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It takes grit and tenacity to make it to the top. And it takes humbleness and perseverance to stay there. Our next guest has all of those qualities and more.  Belinda Agnew is a managing partner at both Foccus Group, a unique recruitment agency, and Enamus, a full-service marketing and branding boutique. Belinda started her career in sales selling vacuums door to door. She then quickly moved up the corporate ladder and ended up founding multiple companies including Open Education and Enamus. She also hosts the podcast Start-ups and Unicorns, where she interviews successful industry founders from all over the world. On today's show, Belinda and Stephynie speak about how Belinda used her confidence and expansive skills set to build her companies. Belinda also dives into her childhood, and how impactful events early in her life shaped who she is today.  From selling vacuums to making millions. This is a conversation you don't want to miss!   Social Media:   Reach out to Stephynie directly at: hello@smalikent.com Follow Stephynie on Linkedin: https://www.linkedin.com/in/stephyniemalik/ Follow Stephynie on Instagram: https://www.instagram.com/stephyniemalik/ Follow Stephynie on Clubhouse: @stephyniemalik Check out my website to learn more about my work: https://stephyniemalik.com/   Timestamps:   05:15 - Being the Black Sheep 12:00 - 6 Figures by 25 13:43 - What Made Belinda Agnew Stand Out 16:50 - Advice to Past Self  19:15 - Differences Between Being an Employee, Versus an Entrepreneur 23:35 - Being a Leader in Mental Health Awareness 32:20 - What Does Belinda Agnew Do? 39:03 - Lessons Learned Getting Burned 40:50 - Being a Female in a Male Dominated Industry 46:40 - Belinda Agnew Podcast 52:54 - Her 5 Year Plan 58:35 - Biggest Obstacles   Mentioned in the Episode:   Belinda's Podcast - https://podcasts.apple.com/au/podcast/startups-and-unicorns-with-belinda-agnew/id1536721867 Belinda's Instagram: https://www.instagram.com/belindaagneworiginal/?hl=en Belinda's LinkedIn: https://www.linkedin.com/in/belindaagnew/?originalSubdomain=au

Poppy Delbridge is the founder of Rapid Tapping and a manifestation queen! If you want to learn exactly what manifestation is or if you already know lots about it, why it may not be working for you, this episode is a must-listen! We delve into the secret behind manifesting the life you REALLY want to live.  Poppy and I chat about:   What is manifesting?  Things that block manifesting  How to do the inner work to unblock  How to manifest your dream life with ease  How tapping/EFT help with manifestation  Poppy's story of personal manifestation  Poppy's manifestation rituals  You can connect with Poppy via https://www.poppydelbridge.com/ (https://www.poppydelbridge.com) and Instagram @poppydelbridge   You can sign up for my 2-hour workshop all about Face Yoga and Chakras here https://faceyogaexpert.com/sessions (https://faceyogaexpert.com/sessions)  Useful links: https://faceyogaexpert.com/teacher-training (Face Yoga and Gua Sha Teacher Training Courses) https://smarturl.it/faceyogajournal (My New Book, The Face Yoga Journal) https://faceyogaexpert.com/ (My Website) https://faceyogaexpert.com/fye-blog (My Blog) https://faceyogaexpert.com/apps#apps (My Apps) https://bit.ly/2IjdPY0 (My Book Danielle Collins Face Yoga) https://www.amazon.co.uk/Danielle-Collins-Face-Yoga/dp/B089GDGDS4/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr= (My Audio Book) https://faceyogaexpert.com/sessions (Face Yoga Sessions)   https://faceyogaexpert.com/shop (My Shop) Follow me on social:  https://www.instagram.com/faceyogaexpert/ (Instagram: @faceyogaexpert)  https://www.facebook.com/The.Face.Yoga.Expert/ (Facebook: The Face Yoga Expert)  https://twitter.com/faceyogaexpert (Twitter: @faceyogaexpert)  https://www.youtube.com/channel/UC4xcFhl2nMbseJO9nEl_kog (YouTube: The Face Yoga Expert ) https://www.linkedin.com/in/danielle-collins-77744437/?originalSubdomain=uk (Linkedin: Danielle Collins)  https://www.pinterest.co.uk/faceyogaexpert/ (Pinterest: faceyogaexpert) https://www.tiktok.com/@faceyogaexpert?lang=en (TikTok: faceyogaexpert)

I was really looking forward to interviewing Darren as he has such an infectious personality and great attitude in life, as you will hear in our interview Darren Harris is an author, speaker and coach on mindset mastery. He works with forward thinking organisations that want inspiration, courage and determination to tackle life's biggest challenges.Black, blind and a badass footballer – Darren is the most capped England blind footballer, he uses real-life examples to bring different perspectives to his clients in business, education and sport. His motto “The eyes are useless when the Mind is Blind” transformed his thinking of what blindness means, and began his mission to "Unblind the mind." Darren is a regional president of the Professional Speaking Association, graduate of The Coaching Academy, Amazon #1 best-selling author, and recipient of an honorary doctorate for outstanding public service. Some key points from our interview:·        How he denied what was going on for a while whilst his sight was failing·        How sports, especially football, gave him focus and direction·        How he realised that he wasn't going to live the limited life he thought he would because of his blindness·        How he's learnt to thrive and experience life in many different ways·        How he realised that whatever he had lost, he could survive without it You can get more info about Darren here:https://www.linkedin.com/in/darrenharrisgb/?originalSubdomain=ukhttps://twitter.com/darrenharrisgbhttps://www.instagram.com/darrenharrisgb/https://www.facebook.com/DarrenHarrisGB/https://www.youtube.com/channel/UCfkCCz3n3uvpZgqyuMpDbCA                                    *                                *                                  *                                    *"Unbroken: Healing Through Storytelling" features  individuals who have all triumphed after adversity and have not just bounced back in life, but forward and are now making a difference for others.Hosted by Madeleine Black, the show will share stories of all the amazing people Madeleine has met on her own journey as an author/speaker and these stories will heal, motivate, inspire and bring hope when they share their wisdom and knowledge with her.She really believes in the power that comes when we share our stories, that in fact we are not story tellers but story healers. Tune in to discover what helped them to stay unbroken and together we will discover that none of us are broken beyond repair.You can find out more about Madeleine, her story and her memoir, Unbroken,  from her website: https://madeleineblack.co.uk/Watch the Podcast via YouTube:https://www.youtube.com/c/MadeleineBlackUnbroken 

Kent Lloyd talks with Alina Timofeeva, a TEDx speaker and multi-award winning professional in Cloud Data and Digital. Together they discuss how Alina broke out of the domestic mold she was raised in, how to adapt to new work cultures, and how Cloud Data can help you. You can find links to Alina's and social media and more below. If you're interested in learning more about Harmon Brothers, you can grab a copy of our book here.Don't forget to like, subscribe, and share. Episodes published every Tuesday at 6 am EST. We'll see you on the next one.Find Alina here: https://www.linkedin.com/in/atimofeeva/?originalSubdomain=uk

Do you want to align your inner self with how you interface with the outside world? When you elevate your leadership game (the way you think, feel, and act), you elevate your sense of spirit, freedom, passion, and your quality of life. Would you consider using plant medicine (or psychedelics) to help you gain that alignment?   When you have everything and still feel that something intangible is missing from your life, here's one way to explore the depths of your inner world to see what comes up and how it can change you.    In today's conversation with Jonathan de Potter, we speak about elevating your leadership and discovering more joy by exploring deeper levels of consciousness. Because to lead your business, you need to be aligned - body and mind - inside and out.    In this episode, we dive deep into what psychedelics can do for you, how the journeys (ayahuasca and others) can help you shift deep patterns, and ask if there are other types of knowledge we can access beyond conventional knowledge. Would you dare to try?    Tune in, gain some information, do the research and make up your own mind.   Timestamps: 1:20 Something is missing 3:06 Journey to self-development and discovery  5:45 Psychedelics, plant medicine and growing to believe 7:40 There has to be something else 11:00 Spirituality and levels of consciousness 15:10 Self-awareness in leadership 16:09 Understanding trauma and treating it with compassion 19:30 Clearing the past and recreating the present 20:45 Understanding the potential and proper use 24:05 Emotions  28:50 12 to 60 thousand thoughts a day - 95% thoughts are repetitive  32:13 Default network - general thoughts and location 41:20 Experience transformation 44:09 Know your WHY 48:45 Overwhelmed with media, fear, anxiety and trauma   Resources: PODCAST WEBPAGE: www.daphnahorowitz.com/podcastlive BOOK a coaching session with Daphna Horowitz HERE: https://daphnahorowitz.com/services/#leadership-coaching  Purchase the book on AMAZON:  https://www.amazon.com/Weekly-Habits-Extraordinary-Leaders-Horowitz/dp/B08JDTRK9H/ref=sr_1_1?crid=24SK3E4DFMJMQ&dchild=1&keywords=daphna+horowitz&qid=1605772332&sprefix=daphna+ho%2Cstripbooks-intl-ship%2C379&sr=8-1  Listen to all the previous episodes HERE: https://podcasts.apple.com/us/podcast/leadership-live/id1524072573  Get access to your FREE Leadership Toolkit here: https://daphnahorowitz.com/leadershiptoolkit For more information about the CEO Habits Bootcamp: https://daphnahorowitz.com/ceobootcamp Social media: https://www.linkedin.com/in/jonathan-de-potter-aaa9813/?originalSubdomain=hk    https://www.behold-retreats.com/  https://www.instagram.com/jondepotter/ 

Sal Gordon, the Head of Teaching and Learning at Green School Bali, is here to explain the mission statement and vision behind the school in Bali which has now grown into a global movement.  Sal spent 12 years in formal education and, at the end of his journey, realized that all he'd really learned along the way was how to learn. That's what inspired him to join Green School; it matched up with his unique view of what teaching can and should be. We also get into how Green School Bali pivoted to keep moving during COVID, the ways that their model of education has helped students already, and its global expansion with other Green Schools in South Africa and Tulum. To learn more, visit: http://pastfoundation.org/ (pastfoundation.org) Resources: https://www.greenschool.org/ (Green School) https://www.greenschool.org/bali/ (Green School Bali) https://www.linkedin.com/in/bill-sal-gordon-a22387117/?originalSubdomain=id (Sal on LinkedIn) Learning Unboxed is produced in part by http://crate.media (Crate Media) Recorded by Eric French at http://wosu.org (WOSU Studios) in Columbus, Ohio

Have you heard of facial cupping? Sakina Di Pace AKA The Facial Cupping Expert is an Acupuncturist who has used facial cupping on her clients for many years and now teaches others how to do it safely and effectively at home. In this episode we chat about:  What facial cupping is  Benefits of facial cupping  What areas of the face it works on  Tips for at-home use  Silicone vs glass cups  Contraindications   Using facial cups if you have had botox/fillers  Sakina's wellness routine  Sakina's top tip for inner peace  You can connect with Sakina on https://thefacialcuppingexpert.com/ (https://thefacialcuppingexpert.com) and @thefacialcuppingexpert on Instagram  Useful links: https://faceyogaexpert.com/teacher-training (Face Yoga and Gua Sha Teacher Training Courses) https://smarturl.it/faceyogajournal (My New Book, The Face Yoga Journal) https://faceyogaexpert.com/ (My Website) https://faceyogaexpert.com/fye-blog (My Blog) https://faceyogaexpert.com/apps#apps (My Apps) https://bit.ly/2IjdPY0 (My Book Danielle Collins Face Yoga) https://www.amazon.co.uk/Danielle-Collins-Face-Yoga/dp/B089GDGDS4/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr= (My Audio Book) https://faceyogaexpert.com/sessions (Face Yoga Sessions)   https://faceyogaexpert.com/shop (My Shop) Follow me on social:  https://www.instagram.com/faceyogaexpert/ (Instagram: @faceyogaexpert)  https://www.facebook.com/The.Face.Yoga.Expert/ (Facebook: The Face Yoga Expert)  https://twitter.com/faceyogaexpert (Twitter: @faceyogaexpert)  https://www.youtube.com/channel/UC4xcFhl2nMbseJO9nEl_kog (YouTube: The Face Yoga Expert ) https://www.linkedin.com/in/danielle-collins-77744437/?originalSubdomain=uk (Linkedin: Danielle Collins)  https://www.pinterest.co.uk/faceyogaexpert/ (Pinterest: faceyogaexpert) https://www.tiktok.com/@faceyogaexpert?lang=en (TikTok: faceyogaexpert)

If you want to achieve something more than just what you can do on your own strength then you need to become a leader - and to become a leader, you need to learn how to do it first and do it well.  Matt Edmundson is the CEO of Aurion Digital and one of the most well-versed eCommerce entrepreneurs. His sites have generated over $75m in worldwide sales and his Coaching has helped his clients turnover of over $100m. Matt will be the first one to tell you he is a business guy who has had more failures than successes; but his successes far out-weigh the failures. How? The backing of a great team and a desire to constantly learn and improve. As someone who likes to challenge the 'norm' Matt loves developing teams so that capabilities match the company culture. Matt is also a host of "The eCommerce Podcast" where he reveals world-class industry strategies.  Jump into this episode and let's unpack the value of having a desire to constantly learn.  On this episode: Matt has quite a unique venture into the world of eCommerce. Learn how the unplanned, ‘un-goaled' path has led to Matt's current definition of success Want to build a business or company? You NEED to work well with people and that takes becoming a leader, and to be a leader you need to learn it  Matt shares his experience with a leader who led through fear and command, leading him to his current revelation: that leadership has to be much more than that to be effective How can leaders stay ahead of the game? Matt talks about how constantly learning is the key to moving forward and staying fresh Learn the mindset that you need to achieve continual growth in the 5 key areas of life Gone are the days of waiting around to hire the superstar, leaders today need to find the people who fit the culture and actively retain them Key Takeaways: Success and wealth is more than just money Leadership in any sphere needs to be learned  Leadership today is about empowering people Hold fast to timeless principles but change tactics daily Success is a journey that takes constant and daily learning  If you are a good leader people will follow you - simple as that Tweetable Quotes: “It's not just about the money, you gotta succeed in other areas as well.” - Matt Edmundson “If you are going to do anything, you need to work well with people… Leadership then becomes one of those things that you have to do, you have to learn.” - Matt Edmundson “You've got to have that mindset of growth… It's when we sit back and say, ‘man, I've got this,' that we struggle.” - Matt Edmundson  Connect with Matt on https://www.linkedin.com/in/mattedmundson/?originalSubdomain=uk (LinkedIn) and https://www.instagram.com/mattedmundson/ (Instagram). Want to get into eCommerce but having a hard time starting? Go to https://mattedmundson.com/ (https://mattedmundson.com/) and get everything you need to be successful. Resources: https://auriondigital.com/ (Aurion - eCommerce platform creator ) https://auriondigital.com/ecommerce-podcast (eCommerce Podcast with Matt Edmundson) Email: denis@leadingchangepartners.com Website: http://www.leadingchangepartners.com/ (http://www.leadingchangepartners.com/)  Leadership Is Changing Facebook Group: https://www.facebook.com/groups/LeadershipIsChanging/ (https://www.facebook.com/groups/LeadershipIsChanging/) Leadership is Changing LinkedIn Page: https://www.linkedin.com/company/leadership-is-changing-podcast/ (https://www.linkedin.com/company/leadership-is-changing-podcast/)

BIO: Marvin Germo is a stock market trader, entrepreneur, best-selling book author, international keynote speaker, brand influencer, and personal financial consultant in the Philippines. STORY: Marvin was enticed to buy his first stock by his colleague who was having good luck with his. Marvin's luck, however, wasn't as good. The stock price went down significantly as soon as he invested causing him to lose all his money. LEARNING: Focus on your own way of investing; don't depend on other people's gains. Wealth is built over time, not overnight.   “Don't focus on making money in the next eight minutes. Focus on the next eight years.”Marvin Germo  Guest profilehttps://www.linkedin.com/in/marvin-germo-51333b8/?originalSubdomain=ph (Marvin Germo) is a stock market trader, entrepreneur, best-selling book author, international keynote speaker, brand influencer, and personal financial consultant who is among the most passionate personal finance experts in the Philippines. Worst investment everWhen Marvin was starting in the stock market, a colleague told him about a stock he was confident would do well. He, however, took his time and didn't invest immediately. At the time, the stock was selling at 12 pesos and went to 15 in a couple of days, and then it went to 24. Marvin's colleague doubled his money. He even borrowed from friends to invest more. Then the stock went to 32 pesos and then fell to 25. Marvin was impressed by his colleague's conviction because he never stopped investing even when the stock price started to fall. Now he was interested in buying the stock too. His colleague convinced him that it was an excellent time to buy, and he remained optimistic that it would go to 50 pesos. Marvin bought the stock. Then two months later, the stock crashed to 17 pesos. He panicked, but his colleague told him to buy more so that he would break even when the stock goes back up. So he bought more stocks. The price never went up. Marvin sold half his stock at 16 pesos and the other half at 13 pesos. Lessons learnedYou build wealth over time. Don't wait until you have a lot of money to start investing. Start with whatever you have right now. Take as much risk as possible while you're young. When you're investing, focus on your own race, you don't have to compare your gains with other people's. You have different starting points, different capital, different risk tolerances, and different timelines. Before buying anything, understand what it is, how much you should put in, and how to exit properly. Andrew's takeawaysMost people struggle to be an entrepreneur because of the many things they have to deal with. Create, grow and protect your wealth. Most of the time, people are winning in the stock market through luck, not through skill, and therefore, when luck turns, they get hurt. Your business doesn't always need debt to be valuable. Find something that you know that you can excel in and try to double down on that. Actionable adviceStart investing now and take your time to build wealth. It's not a sprint; it's a marathon. No. 1 goal for the next 12 monthsMarvin's number one goal for the next 12 months is to understand the cryptocurrency space deeply. Parting words  “Keep on investing and pushing forward.”Marvin Germo  [spp-transcript]   Connect with Marvin Germohttps://www.linkedin.com/in/marvin-germo-51333b8/?originalSubdomain=ph (LinkedIn) https://twitter.com/marvingermo (Twitter) https://www.facebook.com/marvingermo (Facebook) https://www.youtube.com/channel/UCy8ARJvlGyYKc6-mIRvJajg (YouTube) https://marvingermo.com/ (Website) https://shopee.ph/stocksmartsph (Books) Andrew's bookshttps://amzn.to/3qrfHjX (How to Start Building Your Wealth Investing in the Stock Market) https://amzn.to/2PDApAo (My Worst Investment Ever) https://amzn.to/3v6ip1Y (9 Valuation Mistakes and How to Avoid Them) https://amzn.to/3emBO8M (Transform Your Business with Dr.Deming's 14 Points) Andrew's...

“You realize that there is a light at the end of the tunnel and you build back towards it.” Some challenges help you learn what you are made of. Today's guest, Matt Grech-Smith, co-founder and co-CEO of Swingers, shares how flexibility and a commitment to figuring things out are just the ingredients needed when you don't know where to find the answers. Matt shares how teamwork allowed his company to weather this storm and how focusing on that helped his company grow during even the most challenging times. So much to learn from this episode of #TheKaraGoldinShow Enjoying this episode of #TheKaraGoldinShow? Let Kara know by clicking on the links below and sending her a quick shout-out on social or reach out to Kara Goldin directly at Kara@drinkhint.com Follow Kara Goldin on Linkedin: https://www.linkedin.com/in/karagoldin/ Follow Kara Goldin on Instagram: https://www.instagram.com/karagoldin/ Follow Kara Goldin on Twitter: https://twitter.com/karagoldin Follow Kara Goldin on Facebook: https://www.facebook.com/KaraGoldin/ Check out our website to view show notes: https://karagoldin.com/podcast/201 List of links to resources mentioned in episode, suggested reading & social media handles: Matt's Website: http://competitivesocialising.com/ Matt's Linkedin: https://www.linkedin.com/in/matt-grech-smith-31212b8a/?originalSubdomain=uk Matt's Instagram: https://www.instagram.com/matt_grechsmith/ Matt's Twitter: https://twitter.com/mattgrechsmith Swinger's Website: https://swingers.club Swinger's Twitter: https://twitter.com/swingersus  

Do you feel things deeply? Do you feel sensitive to your own emotions or others? Do you connect with people, the environment, or animals in a special and deep way? Well, you may be either a Highly Sensitive Person, an empath, or both! If you are an empath, did you know there are over 5 different types? In this episode, my guest guiding us through all this is Francesca Ajello, a life coach who shows highly sensitive women how to protect their energy and embrace their true nature, so they can stop apologising for who they are and tune into their subtle superpowers to live the life of their dreams.  In this episode we chat about:  What a Highly Sensitive Person is  What an Empath is  5 types of Empath  Francesca's journey  How to worry less about what people think of you  Self-care for Empaths  How being an Empath can be a superpower  Francesca's wellness routine   You can connect with Francesca here https://www.coachedbyfrancesca.com/ (https://www.coachedbyfrancesca.com)  Useful links: https://faceyogaexpert.com/teacher-training (Face Yoga and Gua Sha Teacher Training Courses) https://smarturl.it/faceyogajournal (My New Book, The Face Yoga Journal) https://faceyogaexpert.com/ (My Website) https://faceyogaexpert.com/fye-blog (My Blog) https://faceyogaexpert.com/apps#apps (My Apps) https://bit.ly/2IjdPY0 (My Book Danielle Collins Face Yoga) https://www.amazon.co.uk/Danielle-Collins-Face-Yoga/dp/B089GDGDS4/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr= (My Audio Book) https://faceyogaexpert.com/sessions (Face Yoga Sessions)   https://faceyogaexpert.com/shop (My Shop) Follow me on social:  https://www.instagram.com/faceyogaexpert/ (Instagram: @faceyogaexpert)  https://www.facebook.com/The.Face.Yoga.Expert/ (Facebook: The Face Yoga Expert)  https://twitter.com/faceyogaexpert (Twitter: @faceyogaexpert)  https://www.youtube.com/channel/UC4xcFhl2nMbseJO9nEl_kog (YouTube: The Face Yoga Expert ) https://www.linkedin.com/in/danielle-collins-77744437/?originalSubdomain=uk (Linkedin: Danielle Collins)  https://www.pinterest.co.uk/faceyogaexpert/ (Pinterest: faceyogaexpert) https://www.tiktok.com/@faceyogaexpert?lang=en (TikTok: faceyogaexpert)

Topics on Freedom with Turn-Key Businesses What is a Turn-Key BusinessThe 4P's Where to Find turn-Key Businesses Pete's Productivity Secrets What are the 4Ps? The 4Ps you need for every turn-key business are the product, process, people, and profit. These are the aspects you need to consider to ensure you get freedom without frustration. Don't forget to tune in to Episode 67 of the Total Fit Boss Chick to get all the deets! Key Takeaways on the 4Ps Product The first consideration is having a product that you know is perfect. The way to decide if the product or even service is perfect is if it solves a problem. Simply saying what this product or service solves is a key indicator that it will make money. Process Whether you're working on the business solo or you have 100 employees, you need a process. Creating the right system will help you save stress, time, energy, and money. You need to constantly work on this and improve it, including a managerial standpoint of daily activities. People Having the right people will make a world of difference, especially when it comes to your freedom. Having the right management does not only help with accountability, but it lessens the need to be at work daily filled with stress and frustration. It's a good idea to consider having the ideal suppliers for your products. Having a supplier, you can trust, knowing that their quality meets your standard, and making deliveries on time is a game-changer. We should also consider who our ideal customers are.  ProfitBefore we end up with profits, the three Ps mentioned the need to all work together first; with all of these elements interplaying, profit will come, and you can enjoy your freedom! Let's Start Opening Doors! I hope you're motivated to start exploring the possible freedom and future that awaits behind the door! Don't forget to listen to Episode 67 of the Total Fit Boss Chick, “Turning Frustration into Freedoms with a Turn-Key Business," so you get all the details to help you get the freedom you deserve EASIER. Connect with Pete, Website: https://simplifyingentrepreneurship.com/LinkedIn: https://www.linkedin.com/in/petermohr/?originalSubdomain=ca

In this HCI Podcast episode, Dr. Jonathan H. Westover (https://www.linkedin.com/in/jonathanhwestover/) talks with Sharon Koifman about designing effective work in an online environment. See the video here: https://youtu.be/wEebERW7rdw. Sharon Koifman (https://www.linkedin.com/in/distantj/?originalSubdomain=ca) is the CEO of DistantJob Remote Placement Agency, the author of Surviving Remote Work, and the newly launched Think Remote – a company focused on remote work that educated, informs, and entertains. Sharon Koifman is an expert on helping people with their work from home strategies, helping companies with remote employees, and making the remote world more enjoyable and productive for all. Based on Sharon's 20 years of experience of running companies remotely, he is an expert at helping people not only survive, but thrive during these times. Sharon believes that working from home is MORE productive than an office setting. He wrote his entire book while being a stay-at-home dad and understands the struggle many people face. Check out Dr. Westover's new book, 'Bluer than Indigo' Leadership, here: https://www.innovativehumancapital.com/bluerthanindigo. Check out Dr. Westover's book, The Alchemy of Truly Remarkable Leadership, here: https://www.innovativehumancapital.com/leadershipalchemy. Check out the latest issue of the Human Capital Leadership magazine, here: https://www.innovativehumancapital.com/hci-magazine. Ranked #6 Performance Management Podcast: https://blog.feedspot.com/performance_management_podcasts/  Ranked #6 Workplace Podcast: https://blog.feedspot.com/workplace_podcasts/  Ranked #7 HR Podcast: https://blog.feedspot.com/hr_podcasts/  Ranked #12 Talent Management Podcast: https://blog.feedspot.com/talent_management_podcasts/  Ranked in the Top 20 Personal Development and Self-Improvement Podcasts: https://blog.feedspot.com/personal_development_podcasts/  Ranked in the Top 30 Leadership Podcasts: https://blog.feedspot.com/leadership_podcasts/ --- Support this podcast: https://anchor.fm/hcipodcast/support

Get 20% OFF @manscaped + Free Shipping with promo code GDU at MANSCAPED.com About this episode: Mobile have continuously been growing at a faster rate than the rest of the industry. It has provided microtransactions and blueprints on how to set up a business model early in the game dev cycle to great success. To look forward, we often need to keep pace on the development of mobile to better inform us of what could be. Michael Hudson, is the CEO of GameBake, is here to do exactly that. Connect with Michael https://www.linkedin.com/in/michaelahudson/?originalSubdomain=uk https://gamebake.io/ Connect with us: https://twitter.com/BLUchamps --- Support this podcast: https://anchor.fm/gamedevunchained/support

SO after a week from hell, Robbo reflected on some of what he had put a VO buddy of his through in terms of late scripts and "extra" sessions. Whilst his mate was happy to oblige, what happens when you don't have a relationship with the artist, and you are asking for more than was originally agreed to. Where do you draw the line? Find Paul on LinkedIn.. https://www.linkedin.com/in/paul-pittioni-73058b3b/?originalSubdomain=au The Pro Audio Suite has kindly been supplied with gear from RØDE microphones. We would like to thank them for their involvement with our show, and their generosity. You can see the complete list of their gear here.     @rodemic @rodemics Rode on Linkedin https://www.linkedin.com/company/rode-microphones/   We have launched a Patreon page in the hopes of being able to pay someone to help us get the show to more people and in turn hopefully help them with the same info we're sharing with you. If you aren't familiar with Patreon, it's an easy way for those interested in our show to get exclusive content and updates before anyone else, along with a whole bunch of other "perks" just by contributing as little as $1 per month. Find out more here..   https://www.patreon.com/proaudiosuite   If you haven't filled out our survey on what you'd like to hear on the show, you can do it here: https://www.surveymonkey.com/r/ZWT5BTD Join our Facebook page here: https://www.facebook.com/proaudiopodcast And the FB Group here: https://www.facebook.com/groups/357898255543203 For everything else (including joining our mailing list for exclusive previews and other goodies), check out our website https://www.theproaudiosuite.com/ “When the going gets weird, the weird turn professional.” ― Hunter S Thompson

Avram Miller - The Intel Guru Avram Miller is best recognized for co-founding Intel Capital, the computer industry's most successful corporate investment organization. While at Intel, he was Vice President of Corporate Development. Miller was a major influence behind the creation of residential broadband, which was a crucial component in the development of today's internet. Miller had a good career in medical science before moving into high tech. Miller has served on a variety of company boards in both high tech and health care since leaving Intel in 1999. He has advised and invested in a number of early-stage businesses. He currently resides in Tel Aviv and travels widely across the globe. Avram Miller discusses how intuition, imagination, humor, and risk-taking enabled him to become one of Silicon Valley's pioneers and leading venture investors in his new book, The Flight of a Wild Duck: An Improbable Journey Through Life and Technology. He recounts his journey from childhood illness and an inability to function in the educational system to becoming a top executive at one of the world's leading technological firms.   Timestamps: 00:00 Introduction 2:58 Avram's family migration story and childhood in San Francisco 6:54 Growing up in a Jewish family 8:14 Avram's background and history with science and technology 13:27 How Avram managed to work in two different industries without formal training 16:10 Why Avram switched from the medical field to the computer field 17:43 Avram's time and breakthroughs at Intel 23:41 Importance of engagement with the Jewish community throughout Avram's life 29:54 Talking about The Flight of a Wild Duck 30:34 Bill Gates and Steve Jobs 31:37 Some advice for kids and parents 34:21 Moving to Israel and current experience over there 34:49 Audiogram 2 - Israel 37:24 What's next for Avram   Connect with Avram Miller: Website: http://www.avrammiller.com/bio.html LinkedIn: https://www.linkedin.com/in/avram/?originalSubdomain=il Twitter: https://twitter.com/avrammiller Blog: https://twothirdsdone.com/   Connect with Ari: Instagram: https://www.instagram.com/jewsyoushouldknow Twitter: https://twitter.com/JewsUShouldKnow Facebook: https://www.facebook.com/Rabbi.K Linkedin: https://www.linkedin.com/in/ari-koretzky-18b12217/

Karolina Rzadkowolska is my guest this week and she is a certified alcohol-free life coach and bestselling author. She works with dreamers and doers who want to see what they are capable of without alcohol weighing them down and unlocking another level of potential in their lives. In this informative and non-judgemental episode we talk about:    Karolina's journey to becoming a certified alcohol-free life coach  what we can gain from being alcohol-free  biggest challenges with reducing or stopping alcohol   how being sober can benefit our skin and health  conscious alcohol drinking  weekend drinking  the alcohol spectrum  Karolina's wellness routine    You can connect with Karolina here: http://www.instagram.com/euphoric.af (www.instagram.com/euphoric.af)  http://www.euphoricbook.com/ (www.euphoricbook.com)  http://www.euphoricaf.com/ (www.euphoricaf.com)  Useful links: https://faceyogaexpert.com/teacher-training (Face Yoga and Gua Sha Teacher Training Courses) https://smarturl.it/faceyogajournal (My New Book, The Face Yoga Journal) https://faceyogaexpert.com/ (My Website) https://faceyogaexpert.com/fye-blog (My Blog) https://faceyogaexpert.com/apps#apps (My Apps) https://bit.ly/2IjdPY0 (My Book Danielle Collins Face Yoga) https://www.amazon.co.uk/Danielle-Collins-Face-Yoga/dp/B089GDGDS4/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr= (My Audio Book) https://faceyogaexpert.com/sessions (Face Yoga Sessions)   https://faceyogaexpert.com/shop (My Shop) Follow me on social:  https://www.instagram.com/faceyogaexpert/ (Instagram: @faceyogaexpert)  https://www.facebook.com/The.Face.Yoga.Expert/ (Facebook: The Face Yoga Expert)  https://twitter.com/faceyogaexpert (Twitter: @faceyogaexpert)  https://www.youtube.com/channel/UC4xcFhl2nMbseJO9nEl_kog (YouTube: The Face Yoga Expert ) https://www.linkedin.com/in/danielle-collins-77744437/?originalSubdomain=uk (Linkedin: Danielle Collins)  https://www.pinterest.co.uk/faceyogaexpert/ (Pinterest: faceyogaexpert) https://www.tiktok.com/@faceyogaexpert?lang=en (TikTok: faceyogaexpert)

Bester Einstieg in eine sehr ehrliche, gefühlsstarke und inspirative Folge, wenn nach 10 Min bereits alle Beteiligten feuchte Augen haben…Ein Ehepaar das bewegt. Michael Trautmann ist Unternehmer/ Berater in den Bereichen Marketing/ Sport/ Brand und Podcaster des Formats „On the way to new work“. Franziska „Zisa“ Trautmann ihrerseits Schamanin, Tier-Telepathin und ebenfalls Podcasterin von „Gefühls Echt“. Welche Geschichte verbindet die Beiden nach mittlerweile 28 Jahren Ehe? Wie haben die jeweiligen Prägungen Einfluss genommen? Kann man eine Partnerschaft einfordern? Wie haben sich die Beiden wahrgenommen in den Tiefphasen ihrer Beziehung? Welche Entscheidungen getroffen und inneren Schubladen aufgerissen? Sind die bei Männern und Frauen eigentlich gleich gestaltet? Da hat die Hirnforschung Antworten… Man kann definitiv sagen, dass sie den Schmerzen nicht ausgewichen sind. Zwei Welten treffen quasi aufeinander, wenn man den traditionellen Beginn mit der heute realen lebendigen Beziehung vergleicht. Ein Transformationsprozess zu dem viel Mut gehört. Als individuelle Persönlichkeiten und als Paar. Wie kam es zur kurzzeitigen Trennung aus Liebe? Was ist die größte Verletzung, die sie gegenseitig erfahren haben? Wie gehen Zisa und Michael mit den unterschiedlichen Empfindungs- und Entwicklungs-Geschwindigkeiten um? Kommunikation mal wieder „the key“ und die echte Schnittmenge bei Partnern viel kleiner, als man vermutet. Als Eltern von 2 erwachsenen Söhnen gibt es zur Erziehung und Rollendefinierung derer viel zu erzählen. Wer hat hier welchen Einfluss und Begleitung mitgegeben? Welche Utopien stellen sich Zisa und Michael in Bezug auf Familie vor? Welche Wünsche haben sie an die Zukunft, was sich von Herzen gegenseitig zu sagen und welche Botschaft für die HörerInnen? Definitiv eine Folge die mitten ins Herz trifft. Danke für die absolute, schonungslose und SENSITIVE Offenheit! Mehr Infos zu Janet, den Supportern und Gästen hier: https://www.janetbraun.de/   https://www.instagram.com/janet_braun_/   https://www.linkedin.com/in/janet-braun-8395a2157/   https://www.hafengoldfilm.de/   https://simonfoelster.de/   https://www.linkedin.com/in/michaeltrautmann64/?originalSubdomain=de   https://www.onthewaytonewwork.com/   https://www.linkedin.com/in/franziska-trautmann-b1120b73/?originalSubdomain=de   https://gefuehlsecht.podigee.io/

Andrew Drexler has been a Part of the First National Financial Commercial Team for over 15 years, and has Originated more than $4 billion in Commercial Financing. In 2020 alone, his team funded over $1 billion in Commercial Mortgages, of which $822 million represented transactions in Ontario and $236 million Represented Transactions in Quebec In this episode we talked about: Andrew's Bio & Background The Real Estate Market Liquidity Debt Markets and Financing of Projects The Retail Real Estate Outlook Remote VS Onsite Work Real Estate Risks and Opportunities Underwriting Apartment Buildings Condo Development The Student Rental Market Canadian and US Real Estate Mentorship, Resources and Lessons Learned Useful links: https://www.linkedin.com/in/andrewdrexler/?originalSubdomain=ca https://www.firstnational.ca/contact-us Transcription: Jesse (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time, or at least an in gentlemen, my name Jessica galley, and you're listening to working capital the real estate podcast. Our special guest today is Andrew Drexler. Andrew has been part of the first national financial commercial team for over 20 years.   Now, for those of you that don't know first national is one of Canada's largest non-bank mortgage lenders offering both commercial mortgages and resident residential mortgage solutions. And correct me if I'm wrong, Andrew, I believe you said that we're over 10 billion in, in mortgage originations.   Andrew (50s): It's going to be pretty close to 10 billion for this year. Yes, we're on the commercial side. It's going to be a very exciting year.   Jesse (56s): Well, first of all, thank you so much for coming on. It's it's great that you're being generous with your time. How you doing today?   Andrew (1m 2s): My pleasure. Good. Thank you. It's a beautiful fall day in Toronto right now. I love fall. It's my favorite season. So it's a beautiful day   Jesse (1m 9s): Transience of that fall season. We get it for such a small amount of time. That makes it so good. Well, it is a, it is false. Yeah, no, absolutely. I appreciate that. It is fall. It's a leaves home opener today. So at least versus Canadians for the hockey fans out there. What we do with, with guests that we have on first and foremost, Andrews, we like listeners to get a little bit of a background into, you know, how you got into the, the real estate space, maybe a little bit of, of your background and how you ended up where you are today.   Andrew (1m 44s): Sure. So, you know, I first got introduced to real estate actually, when I came as a 14 year old immigrant to Canada for Romania, with my family. And it was the first time it occurred to me that you have to pay rent to live somewhere. And I thought that was quite interesting. So I guess I went to school at the university of Toronto and upon graduating, I was very fortunate to meet more the co-founder of first national and, you know, he's a legendary figure in our industry.   He's been a great mentor for me now for 20 years. And so early on in my career Morty and I were looking after one of our largest clients from Israel who came into Canada and bought a lot of real estate in a very short period of time. And so early on, I was exposed to all the different asset classes and because they were short-staffed here, we did a lot for them, not just the financing, but a lot of the acquisition work and due diligence work, you know, and that gave me a really good understanding of both the equity and the debt side. So it's been, it's been a really amazing ride really for the last 20 years, we've worked on some really exciting deals, mixed use deals, construction loans, and pretty much every asset class.   So it's been, it's been quite an interesting last 20 years. We've seen a lot for sure. And you know, I'm excited about where the Canadian industry is. I mean, there, we see a lot of changes, but we also have some challenges going forward. So I think overall though, the industry, the Canadian real estate industry is in a pretty good space   Jesse (3m 12s): For sure. And in terms of coming out of the university of Toronto going, you know, meeting, meeting the, you know, the head of first national, was that your first path into real estate or was there, was there other companies that you work for prior to, to first national?   Andrew (3m 26s): No, that was my first. That was my first job out of university. It was, I was, I was quite lucky. Actually. I started a business lab in university, which led me to meet somebody who then introduced me to the Maury and went, you know, it, this is how the opportunity came about. And it's been, it's been a great opportunity that I really appreciated, you know, first actually has been just such a gold standard in the mortgage industry, Steven Smith and Moya Taz. And they've done a great job of being at the forefront of innovation. And, you know, like you said earlier, I mean, we're going to be close to $10 billion of new mortgages originated this year on the commercial side, the single family side is, is a leader in its space as well.   So we get a really good look at what's going on in the industry, you know, both from the commercial side and the, the, the, I guess the single family side and just the strength and the health of the overall industry. From that perspective,   Jesse (4m 18s): I'm curious to ask, I mean, it's not often you have a seasoned vet. That's been with a company like first national from inception in terms of the, the background that you've seen over the years, first National's evolution to, to what the different places that they lend within the capital stack. How has that evolved over your career there?   Andrew (4m 36s): So we used to be predominantly an apartment lender on the I'm only going to speak from the commercial side cause that's where, where I work, but we are mostly an apartment lender and now we've become, you know, we do retail, we do office, we do self storage, we do student housing and retirement. We've really become a very balanced lender. This is a time. I mean, there's definitely a lot of liquidity in the markets, both for on the equity side and on the debt side, it's a great time to be a borer. If you have existing assets, it's a very difficult time to be a developer, looking for land, looking for new projects, you know, it's become tougher and tougher to make money in real estate, both buying and developing.   But if you do have an existing portfolio, it's a very good time and there's so much liquidity. I don't think I've ever seen this much liquidity in our market, again, both from the, the equity and the debt side.   Jesse (5m 28s): So how has the last year, well, almost two years now, this environment that we've, we find ourselves in, how has that, if, if it has at all changed the way that you look at the debt markets, the way that you look at financing of projects, you know, anything different philosophies changed over the, over the last 18 to 24 months?   Andrew (5m 51s): You know, it's a good question. So I think we've been surprised at how certain asset classes have held up. I think at, you know, we were worried about apartment owners and, and, you know, we were wondering whether people are going to lose their jobs and not be able to pay their rents. And the apartment sector has held up incredibly well. You know, I mean, the government's done their job to, to support people and then people to their credit have done a great job of maintaining their rent payments and not defaulting there. I think, you know, rebel is had its challenges.   You know, obviously people shop differently. Now. I think people are spending less, I think on the office side it's yet to be determined, right? I mean, I, I'm a big believer in the return of the downtowns. I think, you know, we've seen apartment vacancies in the downtown core across Canada go from 0% to 15% almost overnight. I think we're starting to see the return now and nobody's really back at work, but very small people are, people are back in the office. I think that we will go back fairly quickly. I'm so bullish on, on the Canadian major cities.   I mean, I just think when I look around the world, I, I wouldn't rather be, I wouldn't be anywhere else really than, than here. So I think there's a big draw from an immigration perspective, economic perspective, our, our political system is good. Are healthcare systems good or universities are good. So I think, you know, Canada will continue to be a strong point of, of, of entry, you know, industrial of course has been booming. And so that's, we all know that everybody's looking for, for industrial space and, and rents and values and land and cap rates.   Everything is it's at an all time high cap rates at an all time low, of course. So the Canadian market is held up really well. I, I would say my biggest worry is really more around the retail side. I think the, the office side will rebound and I think the office sector for the most part is owned by very large institutional players that have a deep pockets. I think on the retail side, I'm more concerned about, you know, when you lose the mom and pop tenants and when you see some of the anchors that are maybe downsized or not quite taken up as much space, I'm not sure that there's a long list of replacement tenants that are waiting in the wings.   You know, in previous years or decades, there's always somebody new coming out of the U S there's always somebody new coming out of Europe. We just don't seem that anymore. And I'm just worried that that rents probably in the long-term are going to be flat lower than where they are today. And that's assuming the occupancy stays at the level that it's at, but overall the market has been good. I think you certainly put more emphasis now on the strength of the bore and their cashflow abilities. You know, it used to be that somebody got, they had a good net worth, they're good to go, but now it's, you know, they own a bunch of different plazas and they're not quite getting their full, you know, a hundred percent of rent that they used to collect.   So can they still support the loan or what happens when their loans roll over? And they start all of a sudden going to a higher interest rate, you know, which is the next point, which is, you know, I do think unfortunately we're in for a, a period of rising interest rates. I do think that everywhere you look, you know, it screams inflation, and eventually that's going to make its way into the interest rate environment. You know, there's talk about one a day data being, being slowed down or reduced at all levels and malt and other, you know, many countries.   And I think that that ultimately will put pressure on bond yields to move up, which will result in higher interest rates are interest rates can lead to higher cap rates, you know, maybe a reduction in values. And again, the cash flow is, is a big concern. So we're definitely, stress-testing our borders a little bit more, and we're looking very closely at the ability of the property as well to, to support their, that they plan on taking   Jesse (9m 32s): Yeah, in terms of a lot there. But for, for the particular asset class, I'm curious with retail, as you know, we've seen, I think whether in the states, whether it's 26 or 27 square feet per person per capita, and we're somewhere 16 and then, you know, European countries, sub 10. So all that to say that we, you know, a lot of real estate or retail, I think that even prior to COVID, we, we knew it was overbuilt, but now really getting granular. And the ones that at least we see is that the grocery anchored or the good anchor tenant malls or areas experiential areas I think are going to be positive.   But when it comes to you looking at retail as an asset class, are you looking, you know, with much more emphasis on the credit worthiness of, of the tenants and what that tenant profile looks like?   Andrew (10m 21s): Yeah. I think it's, it's the long-term stability of that tenant and trying to anticipate what their long-term needs are going to be. So, you know, when I look at a Canadian tire, when I look at a Walmart, Walmart, which used to be obviously the gold standard, and you have one of those in your Plaza and don't even have to worry about the rest of the tenant roster. I think you, you try to say now, well, where would they be in five years? Do they still need that kind of footprint? Is there a chance that, you know, we're competing with their own sites and they go somewhere else because they need more or less, you know?   And then when you look at the, the, the rest of the tenants and you look at their rents and you even look at the renewal rates, like, are they really going to be getting those rents? You know, considering that, you know, they spend more on cleaning, they spend more on staff, they're doing a little bit less business than they used to. You know, certainly if you go into the mall and all of a sudden you're allowing two people per store, four people per store, you know, what does that do to their bottom line? It's got to impacted, right? And then you add in, again, the extra cleaning Dexter wages, certainly the profit is going to be decreasing.   You start thinking about supply chain issues, you know, where they're getting their, their items that they're selling their merchandise. Does that cost them more? Are they still able to get it on time again, that affects their profit, which ultimately for them to stay afloat, do you need to come back to your landlord and say, Hey, I'm sorry, guys. I want to stay open, but I need to pay a little bit less. So I think it's more about not just happens right now, but it's really what happens two to five years from now. That's really important from a tenant by tenant perspective.   Jesse (11m 56s): Yeah. That makes sense. In moving over onto that office side, do you, do you, well, I'll say this, do you subscribe to the, this, this idea? I think I'm, I'm partial to, I'm also, you know, obviously biased in, in the Toronto downtown market, but the idea that I think that 24 hour cities are going to come back, whether it's the new Yorks, the Las Vancouver, Toronto, I think suburban offices have held up decently. I think it's, it's a lot of the mid tier, you know, the, the class B class C in mid markets that I think are going to be the questionable questionable office is the ones that aren't connected to the suburbs through transportation.   Like you just, you know, having a car and the ones that aren't downtown connected via all the transit that we have here. What are your thoughts on that?   Andrew (12m 43s): You know, for me, the question is about when people are going to feel comfortable being on public transit, right? So I'm a huge believer in that downtown. I'm a huge believer in, in, you know, not just the hybrid model, but a return to work model, because I truly think people need to be around others to brainstorm, to be more creative, to be more productive. I know we've all been very productive for the last year and a half, but the reality is everything's been shut down. You've had nothing to do blood work, you know, but now as things open up, you know, it's easy to, to, you know, not feel as, you know, energetic or enthusiastic plus you've been, you've been locked up at home for awhile.   You know, when you come into the office, is it just a certain level of energy that, that kicks in, right. And I think for the young people, not that, that I'm so old, but for the young people, you really need to be around to hear what's going on, to learn about deals, to learn about what's going on in the market. You just don't get that from the home. And so I do think the office market will come back strongly in the downtowns across Canada. I just, for me, the question is more, is this six months? Is it a year, is a year and a half. And I think the answer depends on when will people feel comfortable being on transit.   Cause you know, everybody thinks they're going to drive into work. I tell you I live 15 minutes away and it takes me 45 minutes now to drive in with 5% of the people being downtown. And so once everybody's back to work, it's just no chance I'm doing a drive in and out of downtown. So, but I I'm a such a believer in the return of the downtowns and, and it goes the same for buildings, right? I mean, people are not going to be working, living in the suburbs for the rest of their lives. You know, if you have family, that's a different story, but the young people, again, who may be moved home or, or bought a place for our way that I just think they'll, they'll want to come back into the downtown, you know, and once their friends are back and the energy's back, you want to be in and around the downtown.   And you know, that will signify the return of that 24 hour city that you're talking about.   Jesse (14m 38s): Yeah. I think that's born out by most of our experience that we've had with our office. We've, we've opened in October, so not too long ago, officially on, on kind of a rotational basis. And there's definitely that feeling that vibe, you know, just kind of interoffice sports are kind of slowly coming back. And I really felt during COVID or that at least the beginning, I really felt for the individuals that were associates and analysts just coming into our industry only, you know, the time where you should be making the most connections speaking with the most people, they were kind of forced to be at home during that time.   Andrew (15m 12s): Yeah. It's very difficult that you just can't learn the same way when you're at home. You know, you try, I mean, I have a team of analysts and you know, we try to get them on calls. You're calling your client, you get them on, but sometimes you don't get the client, you hang up, they call you back. You can't quite just say, hang on, let me put my house on line. And these are learning opportunities where you just around people and you learn, I mean, I've learned so much by, you know, the, the predecessors or the people that are still our company that had been there before me just listening to them. You know, that's how you learn how to talk to clients. You learn what to say, what not to say, you know, you learn about stuff that's going on in the market.   I mean, these are really valuable things that I really hope that the young people see the value in that. And they forget that it's been easy to work in your jogging pants and, you know, get a workout in, in the middle of the day. But hopefully you'll you realize that the importance of, of being in the office?   Jesse (15m 59s): Yeah. I think the interface, zoom, whatever it is, teams it's, they've got, they've done well, but there's definitely those subtleties. I, in terms of, you know, you mentioned interest rates, you know, I think it kind of went under reported with the fed kind of decoupling their, their target inflation. I'm I'm assuming I, I should be, I should be more up on this for the Canadian side of things, but I assume that we will follow something similar to what what's going on in the states right now you mentioned inflation and, and as a result of eventual, upward pressure on interest rates, how do you view, how do you analyze that?   How do you approach that when from a, from a lending point of view?   Andrew (16m 39s): So I think the challenges with the construction projects, you know, where you have, you're trying to underwrite the future value of the asset upon completion. And you're trying to peg a certain interest rate, a certain ceiling rates that you cannot exceed. So you're structuring your construction financing based on the end value. When you have a certain rate that you can't, when you convert to the term that you cannot exceed. And so, you know, the challenge with, with apartment construction is that the projects take so much longer than they used to.   You know, you start off with approval is taking years now, too. So the pre-development takes a lot longer. The construction is taking longer and you know, whether it's COVID related, whether it's supply global supply chain, disruptions related, you know, everything is taking longer. And so, you know, now you're looking at a project that could be five, six years before you get to completion. So we're essentially trying to peg where the interest rates are going to be in five or six years, because that's what we've tied our construction loan to. So I think that's, to me where I have the biggest concerns, we mitigate that by saying, you know, we're really just focusing on large bores that have liquid assets and very good cash flow in their portfolio.   But a lot of these apartment projects are getting to be very significant. I mean, we're doing projects that are, you know, $200 million upwards of $200 million. That's a lot of exposure. You know, you have a, a 50% basis point 50 basis point rise in interest rates, which could impact your cap rate by 25 basis points. You know, that's a lot of, that's a, that's a big value of sling. And I think if you try to say, look, you know, we're going to increase the interest rate in our underwriting by 50 basis points per year. Or if you're trying to Peggy at five years out, that's two and a half percent.   There's no chance that anything today is going to cover. So it's, it's a bit of a balance, right? But I think the biggest challenges in the multifamily sector, I think, you know, industrial, not so much office, but industrial and retail, usually construction is a lot shorter. And usually you have your leases done right at the beginning. So you don't even have to worry about leasing risk at the end. So it's merely just pegging your construction risk and then how quickly you can turn out the debt. But I think apartments though, you do have some, some serious interest rate.   Jesse (18m 53s): Yeah. At least with industrial construction too. I mean, it's a slab of concrete at, at a certain point. And the, the, the construction itself is simpler. I'm curious, Andrew, when it comes to the underwriting of apartment buildings, for those that don't know that the Canadian market is a bit unique, especially in comparison to the states. A lot of our apartments stock is older stock in terms of the actual, when, you know, when you hear that there's a class, a class apartments in whether, you know, it's in Miami or Boston, we really started building a class not very long ago.   So the projects that, that you would finance or that you would look at geographically, where do you find them clustering and what type of, what type of assets in the apartments fear are you financing? Are you lending on?   Andrew (19m 40s): So there it's our asset class that, that transacts the most. So there is a lot of capital chasing apartments. So the existing portfolios are being bought the existing older buildings. There there's a lot of demand for them. There are a lot of international players that are a lot of Canadian REITs. There are a lot of wealthy families and investors that are still looking to acquire multi reds in Canada. And so that's good because you know where your debt is today, and it's been very cheap.   And so you can lock into a 10 year rate and still get some pretty attractive returns. We send a lot of new rental development over the past five years. And the reason for that is because, you know, it used to be that interest rates were high and rents were low, right? We had rent control for many years and there was no incentive to build apartment buildings. And like you said, the apartment stock in our country is very old and we hadn't had new construction for a very long time. And so the shift happened when interest rates started going lower and lower to the point where we were at historically low levels, the financing environment became a lot more conducive to new development.   And a key part for me was that the tenant profile had changed. So tenants right now, whether you're dealing with retirees cashing in, on their home equity, young professionals that either can't afford or don't want to buy a house right now, or international students, these are very sophisticated pennants that have said, you know, I want a nice building. I want a superior HVAC system. I want amenities like rooftop, patios, and barbecue areas where we can entertain friends. I want gyms in our building. And so this level of demand from the tenants has driven the, the, the, the increase in supply of new apartment buildings.   Now, not all new apartments have been luxury. You know, we've built, you know, call it no frills, new apartment buildings as well. You know, new apartment buildings that maybe don't have the same level of amenities. And we've built those, not just in the major cities, on the major transit nodes, but on the outskirts as well. And so those have been really well received. So I think to your point, our rental stock is very old. And anything new that has been brought into the market has been received very well, because there are lots of people that have the ability to pay more for their rent and want to live in nice places.   And, you know, frankly, the units have gotten smaller, but that's okay because you live in a brand new, beautiful building. And again, you have these great amenities and you have people over, they're not going to be in your, an apartment. They're going to be in the, in the common areas. And so we've seen a lot of new developments in, in that sector. The challenge now is will that continue going forward? And I think, you know, the demand side is definitely there. I think the challenge is in those risks that we're talking about, namely interest rate risks, the fact that the projects have taken longer, they're becoming bigger.   And with the construction costs today, escalating rapidly, you know, the returns are now getting to that point where they don't really make sense. And so this all leads to this affordability crisis that we have in Canada, which is both the home ownership, we're home on affordability issue and the lack of affordability on the rental side. And the challenge is that people don't understand that the issue is a supply issue. It's not a matter of cap, the rents, you can increase rents anymore, or you can't get rid of and evictions.   It's not that the issue is that we don't have enough supply and pre COVID. We were pretty close to 0% vacancy rate across the country. Most cities we're going to get there again, as soon as immigration opens up, as soon as the international students are coming back, as soon as people come back into downtowns to the office, that vacancy rate goes back to zero. And yet here we are with facing a, an, an affordability issue again. And so we need to find a way to solve that.   Jesse (23m 28s): Yeah, I think that is kind of the knee, knee jerk reaction. It's it's these symptoms. I think of the problem that you, you go to like rent evictions or these, these type of things where it's it's, the constraint is supply. And I I'd like to get your thoughts just on the, the history, at least of our market. A lot of it has been this shadow market of condo development, being a proxy or a replacement for what should be purpose-built apartment buildings, people that are fully intending on, on renting. Is that, is that dynamic, do you think that's still happening and will happen between the two asset classes and maybe just a follow-up to that?   If so, is that because of the, the ability to build condos is regulatorily easier than, than a purpose-built right now,   Andrew (24m 18s): I'd say that's a complicated question. So I think traditionally, it was easier to do condos because, you know, you would pre-sell, you would have a certain profit built in there and then you'd go get your financing. And then you start construction. You also had a very level of construction industry where costs were an escalating, like they are today. And your, your development timeframe was a lot shorter than it is today. So it was fairly cookie cutter in that once you, the risk was in picking a site in and getting the pre-sales done, once you did your pre-sales and you locked in your profit, then it was just a matter of building it out.   And it was fairly straightforward. The challenge now on the condo side is that, you know, as a lender, I don't even know if I want our borders to pre-sale or to pre-sell the full, you know, 75 or 80% of the building to cover a loan because frankly cost escalations are so high that it's going to eat them through their profit pretty quickly. And then I don't really want them losing their motivation halfway through the project where we funded half. And now all of a sudden there's no profit left. So it's, it's very challenging as a lender to decide, you know, what do you want, do you want pre-sales or not?   Having said that the price is the sale price is seemed to continue to escalate and costs are not slowing down. And, but the, the sales side is not slowing down either. So you're seeing sale prices per square foot that are getting higher and higher in Toronto. So condo projects right now still make sense. The challenge is that the rental side no longer makes sense. And so we need to find a way to continue to enhance, you know, entice, I guess, developers to build the, you know, rental product because we need it.   But I think the difference between the two, I mean, personally, I would rather be in a, in a purpose still rent the building. You've got professional management, you've got a building full of renters that are going to be there. Long-term with the condos, there's constant turnover. People aren't as careful with the buildings, you know, it's just not the same crowd, but having said that they both been successful. And so that tells you that there's a lot of demand for whether it's condos or whether it's new rentals. The idea is that people want to live in newer, nicer buildings with nicer amenities.   And so right now the condo market seems to be really strong. Again, the rental market seems to be picking up as well again. And I think longterm they're both going to continue to be successful. The challenge is, will there be enough enticement to the developers to build rental, or are people all just going to, to condos now and be selling that because you can still make it work from a condo perspective.   Jesse (26m 49s): And as, as asset value is safer, multifamily increase and, and net operating income also continues to increase. Where do we hit that point of like that unaffordable point? And I guess more importantly from a policy perspective, w what do we do to, to ameliorate that aspect of, of what looks like the direction our market's going in?   Andrew (27m 12s): So I think the challenge is, so right now you have a federal government that has a very strong immigration platform, which is great for the economy, which is great for housing. It's really good all around. I mean, you know, as a, as a fellow immigrant, I know that people come here because they want a better life, right? So they come and they want to work hard and they want to, you know, own something, their house or a business. And so it adds a lot of value to the economy. So you want to continue to encourage that. So the federal government has done that. They're also offering financing through groups like CMAT, you know, to encourage development, the provinces are doing their part because they're giving grants at different levels.   And the municipalities are trying as well. They're, they're waiving development charges for affordable units. They're waiving taxes. The problem is that they're operating independently. And as a group, they need to come together to, to sacrifice a little bit more to say, what is it that we can each give up in order to balance the equation that the developers have? Because right now, what the government is offering is not enough to support for the development. I mean, these developers are building two, three, 4% cap rates.   And again, with the longer timeframe, and you were saying five, six years, by the time you're fully leased, that's a lot of time to wait and a lot of risks from an interest rate perspective and cap rate perspective and ultimately valuation perspective. So, you know, if it's barely interesting right now for developer to build, and they're only doing two or three, 4% cap rate, and that's assuming that everything pans out, you're just going to lose them, right? And so what can we do? We need to come together. We need to shorten from a municipal perspective, we need the shorter shorten approval times, you know, approve or reject an application within six months.   It can take two years, you know, maybe entice them, give them more density, but they have to build a certain amount affordable. But then you waive development charges on the full building, not just on the units that are affordable. Maybe you wave Realty taxes on the whole building, not just on the affordable units. These are things that, that have to happen in order for us to, to stimulate development. I mean, ultimately, look, if you're a developer, you have two sides of the equation, right? You have the development side, which right now costs are through the roof, and you need to reduce that.   And so from a government perspective, you can only help with agency self-assessment tax, where you can help out by waving or reducing development charges, or by, by maybe subsidizing land. But then once it's built on the operational side, if you're trying to put a cap on the rent that they can charge, and you're trying to entice them to reduce the rent to an affordable level, you have certain expense line items that can be adjusted. You can't adjust, you can't adjust insurance, which is going through the roof as well. You can't adjust wages.   I mean, again, huge inflationary pressures on wages and the staff. And so the only thing you can do is you can adjust Realty taxes, which is the municipality. So this is my point. Like the, you have to look at both sides, the development costs and the operational side, and, and is at all levels of government, we have to come together and we have to piece it to then entice these developers to provide more housing, which then in turn will, will alleviate your, your housing problem.   Jesse (30m 28s): Yeah, that's interesting because even on the office side, I think they've phased most of them out, but the tiger grants that we have where we're the tax incremental aspects of, of basically assisting whether it was developers or large tendencies with, with the tax piece, it's like, that's only one piece of the equation. And it's funny, we had, we had John Love on the program and other, you know, big name in Canadian commercial real estate, who said the same thing. It was a coordination problem with, with the different provinces that, you know, people need to be talking collectively and, and the federal government and the provinces need to need to work at this project.   Not, not unilaterally, but together. I'm curious if you want to pivot to an asset class. That was how I got started into, into the industry. And I know it's something that I wanted to chat with you about on the student residence, a student rental market in general, I think at the beginning of COVID just like you were mentioning before with our thoughts that apartments might be, you know, might be in trouble. And then it turns out they did pretty well compared to the comparatively. My first thought was when this happened, the first few months was that student rentals were going to get hit the hardest, just in, just in virtue of the nature of the pandemic.   How, how has the student rental market been, what, what has been the experience that you've seen over the last year or two?   Andrew (31m 47s): You know, I think as an asset class, they struggled a little bit and, and frankly, you know, they did because all of a sudden they had no students, right. And, and in the privately owned residences, you know, people stayed in, they weren't sure if they should go home or not. I think in the ones that were either owned by a university or managed by a university, you know, they allowed people to leave and basically let them walk out of their leases. But that's, to me was a shorter blimp. I mean, I absolutely love this asset class. I think it's got the most upside in, in Canadian real estate, you know, student housing to me, you know, when you think of it back when you're younger than me, but when we used to go to school, it was cinder blocks.   It was ugly buildings. It was, you know, poor locations, you know, the, the knock on it was you had eight month leases and you had kids that would just trash the place, right. I mean, that is completely gone. Now, you know, we do so much student housing at first Nash. Then I tell you, these buildings are unbelievable. I mean, you'll have, first of all, the wifi, capacity's huge. And it's the number one, you know, by far most important element in, in the decision of a, of a student. So that's different. They have amenities like gyms and, and, you know, again, these rooftop patios and study rooms and indoor parking and 24 hour security.   So that's from a tenant perspective, it's a dream they're located very close to campus in most cases. And from an operational perspective, I mean, these kids are now, they realize how lucky they are to be in those places. Their 12 month leases, they have parental guarantees. Sometimes they have cross tenant guarantees. So there's no issues with damage. And, and from a demand perspective, there's so much demand, you know, we have, we're, Canada's huge for international students. You know, I'm not sure if you know, but there, I think that the number is 5 million international students and Canada's third behind the U S and Australia.   Our education system is amazing. Our universities are ranked really well in the world. And so there's a lot of demand for these universities. Most of the students that are coming in have money there for them, whether they're paying $750 per month or $800, it doesn't really move the needle too much. And so you have really strong demand and equally important is the fact that it's the one asset class that is a great protection for inflation, right? Because you have 50% turnover every year.   And so unlike retail or industrial or office where you're locked into long-term leases for apartments, where you're maybe five to 10% turnover per year in student housing, you get 50% turnover. So it's the only asset class that allows you to truly capture the inflation should that materialize. So I think from a demand perspective, you're good from an operational perspective, you're good from a inflation perspective, you good? So I I'm very bullish on, on student housing and the quality of these purpose-built buildings are very high.   I mean, as a, as a parent, I can tell you that if my choice was a basement apartment for my kids with three other friends or one of those buildings, it's a no brainer we try to take and I'd be happy to pay more.   Jesse (34m 53s): Yeah, for sure. And I think when I started investing, it was in Waterloo. I went to school out there and that was, I think, kind of when I was finishing, they started to build these purpose built and, you know, pool rooms, gyms, like, eh, like everything you're describing here. And then the other piece is even compared to, in juxtaposition to regular apartments, where you have tenants that will stay in because we still have rent stabilization in Ontario or rent control in Ontario, you have the turnover. So you have the natural mark to market with, with the rents with student rentals that I think gets overlooked probably through the haze of this idea that students are just trashing these places, which it, you know, if you see, if you see the way that they're built today is not the case.   I'm curious when you are for student rentals, because you see a lot of these companies in, in the, in the states and in Canada that are signing up, sorry, they're, they're buying properties, they're developing them. And then they're actually taking on the property management of the companies. Is that, is that something that's being looked at holistically when you're underwriting those deals?   Andrew (35m 59s): Yeah. I mean, look much like seniors, housing, student housing is very much an operational business. So, you know, as much as I love the asset class, I think the caveat is you have to know what you're doing from an operational perspective. I mean, there's a different level of rapport you have to have with your tenants. You interact a lot more. They're very spontaneous. They want things immediately, right? Like they can't, I have a request for something to be fixed and you get two days later, it has to be immediate. You have to address things right away. So there's a different dynamic with your tenants at the same time.   Look, you are getting substantially higher rents because of this. So there's very much an operational component to the business. And I think the good operators don't know how to do that. And they can create synergies, especially if they have a larger portfolio. And so that's really important. So we do look at who the operator is, and it does make a difference that, you know, you're not a one-off and you understand what it's like to be and manage that asset class. You know, I think the more and more we're seeing consolidation in that as well.   I mean, we're, we're, you know, we're happy to have, you know, aligned with some Woodburn who are the top two operators in that field, and we can see how great they are managing their portfolio, because they understand again, how to manage. And they create synergies by having so many buildings in that, you know, a new player out of the U S Harrison street there they're coming in as well. And they've had experienced operating student housing in the U S so you're starting to see international interest in this asset class. You know, there's, there's squad Rio there, RBC, there are people that are large Canadian institutional investors, CPP, you know, who have large international portfolios, and they've never come into the Canadian market because it was too fragmented and it was too small.   And you know, now that there'll be some amalgamation now that you're starting to see players develop bigger portfolios, I think there'll be more interest because somebody that's large can come in and buy a large portfolio versus the one-off, which again is not going to move the needle. So, you know, again, I love the asset class, but I think it's, it's really important to understand the operational aspect of it, to know that what you, you know, when you're going into it, you need really need to know what you're, what you're doing and how you're dealing with   Jesse (38m 13s): On the, on the construction side for, for student rental, are you seeing companies that are building completely from scratch in some of these towns or, or actually buying existing existing properties and, and converting the use or, or, you know, changing something to student residents, whether that's complete change of use or just adding to the existing?   Andrew (38m 34s): Yeah, I think all of the above, you know, we've seen traditionally, it's been the one-off developers that have built, and then they've sold, you know, to the larger players, like the likes of Woodburn and align best. We're seeing these companies partner up with developers now as well for future developments. We have seen, you know, people come in and buy finished products with the hope that they'll be able to acquire more in that market. I mean, there are certain markets that, you know, certainly Waterloo has had a lot of development.   Kingston near Queens has had a lot of development. Toronto has had a lot of development, you know, I think though for the most part, what people don't understand is that these universities are full and the buildings, the good quality buildings are full as well. And so if you're building a good project, I don't think there's a risk for over-saturation. You know, I'm not worried about what a loo being oversaturated, because when you look at the enrollment, it's increasing substantially every year, and these kids again are coming from abroad, or they're coming from Toronto, or they come from Montreal, they come from other cities, they're there for the quality of the university.   And they're gonna pay if they're paying so much for tuition, they're certainly going to pay an extra a hundred dollars a month to live in a brand new purpose-built building over a, you know, an old basement apartment. So I think the good quality buildings in these places are full and the good operators know how to run them, to keep them full. So I'm, I, I do believe that that this will continue. You know, the other thing is some of the universities own buildings on campus, but they're old buildings, you know, they need retrofitting and to do that, you need to really gut them.   You need to empty them and got them and start them almost, you know, from the beginning, which means there's a, they're gonna decrease supply. Right. Which means that you're going to need more, you know, off-campus supplies. So that, that helps as well. The markets.   Jesse (40m 29s): Yeah, for sure. Andrew, we have four questions. We ask every guests at the end of the show and want to be conscientious of your time before we, before we get into that, we'd just love your thoughts on, on where you see opportunity in maybe the, the short to mid term in, in whether it's Canadian market us, you pick,   Andrew (40m 50s): I would say the only asset class that I really like is the one we just talked about, student housing. I just, I liked the protection against inflation. And I liked the fact that your tenants are not rent sensitive. I would say that is probably my only real opportunity. I mean, I still like multi-racial development providing that it's in the right markets and you have a very longterm outlook on it. You know, I don't think you should be building an apartment building if you have a five-year timeframe.   I think if you're a generational investor and you're building good quality real estate, that you're gonna pass through generations, I still like rent a multifamily, but you know, if you're just buying for the short term, I don't like it as much.   Jesse (41m 35s): Gotcha. All right, Andrew, if you're good to go with these all, I'll fire them off at. Yeah. All   Andrew (41m 40s): Right. Let's see it.   Jesse (41m 42s): Okay. What is something that, you know, now in your career, it can be in first national or, or business in general, you wish you knew when you, when you got started in this industry,   Andrew (41m 55s): You know, I would say understanding the, you need to add value to be properly compensated. And I would say, you know, don't be afraid to ask, to get paid, providing the, you add value. You know, most people, you know, they're always uncomfortable too. And I was too, too, oh, I got to talk about fees now. Well, that's who I got to ask to get paid, but you know what? I've come to realize over the years, if you truly add value, you should get compensated for, for your services.   You know, nobody works for free and you know, you should get paid. But the key though is understand how you add value. So understand who you're dealing with and what it is that you can provide to make that person, that company, that board, that developer better, you know, how do you enhance their life? To me, it's about, you know, making people money, saving the money and mitigating the risks. You know, these are the, this is sort of the mantra I live by. You know, when I talk to somebody it's like, can I help you make more money? Can I help you save money? And can I help mitigate your risk?   If you do these things, you're adding value. And if you add value, I think you should get properly compensated for it.   Jesse (43m 2s): What does mentorship mean to you? And what would you, what piece of advice would you give the younger individuals coming into our industry?   Andrew (43m 11s): You know, mentorship for me was huge. I mean, you know, everything I know in this industry started with Maury and I am forever grateful for, for his mentorship and his guidance and his, you know, introduction to people and watching him, you know, how he talked and how he dealt with people. It was, it was really useful for me. I think as a young person, you know, try really hard to be around good people and try to listen as much as you can. You know, there's so much knowledge and the people that had been around in the industry for a long time, they have so much knowledge, you know, of how deals work of real estate of just so many tidbits that you can pick up along the way.   I would say, if he can really put yourself in an office that's surrounded by and surround yourself with good people, you know, really do that, which is why I'm so adamant about people coming back to work. Cause I think that's the only way you can really learn. You know, you're not going to learn by being on a team skull, you know, you need to be there in person. So surround yourself with good people and just be a sponge, try to learn as much as you can also have a really long term outlook. You know, don't focus too much on what am I going to get paid today? You know, what's my job title today. Think about, you know, what is it that you can learn and are you around good people?   Because if you are, then you're going to learn a lot and you're going to, you know, benefit more in the long run. That's   Jesse (44m 33s): Great. What a book recommendation would, would you be able to give our listeners, we can put it up in the show notes,   Andrew (44m 41s): Huh? Atlas drug, but that's about a thousand pages and that takes a really long time.   Jesse (44m 47s): That's hilarious. I, that is the first we've gotten that. That's a, that's pretty good. And that is a long one though.   Andrew (44m 53s): You know, I, I thought the Steve jobs book was interested in the way he constantly challenged the status quo. You know, whether you like them or didn't like him as a person, I just loved the creativity and the ability to constantly challenge that I'm not satisfied with this, make it better. I want this. And every idea of his was always challenged and questioned, but that's how you create new things. Amazing things.   Jesse (45m 16s): I'll take us a month to make, okay, we need it next week. Last question. The, a nice softball first car make and model   Andrew (45m 26s): A Ford tempo, Ford   Jesse (45m 28s): Tempo. I   Andrew (45m 29s): Like it.   Jesse (45m 31s): That's funny. We had a, we had a Ford Fairlane on which I think, I think it was a car that my dad drove back in the seventies, but that's the first Ford tempo right on Andrew for first of all, thank you so much for coming on for individuals that if they're in the area or want to reach out connect, where's the best place for them to go   Andrew (45m 51s): LinkedIn or the first national website? My contact is there,   Jesse (45m 55s): I guess today has been Andrew Drexler. Andrew, thank you for being part of working capital.   Andrew (45m 60s): My pleasure, Jesse. Thank you.   Jesse (46m 9s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one. Take care.

Today we have two wonderful guests on the show to share their thoughts and experiences in our ongoing discussion of diversity, equity, and inclusion, or DEI. Janine Sarna-Jones is a certified professional organizer and certified move manager, and has a history with NAPO stretching back 20 years! Todd Allan started his work in organizing focusing on residential projects but has graduated to the digital space, applying his love of technology to help clients deal with digital clutter, specializing in Google Workspace and Evernote. In today's chat, we spend some time unpacking the personal and professional realms to diversity, equity, and inclusion, talking about awareness, alignment, action. Our guests highlight the power of noticing, share some ideas about speaking up and how to go about this, the role of the ally, and much more! This conversation fully embodies the nuanced nature of the subject, and the need for personalized choices, a strong stance, and most importantly, necessary change in the world around us. So to hear it all from Clare, Todd, and Janine, be sure to listen in today on Stand Out!   Key Points From This Episode:   [00:04:54] Opening thoughts from our guests on the topic of diversity, equity, and inclusion. [00:11:56] Janine's upbringing in East Palo Alto and experiences of otherness. [00:16:27] The idea of masking and how Todd's early years impacted his later life. [00:21:04] Balancing genuine curiosity with sensitivity to the offense that can be caused. [00:25:48] The kinds of questions that might make people uncomfortable in certain circumstances. [00:32:44] An approach to diversity, equity, and inclusion that focuses on overcoming hurdles. [00:36:39] Thoughts on the continual journey of learning, compassion, and questioning. [00:38:02] The work of allies and some simple steps towards better awareness and action. [00:43:48] Todd's story of a homophobic joke, speaking out, and the positive results. [00:47:17] Applying the lessons of diversity, equity, and inclusion to the organizing profession. [00:51:37] Reflecting on the DEI initiatives at NAPO and the work that is still to be done!   Links Mentioned in Today's Episode:   NAPO — http://napo.net/join Todd Allan on LinkedIn — https://www.linkedin.com/in/todd-allan Strctured Space — https://structuredspace.net/ Janine Sarna-Jones on LinkedIn — https://www.linkedin.com/in/jsarnajones Organize Me Inc. — https://organizeme-inc.com/ Evernote — https://evernote.com/ NASMM — https://www.nasmm.org/ NABPO — https://nabpo.org/ The Painted Bird — https://www.goodreads.com/book/show/18452.The_Painted_Bird Clare Kumar on LinkedIn — https://www.linkedin.com/in/clarekumar/?originalSubdomain=ca

While counterfeit goods are available almost everywhere online and offline, manufacturing and exportation is highly monopolized by a handful of countries. In the United States, the Department of Homeland Security reported seizures of counterfeit goods at U.S. borders have increased tenfold over the past two decades, with nearly 90 percent of seized products in 2018 arriving from mainland China or Hong Kong SAR, China. The most recent trade deal between the United States and China, in 2020, requires both countries to combat the prevalence of counterfeit or pirated goods, advocating for effective enforcement actions when private platforms fail to prevent intellectual property (IP) infringement.  What do the counterfeiting dynamics look like today, and have they evolved over recent years? What is the role played by China? How are recent infrastructure projects, and particularly the new Silk Road network of trade routes connecting China and other regions, changing the conversation?The guest of this new episode of Brand&New, Toe Su Aung, is the co-founder and director of Elipe Limited, a consultancy firm based in London, UK, that provides strategic government relations, corporate affairs, and communication services, including advising companies on the protection of their intellectual property. Before setting up this company, Ms. Aung spent 20 years at British American Tobacco, where she carried out a variety of roles, including leading the legal and corporate affairs teams on IP protection and policy issues, as well as driving global strategies for addressing illicit trade. In addition, she has been an active INTA member for more than 15 years, including serving as the Association's president in 2013. Currently, she is chair of the INTA Foundation.  Every two weeks, on Tuesday, Brand & New gives the floor to inspiring individuals, with a 360-degree vision, to help brand owners, intellectual property lawyers, and marketing and finance professionals (and beyond!) stay curious and agile in an ever-evolving business environment. This episode of Brand&New is sponsored by  Wan Hui Da IP.Brand & New is a production of the International Trademark AssociationHosted by Audrey DauvetContribution of M. Halle & S. Lagedamond - Music by JD BeatsFOR MORE INFORMATION, VISIT INTA.ORGTo go further:About Toe Su Aung (link to https://www.elipe-global.com/who-we-are.php and https://www.linkedin.com/in/toe-su-aung-240a8b2/?originalSubdomain=uk)Also of interesthttps://www.inta.org/events/2021-annual-meeting/ https://www.inta.org/wp-content/uploads/public-files/advocacy/committee-reports/Addressing_the_Sale_of_Counterfeits_on_the_Internet_June_2021_edit.pdfhttps://www.inta.org/fact-sheets/counterfeiting-intended-for-a-non-legal-audience/https://www.inta.org/perspectives/gen-z-insights-brands-and-counterfeit-products/https://www.inta.org/wp-content/uploads/public-files/perspectives/industry-research/INTA-Gen-Z-Insights-China-Report.pdfhttps://www.inta.org/inta-board-adopts-resolutions-to-strengthen-anticounterfeiting-enforcement/https://www.inta.org/about/inta-foundation/https://globalinitiative.net/analysis/bri-crime/https://www.cnbc.com/2020/02/28/small-businesses-are-pushing-trump-to-fight-chinese-counterfeits.htmlhttps://www.etftrends.com/china-insights-channel/new-silk-road-chinas-belt-road-initiative/

In this episode, Linda Armbruster discusses her journey of building out Spark Works, a strategic human-centered innovation firm, pulling from her background in the academic discipline of innovation. Taking her passion of lifelong learning and an insatiable desire to connect interdisciplinary capacities, processes, and products, Linda discusses the insights and challenges she's seen along the way.Listen for advice on: What the numbers game in innovation really meansCreating rules and frameworks around evaluating the feasibility of an innovation projectThe core differences between European and American innovation marketsHow to create ecosystems around different kinds of innovationLearn more:Linda Armbruster (Guest): https://www.linkedin.com/in/linda-armbruster-3b6920103/?originalSubdomain=ch Zoia Kozakov (Host): https://www.linkedin.com/in/zoia-kozakov/About WIN: Women in Innovation: https://www.womenininnovation.co See acast.com/privacy for privacy and opt-out information.

Ravi Sood (born July 5, 1976) is a Canadian financier and venture capitalist. Sood was raised in Waterloo, Ontario and resides in Hong Kong. He received a bachelor's degree in mathematics from the University of Waterloo. He is the co-founder and former CEO of Navina Asset Management and its predecessor company Lawrence Asset Management, which at its peak controlled over $800 million in assets globally.[1] On August 6, 2010, Sood sold Navina to Aston Hill Financial.[2] and moved on to focus on other endeavors.[3] Sood has also founded several businesses operating in emerging markets, including Buchanan Renewables, Feronia Inc., Jade Power Trust, and Galane Gold. Sood became well known in Canada as a regular TV personality and frequent guest host of the Business News Network's evening news programme "Squeeze Play". He is best known for commenting in the media on the income trust sector,[4] global markets,[5] natural resources and agriculture   Social Media Links: https://www.linkedin.com/in/ravisood/?originalSubdomain=hk

MASTER LINK: https://solo.to/byrondempseyJoin the gap year: https://drivenyoung.com/igy/Get my Book!: https://www.drivenyoung.com/bookAre you ready for uni quiz: https://drivenyoung.scoreapp.com/Louise is such a great person who's has championed myself and my message. She has introduced my to 4 people who came on my show so now it is her turn.In this episode, we talk about a lot of different things. We start with her story, how she works with me to help them with their fashion and become a better version of themselves, the insecurities she encounters in men, then about halfway through we switch the conversation and discuss my other podcast called Content and consequences with Brent Sanders.We go deep into sexual assault and how men can help solve the problem. This is a great episode for me but also for women who want to understand the struggles men face and how to help us. I really love this episode and I think it is so important.Just a trigger warning for anyone who has dealt with sexual assault, we don't get into details but we discuss this topic a lot.Follow Louise:Linkedin: https://www.linkedin.com/in/louisepmurphy/?originalSubdomain=au Website: https://www.menstylepower.com/Byron's Instagram: https://www.instagram.com/byron__dempsey/D.Y Instagram: https://www.instagram.com/drivenyoungpodcast/Tik Tok: https://vm.tiktok.com/J8a8hS3/MASTER LINK: https://solo.to/byrondempseyJoin Student Edge: https://studentedge.org/auJoin Student Edge: https://studentedge.org/auJoin the Gap Year Program: https://drivenyoung.com/igy Support the show (https://www.buymeacoffee.com/drivenyoung)

Hear me chat on Bath Radio with host Kari Erickson. I am sharing this lovely chat with you this week where we discuss:  My healing journey  How I started my business and teaching Face Yoga  Whether you can do Face Yoga with botox and fillers  When and where you can do your Face Yoga  Building community locally and internationally  How to design your ideal business in wellness  My new book The Face Yoga Journal  The 2 minutes a day technique from my new book  The beauty and power of books  The polarisation of health and wellness  Why I love living in Bath and the wellness community here  My next steps in wellness   You can connect with Kari on Instagram at _geminirising   Useful links: https://faceyogaexpert.com/teacher-training (Face Yoga and Gua Sha Teacher Training Courses) https://smarturl.it/faceyogajournal (My New Book, The Face Yoga Journal) https://faceyogaexpert.com/ (My Website) https://faceyogaexpert.com/fye-blog (My Blog) https://faceyogaexpert.com/apps#apps (My Apps) https://bit.ly/2IjdPY0 (My Book Danielle Collins Face Yoga) https://www.amazon.co.uk/Danielle-Collins-Face-Yoga/dp/B089GDGDS4/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr= (My Audio Book) https://faceyogaexpert.com/sessions (Face Yoga Sessions)   https://faceyogaexpert.com/shop (My Shop) Follow me on social:  https://www.instagram.com/faceyogaexpert/ (Instagram: @faceyogaexpert)  https://www.facebook.com/The.Face.Yoga.Expert/ (Facebook: The Face Yoga Expert)  https://twitter.com/faceyogaexpert (Twitter: @faceyogaexpert)  https://www.youtube.com/channel/UC4xcFhl2nMbseJO9nEl_kog (YouTube: The Face Yoga Expert ) https://www.linkedin.com/in/danielle-collins-77744437/?originalSubdomain=uk (Linkedin: Danielle Collins)  https://www.pinterest.co.uk/faceyogaexpert/ (Pinterest: faceyogaexpert) https://www.tiktok.com/@faceyogaexpert?lang=en (TikTok: faceyogaexpert)

Which kind of wisdom will people need to master to overcome major negative societal and/or psychological changes after the pandemic? In the last episode of the World After Covid miniseries, Igor and Charles share and discuss responses from 57 of the world's leading behavioral and social scientists, collected as part of the World After Covid (https://worldaftercovid.info/) project. Four final responses are selected, covering themes of big picture focus on what's important, shared humanity, long-term orientation, and political structural change in the midst of the pandemic. Igor reflects on how the immediate context can dramatically influence even experts' forecasts, and Charles is forced to question his cherished belief that people are ultimately good. Featuring: Barry Schwartz (https://www.swarthmore.edu/profile/barry-schwartz), Emeritus Professor of Psychology at Swarthmore College and a visiting Professor at the Haas School of Business at Berkeley Nicholas Christakis (https://sociology.yale.edu/people/nicholas-christakis), Sterling Professor of Social and Natural Science at Yale University Anand Menon (https://www.linkedin.com/in/anand-menon-6a820a7/?originalSubdomain=uk), Professor of European Politics and Foreign Affairs at King's College London Michael Bond (https://mm.polyu.edu.hk/people/academic-staff/prof-michael-harris-bond/), Cross-cultural social psychologist with focus on locating Chinese interpersonal processes in a multi-cultural space

In the second part of Kim's podcast episode, Tanur Badgley will be wrapping up their conversation On Transforming Blockages and Limitations into Freedom, Peace, and Goal Achievement. Listen as they talk about the core principles he follows to turn his skills into a business, the path he took to scaling up his business, his calm demeanor and handling of things despite his busy and full-filled schedule, the difference between goals and potentials, and much more wisdom-filled topics.   Get to know more about Kim: ⬇️ SOCIAL MEDIA ACCOUNTS and WEBSITE Personal Pages ⚫ Website - https://www.kimwhitecoaching.com/ ⚫ Instagram - https://www.instagram.com/kimwhitecoaching/ ⚫ Facebook - https://www.facebook.com/KimWhiteCoaching/  ⚫ LinkedIn - https://www.linkedin.com/in/kim-white-98515682/?originalSubdomain=at    Books ⚫ Is Your Money Running On Empty? ⚫ Winning the Game of Life: How to Eliminate Blockages that Prevent Freedom of Success in Your Life ⚫ 201 Day Achievement Principle   Listen as we talk about:

Matt Cole is the CEO of Summa SaaS, a leading provider of financial management SaaS for small businesses in Latin America. Matt's passionate about empowering entrepreneurs, making education accessible for all and conserving the environment for the future generations During this interview we cover: 00:00 Oribi.io Smarter Data-Driven & Analytics Decisions 01:02 - Intro 01:59 - What is a Gringo Scaling an SMB SaaS in LATAM? 03:03 - LATAM vs The Rest of The Continent  06:54 - Entrepreneur Opportunities & Tech in a Market in Expansion 09:19 - Opening a Business in LATAM, The Easy Way to Start 14:50 - Having 3 Different Brands & The Importance of Being Local   16:16 - How Matt is Giving Back to The SMB SaaS Ecosystem  18:11 - Lessons Learned for New Founders as a CEO 20:38 - Contentfy.co Your On-Demand Podcast Editing Team 21:54 - SUMA+ in Terms on Size Today 23:18 - Decision Behind Rising Funds for SUMA+ 24:28 - Long Term Goal for SUMA+ 26:03 - What Would Matt Would do If he Were to Start From Scratch 27:526 - Matt's Greatest Challenges as Being CEO at SUMA+ 29:24 - Decision Behind Getting a CEO Coach and The Right Time to Do it 32:05 - Advice Matt Would Give to His 25 Years Old-Self 33:52 -  Instrumental Resources For Matt's Success  36:25 - What Does Success Mean To Matt Today 37:37 - Get in Touch With Matt Mentions: https://www.sumasaas.com/ (SUMA+) https://www.riverwoodcapital.com/ (Riverwood Capital) https://mastersofscale.com/ (Masters of Scale) https://www.acquired.fm/ (Acquired) https://www.npr.org/podcasts/510313/how-i-built-this (How I Built This) Books: https://kellerink.com/products/the-one-thing (The One Thing) https://daretolead.brenebrown.com/ (Dear to Lead) Get In Touch With Matt: https://www.linkedin.com/in/matthewecole/?originalSubdomain=cl (Matt Cole's Linkedin) matt.cole@nubox.com Tag us & follow: https://www.facebook.com/HorizenCapitalOfficial/ (Facebook)  https://www.facebook.com/HorizenCapitalOfficial/ https://www.linkedin.com/company/horizen-capital (LinkedIn)  https://www.linkedin.com/company/horizen-capital https://www.instagram.com/saasdistrict/ (Instagram)  https://www.instagram.com/saasdistrict/ (https://www.instagram.com/saasdistrict/) More about Akeel: Twitter - https://twitter.com/AkeelJabber (https://twitter.com/AkeelJabber) LinkedIn - https://linkedin.com/in/akeel-jabbar (https://linkedin.com/in/akeel-jabbar) More Podcast Sessions - https://horizencapital.com/saas-podcast (https://horizencapital.com/saas-podcast) 

'A love story through sickness and success' I begin the show by telling you that I am a romantic, and in the cinema, I am swept up in a great love story and in real life, I am mesmerized. Today's episode is a wonderful and true love story and one that includes a Lion Tamer, a Circus Acrobat, a near-death experience involving hepatitis and morphine, the horrific disease MS, a Naked Monk, and a love affair where two lost souls come together to not only help and heal each other but to extend their love and learning to the planet. In listening you will get some invaluable lessons on how to approach your life to be more mindful and happy. Thank you, Caroline Courey and Stephen Schettini for sharing your story and the lessons you have learned along the way.  And to my listeners, if you are looking for a Life Coach reach out to Caroline or a World-Renowned Mindfulness Teacher to connect with Stephen. They are wonderful, adored by their clients, and you will be supporting their wonderful family business. (Their Links are below) At At the end of the show, I ask Don Ludlow from RBC to share what they are doing to support family businesses across Canada. To connect with Caroline Courey: https://www.linkedin.com/in/caroline-courey-b6a2541a/?originalSubdomain=ca To connect with Stephen Schettini - https://schettini.com Stephen's Blog:  https://schettini.com/category/mindfulness/ To chat with Tony Chapman. Web:    https://chatterthatmatters.ca Twitter – @TonyChapman – https://twitter.com/tonychapman Linkedin – https://www.linkedin.com/in/tonychapmanreactions/ Instagram https://www.instagram.com/chatterthatmatters/ Youtube – https://www.youtube.com/channel/UCcGvzmw9MFkUcGylrFA2xCQ To chat with Don Ludlow:  https://www.linkedin.com/in/don-ludlow-38b6801/ RBC - https://www.rbc.com RBC Small Business Navigator:  https://www.rbcroyalbank.com/business/small-business-navigator/index.html RBC Upskill - https://www.rbc.com/dms/enterprise/futurelaunch/rbc-upskill.html RBC Business Banking - https://www.rbcroyalbank.com/business/index.html      

 “I would say, everybody knows how to manage their time, but not everybody has the same beliefs about time. And then the second thing is, they don't have the motivation to want to start managing their time, like time management isn't rocket science.” “If you want things to change, you will make the time” “And the doctor said, yeah, we know. So, the next thing I then said was Can I go to work on Monday? To which the doctor said No, ma'am, you're going to the intensive care unit so that we can work out why this happened.” “During lockdown, maybe life has just totally fallen apart for them. And they're now saying, I want something different, or maybe they've spent more time with their families and have decided that the lifestyle that they had before is the one that they want. So, 2012 was my lockdown. It was my awakening.” TIME STAMP SUMMARY01:11 How I got into time management 03:02 Being ‘busy' 06:35 The moment everything changed 09:42 My awakening 15:57 The shift in needs22:09 Go for it.  Where to find Abigail Barnes? Website                                               https://www.successbydesigntraining.com/the-888-formula/ LinkedIn                                               https://www.linkedin.com/in/abigailrbarnes/?  originalSubdomain=uk Instagram                                            https://www.instagram.com/abarnesauthor/?hl=en More Links                                          https://www.successbydesigntraining.com/social-media/  Who is Abigail Barnes? Abigail Barnes is the founder of Success by Design Training, an award-winning entrepreneur, author, speaker, and corporate trainer on time management and productive wellbeing. She is a qualified coach and creator of the renowned 888 Formula. Success by Design Training is on a mission to teach 1 million entrepreneurs & professionals how to reclaim an hour a day by 2025 using the 888 Formula. Abigail currently lives in London, UK where she spends her time empowering her clients through better time management. Her own journey towards being an effective entrepreneur was not an easy one, but her pivotal moment that led her to where she is might have actually saved her. She can now say she is finally having fun!  Find out more at www.successbydesigntraining.com Email them at: hello@successbydesigntraining.com

In this episode of CHATTINN CYBER, Marc Schein interviews Brian Warszona, UK Cyber Deputy Practice Leader at Marsh McLennan. Brian has over a decade's worth of experience in the cyber insurance space and has, over the years, shifted from the carrier side to the broker side of the industry. Brian started his career working with Marsh in Chicago for six years. He then worked as an underwriter at Chubb for two years. Later, Brian helped create the Chicago office for another brokerage firm, before landing his current job at Marsh McLennan. Brian discusses why shifting from the carrier side to the broker side gave him a whole different perspective on the industry. He could talk about risk in a way that would make it more efficient for both the company and the client. He was creating solutions and bespoke policies for the clients. Brian explains in detail the terms underwriter and syndicate and how they function in cyber insurance. He also distinguishes an underwriter's role at Lloyds and in the States and explains his preferences across the geographies. According to Brian, a syndicate has to report back into Lloyds about what they're doing from a financial stability side of things. We also discuss the impact of COVID in the industry. Brian shares that from a coverage standpoint, nothing has changed in the pandemic. But there have been revolutionary changes elsewhere. COVID has not only affected Lloyds but also changed the way clients deal with businesses. They don't have in-person underwriting meetings with syndicates and underwriters from the syndicates so frequently today. Towards the close of the episode, we talk about Brian's article on human-capital management regarding cyber risk and discuss the points to keep in mind while identifying suitable vendors. Highlights: “I think it's [the pandemic] allowing us to be a little bit more connected. In some cases, we probably have too many zoom meetings because of it. But on the flip side, we actually have a lot of communication going back and forth, whether it be through zoom teams, or instant messages or wherever it might be.” “From an analytic standpoint, to the corporate side of things, I really wanted to be in that room with the client talking about, here's what we can do here. And here's all the different solutions.” “I don't think we can go through a cyber conversation around the market if we didn't talk about ransomware. Time-Stamps: [00:58] - Brian discusses his journey in the cyber insurance industry [02:21] - Brian shares why he decided to shift from the carrier side to the broker side of the business [03:35] - Discussing the London insurance mentality [05:30] - Explaining the terms syndicate and underwriting [06:39] - The influence of the pandemic in revolutionizing work practices [08:54] - Talking new requirements in London based carriers [10:18] - Human Capital Management with regards to cyber risk [14:59] - Identifying suitable vendors   Connect with Brian:   LinkedIn: https://www.linkedin.com/in/brian-warszona-36891b12/?originalSubdomain=uk      

Do you want to look and feel glowing and radiant naturally? Are you interested in combining both eastern and western tips and techniques to feel your best self? This week's guest, Jasmine Hemsley shares all this!   Jasmine is a three-time bestselling author, the founder of Hemsley + Hemsley and East by West, a TV presenter, chef, food and health writer, restaurateur and wellbeing expert. With a passion for eating well to feel happier, healthier and more energised, Jasmine believes in conscious, healthy, and joyful living, drawing from the depth of Eastern wisdom and holistic philosophies of health, and marrying that with the latest cutting-edge technology and developments in Western wellbeing.  In this episode we chat about:  Jasmine's journey into wellness  The benefits of a kansa wand for the skin  How to use a comb for stress relief and healthy hair  5 Ayurvedic tips for healthy, glowing skin  Jasmine's wellness routine  Jasmine's top tip for inner peace  You can connect with Jasmine https://www.jasminehemsley.com/ (https://www.jasminehemsley.com) and @jasminehemsley  Useful links: https://faceyogaexpert.com/teacher-training (Face Yoga and Gua Sha Teacher Training Courses) https://smarturl.it/faceyogajournal (My New Book, The Face Yoga Journal) https://faceyogaexpert.com/ (My Website) https://faceyogaexpert.com/fye-blog (My Blog) https://faceyogaexpert.com/apps#apps (My Apps) https://bit.ly/2IjdPY0 (My Book Danielle Collins Face Yoga) https://www.amazon.co.uk/Danielle-Collins-Face-Yoga/dp/B089GDGDS4/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr= (My Audio Book) https://faceyogaexpert.com/sessions (Face Yoga Sessions)   https://faceyogaexpert.com/shop (My Shop) Follow me on social:  https://www.instagram.com/faceyogaexpert/ (Instagram: @faceyogaexpert)  https://www.facebook.com/The.Face.Yoga.Expert/ (Facebook: The Face Yoga Expert)  https://twitter.com/faceyogaexpert (Twitter: @faceyogaexpert)  https://www.youtube.com/channel/UC4xcFhl2nMbseJO9nEl_kog (YouTube: The Face Yoga Expert ) https://www.linkedin.com/in/danielle-collins-77744437/?originalSubdomain=uk (Linkedin: Danielle Collins)  https://www.pinterest.co.uk/faceyogaexpert/ (Pinterest: faceyogaexpert) https://www.tiktok.com/@faceyogaexpert?lang=en (TikTok: faceyogaexpert)

In the early 1990s, Kim discovered healing through his passionate investigation of improving human performance, especially during the pursuit of his own Olympic dreams. Life Architect Kim White, and the KWC team, transform blockages and limitations into freedom, peace, and goal achievement. He has been healing for nearly 3 decades, having created his own methodology based on the spiritual teachings of his mentor, Victor Barron.   Kim and his team work on homes, businesses, properties, and individuals. The transformational healing is done with God's unconditional love and compassion and the results are immediate.   Kim has written four books: Is Your Money Running on Empty?, 201 Day Achievement Principle (a book and companion journal), and Winning the Game of Life, all of which can be found on Amazon. Kim also has an App on the App Store: 2min2focus How to focus in 2 minutes.   Get to know more about Kim: ⬇️ SOCIAL MEDIA ACCOUNTS and WEBSITE Personal Pages ⚫ Website - https://www.kimwhitecoaching.com/ ⚫ Instagram - https://www.instagram.com/kimwhitecoaching/ ⚫ Facebook - https://www.facebook.com/KimWhiteCoaching/  ⚫ LinkedIn - https://www.linkedin.com/in/kim-white-98515682/?originalSubdomain=at    Books ⚫ Is Your Money Running On Empty? ⚫ Winning the Game of Life: How to Eliminate Blockages that Prevent Freedom of Success in Your Life ⚫ 201 Day Achievement Principle   Listen as we talk about:

Odile Faludi is a cold calling expert but she hates the words, “cold calling.” Odile says, “It is all about Kick Starting a Client Conversation.” When you have the right mindset the dialogue flows differently. She is trained in “Crucial Conversations” through Vitalsmarts. They have helped 300 of the Fortune 500 companies realise significant results using a proven method for driving rapid, sustainable, and measurable change in behaviours. Odile Faludi has worked in the not-for-profit, real estate, and management consultancy space for the last 15 years. She has a proven track record of opening doors of top-level executives in the ASX 200 list of companies in Australia. With her fearless but friendly approach, she successfully facilitated a small team of management consultancy experts to secure a 2.2 million dollar deal. Furthermore, because of her proven success, as a result, she has been able to duplicate and repeat this process of entry time and time again. Finally, in addition, her initial entry point is always a cold call. Connect with Odile: Website: https://www.odilefaludi.com.au/ LinkedIn: https://www.linkedin.com/in/odilefaludi/?originalSubdomain=au +++++ Exclusive Offers: I am providing the details of the exclusive offer for your listeners that we would like to promote on your show through different ad formats; Offer 1: Get Exclusive 15% on Designhill's Contest Service Use code: WF15 Validity: Offer valid till 30th Nov 2021 Link: https://www.designhill.com/launch?utm_source=grindsellelevate&utm_medium=podcast&utm_campaign=contest Offer 2: Get Exclusive 25% Off on Designhill's Logo Maker Service Use code: WF25 Validity: Offer valid till 30th Nov 2021 Link: https://www.designhill.com/tools/logo-maker?utm_source=grindsellelevate&utm_medium=podcast&utm_campaign=LM Offer 3: Get Exclusive 10% Off on Printshop by Designhill Use code: WF10 Validity: Offer valid till 30th Nov 2021 Link: https://www.designhill.com/shop/?utm_source=grindsellelevate&utm_medium=podcast&utm_campaign=PS +++++ Subscribe to the Podcast! ▶︎ PODCAST | https://bit.ly/3bU6D3l Please Follow & Connect with me! Link's Below ▶︎ WEBSITE | https://tyzerevans.com ▶︎ YOUTUBE | https://youtube.com/c/tyzerevans ▶︎ INSTAGRAM | https://instagram.com/tyzerevans ▶︎ FACEBOOK | https://facebook.com/grindsellelevate ▶︎ LINKEDIN | https://linkedin.com/in/tyzerevans ▶︎ TWITTER | https://twitter.com/tyzerevans ▶︎ TIKTOK |

Welcome to GroundTruth by Dogpatch Advisors, a podcast about company builders, leadership, and how operators use data to build the future of sales. To learn more, check out http://www.groundtruthpod.com (www.groundtruthpod.com) for other Ground Truth episodes and a deeper dive into each story.  In this episode, we talk to Ash Fontana, technology investor and author of the book The AI-First Company. Growing up in Australia, Ash began his path studying law and finance, then quickly turned into the tech space in Silicon Valley. His learnings from investing, building and selling his own startup and being early at Angelist, are distilled into his practical book The AI-First Company. In this book, Ash presents a completely new form of competitive advantage through AI for any kind of business. Learn all about Ash's book, his inspiration, the process behind it, and what he foresees for companies who adopt the AI-First model.  Podcast Summary: 01:01 -  Who is Ash Fontana? Growing up in Australia with Jesuit education and public speaking as his foundation. 03:15 - Ash's first tech companies: What he learned about handling data and how he went from law to full-time AI.  07:52 - The inspiration behind the book: How to put a completely new form of competitive advantage into actionable words, checklists, frameworks, and illustrations. 15:41 -  Data Leaning Effects and how to observe things at scale: Is there a potential for impactful dailies in this business model? 22:23 - Involving different experts in the process: How to build a culture and a feedback loop around the AI-First Model. 30:17 - What Ash hopes the book brings to people: Giving people the power of competitive advantage + Ash's next book.  Episode Resource: Find Ash on https://twitter.com/ashfontana?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor (Twitter )and  https://www.linkedin.com/in/ashfontana/?originalSubdomain=ch (LinkedIn) https://www.theaifirstcompany.com/ (The AI-First Company) https://www.amazon.com/-/es/Ash-Fontana/dp/0593330315/ref=sr_1_1?__mk_es_US=%C3%85M%C3%85%C5%BD%C3%95%C3%91&crid=10TMVI6W40X7T&dchild=1&keywords=the+ai+first+company&qid=1632519033&sprefix=the+ai+first%2Caps%2C200&sr=8-1 (The AI-First Company by Ash Fontana) Credits GroundTruth is a production of https://www.dogpatchadvisors.com/ (Dogpatch Advisors). This episode was written by Jack Buehrer from https://campfirelabs.co/ (Campfire Labs,) sound engineering and studio space provided by TJ Bonaventura and Julian Lewis from https://studiopodsf.com/ (StudioPod), editing and mixing by http://www.nodalab.com (Nodalab,) and video production by Nick Shaheen from https://www.abovetreelinestudios.com/ (Above Treeline Studios).

Millones de alumnos de Universidad, Bachillerato y Secundaria usan Wuolah para compartir apuntes y ayudarse entre ellos. ¿Por qué es tan polémico entonces? Patrocinador: Allianz es el líder mundial en gestión activa https://www.allianz.es/allianz-inversion.html. Te ofrece fondos de inversión, sostenibles y tecnológicos, así como planes de jubilación adaptados a tu edad actual https://www.allianz.es/plan-de-pensiones.html. Además de un producto único con garantía alemana como es Allianz Perspektive https://www.allianz.es/seguro-de-ahorro.html. — Para más información, asesórate en Allianz.es https://www.allianz.es/ o en el 900 228 228 tel:+34900228228. Enrique Ruiz https://www.linkedin.com/in/enrique-ruiz-gal%C3%A1n-795a83b7/?originalSubdomain=es (@EnriqueRuiz__ https://twitter.com/enriqueruiz__?lang=es), co-fundador de Wuolah https://www.wuolah.com/, viene a explicar cómo funciona la empresa que está ayudando a cientos de miles de estudiantes españoles a aprobar las asignaturas de la Universidad. Ahora se expanden también al Bachillerato y Secundaria, y abren en Latinoamérica. En Woulah los estudiantes pueden compartir sus apuntes con otros estudiantes y colaborar entre ellos. Algo que parece lógico y positivo, pero que no está gustando a todos los profesores. Enlaces Wuolah, la plataforma de mercadeo de apuntes universitarios que inquieta a los profesores | Educación | EL PAÍS https://elpais.com/educacion/2021-05-11/wuolah-la-plataforma-de-mercadeo-de-apuntes-universitarios-que-inquieta-a-los-profesores.html La Universidad de Zaragoza exige a Wuolah que retire su material docente subido: los apuntes no son siempre del alumnado https://www.genbeta.com/actualidad/universidad-zaragoza-exige-a-wuolah-que-retire-su-material-docente-subido-apuntes-no-siempre-alumnado Según Wuolah, 1 de cada 3 estudiantes universitarios utiliza su plataforma de apuntes - Observatori del Sistema Universitari https://www.observatoriuniversitari.org/blog/2021/05/16/segun-wuolah-1-de-cada-3-estudiantes-universitarios-utiliza-su-plataforma-de-apuntes/ La pandemia lleva a Wuolah al mercado latinoamericano: ¿cuánto valen los apuntes de los estudiantes? - elEconomista.es https://www.eleconomista.es/ecoaula/noticias/11251414/06/21/La-pandemia-lleva-a-Wuolah-al-mercado-latinoamericano-Cuanto-valen-los-apuntes-de-los-estudiantes.html Wuolah y los retos de la propiedad intelectual digital - Deia https://www.deia.eus/vivir-on/ciencia-y-tecnologia/2021/10/03/wuolah-retos-propiedad-intelectual-digital/1155839.html Vivan los Wuolah del mundo | Incognitosis https://javipas.com/2021/06/07/vivan-los-wuolah-del-mundo/ Kernel es el podcast semanal donde Álex Barredo debate con buenos invitados sobre las plataformas y compañías tecnológicas que afectan a nuestra vida diaria. Enlaces: Newsletter diaria: http://newsletter.mixx.io Twitter: http://twitter.com/mixx_io o sigue a Álex directamente en: http://twitter.com/somospostpc Envíame un email: alex@barredo.es Telegram: https://t.me/mixx_io Web: https://mixx.io

By merging the newest technology and always fresh content, companies have created a cutting-edge platform that allows companies to reach out to any audience in the comfort of their own home. This has led to the creation of virtual events. But what gave them the idea for this service? And how did they make it work? Juan Guerra,  an Austria-based storytelling coach, workshop facilitator, and founder of BSEEN shares his journey with us on the 112th episode of Consulting Lifestyle podcast. Listen as he shared how event streaming helps companies host live video events that engage intended audiences through interaction. He also shed light on:how his career beganthe tech side and giving consultancy to the clients how to attract potential customerslessons from having partnerships how does he plan during the off-seasonbooks that made an impact on himDiscover Juan at:Website: https://juanguerra.net/ BSeen Live: https://bseenlive.com/LinkedIn: https://www.linkedin.com/in/juanguerrag/?originalSubdomain=at Skills of Life: https://www.skillsoflife.net/ Get in touch with your host Diogène Ntirandekura at:Email: info@consultinglifestyle.fmEmail: info@erphappy.comLinkedIn: https://www.linkedin.com/in/diogenentirandekuraSupport the show (http://patreon.com/diogene)

If you would like to understand more about why you grind your teeth, what TMJ is and how to reduce it and how to get a shiny white smile, I have my dentist on the show today. Dr. Robbie Thompson is a specialist doctor in maxillofacial surgery, cosmetic dentistry, and dental surgery. In this podcast we chat about:  How Dr. Robbie got into dentistry  What TMJ is  Natural ways to reduce TMJ  Why we grind our teeth and solutions for this  The pros and cons of braces, invisalign, and dental implants  How to get healthier teeth easily and at little cost  Dr. Robbie's favourite wellness pursuit   You can follow Dr Robbie on Instagram @drrobbiethompson and @bathspadentistry and http://bathspadentistry.com/ (bathspadentistry.com)  Useful links: https://faceyogaexpert.com/teacher-training (Face Yoga and Gua Sha Teacher Training Courses) https://smarturl.it/faceyogajournal (My New Book, The Face Yoga Journal) https://faceyogaexpert.com/ (My Website) https://faceyogaexpert.com/fye-blog (My Blog) https://faceyogaexpert.com/apps#apps (My Apps) https://bit.ly/2IjdPY0 (My Book Danielle Collins Face Yoga) https://www.amazon.co.uk/Danielle-Collins-Face-Yoga/dp/B089GDGDS4/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr= (My Audio Book) https://faceyogaexpert.com/sessions (Face Yoga Sessions)   https://faceyogaexpert.com/shop (My Shop) Follow me on social:  https://www.instagram.com/faceyogaexpert/ (Instagram: @faceyogaexpert)  https://www.facebook.com/The.Face.Yoga.Expert/ (Facebook: The Face Yoga Expert)  https://twitter.com/faceyogaexpert (Twitter: @faceyogaexpert)  https://www.youtube.com/channel/UC4xcFhl2nMbseJO9nEl_kog (YouTube: The Face Yoga Expert ) https://www.linkedin.com/in/danielle-collins-77744437/?originalSubdomain=uk (Linkedin: Danielle Collins)  https://www.pinterest.co.uk/faceyogaexpert/ (Pinterest: faceyogaexpert) https://www.tiktok.com/@faceyogaexpert?lang=en (TikTok: faceyogaexpert)

We have with us today the Senior Vice President of Marketing over at Ada, Ruth Zive, to talk about having better brand interactions. Back when ATMs were becoming popular, everyone thought they were going to replace the bank teller and kill bank jobs, but those kinds of jobs have only increased since then. There are 18% more bank teller jobs now than there were back in the year 2000, showing that automation and machines will actually help job growth. We discuss how companies can maintain personalization as they grow and scale their company, which often is a struggle for growing businesses. What they do at Ada 1:01Automation and the agent 2:32Is automation sacrificing personalization? 9:15Collecting data 14:41Why we're not proactively reaching out 20:33“When automation and human resources are working in lock step, those human resources have a better job experience, they are able to deliver a better experience to the customer, it's much more efficient for the brand. So really it's a win-win for everybody.” 4:18https://www.linkedin.com/in/ruthzive/?originalSubdomain=caada.cx Watch the CX bootcamp on demand here: https://www.ada.cx/cx-bootcamp-ecommerce?utm_campaign=ecommerce&utm_medium=partner&utm_source=kustomer

There is no shortage of conversation about mental health. I'm sure you hear a lot of talk about the importance of focusing on mental health in the workplace, leaving you wondering how to take action. Don't worry, I got you!    I got to spend some time chatting with Lindsay Recknell, President and CEO of Mental Health in Minutes. Listen as we talk about: How to open the door to the mental health conversation  How to engage senior leaders around the conversation  What managers shouldn't do when it comes to mental health discussions  Why you don't need to be intimidated  to have conversations about mental health  Best practices from companies that focus on mental health at work    Connect with Jahaan:  Learn more about working with Jahaan and see if it's the right fit for you: https://JahaanBlakeAppointmentScheduling.as.me/LetsTalk Join Jahaan's VIP Email List: https://bit.ly/3yccwAP  Instagram: https://www.instagram.com/jahaanblake/ Email: jblake@jahaanblake.com Website: https://jahaanblake.com/ LinkedIn: https://www.linkedin.com/in/jahaanblake/   Links: Mental Health in Minutes: https://mentalhealthinminutes.com/  Hope Motivates Action Podcast: https://apple.co/3oxn8ZL  Mental Health in Minutes Podcast: https://apple.co/3DjrrvV  Game of Her Own - Episode 46: Living with Anxiety: https://apple.co/301oOjW    Connect with Lindsay:  Instagram: https://www.instagram.com/lindsayrecknell/  Linkedin: https://www.linkedin.com/in/lindsay-recknell/?originalSubdomain=ca    As the president & CEO of Mental Health in Minutes, Lindsay Recknell continues to raise mental health maturity in organizations while making conversations about mental health in the workplace as normalized as any other conversation.      A certified Psychological Health & Safety Advisor, Lindsay works with companies and organizations to increase their levels of psychological health & safety in the workplace using Positive Psychology – evidence-based, practical tips and techniques to increase wellbeing within organizations by increasing wellbeing in individuals.      She empowers individuals, strengthens teams and transforms organizations through her Mental Health in Minutes subscription,  Burnout & Boundaries workshop series and Hope Motivates Action program. Lindsay lives in Calgary with her husband and their two Golden Retrievers. 

Matt Putra is an eCommerce expert and fractional CFO for eCommerce brands. He's built, bought, and consults for many eCom brands. We dive into… — Typical eCom Margins — eCom Must-Haves (Gross Margin, Email Lists, Areas for Improvement) — eCom Nice to Haves (VIP Groups, 30% Customer Retention, 3 to 1 customer lifetime value over acquisition costs Episode Resources Connect with Ryan Condie http://linkedin.com/in/ryancondie http://letsbuyabusiness.com/ https://forms.gle/RRcXpe3dK7pNGqv16 Show Sponsor: Live Oak Bank is a seasoned SMB lender providing SBA and conventional financing for search funds, independent sponsors, private equity firms, and individuals looking to acquire lower middle-market companies. www.liveoakbank.com Lisa Forrest - Lisa.forrest@liveoak.bank 10 Step Video series to Finding a Company to Buy - http://letsbuyabusiness.com/video Ryan Twitter - https://twitter.com/RyanPaulCondie Connect with Matt Putra https://www.linkedin.com/in/mattputra?originalSubdomain=ca https://keepnaturewild.com/ https://www.eightx.co/ 

Tobias Seikel. Co-Founder und General Partner bei „PLANET A“. Der sensitive Mann, welcher lösungsorientiert und zielstrebig die Welt positiv beeinflussen möchte und wird! Welche bewusste und mutige berufliche Wahl hat Tobias dafür getroffen? Was möchte er ganz pragmatisch erreichen und welchen ökologischen und positiven Impact leisten? Wie und mit wem hat Tobias „PLANET A“ gegründet und was haben sich die PartnerInnen auf die Fahne geschrieben? GründerInnen für GründerInnen ist die Devise, das große Netzwerk beschleunigt die Prozesse und ist gefüllt mit ExpertInnen & SupporterInnen. Welche Werte möchte Tobias als Vorbild in die Gesellschaft tragen, seinen Kindern vorleben und werden bei der Auswahl der Geschäftsbeziehungen angewendet? Was hat Tobias aus seiner privaten Erfahrung mit heranwachsenden Kindern in der Schule zu erzählen? Wie erzieht er gemeinsam mit seiner Frau 2 Jungs und 1 Mädchen stark und kraftvoll entsprechend ihres individuellen Charakters? Der familiäre Gedanke zieht sich weiter in die Kultur von „PLANET A“ und inkludiert das gesamte Umfeld. Und das spürt man! Danke für deinen Input Tobias! Mehr Infos zu Janet, den Supportren und Gästen hier: https://www.janetbraun.de/ https://www.instagram.com/janet_braun_/ https://www.linkedin.com/in/janet-braun-8395a2157/ https://www.hafengoldfilm.de/ https://planet-a.com/ https://www.linkedin.com/in/tobiasseikel/?originalSubdomain=de

112 - Yza y Corina de Píldora Financiera. Día Internacional de la Educación Financiera.5 de octubre de 2021Yza y Corina tienen seis años  viviendo en España. Ellas dirigen el canal digital Píldora Financiera. En este episodio nos cuentan en qué consiste su trabajo y las actividades que tienen planificadas para el Día Internacional de la Educación Financiera.Para saber mas sobre su trabajo visita:www.pildorafinanciera.comhttps://www.instagram.com/pildorafinanciera/https://www.facebook.com/pildorafinancierahttps://www.linkedin.com/company/grupo-pildora-financiera/?originalSubdomain=es///ACERCA DE LOS TRABAJOS Y LOS DÍASLOS TRABAJOS Y LOS DÍAS es el podcast que conecta a los venezolanos globales. Todas las semanas conversamos con venezolanos que viven fuera de Venezuela, para que nos cuenten sus historias migratorias (sus procesos de adaptación, sus experiencias laborales y sus consejos para los próximos migrantes). Cada entrevista que hacemos es en una ciudad diferente del mundo. Nos puedes encontrar todos los martes en www.lostrabajosylosdias.com, y las principales aplicaciones de podcast, a partir de las 7:00 a.m. (Toronto).RSS Feed: https://feeds.transistor.fm/los-trabajos-y-los-diasDATOS DE GRABACIÓNAudio: MP3/Mono/44100Hz/128kbps Consola: Zoom Livetrack L-8 Micrófono: Shure SM7B Edición: Adobe Audition para MacOS Música: Lee Rosevere: Music for Podcasts 1, 3 y 4 Chris Hauge: Front Porch Blues Bleeker Street Blues John Deley: Beer Belly Blues

In this episode of Technically Speaking, our host Harrison Wheeler talks to Jay Demetillo, lead designer at Grab in the Singapore team. Jay tells us about the differences he's found since moving to South East Asia almost four years ago, both in the social aspect of life as well as in the design scene and the workflow within companies. What can we learn about Asian design and what has Jay been bringing to the table? Join in and listen to how to navigate cultural differences and contribute to growing the UX community abroad. Jump straight into: (01:35) - Who is Jay Demetillo? His journey through the design world and his transition into the design scene in Singapore.  (05:35) - Cultivating a bigger design scene in SouthEast Asia through events, podcasts, and clubs. (07:49) - Clubhouse vs. Spaces: The pros and cons of different audio platforms and how they've helped people connect during the pandemic. (13:30) - Working in South East Asia: The cultural differences in the product design process. (16:30) - Breaking the Bamboo Ceiling: The participation of Asian Americans in high-level positions in the U.S. and managing a team on an Asian multicultural company. (24:59) - Working from 9 am to 9 pm, six days a week: How to find balance and wellness in a super hard-working culture. (27:30) - Jay's side hustle: Building a sustainable eco-friendly shoe company and the story behind it. (30:38) - A piece of advice for young designers: “There's always been a seat at the table. We just haven't sat down yet.”  Episode Resources: Connect with Jay Demetillo through https://www.linkedin.com/in/jasondemetillo/?originalSubdomain=sg (LinkedIn), https://twitter.com/asianxjay (Twitter), andhttps://www.instagram.com/asianxjay/?hl=es ( Instagram). https://www.jasondemetillo.com/ (Jason Demetillo) https://www.amazon.com/-/es/Jane-Hyun/dp/0060731222 (Breaking the Bamboo Ceiling by Jane Hyun) Traces | https://podcasts.apple.com/hu/podcast/traces/id1524290205 (Apple Podcast) | https://open.spotify.com/show/29LXWjJOJoBmaEaMevtvi6 (Spotify) https://automattic.com/ (AUTOMATTIC) Support this podcast

Do we really trust our leaders' decisions? There can sometimes be doubt, and it's okay because when we ask questions, we sharing leadership and opening up to more creative ideas. In today's episode of Leadership Live, Emil Dobtovolschi & Octavian Pantis share their stories as described in the book they co-authored, called “Dark Cockpit,” a book that gives us leadership lessons from a pilot's perspective.   Timestamps: 1:02 Do you always trust the decisions your leader makes? 3:38 Welcome our guests for the episode - Emil & Octavian 4:37 A pilot's story  8:23 Tension in the cockpit- input vs authority 10:38 Trust - the critical point of leadership 16:10 How to build better projects 18:02 How do you build trust quickly? 21:29 Purpose of the mission  24:10 Leadership gaps that you need to close 26:22 Why the pilot takes a step back and the second takes command 28:10 A sign of power  32:20 Communication is vital- aviation edition 36:05 Do not take things too personally- it's a part of a protocol 38:11 What does ‘okay' really mean? 39:35 Set your own rules in business and leadership 41:10 “Dark Cockpit” - what does it mean?   Resources: PODCAST WEBPAGE: www.daphnahorowitz.com/podcastlive   BOOK a coaching session with Daphna Horowitz HERE: https://daphnahorowitz.com/services/#leadership-coaching    Purchase the book on AMAZON:  https://www.amazon.com/Weekly-Habits-Extraordinary-Leaders-Horowitz/dp/B08JDTRK9H/ref=sr_1_1?crid=24SK3E4DFMJMQ&dchild=1&keywords=daphna+horowitz&qid=1605772332&sprefix=daphna+ho%2Cstripbooks-intl-ship%2C379&sr=8-1    Listen to all the previous episodes HERE: https://podcasts.apple.com/us/podcast/leadership-live/id1524072573    Get access to your FREE Leadership Toolkit here: https://daphnahorowitz.com/leadershiptoolkit   For more information about the CEO Habits Bootcamp: https://daphnahorowitz.com/ceobootcamp   *** Connect with Emil & Octavian: Facebook: https://www.facebook.com/dobrovolschi.emil Linkedin:https://www.linkedin.com/in/emil-g-dobrovolschi-a61b2b105/?originalSubdomain=ro  Book: https://c-suitenetwork.com/bookclub/book-store/captain-emil-dobrovolschi-octavian-pantis/ Website: https://octavianpantis.com/book/ https://www.facebook.com/octavian.pantis Amazon: https://www.amazon.com/Emil-Dobrovolschi/e/B0964GBKTK%3Fref=dbs_a_mng_rwt_scns_share  Book's website: https://darkcockpitbook.com/    Connect with Daphna: Official website: www.daphnahorowitz.com  LinkedIn:  https://www.linkedin.com/in/daphnahorowitz/ Youtube: https://www.youtube.com/user/daphna1231 Facebook: https://www.facebook.com/PEACSolutions/

Riaz Meghji is a human connection expert and author of the book “Every Conversation Counts: The 5 Habits of Human Connection That Build Extraordinary Relationships”. His insights have been featured in Fast Company, Harvard Business Review and Financial Post. He is also an accomplished broadcaster with 17 years of television hosting experience; he has interviewed experts on current affairs, sports, entertainment, politics, and business. Riaz has hosted for Citytv's Breakfast Television, MTV Canada, TEDxVancouver, CTV News, and the Toronto International Film Festival. He is a natural storyteller with a proven ability to conduct engaging, in-depth conversations across various disciplines. Off camera, Riaz dedicates himself to philanthropy and causes he cares about including Canuck Place Children's Hospice and Covenant House.  He lives in Vancouver, B.C., with his wife Lori and son Nico. IN THIS EPISODE, YOU WILL LEARN:  05:20 Riaz' journey in media and broadcasting 16:02 The process of dialing in and getting in the zone  26:57 Honing your personal message and broadcasting it  33:22 The struggles of authoring a book 52:43 The Magnetic Presenter coaching

Debra Silverman is a psychologist and astrologer with over 40 years of professional experience. In this episode, we talk about how understanding astrology can help guide us to live a soul centred and happier life. Debra and I chat about:  The 12 sun signs/ star signs and what they say about your personality  My personal astrology chart and what it says about me  The moon and rising signs  The past 18 months and Debra's take on this  Debra's background and journey to astrology  Debra's wellness routine and top tip for inner peace  You can connect with Debra via:   https://debrasilvermanastrology.com/ (Debra Silverman Astrology)  https://web.facebook.com/debrasilvermanastrology?_rdc=1&_rdr (Debra Silverman Astrology | Facebook)  https://www.youtube.com/channel/UC8h-BJfBv-DzhaUSg_IJzFg?view_as=subscriber (Debra Silverman Astrology - YouTube)  @debrasilverman_astrology - Instagram  Sign up to my brand new accredited Facial Gua Sha Teacher Training course with Hayo'u which fully certifies you to teach Gua Sha https://faceyogaexpert.com/facial-gua-sha-teacher-training (here). Useful links: https://faceyogaexpert.com/teacher-training (Teacher Training Courses) https://faceyogaexpert.com/ (My Website) https://faceyogaexpert.com/fye-blog (My Blog) https://faceyogaexpert.com/apps#apps (My Apps) https://bit.ly/2IjdPY0 (My Book) https://www.amazon.co.uk/Danielle-Collins-Face-Yoga/dp/B089GDGDS4/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr= (My Audio Book) https://faceyogaexpert.com/sessions (Face Yoga Sessions)   https://faceyogaexpert.com/shop (My Shop) Follow me on social:  https://www.instagram.com/faceyogaexpert/ (Instagram: @faceyogaexpert)  https://www.facebook.com/The.Face.Yoga.Expert/ (Facebook: The Face Yoga Expert)  https://twitter.com/faceyogaexpert (Twitter: @faceyogaexpert)  https://www.youtube.com/channel/UC4xcFhl2nMbseJO9nEl_kog (YouTube: The Face Yoga Expert ) https://www.linkedin.com/in/danielle-collins-77744437/?originalSubdomain=uk (Linkedin: Danielle Collins)  https://www.pinterest.co.uk/faceyogaexpert/ (Pinterest: faceyogaexpert) https://www.tiktok.com/@faceyogaexpert?lang=en (TikTok: faceyogaexpert)

Jon talks with one of his favorite authors, Cameron Herold. Cameron is the mastermind behind hundreds of companies' exponential growth and has earned his reputation as the business growth guru. He has built a dynamic consultancy with clients that include a monarchy and a Big 4 wireless company. The author of 5 books, Cameron is also a top-rated international speaker and the founder of the COO Alliance, the World's Leading Network for Seconds in Command. Cameron is the mastermind behind hundreds of company's exponential growth and has earned his reputation as the business growth guru. He has built a dynamic consultancy with clients that include a monarchy and a Big 4 wireless company. The author of 5 books, Cameron is also a top rated international speaker and the founder of the COO Alliance, the World's Leading Network for Seconds in Command.   Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Cameron Herold: Website: www.cooalliance.com Twitter: https://twitter.com/CameronHerold Instagram: https://www.instagram.com/Cameron_Herold_COOAlliance/ LinkedIn: https://www.linkedin.com/in/cameronherold/?originalSubdomain=ca Facebook: https://www.facebook.com/cameronherold/

Jane is the Senior Director of Product at Intercom. She's also worked as the Chief Product Officer at Canon and Product Director for Moonpig.com. Her main Roles revolve around;  Product leadership, team leadership, innovation & culture change, and relentless customer focus:  In our interview today, some of the topics we discuss include; Conversational engagement and supportWhat you as a business leader can expect by implementing conversational cxProviding personalized high quality customer support to build ongoing customer loyaltyThe type of businesses that are best suited for Conversational Technology as a strategy. Leveraging consumer trends data to keep up with Conversational strategies. Relationships with your customers through personalized messenger based experiences. Scaling your business without necessarily having to scale your support team. The future of conversational relationships.  Connect with Jane Linkedin - https://www.linkedin.com/in/janehoney/?originalSubdomain=uk  Website - https://www.intercom.com/blog/

All Episodes can be found at www.speakingpodcast.com All Social Media + Donations link https://linktr.ee/speaking Sponsor : http://coolabulla.com Use Discount Code Speaking for a 10% Discount Our Facebook Group can be found at www.facebook.com/speakingpodcast All my 5 Podcast can be found at http://roycoughlan.com/ About my Guest: Eric is a self-leadership coach, speaker and author with deep knowledge in the science of building courageous and emotionally intelligent mindsets. His know-how is a combination of over 20 years of international corporate life, two masters degrees in human behaviour change, and over 12 years helping leaders and their teams become their best selves to meet workplace challenges effectively. ​ What we Discussed: - Speaking to different cultures - Dealing with Stress in a Work Environment - Having a Professional Speakers Kit - How to deal with awkward people in workshops - Structuring a Workshop - How to land the Large Corporate Clients - Premature Perfectionism - Perfecting your craft - Preparing for a Keynote - Connecting in a Virtual World - Seeing as an authority by writing a book - Why Gratitude is so important - Doing things the last time exercise - The fuel we use for energy - His book and more How to Contact Eric: https://www.ericwinters.com.au/ https://www.linkedin.com/in/ericwinterscomau/?originalSubdomain=au https://www.facebook.com/ericwinterscomau/ --- Send in a voice message: https://anchor.fm/roy-coughlan/message