Podcasts about Hargreaves Lansdown

The government's Spending Review has been published and Wake Up to Money has been combing through the detail. Will Bain goes through the highlights with Kevin Brundish, chief executive of the battery scale-up company Lionvolt; Emma Wall, head of platform investments at Hargreaves Lansdown; and Simon French, chief economist at Panmure Liberum.With technology, AI and nuclear energy getting boosts in investment in this spending round, we also hear from former boss of both Rolls Royce and semiconductor design firm ARM, Warren East.Plus, a new report from Deloitte suggests that the English football system is "under strain," even though Europe's 'Big Five' leagues are collectively breaking records. Deloitte Sports Business Group's head of insights, Jennifer Haskel, explains why.

Join Susannah and Sarah as they break down the growing threat of cyber attacks and online scams – what's happening now, who's being targeted, and what it all means for your money. Will Guyatt, technology correspondent, joins to explain how scams are evolving – from deepfakes and fake WhatsApp groups to social media investment traps – and what steps you can take to stay safe online. Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, also joins to discuss how pension scammers are targeting retirees and what red flags to watch out for. This podcast isn't personal advice. If you're not sure what's right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah and Sarah as they break down the latest on Trump's tariffs – where things stand now and what it means for global trade. Victoria Hasler, head of fund research at Hargreaves Lansdown, and Helen Morrissey, head of retirement analysis, join us to unpack what inflation really is, how bonds work and how these shifts could impact your wallet.This podcast isn't personal advice. If you're not sure what's right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.

The Chancellor Rachel Reeves took to her feet on Wednesday to update the country on the state of the economy. But how many of her announcements are going to impact your directly? In this episode, Lucia Ariano is joined by Which? finance expert Matthew Jenkin, and Susannah Streeter, Head of Money and Markets at Hargreaves Lansdown to analyse what the Chancellor's announcements could mean for the money in your pocket. Read more about what we learned from the Spring Statement & sign up to our free weekly Money newsletter. Click here to send us an email. Get 25% off a Which? Money membership - offer ends 13th April 2025 . Get 50% off a Which? membership.

Isa season is upon us once more. But rumours have been swirling suggesting that your allowance could be cut from £20,000 per year, down to just £4,000. In this episode, Lucia Ariano is joined by Which? Money Editor Jenny Ross, and Sarah Coles, Head of Personal finance at Hargreaves Lansdown to discuss how you can best maximise your allowance, and what to consider when choosing a stocks and shares Isa. Read the 7 biggest Isa myths & sign up to our free weekly Money newsletter. Click here to send us an email. Get 25% off a Which? Money membership - offer ends 13th April 2025 . Get 50% off a Which? membership.

APAC stocks began the week on the front foot following last Friday's resurgence on Wall St and amid encouraging Chinese activity data.US Senate voted 54-46 to pass the stopgap funding bill to keep the government funded through September 30th.DXY is steady, EUR/USD remains on a 1.08 handle, JPY marginally lags, the rest of G10 FX is contained.Crude futures advanced at the open after the US conducted strikes against Houthi militant sites in Yemen.US President Trump said he will speak with Russia's President Putin on Tuesday and may have something to announce on Ukraine-Russia talks by Tuesday.European equity futures indicate a slightly positive cash market open with Euro Stoxx 50 futures up 0.1% after the cash market closed with gains of 1.4% on Friday.Looking ahead, highlights include US Retail Sales, ECB's Lagarde and earnings from Hargreaves Lansdown.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

In Episode 128 of the Diary of a UK Stock Investor Podcast this week:- (00:00) Show Start (12:24) BooHoo rebranding to Debenhams (17:30) Admirals stellar earnings release (22:00) Persimmon sees 7% rise in house completions (26:14) Kiyosaki, Buffet and Rami Sethi on Stock Investing (27:43) Decisions on the Hargreaves Lansdown private takeover Diary of a UK Stock Investor Podcast is a show for everyday long-term retail investors, hosted by Chris Chillingworth. The podcast is unique in that it serves as a place for Chris to reflect on the highs and lows of long-term UK stock investing, as well as sharing detailed updates on how his own portfolio is growing. With new episodes every Thursday, and a detailed update on his quest to reach £1,024,867 in portfolio value by 2043, episodes often discuss investing education, strategy, mindset, ideas and even stock picks and analysis. The show, which now has an active following of over 4000 downloads a month, is curated by Chris Chillingworth, a UK investor for over a decade whose stockpicks have achieved a 18% annual average return between Jan 2014 - Nov 2024. Email Chris at the show on chris@chrischillingworth.com Checkout the website https://chrischillingworth.com 

Subscribe to our newsletter here.Follow us on LinkedIn here.Subscribe to our YouTube channel here.This week on Riding Unicorns, we're joined by Adam Norris, Founder & CEO of Pure Electric, one of the leading premium electric scooter brands. Adam is also well known for playing a key role in managing the career of his son, Lando Norris, McLaren F1 driver.From building the UK's largest pension business at Hargreaves Lansdown to investing in 30+ startups through Horatio Investments, Adam has a fascinating entrepreneurial journey that has spanned multiple industries. Now, he's on a mission to revolutionise urban mobility with Pure Electric, creating world-class electric scooters designed for global markets.In this episode, we discuss:

Research from charity Scope suggests that disabled households have to find an extra £1,000 pounds a month to have the same standard of living as non-disabled households. Extra costs include, heating, equipment and transport. Having a disability can also mean navigating the benefits system - a system that Chancellor Rachel Reeves said today would undergo reform by the spring, as the government struggles to manage the rising cost of claims.Felicity Hannah is joined by Dan White from Disability Rights UK and Sarah Coles, Head of Personal Finance at Hargreaves Lansdown.Presenter: Felicity Hannah Producer: Sarah Rogers Editor: Jess Quayle(First broadcast 3pm Wednesday 29th January 2025)

US President Trump remarked that a new trade deal with China is possible; EU's Sefcovic says they are prepared to talk about reducing the 10% US auto tariff FOMC Minutes showed various participants believed it might be appropriate to pause/slow balance sheet runoff given debt ceiling dynamics, supporting USTs.Fed's Jefferson said they can take their time weighing the next move and Goolsbee said inflation is too high, once it comes down rates can followFOMC Minutes weighed on the USD, while EUR & GBP were largely rangebound & USD/JPY hit a fresh YTD lowCommodities await clarity on tariffs and Ukraine; Trump continued critical language on Zelensky though rhetoric from US advisors was more constructiveAPAC traded mostly softer aside from China picking up on Trump's trade remarks, European bourses point to a slightly firmer openLooking ahead, highlights include US Initial Jobless Claims, Philly Fed Index, EU Consumer Confidence, NZ Trade, Australian PMI, Japanese CPI, Speakers including ECB's Makhlouf, Fed's Goolsbee, Musalem, Jefferson & Barr, Supply from Spain, France & US.Earnings from Alibaba, Walmart, Unity, Wayfair, Baxter, Rivian, Zealand Pharma, Airbus, Renault, Zurich Insurance, BE Semiconductor, Schneider Electric, Lloyds, Anglo American, Hargreaves Lansdown & Mercedes Benz.Click for the Newsquawk Week Ahead.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

1 in 5 parents say they're struggling with the cost of sending their children to school according to the National Parent Survey.There're uniform costs, school trips, afterschool clubs and school dinners to consider, but is there a way to keep costs down?Some changes are on the way with government plans to give every parent of a child in a state primary school in England the legal right to a half hour breakfast club, as well as limits on how many branded uniform parents have to buy. This week Felicity Hannah will hear from parents and is joined by Jo Thurston, parenting coach from Action for Children's Parent Talk service, Sarah Coles, head of personal finance at the investment platform Hargreaves Lansdown and Neil Renton, Head Teacher of Harrogate Grammar School.Presenter: Felicity Hannah Reporter: Sarah Rogers Editor: Jess Quayle(This programme was first broadcast at 3pm on Wednesday the 15th of January 2025)

In the latest episode of the pod Amelia is joined by Sarah Coles, Head of Personal Finance at Hargreaves Lansdown. They'll be discussing the month's big stories in money, and how they'll affect you and your money. Including: Lloyds and Natwest to close more branches Some press critical of influencers highlighting Access to Work Benefits Financial resilience and the pension savings gap And more! For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

Your pension should be your top priority this year. Tom McPhail, pensions expert at The Lang Cat and former Head of Policy at Hargreaves Lansdown, explains how to calculate what you'll need to retire, whether you can count on a state pension, and maximise returns without extra contributions. This is what we think you need to get your pension sorted out.  Our previous episode with Tom is called ' Will you be hit by the pensions crisis?' listen here: https://open.spotify.com/episode/6gJm3v9d9K6cEiAzcfI8Z9?si=5fae24feba054ca3

More than half a million young people are yet to claim their Child Trust Fund which could be worth up to £2,200 according to the government, but how do you know if your child has one or even how to get it? Plus with the Chancellor's budget on the way, we know parents are topping up Junior ISAs and giving away monetary gifts ahead of any changes she might make.So, today we're looking at how to build a solid financial future for the children in your life and how to help get them get engaged when it comes to their finances.Felicity Hannah is joined by Stephanie Fitzgerald, Head of Young People at the Money Charity and Sarah Coles, personal finance analyst at Hargreaves Lansdown.Presenter: Felicity Hannah Producers: Sarah Rogers and Craig Henderson Editor: Jess Quayle(This programme was first broadcast at 3pm on Wednesday the 23rd of October 2024)

Susannah and Sarah discuss politics both sides of the pond: UK Budget speculation and what rumoured changes mean for investors, plus what impact the US election is having on companies and markets.They are joined by Ben Page, chief executive of IPSOS, who explores opinions and behaviours around elections. Emma Wall, our head of investment analysis and research, speaks to Ziad Gergi, head of multi-manager funds at Hargreaves Lansdown. And Matt Britzman, senior equity analyst at HL, will assess how some shares will be affected by the US election result – Microsoft, Ashtead and D. R. Horton. This podcast isn't personal advice. If you're not sure what's right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.

In Episode 108 of the Diary of a UK Stock Investor Podcast this week:- (00:00) Show Start (02:00) A review of the wider markets over October so far (06:24) An update on my portfolio reaching £43,500 (14:10) A look at GlaxoSmithKlines court settlement (17:05) Rio Tinto's acquisition of Arcadium Lithum (US) (20:00) Applied Nutritions upcoming IPO (22:55) Bytes Technology Groups recent financial update (25:02) Hargreaves Lansdown shareholders vote (28:30) The Fundamentals of Building Massive Wealth   Chris' Compounding Calculator v.1 Link - https://docs.google.com/spreadsheets/d/1iDvr8sTKZISKho84I-2NSuTQdMUbgutokKkP1N_-2G4/edit?usp=sharing Diary of a UK Stock Investor Podcast is a show for everyday long-term retail investors, hosted by Chris Chillingworth. The podcast is unique in that it serves as a place for Chris to reflect on the highs and lows of long-term UK stock investing, as well as sharing detailed updates on how his own portfolio is growing. With new episodes every Thursday, and a detailed update on his quest to reach £1,024,867 in portfolio value by 2043, episodes often discuss investing education, strategy, mindset, ideas and even stock picks and analysis. The show, which now has an active following of over 4000 downloads a month, is curated by Chris Chillingworth, a UK investor for over a decade whose stockpicks have achieved a 15.9% annual average return between Jan 2014 - Jan 2024. Email Chris at the show on chris@chrischillingworth.com Checkout the website https://chrischillingworth.com 

On this week's personal finance edition of Merryn Talks Money, hosts Merryn Somerset Webb and John Stepek discuss pension drawdown with Tom McPhail, formerly the lead pensions spokesman for the investment platform Hargreaves Lansdown. He also led an external review of the Money and Pensions Service on behalf of the UK government's Department for Work and Pensions. They tackle what drawdown is and how to avoid getting ripped off. But first, we have a look ahead to the autumn budget and what changes to pension pots could be on the horizon.  See omnystudio.com/listener for privacy information.

The General Election is taking place on the 4th July which is right around the corner! But, what actually is a General Election and how will this impact our finances? Well, to help me delve into everything you need to know about this General Election, and how it will impact you financially, I am joined with Susannah Streeter, a Financial and Economic commentator at Hargreaves Lansdown! For more of Susannah, feel free to check her out on Instagram, Twitter, and her podcast! Feel free to also check out Hargreaves Lansdown's Financially Fearless initiative here too! This season of the podcast is kindly sponsored by ⁠⁠⁠⁠⁠Moneyhub⁠⁠⁠⁠⁠, a fantastic budgeting app that is designed to help you budget effectively!   ⁠⁠⁠⁠⁠Moneyhub⁠⁠⁠⁠⁠ can help you get your budgeting in order by allowing you to view all of your accounts in one place, set savings goals, as well as review your upcoming bills!   To download Moneyhub, and enjoy 6 months' FREE access click ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠! For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠! Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

This week marks two years since the historic reform in family law, known as the 'no fault divorce', was introduced. It was aimed at reducing conflict during separations and meant that couples could divorce without the need to apportion blame for the breakdown of their marriage. This change led to a surge in new applications at the time. Divorce itself hits the bank balance with annual incomes falling by an average of £9,700 in the year after separation, according to Legal & General. From living together to sharing bills, sharing debts and sharing accounts, the financial implications can be significant. In this Money Box episode we're looking at how to separate your finances after a split, and if you are breaking up, at what point should you make up a financial plan?Felicity Hannah is joined by Gary Rycroft, Senior Partner at Joseph A Jones, and Sarah Coles, Head of Personal Finance at Hargreaves Lansdown. Presenter: Felicity Hannah Producer: Amber Mehmood Editor: Sarah Rogers(This episode was first broadcast on the 8th May 2024).

The FTSE 100 hit an all-time high at the start of May, so does that mean it's a good time to invest? And if so, what are the best ways of investing into the stock exchange of the 100 most valuable companies in the UK?Which? Writer and researcher Megan Thomas & Hargreaves Lansdown's Head of Money and Markets Susannah Streeter explain why now might be the best time to invest, plus what your options are if you're just starting your investment journey. Find out what the best stocks and shares Isas are & which investment platform is best. Read our tips for new investors & sign up to our free weekly Money newsletter.

With the Bank of England preparing to review the base rate, we look at what it would mean for your savings if the rate was to fall.Which?'s market analyst Sam Wilson and Hargreaves Lansdown's Head of Money and Markets Susannah Streeter talk us through the best savings accounts out there, and whether or not you should lock in your money.Find out the best savings accounts for 2024 & sign up to our free weekly Money newsletter.

The parade of big tech earnings rolls on, with Amazon reporting Q1 results today. The Futurum Group's Daniel Newman lays out his expectations. Plus, McDonald's and Starbucks also open their books today. Morgan Stanley's Brian Harbour tees up the numbers. And, the Fed kicks off its two-day policy meeting today, with a decision due tomorrow. Hargreaves Lansdown's Emma Wall and Thornburg Investment Management's Jeff Klingelhofer discuss.

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Embark on a journey to fiscal wisdom with us and our esteemed guest, Luke Hurley, as we unwrap the secrets of Individual Savings Accounts (ISAs) for dentists aiming to fine-tune their investment strategy. This episode is a treasure trove of insights, whether you're taking the first step in your investment voyage or seeking to navigate the seas with greater precision. We tackle the nuances of choosing the right ISA provider and the types of accounts available, such as cash ISAs and stocks and shares ISAs, to ensure your portfolio thrives in a tax-efficient environment.Discover the art of transferring ISAs without capsizing your contribution limits and weigh the merits of various platforms, including Vanguard's beginner-friendly interface, Interactive Investor's fixed fee allure for the seasoned investor, and Hargreaves Lansdown's harmony of user convenience and customer service. We also address the misconceptions surrounding passive and active funds, a debate that's as enduring as the quest for the Holy Grail in the investment kingdom. With Luke's expertise, we decode the fee structures that could significantly impact your portfolio's growth over time and provide a compass for steering through the choices that best fit your financial goals.As we set sail toward the horizon, our conversation casts a light on the often-overlooked importance of keeping your investments active to combat the erosion of fees and inflation. Looking into the future, we tease the potential exploration of pensions and the profound impact of fees over the long term. With gratitude for Luke's shared expertise, we close this episode, leaving you enriched and equipped to take command of your investment journey through the world of ISAs. Don't let this episode be the path not taken; let it be your map to a more secure financial future.

Investors are preparing for the big event of the week: March CPI. Former Fed Vice Chairman Roger Ferguson gives his expectations. Plus, the FAA is investigation new whistleblower claims around Boeing's 787 Dreamliner. Jefferies' Sheila Kahyaoglu explains. And, is the chance of three rate cuts this year off the table? Hargreaves Lansdown's Emma Wall and Capital Wealth Planning's Kevin Simpson weigh in.

Today's show is a special guest episode brought to you by our new sister show here at Finimize, Generation. The great wealth transition is coming. And if you're a leader in financial services, you need to be ready to navigate the seismic change that's already happening in our industry. That's why Max Rothery, VP of Community at Finimize is on a mission to meet some of the smartest minds changing how financial services engage with modern investors.In this episode, Max chews the fat with Chris Worle, a former Chief Digital Officer at Hargreaves Lansdown who's now a Managing Director at Barclays leading their Smart Investor platform.Chris spent 19 years at Hargreaves Lansdown, and helped take them from a direct mail business to the UK's largest investment platform. Chris talks about how to use content to drive revenue, the importance of down-funnel attribution, and getting buy-in for a successful digital transformation. Partner with us: https://business.finimize.com/Subscribe To Finimize Newsletter: https://finimize.com/Max Rothery:https://www.linkedin.com/in/maxrothery/

As promised, here is my updated guide to buying and investing in gold. I really think it is important that you own some, given what governments are doing to currency. I have also made this available as a PDF, which you can download here:(If that PDF doesn't work, try this link)Also, there are still a couple of tickets for my musical comedy show this Friday April 5 in Guildford. And on Tuesday April 9, I'm talking money, tax, gold - all that stuff - at the IEA with Tom Clougherty. Entry is free. If you fancy it, here is the link).We are living in a world of uncertainty. There is inflation, war, political discontent, financial instability and, perhaps most concerning of all, state incompetence everywhere you look. The case for owning gold, for having wealth stored outside the system, where it is nobody else's liability, is as strong as it has ever been.There is old Wall Street adage: “Put 10% of your net worth in gold, and hope it doesn't go up.” If gold is going up, it usually means there are problems elsewhere.The adage applies now, as much as it did when it was first coined many decades ago.How to invest in gold.There are five ways:* You can go old school and buy bullion - coins or bars.* You can buy gold stored in vaults in places like London, Jersey, Zurich or Singapore. This gold is allocated to you.* You can buy ETFs via your stock broker. These are funds that store gold. The price of the fund tracks the gold price, and you own shares in the fund. (See footnote 1, if you need to understand what an ETF is).* You can buy gold companies - refiners, royalty companies, miners and so on.* You can buy futures, options, CFDs or spreadbets.I'm not talking today about buying mining companies (if you are interested in mining companies, consider a paid subscription, as gold mining companies are one of my areas of expertise). Nor am I talking about futures, options, CFDs or spread betting the gold price. Neither is safeguarding your wealth. They are speculation. In the right market they can make you a lot of money. In the wrong market, they can also lose you a lot.Upgrade your subscription here.Today we are talking about old school, physical goldI'll put to one side arguments about whether gold is a good investment or not (I think it is), and whether I think it is going up or down. I'll simply explain what is the easiest, cheapest and, perhaps above all, safest way to buy gold.A note on ETFsETFs are a simple way to get exposure to the gold price. It's not really the same as owning actual metal, so the purists tend to veer away from ETFs, though institutions like them, as do traders. ETFs are easy to buy and sell. You buy an ETF just as you would buy any stock or share through your broker. London-listed gold ETFs include RMAU.L and PHAU.L. The world's biggest is the NYSE-listed GLD. Costs - for example storage - are baked into the price.To buy an ETF, you need an account with a broker, such as Hargreaves Lansdown or Interactive Investor. You deposit money and buy through them.I steer away from ETFs mainly because they are too easy to get shaken out of. When you buy physical gold, to sell can be a bit of an undertaking, so it's less likely to be done on a whim. Owning physical turns you into a long-term investor. It may be that you never sell at all and end up passing the gold on to your heirs.So where do you buy gold from?I've used many bullion dealers over the years. The dealer I like most, and with whom I have an affiliation deal, is the Pure Gold Company. Premiums are low. Quality of service is high. You get to deal with a human being. You can take delivery of your gold or store it online with them in their vaults. They deliver to the UK, US, Canada and Europe. (If you speak to them, tell them I sent you).In theory, there is not a great deal of difference between an ETF and storing your gold online with a bullion dealer. Both are extremely convenient, whether for buying or selling. Both give you exposure to the gold price. But I favour the storing-it-with-a-bullion-dealer route, as, somehow, you are less likely to sell. ETFs make it too easy to sell and so weaken your hands.Where are you going to put your gold?Once you've decided where to buy your gold, the next question is: where to put it? Different people with different circumstances have different solutions.Some people have a safe at home and keep their gold there. Some keep their gold in safety deposit boxes. Others never take delivery at all, and keep it safely stored in a vault with the dealer in sensible places like Zurich, Jersey, London or Singapore.I'm not convinced homes in our “vibrant” British cities are safe, so these are not options I would take, but ... I know one guy that has all his gold stored in a sock in his loft. I know another that has buried it in his garden, and only his close family know the location - he has quite a bit of land. I know another that keeps his gold and silver in plain sight - he uses the bars as doorstops. Nuts you may say, but how about this? He got burgled and the burglars didn't take the bars. They obviously thought they were just doorstops.If - and only if - you have somewhere safe to store it, I'm a great advocate of taking delivery. You get to handle your metal. There are lots of fantastic different coins from around the world to buy - Chinese Pandas, South African Krugerrands, American Eagles, Austrian Philharmonics, Canadian Maples, Australian Kangaroos. The bars are nice too. It's good to handle gold. But I refer you to my above comment about cities today. I've also heard about homes being burgled by people with metal detectors - but I gather this is mostly an Asian-on-Asian crime. For now.What about tax?Competition amongst ETFs and bullion dealers has conspired to drive down prices, much to the benefit of the consumer. But there is one enormous cost that neither of these methods are able to avoid - tax.When you sell, you are incurring a Capital Gains Tax (CGT) event - 20% in the UK for higher rate tax-payers and 10% for lower. That's an unavoidable 10 or 20% erosion of any profit.But there's another method of buying gold (and silver), which, quite legally, avoids this cost altogether. There is a slightly higher premium to spot when you buy, but we are talking about a tiny amount, nothing like 20% CGT. Given the potential savings involved, it's surprising that more UK investors don't buy their gold and silver in this way. The method I'm describing, if you haven't already figured it out, is to buy sovereigns and Britannias.The gold sovereign used to be the pound coin. Imagine that - a pound coin made of solid gold. It was the pound coin from 1816, after the Great Recoinage, until 1932, when the UK finally abandoned its gold standard. Until then, the pound really was “as good as gold”. 22 carat gold to be precise – that's about 92% purity. A sovereign weighs about 7gs, which is around a quarter of an ounce, the same weight as a 2p piece.Such is the devaluation of currency that has taken place over successive generations in the UK, it now takes well over 400 pound coins to buy one of these old pound coins.Despite no longer being on the gold standard, the Royal Mint began producing sovereigns again in 1957 and continues to the present day. A large number of them are actually minted in that well known British heartland, Delhi. (That's because there is a huge market for them in India).Technically these coins are legal tender, so they are exempt from CGT.As sovereigns are so common, the numismatic value is very low. You can pick up 100-plus-year-old Victorian coins at a few percent over spot. You get the history for free. And you can buy them from most dealers, including, of course, the Pure Gold Company. The main exception is the 1937 sovereign struck for Edward VIII. As he abdicated, the coins were never circulated. One sold in 2014 for over half a million quid. That's some premium.Gold Britannias – which are an ounce in weight – only began to be issued in 1987. But they too are considered coins of the realm. Despite the fact that an ounce of gold is £1,800, the face value of a Britannia is £100. Don't ask me how that works. I'm sure there's a reason. But, as coins of the realm, they too are exempt from CGT.The Royal Mint began producing silver Britannias in 1997. They also weigh an ounce. They have a face value of £2 (an ounce of silver is about £16) and are also exempt from CGT.Sovereigns are not the most beautiful coins in the world - Britannias are nicer - but both make for a considerable saving on CGT (assuming you have made a gain when you come to sell - of course, there is no guarantee of that).Thank you very much for reading this report. Good luck with your investments. Remember the adage: “Put 10% of your net worth in gold, and hope it doesn't go up.” If gold is going up, it usually means there are problems elsewhere.Once again my recommended bullion dealer is the Pure Gold Company. Premiums are low, quality of service is high. You can deal with a human being. You can take delivery of your gold or store it online with them in their vaults. They deliver to the UK, US, Canada and Europe, or you can store your gold with them in their vaults.Until next time,Dominic This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

In the latest episode, Bina speaks with Penny James, Co-Chair of the FTSE Women Leaders Review and Senior Independent Director at Hargreaves Lansdown. Penny has a wealth of experience in some of the best-known names in insurance; including Zurich, Prudential, and most recently Direct Line Group, where she was Chief Executive Officer. Join the conversation on sustainable growth!

As Chancellor Jeremy Hunt presents his Spring Budget, Money Box Live sifts through the details - and the impact on all our finances.Expectations included a 2p cut in National Insurance contributions but will that look like on your payslip? Money Box reporter Dan Whitworth answers those key questions.Felicity Hannah is joined by Sarah Coles, Head of Personal Finance at Hargreaves Lansdown; Simon Gammon, Managing Partner at the mortgage broker Knight Frank Finance, and Dawn Register, Tax Partner at the accountancy firm BDO.Presenter: Felicity Hannah Producers: Craig Henderson, and Kath Paddison Reporter: Dan Whitworth Researcher: Eimear Devlin Editor: Sarah Rogers(This episode was first aired on Wednesday the 6th of March at 3pm on Radio 4)

Hot on the heels of a UK Budget announcement that promised to boost the childcare offer for working families, host Claer Barrett marks International Women's Day by speaking to a panel of experts about the true cost of childcare, and how investing in this “essential infrastructure” could boost the UK economy as well as helping to close the gender pay and gender pensions gap.On the panel are ‘Flex Appeal' campaigner Anna Whitehouse, known to her social media audience as Mother Pukka, Joeli Brearley, childcare campaigner and founder of the charity ‘Pregnant Then Screwed', and Maike Currie, who spearheads Hargreaves Lansdown's ‘Financially Fearless' female investing campaign. This episode is a recording of an event organised by FLIC, the FT's financial literacy and inclusion campaign.For more tips on how to organise your money, sign up to Claer's email series 'Sort Your Financial Life Out With Claer Barrett' at FT.com/moneycourseFor more on FLIC, see www.ftflic.com If you would like to be a guest on a future episode of Money Clinic, email us at money@ft.com or send Claer a DM on social media — she's @ClaerB on Twitter, Instagram and TikTok.Want more?Check out Claer's column, What women want their financial future to look like.Listen to more episodes, such as Mind the gap! What women need to know about investing, Childcare in crisis and more.Presented by Claer Barrett. Produced by Tamara Kormornick and Persis Love. Our executive producer is Manuela Saragosa. Sound design by Breen Turner, with original music from Metaphor Music. Cheryl Brumley is the FT's global head of audio.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

When do you think you'll be able to retire?Perhaps you can't wait to pick up your last pay check or maybe you love your job so much you want to work for the rest of your life.For those who do hope to retire, the latest research suggests we'll all need an an extra £8,000 a year for a so-called moderate retirement according to the Pensions and Lifetime Savings Association. Meanwhile, the International Longevity Centre reckons we'll need to raise the state pension age to 71 by 2050.On this Money Box Live we're getting to the bottom of how realistic that is and what it all means.We'll hear from someone working well into their 70s as well as a super saver hoping to retire in her 40s! Felicity Hannah is joined by Helen Morrisey, Head of Retirement at financial services company Hargreaves Lansdown and Dr Emily Andrews, Deputy Director for Work at the Centre for Ageing Better charity to answer your questions and comments.Presenter: Felicity Hannah Reporter: Eimear Devlin Producer: Sarah Rogers Editor: Jess Quayle(This episode was first broadcast at 3pm on Radio 4 on the 14th of February 2023).

In this week's two-hundredth edition of the Weekly Investment Trust Podcast, Jonathan Davis, editor of the Investment Trusts Handbook, reviews the week in the markets and speaks to Simon Elliott, client director at J.P.Morgan Asset Management and former podcast co-host, and Mark Dampier, former head of research at Hargreaves Lansdown and non-executive director at Invesco Select (IVPU). We are grateful for the support of J.P. Morgan Asset Management, which enables us to keep the podcast free. Section Timestamps: 00:39 - This week's guests 01:38 - Review of the week 03:23 - Corporate news, announcements, and results 05:49 - Money Makers Circle 06:36 - Q&A with Simon Elliott and Mark Dampier 07:12 - Recalling the start of the podcast 10:22 - Fighting fires 14:01 - Cyclicality and the target market for investment trusts 16:41 - Investment trust advantages 21:39 - Issued raised by the performance of investment trusts 29:13 - Parallels between 2000 and today 34:26 - Alternatives 37:57 - Presentation of investment trusts in the media 43:03 - Solving the IPO problem 45:36 - The number of trusts 48:49 - Mark's investment trust holdings 49:54 - Master Investor Show 50:11 - Close Trusts mentioned this week (with tickers): Cordiant Digital (CORD), Regional REIT (RGL), J.P.Morgan Global Growth and Income (JGGI), Murray International (MYI), Midwynd (MWY), Smithson (SSON), European Opportunities (EOT), Law Debenture (LWDB), Abrdn UK Smaller Companies (AUSC), Tritax Big Box (BBOX), Greencoat UK WInd (UKW), The Renewables Infrastructure Group (TRIG), Bluefield Solar (BSIF), Aquila European Renewables (AERI), Digital 9 Infrastructure (DGI9), Abrdn Diversified Income and Growth (ADIG), Downing Strategic Micro-Cap (DSM), J.P.Morgan European Discovery (JEDT), Hipgnosis Songs Fund (SONG), Home REIT (HOME), CC Japan (CCJI), Greencoat UK Wind (UKW), Capital Gearing Trust (CGT), Personal Assets Trust (PNL), Ashoka India (AIE), City of London (CTY), Temple Bar (TMPL), Edinburgh Investment Trust (EDIN). If you enjoy the weekly podcast, you may also find value in joining The Money Makers circle. This is a membership scheme that offers listeners to the podcast an opportunity, in return for a modest monthly or annual subscription, to receive additional premium content, including interviews, performance data, market/portfolio reviews and regular extracts from the editor's notebook. This week, as well as the usual features, the Circle features a profile of Bankers Investment Trust (BNKR). Future profiles include CC Japan Income & Growth (CCJI) and Majedie Investments (MAJE). Remember to look out for the latest edition of our new expanded weekly subscriber email which summarises Jonathan's latest thoughts along with a new list of his favourite funds, and includes all the regular features available in the Circle. For more information about the Money Makers circle, please visit money-makers.co/membership-join. Membership helps to cover the cost of producing the weekly investment trust podcast, which will continue to be free. We are very grateful for your continued support and the enthusiastic response to our 200 podcasts since launch. You can find more information, including relevant disclosures, at www.money-makers.co. Please note that this podcast is provided for educational purposes only and nothing you hear should be considered as investment advice. Our podcasts are also available on the Association of Investment Companies website, www.theaic.co.uk. Produced by Ben Gamblin.

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss how they analyse company accounts, the latest news from Hargreaves Lansdown (HL) and the investment potential of Plus500 (PLUS), Jet2 (JET2) and Close Brothers (CBG). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:10 Round table discussing Hargreaves Lansdown (HL). 11:00 Round table discussing Plus500 (PLUS) 22:55 Round table discussing Jet2 (JET2) 38:00 Round table discussing Close Brothers (CBG) Thank you for listening, we hope you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Roland Mark & Graham Resources:   Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/ Follow Roland on Twitter: https://twitter.com/rolandhead Visit Roland's Dividends Investing website here: https://www.rolandhead.com/ Follow Mark on Twitter: https://twitter.com/DangerCapital Buy Marks Book here: http://excellentinvesting.org/ Follow Graham on Twitter: https://twitter.com/GrahamNeary Join Graham's Substack newsletter here: https://theinvestorinstitute.substack.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

It's a day many of us hold out for, when we can step away from the rat race, enjoy life at a slower pace and officially retire. But is that day stretching later and later into our older age? The state pension age of 66 will rise to 67 between May 2026 and March 2028 and from the mid-2040s , it's expected to rise to 68. But, because, we are all, thankfully, living longer, and there's not as many babies being born- the books don't seem to be balancing so who will pay for our pensions once we hit the state pension age? A research report out this week by the International Longevity Centre, said that we would all have to keep working until we were 71 in order to keep the number of workers per pensioner at the level it is now. Is it realistic to ask people to work into their seventies? Is it the only way that pensions can be funded? Presenter Audrey Carville in conversation with the general secretary of the trade union NIPSA Carmel Gates, self-employed recruitment specialist Cathy Moran, and Helen Morrissey, head of retirement analysis, at Hargreaves Lansdown asset management company.

Tech is preparing for another milestone-making day. Hargreaves Lansdown's Sophie Lund-Yates explains. Plus, McDonald's reports earnings this morning ahead of a busy week for restaurant results. Bank of America's Sara Senatore gives her expectations. And, Fed Chair Jerome Powell is stressing that a March rate cut is unlikely. NewEdge Wealth's Ben Emons and Former Bridgewater Chief Investment Strategist Rebecca Patterson discuss.

It can feel like new year, new you, with so much potential for change and improvement, but then reality can kick in. Around 1 in 3 of us will have made a financial resolution this year, but according to Hargreaves Lansdown, almost 20% of us won't even make it to the end of this week.So how do you make them stick? Felicity Hannah is joined by behavioural & data scientist Professor Pragya Agarwal, Laura Suter, Head of Personal Finance at AJ Bell and consumer rights expert Martyn James. Presenter: Felicity Hannah Reporter: Andrew Strachan Producer: Sarah Rogers Editor: Jess Quayle(This episode was first broadcast on Radio 4, Wednesday the 3rd of January 2024 at 3pm)

Ever felt lost in the maze of investment options? Fear not, because this episode of Dentist Who Invest is your compass to navigating the world of Individual Savings Accounts (ISAs) with the wisdom of finance guru Luke Holly. Together, we're unraveling the complexities of ISAs, ensuring you have the knowledge to choose the right tax wrapper and platform that aligns with your investment goals. Luke's insights promise to transform your approach to building a robust investment portfolio.The conversation steers through the nuances of transferring ISA investments, from exit fees to the types of transfers, ensuring your financial ship stays the course. We compare top-dogs like Hargreaves Lansdown and Vanguard, dissecting their fees, functionalities, and investment options to help you pinpoint the provider that fits your financial journey like a glove. It's not just about choosing a provider; it's about fitting that choice seamlessly into your long-term financial strategy.But wait, there's more to the equation than just ISAs! We're peering into the broader landscape of investment platforms, highlighting the trade-offs between user-friendly interfaces and cost-saving fee models. As we wrap up, we peek into the crystal ball of tech, pondering the future of unified investment apps, and tease the potential dive into the world of pensions and platform fees in upcoming episodes. So, buckle up for an enlightening journey through the investment universe with Dentist Who Invest.

We begin with the interest rate story that hit the headlines this week – the FCA's warning to investment platforms, including AJ Bell and Hargreaves Lansdown, over their treatment of customers' cash balances. Alex Newman and Val Cipriani discuss why AJ Bell's share price fell and what investors should expect in the future.Jennifer Johnson follows with an analysis of whether the UK can become a biotech superpower. She reveals what is hampering the growth of the industry, including a lack of life science laboratory space, and shares a UK university spinout success story investors may find alluring.Last up, Alex Hamer discusses what's driving the recent fall in the oil price, which is now at a two-year low. He explores the reasons for this, the effect Saudi Arabia's change in tactics will have on the industry, and what investors should keep an eye on in the year ahead.AJ Bell reports 50% surge in profitsCan the UK become a biotech superpower?Oil in 2024 – will Opec's squeeze work? Hosted on Acast. See acast.com/privacy for more information.

Inflation, interest rates, growth and taxes - they're terms we hear on the news every day, but what impact do they have on our everyday financial lives? In a Money Clinic episode recorded in front of a live audience at the Bristol Economics Festival, host Claer Barrett hears from Sarah O'Connor, FT columnist and associate editor, and Susannah Streeter, head of money and markets at Hargreaves Lansdown. Plus, the audience pitches in with questions about property, mortgages, student debt and getting started as an investor.For more information about the Bristol Festival of Economics, go hereFor more about the FT's Financial Literacy campaign, go hereFree links to FT articles:AI shakes up the way we work in three key industriesStagnation nation: governing the UK when ‘there is no money'Low income borrowers hit hardest by Bank of England rate risesUK households still under pressure despite lowest inflation in 2 yearsIf you'd like to talk to Claer about a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem, and how you would like us to help. Follow Claer on X, formerly Twitter, and Instagram @ClaerbPresented by Claer Barrett. Produced by Philippa Goodrich, Tamara Kormornick and Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. Cheryl Brumley is the FT's global head of audio.With thanks to Zoe Steadman-Milne of the Bristol Festival of EconomicsRead a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Just how much does technology impact your finances? Do you search for the best deals on your laptop or phone? Perhaps you keep track of your money through online banking. As many as 40% of people in the UK feel they cannot keep up with newer technology according to the charity the Good Things Foundation. And not being online can cost you money, over £1,000 a year, according to Hargreaves Lansdown. This week we've been out to meet people learning how to take on tech for the first time and Felicity Hannah is joined by Helen Milner, CEO of Good Things Foundation and Sarah Coles, head of personal finance at Hargreaves Lansdown to answer your calls and questions. Presenter: Felicity Hannah Producer: Sarah Rogers Editor: Jess Quayle (This episode was first broadcast 3pm on Wednesday the 18th of October, 2023)

Exchange traded funds, or ETFs, have been growing in popularity recently, but as Money Clinic listener Saranya has found, there's a bewildering array of different types of ETFs to choose from. In an episode first aired earlier in 2023 presenter Claer Barrett is joined in the studio by Dave Baxter, funds editor at the Investors' Chronicle, and Lynn Hutchinson, head of ETF and index solutions at investment manager Charles Stanley. They unpick the many different types of ETFs, how to use them to build an investment portfolio and what to look out for in terms of fees.Want more?Top 50 ETFs 2023: The best ETFs to buy If you live near Bristol, there's still time to grab a ticket to Money Clinic's LIVE recording at the Bristol Festival of Economics on Thursday, November 16th, where Claer will be talking inflation, money and markets with Sarah O'Connor, the FT columnist, and Susannah Streeter, financial expert from Hargreaves Lansdown. Get your ticket hereIf you'd like to talk to Claer about a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem and how you would like us to help. You can follow Claer on Instagram and X @ClaerbPresented by Claer Barrett. Produced by Persis Love and Philippa Goodrich. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. Hosted on Acast. See acast.com/privacy for more information.

Disney shares are moving higher following an earnings beat. Citigroup's Jason Bazinet discusses. Plus, the Nasdaq is on its longest winning streak in two years, with the boost in tech stocks coinciding with the drop in Treasury yields. Hargreaves Lansdown's Sophie Lund-Yates weighs in on the sector. And, GXO is cutting its full-year revenue outlook and warning of a holiday spending slowdown. GXO CEO Malcolm Wilson explains.

Isas, or individual savings accounts, in the UK are tax-free vehicles that have made millions of investors richer since their launch in 1999. The government is now considering a shake-up that would simplify “a complex landscape” of Isa products - but questions have been raised about fractional shares, which are traded by tens of thousands of younger investors. Host Claer Barrett discusses the basics of using Isas to save and invest, as well as what the government might have in store, with Jason Hollands, managing director of the online investment platform Bestinvest, Sarah Coles, head of personal finance at Hargreaves Lansdown and Brian Byrnes, head of personal finance at the savings and investment app, Moneybox.The Money Clinic podcast is a general discussion around financial topics and does not constitute an investment recommendation or individual financial advice. For that, you'll need to find an independent financial adviser.Want more? Free links:HMRC clashes with young investors over Isa rules Don't lose the exponential benefits of fractional share tradingJeremy Hunt plans Isa overhaul to boost share ownershipHow to make Isas even nicerTime for Isa investors to hold fractional sharesIf you would like to talk to Claer about a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem, and how you would like us to help. Follow Claer on X, formerly Twitter, and Instagram @ClaerbPresented by Claer Barrett. Produced by Philippa Goodrich. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

This week we're talking about pensions for the next generation and taking your questions and comments. Writer and director Richard Curtis is with us to consider why green investments could be the key better engagement when it comes to young people. Also joining us, Sophie Smith, News Editor of Pensions Age and Helen Morrisey, Head of Retirement Analysis from Hargreaves Lansdown. Presenter: Felicity Hannah Producer: Sarah Rogers Researcher: Luke Smithurst Editor: Jess Quayle (First broadcast, 3pm on the 13th September, 2023)

In this episode, we delve into the basics of investing and explore the significance of clear financial goals, the necessity of an emergency fund, and various investment strategies. From buying individual stocks and shares to pouring your money into investment funds, we've got you covered. INVESTMENT PLATFORMS MENTIONED:Wealthify - https://www.wealthify.com/Hargreaves Lansdown - https://www.hl.co.uk/Plum - https://withplum.com/Freetrade - https://freetrade.io/Trading 212 - https://www.trading212.com/ARTICLES TO FURTHER YOUR INVESTMENT KNOWLEDGE

Businesses and schools in New York and across North America are affected by wildfire smoke from Canada with millions of people being advised to stay inside or if they have to go outside then they should wear a mask. As the Eurozone economy enters a technical recession we speak to Emma Wall, Head of Investment Analysis & Research at Hargreaves Lansdown. And we discuss the Kenya Finance Bill aimed at increasing revenues and addressing rising debt that has also been criticised for burdening Kenyans with higher taxes as the cost of living rises.

How can an enterprise support customers as their industry grows from $3 to $4 trillion in just a few years? Join Chris Hill, CEO of Hargreaves Lansdown, the UK's largest digital wealth management service, as he discusses automation, personalization, and digital transformation at scale with Tanuja Randery, Managing Director, AWS EMEA.

It's been a wild week for Wall Street, with attention front and center on the global banking crisis. Vanity Fair's Bethany McLean explains how we got where we are today. Plus, mega-cap tech is outperforming the broader markets, as AMD, Meta, and Alphabet lead with strong gains. Hargreaves Lansdown's Sophie-Lund Yates looks for opportunity in the sector. And, a new report from Just Capital shows sizable progress in corporations pulling back the curtain on the diversity of their workforces. Just Capital's Alison Omens breaks down the key takeaways.

Shares of GE are lower as the company gears up for the first day of trading for its healthcare unit spin-off under the ticker GEHC. William Blair's Nicholas Heymann discusses the stock. Plus, Apple and Tesla are also looking to trade in the red today, with both companies losing significant market value in the last year. Hargreaves Lansdown' Sophie Lund-Yates gives the outlook. And, President Biden is heading to Kentucky today to promote the economy and his infrastructure law. Thompson Research Group's Kathryn Thompson explains what to expect.

We start off this edition of the World Business Report podcast with a look at the European Central Bank's third interest rate hike of the year. At 1.5% interest rates are at their highest level since the global financial downturn of 2009. Maria Demertzis, Deputy Director of the Bruegel, an economic think tank in Brussels, joined us to discuss the immediate and long term effects of this strategy. Next, we hear from Chin Le-Chewin, the boss of China's development bank about why they keep lending to countries with already crippling debt. In its annual report, the International Energy Agency (IEA) has warned that the first truly global energy crisis may be on the horizon as a result of Russia's invasion of Ukraine. Our presenter Sam Fenwick speaks with the Chief Energy Economist at the IEA, one of the co-lead authors of the report. Emma Wall is the Head of Investment Analysis at the UK brokers Hargreaves Lansdown and joined us for the latest on the markets. And finally, we end the programme with some good news. India's men's and women's national cricket teams will be paid the same appearance fee to represent their country. The announcement came from the India's top Indian cricket official, Jay Shah: who said, 'Pay equity was my commitment to our women cricketers". Diana Edulji, Indian's first woman cricket captain spoke joined the programme to discuss the significance of this milestone. This edition of World Business Report was presented by Sam Fenwick. Senior Producer: Izzy Greenfield | Producers: Devina Gupta and Gabriele Shaw

This week we're joined by Susannah Streeter, Senior Investment and Markets Analyst at Hargreaves Lansdown. She shares her thoughts on the European energy crisis, if Bitcoin and Ethereum are still investable worthy, and a reminder that investors just need to hear from time to time. Kim Khan also shares the Catalyst Watch for next week on what is certain to move markets. Miss the "After The Everything Bubble webinar? Catch the replay here! Join us for What's Happening In The Stock Market With Mike Saul on Monday at 12 pm est. Register now to get it on the calendar!