Adulting Decrypted

Send us a textThis is a quick updated on what we are all doing now!Support the show

In the season 7 finale of 'Adulting Decrypted', we embarked on a journey of games, discussions, and introspection on adulting. With a special guest. From revisiting past episodes through a quiz, this episode was a blend of entertainment and profound insights on growth and learning as we navigate the complexities of adulthood. Personal stories shared, leaving us with valuable lessons on resilience and personal development. Support the Show.

Embark on a financial journey with us as we explore financial accounts in the Roth IRAs world of mutual funds and index funds. Discover the importance of investing early and where. Engage with us through social media, suggest topics, and support the podcast for more insightful content. Support the Show.

Today Dad takes us through a series of enlightening discussions where we explore problem-solving techniques, share personal reflections, and emphasize the significance of confident action in overcoming hurdles. Together, we uncover the essence of identifying root causes, visualizing challenges, brainstorming solutions, and embarking on a journey of growth and empowerment through practical wisdom and shared experiences. Thank you for listening to todays episode of Adulting Decrypted! Support the show

Links for more information:Retirement Calculatorwww.bankrates.comFidelitywww.fidelity.comJ. P. Morganwww.jpmorgan.comCharles Schwabwww.scwab.comRobinhoodwww.robinhood.com Support the show

In this one we laugh and try to determine who is the most adult out of the group.  Dad won for sure.  However, Ashton was close behind with Gene and Gideon tying for last.  If you want to take the quiz here it is!  Feel free to share your results with us. https://www.buzzfeed.com/andyneuenschwander/what-percent-adult-are-you-quiz Support the show

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On this episode we had a ton of fun covering finances this is the 102 version of the episode.   We covered CSP not a budget.  This is borrowed from Ramit the CSP is conscious spending plan.Net worth on topline just to have it.Fixed Cost -50% to 60% of income (rent, insurance, utilities, fee's etc)Investment -10%  (Roth, 401K)Savings -5% to 10% (trips, emergencies, gifts, weddings)Guilt Free 20% to 30%  have fun do what you wantReach out to us give us insight!Find our contact info on our website: https://adultingdecrypted.com/contact/Learn more from Ramit Sethi through his website:https://www.iwillteachyoutoberich.com/ Support the show

This episode is about Jake Strack and his road to adult hood.  There is not a straight path.  There can and will be twists and turn and it is part of the process.  Jake has a belief that most people don't know what they are doing.   They are possibly the expert at their area but not at all areas.  Be willing to fail, fail often fail fast.  Jake talks about Hanlon's razor "Never attribute to malice that which is adequately explained by stupidity".  Find our contact information on our website! And the ability to connect to and with people with Mingle!  As well as the ability to ask the mom question.   Support the show

This one we  go over financial independence vs security and cover some very basics of finances.  Do you know what your net worth is?  Assets-Liability= Net Worth...  Do you know how much you spent last month?    Remember your net worth and personal worth aren't a direct result for each other.  However, at times we do understand how we assume they are!  Great discussion on the first steps of finance.  Keep us posted on any questions! Support the show

In this episode we talk about listening skilz and how they can set us apart.  How there are 10 diffrent types of filters to be aware of.  You can reach Larry @ Larry@larrychatterton.com ...  We learned to be aware of what you are saying and how you say it.   Support the show

Gene Lead this Episode on Wellness! We talk about the 8 areas of  Wellness, Physical, Intellectual, Social,  Emotional, Financial, Occupational, Environmental, and Spiritual.Today we had a fun discussion of the different areas we can all be working on!  Good luck as you adult!  And remember!  YOU GOT THIS!Find our website here. Support the show

We had a great conversation about what we need to do for job interviews. Join us today as we look through skills specifically for job interviews and some general communication skills.It might be hard right now to find a "job" so when you get a chance to interview you jump on it.  Here are some ideas on how to prepare and what to say when you get in there.A few things we forgot are follow up e-mails, thank you emails etc.Looking for a new job, or have new questions reach out to us on our website https://adultingdecrypted.com/ Support the show

Join us this week, where we discuss the ins and outs of making friends in college. As we chat, we touch on  navigating roommate relationships, making good use of social media to meet people, and finding your crew among new groups. Our friend Gene, who has just started university himself, shares some of his experiences. We also chat about how important group projects and extracurricular activities are for making friends, and we stress a lot on small talk since it's often where friendships begin. Find our blog, How to Make Friends in College! Find the rest of our website here. Thanks for joining us for this week's episode of Adulting Decrypted! Support the show

We discuss running from Bears, Avoiding Rattle Snakes and the occasional heigh story.  We had a fun time discussing Fears and how to overcome them and to realize what we need to do to improve our chances of feeling Brave! Find this and many other episodes by category on our website! https://adultingdecrypted.com/episode-search/ Support the show

In this episode we discuss a scary trend that every parent, grandparent and adult decrypted listener needs to know about.  Thanks #CrimeJunkies for the info.  We cover what it is, who to talk to and the dangers of being scammed as well as trying to go forward with confidence.  PLEASE share this with everyone.  Be willing to talk around the kitchen table or at the grocery store.  Everyone deserves to live their best life and not walk around with this type of anxiety or pressure.  988 Suicide and Crisis LifelineHours: Available 24 hours. Languages: English, Spanish. Learn more You can report it to the FBI by calling 1-800-CALL-FBI or visiting tips.fbi.govSupport the show

This one we discuss how words hurt you and sticks and stones might be less painful.  To ourselves and others!  Find your word for 2024, Ashton is discover, Gene is Connect, Gideon is Consistency and Dad is flow.  We spend a lot of time on personal talk and trying to keep things positive and uplifting when you visit with others.  Support the show

In this episode we talk about the many ways we could have came home from the Pirate Ship!  Effective vs efficient!  And what does it mean to us!  When do we prioritize efficiency over effectiveness?  Mass marketing, being better texters and yes we can take the entire family!Support the show

Update with All 4 of us Back together!  We learn what we are all doing!  Gene shares about his mission and how the podcast helped and things he can do better!  Gideon shares that we are not in New Mexico, and how he likes going to College.  Ashton talks about adulting as a band leader!  Support the show

This episode reminded us that we all are struggling hitting our best life.  There is so much to do and so much we need to get done.  Putting our goals first is a big priority.  However, we still missed them and did not get all done that we needed or wanted to.  Good reminder on smart goals, and real life example of how it worked or didn't. Support the show

On this one we play family Feud about adulting and what we can do better.  What we need to do better!  This one was a fun chance to grow, win and .... someone won... someone lost! But we had fun.  We also included some tips and tricks and advice!!  Support the show

We cover VIP dinners, how to send a compliment how to take one and what do do about it!  Why it is important to give complements, get compliments and say Thank you!  This was a fun way to spend an evening as you will hear from the bloopers section.  We are exited about were this is going and what we are doing!  Support the show

Ashton, Gideon and I talk about What were you thinking!  Ashton shaves his beard, Gideon does level 20 gymnastics but not at level 25.  Dad keeps asking the kids what were you thinking!  Good episode to think back on your life and determine what were you thinking.  And how you can think about your new desired outcomes.  We only hold a few of the indicators, such as how fast can I run.  Then you will know what you were thinking! Support the show

A few things to keep in mind as you are developing relationship and what matters.  We discuss Gideon going on a Hike with his buddy, we discuss transactional relationships and maybe don't call just for help. And actually I think you started off by saying, well, there's all different types of relationships. There's a very transactional relationship. There's a deeper bonded relationship. There's family relationships, there's friendships. I would, I would challenge you and the listener to think about these relationships and how important they are and be able to classify them accordingly, because I think the last parting thought on it is make sure that you celebrate these big milestones with people.And that looks different for everybody. It might be birthdays, might be anniversaries. It might be them graduating from college, them getting married, you know, whatever. Spend the time to, to celebrate their milestones and celebrate with them so that you have a stronger relationship. Any other thoughts on relationships?I think something important to remember is also to not just forgive, but when you're the one to mess up, to say sorry, because I like that. I'm currently going through a course, it's digital marketing and analytics. So we talk a lot about. Keeping relationships with companies and one of the biggest things to grow like trust with company, which is huge in the marketing industry is when you have a problem to solve it quickly and efficiently and make the other party happier.And from that, it there builds a stronger relationship than was there before. And I think that works with friendships or any other type of relationship too, is to say sorry when you're wrong and figure out the way, the right way to fix it, as powerful thanks Gideon, that was very powerful.I think something that tags along on, well, wow, excuse me, something that tags along really well with that. It's something we used to say in a group I was a part of where one of our most important traits that we needed to have in order to be a valuable member of the group is vulnerability. So you need to allow yourself to be vulnerable so that we can all learn and grow at the same pace.And so, like for me, like with relationships, it takes a certain level of vulnerability to take someone who is something you know, to someone you're in a relationship with, whether that be a, a friend, you know, colleague, you take some level of vulnerability to meet someone. So I think, I think vulnerability is important.I like that. And as we've done, or doing more studies, Brene Brown is on vulnerability and, and that I think as a society we're understanding the, how critical that is and how important being vulnerable in that situation and allowing that to open up. To develop into a bigger relationship because if you're not vulnerable what happens you end up with a lot of transactional relationships Versus saying, Oh yeah, Hey, I really need your help.And that's okay. Great. Thanks. Thanks. Great points, gentlemen. So listen, or go out there, celebrate the differences, be vulnerable. As for forgiveness, make it right. When you do something wrong, set your boundaries. And celebrate the victims and yep, and showing some support every once in a while. Go for that hike. Just so you guys know he's crying right now. So just we need to give Support the show

In this episode we talk about were the safe in the house, what items to keep.  What items might now be lost.  How to find them and were to store them.  This should help you think of items you need to take with you or keep safe for your children.  Support the show

In this weeks episode of Adulting Decrypted, Ashton takes an Adulting quiz to see if he qualifies as a real adult. From laundry, to cars and credit scores. We think you will like this episode!Support the show

We answer some questions we have got through reddit, fakebook and friends.  Please keep asking those if you want our opinions.  Best part, Gid take on working, Ashton love of messy home made noodles and dad don't tip for that.  Support the show

We talk Salsa, Habits and Cereal and how to improve using 3 items from atomic habit.  This is the one that Dad makes a mistake and tells everyone he likes weird food at night.  And the British Bicycle team determine to improve 1% a day.  Atomic Habits by James Clear 3 key points..Support the show

Make a Highlight real!  You are not Tom Brady, or Tiger Woods be grateful.  You are you, start each morning with reviewing these or any time the negative thoughts become to much!  Support the show

So today we're gonna cover some financial side of a  as well as a mental health, social help and it's kind of interesting because as we're recording Ashton is feeling a little under the weather.That's correct. Not that you'd probably go to the doctor for this normally anyways. It's a cold but it's something to be, something to think of and we might wonder why is health insurance a financial conversation? Any thoughts on that before we go too far? Because you gotta pay for it. Yeah. Hospital's expensive.There you go, it's expensive right so it's a financial just like our car insurance that we talked about before Car insurance is very much a financial conversation. You say, oh, what's my deductible? What's this and that? Well, a lot of people get nervous around car insurance. They also get nervous around health insurance So we we need to ask the right questions and sometimes we don't know all the answers I overheard Ashton ask the lady the other day a very great question when he was talking to her and said, okay Pretend like I don't know anything pretty much.Do you know do you remember exactly how you worded that question? Well, I basically because for those who don't know The marketplace for health insurance is basically a place where you go, put in all your information, and then from what I understand, they try and pair you up with insurance that is best for your financial bracket, essentially.And they... If you don't make enough money, you get put up for Medicaid or chip. And so those words, marketplace, Medicaid, chip, all that. I had no idea what they were. I just knew I was being told by my parents that I had to get it figured out. And so when I called the lady I said, okay, well, I'm here at the step where it says I have to, I'm waiting to see if I qualify for Medicaid or whatever, can you just explain to me what I'm looking at?I don't need like all the details. But I just need to understand, what we're talking about here. At that point it was just words that didn't have any definitions. Love it. Basically I was just asking for definitions at that point. Perfect. So Ashton touched on a little bit of what we're going to talk about today.We're going to talk about employer sponsored healthcare, health insurance, i. e. the marketplace, which Ashton talked about, healthcare. gov. Then it will kick over to a little bit about state based marketplaces Medicaid and what Medicaid is versus what Medicare is, what COBRA is, and then obviously private health insurance, which are all options.So the reason why this is so timely and relevant is because Ashton and I just spent some time doing that, both of us just at different levels.  I found out that my insurance was going to come end. In the middle of the month, I thought it would go to the end of the month, but so I had to figure out real quick where, where I was going to get health insurance and how that was going to work out.So we've all been kind of scrambling a little bit. The reason why it's a financial decision is because to twofold getting you hit on it first hospitals are expensive,  doctor bills can add up. Yes. The other one is what they call deductibles, and that's how much the insurance companies are willing to pay or that you have to pay before they're willing to take over.So there's a lot of things to consider. Some things aren't covered by deductible, like if actually, if you've got this cold and you go and buy yourself some over the counter antibiotics, will that they're not antibiotics, over the counter just cold meds, cold meds, will that count towards a deductible?Support the show

. Is the home an asset or a liability? Meaning, does it make you money or cost you money? We've had a liability asset conversation before, haven't we? You guys comfortable enough with that to answer the question? Yeah, I have an answer. Yeah. I think, well, I'm fairly certain a home is an asset.Interesting. Because it makes money. Okay. Gideon, I think it's a liability. You know, you're, you're both right. No, how is that possible? Well, most people misunderstand that it is just an asset. However, there's a lot of liability tied to owning a home that people don't think about. And so what we're going to do today is we're going to go through some financial consideration.Buying a home, the length you plan on staying in a home, market conditions, as well as your lifestyle and flexibility of owning a home. I want to start by letting the listener know I'm kind of biased. I have a home, working on a second home right now. So that just is a place to come from as I'm a homeowner by nature, but don't know for sure that  it's for me long term.Support the show

I remember when you guys were little, I'd say something that I would get myself in trouble for often. I'd say, Hey, being an adult just means I'm better at Googling or tubing how to fix something. You guys remember me saying that? I think so. So what I wanna talk about today is there's a few different things.When we, when we talk about, , really the theme I want to get across is Google has all the answers, but not all the answers are always right. So think about this as we get started on this story, , when I was on this trip that  with mom, I hurt my arm. I don't know, did you know about this?So Gideon knew about this. I did not. When I got there, my elbow, my, like, I had a hard time straightening up my arm. I couldn't remember when I heard it. I thought maybe it was when I grabbed some luggage out of, out of the overhead. I wasn't quite sure, but my left arm just hurt really bad. And for an example, it kind of looked like a torn muscle.The only problem is it was like two inches up from your elbow. Like the crook in your elbow is about two inches up when a torn bicep would be. Like right in between the middle of that section of your arm, not right near the bottom. So it was really confusing. Yeah. And there's really two types of torn biceps, which is all I found out from Dr.Google. Right. I don't know how many times I've spent time on Dr. Google trying to figure it out. Did Web indeed tell you you were dying? Yeah. Happening. Yeah. Something. Well, nobody could really tell me. But that's, we, we'll talk more about that later. So it could have been a torn bicep, a broken elbow, arthritis stretch marks, you know, Google's coming up with every, sometimes it's the quality of the question that's being asked.Right. That's it's probably because of your pregnancy. Yeah, probably. , and then today, , as mom was getting in the truck, or earlier this week, mom was getting in the truck and the lights come on says the charging system's bad. So of course, I.  Google mechanic. Mm-hmm. . It could be an alternator, it could be a wire that's broken.It could be, you know, you start looking at everybody else's symptoms and you start trying to diagnose. I need to interject. I hate Google Mechanic. It's so challenging. It's so frustrated. It's so hard. It's like the worst game of match, like, you know, you know the game where you show all the pictures and then you flip it over and then you have to say that one and that one match and Yeah.Memory. Yeah. Google Mechanic is the same. It's so hard because of how many ads and. Pay to be the top spot. It's like I am asking for the best type of Cheeto. I don't need to see this like wonder drug that's up here. Like for other problems that you don't have at 15. Yeah, it's like four 16, so, so number one, Google.Google has all the answers, but not all the answers are right. There's knowledge, which we're gonna talk about. Experience, wisdom, and then I'm gonna leave a c. That you guys are gonna be super excited about. Sure. So how much data are we creating every day? How much content? We're obviously creating content right now.Yeah. But have you ever, , ha have you guys heard, do you know how much content we create? Doesn't. As a world, not just, not just adulting, decrypted less than we should. About an hour today. , no, I, I remember hearing somewhere it was something ridiculous like on YouTube alone, that there was like a year's worth of videos every day or something.Yeah. YouTube. I've heard the statistics for YouTube too. It's crazy. 1.5 Quin trillion bytes of data created each. This was in 2018. They estimated that 90% of the world data has been created in the last two years. So, well, yeah, , Support the show

In this episode we talk about the mental and physical aspects of keeping a clean area.  Some tricks on how to keep the home clean, the car clean and even the toothbrush clean.  When is the last time you cleaned something?  Are you like Ashton do you love one chore and find it rewarding?  Share with us what it is.  Support the show

We are all in business for ourselves.  We are our brand.  We need to put the best foot forward.  On this episode we talk about Ashton starting a business and making sure he is presenting his best self. Support the show

This week the Adulting Decrypted crew dives deep into figuring out how to give and receive feedback. We hope you enjoy this week's episode.Support the show

Welcome to Season 6 of Adulting Decrypted!This week Roscoe, Ashton, and Gideon talk about, starting, developing, and maintaining relationships. With focus on things like conflict resolution, and when certain mindsets are valuable for some relationships, while others may be detrimental. We hope you enjoy this weeks episode of Adulting Decrypted. Support the show

Happy Thanksgiving!Let us know what you want to talk about in Season 6 by emailing us at: adultingdecrypted@gmail.comSupport the show

In this week's episode we sit  down with Nick King. Not only is Nick as stellar human being but he is also a fan of the show! So this week we not only get the opportunity to get to know him better but we also get an opportunity to discuss how things he has learned from adulting decrypted has helped him in his life. So not only do we get a look into the human experience but we also get to see certain tips and tricks in action! So if you want a refresher of things like an emergency funds and appreciating yourself as an individual this episode is for you!Support the show

In this week's episode, EksAyn Anderson Takes us through the reality that understanding gravity and how we can use it to our advantage will lead us to success. Ok...maybe not gravity specifically,  but it's the principle that counts. If that doesn't make sense to you don't worry, we will make ourselves clear by the end of the episode. So if you have been looking for a way to fast track your success without taking shortcuts or having unrealistic expectations, this episode will give you the main strategy and mindset behind that success. Support the show

Welcome to Adulting Decrypted, Where we prepare young adults to become independent powerhouses for life. Today is a special episode where we are going to break down two epsiodes from seasons past down to the bare bones and answer the question - how do I find and realize my passion. We will hear excerpts from both Clint Pulver and Dale Majors from full episodes of theirs that we have had on the show. Have you ever found yourself sitting in your car asking yourself the same question? How do I do more than just exist? How do I seek out happiness? How do I make my passion a reality? If you have, today's episode has been made especially for you, so that you can find and realize your passion, while allowing yourself to be mediocre. If that sounds backwards, don't worry, it will all become clear shortly… Support the show

This week, professional speaker, Eric Aroca, takes us through what it means to become something. Have you ever found yourself lost or feeling unable to chase your passion? Eric has, and the whole crew of Adulting Decrypted knows what it's like to be there. Some would even admit to being there now. In this episode, Eric takes us through the three core principles of becoming something. We hope you enjoy this weeks installment of Adulting Decrypted. Support the show

Hey Everyone! Welcome to this weeks episode of Adulting Decrypted. This week, we wanted to bring to light a previous episode that we felt is worth repeating repeating. In this episode which was originally released in Season 2 we spoke with Jarom Ball a liscensed marriage and family therapist about stratagies to love ourselves. Because we felt it needed to be repeated, we edited it down into some of the best parts and wanted to offer it to you all today. We hope you enjoy this weeks episode where we dive deep into using the strategies of self-affirmation and meditation. Support the show (https://www.patreon.com/adultingdecrypted)

 According to the U.S. Bureau of Labor Statistics, one in nine Americans works in sales. Every day more than fifteen million people earn their keep by persuading someone else to make a purchase…   Guess what the other 8 are as well!! Today, Dad walks us through what it means for us to all be in sales. And no, we aren't the sleazy cartoon car salesman. Every interaction we have is some form of sale and transfer of goods and or knowledge. Today we are going to talk about what that means and how we might be able to present ourselves better.  We hope you enjoy this weeks episode of Adulting Decrypted. Support the show (https://www.patreon.com/adultingdecrypted)

This week Gideon takes us through the Pro's and Con's of understanding Dopamine and teaches us what a dopamine detox is. If you have ever wanted to take control of your daily habits, understanding these principles can have a great effect on your success. We hope you enjoy todays episode!Support the show (https://www.patreon.com/adultingdecrypted)

In this weeks episode Ashton takes us through the Cookie Jar principle. A principle that can help us tackle life's most difficult challenges that was created by David Goggins to assist him in Ultra Running. Ashton wanted to share this because he has been going through some things that has required him to pull into his own cookie jar. We hope this helps you in your day to day life.Support the show (https://www.patreon.com/adultingdecrypted)

Dad was so scared a week before he was about to launch on to a crazy adventure.  He almost backed out and the night before was ready to pull the plug.  He had been talking about this and thinking on it for over 3 years.  The once in a lifetime family vacation.  We drove 6218 miles, 22 states and a different country, we took 23 days.  Have you ever wanted to take a vacation, trip or see something exotic.  If you have you have probably found that you were afraid to take the time or spend the money on something that was so substantial. Today's episode is here to help you, our valuable listener, overcome the obstacles that stand in the face of valuable adult vacation time. We hope it helps and we hope that you enjoy this weeks episode of adulting decrypted!Support the show (https://www.patreon.com/adultingdecrypted)

We were going to write a description here but put it off... Just kidding, here is Gideon explaining on where this episode came from: "This episode idea actually came from me as a sort of cry for help. I have been really dealing with procrastination. I have a load of things I want to get done that require a lot of self control to get started. I haven't ended up getting much done so far. And what I have gotten done has been from pure desperation and not through good planning." - Gideon Allen.How does he talk about it? He breaks it into four main points:2 types of procrastination (deadline and no deadline)What are you frustrated your not doingIdentify Leaks(screen time usage) Limit DistractionChecklists We hope this helps you and we look forward to hearing your thoughts!Support the show (https://www.patreon.com/adultingdecrypted)

Today Dad walks us through his top 4 steps to have a conversation where we are able to successfully communicate our needs to others. While we focus on the ability to specifically have these conversations over the phone this can apply to every area of our lives. We hope you enjoy this weeks episode!Support the show (https://www.patreon.com/adultingdecrypted)

Gideon has always asked himself whether or not he wants to do college. All of us have wondered whether or not we will be able to find something that we love to do. This week we talk about the specific steps we can follow to begin to explore and discover what we want to do with our lives. We hope you enjoy this weeks episode of Adulting Decrypted. Support the show (https://www.patreon.com/adultingdecrypted)