Podcasts about microloans

Join us as we explore the world of inclusive entrepreneurship with Claudia Scott, Head of Inclusive Entrepreneurship at Startup Junkies. Learn about the organization's mission to empower underserved entrepreneurs and the innovative strategies they employ to level the playing field. Discover the challenges and opportunities faced by historically marginalized groups and the importance of building a supportive community. Tune in to gain valuable insights and inspiration from a passionate advocate for entrepreneurship.Support the showSubscribe at theshadesofe.com

It's crucial to stay informed about the recent revision to the criminal interest rate cap, effective January 1, 2025. How will Canadians be impacted?  Doug and Ted provide insight into potential lending trends, emerging marketing tactics, unintended consequences, and how this change will impact the most vulnerable borrowers and secondary lenders in the future. Timestamps: (0:30) – Short explanation of the Criminal Interest Rate (2:40) – What is changing, and who does it impact? (3:30) – Payday Loans and Vulnerable Borrowers (9:20) – “Net Charge Off Rate” a rationale for high interest  (12:30) – The “dubious speculation part of the show that is not based on fact” (14:00) - Unintended consequences – predatory lenders pivoting (18:30) – Secondary lenders diversifying product lines? To what? (21:00) – Microloans, Insurance, Rent to Own, and more (28:00) – Heads up for new marketing tactics – Buyer Beware Learn more from Hoyes Michalos: Episode 491 of DFI30 (Thorough Background of Criminal Interest Rate) Payday Loan in Collection? What To Do Next Debt Repayment Calculator Debt To Income Ratio Calculator FREE Credit Rebuilding Course Sign Up for Our Newsletter HERE Hoyes Michalos YouTube Channel Hoyes Michalos Instagram Hoyes Michalos Facebook Hoyes Michalos TikTok Hoyes Michalos Twitter (X) Hoyes Michalos LinkedIn Straight Talk on Your Money by Doug Hoyes Find a Hoyes Michalos Office in Your Area Here Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed.

From witnessing economic disenfranchisement to pioneering a platform that uplifts women during life's critical moments, Gerry Poirier journey is nothing short of inspiring. As the founder of AngelLink, Gerry shares how her financial background propelled her to create this unique crowdfunding platform, designed and powered by women to cater specifically to their needs. With women comprising 70% of users on crowdfunding platforms, AngelLink not only addresses basic human needs like medical costs and funerals but also aims to tap into the $3 trillion opportunity gap for women entrepreneurs. Join us as Gerry passionately talks about the mission to empower women, especially those in underserved communities, and bridge the economic imbalance they face. Experience stories of resilience and triumph through the lens of AngelLink's impact on real lives. From Katie's victory over breast cancer to Terry's recovery from severe burns and the Hurt family's heartwarming journey of adopting 12 children, these narratives celebrate the spirit of community support. As we mark a milestone of 100,000 users, we envision expanding AngelLink's services to include microloans, creating a global community where women can secure financial support for crises and entrepreneurial endeavors alike. Tune in to learn how you can be part of this movement, embodying the spirit of "America's angels" in fostering connections and providing aid where it's needed most. Timestamps 00:00:00 - Introduction 00:00:15 - Gerry Poyer's Background and Inspiration for Founding AngelLink 00:01:30 - The Economic Disenfranchisement of Women and Gerry's Motivation 00:03:45 - Overview of AngelLink's Mission and Unique Positioning 00:05:00 - Addressing Basic Human Needs and the $3 Trillion Opportunity Gap 00:07:15 - Challenges Women Face in Securing Funding for Small Businesses 00:09:00 - The Role of AngelLink in Bridging the Economic Imbalance 00:10:30 - Empowering Women in Underserved Communities Through Crowdfunding 00:14:38 - Impactful Stories of Women Empowerment and Humility 00:15:30 - Celebrating AngelLink's Milestone of 100,000 Users 00:16:45 - Katie's Triumph Over Breast Cancer with AngelLink's Help 00:18:00 - Terry's Recovery from Severe Burns and the Support He Received 00:19:15 - The Hurt Family's Heartwarming Adoption Journey and Community Support 00:20:30 - Vision for AngelLink's Future Expansion and Microloans 00:21:34 - Angel Link: Connecting Those in Need with Generous Donors 00:22:00 - Encouraging Listeners to Engage and Support the Community 00:22:45 - Closing Thoughts Resources: Go to https://angelink.com/blog/. To find out more about how to give money or receive money. Legacy Podcast: For more information about the Legacy Podcast and its co-hosts, visit businesslegacypodcast.com. Leave a Review: If you enjoyed the episode, leave a review and rating on your preferred podcast platform. For more information: Visit businesslegacypodcast.com to access the shownotes and additional resources on the episode.  

Kiva is a clearing house for microlenders to help them find funding for microloans. You don't earn interest on these loans, but this can be an interesting way to accumulate spend on reward cards without fees... (00:37) - Kiva is like a clearinghouse for microlenders to help them find funding Read more about Kiva loans here: https://frequentmiler.com/why-i-love-kiva-for-earning-rewards-and-doing-good/ (01:32) - You choose which loans to fund and how much to fund. (You do not earn interest. At best: 100% of money back.) But you can pay with credit card with no fee! (03:33) - How much $ can you float? (And how long can you float?) (04:22) - No guarantee of pay back (05:00) - Avg default rate: 1.82% (mine: 1.73%) (06:03) - Tool to make it easier to find safe loans: KivaLens Read about KivaLens here: http://www.kivalens.org/ And read about updates to KivaLens here: https://frequentmiler.com/kivalens-resurfaces-better-than-before/ (06:40) - KivaLens gives you an ability to filter loan types (07:48) - KivaLens also gives you an ability to sort Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media. Music Credit – Beach Walk by Unicorn Heads

BOOK YOUR COACHING SESSION: https://www.microloanfoundation.org.uk/coachathon-2024/ OR To book with Gill: https://www.eventbrite.co.uk/e/gill-moakes-coachathon-2024-tickets-952485940087?aff=oddtdtcreator To book with Michelle: https://www.eventbrite.co.uk/e/michelle-kelly-coachathon-2024-tickets-950018098707?aff=oddtdtcreator Coachathon is an event organised by the Microloan Foundation to raise funds for women living in extreme poverty in Malawi, Zambia, and Zimbabwe. The Coachathon allows coaches to offer their services at a reduced rate, providing an opportunity for people to access coaching at a fraction of the normal cost. The funds raised through the Coachathon support the Microloan Foundation's efforts to provide small loans and training to women to start and grow their businesses. https://twitter.com/MicroLoan https://www.linkedin.com/company/microloan-foundation https://www.facebook.com/MicroloanFoundation/ https://www.instagram.com/microloanfoundation/ https://www.youtube.com/user/MicroLoan

Rajat Deshpande, co-founder and CEO, FinBoxFinBox offers an Embedded Finance Stack and data intelligence suite to streamline financial services integration and enhance credit disbursement processes. Puja Sharma of IBS Intelligence speaks with Rajat Deshpande of FinBox about how digital lending platforms are meeting the unique credit needs of SMEs.

In this episode, we're chatting with the incredible Malin Rosenkvist, Director of Fundraising at the MicroLoan Foundation. The foundation provides essential business loans to women across Sub-Saharan Africa, empowering them to generate an income and support their families. Malin shares how a chance meeting in a bar led her from the stage to Uganda, where she began making a real impact in the world. We explore her journey of working in international politics, development economics, and the hard choices she's faced along the way.We also touch on the emotional toll of working in the charity sector, building resilience, and finding purpose in making a difference. Plus, hear how a £25 loan can transform lives in the world's poorest communities.Here are the highlights:Motivation and Challenges in the International Development Sector (3:08)Staying Positive and Resilient in the Face of Poverty (4:37)Introduction to Coachathon (8:02)Impact of Microloans on Women's Lives (9:29)Success Stories and Long-Term Impact (15:08)How to Get Involved and Support the Microloan Foundation (20:09)Connect with Malin here: https://www.linkedin.com/in/malin-rosenkvist-7888393b/Find out more about the Coachathon here: https://www.microloanfoundation.org.uk/coachathon-2024/?gad_source=1&gclid=CjwKCAjw_4S3BhAAEiwA_64Yhno4AvqtTnpXDPTvT7ZacFyk9S2i58XEZqCZmfhNWfte4guQZtH0RoCSpkQAvD_BwEBook a session with Ruth here: : https://www.eventbrite.co.uk/e/ruth-wood-coachathon 2024-tickets-952480925087?aff=oddtdtcreatorFind out about the impact of the Microloan Foundation here: https://www.microloanfoundation.org.uk/our-work/our-impact/Connect with Ruth:Instagram LinkedIn WebsiteThis podcast is proudly produced by The Podcast Boutique

This week's episode of the Business Brief podcast examines what a new Missouri law means to funding for reproductive health care in the state. Then, the show spotlights a new microloan program for women entrepreneurs of color and rural entrepreneurs.

Aditi Singh, Chief Strategy Officer, Satin Creditcare Network Ltd.Providing accessible financial services to underserved communities in India is a formidable challenge. Puja Sharma of IBS intelligence speaks with Aditi Singh of Satin creditcare about the evolution of last mile credit access. 

Nathan continues at OAME, where he's the new ED, a company that helps small businesses. He talks about their trade shows and their support of small businesses. The main theme Nathan discusses is the value and importance of business development and finding support to grow. Check out OAME: https://oame.org/.  Watch the full interview on YouTube. Host: Nathan A Webster | LinkedIn | Instagram NDUB Brand | NW & Associates, LLC Conference:  https://letsconnectpnw.com/

Mario León y León, a finance professional from Peru, shares his journey to Canada and his passion for supporting startups and entrepreneurs. With a background in corporate finance, micro-lending, and small business lending, Mario found himself drawn to the vibrant startup ecosystem in Canada. He has leveraged his expertise to coach entrepreneurs on financial best practices, helping them navigate the challenges of building a successful business. Thank you for listening to the Leaders, Innovators and Big Ideas podcast, supported by Rainforest Alberta. The podcast that highlights those people who are contributing to and/or supporting the innovation ecosystem in Alberta. Host: Al Del Degan is a software developer and tech leader in Alberta's innovation ecosystem. He is also a Web3 enthusiast and podcaster, sharing his knowledge and passion for emerging technologies with his audience. Al is the founder and CTO of New Idea Machine, a software company dedicated to helping new developers gain hands-on experience building real-world applications. With his commitment to giving back to the community, Al is always available to offer advice on technology and business. His passion for innovation and entrepreneurship is evident in everything he does, making him a respected leader in the tech industry. Guest: Mario León y León Specialized in risk and finance, Mario has been evaluating enterprises—from corporate to small and micro—to help them access credit. He has also worked for several government enterprises to assist low-income families in gaining access to housing and agricultural resources. Now in Calgary with his family, as his wife is studying, Mario aims to contribute to the startup finance industry by increasing the level of success in their growth path and reducing their risk perception. He enjoys singing whenever he gets the chance and meeting different people to understand their cultures. Mario is passionate about learning more about the future of humankind and how technology can support this journey. Show Links: Startup Weekend Calgary  Show Quotes: "It's like giving a very little small amount of money with high interest because of the amount. But at the end, you foster people to grow"   Credits... This Episode Sponsored By: New Idea Machine Episode Music: Tony Del Degan Creator & Producer: Al Del Degan  

In this episode, Nathan Webster discusses his decision to take on a full-time position while still running his marketing agency. He shares his experience working with the Oregon Association of Minority Entrepreneurs (OAME) and their mission to support the economic development of entrepreneurs and small businesses.  Watch the full interview on YouTube. Host: Nathan A Webster | LinkedIn | Instagram NDUB Brand | NW & Associates, LLC Conference:  https://letsconnectpnw.com/  

In this episode of the Mastery Unleashed podcast, Christie Ruffino hosts Jordan Adler, a notable figure in the direct selling industry. Jordan shared his inspiring journey from struggling entrepreneur to achieving monumental success. Growing up in a modest Chicago suburb, Jordan discovered the concept of residual income through a garage sale book, which catalyzed his pursuit of entrepreneurial ventures. Despite early failures, his relentless spirit led him to thrive in network marketing, where he finally “cracked the code” to success, leading to an impressive $8 million in earnings from his 12th network marketing venture. Jordan emphasized the power of building relationships and maintaining a robust personal network as keys to business success. His books, “Beach Money” and “Better Than Beach Money,” reflect his business philosophies and have influenced many outside the direct selling realm. Moreover, Jordan shared insights on the significance of gift-giving and personal connections in an increasingly digital world. He also stressed the importance of commitment over fleeting motivation and encouraged listeners to dream big and pursue their passions relentlessly.   ABOUT JORDAN At 34 years old, Jordan Adler was living in an enclosed garage. His rent was $200 a month, and he had two roommates. He carried $36,000 in Credit Card Debt and his job paid him $14,000 a year. He had tried 11 network marketing companies in 10 years and never signed up one person and never made one penny. The future looked bleak. Today, he is one of the highest-paid network marketers in the world as the #1affiliatee with the legacy company Promptings. He cracked the code. His best-selling book “Beach Money” has sold over 1 million copies, and 100% of the profits from his book are donated to an organization that helps entrepreneurs in developing countries start small businesses through Microloans. He then published a second book, “Better Than Beach Money!” Jordan also founded “Momentum Makers” books and events with his business partner and publisher, Tony Ferraro. Through this project, they published ten collaboration books filled with ideas for building a successful online/offline business, including titles in branding, marketing, social media, leadership, etc. Their mission together is to bring credibility to the profession and instill belief In the network marketing model as a way to create a legitimate residual income lifestyle of growth and freedom without having to invest a lot of money and hire a bunch of employees. He has been featured in over 100 books and has been a guest on over 300 podcasts. He has spoken on stages with Richard Branson, Tony Robbins, Pitbull, and Eric Worre. Jordan splits his time between 2 mountain homes, a condo on the Vegas Strip, and of course, the beach! Six years ago, he decided to get his helicopter pilot's license for fun. Jordan's message is a message of hope, simplicity, and limitless opportunity. Jordan believes that when you continue to send good things out into the world and treat people right, good things will come your way.   GET JORDAN'S GENEROUS GIFT Free Promptings Process Ebook Discover an Ancient Principle Driven by a Modern Process that Attracts Prosperity and Connects you with People, Passion, and Purpose. Get his free ebook and learn how to be guided every day by your own voice. ACCESS THIS GIFT AND MANY MORE   ABOUT OUR SHOW Mastery Unleashed (formerly Overcoming Mediocrity) is a podcast for success-driven women who want to empower their thoughts, design their dream businesses, and build beautiful lives that are aligned with their destinies—hosted by Bestselling Author and Business Strategist Christie Ruffino. Each episode features today's top influencers and entrepreneurs on the rise as they share empowering stories and ninja tips meant to become the FUEL that will ignite a positive change in YOUR life and the lives of others.   ABOUT OUR FREE GIFT VAULT GET THIS GIFT AND MANY MORE HERE: https://masteryunleashedpodcast.com/gift-signup/     

Ann Marie Wallace, WBCUtah's State Director visits with Sara Day, Program Manager of Utah Microloan Fund. You won't want to miss this episode! Stay tuned for more interviews coming this new season of Women Own It!  https://www.utahmicroloanfund.org/  

Episode 5 of Season 3 is live now featuring Mounir Nakhla, Founder and CEO of MNT-Halan. Join us as we delve into the journey of MNT-Halan and the Egyptian fintech landscape. From ride-hailing to a financial super app, we cover it all in this insightful episode! Tune in for a glimpse into the world of fintech innovation!#Fintech #MNTHalan #StartupJourney #couchonomics #tech #innovation #newepisodeCouchonomics with Arjun Season 3 is brought to you by our partners:Adyen https://www.adyen.com/ToYou https://toyou.io/arMastercard https://mastercard.com/Geidea https://geidea.net/M2P https://m2pfintech.com/Find us on our social media platforms:Arjun's LinkedIn https://www.linkedin.com/in/arjunvirsingh/Couchonomics LinkedIn https://www.linkedin.com/showcase/couchonomics-with-arjun-singh/Instagram https://www.instagram.com/couchonomics/Twitter https://twitter.com/Arjun_Vir_Singh?s=20TikTok https://www.tiktok.com/@couchonomicsSubscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6ETimestamps: 00:00 - Episode Highlights 00:43 - Introduction 02:00 - MNT-Halan's story 05:23 - Creating a financial super app 08:12 - What makes MNT-Halan great 12:00 - Opportunities in the Egyptian market 15:55 - Microloans and consumer loans 18:58 - MNT-Halan's Impact on the Banking Sector 21:35 - Fintech Ecosystem in Egypt 24:36 - Impact of investors on startup direction 26:13 - Regulatory landscape in Egypt28:02 - Egyptian companies going across the borders 32:02 - Opportunities of the Egyptian market for international fintech 37:32 - Future plans and strategies for MNT-Halan40:49 - Talent scarcity and AI 42:00 - Closing wordsOur website

In this very special episode in celebration of International Women's Day 2024, I'm joined by Malin Rosenkvist from the MicroLoan Foundation. We dive into the incredible work they do, empowering women in Malawi, Zambia, and Zimbabwe to lift themselves out of poverty by providing them with small loans and essential business training. The Microloan Foundation's approach to poverty alleviation ensures transparency and accountability, allowing donors to see their impact firsthand. By providing creative business training, they empower women with low literacy levels to start and sustain their own businesses in the poorest areas of sub-Saharan Africa. This International Women's Day, let's take tangible action to support organizations like the MicroLoan Foundation. Whether it's through donations or spreading awareness, we can all play a role in empowering women and creating lasting change in their lives. To find out more about the Microloan Foundation: LinkedIn: https://www.linkedin.com/company/microloan-foundation Facebook: https://www.facebook.com/MicroloanFoundation/ Instagram: https://www.instagram.com/microloanfoundation/ Twitter: https://twitter.com/MicroLoan Website: https://www.microloanfoundation.org.uk/ TAKE REAL ACTION NOW - Donate here: https://www.microloanfoundation.org.uk/donate/ As you'd expect, I'm utterly unapologetic about being a little bit Bob Geldof here: Just Give Them Some Money. Please.

From a humble beginning in a lower-middle-income neighborhood to becoming a multimillionaire through resilience and entrepreneurial spirit Jordan Adler's story isn't just about success; it's a tale of total transformation. His story is more than one of success; it's a call to all of us to remember to dream big and never give up.Whether it's creating passive income or setting ambitious goals, the message is clear: never settle and always strive for greatness.Tune in to discover how embracing challenges and dreaming like a 20-year-old can redefine success and transform your life for the better.Welcome To The Maverick's Do It Different Podcast!Key Highlights:Intro (00:00)Finding The Right Fit (03:01)Entrepreneurship And Perseverance (07:03)Overcoming Obstacles And Pursuing Dreams (11:28)Work Ethic, Relationships + Legacy In Business (15:01)Building Relationships + Networking For Success (20:14)Passive Income + Living A Great Life (25:37)Building Passive Income + Living The Dream (32:17) About the Guest:At 34 years old Jordan Adler was living in an enclosed garage. His rent was $200 a month and he had 2 roommates. He carried $36,000 in Credit Card Debt and his job paid him $14,000 a year. He had tried 11 network marketing companies in 10 years and never signed up one person and never made one penny. The future looked bleak.Yet today he is one of the highest paid Network Marketers in the world as the #1 Affiliate with the legacy company Promptings. He cracked the code. His best selling book “Beach Money” has sold over 1 million copies and 100% of the profits of his book are donated to an organization that helps entrepreneurs in developing countries start small businesses through Microloans. He more recently published a second book, "Better Than Beach Money!"Jordan also founded "Momentum Makers" books and events with his business partner and publisher, Tony Ferraro. Their mission together is to create opportunities for emerging leaders to Get published and speak on stages that will allow them to bring opportunity and credibility to the profession and instill belief In the network marketing model as a way to create a legitimate residual income lifestyle of growth and freedom without having to invest a lot of money and hire a bunch of employees.He has been featured in over 100 books and has been a guest on over 300 podcasts. He has spoken on stages with Richard Branson, Tony Robbins, Pitbull, and Eric Worre.Jordan splits his time between 2 mountain homes, a condo on the Vegas Strip and of course the beach!Six years ago he decided to get his helicopter pilots license for fun. He has a wild story that nearly killed him that taught him a big lesson about life and business.Jordan's message is a message of hope, simplicity and limitless opportunity.Jordan believes that when you continue to send good things out into the world and treat people right, good things will come your way.Connect with Jordan:Instagram: https://www.instagram.com/beachmoneyjordan/ Linktree: https://linktr.ee/beachmoney About the Host:Paul Finck is The Maverick Millionaire™. Paul brings to the table a vast array of knowledge and skill sets from 36+ years of sales, marketing and entrepreneurial life experience. He has consulted in numerous industries, including the Medical, Dental, Financial, Retail, Informational Marketing, Direct Sales, Multi-Level Marketing and Speakers/Coaches/Trainers. He is a former mortgage broker, real estate agent and investor....

Did you know that nearly 2 billion people worldwide have no access to banking and financial services? A young tech engineer originally from India and living in Silicon Valley, decided to do what he could to change that. Premal Shah first began dreaming of “internet microfinance” while working at PayPal, the online payments company. In late 2004, Premal took a 3-month leave from PayPal to develop and test the internet microfinance concept in India. When he returned to Silicon Valley, he met other like-minded dreamers and quit his job at PayPal to help bring the Kiva concept to life and eventually to scale. At the time of this interview, Kiva had raised more than $1 million each week for the working poor in more than 60 countries and was named a Top 50 Website by TIME Magazine. Today they are helping in more than 80 countries. By donating just a few dollars, you can be part of the solution and change someone's life for the better.  Info and ways to donate at Kiva.org

This new episode of Unlock Your Potential features Chantal Carr, Co-founder of Hope Arising and a dedicated social entrepreneur with 20 years of experience who teaches entrepreneurship to women in Africa. At the beginning of the episode, Chantal shares a moving personal experience that led her to volunteer in Africa, where she witnessed the harsh reality of thousands of women and was motivated to take action to empower them economically. Halfway through the episode, we delve into the idea that simply throwing money at problems isn't a sustainable solution. We have to fusion resources and knowledge to address the unique needs of individuals. Near the end of the episode, Chantal talks about how her participation in an ENTRE event helped her gain more clarity to take the step and start coaching nonprofits. I hope you find this episode both insightful and inspirational and gain a renewed sense of purpose to make a positive impact in the world. Discover Your Success Path TODAY!

At 34 years old Jordan Adler was living in an enclosed garage. His rent was $200 a month and he had 2 roommates. He carried $36,000 in Credit Card Debt and his job paid him $14,000 a year. He had tried 11 network marketing companies in 10 years and never signed up one person and never made one penny. The future looked bleak. Yet today he is one of the highest paid Network Marketers in the world building an organization of over 600,000 affiliates in five countries. He cracked the code. His best-selling book “Beach Money” has sold over 1 million copies and 100% of the profits of his book are donated to an organization that helps entrepreneurs in developing countries start small businesses through Microloans. Jordan splits his time between 2 mountain homes, a condo on the Vegas Strip and of course the beach! Six years ago, he decided to get his helicopter pilots license for fun. Jordan's message is a message of hope, simplicity and limitless opportunity.   Exclusive Gift:  Sign up and activate your FREE Reach Your Peak Club Membership and you'll instantly access DEEP discounts on major software, services, and top-shelf training courses you need to run a successful business. As an entrepreneur, you want to do just that - Reach Your Peak! This exclusive club is the perfect resource for businesses seeking better solutions at lower prices while building their empire. Go to https://ReachYourPeakClub.com and sign up now!   Watch The Mind Body Business Show LIVE! - Did you know that this "podcast" is actually a LIVE video show?  Register (completely SPAM-Free) to receive automated announcements whenever we go live.  Then simply click and engage.  We welcome your questions and real-time participation.  Go to http://ryps.tk/cbm-register and register (free) now! 

Good morning friends! We have a great show for you all this morning. Our guest today is Gabriella Bomben, Access to Capital Associate Director for Kiva at the WBDC (Women's Business Development Center) here to talk to us about loans for entrepreneurs. Let's get ready to learn! #goodmorning - Sunday, August 6th West Aurora school district 129 is hosting a great back to school, backpack and supply giveaway! Eligible students should already be registered for the 2023-2024 school year. The event will be held at the West Aurora Learning Center located at 1870 W. Galena blvd. There are two times available, 11 am to 1 pm and 1:30 pm to 3:30 pm. This event will also feature activities and much more. Reserve your backpack and supplies here: https://www.eventbrite.com/e/sd129-back-2-the-books-event-evento-back-2-the-books-del-ds129-tickets-656964617857 - Saturday, August 12th from 11 am to 2 pm, 1st Ward Alderman Emmanuel Llamas & Gamma Beta Chapter of Hermandad De Sigma IOTA Alpha, Inc. will host the Annual 1st Ward Back to School Bash! This will take place at Garfield Park in Aurora, and will feature great entertainment, food and much more! Many great sponsors are a part of this great event as well. See you on the 12th! Have a great rest of the day and an awesome weekend! We will return on Monday with more news, weather and the very best of Aurora. Subscribe to the show on YouTube here: https://www.youtube.com/c/GoodMorningAuroraPodcast The second largest city's first daily news podcast is here. Tune in every Monday, Wednesday & Friday to our FB Live from 8 am to 9 am. Make sure to like and subscribe to stay updated on all things Aurora. Twitter: goodmorningaur1 Instagram: goodmorningaurorail Spotify: https://open.spotify.com/show/6dVweK5Zc4uPVQQ0Fp1vEP... Apple: https://podcasts.apple.com/.../good-morning.../id1513229463 Anchor: https://anchor.fm/goodmorningaurora #positivevibes #positiveenergy #downtownaurora #kanecountyil #bataviail #genevail #stcharlesil #saintcharlesil #elginil #northaurorail #auroraillinois #cityofaurorail #auroramedia #auroranews #goodmorningaurora #news #dailynews #subscribe #youtube #podcast #spotify #morningnews #morningshow #friday #kiva #microloans --- Send in a voice message: https://podcasters.spotify.com/pod/show/goodmorningaurora/message Support this podcast: https://podcasters.spotify.com/pod/show/goodmorningaurora/support

In this episode we look at Bright Hope World's Microloans and Microenterprise partnerships. In the first half of the podcast, we look at the nature of good microloans schemes and the four big factors that help microloans programmes succeed. We also chat about table banking - an interesting alternative to microloans programmes. In the second half of the podcast, we consider how COVID has impacted microloans and microenterprise, and the benefits, dangers and challenges in pursuing business, including for those in ministry. This includes a discussion on bivocationalism which is a bit controversial! To find out more about our work, visit the Bright Hope World partnership page at https://www.brighthopeworld.com/partnerships.asp. Send comments and feedback to podcast@brighthopeworld.com

So far, the world has failed to keep up with the U.N. development goals for gender equality… and the clock is ticking. Can increased financial inclusion and political participation for women help bridge the gap?   Mary Ellen Iskenderian, President and CEO of Women's World Banking, believes our traditional financial system fails women. She speaks with Ray Suarez about how tech and global investment can help level the playing field.    Guest:   Mary Ellen Iskenderian, President & CEO of Women's World Banking and author of “There's Nothing Micro About A Billion Women: Making Finance Work For Women”   Host:     Ray Suarez If you appreciate this episode and want to support the work we do, please consider making a donation to World Affairs. We cannot do this work without your help. Thank you

In this episode, myself and Jordan Adler talk about his struggles with being scared and shy when starting into his career in Network Marketing. Jordan shares how he was part of 11 different companies in 10 years before he had his big aha… you can't quit yourself to success!   Jordan Adler is one of the highest paid Network Marketers in the world. He cracked the code. His best-selling book “Beach Money” has sold over 1 million copies and 100% of the profits of his book are donated to an organization that helps entrepreneurs in developing countries start small businesses through Microloans. He recently published a second book, "Better Than Beach Money!"  Jordan also founded "Momentum Makers" books and events with his business partner and publisher, Tony Ferraro. Their mission together is to create opportunities for emerging leaders to Get published and speak on stages that will allow them to bring opportunity and credibility to the profession and instill belief In the network marketing model as a way to create a legitimate residual income lifestyle of growth and freedom without having to invest a lot of money and hire a bunch of employees.   I am your host, Marci Nettles. I have had a lifetime of opportunities where I had the choice to Breakdown or Breakthrough. It is my hope this Podcast may become your light in the darkness, as you listen to the stories of people I consider “heroes.” Each one had a point where they too had to choose to either Breakdown or Breakthrough!    Thank you for listening! Please connect with Jordan: Instagram – Beach Money Jordan   Find Marci at marcinettles(.)com  

These days every company is a tech company. With technology making the world smaller, it opens the possibility to reach communities and spaces that have been underserved. Access to microfinancing drives female empowerment, promotes gender equity and boosts local economies. ​Compartamos Banco has been operating in Mexico for more than 32 years and has helped more than 13 million people to gain access to vital financial services. With more than 2.5 million customers throughout Mexico – 89 percent of them women – Compartamos Banco is enabling people to capitalize on their ingenuity and hard work and realize their dreams. In this episode our experts discuss what goes into creating a digital experience and enabling flexible business capabilities that support this new journey. Hear from our guests Kenya Muedano, Director of IT Build-The-Bank, Gentera and Katia Diep, Senior Partner Financial Services & Telco, Kyndryl.

Brought to you by American StallsInvesting in your farm is usually a multi-step process that often happens after your business has been up and running for a while. But finding the cash reserves to spend buy that manure spreader, run-in sheds for your pastures, upgrade your fencing, or install new footing in your arena, is a real challenge for most small business owners. That's where #microloans come in.Today's guest is financing expert and Stall and Stable consultant, Buck Harris. Buck and Helena explain the SBA's microloan program, the pros and cons of the program, and what these loans are best used for. Think footing, fencing, equipment, marketing, and even staff...so listen in!!Support the show

Brought to you by: American Stalls Investing in your farm is usually a multi-step process that often happens after your business has been up and running for a while. But finding the cash reserves to buy that manure spreader, upgrade your fencing, or install new footing in your arena, is a real challenge for most small business owners. That's where #microloans come in. Today's guest is financing expert and Stall and Stable consultant, Buck Harris. Buck and Helena explain the SBA's microloan program, the pros and cons of the program, and what these loans are best used for. Think footing, fencing, equipment, marketing, and even staff...so listen in!!

846: Beach Money Jordan Adler, JordanAdler.com – The Sharkpreneur podcast with Seth Greene Episode 846 Jordan Adler At 34 years old Jordan Adler was living in an enclosed garage. His rent was $200 a month and he had 2 roommates. He carried $36,000 in Credit Card Debt and his job paid him $14,000 a year. Today he is one of the highest paid Network Marketers in the world. Jordan's best-selling book “Beach Money” has sold over 1 million copies and 100% of the profits of his book are donated to an organization that helps entrepreneurs in developing countries start small businesses through Microloans.   He has been featured in over 100 books and has been a guest on over 300 podcasts. He has spoken on stages with Richard Branson, Tony Robbins, Pitbull, and Eric Worre. Jordan splits his time between 2 mountain homes, a condo on the Vegas Strip and of course the beach!    Six years ago, he decided to get his helicopter pilots license for fun. He is also scheduled to become the first network marketer to travel to space as part of Richard Branson's Virgin Galactic civilian space program.   Jordan's believes a big dream and a will to work hard and never quit is the secret to success.   Listen to this illuminating Sharkpreneur episode with Jordan Adler about his book, Beach Money. Here are some of the beneficial topics covered on this week's show: - How quitting repeatedly robs you of lessons you would otherwise learn. - Why not giving up on yourself could lead to success beyond your wildest dreams. - How you should make your decisions based on what your committed to, not how you feel. - How you can have a big bank account and a fancy lifestyle if you choose to persevere. - Why it's important to send a thank you card or a get-well card to your client.   Connect with Jordan: Guest Contact Info Twitter @BeachMoneyClub Facebook facebook.com/beachmoneyclub Links Mentioned: jordanadler.com   Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of #PaisaVaisa, Anupam talks to Indradeep Ghosh- Executive Director, Dvara Research, a non-profit public policy and research advocacy. Dr Ghosh discusses his research insights on increase in credit offerings to the low-income section in India, and the problems it has created including farmer suicides, along with improving their lives. Furthering his insights on the BNPL industry, the phenomenon of hidden costs, and the importance of educating customers. BNPL vs Credit Cards, BNPL pricing policy, processing fees, Interest rates and much more on this episode of Paisa Vaisa!You can access the report by Dvara Research here.About the ShowPaisa Vaisa is India's leading podcast on personal finance with 1m+ downloads, 130+ hours of content and conversations, 150+ guests, and 300+ episodes. Since 2017, Paisa Vaisa has interviewed experts across the spectrum of personal finance covering diverse topics such as mutual funds, stocks, housing, loans, education, crypto, and much more. Listen in now to make smarter decisions with your money!You can know more about Dvara Research on:Website: https://www.dvara.com/You can find Indradeep Ghosh onLinkedIn: linkedin.com/in/indradeep-ghosh-371b81126Twitter: https://twitter.com/dvararesearchGet in touch with our host Anupam Gupta on social media:Twitter: ( https://twitter.com/b50 )Instagram: ( https://www.instagram.com/b_50/ )Linkedin: (https://www.linkedin.com/in/anupam9gupta/ )You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.You can check out our website at https://www.ivmpodcasts.com/

Today's HeadlinesAbuja jailbreak raises national security concerns, believers press onQuestions lead to Gospel opportunities in Southeast AsiaLiteracy Class planting gardens and Gospel seeds in India

In the 1970s a new method of helping the poorest people in the world emerged: microlending. The idea is to give the very poorest people, those who live on less than two dollars per day, very small loans they can use to start businesses and serve their community. Thanks to the power of success stories and anecdotes of those helped by microlending, the idea caught on with philanthropists and governments in the west. The concept enjoyed the full throated endorsement of the Clintons, The Nobel Committee, the United Nations, and experts working in global development. But a dark side of microlending quickly emerged. Some loans came with unreasonably high interest rates. Certain microlending institutions harassed and threatened those who couldn't pay. Some of those who received small loans found themselves trapped in a debt spiral. The indebted even committed suicide to escape the loan. While this was going on, some owners of microfinance ventures profited to the tune of millions of dollars. In the 2010s, multiple studies began to discover that the benefits of microlending as a poverty cure were vastly oversold. Microloans could in fact improve a community's economic base in certain situations. But they cannot and will not end poverty entirely, as its advocates claimed decades earlier. How did the most powerful, wealthy, and influential people in the world buy into the exaggerated promises of microlending? This is a 10-part series brought to you by the QAA podcast. To get access to all upcoming episodes of Trickle Down as well as a new premium QAA episode every week, go sign up for $5 a month at patreon.com/qanonanonymous Written by Travis View. Theme by Nick Sena (https://nicksenamusic.com). Additional music by Pontus Berghe & Nick Sena. Editing by Corey Klotz. REFERENCES Banerjee, Abhijit and Duflo, Esther (2011) Poor Economics: A Radical Rethinking of the Way to Fight Global Poverty Bateman, Milford (2010) Why Doesn't Microfinance Work: The Destructive Rise of Local Neoliberalism Edited by Bateman, Milford and Maclean, Kate (2017) Seduced and Betrayed: Exposing the Contemporary Microfinance Phenomenon Collina, Daryl et al (2009) Portfolios of the Poor: How The World's Poor Live on $2 a Day Meyerowitz, Joanne (2021) A War on Global Poverty: The Lost Promise of Redistribution and the Rise of Microcredit Rahman, Aminur (1999) Micro-credit Initiatives for Equitable and Sustainable Development: Who Pays? http://users.nber.org/~rdehejia/!@$devo/Lecture%2006%20Microcredit/extra/RAHMAN,%20A.%20Micro-credit%20initiatives%20for%20equitable%20and%20sustainable%20development%20who%20pays.pdf

Tata thinks he can help India grow through industrialism, nationalism, and big business. Does big business help increase wealth and quality of life for the poor? Tata knows that he does not have the infrastructure to solve the basic problems of the poor, such as, food and water. Why not? Tata primary goal is too create great profits for his shareholders. He sounds like a Western CEO. The rich get richer, but do the poor get a better quality of life? If Tata will not attempt to help solve hungar and thirst in India and provide cheap financing for small businesses, who will? Who will help the small people? Empathy is different from direct impact. Microloans and financing could provide a surge of innovation and solutions for the poor. The poor people must start to self educate and solve their own problems. Looking to large nationalized corporations to solve problems will be a betrayal. Profits may force the big business away from vital services need by the poor. The poor must find innovate ways to increase food production and provide clean water and reduce costs in design. Nationalism will not solve their problems, as Tata has admitted. The division between large corporation and rural communities will continue to expand. Small businesses in India are more likely to provide the vital services the poor need. "California has some very fond memories and one of them was the highly technical environment that existed in southern California," says Mr. Tata. Tata likes to be surround by engineers and technical people. (Reference Link) --- Send in a voice message: https://anchor.fm/david-nishimoto/message

In this episode we talk with Eric Bowman from the Kohala Center in Waimea on the Big Island of Hawaii about the entire range of loans and funding options available to ag producers in Hawaii, but in detail about micro-loans using crowdfunding and grants available from the Natural Resource Conservation Services (NRCS).This podcast is brought to you by University of Hawaii College of Tropical Ag. and Human Resources (CTAHR), and the Seeds of Wellbeing or SOW Project. This podcast is supported by the Farm and Ranch Stress Assistance Network (FRSAN) grant from the U.S. Department of Agriculture, National Institute of Food and Agriculture and Hawaii Department of Agriculture.Resources:The Kohala CenterKiva crowdfunding site Natural Resources Conservation Service (NRCS)NRCS EQIUP ProgramUS Department of Agriculture Farm Service Agency USDA FSA)Ericʻs email addressAdditional Resources:Seeds Of Wellbeing websiteSeeds of Wellbeing Resource HubAll the SOW online links

Gary White is the cofounder and CEO of Water.org and WaterEquity. In 1991 he launched WaterPartners International, the nonprofit that would later become Water.org. Today the organizations he leads are creating market driven solutions to the global water crisis, driving innovations in the way the world funds water and sanitation projects.  His new book that he co-authored with Matt Damon is titled: The Worth of Water: Our Story of Chasing Solutions to the World's Greatest Challenge.    Some interesting insights from this episode: In many parts of the world, families are paying upwards of 25% of their income to procure water and sanitation. This is a problem that disproportionally impacts women and girls. Microloans are a much more scalable solution to solving the water crisis than grants. 99% of all microloans Water.org provides get paid back in full and on time. To solve the global water crisis, 750 million people will need access to water and 1.7 billion will need access to sanitation. Matt Damon taught Gary how to be a more effective storyteller. “Excellence is doing the very best that you're capable of doing and always striving to do better with what you have.”   Show Notes Book: The Worth of Water: Our Story of Chasing Solutions to the World's Greatest Challenge Organizations: Water.org  WaterEquity    Where to Donate: Water.org donations

This is Derek Miller Speaking on Business. For the past 30 years, the Utah Microloan Fund has provided hundreds of low-interest small business loans to our state's entrepreneurs. It's an important program, and Sara Day, the fund's program manager, explains how they help. SARA DAY Debt, bad credit, lack of assets, and being a brand-new firm are just some of the reasons Utah small business owners get turned down for funding. But where can you go when you're looking for resources to start or grow your company? Since 1991 the Utah Microloan Fund has helped small business owners succeed with business training and microloans up to $50,000. As a non-profit, our mission is to help the underserved throughout the state of Utah. Credit scores aren't everything – we believe anyone's business dreams can come true and we're here to help make it happen. Applying is easy and we work with you every step of the way. Once your application is complete, you will get a chance to present your business and funding request to our team. Learn more at UtahMicroloanFund.org. We look forward to meeting you! DEREK MILLER The Utah Microloan Fund is designed to help under-served and low-income communities by providing training and loans to start-up and existing businesses that do not qualify for ​traditional funding. If you have an idea for a business and the drive to make it happen, contact them today. I'm Derek Miller with the Salt Lake Chamber, Speaking on Business. Originally Aired: May 2, 2022

This interview was recorded on February 10, 2022. If you'd asked Mona Sutphen at graduation what her career would look like, she might've mentioned a path into the film industry or advertising; somewhere far removed from the public service and community organizing world of her parents. Despite that, at the suggestion of her college advisor, she took the Foreign Service exam upon graduation and then promptly forgot about it, moved to Chicago, and began her career in advertising.  That is until a late-night spreadsheet disaster led to a wake-up call declaration that “there has to be more to life than selling shampoo.” A few weeks later, Mona got the call that she'd passed the Foreign Service exam, sparking a decades-long career in the foreign service and public sector.  This week's guest is the adventurous, inquisitive Mona Sutphen, former White House Deputy Chief of Staff for Policy under President Obama and current Partner/Head of Investment Strategies at Vistria. Mona grew up in a multiracial, community-oriented family in Milwaukee. In this episode, she shares her insights on working with global decision-makers throughout her distinguished career in public service and her ongoing dedication to problem-solving on the world stage. In the latter half of the episode, Mona discusses the undeniable future of crypto (and its regulation), the evolving ecosystem of decentralized finance (DeFi), and the potential of greater microloan access. Listen in to learn Mona's essential advice for individuals exploring the crypto world and the necessity of access to investment opportunities. (2:25) Who is Mona Sutphen? (6:24) Leaving Wisconsin for college (9:40) Entering public service (11:42) What is the goal of Foreign Service? (14:38) Competition (and collaboration) on the world stage (19:56) The art of negotiation (24:17) Spotify in the spotlight (25:36) The Clinton and Obama administrations (27:54) A dangerous moment in our country (31:46) Power and investment opportunities (35:43) The crypto landscape (42:31) Microloans and access to capital Eric Satz—entrepreneur, serial investor, lover of hot peppers— is the founder and CEO of Alto. The idea behind Alto was born out of a problem. Eric found a clear need to give people more control over their investments (and investment opportunities) in a simple, streamlined way and created Alto to make these opportunities available to all investors, not just the ultra-wealthy or institutional investors.  If you'd like to receive new episodes as they're published, please subscribe to The Altogether Show with Eric Satz in Apple Podcasts, Google Podcasts, Spotify, or wherever you get your podcasts. If you enjoyed this episode, please consider leaving a review in Apple Podcasts, or Spotify. It helps others find the show. Podcast episode production by Dante32.

This interview was recorded on February 10, 2022. If you'd asked Mona Sutphen at graduation what her career would look like, she might've mentioned a path into the film industry or advertising; somewhere far removed from the public service and community organizing world of her parents. Despite that, at the suggestion of her college advisor, she took the Foreign Service exam upon graduation and then promptly forgot about it, moved to Chicago, and began her career in advertising.  That is until a late-night spreadsheet disaster led to a wake-up call declaration that “there has to be more to life than selling shampoo.” A few weeks later, Mona got the call that she'd passed the Foreign Service exam, sparking a decades-long career in the foreign service and public sector.  This week's guest is the adventurous, inquisitive Mona Sutphen, former White House Deputy Chief of Staff for Policy under President Obama and current Partner/Head of Investment Strategies at Vistria. Mona grew up in a multiracial, community-oriented family in Milwaukee. In this episode, she shares her insights on working with global decision-makers throughout her distinguished career in public service and her ongoing dedication to problem-solving on the world stage. In the latter half of the episode, Mona discusses the undeniable future of crypto (and its regulation), the evolving ecosystem of decentralized finance (DeFi), and the potential of greater microloan access. Listen in to learn Mona's essential advice for individuals exploring the crypto world and the necessity of access to investment opportunities. (2:25) Who is Mona Sutphen? (6:24) Leaving Wisconsin for college (9:40) Entering public service (11:42) What is the goal of Foreign Service? (14:38) Competition (and collaboration) on the world stage (19:56) The art of negotiation (24:17) Spotify in the spotlight (25:36) The Clinton and Obama administrations (27:54) A dangerous moment in our country (31:46) Power and investment opportunities (35:43) The crypto landscape (42:31) Microloans and access to capital Eric Satz—entrepreneur, serial investor, lover of hot peppers— is the founder and CEO of Alto. The idea behind Alto was born out of a problem. Eric found a clear need to give people more control over their investments (and investment opportunities) in a simple, streamlined way and created Alto to make these opportunities available to all investors, not just the ultra-wealthy or institutional investors.  If you'd like to receive new episodes as they're published, please subscribe to The Altogether Show with Eric Satz in Apple Podcasts, Google Podcasts, Spotify, or wherever you get your podcasts. If you enjoyed this episode, please consider leaving a review in Apple Podcasts, or Spotify. It helps others find the show. Podcast episode production by Dante32.

About Us: Northeast Mississippi business owners, industry leaders, Main Street Directors, school and hospital leaders discuss what's happening in our "little postage stamp of native soil" - William Faulkner. Interviews are recorded in Ripley, MS at Sun Bear Studio, broadcast every day at 11 am on The Shark 102.3 FM Radio and added here to help you stay informed.   When broadcast on The Shark, the shows will either come from Main Street Moments or Heard It On The Shark.  On Main Street Moments, Melinda talks to area Main Street Directors, Chamber directors and small business owners.  Heard It On The Shark interviews are usually with industry, medical, non-profit and school leaders in North Mississippi.  If you would like to be considered for an interview, you can call us at 662-837-1023.  Ask for Melinda. Topper Time is a weekly presentation by Blue Mountain College Students about life at Blue Mountain College.  BMC a private liberal arts college, supported by the Mississippi Baptist Convention, located in the northeastern Mississippi town of Blue Mountain between Ripley and New Albany. Founded as a women's college in 1873, the college's board of trustees voted for the college to go fully co-educational in 2005.     The Shark 102.3 FM Radio Station and Sun Bear Studio are located in Ripley, MS and owned by Chris and Melinda Marsalis.  Chris and Melinda have a passion for community development and love all of the amazing things that are going on in North Mississippi.  This Week:  Jeremy Martin is the Community Outreach Coordinator for Renaissance Community Loan Fund.  People on the MS gulf coast are very familiar with Renaissance which is a 501c3 formed in 2006 as a response to the devastation caused by Hurricane Katrina.  Renaissance has expanded to the north part of the state and is looking for small business owners and home buyers to help.  Renaissance Community Loan Fund is a non-profit Community Development Financial Institution working to broaden economic opportunities in Mississippi by providing access to basic financial services.  www.rclfms.comjmartin@rclfms.com662-269-8999

Small Business Administration Microloan Program - Started by Congress in 1991, the Microloan program is designed to assist women, low-income, veteran, and minority entrepreneurs and small business owners by providing them small-scale loans for working capital or the acquisition of materials, supplies, or equipment. In FY2020, Microloan intermediaries provided 5,890 microloans totaling $85.0 million. The average Microloan was $14,434 and had a 6.5% interest rate. The program's critics argue that it is expensive relative to alternative programs, duplicative of the SBA's 7(a) loan guaranty program, and subject to administrative shortfalls. The program's advocates argue that it assists many who are not served by the private sector and is an important source of capital and training assistance for low-income, women, and minority business owners. e Coronavirus Aid, Relief, and Economic Security Act (CARES Act), which, among other provisions, appropriated $17 billion to pay the principal, interest, and any associated fees that are owed on an existing 7(a), 504/CDC, or Microloan that is in a regular servicing status for a six-month period starting on the next payment due date. the Microloan program's estimated borrower default rate is about 7%. Microloans in FY2020 were most commonly used for working capital (80.3%), equipment (20.5%), materials (12.0%). Critics of the SBA's Microloan program argue that it is duplicative of other available programs, expensive relative to alternative programs, and subject to administrative shortfalls. The program's advocates argue that it provides assistance that “reaches many who otherwise would not be served. Also, it is expensive relative to other SBA programs, with total administrative costs of about $7,517 per small business assisted in FY2019, compared to $1,986 per small business assisted in the SBA's 7(a) loan guarantee program. 2017, the SBA's Office of Inspector General (OIG) released an audit of the SBA's administration of the Microloan program: (1) SBA's oversight poor - didn't watch how funds were spent unless loan defaulted; inadequate program staffing; 12% default rate; duplicate loans and those in excess of upper loan limits; and no measurement of output performance. 2019, GAO examined the Microloan program and recommended that the SBA: Better advanced planning to determine what data is needed to evaluate performance; Define terms and instructions are comprehensive enough to collect data; develop performance targets; and consider interagency collaboration and information sharing. Four SBA OIG recommendations: (1) continue efforts to improve the information system to include outcome-based performance measurements and ensure the data captured can be used to effectively monitor the Microloan Program compliance, performance, and integrity; (2) develop and implement a site visit plan to comprehensively monitor microloan portfolio performance and ensure program results can be evaluated program-wide; (3) update the Microloan program's SOP 52 00 A to clarify requirements regarding evidence for use of proceeds and credit elsewhere; and (4) update the microloan reporting system manual to reflect current technology capabilities. Source: Small Business Administration Microloan Program

Originally recorded on Friday, October 1, 2021 for the CID Speaker Series, featuring Dianne Calvi, President and CEO of Village Enterprise. Calvi continued the conversation with our CID Student Ambassador, Maryam Guerrab, after an appearance at the virtual CID Speaker Series event where they shared insights on addressing extreme poverty and the Village Enterprise model. Great progress has been made in alleviating extreme poverty. According to the World Bank, the number of people living in extreme poverty dropped significantly from 1.9 billion people in 1990 to 689 million in 2017. But due to the COVID-19 pandemic, that progress has stalled for the first time in 25 years. What does the evidence point to as possible solutions to this problem? The evidence suggests that entrepreneurship and innovation play important roles in driving poverty alleviation. Identifying and scaling up the most cost-effective, evidence-based solutions has never been more urgent as the COVID-19 pandemic, climate change, and conflict could push hundreds of millions of people into extreme poverty. Microloans, cash transfers, and poverty graduation are three different approaches to providing the extreme poor with a path out of extreme poverty.

Wendy Bird, founder of Pearls with Purpose, is known as a Social Impactor, Certified High Performance Coach, International Keynote Speaker and Humanitarian. But her most important role is mother of 5 amazing kids, and grandmother to 6 spectacular grandchildren who fill her heart with love and her days with joy, laughter, and last-minute adventures! In 2002 Wendy founded the Pearls with Purpose Foundation, a grass-roots organization which blends micro-enterprise training with humanitarian assistance. Through this nonprofit, she has inspired and motivated people all over the world with her hand-up vs. hand-out approach to long term self-reliance. She partners with like-minded organizations (Operation Underground Railroad, Mentors International, Rising Star Outreach, Believe International and etc) to create dignity for women recovering from sex-trafficking or abusive/disadvantaged situations. She has an adventurous spirit and for years her motto has been “Life begins where your comfort zone ends.” She has accomplished several bucket list items such as (but definitely not limited to): learning to ski at age 40; riding LOTOJA; skydiving over Wallongong Beach in Australia; Hiking Havasupai Falls (Arizona), The Narrows; Angels Landing (Zions) Machu Pichu, (Peru) and Tigers Nest, (Bhutan). She loves planking all over the world despite 50 surgeries! She has also designed and published a 'mindfulness' planner called Planning With Purpose. (Available in hard-cover or digital download). Her upcoming book titled, #PurposeDriven- offers an inspiring and motivational look into her personal life and the lives in developing countries she has been blessed to interact and train with. Addressing the needs of individuals seeking a more purposeful life, The Purple Dress is the first in a series of long-awaited children's stories and is beautifully illustrated by artisans in the Philippines. For the podcast version of this episode visit: For the full interview:  Last Life Ever is broadcast live in our Facebook group Mondays at 7 pm EST/4 pm PST. Join us!  #lastlifeever​ #purposedriven​ #veronikaventures #shorts #2021goals​ #productive​ #focused​ #kindmorning​ #manifestation​ #purpose​ #bestlife​ @lastlifeever @jeffreyholst @jilliansidoti @veronikaventures @Pearlswithpurpose Last Life Ever FB Page: ​ Last Life Ever Free E-book:  Last Life Ever Kind Challenge:​ Last Life Ever Facebook Private Group:  www.coachwendybird.com www.pearlswithpurpose.org Facebook and Instagram: @pearlswithpurpose @wendylynnbird LinkedIn: Wendy Bird Twitter: @pearlspurpose Pinterest: pearlswithpurpose *** FTC LEGAL DISCLAIMER *** Some links found in the description box of our videos may be affiliate links, meaning we will make a commission on the sales you make through these links. This is at no extra cost to you to use my links and or codes, it's just one more way to support us and our channel.

As pandemic relief funds (like PPP and EIDL) are exhausted, many small businesses are still in need of grants, loans, and other financial services.  In this episode, produced in partnership with TD Bank, we discuss new rounds of relief available through the American Rescue Plan. Plus, there are myriad evergreen opportunities through the Small Business Administration and nonprofit organizations like Acendus and the Restaurant Workers Community Foundation.Have a question you want answered? Email us at question@heritageradionetwork.orgThis project is funded in part by a Humanities New York CARES Grant with support from the National Endowment for the Humanities and the federal CARES Act. This program is also supported, in part, by public funds from the New York City Department of Cultural Affairs, in partnership with the City Council.The Big Food Question is powered by Simplecast.

Episode #219: “All people need to feel like they are being seen”While on a family trip to Kenya as a 10 year old child, Daphne Pariser was shocked by the lack of available medical care and the normalcy of poverty that was all too familiar for the people living in the local villages. Moved by this sight, Daphne returned home determined to create positive change. Since this transformational moment, Daphne has worked on creating a model to end poverty through culturally-sensitive, sustainable small businesses for people living in extreme poverty. She is now the Founder and CEO of Humans for Education and her organization has impacted thousands of people. Humans for Education strategically delivers innovative solutions and quality education within communities in Kenya to combat the global educational deficit. Employing a comprehensive approach to addressing poverty by focusing on creating improvements in the health, educational and financial needs of the community, their programs help schools become economically self sufficient and focus on developing curriculum and life skills to improve people's quality of life.Daphne discusses the helping skills and perspectives that guide her compassionate and data driven work within the communities of Kenya including honoring established customs and traditions as well as always treating the residents of each village as their own best resource. Viewing all people that she works with through a strength-based lens, Daphne's ability to listen deeply and with complete focus on the needs and ideas of others empowers her to create systems and organizations that are co-created in nature and are able to maintain a keen focus on the achievement of life changing goals. For more information on Daphne's organization, please log onto:
https://www.humansforeducation.org/


We pre-recorded today's conversation via Zoom to learn about the microloan program offered by People Inc. to area small businesses. Joining me on the Zoom was Rachel Fogg, Public Information Officer for People Inc. and their Director of Community Economic Development, Shane Simmons. Shane explained the small business microloan program is customized to meet the needs of each individual borrower. Loans can be as little as $500 or as much as $50,000. They can have terms of as little as seven months or up to six years. The first round of SBA assisted loans was offered May through Sept. 2020, and 56 small business owners were able to use borrowed funds to keep their businesses open during the pandemic while the SBA paid some of – in some cases, most of – their monthly payments for that loan. He gave us examples of the the money money borrowed could be allocated for: equipment, inventory, payroll, working capital, etc. The SBA will help borrowers make payments on qualifying loans closed between February 1, 2021 and Sept. 30, 2021. This opportunity is available for small businesses in Clarke County, Frederick County, Page County, Shenandoah County and Warren County. Small business owners within the CIty of Winchester can go to sba.gov and type in their zip code for access to similar resources. You can call the toll-free hotline to start the process or ask questions: 833-437-0115 or visit their website: http://peopleinc.net/

Fraser Scott and Kevin Honore counter the last episode's list of the five worst ways to address poverty with a list of five really good ideas that are making a difference among the poor globally. Microloans and table banking are looked at, as well as agricultural development, empowerment of women and a couple of other strategies that are paying big dividends in terms of communities and lives being transformed. Send feedback or questions to podcast@brighthopeworld.com.

During this show, you'll discover … ✅ Awesome business funding options for women ✅ How veterans can get funding through V-WISE ✅ What the SBA's Women's Business Centers can do ✅ Where to get an Amber Grant ✅ Just how to qualify for an Eileen Fisher Women-Owned Business Grant ✅ Exactly how you can qualify for cash flow financing… ✅ … or unsecured business financing ✅ Where collateral-based financing fits into the picture ✅ How you can get funding through the Small Business Administration ✅ What SBA Express is all about ✅ Why alternative lenders can be a smart choice ✅ How microloans work… ✅ … whether they come from the SBA or other microlenders ✅ Even more alternatives to choose from… ✅ … like angel investing… ✅ … venture capital … ✅ … and crowdfunding

In this episode we dispel a myth and define the three core SBA products. The Microloans, 7(a), and a 504. Take some time to listen to this and do your own research on the SBA. They're a phenomenal tool for growth-minded business owners or business owners who just want to refi they're debt and lower their monthly obligations. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit joshrosenthal.substack.com

Anyone that has ever been in debt has seen how lenders can make money.  However, we often see the level of entry for a lender is far beyond our means.  Never fear, microloans are here.  This investment instrument allows us to step into the loan side of the equation with less than a hundred dollars. Fundamentals of Microloans This form of saving/investing involves contributing your funds to a pool of other investors.  The funds are then used to provide short-term loans.  Your money offers you a percentage of the overall loan and thus, a cut of the profits as well.  Your money is going to be tied up in the loan until it is paid off. Therefore, this is not a valid short-term investment option. A Better Long-term option There is more risk in microloans than there is with some of the other options mentioned in this episode.  You can compare against Certificates of Deposit (CD) and high interest, long-term savings accounts.  While the results vary, it is not uncommon for microloans to return five to ten percent interest on the investment amount.  Of course, there is a risk of losing all of your money.  A loan is a form of investment that does require some upfront research to help you craft a good strategy for your situation. Getting Started There are a lot of details to microloans that are not very exciting.  It is essential to know them.  However, I am not an expert and may not convey the right information for you.  That being said, check out some of the microloan sites for more details.  Even if you are not interested in this form of investing, it is worth your time to learn how they work. Prosper Lending Club

In this business loan broker training we dive into revenue financing.  There are MANY different ways your customers can get money for their business… while you get paid hefty commissions. During this show, we will decode how a customer can get money for their business based on the revenue their business generates, and regardless of credit or collateral. We will reveal: How a business owner can get money based on their business performance only… and how they can still get approved with credit issues and no collateral The 3 Cs of Lending formula that anyone can use to secure a business loan… and how you can use this formula to know if someone qualifies for a loan within seconds How business owners can get up to $500,000 in financing in 72 hours or less even with credit issues… and how this type of fast and easy financing can be very lucrative for you How to get money for a business based on credit card sales only… and how to get even more money using check and cash deposits as well How to get a credit line based only on bank account management… and how to get this using AI where no bank statements are needed for approval How to get revenue-based credit lines with super-low rates and no credit check… and how to BOOST your initial approval as high as $100,000 How to use Microloans to get money for business owners… and how SBA can help customers get the most money at the best terms How Peer-to-Peer lending really works and why it is so much easier for customers to get approved for than most other types of funding… and even more in-depth info on this new way to get money How customers can “graduate” from alternative financing loans to the long-term, low-rate loans and credit lines they really want How SBA loans and credit lines work and what a customer needs to secure one… and a dive into qualifications and types of loans and lines that are available How to use venture capital for customers to get money… and how to easily differentiate between angel investors and venture capital to know which option works best And much more...