Podcasts about gen zers

Join our upcoming live event at GREwebinars.com. It's called "The Seven Figure Solution" on August 27th at 8 PM Eastern. After listening to me for 12 years, learn how to finally put it all together for a coordinated, tax-efficient retirement and wealth plan.  Keith debunks alarmist predictions of an 80–95% housing crash and explains why inflation, constrained supply, and strong demand continue to put upward pressure on home prices.  He breaks down key trends in renter mobility, highlights how the AI boom is driving record-breaking rents in San Francisco, and contrasts "dopamine culture" and money maxing with GRE's philosophy of growing one's means through income property and leverage.  Keith also discusses how the Seven-Figure Solution framework helps real estate investors more effectively integrate properties, taxes, insurance, and retirement planning.  Episode Page: GetRichEducation.com/620 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. An alarmist calls for a housing price crash of 80 to 95 percent. We'll listen to it. This city's rents are up 26 percent annually. The rise of dopamine culture and money maxing has made its way into personal finance. Then an invitation to join us for a special event today on Get Rich Education.   Keith Weinhold  0:29   What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms MidSeal has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:35   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:51   Welcome to GRE from Naples, Italy, to Naples, Florida, and across 188 nations worldwide. You're listening to one of America's longest-running and most listened-to shows in the real estate world. This is Get Rich Education, and I'm Keith Weinhold. Yes, the very founder of this snaggle-toothed operation right here. I'm a longtime real estate investor myself, erstwhile writer for both Forbes and the Rich Dad Advisors, serving on the Forbes Real Estate Council, you can also see my work in the USA Today and Business Insider. I'm the creator of Real Estate Pays Five Ways and the Inflation Triple Crown. Oh, after all that, really, I'm just a shaved mammal with slack jaw, a highly leveraged hominid of the landed gentry, right before I discuss the housing price crash of 80 to 95% you know, keep in mind that most people think that if you're in real estate, then you've got to be either a realtor or a landlord. I am neither a realtor nor a landlord. People also think that it takes tons of money. It does not. Now you could pursue no money down strategies, but that takes some time to learn and skill to develop. Now I was a landlord in the early years of my real estate investing, but after about six years of that, I hired a property manager and never looked back. Therefore, keeping this mostly passive, a 20 to 25 percent down payment on a carefully selected residential rental property includes ones that today can still have purchase prices below 200k. That's purchased in a geographically investor advantaged market. Okay, that is the center of what we do here because when you own property this way, now you've got the margin where you can pay a property manager to enjoy the five ways that you're paid mostly passively. Be a savvy borrower.   Keith Weinhold  4:02   Now, when you're between deals and accumulating capital to add the next piece of property to your rental portfolio, that's where you can flip and do the opposite in the short term and be a real estate lender for perhaps an eight to 10% stable return. That's what I do, rather than getting three and a half percent, which is the going rate today in a high yield savings account. So be a lender between deals in the short term, or you're a savvy borrower long term. Now the late analyst at Housing Wire, and he was also a past guest here on the show, Logan Modashami, he brought this 80 to 95% housing price crash media piece to my attention. It's in the form of a meta reel that got a lot of attention. Let's play it. I mean, this type of nonsense circulates out. It's not founded on anything substantive, and this just absolutely does not serve anybody. You've got to take this type of thing as entertainment, but it's being presented in a serious, informative way, and just listen to the basis for the claim.    Hayden Weston  5:19   The United States housing market is about to collapse 80 to 95 percent, which means that homes that were worth 1.5 million are going to be worth 300,000. The reason is simple: the U.S. housing market has reached its most unaffordable level in history. People cannot afford to buy homes, and if people cannot buy homes, the market must correct. The question is how hard the market is going to crash, not if it will. According to CPI and price history data, this is predicted to be worse than the 2008 housing bubble. We are going to see prices drop 80 to 95 percent.   Keith Weinhold  6:02   A housing price collapse of 80 to 95 percent. This is from a platform called Hayden Trades. It has got to be the worst example of trying to steal attention rather than serving people. Gosh, don't even make 20% or 50% crash predictions anymore go for far higher, I guess. He says it is according to the CPI and price history data. This doesn't even make sense. Now the low affordability mentioned that part is true, and this is what's slowed home price appreciation. But here in the late 2020s, there was more upward pressure on home prices, not downward inflationary pressure, which is rampant. That is poised to raise replacement cost because a home is a bundle of land, labor, lumber, concrete, copper, and energy. America's best job markets face land and regulatory constraints that pressures prices upward, and regulations are not easily repealed either. There's a large reservoir of sideline buyers that still want to own, and single-family home construction is woefully insufficient, keeping the supply down. Indeed, there is more upward pressure on home prices, not downward. This coming inflation wave, that's exacerbated by war, is unfortunately, or fortunately, if you're positioned, it's poised to widen the K-shaped economy where winners win bigger and losers lose more. The boat is leaving the dock. Are you on it?   Keith Weinhold  7:54   The distance between the boat and the dock just keeps increasing, and eventually you won't be able to make the leap, the jump from the boat to the dock. Now, in the near term, because we're approaching the fall season, when you hear stats about median home prices, note that prices are lower in autumn and winter than they are in spring and summer. It happens pretty much every year. Now, why is this? Well, one reason is that a lot of people don't think about is simply the fact that smaller houses get sold in the winter compared to the summer. And why would this be? This is because families with school-age children who need larger homes get their deals done in summer months before school starts. That is one reason why median home prices are higher in the summer than they are in the winter. When you look at a long-term price chart of homes, this is why you see peaks each summer and dips each winter. Now, investors like us. Now we're not buying so much for school-age children considerations, but this phenomenon affects the median prices that you see quoted in most any market. That is how that works, and why homes present better in the summer too. Green lawns, Leaves, flowers, and natural light improve curb appeal. Some say buy when the snow is flying, sell when the flowers are blooming.   Keith Weinhold  9:32   Shortly, I want to tell you about the city with rents that are up 26% year over year, and there's no end in sight to those rent increases, either. But first, there's a significant national real estate trend. Now, a lot of times, the discussion about the rental market centers around the level of rents or the vacancy rate, and those metrics sure do matter. But what about tenant retention? That is. Renter mobility rate. How long do residents stay? Well, renter mobility is down, down, down. They are not moving around. That's the big trend. Tenants are staying longer. Renters are waiting longer to buy homes than prior generations did. I mean a lot of people are beginning to wonder if their starter home will arrive before their first social security check does? The share of renters planning to move within three years that has plunged since 2019 from 57% then down to just 37% now. This is according to a national survey from the New York Fed. 57 down to 37% that plan to move within three years. Yes, this means that even after the pandemic waned, renters plan to stay in place longer. Everyone is staying put longer, and what exactly is keeping all of those moving boxes in storage? You guessed it. Buying their own home is more difficult to afford. It's kind of like an obstacle course where the down payment is waiting at the finish line, which is a long ways away. It's like an ultra marathon. This decline in renter mobility. This is obviously good news for income property owners and landlords because vacancy and turnover are our greatest expenses. People are paying more.   Keith Weinhold  11:39   You know, it's interesting that many are staying and put because a lot of renters often pay three to 5% annual renewal increases, especially in single-family rentals. Among apartment dwellers, there are currently more move-ups than move downs. People willing to spend a little more, and part of this is because a lot of people have just simply given up, completely given up on buying a home, choosing instead to fritter away their money on DraftKings parlays, couchie predictions, meme coins, burritos whose delivery fees cost more than the burrito, and a dozen forgotten subscriptions quietly feeding on their checking account. Yeah, a lot of people have just given in. Besides falling renter mobility, there is also falling homeowner mobility. One reason it has fallen is due to the well-documented mortgage rate lock-in effect. But mobility is down among both groups, among renters and homeowners, for a few different reasons. Like I've mentioned in previous shows, America is aging, and older people move less. Remote work means people don't have to move for a job, and housing inventory remains limited. This means that there are few attractive alternatives to move into, whether you're a homeowner or a renter. Those are some reasons as to why mobility is down for both groups. And the New York Fed analysis shows that renter mobility it is especially weak among that subgroup that believes that they will never own a home. I mean, this group of people really isn't moving. They are staying in place even longer. This group that believes that they will never own a home, and this is a skew toward lower income renters for sure, but even upper income renters are staying longer. You know, I own a lot of single family rental homes myself, and I'm just thinking now, I can't even remember the last time someone's moved out. It might be over a year since anyone has moved. The average renter's perceived chance of ever owning a home that has fallen, and this is significant for investors. Okay, that percent of renters that ever hope to own a home has fallen from 52% back in 2015 down to just 35% last year. 52% down to 35% The amount of renters that think they'll ever own a home. Both single-family rental and apartment renters are staying longer. This is both types, and it's not because these renters stop wanting homes. About two-thirds say that they would prefer to own if they had the money to do so. This is substantial. The drop in American mobility rate. I mean, that part is actually decades long, and this seems to catch people off guard. A lot of people falsely believe that people are moving more often, and that's something I've touched on before. This deeply hurts.   Keith Weinhold  15:00   Certain industries like moving companies, furniture stores, and yes, real estate agents—all these groups of people have got to be wondering where did everybody go? The answer is nowhere. Apparently, they are not going anywhere. So the bottom line here, with this lack of mobility, is that renters feel locked out, owners feel locked in, and landlords feel locked up with their tenants staying longer. Although this is good news for landlords and investment property owners, you know there is one thing to be careful of amidst these longer tenant stays, and that is, well, say you buy a rental property with an existing tenant in place that's been there for a while, it's more likely then that that tenant is paying below market rent, and why would that be? Well, because generally, the longer a tenant stays, the more likely it is that the previous landlord gave them a break on the rent. Now, why does that happen? Well, landlords can get lazy about bumping up the rent, and see what's really going on is that the previous landlord, perhaps the person you bought the property from, they themselves bought the property at a much lower price years ago than you did today, and therefore their mortgage payment is lower, and therefore the lower rent was able to cover their mortgage payment. So they weren't too worried about it. But if you're buying at today's prices, well, then you cannot stand for yesterday's rent amount, and that's why it's more likely that you need to bump up the rent to market rent. Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report.San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, 6,020 dollars for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing. I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Chaley Ridge while it's on your mind. Start at RidgeLendingGroup.com. That's ridgelendinggroup.com. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866.   Keith Weinhold  17:22   Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report. San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, $6,020 for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing.   Keith Weinhold  20:46   I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Keith Weinhold  21:23   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866.   Robert Kiyosaki  22:26   This is our rich dad, poor dad author Robert Kiyosaki. Listen to Get Rich Education with Keith Weinhold, and there is I respect Keith. He's a very strong, smart, bright young man.   Keith Weinhold  22:47   Welcome back to Get Rich Education. I'm your host Keith Weinhold. The rise of quick hit dopamine culture has definitely hit the personal finance world, and this is not a good trend for a lot of Gen Zers, who are those age 14 to 29, sports gambling is increasingly a part of what they think is financial planning. A recent survey from the wealth management platform Betterment shows that 26% of Gen Zers, more than one in four, then consider sports gambling as part of a deliberate long-term financial strategy. If you think that's bad, more than half of Gen Zers, 52% say they've rerouted funds from investment over to sports betting in the past year, and that's versus just 24% of all Americans. Yes, the rapid legalization of sports gambling means it's never been easier to bet your whole paycheck that the Mets are going to lose 100 games this season. When a prediction market or a sports book starts to feel like a retirement strategy, we have a problem, and this is congruent with the rise of dopamine culture across all of society, where we've gone from playing sports, then to watching sports, and now to gambling on sports. In the kitchen, it's where we've gone from home cooking to leaving and getting fast food, to ordering Uber Eats, it's where media has gone from film and TV to streaming shows, and now with dopamine culture, it is watching reels. It's how shopping has gone from first high street shopping, then to Amazon and now to the TikTok shop. It's how communicating with people. It's gone from handwritten letters to sending emails to Snapchats. It's how we've gone from newspapers to breaking news to rage bait. As far as what we listen to for music, this rise of dopamine culture-it used to be vinyl records, and then Spotify playlists, and now it's trending sounds.   Keith Weinhold  25:11   It's gone from finding love to casual dating to infinite swiping. How about the way we look at and share photos? It's gone from photo albums to camera rolls to Instagram stories, and how about the way we access information with this rise of dopamine culture? It's gone from libraries to Google to Chat GPT, and that brings us to money maxing. Okay, yes, here in our finance world, the rise of dopamine culture has led to this. Yes, that is apparently a word now. Money maxing-it's all one word with 2x's. It sounds like something invented by a 22-year-old who's got three credit cards, three hoodies, and one fork. Okay, but money maxing-that is one of the newest personal finance trends spreading across social media. Now, the maxing stuff in that whole suffix that first became popular through terms like looks maxing, which means trying to maximize your physical appearance, whether you're male or female, and now people are sleep maxing, health maxing, career maxing, and I guess it was just inevitable until they were money maxing. And what it really means is optimizing your financial life so that every dollar works harder for you. That could include using a high yield savings account, earning credit card points and rewards, automating your investments, negotiating bills, and eliminating wasteful spending-eh, in other words, it's just another internet reinvention of financial responsibility. I mean, your grandparents just called it being sensible.   Keith Weinhold  26:58   Now, I do like the fact that young people are talking about money. I mean, as we've covered before, financial education is desperately needed. Schools will teach you about the parts of a biological cell, but surely not how to read a mortgage statement. So you can graduate knowing that mitochondria are the powerhouse of the cell, while believing that a tax refund is free money from the government. So you know, directionally, money maxing is good, but see, it usually only focuses on one side of the equation. That's the problem with money maxing. It only focuses on spending less. And here at GRE we take a different approach. The old financial advice is live below your means, and GRE's philosophy is grow your means. You should only live below your means earlier in your financial life when you sort of have to and you need to form capital for investments. But grow your means so that you can have the means to do things. I mean, that is the point of financial betterment.   Keith Weinhold  28:09   Long term, financial betterment is certainly not sustainable by saving money by getting a haircut at home, only watching men's fast pitch softball at the Moose Lodge because it's free instead of going to a Major League Baseball game, saving $120 on air tickets by adding an extra layover on your trip itinerary, or a buy one get one free deal on Hillshire Farm Bacon. Now, of course, you shouldn't waste money if you're paying for six streaming services and you're only watching one. Well, cancel the others. If you carry a credit card balance at 24% surely extinguish that financial dumpster fire. But you cannot shrink your way to an extraordinary life. There is a floor beneath how little you can spend, there is no ceiling above how much value you can create for others. You can cancel your coffee, you can stop eating out, you can turn down the thermostat until your living room feels like a meat locker, but eventually there is nothing meaningful left to cut. That is the weakness in traditional money advice. It treats personal finance like a sinking ship, and it just hands you a bucket. Growing your means is building a bigger ship. The most powerful form of money maxing is not squeezing another 2% off your grocery bill. It is increasing your income. It is acquiring productive assets and creating systems that pay you repeatedly. I mean, saving 20 bucks is fine. Creating another income stream can continue for. Years. This is the difference between subtraction and multiplication. Most money-maxing advice really isn't different than that conventional advice. It's living in the world of subtraction. Cut this. Cancel that. Buy the generic cereal. Drive across town to save 12 cents per gallon. Hey, congratulations! You just spent 40 minutes of your finite life to save $2.80. Real wealth is built through multiplication. Multiply your income, multiply your skills, multiply your relationships, learn a new system, multiply the number of people you serve with rental property, and then multiply your money through productive assets. Now, this does not mean to spend recklessly. Growing means is not permission to inflate your lifestyle every single time your income rises, but it means directing more attention toward expansion than deprivation.   Keith Weinhold  30:59   Ask yourself a better question. Instead of asking how can I save another $100 this month, ask how can I create another $1,000 of monthly income. That very question activates a completely different part of your brain. Now maybe you develop a valuable skill. Maybe you negotiate your compensation. Maybe you start a business. Maybe you acquire an income property. Maybe you turn knowledge, intellectual property, or an audience into a recurring revenue stream. You start looking for leverage rather than looking for coupons and leverage, that is the real engine of what money maxing ought to be. Leverage means accomplishing more with less of your personal effort, and there sure are a lot of forms you can leverage other people's time. You can leverage systems and technology. We're going to talk about a system later here. You can leverage media where one message reaches 1000s or millions of people, and in real estate, you can leverage other people's money. You can scale. A few weeks ago, here I discussed four different types of scale. Real estate investors can get them all at the same time. If you remember, they are financial leverage, like with the five ways. There's operational leverage, there's geographic leverage, and finally replication. You use a relatively small down payment to control a much larger asset while your tenant pays you rent, that income helps cover the property's expenses and mortgage, and over time, inflation tends to lift rents and property values. While your fixed rate debt becomes easier to repay with diminished dollars, I mean that is real money maxing right there. In fact, GRE's real estate pays five ways framework might be the ultimate money maxing system. One property can produce cash flow; it can appreciate. Your tenant can gradually amortize your loan for you. You get the tax benefits, and inflation can transfer wealth from the lender to you through your fixed rate debt, five simultaneous financial benefits attached to one asset. Oh, and we're going to take that and compare that with saving 50 cents on toothpaste. Now, both things technically do improve your finances, but they don't even belong in the same zip code.   Keith Weinhold  33:41   Now, none of this means that every leveraged property is a good investment. In fact, leverage amplifies outcomes. A well-selected, properly financed property is going to accelerate your wealth creation. But a bad deal with thin reserves-hey, that can accelerate your introduction to an attorney. Money maxing still requires judgment. You want durable income, adequate liquidity, responsible underwriting, and you want to have enough reserves to withstand the inevitable surprise. Because every rental property eventually introduces you to something that is leaking, squeaking, or perhaps refusing to pay. The goal is not to optimize every dollar so aggressively that your financial life becomes fragile. And really, that is an important warning about all forms of maxing. Optimization can go too far. Someone might transfer money among five banks to chase these tiny promotional yields, and open 12 credit cards for bonus points, and then monitor every purchase with the intensity of airport security. Okay, I mean technically they're optimization. Their money, but they're also turning their life into like an unpaid accounting internship. Your money should create freedom, not become another demanding employer. Effective money maxing focuses on the big levers first. Get some big wins. Increase your earned income. Own those productive assets. Use good debt prudently. Reduce taxes legally. Protect yourself against catastrophic losses. Maintain liquidity, and then optimize the smaller expenses. Do not spend three hours clipping coupons while ignoring a poorly structured $400,000 mortgage. You do not congratulate yourself on saving $9 on lunch while leaving 50k idle in an account that earns almost nothing. So we don't obsess over credit card points while carrying a balance because paying 24% interest to earn 2% cash back is not money maxing. That is like arithmetic getting mugged in an alley. And there's also an important difference between looking rich and becoming wealthy. Social media rewards visible consumption on things like cars, watches, first-class seats, rooftop dinners, actual wealth-that's something that's often invisible. It is the rental property quietly producing income. It is the ownership stake compounding in the background. It is the tax strategy that's never going to appear in a photograph, and it is the growing gap between what you earn and what you need to live.   Keith Weinhold  36:46   The person displaying the most wealth can have the least. The person saying very little might own the building. So yes, embrace money maxing. Know where your money goes. Eliminate the waste. Negotiate recurring expenses, automate your good decisions, and make your dollar purposeful. Each dollar, but don't stop with living below your means because that is only financial defense. Growing your means is financial offense. Saving money can make you more secure. Owning productive assets-that's what can make you free. The highest form of money maxing is not becoming the world's most efficient consumer. It is making the transition from consumer to owner. Own businesses, own equities, own real estate, own assets that produce value while you sleep, travel, or spend time with the people that matter to you. Because your time is limited, and yet your appetite for generic cereal is also limited. But your ability to create value, acquire assets, and grow your means. That is far less limited. Live below your means if you must, but don't stay there. Grow your means. That is true money maxing. And the number one reason that people don't acquire wealth. Do you know what it is? It's that it simply does not occur to them that they can.    Keith Weinhold  38:24   That is what Brian Tracy said. That is so incredibly simple, and it's true. If you want a money max, you need to have a great system. Let me tell you about a system called the Seven Figure Solution. Now you've been listening to me weekly for almost 12 years here, which I'm immensely grateful for. You've been earning money, investing well, and here with the seven-figure solution, you're going to be able to finally see how it all goes together. It's about making sure that your real estate and other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time, the liquidity is key because this is where a 401(k) or IRA limit you. Those vehicles have taxes and penalties if you want to use those funds early, and this does not.   Keith Weinhold  39:34   But the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach here, Naresh uses something like this, and he's in his 30s. It also gives you a significant tailwind during your investing career. Integrate the seven-figure solution the GRE way, where we have a conscientiousness about leverage in cash flow, and in this case, part of it is how to prove. Leverage a life insurance policy. When it's time to tap that policy's cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, and therefore you're using the funds in more than one place. That's the leverage, and then the IRS does not tax loan proceeds, and this reminds me of a billionaire borrowing against the value of their stock rather than having to sell any of those assets. And yet, this can be done tax-free. It's similar to what you can do with the seven-figure solution, even for non-billionaires, it is buy, borrow, die. This leverages an indexed universal life policy, and there is the right way to do this and the wrong way to do it. Part of the seven-figure solution is that your cash value can have an upside ceiling and loss protection on the downside. That's really something that you only care about more as you're closer to retirement. And there are some mistakes to avoid here. You don't just want to set up the seven-figure solution off of a website, and it's based on products that you might have heard of from companies like Nationwide and mass mutual. I strongly encourage you to learn more, see how it all goes together, and learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, and even a 721 and 1031 exchange. This is very much about you being able to picture your future, you've been building your real estate portfolio either from your investment coach or on your own. This is how the puzzle pieces finally are all going to go together. I am cordially inviting you to join us for a special live event, the Seven Figure Solution. It is co-hosted by our own GRE investment coach Naresh and Haven Bridges Jared, who you heard from on the show with me last week. By attending live from the comfort of your own home or from anywhere, you can have your questions answered in real time. It is this Thursday, the 27th, at 8 p.m. Eastern, 5 p.m. Pacific.   Keith Weinhold  42:23   Most people spend decades building wealth, and then they lose far too much of it because the retirement pieces were never designed to work with each other. So you're going to see how real estate, taxes, insurance, and retirement income can fit into one coordinated strategy, helping you grow and protect your wealth, access capital without immediately selling your assets, and potentially avoid losing hundreds of thousands of dollars to taxes unnecessarily. So it's not just another collection of disconnected financial tips. Really, it's your opportunity to finally see the entire retirement picture and understand what might be missing from yours. It's complimentary to attend. The longer you wait, the fewer options you could have. Decisions made today can affect your wealth for decades. Don't wait until retirement day to discover that your plan had expensive holes in it. There are some moving pieces here, so it's especially helpful that you attend this one live, and that way you can have any questions answered in real time, so that you really understand. And you might have been one of thousands of listeners that have attended our property webinars before, and they are important to building your portfolio. But this one could very well be more important in seeing your big picture, seeing your retirement, and seeing that your heirs aren't left with a giant tax bill too. You can reserve your seat now for the seven-figure solution at grewebinars.com again. That's grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  44:14   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  44:42   The preceding program was brought to you by your home for wealth building. getricheducation.com.

What one father did on a family hiking trip.. Millennial trends Gen Zers refuse to follow.. Things that scare us as adults.. Plus, things people do that seems a little strange.

Who is David Moran? Mark explains how he was involved in covering the origins of the COVID-19 virus in 2020. A new report has surfaced about many Gen Zers who are opting out of working, especially men. Actress Shirley MacLaine is back in the public eye, sending her love to ‘Sweet Charity' fans in a new video. Shirley is 92 now. How many nuclear weapons does North Korea have? 

Who is David Moran? Mark explains how he was involved in covering the origins of the COVID-19 virus in 2020. A new report has surfaced about many Gen Zers who are opting out of working, especially men. Actress Shirley MacLaine is back in the public eye, sending her love to ‘Sweet Charity' fans in a new video. Shirley is 92 now. How many nuclear weapons does North Korea have?  Mark takes your calls! Mark interviews WOR weeknight host Jimmy Failla. Jimmy talks with Mark about how Prince Harry and Meghan Markle's life is like watching a very high-end version of a social media influencer. Senator Jon Ossoff may be trying to gain lots of attention by attacking President Trump. Mark and Jimmy speak about National Radio Day today! 

In this episode, Kayla Pelletier shares her journey of faith, the importance of journaling and abiding in God, and how these practices have transformed her ministry and personal life. Discover practical insights on how to recognize God's work daily and live a life of authenticity and purpose.We want to hear from YOU! If you would like to submit a question or comment for further discussion, please email us at: questions@abideministries.com.

HOUR 1: Inflation is still outpacing raises. Gen Zers are dropping out of the workforce. Employers can't find workers. What gives? full 2173 Wed, 19 Aug 2026 19:00:00 +0000 np7FcxHUbi2EpC77prg4scxR4UUkoMu0 news The Dana & Parks Podcast news HOUR 1: Inflation is still outpacing raises. Gen Zers are dropping out of the workforce. Employers can't find workers. What gives? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc.

This week on the Just Sayin Podcast we are joined by the one and only Mikey Angelo! With over 4.4 million followers on Tik Tok, his videos are the perfect pop culture recap for today's generation of Gen Zers. We discussed what was big 10 years ago in 2016, and  who had the best summer ever?  I also had the chance to educate Mikey on what it was like back in the 90's, the sheer terror of AOL chat rooms and what a heartthrob I was back in the day. Make sure to follow Mikey on Tik Tok and IG and make sure to rate and review and leave a comment below. We love hearing from you! More Justin! ⁠ IG: ⁠⁠https://www.instagram.com/justinmartindale/⁠⁠⁠ ++++++++++++++++++++++++++++ Produced by Keida Mascaro IG: ⁠⁠⁠https://www.instagram.com/keidamascaro/⁠⁠⁠ Alphabet City Studio ⁠⁠⁠https://keidamascaro.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Tuesday, August 18th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson and Timothy Reed Arizona pastor murdered by crucifixion Demonically inspired opposition to the Christian faith is on the rise here in the United States as well as overseas.  A Christian pastor in Arizona was subjected to a crucifixion-type murder last year. The perpetrator, Adam Sheafe, confessed he did it because the pastor would not compromise on his teaching on the Biblical doctrine of the Trinity and the deity of Jesus Christ.   The murderer, in this case, has been sentenced to life in prison. “For this reason, the Jews persecuted Jesus, and sought to kill Him, because He had done these things on the Sabbath..  . but also that He said that God was His Father, making Himself equal with God.” That's John 5:16 and 18.   Ukraine has achieved an 8-1 casualty ratio with Russia since January Ukraine is back on top in the Russia-Ukraine conflict.  The Center for Strategic and International Studies reports that Ukraine has achieved as much as an 8-1 casualty ratio since the beginning of the year — up from a 2-1 ratio since the beginning of the war.  The report also notes that the war is taking a toll on the Russian people. They suffer from a “sputtering economy, higher prices on groceries and other expenses, tax increases, significant internet restrictions, and an oppressive crackdown on freedom of speech.” Russia has suffered an estimated 450,000 fatalities in the conflict. That compares to the United States losing 102,000 men in military conflicts since World War II. Dramatic increase in military budgets in the Far East Sabers are rattling in the Pacific. Japan's military budget is up 5% year-over-year. South Korea's budget is up 7.5%. The Philippines' budget is up 9%.  And Taiwan's is up 16%.  China's build-up began 25 years ago and is now averaging 7% per year. China's budget is running at $283 billion compared to Japan, South Korea, and Taiwan which are spending $150 billion combined.  America's deficit up 11% Here in America, for the first 10 months of the fiscal year, the U.S. deficit registered an 11% increase year-over-year. That's 31% above the average deficit produced by the Biden budgets between 2021 and 2025. Proverbs 28:22 reads, “A man with an evil eye hastens after riches, and does not consider that poverty will come upon him.” Gen Z investors believe sports betting is good investment An online survey of 1,000 U.S. retail investors conducted in late March and early April, which was released this week, found that 52% of Gen Z investors were planning to shift money originally set aside for stocks or other investments into sports wagers over the past year.  Only about one-third of Gen Z participants reported no involvement in sports betting at all, compared with 63% across all age groups in the survey. Specifically, 26% of Gen Z respondents -- those born between 1997 and 2007 -- said they view sports betting as a deliberate, ongoing part of their wealth strategy. That figure drops sharply with age: 14% of Millennials, 6% of Gen X, and just 1% of Baby Boomers reported the same outlook. Overall, U.S. sports betting has increased from $2 billion of waging to $166 billion in waging since 2018 - just eight years ago, according to Research Ground.   Gen Z also loves cryptocurrency In addition, Motley Fool's recent survey found that Gen Zers are the most likely to invest in cryptocurrency at 49% compared to other demographics including 46% of Millennials, 26% of Gen Xers, and 11% of Baby Boomers.   Plus, 57% of cryptocurrency purchasers think it's an investment, and 26% use it for a monetary exchange. But crypto is losing favor with American investors. Gallup's recent poll found only 2% of Americans favor crypto for a long-term investment which is down from 8% four years ago.  Real estate, stocks, and gold are the favorite choices for investors now. The birth dearth in America The National Center for Education Statistics reports that public schools in America have lost almost two million students since 2019.  This is partially due to the birth dearth – or the decline in America's fertility rate. Since 2015, it amounts to a loss of about one million children. Births to women in America topped out in 2007 at 2.12 or 2,122 births per 1,000 women aged 15–44.  Today, the birth rate is hovering around 1.57 or 1,570 births per 1,000 women. By contrast, the average birth rate for homeschooling families is 3.5 children per family. The Centers for Disease Control reveals that total U.S. births fell off during the first quarter of 2026  — a 2.1% drop off from the previous year. There were 4.3 million births in America in 2007, but only 3.6 million births last year. And we're looking at another drop of about 700,000 students this year.  This data points to an 18% drop in American births in 18 years.  Based on these recent numbers for American births, by 2031, the public schools will lose another 2.44 million students due to birth decline alone in this country. That's not counting the number of students who drop out. Shocker: Canadian male cyclist beating women in the sport And finally, men, pretending to be women, are once again proving that they can beat women in women's sports.  A Canadian cyclist, by the name of “Mr. Ivy,” claimed to have transgendered into a woman; after which he won a women's cycling championship. More recently, “Mr. Ivy” has gone on to win the Inter-Provincial Team title at the Canadian Women's Mid-Amateur Championship golf tournament.  This is actually the third time that he has won the women's Canadian golf tournament. Not surprisingly, he has dominated in other recent golf competitions for woman as well. Close And that's The Worldview on this Tuesday, August 18th, in the year of our Lord 2026. Subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ. Extra print U.S. Senate still has not passed Safeguard American Voter Eligibility The United States Senate continues to drag its feet on the Safeguard American Voter Eligibility, or SAVE America, Act. The Senate has now adjourned for five weeks, and has no formal plans to try and pass the SAVE Act before fall.  President Donald Trump has repeatedly called on the Republican led Senate to secure American elections and to pass the SAVE Act, but to no avail. Republican Senator Mike Lee of Utah said, “We did our best, left no stone unturned. I wish the outcome had been different, both as to adjournment and as to these votes. This fight's not over. We're just getting started.” Contact your two U.S. Senators by phone or email and ask them to vote for the SAVE Act. 1,000 fake marriages to Chinese nationals in New York The Department of Justice charged 11 individuals in New York last week in a massive marriage fraud scheme. Per the Justice Department, more than 1,000 fake marriages were conducted, mostly between Chinese nationals seeking to obtain green card status in the United States. The operation had been running for more than 10 years.

A term Gen Zers are using that you may not understand.. The amount of times we kiss our partners.. A new video store you may want to use.. How much plastic we eat each year.. And, the amount of sleep we get each night.

Today's youth are reinventing what it means to be cool. A surprising number of Gen Zers are actively looking to the past. They are choosing to romanticise old-school tech relics like CDs, wired headphones, and weighty digital cameras. This love for all things vintage extends into their wardrobes with a massive resurgence of Y2K (year 2000) fashion. Friday nights are increasingly filled with board games and classic card games. So why exactly is the most digitally advanced generation trying so hard to rewind?当今的年轻人正在重新定义“酷”的含义。 数量惊人的 Z 世代正在积极回顾过去。 他们选择将 CD、有线耳机和笨重的数码相机等老式科技文物浪漫化。 随着 Y2K（2000 年）时尚的大规模复兴，这种对所有复古事物的热爱也延伸到了他们的衣柜中。 周五晚上越来越多地充满了棋盘游戏和经典纸牌游戏。 那么，为什么数字化最先进的一代人如此努力地尝试倒带呢？The answer lies in a desire to slow down and find comfort. Growing up as digital natives has its perks, but Profectus Magazine reveals that around 80% of Gen Z adults worry their generation is far too dependent on technology, while three-quarters feel social media is affecting their mental health. Swapping music streaming for physical CDs or endless social media scrolling for a tactile board game allows them to unplug and step away from the digital noise. 答案在于渴望放慢脚步并寻找安慰。 成长为数字原住民有其好处，但 Profectus 杂志透露，大约 80% 的 Z 世代成年人担心他们这一代人过于依赖技术，而四分之三的人认为社交媒体正在影响他们的心理健康。 将音乐流转为实体 CD，或将无尽的社交媒体滚动转为触觉棋盘游戏，让他们能够摆脱数字噪音。 This analogue revival could actually be good for everyone. Research by psychologist Dr. Clay Routledge shows that engaging with nostalgic media and traditions can dramatically boost positive moods, reduce anxiety and help people cope with daily stress. It suggests that nostalgia can act as a stabilising, hopeful force, helping a young generation build social confidence. 这种模拟技术的复兴实际上对每个人都有好处。 Research by psychologist Dr. Clay Routledge shows that engaging with nostalgic media and traditions can dramatically boost positive moods, reduce anxiety and help people cope with daily stress. 它表明，怀旧可以成为一种稳定、充满希望的力量，帮助年轻一代建立社会信心。 Yet, all of this begs a fascinating question – can a generation truly yearn for a life they never actually lived? Studies published in Profectus Magazine show that nearly 70% of Gen Z adults experience a unique kind of historical nostalgia for eras that predated their own birth. GWI, a global market research company, reports that young people are looking back at the past through rose-tinted glasses, viewing it as a time of genuine human interaction.然而，所有这一切都引出了一个令人着迷的问题——一代人真的能够向往他们从未真正经历过的生活吗？ Profectus 杂志发表的研究表明，近 70% 的 Z 世代成年人对自己出生之前的时代有一种独特的历史怀旧之情。 全球市场研究公司 GWI 报告称，年轻人正在带着有色眼镜回顾过去，将其视为真正的人际互动时代。Though there have been mixed reactions from millennials, ultimately, Gen Z's obsession with the past suggests that no matter how advanced our gadgets get, human beings may always desire a simpler way of living. For a generation that grew up entirely online, going vintage isn't just a fashion statement, it's a total vibe.虽然千禧一代的反应不一，但 Z 世代对过去的痴迷最终表明，无论我们的设备变得多么先进，人类可能总是渴望一种更简单的生活方式。 对于完全在网上长大的一代人来说，复古不仅仅是一种时尚宣言，更是一种整体氛围。

In this engaging conversation, Kayla Pelletier shares her journey of faith and her experiences in youth ministry. She discusses the importance of abiding in Christ, creating a safe space for vulnerability, and the personal nature of faith. Kayla emphasizes the significance of building authentic relationships and the heart to go in both youth and adults. The conversation highlights the transformative power of community and the role it plays in personal growth and healing.We want to hear from YOU! If you would like to submit a question or comment for further discussion, please email us at: questions@abideministries.com.

This morning on the show, the hosts were discussing their weekend adventures and sharing some hilarious stories. Billie and Lisa were chatting about their trip to the Cape, where they visited the Pelham on Earl and the Chatham Bars in. They also talked about their favorite foods, including clam chowder, which one of them described as "wicked good."The conversation took a turn when they started discussing the latest news and trends. They talked about the Red Sox's winning streak coming to an end and the upcoming concert of Olivia Dean at the TD Garden. The hosts also shared some fun stories about celebrities, including a report that Tate McCrae was honored with a Triple Threat Award for Singer, Songwriter, and Performer.The hosts also dived into a discussion about dating and relationships. They talked about how expensive it can be to go on dates, especially for Gen Zers, who are often expected to pay for the bill. One caller shared his thoughts on the topic, saying that he believes the man should always pay on the first date. Another caller shared a funny story about his experience with a date who only gave him $20 for pizza.The hosts also discussed some other fun topics, including a report that Usher was accused of using a body double in one of his concerts. They also talked about a going away party for Jalen Brown, which will be held in Boston on August 30th. If you're interested in hearing more about these topics and the hosts' hilarious banter, tune in to the full episode to hear the rest of the conversation.See omnystudio.com/listener for privacy information.

It's time to party up and party down. End of summer blowout? Back to school bash? Check and check. Even Halloween shindigs aren't so far away. And after that, Christmas and New Year's Eve and ... OK, we're getting way ahead of ourselves. Besides, you don't even need to have a party if you want to listen to party songs. This week on "How We Heard It," your hosts are checking off great party songs for the ages. Always the methodical one, Chuck comes up with lists of guaranteed crowd-pleasing songs to suit varying age groups with diverse interests in genres and differing levels of interest in music. His rule of thumb: Don't overwhelm partygoers with unfamiliar music, yet don't bore them with cliches. Balance your playlists. Meanwhile, John thinks a party is just the place to expose partiers to new music because folks will be loose, and his kind of crowd is likely to include mostly dedicated music fans. And Wayne would take it a step further: He's the kind of guy who wouldn't hesitate to break out a James Brown song for a crowd of Gen Zers who never heard of Brown. And Wayne being Wayne, he also shares a generous collection of offbeat party songs you've never heard of. Obviously, there's disagreement among the guys on the best (and worst) party songs, and there's truth to what each of them has to say. It just depends on the kind of party and the guest list. Or you could just crank up these songs in your car and take a long drive. Alone.

Vic Matus and Mary Katharine Ham discuss Mamdani's groceries, the non-prosecution of the non-vandalism of the Reflecting Pool, the Iran war or lack thereof, Michigan and Wisconsin socialism, Texas looking iffy, whether we should cancel Thanksgiving with Francesca Hong, and a rant about the Gen-Zers after we heard about their parents calling their bosses again. We have to stop this. Also, MK and Vic confess the life skills they didn't have when they left home. Learn more about your ad choices. Visit megaphone.fm/adchoices

The TMG Hospitality Trailblazers welcomes the latest addition to the series, Kim Wootteon, Sr. VP of Commercial Strategy at Kampgrounds of America, Inc. to discuss the outdoor hospitality landscape and how artificial intelligence and technology are playing a key role in connecting different generations of travelers to the KOA vast portfolio of properties. Ryan Embree: Welcome to Suite Spot, where hoteliers check in and we check out what’s trending in hotel marketing. I’m your host, Ryan Embree. Hello, everyone. Welcome to another episode of The Suite Spot. This is your co-host, Ryan Embry. Cassady Quintana: And I’m your co-host, Cassady Quintana. Ryan Embree: We’re excited to have you here with us for another edition of our TMG Hospitality Trailblazers series. We’ve been running this series for quite a while, paving those management companies, individuals that are paving a way into the future for hospitality, which feels like is changing on a weekly basis. I’ve been really looking forward to this episode. A familiar face and voice with us. It’s the first time you’re joining us virtually. Kim Wootteon, Senior Vice President, Commercial Strategies at Kampgrounds of America. Kim, thank you so much for joining us back on The Suite Spot. Kim Wootteon: Yes, it’s great to see you both. Thanks for having me today. Ryan Embree: Yeah, we’re gonna have a super fun conversation. You have an incredible brand. We can’t wait to jump in. But before we start talking about Kampgrounds of America and KOA, I wanna start because we missed it when we were in Arlington at the Digital Transformation Summit of getting a little bit about your hospitality background and journey that led you to such a cool position at KOA. Kim Wootteon: My kind of career path has been quite interesting. It’s really led to the role I have today. So the first 12 years of my career was spent in retail. And for all of you millennials, I started with PacSun. I was an OG, skate and surf lifestyle fanatic. And I worked in retail for 12 years and really learned operations, marketing, and quite frankly, leadership. PacSun was a really great people-centric company. And it’s really where I got my foundation for leadership and my drive for results. And then I transitioned for retail into the more traditional hospitality sector and worked for four years with Marshall Hotels and Resorts, leading sales, marketing, and diving into revenue management. And then was recruited by a company called Bluewater Development, who was really pioneers within the outdoor hospitality industry and very traditional owners in the indoor hospitality industry. So great experience. I was introduced to KOA with them and the entire glamping and camping sector of hospitality, which was super exciting. And then also got to work with some really great brands such as Marriott and Hilton and IHG and independent properties, independent campgrounds. It was quite an eclectic mix of properties, that I got to support in sales, marketing, and revenue. And I joined KOA about five years ago, leading marketing at the local level. And in 2022, we established the commercial strategy team at KOA, and, I now oversee revenue management, local marketing or field marketing, retail, distribution, and sales across the entire KOA portfolio, both our owned assets and our franchise locations, and support for KOA, Inc. as well. Ryan Embree: So this is why I love this question so much, because we get such an eclectic melting pot of backgrounds of hospitality professionals, maybe starting in retail. I hear F&B a lot recently. And then you go from the brands, you go, outdoor hospitality, and you get this big melting pot, and it kinda defines who you are as an industry professional, but also gives you, I think, an appreciation of some of those other places that you’ve been or even properties which can span from the giant resorts that we’ve seen all the way to, maybe it is a campsite where it’s a lot more local and kinda community and, and tight-knit feeling. Kim Wootteon: Absolutely. Absolutely. I’ve enjoyed my journey. It allows me to bring perspective to the work we do every day that is unique. And we’ve done a really great job at KOA of hiring a team of leaders and a team of people, in the field with really diverse backgrounds, which I think is a great compliment to the diversity across our portfolio. Cassady Quintana: Yeah, I think it’s interesting because you talk about this new team that you guys have created at KOA and the things that you’re developing and introducing into this outdoor hospitality. But for our listeners who may not know too much about KOA, we have a lot of hotel listeners. So if you can just give us a little bit of background about the brand and how it’s found its way to becoming one of the number one outdoor hospitality leaders. Kim Wootteon: So KOA was founded in 1962 by Dave Drumm in Billings, Montana. He saw this surge of travelers heading to the world’s fair in Seattle, and he opened the Billings Campgrounds, on his property along the Yellowstone River. And today, Kampgrounds of America is the largest system of privately owned campgrounds across the US and Canada with over 500 locations. We have 50 locations that are owned and operated by KOA, and 450 plus locations that are franchised. It’s a really interesting segment or vertical within the hospitality industry. Incredibly diverse portfolio, incredibly diverse guests. And we’re really fortunate to be the leader within this segment of the industry. Ryan Embree: And we mentioned at the top of this episode, this is our TMG Hospitality Trailblazer series. Now, I don’t think there is a much more fitting brand than KOA as far as being a trailblazer when you, when you think about that term, but I’ve been surprised to learn from getting to know you and the KOA brand of the different modern way that we kind of talk about trailblazers in our industry. And so, Kim, you and your team have been doing some incredible work. We’re gonna mention it in this episode, but what do you think makes the Kampgrounds of America brand a true embodiment of trailblazers and trailblazing in our industry right now? Kim Wootteon: It starts really with our vision at KOA. And our vision is to be the world leader in defining and advancing the business and experience of outdoor hospitality. And that’s been a focus for our company for years. We have taken a really unique approach to, I’d say, the traditional hospitality industry. We understand camping, we understand hospitality, and we are really committed to being the leader within not just the outdoor hospitality space, but the overall hospitality space in general. And it really starts with knowing our guest. And we are fortunate. We have tons of first-party guest data. We have years and years of history. And we’re known in our segment of the industry for the research we do to really better understand our guest and how our guest changes and what they expect. So it’s a really unique advantage. And the research we provide is not just for KOA and our franchisees, but it’s for the entire industry. And trailblazing shows up in a variety of ways, almost every decision that we make as a brand. So from the guest experience standpoint, we’re launching a new koa.com website that’s really powered by AI and focused on personalization and trip planning and flexible cancellation policies and the guest’s ability to manage reservations. So some of the more traditional things that you would see in the hospitality industry, but with some unique features that are custom to how guests like to camp. From an organizational structure standpoint, we have a commercial strategy team, which we really are the only one in the industry that has a full commercial strategy arm. And we have an AI team. We built our AI department at the beginning of this year, and that team continues to grow and really focus both internally and externally on how we can use AI to enhance the employee experience and the guest experience. And then within outdoor hospitality, technology has kind of always been a little bit of an opportunity. We don’t necessarily follow some of the mainstream tech choices that you see in indoor hospitality. So our focus has really been how do we align with what works well within indoor hospitality? We’ve been exploring OTA integrations and an RMS integration and enhanced text messaging capabilities and housekeeping modules to help operations be more efficient. It’s about really how can we be the first in the outdoor space to align most closely with what works in indoor hospitality, and then try to address the points of friction where we can that are really unique to outdoor hospitality. Cassady Quintana: I love that you mentioned this balance of outdoor hospitality and what that means to people, but also finding those opportunities for technology because that is the trend these days, right? Is AI this, AI that, and how can we bring in that technology? And we know that KOA has built such a recognizable brand in outdoor hospitality. So how do you guys find that you’re balancing and maintaining what Dave built back in the ’60s, that trusted legacy of what KOA is with continuing to try and attract a younger generation or maybe people that have never been camping before? Kim Wootteon: It is a really fine balance that is not easy. We truly work at it every day and we’re really, really fortunate to have such a legacy brand and such a trusted brand. And so it’s really this balance of how do we stay rooted in our core values and our mission with connecting people to the outdoors and each other while meeting guest expectations for who the camper is today? And so, we see participation in camping across all generations, which is really fascinating. In 2025, participation among adults, 65 or older, reached its highest level in eight years. So we’re seeing this rebound in the boomer population. 25% of all new campers in 2025 were boomers. And at the same time, younger generations, particularly millennials, continue to make camping a really meaningful share of their leisure travel. So it’s this ongoing challenge of how do we attract and retain campers? It’s the same challenge everybody has in our industry. And then keeping existing campers and getting new ones to come back. It’s really that frequency question. We’ve seen some shifts in frequency over the past several years. Our more legacy campers used to take two, three, four trips a year. And we’re seeing that frequency diminish slightly. New campers come and experience it. And maybe don’t, maybe don’t camp again in the same year. It may take one camping trip a year. So that’s a unique challenge our industry is navigating. But we do a lot of research to understand what inspires each generation to camp, and we work really hard to deliver memorable experiences to keep them coming back. But I think the thing that is consistent across all generations and what really matters most to campers, whether they’re new or they’re legacy campers, there’s some core foundational items that we really pride ourselves in across the KOA system. So safety and security is one, cleanliness and quality. We have a really rigorous quality assurance program, and we visit every single campground every single year to ensure each campground is meeting quality assurance standards. And we’re okay to say goodbye to those campgrounds that maybe aren’t meeting our standards. Campers are looking for some self-guided recreation. So if they want to be in the outdoors and really utilize their time as they see fit, the amenities and the recreation continue to play a critical role in that decision-making process. Pet friendliness is really critical and so many people in outdoors love to camp with their pets. And so it’s vital that all of our properties be really pet-friendly. And we have pet-friendly accommodations, pet walks, and camp canine parks. Pets are, are really an extension of our guest base, truly. And then basics like clean laundry, clean restroom facilities, clean laundry facilities, all the essentials that are needed for a great camping experience. Ryan Embree: You definitely have the advantage of a memorable experience on your end, right? I think that has been the knock on the indoor hospitality space, is that sometimes it’s your hotel stay or experience there might not be the most memorable part of a trip versus camping feels like something, if done right, and the quality is there, that is a memory that’s not just gonna stick with you for a year that you might just tell a couple people about, but maybe decades. Maybe it becomes a family tradition, and I’m sure you have some incredible stories to share there. But as I mentioned at the top of this episode, Kim, we had the pleasure of meeting you in Arlington, Texas at the Digital Transformation Summit and Hospitality and Hotels. And again, from what I knew about Kampgrounds of America then and what I know now, it was like kind of one of those spaces where I was like, “Well, I wonder, I wonder what KOA is doing in this space.” And then I got to hear your keynote and I was blown away. But it was also one of the most fascinating conversations I had at that event because of the relationship with technology where some of your guests might be looking for an escape from that technology while others kind of see it as this is the baseline and maybe WiFi isn’t a tech- technology to them. Maybe that’s just a standard for them. So it’s so interesting. It’s fascinating. I’m sure it’s that balance what you’re talking about, Kim, but you also have to balance between the guest and you also have 450 franchisees out there, right? And you’re an owner yourself of 50 properties. So I wanna get into both of those kinda spectrums. One is, what are you seeing the guests, their relationship with technology when it comes to KOA? And then maybe you can speak to the owner side of it, of are you hearing owners wanting to implement more technology or are they kind of resisting that when you’re saying, “Hey, let’s start to look at these new kind of maybe fancy technological updates.” I know there’s a packed question there, so. Kim Wootteon: Yeah, no. And lots to unpack within that question. So let’s start with the guest first and really the unique expectations that come from our campers. And while historically, camping has been a way of a form of leisure travel where you can kind of disconnect from everything that’s going on in daily life and really spend time in the outdoors, nearly half of all campers, about 47% site wifi as very important. So we have learned over the years that wifi is a utility. It is not an amenity anymore. It is a price of admission expectation for campers. Technology and remote work is still shaping camping behavior. And then Gen Z is the most likely to work while camping. So, we cater our experiences to every generation. And so Wi-Fi becomes a critical, critical component. While we’ve seen a slight decline in work camping, with people going back to the office and those just individual changes, it’s still really important. And it, what’s really unique is new campers, and again, kind of new campers, 25% of all new campers last year were boomers. So when we think about new campers, they are more likely than experienced campers to prioritize connectivity. So about 50% of new campers versus 43% of experienced campers. So access to technology directly influences length of stay and the experience. So we have focused heavily on tech and not just wifi at the campground, but how technology is used throughout the guest journey. Have we made it really easy for them to book and find the campground that meets their experience expectations? What’s the communication with the guests look like pre and post, or pre-during, quite honestly, and posts say through text messaging or, or other forms of technology? How easy can they find their site? Just all of those simple things where tech is a really great way to create efficiencies in operations, still have really, really connected touchpoints, relationship-wise, because I think that is, one of the most critical pieces of outdoor hospitality is the relationship our owners build with their campers. And then can they connect while they’re on site? And for those who don’t want to connect and really wanna disconnect during their stay, have we effectively marketed those sites that are best for them to stay in? Have we created connectivity zones where if they do choose to connect, there’s a place on the campground that is best for that, and the rest of the park could be more of a disconnection zone. So really thinking about how a camper is using the space. On the flip side, our owners, this has been an interesting challenge and journey. Just like our campers, our owners are incredibly diverse as well. We’re really blessed. And I think this kind of lends to the success of our legacy brand. We have legacy owners within the KOA brand. We have franchisees that have been in the system for 50 and 60 years. They’ve been here since the beginning, and that ownership has passed down through generations, which is really rare to find across our industry today. We have a lot of individual owner operators that, they gave up their careers as nurses and as architects, and they follow their passion for the outdoors, and they built and own, decide to buy a campground and and be entrepreneurs. And then we have a lot of investors coming into our space, that are diversifying their portfolio. They have hotels, like that public storage and outdoor hospitality is just a natural transition in their portfolio diversification. So the diversity amongst our owners is a unique challenge when it comes to technology. And then across multiple, age demographics as well. So from a wifi standpoint, we make it a requirement. It is now part of our quality assurance. We incentivize our owners to deliver really great wifi. We have a wifi royalty incentive program, and they can receive reduced royalties for a select period of time if their wifi meets certain standards. We believe it’s that important to the guest experience. And then really from tech adoption, I think that’s where we see some of the larger pieces of friction as our industry evolves and we’re constantly trying to balance the expectations of the guests with the needs of our owners and operators. Things like a couple years ago, we were getting ready to launch online reservation management. Okay, I can, I can book, I can change, I can cancel my reservation all on my phone through the app or otherwise. And then was faced with quite a bit of resistance because it was different and it was new and it took some of the control out of the hands of the owner. And so different components of that have kind of made it out to the public, and then there are some key components that have not quite made it out yet. So it’s really that balance of how do we meet guest expectations and owner expectations? But at the end of the day, we do have the responsibility to ensure our brand stays profitable and our owners are profitable. And so sometimes we do have to make those decisions that may not be as favorable to our owners, but are truly the best decision for the business. And it comes down a lot to training and education and really making sure they understand. So we have a great learning and development team, great communications team, a great project team that really ensures all of these initiatives come to fruition in the way they need to be successful. Ryan Embree: Well, and you also have, like you said, 50 properties that you own and manage, which I’m sure is a great kind of sandbox that you can play before you roll something out across the entire brand. But to put this in perspective for our listeners, you just mentioned that maybe there was some resistance to the online bookings that you were talking about, all the way to the owner that you were talking to me. I had to bring this up again, that there was drones bringing firewood to campsites at your property, right? So, I mean, that is the spectrum that you’re talking about. And I think that also is on the guest side. And that’s why probably, you and your team do such a great job of keeping your ear to the ground with these guests and constantly staying. I thought it was a fascinating stat that you talked about, Kim, where you’re saying that the first time campers are expecting more tech than maybe your returning campers or campers that have done that before. And I think that is a, it’s a telling statistic of, “Hey, we’re gonna try this for the first time. We’re gonna go camping.” And they’re coming to the camping site and being like, “All right, well, where’s the plugs and where’s the, the wifi and all that stuff?” Versus the campers that have been there have been like, “Oh, you, you’re camping. What are you talking about?” So interesting. Kim Wootteon: It’s a fun challenge. Cassady Quintana: I’m glad you mentioned that because when I think about it from a marketing perspective, you’ve talked about the different types of guests. You also have diverse owners, but you have diverse guests. When you think about hotels in the hotel industry, a lot of them have their niche and what they expect their demographic to look like when they come visit them. And so they can kind of cater that marketing a little bit better. But you have people ranging from children all the way up until boomers, and so they’re all expecting something different and they all want it to be exactly what they want. So when I think about it, I’m Gen Z, and this outdoor hospitality thing has really started to become a big thing for us. Like, whether it is because we wanna fully disconnect everything is too technologically advanced now, or I want a little bit of the best of both worlds. I wanna feel like I’m in nature, but also I can check my Instagram later if I really need to. So when you guys think about that from a marketing perspective, what do you think is driving that Gen Z interest, but also how do you develop a marketing strategy so that you can connect with those new campers and that, that younger generation? Kim Wootteon: Oh, my gosh. It’s a nonstop kind of everyday challenge that our teams work through at both the national level. How do we really connect the brand to people? I mean it’s so much of the success of our brand, and really camping and outdoor hospitality in general is built off of some, like, this emotional connection to nature and this desire to be outdoors. And how do we be part of that journey? And how can we be a catalyst to creating that experience for people, whether it’s their hundredth time camping or their first time camping? And there’s so many different tactics and strategies, within the marketing space that are available to us now. And it’s constantly evaluated with AI. We are traditionally rooted in SEO, and now we’ve got GEO to adapt to. But the Gen Z population within our camper mix is about 13% of all of our campers, as of 2025, and had been up to about 25% of our camper mix in 2022. So a really significant portion of all of those people that are participating in camping are in that Gen Z demographic. And it really comes down to doing a lot of research and understanding, what motivates people to connect to a brand, what’s important to them, whether it’s sustainability or looking at the health benefits from being outdoors, whether it’s the thrill of trying something new and really adventure-seeking, whether it’s we camped with our parents as kids, and we wanna try it again as adults. And the value proposition for, especially Gen Z is not to that point in life where you’re fully invested and you have a ton of disposable income. And so camping has always been a really affordable way to travel and leisure travel and experience and see things. So it’s this balance of how do we connect with each generation on the right channel? Social media plays a really critical role in our marketing strategy, having a presence across multiple platforms, Facebook, which tends to cater to a little bit more of our Gen X and baby boomer population, TikTok, Instagram, other channels for Gen Z. So social media plays a really key role, and we’ve seen a huge insurgence of social media conversions in our marketing strategy over the past several years. And then the technology piece of some of our generations like to pick up the phone and call and ask questions about their stay. And then others really just wanna be 100% booked online, make all of their change, and make all of their choices without any human connectivity. So finding that balance. But the, the Gen Z demographic is really fascinating. And I love watching how they use campgrounds. We see a lot of Gen Zers use campgrounds as that hub for all of their outdoor adventures, really wanting to spend time in nature and are utilizing a campground to facilitate that experience. Ryan Embree: This question is certainly resonating with me. I’m a little bit older millennial. I have a two and a five-year-old. And I remember camping as a kid. I wanna take my kids, but I also do not want to just maybe stay in a tent and not have any sort of. So, I want, I want that, that nice little balance of, yes, we are camping, but we might be going into a nice air-conditioned cabin or lodge, and we might be able to still watch a little TV. But I think it’s fascinating what we’re talking about, because that’s exactly it. And Gen Z, they’re great storytellers. Let me tell you about marketing. They’ll do most of your marketing for you if you put them in the right position, especially on Instagram and TikTok. Kim Wootteon: I’m really fortunate on my team. We have a really diverse team as well. And I have, I have kind of boomers and I have a ton of Gen Zers on my team. And so it’s great just to watch those generations meld and figure out how we, how we best connect to our owners and our audience. We spend a lot of time in the outdoors just as a team, when we have meetings and stuff like that. And I just love what comes from it. And then we take those best practices and really implement them with our guests because it’s, it’s the same. We all camp. Most of us in our team, we love spending time in the outdoors. So it’s like what’s gonna be attractive to us? We are our own demographics, right? Ryan Embree: There you go. Well, I wanna shift gears and congratulate you and your team, the entire KOA team, recognized as one of the top 50 most profitable franchises by Franchisee Business Review. What do you think Kim, I mean, obviously, when we talk about franchises and we look at the ROI, but I think there’s probably a different type of reward that comes with having a KOA franchise, being obviously we look for that, that financial one, but also from kinda to build something meaningful. You talked about the legacy of some of your franchisees and that being a family business. We’ve talked about the close connection and memories that you get from camping. Well, first of all, congratulations, but what do you think you and your team did to kinda make that list? Kim Wootteon: Thank you. We’re really, really proud of this recognition. And I think it speaks to just the uniqueness of the brand. So we have a unique mix of brand standards and entrepreneurial spirit. KOA is a franchisor unlike no other, you know? And I’ve worked with a lot of the big franchisors, especially in our industry. I’ve worked with the Marriott brand and Hilton and IHG and Jellystone and Sun Outdoors. But what I think I love most about KOA, which makes it such an attractive business opportunity, is, we’re hyper-focused on quality. We’re hyper-focused on our brand position consistency. We have three brand positions within the KOA brand. We have the KOA journey, the KOA Holiday, and the KOA Resort to really help campers identify and connect with the experience they’re looking for. But what I love the most about our franchise that is different from a lot of others is that each location is truly unique to space and place, which fuels the creativity and the pride of our owners. So there are certain things that you will find very standard across the KOA portfolio, and there, there’s an expectation campers have with KOA, but every single location is unique. And that’s what makes the system of campgrounds truly special. You’re not gonna get the same overall experience at any two locations. And our owners take an immense amount of pride in understanding the market that they’re in, understanding their campers, and building an experience that drives them to come back and stay with the KOA brand and book again, and at the same time, is quite profitable. So that unique blend of uniqueness and standards is what really sets us apart. And I will say to you, I remember this, if I didn’t shout out just the incredible support that KOA offers its franchisees. Again, I’ve kind of worked with many franchisors, but the support that KOA offers is quite unique. I’m very, very proud to be part of that. We have an amazing field operations team, franchise operations team. We have a team of just passionate, dedicated franchise business coaches that are working with our owners every single day to help them truly grow their business and optimize their investment in the KOA brand and then their campground. We have a whole coaching team within commercial strategy focused on marketing and revenue, and how to maximize revenue and optimize profitability. And then multiple other departments across the organization that really, their customer is the franchisee. And so I think this is a really adequate representation of the hard work our team puts in to support our owners on a daily basis. Ryan Embree: Yeah. I mean, with a, such a complex ecosystem that we kind of talked about throughout this episode, it’s a true testament to the work you and your team are putting in to be recognized. So again, congratulations to you and your team on that. We’re gonna shift gears. This is the rapid fire portion of our episode. I love doing this and I was looking forward to your portfolio specifically. You’re no stranger to travel, Kim, you’ve already mentioned. So we’re gonna get to list a series or a series of questions to get to know you and the KOA portfolio a little bit better. So let’s start with favorite view at one of your properties. Kim Wootteon: Yeah. So, and just for the record, so I have been to well over 100, almost 200 KOAs across our systems. I’ve been really fortunate to see a lot of our portfolio with some amazing, amazing properties and experiences. But I was just recently at the campground in Fredericksburg, Texas, which is under construction. We are building it and it’ll be introduced to the KOA system this fall. But the view from The Overlook, which is sort of our main building in the back part of the campground with all of our food and beverage and our meeting space and our pool and our lazy river, the view is absolutely spectacular overlooking the entire campground. The sunsets are great, and it was just, it was a really magical moment. Cassady Quintana: Awesome. Ryan, write that down. We gotta take a look at when that one opens up. Ryan Embree: Yeah, for sure. Kim Wootteon: You’ve gotta come experience it. And, and Ryan, we do have some amazing glamping accommodations, so you’ll get all of the amenities of home and a really cool outdoor setting. Ryan Embree: Love it. Best both worlds, for sure. Cassady Quintana: All right, Kim, favorite fun fact about one of your properties? Kim Wootteon: Oh my gosh. There’s so many options because we have such a diverse portfolio. But one of the things we learned as we were prepping for America 250 and just kind of learning our history is the Mystic KOA campground in Connecticut has a house on property that wasn’t built in the United States. It actually existed before the United States existed. It was brought over as settlers have founded that area. And it’s still standing on our campground today. And there’s a lot of history with that property. Ryan Embree: So it’s one of my favorite questions to ask, just because you get to learn these, these stories that you would have no idea about. Very, very cool. What about favorite guest experience or amenities at one of your properties, Kim? Kim Wootteon: So, the Mount Rushmore KOA Resort at Palmer Gulch has a rodeo, like a full-on rodeo. So that’s a crazy thing to experience. The campground in South Padre Island is right near SpaceX, and we just built these beautiful, RV sites, along this peninsula on the water, so you can see the SpaceX launches. And then there’s simple things like blueberry picking in covert and just amazing hiking near some of our National Park properties. Cassady Quintana: Awesome. Something for everybody. There’s something for everybody at every different property. Yeah. So kind of with that in mind, what’s one of your favorite locations of your properties? Kim Wootteon: So it’s funny. So I am a camper myself and I love to spend time outdoors. And I have kind of this unique mix of properties that I love to visit because, every time I camp, I look for a different experience. So I love, like, Lake Placid, KOA, it’s just that, like, quintessential camping experience, really, really wooded and nature-driven. If I’m looking for just incredible beauty with really, really amiditized recreation, I love the Astoria KOA on the Oregon Coast. If I want a tropical resort retreat, I go to Sugarloaf KOA or Fort Myers KOA. So it’s just, it’s. I don’t know. I can’t pick one. I love too many of them, which is my problem and why I’m always on the road and traveling. . Cassady Quintana: It’s a good problem to have. Kim Wootteon: Exactly. I know, right? Ryan Embree: That’s what I was gonna say. . Well, we appreciate you playing along with us. As we wrap up today, we always have kind of a tradition to, especially, with some of our industry leaders that we get the opportunity to speak to multiple times. You teased back in March, you had working on that revamped website that we talked about you formed a new AI team. What’s the status of those projects? And then maybe just looking into the future, what’s your vision for, for KOA as we wrap. Can’t believe I’m saying this. Wrap up 2026 and go into 2027. Kim Wootteon: Oh, my gosh. Yes. We, we are really hyper-focused on 2027 right now as a leadership team, which is crazy. I’m like, we’re all happy through 2026. But yeah, we ha – we’ve had a ton of really large projects this year as a brand, and really in, in that vein of trying to modernize our brand to meet the guest expectation, the owner expectations, and stay that, brand of choice. Both of our projects, the development of our AR team and the rebuild, redesign, and launch of our new website, as well as campground landing pages and a new content management system are going incredibly well. We are on track to launch in Q4 with a slew of continued enhancements throughout 2027. A lot of really AI-focused efforts for koa.com, specifically in trip planning and just communication on a site, as well as personalization. We know that that’s so important. How does a guest land on the site and how is everything really customized and tailored to what they’re looking for and what their needs are and how they’ve came to before? So those two teams have been really, really critical in, in the rollout of this project. And selfishly for me, the AI team does a, a lot of work with our internal teams, and how do we impl – improve the employee experience? So the work they’ve been doing just, I mean, so many efficiencies for my role and so many other roles across the organization around really quick access to data within our KOA ecosystem. Like every bit of data I could ever want to access is available through our AI platform. I am able to ask questions quickly, research things quicker, and really get to an end result, which makes the analysis of our business so much easier in identifying trends and opportunities. So those two pieces are just really game changers, not only for our brand, but in the industry right now. And 2077 is stacking up to be a pretty, pretty insane year as well, with just really double down focusing on how do we continue to attract guests, retain guests, really strong focus on that short-term leisure RV camper, and kind of that mash of how do we take all of our legacy campers and all of these new campers and really just exceed expectations to grow the business next year. Ryan Embree: Wel like I said, a true embodiment, a brand that is truly trailblazing in hospitality. So wish you luck with all of those projects. We’ll have to keep a close eye on which campgrounds we’ll do an onsite. I still haven’t given up on that dream of doing – Kim Wootteon: No, we’re, we’re gonna get you outdoors, Ryan. Ryan Embree: Let’s do it. I’m, I’m looking forward to it. I can’t, I can’t wait. So, Kim, we know you’re busy. Thank you so much for taking the time to join me and Cassady here on The Suite Spot. Kim Wootteon: Yes, thank you both. It’s a pleasure. Cassady Quintana: Thanks, Kim. Ryan Embree: All right. Thanks, everyone. And thank you for listening to Suite Spot. We’ll talk to you next time. To join our loyalty program, be sure to subscribe and give us a five-star rating on iTunes. Suite Spot is produced by Travel Media Group. Our editor is Brandon Bell with cover art by Bary Gordon. I’m your host, Ryan Embree, and we hope you enjoyed your stay.

In this episode, Jolene is joined by researcher and speaker, Elizabeth Vahey Smith, as they discuss why some employees thrive despite adversity, and others are overwhelmed by challenges. Practical strategies and tools are presented to help build capacity, boost productivity, and reduce turnover among Gen Zers on any team.   Show Notes:  To learn more about Elizabeth Vahey Smith and the RISE Capacity Model, visit elizabethvaheysmith.com or access the free training at https://elizabethvaheysmith.myboss.io/free-1-hr-diagnostic-training You can also connect with Elizabeth on linkedin or instagram

DR1CEO OverlordsIn our 'Zuck saves kids from Mommies' headline of the week. Meta Working on Crushingly Sad AI App That Tells Bedtime Stories to Children, for “Tired” Parents*************** In our 'CEO overlords say the trick to getting a good career is figuring out how to please us' headline of the week. As millions of Gen Zers face unemployment, CEOs of Amazon, Citi, and McDonald's say opportunity is still there—if you have the right mindset*************** In our 'If you have to ask why then you probably won't understand the answer' headline of the week. Why did a $154 billion CEO just endorse stripping most Americans of voting rights—and taking us back to the 19th century?***************Tobias Lütke, CEO/cofounder of ShopifyIn our 'Yeah, but they waaaaaaant it' headline of the week. The Type of Orbital Data Centers That Billionaires Want to Launch Into Space Would Wreak Ecological Catastrophe, Scientists Warn*************** In our 'Meglomaniac looks in the mirror, doesn't like what he sees' headline of the week. Sam Altman says one of his biggest fears is that a small number of companies will control AI: 'That'd be very, very bad'*************** MM1In our 'I mean, it didn't ONCE tell me to kill myself!' headline of the week. Sam Altman says he got ‘addicted' to TikTok, including a Saturday afternoon where he scrolled ‘for like 3 hours'In our 'Sorry, I was scrolling TikTok... what happened?' headline of the week. Sam Altman Announces That the Singularity Has ArrivedIn our 'Things that you can get carried away doing include ordering pastrami sandwiches, buying Christmas presents, and plucking your eyebrows' headline of the week. Musk Says He Got “Carried Away” With DOGE Cuts, Which Are Set to Kill MillionsIn our 'Zuckerberg announces another massive company rebranding: from Meta Platforms to Pervert Platforms' headline of the week. Meta Desperately Trying to Ban Creeps Misusing Its AI “Pervert Glasses”Does Mark count?In our 'Are boobs pecuniary?' headline of the week. Cracker Barrel CEO is out after MAGA backlash to "Uncle Herschel" logo changeAre logo changes pecuniary? Isn't the fact that a logo changed and it cost money and the CEO her job evidence that ESG data IS PECUNIARY? The logo is non-financial! ESG for all!DR2In our 'Sorry, watching World Cup' headline of the week. OpenAI didn't realize its agent was responsible for hack for a week*************** In our 'What's next? Are they going to start wearing glasses?' headline of the week. Japan office workers cool off with shorts amid record-breaking summers*************** In our 'Come for the ethically sourced, single-origin dark roast stay for the Maltodextrin' headline of the week. Starbucks Powder Designed to Make Drinks 'Look Better' Makes Baristas Feel Worse*************** In our 'Hey Ma, why is it 215 degrees in my bedroom? Ask Dad' headline of the week. Startups are installing tiny data centers in people's homes to reduce strain on the beleaguered electrical grid*************** In our 'Come for the child's game, stay for the crushing dystopia' headline of the week. Pokémon Mandates Facial Scans at Five Japan TCG Stores to Combat Scalping, Prompting Privacy Questions*************** MM2In our 'We tried HUMAN powered security cameras, and while that worked really well, it was really too nuanced and human' headline of the week. MIT Is Blanketing Its Entire Campus in AI-Powered Security CamerasFirm is AI-Rgus and it's able to tell if your camera is tilted or blurryIn our 'We tried HUMAN powered relationships, but there was so much TALKING and CONNECTING and EMOTIONS' headline of the week. AI is quietly becoming an unofficial and potentially unwanted 'third' in relationshipsIn our 'Elon Musk said on Twitter that using a white font as a trick was racists against whites' headline of the week. Professor Hides White Font in Midterm, Catches Students Using AI in the Stupidest Way PossibleIn our 'You wouldn't be anxious about AI if you were plotting to kill it' headline of the week. Jeff Bezos says being lazy, not working hard, is the root of anxiety: ‘The stress goes away the second I take that first step'In our 'CHINA CHINA CHINA CHINA CHINA' headline of the week. China pours funding into green energy deals as Iran war hits oil demand

Tuesday 28 July 2026 The local share market surges after a lull in fighting in the Middle East, but uncertainty remains the dominant driver of markets. Myer warns that the cost-of-living crisis has hit sales Bleisure travel – business and leisure – is back with Gen Zers taking full advantage Fortescue Metals boss Andrew Forrest’s strong warnings on iron ore prices and AI The latest hot stock - a chipmaker in China - surges 500 per cent on day one Hit follow on the podcast so you don’t miss the latest news, and join our free daily newsletter here. And don’t miss the latest episode of How Do They Afford That?, exploring the financial advice that doesn’t work anymore. Get the episode from Apple, Spotify or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

In this powerful episode of “Relatable,” Allie Beth Stuckey sits down with father-son evangelists Cliffe and Stuart Knechtle for a raw conversation on bold gospel proclamation in a hostile culture. Cliffe shares his remarkable journey from preaching in rough Boston bars to facilitating decades of open-air dialogues on university campuses, while Stuart recounts growing up in the midst of it and leveraging social media to reach millions with pre-evangelism and gospel conversations. Together they address the dramatic cultural shifts they've witnessed — from increased emotional fragility and moral relativism to the devaluing of human life and growing hostility toward Christian truth. The discussion dives deep into handling doubt, the importance of intellectual honesty in faith, why politics must never overshadow Christ, and practical ways to engage skeptics with grace and truth. Cliffe and Stuart also explore why many Gen Zers are walking away from church and how believers can demolish doubt with evidence and compassion. A must-watch for anyone passionate about evangelism, apologetics, and raising the next generation with unshakable faith. Share the Arrows 2026 is on October 10 in Dallas, Texas! Tickets are on sale now at: ⁠⁠⁠⁠⁠⁠https://sharethearrows.com⁠⁠⁠ Share the Arrows is sponsored by: A'del Natural Cosmetics: AdelNaturalCosmetics.com Range Leather: RangeLeather.com/ALLIE We Heart Nutrition: WeHeartNutrition.com Buy Allie's book "Toxic Empathy: How Progressives Exploit Christian Compassion": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.toxicempathy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Time Codes 0:00 Introduction 4: 20 The Knechtles' Evangelism in the Face of Hostility 16:25 Is Today Different? 27:38 The Impact of Charlie Kirk's Death 34:37 Is Gen Z Avoiding Christianity Over Trump? 44:15 Can Skepticism Be Christian? 59:49 This Question Changed Cliffe's Faith 1:06:30 The Atheist Paradox – Today's Sponsors: A'del | Visit AdelNaturalCosmetics.com and enter promo code ALLIE for 25% off your first-time purchase. Legacybox | Visit Legacybox.com/ALLIE to take advantage of Legacybox's Spring Cleaning sale and preserve your family's story. Good Ranchers | If you go to ⁠⁠⁠GoodRanchers.com⁠⁠⁠ and subscribe to any box of 100% American meat, you'll save up to $500 a year! Plus, if you use code ALLIE, you'll get an additional $25 off your first order. Patriot Mobile | Go to PatriotMobile.com/ALLIE or call 972-PATRIOT. Use promo code ALLIE for a free month of service. Geviti | Go to gogeviti.com/allie and use code ALLIE for 20% off. – Episodes You May Like: Ep 1336 | Trump Reads the Bible to America, Why Swalwell's Sketchy Resignation Matters, & Finland is Officially Gone https://podcasts.apple.com/us/podcast/ep-1336-trump-reads-the-bible-to-america-why/id1359249098?i=1000763123131 Ep 1288 | Bryce Crawford: How to Overcome Nerves to Share the Gospel Anywhere https://podcasts.apple.com/us/podcast/ep-1288-bryce-crawford-how-to-overcome-nerves-to-share/id1359249098?i=1000745190902 --- ► Buy Allie's book, "You're Not Enough (and That's Okay): Escaping the Toxic Culture of Self-Love": https://alliebethstuckey.com/book ► Subscribe to the podcast: iTunes: https://apple.co/2UVssnP Spotify: https://spoti.fi/2FwkXxj ► Connect with Allie on social media: https://twitter.com/conservmillen https://www.instagram.com/alliebstuckey/ https://facebook.com/allieBlazeTV/ ► Relatable merchandise – use promo code ALLIE10 for a discount: https://shop.blazemedia.com/collections/allie-stuckey

Emily Stewart at Business Insider joins Dave to talk about the increase in Gen Z drinking.

HOUR 3: Do Gen Zers fake looking busy? How many hours do you ACTUALLY work? full 2288 Mon, 20 Jul 2026 21:00:00 +0000 T3qa3izqeyPA0Z5MQRcQDHhwij0cIjtD news The Dana & Parks Podcast news HOUR 3: Do Gen Zers fake looking busy? How many hours do you ACTUALLY work? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News https://player.ampe

Many young Brits are buying binoculars in hopes of encountering one of nature's most physically and audibly beautiful creatures - birds. You might think of birdwatching as an old-fashioned pastime most often enjoyed by the generations before you, but surveys conducted by the RSPB show a 47% increase in participation overall, with an even higher 1,088% surge by Gen Zers. So why do so many young people want to flock to the park to watch birds?许多英国年轻人购买双筒望远镜，希望能邂逅自然界中最美丽、最美丽的生物之一——鸟类。 您可能认为观鸟是您的前几代人最常享受的一种老式消遣，但 RSPB 进行的调查显示，观鸟总体参与度增加了 47%，其中 Z 世代的参与度增幅甚至更高，高达 1,088%。 那么为什么这么多年轻人愿意涌入公园观鸟呢？A group leader at RSPB Bristol highlighted how many students have joined his outings. He mentioned that some who join have 'never been out in their local nature spaces' and 'want to explore'. He added that the diversity of species you can find is impressive 'considering it's so urban' around the city. There is also the rise of a desire to disconnect from technology and go outside, or as Gen Z would call it touch grass, to help with mental health. Research from the University of Surrey has looked at how bird sounds restore attention and even alleviate stress.布里斯托尔皇家鸟类保护协会的一位小组负责人强调了有多少学生参加了他的郊游活动。 他提到，一些加入的人“从未去过当地的自然空间”并且“想要探索”。 他补充说，“考虑到城市周围是如此城市化”，你可以发现的物种多样性令人印象深刻。 人们越来越渴望摆脱科技的束缚，到户外去，或者正如 Z 世代所说的“接触草地”，以帮助心理健康。 萨里大学的研究探讨了鸟叫声如何恢复注意力，甚至缓解压力。Ironically, when interviewed by BBC Bristol, individuals mentioned how phones and social media have actually helped encourage the hype of this hobby. There are now a variety of apps in which you can record a birdsong and have it instantly identified. People also use social media to share knowledge and location for birds. A phenomenon known as 'bioblitzing', a combination of bio and blitzing, has emerged. This is when a walker documents as many birds and other species of animals as they can within a limited amount of time. It has been said to create a safe space in which birdwatchers can get into friendly competitions over who can spot the most! Furthermore, a buzz around the birdwatching hashtag has cultivated humour around turning 30 and entering your 'birdwatching era'.具有讽刺意味的是，在接受 BBC 布里斯托尔采访时，人们提到手机和社交媒体实际上有助于鼓励这种爱好的炒作。 现在有多种应用程序可以让您录制鸟鸣声并立即识别。 人们还使用社交媒体分享鸟类的知识和位置。 一种被称为“生物闪电战”的现象已经出现，它是生物和闪电战的结合。 这是指步行者在有限的时间内记录尽可能多的鸟类和其他动物种类。 据说，它创造了一个安全的空间，观鸟者可以在其中进行友好的竞赛，看看谁能发现最多！ 此外，围绕观鸟主题标签的热潮在 30 岁左右进入“观鸟时代”培养了幽默感。Whether it's the chance to reconnect with nature, improve mental wellbeing, or join a growing online community, birdwatching is no longer seen as a hobby reserved for older generations. Young people are embracing it in record numbers, using both technology and the outdoors to discover the wildlife on their doorstep. From identifying birdsongs with apps to competing in bioblitzing challenges, a modern twist has transformed the pastime into something fresh and accessible. It seems that for Gen Z and young millennials alike, birdwatching has become a hoot.无论是重新接触大自然、改善心理健康还是加入不断发展的在线社区的机会，观鸟不再被视为老一辈人的爱好。 越来越多的年轻人热衷于利用科技和户外活动来探索家门口的野生动物。 从使用应用程序识别鸟鸣声到参加生物闪电战挑战，现代的转变已将这种消遣变成了新鲜且易于理解的东西。 对于 Z 世代和年轻的千禧一代来说，观鸟似乎已经成为一种热门话题。

What if I told you there's hard data proving the Bible is changing lives right now — not someday, not in theory, but measurably, scientifically, today? Dr. John Plake from the American Bible Society joins me to unpack the research behind Bible engagement and mental health. Honestly, it left me smiling.Dr. Plake leads the State of the Bible study—the longest-running research on how Americans engage with Scripture—and what he's found is genuinely hopeful. People who are deeply engaged with the Bible show lower anxiety, lower traumatic stress, and higher hope than those who aren't. Harvard's Human Flourishing Study confirms it. Gen Zers, who statistically struggle the most with anxiety and depression, look completely different when they're Scripture engaged — like they've unlocked something their peers haven't found yet.We also dig into the real barrier holding people back: it's not desire, it's guidance. Millions of people want to read the Bible but don't know where to start, what translation to pick, or how to make sense of it. Dr. Plake breaks down practical first steps—from finding the right translation to using audio and video to build a consistent habit—so we can turn curiosity into a life-giving relationship with Scripture. If you've ever picked up a Bible and felt lost, this episode is your on-ramp.JOHN'S LINKS:State of the Bible → https://sotb.americanbible.orgAmerican Bible Society → https://www.americanbible.org YouTube → https://www.youtube.com/@AmericanBibleSociety SCRIPTURES SHARED:Isaiah 55:10-11 NIVJohn 10:10 NIVHebrews 4:12 NIVCHAPTERS:00:00 — Trailer01:03 — The Data Behind a Life-Changing Book05:02 — Why Accessibility Matters More Than "The Right" Translation11:00 — You Don't Have to Figure This Out Alone12:28 — Inside America's Curiosity Wave23:24 — What the Fastest-Growing Group Can Teach Us All40:49 — The Well-Being Breakthrough: Hope, Resilience, and Science47:41 — Rebuilding Real Community, One Honest Step at a Time

Why Feeling Good About Yourself Matters After Betrayal with Jasmin El Kordi of Bluelene After betrayal, it can feel like every thought, every conversation, and every part of your life gets hijacked by infidelity. You are trying to understand what happened, protect yourself legally and financially, regulate your nervous system, and figure out what comes next. But what if part of healing is also allowing yourself moments of normalcy, confidence, curiosity, and even fun? In this episode, Lora Cheadle talks about the importance of titrating betrayal recovery so your entire life does not become consumed by pain, processing, and problem-solving. She shares why simple experiences such as listening to music, dancing, learning something new, taking care of your skin, or feeling good in your body can help interrupt obsessive loops and support nervous system regulation. Lora is joined by Jasmin El Kordi of Bluelene Advanced Skincare for a conversation about stress, aging, confidence, skincare, and the science behind topical methylene blue. Together, they explore how stress can affect the skin, why looking in the mirror after betrayal can feel so painful, and how caring for yourself on the outside can sometimes help you reconnect with yourself on the inside. This is not about vanity. It is about remembering that you are still alive, still worthy, still allowed to feel beautiful, and still allowed to enjoy your life while you heal. Top 3 Takeaways Betrayal recovery has to be titrated. Healing matters, but not every moment of your life has to revolve around infidelity, deep processing, or hard conversations. Feeling good about yourself supports regulation. Confidence, beauty, laughter, music, movement, and small acts of self-care can help your nervous system exhale. Your body knows when something feels aligned. Whether you are making decisions about your relationship, your work, your healing, or your next chapter, your body often registers truth before your mind can explain it. Favorite Quote “Not all betrayal recovery has to be specifically about betrayal recovery.” About Jasmin El Kordi Jasmin El Kordi is a highly accomplished entrepreneur and senior executive with over 30 years of experience in the technology, telecommunications, and wellness industries. Prior to co-founding Bluelene, she held executive and leadership roles at Fortune 500 companies including Sprint, Cisco, and NCR, as well as serving as Vice President for the European consumer goods company Prisma Natural. After graduating Summa cum Laude from the University of Maryland, she shifted her focus to the intersection of longevity science and personal care. As CEO, Jasmin has led Mblue Labs from a university research project into an award-winning, globally recognized biotech platform. Bluelene  is a patented, biotech-driven skincare and hair growth brand built on the anti-aging powers of Methylene Blue The Science: Originally researched as a treatment for Progeria (a rapid-aging childhood disease) at the University of Maryland, scientist Kan Cao discovered that Methylene Blue continuously cycles to support cellular defense and energy. It continuously stimulates skin cells to produce collagen and elastin while extending the healthy lifespan of the cells themselves. The Benefits: Unlike traditional anti-aging ingredients like retinol—which can encourage cell death—Methylene Blue actively repairs DNA damage, reduces oxidative stress, and significantly boosts skin hydration and firmness. Product Line: Bluelene offers a wide range of products tailored to all ages, from Gen-Zers preventing damage to older demographics focusing on deep anti-aging. The line features bestsellers like their Daily Moisturizer, Eye Cream, and an elasticity cream specifically formulated to maintain skin structure. Resources & Links Learn more about Blue Lene Advanced Skincare: bluelean.com Use code LORA25 for a discount on Blue Lene products. Use code RADIO20 for 20% off as mentioned in the sponsor message. LOVE THE SHOW? TAKE THE NEXT STEP Don't just listen—start healing. Get your free downloadable guide on the “The Top Three Ways You Betray Yourself Every Day, and How to Stop” at www.burnoutorbetrayal.com. https://workplace-burnout.com/the-top-3-ways-you-betray-yourself-every-day-and-how-to-stop/ If you're ready to Rise Up & Reign as the creator and queen of your life, let's talk. I will walk by your side and give you the perspective, permission, and wisdom needed to turn your betrayal experience into something constructive, empowering, and transformative in all the right ways.  Learn more at www.loracheadle.com and follow me across all social! Download your Sparkle After Betrayal Recovery Guide at www.BetrayalRecoveryGuide.com, a guide designed to help you take the first steps in feeling better, so you can reclaim your power, own your worth, and start putting yourself, and your life, back together again. About Lora: Lora Cheadle, JD, CHt is a betrayal recovery coach, attorney, TEDx speaker, and author of FLAUNT! and It's Not Burnout, It's Betrayal. After uncovering her husband's 15-year affair, she turned her own pain into purpose—helping high-achieving women reclaim their identity, power, and joy. A trauma-aware coach, somatic therapist, and former attorney, Lora blends legal insight with emotional and spiritual healing for full-spectrum recovery. She is the author of FLAUNT! Drop Your Cover and Reveal Your Smart, Sexy, & Spiritual Self (an International Book Awards Finalist and Tattered Cover Bestseller) and It's Not Burnout, It's Betrayal: 5 Tools to FUEL UP & Thrive. She also hosts the podcast FLAUNT! Create a Life You Love After Infidelity and Betrayal. Learn more at www.loracheadle.com and follow me across all social! Get the support you need to find your footing, begin making sense of it all, and feel better fast. As an attorney, betrayal recovery expert, and survivor of infidelity I can help you find the clarity and confidence to create a life that you love on the other side of betrayal. Book Your Session Here: https://calendly.com/loras-schedule/coaching-session Thank you to BetterHelp for sponsoring this podcast! Take charge of your mental health and get 10% off your first month of therapy at https://BetterHelp.com/FLAUNT  READY TO START A BETTER CHAPTER? Step into the future you've always dreamed of with the power of transformative rituals with the Mindful Subscription Box. Get a monthly box full of crystals, aromatherapy, and other spiritual tools worth $120. You deserve high-quality gems, crystals, oils, and mindfulness tools for self-care that truly work. It's a monthly dose of self-love delivered right to your door! Go to www.Mindfulsouls.com  and use Discount Code LORA25 for 25% off your order!

Starting a new role is one of the most pivotal, and most vulnerable, moments in a career. Dr. Ciera Graham joins Laura with a clear, intentional framework for building and activating a strong professional reputation from day one. Drawing on her own journey, Ciera unpacks how to make a strong first impression, build the right relationships early, and manage your visibility and narrative so the right people understand your value. Whether you are stepping into a new job, a new team, or a new level, this conversation offers a practical roadmap for establishing credibility on purpose. In this episode: How to make a strong first impression and establish credibility in a new role Building the right relationships and networks early, before you need them Managing your visibility and reputation so your value is seen   About Dr. Ciera Dr. Ciera Graham is an experienced higher education professional, business owner, and an accomplished career coach. She received her bachelor's degree in Sociology and a Master's in Community Counseling from Washington State University, and a PhD in Sociology in August 2015 at the University of Cincinnati.  Dr. Graham has been described as tenacious, innovative, forward thinking, impeccable executor a leader who leads with gratitude, and someone empowered to create a win-win situation for everyone she meets. She owns her own business, Dr. C Graham Consulting in which she provides career consulting services to entry to mid-level professionals.  She has over 15 years of experience in the career development and coaching space.  Her specialty is helping millennials and Gen Zers assess their skills, define their strategy, and engage in storytelling to ultimately secure and succeed in the job of their dreams. She also was invited by the CEO of Career Contessa to join their exclusive coaching network, a title only given to the top career coaches in the country. She is a past career columnist for Career Contessa, Best Colleges, The Seattle Times and the Everett Herald, and current contributor to the University of Washington Professional & Continuing Education department. She enjoys writing on topics focused on career and leadership development for Black women and navigating the workforce as a millennial. She has appeared on the following podcasts: Career Contessa, Your Career GPS, and Find your Dream Job.  Connect with Dr. Ciera Website: http://cieragraham.com LinkedIn: https://www.linkedin.com/in/drcieragraham/ Instagram: @drcgrahamconsulting   BWL Resources:   Now enrolling for both the August sessions of the Early Career and Mid-Career programs.  Learn more at https://blackwomanleading.com/programs-overview/ Join us at the 2027 Black Woman Leading LIVE! Conference & Retreat.  June 1-4, 2027, Clearwater Beach, FL.  Save your seat at www.BWLretreat.com Full podcast episodes are now on Youtube.  Subscribe to the BWL channel today! Check out the BWL theme song here: https://www.youtube.com/watch?v=l68EqEJjXq0  Check out the BWL line dance tutorial here: https://www.youtube.com/watch?v=Eui89AmJwUg  Download the free Black Woman Leading Career Reset Kit - https://blackwomanleading.com/career-reset-kit/   Credits: Learn about all Black Woman Leading® programs, resources, and events at www.blackwomanleading.com Learn more about our consulting work with organizations at https://knightsconsultinggroup.com/ Email Laura: info@knightsconsultinggroup.com  Connect with Laura on LinkedIn: https://www.linkedin.com/in/lauraeknights/  Follow BWL on LinkedIn: https://www.linkedin.com/showcase/blackwomanleading  Instagram: @blackwomanleading Facebook: @blackwomanleading Youtube: @blackwomanleading  Podcast Music & Production: Marshall Knights - https://marshallknights.com/  Graphics: Dara Adams Listen and follow the podcast on all major platforms: Apple Podcasts  Spotify Stitcher iHeartRadio Audible Podbay  

We just launched our new book! You can grab The Power of Your Personal Brand: A Playbook for Struggling Middle Managers Who Want to Do Big Things on Amazon or at ForthRight-People.com Differences between generations aren't anything new. But, this generation entering the workforce - mainly Gen Zers - seems to be throwing all of us for a loop. We've heard a lot about struggles with communication, motivation, and accountability. What's going on here?! We wanted you to learn from an expert on all things generational differences, so we welcomed on Mark Beal, Assistant Professor of Professional Practice, Communication at the Rutgers University School of Communication and Information. He's also a Keynote Speaker and the Author of several books on Gen Z. For more about ForthRight Business by ForthRight People or for 1:1 consultation, check us out at ForthRight-Business.com And as always, if you need Strategic Counsel, don't hesitate to reach out to us at: ForthRight-People.com FACEBOOK https://www.facebook.com/forthrightpeople.marketingagency INSTAGRAM https://www.instagram.com/forthrightpeople/ LINKEDIN https://www.linkedin.com/company/forthright-people/ RESOURCES https://www.forthright-people.com/resources VIRTUAL CONSULTANCY https://www.forthright-people.com/shop

Why Feeling Good About Yourself Matters After Betrayal With Jasmin El Kordi of Bluelene After betrayal, it can feel like every thought, every conversation, and every part of your life gets hijacked by infidelity. You are trying to understand what happened, protect yourself legally and financially, regulate your nervous system, and figure out what comes next. But what if part of healing is also allowing yourself moments of normalcy, confidence, curiosity, and even fun? In this episode, Lora Cheadle talks about the importance of titrating betrayal recovery so your entire life does not become consumed by pain, processing, and problem-solving. She shares why simple experiences such as listening to music, dancing, learning something new, taking care of your skin, or feeling good in your body can help interrupt obsessive loops and support nervous system regulation. Lora is joined by Jasmin El Kordi of Bluelene Advanced Skincare for a conversation about stress, aging, confidence, skincare, and the science behind topical methylene blue. Together, they explore how stress can affect the skin, why looking in the mirror after betrayal can feel so painful, and how caring for yourself on the outside can sometimes help you reconnect with yourself on the inside. This is not about vanity. It is about remembering that you are still alive, still worthy, still allowed to feel beautiful, and still allowed to enjoy your life while you heal.   Top 3 Takeaways Betrayal recovery has to be titrated. Healing matters, but not every moment of your life has to revolve around infidelity, deep processing, or hard conversations. Feeling good about yourself supports regulation. Confidence, beauty, laughter, music, movement, and small acts of self-care can help your nervous system exhale. Your body knows when something feels aligned. Whether you are making decisions about your relationship, your work, your healing, or your next chapter, your body often registers truth before your mind can explain it.   Favorite Quote “Not all betrayal recovery has to be specifically about betrayal recovery.”   About Lora Lora Cheadle, JD, CHt is a former attorney turned betrayal recovery coach, hypnotherapist, and author who helps women rebuild their identity and reclaim their power after infidelity and profound emotional betrayal. Using her signature Life Choreography® approach, she integrates legal insight, nervous system regulation, somatic practices, and deep spiritual support to help clients move from shattered to sovereign.   About Jasmin El Kordi Jasmin El Kordi is a highly accomplished entrepreneur and senior executive with over 30 years of experience in the technology, telecommunications, and wellness industries. Prior to co-founding Bluelene, she held executive and leadership roles at Fortune 500 companies including Sprint, Cisco, and NCR, as well as serving as Vice President for the European consumer goods company Prisma Natural. After graduating Summa cum Laude from the University of Maryland, she shifted her focus to the intersection of longevity science and personal care. As CEO, Jasmin has led Mblue Labs from a university research project into an award-winning, globally recognized biotech platform. Bluelene  is a patented, biotech-driven skincare and hair growth brand built on the anti-aging powers of Methylene Blue. The Science: Originally researched as a treatment for Progeria (a rapid-aging childhood disease) at the University of Maryland, scientist Kan Cao discovered that Methylene Blue continuously cycles to support cellular defense and energy. It continuously stimulates skin cells to produce collagen and elastin while extending the healthy lifespan of the cells themselves. The Benefits: Unlike traditional anti-aging ingredients like retinol—which can encourage cell death—Methylene Blue actively repairs DNA damage, reduces oxidative stress, and significantly boosts skin hydration and firmness. Product Line: Bluelene offers a wide range of products tailored to all ages, from Gen-Zers preventing damage to older demographics focusing on deep anti-aging. The line features bestsellers like their Daily Moisturizer, Eye Cream, and an elasticity cream specifically formulated to maintain skin structure. Resources & Links Learn more about Blue Lene Advanced Skincare: bluelean.com Use code LORA25 for a discount on Blue Lene products. Use code RADIO20 for 20% off as mentioned in the sponsor message. Download the free Betrayal Recovery Guide: https://betrayalrecoveryguide.com Book your $97 Introductory Session: https://introductorysession.com Follow on YouTube, Instagram, and Facebook @loracheadle   This podcast is sponsored by BetterHelp. Healing after betrayal often requires more than insight alone. Therapy can provide additional support, stabilization, and guidance as you navigate the emotional impact of infidelity and betrayal trauma.

Summary Can real discipleship survive in a world of influencers, algorithms, and unlimited Christian content—especially inside a transient military life? In this episode of OCF Crosspoint, we continue the conversation on influencer culture with Lt Gen Clint Hinote, USAF (Ret.), and CH(COL) Light Shin, USA. Together they draw a sharp line between being inspired, informed, and truly discipled, and explain why spiritual formation depends on proximity, accountability, and community rather than content consumed alone. They tackle discipleship amid PCS moves and deployments, what it means to point others to Christ rather than yourself in uniform, and why grace—not performance—sustains it all. The episode closes with one practical first step any Christian military leader can take this week. Resources mentioned:  The Cost of Discipleship by Dietrich Bonhoeffer The Anxious Generation by Jonathan Haidt   Questions answered and themes covered in this interview include: How can Christians in the military stay discipled through frequent moves and deployments? Frequent moves, deployments, and training cycles make the in-person proximity that discipleship requires harder, but a transient military life also creates constant opportunities because new people are always arriving and need to be welcomed. The practical key is welcoming the stranger: those already established at a base should intentionally invite newcomers into a small group, offer a meal, even offer to pick them up. Practical advice for newcomers? Don't wait; get plugged in fast. This is a strong argument for keeping small groups open rather than closed. Discipleship also doesn't have to last a lifetime to be real. Jesus discipled His followers for about three years, roughly a single assignment cycle, so the quality of the time matters more than its length. Video tools can also help sustain a relationship after a PCS. What does "follow me as I follow Christ" mean for a Christian military leader? For a Christian military leader, "follow me as I follow Christ" is first something you do rather than something you say. You live your faith out consistently, and that example earns the credibility to explain it when others notice you're different. When people ask what makes you different, you point past yourself to Christ, admitting you're imperfect and fail often but are genuinely trying to follow Him—a 1 Peter 3:15 moment. The deeper aim isn't building a personal brand but acting as a signpost pointing to Christ as the ultimate Commander, much like faithfully carrying out the commander's intent. Following the Apostle Paul's example also means imitating a life that lays down its rights, absorbs costs, serves others, and is willing to suffer well—not one measured by worldly success. Philippians 2 is an excellent chapter for further study on these themes. Can Christians be discipled through podcasts, sermons, and Bible apps, or do they need community? Short answer: No, content cannot disciple you. Christian content like podcasts, sermons, and Bible apps is genuinely valuable, and God can use it powerfully, but on its own it isn't discipleship because consuming content is largely one-way, while real discipleship is two-way and relational. You can't be truly formed by a curated persona or a platform; formation happens through proximity—sharing meals, offering hospitality, doing life together, and holding one another accountable. A helpful picture is apprenticeship: a master shows the apprentice, works alongside them, then releases them to do the work while staying available. That's a progression content can't replicate, especially for leadership and the Christian life. Content is best treated as supplemental to connection and grounded first in Scripture. Barna research (2022) found that 39% of Christians aren't engaged in any form of discipleship. How is Christian discipleship based on grace instead of performance? Christian discipleship is grounded in grace rather than performance. It isn't about earning check marks or leveling up spiritually, but about responding to what Christ has already accomplished. The means of grace include knowing and storing God's Word in your heart (not just reading it on a Bible app), living a life of repentance when you fall short, and resting your confidence in Christ's finished work rather than your own efforts. This kind of formation is slow—more like a slow cooker than a microwave—which can frustrate a culture that wants quick hacks. But it's freeing: unlike an algorithm that demands constant performance and can cancel you, the gospel means that when you fail, you're forgiven rather than canceled. That freedom is a distinct mark of grace-based discipleship. How can a Christian start a discipleship or mentoring relationship? A simple, concrete way to start a discipleship relationship is to invite someone to coffee—or a Coke, lunch, or a meal at home—and let honest conversation grow from there. If you're a younger or emerging leader hoping to learn from someone more experienced, invite them; most people who are worth being discipled by genuinely enjoy this and may not even realize you're interested. If you're the more seasoned leader, take the initiative with someone you'd like to know better—ask questions, get to know them, and let one conversation lead to the next until a real relationship forms. Another step is to pray, by name, for a specific person to invest in or to be invested in by. It might also be a good idea to take a fast from technology by turning off social media for a while to make space for that prayer. You can also find more information about mentoring on our website: https://ocfusa.org/mentoring     Data and metrics related to the topic: Mental Health and the Anxious Generation: Nearly half (47%) of Gen Z ages 12–26 report feeling anxious often or always. More than 1 in 5 (22%) report feeling depressed often or always. Source: Gallup / Walton Family Foundation survey, 2023 Rates of anxiety among Gen Z increased 134% between 2010 and 2018. Depression rose 106% in the same period. Source: Jonathan Haidt, The Anxious Generation (2024), citing epidemiological data Loneliness and the Mentoring Gap: Young adults (18–34) report the highest loneliness rates of any age group, which is counter to the common assumption that elderly people are most at risk. Source: Gallup, 2024; Cigna national survey 24% of young people with no adult mentor say they never feel their life has meaning and purpose. With even one adult mentor, that number drops to 6%. Source: Springtide Research Institute  Only 8% of Gen Z respondents say there is a religious leader they can turn to. Source: Springtide Research Institute Trust: Influencers vs Institutions: Gen Z's most trusted sources: family members (88%), friends (84%), ordinary people doing good (81%). Religious/faith leaders rank at 44% — below doctors (77%), scientists (75%), and teachers (74%). Source: Edelman Gen Z Trust Survey — 9,600 Gen Zers ages 14–24 across six markets Confidence in religious institutions fell from 60% in 2001 to 37% in 2021. Source: Gallup, cited by AEI Survey Center on American Life (2025)  

Last night's book club with Dave Portnoy was a huge hit, with a packed house and a lively discussion that covered everything from his new book to his philanthropic efforts during the pandemic. But that's not all - we also got the latest on the Noah contest, where you could win front porch pit tickets to see Noah Kahan at Fenway. And if you thought that was exciting, just wait until you hear about the Taylor Swift and Travis Kelce wedding, which is reportedly taking place at Madison Square Garden.This episode was a wild ride, with the hosts discussing everything from the latest news and pop culture to their personal lives and interests. They also dove into some interesting topics, including the trend of Gen Zers joining "lie down clubs" to recover from hustle culture, and the surprising fact that 52% of people don't rinse off before getting into a public pool. And of course, no episode would be complete without some hilarious moments, like the hosts' reactions to a recent viral video of Dave Portnoy's cupping mark.But what really stood out in this episode was the hosts' conversation with Dave Portnoy, who shared some amazing stories about his life and business. From his journey to becoming a successful entrepreneur to his philanthropic efforts during the pandemic, Dave was open and honest about his experiences. And let's just say that his love for his dog, Miss Peaches, is truly heartwarming.If you want to hear more about last night's book club, the Noah contest, and all the other exciting topics discussed in this episode, tune in to listen to the full show. Don't miss out on the fun and insightful conversations - listen now and get ready to be entertained!See omnystudio.com/listener for privacy information.

Three Big Conversations: More and more Gen Zers embrace singleness - 06:56 Toy Story 5 pits the classic cast of toys against modern technology - 20:32 World Cup tourists go viral for loving the United States - 35:05 Slang of the Week: "Mogging" (language) - 00:53 In Other News: - 46:22 Giannis Antetokounmpo has been traded to the Miami Heat in the biggest NBA trade since Luka Dončić and the Lakers. The deal sends the two- time MVP from Milwaukee to Miami, a change that significantly shifts the league's balance of power. A24, the studio behind Backrooms, is partnering with Google DeepMind in a research partnership to develop AI tools for filmmakers. The studio says the goal is to support artists rather than replace them. Still, the announcement has resulted in many fans canceling paid memberships to AAA24. MECCHA CHAMELEON, a hide- and- seek game where players can paint themselves to blend in, is the first breakout gaming hit of the summer, selling over 7 million copies in 12 days.Tom Holland has officially confirmed that he and Zendaya are married. Speculation about the couple has finally been put to rest as the news spread quickly across social media, where fans reacted to the milestone with excitement.  Grand Theft Auto VI pre-orders are now live, but not without controversy. Many are frustrated by the lack of an actual physical disc in the "physical edition," and by the fact that the $80 version feels inferior, content-wise, to the $100 version.

More and more Gen Zers embrace singleness, Toy Story 5 pits the classic cast of toys against modern technology, and World Cup tourists go viral for loving the United States. Slang of the Week: "Mogging" (language) In Other News: Giannis Antetokounmpo has been traded to the Miami Heat in the biggest NBA trade since Luka Dončić and the Lakers. The deal sends the two- time MVP from Milwaukee to Miami, a change that significantly shifts the league's balance of power.  A24, the studio behind Backrooms, is partnering with Google DeepMind in a research partnership to develop AI tools for filmmakers. The studio says the goal is to support artists rather than replace them. Still, the announcement has resulted in many fans canceling paid memberships to AAA24.  MECCHA CHAMELEON, a hide- and- seek game where players can paint themselves to blend in, is the first breakout gaming hit of the summer, selling over 7 million copies in 12 days. Tom Holland has officially confirmed that he and Zendaya are married. Speculation about the couple has finally been put to rest as the news spread quickly across social media, where fans reacted to the milestone with excitement.   Grand Theft Auto VI pre-orders are now live, but not without controversy. Many are frustrated by the lack of an actual physical disc in the "physical edition," and by the fact that the $80 version feels inferior, content-wise, to the $100 version.

Lots of people are converting to Christianity and, across the country, church attendance is increasing. While the numbers vary, one survey shows the number of people attending church at least once a month is up from eight per cent in 2018 to 12 per cent in 2024. Perhaps most notably, the survey shows a quadrupling of attendance among Gen Zers, aged 18 to 24, from four per cent to 16 per cent. The story of modern society has often been told as a rise of secularism and atheism, but after the peak of new atheism in the early 2010s, trends are now reversing. From sold-out events on faith with musician Nick Cave and historian Tom Holland to a swath of new books on the place of god in society, there is public appetite for grappling with religion. Some argue that this is a ‘quiet revival' driven mainly by changing perceptions of religion and a collective search for meaning in modern societies that are increasingly individualistic and atomised. Others point to public figures like Jordan Peterson and Ayaan Hirsi Ali, for whom Christianity is part of a larger project to save Western civilisation. Others still argue that there is something distinct and more therapeutic about modern forms of Christian worship – more focused on introspection and personal development than community and morality. Some believers are uneasy about these more pragmatic justifications for faith. What is the driving force of the resurgence of Christianity? Is this emerging Christianity different from its traditional forms? Is the Christian revival political, or are people searching for meaning? Are we seeing a rise of true faith, or merely cultural Christianity? Is there a difference? SPEAKERS Dolan Cummings writer and novelist; co-director, Manifesto Club Pamela Dow chief operating officer, Civic Future Simon Evans comedian; GB News and BBC TV and radio regular; presenter, BBC Radio 4's Simon Evans Goes to Market Abbot Christopher Jamison Abbot President, English Benedictine Congregation; author, Finding the Language of Grace: rediscovering transcendence Emma Trimble writer and broadcaster; fellow, New Culture Forum CHAIR Dr James Panton deputy head welfare, St Edwards School, Oxford; associate lecturer in philosophy, The Open University

For unaired episodes, extended interviews, and a load of additional perks, ⁠join our Patreon!⁠Across college campuses, social media platforms, and young adult communities, many are claiming that there are growing signs of renewed interest in faith among Gen Z. But is this a genuine spiritual revival, a reaction to cultural uncertainty, or something more complex?In this episode, we explore the data behind the headlines, the experiences driving young people toward Christianity, and the questions many Gen Zers are asking about meaning, purpose, identity, and belonging. We'll examine what's fueling this trend and consider what it could mean for the future of faith in America.Is Christianity making a comeback with the next generation—or are the details something far more nuanced and, perhaps, alarming?

Eating food cooked at home has traditionally been considered a cheaper option to ordering takeout. So why are so many in Gen Z choosing food away from home? Host Megan McArdle explores how convenience, changing expectations and the modern economy have transformed the way we eat.Subscribe to The Washington Post here.

On today's 06.10.26 show we go through our Cool or Not list, Fifa has banned something from the World Cup, Gen Zers are going on practice dates, MGK gives update on his blackout tattoo, more reports about Taylor Swift's wedding, Selena gives us a quinceañera update, notaweddingcrasher.com, Kanye's new music video and more!See omnystudio.com/listener for privacy information.

Could Denver see a new face in congress in 2026? Diana DeGette has held the 1st Congressional District seat for nearly thirty years, handily winning reelection 14 times since 1997. But this year, she's facing two challengers. We invited all three candidates for interviews to discuss how they want to represent Colorado under Trump. For this first conversation host Bree Davies is joined by Democratic Socialist Melat Kiros, a former lawyer and barista who could be one of only a handful of Gen Zers in the U.S. House of Representatives if elected. Representative DeGette declined our invitation, but stay tuned for our conversation with candidate Wanda James tomorrow.  Kiros discussed the MIT Living Wage calculator. For even more news from around the city, subscribe to our morning newsletter at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm What do you think? Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 Learn more about the sponsors of this June 3rd episode: Denver Art Museum Energy Outreach Colorado Denver Botanic Gardens Vail Wine Classic Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise

Jenna and Sheinelle play a round of “Never Have I Ever” with a fun twist. Also, Marco Calvani shares details on his return to the hit comedy series ‘The Four Seasons' for season 2 and sticks around to cook up a couple of his favorite Italian dishes. Plus, a closer look at the ideas and practices fueling a religious resurgence among millennials and Gen Zers across the country. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the technocratic dystopia of modernity, things are undeniably grim, and they are getting worse at an accelerating rate.This is not merely an observation for the hopelessly naive normie who still believes the evening news; it is a reality that even the most savvy lifehacker must confront daily. We find ourselves trapped in a pincer movement of economic instability and biological decline. If you are a Millennial or a member of Gen Z (I shall dub thee: Gen Zer), looking at the sordid state of affairs and deliberating between the career options of selling your body on OnlyFans, becoming some specie of online scammer/grifter, or signing up to die in some utterly pointless foreign war, I have a contrarian option for you...For every mentioned here, read: A personal pragmatic solution to the "everything crisis"

Of all the trends taking place right now in American politics, the juvenile arrogance of today's Millennials and Gen Zers must rank near the top of anyone's list of concerns. Just look at any social media thread on essentially any topic and the proof reveals itself in spades...It doesn't matter what the topic is, they know more. Suggest that socialism has never worked and never will and their response is, “Okay boomer.” And just pick any topic.

Our complex and rapidly changing world has given many Gen-Zers unique questions about life and God. Church methodologies that worked for past generations often miss their mark with this one. Ed Stetzer talks with Gen Z expert Tanita Maddox about her book, What Gen Z Really Wants to Know about God and how we can connect with this generation with meaningful conversations and deeper connections and disciple them toward a vibrant, sustainable faith on Ed Stetzer Live. Ed Stetzer Live is a listener supported program. To donate, click here. To learn more about Ed Stetzer, click here. To learn more about Ed Stetzer Live, click here.Donate to Moody Radio: http://moodyradio.org/donateto/edstetzerliveSee omnystudio.com/listener for privacy information.

On today’s 5.28.26 show we talked about the crazy weather we’ve been experiencing, Gen Zers are taking adult gap years, Drake is making history, speed ticketing cameras in Oakland have issued thousands of tickets, reports show a high percentage of people in relationships believe they’ve settled, Spencer Pratt continues on his mayoral run, join our Meeting in the Ladies room and more!See omnystudio.com/listener for privacy information.

This week, we've been looking at the rise of "generational change candidates" in Democratic primaries. That's a politician who has positioned themselves as a fresh, modern alternative to long-term incumbents. Think passing the torch to Millennials or Gen Zers who are more focused on climate and health care for all. Well, Prop 50, the ballot measure voters passed in November. has opened up an opportunity for one of those change candidates to emerge in the race for Congressional District 3, which stretches from Sacramento to Lake Tahoe. Reporter: Laura Fitzgerald, CapRadio A new poll shows Democrat Xavier Becerra and Republican Steve Hilton are leading the still very crowded field for California Governor. Reporter: Marisa Lagos, KQED Governor Gavin Newsom has signed a bill providing some additional protections for California election workers and voters. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're aged between 30 and 40, you're part of Generation Y, also known as the ‘millennials' You may have already said to yourself that the next generation, Gen Z, look much older than their age. Millennials grew up amid the rise of the wellness industry and numerous public health campaigns that promoted healthy living, think about the messaging around eating five fruits and vegetables a day, staying physically active, and avoiding smoking.  Not to mention, there was also a strong push for sun protection awareness. Consequently, Millennials have largely embraced skincare routines and self-care habits that keep them looking youthful. But how is that possible? Are many Gen Zers really getting these procedures? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: ⁠⁠Why are young people going back to flip phones?⁠⁠ ⁠⁠What is “Act your Wage”, Gen Z's latest work-life trend?⁠⁠ ⁠⁠Is bikini waxing harmful for your health?⁠⁠ A podcast written and realised by Amber Minogue. First broadcast : 05/11/2024 Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s 4.27.26 show we talked about the events that Graham and Jess had over the weekend, the ‘Michael’ movie, Megan Thee Stallion has accused Klay Thompson of cheating, Graham’s son was sent to the principal’s office, Gen Zers wish they could time travel back to different eras, Jason Nickels is scheduled for another court appearance, Sydney Sweeney at Stage Coach, we go through our photos from home and more!See omnystudio.com/listener for privacy information.

Calling all Dornstars! You're going to love this loose and lively chat about Anna Dorn's new novel, American Spirits. It's the story of a superfan who becomes the assistant of her favorite pop star as a stepping stone for her own twisted ambition. Bookseller David Kimbel talks with Anna Dorn about fan cultures, Pitchfork writers, Reddit communities, Millennials who look young, Gen Zers who look old, and much much more. Strap in.  Pick up a copy of the book at Skylight or order the audiobook version from Libro.fm. Hosted by David Kimbel. Produced by David Kimbel and Justin Remer. Opening music: "Optimism (Instrumental)" by Duck the Piano Wire.  Closing music: "Rule of 3s (Solemnity Child)" by Elastic No-No Band. 

On today's 4.9.26 show we talked about the thing that Gen Zers are bringing back, the owner of In N Out discusses the possibility of an order ahead option, Cardi B and Steffon Diggs seen together, Offset is being sued, a father and son are riding their bikes all across the country, updates on the Diddy case, join our meeting in the ladies room and more!See omnystudio.com/listener for privacy information.

Each generation has a different approach to money, saving, retirement, and what it means to be financially free and secure. So strategies for starting on that journey can vary quite a bit, and Gen Z is no exception. That's why on this episode of the podcast I talked with Jack Campbell, an investor and venture capitalist who helps Gen Zers to discuss how they can map out and navigate their path to financial freedom. In this episode you will learn: How a person's generation defines their financial goals and saving strategies What that definition is for Gen Z Why old money rules don't work for Gen Z What rules do work The importance of investing in defense, energy, and industrial entities.

On this episode:DATING ISSUESI have some theories on how our imaginations — or lack of maturity with them — plus smart phones ruined dating.THE GEN-Z STAREI have a theory about why Gen-Zers tend to look zoned out in real life.

The US Dept of Agriculture's new dietary guidelines surprised the public when they revealed a completely flipped food pyramid. Meat, eggs, and butter appear to be back! But what difference will this make in our dietary habits? Can the guidelines weaken the appeal of ultra-processed foods? And what does the fine print in the guidelines reveal?   John Klar, the author of Small Farm Republic and MAHA advocate, goes over the implications of this historic announcement and the alliance between the USDA and Health and Human Services agencies. He discusses the pluses and the minuses of the new pyramid, whether raw milk will ever be legalized on a federal level, and why millennials and Gen Zers' food choices are giving him hope for the future.   Visit John's website: smallfarmrepublic.com To find raw milk: realmilk.com To identify local chapter leaders and real food near you, go to westonaprice.org Check out our sponsors: the New Biology clinic and Daylight Computer  

Home price growth is cooling, new reports show. Though homeowners may be struggling to sell at asking price, it is good news for prospective buyers. Especially those who've been waiting on the sidelines for a good deal. But, as with most housing issues, the slowdown is regional. Also in this episode: Auto sales were strong in 2025, Gen Zers see cash in a new light, and an unlikely government funds a U.S.-based GED program for Mexican immigrants.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.