Podcasts about payday loans

In this episode of Good Morning Liberty, Nate Thurston dives into the follow-up segment of 'Dumb Bleep of the Week,' offering a critique on various current events and personalities. With Charlie Thompson away at a conference, Nate tackles eight distinct segments, including discussions on the backlash against billionaires, remarks on Elon Musk, immigration issues, and criticisms of Gavin Newsom, among others. He also explores the complex role of figures like Rabbi Schmuley and Tucker Carlson in today's political discourse. The show wraps up with an extended critique of alarming shifts in political messaging and actions. Join Nate for a deep dive into the week's most absurd and controversial topics. 00:00 Intro 00:23 Billionaires 05:22 Elon Musk and His Promises 09:31 Government Spending and Economic Policies 19:46 Gavin Newsom's Unmet Goals 23:09 Political Donors and Influence 26:39 Isolationism vs. Global Engagement 32:43 Deplatforming and Free Speech 47:05 Ben Shapiro's Response to Tucker Carlson 47:30 Venezuela's Economic Crisis and Usury 50:58 The Impact of Abortion Policies in Venezuela 56:14 The Debate on Payday Loans and Usury 01:06:14 Tucker Carlson's Economic Views 01:10:14 Jasmine Crockett and Democratic Messaging 01:15:25 Epstein, Trump, and Democratic Controversies 01:20:00 Dumb Bleep of the Week Voting

This week on The Bulletin, Russell, Mike, and Clarissa discuss the Trump administration's attack on a Venezuelan boat allegedly carrying drugs that killed 11 people, and the implications for foreign policy. Then, CT's Emily Belz joins us to discuss payday loans and predatory lending, and what Christians are doing in response. Finally, Hana Kiros from The Atlantic stops in to chat about what's happening with the items from cancelled USAID projects, including a huge fire sale held by the federal government.  REFERENCED IN THE SHOW:   Payday Lender Restrictions Weaken, as Christian Orgs Step In - Sebastian Rodriguez Inside the USAID Fire Sale - Hana Kiros GO DEEPER WITH THE BULLETIN:  Join the conversation at our Substack.  Find us on YouTube.  Rate and review the show in your podcast app of choice.    ABOUT THE GUESTS:   Emily Belz is a staff writer with Christianity Today. She is a former senior reporter for World magazine. She is a World Journalism Institute graduate and also previously reported for the New York Daily News, The Indianapolis Star, and Philanthropy magazine.  Hana Kiros is an assistant editor at The Atlantic. She covers human rights and technology, and her writing also appears in The New York Times, The Washington Post, and the MIT Technology Review.    ABOUT THE BULLETIN:  The Bulletin is a twice-weekly politics and current events show from Christianity Today moderated by Clarissa Moll, with senior commentary from Russell Moore (Christianity Today's editor in chief) and Mike Cosper (director, CT Media). Each week, the show explores current events and breaking news and shares a Christian perspective on issues that are shaping our world. We also offer special one-on-one conversations with writers, artists, and thought leaders whose impact on the world brings important significance to a Christian worldview, like Bono, Sharon McMahon, Harrison Scott Key, Frank Bruni, and more.    The Bulletin listeners get 25% off CT. Go to https://orderct.com/THEBULLETIN to learn more.    “The Bulletin” is a production of Christianity Today  Producer: Clarissa Moll  Associate Producer: Alexa Burke  Editing and Mix: TJ Hester Graphic Design: Rick Szuecs Music: Dan Phelps  Executive Producers: Erik Petrik and Mike Cosper   Senior Producer: Matt Stevens Learn more about your ad choices. Visit podcastchoices.com/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3256: J. Money examines the high costs and hidden traps of both payday loans and credit card cash advances, weighing which is the lesser of two financial evils. While both options carry steep fees and risks, he ultimately sides with credit cards for their transparency and flexibility, though he stresses that neither should be your go-to for quick cash. Read along with the original article(s) here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/ Quotes to ponder: “Payday loans are extremely expensive compared to other cash loans.” “Consumers have an average of eight to thirteen loans per year at a single lender.” “In conclusion, they both suck and should be avoided like the plague.” Episode references: Consumer Federation of America: https://consumerfed.org Debt.org - Predatory Lending: https://www.debt.org/credit/predatory-lending Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3256: J. Money examines the high costs and hidden traps of both payday loans and credit card cash advances, weighing which is the lesser of two financial evils. While both options carry steep fees and risks, he ultimately sides with credit cards for their transparency and flexibility, though he stresses that neither should be your go-to for quick cash. Read along with the original article(s) here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/ Quotes to ponder: “Payday loans are extremely expensive compared to other cash loans.” “Consumers have an average of eight to thirteen loans per year at a single lender.” “In conclusion, they both suck and should be avoided like the plague.” Episode references: Consumer Federation of America: https://consumerfed.org Debt.org - Predatory Lending: https://www.debt.org/credit/predatory-lending Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3256: J. Money examines the high costs and hidden traps of both payday loans and credit card cash advances, weighing which is the lesser of two financial evils. While both options carry steep fees and risks, he ultimately sides with credit cards for their transparency and flexibility, though he stresses that neither should be your go-to for quick cash. Read along with the original article(s) here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/ Quotes to ponder: “Payday loans are extremely expensive compared to other cash loans.” “Consumers have an average of eight to thirteen loans per year at a single lender.” “In conclusion, they both suck and should be avoided like the plague.” Episode references: Consumer Federation of America: https://consumerfed.org Debt.org - Predatory Lending: https://www.debt.org/credit/predatory-lending Learn more about your ad choices. Visit megaphone.fm/adchoices

Need cash quick? Why not try a payday loan? While it might look like a better option than a credit card on its surface, the truth is that payday loans can be rather ugly and expensive, and can trap you in a cycle of debt if you don't know how it works. Find out how some states and countries keep a lid on exploding fees for short-term loans, and why a credit card is a far better option. Resources:The Victims of Payday LendingPayday Loan Information for Consumers: Legal Status of Payday Loans by StateFCA confirms price cap rules for payday lenders (UK)High cost loans (NZ)Can taking out a payday loan help rebuild my credit or improve my credit score?Send us a textSupport the showJoin our Patreon to listen ad-free!

The boys chat about economist expectations of Rate cuts in July, why to avoid payday loans & much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Denied credit when you need it most? Learn why creditors reject credit and loan applications and what steps you can take next. This guide covers real solutions to dealing with emergency credit denial, from avoiding payday loan traps to protecting yourself financially in tough times. Doug and Ted also recommend using the links below to access your free credit reports, a right for all Canadians! You do not need to pay for your credit score, and finding the free report option on these websites can sometimes be tricky: Link to access your FREE Equifax Credit Report Link to access your FREE TransUnion Report Sign Up for the Debt Free Digest (A monthly financial-motivation newsletter to your inbox!) (00:00) - Why You May Be Denied Credit  (02:35) – What Is and Is Not on Your Credit Report  (05:30) – Why Banks Prefer Lending Large Amounts  (07:00) – How Lending Criteria Differs Between Lenders  (08:00) – Why People Are Relying on Credit in Emergencies (10:00) – What to Do Before Considering a Payday Loan  (13:00) – The Payday Loan Cycle: Why It's Hard to Escape  (15:00) – Credit-Building Tips to Improve Your Chances  (19:00) – Should You Cash Out an RRSP or TFSA? Pros and Cons  (22:30) – Talking to Creditors: Can You Defer a Payment?  (25:00) – Emergency Solutions When All Else Fails  (27:00) – How to Protect Yourself Financially in a Survival Situation  Break the Payday Loan Cycle 13 Myths About Credit Card Debt in Canada What Debt Relief Options Are Available in Ontario? Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

TN State Rep Mike Sparks joins the show to talk Bus and Payday Loan BillsSee omnystudio.com/listener for privacy information.

Callers put there 2 cents in on Payday LoansSee omnystudio.com/listener for privacy information.

Legal Loan Sharks looks to be able to get higher interests rates by state RepublicansSee omnystudio.com/listener for privacy information.

Nick Chrastil on records that show plans for Gov. Jeff Landry's "transitional center" were well underway before the terrorist attack. Marta Jewson on the ongoing dispute over a supposed $90 million settlement between the City and School Board amid its financial crisis. The post Behind The Lens episode 265: ‘That's just a payday loan' appeared first on The Lens.

A Wisconsin tribe agreed to stop operating an online high-interest loan operation in neighboring Minnesota in a lawsuit settlement just announced. But the Lac du Flambeau tribe and several others still insist on their sovereign ability to operate the businesses, despite laws in several states working to prevent consumers from falling victim to interest rates that reach up to 800% in some cases. We'll talk about the struggle between tribes' ability to operate unrestricted payday loan business – and the ongoing efforts to regulate damaging loan businesses. GUESTS Miranda Lente (Isleta Pueblo), loan officer for Tiwa Lending Services Barry Brandon (Muscogee Creek Nation of Oklahoma), commissioner for The Muscogee Nation Office of Public Gaming Nathalie Martin, professor of law at the University of New Mexico School of Law

It's crucial to stay informed about the recent revision to the criminal interest rate cap, effective January 1, 2025. How will Canadians be impacted?  Doug and Ted provide insight into potential lending trends, emerging marketing tactics, unintended consequences, and how this change will impact the most vulnerable borrowers and secondary lenders in the future. Timestamps: (0:30) – Short explanation of the Criminal Interest Rate (2:40) – What is changing, and who does it impact? (3:30) – Payday Loans and Vulnerable Borrowers (9:20) – “Net Charge Off Rate” a rationale for high interest  (12:30) – The “dubious speculation part of the show that is not based on fact” (14:00) - Unintended consequences – predatory lenders pivoting (18:30) – Secondary lenders diversifying product lines? To what? (21:00) – Microloans, Insurance, Rent to Own, and more (28:00) – Heads up for new marketing tactics – Buyer Beware Learn more from Hoyes Michalos: Episode 491 of DFI30 (Thorough Background of Criminal Interest Rate) Payday Loan in Collection? What To Do Next Debt Repayment Calculator Debt To Income Ratio Calculator FREE Credit Rebuilding Course Sign Up for Our Newsletter HERE Hoyes Michalos YouTube Channel Hoyes Michalos Instagram Hoyes Michalos Facebook Hoyes Michalos TikTok Hoyes Michalos Twitter (X) Hoyes Michalos LinkedIn Straight Talk on Your Money by Doug Hoyes Find a Hoyes Michalos Office in Your Area Here Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed.

Starting January 1st, the criminal interest rate on predatory lending will be lowered, meaning it should be safer to take out payday and installment loans. But these businesses have a tendency to skirt the law, adding unexpected fees and insurance rates to keep borrowers in the hole.Sam welcomes Donna Borden to the show - an organizer with ACORN. She's been a victim to these loans, and is now fighting against them. Will the crackdown work and really help lower people's payments? How can we make short term loans a real option for people struggling, without the sky-high payments?Host: Sam KonnertCredits: Aviva Lessard (Producer), Sam Konnert (Producer), Caleb Thompson (Audio Editor and Technical Producer), Max Collins (Director of Audio), Jesse Brown (Editor), Tony Wang (Artwork)Guests: Donna BordenBackground reading:Debt struggles spark concerns - Toronto StarAnti-poverty advocates call payday lenders 'criminal,' urge feds to cap interest rates | CBCNew rules to curb predatory lending still leave many vulnerable - Globe and MailHow a $200 payday loan cost over $31,000 - CBC RadioSponsors: Douglas is giving our listeners a FREE Sleep Bundle with each mattress purchase. Get the sheets, pillows, mattress and pillow protectors FREE with your Douglas purchase today at douglas.ca/canadalandArticle is offering our listeners $50 off your first purchase of $100 or moreTo claim, visit article.com/backbench and the discount will be automatically applied at checkout.If you value this podcast, Support us! You'll get premium access to all our shows ad free, including early releases and bonus content. You'll also get our exclusive newsletter, discounts on merch, tickets to our live and virtual events, and more than anything, you'll be a part of the solution to Canada's journalism crisis, you'll be keeping our work free and accessible to everybody. You can listen ad-free on Amazon Music—included with Prime. Hosted on Acast. See acast.com/privacy for more information.

Starting January 1st, the criminal interest rate on predatory lending will be lowered, meaning it should be safer to take out payday and installment loans. But these businesses have a tendency to skirt the law, adding unexpected fees and insurance rates to keep borrowers in the hole.Sam welcomes Donna Borden to the show - an organizer with ACORN. She's been a victim to these loans, and is now fighting against them. Will the crackdown work and really help lower people's payments? How can we make short term loans a real option for people struggling, without the sky-high payments?Host: Sam KonnertCredits: Aviva Lessard (Producer), Sam Konnert (Producer), Caleb Thompson (Audio Editor and Technical Producer), Max Collins (Director of Audio), Jesse Brown (Editor), Tony Wang (Artwork)Guests: Donna BordenBackground reading:Debt struggles spark concerns - Toronto StarAnti-poverty advocates call payday lenders 'criminal,' urge feds to cap interest rates | CBCNew rules to curb predatory lending still leave many vulnerable - Globe and MailHow a $200 payday loan cost over $31,000 - CBC RadioSponsors: Douglas is giving our listeners a FREE Sleep Bundle with each mattress purchase. Get the sheets, pillows, mattress and pillow protectors FREE with your Douglas purchase today at douglas.ca/canadalandArticle is offering our listeners $50 off your first purchase of $100 or moreTo claim, visit article.com/backbench and the discount will be automatically applied at checkout.If you value this podcast, Support us! You'll get premium access to all our shows ad free, including early releases and bonus content. You'll also get our exclusive newsletter, discounts on merch, tickets to our live and virtual events, and more than anything, you'll be a part of the solution to Canada's journalism crisis, you'll be keeping our work free and accessible to everybody. You can listen ad-free on Amazon Music—included with Prime. Hosted on Acast. See acast.com/privacy for more information.

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Are you considering taking out a payday loan? Think again. In this video, we break down why payday loans can trap you in a vicious cycle of debt that's hard to escape. With interest rates as high as 400%, one small emergency can snowball into a financial disaster. Learn why payday loans are NEVER a good idea and what smarter alternatives you can use to avoid falling into this debt trap. We'll cover: - What payday loans are and how they work - How payday loan interest rates quickly escalate - The payday loan debt cycle and why it's so hard to escape - Legal loopholes payday lenders use to bypass state regulations - Practical and effective alternatives like side gigs, payment plans, and budgeting tips Whether you're in a financial emergency or simply curious about the dangers of payday loans, this video is a must-watch. Don't get caught in the payday loan trap—take control of your finances with smarter solutions. Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://podcasters.spotify.com/pod/show/thefinancialmirror If you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #PaydayLoans #DebtTrap #AvoidPaydayLoans #HighInterestLoans #FinancialFreedom #MoneyTips #DebtFreeJourney #PersonalFinance #SideHustleTips #BudgetingTips #FinancialAdvice #PaydayLoanAlternatives #MoneyManagement #DebtRelief #FinancialLiteracy --- Support this podcast: https://podcasters.spotify.com/pod/show/thefinancialmirror/support

Go to https://meetfabric.com/CALEB and apply today, risk-free! Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less. Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money. ▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *25% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶EDUCATION: 1) The best budgeting program online: https://calebhammer.com/budget 2) Get my investing class and I'll give you a $100 moomoo cash reward: https://calebhammer.com/investing 3) Bundle ALL THREE classes for 25% off(limited time): https://calebhammer.com/classpack/ 4) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Brother Next Door, I talk about Payday loans and why it is best to avoid them at all cost. "Payday loans are but one of many financial techniques - from overdraft fees to student loans subsidizing for-profit colleges - specifically designed to pull money from the pockets of the poor. This problem generally goes unrecognized by policy makers.' -Matthew Desmond If this is your first time listening, welcome to The Brother Next Door Podcast where we have conversations about finance, personal development, and skills to get young adults further in life. We cover these topics by sharing our own personal experiences and bringing people on to the show to provide different points of view. Then at the end of each episode, we will give an overview of what we went over and the steps you can take in order to be in a better position in your young adult journey. IG: Podcast: @brothernextdoorpodcast Latrell: @latrell.carter --- Support this podcast: https://podcasters.spotify.com/pod/show/brothernextdoor/support --- Support this podcast: https://podcasters.spotify.com/pod/show/brothernextdoor/support

Chester wrote in for some guidance - his financial circumstances lead him to take out payday loans. Erin has some surprising advice for him and for anyone who is desperate to cover their monthly expenses. Tune in to hear how Chester's journey to financial freedom is just beginning, with the help of the Get the Hell Out of Debt course and support of the online community.  To apply for sponsorship into the Get The Hell Out Of Debt online course, click here and scroll to Sponsorship Opportunity: https://www.erinskyekelly.com/get-the-hell-out-of-debt-course  THANK YOU to our generous sponsors! You are the reason Chester - and so many others - are here.  info@erinskyekelly.com  _______________________________

In this episode, Doug and Ted address the growing issue of payday loans among seniors, highlighting factors such as fixed incomes, rising living expenses, and predatory lending practices. They also discuss the financial strain of supporting adult children and the risks associated with co-signing loans. Tune in for practical advice on managing debt, avoiding scams targeting seniors, and navigating financial challenges in retirement.   Time Stamps: 00:00 Introduction 01:48 Why are payday loans a problem if you are a senior? 04:03 How does a senior end up in debt? 05:45 Payday loans and rapid loans 08:10 Seniors supporting their adult children 10:38 Seniors carrying debt into retirement 11:54 Practical advice 12:30 How can you tell if your parents are in debt? 15:13 How to retire with no debt 21:12 Seniors and financial scams 22:55 Co-signing loans for friends and family 25:00 Should seniors' cash in their RRSP to pay off debt? 27:15 Should seniors file a consumer proposal or bankruptcy? Related Links: Seniors Turning to Payday Loans a Scary Trend - https://www.hoyes.com/blog/seniors-turning-to-payday-loans-a-scary-trend/ Debt relief for seniors. What are your options? - https://www.hoyes.com/blog/debt-relief-for-seniors-what-are-your-options/ Do Senior Citizens Need to File Bankruptcy? - https://www.hoyes.com/blog/do-senior-citizens-need-to-file-bankruptcy/ Seniors – A Small Group Carrying High Risk Debt - https://www.hoyes.com/blog/seniors-a-small-group-carrying-high-risk-debt/ Seniors in Debt and Filing Bankruptcy - https://www.hoyes.com/press/joe-debtor/seniors-and-bankruptcy/ Managing Money in Your Golden Years - https://www.hoyes.com/newsletter/managing-money-in-your-golden-years/

Trump's lawyers make a bevy of unforced errors as their client continues to march ever closer to a conviction in New York for fraud in concealing the payoff payment to Stormy Daniels. Also, the Supreme Court surprises us, sort of, for now, by not sacking the Consumer Financial Protection Bureau and by allowing a Louisiana congressional map to go into effect that doubles the minority representation in that state.   Links: 12 U.S.C. § 5481 et seq. https://www.law.cornell.edu/uscode/text/12/chapter-53/subchapter-V CFPB Initial Report, July 18, 2011 https://files.consumerfinance.gov/f/2011/07/Report_BuildingTheCfpb1.pdf   2023 Pew Research on Payday Loans https://www.pewtrusts.org/en/research-and-analysis/articles/2023/06/02/payday-loans-and-overdraft-a-short-history-and-whats-next “How Payday Loans Work” https://paydayloaninfo.org/how-payday-loans-work/ Bankrate's Emergency Savings Report https://www.bankrate.com/banking/savings/emergency-savings-report/ Alito protest flag https://www.nytimes.com/2024/05/16/us/justice-alito-upside-down-flag.html?smtyp=cur&smid=bsky-nytimes CFPB v. CFSA https://www.supremecourt.gov/opinions/23pdf/22-448_o7jp.pdf Landry v. Callais Application for stay https://www.supremecourt.gov/DocketPDF/23/23A1002/309522/20240510115206439_Landry%20v.%20Callais%20-%20Emergency%20Stay%20App-FINAL.pdf Opp https://www.supremecourt.gov/DocketPDF/23/23A1002/309633/20240513120736126_COMBINED%20DOCUMENT.pdf Jackson dissent https://www.supremecourt.gov/opinions/23pdf/23a994_7mip.pdf New York Penal Law § 175.10 https://codes.findlaw.com/ny/penal-law/pen-sect-175-10 Order on Motion in Limine to exclude Smith https://www.justsecurity.org/wp-content/uploads/2024/03/Just-Security-NY-2016-Election-Interference-Case-Clearinghouse-Order-on-State-of-New-York-motions-in-limine-March-18-2024.pdf New York Rule 6.11 https://www.nycourts.gov/JUDGES/evidence/6-WITNESSES/6.11_Impeachment,%20when%20authorized.pdf Show Links: https://www.lawandchaospod.com/ BlueSky: @LawAndChaosPod Threads: @LawAndChaosPod Twitter: @LawAndChaosPod Patreon: patreon.com/LawAndChaosPod

Absolute dirtbag but actually a pretty good racecar driver. Support on patreon! patreon.com/historybuffs228

This show is made possible by you! Help us meet our year-end goal to raise $25,000, the cost of producing an episode. The next 25 people who donate will receive a free digital & print subscription to The Nation.  Please make a year-end donation => https://LauraFlanders.org/donateDescription: Can we turn our insecurity into power? Consumer debt stands at $17.29 trillion and many Americans are drowning in debt, with the average household owning over $100 thousand. The climate crisis, threats to democracy, and global wars add more worry to our already stressful lives. In her new book out from House of Anansi Press, “The Age of Insecurity: Coming Together as Things Fall Apart”, writer, filmmaker, organizer, and the 2023 Canadian Broadcasting Corporation Massey Lecturer, Astra Taylor uses mythology. psychology and the history of capitalism to break down the different kinds of insecurities we face, and explore how our insecurities help capitalism flourish. Without it, the system would cease to function, she says. In her years of work as Co-Founder of the Debt Collective, which emerged from Occupy Wall Street, Taylor has used debt as a tool for bringing people together and organizing. She is the author of The Age of Insecurity: Coming Together as Things Fall Apart, Democracy May Not Exist But We'll Miss It When It is Gone, and The People's Platform (winner of the American Book Award), and the director of What Is Democracy?, among other books and films. In this wide-ranging discussion, Astra Taylor and Laura Flanders discuss the history of capitalism, the rights of debtors, and what we can do to lessen insecurity and expand security both as individuals and as a society. All that, plus a commentary from Laura.“There is a debate here about motivation and what motivates us, and we are constantly being told that if people are too secure, that society's going to collapse and that we can't afford to invest in other folks. And I really want to challenge that idea.” - Astra Taylor“. . . When you start talking about [debt] with others, you realize you're actually in the same boat and you start coming together to demand change, to demand debt cancellation, to demand the provision of these public goods. Debt actually can become a source of power.” - Astra TaylorGuest:  Astra Taylor: Co-Founder of the Debt Collective & Author, The Age of Insecurity Full Episode Notes are located HERE.  They include related episodes, articles, and more.Music In the Middle:  “Positivity” by Outside from their album Almost In courtesy of Dorado Records.  Additional music included- "Steppin," by Podington Bear. 

Kevin and Kieran discuss the news that the takeover of Carlisle United has been completed, and find out why Watford have taken out a corporate payday loan from Macquarie. COVERED IN THIS EPISODE: - Everton - Carlisle United - Nuneaton Borough - Peterborough United - QPR - Lincoln City - Watford and Macquarie - West Brom - Women's FA Cup sponsor - Women's football revamp Follow Kevin on Twitter - @kevinhunterday Follow Kieran on Twitter - @KieranMaguire Follow Producer Guy on Twitter - @guykilty Follow The Price of Football on Twitter - @pof_pod Support The Price of Football on Patreon: https://www.patreon.com/priceoffootball Check out the Price of Football merchandise store: https://the-price-of-football.backstreetmerch.com/ Visit the website: https://priceoffootball.com/ The Price of Football is a Dap Dip production: https://dapdip.co.uk/ contact@dapdip.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this week's episode of Networth and Chill I'm talking all things financial scams. I'll be breaking down some of the most common money scams, including Payday Loans, Venmo Scams, and of course Ponzi schemes and MLMs. Some of these might not seem like scams on the surface, but I'm here to tell you how these situations can swindle you out of your hard earned money. And I'll be talking about one of the biggest scams of them all, Identity Theft. I'll give you a step-by-step guide for what to do if your identity gets stolen, and give you the tools necessary to undo the damage done and get your financial life back on track. Here's who to contact if you are a victim of identity theft: The Federal Trade Commision - identitytheft.gov One of the following credit bureaus: Equifax (1-800-525-6285), Experian (1-888-397-3742), or TransUnion (1-800-680-7289) Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Olive and June: Use my link to get 20% off your first Mani System. ZocDoc: Use my link and download the Zocdoc app for free.