Financial Pathway

Financial Pathway

Follow Financial Pathway
Share on
Copy link to clipboard

Learn how to take control of your personal finances with the Financial Pathway Podcast. We discuss practical ways to reduce debt, save for the future, and give generously all from a Christian worldview. If you have questions or want more information visit our website at nateskelly.com

Nate Skelly


    • Jun 17, 2025 LATEST EPISODE
    • weekly NEW EPISODES
    • 23m AVG DURATION
    • 183 EPISODES

    Ivy Insights

    The Financial Pathway podcast is a hidden gem that I recently discovered and it has quickly become one of my favorites. Hosted by Nathaniel, this podcast excels at breaking down commonly misunderstood and complicated financial topics into easy-to-understand terms. Nathaniel's gift for simplifying complex ideas is truly impressive and makes the content enjoyable and accessible to listeners of all financial backgrounds.

    One of the best aspects of The Financial Pathway podcast is the way Nathaniel approaches finances from a Biblical perspective. His insights bring a refreshing twist to the traditional financial advice that can often feel impersonal or disconnected from our core values. By grounding his advice in biblical principles, he offers a unique perspective that not only helps listeners make better financial decisions but also aligns their money management with their spiritual beliefs.

    Another standout aspect of this podcast is its practicality. Nathaniel provides actionable steps and advice that can be immediately applied to improve one's financial situation. Whether you are a young couple just starting out or someone looking to take control of their finances, the tips and strategies shared on this podcast are incredibly helpful. From budgeting to investing, The Financial Pathway covers a wide range of topics essential for financial success.

    While it's hard to find any major flaws in this podcast, if there was one area where it could improve, it would be by incorporating more diverse perspectives. While Nathaniel's insights are valuable, it would be interesting to hear other guest experts or different viewpoints on certain topics. This would add depth and variety to the discussions and provide listeners with even more well-rounded advice.

    In conclusion, The Financial Pathway podcast is an excellent addition to anyone's regular rotation of podcasts. With its easily understandable explanations, biblical approach, practical advice, and potential for growth in terms of guest perspectives, this podcast stands out as a valuable resource for anyone looking to improve their financial literacy and make better money decisions. I highly recommend giving it a listen and adding it to your library.



    Search for episodes from Financial Pathway with a specific topic:

    Latest episodes from Financial Pathway

    182. How Much Should I Keep in Cash?

    Play Episode Listen Later Jun 17, 2025 15:19


    "It's all about the Benjamins!"Cash gives you something that investments can't: immediate freedom. But how much is too much - or too little?

    181. AMA - IUL's, Tax-free Gifts to Pastors, Safe Withdrawal Rate in Retirement (Re-release)

    Play Episode Listen Later Jun 10, 2025 50:13


    Here's an "ask me anything" episode I did last year at this time. How often should I reevaluate my investment strategy? (1:30)How much can I safely withdraw from my retirement account? (6:48)Can churches give a tax-free gift to their pastor at retirement? (15:50)Law of diminishing returns in your personal finances (21:56)When is it ok to withdraw from my IRA? (32:34)Thoughts on IULs (indexed universal life insurance) (38:18)Links:https://www.clergyfinancial.com/is-a-pastors-retirement-gift-taxable/https://pastorswallet.com/are-gifts-to-retired-ministers-taxable/https://www.honestmath.com/iul

    180. How Much Money is "Enough"?

    Play Episode Listen Later Jun 3, 2025 13:19


    When do you know that you have "enough" money? Our culture equates success with accumulation, but what if real peace comes not from having it all but from knowing when you have enough?

    179. The Best Long-Term Investment | Do Rich Pay Their Fair Share in Taxes? | Maximizing Memories with $$

    Play Episode Listen Later May 27, 2025 17:14


    - How spending time with the people you love is one of the wisest ways to invest your money- Sports betting is significantly affecting Americans' ability to save- Who is really footing the tax bill in America? Time to separate rhetoric from reality.- Slate Auto hopes to capture EV market share by taking the anti-Tesla approach- Americans believe real estate and gold are the best long-term investments. Are they right?- New startup lets investors borrow money to invest in their 401k

    178. Trump's "Big Beautiful Bill" Explained

    Play Episode Listen Later May 20, 2025 18:22


    Republicans inch closer to finalizing Trump's "Big Beautiful Bill". But will it get us any closer to paying down the National Debt? Will it even narrow the gap between our revenue and spending? Here's what you should know about the newest spending bill and our national budget.

    177. Homeownership is Overrated

    Play Episode Listen Later May 13, 2025 15:22


    Is buying a home really the best investment you'll ever make? In this episode, I make the case for why homeownership is often overhyped and why the real value might have more to do with lifestyle than return on investment.

    176. How to Create Financial Goals That Actually Work

    Play Episode Listen Later May 6, 2025 7:18


    Tired of setting financial goals that fizzle out? Learn how to use the SMART framework to turn your aspirations into clear, achievable goals that actually move you forward.

    175. Give Now, Not Later | Ludicrous Psychology of Slot Machines | Death to the Estate Tax?

    Play Episode Listen Later Apr 29, 2025 13:43


    - Why you may want to start passing out your kids inheritance while you are still living- Senate Republicans are considering a bill to eliminate the Estate Tax altogether- Slot machines now account for nearly 70% of casino revenue. How do they make them so addicting?

    174. Sports Betting

    Play Episode Listen Later Apr 22, 2025 19:50


    Sports betting is everywhere now: your phone, commercials, podcast, and even during the game itself. Is betting nothing more than a fun way to engage with sports or is it a financially and morally dangerous trap that we should be more concerned about?

    173. Trump's Tariff Playbook: What You Need to Know

    Play Episode Listen Later Apr 15, 2025 21:49


    Today we're answering questions about the topic of the day: Tariffs!How do tariffs work?Why does Trump love tariffs so much?Does it matter that we buy more stuff from China than they buy from us?Could tariffs eventually replace income tax?And more!

    172. Scary Markets

    Play Episode Listen Later Apr 8, 2025 11:07


    These past few days have been a whirlwind: tariffs, market drops, recession fears, etc. Here are 3 powerful reminders for how to navigate scary markets.

    171. Are International Stocks Having a Moment? | How to Weather Market Downturns | Chicago's Disastrous Deal

    Play Episode Listen Later Apr 1, 2025 18:04


    - The US stock market is off to a rough start in 2025, but many international stocks are shining so far - Powerful reminders for how to navigate choppy markets- How Chicago made a short sighted deal that will haunt them for decades- Doordash partners with Klarna to offer customers the option to finance their order instead of paying right away

    170. Great Investors Know Better: Why Correlation ≠ Causation

    Play Episode Listen Later Mar 25, 2025 19:47


    The best investors know how to spot opportunities AND avoid costly mistakes.We explore real-life examples of how even the smartest people sometimes confuse correlation with causation. And we look at 5 specific ways that investors can fall into the same trap.

    169. Investing Church Funds: Wise Stewardship or Risky Business?

    Play Episode Listen Later Mar 18, 2025 34:16


    Churches often find themselves with excess funds and a big question: should they invest? It's a topic that sparks strong opinions, as I saw firsthand in a private Facebook group for pastors and ministry leaders.Let's look at both sides of the argument, explore the risks and rewards, and consider practical insights on whether investing church funds is wise.

    168. Freedom Funds: My Solution for a Broken Social Security System

    Play Episode Listen Later Mar 11, 2025 23:23


    Is Social Security really enough to fund your retirement? Spoiler alert: It's not. It's time for a bold new idea: Freedom Funds! In today's episode I lay out the case for how we could drastically improve our retirement system and set up more Americans for long-term financial success.

    167. Ben Franklin's 200 Year Investment | How to Negotiate Your Salary | What is a Financial Advisor Worth?

    Play Episode Listen Later Mar 4, 2025 22:51


    - In 1790, Ben Franklin left $2000 each to the cities of Philadelphia and Boston. What happened to his investment after 200 years?- Effective techniques and strategies for negotiating salary with your employer- Why you might want to hire a professional to manage your investments - New Vanguard studies estimates just how much more money one could expect to earn by working with a financial advisor

    166. The Truth About Financial Advisor Fees

    Play Episode Listen Later Feb 18, 2025 37:22


    Many people recognize the value of working with a financial advisor, yet concerns about trust, control, and cost keep them from seeking professional guidance.In this episode, we break down the different ways financial advisors are paid, exposing common misconceptions and helping you understand what you're really getting for your money. Whether you're wondering if an advisor is worth the cost or just want to better understand fees involved, this episode will equip you with the knowledge to make confident, informed decisions about your financial future.

    165. Rent vs Buy Calculator | Digital Shoplifting | Better to Claim Social Security Early?

    Play Episode Listen Later Feb 4, 2025 16:43


    Rising home prices and interest rates have more people questioning whether buying a home is still the best financial move. Meanwhile, over half of Gen Z admits to “digital shoplifting” without shame—what's driving this trend? In this episode, we break down these stories along with new insights on Social Security strategies and how famous people (real and fictional) influence baby names.

    164. Beyond Borders: Purpose, Money, and Mission with Dr. Tim and Dr. Maureen Gaul

    Play Episode Listen Later Jan 28, 2025 42:36


    Dr. Tim and Dr. Maureen Gaul share their journey from successful medical careers in the U.S. to full-time ministry in North Macedonia. They discuss their leap of faith, the money lessons that shaped their path, and how they're living out a calling that goes far beyond borders. https://cmda.org/medical-education-international/ https://www.healthservicecorps.org/

    163. Invest Like the Best: How Evidence-based Investing Works

    Play Episode Listen Later Jan 21, 2025 27:19


    Nate explains factor-based investing, a strategic middle ground between active and passive investing. Discover how this evidence-based approach can potentially deliver higher returns while minimizing emotional decision-making.

    162. My 24 Favorite Facts from 2024

    Play Episode Listen Later Jan 14, 2025 14:17


    Here are some of my favorite random facts I learned in 2024. Shout out to theideafarm.com for compiling a great list. Most of my favorite facts came from their longer list they compiled.

    161. Should I Buy Crypto?

    Play Episode Listen Later Jan 7, 2025 21:58


    Bitcoin hits $100,000 and crypto interest is officially back! Today we're exploring... - Key difference between investing and speculating - Five rules to live by when it comes to speculative assets - How to learn from others' mistakes and avoid greed, fear, and FOMO This episode today is not investment advice. The purpose of today's episode is to help you understand investing principles and how you can use those principles to evaluate crypto in particular. Please consult with a financial professional before making investment decisions.

    6 Time-Saving Tools

    Play Episode Listen Later Dec 31, 2024 26:55


    Looking to get more done in less time? Luke shares some of the best methods and tools he's found to work smarter, save time, and run a successful solo business. Whether you're managing a business, a ministry, a busy household, or just trying to stay on top of your to-do list, this episode is packed with actionable tips to help you take control of your time.

    Productivity Hacks with Luke Clayton

    Play Episode Listen Later Dec 24, 2024 25:17


    Looking to get more done in less time? Luke shares some of the best methods and tools he's found to work smarter, save time, and run a successful solo business. Whether you're managing a business, a ministry, a busy household, or just trying to stay on top of your to-do list, this episode is packed with actionable tips to help you take control of your time.

    How to Evaluate a Stock: 4 Metrics Every Investor Should Understand

    Play Episode Listen Later Dec 17, 2024 21:29


    You don't need to be a Wall Street wizard to understand these 4 important features of stocks! Investing in individual stocks carries risk, and this episode is not about how to become a stock-picking pro. But understanding these four foundational metrics can help you make sense of the stock market and cut through the noise.

    Introducing MoneyWise

    Play Episode Listen Later Dec 10, 2024 21:54


    Pre-order for your church at MoneyWiseCourse.com. 15% discount available until December 24.

    156. Are You Middle Class? | Mapping the Red Wave | Americans' Average Retirement Balance by Age

    Play Episode Listen Later Dec 3, 2024 14:26


    On this month's Money Minute: How to know what is considered lower/middle/upper income based on area, income, and family size County swing maps tell the story of Trump's 2024 win New data shows how much Americans have saved for their retirement by age

    155. Will Social Security Run Out of Money?

    Play Episode Listen Later Nov 19, 2024 10:54


    You may have heard that Social Security will be out of money in the next 10 years. What does this mean for current and future retirees? Today we discuss Social Security and it's...  1. Current status 2. Potential changes in the future 3. What this means for your plan

    154. What to Expect From Trump 2.0

    Play Episode Listen Later Nov 19, 2024 16:17


    Here's what a second Trump term could mean for your wallet and break down what affect it will have on tax rates, tariffs, and the stock market.

    153. The Ultimate Pastor's Retirement Plan: Why 403(b)s Are a Perfect Fit

    Play Episode Listen Later Nov 12, 2024 18:28


    A look at the benefits of 403(b) retirement plans for pastors including: - triple tax benefits - flexible design - housing allowance provisions - high contribution limits - easy set up and maintenance

    152. Tricks to Save on Groceries | How Apple Catches Leakers | Bad Timing Cost Investors 15%

    Play Episode Listen Later Nov 5, 2024 20:11


    On this month's Money Minute: - Practical ways to save at the grocery store - Apple uses spycraft techniques to protect its secrets and catch leakers - Investors lost out on 15% of their returns in the past 10 years because of bad timing - Do Vanguard and Blackrock secretly run the world?

    151. Retirement Tax Planning - 3 More Strategies to Help You Save on Taxes

    Play Episode Listen Later Oct 29, 2024 14:41


    Last episode, we talked about one of my favorite tax saving strategies. And if you liked that one, you may like this one 3x as much! Because we're looking at 3 more strategies to save on taxes in retirement.

    150. Retirement Tax Planning - Roth Conversions

    Play Episode Listen Later Oct 22, 2024 11:58


    Would you like tax-free income in retirement?Today, I want to tell you about one of the best strategies to help you not get killed in taxes when you retire.

    149. How Will Donald Trump's Policies Impact the Economy?

    Play Episode Listen Later Oct 15, 2024 24:42


    The 2024 election is just a few weeks away! Here is a breakdown of Donald Trump's specific economic proposals and how they might affect our economy and the national debt. Be sure to check out the companion episode where we break down Kamala Harris' economic policies – https://youtu.be/6ZblcJSCla8

    148. How Will Kamala Harris' Policies Impact the Economy?

    Play Episode Listen Later Oct 8, 2024 24:56


    The 2024 election is just a few weeks away! Here is a breakdown of Kamala Harris' specific economic proposals and how they might affect our economy and the national debt. Be sure to check out the companion episode where we break down Donald Trump's economic policies – https://youtu.be/9UWUNsgexHU

    147. Interest Rates Dropping | How Much Do You Need to be Wealthy? | How Common is Your Birthday?

    Play Episode Listen Later Oct 1, 2024 12:35


    Nate's favorite articles from September: - Interest rates drop half a percent (and may drop another half percent by the end of the year) - How common is your birthday? - What Americans think they need in order to be wealthy - Median household income tops $80,000

    146. Avoiding Common Investment Mistakes

    Play Episode Listen Later Sep 24, 2024 21:02


    Unpacking a list of the top 20 mistakes investors make and how you can avoid them.

    145. Experts Identify Top Investment Mistakes

    Play Episode Listen Later Sep 17, 2024 21:31


    Unpacking a list of the top 20 mistakes investors make and how you can avoid them.

    144. Executive Pastors and Church Administration with the Murray Brothers

    Play Episode Listen Later Sep 10, 2024 27:41


    A conversation with Dan Murray of ⁠TheMinistryBooks.com⁠ and Fred Murray of Southern Hills Church in Las Vegas, Nevada.

    143. Church Finance Management with Dan and Fred Murray

    Play Episode Listen Later Sep 3, 2024 32:29


    A conversation with Dan Murray of TheMinistryBooks.com and Fred Murray of Southern Hills Church in Las Vegas, Nevada.

    142. "Time Has Come" to Cut Interest Rates | How New Real Estate Agent Rule Will Affect You | Chick Fil A Launching a Streaming Service

    Play Episode Listen Later Aug 27, 2024 20:06


    - Federal Reserve signals it's ready to start cutting interest rates soon - New real estate commission rules just went into affect, what does it mean for buyers/sellers? - How famous athletes and celebrities get financially duped - Chick Fil A launching steaming service focused on "family-friendly" entertainment

    141. Building Passive Retirement Income (Part 3: Social Security Strategies)

    Play Episode Listen Later Aug 20, 2024 29:03


    You've got Social Security questions, and I've got Social Security answers!Today we're covering important aspects of Social Security that you need to know:1. How is SS calculated?2. What benefits are included in SS (more than you probably thought)?3. When should I start claiming SS?4. SS claiming strategies that often get overlooked

    140. Building Passive Retirement Income (Part 2: Guardrails Strategy)

    Play Episode Listen Later Aug 13, 2024 17:36


    Retirees have two massive challenges when entering retirement: nobody knows how long they'll live and nobody knows what the market will do in the short term. So what's the best strategy for spending your nest egg?

    139. Building Passive Retirement Income (Part 1: Annuities)

    Play Episode Listen Later Aug 6, 2024 26:13


    Is an annuity a good way to generate passive guaranteed income in retirement? In today's episode we break down what an annuity is, the major downsides of owning an annuity, and why an annuity might still be a good solution in some cases.

    138. Money Minute – July 2024

    Play Episode Listen Later Jul 30, 2024 23:19


    Can you guess what the best-performing stock of all time is? What happens when you give people $1000/mo for free? France's new left-wing party won the election and wants to tax the wealthy at 90%. Southwest is finally abandoning open-seating.

    137. Living 9 Months in Europe for $15,000 with Josh and Emily Hall (Part 2)

    Play Episode Listen Later Jul 16, 2024 32:37


    Last year, Josh and Emily Hall fulfilled their dream of living abroad in Europe for 9 months. They managed to do it all without selling their house or quitting their jobs, and they only ended up spending $15,000 more during those 9 months than they would have back home in North Carolina!We talk about the highlights of their trip as well as the challenges (like getting stuck in Israel during the October 7 attack!), and how this experience shaped their view of money and its role in their lives.

    136. Living 9 Months in Europe for $15,000 with Josh and Emily Hall (Part 1)

    Play Episode Listen Later Jul 9, 2024 20:08


    Last year, Josh and Emily Hall fulfilled their dream of living abroad in Europe for 9 months. They managed to do it all without selling their house or quitting their jobs, and they only ended up spending $15,000 more during those 9 months than they would have back home in North Carolina!We talk about the highlights of their trip as well as the challenges (like getting stuck in Israel during the October 7 attack!), and how this experience shaped their view of money and its role in their lives.

    135. The Hidden Costs of Home Ownership | New "Texas Stock Exchange" | Record NBA TV Rights Deal

    Play Episode Listen Later Jun 25, 2024 16:18


    June 2024 Money Minute. New report shows than "hidden" home costs now top $18,000 a year for average home. Americans are spending more than ever on restaurants. The Texas Stock Exchange is set to open later this year in Dallas. NBA close to finalizing new TV deal worth 2.5x more than its current one.

    134. Money and Mental Health with Harley Snode

    Play Episode Listen Later Jun 18, 2024 49:27


    Harley Snode with Inspire Counseling Ministries joins me to discuss the intricate relationship between our money and our mental health: - How does our upbringing and childhood shape our view of money? - Are our money decisions based more on math or emotion? - How do envy and social comparison rob us financial security? https://inspirecounsel.com/ https://www.facebook.com/harleysnode

    133. AMA - IUL's, Tax-free Gifts to Pastors, Safe Withdrawal Rate in Retirement, and More

    Play Episode Listen Later Jun 4, 2024 50:13


    How often should I reevaluate my investment strategy? (1:30) How much can I safely withdraw from my retirement account? (6:48) Can churches give a tax-free gift to their pastor at retirement? (15:50) Law of diminishing returns in your personal finances (21:56) When is it ok to withdraw from my IRA? (32:34) Thoughts on IULs (indexed universal life insurance) (38:18) Links: https://www.clergyfinancial.com/is-a-pastors-retirement-gift-taxable/ https://pastorswallet.com/are-gifts-to-retired-ministers-taxable/ https://www.honestmath.com/iul

    132. How Much Should I Spend on Vacation | Social Security Running Out of Money | The Greatest Investor You Never Heard Of

    Play Episode Listen Later May 31, 2024 20:51


    - Summer is here! How much should you allocate for yearly getaways? - Social Security reserves are projected to be depleted by 2033, then what? - Jim Simons ran the Medallion Fund for 30 years with a staggering 66% average annual return! - The case for why Americans are overestimating how good of an investment real estate will be in the future

    Claim Financial Pathway

    In order to claim this podcast we'll send an email to with a verification link. Simply click the link and you will be able to edit tags, request a refresh, and other features to take control of your podcast page!

    Claim Cancel