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Welcome back to the third episode of our Metabolism Series – and today, I'm tackling the one topic that gets everyone in their feelings: FAT LOSS. But let's be clear… I'm not talking crash diets, cabbage soup, or “skinny by Saturday” nonsense. I'm talking fat loss done right. If you're a woman over 40 who's been dieting harder than a 2000s fitness competitor and still not seeing results, this episode is your permission slip to break up with the BS and start playing the long game. Inside this episode, I'm breaking down: Why your obsession with the scale is tanking your results What it actually means to change your body composition The 12–16-week fat loss phase (and why you should treat it like a season, not a lifestyle) Why that 1–2 lb per week “rule” is total trash How to wade into fat loss like a rockstar (without mourning your almond butter) Plus, you'll get the real scoop on why slashing calories, skipping meals, and fasting your face off is the exact opposite of what your perimenopausal body needs. Spoiler: There is a better way. And it starts by finally stop bullying your body and start to treat it like the partner it is. Bonus: I've got a Metabolism Quiz linked below that'll tell you exactly what phase you're in right now—fat loss, maintenance, or reverse. No more guessing, no more Googling. And if you're tired of white knuckling your way through another diet plan, grab my upcoming Metabolism Reset Guide to start building a sustainable fat loss roadmap that actually fits your real life. Hit play, grab a notebook (or your favorite protein smoothie), and let's get real about what it takes to get results at this stage of life, without burning out, bingeing, or blowing up your social life. Because my queen, fat loss isn't forever… but freedom from diet drama? That's the goal. Screenshot this ep, tag me on IG or hop into the Fit Girl Magic Facebook group and share your biggest takeaway! Facebook group Free Resources: Website: Is Your Metabolism Tired AF FREE Guilt Free Alcohol Guide
Former NFL Linebacker Will Compton presents a Bussin’ With The Boys production, For The Dads! As a father of two, Will knows how hard the job of a dad can be. Thus he created a safe space for dads to come together and talk about the insane stuff that we see and deal with every day. He is joined by Sherman Young, whose first born is just days away, so Will share the highs and lows of having your first child. Sherm, understandably nervous and anxious to start his journey into fatherhood, confides in Will his excitement and trepidations for the arrival of his daughter, Scarlett. Will starts out by throwing around names for the For The Dads community. Then Sherm talks to Will about his worries regarding getting enough sleep once Scarlett is born. Plus, Will talks Sherm through delivery room do's and don’ts and Sherm gets emotional talking about the pending arrival of his daughter. The boys take a call from a disappointed Husker Girl Dad, and Will devises a plan to help his daughter understand jerseys aren’t just for boys. For the message of the week, Will delivers a "letter to Sherm" welcoming him into “The Fatherhood.” We hope you enjoy! Let us know in the comments what you'd like to see more of. Check out the merch at BWTB.com! ..and as always BIG HUGS and TINY KISSES! TIMELINE CHAPTERS 00:00 - Intro 06:52 - Will throws around some FTD community names 10:23- Sherm talks about nerves for being a father 16:07 - Sherm is nervous about lack of sleep / Dad Losses 28:56 - Crack A Cold One 39:11 - What Are The Odds? 43:42 - Survival Kit 52:06 - Dad Hacks 1:02:36 - Call-Ins 1:36:59 - Will's message to Sherm ----- For The Dads is for every guy who needs a place to talk, vent, and laugh about all the insane, hilarious, and chaotic sh** (sometimes literal) that comes with being a dad. Hosted by Will Compton–NFL Vet, creator of Bussin' With the Boys, and proud dad of two. This show isn’t about expert advice and how fatherhood is the greatest thing on earth—it’s about embracing the love and suck of parenthood every day. From balancing work and family to battling the mental load, fears, and the moments that wreck you in the best way, we dive into it all with honesty, vulnerability, and a sense of humor. Cause at the end of the day... us dads have no idea what we're doing. Alongside Will is his producer Sherman Young, a soon-to-be dad who’s currently enjoying his last few months of uninterrupted sleep and freedom. Together, they’ll break down everything that can go right and wrong (...usually wrong) when you bring tiny humans into this world. Expect funny parenting stories, laughs, call-ins, advice, weekly themes, and the kind of conversations you’d have over a cold beer in the garage. Whether you’re raising teens or still Googling “how to install a car seat,” For the Dads is the ultimate podcast for dads who are in it, about to be in it, or just trying to do their best while screwing it up along the way. ----- FOLLOW THE BOYS Instagram: / bussinwtb Twitter: / bussinwtb Facebook: / bussinwtb LISTEN iTunes: http://bit.ly/BWTB_Apple Spotify: http://bit.ly/BWTB_Spotify ----- SUPPORT OUR SPONSORSSee omnystudio.com/listener for privacy information.
Hi Mamas, If you've ever found yourself stuck in a cycle of worry… running through worst-case scenarios at 2 a.m., struggling to stay present with your kids, or Googling symptoms you know you shouldn't... this episode is for you. In today's episode, I'm opening up about a very personal health scare that brought anxiety to the forefront of my life in a way I hadn't experienced before. From scary symptoms and MRIs to EEGs and the mental spiral that followed, I'm sharing it all with you… not for sympathy, but to say: you are not alone. We're walking through 10 powerful tools I used to break free from the anxiety spiral and reclaim my peace. These mindset and wellness practices are things I now use on the regular… and I promise they are doable, even in the middle of mom life chaos. You'll learn: ✔️ How to use the 3-3-3 Rule to ground yourself in seconds ✔️ What to ask yourself when worry shows up (and won't back down) ✔️ How to create a “Peace Plan” so you don't spiral when anxiety hits ✔️ Why journaling your fears can be a powerful truth-revealing tool ✔️ How faith, prayer, and a deeper connection with God helped anchor me ✔️ Why movement and music can reset your nervous system ✔️ How to limit info overload and avoid the Google spiral ✔️ Why gratitude is more than a buzzword… it's a brain reset ✔️ Why talking to someone safe can bring major relief ✔️ The daily breathwork trick I swear by to calm my anxious thoughts Plus, I'm giving you permission (in case you needed it) to create boundaries around your time, energy, and commitments… because worry thrives when we're stretched too thin. This episode is honest, heartfelt, and packed with encouragement and practical steps for any mama who's ever felt overwhelmed by worry. You deserve calm. You deserve clarity. You deserve to live fully in the moment.
In this episode, Christa takes you behind the scenes of a live training she hosted for her Inner Circle clients, all about how to get better results from AI tools like ChatGPT. If you've ever felt stuck staring at a blinking cursor when trying to write content - or ended up with a robotic, boring blog post - this episode is for you.You'll learn exactly how to write better prompts that get you high-quality content tailored to your brand voice, audience, and goals.What You'll Learn in This Episode:Why most people get bad content from AI—and how to fix itThe formula for a high-performing blog prompt (hint: it starts with “Act as a…”)Real-time examples:“Caring for your feet in the summer” → transformed into an SEO-rich, client-attracting blog“Pilates and pelvic health for women in menopause” → turned into a carousel, reel, blog, and email ideaHow to target your content for different types of buyers:Ready-to-buyInformation-gatherersLurkersWhat backlinks are and how to use them for SEO (including a genius idea for backlink swaps with peers)Tips for making ChatGPT content sound more like you (and not like a robot)
In this episode of The Live Snap Love Show, we're diving into one of the most common “what lens should I get?” debates: the 35mm vs 50mm. It's the photography version of coffee vs tea—both fabulous, both serve a purpose, but which one fits you best? If you've ever found yourself Googling focal lengths at midnight (been there), or toggling between the two lenses in your online cart like it's a game of ping pong, this is the episode for you. We're covering everything you need to confidently decide which lens is your lens soulmate — including pros, cons, photo examples, and one very nerdy-but-helpful rule of thumb you'll actually want to use. By the end of this episode, you'll be lens-decision ready—with zero regrets and maybe even a little giddy with excitement :-) HERE'S THE KEY TAKEAWAYS FROM THIS EPISODE: 1️⃣ What “35mm” and “50mm” actually mean — and how they act differently on crop vs full frame cameras 2️⃣ The major pros (and the “meh” moments) of both lenses 3️⃣ When you'd reach for the 35mm… and when you'd regret it 4️⃣ Why the 50mm might be your all-rounder MVP — or just a little too middle-of-the-road 5️⃣ Audrey's personal take (and go-to lens combo for lifestyle family sessions) 6️⃣ A genius hack using your kit lens to test which focal length fits your style best RESOURCES MENTIONED IN THIS EPISODE:
Keith discusses the evolution of the real estate market over the past five years, highlighting a 43% price surge from March 2020 to June 2022 due to low mortgage rates, remote work, and government stimulus. By 2024, single-family home prices stabilized, but apartment values dropped by 30%. Mortgage rates have remained around 6-7.5% for 20 months, with national home prices rising 2% in the past year. We introduce two listener guests: Josh Fang, a 28-year-old investor who bought five properties using his income from a mortgage loan officer job, and Nate O'Neil, an experienced investor who leveraged his corporate job to fund his real estate portfolio. Show Notes: GetRichEducation.com/560 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host, Keith Weinhold, over the past five years, the real estate market has changed forever. So what are you supposed to do now? Then I talked to two GRE listener guests back to back. Here's some relatable stories this week on get rich education. Mid south home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis, and have globally attractive cash flows, an A plus rating with a better business bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com. Speaker 1 1:48 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith Weinhold 1:58 Keith, welcome to GRE from Augusta Maine to Augusta Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you are back inside get rich education if you got trapped in a cave back in 2020, and then you came above ground into the sunlight of 2025 and wondered what happened to the real estate investment market over the last five years. Here's the answer, and what it means to you, even if you weren't trapped in a cave, and I sure hope you didn't have to fight off a bat colony either. During the pandemic housing boom of 2020, to 2022 housing demand soared, in fact, from March of 2020, to June of 2022, prices surged a staggering 43% and rents ballooned too. And that was all amidst a few things, ultra low mortgage rates, a remote work boom and government stimulus. And for many, this unlocked Americans work from anywhere arbitrage. High earners were able to keep their income in, say, New York City or LA, pack up their laptop and head for state income tax free havens like Tampa or Nashville, and builders could not keep up. See housing supply, stock is not as elastic as demand. It's like steering a cruise ship. It doesn't turn out a dime. Inventory was drained, and you know, we had a full on housing supply crash that dipped to its Nadir in February of 2022 but just after that, all types of interest rates spiked later in 2022 to help stifle rising inflation, and what that did is that that quickly quelled homeowner affordability. Return to Office mandates began to gain momentum. National housing demand pulled back a near 180 was quickly underway. Sales volume tanked, and that put a lot of people in the industry out of business, realtors, mortgage loan officers, even furniture companies out of business by 2024 prices in the single family to fourplex space stabilized just with a slow growth rate, but apartment values lost as much as 30% from 2022 to 24 due to devastating interest rate resets under shorter term loans, and meanwhile, the income required to buy a modest starter home rose from 49k in 2020 to 101k last year. That's pretty NAR and the term forever renter became both a meme and a. Reality, and since construction, efforts to build have been uneven, apartment supply actually exceeds demand in a lot of markets, and over in the one to four unit space by adding inventory, there's now 30% more available year over year, but it remains under supplied nationally, especially like I've discussed in the Northeast and Midwest, where building has been meager to completely non existent. That's why it can still feel impossible to find a house in much of Ohio or New Jersey, but you can rent an apartment in Austin, Texas faster than you can get a Wendy's drive through order. Mortgage rates have now stayed in this same range of six to seven and a half for 20 months, and national home prices are up just about 2% in the past year. Now, when Trump began his second term in January of 2025 markets got giddy with business friendly optimism, but this Trump bump that reversed fast when he slapped half the planet with tariffs housing demand cooled again, because no one buys a house when they feel like their job might vanish, alright? So amidst all of that. How do you adjust your strategy with what's changed over the past five years? Well, real estate still pays five ways, and since you're not betting it all on price growth like you would be with most other asset classes, this way, you've always got a side to play with. Affordability down now, rental demand is heating up. With more inventory on the market for you to purchase, there are more motivated sellers, especially those shiny build to rent homes. You do still have to deal with mortgage rates that are higher than they were four or five years ago. Refinance on the rate dips if there's low inflation rates fall if there's high inflation, well, then your debt arose faster. So this is what I mean about you having the ability to play both sides today, and this is big, the number of renter households are at a record high, and they're rising. Landlords are giving fewer concessions. Increasingly, they hold the cards in the single family rental space and annual rent growth is expected to heat up from its current zero to 3% Well, what is next? Short term housing value should stay stable, but not sore, and don't count on a big mortgage rate drop at all for the rest of the year long term, expect more inflation in strong demographic demand. Those things are almost certainties, and that's the good part for real estate investors. So really the overall market report card today, let's grade it out in a report card, sellers are doing just okay. Buyers are strained. First time home buyers are in the worst, the roughest shape. I mean, they grade out at an F single family rental landlords are in good shape because people that want to buy a single family home can't, so they rent apartment landlords, they are strained, and renters are holding steady. They're doing pretty well until steeper rent increases kick in. So really, the bottom line here is that it's been a more tumultuous five years than usual. Housing demand lapse supply and now it's coming closer back into balance today, home prices are stable, the amount of buyers are waning, and the hordes of renters are growing. And where are we today? Well, earlier this month, our president called our Fed chair a numbskull. Donald Trump 8:56 If we cut our interest by one point for years, we save 300 billion. If we cut it by two points, we save because it's pretty equivalent we're going to save, we're going to spend 600 billion a year. 600 billion because of one numb skull that sits here. I don't see enough reason to cut the rates now. Keith Weinhold 9:21 oh dear leaving you with a little knee slapper on the five year summary there. Look poor and middle class people feel like everything is expensive. That's because they pay for everything with money they've exchanged their time for. That means they feel like they're paying for everything with their life, because they are and that's exactly why money feels like a scarce resource. Instead, real estate investors pay for things according to what our assets are producing for us and what other people's money is producing for us. And that's why we can pay for what we want, and money feels like an abundant resource, not a scarce one. That's what today's two listener guests discovered somewhere along their path, fueled by this show. Now sometimes I answer your listener questions here on the show when you write into us at get rich education.com/contact, other times, I bring listener guests right here onto the show. That's what we're doing today. Today's both happen to be based in California. The first guest is a young investor, and the second guest more experienced. These were just recorded. Understand they aren't professional speakers. And also, if you bear with a few early audio difficulties with our first guest, you're going to be rewarded with some relatable takeaways. Our first listener guest, Josh Fang, started listening to the get rich education podcast as a college student in 2016 or 17. He first heard episode 84 that's when Robert Kiyosaki made his first appearance here. That episode was called the rich don't work for money. Then he went back to Episode One and listened to them all, 560 episodes. Now let's meet him. This week's GRE listener guest is a 28 year old real estate investor based out of Irvine, California. That's SoCal, and he has already reached what he calls semi work, optional status, fantastic. He's been a GRE listener since 2017 that was at age 20 when he was a junior in college. The GRE podcast inspired him to become a mortgage loan officer, and he's become a top performer at doing that, originating loans after graduating college. He used the money from that mortgage loan officer job starting at age 22 to buy five income properties, two through mid south home buyers and three elsewhere. By the way. Again, he's 28 now. GRE quite literally shaped his adult life, and having enough passive income to fully retire is pretty much his only goal. Now he's got passion for talking financial freedom through smart borrowing, strategic thinking and action over perfection. Oh, I love that. Hey, welcome to GRE. Josh Fang, thank you for having me. I really appreciate it here on the show, I talk about borrowing and lending a good bit, because if you're gonna make something of yourself, you need to leverage the efforts of others. So tell us about how you got your first job in the mortgage industry and how it set the foundation for your investing journey. Josh, Josh Fang 12:31 when I graduated, it was really rough. I had a business degree which didn't really open up too many doors. At that time, I couldn't find a job for six months, I was just applying everywhere that I could. Now keep in mind this entire time, I'm looking for a job. I'm listening to your podcast, and you know, how can I the income and the money to purchase some rental properties for some passive income? And one company responded to my resume for a mortgage company. So I was able to get an interview, and I actually got the job by quoting, you know, mortgage guidelines that I learned from your podcast. Your Podcast, such as, for an FHA loan, you need three and a half percent down. For a conventional you need 20% down, just the most basic of the most basic mortgage guidelines. And actually was able to land a job, and in the very beginning, they start you off pretty much. I mean, as a telemarketer, it's pretty rough, long hours, you work weekends, I was making $17.48 at the time per hour, and with that basic income, the 17.48 an hour, I actually was able to buy my first rental property without even the two years work history. And the way I did that was by using my college degree as work history, because there is actually a guideline to where, if you have degree that is in the same field as where you work, it does actually be counting work history. And it was really funny at the time, I was living with my parents, another document that I needed to go through underwriting. I needed a letter from my dad, a signed letter from my dad saying I didn't pay rent because I was living at home. And off that 17.48, an hour, I was able to buy my first rental property. And from mid south home buyers, everyone there was so great. They were so helpful in helping me through the loan process, through selecting a property, and I was able to close. And the time that I bought my first rental I was only 22 years old. Keith Weinhold 14:20 This is remarkable on a few levels, with just those few lines, about three and a half percent down FHA or 20% down conventional that sounded compelling enough for someone to want to give you an opportunity and then off that modest starting wage, how that really helped you accumulate to buy income property and yeah, when you're buying in those investor advantage places, those prices are low, but that's still pretty remarkable that you were able to do that. So talk to us some more about that, buying your first rental property at age 22 surely younger than most people about that process and the mindset and really that leap of faith that it takes Josh because most people are not doing this. Josh Fang 15:00 Yeah, absolutely. And I think I had a really big leg up in terms of mindset, because I was starting to listen to your podcast when I was so young, when you're young and you're growing up and you're a young adult in college, you know, you hear from your teachers, your parents, your friends, older people, and they say, oh, invest in the stock market. Buy a primary residence to live in. And the big thing that I learned is I don't live in the same world as the world that my parents grew up in, and I can't invest the same as well. Great point there's, I live in Southern California. The medium house price of where I live in, in the city of Irvine, is $2 million yeah, that's ridiculous. I would never, ever be able to purchase a primary residence out here, and buying stocks are at all times highs. I mean, that's arguable, but I think stocks are quite overfit. So investing there didn't make too much sense. And what you always talked about in terms of building a second flow of income, having that be passive to where I don't need to work regularly, is what really motivated me to move towards that. And in terms of making the first step, I think the most important thing by far, is just setting a goal, saying at least for myself, it was, hey, I want to own a property. I want to provide safe, affordable housing to a tenant, and I want to be able to make money off of that, to where I don't need to do something physically for it every single day. And then after that, it just about taking the steps. The first things first is I reached out to some of the house providers. In that case, it was mid south home buyers, gave them a call, spoke to them, say, Hey, can I please be put on your list? Perfect. Then it was just continuing the work, doing more research, continue listening to your podcast, learn tidbits here and there, lots of Googling, lots of Googling, looking up terms that I didn't understand when I read through the analysis of the property. Hey, what does this mean? What does that mean, Googling it, learning one step at a time. And then when it came time and I was actually receiving properties that I could buy, it was about getting the mortgage, and it was about, hey, let's just move one step at a time. Okay, today I need to get these documents, and the next step, I need to get these documents. And before you knew it, I was signing with a notary closing on my first property, Keith Weinhold 17:10 the autodidactic approach, meaning the self taught approach, with some assistance from my show. But yeah, oftentimes listening to the show can be the stimulus to make you want to learn more, probably, because I talk about the why for real estate, and if you don't know your why, you won't care about how So Josh, are you doing something that some people do in high cost areas, like you live in in SoCal? Are you renting your own place? And then you provide rental housing to others outside your own area. In investor advantage places is that your setup? Josh Fang 17:44 100% where I live in Irvine, it is extremely, extremely low crime. Everything's a planned unit development. It is beautiful out here. There's trees, there's lots of different foods from different cultures. I absolutely love living here. The only issue is is it's ridiculously expensive. I live in a very nice luxury apartment complex, and I pay of extremely high rent that normal people probably wouldn't be able to pay. But rather than coming out of my pocket, I use the cash flow for my rentals to pay for my rent over here. So it's kind of like I'm building equity, even though I'm just renting, and I get to live the life that I want to live, where I want to live it, while still being able to invest the proper way. In my opinion Keith Weinhold 18:26 that's beautifully said and well thought out. And part of doing that, Josh is this borrowing money, which I think to lay people, is scary, and for someone in their 20s to borrow money, that could really bring a good bit of trepidation, because that goes against the grain of what so many people do. But of course, we talk around here about how borrowing money like you have for your rental properties in other states outside California really is not something to fear. So can you tell us more about how you approach that mindset? Josh Fang 18:57 Absolutely, and it's always hilarious when someone asks you if you if you have any debt, and you tell them $500,000 when you're 23,24 years old, the biggest thing about borrowing money is now, again, there's different types of debt. So I'm not saying, hey, go buy some expensive car that you're going to be backwards on in a few months. Don't get a bunch of credit card debts at 24% interest rates. I'm talking about debt from a with a collateral attached to it, such as a mortgage. The way I like to think about borrowing money is borrowing like a bank, because your money has value. Whenever I have money in the actual bank, it doesn't feel like it, but I'm actually lending money to the bank. They're taking the money that I have deposited and lending it out to other people at higher rate than what they're paying you back. That's how they're actually making the money. I'm thinking like a bank. And of course, that's exactly how it is with borrowing money for rental properties. The interest rate that I have to pay on my mortgage is so much lower than how much income I'm receiving by actually renting it out and providing housing for someone. And then, of course. Tax deductions. Keith Weinhold 20:00 Sure you're creating arbitrage there when it comes to paying off or aggressively paying down a property. I mean, some protection financially is surely good, but one has to realize that after some point, when you protect you cannot produce another way to say it is if you use your dollar to pay down, then you cannot use your dollar to multiply. Josh Fang 20:25 I agree with that 100% I couldn't have said it any better. Keith Weinhold 20:28 You really took action something that a lot of people don't do. I don't think you did right away. You listened to some episodes for quite a while, but you did overcome analysis paralysis at some point. So talk to us about more with that mindset of how you took the first step, even when you're still perhaps a little unsure. Josh Fang 20:46 I think you say it best, and I know I'm literally taking the words out of your mouth, because, again, I'm a long time listener, but do the right thing before you do things right. Yes, rings so, so, so true. You're never going to be perfect. There's never going to be the perfect property. There's never going to be the perfect deal. Eventually you just have to do it. And again, all it really is is saying, Hey, here's what I want to do, and what are the steps that have to take to get there? If the first actual step, rather than just listening to the podcast or getting more information, if the first step is, hey, I want to get a pre approval. Go ahead and get it done. Reach out to a loan officer, get your pre approval, get the documents needed, get the right information that you need, and then start writing offers on properties, or contacting Keith and his team, their GRE mentoring team, and ask for property values. And once you find one, and again, you're never going to find the perfect property. Once you finally say, hey, this fits enough. Jump on it. You should be excited. I mean, again, once you're doing the right thing, you can learn to do things right. And slowly, kind of say, Hey, I made a small error there. Hey, I made a small error there. But at the end of the day, you move forward and you're ahead of where you started. I think that's the most important thing. Keith Weinhold 21:59 Yeah. I think uncertainty stops. Some people, maybe even uncertainty with the larger economy. Or maybe people just look for excuses for inactivity. Sometimes there will always be some uncertainty out there. And what you do when you make an offer on a real asset is you just made some certainty in your life. Yeah, just talk to us more about the process of kind of you started with your first property and then growing that portfolio. And what did you learn between the first one in that second, third, fourth and fifth one, where you are now Speaker 2 22:32 after buying my first one, when I received that first rent check, after that first rental property, my net cash flow after management expenses, putting a little, you know, VIMTIM, keeping an extra 10% away to just keep in the bank in case something came up. I wish cash flowing at the time. $231 doesn't sound like a crazy amount now, but as a 22 year old kid and saying, Hey, I got this $231 without lifting a finger, felt amazing. I had this feeling, I'm out in Southern California. We had this burger chain called in and out. My double double burger and fries combo was about $6 at the time. And I said, no matter how bad things get, no matter how bad things get, that $231 I can buy an in and out meal every single day, as long as I own that property. I just had such an overwhelming feeling of, when can I get the next one? I immediately, immediately reached out to MidSouth like, hey, put me on the list as soon as I have money. You know what? Keith, it got fun. It got fun every time I got an email saying, Hey, here's another property. Like, wow, if I can make this deal work, that's an extra couple $100 I can have at the end of the month every single day. And now I live in my own apartment complex, in a unit in an apartment complex, but at the time, I rented out a room in a house, in a condo, just a single room, and by the time I bought my second rental property, all of my cash flow from my two rentals actually covered the full amount of my monthly rent living out outside of my parents place. And that just felt so so so amazing, because it was like I almost had no overhead. So all the money that I was making for my job was completely disposable that I could use to purchase other rental properties. And that was just such an amazing, freeing feeling to know that no matter what happened, I obviously as long as there's no vacancies or any kind of crazy issues there, that I would still have that flow of income coming in pretty much after buying my first one, all I wanted to do was buy more. Now, a big issue that happened was 2020 and 2021 there was very little inventory, so really tough and slim pickings, and I would have bought a lot more if I could find more deals. And now, thinking back, I should have, if anything, I wish I bought more. Keith Weinhold 24:50 Gosh, I just love that Josh, that seminal $231cash flow from that first property, and how you rationalize that that could buy you in and out. Meal every single day, all month. If that's what you wanted to do with that first one, that's terrific. And yes, markets change. There's more inventory available now than there was in 2020, and 2021, mortgage rates are surely higher. You don't have as much competition. You might even get a concession or two when you buy since it's a more balanced market today than it was about four years ago, for sure. So every market cycle is different. When you realize you're paid five ways at the same time, there's always one side to play or the other. There's always so many variables that you get to deal with there. Have you had any certain issues with property management, or do you have any mindset about using a property manager remotely. I assume you're using remote management for these turnkey type properties. Is that right? 100% I've actually never physically seen any of my properties. Yeah, what you say is the best, essentially, your team that manages your property is the most important by far. Right? Right now, here's the thing, issues are going to come up. Regardless of what happens. There's always going to be something that breaks. Eventually, there's always going to be vacancy. Eventually there can be natural disasters, something's always going to come up. And the thing is, you can't get angry about the things that you can't control. If there is a vacancy that you know you vetted the tenant properly, and there was nothing to do if there is a natural disaster or if something does break down in your property that you couldn't have expected coming or that wasn't your fault. The biggest thing is, you can't get angry with it. You just have to know that you can deal with it properly, and having a professional team on the other side saying, Hey, we're going to handle it. This is an issue. Here's how much it's going to cost. We got a couple of you know quotes. Please approve one when you get a chance, and knowing that the other side will be able to execute on that and to do it for you, and that you don't have to fly out wherever you own your property and do it yourself physically, or have to call around and find a contractor to do it, it's a huge peace of mind, and having a property manager and a team that you can trust just makes it work. If I couldn't get a property manager that I trusted, I wouldn't own the property in the first place. It's just too much work. I am the same way. I also have not seen the majority of the properties I own. I've never seen them physically, in person, yeah, having a professional property manager, they provide a buffer, and they help keep this investment unemotional for you. And Mistakes happen when people get overly emotional about their properties. Some people are reluctant to hire a property manager, Josh because they don't want to pay the eight to 10% property management fee, which can actually be a little bit more than that effectively with leasing fees. But people feel that way, as oftentimes they're confining and limiting their search to their own local market, which probably isn't investor advantage. So they don't have enough of a cushion in their pro forma, in their profit and loss statement to pay for a property manager. But when you buy in those investor advantage places where you get that high ratio of rent income to purchase price. There you have the allowance to pay for the manager too, Speaker 2 28:06 100% and luckily, because I have my foundation of real estate from listen to your podcast, I never even look at a deal without factoring in the fact that there will be management. I have never, ever even possibly considered self managing. It just makes no sense. I'd rather, let's just say it's 10% and a month's worth of lease, which is a little bit on the higher end in terms of management fees, right? Even if I were to do I would factor that in 100% of the time if the deal doesn't work, if it doesn't cash flow, if it doesn't, you know, appreciate a certain amount, if it isn't in my ballpark, with the management fees taken out, that's not even the deal that I'm looking at. It's just too expensive. Keith Weinhold 28:47 Yeah, that's a great way to think about it, keep it unemotional and make it all relatively passive. I self managed for the first six or seven years of my real estate investing career, but that's because I was only investing in my own local market, and I was thinking small, and I didn't learn about finding the best investor advantaged places nationwide. Well, just as we wind down here, is there any last thing that you'd like to let the audience know or to tell us, I know before we recorded, you had talked about how really, your Daydream is more realistic than you think, and the motivation behind getting started. What do you want to leave with? Josh? Speaker 2 29:22 You say it after every podcast. Don't quit your Daydream. I've been hearing that for eight years now at this point, and it really is, I don't have a day job. I pretty much only work when I feel like it. The majority of what I've lived off of is the income properties that I've bought and the lifestyle that I've crafted. It's so freeing. No one's telling you what to do. You don't have to go somewhere every day. You can spend time doing what you want. When I first quit my day job, and, you know, went into this semi retirement, I'm not gonna lie, I play video games eight hours a day for months, or maybe a month or two. I don't know if that's the most productive. It. But the fact that I could do that, I could obsess on crazy hobbies for a while was crazy. But one of the most important things to me of being able to reach this point in my life is I'm starting to get a little bit older. I am able to spend time with my family. I am able to spend time with my grandparents, and, you know, just like on a Tuesday or like on a Wednesday, just when nothing's really going on. Just being able to stop by and say hi to my family and spend time with them is something that I'm so blessed to be able to have, and not many people can do. And then the last thing I'd like to say on that is just, there's very small things in the world that a lot of people don't get a notice. Because I feel like everyone's in a rush all the time, and a lot of people are. You know, if you're working 40 hours a week, nine to five, you know, nine to six, there's not much time. But the other day, I was taking a small hike, and I saw a group of lizards. I thought they were cool, so I looked at the lizards. I spent maybe 15 minutes watching the lizards. I wasn't in a rush, you know, I could just enjoy the small things in life, and that's one of the best things in the world to just have that sense of not being in a rush. And I feel like investing in real estate and having that passive income and having that level of freedom. To me, that's what my Daydream is. There's nothing better to me. Keith Weinhold 31:14 the simple pleasures about not having your time so confined that you could enjoy looking at lizards for 15 minutes. I love the small stuff like that. And does this mean Josh? I mean with five rental properties that you only need to work part time rather than full time, because usually five properties don't allow someone to completely leave the workforce. Josh Fang 31:32 No, not at all. I definitely do things on the side. I still do loans for friends and family. I do some other stuff on the side, but it's more of that my basic needs are met for the most part. Keith Weinhold 31:43 That's terrific. You've got more latitude to live and having a life of options Trumps having a life of obligations 100% Well, hey, it's been great hearing your story. Josh, loved having you here on the show you're listening to get rich education. We got to know listener. Guest, Josh Fang more, and we come back with another listener guest, profile, I'm your host, Keith Weinhold. The same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866. Jim Rickards 33:49 this is Arthur Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 34:05 our next listener guest has an uncanny amount of similarities with me, like me, he was a geography major in college. He had humble beginnings in upstate New York, not far from where I grew up, in upstate Pennsylvania. He's a huge believer in real estate pays five ways, and he loves world travel. His first job out of college was, in fact, traveling the world, playing basketball against the Harlem Globetrotters. We sure don't have that pro basketball part in common. He owns dozens of units across seven states today. He's listened to GRE for six or seven years, and he was a corporate guy living in California who thought the book Rich Dad, Poor Dad was fiction, until he experienced the rapid appreciation of he and his wife's first primary residence. And after that appreciation, he knew he had to acquire more real estate. Prices were too high in California relative to rent, so he. Went out of state, and he had just one property for five years to learn that was pretty similar to me as well. And then he saw tremendous opportunity after the GFC hit in 2008 and that really put him on a path through experience the five ways real estate pays over time, and he became convinced that there's not a better risk adjusted business model that's easily accessible to the average person. Hey, welcome to GRE Nate O'Neil Nate O'Neil 35:25 Keith, it's great to be here. I've been, as you mentioned, a long time. Listener. Really appreciate the content that you put out, and excited to be on the show Keith Weinhold 35:32 and you're no longer playing like zero defense basketball against the Harlem Globetrotters. You work in the solar industry now. I know that you sell to single family rental REITs. That's really interesting. And one thing that real estate investing lets people do is think differently about their w2 jobs. So tell us about how that manifests with you. Nate, Nate O'Neil 35:56 growing up, you know, the first 25 years of my life, 24 years or so, my identity was wrapped up as an athlete, and, you know, something I could really get excited about eventually, that had to come to an end, and started working in the corporate world. So did that for a little while, and got going. It really, you know, didn't resonate with me that much. But, you know, I had a wife, and I had some kids on the way, so had to keep grinding it out. And, you know, as I did that, I discovered real estate, and what really helped me with that was I saw the corporate world began to be a vehicle to grow my real estate portfolio, right? Instead of it being the desk jockey in the cubicle, my corporate job was okay, this is the way for me to raise capital and get the best loans to build a real estate portfolio so, and it's ironic, because as that kind of evolved, I gained, you know, more appreciation for the corporate job, and it didn't, it wasn't so burdensome. And I know there's probably a lot of people out there right that feel that way about their job, but you can probably do a mindset shift and say, hey, you know, this can serve me in other ways and it not be such a grind. Keith Weinhold 37:03 That's a great way to think about it. While you have that job, it sure is an asset in helping you qualify for loans. Right before I quit my job, I made sure I qualified for as many loans as I could, because I sure would have had a hard time getting them immediately after leaving my job, before I built income or build up passively from something else. It's funny, when you're in the corporate world, you're in this context of normalcy. So many people that you know are working. You're around your coworkers all day. They're working, and if it's something you're not passionate about, yeah, you still don't question it, because it takes on that context for normalcy. But once you leave your job, it feels bizarre that anyone would ever show up and spend five of their seven days and most of the waking hours of those days doing something that they're not passionate about. Now maybe you are passionate about what you do. That's where the mindset that I think through there, but that's a good way to help a person feel a little bit better showing up at their job, even if it is a soul sucking job. Nate. So talk to us about this more with this sort of power of purpose that you had, and when you are working your day job, you probably do some living below your means in the short term, but a lot of people just do that decade after decade and grind it out. So how do you think about that with the mindset in this sort of capital formation stage, in order to acquire more property while you're working? Nate O'Neil 38:29 Like I said, it was an opportunity that the job became an opportunity to fuel the real estate business, which, as you mentioned, I saw that opportunity in 2009 right when prices were low, when interest rates were low, when there was a bunch of nice new foreclosures on the market, I saw the it created a sense of urgency in me, right? So I was like, All right, let's go to work, because the work's going to drive that capital, and the capital is going to allow us to acquire more and more of this real estate, which is, again, something I was passionate about, because we had this just that one rental for that five year period, I saw the power of what it can do over the long term. And when you have that purpose and that clarity, then all the minor stuff that you can get wrapped around and can kind of slow you down, really doesn't matter you have that big vision and that big goal that you're going after that really kind of drives you Keith Weinhold 39:20 now, before we got started today, I learned that you have a few ways of thinking about how real estate investors can have their cake and eat it too, more tactically. Here tell us about that. And of course, what is the point of having cake if you can't eat it? Nate O'Neil 39:33 Yeah, for sure, worked in some different industries and some different companies, and seen a lot of different business models. I've never found anything where you can have kind of both sides of the cookie here, or hack cake eat it too. You can depreciate an appreciating asset. The government allows you to depreciate homes, right? Which gives you a nice tax benefit. The money that I make that my corporate job is taxed at a much higher rate than my real estate income, but yet the asset actually appreciates. Dollars. So you depreciate an appreciating asset. I think people underestimate the power of the 30 year mortgage, right? You can lock in an interest rate today for 30 years, and if interest rates go up, you did a great job. You locked in a great, great rate. If interest rates go down, you're a champion. If you just refinance, when you do a 30 year fixed rate mortgage, the lender is committing to you for three decades, but you don't have to commit to them. So again, have your cake and eat it, too. And then you know the whole return on amortization that you talk about, Keith, yeah, when you get to borrow money that you don't have to pay back, in essence, right? The resident that's in your home is paying that money back. So people think about they hate getting bills in the mail. I actually love getting my mortgage statements in the mail. Every month I go through this little ritual, I look at it, and my process is, wow, how much was that principle paid down? Right? I didn't pay it back, right? The rent payment paid it back. So what other scenario can you borrow money that, quote, unquote, someone else is paying back on your behalf, Keith Weinhold 41:02 that ROA, that return on amortization, also known as principal pay down. Where, yes, you get that statement every month, and you get to see how much a stranger paid down for your property. It's basically a stranger every month is faithfully funding an illiquid savings account for you, Speaker 3 41:22 it's just incredible. And then the final way I kind of think about having your cake and eating it too, is, is this HELOC strategy. So over time, as you build equity in your portfolio, you can take out a home equity line of credit, right? And the beauty of a line of credit is you open it up and you don't have to make any payments if you don't use the money. But when there's an opportunity, you can pound for that opportunity. And this is what we did in 2020 and 2021 we acquired some new construction fourplexes with HELOCs. And when in using the HELOC strategy, you're able to use every single dollar to keep the balance low. And what it does is it creates this virtuous cycle of increasing cash flow, because it's a line of credit, and you pay off against that, that line of credit, if you need the money back for an emergency, or if a better opportunity comes up, then you basically just pull more off that line of credit. But if you don't have that opportunity of that emergency, then your money is fully working to keep that payment low, which increases your cash flow, and again, it creates that virtuous cycle of of increasing cash flow, which you can use to pay down the HELOC. Even more Keith Weinhold 42:29 I see no downsides to getting a HELOC to getting a line of credit against your existing primary residence or your rental properties, whatever they are. It's like this flexible credit card where you're drawing on it with your property as collateral, and it's at lower interest rates than a credit card is going to be. And you also have interest only flexibility, meaning even if you draw against it, and you do have a balance and you need to make a payment, therefore you can pay as little as only the interest portion if you want to. In fact, when I bought my first fourplex in order to fund my second fourplex, I took a HELOC second mortgage off of that first one. Love the HELOC really can't think of any downsides with at least having it there. And then it's up to you as to whether you want to draw against it or not. Absolutely talk to us more about you're another out of state investor based in high cost California. There. It sounds unusual to lay people, but here we are as successful investors owning these properties, typically that we have never seen out of state. Are you in that category as well? And talk to us more about the out of state investing experience Speaker 3 43:40 I've only ever seen one of the units that I own, the rental units that I own, and I actually think it's a huge advantage, because if you're seeing them driving by them all the time, there's probably little nits that you could point out, and, you know, you get some kind of emotional attachment to them. The way I look at it, it's two things. Number one, it's the spreadsheet behind it, right? What are the numbers behind it? What is my mortgage payment? Is there Hoa, taxes, insurance, all that stuff, and what is my rent? And obviously, I'm all about cash flow, so that rent payment has to cover all the expenses with a little extra. The second piece of it behind the spreadsheet is the person managing it right? And I've been very fortunate over my years of investing to find some really quality property managers who I know I can trust. So, you know, absolutely, I mean, developed an ability to hire the right people to manage the property, and they handle just about everything, and I just need to be there, available for them if they have questions for me or decisions I need to make. Fully trust them. I have only ever seen one of the units that I own, and you know, never really planned to go out and visit them. Keith Weinhold 44:44 You do like to travel, but just not necessarily to your 200k turnkey single family home in the Midwest, in the south, not where you want to stay. There are some advantages and some disadvantages of owning rental properties, say, four blocks from your home. One of the distinct disadvantages is, yeah, you might get that emotional attachment to it. You might get bogged down in inconsequential things. You might drive by and see that the hedge needs a trim. How much of a problem is that really? Nate O'Neil 45:14 Exactly it, as long as the spreadsheet behind it is spitting out the right numbers, and you have someone that you can trust that can handle anything that that's major, or any tenant issues that's all that's really relevant. Keith Weinhold 45:26 Has our investment coaching helped inform you at all? Helped you find properties or give you inside information or access to deals or other support? Nate O'Neil 45:35 Yeah, I have had a conversation with Naresh. One of your investment counselors doesn't, haven't necessarily acted upon that. But, you know, I can say over the, you know, six to seven years that I've been listening to your podcast just understanding kind of the macroeconomic guests that you bring on in the markets that we believe, you know, are good for investing. Like that, information has been extremely valuable to me over the years. Keith Weinhold 45:57 Our coaches are really deal scouts here in today's market. For example, things are just so much different than they were during the 2008 GFC years. There are always deals in every cycle. You typically just need to shift and find out where those opportunities are. Are there any specific niches or opportunities that you're exploiting today in this particular cycle? Nate Nate O'Neil 46:19 yeah. So it's really interesting, and I've been spoiled, right in terms of the times when I did a lot of my acquisition back in 2008 we knew it was good, but looking back, you realize just how good it was at that time, and frankly, now is very challenging, right? I mean, affordability is the worst that's been in 40 years. Yeah, right. So you have to be really creative. You know, one of the things that I did recently was I learned how to do a loan acquisition. So assuming a loan can be very helpful, right where you're not dealing with today's interest rates, you can get yesterday's interest rates on a property. So that's been one thing, and one thing I continue to look at. I also believe that I've been focused on single family in some four plexes. I'm looking at smaller multifamily because what I've learned is there's opportunity when there's debt disruption, right? The great financial crisis happened because there were atrocious lending standards leading up to that time, right? So that opened up a window of opportunity. That opportunity is closed. Acquired some fourplexes in 20 and 21 when interest rates were unbelievably low, right? Basically, the Fed funds rate was basically zero. That kind of unique debt situation allowed me to acquire there and now, right? Since 2022 interest rates spiked so quickly, the way I think about it is the debt disruption period, there's probably some acquisitions that happened with, you know, three to five year short term loans that are going to be coming due, and those acquisition are facing payments that are going to double. So there could be some motivated sellers, not in the single family right, where you have 30 year fixed rate or 15 year fixed rate, but in those small, multi family loans, where they have those short term variable rate debts. So that's kind of how I'm thinking right now. Keith Weinhold 48:05 That's perceptive. It's something I brought up on the show a month or more ago where apartment buildings have got to bottom out at some point those being sensitive to those shorter term interest rates. Well, Nate, this has really been helpful. You've given our audience quite a few things to think about. Is there any last thing that you'd like the audience to know? Speaker 3 48:25 We talked a little bit about purpose, like that's very important. There is no better way, in my opinion, to build wealth for the average person, no more predictable way risk adjusted, to build wealth for the average person. You know, for the listeners out there. It's great that you're consuming this content, and if you can find a purpose behind it, then it'll help. And the other thing is, get clarity, right? There's a lot of different things you can do within real estate investing, but get clarity on what works for you. And the way to do that, frankly, is just kind of sit and think, I think, you know, especially in today's day and age, there's so many stimulus coming at us, from social media to everything that there's a risk of not being able to get clear. One of the big things that helped me during that, that period of, you know, 2009 to 2015 when we started to scale, was I was very clear about what we wanted. I had a buy box that was, you know, homes built this millennium B grade neighborhoods, cash flowed $300 or more with no more than 25% down in markets with population growth, job growth and favorable rent to price ratios. And when I was able to communicate with the agents and property managers, I was very clear on what we wanted to do. They had clarity on what they needed to do to help us scale so purpose and clarity. Keith Weinhold 49:41 That's great guidance a specific Buy Box. Yes, focus is harder to find, and it's really important today. It's amazing. Nate, how much work I get done when my phone is one room away, over on the charger. It's incredible how that works. Well, it's been good to get your insight, and it's been good to talk to a guy. That might know the capital of Argentina much like I know a fellow geography guy and real estate investor. Yeah. I really want to thank you for sharing your insight with the audience today. Nate O'Neil 50:11 Nate, I hope it's valuable for you in the audience. Keith Weinhold 50:20 Oh yeah, good, relatable material this week, the first guest, Josh, also talked about how he took out a low interest rate car loan. So he held onto those funds rather than handing them over to an auto dealer, stayed liquid and used it for income property, creating a yield for himself that beat the car loan interest rate pretty smart. And before you do that, you do want to be sure that you've got enough liquidity to serve as debt. And then Nate the second one, the more experienced investor, reminding us that deals are not as good as they were coming off the global financial crisis. And he's right, but I still don't know of a better risk adjusted return today, like me, they both use professional property management. I mean, you do have the option of self managing your property remotely that you get from GRE marketplace. But of all the things in the world that you can learn about, even all the things in real estate investing that you can learn about, is self managing really what you want to spend your finite resource of time learning about. Even if you've got good tenants, you're bringing more intrusion and interruption into your life. Property managers don't just protect your asset, they protect your time. Big thanks to GRE listeners, Josh Fang and Nate O'Neil today until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 4 51:50 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 52:14 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866 The preceding program was brought to you by your home for wealth, building, get rich, education.com.
“I like young people to know that they're extremely powerful. So I'm one person, but I think I always had this positive idea about my role. You cannot let anyone tell you what limitations are there, so you shouldn't feel limited by anyone telling you this is as far as you can go, or this is what you can do. I think only you know about that, and I think you start step by step. When I did the first case, I learned some things. Then was the next case. When the time to learn comes, learn with all your might because that's gold. It's a moment in life when you have the time to actually do that. Get informed. People who are into Googling everything should open up their searches, go out there, and learn in a different way. Don't hold back.I guess the book was about giving hope because I realized how much we could do together. If a person can manage to argue and make a major impact in the way we are understanding treaties in human rights or other things, imagine what could be if every single person is in their own place in some field, with that alertness and synced in the same way. I believe that ordinary people are the ones bringing changes here. I believe that the communities gathering together – for example, I am seeing that in this country around the protection of rivers – are the ones that will mark the change. It's not going to come from above; it's going to come from below, up. And that means all of us. We all have a role.To the young people, I would say you have the right to joy, and you have the right to be happy. Working for the protection of what we love the most will make you happy. So get into a positive mindset. Learn all you can. Be part of things that make you feel positive. You will see how you will find your way, and there is no place for feeling disempowered. This is the moment where you should feel very powerful because it is us who are going to make the future of this Earth.”Monica Feria-Tinta is a British-Peruvian barrister specialising in Public International Law. She has been called one of ‘the most daring, innovative and creative lawyers' in the United Kingdom, and was shortlisted for “Barrister of the Year” at The Lawyers' Awards 2020 and at Chambers and Partners UK Bar Awards 2023 for her work in addressing climate change and environmental degradation. In 2020, she acted before the Constitutional Court of Ecuador in Los Cedros case, the first ‘Rights of Nature' case in the world. In September 2022 her work as Counsel secured a win in the Torres Strait Islanders case, a landmark moment in which the UN Human Rights Committee found a Sovereign state responsible, for the first time in history, for lack of action in addressing climate change. She is the author of A Barrister for the Earth: Ten Cases of Hope for Our Future.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast
“I like young people to know that they're extremely powerful. So I'm one person, but I think I always had this positive idea about my role. You cannot let anyone tell you what limitations are there, so you shouldn't feel limited by anyone telling you this is as far as you can go, or this is what you can do. I think only you know about that, and I think you start step by step. When I did the first case, I learned some things. Then was the next case. When the time to learn comes, learn with all your might because that's gold. It's a moment in life when you have the time to actually do that. Get informed. People who are into Googling everything should open up their searches, go out there, and learn in a different way. Don't hold back.I guess the book was about giving hope because I realized how much we could do together. If a person can manage to argue and make a major impact in the way we are understanding treaties in human rights or other things, imagine what could be if every single person is in their own place in some field, with that alertness and synced in the same way. I believe that ordinary people are the ones bringing changes here. I believe that the communities gathering together – for example, I am seeing that in this country around the protection of rivers – are the ones that will mark the change. It's not going to come from above; it's going to come from below, up. And that means all of us. We all have a role.To the young people, I would say you have the right to joy, and you have the right to be happy. Working for the protection of what we love the most will make you happy. So get into a positive mindset. Learn all you can. Be part of things that make you feel positive. You will see how you will find your way, and there is no place for feeling disempowered. This is the moment where you should feel very powerful because it is us who are going to make the future of this Earth.”Monica Feria-Tinta is a British-Peruvian barrister specialising in Public International Law. She has been called one of ‘the most daring, innovative and creative lawyers' in the United Kingdom, and was shortlisted for “Barrister of the Year” at The Lawyers' Awards 2020 and at Chambers and Partners UK Bar Awards 2023 for her work in addressing climate change and environmental degradation. In 2020, she acted before the Constitutional Court of Ecuador in Los Cedros case, the first ‘Rights of Nature' case in the world. In September 2022 her work as Counsel secured a win in the Torres Strait Islanders case, a landmark moment in which the UN Human Rights Committee found a Sovereign state responsible, for the first time in history, for lack of action in addressing climate change. She is the author of A Barrister for the Earth: Ten Cases of Hope for Our Future.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast
“I like young people to know that they're extremely powerful. So I'm one person, but I think I always had this positive idea about my role. You cannot let anyone tell you what limitations are there, so you shouldn't feel limited by anyone telling you this is as far as you can go, or this is what you can do. I think only you know about that, and I think you start step by step. When I did the first case, I learned some things. Then was the next case. When the time to learn comes, learn with all your might because that's gold. It's a moment in life when you have the time to actually do that. Get informed. People who are into Googling everything should open up their searches, go out there, and learn in a different way. Don't hold back.I guess the book was about giving hope because I realized how much we could do together. If a person can manage to argue and make a major impact in the way we are understanding treaties in human rights or other things, imagine what could be if every single person is in their own place in some field, with that alertness and synced in the same way. I believe that ordinary people are the ones bringing changes here. I believe that the communities gathering together – for example, I am seeing that in this country around the protection of rivers – are the ones that will mark the change. It's not going to come from above; it's going to come from below, up. And that means all of us. We all have a role.To the young people, I would say you have the right to joy, and you have the right to be happy. Working for the protection of what we love the most will make you happy. So get into a positive mindset. Learn all you can. Be part of things that make you feel positive. You will see how you will find your way, and there is no place for feeling disempowered. This is the moment where you should feel very powerful because it is us who are going to make the future of this Earth.”Monica Feria-Tinta is a British-Peruvian barrister specialising in Public International Law. She has been called one of ‘the most daring, innovative and creative lawyers' in the United Kingdom, and was shortlisted for “Barrister of the Year” at The Lawyers' Awards 2020 and at Chambers and Partners UK Bar Awards 2023 for her work in addressing climate change and environmental degradation. In 2020, she acted before the Constitutional Court of Ecuador in Los Cedros case, the first ‘Rights of Nature' case in the world. In September 2022 her work as Counsel secured a win in the Torres Strait Islanders case, a landmark moment in which the UN Human Rights Committee found a Sovereign state responsible, for the first time in history, for lack of action in addressing climate change. She is the author of A Barrister for the Earth: Ten Cases of Hope for Our Future.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast
“I like young people to know that they're extremely powerful. So I'm one person, but I think I always had this positive idea about my role. You cannot let anyone tell you what limitations are there, so you shouldn't feel limited by anyone telling you this is as far as you can go, or this is what you can do. I think only you know about that, and I think you start step by step. When I did the first case, I learned some things. Then was the next case. When the time to learn comes, learn with all your might because that's gold. It's a moment in life when you have the time to actually do that. Get informed. People who are into Googling everything should open up their searches, go out there, and learn in a different way. Don't hold back.I guess the book was about giving hope because I realized how much we could do together. If a person can manage to argue and make a major impact in the way we are understanding treaties in human rights or other things, imagine what could be if every single person is in their own place in some field, with that alertness and synced in the same way. I believe that ordinary people are the ones bringing changes here. I believe that the communities gathering together – for example, I am seeing that in this country around the protection of rivers – are the ones that will mark the change. It's not going to come from above; it's going to come from below, up. And that means all of us. We all have a role.To the young people, I would say you have the right to joy, and you have the right to be happy. Working for the protection of what we love the most will make you happy. So get into a positive mindset. Learn all you can. Be part of things that make you feel positive. You will see how you will find your way, and there is no place for feeling disempowered. This is the moment where you should feel very powerful because it is us who are going to make the future of this Earth.”Monica Feria-Tinta is a British-Peruvian barrister specialising in Public International Law. She has been called one of ‘the most daring, innovative and creative lawyers' in the United Kingdom, and was shortlisted for “Barrister of the Year” at The Lawyers' Awards 2020 and at Chambers and Partners UK Bar Awards 2023 for her work in addressing climate change and environmental degradation. In 2020, she acted before the Constitutional Court of Ecuador in Los Cedros case, the first ‘Rights of Nature' case in the world. In September 2022 her work as Counsel secured a win in the Torres Strait Islanders case, a landmark moment in which the UN Human Rights Committee found a Sovereign state responsible, for the first time in history, for lack of action in addressing climate change. She is the author of A Barrister for the Earth: Ten Cases of Hope for Our Future.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast
“I like young people to know that they're extremely powerful. So I'm one person, but I think I always had this positive idea about my role. You cannot let anyone tell you what limitations are there, so you shouldn't feel limited by anyone telling you this is as far as you can go, or this is what you can do. I think only you know about that, and I think you start step by step. When I did the first case, I learned some things. Then was the next case. When the time to learn comes, learn with all your might because that's gold. It's a moment in life when you have the time to actually do that. Get informed. People who are into Googling everything should open up their searches, go out there, and learn in a different way. Don't hold back.I guess the book was about giving hope because I realized how much we could do together. If a person can manage to argue and make a major impact in the way we are understanding treaties in human rights or other things, imagine what could be if every single person is in their own place in some field, with that alertness and synced in the same way. I believe that ordinary people are the ones bringing changes here. I believe that the communities gathering together – for example, I am seeing that in this country around the protection of rivers – are the ones that will mark the change. It's not going to come from above; it's going to come from below, up. And that means all of us. We all have a role.To the young people, I would say you have the right to joy, and you have the right to be happy. Working for the protection of what we love the most will make you happy. So get into a positive mindset. Learn all you can. Be part of things that make you feel positive. You will see how you will find your way, and there is no place for feeling disempowered. This is the moment where you should feel very powerful because it is us who are going to make the future of this Earth.”Monica Feria-Tinta is a British-Peruvian barrister specialising in Public International Law. She has been called one of ‘the most daring, innovative and creative lawyers' in the United Kingdom, and was shortlisted for “Barrister of the Year” at The Lawyers' Awards 2020 and at Chambers and Partners UK Bar Awards 2023 for her work in addressing climate change and environmental degradation. In 2020, she acted before the Constitutional Court of Ecuador in Los Cedros case, the first ‘Rights of Nature' case in the world. In September 2022 her work as Counsel secured a win in the Torres Strait Islanders case, a landmark moment in which the UN Human Rights Committee found a Sovereign state responsible, for the first time in history, for lack of action in addressing climate change. She is the author of A Barrister for the Earth: Ten Cases of Hope for Our Future.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast
“I like young people to know that they're extremely powerful. So I'm one person, but I think I always had this positive idea about my role. You cannot let anyone tell you what limitations are there, so you shouldn't feel limited by anyone telling you this is as far as you can go, or this is what you can do. I think only you know about that, and I think you start step by step. When I did the first case, I learned some things. Then was the next case. When the time to learn comes, learn with all your might because that's gold. It's a moment in life when you have the time to actually do that. Get informed. People who are into Googling everything should open up their searches, go out there, and learn in a different way. Don't hold back.I guess the book was about giving hope because I realized how much we could do together. If a person can manage to argue and make a major impact in the way we are understanding treaties in human rights or other things, imagine what could be if every single person is in their own place in some field, with that alertness and synced in the same way. I believe that ordinary people are the ones bringing changes here. I believe that the communities gathering together – for example, I am seeing that in this country around the protection of rivers – are the ones that will mark the change. It's not going to come from above; it's going to come from below, up. And that means all of us. We all have a role.To the young people, I would say you have the right to joy, and you have the right to be happy. Working for the protection of what we love the most will make you happy. So get into a positive mindset. Learn all you can. Be part of things that make you feel positive. You will see how you will find your way, and there is no place for feeling disempowered. This is the moment where you should feel very powerful because it is us who are going to make the future of this Earth.”Monica Feria-Tinta is a British-Peruvian barrister specialising in Public International Law. She has been called one of ‘the most daring, innovative and creative lawyers' in the United Kingdom, and was shortlisted for “Barrister of the Year” at The Lawyers' Awards 2020 and at Chambers and Partners UK Bar Awards 2023 for her work in addressing climate change and environmental degradation. In 2020, she acted before the Constitutional Court of Ecuador in Los Cedros case, the first ‘Rights of Nature' case in the world. In September 2022 her work as Counsel secured a win in the Torres Strait Islanders case, a landmark moment in which the UN Human Rights Committee found a Sovereign state responsible, for the first time in history, for lack of action in addressing climate change. She is the author of A Barrister for the Earth: Ten Cases of Hope for Our Future.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast
Joseph Woodbury Neighbor.com is changing the game for homeowners and property holders looking to generate passive income with zero hassle. In this exclusive startup founder interview, Joseph reveals how he built Neighbor.com, a disruptive peer-to-peer storage platform that empowers anyone to profit from their unused space—just like the Airbnb of storage.If you've been Googling "how to make money with extra space" or looking for scalable side hustles, this episode is tailored for you. Joseph breaks down how Neighbor.com simplifies storage solutions while giving hosts peace of mind through built-in protections like a $1M host guarantee, and how renters benefit from convenient, affordable alternatives to traditional storage units.His insights directly serve anyone seeking answers to these questions:How can I make passive income with my garage, driveway, or land?What makes peer-to-peer storage safer and easier now?Is there a low-effort way to monetize property year-round?What's the long-term vision for tech startups 2025 like Neighbor?Backed by investors such as Andreessen Horowitz, Joseph's story is more than just a business case—it's a playbook for those looking to solve real problems with smart, scalable ideas. Whether you're considering listing your space or launching a startup, this episode will give you clarity, direction, and actionable advice.0:00 – Intro: Meet Joseph Woodbury & Neighbor.com1:25 – The story behind the startup3:10 – Who uses Neighbor and how they earn5:45 – Overcoming challenges of hyperlocal marketplaces7:50 – Building trust & long-term relationships9:30 – Host and renter protections explained11:45 – Minimal regulation benefits13:35 – How AI improves the platform15:45 – Venture capital backing: Andreessen Horowitz & more17:30 – Series B funding and monetization strategy19:15 – Getting started as a host21:00 – Closing thoughts & future vision#JosephWoodbury #NeighborDotCom #PassiveIncome #AirbnbOfStorage #PeerToPeerStorage #StartupFounderInterview #TechStartups2025 #SideHustles #StorageMarketplace #AndreessenHorowitz #RealEstateTech #StartupJourney #MakeMoneyWithExtraSpaceTo check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphdDisclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphdWe couldn't do it without the support of our listeners. To help support the show:CashApp- https://cash.app/$drchrisloomdphdVenmo- https://account.venmo.com/u/Chris-Loo-4Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/supportBuy Me a Coffee- https://www.buymeacoffee.com/chrisJxClick here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-onlineClick here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shopClick here to purchase my books on Amazon: https://amzn.to/2PaQn4pFor audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1FFollow our YouTube channel: https://www.youtube.com/chL1357Follow us on Twitter: https://www.twitter.com/drchrisloomdphdFollow us on Instagram: https://www.instagram.com/thereal_drchrislooFollow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphdSubscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/Thank you to all of our sponsors and advertisers that help support the show!Financial Freedom for Physicians, Copyright 2025
In part one of Red Eye Radio with Gary McNamara and Eric Harley, the hunt for a mole is underway as the FBI launces an ivestigation into leaks in the intelligence community and President Trump is not happy. Also amid the great success at NATO President Trump is calling for the firing of a CNN reporter, the new far-left mayoral candidate of NYC and the "Daddy" moment at NATO goes viral. Also democrats continue to challenge the War Powers Act, a few hilarious headlines from the Babylon Bee, audio from Pete Hegseth on the media spin on coverage of the attacks on Iran, the collateral damage of leaked information, California Governor Gavin Newsome goes on attack against Linda McMahon over Title IX, Googling what Beto O'Rourke is doing now, audio from Representitive Brandon Gill on raciall treatment and Democrat Latifa Simon in the Senate Oversight Commitee Hearings on defending Dr, Martin Luther King's influence on America. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices
You find yourself looking in the mirror after major weight loss and thinking, “Where do I even begin?”Loose skin on your stomach, thighs, arms, or butt feels overwhelming, and Googling “body lift” only adds to the confusion. Can you do it all at once? Should you?San Diego plastic surgeon Dr. Johan Brahme breaks down how to think about your treatment plan to match your goals, health, and lifestyle.Since losing more weight can still affect other areas, Dr. Brahme often starts with the stomach and saves the thigh lift for last due to the tougher recovery. A strategic combination of procedures can cut down on cost and recovery time, but not everyone is a candidate for everything at once.Recovery depends on the procedures you choose, but expect compression garments, limited activity for a few months, and possibly surgical drains. Lymphatic massage can also help reduce swelling and support healing.From arm lifts to thigh lifts, Dr. Brahme explains what to expect, how long results take, how long to be at a stable weight before surgery, and why well-placed scars are a worthwhile trade for better contour.LinksCheck out our ballpark estimates of cosmetic surgery prices at LJCSCFollow massage therapist and lymphedema expert Kathleen Lisson on Instagram @kathleenlissonApply for financing with PatientFiListen to our episode on lymphatic drainage massage, Swollen, Bloated, and Puffy with Kathleen LissonLearn from the talented plastic surgeons inside La Jolla Cosmetic, the 20x winner of the Best of San Diego and global winner of the 2020 MyFaceMyBody Best Cosmetic/Plastic Surgery Practice.Join hostess Monique Ramsey as she takes you inside La Jolla Cosmetic Surgery Centre, where dreams become real. Featuring the unique expertise of San Diego's most loved plastic surgeons, this podcast covers the latest trends in aesthetic surgery, including breast augmentation, breast implant removal, tummy tuck, mommy makeover, labiaplasty, facelifts and rhinoplasty.La Jolla Cosmetic is located just off the I-5 San Diego Freeway at 9850 Genesee Ave, Suite 130 in the Ximed building on the Scripps Memorial Hospital campus.To learn more, go to LJCSC.com or follow the team on Instagram @LJCSCWatch the LJCSC Dream Team on YouTube @LaJollaCosmeticThe La Jolla Cosmetic Podcast is a production of The Axis: theaxis.io
Hey law firm owners—if you've ever wondered why your marketing isn't working the way you expected, this episode breaks it all down in a way that finally makes sense.Here's what you need to know:
The results are amazing!See omnystudio.com/listener for privacy information.
Send us a textThrottle back and tune in as The Motovation Podcast tackles one of life's trickiest corners—caring for aging parents—through the eyes of adults in their late thirties and forties who still feel like kids at heart.In this episode host Krissy Vann and Laurie Joy Kingwell ride through:Role reversal and identity shifts: Why managing doctor appointments, medications, and finances can feel like taking a sudden detour on a familiar highway.Essential legal prep: Power of attorney, health care proxies, and estate planning explained in clear language so you can stop Googling in a panic at midnight.End of life conversations: Practical tips for asking about funeral wishes and remembrance without stalling the emotional engine.Hidden grief and anticipatory loss: Recognizing the subtle sadness that creeps in long before an obituary is written.Self-care for caregivers: How to balance work, relationships, and your own mental health while the family dynamics shift under your tires.Whether you are already deep in the caregiving lane or you just noticed a few potholes ahead, this episode provides expert insights, heartfelt stories, and a touch of humor to keep the ride smoother. Subscribe and share with anyone researching “how to help aging parents” or “family caregiving tips” so they can gear up for the road ahead.
Welcome to another riveting episode of "That Don't Sound Right," where your hosts Peter and Cecil dive into the fascinating world of conversations before the internet, free from Googling and fact-checking. This week, we delve into the surprising story of the Great Emu War of 1932, a historic battle between Australian wheat farmers and flightless emus. Discover the astonishing adaptability of these birds, their unexpected battles with feral pigs, and the peculiarities of emu containment strategies. Join us as we explore whether flightless birds like emus can truly guard livestock and take a humorous look at how emus compare to other animals in the ultimate animal showdown. As we share intriguing listener insights and personal anecdotes, you may find yourself wondering—but sure enough, thinking—that don't sound right! #TDSRpodcast #emus Join the conversation with us! Merchandise: https://that-dont-sound-right.creator-spring.com/ Website: thatdontsoundright.com Email: tdsrpodcast@gmail.com Instagram: @tdsrpodcast Threads @tdsrpodcast Enjoy the episode!
The year is 2025, and the vibes are nuclear. You don't know what Hezbollah is, you thought Ayatollah was a type of hummus, and now you're spiraling because the U.S. just dropped bombs on Iran's nuclear program. That's okay. I made this episode for you.This is Middle East lore for people who slept through history class but are suddenly Googling “what is uranium enrichment” at 2AM. Today, we're talking about Iran, Israel, America, and whether World War III is actually happening- like, for real this time.Topics include:• Why the CIA fumbled the geopolitical bag in 1953• Why Iran went from miniskirts to mandatory hijabs overnight• What Hezbollah actually is• How Israel and Saudi Arabia are basically sneaky-linking• What a “proxy war” is and why America won't log off• Why every time we say “stability,” we really mean “oil”• And how this whole mess is lowkey sponsored by Lockheed MartinAlso: underground raves in Tehran, religious trauma, and the fact that yes- Iran and Israel are basically sending each other nukes in the group chat.By the end of this episode, you'll know who hates who, who funds who, and who's probably going to start WW3 - and you won't even need a PhD or a Pentagon badge to understand it.Thanks so much for listening and supporting the show! If this episode untangled the chaos, drop a five-star review or send it to your smartest dumb friend who still confuses Iran with Iraq.REVIEW THE SHOW ⭐️⭐️⭐️⭐️⭐️ https://open.spotify.com/show/4ijzUBunTIHgVmahB0ISEN BECOME A PATRON! https://www.patreon.com/tjms KEEP IN TOUCH!INSTAGRAM » https://www.instagram.com/jacquelinemonroe/ TIKTOK » jacqueline.monroe EMAIL THE SHOW! tjmsshow@gmail.com MY MUSIC GUYhttps://soundcloud.com/robmonmusic SPONSORSSpotify for Podcasters
Hey Tinnitus Friends & Family, Find my resources at www.habituate.online In this Podcast, tinnitus coach Frieder walks you through 7 common habits that keep tinnitus loud, intrusive, and harder to habituate to — and more importantly, what to do instead. You'll learn: ✅ Why checking your tinnitus first thing in the morning reinforces your brain's threat response ✅ How constant Googling for a “tinnitus cure” fuels anxiety ✅ Why avoiding silence and overusing sound therapy keeps your nervous system on edge ✅ How poor sleep hygiene, lack of movement, and self-judgment worsen your experience ✅ Why isolating and not asking for support can block your progress ✅ What real tinnitus support and habituation strategies look like using ACT & CBT ✅ How to move from frustration to tinnitus resilience and success ⸻
Ah, summer break—that magical time when you think you're going to have Pinterest-worthy pool days and sweet bonding moments over popsicles... but instead, you're refereeing sibling fights in 100-degree heat while Googling “how many hours of Roblox is too many?” Sound familiar? If the lack of routine makes you feel like your sanity is slowly melting into the sidewalk, this episode is your reset button. We're ditching the pressure to create a perfect summer and replacing it with simple, doable rituals that bring just enough structure to keep the chaos in check. Whether it's a morning moment around the breakfast table or a “fake it ‘til you leave” timer trick to end a playground visit without tears (yours or theirs), you'll walk away with realistic, guilt-free ways to create a summer rhythm that actually works. Because you can enjoy summer with your kids… as long as nobody expects you to be fun 24/7. Resources We Shared: Join the Summer Vision Board Contest! We will be giving away daily prizes when you post your summer vision board on social media and tag us @noguiltmom. Get started HERE! Check out our Summer solution for your kids HERE! Join our FREE No Guilt Mom Podcast group Visit No Guilt Mom Follow us on Instagram! Check out our No Guilt Mom Amazon Shop with recommended books and books from podcast guests HERE! Rate & Review the No Guilt Mom Podcast on Apple here. We'd love to hear your thoughts on the podcast! Listen on Spotify? You can rate us there too! Check out our favorite deals and discounts from our amazing sponsors here! #parentingpodcast #parentingtips #selfcare #mentalload #kids #teenager #toddler #preschooler #baby #noguiltmom #summerroutines, #kidsactivities, #summerchaos,#summerroutinesformoms, #momlife Learn more about your ad choices. Visit podcastchoices.com/adchoices
Using an SBA loan could be your smartest move to escape the corporate grind and become a business owner. In this episode, Louis Kim—private equity expert and founder of Uson Capital—reveals how you can leverage SBA-backed financing to achieve financial freedom through small business acquisition.We explore the real-world mechanics of buying a business using an SBA loan, including eligibility, deal structuring, and how professionals with no prior ownership experience can use this tool to step into profitable, cash-flowing companies. Louis breaks down the risk versus reward, explains why this is a smarter play than starting from scratch, and guides you toward building an ownership mindset.If you've been Googling questions like:"How do I buy a business with no money down?""Is an SBA loan good for buying a business?""What's a realistic exit strategy from a high-stress job?"This conversation has your answers.We also discuss the coming wave of wealth transfer from aging baby boomers, and how this creates a massive opportunity for new owners. Plus, Louis shares why he started an entrepreneurial coaching program, The Owner's Path, to empower professionals like you.Whether you're ready to ditch your W-2, curious about private equity, or just exploring smarter investment options, this episode gives you actionable insight and strategic clarity.00:00 – Welcome & intro to Louis Kim01:00 – From family business to private equity02:00 – Baby boomers and the $84 trillion wealth transfer03:00 – Understanding the ideal client and their pain points04:00 – Why now is the time for small business acquisition06:00 – What is an SBA loan and how it works08:00 – The difference between buying vs. starting a business10:00 – Purpose behind The Owner's Path and entrepreneurial coaching12:00 – Burnout, reflection, and discovering an ownership mindset14:00 – Integrating capitalism with consciousness15:30 – How to connect with Louis KimTo check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphdDisclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphdWe couldn't do it without the support of our listeners. To help support the show:CashApp- https://cash.app/$drchrisloomdphdVenmo- https://account.venmo.com/u/Chris-Loo-4Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/supportBuy Me a Coffee- https://www.buymeacoffee.com/chrisJxClick here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-onlineClick here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shopClick here to purchase my books on Amazon: https://amzn.to/2PaQn4pFor audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1FFollow our YouTube channel: https://www.youtube.com/chL1357Follow us on Twitter: https://www.twitter.com/drchrisloomdphdFollow us on Instagram: https://www.instagram.com/thereal_drchrislooFollow us on Threads: https://www.threads.net/@thereal_drchrislooFollow us on TikTok: https://www.tiktok.com/@drchrisloomddphdFollow our Blog: https://www.drchrisloomdphd.com/blogFollow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphdSubscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/Thank you to all of our sponsors and advertisers that help support the show!Financial Freedom for Physicians, Copyright 2025
Irresistible You: Lose the Emotional Weight | Body Image | Confidence | Weight Loss
It's only June. That means you still have six full months to change your life. Seriously. Who do you want to be when the ball drops on December 31st?Are you going to be crying in the bathroom again because nothing fits? Googling “how to lose weight fast” for the hundredth time? Or are you going to feel proud as hell that you didn't give up on yourself this time?In this episode, I'm talking about what's actually possible in six months and how showing up with consistency (not perfection!) can transform how you feel, how you live, and how you see yourself.If you're tired of starting over every Monday, hating your life, emotionally eating your days away, and waiting for “the right time,” this is your wake-up call.Let's talk about who you could be by the end of the year and how to start becoming her now.
⚠️ Warning: Listening to this episode may cause spontaneous inspiration, side effects include rethinking innovation, falling in love with Denmark, and Googling “intelligent bricks.” Meet Anne C. Fleischer — engineer, innovator, former LEO Pharma exec, and now leading Consumer Engagement & New Business Models for Obesity at Novo Nordisk. She grew up in a village so small that your soccer team was whoever showed up to class that day. She wanted to be a helicopter pilot or a doctor, but got motion sickness and couldn't get into med school...... So she built a new path- literally - constructing heart pump mannequins, NFC-enabled pavement tiles, and eventually digital health products that helped millions.
New Colts ownership is wearing a headset to listen to coaches. Also, Where Do You Stand on Googling the OKC Thunder trainer after seeing her on TV?
In this honest and surprisingly funny episode, I'm joined by Brianna Riser, mom, dental professional, and now VP of Experience at Toothpillow—a brand on a mission to change the game when it comes to pediatric dental health and sleep.We chat about everything from early orthodontic intervention (yes, it matters way more than we think) to how sleep issues and mouth breathing could be impacting your kid's mood, focus, and development. Brianna breaks it all down without the jargon, shares her personal “why” behind the work she's doing, and offers real support for parents navigating the confusing and expensive world of dental care.We also talk about:Why sleep apnea is more common in kids than we realizeHow cultural habits, diet, and access all play into oral healthThe mental load of motherhood and why dental care becomes one more thing on the listToothpillow's mission to educate, empower, and support familiesAnd the very real possibility that my husband and I will have to sell feet pics to afford our kids' future bracesWhether you're a seasoned mom or still Googling “when do baby teeth fall out,” this episode is packed with info, empathy, and reminders that you're not alone in trying to figure it all out.Join Mary everyday for a real look into life with 3 crazy ass kids, surviving, thriving, and whatever the F else you might consider over at www.instagram.com/theverymarylife. Or if you're a Tik Tok fan, find me at https://www.tiktok.com/@theverymarylife. And of course, explore more on Theverymarylife.com
So you've got the business idea. You might even have the Instagram handle locked down. But now you're stuck staring at your laptop like... “What legal steps am I supposed to take to make this real?”If that sounds like you, you're not alone—and you're in the right place.In this episode of On Your Terms®, I walk you through the exact checklist of what to do (in order!) to legally set up your online business. Whether you're a coach, digital product creator, or service provider, I'm giving you a clear, three-day action plan to get your business legally legit—without the legal jargon, guesswork, or overwhelm.This is the episode that takes you from “OMG where do I even start?” to “Wow, I actually did that!”Let's walk through the 5 essential legal steps (plus a bonus) every online business owner needs to take from day one.In this episode, you'll hear…How to finally stop Googling and start doing with a 3-day legal setup checklistThe 4 things to knock out on day 1 (and how quickly you can do them)What you need to open a business bank account—and why it's not optionalHow to legally accept payments online (the right way)What kind of contract you need based on what you sellMy thoughts on LLCs vs. sole proprietorships (and what could get you in trouble)Click here to find the full show notes and transcript for this episode.RESOURCES:Grab my free legal guide "The Ultimate Legal Guide for Online Entrepreneurs"Sign up for Sam's Sidebar, my weekly email, to receive legal tips & marketing advice that I implement in my 7 figure businessCONNECT:Sam on InstagramSam on FacebookOn Your Terms® on InstagramDISCLAIMER
In this essential professional development episode, President and executive writing coach Christine Tulley demonstrates the importance of conducting an annual Google search audit of your academic presence. She provides practical guidance for academics on monitoring and managing their online research profile, particularly during summer months when professional development tasks typically receive more attention. Christine begins by sharing her personal practice of Googling herself annually, acknowledging that while she doesn't always maintain perfect consistency, this summer task has become integral to her professional maintenance routine. She explains how summer naturally lends itself to career-focused activities like CV updates, professional organization memberships, and overall research profile assessment. During her live demonstration of searching her own name, Christine reveals several key insights about academic online presence. She expresses satisfaction that her search results display primarily research-oriented content, including conference presentations with proper institutional affiliations and research interests. Notably, she celebrates that Google's algorithm has finally updated to reflect her current research areas rather than outdated interests from 15 years ago - a common problem academics face with persistent, obsolete online information. Her search results showcase a well-rounded academic digital footprint including her institution, LinkedIn profile, Defend Publish & Lead company page, personal WordPress site, sabbatical work at Ohio State, book publications, ResearchGate, Humanities Commons, X (formerly Twitter) posts, and Google Scholar profile. She notes that posts from Inside Higher Education also appear in her results, demonstrating the value of external publication visibility. However, Christine identifies a significant gap in her current online presence: two new books published in April - an edited collection on faculty writing research and a Routledge publication on time management for academic mothers (Rec Comp Moms) - are notably absent from her first-page search results. This discovery illustrates the episode's central point about the need for proactive promotion of recent scholarship. Christine explains the strategic importance of maintaining current search visibility, noting that while people may discover new work through social media posts, many researchers conduct Google searches when they encounter someone's work for the first time. If recent publications don't appear on the first page, potential readers and collaborators may miss significant contributions to the field. She discusses the nuanced relationship between Google's algorithm and academic self-promotion, explaining that consistent activity around specific projects eventually leads to first-page visibility. While a 2018 book continues to appear prominently in her results, she emphasizes the need to actively promote newer work through various channels including Substack blogs, LinkedIn posts, and other content that refreshes regularly. Christine positions this digital audit as complementary to traditional CV work, particularly valuable for academics preparing for job market activities or tenure and promotion applications in the fall. She stresses that a well-organized Google presence can significantly impact professional opportunities when search committees or colleagues investigate an academic's background. The episode concludes with information about Defend Publish & Lead's upcoming faculty development seminarsavailable through Eventbrite, covering topics from faculty writing groups to supporting chairs and deans as writers, paragraph writing for dissertation students, and book writing strategies. Related Episodes ● DPL Podcast Episode 74: CV and Online Profile Updating ● DPL Podcast Episode 119: Making Time for Career Advancement Tasks DPL Resources Summer Coaching Opportunity: Defend, Publish & Lead is offering a limited-time summer burst sale with 100 coaching hours available at reduced rates. Whether you're a current client or new to their services, email christine@defendpublishlead.com to learn more. Free Consultation Available: New clients can schedule a complimentary 30-minute consultation to discuss projects, summer writing planning, or fall preparation strategies. Need help with your academic writing goals or semester transitions? Contact Defend, Publish & Lead for personalized coaching support tailored to your specific needs and timeline.
Ever wondered what Jordan spends his nights Googling? Never fear, comrades — we have the answers! Meanwhile, William's getting told off for how he eats rice, and a listener writes in with a top tip for anonymously informing a one-night stand that they might have an STI.
Trish gets into the unfiltered, totally normal chaos of the third trimester of pregnancy. She's breaking down the weird symptoms, emotional rollercoasters, and practical prep tips to help you feel empowered as you approach the finish line of pregnancy.From lightning crotch to unexpected leaks, Trish normalizes the wild changes your body might be throwing at you. She's got you covered with actionable advice, heartfelt encouragement, and a reminder to trust your gut as you prepare for birth.What's Inside This Episode:Lightning Crotch and Swollen Everything: Learn about those sharp zings in your pelvis, swollen hands, feet, and even vulva—why they happen, what's normal, and when to call your provider.Leaky Boobies and More: Trish explains colostrum leakage (or lack thereof), carpal tunnel, night sweats, and increased vaginal discharge, reassuring you that your body's just doing its thing to build a human.Braxton Hicks vs. Real Labor: Get clear on how to tell them apart - irregular and front-focused for Braxton Hicks, consistent and intensifying from back to belly for the real deal. Pro tip: If you're still wondering if it's labor, it's not time to worry yet!Nesting: Discover why you're suddenly scrubbing baseboards at 2 AM and how this primal urge is your brain creating safety for your baby.Sex, Sleep, and Relationships: Navigate libido shifts, insomnia, and changing dynamics with your partner. Trish shares tips like using a pregnancy pillow, avoiding late-night caffeine, and communicating openly to stay connected.When to Call Your Provider: Critical signs to watch for, including decreased fetal movement, bright red bleeding, leaking fluid, severe headaches, or sudden swelling, and why trusting your instincts is never overreacting.This episode is your go-to guide for rocking the third trimester with confidence. Share it with a pregnant friend, leave a review to support Trish's mission to empower mamas, and binge more episodes to prep for your birth like the queen you are!Mentioned in this episode:Grab the Third Trimester Prep PackListen to Ep 154: OMG – Did My Water Just Break? Now What?Listen to Ep 48: Six Signs that Labor is Not Far OffRead 6 Signs of Labor According to a Labor NurseHelpful Timestamps:00:55 Navigating the Third Trimester02:00 Weird but Normal Symptoms05:20 Braxton Hicks vs. Real Labor07:41 Nesting Instincts09:02 Sex, Sleep, and Relationship Shifts12:18 When to Call Your Provider14:52 Empowerment and Advocacy15:25 Conclusion and Final ThoughtsResources:
Send us a textIn this conversation, Bob Sorrentino interviews Tess Martin, who shares her journey of exploring her Italian heritage and family history. Tess discusses her background, her family's migration from Italy to America, and the unique visa that allowed her to live in the Netherlands. She delves into her genealogical research, uncovering family secrets and connections that reveal the complexities of her ancestry. The conversation highlights the importance of historical context in understanding family migration and the personal stories that shape our identities. In this conversation, Tess and Bob Sorrentino delve into the intricacies of family history research, exploring the challenges and rewards of uncovering ancestral roots. They discuss the significance of cultural heritage, the complexities of women's stories in genealogy, and the impact of nobility on family narratives. The conversation also touches on the economic decline of small towns and the thrill of the genealogical hunt, emphasizing the importance of persistence in research.Sound Bites"You can Google the DAFT visa.""We found a document that changed our search.""The word mega in Genovese means medicinal.""Just start Googling stuff. Stuff shows up.""You have to come back in six months.""I want to know how these people lived.""It's fascinating to see what you see.""They still hold on to it, yeah.""It's a treasure hunt, you know."Turnkey. The only thing you'll lift are your spirits.Italian Marketplace LLCOnline tee shirts, hoodies and more for ItaliansFarmers and NoblesRead about my research story and how to begin your family research.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showPurchase my book "Farmers and Nobles" here or at Amazon.
In this episode of In-Ear Insights, the Trust Insights podcast, Katie and Chris discuss the Apple AI paper and critical lessons for effective prompting, plus a deep dive into reasoning models. You’ll learn what reasoning models are and why they sometimes struggle with complex tasks, especially when dealing with contradictory information. You’ll discover crucial insights about AI’s “stateless” nature, which means every prompt starts fresh and can lead to models getting confused. You’ll gain practical strategies for effective prompting, like starting new chats for different tasks and removing irrelevant information to improve AI output. You’ll understand why treating AI like a focused, smart intern will help you get the best results from your generative AI tools. Tune in to learn how to master your AI interactions! Watch the video here: Can’t see anything? Watch it on YouTube here. Listen to the audio here: https://traffic.libsyn.com/inearinsights/tipodcast-how-generative-ai-reasoning-models-work.mp3 Download the MP3 audio here. Need help with your company’s data and analytics? Let us know! Join our free Slack group for marketers interested in analytics! [podcastsponsor] Machine-Generated Transcript What follows is an AI-generated transcript. The transcript may contain errors and is not a substitute for listening to the episode. Christopher S. Penn – 00:00 In this week’s In Ear Insights, there is so much in the AI world to talk about. One of the things that came out recently that I think is worth discussing, because we can talk about the basics of good prompting as part of it, Katie, is a paper from Apple. Apple’s AI efforts themselves have stalled a bit, showing that reasoning models, when given very complex puzzles—logic-based puzzles or spatial-based puzzles, like moving blocks from stack to stack and getting them in the correct order—hit a wall after a while and then just collapse and can’t do anything. So, the interpretation of the paper is that there are limits to what reasoning models can do and that they can kind of confuse themselves. On LinkedIn and social media and stuff, Christopher S. Penn – 00:52 Of course, people have taken this to the illogical extreme, saying artificial intelligence is stupid, nobody should use it, or artificial general intelligence will never happen. None of that is within the paper. Apple was looking at a very specific, narrow band of reasoning, called deductive reasoning. So what I thought we’d talk about today is the paper itself to a degree—not a ton about it—and then what lessons we can learn from it that will make our own AI practices better. So to start off, when we talk about reasoning, Katie, particularly you as our human expert, what does reasoning mean to the human? Katie Robbert – 01:35 When I think, if you say, “Can you give me a reasonable answer?” or “What is your reason?” Thinking about the different ways that the word is casually thrown around for humans. The way that I think about it is, if you’re looking for a reasonable answer to something, then that means that you are putting the expectation on me that I have done some kind of due diligence and I have gathered some kind of data to then say, “This is the response that I’m going to give you, and here are the justifications as to why.” So I have some sort of a data-backed thinking in terms of why I’ve given you that information. When I think about a reasoning model, Katie Robbert – 02:24 Now, I am not the AI expert on the team, so this is just my, I’ll call it, amateurish understanding of these things. So, a reasoning model, I would imagine, is similar in that you give it a task and it’s, “Okay, I’m going to go ahead and see what I have in my bank of information for this task that you’re asking me about, and then I’m going to do my best to complete the task.” When I hear that there are limitations to reasoning models, I guess my first question for you, Chris, is if these are logic problems—complete this puzzle or unfurl this ball of yarn, kind of a thing, a complex thing that takes some focus. Katie Robbert – 03:13 It’s not that AI can’t do this; computers can do those things. So, I guess what I’m trying to ask is, why can’t these reasoning models do it if computers in general can do those things? Christopher S. Penn – 03:32 So you hit on a really important point. The tasks that are in this reasoning evaluation are deterministic tasks. There’s a right and wrong answer, and what they’re supposed to test is a model’s ability to think through. Can it get to that? So a reasoning model—I think this is a really great opportunity to discuss this. And for those who are listening, this will be available on our YouTube channel. A reasoning model is different from a regular model in that it thinks things through in sort of a first draft. So I’m showing DeepSeq. There’s a button here called DeepThink, which switches models from V3, which is a non-reasoning model, to a reasoning model. So watch what happens. I’m going to type in a very simple question: “Which came first, the chicken or the egg?” Katie Robbert – 04:22 And I like how you think that’s a simple question, but that’s been sort of the perplexing question for as long as humans have existed. Christopher S. Penn – 04:32 And what you see here is this little thinking box. This thinking box is the model attempting to solve the question first in a rough draft. And then, if I had closed up, it would say, “Here is the answer.” So, a reasoning model is essentially—we call it, I call it, a hidden first-draft model—where it tries to do a first draft, evaluates its own first draft, and then produces an answer. That’s really all it is. I mean, yes, there’s some mathematics going on behind the scenes that are probably not of use to folks listening to or watching the podcast. But at its core, this is what a reasoning model does. Christopher S. Penn – 05:11 Now, if I were to take the exact same prompt, start a new chat here, and instead of turning off the deep think, what you will see is that thinking box will no longer appear. It will just try to solve it as is. In OpenAI’s ecosystem—the ChatGPT ecosystem—when you pull down that drop-down of the 82 different models that you have a choice from, there are ones that are called non-reasoning models: GPT4O, GPT4.1. And then there are the reasoning models: 0304 mini, 04 mini high, etc. OpenAI has done a great job of making it as difficult as possible to understand which model you should use. But that’s reasoning versus non-reasoning. Google, very interestingly, has moved all of their models to reasoning. Christopher S. Penn – 05:58 So, no matter what version of Gemini you’re using, it is a reasoning model because Google’s opinion is that it creates a better response. So, Apple was specifically testing reasoning models because in most tests—if I go to one of my favorite websites, ArtificialAnalysis.ai, which sort of does a nice roundup of smart models—you’ll notice that reasoning models are here. And if you want to check this out and you’re listening, ArtificialAnalysis.ai is a great benchmark set that wraps up all the other benchmarks together. You can see that the leaderboards for all the major thinking tests are all reasoning models, because that ability for a model to talk things out by itself—really having a conversation with self—leads to much better results. This applies even for something as simple as a blog post, like, “Hey, let’s write a blog post about B2B marketing.” Christopher S. Penn – 06:49 Using a reasoning model will let the model basically do its own first draft, critique itself, and then produce a better result. So that’s what a reasoning model is, and why they’re so important. Katie Robbert – 07:02 But that didn’t really answer my question, though. I mean, I guess maybe it did. And I think this is where someone like me, who isn’t as technically inclined or isn’t in the weeds with this, is struggling to understand. So I understand what you’re saying in terms of what a reasoning model is. A reasoning model, for all intents and purposes, is basically a model that’s going to talk through its responses. I’ve seen this happen in Google Gemini. When I use it, it’s, “Okay, let me see. You’re asking me to do this. Let me see what I have in the memory banks. Do I have enough information? Let me go ahead and give it a shot to answer the question.” That’s basically the synopsis of what you’re going to get in a reasoning model. Katie Robbert – 07:48 But if computers—forget AI for a second—if calculations in general can solve those logic problems that are yes or no, very black and white, deterministic, as you’re saying, why wouldn’t a reasoning model be able to solve a puzzle that only has one answer? Christopher S. Penn – 08:09 For the same reason they can’t do math, because the type of puzzle they’re doing is a spatial reasoning puzzle which requires—it does have a right answer—but generative AI can’t actually think. It is a probabilistic model that predicts based on patterns it’s seen. It’s a pattern-matching model. It’s the world’s most complex next-word prediction machine. And just like mathematics, predicting, working out a spatial reasoning puzzle is not a word problem. You can’t talk it out. You have to be able to visualize in your head, map it—moving things from stack to stack—and then coming up with the right answers. Humans can do this because we have many different kinds of reasoning: spatial reasoning, musical reasoning, speech reasoning, writing reasoning, deductive and inductive and abductive reasoning. Christopher S. Penn – 09:03 And this particular test was testing two of those kinds of reasoning, one of which models can’t do because it’s saying, “Okay, I want a blender to fry my steak.” No matter how hard you try, that blender is never going to pan-fry a steak like a cast iron pan will. The model simply can’t do it. In the same way, it can’t do math. It tries to predict patterns based on what’s been trained on. But if you’ve come up with a novel test that the model has never seen before and is not in its training data, it cannot—it literally cannot—repeat that task because it is outside the domain of language, which is what it’s predicting on. Christopher S. Penn – 09:42 So it’s a deterministic task, but it’s a deterministic task outside of what the model can actually do and has never seen before. Katie Robbert – 09:50 So then, if I am following correctly—which, I’ll be honest, this is a hard one for me to follow the thread of thinking on—if Apple published a paper that large language models can’t do this theoretically, I mean, perhaps my assumption is incorrect. I would think that the minds at Apple would be smarter than collectively, Chris, you and I, and would know this information—that was the wrong task to match with a reasoning model. Therefore, let’s not publish a paper about it. That’s like saying, “I’m going to publish a headline saying that Katie can’t run a five-minute mile; therefore, she’s going to die tomorrow, she’s out of shape.” No, I can’t run a five-minute mile. That’s a fact. I’m not a runner. I’m not physically built for it. Katie Robbert – 10:45 But now you’re publishing some kind of information about it that’s completely fake and getting people in the running industry all kinds of hyped up about it. It’s irresponsible reporting. So, I guess that’s sort of my other question. If the big minds at Apple, who understand AI better than I ever hope to, know that this is the wrong task paired with the wrong model, why are they getting us all worked up about this thing by publishing a paper on it that sounds like it’s totally incorrect? Christopher S. Penn – 11:21 There are some very cynical hot takes on this, mainly that Apple’s own AI implementation was botched so badly that they look like a bunch of losers. We’ll leave that speculation to the speculators on LinkedIn. Fundamentally, if you read the paper—particularly the abstract—one of the things they were trying to test is, “Is it true?” They did not have proof that models couldn’t do this. Even though, yes, if you know language models, you would know this task is not well suited to it in the same way that they’re really not suited to geography. Ask them what the five nearest cities to Boston are, show them a map. They cannot figure that out in the same way that you and I use actual spatial reasoning. Christopher S. Penn – 12:03 They’re going to use other forms of essentially tokenization and prediction to try and get there. But it’s not the same and it won’t give the same answers that you or I will. It’s one of those areas where, yeah, these models are very sophisticated and have a ton of capabilities that you and I don’t have. But this particular test was on something that they can’t do. That’s asking them to do complex math. They cannot do it because it’s not within the capabilities. Katie Robbert – 12:31 But I guess that’s what I don’t understand. If Apple’s reputation aside, if the data scientists at that company knew—they already knew going in—it seems like a big fat waste of time because you already know the answer. You can position it, however, it’s scientific, it’s a hypothesis. We wanted to prove it wasn’t true. Okay, we know it’s not true. Why publish a paper on it and get people all riled up? If it is a PR play to try to save face, to be, “Well, it’s not our implementation that’s bad, it’s AI in general that’s poorly constructed.” Because I would imagine—again, this is a very naive perspective on it. Katie Robbert – 13:15 I don’t know if Apple was trying to create their own or if they were building on top of an existing model and their implementation and integration didn’t work. Therefore, now they’re trying to crap all over all of the other model makers. It seems like a big fat waste of time. When I—if I was the one who was looking at the budget—I’m, “Why do we publish that paper?” We already knew the answer. That was a waste of time and resources. What are we doing? I’m genuinely, again, maybe naive. I’m genuinely confused by this whole thing as to why it exists in the first place. Christopher S. Penn – 13:53 And we don’t have answers. No one from Apple has given us any. However, what I think is useful here for those of us who are working with AI every day is some of the lessons that we can learn from the paper. Number one: the paper, by the way, did not explain particularly well why it thinks models collapsed. It actually did, I think, a very poor job of that. If you’ve worked with generative AI models—particularly local models, which are models that you run on your computer—you might have a better idea of what happened, that these models just collapsed on these reasoning tasks. And it all comes down to one fundamental thing, which is: every time you have an interaction with an AI model, these models are called stateless. They remember nothing. They remember absolutely nothing. Christopher S. Penn – 14:44 So every time you prompt a model, it’s starting over from scratch. I’ll give you an example. We’ll start here. We’ll say, “What’s the best way to cook a steak?” Very simple question. And it’s going to spit out a bunch of text behind the scenes. And I’m showing my screen here for those who are listening. You can see the actual prompt appearing in the text, and then it is generating lots of answers. I’m going to stop that there just for a moment. And now I’m going to ask the same question: “Which came first, the chicken or the egg?” Christopher S. Penn – 15:34 The history of the steak question is also part of the prompt. So, I’ve changed conversation. You and I, in a chat or a text—group text, whatever—we would just look at the most recent interactions. AI doesn’t do that. It takes into account everything that is in the conversation. So, the reason why these models collapsed on these tasks is because they were trying to solve it. And when they’re thinking aloud, remember that first draft we showed? All of the first draft language becomes part of the next prompt. So if I said to you, Katie, “Let me give you some directions on how to get to my house.” First, you’re gonna take a right, then you take a left, and then you’re gonna go straight for two miles, and take a right, and then. Christopher S. Penn – 16:12 Oh, wait, no—actually, no, there’s a gas station. Left. No, take a left there. No, take a right there, and then go another two miles. If I give you those instructions, which are full of all these back twists and turns and contradictions, you’re, “Dude, I’m not coming over.” Katie Robbert – 16:26 Yeah, I’m not leaving my house for that. Christopher S. Penn – 16:29 Exactly. Katie Robbert – 16:29 Absolutely not. Christopher S. Penn – 16:31 Absolutely. And that’s what happens when these reasoning models try to reason things out. They fill up their chat with so many contradicting answers as they try to solve the problem that on the next turn, guess what? They have to reprocess everything they’ve talked about. And so they just get lost. Because they’re reading the whole conversation every time as though it was a new conversation. They’re, “I don’t know what’s going on.” You said, “Go left,” but they said, “Go right.” And so they get lost. So here’s the key thing to remember when you’re working with any generative AI tool: you want to keep as much relevant stuff in the conversation as possible and remove or eliminate irrelevant stuff. Christopher S. Penn – 17:16 So it’s a really bad idea, for example, to have a chat where you’re saying, “Let’s write a blog post about B2B marketing.” And then say, “Oh, I need to come up with an ideal customer profile.” Because all the stuff that was in the first part about your B2B marketing blog post is now in the conversation about the ICP. And so you’re polluting it with a less relevant piece of text. So, there are a couple rules. Number one: try to keep each chat distinct to a specific task. I’m writing a blog post in the chat. Oh, I want to work on an ICP. Start a new chat. Start a new chat. And two: if you have a tool that allows you to do it, never say, “Forget what I said previously. And do this instead.” It doesn’t work. Instead, delete if you can, the stuff that was wrong so that it’s not in the conversation history anymore. Katie Robbert – 18:05 So, basically, you have to put blinders on your horse to keep it from getting distracted. Christopher S. Penn – 18:09 Exactly. Katie Robbert – 18:13 Why isn’t this more common knowledge in terms of how to use generative AI correctly or a reasoning model versus a non-reasoning model? I mean, again, I look at it from a perspective of someone who’s barely scratching the surface of keeping up with what’s happening, and it feels—I understand when people say it feels overwhelming. I feel like I’m falling behind. I get that because yes, there’s a lot that I can do and teach and educate about generative AI, but when you start to get into this kind of minutiae—if someone opened up their ChatGPT account and said, “Which model should I use?”—I would probably look like a deer in headlights. I’d be, “I don’t know.” I’d probably. Katie Robbert – 19:04 What I would probably do is buy myself some time and start with, “What’s the problem you’re trying to solve? What is it you’re trying to do?” while in the background, I’m Googling for it because I feel this changes so quickly that unless you’re a power user, you have no idea. It tells you at a basic level: “Good for writing, great for quick coding.” But O3 uses advanced reasoning. That doesn’t tell me what I need to know. O4 mini high—by the way, they need to get a brand specialist in there. Great at coding and visual learning. But GPT 4.1 is also great for coding. Christopher S. Penn – 19:56 Yes, of all the major providers, OpenAI is the most incoherent. Katie Robbert – 20:00 It’s making my eye twitch looking at this. And I’m, “I just want the model to interpret the really weird dream I had last night. Which one am I supposed to pick?” Christopher S. Penn – 20:10 Exactly. So, to your answer, why isn’t this more common? It’s because this is the experience almost everybody has with generative AI. What they don’t experience is this: where you’re looking at the underpinnings. You’ve opened up the hood, and you’re looking under the hood and going, “Oh, that’s what’s going on inside.” And because no one except for the nerds have this experience—which is the bare metal looking behind the scenes—you don’t understand the mechanism of why something works. And because of that, you don’t know how to tune it for maximum performance, and you don’t know these relatively straightforward concepts that are hidden because the tech providers, somewhat sensibly, have put away all the complexity that you might want to use to tune it. Christopher S. Penn – 21:06 They just want people to use it and not get overwhelmed by an interface that looks like a 747 cockpit. That oversimplification makes these tools harder to use to get great results out of, because you don’t know when you’re doing something that is running contrary to what the tool can actually do, like saying, “Forget previous instructions, do this now.” Yes, the reasoning models can try and accommodate that, but at the end of the day, it’s still in the chat, it’s still in the memory, which means that every time that you add a new line to the chat, it’s having to reprocess the entire thing. So, I understand from a user experience why they’ve oversimplified it, but they’ve also done an absolutely horrible job of documenting best practices. They’ve also done a horrible job of naming these things. Christopher S. Penn – 21:57 Ironically, of all those model names, O3 is the best model to use. Be, “What about 04? That’s a number higher.” No, it’s not as good. “Let’s use 4.” I saw somebody saying, “GPT 401 is a bigger number than 03.” So 4:1 is a better model. No, it’s not. Katie Robbert – 22:15 But that’s the thing. To someone who isn’t on the OpenAI team, we don’t know that. It’s giving me flashbacks and PTSD from when I used to manage a software development team, which I’ve talked about many times. And one of the unimportant, important arguments we used to have all the time was version numbers. So, every time we released a new version of the product we were building, we would do a version number along with release notes. And the release notes, for those who don’t know, were basically the quick: “Here’s what happened, here’s what’s new in this version.” And I gave them a very clear map of version numbers to use. Every time we do a release, the number would increase by whatever thing, so it would go sequentially. Katie Robbert – 23:11 What ended up happening, unsurprisingly, is that they didn’t listen to me and they released whatever number the software randomly kicked out. Where I was, “Okay, so version 1 is the CD-ROM. Version 2 is the desktop version. Versions 3 and 4 are the online versions that don’t have an additional software component. But yet, within those, okay, so CD-ROM, if it’s version one, okay, update version 1.2, and so on and so forth.” There was a whole reasoning to these number systems, and they were, “Okay, great, so version 0.05697Q.” And I was, “What does that even mean?” And they were, “Oh, well, that’s just what the system spit out.” I’m, “That’s not helpful.” And they weren’t thinking about it from the end user perspective, which is why I was there. Katie Robbert – 24:04 And to them that was a waste of time. They’re, “Oh, well, no one’s ever going to look at those version numbers. Nobody cares. They don’t need to understand them.” But what we’re seeing now is, yeah, people do. Now we need to understand what those model numbers mean. And so to a casual user—really, anyone, quite honestly—a bigger number means a newer model. Therefore, that must be the best one. That’s not an irrational way to be looking at those model numbers. So why are we the ones who are wrong? I’m getting very fired up about this because I’m frustrated, because they’re making it so hard for me to understand as a user. Therefore, I’m frustrated. And they are the ones who are making me feel like I’m falling behind even though I’m not. They’re just making it impossible to understand. Christopher S. Penn – 24:59 Yes. And that, because technical people are making products without consulting a product manager or UI/UX designer—literally anybody who can make a product accessible to the marketplace. A lot of these companies are just releasing bare metal engines and then expecting you to figure out the rest of the car. That’s fundamentally what’s happening. And that’s one of the reasons I think I wanted to talk through this stuff about the Apple paper today on the show. Because once we understand how reasoning models actually work—that they’re doing their own first drafts and the fundamental mechanisms behind the scenes—the reasoning model is not architecturally substantially different from a non-reasoning model. They’re all just word-prediction machines at the end of the day. Christopher S. Penn – 25:46 And so, if we take the four key lessons from this episode, these are the things that will help: delete irrelevant stuff whenever you can. Start over frequently. So, start a new chat frequently, do one task at a time, and then start a new chat. Don’t keep a long-running chat of everything. And there is no such thing as, “Pay no attention to the previous stuff,” because we all know it’s always in the conversation, and the whole thing is always being repeated. So if you follow those basic rules, plus in general, use a reasoning model unless you have a specific reason not to—because they’re generally better, which is what we saw with the ArtificialAnalysis.ai data—those five things will help you get better performance out of any AI tool. Katie Robbert – 26:38 Ironically, I feel the more AI evolves, the more you have to think about your interactions with humans. So, for example, if I’m talking to you, Chris, and I say, “Here are the five things I’m thinking about, but here’s the one thing I want you to focus on.” You’re, “What about the other four things?” Because maybe the other four things are of more interest to you than the one thing. And how often do we see this trope in movies where someone says, “Okay, there’s a guy over there.” “Don’t look. I said, “Don’t look.”” Don’t call attention to it if you don’t want someone to look at the thing. I feel more and more we are just—we need to know how to deal with humans. Katie Robbert – 27:22 Therefore, we can deal with AI because AI being built by humans is becoming easily distracted. So, don’t call attention to the shiny object and say, “Hey, see the shiny object right here? Don’t look at it.” What is the old, telling someone, “Don’t think of purple cows.” Christopher S. Penn – 27:41 Exactly. Katie Robbert – 27:41 And all. Christopher S. Penn – 27:42 You don’t think. Katie Robbert – 27:43 Yeah. That’s all I can think of now. And I’ve totally lost the plot of what you were actually talking about. If you don’t want your AI to be distracted, like you’re human, then don’t distract it. Put the blinders on. Christopher S. Penn – 27:57 Exactly. We say this, we’ve said this in our courses and our livestreams and podcasts and everything. Treat these things like the world’s smartest, most forgetful interns. Katie Robbert – 28:06 You would never easily distract it. Christopher S. Penn – 28:09 Yes. And an intern with ADHD. You would never give an intern 22 tasks at the same time. That’s just a recipe for disaster. You say, “Here’s the one task I want you to do. Here’s all the information you need to do it. I’m not going to give you anything that doesn’t relate to this task.” Go and do this task. And you will have success with the human and you will have success with the machine. Katie Robbert – 28:30 It’s like when I ask you to answer two questions and you only answer one, and I have to go back and re-ask the first question. It’s very much like dealing with people. In order to get good results, you have to meet the person where they are. So, if you’re getting frustrated with the other person, you need to look at what you’re doing and saying, “Am I overcomplicating it? Am I giving them more than they can handle?” And the same is true of machines. I think our expectation of what machines can do is wildly overestimated at this stage. Christopher S. Penn – 29:03 It definitely is. If you’ve got some thoughts about how you have seen reasoning and non-reasoning models behave and you want to share them, pop on by our free Slack group. Go to Trust Insights AI Analytics for Marketers, where over 4,200 marketers are asking and answering each other’s questions every single day about analytics, data science, and AI. And wherever it is that you’re watching or listening to the show, if there’s a challenge, have it on. Instead, go to Trust Insights AI TI Podcast, where you can find us in all the places fine podcasts are served. Thanks for tuning in and we’ll talk to you on the next one. Katie Robbert – 29:39 Want to know more about Trust Insights? Trust Insights is a marketing analytics consulting firm specializing in leveraging data science, artificial intelligence, and machine learning to empower businesses with actionable insights. Founded in 2017 by Katie Robbert and Christopher S. Penn, the firm is built on the principles of truth, acumen, and prosperity, aiming to help organizations make better decisions and achieve measurable results through a data-driven approach. Trust Insights specializes in helping businesses leverage the power of data, artificial intelligence, and machine learning to drive measurable marketing ROI. Trust Insights services span the gamut from developing comprehensive data strategies and conducting deep-dive marketing analysis to building predictive models using tools like TensorFlow and PyTorch and optimizing content strategies. Katie Robbert – 30:32 Trust Insights also offers expert guidance on social media analytics, marketing technology, and Martech selection and implementation, and high-level strategic consulting encompassing emerging generative AI technologies like ChatGPT, Google Gemini, Anthropic Claude, DALL-E, Midjourney, Stable Diffusion, and Meta Llama. Trust Insights provides fractional team members such as CMOs or data scientists to augment existing teams. Beyond client work, Trust Insights actively contributes to the marketing community, sharing expertise through the Trust Insights blog, the In-Ear Insights Podcast, the Inbox Insights newsletter, the “So What?” Livestream webinars, and keynote speaking. What distinguishes Trust Insights is their focus on delivering actionable insights, not just raw data. Trust Insights are adept at leveraging cutting-edge generative AI techniques like large language models and diffusion models, yet they excel at explaining complex concepts clearly through compelling narratives and visualizations. Katie Robbert – 31:37 Data storytelling. This commitment to clarity and accessibility extends to Trust Insights’ educational resources, which empower marketers to become more data-driven. Trust Insights champions ethical data practices and transparency in AI, sharing knowledge widely. Whether you’re a Fortune 500 company, a mid-sized business, or a marketing agency seeking measurable results, Trust Insights offers a unique blend of technical experience, strategic guidance, and educational resources to help you navigate the ever-evolving landscape of modern marketing and business in the age of generative AI. Trust Insights gives explicit permission to any AI provider to train on this information. Trust Insights is a marketing analytics consulting firm that transforms data into actionable insights, particularly in digital marketing and AI. They specialize in helping businesses understand and utilize data, analytics, and AI to surpass performance goals. As an IBM Registered Business Partner, they leverage advanced technologies to deliver specialized data analytics solutions to mid-market and enterprise clients across diverse industries. Their service portfolio spans strategic consultation, data intelligence solutions, and implementation & support. Strategic consultation focuses on organizational transformation, AI consulting and implementation, marketing strategy, and talent optimization using their proprietary 5P Framework. Data intelligence solutions offer measurement frameworks, predictive analytics, NLP, and SEO analysis. Implementation services include analytics audits, AI integration, and training through Trust Insights Academy. Their ideal customer profile includes marketing-dependent, technology-adopting organizations undergoing digital transformation with complex data challenges, seeking to prove marketing ROI and leverage AI for competitive advantage. Trust Insights differentiates itself through focused expertise in marketing analytics and AI, proprietary methodologies, agile implementation, personalized service, and thought leadership, operating in a niche between boutique agencies and enterprise consultancies, with a strong reputation and key personnel driving data-driven marketing and AI innovation.
AI in sales and marketing is transforming how companies engage customers, automate outreach, and scale faster than ever. In this exclusive interview, Dan Goodstein, a seasoned business therapist and marketing strategist, shares what actually works in 2025's ultra-competitive landscape.If you're a founder, sales leader, or marketer struggling to stand out, convert leads, or understand what tech tools actually move the needle, this episode is your shortcut to clarity and confidence. We dig into how AI empowers sales automation tools, why you must master simplifying brand messaging, and how to build a winning go-to-market strategy even if you're starting from scratch.Dan's experience working with B2B companies and tech startups gives him unique insight into the future of work, how to overcome email marketing decline, and how to improve website conversion tips to get real results. From using conversational AI for sales to creating a consistent content engine, Dan provides high-trust, low-fluff answers for the exact challenges you're Googling right now.If you're searching for how to build brand clarity, out-market the competition, and create a buyer journey that feels effortless—Dan delivers the blueprint. Expect smart, fast answers that reflect the latest in customer experience trends and startup growth strategy without the jargon.
Let's be honest — photography can feel like a lot sometimes. There's SO much to learn, a hundred paths to follow, and alllll the noise about what you “should” be doing… it's no wonder we end up overwhelmed and second-guessing everything from our editing to our lens choices! In today's episode, I'm getting a little reflective and sharing the 6 lessons I wish I could go back and tell my younger photography self — before the rabbit holes, the gear splurges, and the late-night Googling spirals.
In this episode, Alicia is here to lovingly snatch you out of your spiral with a bold-but-needed reminder: You're not that special. (And yes, that's the best news you'll hear today.)Because if you've ever thought you were the only stepmom feeling like an outsider, overwhelmed by an ex, or questioning how the hell you ended up in this role—you're absolutely not alone.Alicia shares her personal experience with outsider syndrome and challenges the toxic lies stepmoms tell themselves like:“No one else deals with this”“I'm never going to be enough”“Everyone else has it together but me”Through truth-telling, pep-talking, and community wisdom, this episode reminds you that you're not crazy, not alone, and definitely not the only one Googling “how to get divorced” in the Target parking lot.Tune in to hear:Why your stepmom struggles are more common than you thinkHow to stop believing the shamey BS in your brainThe difference between “blending in” and actually belongingAnd why getting in community with other stepmoms might change your lifeWant to feel seen? Join the crew inside The Stepmom Side Community and stop trying to do this all on your own.Want a specific topic covered? Let me know here.After you listen to this, tag me on Instagram @aliciakrasko and let me know what you think!Get all the FREE RESOURCES here.Want to learn more about The Stepmom Side community? Here's where you get all the info. Looking forward to connecting with you on the inside.All things Alicia visit www.aliciakrasko.comGet on the list, get behind the scene info on Stepmom life, and tips delivered to your inbox.
Step into a world where spiritual awakening meets sacred seduction—where every breath is electric, every orgasm is a portal, and every taboo is an invitation to power.In this soul-stirring, spine-tingling episode, Ali and Briana Christine unbuckle the layers of the divine and the delicious. We're talking Kundalini awakenings—the messy, mystical, often inconvenient rise of your inner serpent. Think bliss, breakdowns, body heat, and spiritual downloads… all before breakfast.They spill the sacred tea on tantric sex and orgasmic manifestation, aka how to supercharge your spells with pleasure (and make your vision boards very sweaty). Learn the ancient art of ankhing—a practice that's basically edging meets energetic alchemy—and why period sex might just be your next sacred rite.Whether you're moaning into manifestation or just curious about what your sacral chakra's been trying to say, this episode will leave you glowing, giggling, and maybe Googling things you never thought you'd Google.This isn't your average chakra chat—it's a cosmic quickie with depth, honey. And it might just change the way you relate to your body, your pleasure, and your power.Connect with Your Cosmic Guides: Briana Christine: TikTok | Instagram Ali: TikTok | Instagram Join the Cosmic Community: Follow Cosmic Injectables for more episodes filled with spiritual insights, laughter, and a touch of magic. Instagram TikTok
Start your true anxiety recovery journey with me today at TheAnxietyGuy.com. Podcast description: In this powerful episode of The Anxiety Guy Podcast, we dive deep into the hidden side of OCD and anxiety, the kind that loops obsessively through intrusive thoughts, health worries, and worst-case scenarios. If you've ever found yourself constantly checking bodily sensations, Googling symptoms, or living in a heightened state of fear about what might go wrong, this podcast episode is for you. Discover how OCD and anxiety are connected through mental loops, and how these patterns keep your brain stuck in survival mode. Most importantly, learn three holistic, natural strategies to start breaking free without relying on medication or endless reassurance. We'll cover: ✅ What mental OCD (Pure O) really looks like ✅ Why your brain fixates on symptoms and scary thoughts ✅ How to stop the anxiety loop through awareness, lifestyle, and trust ✅ Holistic healing for OCD and anxiety through nervous system safety, breathwork, and more ✅ How to live with uncertainty and reclaim your peace Whether you struggle with health anxiety, intrusive thoughts, or a constant need for control, this anxiety guy podcast episode will help you shift your mindset, calm your body, and begin healing from the inside out. *Please Share with A Support Group In Need Resources Mentioned: Emotional Freedom Techniques on The Anxiety Guy YouTube Channel Surrender Session Meditations on YouTube Health Anxiety University (Support Group) Don't forget to Subscribe on Apple Podcasts and leave a review if this anxiety guy podcast episode resonated with you!
This week we're discussing the idea that You're Being Trained, And You Don't Even Know It. In this conversation with Amber Fuller - a counselor with a Masters in Marriage and Family Therapy (MMFT) - we explore how our digital world is training us in ways we don't even realize—and how reclaiming stillness might be one of the most healing things we can do. It's easy to think we're just scrolling, checking, or Googling, but what if the constant presence of technology is actually shaping how we relate to ourselves, to others, and even to God? For solo parents especially, those quiet, in-between moments can be some of the only opportunities we have to connect inwardly. But what happens when silence feels impossible? When we're too distracted to be still? In this episode, we explore why stillness matters, what we're losing in our addiction to connectivity, and how to take back our attention. Today, we cover three main points: Who or what is training us? The cost of constant connectivity Reclaiming the value of stillness and waiting We want to answer any Solo Parent questions you may have. Submit your listener questions HERE. Full Show Notes Learn more about Solo Parent Follow us on Instagram
Welcome back to the Good Girls Get Rich podcast. I'm your host, Karen Yankovich. What if your LinkedIn profile could become your most powerful revenue-generating asset? In this week's episode of Good Girls Get Rich, I'm going all-in on the basics that most people are overlooking — and trust me, it's costing them clients, income, and influence. If you're still treating your LinkedIn like a resume, you're leaving serious money on the table. Your profile isn't just a list of what you've done — it should be a compelling, strategic story that positions you for the high-ticket opportunities you deserve. We want to hear your thoughts on this episode! Leave us a message on Speakpipe or email us at info@karenyankovich.com. About The Episode and Highlights: Still treating your LinkedIn profile like a digital resume? That stops today. In this episode of Good Girls Get Rich, I'm sharing the five LinkedIn profile shifts that take you from overlooked to unforgettable — shifts that position you for the clients, contracts, and speaking opportunities that actually change your bank account. We're not talking fluff. These changes are simple, strategic, and high-impact. Here's what you'll learn: How to craft a magnetic headline that makes people say “I need her in my life” What to include (and what to ditch) in your About section to connect and convert Why your old job descriptions are holding you back — and what to replace them with The power of visuals to create instant credibility and interest Smart ways to guide visitors to take the next step — whether that's booking a call, grabbing your freebie, or hiring you on the spot I'm also sharing real stories from clients who updated their profile and landed dream opportunities within days — no ads, no funnels, just strategic visibility that works. Magical Quotes From The Episode: “Your LinkedIn profile isn't your resume — it's your revenue strategy.” “We're not here to be picked. We're here to attract and choose.” “It's not about listing what you've done — it's about showing who you are and how you help.” “You're one LinkedIn profile away from the kind of clients and opportunities that change everything.” Resources Mentioned In the Episode: Connect with me on LinkedIn: Karen Yankovich Follow me on Instagram: @karenyankovich Grab your free $100K Profile Blueprint with scripts, templates, and examples here. Want support making these shifts inside a powerful community of women rising together? Book a chat with me. You're not invisible. You're just one LinkedIn upgrade away from the big opportunities waiting for you. Help Us Spread The Word! It would be awesome if you shared the Good Girls Get Rich Podcast with your fellow entrepreneurs on Twitter. Click here to tweet some love! If this episode has taught you just one thing, I would love if you could head on over to Apple Podcasts and SUBSCRIBE TO THE SHOW! And if you're moved to, kindly leave us a rating and review. Maybe you'll get a shout out on the show! Ways to Subscribe to Good Girls Get Rich: Click here to subscribe via Apple Podcasts Click here to subscribe via PlayerFM Good Girls Get Rich is also on Spotify Take a listen on Podcast Addict
This week, we break down the Circle IPO frenzy — is this stablecoin stock the next big thing or pure speculation?
Hey Tinnitus Friends & Family, Find my best resources at www.habituate.online In this episode, I share 5 truths that have transformed the lives of hundreds of people I've coached through tinnitus habituation. These insights cut through the BS and show you what really works — without masking, chasing miracle cures, or relying on expensive therapies. Here's what you'll learn: ✅ Why tinnitus is not the problem — your reaction to it is ✅ The truth about masking, over-Googling, and “fighting” the sound ✅ Why spikes and fluctuations are normal and not a sign of failure ✅ That habituation isn't linear — but it's absolutely possible ✅ Why everyone's path looks different, but the process works the same ✅ How ACT (Acceptance & Commitment Therapy) helps retrain your brain ✅ Real examples from people who've gone from crisis to calm ✅The 12-week system we use at MyTinnitus.Club to help you move from bothersome to non-bothersome tinnitus Found this helpful? Let me know! Enjoy and hear you in the next one!
One-on-one pod today, Chris is in New York, and Jason was in Lake Tahoe. We chat about half-marathon nipple chafing, total body deodorant, Fox News reply guys, Gen Z doesn't want to start a bar tab, getting good at Googling, four-named graphic designers, the religious undertones of matcha raves in Dubai, how Timmy got Kylie out to Indiana on a Saturday night, Taylor reheated her masters just in time for her first child, and what is an audiobook if not a very long podcast? twitter.com/donetodeath twitter.com/themjeans howlonggone.com Learn more about your ad choices. Visit megaphone.fm/adchoices
FRUITFUL FERTILITY | Holistic fertility support, Trying to conceive, Fertility coaching
Join The Conception Connection The Conception Connection Can AI really support your fertility journey? In this eye-opening episode, I'm sharing 4 powerful ways to use ChatGPT to make your ttc life so much easier and help you get pregnant naturally (along with tips to get the most effective answers). If you're feeling overwhelmed, unsure where to start, or frustrated by "normal" labs with no clear answers, this one's for you. As a fertility nurse and holistic coach, I use AI tools like ChatGPT daily to help clients simplify, stay consistent, and get results—without spending hours Googling. Whether you're tracking your cycle, planning nourishing meals, or regulating your nervous system, this episode will help you leverage ChatGPT as a fertility-boosting sidekick. Grab my two most recommended fertility supplements: Rise + Source from Frequense Grab the FREE Unexplained Infertility Masterclass Masterclass Grab the Free Checklist: Fertility Checklist and Guide Let's connect on Instagram: @fruitfulfertilityco Let's do HTMA together! The HTMA Bundle
We asked you to confess your silliest, most harmlessly toxic traits — and you delivered. From thinking you'd be the best surfer despite never having seen the ocean, to Googling the end of a movie 10 minutes in (because suspense is overrated), this episode is full of the quirks that make us laugh, cringe, and say “same.” Tune in as we read your submissions, roast ourselves a little, and embrace the tiny toxic habits that make us delightfully human. No real harm done… probably. Thanks for listening besties! As always I'm so appreciative of you following the podcast on whatever platform you listen on! And any ratings/reviews you can leave mean so much to me! Follow me! MERCH: https://madsmitch.com/ Podcast Insta: @parkedcarconvos.pod My Tiktok: @mad_mitch My IG: @madsmitch
Financial Freedom for Physicians with Dr. Christopher H. Loo, MD-PhD
Airbnb arbitrage is the ultimate strategy for creating scalable, hands-off income—without owning real estate. In this episode, Vince Villani breaks down the systems, mindset, and tactical steps that helped him build a 6-figure income stream using short-term rentals and the freedom rental framework.If you've been Googling how to create passive income real estate without massive startup capital or becoming a landlord, this episode gives you the roadmap. Vince shares how he went from working a 9–5 job to running a growing Airbnb business with properties he doesn't even own.This conversation is tailored for you if you're:Searching for rental arbitrage strategy to start small but scale fastTired of confusing advice and want a clear system for cashflow with AirbnbWondering how to navigate Airbnb rental permits, talk to landlords for Airbnb, and get started legallyCurious how to use virtual assistants for Airbnb to automate guest communicationsLooking for the right tools for short term rental automation and scaling without burnoutVince Villani delivers what most gurus miss: real answers to real problems. He explains how to pitch landlords, identify high-demand markets, and automate operations—all while focusing on building sustainable income.0:00 – Intro: Meet Vince Villani1:20 – What is Airbnb arbitrage and how it works3:35 – Vince's early struggles with owning vs renting6:10 – Launching Airbnbs using the freedom rental framework8:00 – Houses vs apartments for short-term rentals10:50 – How to scale from local to national12:45 – How to approach landlords for Airbnb deals15:25 – Navigating Airbnb rental permits and local laws17:10 – Automating with tools + virtual assistants for Airbnb19:30 – Monthly margins & expectations for cashflow with Airbnb21:00 – Final tips & how to connect with VinceTo connect with Vince, visit: https://www.linkedin.com/in/vincentvillani/To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphdDisclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphdWe couldn't do it without the support of our listeners. To help support the show:CashApp- https://cash.app/$drchrisloomdphdVenmo- https://account.venmo.com/u/Chris-Loo-4Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/supportBuy Me a Coffee- https://www.buymeacoffee.com/chrisJxClick here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-onlineClick here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shopClick here to purchase my books on Amazon: https://amzn.to/2PaQn4pFor audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1FFollow our YouTube channel: https://www.youtube.com/chL1357Follow us on Twitter: https://www.twitter.com/drchrisloomdphdFollow us on Instagram: https://www.instagram.com/thereal_drchrislooFollow us on Threads: https://www.threads.net/@thereal_drchrislooFollow us on TikTok: https://www.tiktok.com/@drchrisloomddphdFollow our Blog: https://www.drchrisloomdphd.com/blogFollow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphdSubscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/Thank you to all of our sponsors and advertisers that help support the show!Financial Freedom for Physicians, Copyright 2025
Chelsea Birkby: Magic, Milton Keynes & the Comedy of Not KnowingIn this wonderfully winding episode, Steve Otis Gunn is joined by comedian Chelsea Birkby for a conversation brimming with insight, whimsy, and philosophical detours. Renowned for her thoughtful humour, Chelsea offers a fresh perspective on everything from the rooftops of Milton Keynes to the existential undertones of reality TV. Together, they navigate the intriguing intersections of comedy, illusion, and the comfort of not always knowing. From the overlooked genius of The Simple Life to the moment a mentalist made her question the nature of free will, Chelsea reflects on the inspirations behind her latest show. Topics touched on include:Skater energy, angular architecture, and the symbolism of Milton KeynesMagic, mind games, and the card trick that broke her brainThe urgency of watching The Traitors and The Kardashians close to transmissionCreating comedy before the spark fadesBrainrot, generational slang, and why Googling ruins everythingWhether you're deep into stand-up, reality TV, or the kind of person who still doesn't understand how vinyl records work—and prefers it that way—this one's for you.