Podcast appearances and mentions of tom selby

In this week's AJ Bell Money and Markets podcast, Laith Khalaf and Tom Selby dive into what's been moving in markets, from the FTSE hitting 9,000 [01:17] to Bitcoin hitting a record high [04:10]. We'll also be talking through the latest inflation figures to come out of the UK and US and what that might mean for interest rates [11:25]. The Chancellor has delivered her annual Mansion House speech to the city, and there were a lot of big changes announced. Laith and Tom discuss ISAs [14:52], boosting retail investing and changes to the banking and mortgage market [29:42]. Finally we have an interview with Lynda Shillaw, CEO of the property development company, the Harworth Group, about trends in the sector and Harworth's promotion to the FTSE 250 [34:20].

The way you choose to access your pension can have a big impact on the amount of money you have to live on in later life. So which option is right for you? Which? Money Editor Jenny Ross & Tom Selby, Director of Public Policy at AJ Bell explain how annuities and pension drawdown work, including the pros and cons of each method for turning your savings into a retirement income. Read our reviews of drawdown providers & sign up to our free weekly Money newsletter Find out the best annuity rates on the market right now Get 50% off a Which? membership This episode was originally released in December 2024

It's ten years since George Osborne introduced his landmark private pension reforms, known as the ‘pension freedoms'. In this AJ Bell Money and Markets Deep Dive, we explore whether the pension freedoms have been a success and how you can make the most of them with your pension.   (05:26) Tom Selby and Rachel Vahey from AJ Bell will be joining Laith Khalaf to discuss what the pension freedoms were, and how people have been using them over the last decade. We'll also be running through the tax treatment of pension withdrawals and the chancellor's plans to levy inheritance tax on pensions.   (23:55) One of the architects of the pension freedoms, Sir Steve Webb, the Pension Minister in the coalition government of 2010 to 2015, talks to Laith about why the reforms took place and whether they've been a success.   (45:20) The team talk through the differences between drawdown and annuity and ask what a sustainable income is. We also discuss investment strategies in retirement, and ask whether annuities might be due a comeback. Finally we run through the resources that can help you decide how to take your retirement income.

Chancellor Rachel Reeves has delivered her Spring Statement - but what does it really mean for your money? Holly Mead is joined by Jo Noble, Chris Etherington and Tom Selby to break down the key takeaways - from welfare cuts to tax crackdowns - as they look at what was announced, what was left out, and what's still to come later this year. Hosted on Acast. See acast.com/privacy for more information.

If you're trying to understand the turmoil on the markets, don't miss this week's episode of the AJ Bell Money & Markets podcast. Dan Coatsworth explains what's going on, what might happen next, and how to keep your cool. [01:13] This podcast is our ISA special: we've gone all out on explaining the pros and cons of Individual Savings Accounts. Laura Suter and Charlene Young join Dan in weighing up the range of ISAs currently available and whether they are still fit for purpose. They talk Stocks & Shares ISAs, Cash ISAs, Junior ISAs, Innovative Finance ISAs and Lifetime ISAs. [04:24] Tom Selby reclaims his crown as the podcast taskmaster and brings back the legendary ISA quiz. [14:27] Want to know where other investors have been putting their ISA money this year? Dan reveals the top selections and talks through some interesting trends. [24:06] Everyone would love to be an ISA millionaire, but how hard is it to hit the goal? Laura does the maths. [28:15] We've had loads of listener questions come in, so the team tackle three burning ISA issues: which is better: an ISA or a pension? [31:31]; what is a Bed & ISA and should I bother with it? [34:50]; and how does the taxman know if I'm over the £20,000 ISA allowance? [36:52] Finally, our special guest this week is Craig Baker from the team behind the £4.7 billion Alliance Witan investment trust. Its first results since the merger have just come out and Dan talks to Craig about performance and what Alliance Witan is trying to achieve longer term. [39:27]

New data suggests that more than two thirds of Generation X - those aged between 45 and 60 - are not on track to have enough money for retirement. In this episode Which? Money pensions expert Paul Davies and Director of Public Policy at AJ Bell, Tom Selby, discuss how much we need to put into our pensions each month, the importance of monitoring our pots, and how government contributions and tax relief boost our savings. Read more on how much you'll need to retire & sign up to our free weekly Money newsletter. Click here to send us an email. Become a Which? Money member. Get 50% off a Which? membership.

Welcome to the first episode of the AJ Bell Money & Markets Deep Dive podcast. This is a new series which will take a long look at some of the key issues in markets and personal finances. First up we'll be diving into a subject which will affect almost everyone – taxes. Personal taxes are on the rise and we'll be looking at some of the main ways you can save tax on your savings and investments. The tax burden is on course to reach a historic high of 38.2% of GDP by 2029. Laith Khalaf speaks to Carl Emmerson, Deputy Director of the Institute for Fiscal Studies about how we got here, and whether more tax rises are on the way. [11:05] ISAs have been a hugely successful savings and investment account since their launch in 1999. Laith Khalaf and Charlene Young discuss the merits of ISAs and whether people in the UK are holding too much cash. [30:08] Tom Selby, Director of Public Policy at AJ Bell joins the pod to discuss another important tax shelter: pensions. We ask him whether a pension is better than an ISA, and if the government might look to take away some of the generous tax relief currently attached to pensions. [40:02] There are other ways to save tax too. Laith and Charlene discuss family finances, VCTs and the 60% tax trap. [59:08]

Inheritance tax - it's something that's become a hot topic in recent months, following the government's proposals to make some changes to how it works, which will lead to more people facing a bill. It's often an emotive subject, but is also a complex one, with lots of rules that determine how and when inheritance tax is charged. In this episode Which? Money Editor Jenny Ross and Director of Public Policy at AJ Bell, Tom Selby discuss how inheritance tax works, how you can potentially avoid it, and whether you need to worry about it at all. Read more about the ways to avoid paying IHT & sign up to our free weekly Money newsletter. Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

The way you choose to access your pension can have a big impact on the amount of money you have to live on in later life. So which option is right for you? Which? Money Editor Jenny Ross & Tom Selby, Director of Public Policy at AJ Bell explain how annuities and pension drawdown work, including the pros and cons of each method for turning your savings into a retirement income. Read our reviews of drawdown providers & sign up to our free weekly Money newsletter. Find out the best annuity rates on the market right now. Save 25% off a Which? Money annual membership for the first year. Get 50% off a Which? membership.

The long-awaiting Budget speech by Rachel Reeves was delivered today, but what did she say? Was anything new announced? And what does it all mean for you finances? Which? Money Editor Jenny Ross and Tom Selby, Director of Public Policy at AJ Bell, are here to digest and debrief it all to explain the good news, the bad news, and everything in between. Read more about what the 2024 Budget means for you & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

On this week's AJ Bell Money & Markets podcast, Danni Hewson and Charlene Young assess the market reaction to a large fall in UK inflation which has raised expectations that the Bank of England might cut rates twice before the end of the year.   They're joined by Tom Selby, AJ Bell's director of public policy, to discuss ongoing Budget speculation which has unsettled many pension savers and prompted AJ Bell to call on the Treasury to commit to a pension tax lock.   They also discuss the impact of Budget speculation on markets with housebuilders like Barratt up and gambling companies like Entain down.   Dan Coatsworth talks to Ailsa Craig and Marek Poszepczynski from the International Biotechnology Trust about what we might see next for the weight-loss drug boom. Dan also chat to Nick Purves from Temple Bar Investment Trust about finding opportunities when parts of the market look cheap.   You can also hear why automakers Stellantis and BMW have warned policy makers they need to think again about the pace of the transition to electric vehicles if they're going to protect manufacturing jobs and why Boeing is looking to raise funds to help it keep its head above water.

Research from us here at Which? suggests around half of adults don't know how much money they'll need come retirement. So what is the answer? And how can you ensure you achieve it? Which? Money Editor Jenny Ross & Tom Selby, AJ Bell's Director of Public Policy explain the figures, plus share their advice on how best to save for later life. Learn the difference between different pension types & sign up to our free weekly Money newsletter.

After 14 years of Conservative governments, a recent general election win for Labour inevitably means changes to policy that will impact our finances. Which? Money Editor Jenny Ross & Tom Selby, AJ Bell's Director of Public Policy explain how a Labour government may impact taxpayers, mortgage holders and your pension. Read more about what the new government means for you & sign up to our free weekly Money newsletter. Sign up for our free Scam Alerts service.

This week's AJ Bell Money & Markets podcast goes big on pensions. Charlene Young, Tom Selby and Laith Khalaf discuss some of the key issues you need to understand, whatever age you are. Dan Coatsworth and Danni Hewson discuss what's been a volatile week for tech stocks with AI chipmaker Nvidia losing billions of dollars off its market value, and Microsoft and Apple potentially facing huge fines from EU regulators. As Shein edges closer to a London listing, the podcast team debate why investors are nervous and whether the IPO will actually happen. Danni also explores Frasers' efforts to add another revenue stream via the buy now, pay later market. We've also got Abbas Barkhordar from Schroders on the show to talk about investing in Asia.

With the UK general election mere weeks away, FT Adviser's senior reporter Alina Khan speaks to Simon Harrington, head of public affairs at Pimfa, Ollie Saiman, co-founder of advice firm Six Degrees, and Tom Selby, head of public policy at AJ Bell, about the main parties' manifestos and what the implications of certain policies could be for advisers and their clients. Hosted on Acast. See acast.com/privacy for more information.

On this episode of the AJ Bell Money & Markets podcast, Danni Hewson and Tom Selby dig through the general election manifestos and assess what the measures might mean for your money. From further cuts to National Insurance and the pension “Quad-lock” proposed by the Conservatives to Labour's decision not to bring back the lifetime allowance and the Lib Dem's proposal to reform capital gains tax, the podcast has all the important details. Danni looks at a plethora of economic data including jobs and GDP figures and how they might impact interest rate decisions. The team discuss Apple's AI gambit and why it has upset Elon Musk. There is also chat about Raspberry Pi's well-received London IPO. Finally, Dan Coatsworth talks to Will Orr from the Gym Group about how the nation is spending more money on health and fitness and the role his company plays.

In this week's Weekend Essay, Momodou Musa Touray explores the looming retirement crisis facing millions of Brits. While politicians battle over policy pledges, a recent study by AJ Bell reveals that nearly half of British adults under state-pension age are uncertain about when they'll receive their pensions. With implications for retirement planning, Tom Selby, AJ Bell's Director of Public Policy, calls for stability in pension policy and better communication to address the growing uncertainty. Listen now: 

Dan Coatsworth and Charlene Young bring you this week's episode of the AJ Bell Money & Markets podcast. We're covering the latest takeover news, ask whether the pressure is piling on Nick Train at the Finsbury Growth and Income Trust and what is happening with the NatWest share deal. Dan discusses how and why markets have taken a step back this week and gives us an insight into the upcoming FTSE quarterly reshuffle. Charlene Young has the latest on the takeover situation for Royal Mail's parent company and how markets aren't quite as confident how it'll clear the next hurdle of government approval. Tom Selby, director of public policy at AJ Bell, discusses the triple-lock-plus pledge from the Conservatives and some worrying research highlighting the confusion around when exactly you might be able to claim your state pension. Charlene asks Wealth Wizards' chief executive Ben Hampton about joint FCA and Treasury proposals to get more people investing, namely what help do people want, when should they consider advice and what changes could consumers see as part of effort to close the so-called “advice gap”. Martin Gamble and Tom Sieber also join us from Shares magazine to discuss big growth plans from AstraZeneca.

It is the current government's long-term ambition to abolish National Insurance, after two consecutive cuts in the past two fiscal events. But what would a world without NI look like, and what impact would it have on pensions? FT Adviser's Alina Khan is joined by Ian Cook, chartered financial planner at Quilter Cheviot, Tom Selby, director of public policy at AJ Bell and Susan Hope, IFA workplace senior manager at Scottish Widows, to discuss the scenario. The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

Tom Selby and I unpick the political, fiscal and personal finance fun and games of the Budget

The big news this week is the latest inflation figures which have positive implications for consumers and businesses. The data has already triggered a rally in global stock markets as Dan Coatsworth discusses in this week's episode. Tom Selby explores the pros and cons of the FIRE movement – financial independence, retire early. He explains the key things to consider if you want to stop working in your 50s or earlier. Laura Suter talks about the growing number of people who are behind with their mortgage repayments and how the HMRC is reportedly bracing itself for a deluge of calls as more people find themselves in a higher tax bracket. Kumar Pandit from the Somerset EM Dividend Growth Fund is on the show to talk about investing in India, while Dan also looks at the cosmetics industry following The Body Shop's takeover, and why shares in property companies have started to move higher.

One of the rumours which has swirled around about next week's Autumn Statement is that Jeremy Hunt will use it to reform and simplify the Isa regime.There have been rumours he will allow savers to put money into multiple Isas in the same year, but there have also been reports he is considering a "British Isa" to encourage investment into UK companies.This week Damian Fantato, deputy editor of FTAdviser, is joined by Tom Selby, head of retirement policy at AJ Bell, and Tim Morris, IFA at Russell & Co, to discuss the pros and cons of these policies. Plus they discuss the recent rumours Hunt is planning to cut inheritance tax.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

Tom Selby of AJ Bell helps me try and make sense of the mother of all reshuffles and we make some moderately well-informed predictions about the forthcoming Autumn Statement

Laura Suter and Tom Selby look at what the latest jobs figures mean for the Bank of England's next interest rate decision, as well as the latest banks to report their results and what it tells us about the state of the savings market. Tom dives into figures on the number of pensioners that will be pushed into paying more income tax. They also look at the latest eye-opening figures on scams. And investment director Ryan Hughes covers a bevvy of investment news, from the fallout in the UK property fund world, to the expensive tracker funds costing you over the odds and what the latest UK government bond yields mean for you. Tom continues that bond theme in his pension corner, looking at whether those nearing retirement need to worry about gilt yields and the impact it could have on their portfolio.

On this week's Money and Markets podcast Danni Hewson and Laura Suter dig into a pile of economic data from wage growth numbers to the volatility on markets following the stalled UK inflation print which saw housebuilders including Barratt Development tumble. Danni checks out earnings updates from big US banks including JP Morgan and Bank of America and a crowd-pleasing turn from Premier Inn-owner Whitbread. Tom Selby is on hand to explain what the latest wage and inflation numbers mean for the state pension triple lock as well as answering a question about tax relief once you are over 75. Laura's been crunching the numbers on how much the income bands tax freeze is costing you and Tom Sieber chats to Jim Strang from HG Capital Trust about investing in privately-owned technology companies.

Earlier this year the Department for Work and Pensions said it will work to encourage consolidation to solve the problem of small pension pots. But pensions minister Laura Trott said the longer-term solution to this issue would be to move to an Australian-style "pot for life" system.Amy Austin, news editor at FTAdviser speaks to Tom Selby, head of retirement policy at AJ Bell and Kate Smith, head of pensions at Aegon, about the small pots issue, what government could do to resolve it and whether a "pot for life" is a workable option.The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

New research has found that one in five people are paying for essentials - like food and household bills - by borrowing on Buy Now, Pay Later. A report from The Money and Pensions Service says more than ten million people now use it and claims around 40% of people they surveyed were managing their repayments badly including turning to credit cards, savings or overdrafts to pay it back. Millions of pounds could be saved every year by building more homes that are accessible to people in wheelchairs - that's the conclusion of a report by the London School of Economics and the Housing Association, Habinteg. It looked into the financial costs and benefits of building more accessible homes for people who need them. The number of wheelchair users living in unsuitable homes across the UK is estimated to be more than 400,000. Dan Whitworth visits Kenilworth to meet Georgia and her family for a tour of their partly accessible home. The government is currently considering ways it could change pensions in the UK to drive better outcomes for savers. Part of this includes a call for evidence looking at how defined benefit schemes might be invested differently. One idea is to make it easier for private sector employers to access tens of billions of pounds of surplus funds that have built up in their pension schemes. The Department for Work and Pensions says "the direction of future policy is not yet decided.” Tom Selby from AJ Bell explores this idea. Presenter: Paul Lewis Reporters: Dan Whitworth and Sarah Rogers Researcher: Sandra Hardial Editor: Jess Quayle (First broadcast 12pm, Saturday 2nd September) 00:00 Introduction 00:41 Buy Now Pay Later 07:25 Accessible Homes 15:41 Self-Assessment Tax Helpline 17:02 Defined Benefit Pensions

On this week's Money and Markets podcast Danni Hewson is joined by AJ Bell's head of retirement policy Tom Selby who brings us up-to-date on rumours around ISA simplification which are reportedly being considered by the Government. The pair assess how markets and currencies have reacted since both the Fed and the Bank of England held interest rates. You can hear about property stocks including British Land and Land Securities which have come under pressure after analysts cut ratings, and how tech giant Meta paid a record-breaking amount to pull out of one London lease as hybrid working becomes further engrained. Danni mulls over a mixed bag of results from retailers like Next and H&M and gives her two-penneth on why the sun is shining for some companies and not others. Plus, Dan Coatsworth chats to Pruksa Iamthongthong from Asia Dragon Trust about China's disappointing post-covid rebound and explains what investors need to think about and Tom delivers another “pensions corner”, this one on salary sacrifice.

On this week's AJ Bell Money and Markets podcast Dan Coatsworth and Danni Hewson dig through the latest UK inflation data which has delivered a shot of optimism to investors. They mull over how the Bank of England might react to cooling prices, look at which stocks on the market have been benefiting from the change in sentiment and ask if the optimism is really warranted. Higher interest rates have delivered something of a bonanza for many big US banks with Wells Fargo and Bank of America amongst those racking up big profits. Dan delves into the figures. With actors joining writers on the picket lines in Hollywood for the first time in sixty years the pair assess which stocks could be impacted, with Paramount, Disney and Warner Bros Discovery already experiencing share price declines. AJ Bell's head of retirement policy Tom Selby is back to talk about government plans for small pension pots. Plus, Dan talks to Joe Bauernfreund from AVI Global Trust about what he makes of this year's market movements and where he sees opportunities now.

Tom Selby considers Chancellor Jeremy Hunt's strategy to boost the average pension pot by £1,000 a year and why the plan has flaws. Laura Suter talks about some remarkable figures on the amount of money in savings accounts that pay no interest and how there has been yet another error made on state pension payments. Dan Coatsworth chats with Dominic Scriven from investment trust Vietnam Enterprise Investments Limited about investing in Vietnam. Dan also explains the importance of the latest Bank of England stress test on UK banks. The podcast also features two 15-year-olds talking about how teenagers manage money and how schools can improve personal finance education.

This week's podcast explores why so many companies are receiving takeover offers and why the recent banking crisis could force some banks to push up rates on savings accounts. Tom Selby explores potential changes to how much protection the UK government offers on cash in the bank, as well as delving into the world of finfluencers. Dan Coatsworth chats about the latest results from Netflix and he interviews Nicholas Weindling from JPMorgan Japanese investment trust about opportunities in that part of Asia.

Find out the latest events in the banking sector and why some of the big US tech stocks have bounced back after a miserable showing in 2022. Dan Coatsworth also explores why the stock market gave the thumbs down to the latest results from retailer Next. Laura Suter talks pocket money and children's savings with GoHenry's Louise Hill and Tom Selby answers a listener's question about tax-free cash from pensions. We're near the end of the tax year which means investors should act quickly if they want to make the most of any allowances before big changes from 6 April. Laith Khalaf has all the details.

This week we've got a full update on the ongoing crisis in the banking with Russ Mould joining us to explain what is actually happening and how it might impact you. Danni Hewson is filling us in on all the stock market news this week, including more job cuts at Amazon and the next stage of the sale of Man United. We've drafted in our pensions expert Tom Selby to explain the detail of those Budget pension changes from last week and how they will work in practice. We've got all the info on that boardroom spat at Scottish Mortgage and Laura Suter has a little update on why savings rates at NS&I might be about to significantly improve.

On this week's money and markets podcast Danni Hewson and AJ Bell's head of retirement policy Tom Selby mull over the latest UK inflation numbers and discuss jobs data which shows more over 50s are heading back into the work place flagging a big issue about pensions. The FTSE 100 continues to flirt with the record books – nudging close to but not quite hitting a new high as UK retailers like Tesco, Currys and WH Smith deliver on the upside. But it's not all been good news with profits at big US investment banks Goldman Sachs and Morgan Stanley among those taking a big hit with deals down and millions being set aside as recession beckons. Dan Coatsworth has been chatting to Mark Slater from the Slater Growth Fund about the rebound in UK stocks and how 2022 was one of his hardest ever years as a growth investor. And with the reopening of China partly behind the New Year rally, Danni's been chatting to Ewan Markson Brown, manager of the Crux China Fund, about where he sees the opportunities for investors.

Prime Minister Rishi Sunak wants all pupils in the UK to study maths up to the age of 18. Laura Suter explores how making personal finance studies more prominent on the curriculum as part of this maths push would yield significant benefits to individuals later in life. Dan Coatsworth explains why Apple and Tesla shares have dragged down the US market so far in 2023 and he also debates what might be in store from the plethora of trading updates due from the retail sector. Discover why Fundsmith Equity Fund had its first year of negative returns since launch and why manager Terry Smith is not abiding by the fund's ‘do nothing' principle. Tom Selby discusses the rules around recycling money back into a pension, while Laura explains why anyone looking for top-paying cash savings deals should act quickly before rates fall. Dan also talks to Ed Smith, co-chief investment officer at Rathbone Investment Management, about solving the problem of slowing productivity.

If your train journey has been disrupted by strikes, don't miss this week's podcast where Laura Suter will be talking about what rights you have regarding refunds and compensation. Dan Coatsworth looks at the best and worst performing stock markets around the world in 2022. He also discusses what some of the pub companies have been saying about trading amid the World Cup. Tom Selby considers what might happen to the state pension and when people will be able to get it in the future. And the BBC's Dougal Shaw talks to Danni Hewson about what makes a good company boss.

Laith Khalaf and Tom Selby debate the forthcoming changes to taxes and allowances following the Chancellor's Autumn Statement. They explain what the changes mean, and which ones are the most significant. Dan Coatsworth and Laura Suter discuss the relevance of Black Friday, whether retailers will enjoy a  bumper sales period, and what to think about if you're trying to cut back on your spending but want to take advantage of discounts in the shops. Dan explains why stock markets have perked up in recent weeks, and he also talks to Fay Ren from the Cerno Pacific Fund about why companies with rich intellectual property can be attractive investments.

This week we've gathered a team of experts to comb through all of the Government's U-turns and work out what they mean for your money. Laura Suter looks at the income tax reversal and the Energy Price Guarantee, while Laith Khalaf has the details on dividend tax changes that never materialised. Tom Sieber gives us the market reaction to the news, including whether those crucial Gilt yields stabilised, while Tom Selby details the impact on the pensions landscape and that all-important triple lock. The team also debate what is coming down the pipeline from the current Government and the remaining thorny issues the new Chancellor has to wrangle.

With all the headlines that have made people worried about their pension we've drafted in AJ Bell's head of retirement policy Tom Selby to talk through it and explain exactly what it means for you. Laura Suter talks to broker David Hollingworth from L&C on what's happening in the housing market and what you should do if you are in the process of moving or re-mortgaging. Dan Coatsworth and Danni Hewson discuss the economic volatility surrounding the Bank of England's bond buying programme.  Markets have had plenty to keep them scrambling this year and as we head into earnings season, Danni caught up with Duncan MacInnes at Ruffer, Olivia Geldenhuys at Schroders and Andrew Surrey at Vanguard to ask what they make of 2022 so far. Dan and Danni also pick over the good the bad and the downright ugly from this week's market movements including why the FTSE 100 has finally succumbed to the malaise that's been present in most other indices already this year, and why shares in renewable energy-related companies and investment trusts including SSE have been falling. The pair look at some big market moves which have ruffled the semiconductor companies globally and Danni finds a few bright spots with positive updates from Pepsi, Hollywood Bowl and packaging group DS Smith.

This week we look at the latest inflation update and how markets reacted to that surprise dip, and preview next week's big economic announcements. We also cover the news that renowned investor Terry Smith is closing the emerging markets fund he launched eight years ago. Tom Selby is on to talk about the great ‘un-retirement' of over-65s returning to work after the exodus during covid. And Dan Coatsworth explores how you can invest in cybersecurity, as more companies look to protect themselves from hacking. Elsewhere, with savers finally getting a better return on their money, Laura Suter has some news for people who want to save in a green way. But she also shares a warning: that the extra interest savers are earning might come with an unexpected tax hit.

It's been quite the week in politics and on this week's Money Box we'll take a look at what it could mean for your personal finances. One of the biggest challenges the next PM will face is the economy and the many households feeling the squeeze. It's thought some of the candidates favour tax cuts, but there's also pressure to increase taxes to control government borrowing. Heather Self a tax expert at Blick Rothenberg and Tom Selby from the investment company AJ Bell will discuss. According to a new report, out on Monday, more people are falling behind with at least one household bill as the cost of living rises. Money Box has been given an early look at the Coronavirus Financial Impact Tracker, which suggests one-in-six households are now ‘in serious financial difficulty' compared to one-in-ten in October. Debt is also climbing - particularly among people who were already struggling. We'll speak to Professor Sharon Collard from the University of Bristol, who is one of the authors of the financial impact report which is funded by the Aberdeen Financial Fairness Trust. Plus advice from the debt charity Stepchange. Also, if you ignore a current account for too long - can your bank really take your money? And how hard is it to get it back? Our reporter Dan Whitworth investigates. Presenter: Felicity Hannah Reporter: Dan Whitworth Researcher: Sandra Hardial Editor: Jess Quayle (First broadcast 12pm Saturday 9th July, 2022)

This week we're delving into those BP results that have caused so much debate. Plus Russ Mould joins us to look at share buybacks and dividends across the FTSE 100, as the oil giant announced another round of buybacks and a hike to its dividend.  Also this week, Laith Khalaf studies the figures from UK banks in the face of the cost of living crisis, following a wave of second-quarter results in the sector. Which leads us neatly onto some startling new data Laura Suter has about how households are coping financially with the cost of living crisis. We also look at the risk of recession in the US, after data showed the economy has shrunk again.  Elsewhere, we're talking about a big change the regulator has made to the way financial services work in the UK, with our pensions and regulation guru Tom Selby on to discuss what that means for investors. And just a note that after this episode, the podcast will be on summer break until September. So we'll see you in a month!

On this week's Money & Markets podcast Dan Coatsworth and Danni Hewson take a look at what has been another bumpy week for markets with a commodities rally not able to deliver the big market comeback some investors had been rather hoping for. They look at what's behind the defence stock bounce, boosting the likes of BAE Systems and Rolls Royce and how utility companies like SSE have responded to Ofgem's new distribution price control proposals. Plus, Dan is chatting to the Fund manager of Odyssean, one of the few investment trusts not to have lost a lot of money this year, and on the menu are Chemring, Videndum, Stabilus and Spire Healthcare.  There is also a new boss for Whitbread, and we discuss why the battle for high street chemist Boots ended with it being taken off the market by US owner WBA, for now.  With a drop in scratch card sales, we also look at why the government's green savings bond has flopped and Tom Selby brings us up to date on plans for the pension triple lock.

This week's podcast has plenty of useful tips for managing your money, as well as important insight into what's happening on stock markets and with cryptocurrencies. Dan Coatsworth explains why Primark's click and collect trial is important news for anyone owning shares in Associated British Foods. He also explores the latest wave of takeovers on the UK stock market and why they aren't necessarily reasons to be cheerful. Dan also reveals why one fund manager thinks now's the time to sell shares in oil producer Shell. Also, Laura Suter explains the latest developments in the buy now, pay later space, and discusses some of the most useful budgeting tools to help get your finances in shape. Finally, Tom Selby is on the show to discuss the key points someone in their mid-60s should consider before dipping into their pension

This week, Laura Suter brings us the latest energy price cap news, with an explanation of what's going to happen in the coming months. She also has a guide to how to squeeze the most out of your credit cards, and some good news for Premium Bond holders. Danni Hewson is here with all the markets news, including Snap's profit warning, the impact of lifting tariffs in China as it emerges from lockdown, and the latest on those suggestions of a windfall tax. We're dabbling in football this week, too, with news on the Chelsea takeover, and Danni will be looking at the latest retail figures. We also have pensions guru Tom Selby back with Pensions Corner, looking at the rules around auto-enrolment and how much you should actually be paying in. And Tom Sieber has an interview with property investment company Industrials REIT, following Amazon's comments that it's no longer chasing physical space.

On this week's Money & Markets, Dan Coatsworth and Danni Hewson pull apart Elon Musk's Twitter takeover plans. We look into his plans to pay for the platform, what he wants to do with it, and shareholder concern that Musk may be forced to sell some of his stake to finance his new venture. And looking over the first updates from ‘MAMAA' stocks, we find it's a mixed bag, with a sting in the outlook. With markets volatile over concern about more China lockdowns, Dan discusses investing in Asia. He casts his eye over Vietnam Holding – the fourth-best performing investment trust of all geographies, sectors and styles in 2021. And he gets the lowdown from Craig Martin, chairman of Dynam Capital, which makes all the portfolio decisions from the Trust. Also this week: Tom Selby hosts pensions corner – about the state pension, and when and how you qualify for pension credit. Plus, with another survey showing people are cutting back on their personal spend, should we actually be bullish about the retail sector long term?

This week, Laith Khalaf brings us the latest markets news, including markets bouncing on potential Ukraine peace talks and Barclays taking a £450m hit to profits. Laith and Laura Suter also crunch the numbers on how much Rishi Sunak's tax changes are actually going to cost you over the next few years. We also discuss Neil Woodford's former protégé Mark Barnett making a return to fund management, after a year out. And Laura looks at a new savings account that actually pays an interest rate above 1% – but there's a catch. Also on this episode, Dan Coatsworth has an interview about how the energy price cap and Russia/Ukraine crisis has impacted the energy industry. And finally, Laura and Tom Selby have a Lifetime ISA special, answering all of your questions about the end of the tax year. 

On this week's Money and Markets podcast, Danni Hewson looks at how markets have reacted to the invasion of Ukraine, as company after company severs ties with Russia and sanctions begin to take effect. Laith Khalaf focuses on the suspension of many Russian-exposed funds and what that means if you're invested, and he's also been tracking the surge in value of crypto currency, plus calls for a ban on Russian transactions. With stock market volatility making some people nervous about their pensions, Tom Selby chats through what those ups and downs might really mean for the average pension holder, and he also answers another pensions' corner question from a listener who spent a number of years living and working in Ukraine and wonders if that time might count towards their UK state pension. Plus, Dan Coatsworth has been talking to Chris McVey from Octopus Multi Cap UK Income fund, the best-performing UK equity income fund over the last three years. Chris explains why they've got a real bias towards small and mid-cap stocks. And with so much desperately awful news around, we've got Jenny Owen to bring us a touch of light relief at the end of the pod with a potted history of Cadbury's Freddo Frog and its changing price tag.

Inflation is dominating the headlines, so this week Laura Suter and Danni Hewson look at what the latest figures tell us and how they match up with wage figures. We also delve into the markets – this week saw deals galore, featuring the likes of Microsoft, Unilever and Boots.  Pensions guru Tom Selby sifts through the latest pension announcements, including plans to make us all get more help deciphering pensions, and the eye-watering tax bills many pensioners are facing. Also this week, Dan Coatsworth and Tom Sieber are back with our Round the World investing series. This time they stay closer to home and look at the UK – speaking to NinetyOne fund manager Simon Glazier to get his hot tips on the market. And Jenny Owen is back to tell us what the nation's ideal job looks like, and we also look at the latest crackdown on the cryptocurrency market.

In the first podcast of 2022, we look at the big changes coming for your wallet this year, including tax tweaks, certain £50 notes becoming obsolete, and rising train fares. Laith Khalaf is on to discuss what happened with the markets over the Christmas period, and he also discusses the world's first $3 TRILLION company. Tom Selby joins us to talk potential changes to when we can collect our old-age pension. And although fund managers are always keen to talk about their success stories, Tom Sieber talks to some about the investments that didn't go to plan for them in 2021, including James Henderson and Murray Income manager Charles Luke.