Get Rich Slow Club

In this replay episode, Tash and Ana welcome Karen Eley, a former financial advisor turned money coach, who helps individuals overcome money blocks and build healthier financial habits. Karen shares her journey from managing investments to diving deep into the psychology of money, helping clients uncover the hidden beliefs that impact their financial decisions.Karen opens up about her own money story, including unconscious beliefs formed during childhood and how they influenced her financial habits as an adult. She discusses the pivotal moment she discovered these patterns and the transformative steps she took to rewrite her money mindset. The conversation also delves into actionable strategies for identifying and reshaping limiting beliefs around money.Listeners will gain insights into fostering positive money habits within families and creating financially resilient children. Karen emphasises the importance of open, age-appropriate conversations about money and shares how early financial lessons can pave the way for confidence and success. Tune in to explore the fascinating intersection of psychology and finance!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Ana catches up with Kate Campbell — a familiar face if you've been listening for a while.A lot has changed for Kate since we last heard from her. She's gotten married, combined finances with her husband, and will soon be welcoming a new little family member. In this episode she walks us through all of it — how they approached merging their money, the real costs of a wedding, planning financially for a family, and why they decided to get a prenup before tying the knot.Whether you're already deep in these conversations with your partner or just starting to think about how to approach it all, Kate's got some really practical insights to make it a little easier.It's pearler's 5th birthday! Get 5 free trades here

Travelling doesn't have to break the bank. In this replay episode, Lauren joins Ana to unpack how families can prioritise their values, master cashflow, and still see the world. From racking up flybuys and velocity points to clever accommodation hacks and open conversations about trade-offs, Lauren shares how she and her family travel often without sacrificing financial goals.They also dive into money mindsets, letting go of perfectionism with saving, and finding that sweet spot between living for today and building wealth for tomorrow. Whether you're a parent planning your next family holiday or just dreaming of more freedom, this episode will be worth the listen.It's pearler's 5th birthday! Get 5 free trades here

We've got a juicy finance file for you this week..We'll be breaking down how this listener earns her $280k salary, how she spends, saves and invests it, her financial goals, and also some mistakes along the way. She's also planning a very interesting career pivot which we'll unpack a bit more and share our thoughts!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

ETFs vs super: it's a topic we keep coming back to, because honestly? It deserves it. There's a lot to unpack.In this episode, Tash and Ana go deeper on the key considerations: the tax advantages of super, the flexibility and control you get with ETFs, and whether there's actually a way to get the best of both. Tune in to find out.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Today we're unpacking a real couple's finance file — incomes, spending, savings, and exactly how they used debt recycling to build an extremely impressive $1.1m share portfolio.This couple are both 31, based in Perth with two young kids, and are currently navigating a full year on a single income while on maternity leave.We'll break down their full financial snapshot, explain how debt recycling actually works, and answer some of your questions around using this strategy to build wealth.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Get Rich Slow Club, Tash chats with Tom, a property investor and finance enthusiast working in Western Australia. Tom shares his inspiring money journey, starting with his first property purchase at the age of 19, and how his upbringing in a frugal Greek-Australian household instilled valuable financial principles.Tom discusses the financial perks of working in remote areas, from rent subsidies to additional allowances, and how these advantages have shaped his investment strategy. He explains his transition from property-heavy investments to diversified portfolios, including ETFs, and provides insights into balancing financial goals with enjoying life.Listeners will learn how Tom's early work ethic—juggling multiple jobs and saving rigorously—set the foundation for his financial independence. Whether you're starting your own money journey or looking for practical tips, Tom's story offers motivation and actionable advice to grow your wealth steadily.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Ana & Tash are taking a closer look at VGS (Vanguard MSCI Index International Shares ETF) and why it's one of the most widely used ETFs for Australians investing globally. They'll cover:

In this episode, Tash sits down with Hayden (co-founder of Pearler and host of the Aussie FIRE Pod) to chat about some of his more unusual frugal experiments, personal challenges, and mindset shifts.From hiding peanut butter in the bush to skipping general anaesthetic for wisdom teeth removal, Hayden shares the thinking behind these hacks, and what they've taught him about money, resilience, and intentional living.

In this episode, we dive into DHHF and how it works as an all-growth diversified ETF. We'll cover:

Tash and Ana dig into one of the biggest money questions: should you invest, save, or focus on paying down your mortgage?They break down how to think about your options based on your goals, life phases, values, and what helps you sleep at night. They also jumped into some questions from the Get Rich Slow Club inbox, and there were some goodies in there. Plus, they chat about exit strategies, debt recycling, and how your money goals may shift as life changes.Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

This week on the podcast we're joined by Taylor-Lee, a 24-year-old entrepreneur and founder of the marketing and consulting firm Strategic Haus.Taylor chats about what it was like growing up in a family where starting businesses was completely normal and how that shaped the way she thinks about work and opportunity. After struggling to land a traditional job early on, she decided to take things into her own hands and start her own business.She shares the journey of building Strategic Haus, including how she hit six figures in her first year, the lessons she learned along the way, and how she's thinking about growth moving forward. We also dive into her investment property strategy and how she's preparing financially and personally for a new family member on the way while running a business.Want more of Taylor-Lee?InstagramStrategic Haus@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

This week Tash jumped on the Aussie FIRE podcast with Hayden from Pearler and Dave from Strong Money Australia to talk about her money journey before TikTok, Instagram, and “Tash Invests” became a thing.She shares what it was like growing up in a house where money was openly discussed, why saving felt like a game she wanted to win, and how she bought her first ETF at 18 and her first property at 22. They chat about early trade-offs, navigating online criticism and tall poppy syndrome, and staying focused even when other people did not quite get it.They also jump into how her strategy has evolved across shares and property, and why she is really chasing freedom and optionality, not just a big round number.We hope you love this BTS look at consistent wealth building in your 20s, and how small, slightly boring decisions can add up in a big way!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Scams are no longer rare or obvious. They are sophisticated, targeted, and increasingly hard to spot.In this episode, Ana speaks with Wadzi Nenzou, a scams awareness educator with more than 18 years of experience across financial planning, superannuation, banking, investments and compliance. Wadzi shares what she has seen firsthand and why she is so passionate about helping people build wealth without losing it to investment scams.They unpack the biggest misconceptions about who gets scammed, why younger and digitally savvy people are just as vulnerable, and how certain life moments like starting to invest or experiencing financial stress can increase your risk. Wadzi also walks through how a modern investment scam typically unfolds, from first contact to money being transferred.Most importantly, this episode gives you a practical checklist to protect yourself and your loved ones. From simple non negotiables before investing or sending money, to what to do immediately if you realise you have been scammed, this is a conversation designed to help you stay alert and stay protected.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Financial literacy is not just about knowing money terms. It can shape your safety, security, and future, especially for women.In this episode of Get Rich Slow Club, Ana speaks with commercial litigation lawyer Julia Bell about what she sees when financial literacy is missing. Julia explains what commercial litigation involves and shares how a lack of financial literacy and understanding around things like high interest debt and compound interest can quickly spiral into devastating consequences.They unpack the gender gap in financial literacy in Australia, why women over 65 are the fastest growing group experiencing homelessness, and how this gap starts early, from childhood allowances through to career breaks, part time work, and the long-term impact on super for women.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Retirement can feel like a problem for later, and honestly, we get it. Most of us are focused on getting through the present. Rising living costs, housing pressures, building careers, and trying to get ahead can make long-term planning feel out of reach. But understanding the numbers earlier gives you more choice and flexibility down the track.In this episode, Tash and Ana break down what retirement might actually cost. They look at how retirement can play out differently for homeowners compared to lifelong renters, which is a reality many people in our generation may face. They also unpack how the recommended retirement savings figures stack up depending on the kind of lifestyle you want.Whether you are aiming for a modest, comfortable, or more flexible retirement, this episode helps you understand what those goals really mean in dollar terms and what it could take to get there.*Note: The ASFA retirement standards were updated on the day this episode went live. You can check them out here.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

We're told to apply for jobs properly, but what does this actually mean? In this episode, Tash and Ana break down what the top 5% of candidates do differently, and how you can stand out in a crowded job market.They unpack common application mistakes, why attention to detail matters, how strong cover letters and follow-ups help you stand out, and the power of building a strong network. They also touch on interview prep, remote interview tips, and how being intentional can dramatically improve your chances.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Ana and Tash talk through how to invest for a newborn and what to prioritise before getting started, after receiving lots of listener questions on the topic. They walk through the most common investing options for kids, including:Investing in your own name, minor accounts, family trusts, and investment bonds, and the tax trade-offs and flexibility of eachOther options like investing through super, using an offset account, and when micro-investing might make senseThe big takeaway is a reassuring one. Your own finances should come first, there is no single right option, and it is okay to change your approach as your situation evolves.Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

This week, we're unpacking one of the most popular ETFs amongst Australian investors, VAS.A lot of you have been asking for a deeper dive into ETFs and how to start building portfolios with confidence, so we've got you covered with more in depth episodes focused on investing in a balanced and informed way.We'll be chatting through VAS's top holdings, country exposure, growth and performance, whether just holding VAS is enough, and plenty more along the way!You can also check out the VAS fact sheet here. @tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

This week on Get Rich Slow Club, Ana chats with Bridget Kasprzyk, a Kiwi mum of two living in Abu Dhabi, about using an overseas move to get ahead financially (without falling into lifestyle creep!)Bridget shares why her family moved from New Zealand to the UAE, how living in a tax-free country has helped them save and invest faster, and what it's really like managing money in a high-cost environment.They also talk underconsumption, being intentional with spending, and teaching kids healthy money habits early.You can find Bridget on Instagram at @moneyandmethod@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

When is the right time to join finances with your partner? How soon should you talk about money? And do you even need to combine finances at all?Well… it depends.In this episode, Tash is joined by Larissa to chat about how she manages her finances with her partner, and the conversations, money mindset, and shared goals behind it all. Together, they break down the different ways they each structure their finances with their partner and talk through when it might make sense to fully combine finances, keep things completely separate, or choose something in between.They also explore why fairness matters, emotional safety, and why having honest money conversations early on is so important. From being aligned on goals and money mindset to choosing a setup that actually feels comfortable for you, this episode is all about finding an approach that fits, whether that is separate accounts, shared expenses, or going all in together.@life.with.larissa@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

With so many people in our community curious about starting a business or simply how it all works, we thought it was time for a deep dive into Tash's business expenses so far. This year, Tash is launching her own mortgage broking business and, of course, she's tracking every single cost along the way, big and small.In this episode, Tash shares the highs and lows of getting started, the real expenses she's faced so far, how the backend of a mortgage broking business actually works, and how brokers *actually* make their money (don't worry, we've wondered this a lot too!)@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Is there any better way to start the new (ish) year with a net worth update?!In this episode of Get Rich Slow Club, Tash shares her updated net worth breakdown and walks us through how her finances have changed over the past year.She runs us through:

In this episode, Tash and Ana break down the government's new Help to Buy scheme and what it actually means for buyers. They'll help you understand:

Today, Tash is back with part two of our conversation with Lacey Filipich, turning the focus to what we can actually do about climate risk.Lacey explains why relying on fossil fuel companies to change is unlikely, and why removing financial support can be far more effective. We talk through how to check where your money is invested and why avoiding a small group of major producers can make a real difference.She also shares the one action you can take that has a much bigger impact than most lifestyle changes, even though it is rarely talked about.Once you know what to look for, taking action can be surprisingly quick and far less overwhelming than it sounds!Articles mentioned by Lacy:Find out more about your home's resilience needsReport predicting up to 50% contraction of GDP by 2070 to 2090Report by Australian Ethical exploring high impact ways to lower your carbon footprintResources:Find out if your bank invests in fossil fuels (Australia)Find out which banks invest in fossil fuels (Internationally)Find out more about your home's resilience needsInteractive causal diagram (see what needs to happen to get warming below 1.5 degrees)Sign up to Pearler in January for a year of free brokerage

This week, we're joined by Lacey Filipich, a former mining engineer turned financial educator, for a conversation that feels increasingly hard to ignore: climate risk and what it means for the future of property and insurance.Some recent predictions suggest that by 2035, one in ten properties could become uninsurable. Lacey helps us unpack where these numbers are coming from, why they matter, and what they could mean for homeowners, investors, and the wider financial system.We talk through ideas like “climate ghettos,” how changing insurance markets could reshape entire communities, and why this issue has the potential to affect the financial sector as a whole.We won't lie, parts of this episode are confronting. But it's an important conversation to start.We've also got you covered with a part 2 coming out on Thursday, where Lacey shifts the focus to what we can actually do, sharing practical steps and areas where we still have control.Articles mentioned by Lacy:Find out more about your home's resilience needsReport predicting up to 50% contraction of GDP by 2070 to 2090Report by Australian Ethical exploring high impact ways to lower your carbon footprintResources:Find out if your bank invests in fossil fuels (Australia)Find out which banks invest in fossil fuels (Internationally)Find out more about your home's resilience needsInteractive causal diagram (see what needs to happen to get warming below 1.5 degrees)Sign up to Pearler in January for a year of free brokerage

Is 2026 the year you start your investing journey? In this episode, we're unpacking how we'd think about investing $1000, as well as:

This week we're chatting with Larissa, our podcast producer, all about her money story, her career pivot from healthcare to fintech, and her very non-linear journey to buying her first home.When Larissa took a close look at her budget, she realised rent and housing costs were by far her biggest expenses, but unfortunately, moving back home wasn't an option that was available to her. So, she took a risk and combined her healthcare experience with her love of travel and animals, and started pet sitting around Australia in exchange for free accommodation.Fast forward a few years and that decision helped open the door for her to buy her first property, all while still living life on her own terms.We loved this chat with Larissa about embracing non-linear paths, taking risks, staying resilient, and doing the things that scare you just enough. We hope you love it too!Want more of Larissa? Follow her at @life.with.larissa on IG and Tiktok.Sign up to Pearler in January for a year of free brokerage

We're opening our DMs and you guys delivered! This week we're chatting about:

In this episode, Tash and Ana sit down with Nick, co-founder and CEO of Pearler (and an all-round good human!) to chat about all things ETFs. Nick walks through the top ten most popular ETFs that Pearler investors are buying right now and breaks down what they actually are in simple, easy-to-understand terms.They cover what to look out for, the differences between Australian and US ETFs, how to understand what your portfolio is really invested in and exposed to, and what to think about when building a portfolio that truly works for you. He also shares some insights from his own portfolio, and how he actually thinks about investing.If ETFs have ever felt confusing or overwhelming, this episode lays everything out in a way that finally makes sense.Sign up to Pearler in January for a year of free brokerage

A lot of people seem to think you need lots of money to get started investing, but this week Tash and Ana are breaking down why that's definitely not the case. They chat about how you can start with small amounts of money, especially with the rise of micro-investing apps, and how these tools can make getting started way less intimidating.They also talk through the different options out there and unpack ownership structures in a super simple way, including the difference between CHESS-sponsored accounts, micro-investing platforms, and custodial investing, plus a few things to keep in mind before you dive in.If investing is one of your 2026 goals, this episode gives you a clear and easy path to take your first step!Sign up to Pearler in January for a year of free brokerage

This week we sit down with Hayden, Pearler's co-founder and CTO, for a money chat that is equal parts personal and practical. We talk about his money story growing up, how that shaped his thinking around money today, and we also dig into one of his biggest fears about money.We also chat about how Hayden thinks about risk while running a venture backed startup, why he is conservative in some areas but bold in others, and the interesting inner workings of his brain when it comes to spending, saving and making decisions.This ep is honest, thoughtful and wholesome. Hope you love it!Sign up to Pearler in January for a year of free brokerage

How is the year wrapping up already?! Sometimes you just need to pause, reflect, and reset, so that's exactly what we're doing this week. We're looking back on the year that was and chatting about what we've achieved, and what's on the agenda for next year.Tash shares a few bucket list travel moments and some exciting business plans on the horizon, while Ana talks about hitting burnout in 2024 and how it pushed her to focus on what really matters.We've absolutely loved sharing this year with you, and we hope you've loved it too!Sign up to Pearler in January for a year of free brokerage

Avelima is an incredibly inspiring mum of four who has managed to save $150k in just four years, all while training to become a financial adviser. But her money story growing up looked very different. In this episode, she opens up about what it was like growing up Samoan in Australia and the financial pressures tied to fa'alavelave, a cultural tradition where families contribute to funeral, wedding, or other significant costs that can stretch into the thousands.She shares how she's learned to reframe her culture and values in a way that still honours her heritage without putting her own family at risk financially, and how setting boundaries has become a game changer for their future. It's an honest and thoughtful chat that many will relate to, and a lot of us can learn from!Want more of the lovely Avelima? Follow her at @savingthroughthechaosUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

At just 29, Bill has gone from a humble life as a beekeeper to owning nine properties and running a thriving mortgage broking business. In this episode, Tash chats with Bill all about his property journey (and all the numbers!), as well as his long term property and lending strategy.Bill also shares the power of building a personal brand, and how simply showing up online helped him in both his personal and professional life. Want more of Bill? You can follow him at @limitless_lending_groupUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

In this episode, Ana chats with Katherine Halliday from Baptist World Aid about what it really looks like to shop more ethically in a world of fast fashion, constant marketing and endless choice. They talk about the real human and environmental costs behind the things we buy, why it can feel like the burden sits on consumers rather than brands, and how to approach these decisions without pressure or perfectionism. In the lead up to Christmas and Boxing Day sales, this might just be the reminder you need!We thoroughly enjoyed this chat about finding small, practical ways to make better choices that actually feel doable.Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

Join Tash as she sits down with the lovely Emma Edwards from The Broke Generation to unpack how point hacking and rewards programs actually work (and if it's actually worth it!). They talk through Everyday Rewards, Flybuys, Qantas Frequent Flyer, Velocity, Accor Live Limitless, Uber One and a few more, explaining what each one offers, where the real value is and how to use them without overcomplicating your life or finances.If you've been curious to learn a little more about points and rewards, or looking for a good place to start, this is it!Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

When Jack first started making content about politics and social issues, he realised something pretty quickly. Everyone cared, everyone was stressed, and no one knew where to start. Housing, climate, inequality, mental health… it all felt like one giant, overwhelming swirl.In this episode, Jack shares why he thinks hope is actually a super practical tool and why we could all use a bit more of it. He chats about the experiences that shaped his outlook on systems, community and progress, and why regular people have way more power than they think. Ana and Jack jump into everything from housing and immigration to negative gearing, tenant rights, big banks, public housing and a whole lot more.Want more of Jack? Follow him at @jack_toohey or check out his book 'Better Things Are Possible'

When Albert moved from bustling Jakarta to Australia with only $5,000 to his name, he had to learn some tough money lessons very quickly. Through discipline, hard work and a strong belief in his goals, he went on to build a property portfolio of five homes by the age of 28 and eventually founded Seed Property, his own buyer's agency.In this episode, Albert talks about what money was like for him growing up and how those early experiences shaped his mindset. He explains how he saved aggressively throughout his early twenties, the steps he took to build his portfolio, and the key decisions that helped him move forward with confidence. Albert also shares his journey as a business owner, including how he found his first clients through social media and how he has continued to grow Seed Property into a successful and trusted brand.Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

In today's episode we're answering all your burning questions!We chat about how many ETFs you actually need (the answer might surprise you), whether it's worth switching to an SMSF and buying crypto, our top tips for investing later in life, how we invest ourselves, what's in our own portfolios, and heaps more.Grab a coffee and hang out with us while we dive into all of it!Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

Ever wondered how a fund manager actually thinks about investing and what makes a company truly “investable”? In this episode, Tash chats with Mark Freeman, fund manager at AFIC, a listed investment company that manages a portfolio of Australian and international equities.Mark shares how young investors can avoid getting caught up in hype around things like gold and AI, how to think more strategically when choosing companies to invest in, and what AFIC looks for before adding a business to their portfolio.If you've ever wanted to understand how smart money makes decisions, then this episode is for you!Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

You've probably heard the buzz about a potential AI bubble. It's been circulating across the media over the past few weeks, and honestly, we are not surprised. There is a lot to unpack when it comes to investing in AI right now, so let's talk about it!In this episode, we explore the key questions investors are asking:Is there actually an AI bubble forming?What's the difference between investing in one company compared with spreading your investment across multiple companies?The AI bottleneck that everyone should be aware ofHow can you manage the risks and make sure you stay properly diversified?How to think about AI within a long term investing strategyIf you're looking for a simple and practical conversation around this topic, then you're in the right place!Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

We love ETFs, and so do a lot of you, but how many is too many? It's a question we get all the time, so we've taken a closer look. In this episode, Tash chats about her own ETF dilemma, and she and Ana talk through how to approach it - things like overlaps, management, fees, tax strategies, and how to decide whether you should (or shouldn't) consolidate.If you've been in the same boat, then this episode is for you!Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

In this episode, Tash & Ana break down the newly expanded 5% Deposit Scheme and what it really means for first-home buyers.They cover the pros and cons, whether the scheme has pushed up house prices or just fuelled FOMO, and whether it's propping up the housing market rather than actually fixing affordability.We also jump into some of the big questions:Are buyers using the scheme at greater risk of financial or mortgage stress?Who actually benefits from this policy?Is this helping more Australians into home-ownership?You've probably been seeing and hearing a lot about this scheme in the news and online, so let's talk about it!Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

Tash and Ana dig into one of the biggest money questions: should you invest, save, or focus on paying down your mortgage?They break down how to think about your options based on your goals, life phases, values, and what helps you sleep at night. They also jumped into some questions from the Get Rich Slow Club inbox, and there were some goodies in there. Plus, they chat about exit strategies, debt recycling, and how your money goals may shift as life changes. Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

Financial resets can happen for many different reasons, such as divorce, career pivots, illness, growing families, or simply wanting to pause and strip things back.In this episode, Ana speaks with Gemma Mitchell, financial advisor and author of The Money Reset, about understanding your starting line, setting new money goals, getting back to basics, and making sustainable decisions that will serve you in the long term. They also explore how to reframe a reset as a new opportunity and a fresh direction, rather than something to fear or avoid.If you've found yourself needing or thinking about a reset, or perhaps you've been forced to have one, this episode is for you!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

This week, Tash and Ana are diving into your burning money questions.

Imagine leaving home at 19, moving overseas, and backing yourself into a six-figure career — all without a degree. That's exactly what Ngākohu Walker did. Now, he's carving his own path to financial freedom.In this episode, Tash and Ngākohu chat about how he broke into the mining and FIFO (fly-in fly-out) industry with no prior experience, what he's learned about money and investing along the way, and how he's building a future on his own terms. Want to hear more of Ngākohu? Follow him on instagram @ngakohuwalker@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

You probably haven't heard much about investment bonds, and honestly, neither had we until Jess Bell blew our minds. They sound boring, but they're actually one of the most flexible and surprisingly tax-efficient ways to invest, especially if you want more options than just super or a bank account.In this episode Tash and Ana chat with Jess about how these work, why they're not the same as government bonds, and how people are using them to invest for kids, save for school fees or future goals, and even take advantage of clever tax rules without needing a business structure.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

There's more than one path to a six-figure career. In this episode, Tash and Ana share submissions from the Get Rich Slow Club community on ways you can make $100,000 a year, without a degree.They also explore how switching industries, starting small businesses and saying yes to new opportunities can change your career and income.A reminder that success isn't one-size-fits-all, and there are plenty of ways to build the life you want.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Debt doesn't mean you've failed. When Bree hit $25,000 in credit card debt at 21, she thought she'd ruined her chances at a financially secure future. Fast forward a few years and she's debt-free, owns a home, invests regularly, and earns thousands each month through content creation.In this episode, Tash and Bree talk about shame, money secrets, and why speaking openly about debt can completely change your life. From hiding bank statements to tracking every dollar, this is the honest, hopeful money story everyone needs to hear.Guest details - @breeonabudget@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.