Podcasts about Rightmove

Andy and Randy talk about Michael Penix not taking snaps I Friday's preseason game, the team continuing to ramp him up smartly and safety, and the obvious disappointment in fans not being able to see him in game action.

In this episode, Noor gets into what happens when your dreams feel so big your mind just can't get on board — and how to fix it. She shares the full story of manifesting her dream home: from standing in her then-boyfriend Richard's kitchen in 2010 saying she wanted to build her dream house one day, to driving down a road in Sheffield years later telling him "one day we're going to live here," to finding a bungalow on Rightmove during a caravan holiday in Cornwall, competing against nine other offers, and discovering it was on the exact road she'd pointed to all those years before. The lesson? Your vision is always working. But your conscious mind needs to be brought along for the ride. Noor introduces the parameters of possibility and conscious mind onboarding — the process of breaking big dreams into logical steps so your mind stops shutting them down and starts building the ladder towards them instead. If you're ready to step into the version of you who manifests everything on your vision board (and then some!)...I'm hosting a FREE workshop on Thursday August 27th at 7PM BST. It's called Become The Woman Who Manifests Her Vision Board To Reality Over And Over Again and inside, we're going to go deep into becoming the woman who can take a vision, hold it, move with it and turn it into reality repeatedly. If something in this podcast episode has awoken something in you that knows you're meant for more… save your spot below, you're not going to want to miss this >>> SAVE YOUR SPOT TODAY   Enjoyed today's episode? Noor always loves to hear your lightbulb moments & responds to all DM's personally. Share your thoughts with Noor on Instagram @Noor_Hibbert

August 17, 2026 ~ USA Today columnist Ingrid Jacques joins Kevin to discuss her latest op-ed, “Ross Douthat Is the Right Move for CBS. The Left Can Cope.” Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Lyle and TJ open up the mailbag and answer listener questions, highlighting Colt Emerson's demotion, non-negotiables for the Mariners offseason, what the best comparison for this year's Mariners team is, and more. Check out the EQC summer event lineup at: https://emeraldqueen.com/ For ad-free episodes, check out our Patreon: patreon.com/marinelayerpod Merchandise, event schedule, and more: marinelayerpod.com Email us: marinelayerpod@gmail.com Check out Just Baseball: Click here Follow the show on Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@marinelayerpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find us on YouTube: Click here Find us on TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@marinelayerpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow TJ on Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tjmathewson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Lyle on Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@lyle_goldsteinSee omnystudio.com/listener for privacy information.

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Host: Ben Criddle (@criddlebenjamin) and Co-Hosts: Subscribe to the Cougar Sports with Ben Criddle podcast: Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

Annie Vinje spent two decades moving between corporate marketing and teaching fitness before founding The Feel Good Method. An integrative health practitioner and meditation teacher, she helps high-achieving women navigate burnout and midlife transition, trading the chase for nervous system regulation and a path back to feeling like themselves. Annie Vinje Vroom Vroom Veer Show … Read More Read More Source

What's Michael Burry buying? Find out on this week's PlayingFTSE Show!It's a close-run thing in the stock market this week. At least, it is between Steve and Steve – the FTSE 100 and the S&P 500 are nowhere to be seen really…MercadoLibre shares fell after strong revenue growth – and lower profits. The company is investing to strengthen its position, but is this a good thing?Amazon, Shoppee, and Temu are all coming for the Brazilian e-commerce market. Steve D, however, isn't really worried…It's been quite the year for SAAS stocks and Steve D has the good, the bad, and the ugly. The difference between them is quite striking.We've had the right framework for thinking about these on the show – so far. But which name has been the runaway winner in Steve's portfolio?Uber shares went down – and then back up again – after earnings this week. The issue is a familiar one in the form of heavy spending and uncertain returns. It's not the only company looking to maintain its competitive position in a changing world. But is it going to turn out more like Rightmove, or Microsoft?Progyny losing Amazon as a customer should have been a huge blow. But while it hasn't been a good thing, the company has continued moving forward. That's hugely impressive. So why did the stock fall after this week's earnings report?Only on this week's PlayingFTSE Podcast!► Free Share + Exclusive Deals — Start Here:

Don't have time for terrible ❤️

Learn how to build a coaching business on Substack without relying on social media. This conversation offers a practical path for introverted coaches and creators. If you are an introverted business owner looking for a more sustainable way to connect with your audience, this episode is for you. Substack might be the exact place you've been looking for.If you're new to my podcast, my name is Debbie Shadid. I'm a Business Growth and Life Coach and the founder of the Business Building Boutique. For over two decades, I've helped women learn how to become coaches, get clients, grow their businesses, and create meaningful income doing work they love.In this episode, I'm joined by my friend Gail Keyes-Allen, who left a corporate accounting career in her sixties, built a coaching business, rebuilt it after it fell apart, and reinvented herself as a writer. Her story is proof that it's never too late to bet on yourself.Gail is a Business and Money Coach who spent the last 16 years of her career as an accountant before leaving in 2021 to coach full time. Today she helps women reclaim their voice, own their expertise, and get paid without apology. She's certified by The Life Coach School and is a contributing author to the international bestselling anthology Radical Freedom. Her channel covers money, manifestation, self-development, and real talk about thriving after heartbreak, helping women create a life that's richer in every way.Ready to talk about your next step? Book a call with me here:https://debbieshadid.com/scheduleConnect with Gail:Substack: https://substack.com/@gailkeyesallenInstagram: https://www.instagram.com/gailkeyesallenYouTube: https://youtube.com/@gailkeyesallenLinkedIn: https://www.linkedin.com/in/gailkallenConnect with me, Debbie Shadid:Website: https://www.debbieshadid.comInstagram: https://www.instagram.com/debbieshadid/0:00 Why Substack is a Haven for Introverted Coaches0:40 From Corporate Accountant to Coaching Success3:52 The Power of Questioning Your Own Thoughts7:43 Scaling Your Business Without a Strategy11:03 Choosing a New Identity as a Coach and Writer17:23 The Secret to Launching a Course in Ten Days25:17 Is Substack the Right Move for Your Coaching?Tired of spinning in indecision about what to post, how to sell your coaching, or explain what you do? This is your moment!Join me for a live edition of Fast Track + VIP coaching experiences where you'll get real-time feedback on your niche, offers, and marketing, plus the clarity and support you've been looking for.Spots are limited and enrollment closes soon.Let's connect → DebbieShadid.com/schedule

Paul and Angela in Florida are 52 and 45. What's the earliest the two of them can walk away from work at the same time, so Paul can spend a whole lot more time in the boat? That's today on Your Money, Your Wealth podcast number 593. Then the fellas spitball for Mike in Riverside. His mom inherited his dad's IRA at age 84. Can she still roll it into her own? Edward in Illinois is watching his bond funds lose value even while they pay him interest, and he's wondering if treasuries are the fix. "Blanche Devereaux" in California is 55 with $1.1M in pre-tax. Should she go all Roth for her last five working years? And "Mr and Mrs Smith" on the Carolina coast want to know if they can afford to retire at age 59.Free Financial Resources in This Episode: https://bit.ly/ymyw-593 (full show notes & episode transcript)LIMITED TIME SPECIAL OFFER: The DIY Retirement Guide! Download yours before the Special Offer changes on Friday, August 7, 2026! https://purefinancial.com/ymyw/#specialoffer9th Annual YMYW Podcast Survey (password ymyw):https://www.surveymonkey.com/r/ymywpodcast2026Your Favorite Money Influencer Might Be Wrong - YMYW TV:https://purefinancial.com/ymyw/episodes/financial-advisors-expose-internets-worst-retirement-strategies/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep593-description-tv-s11e11Financial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast00:58 - Nearly $3M at 52 and 45. When Can We Retire Together? (Paul & Angela, FL)12:56 - Mom Inherited Dad's IRA at 84. Can She Still Roll It Into Her Own? (Mike, Riverside, CA)18:13 - Bond Funds Keep Losing Value Despite Paying Interest. Treasuries Instead? (Edward, IL)25:06 - $1.1M Pre-Tax: Roth for the Last 5 Years? (Blanche Devereaux, CA)35:10 - How Much Will We Have by 2030? Is It Enough to Retire at 59? (Mr. & Mrs. Smith, Coastal NC)39:26 - Comment: No NUA Step-Up at Death (Jeff)42:20 - MYGA vs. Immediate Annuity. Is MYGA a CD in Disguise? (Holly, San Francisco)44:18 - Outro: Next Week on the YMYW Podcast

In this episode we discuss Games Workshop, Unilever, LSEG, Greggs, Rightmove & Coca-Cola$gaw $ulvr $lseg $grg $rmv $ko#gaw #ulvr #lseg #grg #rmv #ko

#314UK mortgage rates are rising even as the Bank of England holds. Bridging lenders are embracing automated valuations. And a potential overhaul of stamp duty and council tax is being discussed at government level.In this month's Mortgage Monday, the Expat Property Guy and Shaz Ahmed of Elan Property Finance unpack what's actually moving in UK property finance right now. And what it means for expat and overseas investors (and UK based investors too!Check out our shorts on YouTubeOur WhatsApp  groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupWe discuss:Bank of England holds at 3.75% — but mortgage rates keep climbingThe MPC voted 6-3 to hold the base rate at 3.75%, with three members pushing for a rise to 4%. That's a shift from last month, when only one member voted for an increase. Shaz explains why this matters: swap rates — not the base rate — drive mortgage pricing, and they've been creeping up due to sticky inflation, higher funding costs, and geopolitical uncertainty. Several lenders pulled products this month with little notice, repricing upward by around 0.25%. The Bank of England base rate and your mortgage rate are not as connected as most people assume.If you're weighing whether to fix now, Shaz's view is that rates are more likely to rise before they fall — and when they do eventually come down, history suggests they won't return to previous lows.Mortgage approvals are up — but the market still feels sluggishBank of England data shows mortgage approvals increased in June. Lenders have money to deploy and they need to lend it. But affordability pressures, cost of living, and slower conveyancing mean many buyers are hesitating. Residential brokers are busier, but chains are taking longer.Lenders are getting creative — including 100% mortgagesBanks and building societies are relaxing affordability rules and packaging products differently to help buyers onto the ladder. At least one lender has launched a genuine 100% mortgage for residential buyers. Shaz's view: the risk of negative equity in the current market makes this a concern worth taking seriously, regardless of what lenders say on paper about affordability.Mortgages cheaper than rent: Middlesbrough, Burnley, Merthyr TydfilA recent analysis found mortgage payments are cheaper than rental costs across significant parts of the UK. The top three locations: Middlesbrough, Burnley, and Merthyr Tydfil. The catch, of course, is the deposit. The bank of mum and dad remains one of the UK's largest lenders.Stamp duty and council tax: could they be replaced by an annual property charge?While it's only a proposal at this stage, it's gained enough traction to be worth understanding. The idea: replace stamp duty and council tax with an annual charge of 0.48% of property value for residential owners, and double that for investment properties. For landlords, that increased cost is likely to flow straight through to tenants.The conversation also covers the parallel proposal to align England's conveyancing process with Scotland's earlier exchange system — reducing gazumping, speeding up chains, and giving both buyers and sellers more certainty earlier. Shaz confirms that Scottish transactions do move materially faster.Bridging finance: automated valuations are changing the speed and cost equationOne of the most practical updates in this episode for active investors: bridging lenders are increasingly comfortable with AVMs — automated valuations based on Rightmove and public data — rather than requiring a full physical survey. The difference is significant. A physical valuation can cost up to £1,000 and take two weeks. An AVM costs around £35 and turns around in a day. Lenders may request internal photos to confirm the property isn't a building site, but the direction of travel is clear.The 6-month refinancing rule: it's not as rigid as you thinkA question Shaz gets regularly from newer investors: do I have to wait 6 months after purchase before I can refinance? The short answer is no — there are now enough lenders, at competitive rates, who will refinance within 6 months of ownership at full value, provided you have evidence of works carried out: invoices, schedule of works, bank statements.Foundation Home Loans goes further: their written policy allows day-one refinancing for auction purchases bought with cash or bridging, even without renovation, recognising that auction buyers may have secured a genuine below-market purchase.One important caveat on anti-money laundering: if your deposit came from a private third-party investor acting as an informal bridger, lenders will not be comfortable within 6 months. Bridging finance is different — the bridging lender will typically have conducted AML checks on the investor already.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In a latest article on ESPN, Warriors insider Anthony Slater detailed why the Warriors say no move was the right move in regards to this offseason. Willard and Dibs react.

A retired Major General says one-way military strike drones would rapidly modernise the nation's military. The Government is looking into buying the drones - that are operated by humans and used to drop explosives on a target. They're massively cheaper than missiles. New Zealand Initiative Senior Fellow John Howard says the technology's been used for half a decade now in the Ukraine-Russia war. "We've seen drone technology mature rapidly because of that crisis - in Eastern Europe and in the Middle East. For the Defence Force of today, this is promising for not just what we should aspire to do, but how we protect our national interests." LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Red Sox made a surprising move ahead of the MLB trade deadline by sending 24-year-old pitcher Connelly Early to the Nationals for 25-year-old infielder Curtis Mead. Tom Caron & J.P. Ricciardi explain why, despite Mead being injured in his Red Sox debut, the trade was still for the betterment of the team, given their surplus of pitching depth & need for more right-handed power. Plus, TC goes 1-on-1 with the voice of the Portland Sea Dogs, Emma Tiedemann, as she prepares for NESN's upcoming all-women Red Sox game broadcast on August 4th. All that & more on 310 To Left presented by your New England Ford Dealers, hosted by Tom Caron. Learn more about your ad choices. Visit megaphone.fm/adchoices

Valenti and Rico continue their Tigers trade deadline talk.

In this week's news roundup, Ed, Harvey and Simon dig into Rightmove's £1.6bn class action and the "retaliation" row, Aurum PropTech's bold plan to make housing.com profitable, and a provocative question: should portals switch sides and go buyer-first?Chapters:00:00 Intro00:57 Rightmove's £1.6bn Class Action & "Retaliation" Claims12:42 Can Mature-Market Portals Keep Raising Prices?18:00 Aurum PropTech Buys housing.com from REA India27:24 Who Won the REA India Deal?29:35 Ed's 18,000 Portal Claims Database31:56 The Consideration Phase: Should Portals Go Buyer-First?48:00 And Finally: PPW Europe, MadridPresented by:Edmund Keith — https://www.linkedin.com/in/edmund-keith/Harvey Hancock — https://www.linkedin.com/in/harvey-hancock/Simon Baker — https://www.linkedin.com/in/stbaker/

Football chooses us. We chase the highs. And one day… the game ends. But before the final whistle, there's a lifetime to relive. Host Ryan Walters places players in the tunnel moments before a World Cup Final, where their careers flash before their eyes. Matches, milestones, moments, mistakes, people. This is football in full life. In full vision. This is Tunnel Vision. In this episode, Ryan chats with reigning V.League 1 champion Stefan Mauk to explore what life is really like as a professional footballer abroad. From Australia to Holland to Japan to Vietnam, Stefan reflects on the experiences, challenges and perspectives that have shaped his career on and off the pitch.   They dive into:

Become a part of the Progressive Property refer-a-friend scheme and Earn up to £250 when someone attends one of our events – you can enrol here: https://www.progressiveproperty.co.uk/raf/ Right now, in 2026, thousands of landlords are quietly dumping perfectly good properties because a journalist told them - “UK rents have cooled to 3%.” They're reading a single national average as if it were a buy or sell signal. In the process, sleep‑walking past the best buying conditions they've seen in years.   In this episode, Mark shows why that headline is technically true but practically useless if you're deploying capital. He walks through the real ONS and Rightmove data, explains how London has smashed into an affordability ceiling while the Northeast and Midlands still have headroom, and reveals why asking prices can rise even as real values soften. More importantly, he lays out how sophisticated investors are quietly stepping into those nearly 6% rent inflation regions, structuring around stamp duty, and using inflation to devalue their debt while amateur landlords run for the exits. If you want to take the next step and put what you have learned from this podcast into action, you only need to click here - https://www.wealthbuilders.co.uk/progressive-podcast KEY TAKEAWAYS National averages are a terrible way for investors to assess whether it is time to buy or not.  London has hit an affordability ceiling, while the Midlands and Northeast still have wage headroom and rising rents.  Smart investors are ignoring the national mood and targeting specific streets in high‑yield regions. Amateur landlords are panic‑selling in the very regions where tighter supply is likely to push rents higher.  At a time when yields and inflation are quietly working in favour of buyers.   BEST MOMENTS  “The headline isn't wrong, it's just useless.”   “Because of that one headline, landlords across the country are panic selling perfectly good properties this month.” “The market isn't dying. The heat is migrating.” “Navigating this market based on headlines is a massive risk in the current economic climate.”   If you want a complete circuit breaker from the media noise, join Mark's Multiple Streams of Property Income training that works regardless of market conditions. Bring your deals, your doubts, and your spreadsheets, and walk out with a strategy built to work in today´s market, not the one in the headlines. Spots are limited, so grab yours here: https://progressiveproperty.co.uk/msopi/ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people's property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty https://kevinmcdonnell.co.uk TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Why are companies investing heavily in AI, analytics, and data platforms while business leaders still struggle to see what is happening across their operations quickly enough to make confident decisions? In this episode of Tech Talks Daily, I speak with Massimo Merlo, Vice President for UK, Iberia, and Italy at Elastic, about why the next stage of enterprise AI adoption will depend less on who deploys the most advanced models and more on which companies can give people and AI systems access to relevant, trusted, and secure information when decisions need to be made. Massimo describes the problem as a lack of decision-grade visibility. Most large companies are not short of data. They have spent decades building data platforms, analytics systems, dashboards, cloud infrastructure, and reporting tools. Yet information remains fragmented across departments and applications, insights arrive too late, and employees often struggle to find the small amount of information that matters among enormous volumes of data. The result is a growing gap between having information and being able to act on it. Massimo explains why simply adding an AI model to this environment does not solve the underlying problem. If an AI system is connected to fragmented, outdated, poorly governed, or irrelevant information, it can produce convincing answers without providing reliable business outcomes. The quality of an AI model matters, but the context available to that model increasingly determines whether AI becomes a useful business asset or an operational liability. This leads to one of the biggest technology conversations emerging around enterprise AI: context engineering. Massimo explains how context engineering provides AI systems with the relevant data, tools, permissions, organizational knowledge, and guardrails required to complete a task safely. Rather than sending ever-larger volumes of information to AI models, companies need infrastructure capable of retrieving the right information and making it available at the moment a person or software agent needs to act. Fraud detection provides a practical example. An AI agent evaluating a transaction needs more than access to a powerful model. It requires customer history, behavioral patterns, company risk thresholds, permissions, compliance requirements, and the ability to recognize activity that falls outside normal behavior. Without that context, the system could block legitimate customers or approve fraudulent transactions while presenting its decision with complete confidence. We also discuss why digitally mature companies can still struggle with real-time decision-making. Massimo shares lessons from Elastic's work with organizations including Reed, the Met Office, and Rightmove, explaining why having sophisticated technology systems does not automatically make a company context mature. Information can still remain trapped between applications, teams, and databases, preventing employees and AI agents from seeing the complete picture when it matters. The conversation challenges another long-standing enterprise technology habit: adding more dashboards. Massimo explains why dashboards often provide visibility into what has already happened without helping people decide what to do next. Companies can continue adding reporting layers while employees become overwhelmed by information and remain unable to identify the actions that will improve customer experience, productivity, security, or business performance. A healthcare example demonstrates what becomes possible when companies solve this problem. Massimo shares how CogStack at King's College Hospital brought together unstructured patient information during the COVID-19 pandemic and made it searchable using natural language processing. Clinicians could find relevant information without waiting for technical teams to build new queries or systems, helping medical professionals access information when patient decisions needed to be made. For CEOs, CIOs, CTOs, data leaders, and technology teams trying to improve AI ROI, Massimo offers practical advice on where to begin. Do not start with another model, tool, or dashboard. Start with a business decision or workflow that is currently too slow, unreliable, or difficult to execute. Identify what information that decision requires, where the data is stored, who or what system needs access to it, which permissions should apply, and where information currently becomes delayed or disconnected. That process can reveal the visibility gaps preventing companies from turning their existing data and AI investments into measurable results. We also examine why search and retrieval are becoming infrastructure concerns for companies introducing AI agents. As software agents begin making recommendations and taking actions across business systems, their performance will depend on whether they can securely retrieve relevant information at scale. For business and technology leaders facing pressure to demonstrate returns from AI investment, this conversation provides a practical framework for improving enterprise search, context engineering, AI agent reliability, real-time operational visibility, and decision-making. The companies that gain the greatest value from AI may not be those collecting the most data or deploying the most models. They will be the companies capable of finding what matters, understanding its context, and getting trusted information to people and AI systems quickly enough to act on it. That is where better visibility can become better decisions, stronger productivity, and business growth.

Most money mistakes are not math problems. They are emotional ones. In this episode of Purposeful Planning, Troy Fore, CFP®, looks at why we spend the way we do, how habits formed long ago still drive our choices, and a few simple practices that can help you spend with intention instead of on impulse. Sources: • The Psychology of Spending: How Emotions Impact Financial Decisions – Aspen Wealth Management: https://www.aspenwealthmgmt.com/resource-center/financial-planning/the-psychology-of-spending-how-emotions-impact-financial-decisions • The Psychology of Spending – MIT Spectrum (Prof. Drazen Prelec): https://betterworld.mit.edu/spectrum/issues/winter-1999/the-psychology-of-spending/ • Downsizing or Relocating: What's the Right Move for Your Retirement? – Aspen Wealth Management: https://www.aspenwealthmgmt.com/resource-center/retirement/downsizing-or-relocating-retirement The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Jeff Goodman and Gary Tanguay break down the fallout from the Jaylen Brown trade — was it about money, fit, or ownership philosophy? Bob Ryan calls in from Maine to weigh in on the private equity concerns surrounding Bill Chisholm and whether the Celtics are headed toward a Red Sox-style "good enough to sell tickets" model. They also dig into Paul George's role with the new-look Celtics, what Mazzulla has to work with, and where LeBron might land next. 0:00 - Intro 1:03 - Breaking Down the Jaylen Brown Trade Decision 3:26 - Was Paul George the Right Move? 5:00 - Private Equity Ownership & Financial Concerns 6:47 - Bob Ryan Joins from Maine 9:03 - Are the Celtics Becoming the Red Sox? 12:05 - PrizePicks 13:58 - What's Brad Stevens' Future If This Goes Wrong? 16:27 - What Boston Still Needs to Compete 18:20 - Paul George's Hostile Fan Reception 22:18 - Mazzulla's Roster Puzzle: George, Robinson & Conley 24:20 - Are the 76ers Dangerous? LeBron's Future 27:20 - LeBron's Best Landing Spot: Philly, Miami or Cleveland? Celtics on CLNS Media is Powered by:

Jake Scott joins DJ & PK to break down NBA Contracts and debate whether or not Donovan Mitchell getting the super max was the right move.

Nolan talks to Tricia O'Neill from Road Safe NI and ex Top Gear presenter Steve Berry

Six people -  as you listen to this podcast today in 2026 that is the exact number of desperate renters fighting over a single property the moment it hits a portal like Right Move, or Zoopla. Imagine standing in a freezing queue of strangers on a Tuesday afternoon outside a flat you haven't even seen inside yet, knowing that five of you will go home defeated tonight, but here's the truth that the mainstream media refuses to say out loud. It's about to get significantly harder for renters. Not because of one single catastrophic event. But because five separate economic fault lines are quietly closing in on the UK housing market, at the exact same time. Number five is a hidden regulatory change nobody is talking about.  I reveal what each change is and why it is likely to make the UK´s housing market worse for investors as well as tenants.  If you're serious about turning this broken market into your advantage, join my free online masterclass. I'll show you exactly how to understand the changes, find discounted deals, and build a resilient, ethical portfolio that actually works in 2026 and beyond. Join here: INSERT URL KEY TAKEAWAYS England completed about 119,000 homes in 2024–25, down from roughly 221,000 the year before and far below the 300,000-a-year target, so the supply gap is widening fast.   Higher interest rates hitting as fixed interest deals expire are doubling many landlords' mortgage costs forcing many to sell up, while buyers are struggling to secure loans.   As small “mom-and-pop” landlords exit institutional investors are rapidly taking a growing share of the rental stock, which will cause problems for renters.   The 2030 EPC upgrade mandate (to band C) and steep fines will be the final straw for many independent landlords, shrinking rental supply further.   With many casual landlords selling, competition is falling, and motivated sellers are more open to negotiation.  Ethical, independent landlords who understand the changes, know how to stress test deals, and focus on real tenant comfort rather than just EPC box‑ticking can build portfolios that survive and actually benefit from this market squeeze. BEST MOMENTS  “We aren't closing the gap. The gap is aggressively widening right in front of us.”   “The UK housing supply tap isn't just turned down; it's completely clogged at every single joint.”   “You quite literally cannot save your way to home ownership.” “The people who take time to understand the board right now are the exact ones who will look back in 2026 as the moment everything changed for them.” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people's property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty https://kevinmcdonnell.co.uk TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Reggie and Ron are joined by Brandon Scott and discuss the breaking news of the Dorian Finney-Smith trade.

House price indexes may be misleading agents and buyers. In my chat with Daniel Clarke, we explore how national averages mask local realities, with conflicting data from Rightmove, lenders and the Land Registry. The message: broad stats fall short, local insight matters most.

Hour 4: The NBA draft is finally here, and the Golden State Warriors made a splash by selecting Yaxel Lendeborg from the University of Michigan with the 11th overall pick. But was it the right move? In this episode, the hosts dive into the details of the draft and discuss the implications of the Warriors' decision. The conversation starts with a discussion of the draft's first round, where the hosts analyze the Warriors' pick and compare it to other teams' selections. They also touch on the topic of the NBA's draft process, including the importance of maximizing the value of the 11th pick and the challenges of making trades on draft night. The hosts also share their thoughts on the Warriors' draft strategy and how it might impact the team's future. One of the key points of discussion is the idea that the Warriors' pick of Llendeborg might not be a "star" player, but rather a "useful" one. The hosts argue that this is a more realistic expectation for a team that's not picking in the top three. They also discuss the importance of finding players who can fit seamlessly into the team's system and contribute right away. If you're a fan of the Warriors or just interested in the NBA draft, this episode is a must-listen. The hosts provide insightful analysis and commentary on the latest developments in the world of basketball. Join us as we break down the details of the draft and discuss the implications for the Warriors and the rest of the league.See omnystudio.com/listener for privacy information.

Hour 4: The NBA draft is finally here, and the Golden State Warriors made a splash by selecting Yaxel Lendeborg from the University of Michigan with the 11th overall pick. But was it the right move? In this episode, the hosts dive into the details of the draft and discuss the implications of the Warriors' decision. The conversation starts with a discussion of the draft's first round, where the hosts analyze the Warriors' pick and compare it to other teams' selections. They also touch on the topic of the NBA's draft process, including the importance of maximizing the value of the 11th pick and the challenges of making trades on draft night. The hosts also share their thoughts on the Warriors' draft strategy and how it might impact the team's future. One of the key points of discussion is the idea that the Warriors' pick of Llendeborg might not be a "star" player, but rather a "useful" one. The hosts argue that this is a more realistic expectation for a team that's not picking in the top three. They also discuss the importance of finding players who can fit seamlessly into the team's system and contribute right away. If you're a fan of the Warriors or just interested in the NBA draft, this episode is a must-listen. The hosts provide insightful analysis and commentary on the latest developments in the world of basketball. Join us as we break down the details of the draft and discuss the implications for the Warriors and the rest of the league.See omnystudio.com/listener for privacy information.

Andy Baskin and Jeff Phelps react to Joe Thomas' explanation of why the Cleveland Browns' decision to trade Myles Garrett to the Rams is part of a necessary building phase for the organization. They analyze Jimmy Haslam's philosophy of trading veteran stars for future assets and compare these moves to historic Cleveland Guardians roster decisions. 01:00 - NBA Draft and Trade News 02:51 - Joe Thomas on Garrett Trade 04:51 - Browns Building Phase Discussion 07:58 - Jimmy Haslam's Trading Philosophy 13:00 - Business Realities vs Fan Loyalty

Andy Baskin and Jeff Phelps discuss the NBA draft before welcoming Mary Kay Cabot of cleveland.com to analyze the Cleveland Browns' roster and quarterback competition. They react to Joe Thomas's comments regarding a Myles Garrett trade and evaluate Jimmy Haslam's ownership strategies across multiple franchises. Meredith Kain joins to deliver headlines regarding Trae Young's contract extension, new NFL stadium developments, and Mike Babcock's return to the NHL. 01:50 - NBA Draft And Browns Interview 07:33 - Browns Roster Shuffling 16:30 - Joe Thomas On Garrett Trade 21:35 - Jimmy Haslam Ownership Philosophy 31:11 - NBA And NFL Headlines 39:17 - PGA Tour And Mike Babcock

Are the Timberwolves Owners doing the right things off the court? Find out what Henry Lake had to say to Vineeta on The WCCO Morning News.

With rumors and speculation heating up right before the NBA Draft, Bryce and Omari explore what a potential move for Tyler Herro would look like for the Detroit Pistons. The guys also break down what it could mean for the team if they trade players like Ron Holland, Duncan Robinson and Isaiah Stewart. Follow Omari on X: @omarisankofa Read the latest from Omari on freep.com/sports/pistons Follow Bryce on X: @MotorCityHoops Read the latest from Bryce on Substack Pick up "The Pistons Pulse" merch here!

Did the Ravens make the right move in moving up Camp practices to 10/11am? full 795 Thu, 18 Jun 2026 11:28:16 +0000 cVHyWoSeCtWP2dqGzaBfmJ6g4BG7CmWL nfl,baltimore ravens,sports The Big Bad Morning Show nfl,baltimore ravens,sports Did the Ravens make the right move in moving up Camp practices to 10/11am? 5:30a-10a weekdays on 105.7 The FAN 2024 © 2021 Audacy, Inc. Sports https://player.amper

In this Hall of Fame episode of The Blueprint Podcast, we sit down with Umesh Kalra to unpack one of the fastest deals ever secured inside the Property Entrepreneur community. During an online War Room with Daniel Hill, Umesh gave a simple brief: Find me a deal. Up to £500k cash. Pull all my money back out. Cashflow positively. Within minutes, they found it live in the room - a block of five apartments on Rightmove. That was Thursday at noon. By Friday at 16:29, contracts had been exchanged. A deal sourced, assessed, funded and secured in just 28 hours. But this story is about far more than one deal. When Umesh joined Property Entrepreneur in 2022, he had already founded Moneyrow Properties. He had a product and a brand, but he didn't yet have the Blueprint for how to build and scale it. In this episode, Umesh shares the hurdles he had to overcome, from finding the right market strategy and building the right team, to surrounding himself with the right peer group and learning how to create a more balanced Life by Design. Success and failure are both predictable. We hope you enjoy. Upcoming Webinar: Replace Your Income From ONE Deal If you've been listening to the podcast and feeling inspired to go out and do deals, I'd like to invite you to join me live.   On Wednesday, 17 June at 1pm UK time, I'll be hosting a one-off webinar where I'll show you how to replace your income with ONE deal in 2026.   During the session, I'll be sharing:   * The Top 3 Deal Strategies for 2026 * The Top 5 Problems You Need to Overcome * How to Work Less, Earn More and Have Fun Doing It   It's completely live and won't be repeated.  

The Carolina Panthers made it official today — Jalen Coker is staying in Charlotte. The Panthers and their WR2 agreed to a three-year contract extension worth $35 million, with up to $41 million in incentives, locking the receiver in through the 2029 season. And if you know Coker's story, you know exactly how remarkable this moment really is.Two years ago, Jalen Coker walked into the NFL without a single team willing to use a draft pick on him. No fanfare. No guaranteed money. Just an undrafted free agent out of Holy Cross betting on himself with the Carolina Panthers. Most players in that position don't make the roster. Fewer still become a team's second wide receiver. And almost none of them sign multi-year extensions before their third season. Coker did all three.In today's video, we break down everything you need to know about this deal. We cover the contract details — three years, $35 million, up to $41M with incentives, Dan Morgan's first extension since taking over as Carolina's general manager — and what it signals about the direction of this franchise heading into 2026. This is not a team paying for potential. This is a team paying for production, for reliability, and for a player who has proven he can deliver when the stakes are at their highest.And let's talk about that playoff game. Wild Card night against the Los Angeles Rams. Jalen Coker went out and caught nine balls for 134 yards and a touchdown on the biggest stage of his career. That performance didn't just turn heads — it ended the conversation about his role on this offense. He is the WR2. Full stop.What makes Coker's story even more impressive is the consistency. Across two NFL seasons, zero drops on catchable balls. Zero. He confirmed that stat himself on the Panthers Huddle and reacted with the same quiet professionalism that has defined his entire time in Carolina — "I'm really just out there trying to make all the plays that come to me." That's it. No celebration. No theatrics. Just accountability and execution at the highest level, every single time.We also get into what this means for the wide receiver room as a whole. Thomas Davis called it the most complete WR room Carolina has had in at least ten years. Tetairoa McMillan is the WR1 and reigning NFL Offensive Rookie of the Year. Xavier Legette is entering a make-or-break Year 3 with a new body and a chip on his shoulder. Third-round pick Chris Brazzell is already turning heads in minicamp. And now Coker is locked in for the next three years as the reliable, professional anchor that holds it all together.Training camp opens July 22nd. Nine practices and the Panthers play in the Hall of Fame game. This team is building something real — and today, they made sure one of its most important pieces isn't going anywhere.Subscribe, hit the bell, and Keep Pounding.

You're About To Make The Right Move—ASK FOR WISDOM | Blessed Daily Effective Prayer To Start Your Day Right SUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast! For more powerful daily prayers and to connect with the ministry visit: https://www.dailyeffectiveprayer.org © Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™

Hour 4 - The crew debate if we have seen the last of Bello in the Majors. Was it the right move to send him down to Worcester? Hill Notes light up the Red Sox and more!

Four days. Twenty-four firms. $4.5 trillion in controlled assets. Here is what Frank and Stacey took away from Elite Ignite 2026. Frank LaRosa and Stacey Frank are back in the studio for the first time in about six weeks and they are using this episode to do something they have never done quite like this before: open up the room. Elite Ignite started five years ago as an internal team meeting. It grew into a broker dealer and RIA conference unlike anything else in the industry. No deals discussed. No transition packages on the table. Just firms coming in, laying their swords down and getting to work. Frank and Stacey walk through the standout sessions and conversations from the 2026 conference held in Mount Laurel, New Jersey. They explain why working with 65 to 80 firms is not a liability but a strategic necessity, why 85% of what firms offer is essentially the same and why the remaining 15% is what Elite is built around understanding and how the conference is designed to make every advisor placement a deliberate decision rather than a convenient one. They get candid about the Good Firm Bad Firm Recruiter panel, where firm recruiters heard directly from Frank about what professional courtesy looks like when an advisor takes time away from their family to explore a transition. They also talk through the growing AI conversation among financial services firms, why the pro forma model Frank has been building for 15 years stopped every firm in the room and what it means that some firms walked out of the conference and immediately started rewriting their 2026 growth strategy. The full Elite Ignite 2026 Insight Report is available at eliteconsultingpartners.com/2026-ignite-recap   Questions answered in this episode include: What was Elite Ignite 2026 and who attended? How does Elite Consulting Partners decide which firms to work with and recommend to advisors? Why do advisors get confused when comparing offers from multiple firms, and how does Elite solve that? What did the Good Firm Bad Firm Recruiter panel reveal about how firm recruiters approach advisors? How are broker dealers and RIAs using AI to support financial advisor growth right now? Why doesn't Elite invite financial advisors to the conference, and will that change? What does it mean to make the right move instead of just the next move?   Chapters: 0:00 — What It Means to Make the Right Move, Not the Next Move 0:54 — Welcome Back: Stacey Rejoins and Elite Ignite Recap Begins 3:12 — The $4.5 Trillion Room: Firms, Collaboration, and the Iron Sharpens Iron Moment 7:15 — Why 85% Is the Same and the 15% Is Everything 10:06 — Inside the Conference: RIA Panels, M&A, and the AI Conversation 13:38 — Good Firm Bad Firm Recruiter: What Firms Need to Hear 18:11 — The Pro Forma Reveal and What the Industry Can Learn From It   Learn more about Elite and our resources: Elite Consulting Partners | Financial Advisor Transitions https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers and Acquisitions https://eliteadvisorsuccessions.com JEDI Database Solutions | Technology Solutions for Advisors https://jedidatabasesolutions.com Elite Wealth Management Insights Report https://eliteconsultingpartners.com/insight-report Listen to more Advisor Talk episodes https://eliteconsultingpartners.com/podcasts/

In this episode of The Modern Hairstylist Podcast, Hunter Donia and Jodie Brown have the honest, unfiltered conversation that so many beauty professionals need to hear before they go down the road of creating a digital product or online education business.This one started as an off-the-record rant between the two of them and turned into something too real not to share. Hunter breaks down what it actually takes to build a digital product that works, who it is genuinely a great fit for, and why the motivation behind your "why" matters more than most people realize. They also get into the passive income myth, the skill gaps nobody warns you about, and why optimizing the business you already have might be the smarter first move.Key Takeaways:

Finn joins the show and gives his expert analysis on if the Nets should USE or TRADE their pick in this years draft. Is there a world the Nets get a point guard AND more?? Find out here with Finn and Thomas! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Andy and Jeff share their thoughts on the Cavaliers retaining Kenny Atkinson and whether or not they think he has the ability to keep progressing the team further every year.

Hour 1 of Baskin and Phelps

John Fanta of NBC Sports joins Afternoon Drive on The Fan. He talks about the Cavs plan to keep Kenny Atkinson, the moves he would make this offseason, the questions that surround Donovan Mitchell, and more.

Nick Kostos reacts to the Philadelphia 76ers firing General Manager Daryl Morey after another early playoff exit.

In this episode of the Meaningful Money Podcast Q&A, Pete Matthew and Roger Weeks answer six real listener questions on UK personal finance - from inheriting a SIPP (and the under-75 vs over-75 rules), to how inheritance tax could hit a property-heavy estate. They also discuss what to do with a large Employee Stock Purchase Plan (ESPP) holding, whether a longer 35-year mortgage can be a safer option, and the realities of financial planning for UK expats. Finally, they tackle a growing concern for many UK investors - how to protect wealth from increasingly sophisticated scams and impersonation fraud. Shownotes: https://meaningfulmoney.tv/QA49  02:04  Question 1 Hello Pete & Rog. Thanks for the wonderful podcast I will keep it as brief as possible as it means hopefully you can squeeze more content for your listeners. I am a 35 yr old renting in London with a salary of approximately 35k and would consider buying my own place if I could build up enough of a deposit. My mum died a long time ago but my dad has just been informed that he has a medical condition which will probably end his life in the next 5 years or so. He is currently 73. I don't have any siblings and my dad has shared with me the details of his assets which primarily comprise of a SIPP of around 200k (he has taken and spent his 25% tax free amount). My question may sound a bit morbid but it reflects the reality of life unfortunately. It's about the rules of inheriting this SIPP. I'm not sure I fully understand the 'rules' about if my dad passes away before 75 or after he is 75. My understanding is that if less than 75 I can just 'cash in' the 200k tax-free and for example use it as a deposit for a house. That seems straightforward. But hopefully he will get well past his 75th, so if that's the case I understand the 200k would be taxed as income, so I would be crazy to take it all out in that way. So what would be my options in that case? - Is there any way to take it out of the pension wrapper without having to pay tax to give a bit more flexibility? - could I just inherit it as a pension and if so, would I still be able to take 25% tax free? - can I draw down from before I reach pension age e.g. to pay the mortgage or rent (mindful not to go up into the next tax bracket)? Have I got the rules right and are there any other options I could consider? Regards, Steve   07:08  Question 2 Hi Pete & Roger Love the content and just discovered your YouTube podcast! I'm concerned about my wife parents (Mid 70s) inheritance tax liability and was wondering if you had any advice on how to structure the portfolio to reduce it or if it was worth considering a gifting strategy. Primarily I'm concerned as the recent inclusion of pensions into IHT from 2027 and I'm pretty sure their estate is over 2m and therefore a reduced residence nil rate. Rough figures are below: Current house - 1.1m (according to Rightmove - jointly owned) Own another house 800k (according to Rightmove - jointly owned) Own a holiday letting business (retirement business) which has three properties circa 1.1m (according to Rightmove - jointly owned) With this in mind I put their IHT liability at 2m+ without factoring their pensions Questions What do you consider the ball park IHT bill to be? How do you suggest my wife (mid 30s) approach this issue? Or should she just deal with the cards as they lie in the future? Tony   14:05  Question 3 Hi Pete & Roger, I wanted to start with a thank you for your podcast - specially for acting as the friendly, inclusive and relatable voices of finance. The podcast is a welcome change to the scarier world of finance which many of us sometimes run and hide from! My question for you is regarding my ESPP. I was employed by a US-based company around 10 years ago. During my time there I was able to sacrifice a percentage of my salary which was put towards the purchase of company shares at a discounted rate. It's a very effective scheme, and although my salary there was modest, I've been able to leave the shares alone which are now worth around £230k. The predicament I now have is what to do with these shares. I've been happy to let the shares sit and grow, which they have been doing extremely well, though the value of them now has me wondering what my future strategy should be. For reference, the 10 year growth on these shares is around 850%. As far as I'm aware, I'll need to pay tax on these shares when it comes to selling them as there's no way to transfer them into my stocks & shares ISA or similar. So it's either leave them where they are, or sell some/all of them now and transfer the cash (after tax) into my stocks & shares ISA, SIPP or elsewhere. I'm 40 and looking to purchase a house next year with my partner - though we don't need these funds for that purchase. I have a stocks & shares ISA, a cash ISA and a SIPP, as well as a modest amount in a LISA and cash savings. Whilst I don't feel like I have all of my eggs in one basket, I do feel increasingly nervous about the value of the shares which are entirely dependant on the success of one company. That said, the returns to date have been incredible and I wouldn't want to miss out on future growth. I'd love to know if you have any guidance on this, and if there's any factors that I haven't considered yet. Thanks again, Ian   20:36 Question 4 Hi Guys, Love your podcasts. You've helped me a lot with understanding my finances and I'd love to ask a question. My wife and I are 36 and have been back in the UK for 3 years. We are hoping to buy our first property in 2026. Due to our age, is it okay and safer to do a 35 year mortgage and pay more off monthly to pay the mortgage off quicker? We aren't high earners but hoping to put any extra onto the mortgage principle. Hope to hear from you. Kind Regards, Dhiren   23:49 Question 5 Dear Pete and Roger Thanks a lot for all the education and sensible insights you are providing to all I am an avid listener of your podcasts and  watch your videos regularly.  Now I can see Roger as well.  Both very handsome and knowledgeable. Your discussions are lively and interesting. I am also a member of the academy from the beginning. Also on Facebook community. Currently working my way through retirement guide. I am working abroad for nearly 8 years. I was told by a financial planner that he can't advise non UK tax payers as per regulations. Since then you have been my main source of information and guidance. I am an Ex NHS consultant and now receiving pension. I have a very small SIPP and substantial Investment ISA which I can not contribute to. So my main investment is through GIA. All via Vanguard. Apart from this I have stocks and shares account with a couple of providers which helps me to keep thinking about investment opportunities. I am not a big risk taker and currently doing well with my stocks. I read and listen to a variety of educational materials to help with this I have 2 questions. Is it possible to get financial planner help for UK citizens while working abroad? What should I do with my investments before coming back to UK to live, for tax planning and reduce risk of huge tax for selling investments after coming back? Currently I am in Middle East with zero percent income tax. My pension is also at zero percent under DTAA arrangements. Sorry for long question. Thanks a lot again for your suuuuuuuuuper work. Continue great job Kind regards, Sudhakar Link: Perceptive Planning https://www.perceptiveplanning.co.uk/world-citizens  28:37  Question 6 Hi Roger and Pete, Love the podcast. Thank you for everything. This is about to be a long question, for which I'm not at all sorry. I've seen articles and videos about the increased sophistication of hacks and scams. Things like stealthily getting access to accounts and for years collecting information that can then be used to impersonate you to socially engineer access to bank accounts. AI plays a part in letting people change how they sound to make impersonating on calls easier than ever. Going forward, I'm worried that one of the biggest threats to my wealth is not a market crash, but someone getting access to my investments through fraudulently calling support lines and impersonating me, or alternatively getting access to my money through 'traditional' password leaks and viruses. To this end, I've been overpaying my mortgage as a way of having money locked away in an asset that cannot be liquidated without a solicitor (and hopefully more stringent checks of identity), but I'm going to be mortgage-free in less than 5 years at this rate.  My question is: Am I overblowing the risk here, and what are my options if I want to reduce the my risk from this perspective? I have considered: - Having multiple S&S ISAs with different providers should mean that only a fragment of my portfolio can be lost through any one hack. - Buying 'real' estate as an investment seems appealing from a security standpoint, regardless of expected returns, and although recent changes have made BtL less attractive, the old Rothschild saying of "Buy when there's blood in the streets" could mean that now might be a good time to buy. Is there an advantage in having overseas property as a wealth storage mechanism? - Putting money in my DC pension pot will lock the money away until retirement, but suddenly becomes fair game to foul play once I do. - Buying an annuity is not as fiscally efficient as drawdown, but is an attractive way of mitigating risk of losing it all to a scam caller. Especially if I'm old and doddery and more likely to fall for a scam. - Buying physical gold (and a safe or a Swiss safety deposit box) doesn't appeal to me, but I have considered it. Please assume that I'm being sensible with passwords and 2FA. My question isn't about basic IT security practices, but which of these decisions you think might be a good/bad decision and whether there's anything I haven't considered. Thank you, Alex Link: Cal Newport - https://calnewport.com/    

Please support the podcast by subscribing to our Patreon: https://www.patreon.com/BreakingBreadwithBeardMeatsFoodandJoshGudgeonBeard's Flavour Of The Month: https://www.youtube.com/@BeardsFlavourOfTheMonthFull episode available on Spotify, Apple Podcasts: https://open.spotify.com/show/6qSYFzDgggzu1SlQcO4bx1?si=bfb5e21df19945c2INSTAGRAM: http://www.instagram.com/breakingbeardpodADAM: http://www.instagram.com/beardmeatsfoodJOSH: http://www.instagram.com/thejoshgudgeonTWITTER: https://twitter.com/breakingbeardpdFACEBOOK: https://www.facebook.com/breakingbeardpd TikTok: https://www.tiktok.com/@breakingbeardpod

Tuesday was an emotional day, as the Phillies fired Rob Thomson after four seasons. Sean Kane and Spencer McKercher share their thoughts on the move, dissect comments from Thomson and Dave Dombrowski, and reflect on a 7-0 win over the Giants on Tuesday night.