Podcasts about repay

Matthew 5:9 Blessed are the peacemakers, for they shall be called sons of God. Romans 12:18 If possible, so far as it depends on you, live peaceably with all. 1. Predetermine to be a peacemaker Definition of peacemaker: Eirēnopoios Eirene = peace or wholeness Poieo = to make, to do, or to create A peacemaker chooses to be a BRIDGE of reconciliation to people who DON'T KNOW peace to a GOD WHO IS peace. John 13:35 By this all people will know that you are my disciples, if you have love for one another. Romans 12:9-21 “Marks of a True Christian” Let love be genuine. Abhor what is evil; hold fast to what is good. Love one another with brotherly affection. Outdo one another in showing honor. Do not be slothful in zeal, be fervent in spirit, serve the Lord. Rejoice in hope, be patient in tribulation, be constant in prayer. Contribute to the needs of the saints and seek to show hospitality. Bless those who persecute you; bless and do not curse them. Rejoice with those who rejoice, weep with those who weep. Live in harmony with one another. Do not be haughty, but associate with the lowly. Never be wise in your own sight. Repay no one evil for evil, but give thought to do what is honorable in the sight of all. If possible, so far as it depends on you, live peaceably with all. Beloved, never avenge yourselves, but leave it to the wrath of God, for it is written, “Vengeance is mine, I will repay, says the Lord.” To the contrary, “if your enemy is hungry, feed him; if he is thirsty, give him something to drink; for by so doing you will heap burning coals on his head.” Do not be overcome by evil, but overcome evil with good. 2. Practically be a peacemaker Matthew 5:47 If you are kind only to your friends, how are you different from anyone else? Even pagans do that. 3. Portray the original Peacemaker Matthew 5:9 Blessed are the peacemakers, for they shall be called sons of God.Romans 15:5-6 May the God of endurance and encouragement grant you to live in such harmony with one another, in accord with Christ Jesus, that together you may with one voice glorify the God and the Father of our Lord Jesus Christ. Isaiah 26:3 You keep him in perfect peace, whose mind is stayed on you, because he trusts in you.

Most people misunderstand whole life insurance because they look at it as a product instead of a system. In this Practical Wealth Study Group, Curtis May breaks down the Four Stages of Whole Life Insurance, also known inside the Money4Life Blueprint as the Private Reserve Strategy. This is not about chasing rates of return. This is about control, liquidity, certainty, and building a personal economy where your money keeps working inside your system instead of constantly leaving to banks, lenders, credit cards, and financial institutions. Curtis walks through the Money4Life Framework: Earn it. Bank it. Borrow it. Spend it. Repay it. Repeat. You'll learn how whole life insurance can function as a foundational asset, why premium should be viewed as a capital flow instead of an expense, and how families and business owners can begin using their policies to recapture debt, build liquidity, and eventually finance opportunities. This conversation covers: Why whole life insurance is not an investment account The economic value of certainty The crisis of financial control Why liquidity matters more than rate of return How to calculate your burn rate Why you must capitalize before you invest The difference between being a saver, wealth builder, business banker, and infinite banker How to stop giving interest away to strangers Why banking is a process of becoming, not a product you buy The goal is not just to own a policy. The goal is to become the banker. Visit PracticalWealth.net to take the Financial Freedom Assessment and learn more about the Money4Life Blueprint. 00:00 – Welcome to Practical Wealth Study Group 00:19 – The Four Stages of Whole Life and IBC 01:00 – Whole Life Is Not an Investment Account 01:45 – The Economic Value of Certainty 02:30 – Whole Life as a Foundational Asset 03:10 – The Money4Life Framework: Earn It, Bank It, Borrow It 04:20 – Why Banking Means Control of Capital 05:30 – The Crisis of Control 06:15 – Stop Giving Away the Banking Function  07:00 – The Maturity Matrix: Where Do You Stand? 08:00 – Stage 1: The Saver 09:20 – You Can't Invest Until You Capitalize 10:30 – Contract Wealth vs. Statement Wealth  11:45 – Stage 2: The Wealth Builder 12:45 – Premium Is Not an Expense 13:45 – Freedom From Debt to Others 14:40 – Your Burn Rate and Liquidity Number 15:50 – Debt-to-Capital: Bringing Debt In-House 17:00 – The Difference Between Chaos and Opportunity  18:00 – Stage 3: The Business Banker 19:00 – Money as Inventory  20:00 – Financing Opportunities Through Your System  21:00 – Stage 4: The Infinite Banker 22:00 – Closing the Financial Loop  23:00 – Banking Is Not a Product 23:30 – Immediate Action Plan

Most people don't have an income problem — they have a money flow problem. In this episode of The Practical Wealth Show, Curtis May breaks down the Money 4 Life Operating System: a simple framework for creating more control, liquidity, cash flow, and freedom. The framework is: Earn it → Bank it → Borrow it → Spend it → Repay it → Own it → Repeat This is not just another budgeting conversation. Curtis explains why money disappears through bills, taxes, debt, lifestyle, and poor financial structure — and why the real question families and business owners should be asking is: Where did my money go? Curtis also explains how the Money 4 Life Operating System connects to cash flow control, private reserves, becoming your own banker, wealth transfers, and building true financial independence through ownership and systems. At Practical Wealth, we help families and business owners find money they are losing unknowingly and unnecessarily, then redirect that money toward cash flow, protection, liquidity, private reserves, and legacy. Visit: PracticalWealth.net Take the Financial Freedom Assessment or schedule a strategy session.   #Money4Life #PracticalWealth #CashFlowControl #InfiniteBanking #PrivateReserve #WealthTransfers #FinancialFreedom #BecomeYourOwnBanker #CurtisMay #PrincipleBasedPlanning    

Today’s Topics: 1, 2, 3, 4) Gospel – Mark 12:13-17 – Some Pharisees and Herodians were sent to Jesus to ensnare Him in his speech. They came and said to Him, “Teacher, we know that You are a truthful Man and that You are not concerned with anyone's opinion. You do not regard a person's status but teach the way of God in accordance with the truth. Is it lawful to pay the census tax to Caesar or not? Should we pay or should we not pay?” Knowing their hypocrisy He said to them, “Why are you testing Me? Bring Me a denarius to look at.” They brought one to Him and He said to them, “Whose image and inscription is this?” They replied to him, “Caesar's.” So Jesus said to them, “Repay to Caesar what belongs to Caesar and to God what belongs to God.” They were utterly amazed at Him. Memorial of Saints Marcellinus and Peter, Martyrs Saints Marcellinus and Peter, pray for us! Bishop Sheen quote of the day

Original Post Date: June 4, 2024 === Gospel  Mark 12:13-17 Some Pharisees and Herodians were sent to Jesus to ensnare him in his speech. They came and said to him, “Teacher, we know that you are a truthful man and that you are not concerned with anyone's opinion. You do not regard a person's status but teach the way of God in accordance with the truth. Is it lawful to pay the census tax to Caesar or not? Should we pay or should we not pay?” Knowing their hypocrisy he said to them, “Why are you testing me? Bring me a denarius to look at.” They brought one to him and he said to them, “Whose image and inscription is this?” They replied to him, “Caesar's.” So Jesus said to them, “Repay to Caesar what belongs to Caesar and to God what belongs to God.” They were utterly amazed at him. Reflection To live in the world is to live in a society where there are regulations and rules and we follow them. And Jesus is pointing that out to the Herodians and to the Pharisees, because what he's saying, look, okay, I'm not really engaging so much in how the world is working around you. I am working on establishing a different kind of kingdom, a kingdom of love, a kingdom of truth, and it dwells in people and will change the world. But it is not the world or society that will change us. It is God's truth that changes the world. Closing Prayer Father, we spend a great deal of time evaluating the way the world is going, but the Kingdom of God is inside, and that is the place where God is asking us to wait for and to experience the Kingdom of God, the peace and the joy that it promises. And we ask this in Jesus' name, Amen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Friends of the Rosary,At that time, as we read today (Mark 12-13-17), some Pharisees and Herodians tested Jesus by asking whether it was lawful to pay the census tax to Caesar. He amazed them:“Repay to Caesar what belongs to Caesarand to God what belongs to God.”Jesus went deep by putting every loyalty in its proper order: the coin bears Caesar's image, so it may be returned to Caesar; the human person bears God's image, so the whole person belongs to God.Mind you, God's image is stamped upon ourselves. The human soul bears God's image. The self belongs wholly to God.The main theological lesson: Civil duties have their place, but conscience, worship, truth, and the soul belong to God.In this Gospel, Jesus does not merely escape a political ambush; he teaches that worldly power is limited. Caesar may receive the coin, but he cannot claim the heart, said St. John ChrysostomSt. Augustine said, To render to God what is God's” means to return ourselves to him: our memory, intellect, will, body, conscience, and love. The coin goes back to Caesar; the soul must go back to God.Today is the Optional Memorial of Saints and Roman martyrs Marcellinus and Peter (d. 304), who were an exorcist and a priest.Ave Maria!Come, Holy Spirit, come!To Jesus through Mary!Here I am, Lord; I come to do your will.Please give us the grace to respond with joy!+ Mikel Amigot w/ María Blanca | RosaryNetwork.com, New YorkEnhance your faith with the new Holy Rosary University app:Apple iOS | New! Android Google Play• ⁠June 2, 2026, Today's Rosary on YouTube | Daily broadcast at 7:30 pm ET

+ Holy Gospel according to Mark 12: 13 – 17 Some Pharisees and Herodians were sent to Jesus to ensnare him in his speech.They came and said to him, "Teacher, we know that you are a truthful man and that you are not concerned with anyone's opinion. You do not regard a person's status but teach the way of God in accordance with the truth. Is it lawful to pay the census tax to Caesar or not? Should we pay or should we not pay?"Knowing their hypocrisy he said to them, "Why are you testing me? Bring me a denarius to look at."They brought one to him and he said to them, "Whose image and inscription is this?" They replied to him, "Caesar's."So Jesus said to them, "Repay to Caesar what belongs to Caesar and to God what belongs to God.' They were utterly amazed at him." The Gospel of the Lord

1215 Rejoice with those who rejoice, weep with those who weep. 16 Live in harmony with one another. Do not be haughty, but associate with the lowly. Never be wise in your own sight. 17 Repay no one evil for evil, but give thought to do what is honorable in the sight of all. 18 If possible, so far as it depends on you, live peaceably with all…138 Owe no one anything, except to love each other, for the one who loves another has fulfilled the law. 9 For the commandments, “You shall not commit adultery, You shall not murder, You shall not steal, You shall not covet,” and any other commandment, are summed up in this word: “You shall love your neighbor as yourself.” 10 Love does no wrong to a neighbor; therefore love is the fulfilling of the law. 11 Besides this you know the time, that the hour has come for you to wake from sleep. For salvation is nearer to us now than when we first believed. 12 The night is far gone; the day is at hand. So then let us cast off the works of darkness and put on the armor of light. 13 Let us walk properly as in the daytime, not in orgies and drunkenness, not in sexual immorality and sensuality, not in quarreling and jealousy. 14 But put on the Lord Jesus Christ, and make no provision for the flesh, to gratify its desires.1.Which approach to South Bay (or broader) culture do you usually lean toward: harsh rejection or thoughtless embrace?2."You can't love your neighbor if you don't care at all about what they love." Are there people around you — neighbors, coworkers, people at your kids' school — whose world you haven't really entered? What's kept you at a distance? 3.What's the darkness in your workplace or industry or other key community? What would you name? And is it something you've mostly accepted, or actively resisted?4.Saying yes to a culture — being genuinely present and engaged — is what gives your 'no' real weight. Have you experienced that? A time when your presence earned you the right to be distinct? 5.Augustine's restlessness — the inability to feel fully at home anywhere — is offered as something universal, not just his personal neurosis. Does that resonate with you? Where do you feel it most? 6.“Put on the Lord Jesus Christ, and make no provision for the flesh." This is preparation — what you dress for depends on what you're anticipating. What practices actually help you do that in the morning, or throughout the day? What's missing? 

Tuesday of the Ninth Week in Ordinary TimeMark 12:13-17Knowing their hypocrisy he said to them,“Why are you testing me?Bring me a denarius to look at.”They brought one to him and he said to them,“Whose image and inscription is this?”They replied to him, “Caesar's.”So Jesus said to them,“Repay to Caesar what belongs to Caesarand to God what belongs to God.”They were utterly amazed at him.

The forty-first message in a sermon series through the book of Genesis.

Wells and Dolores are back together again! Dolores may be a newfound Survivor super fan, but Wells is going to take it a step further… Does he want to apply for the show?! After another shocking episode, they’re disappointed to see two powerhouse contestants gone. Was this the right move?Plus, what is Dolores calling the “biggest underestimation of her life”? What player do they always seem to agree with? Who’s on track for that $2M?!See omnystudio.com/listener for privacy information.

14 Bless those who persecute you; bless and do not curse them. 15 Rejoice with those who rejoice, weep with those who weep. 16 Live in harmony with one another. Do not be haughty, but associate with the lowly. Never be wise in your own sight. 17 Repay no one evil for evil, but give thought to do what is honorable in the sight of all. 18 If possible, so far as it depends on you, live peaceably with all. 19 Beloved, never avenge yourselves, but leave it to the wrath of God, for it is written, “Vengeance is mine, I will repay, says the Lord.” 20 To the contrary, “if your enemy is hungry, feed him; if he is thirsty, give him something to drink; for by so doing you will heap burning coals on his head.” 21 Do not be overcome by evil, but overcome evil with good.1.     When it comes to conflict/being mistreated, do you see yourself in any of the descriptions in the sermon: withdrawing, ghosting, “processing” with others, revving up the internal defense attorney? Share with the group if possible.2.     Is there anywhere in your life where you believe you are seeking resolution but might actually be seeking retribution? Or is there an example of that in your past?3.     If you are a Christian, do you ever find yourself feeling like the death of Jesus is not enough to do justice for this or that person's sins?4.     Do you believe that every wrong will be paid for, either by Jesus or the wrongdoer? If so, how does or should that impact the way you approach conflict and being wronged?5.     Rejoice with those who rejoice, weep with those who weep… Is there anyone in your life, or the world out there, whose humanity you are narrowing down to a one-dimensional enemy?6.     Do you find the gospel creating space in your life to pursue forgiveness and reconciliation with others? How so/why or why not?

Tokyo Kiraboshi Financial Group Inc. said Friday that it will complete the repayment of 40 billion yen in public funds injected into its predecessor by the Tokyo metropolitan government ahead of schedule.

Your monthly GroundUp for April is here! The segment where Nasiphi and Marcel cover whats been happening within the local music scene. From events like the  @GhastZA   National Breakdown tour or the  @WalkTheseSkiesOfficial Pray For Cyanide show at Railways to upcoming shows like Devilnest's Venom at The Werehouse and Misty Waters Music Festival. They look over some of the new release's from the likes of  @moshmallowband and  @ManAsMachineTV  Nas and Marcel get into a discussion about The Doors community pledge to repay the artists from the 2023 open air fest as well as the Cape Town We Don't Play movement. Help Aiden rebuild his drum setup:https://www.backabuddy.co.za/campaign/facing-the-gallows-the-road-to-recovery-theft?fbclid=IwY2xjawReif5leHRuA2FlbQIxMABicmlkETEzdWI2c3FIT3lScXo0T200c3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHvA-Vo0WtvUF0Zn3Y91t14zEzH1CB8AHliExwNnOYFcAMB4UZs2MhnwxvSq9_aem_8Vb2SRtxm8lNiXyWsnw3iwExplore our exclusive merch store for unique and high-quality items inspired by our podcast! From stylish t-shirts to snug beanies, there's something for every listener. Show your support and grab your favourite merch today!Support the showHelp us continue making great content for listeners everywhere by subscribing to Sludge Underground Podcast +Websitehttps://www.sludgeunderground.comMerchhttps://sludgeunderground.store/Instagramhttps://www.instagram.com/sludgeundergroundTikTokhttps://www.tiktok.com/@sludgeundergroundYouTubehttps://www.youtube.com/@sludgeundergroundTwitterhttps://twitter.com/Sludge031Facebookhttps://www.facebook.com/SludgeUnderground

Around the Word in 180 Days (AW180) is a podcast/blog where we read the Bible with our brothers and sisters in the public schools. My name is Karen and I am your host for the program and for the 2025-2026 school year our theme, Prayers-Praises-Promises. We will read the promises of God, pray the promises and praise God using His Word. The Promises of God are read categorically one each school day and then we will pray that promise. We will praise God using a different Scripture each time and read the Daily Devotionals from Christian Educators. Please join us using Spotify, Apple Podcasts, Amazon Prime or Podomatic. This podcast and its accompanying blog is one of many tools for your role as Christ's ambassador this school year. Each daily show is designed to be 15 minutes or less with the busy educator in mind. You are encouraged to share with your colleagues.

WW3 Update April 2026 The Russia-Ukraine was was a project of the Jews/Neocons. The Jew Zelensky and Jews in the State Department ran the con. Zelensky entices Russia to attack Ukraine in order to protect ethnic Russians. Zelensky ran on a pro-peace platform (like Trump) and immediately shifted to war (like Trump) against Russia. The Iran war, per Trump and Rubio, was initiated by the Jews/Israel because they said “we are going, you better join us.” So Trump did. A war of choice initiated and supported by the Jews and their allies Trump, Rubio, Hegseth and the heretical Judeo-Christian movement in the United States. Russia and China support Iran. The United States supports Israel and the Ukraine. Every country in the Middle-East is getting bombed. Pakistan offers Nukes to Iran. Russia and China provide intelligence to Iran North Koreas sends troops to fight for the Russians. The UK sends troops, intel, and equipment to fight Russians in Ukraine. Iran provides drones to Russia. NATO has collapsed — that was a long time coming. The War with IRAN revealed its bankruptcy, it was not the cause. Calling Trump “deranged” is not too strong of a characterization at this point. Declaring “Allah is Great!” on Easter Sunday? WTF? He campaigned on peace and started a major war. He campaigned against the Pedo-Files, and now is protects the Pedos. He campaigned on mass deportations, but that hasn't gone anywhere. He campaigned against the “deep state,” but has declined to execute. Was Trump a better choice that Harris-Walz? Yes. Do the anti-Christ Jews still rule? Yes. Does America look a lot like Babylon the Great? Yes. Will it have the same ending as Nebuchadnezzar's Babylon? Yes Was the original Babel (The Tower of Babel) an anti-Christ movement? Yes. WW3 is already here. CW2 is coming — America has no sharted identity any more. It is only going to get worse. There is no MAGA. There is no AF. There is Christ is King, everyone else is an imposter. Three Babylons of the Bible: There are three Babylons in the Bible 1) Babel of the Tower of Babel, which God destroyed. 2) Babylon of Nebuchadnezzar, which God destroyed. 3) Babylon the Great — which God destroys. The United States bears the aura of these Babylons: • It is multi-ethnic, multi-lingual, multi-religious • It is exceedingly powerful in the military realm. • It is extraordinarily prosperous — rich. • It erects false idols and says “we are all Americans.” • Exceeding these attributes is America's arrogance. Jesus Christ hates arrogance. Read Jeremiah 50 and 51 to see the destruction of all Babylons. Then read the Revelation 17 and 18 and note the parallels. “Repay her according to her work; according to all that she has done, so do to her. For she has become arrogant against the Lord, against the Holy One of Israel.” Jeremiah 50:29 “Fallen, fallen is Babylon the great! She has become a dwelling place of demons and a prison of every unclean spirit.” Rev 18:2   Fritz Berggren www.bloodandfaith.com  

In today's insightful discussion, Tom sits down with renowned investor and author Ray Dalio to delve into pressing economic challenges and the changing world order. We'll explore Ray's unique perspectives on self-reliance, learning from mistakes, and the significance of "triangulation" in decision-making. Tom and Ray discuss how confronting the basics of survival and embracing simpler lifestyles can foster resilience amid economic turbulence. Ray Dalio emphasizes understanding historical patterns and recognizing financial cycles to navigate current and future crises, drawing parallels to past global events. They address the implications of the U.S. national debt, rising global tensions, and the role of education and financial literacy in preparing for economic downturns. In this episode, you will learn about the mechanics of money and debt, the impact of internal and external conflicts, and the benefits of radical transparency in personal and professional settings. There's also a deep dive into Ray's principles for successful decision-making and the importance of cultivating meaningful relationships and purposeful work. Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's insightful discussion, Tom sits down with renowned investor and author Ray Dalio to delve into pressing economic challenges and the changing world order. We'll explore Ray's unique perspectives on self-reliance, learning from mistakes, and the significance of "triangulation" in decision-making. Tom and Ray discuss how confronting the basics of survival and embracing simpler lifestyles can foster resilience amid economic turbulence. Ray Dalio emphasizes understanding historical patterns and recognizing financial cycles to navigate current and future crises, drawing parallels to past global events. They address the implications of the U.S. national debt, rising global tensions, and the role of education and financial literacy in preparing for economic downturns. In this episode, you will learn about the mechanics of money and debt, the impact of internal and external conflicts, and the benefits of radical transparency in personal and professional settings. There's also a deep dive into Ray's principles for successful decision-making and the importance of cultivating meaningful relationships and purposeful work. Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's insightful discussion, Tom sits down with renowned investor and author Ray Dalio to delve into pressing economic challenges and the changing world order. We'll explore Ray's unique perspectives on self-reliance, learning from mistakes, and the significance of "triangulation" in decision-making. Tom and Ray discuss how confronting the basics of survival and embracing simpler lifestyles can foster resilience amid economic turbulence. Ray Dalio emphasizes understanding historical patterns and recognizing financial cycles to navigate current and future crises, drawing parallels to past global events. They address the implications of the U.S. national debt, rising global tensions, and the role of education and financial literacy in preparing for economic downturns. In this episode, you will learn about the mechanics of money and debt, the impact of internal and external conflicts, and the benefits of radical transparency in personal and professional settings. There's also a deep dive into Ray's principles for successful decision-making and the importance of cultivating meaningful relationships and purposeful work. SHOWNOTES 00:00 Smart, bipartisan leadership essential for economic prosperity. 12:04 $100M donated for equitable education in Connecticut. 23:59 Animation highlights predictable historical cycle of empires. 34:54 Debt difficult to repay increases default risk. 45:22 Internal conflict escalates; centrist views pressured. 53:25 Collective learning and triangulation empower decision-making. Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's insightful discussion, Tom sits down with renowned investor and author Ray Dalio to delve into pressing economic challenges and the changing world order. We'll explore Ray's unique perspectives on self-reliance, learning from mistakes, and the significance of "triangulation" in decision-making. Tom and Ray discuss how confronting the basics of survival and embracing simpler lifestyles can foster resilience amid economic turbulence. Ray Dalio emphasizes understanding historical patterns and recognizing financial cycles to navigate current and future crises, drawing parallels to past global events. They address the implications of the U.S. national debt, rising global tensions, and the role of education and financial literacy in preparing for economic downturns. In this episode, you will learn about the mechanics of money and debt, the impact of internal and external conflicts, and the benefits of radical transparency in personal and professional settings. There's also a deep dive into Ray's principles for successful decision-making and the importance of cultivating meaningful relationships and purposeful work. SHOWNOTES 00:00 Smart, bipartisan leadership essential for economic prosperity. 12:04 $100M donated for equitable education in Connecticut. 23:59 Animation highlights predictable historical cycle of empires. 34:54 Debt difficult to repay increases default risk. 45:22 Internal conflict escalates; centrist views pressured. 53:25 Collective learning and triangulation empower decision-making. Learn more about your ad choices. Visit megaphone.fm/adchoices

“Send Coach John a message”With all the things happening around college basketball, March Madness, the Final 4, etc., I found a great clip from Dawn Staley who is the head coach of South Carolina Women's basketball team. Check out the clip HERE.  She shares with everyone how she views her life as owing the game of basketball. All of the things that the game has brought to her, she wants to pay it back. I like this. I like the connection to her team, their families, etc., and she's helping to pay off her debt to the game, by helping others gain from it too. Imagine feeling this way about things that have brought you things in your life that you are grateful for. Life-changing things. For me it has to do with tons of people that have made a difference for me along with the field of education and the game of basketball too. This is the first time I'm lumping all three of these things together and it's putting a big smile on my face. I will spend the rest of my life doing my best to pay all of these “back.” What “debt” do you need to pay back??  Thanks for listening.  Please take a few moments to subscribe & share this with someone, also leave a 5 Star rating on Apple Podcasts and ITunes or other services where you find this show.  Find me on Facebook:  https://www.facebook.com/coachtoexpectsuccess/   on Twitter / “X”:  @coachtosuccess   and on Instagram at:  @coachjohndaly  - My YouTube Channel is at: Coach John Daly.   Email me at: CoachJohnDalyPodcast@gmail.com     You can also head on over to https://www.coachtoexpectsuccess.com/ and get in touch with me there on my homepage along with checking out my Top Book list too.  Other things there on my site are being worked on too.  Please let me know that you are reaching out to me from my podcast.  ** I would appreciate anyone to try clicking on the top of the show notes where it says "Send us a text" to leave a few thoughts / comments / questions.  It's a new feature that I'd like to see how it works. ** 

Sunday, 29 March 2026   “Moreover if your brother sins against you, go and tell him his fault between you and him alone. If he hears you, you have gained your brother. Matthew 18:15   “And if he should sin against you, your brother, you withdraw, and you confute him – between you and him alone. If he should hear you, you gained your brother.” (CG)   In the previous verse, Jesus finished the parable of the lost sheep. He now enters into a new type of possible loss. Unlike a brother in the faith who has wandered from the fold, this one is in the fold, but has caused turmoil, as Jesus says, “And if he should sin against you, your brother.”   The statement is as broad as it gets. No particular sin is mentioned, only that it is something a brother (meaning a fellow believer) has done to offend another. Should this be the case, Jesus continues with, “you withdraw, and you confute him.”   It is a new word, elegchó, to confute or admonish. HELPS Word Studies says, “to convince with solid, compelling evidence, especially to expose (prove wrong, connect).” The reason for this is at least two-fold. The first is to maintain harmony with others. The second follows naturally from the first point. In Leviticus 19, it says –   “‘You shall not hate your brother in your heart. You shall surely rebuke your neighbor, and not bear sin because of him.” Leviticus 19:17   Under the law, there was to be fellowship with others of Israel. They were commanded to love their neighbors as themselves (Leviticus 19:18). As this is a point of law, to not do so by hating one's brother resulted in bearing sin.   In the epistles, Paul says –   “Therefore, as we have opportunity, let us do good to all, especially to those who are of the household of faith.” Galatians 6:10   Doing good to others includes maintaining fellowship and not hating one another. As for how to approach the matter Jesus refers to, He continues with, “between you and him alone.”   A conflict between two people should start with a one-on-one presentation of what one did to the other to harm the relationship. Again, no example of what the sin is has been mentioned. These are guidelines to cover all such instances. The offense has been made, the offended has identified it, and he has done so in private between the two. Jesus next says, “If he should hear you, you gained your brother.”   The matter was handled properly, and nobody else needed to be bothered with the offense. It is a simple, straightforward, and expected way of handling such things. In the end, reconciliation was made, and life will go on without further sin being the result.   Life application: In Romans, Paul gives continued advice concerning such things –   “Repay no one evil for evil. Have regard for good things in the sight of all men. 18 If it is possible, as much as depends on you, live peaceably with all men. 19 Beloved, do not avenge yourselves, but rather give place to wrath; for it is written, ‘Vengeance is Mine, I will repay,' says the Lord.” Romans 12:17-19   Notice how Paul says, “as much as depends on you.” It is similar in thought to what lies ahead in Jesus' continued words to the disciples. Some things are beyond our ability to mend, and this can be for a limitless number of reasons. We can only do what we can do.   These matters are addressed in the word because they are matters that have arisen in human hearts since the very beginning. Cain's jealousy turned into murder. That was just the start of unhappy interactions between people, even among Christians. So don't beat yourself up too much when disputes, even irreconcilable disputes, arise.   Hand your cares and disappointments over to the Lord after you have done what you can to resolve a matter. He has been handling humanity's problems for millennia.   Glorious Lord God, help us to be people who are willing to resolve conflicts with others when it is possible. Give us the wisdom to take the proper steps to do so, reminding us of what Your word says concerning such matters. Help us in this, O God. Amen.

A woman from Chongqing watched her family be devastated by the Chinese Communist Party. She lived her life with a heart full of resentment and grievance, and a desire for revenge, until she learned Falun Dafa. After many years she returned to her hometown and helped them to build a much needed bridge, and the local officials promised to protect practitioners, having learned of Dafa's goodness from her actions. This and other experience-sharing from the Minghui website.Original Articles:1. Dafa Taught Me to Repay Hatred with Kindness2. Returning to Dafa and Resuming Diligence in Cultivation To provide feedback on this podcast, please email us at feedback@minghuiradio.org

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FTX will pay another $2.2 billion to creditors this month. FTX Recovery Trust will distribute about $2.2 billion to creditors on March 31 in its fourth payout under the exchange's Chapter 11 plan. The latest payout lifts recovery rates so that many customer claim classes reach 100 percent, while Class 7 is set to receive a cumulative 120 percent. CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - Nexo is the premier digital wealth platform. Receive interest on your crypto, borrow against it without selling, and trade a range of assets. Now available in the U.S with 30 days of exclusive privileges. Get started at nexo.com/coindesk. - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

The Treasury Select Committee has announced an inquiry into Student Loans.It comes after Rachel Reeves announced a freeze on repayment thresholds meaning more graduates will start repaying once they earn just over the living wage.It's an issue that doesn't just affect today's students and graduates but is increasingly becoming a political issue the government cannot ignore.Tom McTague is joined by Rachel Cunliffe to discuss what the inquiry might achieve - and what the student loans issue means for graduates, the economy and Britain's future.LISTEN AD-FREE:

Episode Summary "Good" doesn't feel exciting. Good feels calm. In this episode, Curtis defines what financial stability actually looks like in real life—and walks through the Be the Bank Blueprint that turns chaos into control. What you'll learn -The clearest definition of financial stability: -Nothing feels urgent -Money moves without panic -Decisions aren't permission-based -Why most people confuse "busy" with "progress" -The 4-step Money for Life Blueprint: -Cash flow control -Private Reserve (properly structured whole life) -Protection and stress-testing -Legacy and continuity -How to think like a banker instead of a borrower Key insight Bad finances feel urgent. Good finances feel boring and boring is freedom.   Episode Resources Take the Next Step with Curtis May: Business Owners: Assess Your Challenges with Cash Flow → https://curtis-73no5r8j.scoreapp.com Private Banking Readiness Assessment → https://curtis-qljorw8q.scoreapp.com How Ready Are You to Be Your Own Bank? → https://curtis-hzw1jezd.scoreapp.com The Practical Wealth Show with Curtis May   Keywords Be the Bank Blueprint Money for Life Process Private reserve Cash flow control Financial calm Liquidity and control Whole life insurance strategy Infinite banking Personal economy Financial freedom Legacy planning Episode Highlights 00:00–00:31 - Introducing the Be the Bank Blueprint and defining "what good looks like" 00:31–01:27 - When systems work, nothing feels urgent 01:27–01:56 - Calm, boring money systems lead to better decisions 01:56–02:23 - What bad looks like: pressure, fragility, constant scrambling 02:23–03:32 - What "good" looks like for business owners, investors, and W-2 earners 03:32–04:23 - Borrowing by choice, not necessity 04:23–05:32 - Step one: stabilize cash flow and fix symptoms vs causes 05:32–06:31 - Raising your "ceiling of complexity" lowers anxiety and risk 06:31–06:55 - Tell your money where to go instead of asking where it went 06:55–07:46 - Step two: save 15–20% and build liquidity before investing 07:46–08:53 - Building a private reserve with properly structured whole life 08:53–09:46 - Principles → strategy → tactics (products come last) 09:46–10:12 - Earn it. Bank it. Borrow it. Spend it. Repay it. 10:12–10:52 - Protect the kingdom: stress-test your plan 10:52–11:29 - The destination: four pillars of a strong personal economy 11:29–12:48 - Pillar 1 & 2: freedom from debt and cash when needed 12:48–14:01 - Pillar 3: financial freedom through cash-flowing assets 14:01–15:05 -Think like a banker: borrow with purpose, repay with discipline 15:05–16:17 - Clarity before action—next steps 16:17–17:37 - Pillar 4: legacy of wealth and wisdom

Tuesday Hour 2: Tanking in the NBA, Eugene Repay on the Cyclones & Faceoff

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why is my energy bill so high, and how do I check if it's right? If I've got 0% debt and normal debt on a credit card, which do they clear first? I've just seen you advertising ‘Quantum AI' with a guaranteed £25,000 return! Is it true? (Spoiler: no, it's a scam). If you've earned cashback, but returned the product, what happens? Can you tell me the best account for under 11s? Plus, beam me up, Martin, what's your favourite sci-fi?If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know if he's got a favourite flower, if he's a proper romantic, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

This powerful message from Aaron Lane on Sunday, February 8th 2026, confronts us with a profound truth: we all carry a debt we cannot repay. Drawing from 1 Corinthians 6:19-20, we're reminded that our bodies are temples of the Holy Spirit and that we've been bought with a price—the precious blood of Jesus Christ. The sermon explores the ancient practice of slavery to help us understand our spiritual condition: we were once slaves to sin, bound by chains we couldn't break, trapped in a debt that would take eternity to repay. But here's the beautiful paradox—when Christ freed us from sin's slavery, He didn't leave us to our own devices. Instead, we became servants of righteousness, voluntarily surrendering to a Master who loves us unconditionally. The message challenges us to examine whether we're truly living as freed people or still acting like slaves to our old nature. Through the story of the two thieves crucified alongside Jesus, we see that even in our worst moments, even when we're undeserving, Jesus extends grace and promises us paradise. The call is clear: repentance, baptism in Jesus' name, and receiving the gift of the Holy Ghost aren't just religious rituals—they're the pathway to true freedom. We're invited to stop asking 'What does this do for me?' and start asking 'How can I serve?' because servant leadership is the highest calling we can embrace.

Send us a textSome debts can be repaid in full. But the debt we owe to the Savior always seems to grow no matter how much we try to repay it. __________________________Do you have questions or comments?Please contact me: rtosguthorpe@gmail.comWant more info about my books and talks?Go to my website: https://www.russelltosguthorpe.com/Want to order a book? Just go to Amazon and type in Russell T. Osguthorpe Want to access my YouTube channel:https://youtube.com/@russellt.osguthorpe497Want know more about the music on this podcast? We are blessed to have M. Diego Gonzalez as a regular contributor of songs he has arranged, performed, and recorded especially for this podcast. My wife and I became acquainted with Diego when he was serving a as missionary in the Puerto Rico San Juan Mission. We were so impressed with his talent, we asked if he would compose and perform songs for Filled With His Love. He thankfully agreed. Hope you enjoy his work!Want to boost your mood and make someone's day?Go to the App store on your iPhone, and download the app—Boonto.Want a good introduction to my book? Morgan Jones Pearson interviewed me on the All-In Podcast, and it was one of the top 10 episodes of 2022. Here's the link:https://www.ldsliving.com/2022-in-review-top-10-all-in-podcast-episod...

Tonight I welcome the crew from @HamRadioClubhouse onto the livestream - they are giving away a new HF Radio on my livestream tonight. You must be present to win, so make plans to join us! If you haven't done so yet, please subscribe to the Clubhouse so that they can do more giveaways like this!Become a supporter of this podcast: https://www.spreaker.com/podcast/ham-radio-2-0--2042782/support.

Robert Lawless is a Law Professor at the University of Illinois at Urbana-Champaign.Professor Lawless is one of the country's leading experts on bankruptcy and consumer debt. In this conversation, he explains how the student loan crisis was created, why student loans are treated differently from almost every other type of debt, and how a series of legal and political decisions made them nearly impossible to discharge.Lawless walks through the history of bankruptcy law and shows how, over time, student loans moved from being treated like credit card debt to becoming a lifelong obligation. What began as a temporary restriction slowly hardened into a system where borrowers are expected to carry debt indefinitely, even when repayment is no longer realistic.He challenges the common belief that bankruptcy is a sign of economic collapse. During the pandemic, bankruptcy filings dropped sharply, not because people were better off, but because fear, uncertainty, and temporary relief masked deeper problems. Debt, he explains, works on a delay. The consequences often appear years later.Throughout the conversation, Lawless reframes bankruptcy as a tool meant to deal with failure in a functional way. Bankruptcy does not create money, jobs, or growth. It recognizes reality when there is not enough to go around. In that sense, it acts more like a hospital than a punishment.He also proposes a clear and practical solution to the student loan problem. Allow student loans to be discharged in bankruptcy after a five-year waiting period. Those who can pay would still pay. Those who cannot would have a path forward.This conversation is not about ideology or slogans. It is about how the system actually works, why it ended up this way, and what it would take to fix it.EPISODE LINKS:Robert Lawless's Website: https://rlawless.web.illinois.edu/Robert Lawless's UIUC Website: https://law.illinois.edu/faculty-research/faculty-profiles/robert-m-lawless/Debt's Grip by Robert Lawless et al: https://amzn.to/3LJAJef‘Too Little Too Late': Bankruptcy Booms Among Older Americans: https://archive.is/jfpFSBlacks Face Bias in Bankruptcy, Study Suggests: https://archive.is/XAI8UCredit Slips Blog: https://creditslips.org/Matt Levine's Money Stuff: https://www.bloomberg.com/account/newsletters/money-stuffConsider Supporting UsIf you enjoy our talk show and videos, your support means the world to us! Your contributions help us keep the show running and focus on creating interesting conversations with interesting people. Every dollar goes towards our basic needs, allowing us to dedicate more time and energy to this project. Support us here: https://uiuctalkshow.substack.com/

Ten serving ministers have not taken steps to repay money they received in error some seven months after the issue first came to light, the Dáil has heard.

Paul reminds us of the motive behind each of the five admonitionsof sins that we are to “put off”. The admonition “to put off lying”.Why? The motivation is because we are members of one another, and therefore weare to speak the truth to one another. The next admonition is, “Be angry, anddo not sin; do not let the sun go down on your wrath, nor give place to thedevil.” The motivation is to remember that whenever we allow anger to get thebest of us—when anger turns into bitterness and malice, and then is released inwrath—it brings harm, hurt, and destruction to others and even to ourselves. Atthat point, we have given place to the devil. Itis important to understand that the emotion of anger itself is not sinful.Anger is actually a good thing because it reflects that we have a sense ofjustice, that we all have, because we are created in the image of God, Because Godis a God of justice, He must punish evil. The Bible tells us that God is angrywith the wicked every day (Psalm 7:11). In that sense, our emotion of anger reflectsa God-like concern for what is right and should be rewarded, and what is wrongor evil and should be punished. However, Scripture teaches in both the Old andNew Testaments that we are to let God take care of vengeance. Paulclearly speaks of how as believers we are to responded to evil and offences in Romans12:17-21: “Repay no one evil for evil. Have regard for good things in thesight of all men. If it is possible, as much as depends on you, live peaceablywith all men. Beloved, do not avenge yourselves, but rather give place towrath; for it is written, "Vengeance is Mine, I will repay," says theLord.  LetGod take care of the offense or pain you feel in your heart or life. When youdo, you are able to display the character of Christ by forgiving those who harmyou. Stephen did this when he prayed, “Lay not this sin to their charge.” Jesusdid the same when He said, “Father, forgive them, for they know not what theydo.” We take the hurt, the pain, and the offenses committed against us andchoose to forgive. In doing so, we are like Jesus. We are following Hisexample. We are allowing the light of God and the life of Christ to shinethrough us.Itis very human and very natural to respond in anger when we are hurt, because wedo have a sense of justice. But we must allow God to be the Judge. He is theOne who will take care of the vengeance we feel in our hearts. We are not toget even as the Gentiles do—saying, “I'll pay them back.” No, my friend, youdon't need to pay them back. God will take care of that.Inthe meantime, instead of giving place to the devil and allowing him to ruin andwreck your life, you give place to God. You worship God instead of Satan. Youare saying, “Lord, I want You to rule and reign. I want You to display Yourpower and Your glory in my life.” Remember David in the Old Testament,particularly in the Psalms. He expressed his anger, but he took it to God. ReadPsalm 109. David gave it to the Lord and said, in effect, “Lord, I place this in Yourhands.” Romans 12:21 teaches us. “Do not be overcome by evil,but overcome evil with good.” You have the opportunity to do good to thosewho hurt you and cause you pain. In doing so, you demonstrate that you trulytrust God to handle the justice, the consequences, and whatever needs to bedone in the life of the one who hurt you.Oh,my friend, we have the privilege of walking as Christ walked and living asChrist lived because we have His power—His Holy Spirit—living within us. If itis possible, as much as depends on you—and remember, He lives in you—you simplyyield yourself to Him. Trust Him. Determine to obey His truth. As you yield tothe Holy Spirit, love, joy, and peace will be displayed in your life, and thepeople around you will see Jesus in you—especially when you are hurt. Insteadof giving place to the devil, you give place to the Lord Jesus Christ, and Heis displayed and glorified through your life.

A Hospital Room Reminder About What Really Matters When Bruce recorded this episode, I was in the hospital. He carried the podcast solo while I was headed into yet another surgery connected to pregnancy complications—a storyline some of you know has been part of our family's journey for years. https://www.youtube.com/live/Fbq412_k_mU That day was a harsh reminder: life is fragile, the future is never guaranteed, and your family's financial stability cannot depend on “hoping it all works out.” It has to be built on purpose. And that's exactly what cash flow vs accumulation is really about: not numbers on a statement, but whether the people you love will be equipped, protected, and provided for—no matter what happens to you. A Hospital Room Reminder About What Really MattersWhy Cash Flow vs Accumulation Matters More Than a NumberWhy Cash Flow vs Accumulation: How to Build Multigenerational Wealth Matters NowWhat Is the Difference Between Cash Flow and Accumulation Investing?How to Shift from Accumulation to Cash Flow in Personal FinanceHow to Manage Cash Flow Like a Business in Your Personal FinancesHow to Create a Personal Cash Flow Strategy That Supports Your LifeCash Flow vs Accumulation: How to Build Multigenerational Wealth in PracticeBest Cash Flowing Assets for Families and Business OwnersShould You Use a HELOC to Fund Life Insurance Premiums and Cash Flow Investments?From a Pile of Money to a Living Financial SystemGo Deeper With the Full Cash Flow vs Accumulation EpisodeFAQ – Cash Flow vs Accumulation and Multigenerational WealthWhat is the difference between cash flow and accumulation investing?How can I shift from accumulation to cash flow in my personal finances?How do I create a personal cash flow strategy that supports my lifestyle?What are the best cash flowing assets for families and business owners?How can focusing on cash flow vs accumulation help build multigenerational wealth? Why Cash Flow vs Accumulation Matters More Than a Number Most financial conversations revolve around a number. “How much do I need to retire?”“What should my net worth be at this age?”“What's my freedom number?” Those questions all assume one thing: that a bigger pile of assets automatically equals security. But it doesn't. A big balance that doesn't produce reliable cash flow can disappear quickly. You start selling assets, paying taxes, and hoping the market cooperates. That's not peace of mind. That's pressure. In this article, I want to walk you through a different way of thinking: cash flow vs accumulation and how to build multigenerational wealth with a system instead of a guess. You'll see: What is the difference between cash flow and accumulation investing in real life How to shift from accumulation to cash flow in your personal finances How to manage cash flow like a business in your personal economy The role of cash flowing assets, Infinite Banking, and trusts in building multigenerational wealth How Secure Act 2.0 and current tax rules affect inherited accounts and cash flow My goal is not to make you feel behind, but to help you feel equipped. You can design a personal cash flow strategy that supports your lifestyle now and continues to bless your family long after you're gone. Why Cash Flow vs Accumulation: How to Build Multigenerational Wealth Matters Now At the simplest level, accumulation is about growing a balance; cash flow is about growing an income stream. Most people are taught the accumulation mindset from day one. Work hard, spend less than you make, and stash the difference in a 401(k), IRA, or brokerage account. You watch the balance grow over time and hope it's enough. Cash flow asks a different set of questions. Instead of “How much do I have?” it asks, “What is this money doing? How much sustainable income does it produce? How easily can my family access it? And how long will it last?” Accumulation is about mass; cash flow is about motion. Mass can look impressive on paper. Motion is what pays the bills, funds opportunities, and supports your heirs without forcing them to sell assets at the worst possible time. When you start thinking this way, your focus shifts from chasing the biggest number to designing the strongest system. What Is the Difference Between Cash Flow and Accumulation Investing? Let's make this practical. Accumulation investing looks like this: your paycheck comes in, your bills go out, and whatever is left—if anything—gets swept into a savings account, retirement plan, or investment account. You might reinvest dividends automatically, but you're mostly watching the line go up and down on a graph and hoping the long-term trend is favorable. Cash flow investing is more intentional. You still earn income, still pay expenses, but you do one crucial thing differently: you give that surplus a job. Instead of leaving it to drift, you send it into assets that are designed to pay you on a regular basis. That might be a rental property, a share in a business, a private lending fund, a dividend-paying stock portfolio, or a policy loan strategy built on whole life insurance. The key is that these assets put money back into your personal economy as a dependable stream, not just a fluctuating account value. Accumulation is “I hope this is enough someday.”Cash flow is “I know what this produces every month, and I can plan around it.” How to Shift from Accumulation to Cash Flow in Personal Finance The shift doesn't happen with one dramatic move; it happens through a series of decisions. The first step is awareness. You need to see your personal economy the way a CFO sees a business. That means tracking not just your balance, but your flow. How much truly comes in? Where exactly does it go? What is the consistent surplus? Once you know the surplus, you can stop letting it evaporate. This is where Bruce's idea of a Wealth Coordination Account becomes powerful. Instead of leaving extra money in the same checking account that pays your groceries and subscriptions, you move it to a separate, dedicated account. That account becomes the home base for your cash flow strategy. It's where you hold cash temporarily while you decide: do we pay down a debt that's draining us? Do we fund a life insurance premium that will expand our long-term options? Do we step into a strategic rental, a business partnership, or a dividend-focused portfolio? Shifting from accumulation to cash flow is less about wild new investments and more about refusing to let surplus be accidental. You become intentional about directing it toward assets that feed you back. How to Manage Cash Flow Like a Business in Your Personal Finances Bruce shared a simple but powerful idea: Run your personal economy the way a healthy business runs its economy. A good business watches: Revenue in Expenses out Profit (cash flow) How quickly profit is redeployed to either increase revenue or decrease expenses You can do the same at home. Track your cash flow clearlyDon't just “check your balance.” Know exactly what's coming in, what's going out, and what's left. Increase income where you canSide business, consulting, a raise, better pricing in your current business—anything that adds more revenue to your personal economy. Decrease unnecessary expensesLook at both:Discretionary spending (the “nice to haves”) Non-discretionary spending (insurance, utilities, groceries) where you can shop, renegotiate, or restructure. Capture the surplus in a separate “Wealth Coordination Account”This is something Bruce and I teach often:Create a separate account for excess cash flowDon't let it disappear into your normal spending Use this account to fund your cash flow strategy, pay premiums, and invest in new opportunities This is the heart of cash flow planning—directing every dollar on purpose. How to Create a Personal Cash Flow Strategy That Supports Your Life A personal cash flow strategy isn't just a budget. It's a design for how money moves through your life: Income sources W-2 income Business income Rental income Dividends and distributions Core expenses Lifestyle (home, food, transportation, education) Taxes Debt payments Surplus (profit) This is what flows into your Wealth Coordination Account Redeployment planYou decide in advance: What percentage goes to debt reduction What percentage goes to cash flowing assets What percentage goes to premiums on your whole life policies What percentage stays liquid for opportunities This is how you manage your cash flow instead of reacting to it. Over time, this system builds stability for you and creates a foundation for multigenerational wealth planning. Cash Flow vs Accumulation: How to Build Multigenerational Wealth in Practice So how do we make cash flow vs accumulation truly multigenerational? Bruce and his wife use a simple repeatable framework: Cash flowing assets (businesses, rentals, funds) send income into a Wealth Coordination Account. That account pays premiums for permanent life insurance policies. As cash value grows, they borrow against policies to purchase more cash flowing investments. The new cash flow goes back to: Repay policy loans Rebuild the Wealth Coordination Account Fund additional opportunities Rinse and repeat. On the legacy side: Trusts are structured so that death benefits and cash flowing assets pass in an organized, tax-aware way to nieces, nephews, and charities. The trust language gives guidance and guardrails for how the next generation should use policy loans, pay them back, and take out new policies on their own lives and their children's lives. This is how building generational wealth with cash flow becomes a repeatable family system, not just a one-time event.

South Side Jake from South Side Plumbing and Heating comes on The Fan Hotline to address the recent issue involving "Harry" Callas and some deer meat.

The Day the “Emergency Fund” Met Real Life Rachel here. Many tell us the same story: “I saved the emergency fund, but I'm worried I'm losing ground to inflation and missed opportunities.” https://www.youtube.com/live/T7O8abZDKw8 Because for most people, the “emergency fund” is a lonely pile of cash—stuck in a corner doing next to nothing. It feels safe, until inflation and opportunity cost quietly erode it. Today Bruce and I want to reframe that pile into something far better: emergency fund alternatives that give you liquidity and momentum. What You'll Get From This Guide If you've ever wondered how to stay liquid for the unknown without parking money in low-yield accounts, this is for you. We'll show you how to: Design liquidity that protects your family and keeps compounding intact Think “emergency and opportunity,” not either/or Decide how much liquidity you actually need Compare storage options (banks, brokerage, HELOCs, and emergency fund alternatives like cash value life insurance) Understand policy loans, interest, IRR, and why control and flexibility often beat chasing the “best rate” By the end, you'll have a practical blueprint to keep cash ready for life's surprises—without stalling your long-term growth. The Day the “Emergency Fund” Met Real LifeWhat You'll Get From This Guide1) Why Most People Misunderstand “Emergency Funds”Emergency Fund Alternatives vs. Cash-in-the-Bank2) How Much Liquidity Do You Actually Need?Emergency Fund Alternatives for Real Estate Investors3) Liquidity from Cash-Flowing Assets4) Where to Store Liquidity: A Practical Comparison5) Cash Value as an Emergency–Opportunity FundEmergency Fund Alternatives Using Whole Life Insurance6) “But What About Loan Rates vs. Policy IRR?”7) Real Estate, HELOCs, and Policy Loans—How They Compare8) Early-Year Liquidity & Design Reality9) The Two Big Mindset ShiftsEmergency Fund Alternatives That Keep You in Control10) Implementation Steps You Can Start This WeekWhy This MattersListen In and Go DeeperFAQWhat's the best place to keep an emergency fund?Are whole life policies good emergency fund alternatives?How much liquidity should real estate investors keep?Do whole life policy loans hurt compounding?Policy loan rate vs. policy IRR—what matters most?HELOC or whole life policy loan for emergencies?Book A Strategy Call 1) Why Most People Misunderstand “Emergency Funds” Most picture a rainy-day stash: a fixed dollar amount “just in case.” The problem? That mindset narrows your field of vision to only bad events. You end up over-saving in idle cash, under-preparing for real opportunities, and missing compound growth. The better frame is liquidity for emergencies and opportunities—capital that can pivot quickly, without losing momentum. Emergency Fund Alternatives vs. Cash-in-the-Bank Savings accounts provide easy access but pay little, expose you to inflation, and interrupt compounding when you withdraw. Emergency fund alternatives aim to keep liquidity and let your money continue working. 2) How Much Liquidity Do You Actually Need? Rules of thumb (3–6 months) don't account for your real situation: expenses, income volatility, business ownership, real estate cycles, and your emotional comfort. Bruce and I coach clients to answer three questions: Cash flow cushion: If your income paused, how long until you're back on track? Asset mix & access: Where is your capital now, and how liquid is it (including taxes/penalties)? Personal margin: What amount helps you sleep at night without freezing progress? The right number blends math and emotion. Peace of mind matters because you'll only stick with a plan you believe in. Emergency Fund Alternatives for Real Estate Investors Great operators earmark a percent of rents for vacancies, repairs, and cap-ex—plus a broader, flexible reserve. Emergency fund alternatives make that reserve productive while keeping it accessible. 3) Liquidity from Cash-Flowing Assets One overlooked “emergency fund” is consistent cash flow. If assets deposit $5K–$20K/mo. into your checking account regardless of your job, you may need less static cash. Let the monthly stream cover life's bumps—while your capital base keeps compounding. Cash flow accumulates → periodically deploy to premium (more on that next) Short-term bank buffer exists, but money doesn't linger there You stay positioned for both emergencies and deals 4) Where to Store Liquidity: A Practical Comparison VehicleLiquidityGrowth/DragTaxes on AccessProsConsBank savings/HYSAInstantLow; inflation dragNo capital gains on principalSimplicity, FDICOpportunity cost; interrupts compoundingBrokerage (cash/short-term)High–moderateVariesPossible gains taxesOptional yieldMarket risk; sale can trigger taxesHELOCOn-demand (if open)House appreciates regardlessLoan (not income)Flexible; common for investorsBank approval; can be frozenCash Value Whole Life3–5 days via policy loansUninterrupted compoundingLoan (not income)Control, guarantees, death benefitMust qualify; early-year liquidity is lower Bottom line: Banks are fine for swipe-ready cash. But for meaningful reserves, emergency fund alternatives that preserve compounding and add optionality often fit better. 5) Cash Value as an Emergency–Opportunity Fund This is where Infinite Banking principles shine. Premium dollars build cash value (guaranteed growth + potential dividends) and a rising death benefit. When you need liquidity, you borrow against cash value. Your cash value keeps compounding uninterrupted while the insurer's general fund provides the loan. Result: Capital keeps working; you gain flexibility Mindset: Be both the producer and the banker in your life Governance: Treat loans like a bank would—repay with intention to restore capacity Emergency Fund Alternatives Using Whole Life Insurance Liquidity in days (not months) Access via loan documents—not a bank underwriter If you pass away with a loan outstanding, it's simply deducted from the death benefit; your heirs still receive the net 6) “But What About Loan Rates vs. Policy IRR?” Bruce said it well: I care less about a single rate and more about the system—control, flexibility, and volume of interest over time. IRR reflects long-term, policywide performance. Loan rate is what you pay while capital continues compounding inside the policy. Volume matters: The faster you repay, the less interest volume you pay—at the same rate. Meanwhile, rising death benefits and dividends work in your favor. Chasing the perfect spread can stop you from using a system designed to keep your compounding intact and your options open. 7) Real Estate, HELOCs, and Policy Loans—How They Compare A helpful analogy: a policy loan works like a HELOC on your house—the property can keep appreciating whether a lien exists or not. With cash value, your “property” is the policy: growth continues by contract, and you place a lien to access cash. Differences: Access: Policy loans are paperwork-simple; HELOCs require bank re-approval and can be frozen. Speed: Policies often fund in 3–5 business days; HELOC timing varies. Control: With a policy, you set repayment terms; with banks, they do. For investors, combining a small bank buffer, a HELOC, and cash value creates layers of redundancy—plus uninterrupted compounding. 8) Early-Year Liquidity & Design Reality Honest trade-off: in the first year(s), you won't have access to 100% of premium dollars. That early drag buys you guarantees, long-term compounding, and a growing death benefit. Design matters (base + paid-up additions) and expectations matter. Ask: Do I really need every dollar back in 30 days? Most don't. By years 3–4, well-designed policies are commonly close to dollar-for-dollar access on new premium—and rising. 9) The Two Big Mindset Shifts From Emergency to Emergency–OpportunityStop saving only for the worst. Start storing capital that can respond to anything—repairs, vacancies, investments, giving, tuition, tithing, trips. From Saver to BankerDon't just hold capital; govern it. Design rules. Repay loans. Value your capital at least as much as a bank would. This shifts you from scarcity to stewardship. Emergency Fund Alternatives That Keep You in Control The aim isn't a magic product; it's a governed system that preserves compounding, widens options, and serves your family for decades. 10) Implementation Steps You Can Start This Week Clarify your true liquidity need. Calculate 90–180 days of net cash flow needs, not just expenses. Segment reserves: Keep a thin swipe-ready bank buffer; move the rest to emergency fund alternatives (e.g., cash value). Document loan rules: When you borrow, how will you repay? From what cash flow? On what rhythm? Automate funding: Set recurring transfers to build capital consistently. Review quarterly: Check buffer size, upcoming premiums/PUAs, deal pipeline, and family needs. Think generationally: Policies on multiple family members expand access, diversify insurability, and strengthen your long-term plan. Why This Matters Your “emergency fund” shouldn't be a deadweight expense. With emergency fund alternatives, you can keep liquidity, protect your family, and maintain uninterrupted compounding. Cash-flowing assets provide monthly cushion. Cash value provides controlled access, contractual growth, and a rising death benefit. Together, they create a resilient system that handles storms and seizes sunshine. Listen In and Go Deeper Want the full conversation—including examples, loan mechanics, and our candid takes on rates, IRR, and real-world trade-offs? Listen to the podcast episode on Emergency Fund Alternatives to hear how we actually apply this with clients and in our own families.

Recapping Cy-Hawk basketball with Eugene Repay & Tom Kakert

Friday Hour 1: Recapping Cy-Hawk basketball with Eugene Repay & Tom Kakert

A practitioner in Taiwan shares how she improved in cultivation through memorizing the Fa, how she overcame a severe bout of illness karma by identifying attachments to resentment, and how she learned to use computers to help in truth clarifying activities. This and other experience-sharing from the Minghui website.Original Articles:1. [Fahui] Cultivating Diligently to Repay Master for His Compassionate Salvation2. [Fahui] My Cultivation Journey3. Thoughts on Eliminating Modern Deviated Notions To provide feedback on this podcast, please email us at feedback@minghuiradio.org

Auto-generated transcript: In the name of Allah, the Most Gracious, the Most Merciful. Alhamdulillah, Rabbil Alameen, wassalatu wassalamu ala al-sharafi al-anbiya wal-mursaleen. Muhammad Rasulullah, sallallahu alayhi wa ala alihi wa sallam, tasliman kathiran kathiran. Firmabadu, my brothers and sisters. Alhamdulillah, bi-zinillahi ta’ala. My wife and I, we are going for Umrah just now. We ask… Continue reading You can never repay anyone

Trump To Repay National Debt By Giving Everyone $2,000! (gold & silver rally most likely unrelated:) On one hand, we've all learned to take anything a politician says with a grain of salt. As anyone who's been following our political system knows it's usually more likely that a politician is lying than telling the truth. But lately, things are getting a little bit out of control with some of the statements coming out of the Trump administration, which we dig into in today's live show. So join us at 2 p.m. Eastern and prepared to be shocked by what you hear! - To find out more about the latest earnings results from Fortuna Mining go to: https://fortunamining.com/news/fortuna-reports-results-for-the-third-quarter-of-2025/ - To get Arcadia's Gold and Silver Daily go to: https://goldandsilverdaily.substack.com/ - To hear the sounds of Arcadia Music go to: https://goldandsilverdaily.substack.com/p/gold-and-silver-surge-again-as-powell - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 Google-https://podcasts.google.com/feed/aHR0cHM6Ly9teXNvdW5kd2lzZS5jb20vcnNzLzE2MTg5NTk1MjMzNDVz Anchor - https://anchor.fm/arcadiaeconomics Amazon - https://podcasters.amazon.com/podcasts Follow Arcadia Economics on these social platforms Twitter - https://twitter.com/ArcadiaEconomic This video was sponsored by Fortuna Mining, and Arcadia Economics does receive compensation. For our full disclaimer go to: https://arcadiaeconomics.com/disclaimer-fortuna-silver-mines/Subscribe to Arcadia Economics on Soundwise

Jesus challenges us to welcome to our table those who cannot repay us, for heaven smiles when share our blessings with one another. (Lectionary #485) November 3, 2025 - Cathedral Rectory - Superior, WI Fr. Andrew Ricci - www.studyprayserve.com  

Matthew 116   1 Peter 2:23-24 ESV   23 When he was reviled, he did not revile in return; when he suffered, he did not threaten, but continued entrusting himself to him who judges justly. 24 He himself bore our sins in his body on the tree, that we might die to sin and live to righteousness. By his wounds you have been healed.       Romans 12:17-21 ESV   17 Repay no one evil for evil, but give thought to do what is honorable in the sight of all. 18 If possible, so far as it depends on you, live peaceably with all. 19 Beloved, never avenge yourselves, but leave it to the wrath of God, for it is written, "Vengeance is mine, I will repay, says the Lord." 20 To the contrary, "if your enemy is hungry, feed him; if he is thirsty, give him something to drink; for by so doing you will heap burning coals on his head." 21 Do not be overcome by evil, but overcome evil with good.       Matthew 27:46 ESV   46 And about the ninth hour Jesus cried out with a loud voice, saying, "Eli, Eli, lema sabachthani?" that is, "My God, my God, why have you forsaken me?"       Psalm 22:1a ESV   My God, my God, why have you forsaken me?       Matthew 20:17-19 ESV   17 And as Jesus was going up to Jerusalem, he took the twelve disciples aside, and on the way he said to them, 18 "See, we are going up to Jerusalem. And the Son of Man will be delivered over to the chief priests and scribes, and they will condemn him to death 19 and deliver him over to the Gentiles to be mocked and flogged and crucified, and he will be raised on the third day."       Matthew 16:21-23 ESV   21 From that time Jesus began to show his disciples that he must go to Jerusalem and suffer many things from the elders and chief priests and scribes, and be killed, and on the third day be raised. 22 And Peter took him aside and began to rebuke him, saying, "Far be it from you, Lord! This shall never happen to you." 23 But he turned and said to Peter, "Get behind me, Satan! You are a hindrance to me. For you are not setting your mind on the things of God, but on the things of man."       Matthew 17:22-23 ESV   22 As they were gathering in Galilee, Jesus said to them, "The Son of Man is about to be delivered into the hands of men, 23 and they will kill him, and he will be raised on the third day." And they were greatly distressed.       Matthew 20:20-21 ESV   20 Then the mother of the sons of Zebedee came up to him with her sons, and kneeling before him she asked him for something. 21 And he said to her, "What do you want?" She said to him, "Say that these two sons of mine are to sit, one at your right hand and one at your left, in your kingdom."       1 Corinthians 2:14 ESV   14 The natural person does not accept the things of the Spirit of God, for they are folly to him, and he is not able to understand them because they are spiritually discerned.      

You might have seen those viral articles promising a mysterious multi-thousand-dollar Social Security “bonus,” but are they actually legit? On the show this week, I separate fact from fiction, debunking the myths and sharing seven actionable strategies to help you get the most out of your Social Security over your lifetime.  Whether you're curious about how working longer, delaying your benefits, checking your earnings record, or understanding tax implications can impact your retirement paycheck, this episode is packed with valuable tips to help you make sure you're not leaving money on the table.  You will want to hear this episode if you are interested in... [00:00] Retirement Planning Misconceptions Explained. [03:25] Filling in or replacing "zero" or low-earning years boosts benefits. [04:26] Reasons for and against early collection. [06:48] Repay benefits within one year of starting to “reset” your claim. [08:15] Eligibility requirements for spousal benefits. [12:28] How to check your Social Security earnings. [13:00] Strategies to delay taxable distributions and reduce Social Security taxation. Debunking the Social Security "Bonus" Myth Many retirees have seen headlines promising a massive Social Security “bonus" that most people don't collect. Let's be real, this so-called "bonus" isn't some sort of secret benefit; it's a reference to the cumulative value you could gain over your lifetime by paying a little attention to your Social Security strategy and reducing your tax liability. In other words, there's no one-time check or hidden program, just savvy planning that can add up to tens of thousands more in your pocket. 1. Work Longer, Maximize 35 Years of Earnings The Social Security Administration calculates your benefit using the highest 35 years of your working life. If you retire with fewer than 35 years of work, the missing years count as zero, lowering your benefit. Even for those with a full 35-year history, additional years of higher earnings (often later in your career) can replace lower-earning years, bumping up your monthly check. Working a little longer not only increases your benefit but may also put you in a better position for retirement overall. 2. Delay Claiming Benefits  While you are eligible to start at age 62, waiting until your full retirement age (typically 66 or 67), or even delaying to age 70, can significantly increase your monthly benefit. For every year you wait past full retirement age (up to age 70), you receive an 8% credit, on top of any cost-of-living adjustments. There are some exceptions where it may make sense to claim early, such as serious health issues or unique family situations.  3. Unwind an Early Claim with Repayment If you've already claimed Social Security but then realize you made a mistake, there is a potential do-over option. If you started benefits within the past year, you can repay the benefits received (without interest) and reset your claiming strategy to earn a higher benefit later. This is a once-in-a-lifetime opportunity and includes repayment of any Medicare premiums withheld, so be sure this move fits your broader financial plan. 4. Don't Miss Out on Spousal and Survivor Benefits If you're married, you can claim a spousal benefit up to 50% of your spouse's benefit at your full retirement age. This strategy can be a huge game-changer for non-working or lower-earning spouses. When a spouse passes away, the survivor can step up to the higher of the two benefits, which is why it's important to maximize the higher earner's benefit for long-term security. 5. Check Your Social Security Earnings Statement Regularly Mistakes happen, even with Social Security's generally high record-keeping accuracy. Reviewing your annual earnings statement ensures all your income is being counted, and thus, your benefit is maximized. Errors not caught early can seriously reduce your benefit down the road. 6. Be Tax-Smart About Social Security Benefits By smartly timing IRA distributions, capital gains, and part-time work, you can potentially reduce or even eliminate the tax owed on your benefits for several years. For couples with a combined income under $32,000, none of the benefit is taxable, while at higher incomes, up to 85% can be taxed. Knowing these thresholds is key to tax-efficient retirement income planning. 7. Get Advice When Needed Social Security may be just one piece of your retirement puzzle, but it's a critical one. Consulting with a financial advisor can help you coordinate claiming strategies, minimize taxes, and make the right decisions for your unique situation. While there's no hidden "Social Security bonus" waiting to be claimed, a thoughtful approach to your Social Security strategy can result in thousands, even tens of thousands, of dollars more in your retirement years. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

You can't give anything to God or do anything for God that he hasn't first given to you and done for you.

Seth and Sean discuss the Orioles helping out the Astros by beating the Mariners, and it now being up to the Astros to maintain their lead in the division by beating said Orioles.

Policy loans are one of the most powerful tools in infinite banking, but they're not free money. In this episode, Hans and Brian dive deep into the strategic considerations around when to use policy loans, when to avoid them, and how to think through these decisions holistically.From philosophical approaches to practical examples, they explore the spectrum of policy loan usage in the infinite banking community, ranging from Nelson Nash's "cut out the snakes and dragons" philosophy to pure arbitrage-focused strategies. The hosts share real-world scenarios that illustrate the power of having control and optionality in your financial decisions.Through Brian's recent land purchase and various investment examples, they demonstrate why maintaining liquidity provides strategic advantages and how policy loans can be leveraged responsibly as part of a comprehensive wealth-building strategy.The Philosophy Spectrum of Policy Loans: The infinite banking community spans from Nelson Nash's "cut out the snakes and dragons" approach to pure arbitrage-focused strategies. Finding the middle ground means using policy loans strategically while maintaining core principles over the 17-20 year journey.You Finance Everything You Buy: Whether you pay cash or finance, you're always giving up opportunity cost. When you hand cash to a dealer, that money stops working for you and starts working for them. Understanding this helps frame policy loan decisions within your overall capital allocation.The Power of Having Options: Maintaining liquidity provides strategic advantages. Keeping cash reserves above emergency fund levels allows you to seize unexpected opportunities, while having multiple financing options creates optimal decision-making flexibility.When NOT to Use Policy Loans: Avoid using policy loans for daily expenses, laddering policies (using loans to fund new policies), and taking loans without a repayment plan. Policy loans require responsible banking practices despite their flexibility.Investment Arbitrage Considerations: A 10% minimum return threshold provides one framework for policy loan investments. Asset allocation models can guide decisions beyond simple interest rate arbitrage across real estate, private lending, and other investment categories.➡️ Chapters00:00 - The Power and Responsibility of Policy Loans01:00 - Current Economic Environment and Tax Policy05:00 - Policy Loan Decision Framework08:00 - The 17-20 Year Journey to Financial Independence12:00 - Car Dealership Financing vs Policy Loans16:00 - The Ability to Repay as a Position of Strength22:00 - Emergency vs Opportunity Funds29:00 - Invest to Live, Don't Live to Invest33:00 - Asset Allocation Over Pure Arbitrage39:00 - Personal Investment Thresholds and Strategies48:00 - What NOT to Use Policy Loans For52:00 - Future Windfalls and Repayment Planning54:00 -The Dangers of Policy LadderingGot Questions? Reach out to us at info@remnantfinance.com or book a call at www.remnantfinance.com/calendar!⁠Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE