic training for any sport - http://solidfoundationathletics.com Daily Book Excerpt Sponsor - Best Services Unlimited LLC - Tax preparation and business consultation - http://bsullc.us About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Please support our show sponsors and tell them we sent you. Studio Sponsor - Code Red Mixer Event - St. Louis MO Valentines Mixer. Contact Lady RaeJ for details 314-641-9200.         Main Show Sponsor - Bedrock Assurance, give them a call today 619-800-6852 or www.bedrockassurance.com             Daily Proverb Sponsor - Mikey's Munchies www.michaelmikeywren.com                                                                     Daily Book Excerpt Sponsor - Covenant For Life Child Development Center - 314-659-8522         About the Host:                                                                                                                                                             Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! A show dedicated to uplift working class America by providing practical, proven wealth building strategies. The Mission of the show is to raise the collective financial I.Q. of the working class. Connect with H Cortez, Financial Health Mentor  via Facebook.com/financialhealthmentor DISCLAIMER: The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The comentary shared on this show is for information purposes only and not to be confused with financial advice.

Please Support Today's Show Sponsors and tell them we sent you. Studio Sponsor - Code Red Mixer Call Lady RaeJ for Details 314-641-9200 Main Show Sponsor - Project 1,000 http://financialhealthmentor.weebly.com/project1000.html Daily Proverb Sponsor - Young Biz Kidz http://youngbizkidz.org Daily Book Excerpt Sponsor - Best Services Unlimited LLC http://bsullc.us About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.hcortezthornton.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser.  The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you  choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Passion and desire are powerful driving forces and provides the energy needed to overcome obstables and challenges that will surely arise. In todays show we talk about the 7 hallmarks of passion & desire as well as 5 things you can do to develop your passion and desire! About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

As a leader your ability to plan and balance multiple things is critical to your success. Leaders also have to be pretty balanced personally as well. Balanced people are stable people and there's nothing worse than an unstable leader. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you choose to implement any strategies suggest by H Cortez or others that may appear on this channel.  

Today we kick off a 5 part series on leadership. My study of the book 5 Pillars of Ledership by Paul Meyer and Randy Slechta is the subject of the series. I've become a better leader because of these principles and want to convey what I learned to you. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you choose to implement any strategies suggest by H Cortez or others that may appear on this channel.  

We recapped this weeks shows, "Why the rich Relly get richer" the "#1 Tax Shelter for working class" also "Power of Positive thinking" and finally "7 ways to be more productive." Down load your favorite episode today. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Procrastination and productivity are two of the biggest killers of dreams on the planet. I'm assuming that you've overcome procrastination and have at least begun taking action towards your dreams and goals. Well the next step is to be as productive as possible. Check out today's show for 8 tips that can help you do just that! About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Some people thing that having a positive mental outlook is a joke. I'm not here to try to convince you but instead I want to give my personal testimony. I believe that my life is for the most part 99% positve because of my positive mental attitude. I know there are lots of books on the subject but this is my personal account of the affects of positive thinking and the power therein. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Aren't tax shelter for wealthy people? That's the question that I get on this subject all of the time. One of the fastest ways to accumulate wealth is to ensure that you don't give Uncle Sam a single dollar more than you absolutely have to. Yes wealthy people have tax shelter and that's what helps them stay wealthy. Working class people need tax shelters to help them get wealthy! Here are my thoughts: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

In 2017 the secrets to building wealth are no longer secrect. If you are not on the road to building wealth, you migh just be lazy! Not trying to be disrespectul but it's just a fact. Wealthy people are not smarter, they don't work harder they just have different habits. Adopt some of those habits and you can have what they have. Let me explain. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

Another great week of shows. By far the most popular this week was the Missouri Law show school fights now equal felonies. We recap that show as well as the rest including yesterday's Family over everything, ownership over everything else! As always we had some amazing questions from or facebook audience too. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you choose to implement any strategies suggest by H Cortez or others that may appear on this channel.

My motto or creed if you will for 2017 and beyond is Family Over Everything...Ownership Over Everything Else! If we adopt this thinking in the black community we'll position ourselves to overcome the many challenges that we're faced with. What allowed us to make it this far is the strength of our families and that strength is being challenged and compromised more and more. But...let's take it one step further. Once we tighten up the family we should turn our focus to ownership. We must own and produce all the things that we consume, just like every other culture on the planet. Here are my thoughts: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise the collective financial I.Q. of the working class community and to inspire, motivate and encourage them to rise to greater heights. It's time that we all go beyon suviving and start living. That can only happen when we get money as an issue out of the way. Connect with H Cortez, Financial Health Mentor Facebook.com/financialhealthmentor Youtube @ Financial Health Mentor Twitter @CortezSpringer email: hcortez@financialhealthmentor.com website: www.financialhealthmentor.com Phone: 314-874-6887 DISCLAIMER:The Financial Health Mentor H Cortez is not a tax professional or certified financial planner/adviser. The information shared on this channel is for information purposes only. Any financial strategy suggested by H Cortez others featured on this channel should be approved by your professional tax advisor or financial planner BEFORE you choose to implement any strategies suggest by H Cortez or others that may appear on this channel.