The Which? Money Podcast

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Whatever Covid-19 has planned, we're here for you. Join host Lucia and Which?’s self professed money geeks, Gareth, Jenny, and the rest of the Which? team every Thursday for all the latest personal finance hacks, money news and answers to your burning questions. For more than 60 years, Which? has been fighting for people’s rights and in the new Which? Money podcast we’ll get to the heart of the money issues hitting your pocket. Join us for a new episode every week.

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    • Feb 26, 2026 LATEST EPISODE
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    Latest episodes from The Which? Money Podcast

    Are you spending too much on car maintenance?

    Play Episode Listen Later Feb 26, 2026 34:39


    When looking for a new car, many of us don't look beyond the list price. But annual maintenance costs needs to be taken into consideration.In this podcast, we reveal the result of our annual survey into maintenance costs, and reveal some of the most and least reliable car brands on the market.Plus, your fuel type can impact your yearly outlay. We've crunched the numbers to find out how each type compares, from EVs, to petrol cars and everything in between.Read all of our car reviews on our website & sign up for our free Cars newsletterTry out our car reliability tool on our websiteGet in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membership

    Are you getting the most out of your car insurance policy?

    Play Episode Listen Later Feb 25, 2026 8:40


    With accidental damage making up nearly half of all car insurance claims, do you know what your policy actually covers you for?In this episode of Which? Shorts, we reveal the providers and policies we recommend after teaming our in-depth research with feedback from real-life policy-holders.Plus, with the recent rise of self-described ‘essentials' policies, we explain why we've had our doubts about how much cover they really offer.Read our reviews of the best car insurance companies on our website & sign up for our free Money newsletterBecome a Which? member for 50% off the usual price

    What does the future hold for the state pension?

    Play Episode Listen Later Feb 23, 2026 12:28


    The principle behind the state pension is simple: that most people will get a regular payment from the government to help fund their retirement once they reach a certain age. But the decisions that need to be made about its future are more complicated. In the third episode of our four-part podcast series, we look at what determines the amount of state pension you get and how you could boost your payments - plus how the growing cost to the government could change the way the system works in future. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. The final episode in the series will be released next Monday. Read more of our pensions news and advice on our website & sign up for our retirement planning newsletter Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

    Tips for being a good executor from those who have taken on the role before

    Play Episode Listen Later Feb 20, 2026 26:08


    Being an executor for a loved one who has recently died can be a stressful task at an already difficult time. But you can learn lessons from those who have taken on the role before.In this episode, Which? researcher Holly Lanyon tells us what she found when speaking to executors, and what tips they'd share to people who are lined up for the role in the future.Plus, from the Which? Legal team, James Buchan explains why it's important for executors to be organised and the penalties that you could incur if you do things wrong. Read more advice on how to be a good executor on our website & sign up for our free weekly Money newsletterGet in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

    Is 2026 finally the year to buy an electric car?

    Play Episode Listen Later Feb 19, 2026 35:40


    Range anxiety is often cited as one of the main reason why people don't want to buy an electric vehicle, but with facilities improving, will you be choosing an EV this year? In this podcast, we're joined by our cars researcher Dino Buratti who talks through the pros and cons of electric cars, from public charging and efficiency, to reliability and cost. Plus, our cars editor Will Stapley shines a light on the taxes you could face, and how our reviews of cars can help you choose the right model for you. Read all of our car reviews on our website & sign up for our free Cars newsletterFind our which cars are eligible for the government EV grant & read our reviews of the best car insurance companiesGet in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membership

    How to add value to your home - advice from the experts

    Play Episode Listen Later Feb 18, 2026 8:39


    Getting work done in your home can be a lot of upheaval, but there's work you can do beforehand to get exactly what you want.In this episode of Which? Shorts, we speak to homeowners to find out how they want to improve their home, as well as trusted traders who share their advice to help you get it right first time.Making the right changes to your home could add anywhere up to 10% to the value of your property.Read more about how a kitchen renovation could add value on our website & sign up for our free Home newsletterBecome a Which? member for 50% off the usual price

    Are you saving enough for retirement?

    Play Episode Listen Later Feb 16, 2026 11:03


    Recent research from pension company Standard Life found that almost half of UK adults don't know how much is in their pension. Even if you do know exactly how much you've saved so far, the bigger challenge is gauging how much you'll eventually need. In the second episode of our four-part podcast series, we discuss the three retirement living standards set by Pensions UK to give you an idea of how much you can expect to spend over the course of a year. We also look at how much you might need in your pension to reach these annual incomes, as well as what you can do to boost your retirement savings, whatever your age. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. The remaining episodes in the series will be released weekly on Mondays.Read more of our pensions news and advice on our website & sign up for our retirement planning newsletterPodcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

    The lifetime Isa is being scrapped - what does it mean for you?

    Play Episode Listen Later Feb 13, 2026 28:32


    The government has announced that it's replacing the lifetime Isa with a new savings product specifically to help first-time buyers. But what will it look like?In this episode, we're joined by our mortgages and property expert Sam Wilson who outlines what the Lisa is, how it's helped first time buyers, but also how it's hampered certain house-buyers from accessing the government bonus because their property was too expensive.The new account will only be targeted towards first-time buyers, removing the element of the Lisa that helps those save for retirement. Rachel Vahey from AJ Bell shares her concerns that the self-employed will need more support to save money for later life.Read our reviews of the best lifetime Isas on our website & sign up for our free weekly Money newsletterGet in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

    Driverless taxis are coming to Britain - what will it mean for you?

    Play Episode Listen Later Feb 11, 2026 7:00


    Getting into a cab without a driver behind the wheel may be commonplace in the US and China, but now Great Britain wants to get in on the act.In this episode of Which? Shorts, we explain how three tech giants are battling to get their cars on British streets, and tell you what a country with driverless cars on our roads will look like.But how widespread and accessible robotaxis are to become will depend on which company wins the race to get its motors on our streets.Read more of our cars news on our website & sign up for our free Cars and Tech newslettersBecome a Which? member for 50% off the usual price

    What's the point of a pension?

    Play Episode Listen Later Feb 9, 2026 12:48


    No matter how far away you are from retiring, you've probably given some thought to how you'll spend your time when you get there. But thinking about how you'll afford that dream retirement lifestyle isn't quite as much fun. In the first episode of our four-part podcast series, we go back to basics to explain how a pension differs from a normal savings account, and how you can best prepare your finances for the future. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. The remaining episodes in the series will be released weekly on Mondays. Read more of our pensions news and advice on our website & sign up for our retirement planning newsletter Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

    money pension jenny ross
    How fraudsters can scam you without stealing your card

    Play Episode Listen Later Feb 6, 2026 24:28


    It used to be the case that a scammer had to physically steal your card if they wanted your money. But that's no longer the case. In this episode, our scam expert Faye Lipson joins us to tell us the story about how her card was used by fraudsters despite it still sitting inside her wallet. She explains how it was possible, thanks to a little-known process that banks offer by default to make banking as convenient as possible. Read Faye's full story on our website & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

    The most important tech of the 21st century

    Play Episode Listen Later Feb 5, 2026 39:37


    Technology has developed at a vast rate of knots since the turn of the century, what with tech waking us up in the morning, playing our favourite music, guiding us on our daily commutes and providing light entertainment when we need a pick me up - sometimes just one product can do all those things - but what's the most important tech of the 21st century? Members of the Which? Tech team drew up a shortlist of what they thought to be the best inventions and innovations since 2000 - then ranked them to come up with the Which? countdown. Join us as we reveal what tops our list. Rank your favourite 15 products on our website & sign up for our free Tech newsletterBecome a Which? member for 50% off the usual price

    Which gas and electricity supplier should you switch to?

    Play Episode Listen Later Feb 4, 2026 9:32


    Octopus Energy has been a Which? Recommended Provider eight years in a row. But does it still rule the roost when it comes to gas and electricity in 2026?In this episode of Which? Shorts, we reveal which providers we've awarded the coveted Which? Recommended Provider endorsement to, and explain how people like you helped feed into our research and analysis into gas and electricity suppliers.Plus, even if you're happy with your supplier, you may still be able to get a cheaper deal.Read the reviews of each energy provider we reviewed on our website & sign up for our free Home newsletterBecome a Which? member for 50% off the usual price

    Should you take out a fee-free mortgage?

    Play Episode Listen Later Jan 30, 2026 26:06


    For most of us, the headline rate of a mortgage deal is likely what we focus on the most. But not paying attention to the fee could leave you paying too much. In this episode, we're joined by Which? Money journalist Sam Wilson who shares his new analysis into mortgage fees. He set out to find how it differs for first-time buyers, home movers and those looking to remortgage, and how the market compares to a year ago. Plus, David Hollingworth from L&C Mortgages shares his advice on what to look for when taking out a mortgage to ensure it fits your personal circumstances. Read Sam's full piece on our website & sign up for our free weekly Money newsletter Use our mortgage repayment calculator to compare costs Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

    Where to go on holiday in 2026

    Play Episode Listen Later Jan 28, 2026 10:40


    If you've had the January blues and have already started to seek out your next holiday, you may well have read a list or two similar to this already. But our round-up is a bit different. We accept no freebies, and as you'd expect, we've taken a more thoughtful approach to compiling our list. All the destinations are genuinely better or easier to visit in 2026. From the surprising safest country in the Americas, to a destination closer to home which is aiming to attract those interested in space travel, these places should be on your hit list for the year ahead. Read our full list of destinations for 2026 & sign up for our free Travel newsletter Become a Which? member for 50% off the usual price

    Can we get healthier as we age?

    Play Episode Listen Later Jan 26, 2026 51:49


    Staying fit and healthy as we grow older can seem difficult, especially in a world of misinformation. But are there any tried and tested methods to help us stay in good physical condition?To mark the end of this series of our health and wellbeing podcast, we hosted our first ever live episode in front of an online audience to get expert advice from some familiar and trusted names in the health industry.In this episode, presenter Lisa Webb was joined by: Dr Nighat Arif, family GP specialising in women's health; Kate Lawler, radio and TV presenter and Sunday Times best-selling author; Sophie Medlin, founder of CityDietitians; and Shefalee Loth, public health nutritionist at Which?.Read more of our health news and advice on our website & sign up for our free monthly Healthly Living newsletterIf you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership.

    The way you file your tax return is changing

    Play Episode Listen Later Jan 23, 2026 31:46


    The self assessment tax return deadline is fast approaching, but once January 31st has come and gone, all eyes will be on the government's new Making Tax Digital scheme - the new process for sole traders and landlords to keep on top of what they owe. In this episode, we're joined by Which? Money journalists Ruby Flanagan and Matthew Jenkin who outline what the change means in practice, how it will work, and discuss whether or not it will make the process easier. Plus, having both been freelance before, they share their tips on how to keep on top of your paperwork across the year to make filing your return easier in the future. Read our guidance on how to fill in a tax return & sign up for our free weekly Money newsletter See the list of 10 tax return mistakes you need to avoid & find out which self-employed expenses you can claim Get in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

    Why are passengers getting angrier on flights?

    Play Episode Listen Later Jan 21, 2026 9:07


    The numbers don't lie. More and more flights are being plagued by disorderly passengers. But is alcohol the only cause?In this episode of Which? Shorts, we speak to passengers, cabin crew, and researchers to find out why air travel is being more frequently disrupted by intoxicated, violent or unruly passengers. Alcohol is a big reason why, but other factors also play a part and they all add up to make air travel less enjoyable for many. Read more of our latest travel news & sign up for our free Travel newsletter Become a Which? member for 50% off the usual price

    The trusted news websites showing us scam adverts

    Play Episode Listen Later Jan 20, 2026 14:09


    News websites receive a huge amount of money from advertisers promoting their business and services alongside news stories. But scammers are using getting in on the act to target you and me. In this podcast, we sit down with Which? senior journalist Tali Ramsey to chat about her investigation into the scam adverts she found on some of the UK's most trusted news websites. She tells us how fraudsters are using artificial intelligence to fool us and get hold of our money. Plus, with AI getting more and more believable, Tali shares some advice on how to spot if an advert is legitimate or not. Read more of the findings from from Tali's investigation & sign up for our free Scam Alerts service Get in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off a Which? membershipClick here to send us an email

    Debunking the biggest food and diet myths

    Play Episode Listen Later Jan 19, 2026 22:59


    With January upon us, plenty of us will be looking to refresh our diet. But with so much conflicting advice out there - what's true? And what's not? In this episode of our health and wellbeing podcast, we're joined by our public health nutritionist Shefalee Loth, and the founder of CityDietitians Sophie Medlin to bust some of the biggest myths that relate to our diets. Are all UPFs bad? Is it worth buying frozen fruit and veg? Can we eat any carbs if we want to lose weight? Our experts share their knowledge to help us get our diets right. Sign up for your place at our live podcast on Thursday 22nd JanuaryRead more about ultra-processed foods & sign up for our free monthly Healthly Living newsletterIf you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership.

    Are you being left in the dark by your bank?

    Play Episode Listen Later Jan 16, 2026 30:12


    There's no doubt that you remember receiving notifications from your bank telling you that the interest rate on your savings account is set to go down. But are banks doing enough to tell us when an account with a better rate is available? In this episode, we're joined by Which? researcher Holly Lanyon who shares the results of her investigation into whether or not banks are keeping us up to date on savings products - something they're legally required to do. Plus, Andy Webb from Be Clever With Your Cash explains the different types of accounts we should consider opening, and why spreading your cash across multiple providers could be crucial. Read more about Holly's investigation into savings accounts & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

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    Tech trends you need to know about in 2026

    Play Episode Listen Later Jan 14, 2026 10:07


    Technology develops quickly. So what do you need to know about for the year ahead? In this episode of Which? Shorts, we get you up to speed with all the latest tech trends that we think will be shaping our lives over the next twelve months. From terms like agentic AI and NPUs, to what might happen to mobile phones, we've got you covered. Read more of our latest tech news & sign up for our free Tech newsletter Become a Which? member for 50% off the usual price

    How protein powder could benefit you

    Play Episode Listen Later Jan 12, 2026 21:30


    Protein powder and creatine supplements are becoming more and more popular - but do you need to take them? Or are they only necessary for budding gym-goers?In this episode, we're joined by public health nutritionist Shefalee Loth and Sophie Medlin, founder of City Dietitians, to explain how protein powder could help you if you introduce it to your daily routine.Plus, with research into creatine suggesting that it could have broad benefits, we explore whether or not it could be useful for you.Which? members can listen to the full episode where we reveal our test results by clicking here.If you're not already a member, join Which? to instantly listen to the podcast and gain access to all of our product reviews - all for 50% off your first year's membership.Read our reviews of the best protein powders, vegan protein powders & creatine supplements Sign up for your place at our live podcast on Thursday 22nd January Sign up for our free Healthly Living newsletter

    Is a credit card really the safest way to pay?

    Play Episode Listen Later Jan 9, 2026 28:05


    We often talk on this podcast about Section 75 - the protection offered when you buy things with a credit card. But it might not be as straightforward as you once thought. In this episode, we're joined by Which? banking investigator Chiara Cavaglieri who shares details of her recent investigation into customers who weren't protected by Section 75 when they initially thought they would be. Plus, our Which? lawyer Gurpreet Chhokar explains why we think the act needs to be brought up to date to include the modern ways in which we pay for goods. Read more about Chiara's investigation into Section 75 & sign up for our free weekly Money newsletterGet in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

    European travel is changing - here's what you need to know

    Play Episode Listen Later Jan 7, 2026 9:56


    If you've got a holiday to Europe planned in 2026, the chances are things at your destination airport will work a little differently to when you last travelled. In this episode of Which? Shorts, we explain how the EU's new Entry/Exit system works, outline the key details you need to know, and detail what you should expect when you next travel to the continent. Read more about our experience trying out the system & sign up for our free Travel newsletter Become a Which? member for 50% off the usual price

    What you need to know about weight loss jabs and supplements

    Play Episode Listen Later Jan 5, 2026 25:31


    January is a big month for health, with plenty of us making New Year resolutions to improve our health for the year ahead. In this episode of our health and wellbeing podcast, we're joined by our public health nutritionist Shefalee Loth, and the founder of CityDietitians Sophie Medlin to explain the reality of using weight loss jabs. They outline how much they cost, who might be eligible to receive them on the NHS, and what side effects you might suffer if you choose to use them. Plus, we're joined by Which? researched Megan Thomas who shares some of her findings into dodgy weight loss supplements being sold online. Sign up for your place at our live podcast on Thursday 22nd January Read more about how weight loss injections work & sign up for our free monthly Healthly Living newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership.

    Does your insurance policy cover you for storm damage?

    Play Episode Listen Later Dec 19, 2025 24:54


    Storms, floods and extreme weather are becoming more severe, but if damage hits your home, do you know if you are actually covered? In this episode, we're joined by Which? Money journalist Matthew Jenkin who reveals what he found out when he recently investigated this topic for the Which? Money magazine. Plus, our insurance expert Dean Sobers explains what to look for in your policy documents to find out what you're actually covered for, and how to find the very best insurer for your needs. Read our reviews of the best home insurance providers & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance - get 25% off your first year's membership. Offer ends 8th January 2026

    How to avoid the biggest scams of 2025

    Play Episode Listen Later Dec 17, 2025 10:20


    These have been the biggest scams we've seen this year - plus our best advice on how to avoid them. In this episode of Which? Shorts, we countdown the the scams we've come across most often in 2025, explain what you can do to keep yourself safe online, and how to react if you've been targeted by a fraudster. Read more about the biggest scams of 2025 & sign up for our free Scam Alerts service Become a Which? member for 50% off the usual price Click here to report a scam to Action Fraud Search for a number on who-called & look up a website on who.is Check whether the product or medicine is approved on the MHRA website

    Should you invest your spare cash into a stocks and shares Isa?

    Play Episode Listen Later Dec 12, 2025 31:04


    There are three main options for what to do with your spare cash - apart from spending it. Should you save it? Invest it? Or overpay your mortgage? In this episode, we're joined by Which? Senior Data Journalist Josh Wilson and Tom Selby, Director of Public Policy at AJ Bell to explore the pros and cons of those options. Plus, given the Chancellor's recent announcement that cash Isa limits will be reduced in order to encourage more people to invest, we explain the basics of using a stocks and shares Isa. Read our reviews of the best stocks and shares Isa providers & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance - get 25% off your first year's membership. Offer ends 8th January 2026

    Should you buy a new premium smartphone?

    Play Episode Listen Later Dec 10, 2025 9:52


    Deciding whether or not to buy a new mobile phone can be hard, especially when the price tags seem to rise with every new release. Every year, three of the biggest names in smartphones - Apple, Google and Samsung - show off not only a new standard handset, but usually two or three devices which all have varying degrees of tech specs. So how do you weigh up which one is right for you? All while bearing in mind the eye-watering costs. In this episode of Which? Shorts, we explain the difference between the standard models and their pro counterparts, and help you decide whether or not they're worth buying. Read our reviews of the best smartphones to buy & sign up for our free Tech newsletter Become a Which? member for 50% off the usual price

    The food and drink you should buy this Christmas

    Play Episode Listen Later Dec 8, 2025 37:25


    Finding the very best food and drink to serve up at Christmas can feel a daunting task, especially if you've got family and friends relying on you to deliver the goods.In this podcast, we sit down with Becky Marcus who runs our Christmas taste testing to find out how we run our rigorous testing and reveal some of the best mince pies, champagne and smoked salmon we had on test. Plus, we're joined by pastry chef Dan Lepard and Master of Wine Sam Caporn to find out what they look for when they're blind taste testing, and share their top tips for serving food this festive season. Which? members can listen to the full podcast, where Dan and Sam share their detailed analysis, by clicking here. If you're not already a member, join Which? to instantly listen to the podcast and gain access to all of our product reviews - all for 50% off your first year's membership. Read all of our Christmas food and drink reviews on our website & sign up for our free Healthy Living newsletter.

    How will the Budget impact you? Your questions answered

    Play Episode Listen Later Dec 5, 2025 31:49


    Last week's Budget was so full of announcements, it may have left you with more questions than answers. In this episode, we're joined by the Deputy Editor of Which? Money Editor Sam Richardson and Emma Wall, Chief Investments Strategist at Hargreaves Lansdown to answer your questions on how the Chancellor's announcements could impact you. From cash Isa limits being reduced, to the so-called mansion tax, the new tax on electric vehicles and salary sacrifice changes, we cover the big stories that you want to know about. Read more about all of the biggest Budget announcements & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance - get 25% off your first year's membership. Offer ends 8th January 2026

    10 ways you can make driving cheaper

    Play Episode Listen Later Dec 3, 2025 8:37


    Paying for fuel isn't getting any cheaper. So what can you do to cut the cost of driving your own car? In this episode of Which? Shorts, we give you a handful of quick and easy tips that you can use every day to make every tank of fuel go further. From simple car maintenance, to adapting your driving style, these hacks could reduce how often you're visiting the petrol forecourt. Read more of our money-saving driving tips & sign up for our free Cars newsletter Become a Which? member for 50% off the usual price

    We put 8 viral holiday hacks to the test - here are the results

    Play Episode Listen Later Nov 28, 2025 11:47


    Social media is flooded with influencers jumping on trends to get a better holiday. But are they just chasing likes, or can these hacks actually save you money? In this episode of Which? Shorts, we we tested some of the most shared holiday hacks, and spent weeks haggling, checking into flights, recording and analysing data, as well as speaking to industry experts. We'll tell you which ones could save your hundreds of pounds, and which ones are utter nonsense. Read our advice on how to find cheap flights & sign up for our free Travel newsletter Become a Which? member for 50% off the usual price

    Will the Chancellor's Budget make you any better off?

    Play Episode Listen Later Nov 26, 2025 30:23


    Rachel Reeves stepped up to the despatch box at lunchtime on Wednesday to deliver her much-anticipated Budget speech. But how much of it will impact you? And will it be for the better, or for the worse? In this episode, we're joined by Which? Money Editor Jenny Ross and Tom Selby, Director of Public Policy at AJ Bell to discuss how all of the big announcements could impact your day-to-day finances.From tax thresholds being frozen, to Isa allowances being changed, we analyse the biggest headlines from Reeves's second Budget speech as Chancellor. Read more of the Chancellor's announcements & sign up for our free weekly Money newsletter Send us your questions for our Budget Q&A episode via email Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance

    The 'free money hack' you need to know

    Play Episode Listen Later Nov 21, 2025 32:37


    **** This episode was first broadcast in February 2025****Getting into the nitty gritty of switching banks, we explore the switching offers available now, how the switching process works, and consider whether you might actually be better off sticking with your current provider. In this episode, Which? Money expert Grace Witherden and finance content creator Gabriel Nussbaum - AKA That Money Guy - discuss the pros and cons of switching, when you should consider it, and what to be aware of when looking at switching incentives. Read more about the current switching offers & sign up to our free weekly Money newsletter. Click here to send us an email. Become a Which? Money member. Get 50% off a Which? membership.

    Home insurance providers and policies we recommend

    Play Episode Listen Later Nov 19, 2025 11:13


    In this episode of Which? Shorts, we reveal which home insurance policies have been awarded a Best Buy in 2025, and which providers we recommend. When a disaster strikes at home, having a solid policy covering your property is great peace of mind that you'll get the help you need. So we've surveyed thousands of policyholders and reviewed countless policy documents to rate and review 35 providers that are available on the market. Plus, we look at what people are most likely to claim for, and explain what type of cover you actually need.Read our reviews of the best home insurance policies and providers & sign up for our free Money newsletter Become a Which? member for 50% off the usual price

    Are we becoming too reliant on AI search?

    Play Episode Listen Later Nov 18, 2025 30:29


    There's no doubt about it, we're increasingly relying on AI tools to help us search for information online. But, are we becoming too reliant? In this podcast, we sit down with Which? Principal Research Andy Laughlin who unpacks the findings from his new investigation into the effectiveness of AI search tools. According to our findings, more than half of us are turning to sites like ChatGPT and Gemini when we search online, but we've found some concerning examples of when the advice they give us is far from the truth. Read more of the findings from from Andy's investigation & sign up for our free Tech newsletterPodcast listeners can get 50% off a Which? membershipClick here to send us an email Become a Which? Tech member

    Does it pay to stay loyal to your mortgage lender?

    Play Episode Listen Later Nov 14, 2025 20:44


    One in five mortgage holders choose their lender because they already have another financial product with them according to Which? research. But does that loyalty actually lead to a better deal? In this episode, we're joined by Which? Money's mortgage expert Sam Wilson & Associate Director at L&C Mortgages David Hollingworth to look at this data and unpack whether it's best to shop around or stay loyal. Plus, we reveal which mortgage providers have been awarded Which? Recommend Provider status this year, and touch on what the new Renters' Right Act could mean for the rental market. Read all of our mortgage provider reviews & sign up for our free weekly Money newsletter You can read everything we know about the Renters' Rights Act on our website Click here to send us an email Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance

    The most common energy problems - and how to fix them

    Play Episode Listen Later Nov 12, 2025 8:57


    In this episode of Which? Shorts, we reveal the results of our survey into the problems that customers face in relation to their energy providers. In an ideal world, most of us should be able to have a fairly hands off approach to our energy, as long as the lights and the heating stay on. Unfortunately, too many of us are facing a list of energy problems that have left us dealing with energy providers far more than we like. We round up our best tips on how you can take charge of your energy bills. Read our reviews of the best energy suppliers & sign up for our free Weekly Scoop newsletter Learn how you can complain to your energy provider Become a Which? member for 50% off the usual price

    Why the home and travel insurance industries need to change

    Play Episode Listen Later Nov 6, 2025 29:25


    In this episode, we're joined by Which? Head of Strategic Insight Katie Alpin who gets us up to speed on why we're calling for action from the Financial Conduct Authority, and what has happened since we filed our super-complaint against them. Plus, we're joined by Kaja Cordwell who shares her heartbreaking story of how a house fire meant she and her family still haven't been able to return home nearly two years on. She believes her insurer has let her down. Read more about our super-complaint & sign our petition

    Is it worth paying for boiler cover?

    Play Episode Listen Later Nov 5, 2025 11:05


    In this episode of Which? Shorts, we explain why it pays to plan ahead for a future boiler repair or replacement. The last thing any of us want is to unexpectedly shell out thousands of pounds when our boiler suddenly packs in. So what can you do to prepare? Paying monthly for boiler cover can bring peace of mind, but we've crunched the numbers to see whether or not it's worth shelling out for. Read more on how to choose the right boiler cover & sign up for our free Weekly Scoop newsletter Become a Which? member for 50% off the usual price

    Are herbal supplements safe for you to take?

    Play Episode Listen Later Nov 3, 2025 24:45


    Herbal and botanical supplements may sound like a natural way to look after your body. But what's the truth about their effectiveness? In the final episode of this series of our health and wellbeing podcast, we sit down with Shefalee Loth, a public health nutritionist at Which?, and Sophie Medlin, founder of City Dietitians to explain what herbal supplements actually are and what science there is to back up the claims on the labels. From turmeric to echinacea, St John's wort to ashwagandha, they detail what you should consider before introducing these into your daily routine. If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership. Read more about herbal and botanical supplements & sign up for our free monthly Food & Health newsletter

    You're losing money if your savings rate is less than 4%

    Play Episode Listen Later Oct 31, 2025 37:17


    Making money from your savings is an essential way to ensure your money is beating inflation. But it's not as straightforward as it seems. In this episode, we're joined by Which? Money journalist Matthew Jenkin who shares new Which? research that shows a third of us still consider branch access important when deciding which provider to keep our money with. Plus, Head of News at Moneyfacts, Adam French, crunches the numbers to reveal that physical bank branches are lagging behind challenger banks for the best savings rates on the market. Find out more about the best savings accuont on the market & sign up for our free weekly Money newsletter What are the best Cash Isas right now? Listen to our episode about community banking hubs Click here to send us an email Get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance

    How to cut the cost of your weekly shop

    Play Episode Listen Later Oct 29, 2025 12:32


    In this episode of Which? Shorts, we share some of the tried and tested ways that you can save money on supermarket shopping. Food inflation probably wasn't on your radar until the start of the decade. That was when the pandemic, the war in Ukraine and other global supply issues sent it soaring. It currently sits at 5.4% as of the three months to the end of August 2025.Today, we weigh up the effectiveness of price-matching, loyalty cards and discount retailers on reducing the amount you spend at the checkout. Read more on how to beat rising food prices & sign up for our free weekly Money newsletter Become a Which? member for 50% off the usual price

    Can probiotics alone fix an unhealthy gut?

    Play Episode Listen Later Oct 27, 2025 21:18


    Probiotic foods and supplements can be pricey, and it's hard to cut through the clever marketing to know what's worth buying, and what's best left on the shelf. In the fifth episode of a brand new series of our health and wellbeing podcast, we sit down with Shefalee Loth, a public health nutritionist at Which?, and Sophie Medlin, founder of City Dietitians to explain what probiotics are and who should consider adding them into their daily routine. Plus, for the first time ever, Which? has tested and reviewed probiotic supplements from a range of suppliers. We reveal some of the best on the market, plus which of those received the coveted Which? Best Buy. Which? members can listen to the full episode where we reveal our test results by clicking here. If you're not already a member, join Which? to instantly listen to the podcast and gain access to all of our product reviews - all for 50% off your first year's membership. Read all of our reviews of probiotic supplements & sign up for our free monthly Food & Health newsletter

    The real-life consequences of having your identity stolen

    Play Episode Listen Later Oct 24, 2025 34:44


    Having your identity stolen is far from ideal, but the consequences could last a lot longer than you'd expect. In this episode, we're joined by Which? scams expert Faye Lipson and Steve Goddard from financial crime prevention firm Featurespace to explain how fraudsters are diversifying their skillset to find new ways to steal our ID. They explain how AI is lowering the barriers of entry for scammers, and what you can do to keep your data safe. Read more about how scammers are targeting us & sign up for our free weekly Money newsletter Find out how to check your credit score & read more on how to join the Cifas Protective Register Sign up for our free Scam Alerts service Click here to send us an email Get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance

    The dangers of buying high-end counterfeit goods

    Play Episode Listen Later Oct 22, 2025 12:43


    In this episode of Which? Shorts, we share the findings of our investigation into fake products we were able to buy on online marketplaces. We were easily able to purchase goods with dangerous components – including dupes with fake fuses, which make them a major fire risk. We reveal what you can do to avoid buying dangerous, counterfeit products. Read more of our investigation into fake goods & sign up for our free monthly Health newsletter Become a Which? member for 50% off the usual price

    Does everyone need to take a vitamin D supplement?

    Play Episode Listen Later Oct 20, 2025 17:31


    You may have heard that everyone should take a vitamin D supplement. But what's the science behind that? And are some brands better than others? In the fourth episode of a brand new series of our health and wellbeing podcast, we sit down with Shefalee Loth, a public health nutritionist at Which?, and Sophie Medlin, founder of City Dietitians to explain how you can naturally get vitamin D, when you should be taking supplements, and the risks of getting too much into your body. Plus, for the first time ever, Which? has tested and reviewed vitamin D supplements from a range of suppliers. We reveal some of the best on the market, plus which of those received the coveted Which? Best Buy. Which? members can listen to the full episode where we reveal our test results by clicking here. If you're not already a member, join Which? to instantly listen to the podcast and gain access to all of our product reviews - all for 50% off your first year's membership. Read all of our review of vitamin D supplements & sign up for our free monthly Food & Health newsletter

    Are you using the wrong type of credit card?

    Play Episode Listen Later Oct 17, 2025 33:06


    In August, the average credit card APR reached a record high of 35.7%. But with some balance transfer cards currently offering up to 34 months interest-free, is it time to switch? In this episode, we're joined by Which? Money journalist Holly Lanyon and Adam French, Head of News at Moneyfacts to explain why rates of APR are climbing so high and what to look out for before applying for a new card. Plus, with retailers like Ikea now unveiling their own types of credit card, we explain the benefits and risks involved with using cashback and reward cards. Read more about switching to a different credit card & sign up for our free weekly Money newsletter Find out the best credit card deals this month & read more about the latest cashback and reward cards Listen to our episode about credit scores Click here to send us an email Get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance

    How to make the most of your dentist appointment

    Play Episode Listen Later Oct 15, 2025 9:03


    In this episode of Which? Shorts, we explain how you can make the most out of the precious amount of time you get in a dentist's chair. From explaining your problems to the receptionist to basic dental care at home, we round up the best advice with help from those in the dental industry. Read more expert tips for keeping your teeth healthy at home & sign up for our free monthly Health newsletter Read our reviews of the best electric toothbrushes Become a Which? member for 50% off the usual price

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