Podcasts about existing

Today on The Gist, guest host Charlie introduces Mike Pesca's conversation with comedian Vic Michaelis, host of Very Important People on Dropout TV. Michaelis discusses the show's chaotic premise, where comedians are transformed by high-end VFX makeup and prosthetics without knowing what they look like until a live mirror reveal, forcing them to build an improvised character from scratch. They also explore the evolution of improv for online video formats, Michaelis's character arc as an ambitious yet deeply frustrated public access news anchor, and the comedic blend of East Coast punchlines and big Canadian character work. Stop online threats before they become real-world attacks. Visit ironwall.com/GIST and request a free Risk Assessment to see exactly how exposed your executives are. Produced by Corey Wara Video and Social Media by Geoff Craig Do you have questions or comments, or just want to say hello? Email us at ⁠⁠⁠⁠thegist@mikepesca.com For full Pesca content and updates, check out our website at https://www.mikepesca.com/⁠ For ad-free content or to become a Pesca Plus subscriber, check out ⁠⁠⁠⁠https://subscribe.mikepesca.com/ For Mike's daily takes on Substack, subscribe to The Gist List https://mikepesca.substack.com/ Follow us on Social Media:⁠⁠⁠⁠ YouTube https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠ Instagram https://www.instagram.com/pescagist/ X https://x.com/pescami TikTok https://www.tiktok.com/@pescagist To advertise on the show, contact ⁠⁠⁠⁠sales@amplitudemediapartners.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ladies, Theydies, and Gentlethems! Behold Trixie's newly-acquired ring of destiny: the one and only Oura Ring! A small and gleaming metallic circlet wherein the chronicles of the mortal frame are gathered and organized for those fine souls engaged in the pursuit of optimal living. Existing in the nether regions between sleep and waking, heart and breath, exertion and recovery, stress and readiness, the ring brings forth the unseen tides of the human body and lets them shine like constellations upon a midnight sky. At each new dawn this tiny oracle speaks anew; revealing when strength should be summoned, when weariness must be honored, and how the long rivers of rest, movement, and strain may guide its bearer toward greater wisdom over the mysterious organic realm within. And to place this sparkling halo into another's hand in the act of gift-giving is to grant yet one more enchantment: a recurring subscription whose revelations, like the turning of the seasons and the inexorable hand of fate upon one's credit card, return faithfully again and again each and every month. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Realberry looks at 100 deals to close 2 or 3. That funnel discipline is at the core of Realberry’s multifamily strategy. It’s also how a $3.4 billion firm has stayed sharp through a housing recession most Colorado investors are still living through. Taylor Hazlett, Senior Director of Private Capital, joins Chris Lopez to walk through the firm’s process. Together, they cover how Realberry filters opportunities, underwrites in today’s market, and finds the rare deal worth chasing. Chris hosts the Denver Real Estate Investing Podcast for Colorado investors who want more than surface-level takes. Before moving to the capital side, Taylor spent 7 years at Realberry. He started as a civil engineer at Clemson and later built a couple thousand lots at Century Communities. Today, his team has built close to 400 BTR units through a joint venture with American Housing Ventures out of Texas. He now also helps lead fundraising for the firm’s private capital efforts. From the capital seat, he sees exactly how the firm’s deal discipline plays out. The conversation covers why Realberry walks away from bidding wars. It also covers how the team underwrites base, downside, and upside scenarios, and why discipline matters more in a soft market than in a strong one. The read on Colorado then starts with a hard truth for developers. Existing multifamily is trading at roughly 20 to 30% below what it would cost to build new. For example, a building you could buy for $300,000 per unit costs $400,000 per unit to build from scratch. As a result, capital is walking away from ground-up projects and chasing acquisitions instead. Water tap fees running $30,000 to $50,000 per unit and impact fees adding another $15,000 per home in some municipalities are only widening the gap. The recent 60-unit Castle Rock townhome acquisition is a case in point. It’s a mark-to-market opportunity that fit the buy box precisely because building new did not pencil. Taylor also points to early signs of recovery. Rent concessions on a Realberry-operated Broomfield townhome community dropped from 8 weeks free to 2 weeks in just 3 months. Meanwhile, insurance carriers are sharpening pencils, and construction costs have stayed flat for 3 to 4 years. Taken together, these signals suggest the market is starting to firm, even if rents have not caught up yet. In This Episode We Cover: Inside Realberry’s multifamily deal funnel and the Monday investment committee Why Colorado has fewer than 40 active BTR deals while Texas has hundreds The $2.40 to $2.45 per square foot rent threshold for suburban multifamily to pencil Why rent concessions dropped from 8 weeks to 2 weeks on a Broomfield townhome deal in 3 months How the firm underwrites with base, downside, and upside scenarios to survive market swings The Castle Rock 60-unit mark-to-market deal and why it fit the buy box What the 21st Century Road to Housing Act could mean for BTR investors Stay tuned for upcoming episodes featuring Realberry’s leadership team and behind-the-scenes property walks through some of Denver’s most recognizable developments. Watch the Youtube Video Timestamps 00:00 Introduction01:13 Realberry background and $3.5B AUM02:13 Taylor’s path into real estate05:06 Building 400 BTR units with American Housing Ventures06:25 Why Colorado has so few build-to-rent deals08:07 Water tap fees and impact fees10:02 The 100 to 2 deal funnel13:17 Inside the Realberry investment committee20:07 Where deal flow comes from23:12 How Realberry underwrites in today’s market35:22 Concessions burning off in Broomfield37:20 Construction costs, insurance, and tax appeals40:07 The Castle Rock mark-to-market deal44:51 Class A vs Class C dynamics47:43 Colorado water rights50:17 The federal housing bill and BTR Links in Podcast Realberry Website: https://www.realberry.com Portfolio: https://www.realberry.com/portfolio LinkedIn: https://www.linkedin.com/company/realberryinvest Instagram: https://www.instagram.com/realberryinvest Investor inquiries: ir@realberry.com Taylor Hazlett LinkedIn: https://www.linkedin.com/in/taylor-hazlett-6a62a725 Who is Realberry? Realberry, formerly McWhinney, is a Denver-based real estate investment, development, and management firm founded in 1991 by brothers Chad and Troy McWhinney. For nearly 35 years, the firm has focused on creating places people love, with a portfolio spanning master-planned communities, multifamily, hospitality, industrial, and mixed-use developments. Its work includes Denver Union Station, Dairy Block, the Crawford Hotel, and Centerra, and has earned ULI Awards of Excellence, Michelin Keys, and U.S. News Best Hotels recognition. Realberry is family-founded, community-centered, and future-focused.

The core structural shift highlighted is the disconnect between service reliability gains from AI automation and readiness for strategic change among IT service providers and their clients. Reports from SolarWinds, Corsica Technologies, and Deloitte reveal that AI is delivering measurable productivity benefits, but those time savings are consumed by ongoing reliability work rather than being directed toward governance, process redesign, or workforce adaptation. This leaves most organizations with improved operations but unprepared to leverage AI for broader business transformation, creating a gap between what clients say they want and what providers are set up to deliver. SolarWinds' 2026 State of ITSM report found that 84% of IT teams report AI meeting or exceeding their return on investment expectations, with teams recovering roughly three hours per week in several core areas, such as issue detection and ticket triage. However, almost the same amount of capacity is then redirected to keeping those new AI systems running—83% of teams spend three or more hours weekly maintaining AI reliability. Simultaneously, Corsica Technologies' Censuswide research among 600 IT and security leaders at U.S. mid-sized businesses found that 96% claim to trust their MSP, yet two-thirds are considering switching within 12 months, citing limited AI or automation support as one of the top reasons. Additional research contextualizes the readiness gap. According to a PwC survey, only 5% of organizations report their business processes as highly prepared for AI agents, and a Cloudera study found that 95% of large companies delayed or canceled at least one AI project in the past year due to governance, compliance, or regulatory concerns. The episode also notes a public sentiment shift, citing a Pew Research poll in which over half of American adults express more concern than excitement about AI—a trend particularly strong among people under 30. Vendor product launches from companies like Kaseya and Syncro are described as offering only superficial differentiation in this environment. For MSPs and IT leaders, this dynamic presents operational risks. The default allocation of AI-driven productivity gains toward reliability tasks undermines investment in strategic readiness, reinforcing dependence on vendor offerings without improving meaningful differentiation. Most clients lack a specific benchmark for “AI readiness,” creating an open but temporary competitive opportunity for providers willing to define and document it for them. However, unless time and resources are explicitly earmarked for readiness activities—in governance, process adaptation, and client education—MSPs risk being evaluated on ill-defined criteria or commoditized platforms, increasing contract risk and exposing gaps in internal accountability. 00:00 The Two Numbers Don't Fit  04:52 Only One Half Can Take the Hours  08:02 Everyone Buys the Same Platform 11:20 Why Do We Care?  Supported by:  Pax8 TimeZest 

Producer Cari asks for advice on how to tactfully educate your contractor about best practice. Robert shares a story about an ambitious couple saving a dilapidated Civil-War Era house they bought in an auction. Jim shows us how early 20th Century builders bragged about insulation. John wonders why his bathroom ceiling is wet in the summer. Travis asks about insulating walls and adding a thermal break to studs.    Tune in to Episode 751 of the Fine Homebuilding Podcast to learn more about:  Over-the-top DIY home renovation  What is going on with a wet bathroom ceiling in summer  The right sequence for making home repair and energy improvements  ➡️ Check Out the Full Show Notes: FHB Podcast 751 ➡️ Buy tickets for the 2026 Fine Homebuilding Summit — use code "Podcast15" for 15% off ➡️ Follow Fine Homebuilding on Social Media:   Instagram • Facebook • TikTok • Pinterest • YouTube  ⭐⭐⭐⭐⭐  If you enjoy the show, please subscribe and rate us on iTunes, Spotify, YouTube Music, or wherever you prefer to listen.

Dr. Gladden and Nikki Schultek explore the intricate links between Alzheimer's disease, infections, and the pathobiome. Nikki shares her personal journey through chronic illness and how it led her to advocate for a better understanding of the role of infections in autoimmune and neurodegenerative diseases. They discuss the importance of a systems biology approach to healthcare, emphasizing the need for collaboration among specialists to address complex health issues. The conversation highlights the interplay between genetics, infections, and chronic diseases, and the potential for future research to uncover new treatment avenues. In this conversation, Dr. Gladden and Nikki Schultek discuss the integration of systems biology in health optimization, emphasizing the importance of collaboration in research and the role of AI in uncovering health insights. They explore the microbiome's impact on neurodegenerative diseases, hormonal influences on aging, and the necessity of a strong therapeutic connection in patient care. The discussion also touches on economic incentives in healthcare and the urgent need for a comprehensive approach to chronic disease research, likening it to a Manhattan Project.   For Audience Join the other 20,000+ high-performers getting weekly insights on biological reversal, exponential strategies, and Life Energy optimization→ https://start.gladdenlongevity.com/subscribe If you're ready to measure your 60+ biological ages and build a personalized reversal plan, apply for a discovery call here → https://start.gladdenlongevity.com/apply-now   Use code 'Podcast10' to get 10% OFF on any of our supplements at https://gladdenlongevityshop.com/!     Takeaways ·       Nikki's journey into the world of Alzheimer's began with her own health struggles. ·       Infections can drive autoimmune states and neurodegenerative diseases. ·       The medical system often operates in silos, complicating patient care. ·       Chronic infections may be overlooked in patients with complex symptoms. ·       A systems biology approach is essential for understanding chronic diseases. ·       Genetics and the pathobiome are interconnected in disease development. ·       Certain infections are linked to both heart disease and Alzheimer's. ·       Advocacy and collaboration are crucial for advancing research. ·       Lifestyle factors play a significant role in chronic disease prevention. ·       Future research should focus on the interplay between infections and chronic diseases. A systems biology approach can optimize health outcomes. ·       Collaboration in research is essential for progress. ·       AI can provide insights into complex health issues. ·       The microbiome plays a crucial role in neurodegenerative diseases. ·       Hormonal changes significantly affect aging and health. ·       Therapeutic connections between patients and providers are vital. ·       Economic incentives often misalign with health outcomes. ·       A comprehensive approach to chronic disease is necessary. ·       Existing solutions can be leveraged for better health. ·       Innovation in healthcare is accelerating rapidly.   Chapters 00:00 Introduction to Alzheimer's and Pathobiome 04:59 Personal Journey: From Illness to Advocacy 10:04 The Role of Infections in Chronic Diseases 15:00 Exploring the Connection Between Heart Disease and Alzheimer's 20:03 Genetics and the Pathobiome: A Complex Relationship 25:03 The Importance of a Systems Biology Approach 30:08 Future Directions in Research and Treatment 30:38 Integrating Systems Biology in Health Optimization 32:25 Collaborative Research and Team Science 34:34 Leveraging AI for Health Insights 36:20 The Role of the Microbiome in Neurodegenerative Diseases 38:21 Hormonal Influences on Aging and Neurodegeneration 40:44 The Therapeutic Connection in Patient Care 42:49 Economic Incentives in Healthcare and Innovation 55:52 A Call for a Manhattan Project in Chronic Disease Research To learn more about Nikki Schultek: Website: https://www.alzpi.org/ and https://www.intracellresearchgroup.com/ Instagram: https://www.instagram.com/nikki_schultek/ LinkedIn: https://www.linkedin.com/in/nikki-schultek-03634887/   Reach out to us at:    Website: https://gladdenlongevity.com/     Facebook: https://www.facebook.com/Gladdenlongevity/    Instagram: https://www.instagram.com/gladdenlongevity/?hl=en     LinkedIn: https://www.linkedin.com/company/gladdenlongevity    YouTube: https://www.youtube.com/channel/UC5_q8nexY4K5ilgFnKm7naw    

How do you find your purpose after 40?Finding purpose after 40 doesn't always mean discovering one massive lifelong mission. Your purpose can be found in the season you're living right now, the people who need you, the responsibilities calling you, the problems you're uniquely equipped to solve, and the contribution you're capable of making.Your purpose might be rebuilding your health, repairing your marriage, raising your children, caring for aging parents, mentoring another man, building a business, or serving someone who needs your strength.What You'll LearnWhy purpose after 40 doesn't have to mean finding one massive lifelong callingHow your purpose can change during different seasons of your lifeWhy purpose doesn't have to be permanent to be meaningfulThe difference between achievement and contributionWhy your values tell you what matters while your purpose tells you what to do about itHow caring for an aging parent can become a meaningful purposeWhy rebuilding your health can itself become your purposeHow marriage, family, business, mentorship, and service can give purpose to different seasonsWhy men in their 40s, 50s, and 60s begin asking different questions about lifeWhy your health is directly connected to your ability to fulfill your purposeHow to stop searching for purpose and start looking at what's directly in front of youThe one sentence that can help you identify your purpose in this seasonTimestamps00:00 - Living With Purpose After 4000:45 - My Fourth Week Living With My Mother01:15 - Everything We've Accomplished Since Dad Passed01:40 - Preparing Dad's Celebration of Life02:11 - My Purpose in This Season of My Life02:45 - Why Your Purpose Can Change03:15 - Stop Looking for One Giant Life Mission04:20 - Purpose Doesn't Have to Be Permanent to Be Meaningful05:00 - One Phone Call Changed My Assignment05:30 - Values Tell You What Matters, Purpose Tells You What to Do06:34 - Achievement vs. Contribution After 4007:15 - What Are You Actually Living For?08:00 - Why Your Health Is Connected to Your Purpose08:52 - Your Health Supports Your Mission09:45 - Stop Searching for an Impressive Purpose10:30 - Who and What Needs You Right Now?11:13 - The Over 40 Alpha Action11:45 - Purpose Without Action Is Just Intention12:00 - The Funk Wisdom Lesson12:30 - Final Thoughts and Over 40 Alpha Brotherhood

Angela DiFulvio explains a theoretical method for detecting nuclear weapons in low Earth orbit to prevent catastrophes like the 1962 Starfish Prime experiment, which destroyed a third of existing satellites. She describes an "inspector" satellite designed to induce a unique radioactive signature from fissile material using high-energy protons. DiFulvio details technical challenges, such as "pulse shape discrimination," to distinguish weapon-related neutrons from background cosmic radiation in the harsh space environment. She suggests that an international agency like the IAEAmight oversee these inspectors to ensure space remains weapon-free. DiFulvio emphasizes that while tests can occur in classified environments, more research is needed on the survivability of sensing electronics. She warns that a modern orbital nuclear detonation would be catastrophic for global infrastructure, specifically mentioning the vulnerability of massive constellations like Starlink. (8)

Geopower, Energy Realpolitik with Todd Royal – Wind and solar can remain inexpensive new-build generation, yet inexpensive generation is not necessarily an inexpensive electricity system. Existing generation, reliability and fleet diversity increasingly matter as electricity demand accelerates. China appears to understand this better than much of the West. Beijing builds...

Podcasting 2.0 August 14th 2026 Episode 267 - "Chocolove" ------------------------------------------------------------------------------------------------------------------------------------- 00 - THE SPOTIFY "SKIP AHEAD" BUTTON — THE BIG ONE What it is: Spotify is testing a button that appears on the playback screen the moment it thinks you'd want to skip — an intro, a sponsorship message, or an entire ad break. It is bigger than everything else on screen. One tap drops you at the end of the break, back in the show. Premium subscribers only, selected markets including US and UK, and only when the app is in the foreground. Who broke it: James Cridland at Pod News, 4 August 2026 — an exclusive. Spotify never announced it. Semafor and most of the trade press picked it up afterwards; Cridland noted on air this week that some of them ran it without credit. The number that makes it different from a skip button: Cridland's arithmetic — skipping a typical ad break by hand is nine presses of the 15-second button, plus a correction tap when you overshoot. Skip Ahead is one. "Some people have said, oh, but you've been able to skip for years and this is no different. But a button that only appears when it's stuff that Spotify thinks you should be skipping is a start." It skips other people's money: the button fires on third-party ads — Acast, Odyssey, the New York Times — and on ads inside Spotify's own shows. It even skipped Search Engine's read for its own paid tier, PJ Vogt pitching Incognito Mode. One half of Spotify sells advertisers reach; the other half hands listeners a button to leave. Spotify's answer, and the trapdoor in it: Spotify told Cridland it is "not affecting ad delivery." True only if delivery means to the device. Cridland: "If ad delivery is to the listener's ear, which is actually what people are paying for..." — the download still counts, the ad still gets billed, the human never hears it. Spotify's other defence: the button merely shows where other listeners already skip. Cridland: "I'm not entirely sold on that, but if that's what Spotify say, I mean they wouldn't lie."

The U.S. shale revolution transformed global energy, but that period of explosive growth is over. Existing pipelines and export infrastructure have reached capacity, meaning future output increases will take a bit of time. Join the Patreon here: https://www.patreon.com/PeterZeihan Full Newsletter: https://bit.ly/3SiKJhV

Homes sales fell in July. AP correspondent Jennifer King reports.

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This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.volts.wtf/subscribeState legislatures are writing data center rules faster than they can verify the demand forecasts underneath them. Fifteen states accounted for 80 percent of data center electricity demand in 2023, a single hyperscale campus can arrive as 15 to 20 percent of a utility's demand, and the transmission to serve it takes five to 15 years to build. On this episode of Volts, David Roberts works through Climate Cabinet's Taming Data Center Turmoil series with Saleem Chapman, who leads the group's electricity affordability policy work, on why Georgia's regulated utility, PJM's capacity market, and ERCOT's competitive market each left ratepayers holding the risk, and what a state can require before it approves a project, while the facility operates, and after the deal is done.Chapters:00:00 – Introduction02:49 – How Climate Cabinet came to the data center fight03:58 – Three things that make hyperscalers unlike past industrial loads07:51 – Warning signals: forecast opacity, gas dependency, unconditional subsidies13:44 – Siting near overburdened communities and the Memphis case15:34 – State preemption versus local control18:31 – The same failure pattern in Georgia, PJM, and ERCOT23:52 – Why not just ban data centers outright28:07 – The framework, and what to require before approval34:54 – While operating: real cost pricing and on-call load flexibility37:39 – Scenario-based planning and the utility incentive problem39:37 – After the deal: new and matched clean energy43:48 – Siting standards and performance-tied incentives50:27 – Existing facilities and the threat to build elsewhere55:41 – Which states are ahead, and step one for lawmakers

Are you truly passionate about your life? Or are you just going through the motions in your career, your job, your parenting, and your daily routine?"The best and greatest day to be alive, is today." — Antonio Landis ThompsonWelcome to Episode 108 of the Winners For Life Coaching Podcast!In this episode, we dive deep into the quiet trap of living on autopilot. It is so easy to confuse safety and routine with true fulfillment, whether you are managing a 9 to 5 job, building a long term career, or pouring your heart into raising a family. But there is a massive difference between actually living your life and simply existing through it."Your purpose is inside of you." — Antonio Landis ThompsonCOACHING QUESTIONS• Do you love what you do?• Are you choosing comfort over growth?• Are you thriving or just surviving?DAILY AFFIRMATIONS"Your mindset dictates your momentum." — Antonio Landis Thompson• I live on purpose, not on autopilot.• I choose growth over safety.• I create a life I actually love.CONNECT & LISTEN• Website: https://antoniolandisthompson.com/• YouTube: https://www.youtube.com/@AntonioLandisThompson• Apple Podcasts: https://podcasts.apple.com/us/podcast/winners-for-life-coaching-podcast/id1542819167• Spotify: https://open.spotify.com/show/5tGb7RqmJIn23S47d9fP3hSubscribe to the Winners For Life Coaching Podcast for weekly growth, mindset, and career strategies!If this episode resonated, please Like, Share, and drop a comment below: What area of your life are you currently running on autopilot? Let's talk!Support the showTHE BEST AND GREATEST DAY TO                         BE ALIVE IS TODAY.https://antoniolandisthompson.com/

In this episode of Wavelengths, the Amphenol Broadband Solutions podcast, host Daniel Litwin continues his conversation with PJ Jayawardene, CEO and Founder of Consult Systems, diving deeper into the practical strategies service providers can use to respond to mounting network demand without relying solely on expensive, long-term infrastructure rebuilds.As broadband operators face increasing pressure from bandwidth growth, customer expectations, AI-driven traffic patterns, and competitive market dynamics, the traditional “rip-and-replace” mindset is becoming harder to justify. Instead, many providers are being challenged to maximize the value of existing assets, extend the lifespan of current infrastructure, and pursue targeted upgrades that create meaningful business outcomes while preserving future flexibility.In Part 2 of this discussion, Jayawardene explores where operators can find the highest-impact opportunities for network improvement, why higher-frequency deployments require a new level of operational discipline, and how lessons from hyperscale and AI infrastructure can help shape the next generation of broadband networks. Most importantly, he reframes network upgrades as business decisions—not just engineering decisions—arguing that successful operators will be those that create customer loyalty through reliability, incremental innovation, and thoughtful infrastructure investments. Key Discussion Highlights:• Start Where Density Creates Opportunity: Jayawardene recommends focusing first on densely populated residential markets and high-value enterprise environments where demand is strongest and competition is fiercest. These areas provide the greatest opportunity to generate revenue quickly while validating upgrade strategies before broader deployment.• Plan Beyond the Next Upgrade Cycle: Rather than solving for the next capacity milestone alone, operators should build upgrade roadmaps that accommodate future growth. The discussion highlights how technologies such as higher-frequency coax, DWDM, and coherent optics can be layered incrementally to extend the useful life of existing infrastructure while preparing for future demands.• Network Evolution Doesn't Have to Be All-or-Nothing: One of the central themes of the episode is that broadband upgrades are rarely binary choices. Existing fiber, coax, and optical infrastructure can often coexist with newer technologies, allowing operators to pursue targeted improvements rather than disruptive full-scale replacements.• Higher Frequencies Demand Greater Precision: Moving toward 4 GHz, 6 GHz, and beyond creates new opportunities for capacity expansion, but it also introduces stricter engineering requirements. Signal attenuation, impedance matching, frequency planning, shielding, and connection quality all become significantly more critical as frequencies increase.• The Hidden Risk of Small Infrastructure Problems: As networks push into higher-frequency environments, seemingly minor issues—loose connectors, improper torque, poorly terminated lines, or inadequate shielding—can dramatically impact performance. The episode emphasizes that network cleanliness and operational discipline become increasingly important as capacity grows.• Audit Existing Assets Before Expanding Capacity: Before investing heavily in upgrades, operators should evaluate whether current infrastructure is performing as intended. Jayawardene advocates for examining passive and active components, identifying quality issues, cleaning up interconnects, and eliminating unnecessary vulnerabilities before introducing additional complexity.• Reduce Truck Rolls Through Strategic Planning: A recurring operational theme is efficiency. Rather than revisiting the same infrastructure multiple times, operators should coordinate network cleanup, component upgrades, and future-proofing efforts simultaneously—minimizing labor costs while maximizing long-term value.• Lessons From AI and Hyperscale Infrastructure: While service providers and hyperscalers operate at different scales, many of the innovations emerging from AI infrastructure—including advanced optics, power distribution strategies, edge architectures, and high-density fiber deployments—offer valuable lessons for broadband operators looking to modernize their own networks.• Technology Decisions Must Become Business Decisions: Jayawardene explains how his perspective has evolved from evaluating technology based solely on performance to assessing how technology investments drive revenue growth, customer retention, operational efficiency, and long-term asset value. The best upgrades, he argues, are those that pay for themselves while enabling future opportunities.• Customer Loyalty Is the Ultimate Differentiator: Looking ahead three to five years, Jayawardene believes the most successful providers will be those that move beyond competing solely on pricing and bundles. Reliability, seamless experiences, and consistent service quality will become the defining factors that create customer loyalty and sustainable growth.This episode shifts the broadband upgrade conversation from infrastructure replacement to infrastructure optimization. By focusing on targeted investments, operational discipline, and customer-centric decision-making, service providers can create immediate value today while positioning their networks for the demands of tomorrow.

This week begins our Worthy Endeavors series with a simple but searching question: are we truly living, or merely existing? In a culture that constantly pulls us toward busyness, distraction, and superficial success, Jesus invites us into the abundant life found in abiding with Him. Biblical health is more than spiritual activity or outward productivity. It is becoming whole people whose lives are rooted in Christ and bear lasting fruit. As we learn to honestly examine our lives, cultivate practices that keep us close to God, and faithfully steward every area He has entrusted to us, we discover that a life spent pursuing what matters to God is a life of lasting significance. 

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BUFFALO, NY — August 3, 2026 — A new #research paper was #published in Volume 18 of Aging on July 17, 2026, titled “Selective targeting of cancer and senescence via shared metabolic shifts extends lifespan of old mice.” The study was led by first author Zachery R. Robinson, and corresponding author and Aging editorial board member Irina M. Conboy, both from the Department of Bioengineering and QB3 Institute, University of California, Berkeley. The researchers developed a new combination therapy that selectively targets both cancer cells and senescent cells by exploiting metabolic vulnerabilities shared by these two cell types. In laboratory studies and aged mice, the treatment selectively eliminated senescent cells and reduced cancer cell viability while improving physical performance and extending lifespan without significant toxicity to healthy tissues. Cancer and aging are closely linked. As people age, senescent cells accumulate throughout the body. Although these cells no longer divide, they remain metabolically active and release inflammatory molecules known as the senescence-associated secretory phenotype (SASP), which contributes to chronic inflammation, tissue dysfunction, and tumor progression. Existing therapies such as the BCL-2/BCL-xL inhibitor navitoclax (ABT-263) can eliminate both cancer cells and senescent cells but require doses that frequently cause thrombocytopenia, a potentially serious reduction in platelet counts that has limited their clinical use. Full press release - https://www.aging-us.com/news-room/new-drug-combination-targets-cancer-and-senescent-cells-while-extending-lifespan-in-old-mice DOI - https://doi.org/10.18632/aging.206399 Corresponding author - Irina M. Conboy - irina@generationlab.co Abstract video - https://www.youtube.com/watch?v=7p5JMvy9Twg Sign up for free Altmetric alerts about this article - https://aging.altmetric.com/details/email_updates?id=10.18632%2Faging.206399 Subscribe for free publication alerts from Aging - https://www.aging-us.com/subscribe-to-toc-alerts Keywords - aging, senescence, cancer, metabolic shift, ATP To learn more about the journal, please visit https://www.Aging-US.com​​ and connect with us on social media at: Bluesky - https://bsky.app/profile/aging-us.bsky.social ResearchGate - https://www.researchgate.net/journal/Aging-1945-4589 X - https://twitter.com/AgingJrnl Facebook - https://www.facebook.com/AgingUS/ Instagram - https://www.instagram.com/agingjrnl/ LinkedIn - https://www.linkedin.com/company/aging/ Reddit - https://www.reddit.com/user/AgingUS/ Pinterest - https://www.pinterest.com/AgingUS/ YouTube - https://www.youtube.com/@Aging-US Spotify - https://open.spotify.com/show/1X4HQQgegjReaf6Mozn6Mc MEDIA@IMPACTJOURNALS.COM

A leadership team can share the same office, attend the same meetings, and still pull the agency in different directions. Daniel Metcalf and Mike Stromsoe explore how quiet misalignment limits scalability, weakens execution, and prevents an agency operating system from taking hold. They reveal why agreement in the room is not enough and how shared standards, consistent behavior, and a clearly defined destination create the trust and momentum needed to build an agency that can grow beyond its owner.Key Topics:  • The difference between leadership alignment and simply getting along  • How departmental thinking creates friction for employees and customers  • Why conflicting answers about agency processes reveal deeper operational gaps  • The danger of leaders maintaining separate scorecards and hidden spreadsheets  • How incomplete CRM data prevents leaders from making reliable decisions  • Why every position must be supported by a system rather than dependent on one person  • How weekly leadership meetings can produce action instead of routine check-ins  • The importance of defining ownership, deadlines, and measurable success  • Why leadership roles must match the behaviors required to hold others accountable  • How consistent communication and follow-through strengthen trust across the agencyConnect with Daniel:LinkedInWebsiteConnect with Mike: LinkedIn TwitterLeadership alignment is not created by agreement alone. It comes from shared priorities, clearly defined responsibilities, consistent behaviors, and accountability that reaches across the entire agency. When leaders understand where the business is going, who owns each action, and how success will be measured, the agency can move faster, build trust, and scale without relying on the owner to hold everything together.

Is buying an existing business a smarter alternative to starting from scratch? In this podcast, banking and business finance expert Sidd Bahree shares practical insights for South Asian and Indian migrants in Australia on business acquisitions, financing options, emerging sectors, and the key factors to consider before taking the leap.

Rick Sharga, founder of CJ Patrick Company, discusses current housing market conditions and economic trends. Rick explains that despite mortgage rates tripling since the pandemic, the housing market has shown resilience with 49 consecutive months of year-over-year price increases, though sales volume remains down for three years. He noted that while affordability remains a challenge with a $40,000 wage gap for median-income buyers, recent data shows pending sales and mortgage purchase applications running ahead of last year, suggesting pent-up demand may soon drive market recovery. Rick highlighted that inflation concerns stem largely from energy price increases following the Iran conflict, and emphasized that wage growth continues to outpace home price growth, making affordability slightly better. He also discussed how builders currently face a 10-month supply of new homes while existing home inventory remains tight, creating opportunities for investors in both markets. EmpoweredInvestor.com/Ai EmpoweredInvestor.com/Ask Reach out to our Investment Counselors 1-800- HARTMAN Ext. 2 PropertyTracker.com https://cjpatrick.com #HousingMarket #RealEstateReset #MarketRecovery2027 #MortgageRates #HousingAffordability #EconomicGrowth #InflationWatch #HomePrices #RealEstateInvesting #PentUpDemand #SingleFamilyRentals #HousingInventory #JobMarket #GDP #StockMarket #HomeEquity #NewHomeConstruction #SunBeltRealEstate #CJPatrickCompany #DListing #CapitalGainsTax #ApartmentMarket #HousingStarts #EconomicOutlook   Key Takeaways: Jason's editorial 0:00 Updating my clone's virtual brain 6:10 Refi vs. HELOC   Rick Sharga Interview 14:34 GDP growth, stock market and inflation 23:20 Unemployment, job and wage growth 25:52 The housing market- single family and apartments 30:31 Mortgage rates and home prices 35:35 Price trends, inventory levels and the factors that show promise 37:26 Existing and new home sales 41:02 Housing starts are at a 5-year low 42:47 Closing thoughts  

What if retirement was not the end of your working life, but the beginning of a more meaningful way to contribute? Retirement planning often focuses on pensions, savings and when we can afford to stop working, but it also raises important questions about purpose, identity, connection and how we want to use the experience we have built throughout our careers. In this episode, we explore coaching as a retirement strategy and how it can create a gradual, purposeful transition into the next chapter of life. Many experienced leaders and professionals are not ready to stop contributing. Instead, they want greater flexibility, autonomy and the opportunity to use their knowledge in work that feels personally meaningful. Coaching can provide a bridge between full-time employment and retirement, but it takes time to build. Completing a rigorous coaching qualification, developing confidence, gaining experience and creating a trusted network can take several years. Starting early allows people to shape a retirement that feels exciting and sustainable, while creating the option of additional income through flexible, low-cost work. Coaching can also form part of a wider portfolio that includes mentoring, consultancy, board advisory work, facilitation, training or volunteering. It offers a way to continue helping others grow, remain connected to a professional community and contribute on your own terms. Ultimately, coaching as a retirement strategy is about creating more choice, purpose and possibility for the future. Timestamps: 00:00 Welcome and episode introduction 00:07 Why coaching can support retirement planning 01:37 Designing the next chapter of your career 03:59 Avoiding the retirement cliff edge 04:28 Coaching as purpose, income and insurance 06:51 Building experience, a niche and referral networks 07:22 When learning and helping others are your hobbies 09:43 Coaching as a vehicle for meaningful impact 10:35 Creating a portfolio retirement strategy 12:58 Connection, community and wellbeing after work 14:11 Giving back through coaching and volunteering 16:37 Creating options for an uncertain future 18:30 Coaching course quiz and next steps Key Lessons Learned: Retirement planning should include purpose, identity, wellbeing and connection, as well as financial preparation. Coaching can create a gradual transition from full-time employment into more flexible and meaningful work. Starting coach training several years before retirement provides time to qualify, practise and build professional credibility. A clear coaching niche is often built around the experience, expertise and interests developed during a previous career. Existing professional relationships can become valuable referral routes when building a coaching practice. Coaching can provide an additional retirement income without the overheads associated with many other businesses. A retirement coaching practice does not need to be entirely commercial. Coaching skills can also be used within mentoring, volunteering and community work. Coaching can complement consultancy, facilitation, training, board advisory work and speaking as part of a portfolio career. Professional supervision and coaching networks can provide valuable connection and support after leaving employment. The objective is not to predict every detail of retirement. It is to create enough options to respond confidently as life changes. Keywords: coaching as a retirement strategy, retirement planning, purposeful retirement, coaching qualification, becoming a coach, retirement career options, portfolio retirement, portfolio career, executive coaching, career transition, coaching business, flexible retirement income, meaningful work after retirement, professional coaching accreditation, retirement wellbeing, coaching after a leadership career, planning for retirement, second career after retirement, Links and Resources: Coaching course quiz: www.mycachingcourse.com Book a call: www.igcompany.com/ILMcall

Drop us a line or two . . .We open mid-life, mid-rain, mid-chaos — and fully on brand. Queenie's kicking things off fresh off a family reunion that somehow pulled together around 60 people under a pavilion while the weather did its worst. The rain, she reports, was actually a blessing — it corralled everyone together and made for a genuinely lovely day. Her mom, the family matriarch, had someone at her side every minute. Seven hours on poured concrete. Sixty people. Special-edition 250th anniversary rubber ducks wearing Uncle Sam hats and Mardi Gras beads. Trivia questions. Revolutionary War research that Queenie will readily admit her procrastination kept from being as thorough as intended. The ducks, she assures everyone, will be collector's items. Future generations will hold them up and say, "Look at this relic from when the Republic still stood." The physical toll of the reunion caught up with Queenie overnight — leg cramps, dehydration, chanting through the pain — which leads, naturally, into a colonoscopy update. Because of course it does. The prep, she confirms, is indeed a blast. Moving on. TT, meanwhile, is already feeling the effects of the big-ass bag of gummies — yes, that big-ass bag, the one they apparently weren't sure would still have any potency. It does. Potency plus. Queenie's working her way through a Hepworth Citrus Slurp — a teeny-weeny 0.35g pre-rolled dog walker, sun grown, naturally terpene rich, and delivering a clean sativa energy. The fly in the room, apparently, got the memo and departed when the fly swatter appeared, which sends them into a genuinely delightful detour about whether ants retrieve their dead, mourn their dead, or potentially require DNA evidence before accepting that a fallen comrade is really gone. Alexa is consulted. Designated undertaker workers, she reports, sense a death pheromone and remove corpses from the colony. They're just being tidy. The ants. Just being tidy. From ant funerals, Queenie pivots to a rant about the total myth of the paperless digital revolution, which she has been living in real time while navigating bureaucratic systems with assignees. Motor vehicles. Government agencies. Bank accounts. Not one transaction in twenty goes smoothly. You always need a paper backup for the digital. You always need to wait. You get called, miss your number, get called again out of sequence, haven't had a chance to fill out a single form yet because you were pulled to get your photo taken first. The receipt multiplies. The paperwork multiplies. The fax machines are still running somewhere in a government building. It is, Queenie concludes, organized crime. You do not exist until they tell you you exist, and they decide the terms. A little raw around the edges, she admits. A concentrated few weeks. Then it's time for Wait, What — and this week's entry is genuinely warm. Queenie shares the story of a British author who, on the occasion of turning 60, invited sixty people — strangers, acquaintances, old friends, her own children — to sit down and share a cup of tea with her. Part curiosity project, part antidote to the creeping shyness that snuck up on her in her later years. She kept a blog. She opened each conversation with a few consistent questions. She found that intentional listening — actually just listening, not advising — meant her kids opened up to her in ways they hadn't before. Intimate moments. Real connection. New friendships. New ideas. Queenie loves it. TT loves it. They wonder if they could do it. TT suspects she'd enjoy it enormously but is fuzzy on the mechanics of execution. They agree the format is flexible — tea, cookies, a brownie, a gummy, whatever. The key, Queenie says, is making it intentional. The conversation wanders into the current political moment, which is everywhere and unavoidable, and Queenie reflects that at the family reunion, even with all the patriotic ducks and anniversary fanfare, the prevailing mood around current events was more forlorn than defensive. Nobody was flying any flags for the other team. She notes they grew up watching their parents' generation of siblings never conflict — and they're just modeling that behavior. You hold onto the shared history. Cousin Sharon gets a moment: the only family member to have served in an active war zone. The men were never that closely involved in any conflict. That lands quietly. TT's Choice serves up number 49: would you rather have a podcast guest who is absolutely fascinating but hates you, or who loves you but has nothing interesting to say? Both hosts go immediately for fascinating-and-hostile. The reasoning: it's better for the audience. And honestly, better for them. TT admits she can make small talk for about a minute before the panic sets in. A minute, she clarifies, is a genuinely long time when you're flapping in the wind. They'd try charm and wit to win the hostile guest over. They'd feign a dropped connection if things got dire. They'd exit gracefully. They debate whether actively seeking someone who hates you is ethically sound podcasting practice or just fishing for drama. TT starts to say something, stops herself, and refuses to share it on air. This has apparently never happened before. Queenie is mildly unsettled. The Fuck It List this week: Queenie is retiring her compulsive apologies on the pickleball court. Her class was cancelled due to Canadian wildfire smoke — the air quality has been in the red-to-dangerous range, and there are days the sky goes visibly yellow. She and TT go deep on the state of the planet: El Niño, prescribed burns, the pine bush outside Albany that has to burn to bloom, the Karner blue butterfly, fires mapped across the entire globe on Weather Underground looking like the world is literally ablaze. Japan. China. Sandstorms from the desert traveling across continents. Canada. Pittsburgh. It's a lot. Back to the fuck it: TT has been apologizing reflexively on the pickleball court every time she misses a shot — and so has her partner. They both caught themselves doing it and looked at each other. They agreed: stop. Nobody's playing for money. Nobody's walking off a cliff. TT reflects that she's not used to team sports, doesn't love the pressure, feels responsible for the group, and carries the anxiety of visible positions — goalies, pitchers, catchers, all the people in the hot spots. Queenie points out that women apologize constantly for things outside their control. Bumping into someone. Missing a shot. Existing. The episode closes on that note — and on a song: a full musical number about the reflexive female apology. Apologizing to chairs. To waiters who brought the wrong plate. To the doctor for making you wait. To the stranger who stepped on your shoe. Every woman in the room nodded. They've been sorry since the age of eight. Queenie and TT sign off warmly. Then, in true CDQ fashion, the mics keep rolling while they attempt to figure out live streaming, test whether Queenie's black t-shirt creates a floating-head effect on camera (it kind of does), reference The Wizard of Oz, and confirm that they are, in fact, quite possibly one of a kind. Welcome to the Closet Disco Queen Pot-Cast, a #1 ranked Women in Cannabis (Feedspot, Million Pods; 2025) comedy podcast with music and pop culture references that keeps you laughing and engaged. Join our hosts, Queenie & TT as they share humorous anecdotes about daily life, offering women's perspectives on lifestyle and wellness. We dive into funny cannabis conversations and stories, creating an entertaining space where nothing is off-limits. Each episode features entertaining discussions on pop culture trends, as we discuss music, culture, and cannabis in a light-hearted and inclusive manner. Tune in for a delightful blend of humor, insight, and relatable stories that celebrate life's quirks and pleasures. Our Closet Disco Queen Pot-Cast deals with legal adult cannabis use and is intended for entertainment purposes only for those 21 and olderVisit our Closet Disco Queen Pot-Cast merch store!Find us on Facebook and Green Coast RadioSound from Zapsplat.com,  https://quicksounds.com, 101soundboards.com #ToneTransfer

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

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Nadav Cornberg, CEO of Eve Security, highlights the need for real-time security for agentic AI in healthcare environments to enforce policies and map agentic activities within an organization. There are unique risks posed by AI, such as ambiguity from natural language commands, the potential for unintended or malicious actions, and the amplified impact of a single AI error compared to human error. Nadav points out that many hospitals are likely unaware of the extent to which agentic AI is already active in their systems, and of why conducting risk assessments and policy reviews should be a priority. Nadav explains, "Eve Security provides two main services. One is our runtime security solution, which allows us to enforce policies when you connect any type of AI agent to a critical data source or system. The other solution that we provide is our AIDR, where we give you a full topology of what agentic activities are running in your organization. We do that by connecting to security systems like an EDR, NextGen Firewall, or your SIM."   "Just like we'll see a manager in the employee environment, in the physical world, that's why we have managers as well to guide employees on the work they want to do. How that works is we sit either on top of existing gateways or proxies, and that's how you will connect those agents to critical systems, or we connect to hooks."   "At the end of the day, the reality of how we're communicating and engaging with agents brings that new necessity. Existing security tools do not deal well with natural language. In addition to not dealing well with natural language, they're not doing well with trying to understand the true intent behind an action, and it's more built on static parameters. And that's the real gap that introducing AI agents into environments has brought. The risks are ambiguity and the unpredictable, non-deterministic behavior." #EveSecurity #AgenticAISecurity #SecurityatRuntime #AISecurity #HealthcareAI #PatientSafety #HospitalSecurity #AgenticAI #CyberSecurity #HealthIT #DataProtection Eve.security  Listen to the podcast here

Nadav Cornberg, CEO of Eve Security, highlights the need for real-time security for agentic AI in healthcare environments to enforce policies and map agentic activities within an organization. There are unique risks posed by AI, such as ambiguity from natural language commands, the potential for unintended or malicious actions, and the amplified impact of a single AI error compared to human error. Nadav points out that many hospitals are likely unaware of the extent to which agentic AI is already active in their systems, and of why conducting risk assessments and policy reviews should be a priority. Nadav explains, "Eve Security provides two main services. One is our runtime security solution, which allows us to enforce policies when you connect any type of AI agent to a critical data source or system. The other solution that we provide is our AIDR, where we give you a full topology of what agentic activities are running in your organization. We do that by connecting to security systems like an EDR, NextGen Firewall, or your SIM."   "Just like we'll see a manager in the employee environment, in the physical world, that's why we have managers as well to guide employees on the work they want to do. How that works is we sit either on top of existing gateways or proxies, and that's how you will connect those agents to critical systems, or we connect to hooks."   "At the end of the day, the reality of how we're communicating and engaging with agents brings that new necessity. Existing security tools do not deal well with natural language. In addition to not dealing well with natural language, they're not doing well with trying to understand the true intent behind an action, and it's more built on static parameters. And that's the real gap that introducing AI agents into environments has brought. The risks are ambiguity and the unpredictable, non-deterministic behavior." #EveSecurity #AgenticAISecurity #SecurityatRuntime #AISecurity #HealthcareAI #PatientSafety #HospitalSecurity #AgenticAI #CyberSecurity #HealthIT #DataProtection Eve.security Download the transcript here

This week we are talking about 501(c)(4)s, or social welfare organizations. What are the advantages to starting one?  How are they different than 501(c)(3)s and other types of nonprofits? And what are the important considerations when determining if a 501(c)(4) would be a good vehicle to use to conduct the types of activities you are hoping to engage in to achieve your mission? If you are curious about 501(c)(4)s, what they can do, and how they operate... this podcast episode is for you. Attorneys for this Episode Natalie Ossenfort Susan Finkle Sourlis Quyen Tu Shownotes Scenario: ·      Existing 501(c)(3) has a mission focused on providing potable water to the residents of a community, who are currently unable to tap into a reliable water supply. ·      The city, county, and state have failed to step up, so the 501(c)(3)'s staff raise funds for bottled water that they deliver to the community. ·      What the organization's founders thought would be a temporary fix, has now been operational for several years, and the water situation is not improving. ·      The 501(c)(3)'s founders want to do more to address the needs of the community, and some are considering starting an affiliated 501(c)(4). General Rules & Characteristics for 501(c)(3)s: ·      501(c)(3) organizations have a very favorable tax status. ·      They are tax-exempt, and their donors can take advantage of a tax deduction for their contributions.   ·      501(c)(3) public charities are limited in the amount of lobbying (or legislative advocacy) they can engage in, and they are prohibited from engaging in partisan political activity. Advantages of 501(c)(4)s ·      501(c)(4)s are social welfare organizations. ·      They are tax-exempt organizations that operate for the common good and general welfare of the community. ·      Donations to 501(c)(4)s are not tax-deductible for donors, but... ·      501(c)(4)s can conduct an unlimited amount of lobbying (or legislative) activity, and they can do some partisan work to support or oppose candidates for public office, but that type of activity must remain a secondary activity of the organization. Scenario: ·      If the 501(c)(3) founders wanted to advocate more aggressively for legislative changes that could provide a long-term solution to their community's water access problem, they might consider forming a 501(c)(4). ·      How much political (or partisan) activity could the organization conduct? If a 501(c)(4) decides to engage in any partisan political activity, that must be a secondary purpose of the organization and not the primary purpose. Primary Purpose Activities ·      Issue advocacy and lobbying o   In our scenario, this could include advocacy in front of the local city council or state legislature for reliable access to water. o   It could also include ballot measure advocacy. ·      Nonpartisan voter outreach to get out the vote and mobilize the community ·      Conduct research and educate legislators on issues ·      Engage in litigation to defend the rights of their constituents, and more... Secondary Purpose Activities ·      Candidate endorsements ·      Voter outreach activities using partisan targeting ·      Comparing the organization's stance on issues to where the candidates stand on those issues ·      Encouraging people to vote for candidates from certain political parties or with certain issue positions, and more... ·      When engaging in this type of activity, a 501(c)(4) must make sure that any partisan work remains a secondary purpose, and it must be mindful of and comply with campaign finance and election laws at the federal, state, and local levels. Secondary purpose activity... how much is too much? ·      A 501(c)(4) must maintain a primary purpose that is nonpartisan. ·      Tax lawyers differ on what they think is the ideal primary / secondary purpose split. ·      In order to be cautious, a 501(c)(4) could consider keeping its secondary purpose activities to 40% or less. ·      The IRS has created a safe harbor for organizations applying for 501(c)(4) status: ·       60% or more of its total expenditures (including reasonably allocable overhead) and total time (measured by employee and volunteer hours) is devoted to social welfare activity; and ·       less than 40% of its total expenditures and total time is devoted to political campaign activity. Affiliated Organizations Some things to keep in mind if a 501(c)(3) wants to form an affiliated 501(c)(4): Start-up costs should not come from the (c)(3), but instead should be independently raised for the formation of the (c)(4). Once the 501(c)(4) is formed, it should implement a cost-sharing agreement to ensure that no 501(c)(3) resources are being used to impermissibly subsidize (c)(4) work. It should implement time tracking systems to ensure that staff and volunteers track their 501(c)(3) and 501(c)(4) work separately.   How Would an Existing 501(c)(3) Decide Whether to Form an Affiliated 501(c)(4)? ·      Examine whether your 501(c)(3) public charity is getting close to its lobbying limits, but still wants to do more legislative advocacy. ·      Examine whether there is a need for a more political, and policy focused voice to advocate on your issues and support your communities. ·      Examine whether you want to engage in activities that are prohibited for 501(c)(3)s, but permissible for 501(c)(4)s (support or opposition of candidates) ·      Examine whether you have sufficient financial resources to cover the start-up costs of a 501(c)(4) from sources other than your 501(c)(3), etc.   Resources ·      The Connection: Guide to Creating and Operating 501(c)(3)s, 501(c)(4)s, and Political Organizations ·      Comparison of 501(c)(3) and 501(c)(4) Permissible Activities (Factsheet) ·      Navigating the Gray: Tips for working in coalition when the law isn't clear (Factsheet) ·      Coalition Checklist (Guide)

What do you do when purchasing a property that is already a short-term rental? In this second episode of the short and sweet summer series, I'm sharing my recommendations for taking over an existing listing and what we've previously done in this situation. Time-stamps:The surprise booking on closing day (1:10)Allow the previously booked reservations to continue (2:13)Cancel the previous reservations and send them your link to re-book (3:23)Cancel the previous and start completely fresh (4:32)20% off your annual subscription of Lodgify (4:43)Another solution through our property management system (5:55)Mentioned in This Episode:Use code “bmpod20” 20% off your annual subscription of Lodgify: brandandmarket.co/lodgifyConnect with Ali: Website: brandandmarket.coInstagram: instagram.com/brandandmarket.coBook a discovery call with Ali: brandandmarket.17hats.com/p#/scheduling

One of the biggest misconceptions in estate planning is this..."I have a trust...so I'm done."The truth is...Creating your trust is just the beginning.Over the years...Families change.Assets change.Laws change.Life changes.Today we're going to discuss the ten most common mistakes I see when reviewing existing trusts—and why having a trust doesn't necessarily mean your estate plan is up to date.

⚠️ What If Your Ex Declares Financial Hardship After Divorce? | Los Angeles Divorce

The term ROAD means Renewing Opportunity in the American Dream.The act Act became law on July 11 without the President's signature. It passed with enough votes in the Congress and the Senate that there was no possibility of presidential Veto. It is a sprawling piece of legislation containing dozens of provisions covering housing supply, financing, manufactured housing, building codes, environmental review, affordable housing programs and institutional ownership of single-family homes.The Act restricts large institutional investors from purchasing additional single-family homes once they control at least 350 homes, subject to several exceptions. Existing portfolios are not required to be sold, and exceptions remain for newly constructed housing, certain build-to-rent communities, senior housing and other qualifying transactions.This could reduce competition for scattered-site acquisitions from the largest operators. But it may also redirect institutional capital toward purpose-built rental communities, multifamily apartments and financing partnerships with smaller developers.--------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

From 07/13 Hour 3: The Sports Junkies continue to break down Conor McGregor's knee injury and debate it was pre-existing.

In this deeply informative conversation, Ryan Cartlidge is joined by Dot Baisly—the Executive Director for the International Association of Animal Behaviour Consultants (IAABC). With an extensive background in shelter behavior, veterinary medicine, and private consulting, Dot brings a wealth of experience to the table, having previously led behavior programs at major organizations like the North East Animal Shelter and the Animal Rescue League of Boston. Dot holds a Master's Degree in Animal Behaviour from Tufts University and is a Certified Dog Behaviour Consultant, Certified Cat Behaviour Consultant, and Certified Shelter Behaviour Specialist. Together, Ryan and Dot dive into the topic of the Joint Standards of Practice (JSOP), a collaborative initiative aimed at creating a standardized, ethical framework for behavior professionals in an industry that remains largely unregulated. Dot provides much-needed clarity on the structure of the JSOP coalition—explaining the roles of the Steering Committee versus the signatory organizations—and details the massive effort involved in updating the document. She shares the story of how the JSOP recently evolved from a brief, Lima-based guideline into a comprehensive document that now incorporates the five domains of animal welfare and explicitly addresses procedure selection. The conversation highlights why these standards are essential for the future of the industry, moving beyond simple "effectiveness" to ensure that the intervention itself supports the mental and physical well-being of the animal. They discuss the importance of moving toward a recognized profession where practitioners are held accountable, and how collaboration—rather than competition—among certifying and educational bodies is the key to creating a unified, ethical voice. Ryan also announces that the Animal Training Academy has officially become a signatory of the JSOP, reflecting a shared mission to empower professionals with high standards of care. Throughout this episode, we discuss: ✅ The role of the IAABC as a global trade organization and independent certifying body ✅ Defining the Joint Standards of Practice (JSOP) and why it serves as the minimum standard of care ✅ The structure of the JSOP coalition, including the Steering Committee and signatory organizations ✅ The transition from a Lima-based framework to a more comprehensive, science-backed standard ✅ Why self-regulation is a vital step toward professional legitimacy and ethical behavior change ✅ The difference between "assent" and "consent" in supporting learner well-being ✅ How professional standards protect both the animal and the practitioner from burnout ✅ The importance of industry-wide collaboration in raising the bar for animal welfare Whether you are a seasoned consultant or a professional just starting your career, this episode provides a clear roadmap for understanding the ethical foundations of our industry and why participating in standardized, collaborative frameworks is a "no-brainer" for those committed to the highest level of animal care. JSOP Signatories 1) Steering committee APDT IAABC IAABC Foundation Karen Pryor Academy (KPA) 2) Existing signatories Victoria Stilwell Inc. (VSI) Assistance Dogs International (ADI) Grisha Stewart Academy Science Matters Academy Understand Horses 3) Newest signatories Peaceable Paws Malena DeMartini Atlas Assistance Dogs Carefree Companion Academy of Pet Careers  Animal Training Academy Canine Behavior College Good Dog Academy Phenix Advocacy Center for R+ Canine Professionals Links JSOP: https://iaabc.org/standards-of-practice Email director@iaabc.org 

Headline: AI Productivity vs. Headcount in the Small Business Sector Guest: Gene Marks Marks argues that AI is not replacing workers but rather increasing productivity for existing staff. He highlights innovative applications like the "AI Shop Advisor" at The Vitamin Shoppe and automated inventory management tools like Zenput. Small businesses continue to face a shortage of labor. (12)

On today's episode, Editor in Chief Sarah Wheeler talks to Lead Analyst Logan Mohtashami about existing home sales, which shows home prices have reached an all-time high. Related to this episode: Existing home sales decline in June as prices reach another record high HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire The Top 5: Synergy One to take over Newrez distributed retail mortgage operations Why aren't mortgage rates lower? Why it will be hard to get mortgage rates over 7% CFPB seeks input on mortgage disclosures and TRID rules NYC office conversions face scrutiny after Pfizer HQ incident Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

⭐ INTERESTED IN FRANCHISE OWNERSHIP? Schedule a call with one of our coaches today!  https://www.francoach.net/ 

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Welcome to the What's Next! Podcast with Tiffani Bova. I'm thrilled to welcome you back to a series I did with my dear friend, Roger Martin. He's the author of the amazing book, Playing to Win. In our tenth episode, Roger Martin interviews me about my book, Growth IQ.    THIS EPISODE IS PERFECT FOR…leaders looking to accelerate growth, make better strategic choices, and connect strategy with execution.   TODAY'S MAIN MESSAGE…many organizations approach growth as if there's a single initiative that will unlock results. Roger and Tiffani challenge that idea, arguing that sustainable growth comes from understanding all of the options available and making deliberate choices about which ones to pursue. They discuss the ten growth pathways Growth IQ was built around, how leaders can combine those pathways for greater impact, and why context and sequencing matter just as much as the choices themselves.   KEY TAKEAWAYS: Growth is rarely driven by a single initiative. Strong strategies come from making deliberate choices. Combining growth pathways creates greater impact than pursuing one in isolation. Existing customers are often the biggest growth opportunity. Sales execution and strategy must be developed together.   WHAT I LOVE MOST…Roger's reminder that you can't make decisions about categories you don't know exist. The more complete your view of the options available, the better your strategic choices become.   Running Time: 34:09   Subscribe on iTunes     Find Tiffani Online: LinkedIn Facebook X    Find Roger Online: LinkedIn Website

From co-managing the Odwalla IPO at Van Kasper & Company to raising $100 million with Lehman Brothers for a Pacific Northwest workers comp captive when insurance was unavailable at any price, David Horwich shares why thinking like a buyer, understanding the three ways to grow a business, and building optionality matter more than chasing any specific exit. In this episode of the DealQuest Podcast, host Corey Kupfer sits down with David Horwich, the founder of Horwich Strategic Advisors (HSA) in Los Angeles. David spent 13 years at Van Kasper & Company before its 1999 sale, retired from banking in 2010, and spent nearly nine years at GHJ before spinning out his own firm about a year ago. Across his four decade career he has been exposed to somewhere between 5,000 and 5,500 companies. WHAT YOU'LL LEARN: Why running a market check with five investment banking firms and five private equity groups produces a real world valuation, how the three ways to grow apply to almost any company, and why selling new stuff to existing customers is by far the easiest path. David also shares how the workers comp captive he raised $100 million for is still operating today. DAVID'S JOURNEY: After economics at UC San Diego and an MBA at Berkeley, David spent five years at a transportation equipment leasing business in San Francisco. He then joined Bruce Emeluth as the first hire at Van Kasper & Company, where he stayed 13 years and chaired the firm's fairness opinion committee. Van Kasper was sold in 1999 to a bank out of Salt Lake City that Wells Fargo later acquired, making the group the first incarnation of Wells Fargo Securities in the fall of 2000. David left in 2003, retired from banking in 2010, spent nearly nine years at GHJ, and spun out Horwich Strategic Advisors about a year ago. KEY INSIGHTS: Not all revenue is created equal. Repeatable revenue beats one-off revenue. Higher margin beats lower margin. Revenue that requires no working capital beats revenue that ties it up. Most owners street fight for the next million dollars of revenue without asking whether it is good revenue or bad. There are three ways to grow a business and the second is easiest by far. Sell what you have to more customers. Sell new stuff to existing customers. Sell new stuff to new customers. David is emphatic that you should almost never attempt the third. Existing customers have already crossed the Rubicon with you, so every cost is lower. Build optionality before you build an exit plan. Before running any analysis for owners unsure what to do, David sends them to their investment advisor to get their financial goals clear first. Then he outlines every alternative. Keep it. Sell it. Recapitalize it. Gift some but not all. The toolkit is small, but choosing well requires clarity first. Perfect for privately held business owners who want to know what their company is actually worth, entrepreneurs weighing whether to buy or build, and leaders in a transition moment who need optionality before an exit. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/davidhorwich FOR MORE ON DAVID HORWICH: Website: https://horwichadvisors.com LinkedIn: https://www.linkedin.com/in/david-horwich-9317b56/ FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps [00:00:00] - Introduction and overview [00:02:42] - Chairman's bag carrier and the waste coal project in Hardin, Montana[00:06:22] - Joining Bruce Emeluth as first hire at Van Kasper & Company [00:11:52] - The Odwalla IPO at $8 a share and the E. coli tragedy [00:24:11] - Exposure to somewhere between 5,000 and 5,500 companies [00:35:26] - The market check and the four questions [00:48:00] - The $100 million workers comp captive with Lehman Brothers[00:50:41] - What freedom means to David Guest Bio David Horwich is the founder of Horwich Strategic Advisors (HSA), a Los Angeles based firm focused on maximizing the value of privately held businesses. He runs market checks that produce real world valuations, builds strategic growth plans, and helps owners think like buyers before any transaction. He has been exposed to somewhere between 5,000 and 5,500 companies across his four decade career. After economics at UC San Diego and an MBA at Berkeley, David spent five years at a transportation equipment leasing business in San Francisco before joining Bruce Emeluth as the first hire at Van Kasper & Company, where he stayed 13 years. Van Kasper was sold in 1999 and became the first incarnation of Wells Fargo Securities in the fall of 2000. David retired from banking in 2010, spent nearly nine years at GHJ, and spun out his own practice about a year ago. Host Bio Corey Kupfer is an expert strategist, negotiator, and dealmaker with more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker deeply passionate about deal-driven growth. He is the creator and host of the DealQuest Podcast. Show Description Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Get the confidence to pursue deals that will help your company scale faster. Related Episodes Episode 330 - Pete Mohr: Building an exit-ready business and understanding what your company is actually worth Episode 332 - John Martinka: Exit with style, grace, and more money Episode 293 - Sunny Vanderbeck: Long horizon value creation and building businesses that deserve to last Episode 350 - Tom Dillon: Capital strategy, alternative funding sources, and when not to take venture money Social Media Follow DealQuest Podcast: LinkedIn: https://www.linkedin.com/in/coreykupfer/ Website: https://www.coreykupfer.com/ Follow David Horwich: Website: https://horwichadvisors.com LinkedIn: https://www.linkedin.com/in/david-horwich-9317b56/ Keywords/Tags investment banking, growth consulting, exit planning, market check, three ways to grow a business, think like a buyer, enterprise value, middle market M&A, Van Kasper & Company, Odwalla IPO, private equity, capital raising, business valuation, optionality, strategic growth planning, buy versus build, workers comp captive, privately held businesses, Los Angeles M&A advisor, deal-driven growth

It's easy to assume slow growth means you need more leads. In reality, many practices already have the patients, technology, and team needed to increase revenue—they just aren't using those resources consistently.  In this episode, I connect with Andrea Watkins, VP of Practice Growth at Studio 3 Marketing, to discuss how stronger systems, better follow-up strategies, and a more intentional patient experience can unlock growth without constantly increasing marketing spend. Sometimes the fastest path to practice growth starts by making better use of what's already in front of you. Stop Treating Every Patient Like a One-Time Visit  Every appointment should move the relationship forward. Whether that means introducing a treatment plan, discussing complementary services, or scheduling the next visit before the patient leaves, each interaction should create a clear next step.  When your med spa practice relies too heavily on individual appointments or a la carte services, you miss opportunities to improve patient outcomes and patient retention. Long-term treatment plans create a better experience for patients while increasing provider confidence, revenue growth, and loyalty over time.  Your Patient List Is One of Your Most Valuable Assets  Many practices spend significant time on lead generation while overlooking patients who already know, like, and trust them. Patient re-engagement campaigns, referral programs, EMR reporting tools, and CRM systems can all help reconnect with patients who are overdue for treatment or ready for their next service.  Build treatment plans instead of one-time services  Re-engage inactive patients through your EMR or CRM  Rebook appointments before patients leave the office  Introduce surgical patients to non-surgical treatments  Use referral programs to encourage patient advocacy  Train every team member to support the patient journey  These small improvements create a stronger patient experience while increasing retention, provider utilization, and long-term revenue. Growth doesn't always require more visibility. Sometimes it requires better visibility into your own database.  Build Systems That Support Accountability  Practice scaling depends on more than great providers. Every member of the team should understand their role in the patient journey, from lead management and scheduling to follow-up and patient education.  Clear expectations, staff training, and defined processes create consistency that benefits both patients and the practice. When responsibilities are shared instead of assumed, it becomes much easier to improve conversion rates, strengthen marketing attribution, and create a patient experience that builds trust.  Sustainable Growth Starts with Better Processes  Healthy practices don't rely on a single marketing campaign or one standout provider to drive results. They build repeatable systems that strengthen every stage of the customer journey—from the first inquiry to patient referrals, ongoing treatment plans, and long-term loyalty.  As your practice grows, those systems become the foundation for expanding locations, increasing revenue, and creating a more valuable business. Strong operations don't just improve today's performance—they make future growth much easier to sustain.  Follow Shannon & Keep What You Earn:   Shannon Weinstein is the founder of a fractional CFO firm specializing in helping 7-figure aesthetics and wellness practices scale with clarity, cash flow, and confidence.  Shannon is committed to helping med spa owners understand, fix, and maximize their business's enterprise value, offering actionable advice and resources, including a popular free video series specifically for aesthetics practice owners.  Connect with Shannon:  Fractional CFO Services and Executive Financial Review: https://www.keepwhatyouearn.com/  Connect with Shannon: https://www.linkedin.com/in/shannonweinstein  Watch full episodes: https://www.youtube.com/@KeepWhatYouEarn  Listen on your favorite podcast app: https://pod.link/1580071347  Instagram: https://www.instagram.com/shannonkweinstein/  The information shared is for educational purposes only and is not individualized financial advice. Aesthetics practice owners should consult a qualified professional before implementing financial strategies discussed here. About Andrea Watkins:   Andrea Watkins is the Vice President of Practice Growth at Studio 3, where she coaches plastic surgery and aesthetics teams on strengthening patient acquisition workflows and optimizing lead management systems to drive measurable growth. She has partnered with more than 100 practices nationwide - helping them capture and analyze lead and conversion data, streamline consultations and booking, and align staff training with business objectives.  Andrea's approach centers on turning data into action: equipping practices to improve patient intake, increase conversion rates, maximize marketing resources, and optimize the patient journey. Known for her directive yet approachable, non-salesy style, she empowers practice leaders and teams to enhance efficiency, boost profitability, and deliver an elevated patient experience in today's competitive market.  Connect with Andrea:  Studio 3 Marketing: https://www.studio3marketing.com/  Lead Loop: https://www.leadloop.io/ 

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BEST #AMISee omnystudio.com/listener for privacy information.