Podcasts about Paye

Paul Gutierrez is joined by defensive end Kwity Paye to discuss Head Coach Klint Kubiak, the defense and more.See omnystudio.com/listener for privacy information.

Aujourd'hui sur CDQ!? : Abou, Kerian, Loic, Léonard, Chamas, Christine-Les casseurs de la finale de la Champions League, on en penses quoi ?-La derniere interview du Sherman avc Gabirel Attal, récupération politique ?

Et si l'Europe payait une facture qu'elle n'a jamais signée ?

La situation au sein du ministère de la Santé atteint un point de rupture. Des mois, voire des années après leur prestation, des employés du secteur attendent toujours d'être rémunérés pour leurs heures supplémentaires. Les syndicats, excédés, redoublent d'alertes — sans réponse à la hauteur de la crise. Parmi les voix qui s'élèvent, celle de la Government Services Employees Association (GSEA). Son secrétaire général, Gheerishsingh Gopaul, dénonce une inertie institutionnelle qui n'a que trop duré, malgré de multiples correspondances adressées aux autorités compétentes. S'appuyant sur les principes fondamentaux de l'Organisation internationale du travail (OIT), Gheerishsingh Gopaul rappelle une règle pourtant élémentaire : tout travail accompli doit être rétribué à sa juste valeur. « Equal pay for equal work », martèle-t-il. Car c'est bien là, selon lui, le cœur du problème : le personnel soignant et de soutien continue d'assumer des charges considérables — sacrifices, heures additionnelles, pression quotidienne — sans percevoir la compensation qui lui est légalement due. Au-delà des arriérés de paiement, le syndicaliste pointe également les lacunes criantes en matière de recrutement. Plusieurs catégories de personnel sont sous-représentées ou absentes, notamment les Transport Service Facilitators, les chauffeurs d'ambulance, les techniciens en pharmacie, ou encore les Linen Attendants et Linen Health Officers. Faute d'effectifs suffisants, ceux qui sont en poste se retrouvent contraints d'assumer des tâches qui ne relèvent pas de leur fiche de poste, et ce, sans rémunération supplémentaire. Une pression que Gheerishsingh Gopaul qualifie d'inacceptable. Face à l'accumulation du backlog d'heures impayées, la GSEA a transmis une nouvelle correspondance au ministère de la Santé, exigeant que les fonds nécessaires soient dégagés sans délai pour payer les arriérés. L'association syndicale formule également une double revendication : le règlement intégral des heures supplémentaires dues, et le lancement immédiat de campagnes de recrutement afin de garantir un service médical et hospitalier de qualité pour les Mauriciens.

"Paye Ta Tournée" c'est une soirée à 2 avec des drinks, de l'ecommerce et du rire.Dans ce nouvel épisode de Paye Ta Tournée, on reçoit Julien Eckersley pour une discussion sans filtre sur 20 ans d'e-commerce, les bullshit du marché, l'IA, le composable, LinkedIn, les clients impossibles… et ce qui change vraiment dans le retail aujourd'hui.Un épisode depuis le Moonshiner à Paris, entre anecdotes terrain, convictions fortes et conversations qu'on a normalement après les events, quand les micros sont censés être coupés

Seulement 5 % des créateur·ices parlent de sujets engagés. Comment faire de l'influence responsable sans se planter ?Dans cet épisode de Slow Marketing, nous recevons Amélie Deloche, co-créatrice du collectif Paye ton influence et co-autrice du Guide de l'influence responsable de l'ADEME. Un guide qui dit les choses clairement, sans langue de bois, et surtout qui donne des outils concrets pour passer à l'action.Parce que vouloir faire de l'influence responsable, c'est bien. Mais concrètement, ça veut dire quoi ? Comment choisir les bon·nes créateur·ices ? Comment écrire un brief qui évite le greenwashing sans brider la créativité ? Et surtout : comment prouver à son boss que c'est rentable ?Au programme :Les arbitrages stratégiques : micro-influenceur·euses engagé·es ou gros comptes lifestyle ?Une checklist express pour sélectionner un·e influenceur·euse en 10 minutesLe brief anti-greenwashing : ce qu'il faut mettre (et bannir)Les erreurs classiques à éviter (spoiler : ne pas se renseigner sur l'annonceur)Les KPIs pour prouver l'impact business ET sociétalPlateformes, algorithmes et guerre des imaginaires

Suivi de dossier concernant le jeune de secondaire 1 à l’école Jean-Jacques-Rousseau qu’on a forcé à se battre contre un autre. On a parlé à la maman du jeune il y a une semaine et nous apprenons ce qui s’est passé depuis. Entrevue avec Chloé, maman d’un fils de secondaire 1 à l’École secondaire Jean-Jacques-Rousseau Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radioPour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Africa Melane speaks to Sean Kelly, Director at Parity Wealth Managers, about the cumulative tax burden facing South Africans and how taxes affect consumers far beyond their monthly PAYE deductions. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from Early Breakfast with Africa Melane For more about the show click https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Plaintes, compliments, interrogations... Cette saison encore, les Grosses Têtes répondent aux différentes questions et messages des auditeurs à l'antenne. Retrouvez tous les jours le meilleur des Grosses Têtes en podcast sur RTL.fr et l'application RTL.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Les 17 et 18 février 2026, Paye ta vie d'artiste ! s'est rendu au centre social Saint-Gabriel, dans le 14e arrondissement de Marseille, pour mener des ateliers auprès de jeunes de 15 et 16 ans : Bahati, Houssnat, Lilya, Nisla, Raissat et Raouf. Accompagnées de l'artiste Élodie Rougeaux-Léaux, nous les avons initié·es aux techniques de la radio et nous avons réfléchi ensemble sur les thématiques qui nous sont chères : l'art, un travail comme les autres ? Quel est le rôle social de l'art ? Peut-on vivre de sa pratique artistique ? Faut-il se former pour être artiste ? Le milieu de l'art contemporain est-il vraiment accessible à toustes ?Journalistes en herbe, iels ont réalisé des micro-trottoirs entre elles et eux, et auprès des membres du centre social. Le dernier jour, iels ont réalisé un plateau radio pendant lequel iels ont mené une interview avec Élodie, qui leur a présenté son parcours et son travail. L'émission qui suit est le résultat de ce travail collectif.CréditsAnimateurices : Bahati, Houssnat, Lilya, Nisla, Raissat et RaoufInvitée : Élodie Rougeaux-LéauxAvec les interventions de Robin Assous, Nacer Major et Chamsoudine SoilihiRéalisatrices : Sarah Diep et Soizic PineauMusique et habillage sonore : Alexi ShellDesign graphique : Dana GalindoMerci au centre social Saint-Gabriel pour leur accueil, et en particulier à Rachid Bourega et Chamsoudine Soilihi pour avoir rendu ces ateliers possibles. Merci également au Bateau Louche pour leur aide à la production.Paye ta vie d'artiste ! est un podcast Manifesto XXI, soutenu par la Région Sud et la Ville de Marseille.Plus de ressources sur notre instagram, @payetaviedartiste.podcast, ainsi que sur manifesto-21.com ! Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

About this episode In this episode, we explain how paying school fees through your business can create tax issues if it is not structured correctly. It may seem sensible for a company with available cash to help fund school or university fees, but HMRC may treat the payment very differently depending on how it is arranged. We look at the risks of reimbursement, the benefit in kind route, the wholly and exclusively rule, director loans, dividend planning for children, and why professional advice matters before any agreement is made. This is especially relevant for business owners thinking about tax for small businesses, business tax planning UK, and wider family financial planning. Introduction Paying for education can be expensive, and many business owners may wonder whether their company can help fund school or university fees. On the surface, it may feel like a simple cash flow decision. However, tax rules can quickly turn that idea into a costly mistake. In this episode of I Hate Numbers, we explain why the way a payment is made matters. We also look at how business owners can avoid the most expensive routes and consider more structured ways to plan ahead. Can your business pay school or university fees? The short answer is yes, but the tax treatment depends on how the payment is made and who is legally responsible for the fees. If the school contract is in your personal name and the company simply reimburses you, HMRC may treat the money as earnings, salary, dividends, or another taxable extraction from the company. That can lead to PAYE income tax, National Insurance, employer National Insurance, or dividend tax consequences. For higher rate taxpayers, this can make the arrangement extremely expensive. Therefore, the key issue is not just whether the company has the money, but whether the payment is structured correctly. Why it matters Using company funds without understanding the rules can create unnecessary tax costs, interest, and penalties. It can also damage cash flow management if the business owner assumes the company payment is tax-efficient when it is not. Good planning matters because education funding, company cash, personal tax, and corporation tax can all overlap. For small business finance UK, this is a practical example of why profit and financial control are not only about making money, but also about using money in the right way. Key breakdown 1. The reimbursement trap One common mistake is paying the school personally and then taking the money back from the company. If the contract is in your name, HMRC may see the company payment as a personal benefit, salary, bonus, or dividend. This can create income tax and National Insurance consequences. It may also result in employer National Insurance for the company. In many cases, this becomes one of the most expensive ways to fund education costs through a business. 2. Using the benefit in kind route A more structured option is for the company to contract directly with the school or university. In that case, the company pays the education provider directly and the arrangement may be treated as a benefit in kind. This does not make the payment tax-free, but it may reduce some of the National Insurance cost. The business may also be able to claim corporation tax relief, depending on whether the expense meets the relevant rules. 3. The wholly and exclusively rule HMRC may ask whether the payment is wholly and exclusively for the purposes of the trade. If the student is the owner's child and not an employee doing actual work for the business, HMRC may challenge whether the company can claim the payment as a business deduction. This is where professional advice becomes important. A payment may still create a benefit in kind, but that does not automatically mean it qualifies as a corporation tax deduction. 4. Director loans under £10,000 The company may lend up to £10,000 interest-free without creating a benefit in kind charge, provided the balance stays within the limit throughout the year. This may help with a single school term, a university fee payment, or a short-term funding gap. However, if the loan goes even slightly over the limit, the rules change. The loan may become a beneficial loan, and tax may apply to the interest that should have been paid. A director loan is mainly a timing tool, not always a tax-saving strategy. 5. Long-term dividend planning for children Some business owners may think about giving shares to children and paying dividends to help fund education. However, if a parent gives shares to a minor child, income above £100 may be taxed on the parent under the settlements legislation. There is a “grandparent loophole”. If a grandparent provides the funds for the grandchild to get shares, the £100 limit does not apply. The child can then use their own personal allowance, currently £12,570. However, this needs proper legal setup. 6. Salary sacrifice warning Salary sacrifice for school fees is not the useful planning route it may once have appeared to be. Unless the arrangement relates to something like a workplace nursery, the tax benefit is likely to be limited or unavailable. Business owners should also be aware that salary sacrifice rules continue to change, including future National Insurance treatment. Therefore, this is not an area to approach without up-to-date advice. Practical steps before paying school fees through a business Check who the school or university contract is with.Avoid simply reimbursing yourself from the company without advice.Consider whether a company-paid benefit in kind route is more suitable.Review whether the payment meets the wholly and exclusively rule.Be careful with director loan limits.Consider long-term family planning only with proper legal and tax support.Get professional clearance before signing any contracts. If you need support with financial control, planning, bookkeeping, or cash flow, our Xero accounting support can help you keep better visibility over your business numbers. Related episodes Sole Trader or Limited Company: Decide What's RightTax and Your Self Employed BusinessUnderstanding Your Financial Statements Key takeaway Using your business to pay school or university fees can be valid, but it is not automatically tax-efficient. The structure matters. Reimbursement can be expensive, direct company contracts may work better, director loans can help with timing, and longer-term planning may require careful family and legal structuring. The main lesson is simple: do not treat education funding as just another company payment. Treat it as part of wider business tax planning UK and get advice before committing.

Ecoutez RTL Midi avec Vincent Derosier du 08 mai 2026.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Aujourd'hui, Charles Consigny, avocat, Flora Ghebali, entrepreneure dans la transition écologique, et Laura Warton Martinez, sophrologue, débattent de l'actualité autour d'Olivier Truchot.

Justin Trudeau lance Mark Carney en dessous de l’autobus! La rencontre Mulroney-Dutrizac avec Ben Mulroney, animateur du Ben Mulroney show. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radioPour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Aujourd'hui, Laura Warton Martinez, sophrologue, Charles Consigny, avocat, et Joëlle Dago-Serry, coach de vie, débattent de l'actualité autour d'Olivier Truchot.

Aujourd'hui, Laura Warton Martinez, sophrologue, Charles Consigny, avocat, et Joëlle Dago-Serry, coach de vie, débattent de l'actualité autour d'Olivier Truchot.

In this Meaningful Money Q&A episode (QA46), Pete Matthew and Roger Weeks answer six listener questions on the financial decisions many UK households are wrestling with right now. We cover bridging the gap to the State Pension with fixed-term annuities, strategies for staying under £100,000 adjusted net income (and avoiding the 60% tax trap), and how LGPS "CARE" pensions work including whether salary sacrifice can reduce student loan repayments. There's also practical guidance for self-employed listeners facing a tough year and needing to cut costs, plus how to think about funding private school fees without derailing long-term plans. Finally, we discuss how to decide whether to take the maximum tax-free lump sum from a defined benefit pension, including the trade-offs and how to model the impact. Shownotes: https://meaningfulmoney.tv/QA46  02:18  Question 1 Hi Pete & Roger, I am a long-time fan of your podcasts, and I often sneak off during the day for some peaceful R&R and listen to your latest release or even go back on old shows. My wife and I are in the fortunate position that we have both retired but still have a number of years before the state pension will commence (6 years / 2 years). Our long-term plan was to build up our private pensions so that we would have a comfortable retirement but also be able to leave our two children a reasonable inheritance which has meant we have been reluctant to dip into our DC pensions too early. With the proposed changes to IHT bringing in the unused pension pots on 2nd death into the estate and on current projection we have in excess of £1m in DC pensions which unfortunately are heavily weighted in my favour to 80/20 and we both have a DB scheme each (circa 5K) which have been activated. My questions relate to fixed term annuity. To bridge the gap between retirement and receiving the state pension for my wife circa 6 years, I was considering looking at one of these to cover sufficient income to take her up to the personal tax allowance limit bearing in mind the annual DB income. My dilemma is where or how best to fund this. Can we or do we use our personal savings? Do we use my wife's DC pension in part? Can I use my own DC pension, but any withdrawal would be subject to 20% tax rate so not a preference even if allowed? As part of my look into these fixed term annuities, there also seems to be an option to have guaranteed cash return at the end of term.  Is there any sense in considering this as it would require a bigger investment or withdrawal?  Would this cash also be tax free or would it be income and added to your existing income stream? It would seem to me that if I wanted to reduce the pension pot differential but ensuring the tax payable was only 20%, then I could either max my withdrawal requirement annually or consider the annuity route but this could be complicated with my state pension commencing 2027? Should I be hung up on the pension pot differential values between us and does the IHT rule of the couple's tax-free limit being £650,000 nil rate ignore where the money originates.  This pension pot differential must be quite common, do you have any other comment or suggestions that would be helpful. I, like many of your listeners enjoy your banter and how you impart knowledge to the wider audience for their better good – a big thank you for this. Best Regards Brett. Meaningful Academy Retirement Planning 11:04  Question 2 Hi Pete & Roger, I'm a big fan of the podcast — thanks for all the clear and practical advice you share each week. My base salary is about £76k, but with shift allowance and a car allowance my total package is closer to £90k. On top of that, I can earn overtime (which is unpredictable) and I also get a discretionary bonus of up to 20% of base salary. The challenge is that we don't find out the actual bonus figure until the end of March, but if we want to waive it into pension we have to decide in advance — so it's guesswork. Without any planning, the bonus can push my adjusted net income over £100k, which means I start to lose my personal allowance and fall into the so‑called "60% tax trap" between £100k and £125k. At the moment, I already have several salary sacrifices in place: – Pension, Holiday purchase, Share Incentive Plan (SIP). I'm now considering adding an electric vehicle through salary sacrifice, which would reduce my taxable pay by about £10.5k a year. That would keep my adjusted net income below £100k, but it obviously reduces my monthly take‑home. I'm 29, so I don't mind putting a bit extra into my pension for the long term, but I don't want to over‑commit too early and lose too much cash flow now. In the next year or so, my wife and I are also planning to have children — which adds another layer, because if my income goes over £100k we'd also lose access to childcare perks. I know there are worse problems to have, but I'd really like to maximise my take‑home pay without losing benefits and while staying as tax‑efficient as possible. So my question is: how should someone in my position — with variable overtime, an uncertain bonus, existing salary sacrifices, and family planning on the horizon — think about the £100k threshold, the 60% tax trap, and the personal allowance taper? And more broadly, how should PAYE employees balance lower monthly net pay against the tax efficiency, taper protection, and childcare benefit eligibility that salary sacrifice schemes can provide? Many thanks. Lewis. 19:48  Question 3 Hi Pete and Rog I'm 28 and my fiancé is 26 so we're at the early stages of building our empire. The knowledge and insight I've picked up from listening to you over the past 12 months has been a massive help, so thank you! My financial situation is fairly run of the mill: a  Salary Sacrifice DB pension with a 6% employer match, early days Stocks & Shares ISA, emergency fund etc. However my Fiancé works for our local council and has a DC pension titled "CARE". From what I can understand, this means every year she works, she builds up an amount, that yearly amount tracks inflation up to retirement, then at retirement all those revalued yearly amounts are added together to give her a guaranteed annual income for life. To my question! Firstly, is my understanding correct, or is there anything I'm missing? And secondly, is there a way of playing with her percentage pension contribution to lower the amount of student loan she has to pay back? Bonus question: I've just finished Q&A Ep31 and caught wind Pete had a beer - what's your tipple of choice? Always thankful for each episode and video you provide! Thanks, Tom   24:23 Question 4 Hi Pete and Rog Long time Facebook group, podcast and you tube fan, asking a question that I haven't heard answered yet. I am self employed, and have been for 12 years now. 2025 has been an unexpectedly difficult one in my industry with corporate customers cancelling projects and budget cuts, and individual clients feeling uncertainty. How can I make hard decisions about cutting back on my business and personal expenses, whilst also staying as positive as possible about the future? My turnover is down about 30%, with a knock on effect on my income. I've stopped investing in my pension as the business isn't making enough profit to do so, and am now looking at cutting back on business expenses like the subcontractors I book to work with me and marketing (which I've held off doing hoping income will recover). Meanwhile I took on many personal expenses that feel very hard to cancel like private health cover for my family, income protection insurance, gym membership, kids sports clubs and their  orthodontist treatments - all totalling £6-800 pounds per month. I'm not sure where to start! Thanks for considering my question. Best Wishes, Lara   31:40 Question 5 Dear Pete and Roger, Loving your podcast. I can honestly say listening to it has transformed my relationship with money and investing. My husband used to do all the money management alone and seems thrilled I've finally shown an interest... Short version: - She 39, he 44 - Her - late starter due to Uni and maternity - now profits of £60pa self emp - He has £50k pa accrued in DB scheme plus AVCs - maxing contributions - He sacrifices to stay below £100k - ISAs - they don't say how much As the children are approaching secondary age and with some SEND issues in the mix we are looking at all the options including fee-paying independent schools. Luckily with the age gaps we have we will only be paying for two kids at any one time and grandparents are stepping in for eldest. This is costly, but I think doable for us as we're quite frugal people anyway. I'm now working out how best to fund this. If we reduce our pension contributions we will lose huge amounts to tax and student loan deductions (in my case) - 62%/47% (him) and 51% (me) will be deducted and we'll lose the childcare funding for our toddler which will be a massive blow. Would it be mad/bad to release some equity from the house, enjoy this money now and pay this off with a pension lump sum when we can access it? I feel that it would be absolutely mad to retire with far more than we need, whilst our children missed out but also mad to miss out on the tax relief. I'm really interested in your thoughts and if there are other ideas? We have just a few years to prepare and ideally I'd like some flex or contingency in any plan. Could an offset mortgage be useful here? I could go full time but I don't want to miss out on raising the kids so this would be the last resort. It just feels like a cash flow issue that needs some planning for. HELP! Thank you for reading, fingers crossed I've got all the vernacular right and haven't caused any confusion. Take care and best wishes, Annie   36:58  Question 6 Hi Nick…Roger…and the other guy!  I'm an avid new listener having read and loved Pete's retirement book and binged on your podcasts. I'm loving what you do and how you do it, and have recommended you widely.  My question relates to how I judge the amount of tax free lump sum to take from a DB scheme. It feels wrong to convert inflation-protected DB pension into a lump sum, but I'm thinking of taking the maximum and wonder if I'm being foolish. I could take my £40k DB in 18 months or could reduce this to £26k for £190k lump sum with a commutation factor of 14. The spouses pension is maintained at 50% of the unreduced pension (ie £20k) even if I take a lump sum. Nice! My wife will also have a £6k DB at same retirement date. We will both receive max state pensions 2 years later. We also have SIPPS and some ISAs and I am confident that these non-DB funds will see us through to state pension age with good margin. My budget shows we will need up to £60k PA spend for very comfortable retirement. £40k PA to cover basics. If I didn't take a lump sum then we have £40k (DB) + £6k (wife DB) + £24k (SP) = £70k income. This works. But as I say, I actually think I should take a max £190k lump sum… This would mean £26k (DB) + £6k (wife DB) + £24k (SP) = £56k total index linked, which works out at £49k after tax.  The additional £11k PA will be easy to provide from the  invested lump sum. But the real reason to take the max lump sum is to manage the risk of me being first death. If/when that happens then my wife has £20k (spouse DB)+ £6k (her DB) + £12k (SP) = £38k index-linked income, or £33k after tax. I think she'll need to find £15-£20k PA from the invested lump sum to stay comfortable. This feels more borderline, especially as she has little natural affinity for investing and may be better buying an annuity.  It seems to me that I would be wise to take the full lump sum to best provide for my wife should I die first (statistically the most likely). This matters a lot to me. Is this reasonable thinking? Or is there a way of judging an in-between lump sum? With kind regards, Tim  

We pull out Santa's back sack and take a look at Brandon Cisse, Mike Washington and Jadarian Price as some new names get added to the Seahawks draft mix. We keep hearing about the possibility of the Seahawks drafting a running back, so we revisit conversations about two of the top RB choices that might be available and Gregg Bell threw a new name into the mix for the Seahawks at CB. :30- RYLEE PAYE (Tacoma Rainiers) Chuck will join Rylee on the Rainiers broadcast tomorrow, so we check in with the voice of the Rainiers. Colt Emerson is the talk of Tacoma. Who else is standing out for the Rainiers right now? How is the pitching staff looking? :45- We close out the show with one last thing!

We pull out Santa's back sack and take a look at Brandon Cisse, Mike Washington and Jadarian Price as some new names get added to the Seahawks draft mix. We keep hearing about the possibility of the Seahawks drafting a running back, so we revisit conversations about two of the top RB choices that might be available and Gregg Bell threw a new name into the mix for the Seahawks at CB. :30- RYLEE PAYE (Tacoma Rainiers) Chuck will join Rylee on the Rainiers broadcast tomorrow, so we check in with the voice of the Rainiers. Colt Emerson is the talk of Tacoma. Who else is standing out for the Rainiers right now? How is the pitching staff looking? :45- We close out the show with one last thing! See omnystudio.com/listener for privacy information.

Aujourd'hui, Laura Warton Martinez, sophrologue, Charles Consigny, avocat, et Didier Giraud, éleveur de bovins, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

Quick update for SAVE borrowers. Meredith and Joe break down what the end of SAVE means and how to plan your next steps.Notices start July 1 with a 90-day window to choose a new planIf no plan is selected, loans may move to Standard repaymentYou can switch now. PAYE and IBR are available and forgiveness progress carries overMake sure your contact info is up to date so you don't miss your noticeIf you'd like help clarifying your next steps, schedule a student loan consult with our team at Vet Debt Experts: https://calendly.com/vetdebtexperts

Stephen Grootes speaks to Edward Kieswetter, Commissioner of the South African Revenue Service about the revenue service surpassing the R2 trillion mark in net tax collections for the first time, reaching R2.01 trillion in the 2025/26 financial year. The milestone comes despite a challenging economic backdrop, including sluggish growth, load shedding and global uncertainty, and reflects stronger compliance efforts, improved administrative efficiency and support from key tax categories such as VAT and PAYE. In other interviews, Raksha Darji, Principal economist at the Competition Commission talks about the latest Cost of Living Report, which shows that despite inflation easing, South African households remain under sustained pressure from persistently high prices for essential goods and services. The findings highlight how costs for electricity, water, food and education have risen far faster than headline inflation in recent years, with utilities alone increasing sharply and continuing to drive household expenses. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 to 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Edward Kieswetter, outgoing Commissioner of the South African Revenue Service, about surpassing the R2 trillion mark in net tax collections for the first time, reaching R2.01 trillion in the 2025/26 financial year. The milestone comes despite a challenging economic backdrop, including sluggish growth and global uncertainty, and reflects stronger compliance efforts, improved administrative efficiency and support from key tax categories such as VAT and PAYE. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Bienvenue sur le podcast Profit, Liberté, No Stress. Les 3 mots qui représentent le mieux mon « idéal business » et les stratégies que je mets en place pour vous permettre de l'atteindre. Se créer une activité qui rapporte vraiment, qui nous rend libre et avec laquelle nous sommes en paix : peu de stress, peu de contraintes.J'ai dépensé des dizaines de milliers d'euros en billets business class. Et aujourd'hui, je le regrette.Dans cet épisode, je te raconte pourquoi j'ai arrêté de voyager en business — non pas par radin erie, mais par logique financière. Je t'explique comment notre cerveau nous convainc de justifier des dépenses irrationnelles, et pourquoi le confort d'un vol de 10h peut te coûter bien plus cher que tu ne le crois.Au programme :La vraie différence entre luxe et haut de gamme (et pourquoi ça change tout)Ce que chaque billet business t'aurait rapporté investi en bourseLe principe des intérêts composés appliqué à tes dépenses du quotidienComment les personnes fortunées gèrent vraiment leur argentPourquoi retarder la gratification est l'un des meilleurs investissements que tu puisses faireUn épisode sans filtre sur mes erreurs financières, la valeur de l'argent, et la liberté qu'on gagne quand on arrête de consommer du luxe par défaut.Envie de vivre de votre expertise ? Cliquez iciPour commander mon livre : Digital SelfmadeHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Hour Two of the Good Morning Football Podcast begins with focusing on the free agency moves in the NFL. Hosts Mike Yam, Jason Cabina, Seth Rollins, and Mike Garafolo are joined by DE Kwity Paye to discuss him signing a free agent deal with the Raiders and the possibility of playing with Maxx Crosby. Fmr NFL DT Gerald McCoy gives his thoughts on the Crosby situation with the Raiders. Plus, Gerald explains his excitement for former teammate Mike Evans joining the 49ers! The Good Morning Football Podcast is part of the NFL Podcast NetworkSee omnystudio.com/listener for privacy information.

New Las Vegas Raider Kwity Paye spoke about his signing to play for the Raiders. Hear what he had to say on the Las Vegas Raiders Insider w/ @HondoCarpenter on PFI, Pro Football Insiders. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

New Las Vegas Raider Kwity Paye spoke about his signing to play for the Raiders. Hear what he had to say on the Las Vegas Raiders Insider w/ @HondoCarpenter on PFI, Pro Football Insiders. Learn more about your ad choices. Visit megaphone.fm/adchoices

"Paye Ta Tournée" c'est une soirée à 2 avec des drinks, de l'ecommerce et du rire.Dans cet épisode de Paye ta Tournée, Adrien reçoit Kiyan Meliani, IT Omnichannel Manager chez Ami Paris, pour une discussion sans filtre autour de l'e-commerce, de l'architecture tech et de l'omnicanal.Installés au bar de l'hôtel Madame Rêve à Paris, ils reviennent sur le parcours atypique de Kiyan : du développement web autodidacte au pilotage des architectures omnicanales dans l'univers du luxe.Au programme de cette conversation :Comment passer du code pur à un rôle de pont entre business et techLes coulisses des projets e-commerce dans des groupes comme Kering ou ChloéPourquoi l'omnicanal est avant tout un sujet de process et d'organisationLes briques clés : OMS, clienteling, RCU, visibilité des stocks, ship-from-storeLes limites du custom face aux plateformes modernes comme ShopifyLes opportunités et les risques de l'IA dans le commercePour contacter Kiyan : https://www.linkedin.com/in/kiyan-meliani-b3901061/Nos liensRejoignez le groupe WhatsApp du podcast : https://whatsapp.lecafedelecommerce.fr/Pour vous abonner au podcast, c'est ici : https://podcast.ausha.co/le-cafe-de-l-ecommerce  Le site http://lecafedelecommerce.fr/Tous les évènements e-commerce du Café de l'E-Commerce : https://www.butterflyagency.io/les-evenementsHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Sometimes, the pain in life is not because of the pain itself, but because of all the things we could not say. Is there a word (Lafz), a feeling, or a truth that reached your lips but couldn't become a voice?In this deeply personal monologue, let's reflect on the emotional burden of unsaid words and ankahe ehsaas. We often carry this baggage—an unresolved mix of anger, silent love, unspoken complaints, and fear—to save relationships, but what is the cost to ourselves?Here's me... sharing my journey of realizing that the things we silence don't just disappear; they return in our loneliest moments, asking, "What would have been lost if I had said it that day?" This conversation is a profound reminder that we must acknowledge the existence of these feelings, not as a weakness, but as a path to self-love and self-care. It's a message that reminds us to embrace ourselves and the silent love we carry.Join me in this thoughtful conversation on life philosophy and the liberating power of acknowledging our truth.Apne Dil Ki Baat Kaho. Your turn to speak. Have you ever felt the pain of unsaid words? Share your thoughts and experiences in the comments section below. Let's create a space of acceptance and silence.Share this thought with a friend who needs to hear this message today. Make sure you're Subscribed so we can continue this conversation about life together!Come be a part of My YouTube Family ️Subscribe To my YouTube Channels️ ‪@AshishVidyarthiActorVlogs‬ ️ ‪@AshishVidyarthiPodcast‬ ️ ‪@FoodKhaanaWithAshishVidyarthi‬ ️ ‪@fiftypluszindagi‬ ️ ‪@KahaniyaanWithAshishVidyarthi‬ Press the bell icon to be the first to get notified each time I upload a new video.Performing live in your city next...For Tickets & Updates on Next Shows, click here: https://linktr.ee/AshishvidyarthiStories that heal ️"Kahanibaaz Ashish Vidyarthi"We meet again next time—until then,Alshukran Bandhu,Alshukran Zindagi.

Avec : Yaël Mellul, ancienne avocate. Élise Goldfarb, entrepreneuse. Et Daniel Riolo, journaliste. - Accompagnée de Martin Bourdin et sa bande, Estelle Denis s'invite à la table des français pour traiter des sujets qui font leur quotidien. Société, conso, actualité, débats, coup de gueule, coups de cœurs… En simultané sur RMC Story.

Join Andrew's FREE Investing for Beginner's Masterclass. Click the Link Here  

Aujourd'hui, Antoine Diers, consultant, Barbara Lefebvre, enseignante, et Jérôme Marty, médecin généraliste, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————The clock is ticking on Making Tax Digital, and we're cutting through the noise with a straight-talking guide tailored for UK dentists. If you earn self-employment income as an associate or rental income from buy‑to‑lets, this is the moment to get clear on thresholds, timelines, and the smartest way to stay compliant without drowning in admin.We unpack the real meaning of “relevant income” and why HMRC looks at gross receipts, not profits, when deciding who must file quarterly. You'll learn exactly who is in scope right now at £50,000, why PAYE and dividends don't count for MTD for income tax, and how planned drops to £30,000 and £20,000 will bring many more clinicians into the regime. We also cover the penalty system you need to avoid: an initial grace year for late submissions, points that stack to a £200 fine, and a 24‑month compliance runway to reset. Most crucially, we explain the three‑year lock-in once you're on the system and how that affects timing if you're considering incorporation.From there, we move to tools and tactics. Prefer minimal effort? Ask your accountant about bridging software so you can send simple spreadsheets or bank statements each quarter and let them handle the submission. Want more control and real-time insight? We compare software options like FreeAgent, Sage, Xero and QuickBooks, highlighting free tiers, bank feeds, common setup pitfalls, and how live data can help you steer clear of the 60 percent effective rate band with timely pension and expense planning. We set out the dates that matter: Q1 runs 6 April to 5 July, with the first update due 7 August, and why registering before 5 April buys breathing space and avoids easy points.We finish with a practical checklist you can act on today: register for MTD or ask your accountant to do it, choose between full bookkeeping or a bridging route, and schedule your July data handover so the first submission lands on time. It's a clear, calm path through a complex change, built for busy clinicians who value certainty and time.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send a text

If income-driven repayment flexibility matters to you, don't wait until summer 2026. Any federal loans disbursed on or after July 1, 2026, lose access to IBR, ICR, and PAYE. Because consolidation can take months to process, treat April 1, 2026 as your planning deadline. FREQUENTLY ASKED QUESTIONS What is changing with income-driven repayment? The One Big Beautiful Bill Act (OBBBA), signed July 4, 2025, restructures federal student loan repayment starting July 1, 2026. Loans disbursed on or after that date are limited to a new Standard Repayment Plan or the Repayment Assistance Plan (RAP). Legacy plans — IBR, ICR, and PAYE — will not be available for those loans. Are IBR, ICR, and PAYE going away entirely? Not immediately. Borrowers with loans disbursed before July 1, 2026, who take on no new loans after that date, can still enroll in or remain on IBR, ICR, or PAYE. That said, per NASFAA's bill analysis, borrowers on ICR or PAYE must move to IBR, a standard plan, or RAP by July 1, 2028 — otherwise they are automatically placed in RAP. IBR remains available for existing borrowers on an ongoing basis. Why does consolidation matter? Borrowers with FFEL loans, Perkins loans, or mixed federal portfolios often must consolidate into a Direct Consolidation Loan to access income-driven repayment at all. Under the OBBBA, that loan must be disbursed — not just applied for — by June 30, 2026. A consolidation disbursed on or after July 1, 2026 loses access to IBR, ICR, and PAYE, even for borrowers previously enrolled in those plans. Parent PLUS borrowers have an additional requirement: a consolidation loan used to pay off a Parent PLUS loan must enter repayment under ICR before July 1, 2026 to preserve later IBR eligibility. Why April 1? April 1 is not in the law — it's a practical safety deadline. Federal Student Aid encourages borrowers who need to consolidate to apply at least three months before July 1, 2026 to ensure disbursement clears by June 30. Three months back from July 1 is April 1. What counts as "disbursed"? Disbursement means the consolidation loan has been fully processed, the underlying loans paid off, and a new Direct Consolidation Loan officially issued. Submitting an application or receiving approval does not count if the actual disbursement occurs on or after July 1, 2026. Should everyone consolidate before April 1? No — consolidation is not automatically the right move. Consider the impact on interest capitalization, existing borrower benefits, and forgiveness timelines before acting. The goal isn't "everyone consolidate." It's everyone check. Log in to StudentAid.gov, review your loan types, and determine whether action is needed before the window closes. REFERENCES NASFAA (2026, January). Federal student aid changes from the One Big Beautiful Bill Act. https://www.nasfaa.org/uploads/documents/Federal_Student_Aid_Change_OB3.pdf U.S. Department of Education, Federal Student Aid. Big updates: Changes to federal student loan repayment. https://studentaid.gov/announcements-events/big-updates U.S. Congress (2025). H.R. 1 — One Big Beautiful Bill Act (119th Congress). https://www.congress.gov/bill/119th-congress/house-bill/1/text

Tous les dimanches à minuit, Daniel Riolo propose une heure de show en direct avec Moundir Zoughari pour les passionnés de poker. Conseils d'un joueur professionnel, actualité, tournois... Votre rendez-vous poker, sur RMC !

This is Season 3, Episode 17 of The Run TMC Podcast. But first, the Run TMC Season 3 popup store is live. Click here to shop: https://encr.shop/runtmcseason3 In this episode hosts Duffy Ballard and Dave Levine chat with John Paye about his remarkable multi-sport career — from Menlo High to being a 2-sport star at Stanford, eventually playing with the 49ers and winning a Super Bowl ring, and his long, successful run as a high school girls basketball coach (including 4 state titles). They cover coaching philosophy, the evolution of girls' basketball, John's progression as a two-sport Division 1 star, and memorable moments with legends like Joe Montana and Bill Walsh. Also included are sponsor shout-outs, a glossary segment, and anecdotes about coaching techniques, improvisational communication, and coaching stories that shaped Paye's approach. Enjoy the interview and local updates from Marin County. This interview was conducted on February 22nd, 2026  Show Notes The Run TMC Season 3 popup store is live Click here to shop: https://encr.shop/runtmcseason3 Our friend and former guest Dave Albee is battling kidney disease and needs help. More about his battle here.  (G): Content is Mostly Global Interest Topics (M): Content is Mostly Inside Marin Topics Musical intro credit to Stroke 9//Logo credit to Katie Levine Content and opinions are those of Dave, Duffy and their guests and not of affiliated organizations or sponsors email us at: theruntmcpodcast@gmail.com follow us on Instagram @theruntmcpodcast check out our website at: theruntmcpodcast.com thank you to our sponsors: The Hub in San Anselmo Encore Custom Apparel online and in downtown San Rafael  Batiste Rhum  The Social Klub in Sausalito San Domenico Nike Summer Basketball Camps

Aujourd'hui, Élina Dumont, intervenante sociale, Antoine Diers, consultant auprès des entreprises, et Charles Consigny, avocat, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

Les caisses automatiques sont de plus en plus présentes dans les grandes surfaces, et permettent à ces dernières de faire de grandes économies. Mais alors pourquoi les clients ne pourraient pas bénéficier d'une réduction en utilisant ces machines ? Tous les jours, retrouvez en podcast les meilleurs moments de l'émission "Ça peut vous arriver", sur RTL.fr et sur toutes vos plateformes préférées. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Pete and Roger answer six listener questions covering Coast FIRE strategies with GIAs, US 401(k) tax implications in the UK, record keeping for IHT-exempt gifts, Australian pension taxation for UK residents, pension contributions to avoid the £100k tax trap, and managing a £2M portfolio as Power of Attorney. Shownotes: https://meaningfulmoney.tv/QA39    01:17  Question 1 Hi Pete and Roger, I'm 29 and working towards Coast FIRE within the next 2–3 years so I can begin a digital nomad lifestyle — working remotely while knowing my long-term retirement is taken care of. Right now, I've got: - £45k in a Stocks & Shares ISA - £25k in a workplace pension (via salary sacrifice) - A Lifetime ISA for a future house deposit (or later retirement) - A fully funded emergency fund I've already maxed out my ISA for this tax year and plan to continue doing that every year. But I have more money to invest now, and I know that to reach Coast FIRE on my timeline, I need to start using a General Investment Account (GIA). Here's where I'm stuck: I want to keep things simple and tax-efficient, but I feel a bit nervous about GIAs. I keep hearing about the "bed and ISA" strategy but don't really understand how it works in practice or how to implement it over time. Could you explain: - How best to use a GIA alongside an ISA when working towards FIRE? - How to manage capital gains and dividend tax efficiently? - And how the bed and ISA approach actually works — especially for someone trying to keep things simple? Thank you both so much — your podcast has been an incredible resource and a big part of why I've been able to take control of my finances. Warmly, Pauline 12:22  Question 2 Hello Pete & Roger I am very late convert to the podcast but have been ploughing through the Q&A for a few days now. I think I only have another 592 episodes to get through so should be up to date by the end of the week !! I am not sure whether this has been covered or not. I have a 401K plan that has been hibernating in the USA for 20 years. I have only recently started looking at it and now need to understand the tax implications. I have tried to read HMRC guidelines on tax treaties etc but get even more confused than before. My current belief is that the provider will pay this money out by means of US issued cheque (not a problem) but withhold 30% tax (a problem). How will HMRC treat this? The usual sources http://unbiased.co.uk for one run for the hills on finding information about this, is this an area you can provide guidance, but obviously not advice as I know you cannot through the podcast. Regards, Stephen 16:10  Question 3 Hi Pete & Roger, Like so many people I am really impressed, not just with your knowledge and great communication skills, but that you put out such life changing content. You're providing us with the means to help ourselves in this financial world as well as letting us know when to seek professional help. On to my question: we're (wife and I) retired (late-60s) and are lucky enough to have more than enough to comfortably live on, thanks to DB & state pensions, house price inflation etc. Not really through any financial planning but just having been born at the right time! So we do now have an IHT liability. We have a joint second death Whole Of Life policy (in trust) in place for potential IHT and have given help with house deposits for our children. We also are gifting to the kids out of our excess income and would like your thoughts on the type of record keeping needed for this. We have letters stating the intention to give the gifts, recording who to etc. We keep completed IHT403 forms which we update annually. We also have a monthly/annual spreadsheet of income/expenses which demonstrates our surplus and keep track of expenses with the MeMo transaction tracker (thanks for that). These are all in our 'WID' file (again thanks to you for that). What we're not sure about is any documentation that might be needed to evidence the figures. Income is straightforward with P60s, statements of interest/dividends. However, what is required for expenses? Can't really keep all supermarket receipts etc and even bank/credit card statements would be quite bulky over several years. Not sure if we're overthinking but don't want to leave a difficult task for our kids when we're gone. Thank you both again for all the good you are doing Simon 20:33 Question 4 Brian (in Australia) Thank you for all your podcasts and videos but I think I may have to sign up to the academy to fully get my head around all the UK rules. We are looking to move to the UK from Australia - we have no UK govt pension entitlements but are retired with personal Australian private superannuation account pensions. The pension income payments and withdrawals are all tax free in Australia but will the UK government apply a tax on these pension payments once we are UK residents?   Thanks again for all your useful information. Regards, Brian 22:55  Question 5 Hi Roger (and Pete), I had a question which is boiling my brain far more than it should and I was hoping you could include it in one of your Q&A episodes. I'm in the fortunate position of being caught by the £100k 'tax trap' due to being paid a bonus for the first time in a number of years. This particular first-world problem is being made all the worse because my daughter will start nursery next year so in addition to the 60% tax charge on my bonus, we would also lose the 30 free hours of childcare we currently have access to. I currently salary sacrifice roughly £5,000 of salary into my pension (which my employer matches) and this holds my income at £99,000. However there is no option for me to do any kind of 'bonus sacrifice'. My only choice is to receive the bonus payment net of tax & NI through PAYE and then make a payment into my personal pension (a Vanguard, low cost multi-asset fund, just like you taught us!). I think I'm right in saying my pension provider will claim back the basic rate tax automatically for me, and I can then claim back the other 20% via my tax return with HMRC paying this extra 20% back to me directly. So far so easy, but what I can't work out is just how much I have to pay in to my pension in order to take all of the bonus payment out of my taxable income. Presumably its not the net amount extra that gets paid into my bank account on the month my bonus is paid because this will also be net of NI, meaning I wouldn't have paid enough in to avoid the £100k trap. Assuming my bonus payment was £10,000 (I don't know the exact figure yet but its likely to be around this amount), could you talk through how to calculate the net payment I need to make into a personal pension to achieve the desired result? As a follow up to this, if HMRC send me a cheque (very 1990's) for say £2000 of refunded higher rate tax, do I need to pay this into my pension in the next tax year to avoid having it counted towards my taxable income in that financial year? Please keep up the great work that you both do, you've really helped me get my financial life in order after an extremely difficult period in my life. Thank you both! Jimmy 27:29  Question 6 Hi Pete and Rog, Firstly, a huge thank you for all the insight and support you continue to offer. The impact of the Meaningful Money Podcast is immense—I've personally benefited so much from your free content over the years. I'll keep this as brief as I can: My great aunt (now 84) has built a substantial portfolio over decades—about £2 million across ~60 individual company shares, with approx. £1.3 million in a GIA and the rest in S&S ISAs. She also holds £400k in fixed-term bonds, savings accounts, and premium bonds. Sadly, she was diagnosed last year with dementia and Alzheimer's and now resides in a care home. I am her Power of Attorney and want to act in her best interests—simplifying her affairs and ensuring tax efficiency, especially regarding her legacy. She has no spouse or children but wishes to leave money to nieces, nephews, and charities. Here's my working plan: - Offset gains in the GIA by selling loss-making investments (totalling £30k–£40k) alongside some of the profit making investments to reduce market exposure without incurring CGT costs.     - Liquidate all shares in her S&S ISAs and transfer funds into cash ISAs with decent interest rates - Leave most of the GIA portfolio untouched to benefit from the CGT uplift on death Am I broadly on the right track for tax efficiency and sensible financial planning? Should I seek formal advice to ensure I'm doing the best by her? Thanks again for all you do—it really matters. Best regards, Josh  

Aujourd'hui, Joëlle Dago-Serry, coach de vie, Bruno Poncet, cheminot, et Jean-Loup Bonnamy, professeur de philosophie, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

Get ideas for spending less in February and learn how deferment affects Public Service Loan Forgiveness (PSLF) payments. How can a month-long spending challenge reset your money habits? Should you keep paying student loans while in grad school if you're close to Public Service Loan Forgiveness and planning a move? Hosts Sean Pyles and Elizabeth Ayoola discuss no-spend experiments and “friction” strategies to help you build spending habits that stick while juggling big life changes. Joined by personal finance Nerd Amanda Barroso, they begin with a discussion of designing a February no-spend challenge, with tips and tricks on setting rules that fit your life, deciding where the saved money will go, and avoiding a binge-and-purge rebound. Then, lending Nerd Kate Wood joins Sean and Elizabeth to help answer a listener's question about how to weigh student loan payments against saving for a new home. They discuss how deferment affects qualifying PSLF payments, what to check before switching repayment plans or taking out new grad school loans, and how to prioritize cash flow when you're balancing a car payment, a mortgage, and an emergency fund. See NerdWallet's list of the best private student loans: https://www.nerdwallet.com/student-loans/best/private-student-loans  See all the winners of NerdWallet's Best-Of Awards: https://www.nerdwallet.com/l/awards?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_020226_podcast_sm_desc_allepisodes_best-of-awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: no-spend challenge, low-spend challenge, spending freeze, budgeting challenge, money habits, impulse spending, track expenses, friction-maxxing, cash-only budget, stop online shopping, takeout spending, spending triggers, phone addiction and spending, Brick phone blocker, attention and spending, sinking fund, emergency fund, high-yield savings account, student loan deferment, student loan payments in grad school, Public Service Loan Forgiveness, PSLF qualifying payments, PSLF payment count, qualifying employer PSLF, income-driven repayment, PAYE repayment plan, Income-Based Repayment, Income-Contingent Repayment, Repayment Assistance Plan, graduate student loan changes 2026, Grad PLUS loans, federal student loan borrowing limits, professional degree loan cap, nursing graduate student loans, buying a house with student loans, mortgage planning, moving costs, car payment budget, and student loan forgiveness uncertainty. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.In this first-ever OD listener Q&A episode, we tackle seven questions covering practice ownership, retirement accounts, student loans, and tax strategy. From why your practice is your most important investment to navigating the backdoor Roth IRA maze, we break down what actually matters for ODs at different career stages.Submit Your Questions to the Podcast:Submit your questions for future Q&A episodes: OptometryWealth.com/podcastquestionListener Questions We Tackle:What can younger optometry practice owners do to build wealth in the first few years of ownership?How are "backdoor" Roth IRA contributions recorded on an optometrist's tax return?Why does a traditional IRA "ruin" the "backdoor" Roth IRA contribution for optometrists?Why is a 401(k) plan "better" for optometry practices than a SIMPLE IRA?Are owner's distributions from optometry practices taxable?Should optometrists pay down student loans or save for practice ownership?If an optometrist is on the PAYE plan for student loans, does he/she need to switch repayment plans due to the One Big Beautiful Bill Act?Episode Chapters[00:00:52] What can younger optometry practice owners do to build wealth in the first few years of ownership?[00:06:08] How are "backdoor" Roth IRA contributions recorded on an optometrist's tax return?[00:09:01] Why does a traditional IRA "ruin" the "backdoor" Roth IRA contribution for optometrists?[00:12:29] Why is a 401(k) plan "better" for optometry practices than a SIMPLE IRA?[00:17:25] Are owner's distributions from optometry practices taxable?[00:20:42] Should optometrists pay down student loans or save for practice ownership?[00:25:34] If an optometrist is on the PAYE plan for student loans, does he/she need to switch repayment plans due to the One Big Beautiful Bill Act?Resources MentionedSubmit your questions for future Q&A episodes: OptometryWealth.com/podcastquestionThe Optometry Money Podcast Ep 151: How Filing Taxes Separately Impacts Student Loan Outcomes for OptometristsThe Optometry Money Podcast Ep 143: How the Final One Big Beautiful Bill Act Impacts Optometrists – Taxes, Student Loans, and More!The Optometry Money Podcast Ep 68: Financial Planning Considerations When Preparing for Practice OwnershipThe Optometry Money Podcast Ep 69: Financial Planning Considerations for the Early Years of Practice OwnershipThe Optometry Money Podcast Ep 70: Financial Planning Considerations for Owners of Established Optometry PracticesThe Optometry Money Podcast Ep. 49: An Optometrist's Guide to Business EntitiesThe Optometry Money Podcast is dedicated to helping optometrists make better decisions around their money, careers, and practices. The show is hosted by Evon Mendrin, CFP®, CSLP®, owner of Optometry Wealth Advisors, a financial planning firm just for optometrists nationwide.

Aujourd'hui, Joëlle Dago-Serry, coach de vie, Charles Consigny, avocat, et Chirinne Ardakani, avocate, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

En 2026, on ne change pas une équipe qui gagne : Pierre Niney et Sébastien Thoen, c'est l'amour fou... Retrouvez tous les jours le meilleur des Grosses Têtes en podcast sur RTL.fr et l'application RTL.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

The new cabinet, flood disasters, a hunger crisis, amended visa rules, a shady presidential pardon, Times TV and Radio off-air, and much more! Thanks for tuning in!Let us know what you think and what we can improve on by emailing us at info@rorshok.com. You can also contact us on Instagram @rorshok_malawi or Twitter @RorshokMalawiLike what you hear? Subscribe, share, and tell your buds.“The Story Of Matafale” by Tiyeni Malawians: Part 1: https://web.facebook.com/share/p/1GPt7YuzgB/Part 2: https://web.facebook.com/share/p/1ajByQbQkE/Part 3: https://web.facebook.com/share/p/1861suphBq/Part 4: https://web.facebook.com/share/p/1ALp9nqEmm/Part 5: https://web.facebook.com/share/p/1aubybZqGa/ Check out our new t-shirts: https://rorshok.store/We want to get to know you! Please fill in this mini-survey: https://forms.gle/NV3h5jN13cRDp2r66Wanna avoid ads and help us financially? Follow the link: https://bit.ly/rorshok-donate

Financial Clarity for Doctors tackles some student loan updates with hosts Rachelle Vanderzanden and Corey Janoff.  On December 10th, the Department of Education proposed a settlement in the case challenging the SAVE plan and agreeing to dismantle the payment plan (pending court approval, so maybe not officially dead).  What does that mean for the seven million borrowers still enrolled in the plan?  Next steps for SAVE plan participants:  Most folks will likely need to apply to move into a new income-driven payment plan or move into a Standard repayment plan.  This means recertifying income and enrolling in one of the remaining plans.  Currently, those options are IBR, ICR, or PAYE with the new RAP plan being rolled out this coming summer.  If the goal is to work toward Public Service Loan Forgiveness (PSLF), you will likely want to enroll in the plan that equals the lowest payment.  When you reach 120 months of qualifying employment, you can look into the “Buyback” program to see if you can make payments from your time in forbearance.  If the goal is not PSLF, you can explore lots of options, payment plans, and even refinancing.  Although move slowly with refinancing!  Moving to a private bank has some downsides.  As with everything, your student loan approach should be determined based on your goals and needs.  Any strategy (including loan repayment) depends on the specifics of your situation.  If needed, consult with a professional to try to find the best strategy for your loans.  They were an investment in your future!   But we don't want them hanging over your head forever.  For more financial planning tips from Corey and Rachelle, find them on social media!  LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance     Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice. 

The SAVE plan is officially dead. Learn what the SAVE lawsuit settlement actually says (not the rumors), who really needs to pay attention right now, and what you should do next. We walk through why millions of people are still stuck in SAVE forbearance, what repayment plans are actually available going forward, and how upcoming rulemaking could reshape income-driven repayment yet again. If you're waiting things out, this is your nudge to get proactive before the Department of Education decides for you. Key moments: (01:07) The lawsuit that officially ended the SAVE plan (05:01) Why borrowers should get off the SAVE plan asap (09:03) Borrowers are also losing access to PAYE (13:22) Why I don't think the RAP plan will be around for the next 30 years (18:25) Act early to avoid being defaulted into the wrong plan   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

We're here with the hilarious Jake Jabbour and Shakira Paye! Things get silly.:02 - Out of Gas13:35 - Guided Meditation for Men28:54 - Carpool ZenSubscribe at patreon.com/mandog for the full episode!Subscribe to ⁠⁠⁠ManDog on YouTube!⁠ Check out ⁠⁠⁠BigGrandeWebsite.com⁠⁠⁠! Subscribe to ⁠⁠⁠Big Grande⁠⁠ on Youtube! - https://www.youtube.com/@biggrandevids Eat Pray Dunk and Hey Randy on CBB World! - https://www.comedybangbangworld.com/ Yes, Also YT! - https://www.youtube.com/channel/UCgWKnIrmQ973mnHJtRRNAdA"

Listen in as I sit down with my good friend and one of the sharpest legal minds in the student loan world, Stanley Tate. We walk through the latest PSLF battles, what the SAVE-forbearance mess really means for your timeline, and how the coming transition to RAP and old-school IBR could reshape repayment for millions of borrowers. We also get into Parent PLUS landmines, future loan caps, and what all of this means for the next generation of borrowers. You'll learn where the pitfalls are, how to protect yourself, and why most borrowers still have more options than they think. Key moments: (05:07) How worried should you be about the new PSLF rules (09:20) The weighted-average credit confusion after consolidation (16:32) The risk of choosing between federal and private student loans is quite high (24:28) SAVE forbearance, recertification delays, and the Parent PLUS trap (43:47) What we're watching in negotiated rulemaking and RAP vs. IBR Resource mentioned: Stanley Tate's YouTube channel   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!