Podcasts about personal financial specialist pfs

Two-time Emmy and three-time NAACP Image Award-winning, television Executive Producer, Rushion McDonald interviewed George Acheampong and Carter Cofield. They own Melanin Money, which aims to empower the Black community through financial literacy and wealth-building. They have been recognized for their innovative approach to bridging the wealth gap and fostering a culture of financial empowerment. Melanin Money has implemented the challenges they have had to overcome, as well as their advice for aspiring entrepreneurs. Melanin Money was a platform designed to create a space curated exclusively to serve Aspiring 1st Generation Melanin Millionaires. When looking at the disparities in the wealth gap for people of color, we knew we needed to create a trusted community and platform, uniquely serving the needs of those who need the education, support and resources the most. George AcheampongCo-Founder and Investment SpecialistA thought leader in the area of finance and entrepreneurship. I am the Founder and Managing Partner of Capitalwize, LLC - A Financial Planning and Investment Management Firm. We work with aspiring & current 1st Generation millionaires to become legacy leavers for their families. Additionally, the Founder of Melanin Money, the #1 Brand for wealth builders of color. We create merchandise, targeted initiatives, and programming with a mission of closing the wealth gap by 10%. Carter CofieldCo-Founder and Tax SpecialistA co-owner of Melanin Money and the Lead Advisor at Cofield Advisors, LLC. As a Certified Public Accountant (CPA) and Personal Financial Specialist (PFS), devoted his professional journey to empowering entrepreneurs to thrive by strategically navigating their taxes.My commitment to financial literacy has provided the opportunity to establish a space where entrepreneurs can immerse themselves in their zone of genius while learning how their finances can set them free. #STRAW #BEST #SHMS See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning, television Executive Producer, Rushion McDonald interviewed George Acheampong and Carter Cofield. They own Melanin Money, which aims to empower the Black community through financial literacy and wealth-building. They have been recognized for their innovative approach to bridging the wealth gap and fostering a culture of financial empowerment. Melanin Money has implemented the challenges they have had to overcome, as well as their advice for aspiring entrepreneurs. Melanin Money was a platform designed to create a space curated exclusively to serve Aspiring 1st Generation Melanin Millionaires. When looking at the disparities in the wealth gap for people of color, we knew we needed to create a trusted community and platform, uniquely serving the needs of those who need the education, support and resources the most. George AcheampongCo-Founder and Investment SpecialistA thought leader in the area of finance and entrepreneurship. I am the Founder and Managing Partner of Capitalwize, LLC - A Financial Planning and Investment Management Firm. We work with aspiring & current 1st Generation millionaires to become legacy leavers for their families. Additionally, the Founder of Melanin Money, the #1 Brand for wealth builders of color. We create merchandise, targeted initiatives, and programming with a mission of closing the wealth gap by 10%. Carter CofieldCo-Founder and Tax SpecialistA co-owner of Melanin Money and the Lead Advisor at Cofield Advisors, LLC. As a Certified Public Accountant (CPA) and Personal Financial Specialist (PFS), devoted his professional journey to empowering entrepreneurs to thrive by strategically navigating their taxes.My commitment to financial literacy has provided the opportunity to establish a space where entrepreneurs can immerse themselves in their zone of genius while learning how their finances can set them free. #STRAW #BEST #SHMS See omnystudio.com/listener for privacy information.

Robert Krueger, CPA, PFS, Senior Principal at Alexander Randolph, provides insights on the importance of financial planning at every stage of life, how to reframe “retirement,” and the benefits of financial transparency with loved ones. About Robert Rob began his career in financial planning by first obtaining his CPA license and working for KPMG for over 7 years, during which time he rose to the level of senior tax manager and advised clients on various tax matters. From there he started his own tax and advisory company, working with individuals and small businesses and helping his clients with tax planning and financial resource management. In 2000, he merged his firm with Alexander Randolph Inc, a financial services company located in Northern Virginia, expanding his services by offering investment and wealth management, along with comprehensive financial planning. Rob received his Personal Financial Specialist (PFS) designation in 2006 and continues to work with individuals in need of financial planning and wealth management services. His focus is on clients who are nearing retirement or have already moved into this next stage of life, helping them manage their investments so that they can feel financially confident and truly enjoy their lives. Key Takeaways Financial planning is a wholistic approach that encompasses investment management, insurance, and estate planning. Financial planning is important at all stages of life. In each decade, the priorities of financial planning shift, not just for those about to retire.   Avoid fixating on “the number”—the amount of money you'll have when you retire. People should think about what they want to do – and what kind of life they want to live – and only then determine what they'll need financially to support that lifestyle. Effective communication about finances with your loved ones is part of aging well. Talking about money can be uncomfortable, but having financial transparency helps your loved ones honor your wishes and support you in the best way.  

Tim McKee is a CPA, Personal Financial Specialist (PFS), and a RamseyTrusted Tax Advisor. He provides tax preparation and tax advice to individuals and small businesses. In today's episode, Tim explains the important difference between a tax preparer and a tax advisor. He also shares some of the best tax strategies that help you be proactive and minimize taxes by avoiding the "income tax bomb".

Frank Fantozzi founded Planned Financial Services in 1994 to make a difference in the lives of families, business owners, and community leaders. After experiencing events that impacted his own family as well as family friends, Frank committed himself to creating a financial and investment management firm intended to assist clients in pursuing financial freedom and independence so they could experience the life they desired through access to greater choice and direction. He began his career in 1987 with the international accounting firm Arthur Andersen, where he became a Certified Public Accountant (CPA) in 1988. Frank honed his tax and financial planning skills during his years in the organization's tax and wealth management division. He earned the AICPA's Personal Financial Specialist (PFS) designation and a Master of Science in Taxation (MST) from The University of Illinois. Frank is also an Accredited Investment Fiduciary® (AIF®). In 2015, he was named a top U.S. Retirement Plan Adviser by the Financial Times1. He is involved professionally with the American Institute of Certified Public Accountants (AICPA), where he is active on its tax and financial planning subcommittees; in the International Association for Financial Planning (IAFP); the Institute for Divorce Financial Analysts (IDFA); Fi360; Entrepreneurs' Organization (EO); and the Entrepreneurs Master's Program. Frank is a sought after speaker on a variety of financial topics and has been broadcast on various radio and television outlets, including Fox Business News, CNBC, Wall Street Journal Radio, and Market Watch Morning Stock Talk. He has also been quoted and his opinions and advice published by the Associated Press, USA Today, Reuters, The New York Times, Dow Jones Newswires, and The Wall Street Journal, to name a few. Additionally, Frank is involved in a number of civic and community-based organizations, including: LifeAct®, where he is a board member as well as a member of its marketing and development committees; Business Volunteers Unlimited (BVU); the Northern Ohio Italian American Foundation (NOIA); and the Brecksville, Broadview Heights and Beverly Hills, CA Chambers of Commerce. Frank is an active business mentor for other business owners through Entrepreneurs Organization, and is involved in several civic initiatives to improve the surrounding community. Frank is also the founder, director, and a travel soccer coach for the Brecksville-Broadview Heights Soccer Organization, which he founded in 2006. He supports the Christian Children's Fund, the Wounded Warrior Project, Defy, and other organizations focused on helping children and veterans. Frank lives with his wife Paulette in Brecksville, Ohio, and has two daughters, Nicole and Natalie. Born and raised in Cleveland, Frank is proud of, involved in, and committed to his city and its surrounding communities.   Listen to this insightful RIA episode with Frank Fantozzi about why he founded Planned Financial Services. Here is what to expect on this week's show: - How having a holistic team is important for any financial planning. - Why the best way of acquiring new clients is through client referrals. - How it's important for financial planners to use language everyone understands. - Why financial advisors must differentiate their business and know who their competitors are. - How most typical advisors only offer 60% of what Planned Financial Services offers.   Connect with Frank: Links Mentioned: https://plannedfinancial.com/ Twitter https://twitter.com/plannedfinan Facebook https://www.facebook.com/PlannedFinancialServices LinkedIn linkedin.com/company/planned-financial-services   Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristen Bauer is the CEO of Laird Norton Wealth Management (LNWM) and has more than two decades of experience in private wealth management, financial services, and business management. Before joining LNWM, Kristen was a senior leader at Tiedemann Advisors serving as Managing Director for the Pacific Northwest. She also served as CFO, Chief Business Development Officer, Chief Client Service Officer, and then President of Threshold Group. Kristen graduated from the University of Washington Foster School of Business with a Bachelor of Arts with an emphasis in Business and Accounting. She is a Certified Public Accountant (CPA) and a Personal Financial Specialist (PFS). Kristen grew up in Bend, Oregon, which inspired her love of the outdoors and her ongoing involvement with environmental causes. She currently serves as Board Chair of The Nature Conservancy, Washington Chapter, and is Board President of the Wilderness Awareness School. See omnystudio.com/listener for privacy information.

With all of the current economic uncertainties, Solos have every right to be on edge. Today we check in with Andrew Shapowal on hot button financial topics such as retirement, kids going to college and how to keep your head above water when prices keep rising. Andrew Shapowal is a Senior Accountant and Digital Asset Specialist with Canon Capital Management Group. He is a Certified Public Accountant who has recently become an Accredited Investment Fiduciary (AIF®) and is currently pursuing the Personal Financial Specialist (PFS) credential. He also holds the Certificate in Blockchain and Digital Assets. What is your experience in these strange economic times? Share with us at www.soloprpro.com.

In our latest edition of CEO Conversations, FICPA President & CEO Shelly Weir is joined by CPS Investment Advisors' CPAlliance Director Shawn McCabe. This is a talk centered on financial planning and Client Advisory Services. Shelly and Shawn will cover what firms and practitioners need to know if they're considering adding CAS. They'll also illustrate the value of becoming a Personal Financial Specialist (PFS) and Registered Investment Advisor (RIA). Finally, they'll discuss both the benefits of and hurdles to adding CAS as the accounting industry continues to evolve.

Peter Prescott, a University of California at Berkeley graduate. Peter was rigorously trained as a CPA at one of the world's premier firms, PricewaterhouseCoopers. With a Masters Degree in Taxation, Peter combines the rigors of keen expertise in specific tax laws with the practical experience of real life implementation.Peter holds a Personal Financial Specialist (PFS) issued by the American Institute of Certified Public Accountants and has received a professional designation from UCLA's Personal Financial Planner (PFP) program.He is also an Accredited Investment Fiduciary® (AIF), which is focused on issues for trusts, 401(k), pension plans and other situations involving fiduciary expertise.For more information, you can visit: https://prescott500.com

Peter Prescott, a University of California at Berkeley graduate. Peter was rigorously trained as a CPA at one of the world's premier firms, PricewaterhouseCoopers. With a Masters Degree in Taxation, Peter combines the rigors of keen expertise in specific tax laws with the practical experience of real life implementation.Peter holds a Personal Financial Specialist (PFS) issued by the American Institute of Certified Public Accountants and has received a professional designation from UCLA's Personal Financial Planner (PFP) program.He is also an Accredited Investment Fiduciary® (AIF), which is focused on issues for trusts, 401(k), pension plans and other situations involving fiduciary expertise.For more information, you can visit: https://prescott500.com

Peter Prescott, a University of California at Berkeley graduate. Peter was rigorously trained as a CPA at one of the world's premier firms, PricewaterhouseCoopers.  With a Masters Degree in Taxation, Peter combines the rigors of keen expertise in specific tax laws with the practical experience of real life implementation. Peter holds a Personal Financial Specialist (PFS) issued by the American Institute of Certified Public Accountants and has received a professional designation from UCLA's Personal Financial Planner (PFP) program. He is also an Accredited Investment Fiduciary® (AIF), which is focused on issues for trusts, 401(k), pension plans and other situations involving fiduciary expertise. For more information, you can visit: https://prescott500.com/ (https://prescott500.com)

Carter Cofield is the Owner & Lead Advisor of Cofield Advisors, LLC.  He is a Certified Public Accountant (CPA) and Personal Financial Specialist (PFS) who has dedicated his career to helping creative entrepreneurs thrive.  Carter started "Cofield Advisors" because he believes in entrepreneurship and wanted to give creatives a one stop shop for financial guidance so they can spend more time in their creative zone of genius. In this episode, Carter and I talk about increasing your rates as a business owner, when it's the right time to invest and outsource work, and how to powerfully shift your relationship with money. Find more about Carter here: www.cofieldadvisors.com https://www.instagram.com/cofield_advisor/ https://www.linkedin.com/in/carter-cofield-cpa-pfs-ba109732/ https://open.spotify.com/show/7jXKprhLDs11spveVGaUgK Find out more about the show here: www.PaidToBeMePodcast.com Find out more about Hayden here: www.HaydenHumphrey.com

Carter Cofield is the Owner & Lead Advisor of Cofield Advisors, LLC.  He is a Certified Public Accountant (CPA) and Personal Financial Specialist (PFS) who has dedicated his career to helping creative entrepreneurs thrive.  Carter started “Cofield Advisors” because he believes in entrepreneurship and wanted to give creatives a one stop shop for financial guidance […]

Carter Cofield is the Owner & Lead Advisor of Cofield Advisors, LLC. He is a Certified Public Accountant (CPA) and Personal Financial Specialist (PFS) who has dedicated his career to helping creative entrepreneurs thrive. Carter started "C...

In this episode, we talk to financial expert Cortlon Cofield, Owner & Lead Advisor of Cofield Advisors, LLC. He is a Certified Public Accountant (CPA) and Personal Financial Specialist (PFS) who has dedicated his career to helping creative entrepreneurs thrive. Cortlon started "Cofield Advisors" because he believes in entrepreneurship and wanted to give creative entrepreneurs access a one stop shop for financial and tax services. Three actionable tips Cofield recommends for every creative: 1. Set up systems to save and take human nature out of financial decision making. 2. Automate your savings and financial management as much as possible 3. Invest and Plan for the future. Sacrifice today, so you don't have to later. More about Cofield Advisers at http://cofieldadvisors.com Instagram: @cofield_advisor Get Cofield's Financial Success Toolkit at https://www.cofieldadvisors.com/instagram 

Today on the show we welcome Cortlon Cofield, the Owner & Lead Advisor of Cofield Advisors LLC, to talk about entrepreneurship and financial independence. He is a Certified Public Accountant (CPA) and Personal Financial Specialist (PFS) who has dedicated his career to helping entrepreneurs and creatives achieve financial clarity and peace of mind. Services like Business Advisors, Financial Advisors, and Accountants are all under one roof, making Cofield Advisors a one-stop-shop for all financial services. Their mission is to save entrepreneurs time and money by providing tax planning and financial planning guidance year-round.   In this episode, you’ll hear Cortlon talk about ditching his 9-5 to start his own business, the importance of financial independence, and how you can achieve success through consistent action.   Highlights: Discovering your Why How Cortlon found his mentor “Why do we need to derive purpose from work?” Taxes are everyone’s #1 expense From 9-5 to entrepreneur Burning those safety bridges so there is no Plan B The first step to making a million dollars… is believing its possible Retirement vs Financial Independence Ethical advice when it comes to finances 5 Things I Wish I Knew Before I Started My Business Battling with Imposter Syndrome-Courage through Action   Key Takeaway: Your mindset is the foundation for your success with money. When you start taking pride in what you do, how you bring value to others, and all that you can achieve, wealth will be inevitable.   Resources: Paybal.co/learn - We help millennials make money, save money and get out of debt.   Paychecks & Balances Website: https://paychecksandbalances.com/ https://www.patreon.com/paybalances Instagram: https://www.instagram.com/paybalances/ Facebook: https://www.facebook.com/paychecksandbalances Twitter: https://twitter.com/paybalances?lang=en   Cortlon Cofield, CPA Website: www.cofieldadvisors.com Instagram: @cofield_advisor Facebook: https://www.facebook.com/cofieldadvisors/ YouTube: https://www.youtube.com/user/cortlon91 LinkedIn: https://www.linkedin.com/in/cortlon-cofield-cpa-pfs-ba109732/

Kenneth Simpson is a CPA, and a Personal Financial Specialist (PFS). He spent 20 years providing consulting services to Wall Street firms. In 2005, he co-founded Onyx Financial Advisors, LLC. Ken loves all kinds of adventures. In 2016, Ken competed in the Trans America Bike Race. CONNECT with Ken HERE  LISTEN to Ken's TEDx talk HERE  BeTheTalk is a 7 day a week podcast where Nathan Eckel chats with talkers from TEDx & branded events. Tips tools and techniques that can help you give the talk to change the world at BeTheTalk.com !

Kenneth Simpson is a CPA, and a Personal Financial Specialist (PFS). He spent 20 years providing consulting services to Wall Street firms. In 2005, he co-founded Onyx Financial Advisors, LLC. Ken loves all kinds of adventures. In 2016, Ken competed in the Trans America Bike Race. CONNECT with Ken HERE  LISTEN to Ken's TEDx talk HERE  BeTheTalk is a 7 day a week podcast where Nathan Eckel chats with talkers from TEDx & branded events. Tips tools and techniques that can help you give the talk to change the world at BeTheTalk.com !

Dan is an alumnus of Kansas State University and began his career at KPMG. He joined Cain Watters and Associates as a financial planner in 1997. When the company developed a partnership structure in 2008, Dan was elected to oversee CWA as its managing partner due to his previous success in serving over 100 clients for over 10 years. In addition to seeing long-term clients, he oversees the financial planning process as well as the financial planners as the managing partner. He regularly shares his knowledge at the CWA Practice Transition Seminar, dental society meetings and study clubs nationwide. He is a Certified Financial Planner and has a Personal Financial Specialist (PFS) license from the American Institute of Certified Public Accountants. He is also an Investment Advisor Representative and a member of the Texas Society of CPAs. Dan is an avid outdoor enthusiast and enjoys spending as much time as possible waterskiing, snow skiing and running. He is married to Kim and has two children Justin and Jenna.

Michael Eastham is the founding principal of Fellowship Financial Group in Altamonte Springs, Florida. Mr. Eastham has been involved in financial services for over twenty five years. He is an active member of the American Institute of CPA's and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University, holds a Series 65 & 63 securities licenses as well as licenses in Insurance and Annuities. Connect with Bert Martinez on Facebook. Connect with Bert Martinez on Twitter. Need help with your business? Contact Bert Martinez. Have Bert Martinez speak at your event!    

Al Caicedo President and Owner of CKS Summit Group, founded in 1996.Al's focus and objective is to help ensure his clients are able to enjoy their lifestyle beyond the workplace and into their retirement years. He educates and enables them to come to understand, for themselves, the financial path they should follow. He has spent twenty years helping clients protect and preserve their assets.  Michael Eastham is the founding principal of Fellowship Financial Group in Altamonte Springs, Florida. Mr. Eastham has been involved in financial services for over twenty five years. He is an active member of the American Institute of CPA's and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University, holds a Series 65 & 63 securities licenses as well as licenses in Insurance and Annuities.   For more information go to MoneyForLunch.com. Connect with Bert Martinez on Facebook. Connect with Bert Martinez on Twitter. Need help with your business? Contact Bert Martinez. Have Bert Martinez speak at your event!

Disclosure: The views and opinions expressed by Howard Farran are solely his own and in no way reflect the opinions of Guardian, its subsidiaries, agencies, agents or employees.   Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, or provided by Guardian. Product provisions and availability may vary by state. 2016-23721 Exp. 5/18.       About Kirshner & Klarfeld Financial Group, LLC Through our individual and collective experience and expertise, we will strive to help you get to the truth of your financial well-being, to make your money work harder and smarter and to give you more options for using your wealth. In doing so, we will move you closer to, and then allow you to maintain, an optimal level of financial balance.   Watch on Dentaltown at http://bit.ly/DentistryUncensored311   Ivan Kirshner, DDS: Ivan Kirshner entered the financial services area in 1990 after leaving the private practice of dentistry. He attended the University of Arizona and graduated from the University of Tennessee College of Dentistry in 1968. In his first professional career as a dentist, Ivan served as president of several dental organizations and served on the board of his local and state associations. He has volunteered his services for underprivileged children and was on the board of directors of Crohns and Colitis Foundation of America – Arizona. Ivan began his second career after retiring from dentistry for health reasons. He has intensely pursued classes and continuing education in finance and economics with emphasis on Macroeconomic financial concepts since 1990. This has enabled him to assist hundreds of other health professionals in a unique way that they have not been exposed to before. He has taught seminars on personal financial economics to many study groups and schools and has published several articles in dental publications dealing with planning and insurance matters. Registered Representative of Park Avenue Securities, LLC (PAS), 5080 N 40th Street, Suite 450, Phoenix, AZ 85018. Securities, products and services offered through (PAS), (602) 957-7155. Field Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Kirshner and Klarfeld Financial Group LLC is not an affiliate or subsidiary of PAS or Guardian. PAS is a member FINRA/SIPC   Jeff Kirshner, CPA, PFS, MBA: Jeffrey Kirshner began his career in professional services in 1991 when he graduated from Arizona State University with a degree in accounting and went to work for Coopers & Lybrand, LLC in the San Francisco Bay Area. After earning his CPA and working several years in public accounting, he went back to school to earn his MBA in Finance and Marketing from the Marshall School of Business at the University of Southern California. Upon graduation, he went to work for Oracle Corporation where he implemented large scale financial and sales systems for medium to large companies. Jeff entered the financial services industry in 2001 when he joined Ivan and Michael. Jeff is a regular qualifier of the Million Dollar Roundtable and Guardian’s Leader’s Club. He is also a member of the Guardian’s Inner Circle for leading disability income agents. After years of study, continuing education and comprehensive planning with his clients, Jeffrey earned the Personal Financial Specialist (PFS) designation, a designation available only to CPAs that are members in good standing with the American Institute of Certified Public Accountants (AICPA) and that meet the comprehensive ethical, educational and professional foundation as determined by the AICPA. He works primarily with physicians, dentists and business owners. He also does frequent lectures and training seminars to other professionals in the area of Personal Financial Planning. Registered Representative and Financial Advisor of Park Avenue Securities, LLC, 5080 N. 40th Street, Suite 450, Phoenix, AZ 85018. Securities products/services and advisory services are offered through PAS, a registered broker-dealer and investment advisor, (602) 957-7155. Field Representative, The Guardian Life Insurance Company of America (Guardian, New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Kirshner and Klarfeld Financial Group, LLC. is not an affiliate or subsidiary of PAS or Guardian.   www.kkfg.com

Legal Eagle and the Coach Radio with David Altenbern and Bryan Kiser with guest Pat Peason & Michael Eastham: Patrick Peason has been in the financial industry for over 25 years,and specializes in the unique challenges that face today's retireesand pre-retirees. In today's tough market economy, seniors especially need to fully understand all the variousoptions that are currently available to assist them in protecting and growing their investment portfolios. Mr. Eastham has been involved in financial services for over twenty five years. He is an active member of the American Institute of CPA's and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University, holds a Series 65 & 63 securities licenses as well as licenses in Insurance and Annuities. Mr. Eastham served as Chairman of the Leadership Seminole Board of Directors and Treasurer of the Seminole County Regional Chamber of Commerce Board of Directors. He teaches Adult Education courses and Continuing Education for CPAs, Financial Planners, Insurance Professionals, Attorneys and the Florida Association of Real-tors. Mr. Eastham is a published author and is a recognized expert in the areas of financial strategies, retirement planning and asset protection.

Tough Talk Christian Radio with host Tony Gambone with guests Michael Easthman & Michael Burliegh: Michael Eastham, CPA, PFS, is the founding principal of Fellowship Financial Group in Altamonte Springs, Florida. Mr. Eastham has been involved in financial services for over twenty five years. He is an active member of the American Institute of CPA's and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University, holds a Series 65 & 63 securities licenses as well as licenses in Insurance and Annuities. Michael Burleigh - I follow a few basic principles when running the practice. They are to do the right thing, do the best you can, and show people that you care. Michael is a hands on advisor who takes great pleasure in running the business, delegating responsibilities to staff, and providing expert guidance to retirees and individuals who are fast approaching retirement. He is committed to providing clients with conservative investment strategies that will help fund a better standard of living during retirement. Just like his clients, Michael believes in the work ethic and knows how important it is to preserve hard-earned dollars. He started his career in the financial services industry in 1986, branching out to form his own company three years later.