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The best gift you can give yourself this season might not come wrapped in paper or tied with a bow.The holiday season—from Thanksgiving through Christmas—can be one of the most joyful times of the year, but also one of the most stressful, especially when money's tight. What if you could celebrate the whole season without the financial regret that debt brings? The good news is—you can. With a few simple steps, you can enjoy the season, bless others, and keep peace in your heart and home.Start With a Spending PlanFrom the turkey to the tinsel, the holidays bring both delight and pressure. We want to give, to gather, and to make memories. But if we're not careful, the bills that follow can overshadow the joy.Begin by setting a total spending limit. Start with what you can afford, not what you wish you could. That number becomes your guardrail for the season. You're not being stingy—you're being wise. Every dollar you keep out of debt stays available for future generosity.Next, divide that total into categories—food, travel, gifts, decorations, charitable giving—whatever matters most to your family. Writing it down makes the plan tangible and easier to follow.If you're hosting Thanksgiving dinner, include the cost of groceries. If you're traveling, plan for gas or airfare now so you're not caught off guard later.Pay With Cash or DebitStudies show we spend about 30% more when paying with credit. Whenever possible, pay with cash or a debit card. If you must use a credit card, set a firm limit and stick to it.Some families even open a separate account just for holiday spending. It creates a natural boundary and helps avoid impulse purchases. There's real freedom in knowing you've already decided what's enough.Get Creative With GivingWhether it's hosting Thanksgiving dinner or wrapping Christmas gifts, remember—it's not about the price tag. A handwritten note, a framed photo, or a homemade pie can carry far more meaning than something store-bought.Acts 20:35 reminds us, “It is more blessed to give than to receive.” That blessing isn't about the cost—it's about the heart.If your children are old enough, invite them to help bake cookies for neighbors or make handmade gifts for grandparents. These shared experiences create memories that last far longer than the presents themselves.You can also use what you already have—redeem unused reward points or gift cards. It's one more way to keep spending within your means.Plan Ahead for Next YearWhen January rolls around, start setting aside a little each month for the next holiday season. Even $50 a paycheck can make a big difference. By next November, you'll be ready to give and celebrate without anxiety.If you prefer automation, set up a small transfer to a dedicated savings account. You'll hardly notice it leaving your budget—but you'll be grateful when the holidays return.Partner With a Faith-Based Financial InstitutionIf you're looking for a trusted place to save, consider our friends at Christian Community Credit Union (CCCU)—a financial institution that's been serving believers and ministries for over 68 years.They share your faith and are committed to helping you manage money in a way that honors God. Their savings accounts, digital tools, and personalized service can help you stay on track during the busiest time of the year.Right now, as a special offer to FaithFi listeners, you can receive up to a $400 bonus when you open a high-yield checking, savings, or Visa cash-back card. Visit FaithFi.com/Banking and enter the code “FaithFi” when you apply.Keep Your Focus on What Matters MostAs you prepare for Thanksgiving, take a moment to thank God for His provision. Gratitude is where wise stewardship begins. And as Christmas draws near, let your giving reflect the joy of God's greatest gift—His Son, Jesus Christ.When we give with grateful hearts and live with margin, we reflect His generosity to the world around us. Ultimately, this creates space for what matters most: faith, family, gratitude, and the celebration of Christ's birth.Even when finances feel tight, remember—lasting peace isn't found in numbers or careful planning, but in resting on God's faithful provision. That is the heart of faithful stewardship: learning to live not from scarcity, but from trust in the One who provides abundantly.And when you do, you'll find a joy that lasts long after the holidays are over.On Today's Program, Rob Answers Listener Questions:I've been on and off Social Security disability after a head injury, but was later able to return to work. They kept sending me payments even after I notified them I was earning more than allowed. Now that my cancer has returned and I may need to stop working again, how should I handle this with Social Security? Should I visit their office in person to get it sorted out?My wife and I own our home outright, but have built up significant credit card debt over the past few years. We're debating whether to take out a home equity loan or a reverse mortgage to get back on track. Which option would you recommend?We're selling our home and deciding whether to use all the proceeds to buy our next house or invest some of them in our retirement accounts to increase our monthly income. Which choice makes the most financial sense?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of THE MORTGAGE SHOW, Randy and Chris break down the Fed's recent quarter-point rate cut, what it really means for mortgage rates, why Jerome Powell's comments have the market spooked, and how inflation and tariffs could shake things up next.They also hit on the new 2026 Conventional Loan Limit of $819,000, what to know about the ongoing government shutdown's effect on RD and FHA loans, and why you might want to take another look at 20 Year Fixed Mortgages.Hosted By:Randy ForcierLoan Officer | NMLS 322749CMG Home Loans9 Beach St, 2nd FloorSaco, ME 04072207-590-0337rforcier@cmghomeloans.comChris BedardLoan Officer | NMLS 323290CMG Home Loans9 Beach St, 2nd FloorSaco, ME 04072207-229-4731cbedard@cmghomeloans.com

În Turcia, Ministerul Familiei și Serviciilor Sociale lucrează la un model local care ar restricționa utilizarea rețelelor sociale de către copiii sub vârsta de 16 ani. Se așteaptă ca regulamentul să fie discutat în Marea Adunare Națională a Turciei în lunile următoare, transmite radio Deutsche Welle în limba turcă. Ministrul familie din Turcia, Göktaş, a declarat că proiectul prevede un sistem care restricționează conturile de socializare pentru persoanele sub 16 ani, dar că mecanisme intermediare, cum ar fi verificarea vârstei și consimțământul părinților, sunt evaluate  înainte de a interzice complet accesul. Ministrul a adaugat că inițial a fost sugerată o limită de vârstă de 13 ani, dar guvernul a recomandat ca limita să fie sub 16 ani, urmând concluziile cercetărilor din domeniu. Conform datelor din octombrie 2024 ale Institutului Turc de Statistică (TÜİK), 66,1% dintre copiii cu vârste cuprinse între 6 și 15 ani utilizează rețelele de socializare. Această rată ajunge la 79% în grupa de vârstă 11-15 ani.Multe țări din întreaga lume iau în considerare impunerea unor limite de vârstă pentru utilizarea rețelelor sociale de către copii, ca măsură de precauție împotriva potențialelor impacturi negative. Și Uniunea Europeană (UE) a făcut primul pas semnificativ în această direcție. La summitul UE care a avut loc la Bruxelles, șefii de stat și de guvern și-au exprimat sprijinul pentru impunerea unor limite de vârstă pe platformele de socializare precum TikTok și Instagram.O mare parte a bulgarilor sunt victimele unei campanii de propagandă împotriva adoptării monedei euro O mare parte a bulgarilor au devenit victime ale puternicului război hibrid purtat de ani de zile împotriva adoptării monedei euro în țară, relatează cotidianul Segà, citând un sondaj național realizat de agenția JTN. Daunele cauzate de propagandă sunt atât de grave, spun jurnaliștii de la sud de Dunăre, încât unul din patru cetățeni bulgari este convins că salariile și pensiile vor fi înjumătățite începând cu 1 ianuarie 2026. Propaganda îndelungată a partidului pro-moscovit Vazrajdane, care a cerut insistent chiar și un referendum împotriva adoptării monedei comune, a făcut ca aproape două treimi dintre bulgari să creadă că leva este o parte importantă a identității naționale. De fapt, leva nu a fost o monedă independentă de ani de zile deoarece Bulgaria se află încă din 1997 într-un Consiliu monetar în cadrul căruia leva este deja legată de euro la un curs fix.Societatea din Bulgaria rămâne profund divizată – aproximativ 40% dintre cetățeni susțin introducerea monedei euro și tot atâția sunt împotriva acesteia. În același timp, majoritatea oamenilor apreciază beneficiile practice – călătorii mai ușoare, prețuri mai transparente, economii mai sigure etc. Cea mai mare îngrijorare este creșterea prețurilor care s-ar datora monedei euro. Analizele economice nu arată o astfel de legătură cauzală, ci dimpotrivă: conform statisticilor Eurostat, cea mai mare inflație se înregistrează în țări precum Ungaria, Polonia și România, care nu intenționează să adopte moneda euro în viitorul apropiat.  Studiul din Bulgaria arată că:- 82% dintre respondenți spun că comercianții majorează prețurile în mod nejustificat;- 78% sunt îngrijorați de inflație;- 74% își exprimă îngrijorarea că prețurile vor fi rotunjite în sus.  Sondajul privind atitudinea bulgarilor cu privire la adoptarea monedei euro arată că cei cu nivel de educație mai scăzut sunt cei care se opun cel mai mult monedei comune. 

This episode is sponsored by Bento Focus — the ADHD-friendly focus timer that helps you do less, better. Limit your day to three meaningful tasks, build calm routines, and stay focused with beautiful Japanese-inspired themes. Try it today at dub.sh/mike-bento-podcast.In this episode of A Productive Conversation, I sit down with James Kimmel Jr., JD — a Yale lecturer, lawyer, and leading researcher on the neuroscience of revenge. His new book, The Science of Revenge: Understanding the World's Deadliest Addiction—and How to Overcome It, explores why our brains crave retaliation and how forgiveness can literally rewire us toward peace.Our conversation begins with a deeply personal story that shaped James's life's work and unpacks how revenge functions like an addiction — one fueled by pain, dopamine, and unchecked desire. What follows is a fascinating look at how our minds process grievance, why forgiveness is a neurological superpower, and how awareness can keep us from being consumed by cycles of anger and retaliation.Six Discussion PointsHow a violent act of bullying led James to study the neuroscience of revengeThe brain's pain and reward circuits — and how they make revenge feel like a drugWhy grievances compound and can trigger impulsive reactionsThe distinction between self-defense, grief, and revengeHow forgiveness shuts down the brain's pain network and restores self-controlWhy awareness, reflection, and tools like journaling can help break the revenge cycleThree Connection PointsGet James's bookVisit James's websiteCheck out the Miracle Court appThis conversation reminded me that the pause — that small, deliberate moment between grievance and reaction — can change everything. James's work shows us that forgiveness isn't about excusing others; it's about freeing ourselves. I hope this episode helps you reflect on where small moments of release might lead to greater clarity, peace, and yes, productiveness.Build a sustainable system for attention, rhythm, and trust with TimeCrafting & ADHD — a new course inside TimeCrafting Trust Premium. Start today for as little as $14 USD/month: timecraftingtrust.circle.so/timecrafting-adhd.

On today's show, we hear how a cap on refugees entering the U.S. is affecting local resettlement agency Canopy NWA. We also hear about a new leader and vision for Northwest Arkansas Fashion Week. Plus, how the PackShack will pack 500,000 meals for Northwest Arkansas. 

Brownfield Commodity Market Reporter John Perkins has your look at the steep losses in cattle, the gains in soybeans and corn, and the mixed finishes for wheat and hogs.December corn $4.35 and ¼ up $.03 and 3/4January soybeans $11.34 and ¼ up $.12 and 3/4December soybean meal $324.80 up $7.40December soybean oil 49.69 up 13 pointsDecember Chicago wheat $5.54 and ¾ up $.04 and 1/2December live cattle $220.52 down $7.25December lean hogs $80.60 up $.67Learn more about what's happening in the agriculture markets here: https://brownfieldagnews.com/markets/Find more agriculture news here: https://brownfieldagnews.com/Connect with Brownfield Ag News:» Get the latest ag news: https://www.brownfieldagnews.com/» Subscribe to Brownfield on YouTube: @BrownfieldAgNews » Follow Brownfield on X (Twitter): https://x.com/brownfield» Follow Brownfield on Facebook: https://www.facebook.com/BrownfieldAgNewsSubscribe and listen to Brownfield Ag News:➡︎ Apple: https://podcasts.apple.com/dz/podcast/brownfield-ag-news/id1436508505➡︎ Spotify: https://open.spotify.com/show/4qoIHY9EYUV9sf5DXhBKHN?si=a4483aaa1afd445eBrownfield Ag News creates and delivers original content across multiple media platforms. Brownfield is the largest and one of the oldest agricultural news networks in the country carrying agricultural news, markets, weather, commentary and feature content.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Parents of the Year, Andrew and Caroline sit down with Camille Jaramis, founder of Ask Yawn, the first parenting AI designed to cut through the chaos of parenting advice online.Camille shares how she and a team of parent-engineers built Ask Yawn to give exhausted parents quick, science-backed support—without the judgment or endless Googling at 3 a.m. They talk about how tech can help families, where it can cross the line, and why balance, privacy, and trust matter more than ever. From late-night baby sleep struggles to the ethics of AI, this episode is honest, relatable, and packed with aha moments for anyone raising kids in the digital age. It's a conversation about parenting smarter, not harder, and remembering that connection always comes first.Homework fIdeasAudit Your Parenting Information HabitsTrack where you get your parenting advice for one week (Google, social media, AI tools, friends).Reflect on which sources make you feel calmer vs. more anxious.Build a “Trusted Circle” of ResourcesChoose 3 reliable go-to sources (a pediatrician, a sleep consultant, or a small expert community).Limit online searches to pre-vetted spaces or AI tools with transparent data practices (like AskYawn).Create a “Screen-Free Parenting Zone”Set aside one daily block of time — even 15 minutes — where phones stay off and kids get your full attention. Notice how it changes connection and behaviour.Model Digital Balance for KidsLet your kids see you ask questions out loud or problem-solve without instantly reaching for a phone. It teaches patience, creativity, and self-trust.Protect Mental Health During Information OverloadRemind yourself: not every “expert” is your expert.If searching online becomes obsessive or anxiety-driven, take a tech break and reach out to a professional.

The Parable of the Lost Sheep reveals the Father's passionate heart to pursue even one straying believer. This love and grace motivate Jesus' command on how to "gain your brother" when sin divides. When Peter asks about the limits of this forgiveness, the Parable of the Unforgiving Servant provides a stark contrast: God's infinite debt-canceling grace, in light of Christ's atonement, versus the petty and calculating unforgiveness of man.  The Rev. Peter Burfeind, pastor of Our Savior Lutheran Church in Union City, MI and Agnus Dei Lutheran Church in Marshall, MI, joins the Rev. Dr. Phil Booe to study Matthew 18:(11), 12-35.  To learn more about Our Savior and Agnus Dei, visit facebook.com/oursaviorunioncity and agnusdeimarshall.com. The Gospel of Matthew bridges Old and New Testaments, presenting Jesus as the promised Messiah who fulfills the Law we could never keep and establishes His kingdom of grace for all nations. Written by a tax collector transformed by pure grace, Matthew reveals Christ as the true Son of David and Emmanuel (God with us) who challenges us with the crushing demands of the Law in His Sermon on the Mount to the sweet comfort of the Gospel in His death and resurrection. From royal genealogy to glorious resurrection, this verse-by-verse study proclaims the One who conquered sin, death, and the devil for us, now delivering forgiveness, life, and salvation through Word and Sacrament as He remains with His church always, even to the end of the age.  Thy Strong Word, hosted by Rev. Dr. Phil Booe, pastor of St. John Lutheran Church of Luverne, MN, reveals the light of our salvation in Christ through study of God's Word, breaking our darkness with His redeeming light. Each weekday, two pastors fix our eyes on Jesus by considering Holy Scripture, verse by verse, in order to be strengthened in the Word and be equipped to faithfully serve in our daily vocations. Submit comments or questions to: thystrongword@kfuo.org.

How can you identify and reframe your limiting beliefs?Why is awareness not enough to get unblocked?My guest on this episode is with Muriel Wilkins, Founder & CEO of Paravis Partners and author of “Leadership Unblocked.”During our conversation Muriel and I discuss:Why leaders are often their own biggest obstacleHow limiting beliefs quietly undermine our leadership and how to spot themThe hidden blockers successful people carry and how they can stall your progressThe myth of “If I can do it, so can you”—and why true leaders meet people where they areMuriel's practical three-step roadmap: uncover, unpack, and unblock your limiting beliefsConnecting with Muriel: Connect with Muriel Wilkins on LinkedInLearn more about Muriel's firm, Paravis PartnersOrder her newest book, Leadership Unblocked: Break Through the Beliefs That Limit Your Potential.

On a fog-drenched long-haul flight from London to Shanghai, an exhausted crew is pushed far beyond their limits by a captain who insists on “pressing on.” But as fatigue sets in and tempers fray, whispers of his true motives begin to surface - whispers that lead to a shocking revelation downroute.In this darkly funny and scandalous story of secrets, discretion, and double lives, The Red Eye takes you behind the cockpit door - where not every flight plan is what it seems.Fasten your seatbelt… this one goes way beyond the limits.Send us a text! If you'd like a reply, please leave an email or numberWe would really appreciate it if you take 1 minute to leave a quick review. It really helps our podcast become more visible on all the platforms so we can reach more people! Thank you. Kaylie has written 6 other fictional novels about the lives of cabin crew! Amazon UKAmazon USABarnes and NobleSupport the showThe Red Eye Podcast is written by Kaylie Kay, and produced and narrated by Ally Murphy.To subscribe to the monthly newsletter and keep up to date with news, visit www.theredeyepod.com. Or find us on Facebook, YouTube, TikTok & Instagram @theredeyepod, for behind the scenes stories and those funny short stories that only take a minute or less!If you'd like to support the podcast you can "buy us a beer" and subscribe at https://www.buzzsprout.com/2310053/support, we'd be happy to give you a shout out on our newsletter!Ally Murphy is a former flight attendant, and a British voice over artist based in the USA, visit www.allymurphy.co.ukKaylie Kay is a flight attendant and author based in the UK. You can find more of her work at www.kayliekaywrites.comTo buy The Red Eye's first book click on the following links:Amazon UK Amazon USABarnes and Noble Other E Book Platforms

Purchase Acid Quote Tees: https://www.etsy.com/shop/acidquotetees   Buy me a coffee: https://buymeacoffee.com/dostaandrewlake   Download Music: https://pmajor.bandcamp.com/album/car-carrier   WISDOM has no LIMIT

Nouveaux pilotes, un brin déjantés, à bord de la Libre Antenne sur RMC ! Jean-Christophe Drouet et Julien Cazarre prennent le relais. Après les grands matchs, quand la lumière reste allumée pour les vrais passionnés, place à la Libre Antenne : un espace à part, entre passion, humour et dérision, débats enflammés, franc-parler et second degré. Un rendez-vous nocturne à la Cazarre, où l'on parle foot bien sûr, mais aussi mauvaise foi, vannes, imitations et grands moments de radio imprévisibles !

Tach auch, da simma wieda, diesmal zu Folge 89!David ist mal wieder am Limit, weil Ende der Woche ein dickes Bigganok Best-Off-Event ansteht, bei dem er mit seinem Kumpel Tim die Gäste glücklich grillen muss. Aber keine Sorge, David ist mega entspannt (nein, ist er nicht!) und hat alles unter Kontrolle. Er ist nur ein bisschen nervös, weil er ja so oft "Unfug quatscht" und das Wichtigste einfach viel Unsinn ist – das gehört nämlich dazu!Benni erzählt uns von seinem eigenen kulinarischen Ausflug, bei dem er den Airfryer mit Kürbis gequält hat und dabei ein Gericht von Argang nachgebaut hat, das mega geflasht hat. Außerdem geht's um Halloween mit Schreckern, Grusel-Deko in der Siedlung und Nachbarn, die auf einmal "verschwinden" .Zum Abschluss gibt's noch eine hitzige Diskussion über total überbewertete Lebensmittel wie Austern, Kaviar und, ja, Avocados – aber da ist David ja eh raus, weil er das überhaupt nicht mag. Freut euch auf all das und mehr in Folge 89 von Bolo & Bacon.Viel Spaß beim Hören wünschen euch!David & Benni Nährwertangaben:Diese einstündige Folge enthält knapp 53 Minuten pure Podcastunterhaltung.5,04 Themen je 100 kg KörpergewichtNUTRI-SCORE: XXL

(00:00:00) Ep 125 - Speciale Essen Spiele 2025 - Parte 2 (00:00:52) TOLLENO (00:05:37) FEARLESS (00:10:29) BOHEMIANS (00:15:20) KULDARA (00:18:01) LIMIT (00:24:39) A CARNIVORE DID IT (00:27:06) EMBERHEART (00:28:51) RECALL (00:30:34) POKER AVOCES (00:33:15) CARNIVAL OF SINS (00:36:29) RAILWAY BOOM (00:38:23) THE LAST DROIDS (00:42:48) CONSIDERAZION FINALI Puntata numero 125SUPPORTA il PODCAST offrendoci un Caffè qui su KO-FIhttps://ko-fi.com/boardgamesofferteISCRIVITI A BOARDGAMES OFFERTE SU TELEGRAMhttps://t.me/BgOfferteISCRIVITI Alla chat di Esperienze di Gioco su Telegramhttps://t.me/EdgPodcastPuntata speciale ESSEN 2025 parte 2TOLLENOhttps://bit.ly/4hCrGayFEARLESS https://bit.ly/4nAv7jwBOHEMIANShttps://bit.ly/438UHovKULDARAhttps://bit.ly/4ouLO11LIMIThttps://bit.ly/47iN7tSA CARNIVORE DID IThttps://bit.ly/48UuX2PEMBERHEARThttps://bit.ly/4pe9IyMRECALLhttps://bit.ly/4nw56TOPOKER AVOCEShttps://bit.ly/4hAoDQ8CARNIVAL OF SINShttps://bit.ly/490oyDmRAILWAY BOOMhttps://bit.ly/4nu37PqTHE LAST DROIDShttps://bit.ly/48ZcuSMIscriviti al canale Youtube di Valetutto!https://bit.ly/3TGPFJHIscriviti al canale Youtube de LaGiocoFamigliahttps://bit.ly/40wGr4VIscriviti al canale Youtube di Fabrizio!https://www.youtube.com/@CappellaioMoltoMattoSIGLEINTRO Otierre - La nuova realtàhttps://youtu.be/7DYMnYpDdT4ISCRIVITI A ZENCASTRhttps://zencastr.com/?via=EdgPodcast

Rene “TheWakko” Kuhlman is one of the best no-limit cash game players in the world, and he's an even better teacher! With Andrew and Carlos, he discusses his rocky journey to the top and the lessons he learned along the ... Read more...

We're reacting today to the 2026 High Limit schedule, addressing silly Kings Royal rumors, talking Mike Marlar's new shock package, and a lot more on a packed Daily show.

When’s Lunch? Concert Etiquette Can You Stand In The Seated Area? Tommy Didn’t Understand How Dumb Are You? Bogan Louie Bo-ton Remember The Hippo In A tutu? Costume Regrets GUEST: Craig Gass - Comedian/Voice Artist Billie’s Billionaire Lily Allen UpdateSubscribe on LiSTNR: https://play.listnr.com/podcasts/carrie-and-tommySee omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at:⁠ OLDPodcast.com⁠. Episode 1859: Jen Hayes offers five practical strategies to reduce work-related stress without changing your job, using mindset shifts and habit tweaks that support better mental clarity, energy, and emotional balance. Her insights help listeners take back control of their time and well-being, even in a demanding work environment. Quotes to ponder: "Instead of focusing on how much you dislike your job, think about what you're grateful for." "Silence your notifications so you can focus more easily on your work and finish your tasks more quickly." "Prioritize getting at least 7-8 hours of sleep each night, and cut back on caffeine if needed." Episode references: The Miracle Morning:⁠ https://www.amazon.com/Miracle-Morning-Not-So-Obvious-Guaranteed-Transform/dp/0979019710⁠ Calm App:⁠ https://www.calm.com/⁠ Atomic Habits:⁠ https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299

Chad Barraford, Kenton and Patriotsounds discuss the latest information on THORChain and the various things coming in 3.12 and beyond!

In this week's episode, Sam Webb and Former Wolverine Tim McCormick continue their preview of the 2025/26 Michigan basketball season in another LIVE edition of The Michigan Basketball Insider. Tim highlights the team's impressive talent, depth, and versatility. They highlight concerns about turnovers, noting that the team had 20 in their exhibition game against Cincinnati and 22 against St. John's. Tim highlighted the absence of a reliable backup to Elliot Cadeau, and the need improved ball security for the team whole. They discussed the possible expanded role for LJ Cason and the questions about his game entering year two. The conversation the conversation then turned to expectations for Aday Mara, Will Tschetter's physical transformation, and more. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Paul Cronin – I Is the Limit, GreenFlamez & RE-AB Productions – The Moment, Freestylers & GreenFlamez – Feels Real (Extended Mix), Too Many Bad Guys – Drop the Bass, Mall Grab – New York, Hyphen – Bumpa & Bump, Clarcq – Tummel (Extended), Smokey Bubblin' B – Original Bad Boy, Gandalf – Holding On, Girls Don't Sync – Good 2 Me (Extended Mix), Alexander Som & Liah Barrett – Feel So Good, CENOIA – Null, DJ Brownie – Shut Up!, Yo Speed – Fogo, Champion, Crookers, & Interplanetary Criminal – Lose My Mind (Extended Mix), Crime Partners – Sensual Seduction, Uncertain – Dignity, Jay Lumen – Back to Funk, MPH – Raw (Extended Mix), FooR, MC Alistair, & Ashdunn – Like It Like (Extended Mix), Silva Bumpa & EVA – Body On Me (Extended), Lemtom – Back 2 Front, Robbin Traxx & Angie Brown – I'm Gonna Get You (Extended Mix), salute – love has come again, Skream & Krystal Klear – Moon (Extended Mix) ladycreme.com

The state's budget challenges may make holding the line on property taxes the short-term goal.

Landmark Technologies, an Irish provider of IT and cybersecurity services, has announced that it is helping to secure daily operations for in-flight entertainment provider Inflight Dublin. Together, Landmark and Inflight Dublin's IT team have developed a customised cybersecurity solution tailored to Inflight Dublin's specific needs. This integrated solution counters rising cyber threats, safeguards critical data, and provides a secure foundation for innovative in-flight entertainment solutions that enhance the passenger experience. Headquartered in Dublin and with locations in North America, the Middle East, Asia, and Africa, Inflight Dublin provides blockbuster movies, popular TV programmes, music, apps, games, and moving maps to leading airlines worldwide. These include Qatar Airways, Condor Flugdienst GmbH, Copa Airlines, Gulf Air, Philippine Airlines, Sunclass Airlines, and Ethiopian Airlines. As Inflight Dublin collaborates closely with Hollywood studios to provide top content for customers, data security is paramount. The nature of the business requires many employees to travel overseas, and Landmark secures all devices and networks for the company's 55-strong team - wherever they're working. As cyber threats continue to grow more sophisticated, Landmark works closely with Inflight Dublin's internal IT team to provide rapid response and remediation should an incident occur. In addition, the tailored solution is boosting resilience for Inflight Dublin with onsite and offsite data backups to ensure business continuity in the event of an incident. Regular penetration testing identifies any cybersecurity gaps or vulnerabilities, and Landmark provides cybersecurity awareness training to employees. Landmark's technology, seamlessly integrated with Inflight Dublin's bespoke solutions, enables a secure, immersive, and uninterrupted entertainment experience for airline passengers. Inflight Dublin recently completed a major IT infrastructure upgrade, deploying data centre-grade systems engineered for fault tolerance, redundancy, and maximum uptime. This enhancement ensures the continued rapid delivery of content and publication updates to in-flight entertainment systems worldwide including Inflight Dublin's own wireless platform, Everhub. Additionally, Inflight Dublin recently announced a new partnership with TED to bring thought-provoking TED Talks to its onboard content offering. Pat Nolan, Director of IT & Information Security, Inflight Dublin, said: "Against the backdrop of a changing cyber landscape, this advanced security solution from Landmark and our teams gives us the confidence to continue to roll out our services, safe in the knowledge that our data and operations are fully protected. Effective cybersecurity is of the utmost importance in the aviation industry, and we are committed to providing secure solutions for customers which offer passengers an engaging and entertaining in-flight experience. In addition, even when located in different regions and time zones, our teams can work and collaborate securely to ultimately drive innovation for the business." Ken Kelleher, Managing Director, Landmark Technologies, said: "We are providing peace of mind and resilience for Inflight Dublin as the company continues to grow and evolve. Seamless access to movies and TV is a top priority for many airlines and as customers' needs become more complex, our ultra-secure services reduce cyber risk and enhance capabilities. Meanwhile, our customer-first ethos and proactive support is crucial for Inflight Dublin, particularly as its team is often dispersed. Landmark is enabling Inflight Dublin to take off and deliver its services quickly and efficiently, while future proofing operations and supporting seamless scalability in line with business growth." See more stories here. More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantast...

Tous les matins à 7h15, le parti pris argumenté d'un invité sur un sujet d'actualité, avec les témoignages et les réactions des auditeurs de RMC en direct au 3216.

I sit down with the talented director Quinn Katherman, whose creative vision has brought to life memorable commercials, including the Super Bowl spot with Cardi B and the humorous Downy campaign. Quinn shares her journey from a creative director to a celebrated director, revealing the insights and experiences that have shaped her unique approach to storytelling. Discover how Quinn navigates the challenges of commercial directing with innovation and flair. FILMMAKER RETREAT JOSHUA TREE '26 - SAVE YOUR SPOT! Thursday, October 1st – Sunday, October 4th, 2026. Limit 15 Filmmakers. This will be our 5th year. Limit 15 filmmakers and only 14 spots remain so SIGN UP! ONLINE FILMMAKING COURSES - DIRECT WITH CONFIDENCEEach of my online courses come with a free 1:1 mentorship call with yours truly. Taking the Shadow course is the only way to win a chance to shadow me on a real shoot! DM for details. Want to level up your commercial directing game? MAGIC MIND - MY MENTAL PERFORMANCE EXILIR - SAVE w BRADY20Save hugely on Magic Mind with this link. — This link is the way. Magic Mind is now in Target. TRIPPY Check out Frequency Caps to try some mushroom-based treats. I like the cocao cubes. The code is BRADY10. Also, if you're in LA, Frequency House hold ceremonies often. Thanks, Jordan My cult classic mockumentary, "Dill Scallion" is online so I'm giving 100% of the money to St. Jude Children's Hospital. I've decided to donate the LIFETIME earnings every December, so the donation will grow and grow annually. Thank you. "Respect The Process" podcast is brought to you by Commercial Directing FIlm School and True Gent, aka True Gentleman Industries, Inc. in partnership with Brady Oil Entertainment, Inc.

TD and Connor Nute discuss how the Titans CB room will look without recently traded Roger McCreary. TD is later joined by Chris Sanders and then ESPN NFL Nation Kris Rhim to previews the Titans match up against the LA Chargers

AP's Lisa Dwyer reports that there will be substantially fewer refugees admitted into the U.S.

Karina vous dévoile les décisions de justice les plus improbables.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Wadsworth, Ohio, is soaring thanks to a unique partnership between aviation enthusiasts and community leaders. In this episode, Ben is joined by Mike Bowser, a retired USAF pilot and President of Inspire Aviation, and Tom Strong, organizer of Balloons Over Wadsworth. Together, they share how two grassroots efforts have evolved into major community events that fuel economic growth, inspire the next generation of aviators, and bring thousands of people together every year.   Here's some of what we discuss in this episode:

Steve Post and Erin Evernham are joined by the 2025 High Limit Racing champion Rico Abreu! They talk about the season, his crew, the highs and lows of the season and goes into detail on how his move to TSR came about.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Do you ever feel like you're doing “all the right things” but not seeing real results?In this episode, Greg & Rachel Denning challenge the sacred cows of school, pharma, and religion—not to burn it all down, but to help you keep what serves your family and release what doesn't. You'll learn how to shift from transactional box-checking to transformational growth, so your kids develop inner authority, critical thinking, and personal responsibility.Big idea: You can honor helpful traditions and raise kids who can question wisely, choose higher standards, and own their outcomes—in education, health, spirituality, and life.What we cover:• Why outsourcing your child's education, spirituality, or health stalls growth• How to “keep the good” in institutions while ditching deadweight rules• The path from conformity to character—raising autodidacts who learn for life• Practical habits that create palpable progress in mind, body, spirit, and family cultureKey Takeaways✅ Transactional → Transformational: Results > routines.✅ Inner Authority: Teach kids to think, not just comply.✅ Keep & Elevate: Honor useful rules; raise the standard at home.✅ Autodidact Mindset: Light the fire, don't fill the bucket.✅ Measure Progress: If outcomes don't improve, change the method.Chapters00:00 Challenging Sacred Cows02:32 The Importance of Questioning Traditions04:58 Individual Authority and Personal Growth07:22 Outsourcing Education and Spirituality10:29 Transformational vs. Transactional Experiences13:05 The Role of Institutions in Personal Development15:25 The Quest for Holistic Progress18:27 Facing Fears and Embracing Truth21:28 The Labyrinth of Personal Growth28:40 Facing Fears and Doubts29:32 The Nature of True Education30:51 The Challenge of Conformity32:22 Resisting Authority Thoughtfully33:41 The Importance of Imagination35:03 Faith at the Edge of the Abyss36:18 Questioning Conventional Wisdom38:01 Learning from Others' Experiences40:41 Walking the Labyrinth of Faith41:48 Understanding Meta Truths44:10 The Concept of the Fringe46:44 Navigating the Lower and Upper Fringe49:03 Living Beyond Conformity50:31 Transformational Living Beyond the BasicsMemorable Quotes

A federal judge has ruled that acting U.S. Attorney Bill Essayli has overstayed his welcome. L.A. County leaders have approved another hefty settlement for childhood sexual abuse claims. The Dodgers and Blue Jays are now tied. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comThis LAist podcast is supported by Amazon Autos. Buying a car used to be a whole day affair. Now, at Amazon Autos, you can shop for a new, used, or certified pre-owned car whenever, wherever. You can browse hundreds of vehicles from top local dealers, all in one place. Amazon.com/autosVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com

This episode is sponsored by Bento Focus — the ADHD-friendly focus timer that helps you do less, better. Limit your day to three meaningful tasks, build calm routines, and stay focused with beautiful Japanese-inspired themes. Try it today at dub.sh/mike-bento-podcast.In this episode, I sit down with Hannah Bookbinder, founder of AcademicAlly, LLC, and creator of the MyTOAD App—an innovative tool designed to help people manage time, organization, accountability, and focus. With over 25 years of experience supporting neurodivergent individuals, Hannah brings both expertise and empathy to the conversation.We explore how understanding one's unique wiring leads to better productivity and a stronger sense of agency. Hannah's insights reveal how reframing ADHD through curiosity, compassion, and structure can turn what feels like chaos into capability.Six Discussion PointsThe story behind the MyTOAD App and how it helps users manage time, organization, accountability, and focus.Why “Eat That Frog” doesn't always work for neurodivergent minds—and what to do instead.How self-awareness and emotional check-ins can transform productivity habits.The role of journaling as both reflection and regulation—tailored to each individual's comfort level.Rethinking ADHD: seeing it as a source of strength rather than a villain to defeat.How Hannah's mission now extends beyond individuals to schools, businesses, and healthcare organizations.Three Connection PointsCheck out MyTOADAppRead the bookCheck out Hannah on InstagramThis conversation with Hannah reminded me that productivity isn't about conformity—it's about compatibility. When we learn to align with our wiring instead of resisting it, we uncover the capacity to work with time instead of against it. Whether you're neurodivergent or simply human, there's wisdom here worth dialing into.Build a sustainable system for attention, rhythm, and trust with TimeCrafting & ADHD — a new course inside TimeCrafting Trust Premium. Start today for as little as $14 USD/month: timecraftingtrust.circle.so/timecrafting-adhd.

Mit einem Brandbrief schlagen 13 Oberbürgermeister deutscher Landeshauptstädte Alarm. Die Kommunen sehen sich finanziell am Limit und verlangen mehr Unterstützung vom Bund. Ein Grund sind die Sozialausgaben.

How long was the longest breakup between you and someone but got back together? Thanksgiving is 30 days away! What topics are off limits! We ask the listeners to write us in a horror story! Brian fills us in on old sayings and where they originate from!See omnystudio.com/listener for privacy information.

How long was the longest breakup between you and someone but got back together? Thanksgiving is 30 days away! What topics are off limits! We ask the listeners to write us in a horror story! Brian fills us in on old sayings and where they originate from!See omnystudio.com/listener for privacy information.

Message by: Steve Salomon For more please visit https://www.rancho.tv/events #wearerancho

durée : 00:28:24 - Les Midis de Culture - par : Marie Sorbier - Le Festival d'Automne consacre un vaste portrait à François Chaignaud, danseur, chorégraphe et chanteur inclassable. À travers neuf spectacles, ce cycle met en lumière un créateur habité par la métamorphose, la porosité entre sacré et profane, et une vision de la danse comme acte de liberté totale. - réalisation : Laurence Malonda - invités : François Chaignaud Chorégraphe et danseur

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Chrystina Howard, the ERM Leader of the Complex Risk Practice at HUB International. Chrystina relates a bit of her career and then explores topics around emerging disruptions such as climate change and extreme weather, geopolitical whiplash, the pandemic, and AI. Chrystina shares her recipe for organizational resilience and some tips for catching and holding the attention of the C-Suite and the board.   Listen for hints about Chrystina's upcoming webinar and her presentation on November 17th at the RIMS ERM Conference 2025 in Seattle, Washington.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026. [:32] Registration closes January 5th. Enroll now! A link is in this episode's show notes. [:43] About this episode of RIMScast. We will talk all about ERM with Chrystina Howard, ERM Leader of the Complex Risk Practice at HUB International. But first… [1:10] RIMS-CRMP Prep Workshops! The CBCP and the RIMS-CRMP are presenting The Exam Prep Bootcamp for "Mastering Business Continuity and Risk Management" from November 3rd to 6th. That is a virtual course. [1:23] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:40] RIMS Virtual Workshops! RIMS has launched a new course, "Intro to ERM for Senior Leaders." It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:54] On November 11th and 12th, Chris Hansen will lead "Fundamentals of Insurance". It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [2:13] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:24] RIMS Webinars! On October 30th, Swiss Re will present "Parametric Insurance: Providing Financial Certainty in Uncertain Times". On November 6th, HUB will present "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World". [2:45] Register at RIMS.org/Webinars. [2:48] The RIMS ERM Conference 2025 will be on November 17th and 18th in Seattle, Washington. [2:56] If you are a Washington resident who would like to attend, you can enjoy an exclusive $150 discount on your registration by entering the discount code ERM2025WA on the Review step of the registration form. Act quickly because this offer expires on Friday, October 31st. [3:18] This is your chance to expand your ERM knowledge, here in Washington. That brings us to today's guest, Chrystina Howard. Chrystina is the ERM Leader of the Complex Risk Practice at HUB International, and she will be one of the presenters at the RIMS ERM Conference in Seattle. [3:39] On November 17th, she will present "Talk ERM to Me: How to Get and Keep Attention from Management." On November 6th, she will be moderating the HUB International Webinar "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World." [3:59] Registration links for the conference and the webinar are in this episode's show notes. [4:04] On with the show! We're all about ERM in this episode, and I wanted to give you all a chance to get to know Chrystina a little bit, in case you want to meet with her virtually, in person, or both. Let's get to it! [4:14] Interview! Chrystina Howard, welcome to RIMScast! [4:22] We will see more of Chrystina soon, on November 17th and 18th, in Seattle, Washington, at the RIMS ERM Conference 2025. We're going to talk more about that in a bit. [4:39] Chrystina Howard spent a couple of decades with the Willis Towers Watson organization, where she looked after ERM consulting. She built out a platform and rolled it out, that is still going strong globally. [4:53] Chrystina says she was fortunate to come to the HUB International organization, with a great culture, where she kick-started an ERM Consulting Division. She's having a blast, helping clients get what they need in terms of risk management. [5:14] Chrystina says that when building the ERM Consultancy, she had a lot of great folks to work with and two decades under her belt of developing processes and models. She was set to go as soon as she arrived at HUB. [5:31] Chrystina says they have great specialization, and she is able to get into a lot of industry risk information that she may not have known, to build out the breadth of the consultancy. She helps people learn what ERM is, how it's used, how it works, and why people are interested in it. [5:53] Chrystina says, We're just guns blazing, now! [6:09] Chrystina says geopolitical risks are definitely at the forefront for organizations. This includes economic volatility around the globe, tariffs, and import/export regulations between countries, that will call the shots for some time.  [6:27] Chrystina says right along with geopolitical risks will be the effective use of AI. There are security concerns with AI. Some people are not comfortable with it. We're moving into a phase where we've got to put AI to work for us. How can we do that effectively and securely? [6:44] Chrystina says a lot of industries will have staffing challenges, particularly skilled workers. It will hit the healthcare industry pretty hard, along with agriculture, and construction. [6:58] Chrystina says she is seeing a bit of a resurgence in ESG risks. Despite the regulatory environment, people are keen to make sure that companies are being good environmental stewards, treating employees fairly, and behaving as the public thinks is appropriate. [7:41] AI will make data compilation and claims processing faster. Chrystina has been reading of physicians and medical practitioners using AI as a background double-check when they're working toward a diagnosis. [7:58] With its access to information, AI might ask, Your diagnosis is probably right, but did you consider this? We hope this will enhance the diagnostic process, and not take over. [8:11] There is a concern that there's pressure to use AI tools because your colleagues are using them. If you rely on it too much, that can also backfire. We're going to have to strike a balance. [8:40] Chrystina is an optimist when it comes to AI. AI tools can make shorter work of a lot of things in ERM, like scenario analysis; having a tool that will allow you to see multiple scenarios that maybe individuals couldn't come up with on their own, and make decisions from them. [9:06] Chrystina mentions automation for reporting and metric updates. Successful organizations that have the resources can use AI in ERM training, policy updates, and even collecting information through surveys and interviews. [9:23] Enhancing dashboards is a big focus going forward, getting a robust database that gives alerts and keeps everybody up to date. [9:35] Justin mentions crises of the past few years. The Baltimore Key Bridge collapsed a year ago, and we don't hear about it anymore. Justin asks, How can ERM leaders keep resilience and risk appetite aligned with long-term strategy, rather than reactive short-term fixes. [10:00] Chrystina thinks ERM, by nature, is focused on preparation and then response. It takes into account "left of loss." Before the incident occurs, how can we prepare ourselves the best and implement plans should something happen?  [10:16] Chrystina has seen organizations widely embrace ERM more readily following the successful navigation of crises. [10:24] It would behoove ERM leaders to seize that opportunity and make a great connection between the protection and preparation that ERM brought through the crisis to the strategic success of the organization. [10:40] ERM leaders may have to campaign a little bit still, but it's something they can point out to executives, and the selling of ERM will be a lot easier. [10:53] Quick Break! RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by October 30th! [11:12] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by October 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [11:26] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [11:37] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [11:46] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [12:02] Let's return to our interview with Chrystina Howard! [12:08] Chrystina Howard is the ERM Leader of the Complex Risk Practice at Hub International. Justin asks Chrystina about ERM leaders needing to campaign. Chrystina is one of the featured presenters at the RIMS ERM Conference 2025 in Seattle, Washington, November 17th and 18th. [12:58] Chrystina's foundational session is called "Talk ERM to Me: How to Get and Keep Attention from Management." It is a solo session. She likes to be at the controls! [14:09] Chrystina says speaking about risk to management is a perennial struggle. One of the top questions she gets is how to translate ERM for the C-Suite so they understand the value of the work. [14:21] As risk management professionals, we often get excited about details that might not capture management's attention. [14:29] We have to think about things from the perspective of a CEO and a CFO. What things are important to them? What are they keeping an eye on? How does this relate to the bottom line? Connect those things. Connect risk management to strategy. [14:45] Demonstrate how the protection and preparation of things like Enterprise Risk Management support the execution of corporate strategy. When you're talking to the C-Suite, you've got to hit the high points, quick, like an elevator speech. [15:00] Link positive impacts of risk management to things that the C-Suite is focused on. Grab attention with things that are on their minds, like growth, M&A, performance volatility, how we're doing in the market, how these things play out, and how to help minimize volatility. [15:20] Chrystina says we see a lot of interest from private equity in the strategic business practice of ERM. That's a good thing for risk professionals to keep in mind as they campaign for ERM. There are other people who are keen to know about it. [15:48] ERM gets alerts about negative trends, but it's important to keep the positive news coming too about how they helped create a solution, minimize a threat, and protected the organization so that operations can continue and the strategy can go forward. [16:33] Chrystina says Streamline things. She approaches ERM from a practical and realistic perspective. She doesn't like a lot of jargon or a lot of metrics. She likes simple, streamlined stuff that everybody can get on board with. [16:51] Chrystina tells people, Don't boil the ocean. Participants and risk owners are going to get bogged down if they've got too many things to keep track of. Set up tiers of risks. Start at the top. What can we affect over the next year or two years? [17:10] Keep it practical and realistic. Limit the amount of information you collect. If you start adding different metrics and definitions, that can be a slippery slope. You have to train people how to do it. They have to remember what it's supposed to be. And there are updates to fill out! [17:33] Think about how often you're asking people to update. Every so often, have a blank-sheet risk assessment. Limit how often you do updates throughout the year. [18:14] Reporting intervals should be more than twice a year. Strict ERM practitioners are going to be monitoring risks and looking at the dashboard and the risk register, preparing all the time to report to management. [18:34] Risk owners are an important source of information. All of those folks already have a job; maybe a job and a half. We have to be careful about how we engage them so that we get robust information and we don't overwhelm them. [18:50] When we do updates, they should be limited but powerful. These are the big things that you want executives to know about. Once a year, when you do your board presentation, tell them these things are going great and you want to update them on these other things. Keep it simple. [19:19] One Final Break! As many of you know, the RIMS ERM Conference 2025 will be held on November 17th and 18th in Seattle, Washington. We recently had ERM Conference Keynote Speaker Dan Chuparkoff on the show. [19:36] He is back, just to deliver a quick message about what you can expect from his keynote on "AI and the Future of Risk." Dan, welcome back to RIMScast! [19:47] Dan says, Greetings, RIMS members and the global risk community! I'm Dan Chuparkoff, AI expert and the CEO of Reinvention Labs. I'm delighted to be your opening keynote on November 17th, at the RIMS ERM Conference 2025 in Seattle, Washington. [20:02] Artificial Intelligence is fueling the next era of work, productivity, and innovation. There are challenges in navigating anything new. This is especially true for risk management, as enterprises adapt to shifting global policies, economic swings, and a new generation of talent. [20:20] We'll have a realistic discussion about the challenges of preparing for the future of AI. To learn more about my keynote, "AI and the Future of Risk Management," and how AI will impact Enterprise Risk Management for you, listen to my episode of RIMScast at RIMS.org/Dan. [20:39] Be sure to register for the RIMS ERM Conference 2025, in Seattle, Washington, on November 17th and 18th, by visiting the Events page on RIMS.org. I look forward to seeing you all there. [20:50] Justin thanks Dan and looks forward to seeing him again on November 17th and hearing all about the future of AI and risk management! [20:58] Let's Conclude Our Interview with Chrystina Howard! [21:05] Justin reminds the listeners, Before we get to see Chrystina live at the ERM Conference 2025, she will be moderating a RIMS Webinar sponsored by HUB, titled "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World." [21:23] Chrystina says everyone is talking about this, and she's excited to get some great experts about it on the line. Justin notes that over the past few years, geopolitical volatility has intensified with trade wars, sanctions, and supply chain disruption. [21:54] Chrystina says there are so many, and they are interrelated. In conflict areas, everything gets turned upside-down. On a global basis, the U.S. economy has broad-reaching impacts. She would keep an eye on import/export trends. This global trade issue is so volatile and dynamic. [22:22] You cannot sleep on the changing regulations around the world. An important subset related to global trade is increasing requirements for in-country hiring and procurement. That will affect a lot of people with respect to where we grow things and get raw materials and tech. [22:51] Chrystina doesn't think we've seen the end of supply chain disruption. She mentions extreme weather from climate change. A large component of the outcome of climate change is energy security. She doesn't think we're clear of pandemics, either. [23:11] Justin says Hilary Tuttle, Editor of RIMS Risk Management magazine, told him something a year ago that has stayed with him. "We're not in post-pandemic anymore. We're in post-height-of-the-pandemic." It's still here. It's never going away. [24:11] Chrystina says there is no substitute for local knowledge and experience. The best way to approach a Global ERM Program across all of your jurisdictions is for ERM leaders to have deputies in each of the jurisdictions. [24:30] These deputies should have a very keen sense of the landscape in their region in terms of policy, risk, interactions, and trade, as well as an understanding of the big picture across the global organization. [24:46] Those people will be key to develop in all of your locations to support the ERM function. They have a job. It doesn't mean hiring extra staff. You can generally find people with that level of expertise locally, with a good understanding of the big picture, within your existing personnel. [25:15] Making that connection with individuals who know exactly what's happening there on the ground is crucial. Chrystina says that is the very best solution. [25:49] Chrystina says there are a number of stakeholders for any organization, internal and external. Chrystina is seeing favorable views from insurers toward companies and organizations that have implemented ERM globally. [26:07] Other key stakeholders also want assurances that there are plans in place to protect them. This goes back to the inception of ERM when there was serious mismanagement at companies like WorldCom and Enron. [26:23] Everybody's board was asking who's minding the store? This isn't going to happen to us, right? [26:27] All of this risk is ultimately going to roll up to your reputation. That's difficult but not impossible to quantify. You can demonstrate how ERM plans address global threats in an anecdotal fashion. That will communicate real value and put people's minds at ease. [26:52] You can do that in a country-specific way with partners in the countries to communicate the nuances, and give you information about how things work in there, why the risk is a problem, what are the drivers, what are the vulnerabilities, and how might this take place? [27:19] That session will be on November 6th. Chrystina will moderate it with Eric Howie, the Vice President for Complex Risk in Canada, and Will Mule, Global Risk Solutions Practice Leader for HUB. For that session, Chrystina asks listeners to send in their questions ahead of time. [28:00] The links to both the ERM Conference 2025 and the Webinar, "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World," are in this episode's show notes. [28:12] Chrystina, it's been lovely to see you again. I can't wait to see you virtually and in person. [28:21] Special thanks again to Chrystina Howard for joining us. Remember to register for the HUB November 6th Webinar, "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World," that she will be moderating. [28:32] On November 17th, Chrystina will be hosting the session, "Talk ERM to Me" (but she'll be talking to you), at the RIMS ERM Conference 2025! Registration links for the Webinar and for the RIMS ERM Conference 2025 are in this episode's show notes. [28:51] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [28:19] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [28:38] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [28:55] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [30:12] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [30:26] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [30:38] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 Washington Residents — Enjoy $150 off ERM Conference Registration through Oct. 31! "RIMS-CRO Certificate Program In Advanced Enterprise Risk Management" | Jan‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RISKWORLD 2026 — Members-only early registration through Oct 30! LAST DAYS! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: "Understanding Interconnected Risks" Upcoming RIMS Webinars: RIMS.org/Webinars "Parametric Insurance: Providing Financial Certainty in Uncertain Times" | Oct. 30, 2025 | Sponsored by Swiss Re "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World" | Nov. 6 | Sponsored by Hub   Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Bootcamp: "Mastering Business Continuity & Risk Management" | November 3‒6, 2025 "RIMS-CRMP-FED Exam Prep Virtual Workshop" — November 11‒12 Full RIMS-CRMP Prep Course Schedule "Intro to ERM for Senior Leaders" | Nov. 4‒5 | Instructor: Elise Farnham "Fundamentals of Insurance" | Nov. 11‒12 | Instructor: Chris Hansen "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes about ERM: "AI and the Future of Risk with Dan Chuparkoff" (RIMS ERM Conference Keynote) "Shawn Punancy of Delta Flies High With ERM" "Tom Brandt on Growing Your Career and Organization with ERM" "James Lam on ERM, Strategy, and the Modern CRO" "ERM, Retail, and Risk with Jeff Strege" "Bigger Risks with the Texas State Office of Risk Management" | Sponsored By Hillwood "ERMotivation with Carrie Frandsen, RIMS-CRMP" "Live from the ERM Conference 2024 in Boston!" "Risk Quantification Through Value-Based Frameworks"   Sponsored RIMScast Episodes: "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent (New!) "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant (New!) "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report" | Sponsored by AXA XL "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Chrystina Howard, ERM Leader, Complex Risk Practice, HUB International   Production and engineering provided by Podfly.  

In this 20 minute podcast: -USTL President Philip Blumel announces that the term limits movement is entering “overdrive” after Ron DeSantis and David Trone co-author a New York Times op-ed calling for congressional term limits. The bipartisan duo launches a national campaign as co-chairs of the U.S. Term Limits Article V initiative, aiming to pressure state legislatures to act. -Activist Bert Accomando, founder of Term Limits for a Stronger America, shares his story and strategy to mobilize citizens through both “inside” and “outside” grassroots efforts. -The episode highlights massive public support for term limits—over 80% of Americans—and the entrenched resistance from lobbyists and long-serving politicians. -Blumel closes by urging listeners to take action and donate at USTermLimits.com, as the movement pushes toward the next wave of state resolutions in 2026. Stay up to date on the latest Term Limits news! Subscribe for free on Apple Podcasts, Spotify, or wherever you listen to podcasts. You can shop for hats, t-shirts, bumper stickers, and more at http://termlimits.com/store Has your local state Representative or Senator committed themselves to defend Term Limits? See if they are listed, and if not, ask them to sign the pledge at http://termlimits.com/pledge Help U.S. Term Limits fight to place TERM LIMITS on all members of Congress by donating at http://termlimits.com/donate. We will not stop until TERM LIMITS is enacted on ALL members of Congress, NOT JUST THE PRESIDENT!! To check on the status of the Term Limits movement in your state, go to http://termlimits.com/TakeAction

Have you ever had someone at work subtly cut you down — interrupting you, taking credit for your ideas, or making those quiet comments that leave you second-guessing yourself? You're not alone.According to a 2023 Harvard Business Review study, nearly half of professionals say they've been undermined by a coworker. And women are more likely to experience it from other women — not because women are the problem, but because competition often increases in workplaces where opportunities and recognition feel limited.In today's episode, we're going deeper into how to handle these moments with grace and authority. You'll learn three power moves that protect your peace, preserve your reputation, and keep you in control — no matter who's trying to shake your confidence.This episode builds on Episode #61, “What to Do When Staff or Coworkers Undermine You - that episode explored why undermining happens and how to recognize it early. Today, we'll go a step further with new strategies that show you exactly what to do when it happens!3 Power Moves Every Career Woman Should Know1. Name the Game, Don't Play It When someone tries to rattle you, don't react — respond strategically. Stay calm, recognize what's really happening, and redirect the conversation with confident phrases like: “I'd like to finish my point before we move on,” or “That's one perspective — here's another.”2. Reclaim the Narrative Don't let silence give others control of your story. Keep your work visible and your communication clear. Follow up in writing, document your wins, and make sure the right people know your value. 3. Guard Your Energy You don't have to fix toxic people — you just have to protect yourself. Limit interaction, focus on allies, and stay grounded in your peace. If you're navigating a situation like this and need help crafting exactly what to say, schedule a free consultation at drdawnshoptalk.com/book-online. Together, we'll design scripts and strategies that help you handle tough moments with poise and power.NEW HERE?Check out our Mentioned Videos:The Career Woman's Secret Playbook Podcast: https://www.youtube.com/watch?v=6fR_clXjZ-4&list=PLdguFjdYMwqWXnvIeSAIhDrtPdHdsLGdeMindset & Confidence Secrets: https://www.youtube.com/watch?v=klxaMDeQCXU&list=PLdguFjdYMwqXrgiI1YaB87uHu1gm_mczcUpskilling Secrets: https://www.youtube.com/watch?v=Bm6ro9LlUMA&list=PLdguFjdYMwqX3gnuMSrLgaN7hXBSWhqmOBuilding Your Brand Secrets: https://www.youtube.com/watch?v=PRK7Ep29SkQ&list=PLdguFjdYMwqVLPsFZjl-Do8eH7leltW8OEp61: What You Can Do When Co-Workers Undermine You: https://www.youtube.com/watch?v=Ra3DcEIg6jYGet your copy of The Career Woman's Secret Playbook! Amazon: https://www.amazon.com/Career-Womans-Secret-PlaybookContact Me: https://www.drdawnshoptalk.com/book-onlineGrab your Freebies: https://www.drdawnshoptalk.com/career-secretshttps://www.youtube.com/@drdawnshoptalk/podcasts

Transformation Tip: “You are the average of the five people you spend the most time with.” – Jim RohnConcept(s)1. Evaluate your inner circle—are they energy-givers or energy-drainers?2. Spend more time in environments that encourage your best thinking.3. Limit exposure to consistently negative media and conversations.4. Seek collaboration with people who challenge you constructively.5: What if I'm stuck in a negative environment? Transformation Application: List your top five contacts and note how each impacts your energy.Connect On Social: Podcast Facebook Page Steve Facebook Steve Instagram Steve LinkedIn Pete Facebook Pete Instagram Pete LinkedIn

Blake Ruffino shares his thoughts and his Keys To Victory for LSU to beat the Texas A&M Aggies. Blake explains the following key points must happen for the LSU Tigers to have a chance in beating the Texas A&M Aggies: -Win big in the Time Of Possession Game. Blake explains if the explosive Texas A&M offense isn't on the field they can't score. -Limit the actual decisions Garrett Nussmeier has and make easy throws to move the football steady and efficiently. -Garrett Nussmeier is going to have to tuck the football in this game and actually run the ball since we have seen Texas A&M is very undisciplined in their defensive front. -Lastly, Blake says he is putting everything he can to stop the running game of Texas A&M and making Quarterback Marcel Reed constantly beat them through the air on every down. #lsu #lsutigers #lsufootball #lsutigersfootball #lsusports #ays #ayssports #texasaggies #texasamfootball #foryou #fyp #foryoupage #gigem #gigemaggies #mikeelko #briankelly #blakeruffino Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Good morning, tech fam! In today's FLYTECH Daily — your 10-minute shot of tech made fun and easy — Nick and Michelle break down the five biggest stories shaping the week:  

DM “New Years Challenge” To @ ColossusFit to apply for early access pricingIn this episode we go over 9 simple ways to be more fit, healthier & happier this fall.Listed points:(1:29) spend time in the sun each day(3:05) Get outside and on more walks (Hikes, more movement)(5:02) - Stay hydrated (Set a hydration goal, buy a new water bottle)(5:49) - Enjoy healthy fall foods instead of unhealthy ones (Chilli, soups, stew, tea - enjoy others in moderation)(8:30) - Spend some more time in the gym(9:28) - Revist what your goals are (Cutting and bulking cycles)(10:50) - Set goals for the end of the year / Set a new challenge - Be on your phone and screens less (Allow yourself to be bored)(12:40) - Schedule in some things you're looking forward to (Be seasonally appropriate)(13:50) - Maximize your inputs (Limit screen rot - study & be curious)Thanks for listening! We genuinely appreciate every single one of you listening.➢Follow us on instagram @colossusfit➢Apply to get your Polished Physique: https://colossusfitness.com/

What do you do when big blessings come with big problems? In this episode, Chris and Richelle Alessi share some very exciting news while also opening up about navigating one of their most exciting and challenging seasons yet.As you listen, you'll discover how this young couple is learning to handle the pressure of increased responsibilities and grow their capacity without crashing out. From simplifying daily routines to focusing on "just today," they offer practical wisdom on bringing your best even when you feel maxed out, working as a team through hard seasons, and avoiding the comparison trap. Whether you're facing pregnancy challenges, financial pressure, or just feeling overwhelmed by your current load, this episode will remind you that you can handle hard—and that God's grace is always more than enough.Support the showJoin our Podience Textline! You can connect with us via text to ask questions and get updates! Text FAMILY to 302-524-0800 Get our TFB Newsletter Join our TFB Newsletter and get more inside news from the Alessis + tips and strategies for a happier family! Get free access to the newsletter Support the Family Business Follow Us on Instagram and Facebook Subscribe on YouTube Leave a review Listen to the Alessi sisters' daily devotional podcast My Morning Devotional

Supreme Court Poised to Limit Racial Gerrymandering; War Powers Debate on Venezuela. Richard Epstein discusses how the Supreme Court appears ready to limit the use of race in drawing voting districts (racial gerrymandering), reflecting a shift towards colorblind jurisprudence. However, the Court is likely to avoid restricting political gerrymandering. Separately, Professor Epstein argued the president's use of "narcoterrorism" to justify military action in Venezuela is inappropriate, noting that the War Powers Act is often circumvented. 1937 SCOTUS 

Supreme Court Poised to Limit Racial Gerrymandering; War Powers Debate on Venezuela. Richard Epstein discusses how the Supreme Court appears ready to limit the use of race in drawing voting districts (racial gerrymandering), reflecting a shift towards colorblind jurisprudence. However, the Court is likely to avoid restricting political gerrymandering. Separately, Professor Epstein argued the president's use of "narcoterrorism" to justify military action in Venezuela is inappropriate, noting that the War Powers Act is often circumvented. SCOTUS1923

As Lunchbox is in California to try and be on The Price Is Right, Bobby talks to listeners who share their experience being in the studio audience. They give Lunchbox tips and tricks to getting on the show leaving Lunchbox and us to question his approach. A listener calls us out on something we ask people to do but never do ourselves. That led Bobby to reliving how he used to prank other radio shows by calling in and saying a word they hated. Bobby talked about the bad side of social media and why he must limit his time on it and how much he interacts with it. He also shared his response to Hilaria Baldwin saying she was bullied off Dancing with the Stars. Bobby relives his time on Dancing with the Stars and the time he got many TV offers at once and why he made the choice to go on the competition.See omnystudio.com/listener for privacy information.