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Commercial Property Finance - Products, Structure and Strategy
In today's episode, Michael is joined by Will Powell, Investment Director at Downing LLP. They discuss the changing market, and some of the best ways that Developers can raise finance. Some great hints and tips, straight from a Lender! You can also watch on YouTube:https://youtu.be/gKks3gwljEY▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
Think self-employed estate agency is all glamour? Think again. Sharon Carter from East Anglia joins us, to reveal the realities behind recruitment hype. From generating your own business to handling pressure without a safety net, they tackle mindset, support, and accountability, giving a frank insight into what it really takes to succeed in today's UK property market.
Join Katie Griffin and Martyn Baum for the final House Of Property 2025 as we take a fast, honest and insightful look back at five years in estate agency — the predictions, the surprises, the lessons learned (and relearned!), and the truths that still matter as we head into 2026.We're unpacking:
Commercial Property Finance - Products, Structure and Strategy
In today's episode, Michael visits Ed Clarke on site as they discuss his deal, and the incredible progress of the past 4 weeks! This truly is, the day after drawdown! We are going to be following this deal from start to finish, so follow along, and see what really happens on a Development deal! You can also watch on YouTube:https://youtu.be/oaLKC3GYdfc▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
In this episode, we chat with Jamie Lester, who rose from a Saturday boy to running an award winning London agency. Jamie discusses the work ethic, risks, and resilience that shaped his career, from overseas sales and the credit crunch to The Apprentice. Now transforming the self-employed agent model, he reveals why understanding buyers beats chasing listings and shares strategies you can use in your own business.
In this episode of Estate Agent Stories, we chat with Sam Cerrone, who's spent 25 years in the UK property market. From corporate beginnings to thriving as a self employed agent, Sam shares her journey of resilience, growth, and self belief. She opens up about loss, rebuilding her career, and finding freedom on her own terms. A powerful story for anyone ready to back themselves and take the leap in estate agency.
Commercial Property Finance - Products, Structure and Strategy
In today's episode, Michael talks about the 7 reasons that finance applications get declined, and how you can avoid them!You can also watch on YouTube:https://youtu.be/KLAE43sHD04▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
What's it like joining the family business when that business is one of South Yorkshire's best known estate agencies? Shanice Gandhi shares her journey from managing multimillion pound construction sites to working alongside her father, Sanjay Gandhi. She talks about setting boundaries, building her own identity within an established brand, and offers honest advice for anyone entering a family run business. Tune in for her insights on finding your voice and thriving in property with family.
Is self-employed estate agency the future? Jamie Lester, London based founder of House, explains how this growing model is reshaping the UK property market. He shares the mindset, strategies, and opportunities helping agents take control of their careers and earnings. Learn why working for yourself can be more rewarding than a traditional branch, how to generate business confidently, and what support truly drives success. Tune in to see if this game changer is right for you.
Are you a woman working in UK property and ready to elevate your career? In this episode, Clare Hughes from Women in Estate Agency shares how their Rightmove backed leadership training empowers women to build confidence, overcome imposter syndrome and lead with impact. Discover how to grow, connect and shape the future of women in property. Listen now and join the conversation.
Commercial Property Finance - Products, Structure and Strategy
In today's episode, Michael gives some hints and tips around raising funds in the right way, and some of the mistakes to avoid! You can also watch on YouTube:https://youtu.be/wZqQsqVCS4s▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
It's time for an estate agency detox. In this episode, Katie Griffin and Martyn Baum break down the 12 things every estate agent needs to let go of before 2026. From office chaos to emotional clutter, from dead-end listings to dead plants in the reception, this one is packed with honesty, humour and a big dose of real-world property truth.We talk about: • Why “next week will be quieter” is the biggest industry lie • The office clutter that's killing your energy • When to walk away from a draining listing • Why not all leads are created equal • The myth of “the perfect system” • How to reclaim your focus, your workspace and your mindsetIf you're ready to reset your business, refresh your habits and walk into 2026 lighter, clearer and more powerful — this is your episode.House of Property style: fun, honest, slightly chaotic… and very real.Tune in now and rediscover the creativity that sets you apart.House of Property: Where Estate Agency Meets Real Talk (and Real Laughs) #HouseOfProperty #EstateAgents #Storytelling #MindsetMatters #PropertyPodcast #EstateAgencyLife #MarketingMindset #CreativeAgents #BrandPositioning #RealEstate #EstateAgency #Rightmove #twentyEA #RealtorMindset #WeeklyWins #PropertyMarketing
Women are reshaping the property industry, and Shanice Gandhi, an estate and letting agent from South Yorkshire, shares her journey in the Women in Estate Agency movement. She explores building confidence, tackling imposter syndrome, and fostering a supportive community of 4,000 members. Shanice also discusses balancing work and family, the importance of reflection, and how mentorship, wellness, and practical advice are helping women thrive in a traditionally male dominated sector.
Commercial Property Finance - Products, Structure and Strategy
In today's episode, Michael gives some hints and tips around building relationships with LendersYou can also watch on YouTube:https://youtu.be/7gHHMwnDKZI▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
Former estate and letting agent Anton Plackowski shares how running your agency as if you're about to sell it can transform performance and profitability. Discover how knowing your numbers, systemising processes, and thinking like a buyer can uncover hidden value and make your business more efficient and attractive to potential buyers. Tune in for practical tips to strengthen your agency today and prepare it for future success.
This is one of our most popular episodes of previous seasons - the First-time buyer Special! Here's the first part of our recording with property experts Tzana Webster (Head of Estate Agency, Ralph Sayer) and Aileen Venables (Parter, Harper Macleod) where Paul & Megan find out everything first-time buyers need to know about buying property in the current local market. Watch our First-timer Club to learn about the home buying process: https://www.youtube.com/playlist?list=PL5a0g5ma7LrlGitnnJuaqHd7zml_rk-vBRead our First-time buyer advice: https://espc.com/advice/first-time-buyersFind an ESPC solicitor: https://espc.com/find-an-agentCHAPTERS:0:00-1:15 Introduction1:15-4:06 Biggest challenges facing first-time buyers4:06-8:00 Shifts in buyer behavious8:00-11:46 Fixer uppers are a lot less popular11:46-13:25 How early should you contact a solicitor?13:25-16:31 How can a solicitor help you in the buying process16:31-17:20 Find out how much you can afford17:20-18:36 You can't view again after your offer is accepted18:36-21:40 How many times should you view a property?21:40-28:38 What is a fair offer?28:38-30:10 The top offers at closing dates don't always win30:10-31:38 Why your offer isn't getting acceptedGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Commercial Property Finance - Products, Structure and Strategy
In today's episode, Michael gives some hints and tips around negotiating with LendersYou can also watch on YouTube:https://youtu.be/RsXYf90cehc▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
Why are only four in ten self employed estate agents women? In this episode, Sam Cerrone and Clare Hughes share honest stories about confidence, motherhood, and the myths around flexibility in self employment. From tackling imposter syndrome to gaining financial independence, they reveal how taking charge of their diaries transformed their lives, and what's next for women in the UK property market. Tune in and join the conversation.
Are estate agency fees at rock bottom? Richard Hayes, COO of Zoopla, shares how agents can regain control, boost profitability, and focus on value over volume. He discusses fee pressures, rising costs, and the importance of service and data. Discover how Zoopla supports agents with insights, tools, and masterclasses to help them adapt, improve margins, and strengthen their position in the evolving UK property market.
In this episode:✅ Career progression advice for agents✅ Exit plans and equity deals for senior leaders✅ The impact of Renters Reform✅ Why the best talent matters more than everKey Takeaway: Work backwards when considering a career move - understand what you actually want before jumping ship. The COVID boom is over, and it's time to focus on quality operators.This is where property meets people. Connect with deverellsmithWebsite: www.deverellsmith.comLinkedIn: https://www.linkedin.com/company/deverell-smith-recruitment/#PropertyRecruitment #EstateAgency #CareerAdvice #PropertyMarket #RentersReform
Commercial Property Finance - Products, Structure and Strategy
In today's episode, Michael talks about how sometimes, refinacing can rescue projects! You can also watch on YouTube:https://youtu.be/el7dWxLzSN0▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
Estate agency doesn't always have the best reputation, but Miranda Menzies from Northampton is on a mission to change that. In this inspiring conversation, she shares how she's bringing authenticity, empathy and professionalism back to the UK property market, challenging industry norms, promoting strong leadership, and showing how a mindset shift can turn rejection into opportunity.
Commercial Property Finance - Products, Structure and Strategy
In today's episode, Michael visits Ed Clarke on site as they discuss his deal, which literally completed yesterday! This truly is, the day after drawdown! We are going to be following this deal from start to finish, so follow along, and see what really happens on a Development deal! You can also watch on YouTube:https://youtu.be/PfGJ9_t_IIA▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
Estate and letting agents across the UK are under pressure, with fees down by around £1,000 per property since before the financial crash. In this podcast, Richard Donnell, Research Director at Zoopla, breaks down what's driving the squeeze and how agents can boost revenue. From smarter marketing and client targeting to better conversion strategies, he shares expert insights to help agents not just survive but thrive in today's challenging market.
Miranda Menzies, an experienced independent estate agent from Northampton, explores why some homes linger on the market. She explains the difference between overvaluing and overpricing, why it happens, and its impact on sellers and agents. Miranda shares practical tips on accurate valuations, maintaining client trust, staying in touch, and turning missed opportunities into sales. A must listen for UK estate and letting agents aiming to improve listings and build long term client relationships.
Commercial Property Finance - Products, Structure and Strategy
In today's episode, Michael talks about what happens when the budget on your Development starts to implode, and how to save it! You can also watch on YouTube:https://youtu.be/QS2kn5l5d7c▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
Commercial Property Finance - Products, Structure and Strategy
In this episode, Michael discusses Development Exit finance, and the best uses for it in the current marketYou can also watch on YouTube:https://youtu.be/Gt99Ee7-_Yk▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
Mark Burgess: The Man Behind the AI Revolution in Estate Agency In this final episode of our five-part series, we explore the journey of Mark Burgess, the bold thinker reshaping the UK property market with technology. From founding Iceberg Digital to creating the LifeCycle CRM, Mark shares how AI can drive real growth when agents commit fully. He discusses the mindset that separates leaders from the rest and reveals how collaboration, even with competitors, can boost results. Tune in to think differently and lead your market.
Running an estate agency can be thrilling, but exhausting. In this episode, Lucy Noonan, founder of Atomic Consultancy, shares her journey from corporate estate agent to business owner, revealing the highs, pressures, and personal sacrifices behind success. She talks openly about avoiding burnout, the loneliness of business ownership, and why true achievement balances health, family, and ambition. Tune in for her honest insights and practical lessons every UK estate agent needs.
In this micro-edition of the Digital Disruption Podcast, Claire Van der Zant (Novus Strategy) is joined by Mat Hahn, Head of Estate Agent Partnerships at the LMS. They explore: Why 2025 marks a turning point for digital progress in estate agency How Horizontal Digital Integration (HDI) is reshaping the property transaction process The growing role of material information and smarter collaboration across the chain Finding the right balance between technology and human service in the home-moving journey What a future-ready estate agency model could look like over the next five years For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com.
Commercial Property Finance - Products, Structure and Strategy
In this episode, Michael is joined by Jamie York, and they discuss everything property, from finance to sourcing! You can also watch on YouTube:https://youtu.be/idZNbfQjtQ4▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - https://www.instagram.com/thepropertyfinanceguy/▶︎ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=ukListen to the Podcast on:▶︎ Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494▶︎ Spotify - https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO▶︎ YouTube - https://youtube.com/@thepropertyfinanceguy▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
Estate Agency in 2035: Will You Still Be in Business? In part four of our series with Mark Burgess, author of Prepare: AI's Impact on Estate Agency, we leap to 2035 to explore the future of UK estate agency. Mark discusses how top agents will thrive using proprietary data, while AI takes over admin, freeing agents to focus on people. He also reveals why data-driven marketing and avoiding the “race to the bottom” will secure listings and sales.
Meet Miranda Menzies, the Northamptonshire estate agent proving that grit can outshine experience. From growing up on a council estate and serving six years in the RAF to running a fitness business and becoming one of the UK's top self-employed agents, Miranda's journey is pure determination. In this interview, she shares how she turned adversity into drive, the mindset behind her success, and honest advice for anyone ready to take the leap.
How can estate agents thrive in the AI-driven property market? In this third episode of our five-part series, Mark Burgess explains how to move beyond basic tools like ChatGPT and truly harness AI for a competitive edge. We explore off-the-shelf versus bespoke systems, the importance of structured data, and how AI can identify your next listings before anyone else. Mark also shares the mindset shift required to embed AI into daily workflows. Essential listening for agents ready to embrace game-changing technology.
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Ev Foster, Regional Partner for Keller Williams Scotland. Ev shares her journey from being a stay-at-home mother of four to leading the growth of Keller Williams into a nationwide estate agency brand.After facing financial struggles following a divorce, Ev explored franchising and traditional estate agency work before discovering the Keller Williams model. She explains how the self-employed agent model empowers individuals, provides flexibility, and delivers a more personal service to clients compared to the traditional estate agency model she believes is “broken.”
Is your estate agency losing its spark? In this insightful episode, Andrew Seldon, new MD of Belvoir and long-time industry expert, reveals why so many branches feel lifeless and lacking personality. He shares real stories of missed offers, poor service, and uninspired leadership, while explaining how agencies can reignite their energy, improve customer care, and boost profits. If you're serious about standing out in today's property market, this is a conversation you can't afford to miss.
Is AI really transforming estate agency, or is it just smoke and mirrors? In Part 2 of our five-part series, industry expert Mark Burgess cuts through the hype, explaining what AI, and more specifically, large language models, can and can't do for UK estate and letting agents. From debunking jargon to exploring practical realities, Mark breaks down automation, data, and tools like Lifesycle, showing why the right systems matter. Tune in before buying into AI promises and join the conversation.
How AI is Really Changing the Game for UK Estate Agents, with Mark Burgess! AI isn't the future, it's already here. In this episode, we chat with Mark Burgess, CEO of Iceberg Digital and author of Prepare: AI's Impact on Business, about how artificial intelligence is transforming estate agencies. We discuss why many CRMs are outdated, the shift from manual to digital processes, and what smart agents must do to stay ahead. If you're curious about AI beyond the hype, this conversation is a must-listen.
Why is UK estate agency in 2025 totally bonkers? Estate agency coach Jason Bull doesn't hold back, calling out outdated systems, poor leadership, and shocking listing to exchange ratios. He argues that if we started from scratch, we'd never build it this way. Jason explores how self employed models are outperforming big names and why reconnecting with the emotional side of moving is key. Watch the full video and let us know, has the industry lost the plot, or can it still be fixed?
Is estate agency training broken? Adam Day, head of eXp UK, tells it straight. In this candid conversation, Adam explains why much of the UK's estate agency training simply isn't working, and what needs to change for agents to succeed. From outdated attitudes that treat training as punishment to cultural barriers stopping agents from applying what they learn, Adam breaks it down. Discover why peer learning, mastermind sessions, and true development may be the industry's real game changers.
Why Agents Together Might Be the Best Thing to Happen to Estate Agency! Estate agency coach Jason Bull shares why Agents Together is transforming the industry. With decades of experience, he explains how mentorship brings clarity, confidence and accountability, for mentors and mentees alike. It's free, with no catch, just a chance to connect with like minded professionals, raise standards and grow together. If you've wondered whether mentorship is for you, this could be the nudge you need. Watch, reflect, and maybe even get involved.
Should referral fees in estate agency be banned? Property expert Jason Bull tackles this hot topic, arguing they damage trust, ethics, and the market itself. He exposes how some agents prioritise profit over clients, with negotiators charging “what they can get away with.” Many firms even rely on these fees to stay afloat. Are they sustainable, or a ticking time bomb? Tune in to hear why reform might be overdue, and share your take: should referral fees stay or go?
Free Life Agents: A Podcast for Real Estate Agents Who Want to Develop a Passive Income Lifestyle
Jonathan Lee is a seasoned real estate leader and growth consultant, currently serving as Growth Consultant at Keller Williams Worldwide and Deputy Regional Operating Principal of Keller Williams Malaysia. With over 20 years of industry experience and a CEA degree in Estate Agency, Jonathan has played a pivotal role in expanding Keller Williams' presence across the Asia-Pacific region. Formerly the Group CEO of Reapfield Properties Sdn Bhd, he led a successful transformation of the company into a modern, tech-forward agency, dramatically increasing agent count, market share, and brand visibility. Jonathan is passionate about growing people and businesses, and is known for turning around underperforming brokerages through bold leadership, innovation, and a deep commitment to culture and operational excellence.In this episode, Jonathan Lee shares powerful insights on how real estate agents can thrive in any market condition by focusing on value creation and long-term trust. We explore why starting your own brokerage may not be the smartest path for every agent, and how true growth comes from shifting from a pipeline-focused mindset to a platform-driven approach that supports scalability and sustainability. Jonathan breaks down the key differences between hustling for deals and building a real business—and how making that shift can change the entire trajectory of your career.You Can Find Jonathan @:Email: jonathan.lee@kwmalaysia.comLinkedin: https://www.linkedin.com/in/jonathan-lee-ab5ba312/Facebook: https://www.facebook.com/jonathan.l.sing
Should You Split Your Estate Agency Fee? Expert Advice from Rupert Collingwood In today's fiercely competitive UK property market, the question of whether to split your estate agency fee has never been more relevant. Rupert Collingwood, an experienced London broker, explains why charging the right fee and working collaboratively with other agents might be the best way to stand out from the crowd. Over the last two decades, average fees have dropped from 1.6% to around 1%, largely due to commoditisation and the dominance of portals, which have made most agents' services feel almost identical. Rupert argues that by charging a proper, fair fee, agents can afford to share commissions and work together for the benefit of vendors and buyers alike. He highlights how collaboration can improve the customer experience and build trust, especially when agents put aside ego and focus on what really matters, getting the best outcome for clients. Ready to rethink your approach and discover how cooperation could transform your agency? Listen now, and share your thoughts below!
Has estate agency lost its spark? Jason Bull tells it like it is. In this episode, we dive into why the profession feels flat for many UK agents, from falling real earnings to poor lead handling. Industry coach Jason Bull breaks it down and shares how to revive the buzz with better standards, smarter systems, and a renewed sense of purpose. It's not just about money, it's about challenge, fulfilment, and feeling fired up again. Tune in and let's talk.
In this episode of the Anglotopia podcast, host Jonathan Thomas speaks with Tom Burdett, Managing Director of StayCotswold, about the enchanting Cotswolds region. They discuss the area's appeal to international travelers, the impact of film and television on tourism, and the advantages of self-catering accommodations. Tom shares insights on the evolution of StayCotswold as an online destination for booking self-catering accommodation in the Cotswolds, the importance of local experiences, and practical tips for visitors, including driving in the UK and must-see locations. The conversation highlights the Cotswolds' unique charm and the benefits of exploring it like a local. Links StayCotswold The Cotswolds Diddly Squat Farm Shop. The Farmer's Dog Bourton-on-the-Water Stow-on-the-Wold Cotswold National Landscape Takeaways The Cotswolds is a magical place for travelers. Self-catering offers more freedom and space than hotels. Driving in the Cotswolds unlocks hidden gems. Borton on the Water is a must-see destination. Clarkson's Farm has significantly boosted local tourism. The Cotswolds is known for its unspoilt beauty. Local pubs provide a traditional dining experience. Pre-arrival information helps guests plan their stay. The Cotswolds has something to offer all year round. Experience the Cotswolds like a local for the best adventure. Sound Bites 1. The Clarkson Connection: "Do you know where Clarkson's Farm is? Diddly Squat? I live two miles from that. That puts it on the map." 2. Holiday Happiness: "What surprised me is how generally happy and positive the people are in holiday letting. People are going on holiday, what's not to like?" 3. Instant Gratification: "If we list a holiday cottage today, it'll usually get a booking by the end of the day. Someone will be arriving within a week." 4. Quality Over Quantity: "We don't want to be the biggest because I don't think that always makes you the best. We want to be the best." 5. The Perfect Cottage: "The ideal property is a double-fronted period cottage with roses around the door and lavender in the front garden." 6. Local vs. Corporate: "We're local people on the ground. We have an office in Stow-on-the-Wold. You can pick up the phone and call us or come speak to us face to face." 7. Year-Round Appeal: "It's become a year-round destination. You won't be as busy in January, but you'll still see people wandering around spending money." 8. Driving Advice: "Stay on the left hand side for sure. Go steady around country lanes. The speed limit is 20 to 30 miles an hour in most cases." 9. Authentic Experience: "By staying in a cottage you get a much more traditional and authentic experience. You're living there, surrounded by people that do live there." 10. Must-Visit Village: "You've got to go to Bourton on the Water. It's such a pretty village with the river and little bridges. Nine times out of ten people knew where it was." Chapters 00:00 Exploring the Cotswolds: An Introduction 05:06 Transitioning from Estate Agency to Holiday Lettings 09:46 The Cotswolds: A Year-Round Destination 14:30 Defining the Cotswolds: Geography and Identity 19:31 The Allure of Self-Catering in the Cotswolds 24:26 The Impact of Film and Television on Tourism 25:31 Authentic Cotswolds Experience in a Cottage 26:58 Maximizing Your Cottage Stay: Tips for First-Time Visitors 28:30 Internet Connectivity in Cotswold Cottages 29:16 Seasonal Patterns and Visitor Trends 29:42 Driving in the UK: Overcoming American Fears 32:33 Must-See Cotswolds Itinerary for Short Visits 33:58 The Future of Holiday Lettings in the Cotswolds 35:56 Dining and Cultural Differences in the Cotswolds 37:04 Myths Americans Believe About the Cotswolds 38:56 Impact of Clarkson's Farm on Cotswolds Tourism 41:25 Final Recommendations: Bourton on the Water and Beyond 43:37 anglotopia-podcast-outro.mp4 Video Version
From Olympic Podium to Property Market: Roger Black on Resilience Olympic silver medallist Roger Black MBE shares what elite sport taught him about mindset, resilience, and bouncing back from setbacks, lessons estate agents can relate to all too well. In this chat, Roger opens up about overcoming a serious heart condition, handling pressure, and pushing through failure. He draws powerful parallels between top level athletics and the highs and lows of estate agency life. Whether you're chasing your next deal or rebuilding after a tough month, this episode is a must listen. Hit play and discover why mindset really is everything.
Are the Property Portals Too Powerful? Estate Agent Rupert Collingwood Tells It Like It Is In this compelling discussion, London estate agency broker Rupert Collingwood explores how property portals have reshaped the UK market, and why their influence might be doing more harm than good. If you work in estate or letting agency, understanding this shift is crucial for staying ahead. Rupert argues that portals have turned the industry upside down, making agents focus more on the number of viewings rather than the quality of each one. This shift not only affects how agents operate but also changes buyer expectations, treating house hunting like online shopping, when buying a home is anything but simple. He points out that many agents end up chasing viewings to meet targets, often losing sight of what really matters: securing genuine buyers and delivering a personal service. The video also highlights the difference in success rates between corporate and more traditional agencies, raising important questions about culture and client relationships. If you want to rethink how portals are shaping your work and hear fresh ideas on putting the human side of estate agency back at the heart of the business, this episode is for you. Listen, reflect, and share your thoughts below.
Why Are Estate Agents Still Getting Recruitment So Wrong? In this episode, Chris sits down with Tracey Thompson, one of the most respected names in UK estate agency training. With over two decades at the heart of Hunters, one of the UK's largest estate agency networks, Tracey spent 21 years shaping talent, training teams, and driving performance as Head of Training and Development. Now an estate agency consultant and profiling expert, she works directly with agency leaders to build stronger teams, improve culture, and boost retention where it counts. Drawing on her years in the field, Tracey shares what really goes wrong in recruitment, and why so many agencies still fail to hold onto good people. From culture clashes to the critical role of leadership self awareness, this conversation pulls no punches. If you're serious about keeping your best people, this one will hit home. Listen now, and let us know how your agency's tackling the retention challenge.