Podcasts about payday loans

Denied credit when you need it most? Learn why creditors reject credit and loan applications and what steps you can take next. This guide covers real solutions to dealing with emergency credit denial, from avoiding payday loan traps to protecting yourself financially in tough times. Doug and Ted also recommend using the links below to access your free credit reports, a right for all Canadians! You do not need to pay for your credit score, and finding the free report option on these websites can sometimes be tricky: Link to access your FREE Equifax Credit Report Link to access your FREE TransUnion Report Sign Up for the Debt Free Digest (A monthly financial-motivation newsletter to your inbox!) (00:00) - Why You May Be Denied Credit  (02:35) – What Is and Is Not on Your Credit Report  (05:30) – Why Banks Prefer Lending Large Amounts  (07:00) – How Lending Criteria Differs Between Lenders  (08:00) – Why People Are Relying on Credit in Emergencies (10:00) – What to Do Before Considering a Payday Loan  (13:00) – The Payday Loan Cycle: Why It's Hard to Escape  (15:00) – Credit-Building Tips to Improve Your Chances  (19:00) – Should You Cash Out an RRSP or TFSA? Pros and Cons  (22:30) – Talking to Creditors: Can You Defer a Payment?  (25:00) – Emergency Solutions When All Else Fails  (27:00) – How to Protect Yourself Financially in a Survival Situation  Break the Payday Loan Cycle 13 Myths About Credit Card Debt in Canada What Debt Relief Options Are Available in Ontario? Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

Intel's new CEO to host Vision 2025 Opening Keynote on March 31st Apple Can't Beat Spotify Google says its test removing European news content for 1% of users in eight EU countries found that there was no change to Search ad revenue due to the removal Democratic Senators Team Up With MAGA To Hand Trump A Censorship Machine Vance Expects Outlines of TikTok Deal to Become Clear by Early April Telegram's Pavel Durov, Charged With Range of Crimes, Is Allowed to Leave France Alphabet's Starlink competitor Taara is spinning off into an independent company Commerce Official Gives Elon Musk Middle Finger Over Starlink Facial Recognition Company Clearview Attempted to Buy Social Security Numbers and Mugshots for its Database Scientists Achieve Record-Breaking Fusion Stability, Bringing Us One Step Closer to Clean Infinite Energy Police Warn iPhone, Android Users As Dangerous Texts Soar 600% Do school phone bans actually work? A new study says not really Klarna's deal with DoorDash is a dystopian reminder that groceries are so expensive you need a loan to shop Host: Leo Laporte Guests: Harry McCracken, Fr. Robert Ballecer, SJ, and Patrick Beja Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: monarchmoney.com with code TWIT expressvpn.com/twit Melissa.com/twit kinsta.com/twit oracle.com/twit

TN State Rep Mike Sparks joins the show to talk Bus and Payday Loan BillsSee omnystudio.com/listener for privacy information.

Legal Loan Sharks looks to be able to get higher interests rates by state RepublicansSee omnystudio.com/listener for privacy information.

Callers put there 2 cents in on Payday LoansSee omnystudio.com/listener for privacy information.

Nick Chrastil on records that show plans for Gov. Jeff Landry's "transitional center" were well underway before the terrorist attack. Marta Jewson on the ongoing dispute over a supposed $90 million settlement between the City and School Board amid its financial crisis. The post Behind The Lens episode 265: ‘That's just a payday loan' appeared first on The Lens.

A Wisconsin tribe agreed to stop operating an online high-interest loan operation in neighboring Minnesota in a lawsuit settlement just announced. But the Lac du Flambeau tribe and several others still insist on their sovereign ability to operate the businesses, despite laws in several states working to prevent consumers from falling victim to interest rates that reach up to 800% in some cases. We'll talk about the struggle between tribes' ability to operate unrestricted payday loan business – and the ongoing efforts to regulate damaging loan businesses. GUESTS Miranda Lente (Isleta Pueblo), loan officer for Tiwa Lending Services Barry Brandon (Muscogee Creek Nation of Oklahoma), commissioner for The Muscogee Nation Office of Public Gaming Nathalie Martin, professor of law at the University of New Mexico School of Law

A Wisconsin tribe agreed to stop operating an online high-interest loan operation in neighboring Minnesota in a lawsuit settlement just announced. But the Lac du Flambeau tribe and several others still insist on their sovereign ability to operate the businesses, despite laws in several states working to prevent consumers from falling victim to interest rates that reach up to 800% in some cases. We'll talk about the struggle between tribes' ability to operate unrestricted payday loan business – and the ongoing efforts to regulate damaging loan businesses.

It's crucial to stay informed about the recent revision to the criminal interest rate cap, effective January 1, 2025. How will Canadians be impacted?  Doug and Ted provide insight into potential lending trends, emerging marketing tactics, unintended consequences, and how this change will impact the most vulnerable borrowers and secondary lenders in the future. Timestamps: (0:30) – Short explanation of the Criminal Interest Rate (2:40) – What is changing, and who does it impact? (3:30) – Payday Loans and Vulnerable Borrowers (9:20) – “Net Charge Off Rate” a rationale for high interest  (12:30) – The “dubious speculation part of the show that is not based on fact” (14:00) - Unintended consequences – predatory lenders pivoting (18:30) – Secondary lenders diversifying product lines? To what? (21:00) – Microloans, Insurance, Rent to Own, and more (28:00) – Heads up for new marketing tactics – Buyer Beware Learn more from Hoyes Michalos: Episode 491 of DFI30 (Thorough Background of Criminal Interest Rate) Payday Loan in Collection? What To Do Next Debt Repayment Calculator Debt To Income Ratio Calculator FREE Credit Rebuilding Course Sign Up for Our Newsletter HERE Hoyes Michalos YouTube Channel Hoyes Michalos Instagram Hoyes Michalos Facebook Hoyes Michalos TikTok Hoyes Michalos Twitter (X) Hoyes Michalos LinkedIn Straight Talk on Your Money by Doug Hoyes Find a Hoyes Michalos Office in Your Area Here Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed.

Starting January 1st, the criminal interest rate on predatory lending will be lowered, meaning it should be safer to take out payday and installment loans. But these businesses have a tendency to skirt the law, adding unexpected fees and insurance rates to keep borrowers in the hole.Sam welcomes Donna Borden to the show - an organizer with ACORN. She's been a victim to these loans, and is now fighting against them. Will the crackdown work and really help lower people's payments? How can we make short term loans a real option for people struggling, without the sky-high payments?Host: Sam KonnertCredits: Aviva Lessard (Producer), Sam Konnert (Producer), Caleb Thompson (Audio Editor and Technical Producer), Max Collins (Director of Audio), Jesse Brown (Editor), Tony Wang (Artwork)Guests: Donna BordenBackground reading:Debt struggles spark concerns - Toronto StarAnti-poverty advocates call payday lenders 'criminal,' urge feds to cap interest rates | CBCNew rules to curb predatory lending still leave many vulnerable - Globe and MailHow a $200 payday loan cost over $31,000 - CBC RadioSponsors: Douglas is giving our listeners a FREE Sleep Bundle with each mattress purchase. Get the sheets, pillows, mattress and pillow protectors FREE with your Douglas purchase today at douglas.ca/canadalandArticle is offering our listeners $50 off your first purchase of $100 or moreTo claim, visit article.com/backbench and the discount will be automatically applied at checkout.If you value this podcast, Support us! You'll get premium access to all our shows ad free, including early releases and bonus content. You'll also get our exclusive newsletter, discounts on merch, tickets to our live and virtual events, and more than anything, you'll be a part of the solution to Canada's journalism crisis, you'll be keeping our work free and accessible to everybody. You can listen ad-free on Amazon Music—included with Prime. Hosted on Acast. See acast.com/privacy for more information.

Starting January 1st, the criminal interest rate on predatory lending will be lowered, meaning it should be safer to take out payday and installment loans. But these businesses have a tendency to skirt the law, adding unexpected fees and insurance rates to keep borrowers in the hole.Sam welcomes Donna Borden to the show - an organizer with ACORN. She's been a victim to these loans, and is now fighting against them. Will the crackdown work and really help lower people's payments? How can we make short term loans a real option for people struggling, without the sky-high payments?Host: Sam KonnertCredits: Aviva Lessard (Producer), Sam Konnert (Producer), Caleb Thompson (Audio Editor and Technical Producer), Max Collins (Director of Audio), Jesse Brown (Editor), Tony Wang (Artwork)Guests: Donna BordenBackground reading:Debt struggles spark concerns - Toronto StarAnti-poverty advocates call payday lenders 'criminal,' urge feds to cap interest rates | CBCNew rules to curb predatory lending still leave many vulnerable - Globe and MailHow a $200 payday loan cost over $31,000 - CBC RadioSponsors: Douglas is giving our listeners a FREE Sleep Bundle with each mattress purchase. Get the sheets, pillows, mattress and pillow protectors FREE with your Douglas purchase today at douglas.ca/canadalandArticle is offering our listeners $50 off your first purchase of $100 or moreTo claim, visit article.com/backbench and the discount will be automatically applied at checkout.If you value this podcast, Support us! You'll get premium access to all our shows ad free, including early releases and bonus content. You'll also get our exclusive newsletter, discounts on merch, tickets to our live and virtual events, and more than anything, you'll be a part of the solution to Canada's journalism crisis, you'll be keeping our work free and accessible to everybody. You can listen ad-free on Amazon Music—included with Prime. Hosted on Acast. See acast.com/privacy for more information.

Are you considering taking out a payday loan? Think again. In this video, we break down why payday loans can trap you in a vicious cycle of debt that's hard to escape. With interest rates as high as 400%, one small emergency can snowball into a financial disaster. Learn why payday loans are NEVER a good idea and what smarter alternatives you can use to avoid falling into this debt trap. We'll cover: - What payday loans are and how they work - How payday loan interest rates quickly escalate - The payday loan debt cycle and why it's so hard to escape - Legal loopholes payday lenders use to bypass state regulations - Practical and effective alternatives like side gigs, payment plans, and budgeting tips Whether you're in a financial emergency or simply curious about the dangers of payday loans, this video is a must-watch. Don't get caught in the payday loan trap—take control of your finances with smarter solutions. Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://podcasters.spotify.com/pod/show/thefinancialmirror If you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #PaydayLoans #DebtTrap #AvoidPaydayLoans #HighInterestLoans #FinancialFreedom #MoneyTips #DebtFreeJourney #PersonalFinance #SideHustleTips #BudgetingTips #FinancialAdvice #PaydayLoanAlternatives #MoneyManagement #DebtRelief #FinancialLiteracy --- Support this podcast: https://podcasters.spotify.com/pod/show/thefinancialmirror/support

In this episode of The Brother Next Door, I talk about Payday loans and why it is best to avoid them at all cost. "Payday loans are but one of many financial techniques - from overdraft fees to student loans subsidizing for-profit colleges - specifically designed to pull money from the pockets of the poor. This problem generally goes unrecognized by policy makers.' -Matthew Desmond If this is your first time listening, welcome to The Brother Next Door Podcast where we have conversations about finance, personal development, and skills to get young adults further in life. We cover these topics by sharing our own personal experiences and bringing people on to the show to provide different points of view. Then at the end of each episode, we will give an overview of what we went over and the steps you can take in order to be in a better position in your young adult journey. IG: Podcast: @brothernextdoorpodcast Latrell: @latrell.carter --- Support this podcast: https://podcasters.spotify.com/pod/show/brothernextdoor/support --- Support this podcast: https://podcasters.spotify.com/pod/show/brothernextdoor/support

Chester wrote in for some guidance - his financial circumstances lead him to take out payday loans. Erin has some surprising advice for him and for anyone who is desperate to cover their monthly expenses. Tune in to hear how Chester's journey to financial freedom is just beginning, with the help of the Get the Hell Out of Debt course and support of the online community.  To apply for sponsorship into the Get The Hell Out Of Debt online course, click here and scroll to Sponsorship Opportunity: https://www.erinskyekelly.com/get-the-hell-out-of-debt-course  THANK YOU to our generous sponsors! You are the reason Chester - and so many others - are here.  info@erinskyekelly.com  _______________________________

In this special crossover episode of The Consumer Finance Podcast and the Payments Pros Podcast, Chris Willis and Josh McBeain are joined by colleagues Mark Furletti and Jason Cover to delve into the CFPB's Payday Loan Rule, which is set to become effective again following a Supreme Court decision. The discussion unpacks the broad scope of the rule, extending beyond traditional payday loans to include various financial products. The episode highlights the complexities of compliance, the nuances of the rule's definitions, and the critical steps lenders must take before the March 30, 2025, compliance deadline. Don't miss this insightful conversation on navigating the revived regulatory landscape.

In this episode, Doug and Ted address the growing issue of payday loans among seniors, highlighting factors such as fixed incomes, rising living expenses, and predatory lending practices. They also discuss the financial strain of supporting adult children and the risks associated with co-signing loans. Tune in for practical advice on managing debt, avoiding scams targeting seniors, and navigating financial challenges in retirement.   Time Stamps: 00:00 Introduction 01:48 Why are payday loans a problem if you are a senior? 04:03 How does a senior end up in debt? 05:45 Payday loans and rapid loans 08:10 Seniors supporting their adult children 10:38 Seniors carrying debt into retirement 11:54 Practical advice 12:30 How can you tell if your parents are in debt? 15:13 How to retire with no debt 21:12 Seniors and financial scams 22:55 Co-signing loans for friends and family 25:00 Should seniors' cash in their RRSP to pay off debt? 27:15 Should seniors file a consumer proposal or bankruptcy? Related Links: Seniors Turning to Payday Loans a Scary Trend - https://www.hoyes.com/blog/seniors-turning-to-payday-loans-a-scary-trend/ Debt relief for seniors. What are your options? - https://www.hoyes.com/blog/debt-relief-for-seniors-what-are-your-options/ Do Senior Citizens Need to File Bankruptcy? - https://www.hoyes.com/blog/do-senior-citizens-need-to-file-bankruptcy/ Seniors – A Small Group Carrying High Risk Debt - https://www.hoyes.com/blog/seniors-a-small-group-carrying-high-risk-debt/ Seniors in Debt and Filing Bankruptcy - https://www.hoyes.com/press/joe-debtor/seniors-and-bankruptcy/ Managing Money in Your Golden Years - https://www.hoyes.com/newsletter/managing-money-in-your-golden-years/

Trump's lawyers make a bevy of unforced errors as their client continues to march ever closer to a conviction in New York for fraud in concealing the payoff payment to Stormy Daniels. Also, the Supreme Court surprises us, sort of, for now, by not sacking the Consumer Financial Protection Bureau and by allowing a Louisiana congressional map to go into effect that doubles the minority representation in that state.   Links: 12 U.S.C. § 5481 et seq. https://www.law.cornell.edu/uscode/text/12/chapter-53/subchapter-V CFPB Initial Report, July 18, 2011 https://files.consumerfinance.gov/f/2011/07/Report_BuildingTheCfpb1.pdf   2023 Pew Research on Payday Loans https://www.pewtrusts.org/en/research-and-analysis/articles/2023/06/02/payday-loans-and-overdraft-a-short-history-and-whats-next “How Payday Loans Work” https://paydayloaninfo.org/how-payday-loans-work/ Bankrate's Emergency Savings Report https://www.bankrate.com/banking/savings/emergency-savings-report/ Alito protest flag https://www.nytimes.com/2024/05/16/us/justice-alito-upside-down-flag.html?smtyp=cur&smid=bsky-nytimes CFPB v. CFSA https://www.supremecourt.gov/opinions/23pdf/22-448_o7jp.pdf Landry v. Callais Application for stay https://www.supremecourt.gov/DocketPDF/23/23A1002/309522/20240510115206439_Landry%20v.%20Callais%20-%20Emergency%20Stay%20App-FINAL.pdf Opp https://www.supremecourt.gov/DocketPDF/23/23A1002/309633/20240513120736126_COMBINED%20DOCUMENT.pdf Jackson dissent https://www.supremecourt.gov/opinions/23pdf/23a994_7mip.pdf New York Penal Law § 175.10 https://codes.findlaw.com/ny/penal-law/pen-sect-175-10 Order on Motion in Limine to exclude Smith https://www.justsecurity.org/wp-content/uploads/2024/03/Just-Security-NY-2016-Election-Interference-Case-Clearinghouse-Order-on-State-of-New-York-motions-in-limine-March-18-2024.pdf New York Rule 6.11 https://www.nycourts.gov/JUDGES/evidence/6-WITNESSES/6.11_Impeachment,%20when%20authorized.pdf Show Links: https://www.lawandchaospod.com/ BlueSky: @LawAndChaosPod Threads: @LawAndChaosPod Twitter: @LawAndChaosPod Patreon: patreon.com/LawAndChaosPod

Absolute dirtbag but actually a pretty good racecar driver. Support on patreon! patreon.com/historybuffs228

This show is made possible by you! Help us meet our year-end goal to raise $25,000, the cost of producing an episode. The next 25 people who donate will receive a free digital & print subscription to The Nation.  Please make a year-end donation => https://LauraFlanders.org/donateDescription: Can we turn our insecurity into power? Consumer debt stands at $17.29 trillion and many Americans are drowning in debt, with the average household owning over $100 thousand. The climate crisis, threats to democracy, and global wars add more worry to our already stressful lives. In her new book out from House of Anansi Press, “The Age of Insecurity: Coming Together as Things Fall Apart”, writer, filmmaker, organizer, and the 2023 Canadian Broadcasting Corporation Massey Lecturer, Astra Taylor uses mythology. psychology and the history of capitalism to break down the different kinds of insecurities we face, and explore how our insecurities help capitalism flourish. Without it, the system would cease to function, she says. In her years of work as Co-Founder of the Debt Collective, which emerged from Occupy Wall Street, Taylor has used debt as a tool for bringing people together and organizing. She is the author of The Age of Insecurity: Coming Together as Things Fall Apart, Democracy May Not Exist But We'll Miss It When It is Gone, and The People's Platform (winner of the American Book Award), and the director of What Is Democracy?, among other books and films. In this wide-ranging discussion, Astra Taylor and Laura Flanders discuss the history of capitalism, the rights of debtors, and what we can do to lessen insecurity and expand security both as individuals and as a society. All that, plus a commentary from Laura.“There is a debate here about motivation and what motivates us, and we are constantly being told that if people are too secure, that society's going to collapse and that we can't afford to invest in other folks. And I really want to challenge that idea.” - Astra Taylor“. . . When you start talking about [debt] with others, you realize you're actually in the same boat and you start coming together to demand change, to demand debt cancellation, to demand the provision of these public goods. Debt actually can become a source of power.” - Astra TaylorGuest:  Astra Taylor: Co-Founder of the Debt Collective & Author, The Age of Insecurity Full Episode Notes are located HERE.  They include related episodes, articles, and more.Music In the Middle:  “Positivity” by Outside from their album Almost In courtesy of Dorado Records.  Additional music included- "Steppin," by Podington Bear. 

Kevin and Kieran discuss the news that the takeover of Carlisle United has been completed, and find out why Watford have taken out a corporate payday loan from Macquarie. COVERED IN THIS EPISODE: - Everton - Carlisle United - Nuneaton Borough - Peterborough United - QPR - Lincoln City - Watford and Macquarie - West Brom - Women's FA Cup sponsor - Women's football revamp Follow Kevin on Twitter - @kevinhunterday Follow Kieran on Twitter - @KieranMaguire Follow Producer Guy on Twitter - @guykilty Follow The Price of Football on Twitter - @pof_pod Support The Price of Football on Patreon: https://www.patreon.com/priceoffootball Check out the Price of Football merchandise store: https://the-price-of-football.backstreetmerch.com/ Visit the website: https://priceoffootball.com/ The Price of Football is a Dap Dip production: https://dapdip.co.uk/ contact@dapdip.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:26 We don't BS here 11:07 SONDERMIND 12:42 Let the spending begin 20:33 You can't afford my MERCH! 25:43 He does this while living with his parents 33:17 What is this phone bill? 34:32 This is just gross 36:43 You need to budget 43:17 You have no excuse for debt 44:32 SOFI 46:55 Getting out of debt 52:16 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

On this week's episode of Networth and Chill I'm talking all things financial scams. I'll be breaking down some of the most common money scams, including Payday Loans, Venmo Scams, and of course Ponzi schemes and MLMs. Some of these might not seem like scams on the surface, but I'm here to tell you how these situations can swindle you out of your hard earned money. And I'll be talking about one of the biggest scams of them all, Identity Theft. I'll give you a step-by-step guide for what to do if your identity gets stolen, and give you the tools necessary to undo the damage done and get your financial life back on track. Here's who to contact if you are a victim of identity theft: The Federal Trade Commision - identitytheft.gov One of the following credit bureaus: Equifax (1-800-525-6285), Experian (1-888-397-3742), or TransUnion (1-800-680-7289) Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Olive and June: Use my link to get 20% off your first Mani System. ZocDoc: Use my link and download the Zocdoc app for free.

When a New York doctor tweeted recently about “payday loans” for doctors from a branch of UnitedHealth Group — which operates the giant insurance company UnitedHealthcare — we were intrigued.Especially when we saw that the loan product — a “cash flow solution” for health care providers — was real.The doctor's tweet essentially accused UHG's insurance arm of causing cash flow problems for providers in the first place, by denying claims and delaying payments — which echoes complaints we've heard over the years, and which the original tweet called “genius” — as in Evil Genius. When the boss who's paying you late offers to front you money, at interest, to tide you over, it does sound like… a conflict of interest.It turns out, because UnitedHealth Group is such a big, complex enterprise, it's not quite that simple. But UnitedHealth Group's size and complexity turns out to be the story. The company has grown into a “behemoth,” running the country's biggest insurance company, and becoming the biggest employer of doctors, while also running big parts of the business-side back end for big chunks of the health care ecosystem. As one expert told us, “There's very little good news about what happens when these organizations. or these sectors of health care get bigger.” Costs and prices tend to go up, without a bump in quality.And regulators, we learned, have struggled to keep up. It's a wild ride with a sobering conclusion — and very much worth taking. As the expert who labeled United a behemoth wrote: “United has grown to its present immense scale largely without public knowledge.” Now we know. And knowledge is the beginning of power. BONUS TIP: This story reminded us of themes and insights from novelist, journalist, and activist Cory Doctorow, especially his recent book Chokepoint Capitalism and his recent essays about the “enshittification” of online life.We also like Cory's novels a lot, and have learned a ton from them. They're often called science fiction, but the tech is usually present-day, or about a month into the future. His latest, Red Team Blues, is a smart, fun techno-thriller. Here's a transcript of this episode. Send your stories and questions. Or call 724 ARM-N-LEG.And of course we'd love for you to support this show. Hosted on Acast. See acast.com/privacy for more information.