Podcasts about existing

Can you patent a new use for an existing product? It sounds simple, but the answer sits at the intersection of patent law, product strategy, and a common inventor mistake: assuming that a new idea about an old product automatically makes the product itself patentable.In this episode, we break down how U.S. patent law treats new uses of known products and why the real opportunity often lies in the method or process surrounding that use. A product may already exist, yet the way you use it can still create a potentially patentable invention if the method is genuinely new, useful, and non-obvious.We start with the basics: what counts as a “new use,” why the product itself may still be old, and how method claims can become the center of the patent strategy. If an existing machine, material, device, or composition can solve a different problem, this episode will help you understand what patent questions to ask before investing heavily in an application.We also look at prior art. That means more than searching for an identical patent. Prior art can include patents, technical articles, manuals, product instructions, academic papers, public uses, sales activity, and other disclosures.Then we tackle inherency, a concept that surprises many founders. Imagine that people have used an existing product in the same way for years, but nobody realized the process also produced a hidden benefit. If that benefit necessarily occurred every time the old process was performed, simply discovering it may not create novelty. Discovering why something works is not always the same as inventing a new way to make it work.Non-obviousness is another major hurdle. Even when no single reference describes your exact method, a patent examiner may ask whether the differences would have been obvious to someone skilled in the field.We also discuss why documentation matters. Before filing, inventors should identify the exact steps, the variables that affect performance, the measurable results, and the technical difference between the new method and known uses. “It does something cool” may work in a brainstorming session, but a patent application generally needs more.The episode also covers claim strategy. A patent is only as useful as the scope of the claims that survive examination. If a competitor can avoid your patent by changing one trivial step, the business value may be limited.Timing matters too. Public disclosures, online posts, product launches, demos, and sales activity can affect patent rights. U.S. law has certain grace-period rules, but international rules can be less forgiving. If foreign protection matters, filing before public disclosure can become especially important.We also separate patentability from freedom to operate. These are related but different questions. You may be able to patent an improved method while another company still owns broader rights affecting commercialization. A patent gives you a right to exclude others from what you claim; it does not automatically give you permission to practice every part of the technology. That distinction matters.By the end of this episode, you will have a clearer framework for evaluating whether a new use for an existing product may be worth pursuing. You will know what to search, what to document, what hurdles to expect, and why strong new-use inventions usually come from a specific technical method rather than a new marketing label.If you are a startup founder, inventor, product developer, or small business owner who has discovered an unexpected application for existing technology, this episode will help you separate a clever observation from a potentially protectable invention.To chat about this one-on-one, grab a free consult at strategymeeting.com

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Brought to you by the English Programme. Featuring news, politics, popular culture, celebrity trivia, quizzes, book readings, and a whole host of fun.Support Our Rescue Cats | Our Blog | Get New Episodes By Email | Rumble | X | YouTube | NewsK365 on Spreaker | Get New Blog Posts By Email | Throne Wishlist |

On this episode of Inside Content, Eva Alejandra de Mora, Senior Account Executive at 3Vision, is joined by Lior Friedman, Co-Founder and Head of Business Development at RoseBerry Media, to discuss the rise of vertical TV and the company's newly launched mobile entertainment app, Epis.In this episode, they explore how changing mobile viewing habits are creating new opportunities for TV-style content in vertical formats, from original productions to repurposed library programming. Lior discusses RoseBerry's work with major content partners, how first-party viewing data is helping shape its content and distribution strategy, and why older titles can perform alongside content created specifically for vertical. They also explore the role of AI in production and localisation, the potential of mobile-first and emerging markets, and what the next phase of the vertical video economy could look like. Stay in the content world loop

What do investors need to know regarding the proposed legislation for both the Road To Housing and Move Act? ============= Connect with Mark and Tom: StraightUpChicagoInvestor.com Guest: Chris Puleo, Puleo Group Link: Episode 130: Chicago Mortgage Lending in this Inflationary Environment with Chris Puleo Email the Show: StraightUpChicagoInvestor@gmail.com Link: Build Your Team | Straight Up Chicago Investor Podcast Properties for Sale on the North Side?  We want to buy them. Email: StraightUpChicagoInvestor@gmail.com Have a vacancy? We can place your next tenant and give you back 30-40 hours of your time. Learn more: GCRealtyInc.com/tenant-placement Has Property Mgmt become an opportunity cost for you? Let us lower your risk and give you your time back to grow. Learn more: GCRealtyinc.com ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2026.

A weekly news show informing you on the latest in Bitcoin, privacy and open source tech, hosted by Ungovernables, Max and Q.AOBMax: spent a full day and roughly $100 in API credits on a marketing project using lower-end models rather than his normal Claude subscription -- couldn't use it due to privacy concerns around Ungovernable content; a warning that frontier model quality costs real money per tokenQ: quiet weekend -- kids party Saturday, christening Sunday; off to Portugal on FridayNEWSRevolut hands passports and Bitcoin histories to a spoofed government request: attackers used a real government agency's email domain to extract passport scans, verification selfies, home addresses, and full transaction histories including Bitcoin activity; Revolut refuses to confirm the number of affected customers, the market, or the agency involved; attacker is now leaking customer files daily on Telegram and demanding 10,000 BTC -- CoinDesk, TechCrunch, DecryptLiquid exploit recovery: 3,400 BTC returned to block 965950 on September 7 via on-chain OP_RETURN negotiation; ~598.5 BTC (~$47M) remains with the exploiters; Blockstream refused the demanded 10% bounty, called it theft, and says it will work with law enforcement; block production resumed September 10 but peg operations remain suspended -- Bitcoin Magazine, news.bitcoin.com, CoinDesk, The Bitcoin ManualFinal CLARITY Act text drops: ethics deal done, developer protections narrowed; the Blockchain Regulatory Certainty Act now covers civil enforcement only with criminal protections removed -- including the charge brought against the Samourai developers; cloture vote is September 15 at 2:15pm ET, needs 60 votes; prediction markets put passage at ~25% -- The Crypto Times, The Block, The Hill, CoinDeskChinese quantum benchmark drops secp256k1 attack to 835 logical qubits, down 60% from the 2020 estimate of 2,124; current best hardware reaches 94 logical qubits; addresses with exposed public keys face the greatest future risk -- TFTC, CoinDeskAlby Hub authentication bypass lets attackers drain Lightning wallets: critical flaw in v1.7.0 through v1.18.5 allows unauthenticated remote takeover when port 8080 is internet-accessible; at least one user confirmed compromised; update to v1.24.0 and block external access to port 8080 -- The Hacker NewsBrevo breach lets attackers send phishing from Trezor, BitBox, and CoinTracking domains: attackers created API keys inside Brevo customer accounts allowing emails from real sending domains that passed SPF, DKIM, and DMARC; the lure was a fake STM32 Entropy Vulnerability alert targeting hardware wallet owners; Trezor and BitBox both confirmed the breach on September 9 -- CryptoTimes, DecryptRELEASESHighlightsElectrs v0.12.0 -- 2026-09-13Switches to the bindex indexing library. Requires Bitcoin Core 31 or later and a full reindex -- upgrade Core first and plan for downtime, especially on lower-powered hardware.Fedimint v0.12.1 -- 2026-09-12Security release fixing a vulnerability in the Lightning gateway's LNv1 payment handling. Gateway operators should upgrade immediately. The fix is consensus-neutral so federation participants and wallet users do not need to coordinate an upgrade.Radar v1.0.7 -- 2026-09-12Adds BOLT11 invoice payments alongside lightning addresses, scan-to-pay from the send screen, on-chain receive via bitcoin: URI, full balance hiding across the app, and Signal backup migration on a single device.Bitcoin Seed Tool v2.4.0 -- 2026-09-11Adds SeedQR scanning, Seed XOR splitting into 2-8 Coldcard-compatible shares, NIP-06 Nostr key derivation, BIP-44/49/84/86 descriptor export, and blank backup template printing. Also fixes seed leakage bugs -- existing users should update before use.Phoenix v2.8.2 -- 2026-09-08 (Android), 2026-09-07 (iOS)Adds Italian, Japanese, Polish, Ukrainian, and Korean language support. Android users can now manually set feerates on outgoing on-chain transactions, matching iOS parity.BTCPay Server v2.4.4 -- 2026-09-08Breaking-change release: NFC payments disabled by default at checkout, zero-amount invoices blocked by default, and Boltcard desktop setup removed in favour of the dedicated Boltcard app. Review the breaking changes before upgrading.Ashigaru Desktop v1.4.5 -- 2026-09-07Major catch-up release. Fixes broken HTTPS connectivity in earlier builds (missing crypto modules broke all outbound connections). Adds in-app update checking with signature verification, a guided tour, dice-based passphrases, and stronger Dojo node verification. Existing users on older versions must download manually.Flint v1.1.0 -- 2026-09-07Updates compatibility to BTCPay Server 2.4.4 and enforces Breez SDK Spark release gating. Upgrade alongside BTCPay 2.4.4. All artifacts signed with Sigstore build provenance.Everything elseAmethyst v1.15.2 -- 2026-09-12BasicSwap DEX v0.18.8 -- 2026-09-13BasicSwap DEX v0.18.7 -- 2026-09-10BDK FFI v3.1.0 -- 2026-09-12Citrine v3.1.1 -- 2026-09-10Core Lightning v26.06.7 -- 2026-09-11Fedimint v0.11.3 -- 2026-09-12JoinMarket-NG v0.39.2 -- 2026-09-12LDK v0.2.6 -- 2026-09-10LNbits v1.6.1 -- 2026-09-09ngit-cli v3.0.0 -- 2026-09-08Ride The Lightning v0.15.12 -- 2026-09-09RoboSats v0.8.7-alpha -- 2026-09-10Tor Browser 15.0.22 -- 2026-09-10Trezor Suite 26.9.1 -- 2026-09-11TO DONATE TO ROMAN'S DEFENSE FUND: https://freeromanstorm.com/donateHELP GET SAMOURAI A PARDONSIGN THE PETITION ----> https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools DONATE TO THE FAMILIES w/ USD ----> https://www.givesendgo.com/billandkeonneDONATE TO THE FAMILIES w/ BTC ----> https://pay.zaprite.com/pl_JpxtkLv95T SUPPORT ON SOCIAL MEDIA ---> https://billandkeonne.org/VALUE FOR VALUEThanks for listening you Ungovernable Misfits, we appreciate your continued support and hope you enjoy the shows.You can support this episode using your time, talent or treasure.TIME:- create fountain clips for the show- create a meetup- help boost the signal on social mediaTALENT:- create ungovernable misfit inspired art, animation or music- design or implement some software that can make the podcast better- use whatever talents you have to make a contribution to the show!TREASURE:- BOOST IT OR STREAM SATS on the Podcasting 2.0 apps @ https://podcastapps.com- DONATE via Monero @ https://xmrchat.com/ungovernable- BUY SOME STICKERS @ https://ungovernable.network/shop/FOUNDATIONhttps://foundation.xyz/ungovernableFoundation builds Bitcoin-centric tools that empower you to reclaim your digital sovereignty.As a sovereign computing company, Foundation is the antithesis of today's tech conglomerates. Returning to cypherpunk principles, they build open source technology that “can't be evil”.Thank you Foundation Devices for sponsoring the show!Use code: Ungovernable for $10 off of your purchaseCAKE WALLEThttps://cakewallet.comCake Wallet is an open-source, non-custodial wallet available on Android, iOS, macOS, and Linux.Features:- Built-in Exchange: Swap easily between Bitcoin and Monero.- User-Friendly: Simple interface for all users.Monero Users:- Batch Transactions: Send multiple payments at once.- Faster Syncing: Optimized syncing via specified restore heights- Proxy Support: Enhance privacy with proxy node options.Bitcoin Users:- Coin Control: Manage your transactions effectively.- Silent Payments: Static bitcoin addresses- Batch Transactions: Streamline your payment process.Thank you Cake Wallet for sponsoring the show!MYNYMBOXhttps://mynymbox.ioYour go-to for anonymous server hosting solutions, featuring: virtual private & dedicated servers, domain registration and DNS parking. We don't require any of your personal information, and you can purchase using Bitcoin, Lightning, Monero and many other cryptos.Explore benefits such as No KYC, complete privacy & security, and human support.(00:00:00) INTRO(00:00:41) THANK YOU FOUNDATION(00:01:29) THANK YOU CAKE WALLET(00:03:50) The Privacy Tax(00:12:08) Kids Parties and Christenings(00:15:56) NEWS(00:16:14) KYC: Kill Your Customer(00:28:00) MORE NEWS(00:52:42) BOOSTS(01:02:36) UPDATES & RELEASES

Industrial Talk is talking to Doug Donahue, Co-Managing Director at Entrada Group about "Nearshoring and offshoring manufacturing solutions". Overview Doug explained how Entrada Group helps small and midsize manufacturers establish production in Mexico while reducing legal, trade-compliance, labor, and facility-related risks. Operating Model Manufacturers useEntrada Group's legal presence, permits, and IMMEX program while managing their own production.Entrada Groupprovides labor, trade compliance, and support with Mexican government requirements.Existing facilities can enable production in approximately 9–12 weeks for simpler products or four to six months for more complex medical devices. Market Factors Dougidentified labor availability as a major reason U.S. manufacturers consider Mexico; some companies reported leaving $2 million and $8 million in sales unrealized because of labor constraints.Trade uncertainty has slowed million-dollar investment decisions, althoughDougsaid USMCA remains in effect and qualifying products can receive preferential treatment.Open question: How will future U.S.–Mexico trade negotiations affect manufacturing investment and automotive supply chains? Outline Entrada Group Model Provides a legal and operational platform for manufacturers entering Mexico.Supports labor, permits, trade compliance, and government-related requirements.Clients retain responsibility for managing their manufacturing processes. Facility Deployment Entrada Groupoperates manufacturing campuses with existing space.Site selection considers workforce size, transportation access, airports, and cost.Build-outs primarily require customized electrical systems and production-floor designs. Trade Compliance Bills of material are analyzed to determine USMCA eligibility.The trade-compliance department helps clients respond to tariff and documentation changes.Trade uncertainty has created hesitation around major capital investments. Workforce Constraints Mexico offers strong interest in manufacturing careers and technical training programs.U.S. manufacturers continue to face labor shortages that constrain growth. Closing Information Dougprovided contact information throughEntrada Groupand its website.Entrada Groupoffers a monthly informational webinar about Mexico, its operating regions, and its services. If interested in being on the Industrial Talk show, simply contact us and let's have a quick conversation. Finally, get your exclusive free access to the Industrial Academy and a series on “Why You Need To Podcast” for Greater Success in 2026. All links designed for keeping you current in this rapidly changing Industrial Market. Learn! Grow! Enjoy! DOUG DONAHUE'S CONTACT INFORMATION: Personal LinkedIn: https://www.linkedin.com/in/douglas-donahue-573a2a8/ Company LinkedIn: https://www.linkedin.com/company/entrada-group-de-mexico/ Company Website: https://www.entradagroup.com/ PODCAST VIDEO: https://youtu.be/dfFu845t4Zk THE STRATEGIC REASON "WHY YOU NEED TO PODCAST": OTHER GREAT INDUSTRIAL RESOURCES: NEOM: https://www.neom.com/en-us Hexagon: https://hexagon.com/ Arduino: https://www.arduino.cc/ Fictiv: https://www.fictiv.com/ Hitachi Vantara: https://www.hitachivantara.com/en-us/home.html Industrial Marketing Solutions:  https://industrialtalk.com/industrial-marketing/ Industrial Academy: https://industrialtalk.com/industrial-academy/ Industrial Dojo: https://industrialtalk.com/industrial_dojo/ We the 15: https://www.wethe15.org/ YOUR INDUSTRIAL DIGITAL TOOLBOX: LifterLMS: Get One Month Free for $1 – https://lifterlms.com/ Active Campaign: Active Campaign Link Social Jukebox: https://www.socialjukebox.com/ Industrial Academy (One Month Free Access And One Free License For Future Industrial Leader): Business Beatitude the Book Do you desire a more joy-filled, deeply-enduring sense of accomplishment and success? Live your business the way you want to live with the BUSINESS BEATITUDES...The Bridge connecting sacrifice to success. YOU NEED THE BUSINESS BEATITUDES! TAP INTO YOUR INDUSTRIAL SOUL, RESERVE YOUR COPY NOW! BE BOLD. BE BRAVE. DARE GREATLY AND CHANGE THE WORLD. GET THE BUSINESS BEATITUDES! Reserve My Copy and My 25% Discount

Aging infrastructure, deferred maintenance and poorly coordinated capital projects can create bottlenecks that affect everything from patient flow to an organization's ability to grow. Yet building something new isn't always the answer. In this Healthcare Insider podcast, Gordian's Mark Kenneday shares his best advice for being more strategic with facility planning. Drawing on 40 years in healthcare facilities leadership, Kenneday explains: Ways addressing a bottleneck in one department can simply move the problem downstream How leaders can better connect capital planning to service-line strategy Why deferred maintenance should be viewed through the lens of operational risk—not just facility condition Kenneday also shares a striking example from his own career: a $2 million flood-mitigation investment that helped keep one Texas hospital operational when Tropical Storm Allison struck just 13 days after the project went into use. Listen to learn how healthcare leaders can better prioritize facility investments, protect continuity of care and get more value from the buildings they already have.

Ask me a QHello Bright Minds, today I'm with a super fan of the podcast, Lou Khan, Ecommerce Media Director at Nectar360. Coming back from maternity leave stoked her ambition and we talk about the role of coaching, a highly supportive line manager, being more audacious at work and how a true partnership at home has fueled her rise.LINKS to things I mentioned in the episode:My newsletter PivotalThe "Visible" masterclass you could win for your organisation when you review COMEBACK COACH between 26/8/26 and 31/12/26.My e-mail address: jc@talentkeepers.co.uk-----------------------------------------------COMPETITION DETAILSBe in with a chance to win an hour of coaching in person in London with me (or remotely) in January 2027 – or have me run our ‘VISIBLE' masterclass for your organisation in February or March 2027 by leaving a review of COMEBACK COACH on Apple Podcasts, LinkedIn or Instagram (grid post) by Thursday 31st December 2026.Simply rate and review COMEBACK COACH and send a screenshot of your review to jc@talentkeepers.co.uk and let me know whether you would prefer 1:1 coaching with me or the VISIBLE masterclass for your organisation.For a second chance to win subscribe to my fortnightly newsletter, Pivotal, bringing coaching and psychology for career progression to your inbox every other Wednesday at 7am. TERMS & CONDITIONSPromoter: Jessica Chivers, The Talent Keeper Specialists (TTKS), jc@talentkeepers.co.ukPromotion period: Entries open when Season 11 of Comeback Coach launches in August 2026 and close at 23:59 on the day the final episode of the season is released in December 2026 ("the Promotion Period"). Entries received outside this window will not be counted.How to enterRate and review Comeback Coach on Apple Podcasts, and email a screenshot of your review to jc@talentkeepers.co.uk, orIf you listen on Spotify or another platform that doesn't support reviews, post a review or shout-out for Comeback Coach on LinkedIn or Instagram and tag Jessica Chivers/TTKS in the post.Each entrant may submit one entry per method above for a maximum of one entry this way per person during the Promotion Period.Bonus entryEntrants who also subscribe to the Pivotal newsletter at pivotal.subscribepage.io during the Promotion Period will receive a second entry into the prize draw. Existing subscribers as of the start of the Promotion Period are not eligible for the bonus entry under this route.  EligibilityOpen to anyone aged 18 or over, worldwide, except employees (or their immediate family) of The Talent Keeper Specialists.By entering, you confirm the review or post is genuine and reflects your own honest opinion of the podcast.The prizeThe winner will choose one of the following:One hour of 1:1 coaching with Jessica Chivers, delivered in person in London or remotely (to be scheduled for January 2027, subject to mutual availability), orA private delivery of the 60-minute VISIBLE masterclass ("How to increase your visibility and accelerate your career when you're caring for others and/or working part-time") for the winner or their organisation/team, timing by mutual agreement.There is no cash alternative. The prize is non-transferable. TTKS reserves the right to substitute the prize for one of equivalent value if circumstances beyond its control make it necessary.  Winner selection and notificationOne winner will be selected at random from all valid entries received during the Promotion Period, after the close of entries.The winner will be notified directly by email or via the platform on which they entered (LinkedIn/Instagram) within 14 days of the promotion closing.If the winner cannot be reached or does not respond within 14 days of notification, TTKS reserves the right to select an alternative winner from the remaining valid entries.The winner's first name and platform/handle may be announced on the podcast, on LinkedIn/Instagram, or in the Pivotal newsletter, unless the winner requests otherwise.Data and privacyScreenshots and entries submitted by email will be used solely to verify and administer this competition and will not be shared with third parties or used for any other marketing purpose without separate consent.By submitting a bonus entry via newsletter sign-up, you are also subscribing to Pivotal in line with its own sign-up terms; you can unsubscribe at any time and this will not affect a prize already won.OtherThis promotion is in no way sponsored, endorsed, administered by, or associated with Apple, Spotify, LinkedIn, or Instagram (or Meta).TTKS reserves the right to amend these terms, or to cancel or withdraw the competition at any stage, if circumstances make this unavoidable.This promotion is governed by the laws of England and Wales.Entry into the competition is deemed acceptance of these terms and conditions.Questions about the competition? Email jc@talentkeepers.co.uk.MORE FOR YOUDM Jessica on instagram @comebackcommukGet Jessica's FREE fortnightly note, Pivotal.Watch our coaching Success Stories. Take our new FREE Career Fuel diagnostic - and get a personalised free report.Read Mothers Work! How to Get a Grip on Guilt and Make a Smooth Return to Work by Jessica Chivers.Contact us about executive coaching.

In this week's episode I sat down with Cassidy Huff. Cassidy is a content creator, best-selling author, director, actress, and disability advocate passionate about creating and amplifying diverse voices in media. We discuss dwarfism history and understanding the culture, navigating the healthcare system and trying to meet guidelines that were not created with the bodies of people with dwarfism in mind, and much, much more.This episode was edited and produced by Ben Curwin.Join Always Looking Up on Substack: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://jilliancurwin645746.substack.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join The Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://patreon.com/AlwaysLookingUp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Cassidy: Instagram: @cass_huff TikTok: @casshuff YouTube: @CassidyHuff Website: https://cassidyhuff.comFollow Me: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jill_ilana⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ , ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@alwayslookingup.podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillian_ilana⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.jillianilana.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠alwayslookingup227@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Read With Me:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Goodreads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The StoryGraph⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support the organizers, detainees and their families at Delaney Hall (all links from ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@feminist⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠):Donate To Family Support Funds: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linktr.ee/SupportOurFamilies⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Donate to the Commissary Fund: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠givebutter.com/commissaryfund⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call your representative: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://5calls.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn More: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠indivisible.org/campaigns/dismantling-detention⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support Minneapolis:Stand With Minnesota: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.standwithminnesota.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MN NOICE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://mnnoice.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Community Aid Network MN: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.canmn.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support Those Impacted By The Cutting Of SNAP Benefits:Feeding America: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.feedingamerica.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠World Central Kitchen: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://wck.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠No Kid Hungry: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nokidhungry.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠List Of NYC Food Pantries: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nyc.gov/site/dycd/services/food_pantries.page⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support Immigrant Communities (all links came from ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@chnge⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠):The Coalition for Humane Immigrant Rights of Los Angeles (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@chirla_org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.chirla.org/donatenow/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Immigrant Defenders Law Center (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@immdef_lawcenter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.immdef.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Inland Coalition 4 Imm Justice (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@ic4ij⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://secure.actblue.com/donate/jornaleros

Steve Keifer is the CMO at Ordway, a fintech company automating subscription billing, payments, revenue recognition, and SaaS financial reporting. He leads growth strategy, demand generation, brand development, and Ordway's research practice. With 20-plus years across SaaS, cloud, and fintech, Steve led marketing and product teams from early-stage startups to multibillion-dollar enterprises, with expertise in go-to-market strategy, pricing, and recurring revenue. He was also a 2025 CMO of the Year finalist and has been named a CMO to Watch by CMO Alliance. In this episode… Creating a new category and disrupting an existing one require very different strategies. One asks buyers to understand something unfamiliar, while the other asks them to leave behind what they already know. So how should companies approach each challenge? Drawing from years of marketing leadership across startups and multibillion-dollar companies, Steve Keifer sees category creation and disruption as difficult in different ways. Creating a new category requires educating the market, building awareness, and earning credibility before traditional demand generation can work, while disruption means overcoming entrenched habits with a product that is meaningfully better than what buyers already use. Steve recommends investing in thought leadership, early adopters, customer proof, and consultative selling while making sure leadership, sales, product, and customer success are aligned. The real advantage comes from understanding which market challenge you face and building the go-to-market strategy around it. In this episode of the Revenue Engine Podcast, Alex Gluz sits down with Steve Keifer, CMO at Ordway, to discuss how to create a category and disrupt an existing market. Steve explains how to educate buyers, differentiate from entrenched competitors, and align teams around the go-to-market strategy. He also touches on CFO buying behavior, paid media, customer advocacy, and lessons from sales leaders.

A growth pipeline should do more than keep names moving through a funnel. It should help a business identify the right opportunities, understand where prospects are getting stuck, and create a clear path from initial interest to a productive long-term relationship. That distinction matters at a time when businesses have access to more marketing channels, more automation, and more data than ever before. Generating activity has become relatively easy. Generating the right activity is considerably harder. For John Dobelbower, SVP of Growth & Development at EverSmith Brands, growth is built around that difference. Leading franchise development strategy and sales across seven B2B service brands requires more than filling the top of a growth pipeline. It requires knowing which candidates have the potential to succeed, understanding the numbers behind acquisition and conversion, and building a process that supports sustainable expansion. The same principles apply well beyond franchising. Whether a company is selling a service, developing a franchise system, building a sales organization, or expanding into new markets, a smarter growth pipeline begins by understanding what successful growth actually looks like. More Leads Aren't Always the Answer When growth slows, the instinctive response is often to generate more leads. Increase the advertising budget, expand the audience, add another marketing channel, or put more prospects into the funnel and hope that additional volume produces additional sales. That approach can become expensive when the real problem is happening somewhere else. A business may have plenty of leads but a weak qualification process. Marketing may be attracting the right prospects while sales follow-up is inconsistent. Strong opportunities may be entering the pipeline only to encounter unnecessary friction, slow response times, or a process that fails to move them forward. Without tracking, those problems are difficult to distinguish. Dobelbower's approach starts by working backward from the desired result. In franchise development, growth cannot simply be measured by how many territories are awarded. The quality of the franchise owners entering the system and their ability to create healthy unit-level economics are part of the equation. That requires clarity about who belongs in the growth pipeline in the first place. An audit of franchise development advertising at EverSmith revealed just how crowded that pursuit can become. Many franchise organizations were using similar messaging, targeting similar audiences, and competing for many of the same prospects. Popular franchise messaging could put a brand in competition with scores of other organizations for essentially the same attention. More competition for the same audience generally means higher costs, but higher costs do not guarantee better prospects. A smarter strategy starts by examining the people who are actually successful and asking how to reach more individuals with those characteristics. That may produce a smaller audience, but it can also create a growth pipeline filled with people who are more closely aligned with the opportunity. The numbers then become essential. Businesses need to understand what it costs to acquire an opportunity, where prospects originate, how many advance through each stage, where they drop out, and which sources ultimately produce the strongest results. When those numbers are visible, leaders can stop assuming they need more leads and start identifying what actually needs improvement. Building a Better Sales and Qualification Process A healthy growth pipeline is not designed to move everyone toward a sale. It should also help determine who should not move forward. That can be a difficult mindset in organizations where growth targets create pressure to close as much business as possible. Yet a poor-fit customer can consume resources, create service problems, and damage profitability. In franchising, the stakes are even higher because the relationship can represent a significant financial and personal commitment lasting many years. "Franchises are awarded. They're not sold." That philosophy changes the purpose of qualification. Financial capacity, experience, and background matter, but they do not tell the entire story. Dobelbower points to qualities such as mindset, goals, motivation, and what he calls the "grittiness factor" as important parts of understanding whether someone is likely to succeed. The process becomes a mutual evaluation rather than a one-sided sales pitch. The organization is evaluating whether the candidate fits the system while the candidate is determining whether the opportunity aligns with personal goals and expectations. That same thinking can improve almost any growth pipeline. The objective is not simply to close the next sale. It is to create relationships that have a reasonable opportunity to succeed for both parties. Once the right prospects enter the pipeline, speed becomes critical. Businesses spend enormous amounts of money generating interest and then sometimes allow that interest to sit unanswered. A prospect submits a form, leaves a message, or requests information and waits hours or even days for a response. Meanwhile, the prospect keeps looking. "Whoever answers the phone first wins." The phrase may be simple, but the business implication is significant. A company can optimize advertising, targeting, and messaging only to lose the opportunity because another organization responded first. Speed to lead is not exclusively a marketing metric. It is part of the customer experience. The same is true of friction. Some friction is necessary because good qualification requires questions, information, and thoughtful evaluation. The problem arises when the business creates obstacles that serve no meaningful purpose. "There will be introduced friction in any good process, but we're the ones that are introducing friction." A detailed qualification question may help both parties make a better decision. An unanswered phone call, confusing website form, unnecessary series of steps, or delayed response simply makes it harder to do business. One of the most useful exercises for any organization is to experience its own growth pipeline from the prospect's perspective. Submit the form, make the call, read the automated response, schedule the appointment, and follow the process from beginning to end. Internal efficiency and customer convenience are not always the same thing. Technology Should Support the Human Relationship Automation can improve nearly every stage of a modern growth pipeline. Text messages can be triggered immediately, educational resources can be delivered automatically, appointments can be scheduled online, and AI can assist with research, communication, analysis, and follow-up. The ability to automate something, however, does not automatically make automation the best choice. EverSmith uses technology to create a more structured candidate journey, giving prospective franchise owners visibility into what they will encounter next and providing educational resources they can review on their own time. That allows development professionals to spend less time repeatedly delivering basic information and more time focused on the relationship itself. The distinction becomes especially important at the beginning of the relationship. "We are the front porch to an opportunity that's going to change their lives forever. That deserves a conversation." A form can collect information. An automated sequence can distribute content. AI can summarize data and help teams work more efficiently. None of those tools can fully replace a conversation where one person is trying to understand another person's motivations, concerns, expectations, and goals. Technology is most valuable when it creates more capacity for those conversations rather than eliminating them. This is especially relevant as companies rush to incorporate AI into sales and customer service. Automation can create tremendous efficiency, but it can also scale a poor process. If a company already has unnecessary friction, weak communication, or an unclear customer journey, adding more technology may simply allow those problems to occur faster. The smarter growth pipeline uses automation intentionally. Routine information can be delivered efficiently while important moments remain personal. That balance can become a competitive advantage as more businesses attempt to automate every possible interaction. Sustainable Growth Is About the Right Opportunities Growth is often discussed as an acquisition problem, but existing relationships can create opportunities that are just as valuable. EverSmith's portfolio includes seven B2B service brands, creating the potential for franchise owners to operate complementary businesses serving overlapping commercial customers. Dobelbower describes the concept as "relationship ownership." Once a trusted relationship exists, there may be additional opportunities to solve problems for that same customer rather than continually starting from zero. The concept has applications far beyond a multi-brand franchise organization. Existing customers may need additional services. Referral partners may be able to create introductions. Strategic relationships may open new markets. A satisfied customer may become an advocate who generates opportunities that traditional advertising could never create as effectively. A strong growth pipeline should account for the value of those relationships, not just the volume of new prospects entering at the top. Sustainable growth also requires the discipline to walk away from opportunities that are unlikely to work. Dobelbower describes the lasting impact of receiving a call from a franchise owner years after an agreement was signed and hearing that the business had not worked and the owner was facing the possibility of losing everything. Experiences like that make the consequences of poor qualification impossible to reduce to a sales number. "We're not in the business of ruining lives here." The opposite outcome can be equally powerful. The right person, paired with the right system and willing to execute the process, can build a business that changes the financial trajectory of a family. That is why the quality of the opportunity matters. A smarter growth pipeline is not measured solely by how many people enter or how quickly they can be closed. Its real value comes from helping an organization identify better opportunities, create better experiences, and build relationships capable of producing sustainable results. More leads may make a pipeline look impressive. Better targeting, better qualification, faster response, intentional technology, and stronger human relationships are what make it productive. Watch the full episode on YouTube. Join Fordify LIVE every Wednesday at 11 a.m. Central across your favorite social media platforms and catch the replay on The Business Growth Show Podcast for more conversations with today's leading business experts, entrepreneurs, and growth-minded leaders. About John Dobelbower John Dobelbower is SVP of Growth & Development at EverSmith Brands, where he leads franchise development strategy and sales across the company's seven B2B service brands. He oversees territory sales, candidate qualification, and pipeline management with a data-driven, execution-focused approach to sustainable growth. Previously, John served as VP of Franchise Development at PIRTEK USA, where he led record-setting expansion. His expertise includes sales process design, multi-channel lead generation, franchise development, candidate qualification, and building growth systems designed to attract and identify the right opportunities. About Ford Saeks Ford Saeks is a Business Growth Accelerator who has generated more than a billion dollars in sales worldwide by helping businesses attract loyal customers, increase visibility, and accelerate growth. As President and CEO of Prime Concepts Group, Inc., Ford has founded more than ten companies, authored eleven books, earned three U.S. patents, and advised organizations ranging from startups to Fortune 500 companies. A recognized expert in business growth, customer acquisition, leadership, franchising, marketing, and AI-driven business strategies, Ford helps business owners and leaders identify opportunities, improve performance, and achieve sustainable results. Learn more at ProfitRichResults.com and watch Fordify LIVE at Fordify.tv.

This week, after a brief look at the stupid, stupid future of Golf, we journey to Scandinavia for the tale of Wet George. Suggested talking points: Golf With Sidequests, Bath Taxi, Breaking New Dum-Dum Ground, Bad at Existing but Really Good at Knots, A Rich Minefiled Check out Gordie's TTRPG, Mythomorphosis If you'd like to support Carman's artistic endeavors, visit: https://www.patreon.com/carmandaartsthings If you like our show, find us online to help spread the word! Follow us on Twitter, Facebook, and Youtube. Support us on Patreon to help the show grow at www.patreon.com/wtfolklore. You can find merchandise and information about the show at www.wtfolklorepodcast.com.

People across Chicago are working multiple jobs just to afford basic necessities, while neighborhood small businesses are being priced out by skyrocketing licensing fees, software taxes, and crushing property taxes.   In this episode of Eyes Wide Open, host Nick Thompson sits down with Laura Yepez, longtime Wicker Park Inn owner and candidate for Chicago's 1st Ward Alderwoman. costs.    However, mainstream news channels keep our attention glued to national political theater—distracting us from the reality that our local alderpersons hold direct power over our wallets, streets, and communities. We unpack why the true cost of existing is pushing families out of the city, how City Hall ignores mom-and-pop operations in favor of private equity chains, and what authentic, constituent-first leadership looks like when everyday residents decide to fight back.   In this episode, you will learn: ✅Why local municipal politics impacts your daily finances ✅Why neighborhood safety is far more important than national news. ✅How escalating property taxes and licensing fees are driving independent Chicago small businesses to the brink. ✅ The reality behind Chicago's historic move toward a fully elected school board ✅How corporate private-equity chains masquerade as local neighborhood spots to extract community wealth. ✅The core differences between responsive, present constituent service and entrenched political complacency. ✅Why working-class families and young adults face an existential affordability crisis in modern urban centers. ✅ What Laura Yepez will bring to Chicago as Alderwoman Chapters   0:00 - The Reality of Working Multiple Jobs Just to Exist 2:21 - Meet Laura Yepez: Small Business Owner and 1st Ward Candidate 5:36 - Why Small Businesses Rally: COVID Fallout & Lack of City Support 9:32 - The Rising Cost of Existing and Doing Business in Chicago 11:11 - What Does an Alderperson Actually Do for Your Community? 14:59 - Taking on an Incumbent: Why Local Representation Must Change 19:49 - Redefining Authentic Leadership Through Service and Mentorship 22:33 - The Modern Urban Affordability & Housing Crisis 26:00 - Property Taxes, Rent Hikes, and the New Elected School Board 33:26 - The Broken American Dream: Corporate Layoffs and Surviving the Squeeze 47:10 - Contrasting the 1st Ward Race: Advocacy, Identity, & Small Business Focus 54:50 - The Ground Game: Door-Knocking, Petitions, and Upcoming Election Deadlines 1:00:35 - Nick Thompson on Moving Past Reality TV & Staying Authentic   About Guest  Laura Yepez is a longtime Chicago resident, community advocate, 1st Ward Democratic Committeewoman, and the owner of the historic Wicker Park Inn for over 22 years. With a deep background in entrepreneurship, local chambers of commerce, and local school councils, she is running for 1st Ward Alderwoman to bring responsive, constituent-focused leadership and small-business advocacy to City Hall. Our Mission Eyes Wide Open is a space for honest communication. Our goal is to remove the stigmas around mental health, holistic lifestyles, culture, and free speech so you can show up as your authentic self with your eyes wide open. By having real conversations about difficult truths, we move toward collective healing. Find Laura Yepez here:   Website: https://www.yepezforchicago.com Facebook: https://www.facebook.com/yepezforchicago/  Instagram: https://www.instagram.com/yepezforchicago_/  TikTok: https://www.tiktok.com/@yepezforchicago  Stay at the Wicker Park Inn: https://www.wickerparkinn.com/    Find Nick Thompson here: Nick Instagram: https://www.instagram.com/nthompson513/    UCAN Instagram: https://www.instagram.com/the_ucan_foundation/       YouTube: https://www.youtube.com/@EyesWideOpenContent       LinkedIn: https://www.linkedin.com/in/nickthompson13/        UCAN Foundation: https://theucanfoundation.org/      Website: https://www.engagewithnick.com   

Commissioner Hester Peirce joins the podcast to discuss Regulation Crypto Assets, as well as secondary market trading, DePIN and vaults. If you haven't listened to the full Reg Crypto explainer, that's episode 207. This episode is presented by Altitude. Visit altitude.xyz/law to learn more about their financial operating system.Timestamps:0:00 Intro2:22 Secondary transactions3:23 Promises and representations5:05 Essential managerial efforts8:27 Regulatory arbitrage10:29 Form TR16:59 Existing token projects and Form TR18:27 Compliance costs21:48 Secondary markets24:12 DePIN27:02 Vaults35:31 Accredited investors40:25 Tokens and equityThank you to the other sponsors of this episode: Cahill Gordon & Reindel, the Solana Policy Institute and the Hyperliquid Policy Center.On Thursday, September 24, 2026, CahillNXT will host Confluence 2026, its flagship conference, in New York City. This year's theme, Leading the NXT Frontier, brings together regulators, institutional investors, founders, policymakers and industry leaders to examine digital assets, market structure, regulation and the emerging technologies transforming financial markets. To register your interest, email events@cahill.com. Newsletter: Stay updated on emerging tech law for free at lawofcode.fm. Any feedback on this episode? Or how to improve the podcast? Click here: https://forms.gle/yFFN66e8iy8shQkAA Disclaimer: This podcast is for informational and educational purposes only and does not constitute legal or investment advice. Commissioner Peirce's views are her own and do not necessarily represent those of the SEC or her fellow Commissioners. Listening to this podcast does not create an attorney-client relationship.

Today on The Gist, guest host Charlie introduces Mike Pesca's conversation with comedian Vic Michaelis, host of Very Important People on Dropout TV. Michaelis discusses the show's chaotic premise, where comedians are transformed by high-end VFX makeup and prosthetics without knowing what they look like until a live mirror reveal, forcing them to build an improvised character from scratch. They also explore the evolution of improv for online video formats, Michaelis's character arc as an ambitious yet deeply frustrated public access news anchor, and the comedic blend of East Coast punchlines and big Canadian character work. Stop online threats before they become real-world attacks. Visit ironwall.com/GIST and request a free Risk Assessment to see exactly how exposed your executives are. Produced by Corey Wara Video and Social Media by Geoff Craig Do you have questions or comments, or just want to say hello? Email us at ⁠⁠⁠⁠thegist@mikepesca.com For full Pesca content and updates, check out our website at https://www.mikepesca.com/⁠ For ad-free content or to become a Pesca Plus subscriber, check out ⁠⁠⁠⁠https://subscribe.mikepesca.com/ For Mike's daily takes on Substack, subscribe to The Gist List https://mikepesca.substack.com/ Follow us on Social Media:⁠⁠⁠⁠ YouTube https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠ Instagram https://www.instagram.com/pescagist/ X https://x.com/pescami TikTok https://www.tiktok.com/@pescagist To advertise on the show, contact ⁠⁠⁠⁠sales@amplitudemediapartners.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cardiovascular disease remains a leading and preventable contributor to maternal death, and women with the highest-risk heart conditions can face maternal morbidity rates approaching 50%. In this vodcast, learn how to support patients with preexisting heart disease through every stage of the reproductive journey, from preconception counseling to postpartum care. This session highlights risk stratification, collaborative care planning, and evidence-based strategies to improve maternal and fetal health outcomes.   For more professional resources on maternal health, please visit professional.heart.org/maternal-health. 

Ladies, Theydies, and Gentlethems! Behold Trixie's newly-acquired ring of destiny: the one and only Oura Ring! A small and gleaming metallic circlet wherein the chronicles of the mortal frame are gathered and organized for those fine souls engaged in the pursuit of optimal living. Existing in the nether regions between sleep and waking, heart and breath, exertion and recovery, stress and readiness, the ring brings forth the unseen tides of the human body and lets them shine like constellations upon a midnight sky. At each new dawn this tiny oracle speaks anew; revealing when strength should be summoned, when weariness must be honored, and how the long rivers of rest, movement, and strain may guide its bearer toward greater wisdom over the mysterious organic realm within. And to place this sparkling halo into another's hand in the act of gift-giving is to grant yet one more enchantment: a recurring subscription whose revelations, like the turning of the seasons and the inexorable hand of fate upon one's credit card, return faithfully again and again each and every month. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Realberry looks at 100 deals to close 2 or 3. That funnel discipline is at the core of Realberry’s multifamily strategy. It’s also how a $3.4 billion firm has stayed sharp through a housing recession most Colorado investors are still living through. Taylor Hazlett, Senior Director of Private Capital, joins Chris Lopez to walk through the firm’s process. Together, they cover how Realberry filters opportunities, underwrites in today’s market, and finds the rare deal worth chasing. Chris hosts the Denver Real Estate Investing Podcast for Colorado investors who want more than surface-level takes. Before moving to the capital side, Taylor spent 7 years at Realberry. He started as a civil engineer at Clemson and later built a couple thousand lots at Century Communities. Today, his team has built close to 400 BTR units through a joint venture with American Housing Ventures out of Texas. He now also helps lead fundraising for the firm’s private capital efforts. From the capital seat, he sees exactly how the firm’s deal discipline plays out. The conversation covers why Realberry walks away from bidding wars. It also covers how the team underwrites base, downside, and upside scenarios, and why discipline matters more in a soft market than in a strong one. The read on Colorado then starts with a hard truth for developers. Existing multifamily is trading at roughly 20 to 30% below what it would cost to build new. For example, a building you could buy for $300,000 per unit costs $400,000 per unit to build from scratch. As a result, capital is walking away from ground-up projects and chasing acquisitions instead. Water tap fees running $30,000 to $50,000 per unit and impact fees adding another $15,000 per home in some municipalities are only widening the gap. The recent 60-unit Castle Rock townhome acquisition is a case in point. It’s a mark-to-market opportunity that fit the buy box precisely because building new did not pencil. Taylor also points to early signs of recovery. Rent concessions on a Realberry-operated Broomfield townhome community dropped from 8 weeks free to 2 weeks in just 3 months. Meanwhile, insurance carriers are sharpening pencils, and construction costs have stayed flat for 3 to 4 years. Taken together, these signals suggest the market is starting to firm, even if rents have not caught up yet. In This Episode We Cover: Inside Realberry’s multifamily deal funnel and the Monday investment committee Why Colorado has fewer than 40 active BTR deals while Texas has hundreds The $2.40 to $2.45 per square foot rent threshold for suburban multifamily to pencil Why rent concessions dropped from 8 weeks to 2 weeks on a Broomfield townhome deal in 3 months How the firm underwrites with base, downside, and upside scenarios to survive market swings The Castle Rock 60-unit mark-to-market deal and why it fit the buy box What the 21st Century Road to Housing Act could mean for BTR investors Stay tuned for upcoming episodes featuring Realberry’s leadership team and behind-the-scenes property walks through some of Denver’s most recognizable developments. Watch the Youtube Video Timestamps 00:00 Introduction01:13 Realberry background and $3.5B AUM02:13 Taylor’s path into real estate05:06 Building 400 BTR units with American Housing Ventures06:25 Why Colorado has so few build-to-rent deals08:07 Water tap fees and impact fees10:02 The 100 to 2 deal funnel13:17 Inside the Realberry investment committee20:07 Where deal flow comes from23:12 How Realberry underwrites in today’s market35:22 Concessions burning off in Broomfield37:20 Construction costs, insurance, and tax appeals40:07 The Castle Rock mark-to-market deal44:51 Class A vs Class C dynamics47:43 Colorado water rights50:17 The federal housing bill and BTR Links in Podcast Realberry Website: https://www.realberry.com Portfolio: https://www.realberry.com/portfolio LinkedIn: https://www.linkedin.com/company/realberryinvest Instagram: https://www.instagram.com/realberryinvest Investor inquiries: ir@realberry.com Taylor Hazlett LinkedIn: https://www.linkedin.com/in/taylor-hazlett-6a62a725 Who is Realberry? Realberry, formerly McWhinney, is a Denver-based real estate investment, development, and management firm founded in 1991 by brothers Chad and Troy McWhinney. For nearly 35 years, the firm has focused on creating places people love, with a portfolio spanning master-planned communities, multifamily, hospitality, industrial, and mixed-use developments. Its work includes Denver Union Station, Dairy Block, the Crawford Hotel, and Centerra, and has earned ULI Awards of Excellence, Michelin Keys, and U.S. News Best Hotels recognition. Realberry is family-founded, community-centered, and future-focused.

The core structural shift highlighted is the disconnect between service reliability gains from AI automation and readiness for strategic change among IT service providers and their clients. Reports from SolarWinds, Corsica Technologies, and Deloitte reveal that AI is delivering measurable productivity benefits, but those time savings are consumed by ongoing reliability work rather than being directed toward governance, process redesign, or workforce adaptation. This leaves most organizations with improved operations but unprepared to leverage AI for broader business transformation, creating a gap between what clients say they want and what providers are set up to deliver. SolarWinds' 2026 State of ITSM report found that 84% of IT teams report AI meeting or exceeding their return on investment expectations, with teams recovering roughly three hours per week in several core areas, such as issue detection and ticket triage. However, almost the same amount of capacity is then redirected to keeping those new AI systems running—83% of teams spend three or more hours weekly maintaining AI reliability. Simultaneously, Corsica Technologies' Censuswide research among 600 IT and security leaders at U.S. mid-sized businesses found that 96% claim to trust their MSP, yet two-thirds are considering switching within 12 months, citing limited AI or automation support as one of the top reasons. Additional research contextualizes the readiness gap. According to a PwC survey, only 5% of organizations report their business processes as highly prepared for AI agents, and a Cloudera study found that 95% of large companies delayed or canceled at least one AI project in the past year due to governance, compliance, or regulatory concerns. The episode also notes a public sentiment shift, citing a Pew Research poll in which over half of American adults express more concern than excitement about AI—a trend particularly strong among people under 30. Vendor product launches from companies like Kaseya and Syncro are described as offering only superficial differentiation in this environment. For MSPs and IT leaders, this dynamic presents operational risks. The default allocation of AI-driven productivity gains toward reliability tasks undermines investment in strategic readiness, reinforcing dependence on vendor offerings without improving meaningful differentiation. Most clients lack a specific benchmark for “AI readiness,” creating an open but temporary competitive opportunity for providers willing to define and document it for them. However, unless time and resources are explicitly earmarked for readiness activities—in governance, process adaptation, and client education—MSPs risk being evaluated on ill-defined criteria or commoditized platforms, increasing contract risk and exposing gaps in internal accountability. 00:00 The Two Numbers Don't Fit  04:52 Only One Half Can Take the Hours  08:02 Everyone Buys the Same Platform 11:20 Why Do We Care?  Supported by:  Pax8 TimeZest 

What if America could add gigawatts of nuclear power without building new nuclear plants? Alva Energy is upgrading existing reactors to produce 20–30% more power, potentially adding 200–300 megawatts per plant in just 3–5 years.Company bio:Alva Energy is developing technology to increase the output of existing nuclear power plants by upgrading their nuclear steam systems and adding a second turbine generator. The company is already working exclusively with six operating reactors, and estimates projects could add roughly 200–300 MW for around $1B, less than one-fifth the cost of new nuclear construction.Speaker bio:James Krellenstein is the co-founder and CEO of Alva Energy. A physicist by training and the son of a nuclear engineer and energy economist, James combines nuclear technology, project finance, and first-principles thinking. Alva has raised a $32M Series A led by former Intel CEO Pat Gelsinger with Playground Global.Five lessons for entrepreneurs:Look for billion-dollar opportunities hiding in plain sight – Alva's core nuclear uprate approach had already been demonstrated in Sweden. The opportunity came from understanding why it hadn't scaled in the US—and redesigning around that bottleneck.Go to the source material – James traces part of Alva's technical insight to reading a 15,000-page nuclear engineering filing. Secondary summaries are convenient; sometimes the best opportunities are buried several layers deeper.Design the financing alongside the technology – Alva separates its venture-backed TopCo from individual project companies that can use project debt and equity. The goal is to make nuclear upgrades financeable like other infrastructure assets.Don't let venture capital's obsession with speed destroy execution – Demand grew faster than Alva expected, reaching engineering exclusivity with six reactors in under two years. James has deliberately tapped the brakes when necessary because nuclear engineering quality matters more than locking up TAM.Align incentives around getting projects built – Instead of relying on traditional time-and-materials contracts that can reward higher project costs, Alva uses fixed-price structures and invests alongside project investors. Everyone benefits from bringing projects online faster and cheaper.--1️⃣ Join our confidential CEO community.Private CEO group for VC/PE-backed climate tech founders navigating capital, strategy, and scale. Capped at 45 CEOs.→ entrepreneursforimpact.com2️⃣ Join 40,000 professionals who get our newsletter.Climate tech finance, strategy, leadership. 2-min read.→ entrepreneursforimpact.substack.com3️⃣ Leave a podcast review.If you got value, take 30 seconds and do the community a favor. It helps push more capital and talent toward scalable climate solutions.

Quick Summary: Stephanie Long, founder of Launch Your Nutrition Biz and Booked Out Nutritionist, sits down with marketing strategist Kelsey Reidl to untangle a question a lot of established founders quietly wrestle with: how do you build a personal brand on top of a business that already works, without confusing your audience or diluting what's already paying the bills? What starts as a funnel-strategy conversation turns into a much bigger one about identity, monotony, and giving yourself permission to evolve out loud.In This Episode:Why Stephanie paused content creation for months, stuck between two audiences and two programsThe real difference between "beginner" and "next-stage" content — and why most nutritionists get stuck in the messy middleWhy "the money is in the monotony" and what that means for founders who feel bored by what's workingHow to structure one funnel that leads to two offers, instead of running two competing funnelsWhy a personal brand doesn't need a grand announcement — or its own separate businessPractical ideas for finding your "hook" and turning conversations into content without losing your voice to AIKey Takeaways:If your programs solve genuinely different problems, your audience probably doesn't need two content funnels — they need one funnel with a clear self-select moment (a "not sure which one you need?" CTA) and application-style entry into the more advanced offer.Content pillars usually overlap more than founders assume — beginners want to hear what's ahead of them, and advanced audiences want reminders of the fundamentals.A personal brand isn't a rebrand. You can shift a podcast's tone and content gradually — your audience is evolving with you and doesn't need a big announcement unless you're shutting the whole thing down.Protect a few hours a week for creative content with no attached sales outcome — the only metric is whether it felt honest and alive.If AI-assisted content creation starts to feel like it's flattening your voice, the fix isn't to abandon it — it's to feed it your actual unscripted thoughts (via a recorded weekly check-in, a voice memo, or a journaling habit) so it has something real to work with.Memorable Quotes:"I could probably get most of your course information on ChatGPT or Claude... but I can't get your aura, your essence." — Kelsey Reidl"The money is often in the monotony." — Kelsey Reidl"I've been really scared to share my own opinion... this almost feels like a rebellion." — Stephanie LongResources Mentioned:Stephanie's Instagram: @stephanielong.caStephanie's Website: stephanielong.caKelsey's Instagram: @KelseyReidlKelsey's Website: KelseyReidl.comLaunch Your Nutrition Biz (Stephanie's beginner program)Booked Out Nutritionist (Stephanie's advanced program and podcast)Amy Porterfield's Digital Course Academy → Momentum membership modelThe "Yap Challenge" (short daily video prompts, referenced via a coach named Jessie)Claude, used informally by both hosts for journaling and content organizationAbout the Guest: Stephanie Long is the founder of Launch Your Nutrition Biz and Booked Out Nutritionist, and has hosted a business podcast for nutrition entrepreneurs since 2018. She's currently preparing to go on maternity leave and is rethinking how personal brand fits into an already-established coaching business.

⚖️ Can You Get Full Custody Without a Court Battle in California? | Los Angeles Divorce

⚖️ When Can You Modify a Child Custody Agreement in California? | Los Angeles Divorce

❌ Can You Refuse Child Support Payments? | Los Angeles Divorce ❌ Can you refuse to pay child support if you disagree with the amount or the order? Generally, no. A child support order remains a legal obligation unless it is changed through the proper legal process. If circumstances have changed or you believe the support amount should be different, the appropriate step is usually to request a modification rather than simply stop making payments.

Producer Cari asks for advice on how to tactfully educate your contractor about best practice. Robert shares a story about an ambitious couple saving a dilapidated Civil-War Era house they bought in an auction. Jim shows us how early 20th Century builders bragged about insulation. John wonders why his bathroom ceiling is wet in the summer. Travis asks about insulating walls and adding a thermal break to studs.    Tune in to Episode 751 of the Fine Homebuilding Podcast to learn more about:  Over-the-top DIY home renovation  What is going on with a wet bathroom ceiling in summer  The right sequence for making home repair and energy improvements  ➡️ Check Out the Full Show Notes: FHB Podcast 751 ➡️ Buy tickets for the 2026 Fine Homebuilding Summit — use code "Podcast15" for 15% off ➡️ Follow Fine Homebuilding on Social Media:   Instagram • Facebook • TikTok • Pinterest • YouTube  ⭐⭐⭐⭐⭐  If you enjoy the show, please subscribe and rate us on iTunes, Spotify, YouTube Music, or wherever you prefer to listen.

Dr. Gladden and Nikki Schultek explore the intricate links between Alzheimer's disease, infections, and the pathobiome. Nikki shares her personal journey through chronic illness and how it led her to advocate for a better understanding of the role of infections in autoimmune and neurodegenerative diseases. They discuss the importance of a systems biology approach to healthcare, emphasizing the need for collaboration among specialists to address complex health issues. The conversation highlights the interplay between genetics, infections, and chronic diseases, and the potential for future research to uncover new treatment avenues. In this conversation, Dr. Gladden and Nikki Schultek discuss the integration of systems biology in health optimization, emphasizing the importance of collaboration in research and the role of AI in uncovering health insights. They explore the microbiome's impact on neurodegenerative diseases, hormonal influences on aging, and the necessity of a strong therapeutic connection in patient care. The discussion also touches on economic incentives in healthcare and the urgent need for a comprehensive approach to chronic disease research, likening it to a Manhattan Project.   For Audience Join the other 20,000+ high-performers getting weekly insights on biological reversal, exponential strategies, and Life Energy optimization→ https://start.gladdenlongevity.com/subscribe If you're ready to measure your 60+ biological ages and build a personalized reversal plan, apply for a discovery call here → https://start.gladdenlongevity.com/apply-now   Use code 'Podcast10' to get 10% OFF on any of our supplements at https://gladdenlongevityshop.com/!     Takeaways ·       Nikki's journey into the world of Alzheimer's began with her own health struggles. ·       Infections can drive autoimmune states and neurodegenerative diseases. ·       The medical system often operates in silos, complicating patient care. ·       Chronic infections may be overlooked in patients with complex symptoms. ·       A systems biology approach is essential for understanding chronic diseases. ·       Genetics and the pathobiome are interconnected in disease development. ·       Certain infections are linked to both heart disease and Alzheimer's. ·       Advocacy and collaboration are crucial for advancing research. ·       Lifestyle factors play a significant role in chronic disease prevention. ·       Future research should focus on the interplay between infections and chronic diseases. A systems biology approach can optimize health outcomes. ·       Collaboration in research is essential for progress. ·       AI can provide insights into complex health issues. ·       The microbiome plays a crucial role in neurodegenerative diseases. ·       Hormonal changes significantly affect aging and health. ·       Therapeutic connections between patients and providers are vital. ·       Economic incentives often misalign with health outcomes. ·       A comprehensive approach to chronic disease is necessary. ·       Existing solutions can be leveraged for better health. ·       Innovation in healthcare is accelerating rapidly.   Chapters 00:00 Introduction to Alzheimer's and Pathobiome 04:59 Personal Journey: From Illness to Advocacy 10:04 The Role of Infections in Chronic Diseases 15:00 Exploring the Connection Between Heart Disease and Alzheimer's 20:03 Genetics and the Pathobiome: A Complex Relationship 25:03 The Importance of a Systems Biology Approach 30:08 Future Directions in Research and Treatment 30:38 Integrating Systems Biology in Health Optimization 32:25 Collaborative Research and Team Science 34:34 Leveraging AI for Health Insights 36:20 The Role of the Microbiome in Neurodegenerative Diseases 38:21 Hormonal Influences on Aging and Neurodegeneration 40:44 The Therapeutic Connection in Patient Care 42:49 Economic Incentives in Healthcare and Innovation 55:52 A Call for a Manhattan Project in Chronic Disease Research To learn more about Nikki Schultek: Website: https://www.alzpi.org/ and https://www.intracellresearchgroup.com/ Instagram: https://www.instagram.com/nikki_schultek/ LinkedIn: https://www.linkedin.com/in/nikki-schultek-03634887/   Reach out to us at:    Website: https://gladdenlongevity.com/     Facebook: https://www.facebook.com/Gladdenlongevity/    Instagram: https://www.instagram.com/gladdenlongevity/?hl=en     LinkedIn: https://www.linkedin.com/company/gladdenlongevity    YouTube: https://www.youtube.com/channel/UC5_q8nexY4K5ilgFnKm7naw    

How do you find your purpose after 40?Finding purpose after 40 doesn't always mean discovering one massive lifelong mission. Your purpose can be found in the season you're living right now, the people who need you, the responsibilities calling you, the problems you're uniquely equipped to solve, and the contribution you're capable of making.Your purpose might be rebuilding your health, repairing your marriage, raising your children, caring for aging parents, mentoring another man, building a business, or serving someone who needs your strength.What You'll LearnWhy purpose after 40 doesn't have to mean finding one massive lifelong callingHow your purpose can change during different seasons of your lifeWhy purpose doesn't have to be permanent to be meaningfulThe difference between achievement and contributionWhy your values tell you what matters while your purpose tells you what to do about itHow caring for an aging parent can become a meaningful purposeWhy rebuilding your health can itself become your purposeHow marriage, family, business, mentorship, and service can give purpose to different seasonsWhy men in their 40s, 50s, and 60s begin asking different questions about lifeWhy your health is directly connected to your ability to fulfill your purposeHow to stop searching for purpose and start looking at what's directly in front of youThe one sentence that can help you identify your purpose in this seasonTimestamps00:00 - Living With Purpose After 4000:45 - My Fourth Week Living With My Mother01:15 - Everything We've Accomplished Since Dad Passed01:40 - Preparing Dad's Celebration of Life02:11 - My Purpose in This Season of My Life02:45 - Why Your Purpose Can Change03:15 - Stop Looking for One Giant Life Mission04:20 - Purpose Doesn't Have to Be Permanent to Be Meaningful05:00 - One Phone Call Changed My Assignment05:30 - Values Tell You What Matters, Purpose Tells You What to Do06:34 - Achievement vs. Contribution After 4007:15 - What Are You Actually Living For?08:00 - Why Your Health Is Connected to Your Purpose08:52 - Your Health Supports Your Mission09:45 - Stop Searching for an Impressive Purpose10:30 - Who and What Needs You Right Now?11:13 - The Over 40 Alpha Action11:45 - Purpose Without Action Is Just Intention12:00 - The Funk Wisdom Lesson12:30 - Final Thoughts and Over 40 Alpha Brotherhood

The article covers the final shutdown of Columbia House, the iconic mail-order music club famous for promotions like“12 CDs for a penny.” After more than 70 years in business, the company's last remaining operation, its DVD and Blu-ray club, will stop accepting new orders on September 15, 2026. Existing memberships and purchases will still be honored during the wind-down. A candidate running for Stockton City Council District 5, Desiree Lynch, was arrested on August 19, 2026, and booked into the San Joaquin County Jail on multiple felony charges related to election and candidacy filings. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

The article covers the final shutdown of Columbia House, the iconic mail-order music club famous for promotions like“12 CDs for a penny.” After more than 70 years in business, the company's last remaining operation, its DVD and Blu-ray club, will stop accepting new orders on September 15, 2026. Existing memberships and purchases will still be honored during the wind-down. A candidate running for Stockton City Council District 5, Desiree Lynch, was arrested on August 19, 2026, and booked into the San Joaquin County Jail on multiple felony charges related to election and candidacy filings. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Let's face it. Sometimes you need to make a sale…fast This week I'm sharing five of the simplest and easiest moves to make a sale…like now. Easy to action, no creepy cold outreach - just more sales this week.

By Doug Green “If you can't see something, you can't secure it.” AI security discussions often focus on models, applications and data. But Chris Hosking, GTM Advisor at Stealthium, says organizations may be overlooking a critical layer: the accelerated computing infrastructure where AI actually runs. In this Telecom Reseller podcast, Hosking discusses Stealthium's partnership with Tenstorrent and a broader emerging challenge for enterprises, cloud providers and operators — securing GPUs and other AI accelerators that traditional security tools often cannot fully observe. Stealthium describes itself as a runtime observability and security company for AI infrastructure. Its goal is to give organizations visibility directly into accelerated compute environments, below the point where many conventional security tools stop. “There's an architectural gap here when it comes to controls,” Hosking says. Existing security instrumentation may provide extensive visibility at the endpoint, CPU and driver layers, but organizations increasingly need to understand what is happening inside the accelerator runtime itself. That becomes especially important as GPUs move from specialized computing resources to critical enterprise infrastructure. Hosking describes GPUs as environments that increasingly contain an organization's “crown jewels” — including sensitive model weights, proprietary AI workloads and potentially valuable customer or corporate data. And GPUs are not simply black boxes performing calculations. They are programmable compute environments with memory, network access and the potential for persistence. That means they also create new attack surfaces. Stealthium's recently announced partnership with Tenstorrent is designed to address that challenge by bringing runtime observability and security controls deeper into Tenstorrent's AI infrastructure. Hosking points to Tenstorrent's open, full-stack architecture as particularly important because it enables security and observability to be incorporated into the infrastructure rather than added later. The discussion also explores the security risks associated with shared GPU infrastructure. Hosking cites vulnerabilities such as Januscape as an example of how weaknesses involving virtualization and isolation can become particularly serious when multiple customers share physical accelerated-compute infrastructure. Customers need more than an architecture diagram saying workloads are isolated, he argues — they increasingly need evidence that the isolation is actually working. That leads to several basic questions AI infrastructure operators should be able to answer: What actually ran on the infrastructure? Was my workload isolated? Am I receiving all the compute capacity I paid for? Is another workload consuming resources? Is something behaving abnormally? Can I prove that the infrastructure is operating securely? Runtime visibility can therefore become more than a cybersecurity tool. It can also help organizations identify resource hijacking, inefficient GPU utilization and expensive compute capacity being consumed without operators realizing it. The issue takes on additional importance as enterprises pursue private and sovereign AI strategies. Organizations may own or control their infrastructure, but Hosking argues that sovereignty ultimately requires the ability to verify what is happening inside that infrastructure. Over the next six to twelve months, he expects security attention to move increasingly toward AI hardware and accelerated computing. As GPU adoption grows, vulnerabilities and attacks targeting these environments are likely to receive far greater scrutiny. For enterprises, service providers and cloud operators, the takeaway is straightforward: AI infrastructure is becoming too important — and too privileged — to remain a security blind spot. “If you can't see something, you can't secure it,” Hosking says. Learn more at Stealthium.io.

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Angela DiFulvio explains a theoretical method for detecting nuclear weapons in low Earth orbit to prevent catastrophes like the 1962 Starfish Prime experiment, which destroyed a third of existing satellites. She describes an "inspector" satellite designed to induce a unique radioactive signature from fissile material using high-energy protons. DiFulvio details technical challenges, such as "pulse shape discrimination," to distinguish weapon-related neutrons from background cosmic radiation in the harsh space environment. She suggests that an international agency like the IAEAmight oversee these inspectors to ensure space remains weapon-free. DiFulvio emphasizes that while tests can occur in classified environments, more research is needed on the survivability of sensing electronics. She warns that a modern orbital nuclear detonation would be catastrophic for global infrastructure, specifically mentioning the vulnerability of massive constellations like Starlink. (8)

Geopower, Energy Realpolitik with Todd Royal – Wind and solar can remain inexpensive new-build generation, yet inexpensive generation is not necessarily an inexpensive electricity system. Existing generation, reliability and fleet diversity increasingly matter as electricity demand accelerates. China appears to understand this better than much of the West. Beijing builds...

Podcasting 2.0 August 14th 2026 Episode 267 - "Chocolove" ------------------------------------------------------------------------------------------------------------------------------------- 00 - THE SPOTIFY "SKIP AHEAD" BUTTON — THE BIG ONE What it is: Spotify is testing a button that appears on the playback screen the moment it thinks you'd want to skip — an intro, a sponsorship message, or an entire ad break. It is bigger than everything else on screen. One tap drops you at the end of the break, back in the show. Premium subscribers only, selected markets including US and UK, and only when the app is in the foreground. Who broke it: James Cridland at Pod News, 4 August 2026 — an exclusive. Spotify never announced it. Semafor and most of the trade press picked it up afterwards; Cridland noted on air this week that some of them ran it without credit. The number that makes it different from a skip button: Cridland's arithmetic — skipping a typical ad break by hand is nine presses of the 15-second button, plus a correction tap when you overshoot. Skip Ahead is one. "Some people have said, oh, but you've been able to skip for years and this is no different. But a button that only appears when it's stuff that Spotify thinks you should be skipping is a start." It skips other people's money: the button fires on third-party ads — Acast, Odyssey, the New York Times — and on ads inside Spotify's own shows. It even skipped Search Engine's read for its own paid tier, PJ Vogt pitching Incognito Mode. One half of Spotify sells advertisers reach; the other half hands listeners a button to leave. Spotify's answer, and the trapdoor in it: Spotify told Cridland it is "not affecting ad delivery." True only if delivery means to the device. Cridland: "If ad delivery is to the listener's ear, which is actually what people are paying for..." — the download still counts, the ad still gets billed, the human never hears it. Spotify's other defence: the button merely shows where other listeners already skip. Cridland: "I'm not entirely sold on that, but if that's what Spotify say, I mean they wouldn't lie."

Second Quarter Earnings Give Me Some Optimism  I call all my clients on their yearly anniversary with our firm to have a discussion about their past performance and where I see their portfolio going over the next six to 12 months. I'm very pleased to report that I expected a more subdued performance in 2026 than what we're experiencing so far. However, stronger-than-expected returns can also make projecting what comes next a little more difficult. Even with the nice year-to-date returns we've seen, I'm still telling my clients that I believe we can add a little bit more to their portfolios by December 31 of this year.  So, what is giving me this optimism?  For one, many of the companies in our portfolios have not become overpriced. On top of that, second-quarter earnings have come in rather strong, and the guidance from many of the stocks we own has also been positive going forward.  When looking at the overall market, some people may think it's simply AI and technology companies that are doing well. That is not the case. Recent numbers show that during the second-quarter earnings season, 86% of companies have beaten their earnings estimates. That is well above the recent average of 78%.  Historically, when good times seem to last too long, analysts often begin cutting their earnings estimates. But that doesn't appear to be happening right now. In fact, earnings estimates for the next quarter have actually risen by 0.3%.  There are certainly some concerns. The consumer has been dipping into savings to keep spending going, and the recent jobs market has been somewhat lackluster. However, the vast majority of people still have jobs, and at this point, there doesn't appear to be any sign of widespread layoffs in the near future.  With all that said, I think the green light is still on for investors to continue putting money to work. But, as always, I believe investors need to be very cautious about overpaying for public companies that are being bought based more on emotion and excitement than strong financial fundamentals.  For me, that remains one of the most important things to watch as we move through the rest of 2026. Strong earnings are encouraging, but valuation still matters.     The AI boom is getting increasingly dependent on financing  There is no question that AI is creating enormous demand for computing power, data centers and semiconductors. But the latest move from Nvidia and Wall Street raises an important question: How much of this growth is being driven by genuine economic demand, and how much is being enabled by increasingly creative financing?  Jensen Huang has been pushing the idea that AI data centers are essentially a new class of infrastructure or what Nvidia calls “AI factories.” Now Nvidia has partnered with some of the biggest names on Wall Street, including Apollo, BlackRock, Blackstone, Brookfield, Goldman Sachs and KKR, to create financing platforms that could provide more than $500 billion of capital for AI infrastructure.  On the surface, this makes a lot of sense. AI companies need enormous amounts of capital to build data centers and purchase Nvidia's chips, while investors are looking for ways to participate in the AI boom.  But there is a risk that deserves much more attention: circular financing.  If Nvidia helps finance the companies that buy Nvidia's products, and those purchases generate revenue for Nvidia, which in turn increases Nvidia's valuation and ability to support additional financing, the system can begin to reinforce itself.  That doesn't automatically make the investments bad. But it does make it more difficult to determine how much of the demand is truly coming from customers who can generate sufficient returns on the infrastructure they are building.  And that leads to the bigger question: Can the economy actually absorb this level of investment? We are talking about hundreds of billions of dollars going toward data centers, power generation, networking equipment and AI chips. The capital is available, but ultimately the infrastructure has to generate enough economic output and cash flow to justify the investment. That is where I become more cautious.  Another concern is details were extremely light as we don't know who the borrowers will be, what the rates will look like, where facilities will be built, and when this is supposed to start.  Intel's announcement is another interesting piece of the puzzle. Intel originally announced a $15 billion stock offering, but quickly increased it to approximately $20 billion, selling shares at $95 each. The proceeds are earmarked for general corporate purposes, including capital expenditures and working capital.  There is also an interesting irony here. We are increasingly financing AI infrastructure as though these assets will have long, productive lives. But AI technology is improving incredibly quickly.  Today's most advanced GPU, server or data center configuration can become obsolete much faster than traditional infrastructure. A power plant or building might remain useful for decades. A generation of AI computing equipment may have a much shorter economic life. That creates a unique risk.  What happens if we finance billions of dollars of AI infrastructure over 10 or 15 years, but the technology improves so rapidly that the equipment becomes economically obsolete much sooner?  The financing doesn't disappear just because the technology does.  I am not saying that the technology isn't transformative. I believe AI could absolutely create enormous economic value, but economic value and investment returns are two very different things.  The biggest question for investors over the next several years may not be whether AI works. It may be whether the amount of capital being committed to AI infrastructure can ultimately earn an adequate return. When companies, investors and lenders all believe they need to keep spending because everyone else is spending, that is when I start paying very close attention to the financing structure. The technology may be revolutionary, but the financial engineering surrounding it deserves just as much scrutiny.    Will Investors Really Be Patient Holding Their SpaceX Stock?  The common advice I hear when it comes to SpaceX is simple: “Don't worry about it. Just hold the shares, don't look at them, and you'll be glad you did 10 years from now.”  It's certainly possible that this advice will prove to be correct. But I question whether human emotions can really handle that kind of long-term commitment when it comes to an investment as volatile and intangible as a stock like this.  Think about everything that can happen over the next 10 years. There will be negative news, disappointing developments, changing expectations and plenty of commentary that investors simply won't be able to ignore.  And there's another issue: a significant amount of additional stock could become available over the coming months. Even after the recent unlock of just over 911 million shares on August 6, which was greater than the 639 million shares sold in the IPO, there is still a substantial amount of potential supply coming to the market.  On August 20, another 319 million shares could become available, followed by roughly 700 million shares in September and another 700 million or so in October. In November, an additional 28% of shares will become available, and by December, all remaining shares held by standard pre-IPO investors and employees will be eligible for release.  The final major unlock comes from Elon Musk's stake in June 2027.  That is a tremendous amount of potential supply entering the market in a relatively short period of time, and it raises an important question: Will investors have enough conviction to keep holding if the increased supply puts significant pressure on the stock?  The idea of investing alongside Elon Musk is certainly attractive, especially when you consider his ambitious vision for SpaceX from building data centers in space to eventually manufacturing on Mars. But ambitious visions don't necessarily make it easy to hold a stock through extreme volatility.  We're already seeing what can happen. Some investors appear to have panicked and sold shares for as little as $105 after the stock had climbed as high as $225.  It's easy to say you'll stay the course when the stock is going up. It's a completely different experience when you watch it fall every day and start asking yourself: What if this isn't going to work? What if SpaceX doesn't look nearly as attractive 10 years from now?  I believe the investors who have already sold may be a preview of what we could see over the next nine months. I'm not convinced there are enough investors willing to look 10 years into the future and maintain that level of conviction while hundreds of millions of additional shares are released.  So, here's the question: Can you honestly say you would hold SpaceX no matter what, even if the stock fell to $60 or $70 a share and stayed there for an extended period? I'd love to hear what you think. How much patience do you really have with an investment like SpaceX?    Retail sales look better than the headline suggests  The headlines are focused on the 0.6% month-over-month decline in retail sales in July, the first monthly decline in nine months and the largest drop since May 2025.  That sounds concerning, but there are some important factors behind the monthly decline that deserve attention. One of the biggest was nonstore retailers, which fell 2.2% from June. That category is heavily influenced by online shopping, and the decline appears to be largely a timing issue related to Amazon Prime Day.  Amazon moved Prime Day from July into June this year, creating a significant boost to June online sales and, consequently, a tougher comparison for July. U.S. consumers increased spending 9.3% year over year to roughly $26.4 billion online during the June 23–26 Prime Day period, and other retailers such as Walmart and Target also moved their promotional events earlier to compete. So, some of the July weakness is really a shift in spending between two months, rather than consumers suddenly deciding to stop spending.  Gas stations were another contributor.  Now look beyond the monthly number. Retail sales were still up 5.0% year over year in July. Even excluding gas stations which saw a 16.2% increase due to higher gas prices, sales were up approximately 4.2% year over year. That's a very different picture from the one you get by simply looking at the -0.6% headline.  There are also some areas showing impressive strength. Food services and drinking places saw sales climb 5% and even with the monthly decline in nonstore retailers, the annual increase was still quite impressive at 7.7%. Building material and garden equipment & supplies dealers are particularly interesting. This category remains strong, suggesting consumers are continuing to spend money improving and maintaining their homes. This led to an annual increase of 6.7%. There could be more room for the category to grow based on a recent UBS housing survey, which found that 34% of respondents intend to buy a home during the next 12 months, compared with a historical average of 30%. Even more interestingly, 61% expect to begin a repair or remodeling project, slightly above the historical average of 59%.  That's important because the housing market doesn't only generate economic activity when someone buys a house. Existing homeowners spending money on renovations, repairs, landscaping and other improvements can also provide a meaningful economic boost.  Ultimately, sales growth was spread throughout the report and furniture and home furnishing stores were the only major category that produced an annual decline as the group saw sales fall 1.2%. So, while I wouldn't dismiss the July retail report and the decline in the control group does suggest some moderation, I also don't think it's accurate to look at -0.6% and conclude that the consumer is suddenly falling apart. The consumer may be slowing, but the data doesn't yet suggest the consumer has stopped spending.    Inflation Is Cooling, But Energy Is Muddying the Picture  The CPI report was better than the headline number might suggest, and I don't believe it gives the Federal Reserve a compelling reason to raise interest rates.  Headline CPI increased 3.4% year over year in July, down from 3.5% in June. More importantly, core CPI increased just 2.5% year over year, down from 2.6% in June.  The biggest contributor to the elevated headline number continues to be energy. Energy prices are up 14.7% from a year ago, including a massive 24.6% increase in gasoline prices. That's a significant increase and is keeping headline inflation well above the Fed's 2% target.  But here's the problem I have with using higher interest rates to combat this inflation: higher rates aren't going to produce more oil or lower gasoline prices.  If anything, rate hikes could create demand destruction. Higher borrowing costs make it more expensive for consumers to buy homes and cars and for businesses to invest and expand. At a time when there are already concerns about economic growth and the labor market, I don't think weakening demand is the right prescription for an inflation problem being driven heavily by energy prices.  I'm also encouraged by what we're seeing in shelter inflation. Shelter increased 3.2% year over year, continuing its gradual improvement. However, because shelter is such a large component of CPI, 3.2% inflation is still putting meaningful upward pressure on core CPI.  One of the most interesting numbers in the report is airline fares, which were up 25.5% from a year ago. There is an important connection here to energy. Airlines are highly sensitive to fuel costs, so when energy prices rise dramatically, some of those costs eventually get passed along to consumers. There are certainly other factors influencing airfare, but it's another example of how higher energy prices can ripple through the economy.  The bottom line for me is pretty simple: 2.5% core inflation doesn't scare me. It's above the Fed's 2% target, but it's moving in the right direction. Meanwhile, some of the biggest sources of inflation are areas where monetary policy has limited ability to help. I would rather see the Fed remain patient and allow the economy to absorb these price pressures than raise rates and potentially create unnecessary demand destruction. Not every inflation problem can be solved by raising interest rates and I think this is becoming an increasingly important distinction for the Fed.    A new tax requirement could create another source of selling pressure for Crypto  There was an important change in the way the IRS tracks cryptocurrency transactions, and I think investors should pay attention to the potential impact on the crypto market.  Beginning with the 2025 tax year, crypto brokers are required to issue Form 1099-DA, which reports digital asset sales and exchanges directly to the IRS. For 2026 transactions, the reporting becomes even more detailed, including cost-basis information for covered assets.  The significance is that crypto is increasingly being treated more like traditional investments from a tax-reporting standpoint. The IRS will have much more information to compare against what investors report on their tax returns.  But there is another potential consequence that I don't think gets enough attention: the tax bill itself could create additional selling pressure.  Remember, you can owe taxes on a crypto gain even if you haven't converted all of your holdings into cash. Selling Bitcoin for dollars is taxable, but so can be exchanging one cryptocurrency for another.  That creates an interesting situation. Imagine someone bought Bitcoin several years ago at a much lower price and now has a large unrealized gain. If they realize gains during the year and don't have enough cash set aside to pay the resulting tax bill, they may be forced to sell additional crypto simply to raise the money needed to pay their taxes. That selling creates another taxable event and potentially another tax liability.  I'm not suggesting this will cause a major crypto selloff by itself. But it is another factor investors should consider when thinking about the supply and demand dynamics of the market. It's especially important to consider this information because it has been estimated that just 32% to 56% of U.S. taxpayers with crypto holdings report their transactions to the federal government and data suggests that a large number of taxpayers may be out of compliance.  While accounting for crypto transactions in the past can be complicated, the IRS doesn't count confusion as a reason for not paying taxes. With the increased reporting standards, we could see more back taxes, penalties and interest for people that intentionally or even unintentionally failed to file the crypto transactions properly.  Crypto investors have spent years benefiting from significant price appreciation. Now, as the tax-reporting system becomes more sophisticated, the IRS is going to have a much clearer view of those gains and investors are going to have to figure out how to pay the bill.  That could mean more selling pressure than many investors realize, particularly around tax-payment periods.    Financial Planning: 15- or 30-year mortgages?  A 30-year mortgage is often the better financial choice for a disciplined investor because the lower monthly payment frees up more money to invest. Although a 15-year mortgage typically has a lower interest rate and saves more interest over the life of the loan, the higher payments mean more money is tied up in home equity rather than invested. The financial benefit of those higher payments is the additional principal being paid down, providing a return equal to the after-tax cost of the mortgage interest. For a 6% mortgage, the after-tax cost could be approximately 4%. With a 30-year mortgage, if the extra cash flow can be invested to earn a higher long-term return than the mortgage rate, the investment growth can more than offset the additional mortgage interest. This can be even more attractive when investing in tax-advantaged retirement accounts. A 15-year mortgage becomes more compelling when interest rates are extremely high, making it difficult for investment returns to beat the mortgage rate. Ultimately, for someone who can comfortably afford the payment and consistently invests the difference, the 30-year mortgage generally provides greater flexibility and potentially greater long-term wealth.    Companies: Workday, Inc. (WDAY)

The U.S. shale revolution transformed global energy, but that period of explosive growth is over. Existing pipelines and export infrastructure have reached capacity, meaning future output increases will take a bit of time. Join the Patreon here: https://www.patreon.com/PeterZeihan Full Newsletter: https://bit.ly/3SiKJhV

Homes sales fell in July. AP correspondent Jennifer King reports.

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This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.volts.wtf/subscribeState legislatures are writing data center rules faster than they can verify the demand forecasts underneath them. Fifteen states accounted for 80 percent of data center electricity demand in 2023, a single hyperscale campus can arrive as 15 to 20 percent of a utility's demand, and the transmission to serve it takes five to 15 years to build. On this episode of Volts, David Roberts works through Climate Cabinet's Taming Data Center Turmoil series with Saleem Chapman, who leads the group's electricity affordability policy work, on why Georgia's regulated utility, PJM's capacity market, and ERCOT's competitive market each left ratepayers holding the risk, and what a state can require before it approves a project, while the facility operates, and after the deal is done.Chapters:00:00 – Introduction02:49 – How Climate Cabinet came to the data center fight03:58 – Three things that make hyperscalers unlike past industrial loads07:51 – Warning signals: forecast opacity, gas dependency, unconditional subsidies13:44 – Siting near overburdened communities and the Memphis case15:34 – State preemption versus local control18:31 – The same failure pattern in Georgia, PJM, and ERCOT23:52 – Why not just ban data centers outright28:07 – The framework, and what to require before approval34:54 – While operating: real cost pricing and on-call load flexibility37:39 – Scenario-based planning and the utility incentive problem39:37 – After the deal: new and matched clean energy43:48 – Siting standards and performance-tied incentives50:27 – Existing facilities and the threat to build elsewhere55:41 – Which states are ahead, and step one for lawmakers

Rick Sharga, founder of CJ Patrick Company, discusses current housing market conditions and economic trends. Rick explains that despite mortgage rates tripling since the pandemic, the housing market has shown resilience with 49 consecutive months of year-over-year price increases, though sales volume remains down for three years. He noted that while affordability remains a challenge with a $40,000 wage gap for median-income buyers, recent data shows pending sales and mortgage purchase applications running ahead of last year, suggesting pent-up demand may soon drive market recovery. Rick highlighted that inflation concerns stem largely from energy price increases following the Iran conflict, and emphasized that wage growth continues to outpace home price growth, making affordability slightly better. He also discussed how builders currently face a 10-month supply of new homes while existing home inventory remains tight, creating opportunities for investors in both markets. EmpoweredInvestor.com/Ai EmpoweredInvestor.com/Ask Reach out to our Investment Counselors 1-800- HARTMAN Ext. 2 PropertyTracker.com https://cjpatrick.com #HousingMarket #RealEstateReset #MarketRecovery2027 #MortgageRates #HousingAffordability #EconomicGrowth #InflationWatch #HomePrices #RealEstateInvesting #PentUpDemand #SingleFamilyRentals #HousingInventory #JobMarket #GDP #StockMarket #HomeEquity #NewHomeConstruction #SunBeltRealEstate #CJPatrickCompany #DListing #CapitalGainsTax #ApartmentMarket #HousingStarts #EconomicOutlook   Key Takeaways: Jason's editorial 0:00 Updating my clone's virtual brain 6:10 Refi vs. HELOC   Rick Sharga Interview 14:34 GDP growth, stock market and inflation 23:20 Unemployment, job and wage growth 25:52 The housing market- single family and apartments 30:31 Mortgage rates and home prices 35:35 Price trends, inventory levels and the factors that show promise 37:26 Existing and new home sales 41:02 Housing starts are at a 5-year low 42:47 Closing thoughts  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.