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Simon examines the innovative strategy of freehold to leasehold title splitting, a method that allows investors to create equity from existing properties. Building on the previous discussion of creative finance, the episode outlines how to identify opportunities in the property market where freehold buildings have already been converted into self-contained units. KEY TAKEAWAYS Understanding Freehold to Leasehold Title Splitting: This strategy involves purchasing a freehold property that has already been divided into individual self-contained units Investors can find suitable properties by searching platforms like Zoopla or Rightmove for larger properties (8 or more bedrooms) that have been split into individual units When evaluating potential investments, it's crucial to ensure that each unit is at least 30 square meters, has separate utility supplies (electric, gas, and water), and that the purchase price is less than 75% of the cumulative value of the individual units. Potential for Increased Value: By creating leases for the individual units, investors can significantly increase the property's value. For example, purchasing a property for £200,000 that can be valued at £300,000 after lease creation can result in £100,000 of equity. BEST MOMENTS "The freehold to leasehold strategy really is property magic, because you literally create equity from thin air." "It's very important that you find apartments or flats where they are fully self-contained and they do not have shared kitchens or shared bathrooms." "Most landlords who own these buildings never bothered to create the leases because they didn't need to." "This is an advanced strategy... I'm giving away this strategy on this live online training because I want to help you make more money." VALUABLE RESOURCES Join Simon Zutshi on a live 90 minute Master Class all about Freehold to Leasehold title splits. https://property.isrefer.com/go/F2LW/Podcast/. To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor's network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon's book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
Rumors of Durant to the Miami Heat are as loud as ever and the question remains: does Durant to the Heat guarantee a competitive team?
Did you know that yoga has mental and physical health benefits, regardless of whether you do it seated or standing? This week, Sarah & Tennille plan yoga as their first day of summer activity in celebration of the International Day of Yoga.
The Chicago Bulls face a pivotal decision as they approach the NBA draft. Will they stay put at the 12th pick or make a bold move? Ayo Dosunmu's glowing praise for Matas Buzelis adds intrigue to the team's future. The episode explores the Bulls' draft strategy, potential roster changes, and the evolving NBA landscape. Key discussions include Lonzo Ball's trade possibilities, Coby White's future with the team, and the impact of emerging stars like Tyrese Haliburton. Tune in for expert analysis on how the Bulls can navigate the upcoming draft and position themselves for success in an increasingly competitive Eastern Conference.Podcast Links: https://linktr.ee/BullsCentralPodGet at us:Email: BullsCentralPod@gmail.comTwitter:@BullsCentralPodPhone: (773) 270-2799Support this podcast at — https://redcircle.com/chicago-bulls-central/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
In this episode of Barca Talk, Carlos and Troy discuss the pending news about Joan Garcia and the news of Ter Stegen's actions at the end of the season. Plus we discuss the Left Winger position and other player rumors & news. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Would a high-ticket offer boost your business or drive away your customers? In this episode, we break down when (and how) to introduce a premium package without losing your audience. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.
In this NHL Opinions of the Week, Kevin and Austin talk about the Stars firing Pete DeBoer. Let us know your thoughts in the comments.
The New York Knicks fired Tom Thibodeau as head coach this week. Wes Goldberg explains why Thibodeau didn't deserve to get fired, but why it will ultimately be the right move for the Knicks. ____________________________________________ RealGM Radio is powered in part by North Station Media (CLNS). For advertising or media inquiries, contact info@clnsmedia.com
The Giants had more faith in the speed of Wilmer Flores than the bat of Willy Adames. That is a problem for Willy Adames.
Knicks fans are still reeling from the news of the team firing their coach, Tom Thibodeau. Bet MGM Network's PJ Glasser joins Danger and Battaglia in The Sports Bar to explain why it's the right move for New York, preview the NBA Finals and Stanley Cup Final, and share his favorite PGA and MLB bets. Love the show? Share it! Listen, subscribe, and tell a friend!
Welcome back to "The Great Debate Show"! Join JJ as he brings you the latest breaking news that has the sports world buzzing. In this episode, JJ dives deep into the shocking firing of Coach Tom Thibodeau from the New York Knicks, sparking discussions about potential replacements and what this means for the team's future. As the Knicks look for a new leader, JJ explores the rumored candidates, including Mike Malone, Yadoka, and Jason Kidd, analyzing their potential impact on the team's dynamics. Switching gears to the NFL, the episode also tackles the uncertain quarterback situation with the Minnesota Vikings. With Sam Darnold gone, all eyes are on rookie QB J.J. McCarthy. Can he step up and keep the Vikings on their successful path, or will the team experience a setback? JJ breaks down the possibilities and what it means for the Vikings' season. Tune in for these discussions and more as JJ engages with fans' opinions, providing an in-depth analysis of the NBA and NFL landscapes.
Nick Kostos opens the second hour with his full reaction to the New York Knicks firing Tom Thibodeau as their head coach. Nick reacts to the potential candidate pool for the Knicks and shares his thoughts New York's offseason. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick Kostos opens the second hour with his FULL reaction to the New York Knicks firing Tom Thibodeau as their head coach. Nick explains why he thinks the Knicks made the right move for the future of the team. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Catch up on all the Rugby League news from NRL 360, Tuesday 3rd of June, with hosts Braith Anasta and Gorden Tallis. The boys are joined by Paul Crawley and Dean Ritchie to unpack the growing debate around Lachlan Galvin - should the young gun walk straight into first grade at the Dogs? Plus, is Adam Reynolds still the man to steer the Broncos around at 35? The panel breaks down Brisbane’s looming halves dilemma and whether re-signing the veteran is the right call moving forward. For more of the show tune in on Fox League CH 502 or stream full episodes on KAYO.See omnystudio.com/listener for privacy information.
Why Estate Agents Struggle to Connect with Their Audience (And How You Can Fix It)! Are you really reaching your audience, or are your messages getting lost in the noise? In this episode, Reena Patel, former head of marketing at Belvoir and now the founder of her own agency, reveals why estate agents often miss the mark when connecting with buyers, sellers, landlords, and tenants; and how you can fix it. Reena explains that while estate agents know their audience, they often fail to communicate with them in a way that truly resonates. She highlights why using generic messages across platforms like LinkedIn, Rightmove, and your website doesn't work, and how you can create content that speaks to the specific needs of your clients. It's not just about posting content. It's about posting the right content, at the right time, for the right people. Reena shares how to use automated tools to stay in touch with your clients, keeping your communication relevant and impactful. If you're ready to stand out in a crowded market, listen to the full episode. Then, share your thoughts with us in the comments and pass this on to a colleague who could benefit from a marketing boost!
In Episode 26, of Season 5 of Driven by Data: The Podcast, Kyle Winterbottom was joined by Steven Pimblett, Chief Data Officer at Rightmove, where they discuss how to create the pull factor and aligning capabilities, operating model and value levers, which includes;Being the 1st CDO at Rightmove. Both a B2B and B2C business model and an expanding service offering.Using data to deliver growth, value and innovation.The relationship between ambassadorship and data & AI being viewed as a value creator. Reporting to the CEO for the 3rd different time.Why reporting line matters but other things matter more. The proximity advantage of having a seat in the boardroom. The relationship between strategic storytelling and attributable value creation. The importance of creating a D&A brand identity.Building capabilities that you can align to value levers. How data, insight, action is the flow of value creation. The importance of creating partnerships and earning trust. How value is defined, varies from company to company. The reason why misalignment between capability, operating model and value levers occur.The importance of creating a fluid operating model and team structure. Creating unit economics to build a value creation framework. Why complexity and engagement are also considerations beyond value. The importance of creating the ‘pull factor' in partnership. Failure comes from failure to address the people component of the role. Broadcasting wins to the organisation and why you have to push yourself outside of your comfort zone.The similarities and differences between digital and non-digital organisations.Why CDOs will get more opportunity to enter the boardroom due to Agentic AI. Thanks to our sponsor, Data Literacy Academy.Data Literacy Academy is leading the way in transforming enterprise workforces with data literacy across the organisation, through a combination of change management and education. In today's data-centric world, being data literate is no longer a luxury, it's a necessity.If you want successful data product adoption, and to keep driving innovation within your business, you need&nbs...
Is Giving Away 30% of Your Fee to a Self Employed Brokerage Worth It? As an estate agent, the thought of giving away 30% of your fee to a self employed brokerage can seem daunting. But is it really a bad deal? In this episode, Adam Mackay, an experienced estate agent who recently joined the self employed model, breaks down the pros and cons from his own experience. Adam dives into the details of how self employed brokerages, like EXP, work, and why he made the shift. He discusses how the fee structure isn't as simple as it seems, and how the costs are offset by access to a full range of services, including Rightmove, Zoopla, a powerful CRM, training, and strong compliance support. For Adam, it's not just about the financials, but the added flexibility, support, and the sense of community that comes with being part of a bigger network. If you've ever wondered whether self employed models can actually help you grow your business and reduce the stress of running an agency, this episode will give you the insights you need. Tune in to hear Adam's full experience, and share your thoughts in the comments. Could this model work for you?
Don't wait for peole to tell you the right time to make a move. Because sometimes they never will but they will be quick to tell you when the time has gone by when they thought it was the right time but they never bothered to tell you. I heard two people in the same day saying talking about two different people that the person had left it too late and had missed a opportunity they could have had if they had acted easier. But i don't think they had told the person when the right time was. Some people will watch you miss opportunities then when it's too late tell you what you could have achieved. But didn't turn a hand to help that is why we must value our relationship with God because if we read is word we will walk in the plans he has prepared for us that are good and not evil amen. Thank you for listening to blessed and free 63 where Jesus christ is Lord amen
They Told Her Not to Work in Sales — She Proved Them ALL WRONG Description In this episode of The Playbook Universe, we sit down with Libby Derbyshire, Sales Director at ComplyAdvantage, whose transformation journey is nothing short of extraordinary. From selling boat party tickets in Ibiza to leading with data and empathy at some of the UK's fastest-growing startups, Libby shares the pivotal moment that changed everything — and the power of combining gut instinct with hard analytics. We explore her early experiences in sales, how Jeremy Duggan and Steve McCluskey shaped her development, what it means to build inclusive teams, and how she balances motherhood with high-performance leadership. Raw, inspiring, and deeply insightful, this is a masterclass in becoming more than the sum of your parts.
The Leader of the House says postponing the debate on Te Pāti Māori MPs' sanctions is the right thing to do. Debate began today on proposed suspensions for the Te Pāti Māori MPs who did a haka during voting on the now-rejected Treaty Principles Bill. But 20 minutes in, the Government moved to adjourn it - to leave this week free to be all about the Budget. The opposition were blindsided. Chris Bishop says he was under no obligation to tell them. "There'll be many a chance for people to have their say on the appropriate punishment in a couple of weeks. As it stands, the Government is in favour of the report of the Committee." LISTEN ABOVESee omnystudio.com/listener for privacy information.
Ed and Jeremy took some time from the opening hour of Monday's BBMS to discuss the O's decision to move on from Brandon Hyde. Was it the right move? Is he the fall guy for their bad start?
Why Estate Agents Are Getting Marketing All Wrong (And How to Fix It!) In this episode, Russell Quirk, one of the most outspoken figures in UK estate agency, explains why estate agents struggle with marketing and how to turn it around. It's not just about putting properties on Rightmove; it's about promoting your brand effectively to sellers and landlords. Russell discusses how many estate agents are missing the mark by focusing on short term tactics rather than building a solid, long lasting brand. He highlights how top firms like Savills and Foxtons have mastered the art of branding, making it easier to secure listings simply because of the reputation they've built. But, it's not all quick wins. Building a strong brand takes time, effort, and investment; something many agents overlook. Russell also touches on the importance of showcasing your local market knowledge, with 36% of homeowners choosing their estate agent based on expertise, not fees. If you're an estate agent looking to get ahead, this episode offers invaluable insights into how you can build your brand, stand out from the competition, and ultimately win more business. Listen now and share your thoughts in the comments!
Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676
Tonight on The Huddle, David Farrar from Kiwiblog and Curia and Jack Tame from ZB's Saturday Mornings and Q&A joined in on a discussion about the following issues of the day - and more! The Green Party has unveiled their alternative Budget - what do we make of it? How laughable are these ideas? Brooke van Velden made history in Parliament today by dropping the c-bomb to call out Labour for referencing the Andrea Vance column. Was this the right move? LISTEN ABOVESee omnystudio.com/listener for privacy information.
US weighs a plan to slash China tariffs to as low as 50% from 145% as soon as next week, according to the New York Post citing sources. US President Trump said China tariffs can't get any higher than 145% and know it's coming down.US President Trump said, "Better go out and buy stocks now" and commented that the stock market will really rally now.US stocks closed off today's best levels amid reports that President Trump is pushing for a new top tax rate on the highest earners.APAC stocks traded with a positive bias as the region took impetus from the gains stateside, where sentiment was underpinned by trade optimism following the announcement of a UK-US trade agreement framework and President Trump's rhetoric regarding China tariffs.European equity futures indicate a marginally positive cash market open with Euro Stoxx 50 futures up 0.2% after the cash market closed with gains of 1.1% on Thursday.Looking ahead, highlights include Canadian Jobs, Speakers including BoE's Bailey & Pill, Fed's Barr, Kugler, Perli, Williams, Goolsbee & Waller, Earnings from IAG, Rightmove, Bechtle & Commerzbank.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
This month's market update comes with a twist, as Rob & Rob share surprising house price trends, under-the-radar market insights, and give you a rare behind-the-scenes look at a deal they've just completed. Click here if you want to learn more about Property Hub Invest or get free advice from our Portfolio Managers. (0:47) House price data that shocked Rob & Rob (7:15) What's going on in the rental market (10:45) The latest news on mortgages (14:30) Some insights about the build to rent market (16:27) Hub Extra Links mentioned: Starlight Express House prices Nationwide house prices Rightmove house price index Rental market Rental trends tracker Generation Rent complains about landlords requiring guarantors Mortgages The Mortgage Works cuts landlord prices, launches sub-3% loans Momentum continues with fixed rate cuts: Moneyfacts MPC Preview: ‘The world has changed' Accord lowers stress rates as part of affordability model changes Buy to rent Strong Q1 for investment positions the market well for 2025 - UK BTR Market Update - Q1 2025 Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
Send us a textIs an Indian CDMO the right move for your biologics CMC development?Pulling back the curtain on what might be your next strategic manufacturing advantage, this episode reveals the hidden capabilities emerging from India that leading biotech companies are racing to access. As supply chain vulnerabilities continue to expose risks in traditional manufacturing models, could the solution lie halfway around the world?Joining us to reveal the inside story is Abdelaziz Toumi, CEO of Lupin Manufacturing Solutions and veteran of global pharma giants like Bayer, Merck and Lonza. With over 20 years in biotech, Abdelaziz brings unique insights on when and why you might want to look beyond traditional Western manufacturing partners. Our host, David Brühlmann, leverages his 15+ years of biotech industry experience to extract the practical insights you need to make informed decisions about your manufacturing strategy.In this second segment, we'll dive deeper into the Indian CDMO and biomanufacturing landscape. Then we'll explore Lupin's specialized capabilities and finally extract Abdelaziz's most valuable leadership insight from his role as a CEO.Key insights from this episode:The One-Stop Solution Advantage: Discover how Lupin is building rare end-to-end manufacturing capabilities for complex modalities like Antibody-Drug Conjugates (ADCs) - potentially eliminating the headache of managing multiple manufacturing partners across continents.Beyond Labor Cost Advantages: "Digitalization plays a key role, especially if you are operating in a cost-competitive space," explains Abdelaziz. Learn how Indian CDMOs are strategically automating key processes to drive both efficiency and quality, challenging Western perceptions.Leadership Across Cultures: "Listen, listen, listen," emphasizes Abdelaziz when discussing cross-cultural leadership. Understand the subtle communication dynamics that can make or break a global manufacturing partnership, especially when navigating hierarchy-sensitive cultures.Whether you're actively evaluating Indian manufacturing options or simply preparing for the shifting global biotech landscape, these next several minutes deliver insights you can't afford to miss.Listen to the full episode to extract the specific capability indicators that will help you determine if and when an Indian CDMO partnership makes strategic sense for your unique biologics pipeline.Want to find out more about the CDMO selection? Here's what one of our distinguished guests had to say about it:Episodes 103-104: One-Stop Shop vs. Specialist CDMO: A Scientist's Guide to CDMO Selection with Sigma MostafaConnect with Abdelaziz Toumi:LinkedIn: www.linkedin.com/in/abdelaziztoumiLupin Manufacturing Solutions: www.lupin.comNext step:Transform your process development strategy with a complimentary consultation. Schedule your expert session: https://bruehlmann-consulting.com/callReady to scale up? Join our exclusive 1:1 Strategy Call and learn proven methods to reduce development and manufacturing costs while maintaining product quality. Our bioprocess experts will help you navigate complex bioprocessing challenges and regulatory requirements. Limited spots available: https://stan.store/SmartBiotech
Today we have a super juicy convo between myself and my best friend of 15+ years Jacki. We're talking all about taking risks, the role of regret in decision-making, and the healing power of collaboration but also really how to support yourself in decision making. We're sharing the BTS of how the new company RentUp came together and how different our experience has been decided to jump into this start up together alongside y husband Seena. We also get into the complexities of navigating identity and the grief associated with change (even if it's good change). I think you're going to LOVE this one!Special thank you to our sponsor of today's episode: Gut Personal!You can head to www.gutpersonal.com/kacia to take the Gut Quiz or check out any of their products and if you're interested in Gut Testing like I am doing to figure out what's going on with my hormones: https://www.gutpersonal.com/products/the-testing-package use code “KACIA” for a sweet discount on that too!Ways to connect outside of the podcast: Join our empowerHER text community! Text “START” to 512-548-2728 for FREE daily inspo, juicy news, and fun perks sent straight to your phone!Connect with me on Instagram: @kacia.ghetmiri | @empowerher.podcast& come check out our new YouTube channel: EmpowerHER Podcast
Alan Saunders and Zachary Smith discuss all things Pittsburgh Steelers. On today's episode, we discuss the fallout of the team trading WR George Pickens to the Dallas Cowboys in exchange for draft pick compensation. How did we get to this point? What do we make of the timeline of things? Were there missteps along the way to replace him? How should the team go about adding to the room now that he's gone? Will this have any bearing on the team signing Aaron Rodgers? Let's go for another Steelers Afternoon Drive and discuss all this and more! Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us a textIs an Indian CDMO the right move for your biologics pipeline?As Western biotech companies seek new strategic advantages, one question keeps surfacing: Is India truly becoming the next biotech manufacturing powerhouse? And what hidden capabilities are emerging that leading companies are racing to access?In this episode of the Smart Biotech Scientist Podcast, Abdelaziz Toumi, CEO of Lupin Manufacturing Solutions and veteran of global pharma giants like Bayer, Merck, and Lonza, joins host David Brühlmann to reveal the inside story on when and why you might want to look beyond traditional Western manufacturing partners.Here are three key insights from their conversation:The Post-Pandemic Manufacturing Revelation: "During the pandemic, we realized how vulnerable our supply chain truly is," explains Abdelaziz. Discover why diversifying manufacturing partnerships isn't just smart—it's becoming essential for resilience in an unpredictable world.Beyond the Cost Advantage: While Indian CDMOs can deliver up to 80% cost savings compared to Western counterparts, Abdelaziz reveals the unexpected advantages that make the most strategic partnerships about far more than budget considerations.The Trust Factor: "This is a business of trust," emphasizes Abdelaziz. Learn the critical questions that separate world-class Indian CDMOs from the rest, and the cultural nuances that can make or break your manufacturing partnership.Ready to discover if Indian CDMOs could be the missing piece in your biologics development strategy? Tune in for expert insights on IP protection, talent access, and how to navigate the cultural dynamics that determine success in this emerging manufacturing powerhouse.Listen to the full episode to unlock the strategic advantage that could transform your pipeline's journey from lab to market.Want to find out more about the CDMO selection? Here's what one of our distinguished guests had to say about it:Episodes 103-104: One-Stop Shop vs. Specialist CDMO: A Scientist's Guide to CDMO Selection with Sigma MostafaConnect with Abdelaziz Toumi:LinkedIn: www.linkedin.com/in/abdelaziztoumiLupin Manufacturing Solutions: www.lupin.comNext step:Transform your process development strategy with a complimentary consultation. Schedule your expert session: https://bruehlmann-consulting.com/callReady to scale up? Join our exclusive 1:1 Strategy Call and learn proven methods to reduce development and manufacturing costs while maintaining product quality. Our bioprocess experts will help you navigate complex bioprocessing challenges and regulatory requirements. Limited spots available: https://stan.store/SmartBiotech
Ed, Rob, and Jeremy took some time from Tuesday's BBMS to talk Ravens with FilmStudyBaltimore.com's Ken McKusick. Baltimore cut veteran kicker Justin Tucker on Monday evening, saying it was a 'football decision', despite the fact that he's also under investigation for sexual misconduct. Was it really a good football move?
What do the St. Louis Rams and Prince have in common? Their stories illustrate the pros and cons of an ILIT—or, more accurately, what happens when estate planning tools like an ILIT aren't used at all. https://www.youtube.com/live/ni7KgQ_ZTLI They both became cautionary tales of what happens when estate planning falls short. When Georgia Frontiere passed away, her heirs were forced to sell the Rams to cover estate taxes. Prince's estate? Still tied up in probate years after his death. These aren't stories of neglect or ignorance. These are stories of high-capacity individuals who didn't have the right tools in place. And that's why today's conversation matters. Because we're diving into a financial strategy that could mean the difference between your family being forced to sell a cherished asset—or preserving it for generations. We're talking about ILITs: Irrevocable Life Insurance Trusts. Why ILITs Matter More Than You Might ThinkWhat Is an ILIT and How Does It Work?Estate Taxes: Why the Exemption Threshold MattersThe Pros and Cons of an ILITThe Pros of Using an ILITThe Cons of Using an ILITWhen Does an ILIT Make Sense?Strategic Flexibility: You Don't Have to Choose All or NothingThe Generational Impact of Strategic PlanningIs an ILIT Right for You?Book A Strategy Call Why ILITs Matter More Than You Might Think Whether you're familiar with ILITs or hearing the term for the first time, this strategy could hold the key to protecting your estate, reducing tax liability, and setting up your heirs for success. But it's not a one-size-fits-all solution. In fact, it may not be the right move for everyone—but for some, it can be one of the most powerful wealth-preserving tools available. This blog will unpack what an ILIT is, how it works, and most importantly, the pros and cons of an ILIT. We'll also explore the real-life application of ILITs, share client insights, and equip you with actionable steps you can take. By the end, you'll know if this tool aligns with your multigenerational vision and the legacy you want to leave. And if it does, you'll be empowered to act decisively. What Is an ILIT and How Does It Work? An ILIT—short for Irrevocable Life Insurance Trust—is exactly what it sounds like: a trust that holds life insurance outside of your estate. It has its own tax ID, its own trustee (not you), and its own beneficiaries. This separation means that when you pass, the death benefit doesn't get added to your estate total—which could potentially save your heirs from paying up to 40% in federal estate tax on that benefit. At the state level, those percentages could be even more aggressive depending on where you live. That's the power of an ILIT: separation equals protection. It turns your life insurance policy into a strategic asset that bypasses probate and keeps your wealth intact. Estate Taxes: Why the Exemption Threshold Matters Right now, the estate tax exemption for a couple is over $26 million. That means if your estate is worth less than that, you won't owe federal estate taxes. But here's the catch: that number is a moving target. It's not static, and it's not guaranteed. Congress has changed it before and will likely do so again. Under previous administrations, the exemption was as low as $2 million. And with $36 trillion in national debt and rising, the likelihood of Congress lowering that threshold is very real. It's not a matter of if the rules will change—it's a matter of when. And if you wait until after they do, it may be too late to put the right tools in place. That means even if your estate is valued at $10 or $15 million today, you could face estate taxes tomorrow—unless you plan proactively. The Pros and Cons of an ILIT The Pros of Using an ILIT Reduces Estate Taxes: The biggest benefit. By keeping the death benefit outside your estate, you prevent your estate from ballooning in value and triggering taxes.
James Seltzer and Eliot Shorr-Parks discuss the Eagles decision to exercise Jordan Davis' fifth-year option and debate his role on the roster moving beyond just this season. Presented by betPARX Online Casino and Sportsbook App.New customers DOWNLOAD NOW and get up to $ 1000 dollar casino bonus back if you're not a winner in your first 24 hours.Visit betPARX.com for terms/conditions. You must be 21 and in Pennsylvania, New Jersey, Maryland, Michigan or Ohio. Gambling problem, 1-800-Gambler. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Get ready for a sports-packed episode of the Korner Booth Podcast! Jared Klim, Matt Ordazzo, and Nate Nguyen dive into the latest NFL draft results, offering their takes on standout picks like Jihaad Campbell, Mason Taylor, and more! Also, the NBA playoffs heat up as they analyze the Lakers vs. Timberwolves series, spotlighting LeBron James and Anthony Davis. Plus, the UFL's Week 5 games get a thorough recap, with predictions for the next week's slate of games. MLB fans won't be left out, as the hosts chat about recent games and those eye-catching City Connect uniforms. And for a personal touch, they share hilarious stories about family sports allegiances. This episode is brought to you by our fantastic sponsors, Righteous Felon Beef Jerky, Cannadips CBD, and Seatgeek! Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
On his weekly Chipped Ham & Football podcast, Post-Gazette Steelers insider Brian Batko welcomes KDKA-TV sports reporter Cassidy Woods to react to the Steelers moves -- and lack thereof -- during and after NFL draft weekend. Did GM Omar Khan and coach Mike Tomlin make the right decision in keeping George Pickens rather than trading him for draft capital with his rookie deal expiring after 2025, and with DK Metcalf now in the fold? And how much can Robert Woods help the receiving corps after signing a one-year deal with the team on Monday? Later, our duo passes our superlatives for the draft class. Who was the most surprising pick? Who's most likely to succeed? And who's most excited to be joining the Steelers specifically? Brian and Cassidy toss those questions around for draft class members including Derrick Harmon, Kaleb Johnson, Jack Sawyer, Will Howard, Yahya Black, Carson Bruender and Donte Kent.
Bayern Munich took down Mainz 05 this weekend with a superior effort.That did not exactly shakeup the Bundesliga landscape, but there is a lot of movement and we will dive headfirst into that. In addition, we've got some contract news to talk about and maybe even a little talk about Hansi Flick as well. Let's not wait any longer, this is what we have on tap for this edition of the Bavarian Podcast Works Show:Final thoughts on Bayern Munich 3-0 win over Mainz 05.A breakdown of the Bundesliga hunt for Europe and the relegation battle.Is bringing back Leroy Sané the right move or does Bayern Munich need to shake things up?Hansi Flick is killing it at FC Barcelona.Did signing Tom Bischof undermine the work being done at Bayern Munich's Academy?Be sure to stay tuned to Bavarian Podcast Works for all of your up to date coverage on Bayern Munich and Germany. Check us out on Patreon and follow us on Twitter @BavarianFBWorks, @BavarianPodcast @TheBarrelBlog, @IredahlMarcus, @2012nonexistent, @TommyAdams71 and more. Hosted on Acast. See acast.com/privacy for more information.
Chris and Steve continue to take your calls and read your tweets on the Bills 2025 NFL Draft
Bayern Munich took down Mainz 05 this weekend with a superior effort.That did not exactly shakeup the Bundesliga landscape, but there is a lot of movement and we will dive headfirst into that. In addition, we've got some contract news to talk about and maybe even a little talk about Hansi Flick as well. Let's not wait any longer, this is what we have on tap for this edition of the Bavarian Podcast Works Show:Final thoughts on Bayern Munich 3-0 win over Mainz 05.A breakdown of the Bundesliga hunt for Europe and the relegation battle.Is bringing back Leroy Sané the right move or does Bayern Munich need to shake things up?Hansi Flick is killing it at FC Barcelona.Did signing Tom Bischof undermine the work being done at Bayern Munich's Academy?Be sure to stay tuned to Bavarian Podcast Works for all of your up to date coverage on Bayern Munich and Germany. Check us out on Patreon and follow us on Twitter @BavarianFBWorks, @BavarianPodcast @TheBarrelBlog, @IredahlMarcus, @2012nonexistent, @TommyAdams71 and more. Hosted on Acast. See acast.com/privacy for more information.
Hour 1 of the Killer B's with Jeremy Branham, and Brian McDonald filling in for Joel Blank! Did the Texans make a mistake trading out of the 1st round of the NFL Draft? What should the Texans have done? What do we hope they do today in the 2nd and 3rd round?
With the Browns having the second overall pick in tonight's first round of the NFL Draft, Baskin and Mennigen speak with callers and talk about if Cleveland will make the right move with the selection.
In the third hour of Baskin and Phelps, Daryl Ruiter joins the guys for his thoughts ahead of the NFL Draft, Menngien does not want Shedeur and a discussion of whether or not the Browns will make the right move tonight with the second overall pick.
0:00 - The Avs 2nd line hasn't recorded a single point in 2 playoff games. Val Nichushkin has been held off the score sheet for 2 consecutive games. We didn't see that coming.14:54 - The vibes are weird on the show today because of the Double Lose-A-Roo. Understandably so. We need to work through our emotions. We need some sports talk therapy.31:51 - The Nuggets had one last timeout in their pocket last night when the game ended. That was the correct thing to do. Coach Adelman made the right decision not using the timeout.
An Insider's Perspective on the Chief of Staff: Why You Need One and How to Be a Great One Make the Right Move for Your OrganizationYou've heard the buzz: the Chief of Staff role is taking the business world by storm. But...what exactly is it? Is it the right move to help your organization thrive and reach the next level? And how can this role reach its full potential?Are you...A C-suite executive looking to add a Chief of Staff to your leadership team?About to accept a Chief of Staff role and hungry for insights?A longtime Chief of Staff looking for some new perspectives?An Insider's Perspective on the Chief of Staff explores every aspect of the Chief of Staff role in a straightforward and engaging way. Author Emily Sander provides one-of-a-kind insights, combining her own experience as a Chief of Staff with perspectives gained from colleagues and her coaching clients. Sander offers her unique perspectivehttps://daniel-eoe-shop.fourthwall.com/Want to be a guest on Book 101 Review? Send Daniel Lucas a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/17372807971394464fea5bae3 Hosted on Acast. See acast.com/privacy for more information.
Wondering if becoming a landlord is a smart fit for you? In this episode, Kris Krohn shares what it really takes to manage rental properties the right way. From screening tenants to collecting deposits and setting expectations, you'll learn the key steps to set yourself up for success. Tune in to find out if you're ready to take on the landlord role with confidence.
HR2 - Falcons addressing secondary at 15 doesn't seem like the right move In hour two Mike Johnson and Abe Gordon continue to preview the Atlanta Hawks' matchup with Orlando Magic tonight in Orlando in the NBA Play-In Tournament. The guys also let you hear Hawks' Head Coach Quin Snyder talk about how it's harder to run in the playoffs but, that does not mean they will abandon what they do. Mike and Abe react to what Coach Snyder had to say as well. The guys also explain why the Hawks need Trae Young and another guy on the Hawks' roster to have a big night tonight to beat Magic on the road. Mike and Abe continue hour two by reacting to the latest news, rumors, and reports in the NFL as they go In The Huddle. Mike and Abe also continue to recap and react to the Atlanta Braves getting a nice 8-4 road win over the Toronto Blue Jays last night. The guys also explain what made Grant Holmes so good last night. Mike and Abe close out hour two by diving into the life of Mike Johnson and getting Mike'd Up!
Christian Polanco and Alexis Guerreros react to the news that MLS voted down the possibility of moving to the European calendar after the 2026 World Cup. Is this a missed opportunity for the league to expand their fanbase by immediately following the World Cup? The boys also break down Inter Miami's risky playing style as well as Brian White's eye-catching performance.Christian and Alexis then give us their thoughts on Ruben Amorim benching Andre Onana over the weekend. Was this the right move or should Amorim have backed Onana ahead of an important Europa League match? They also chat Mohamed Salah's new contract extension with Liverpool and what that might mean for Virgil Van Dijk.Later, Christian and Alexis break down the newest Italian gambling probe that includes the UMSNT's own Weston McKennie.(7:10) - MLS will not switch to European calendar after World Cup(19:40) - Inter Miami playing a risky style of football?(26:30) - News around MLS(36:45) - Amorim right to bench Onana?(46:05) - Mo Salah signs new contract with Liverpool(56:00) - Weston McKenzie named in Italian gambling probe Subscribe to The Cooligans on your favorite podcast app:
(00:00) Zolak and Bertrand begin hour 2 taking calls on the Joe Milton trade. McKone says players need to understand their roles. Zolak defends Milton, stating he’s not a bad attitude guy and highlights fragile egos in the league. He also recalls how bad the QB room was when it was Bailey Zappe and Mac Jones. (12:37) The guys discuss Josh McDaniels saying he's "smitten" with Drake Maye. Zolak suggests McDaniels must be excited to work with him. Beetle says if the offense struggles, McDaniels should take all the blame and asks if the Patriots will have a top 10 offense this season. (26:13) Zolak and Bertrand thank the fans who made the trip to Lucky Strike to see them and take more calls on the Joe Milton trade. Beetle points out that the NFL's lack of interest in Milton after he was a 6th-round pick should have been a sign no one wanted him. Zolak adds that neither Drake Maye nor Milton would be able to help each other. (36:45) The guys discuss the Bruins' 10-game losing streak and their current position with the 4th best odds for the #1 pick in the draft. Beetle says they need to ensure they keep losing to maintain their draft position. McKone adds that the Bruins make losing look easy. T-Bone gives his win/loss predictions for the Bruins' upcoming games.
The Geek Buddies with John Rocha, Michael Vogel and Shannon McClung
You might know her as best selling romance author but Kandi added a new title last year and that is mama to little miss Rosie! In this episode of the Be That Bitch Podcast Kandi and I talk all about navigating postpartum (and pregnancy. She will be sharing some of her biggest tips and the one thing that made the biggest impact on her postpartum journey. & You know I couldn't have Kandi on without talking about the BIG things she is doing i the romance book world right now like her new TRAD PUBLISHING DEAL with The Wrong Game & The Right Move (you can preorder the Wrong Game right there https://a.co/d/gXHrI6W)& her new release Save Your Breath that will have you wanting to lose your breath! (preorder here https://a.co/d/9ITOL0u)This one is a long one but DAMN is it a good one! Want more from Kandi Steiner? follow her on instagram @kandisteiner and her website https://kandisteiner.com/----Want more content to keep you not only inspired but entertained? Follow me around the web!Instagram @allygriffethtiktok @allygriffethHave questions you want answered on the POD?email them: BeThatBPod@gmail.comWebsite: allygriffeth.com& don't forget if you love my pod book reviews you'll love the Be That Bitch Book Club so join us over there herehttps://www.allygriffeth.com/book-club