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In this episode: financial independence, power of FU money, navigating job insecurity, importance of saving, transitioning to retirement with JL Collins Episode SummaryAdam welcomes JL Collins, a renowned author & speaker in the Financial Independence community. They discuss principles of FI, significance of saving & investing, and the transformative power of FU money. JL shares his personal journey & insights on how to navigate job insecurities & make bold decisions in life.Guest BioJL Collins is an author & speaker best known for his book "The Simple Path to Wealth," which has become a cornerstone in the FI community. JL's focus on practical advice & clear strategies has helped countless individuals take control of their financial futures.Resources & Books Mentioned"The Simple Path to Wealth" by JL Collins"Pathfinders" by JL Collins"How I Lost Money in Real Estate Before It Was Fashionable" by JL CollinsPete/Mr. Money MustacheCarl Jensen/1500daysGuest Contact InformationBlog: https://jlcollinsnh.com/Guided meditation: https://www.youtube.com/watch?v=OOGU94eL07EKey TakeawaysFI is not an on-off switch; every step taken towards saving & investing strengthens your financial position.FU money is essential for providing courage to make bold decisions & navigate uncertain job situations.The power of compounding can lead to significant wealth over time, often exceeding initial expectations.It's crucial to understand your “enough” & build a life that prioritizes both financial security & personal fulfillment.The journey to FI is as important as the destination; enjoy the process & learn along the way.PS: Introducing the…
#222: Discover how paying taxes with a credit card can unlock huge rewards—or even turn a profit. Chris also shares how he's handling the current market decline and shares practical tips for teaching kids about money, stacking card-linked offers, and using VPNs for big savings. Link to Full Show Notes: https://chrishutchins.com/pay-taxes-with-credit-card-2025-musings Partner Deals Facet: Personalized Financial Planning + $250 enrollment fee waived Storyworth: Share your mother's stories in a custom book (+ $10 off) Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Best Cards Page 100k Welcome Bonus Offer IRS Authorized Payment Providers: Pay1040 | ACI Payments Business Payment Platforms: Plastiq | Melio Flight Tracker: Flighty CardPointers Pro: 30% off here Rakuten: $30 bonus here Savewise: 20% off with ALLTHEHACKS20 Kudos: $20 bonus here Hyatt Offer: $100 Off Peloton NordVPN Ben Carlon's Chart: 31 Years of Stock Market Returns Wealthfront: Get $5k managed free and get a 0.5% APY boost ATH Podcast Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli Ep #194: The Simple Path to Wealth and FU Money with JL Collins Newsletter Deals Page Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:20) Quick Reminder About Upcoming Tax Payments (03:39) Why and When You Should Pay Taxes on Your Credit Card (08:08) Paying Taxes on a Credit Card to Leverage Welcome Offers (09:22) How to Maximize a Credit Card Welcome Bonus of 100K (13:26) Three Tips from a Recent Trip to Colorado (18:39) A Great Way to Teach Kids About Money and Make a Profit (22:13) Stacking Offers to Get 30% Off Peloton Bikes (28:07) How to Use a VPN to Find Better Deals (29:55) Why It Might Be Cheaper to Pay with Different Currencies (31:52) The Recent U.S. Stock Market Decline (38:53) Chris' Personal Strategy for the 10% Market Drop (40:50) The Importance of Diversifying Your Portfolio (42:12) Tax Loss Harvesting and Why It's a Good Time to Consider It Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome back to the Riley May Podcast!In this episode, we dive deep into the world of sales psychology and explore the importance of adopting a feminine approach to selling, especially for female online service providers. Riley discusses the pitfalls of bro marketing strategies and how they can hinder your conversion rates and overall business success.Learn how to shift from high-pressure sales tactics to a more genuine, connection-focused approach that empowers both you and your clients. Discover practical tips to build trust, prioritise service over scarcity, and create lasting relationships that lead to sustainable growth in your business.If you're ready to embrace a more intuitive and effective way of selling, this episode is for you! Tune in and start transforming your sales strategy today.Don't forget to share, subscribe, and connect with us on Instagram for more!Learn more about Attraction SalesStart FREE with The Ease Sales MethodConnect with Riley:Instagram | @therileymayWebsite | www.rileymaycoaching.auEmail | hello@rileymaycoaching.au
Find my Dilbert 2025 Calendar at: https://dilbert.com/ God's Debris: The Complete Works, Amazon https://tinyurl.com/GodsDebrisCompleteWorks Find my "extra" content on Locals: https://ScottAdams.Locals.com Content: Politics, Jake Tapper Defamation Lawsuit, Zachary Young, LA Times Harry Litman, Daniel Penny Gold Medal, Democrat Identity Politics, Naval Academy Racism, Fortune 500 DEI, Anti-DEI Executive Order, Jay-Z, WaPo Jeff Bezos, Good Neighbor Foreign Policy, Pete Hegseth, Biden Admin Misinformation Research, Disinformation, J6 Gaslight Cone, Laurene Powell, Syria's Future, Guatemala Election Investigation, Antony Blinken, Deportation Cost, Byron Donalds, Martha Raddatz, Annual Time Change, Trump Fragrance Ad, BlueSky, Darcie Bell, President Trump, Fair Elections Danger, OC CA Election Questions, Birthright Citizenship, Marc Andreessen, FU Money, Scott Adams ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ If you would like to enjoy this same content plus bonus content from Scott Adams, including micro-lessons on lots of useful topics to build your talent stack, please see scottadams.locals.com for full access to that secret treasure. --- Support this podcast: https://podcasters.spotify.com/pod/show/scott-adams00/support
#194: Build wealth and achieve financial freedom with three simple, actionable steps. Personal finance expert JL Collins discusses the concept of "FU" money, the importance of living on less than you earn, the power of low-cost index fund investing, and other effective strategies to create long-term wealth. JL Collins is the author of The Simple Path to Wealth and a popular personal finance blog, where he helps countless individuals take control of their financial futures by simplifying wealth-building strategies. With decades of experience, his work has been widely influential in the FIRE movement. Link to Full Show Notes: https://chrishutchins.com/jl-collins-the-simple-path-to-wealth Partner Deals DRAM: 20% off my favorite sparkling water with zero calories, zero sugar Facet: Personalized Financial Planning + $250 enrollment fee waived Notion: Try Notion AI free to automate tedious tasks and streamline your work Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned JL Collins: Blog | X | Facebook Books: The Simple Path to Wealth | Pathfinders Time Machine and the Future Returns for Stocks Blog: Mr. Money Mustache J.P. Morgan Asset Management Analysis: Is your money working its hardest for you? ATH Podcast: Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Ep #189: Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten Jeske Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:20) What Is "FU" Money and How Is It Related to Financial Freedom? (04:13) Real Life Examples of "FU" Money (Even With Small Savings) (07:27) The Simple Path to Wealth Explained (09:31) Is Saving the Hardest Part of Creating Wealth? (11:54) How to Prioritize Your Lifestyle for Financial Freedom (19:26) Why Becoming Wealthy Is Simpler Than You Think (23:15) Do You Need to Quit Your Job When You're Financially Independent? (25:52) How to Look at Investments as a Way of Saving (30:08) Should You Cash Out Your Portfolio When the Market Is Down? (36:54) The Different Implications of the Trinity Study (Safe Withdrawal Rates) (40:19) Expanding Your Portfolio Beyond U.S. Exposure (49:21) Difference Between VTSAX vs. VTI (53:19) How to Avoid Fees When Investing (54:54) Strategies to Roll Over 401(k)s (59:36) Exceptions for Debt (1:04:49) Is Financial Independence About Freedom or Wealth? (1:10:06) What Is the Real Benefit of Financial Freedom and Independence? (1:10:52) Where to Find JL Collins Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
The crew addresses Steve Harvey's apology to Hip Hop; Moe dissects the Amber Rose vs Joseline Hernandez fight; Moe and Keity react to Tyler Perry's response to criticism; What WNBA player's DMs did Keyon slide into? Hosted on Acast. See acast.com/privacy for more information.
Every episode we explore a Lindy book, and find Timeless ideas you can apply to business and life. We strive to become polymaths like our investing and business icons, pulling the Big Ideas from a wide range of disciplines to help us become better investors and operators. Join 3,000+ curious minds and avid readers by subscribing @ rationalvc.com to get free access to essays and exclusive content. For the video version of episode click here. Timestamps: (00:00) Intro (11:39) Antifragile definition (19:13) Introduction to the core concepts (22:04) Hormesis, naïve interventionism, iatrogenics (33:55) Peter Kaufmann and Charlie Munger(35:57) Modernity, Switzerland, political systems (55:21) Concavity vs Convexity and Black Swans (1:07:30) FU Money and wealth (1:13:12) Optionality and wealth (1:21:47) Barbell strategy (1:43:02) Rational Flaneur (1:47:23) The Lindy Effect (2:01:22) Raising antifragile kids (2:12:19) Green Lumbar fallacy (2:23:53) Signal vs Noise (2:29:00) Via Negativa (2:51:07) Ethics of Antifragility and Skin in the Game (2:57:36) Deep dives and quotes (3:35:32) Closing thoughts - Our website (all essays and podcasts): rationalvc.com Our investment fund: rational.fund Cyrus' Twitter: x.com/CyrusYari Iman's Twitter: x.com/iman_olya - Links mentioned in the episode: Cyrus referenced Tweets: https://x.com/CyrusYari/status/1792279103862681603 https://x.com/CyrusYari/status/1757715505819906419 https://x.com/CyrusYari/status/1679174178195353600 Peter Kauffman Rational VC episode: https://www.youtube.com/watch?v=kMiOFC07X8M&t=8s The Black Swan episode: https://youtu.be/HVGJQ25Cr2k?si=8b2DPBPX80Pgbgag Vizi Andrei: https://twitter.com/viziandrei Daniel Vassallo: https://twitter.com/dvassallo Cyrus essay on Angel Investing (incl. Barbell Investing): https://www.rationalvc.com/articles/angel WhosAria Bars of Wisdom newsletter: https://www.barsofwisdom.com Fat Tony's Community: https://fattonys.net/ - Disclaimer: The materials provided are solely for informational or entertainment purposes and do not constitute investment or legal advice. All opinions expressed by hosts and guests are solely their own opinions and do not reflect the opinion of their employer(s). #Lindy #knowledge #books
In this episode: connecting points, the power of FU money, the early retirement era, and enjoying the journey. This week we are joined by returning guests, Steven and Lauren Keys from Trip of a Lifestyle, to update us on their FI journey and “early retirement era,” as well as discuss the importance of finding the courage and freedom to make radical lifestyle changes in the present. We all know that money can open up new opportunities in your life, whether it's having the flexibility to leave your job for a better one or even relocating to a dream country, but most of us forget that these opportunities can be achieved sooner than you think! The journey to FI is about taking actionable steps to build and achieve the life you want, and you don't have to wait until you're fully retired to do it! While you're starting to save and spend less, remember that you're getting closer and closer to your goal, but even still that it's not a poor decision to spend money on things that are important to you and can improve your life! New ChooseFI shirts are now available here! Trip of a Lifestyle: Website: tripofalifestyle.com Instagram: @tripofalifestyle Crambetter: crambetter.com Timestamps: 0:46 – Introduction 3:12 – Connecting Points 6:39 – Taking Money Out of the Equation 13:14 – The Power of FU Money 23:39 – Getting to The Early Retirement Era 33:27 – Investing 44:59 – Paying Yourself Last? 48:39 – Enjoying the Journey/Setting Yourself up for Success 58:13 – Conclusion Resources Mentioned In Today's Episode: Trip of a Lifestyle to All US National Parks | ChooseFI Ep 226 We Took a 3-Month Vacation and Came Home $26,000 Richer How We Saved $100k in 2 Years on Teacher Salaries We Vacationed Our Way to $1 Million by Age 33 (and You Can Too) Inside the Investment Portfolio of Early Retirees Pay Yourself Last: Why You Don't Need A Budget Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family's Essential Info (code ‘CHOOSEFI' for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
A NY Appeals Court has cut Trump's $454 million dollar bond down to 175 million and given him 10 more days to secure funding to appeal the judgment in his civil fraud trial. Watch my music vid about jackals like Letitia James here: https://www.youtube.com/watch?v=NWD-x3GIUFA
Have you heard of FU Money? What about FI Money? JL Collins, Author of Pathfinders and The Simple Path to Wealth, explains what both of these financial freedom concepts are and how to pursue them. GUEST BIO: JL Collins is the international bestselling author of The Simple Path to Wealth: Your road map to financial independence and a rich, free life. He has been called “The Godfather of FI” in the financial independence community. EPISODE RESOURCES: Sponsors + Partners + Deals Pathfinders (Book): https://amzn.to/3SuTstw (Affiliate) JL Collins (Blog): https://jlcollinsnh.com/ MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. Voicemail: Leave your questions or comments here. Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices
Diania shares her experience of negotiating a mini-retirement to walk the Camino de Santiago in Spain. She initially planned to support her uncle on the journey but ended up going alone. Diania discusses the financial preparation she made, including paying off debt and learning about financial independence. The time off was full of self-discovery and awareness, including recognizing her weak internal compass and susceptibility to external influences. She emphasized the importance of community and in-person connections, which led her to create the Economy Conference. She is a great example of how to negotiate a leave of absence and how time brought her closer to financial independence.
To celebrate the release of JL Collins' new book, Pathfinders, I collected all the best advice from his Financial Independence Podcast interviews! Jim has been on the show three times: First, back in 2012 (he was my second guest ever!) Second, when his hit book, The Simple Path to Wealth, was released Third, during the depths of the Coronavirus crash That last interview may be my proudest moment as the Mad Fientist (I explain why during the show). Hope you enjoy this jam-packed episode! Highlights The power of FU Money and why it may be less money than you think Jim's biggest investing mistake and what he learned from it Why index investing is superior to active investing Are REITs and international funds necessary Why your house may not be a good investment Thoughts on stock picking and actively-managed funds What makes Vanguard unique and why it's best for investors The three keys to becoming wealthy Lessons learned from Black Monday How to prepare for the next market crash
Elon Musk broke the internet AGAIN.He was being interviewed on stage with a bunch of CEOs in the crowd and said if you try to blackmail him with money by saying you won't advertise with his company if he doesn't do what you say...then F&*# you.That got everyone talking about how it must be nice to be a billionaire and have FU Money.But it got me thinking...how much is FU Money? I have it and I'm not a billionaire.So I came up with what I think is a reasonable dollar amount based on my experiences and then talk about what FU Money really is.Connect With MeHeroes! Please leave a review on Apple or Spotify if you love the podcast to help it grow and enable me to get bigger guests on the pod!If you want to join my wealth-building and productivity focused newsletter that takes 5 minutes to read every week, then go to my website. LinkedIN YouTube About the Podcast If working a 9-5 for 60 years so you can retire with a little money and die a few years later is what you want to do, then this is not the podcast for you. This podcast is about unique investment strategies and interviews with hi-earning individuals on how they make money so you can copy us and grow wealth too! There's a big focus on reaching that first $100,000 net worth is one of the biggest financial milestones because you have to get their through labor, not necessarily investing. Then, create a plan and develop habits to become a millionaire before you want to retire and enjoy the life you want instead of the one society wants you to have as a complacent consumer.
In today's episode:Henry Kissinger is reported dead at 100Kissinger's life as a cog in the global Regime machineMichael Shellenberger testifies before Congress on government censorshipElon Musk and the purpose of "FU money."Connect with Be Reasonable: https://linktr.ee/imyourmoderatorHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Make life more comfortable: mypillow.com/reasonableDiversify your assets: kirkelliottphd.com/reasonableOther ways to support the work:ko-fi.com/imyourmoderatorbtc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Merch site: https://cancelcouture.myspreadshop.com/Follow the podcast info stream: t.me/imyourmoderatorOther social platforms: Twitter, Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.
In today's episode:Henry Kissinger is reported dead at 100Kissinger's life as a cog in the global Regime machineMichael Shellenberger testifies before Congress on government censorshipElon Musk and the purpose of "FU money."Connect with Be Reasonable: https://linktr.ee/imyourmoderatorHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Make life more comfortable: mypillow.com/reasonableDiversify your assets: kirkelliottphd.com/reasonableOther ways to support the work:ko-fi.com/imyourmoderatorbtc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Merch site: https://cancelcouture.myspreadshop.com/Follow the podcast info stream: t.me/imyourmoderatorOther social platforms: Twitter, Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.
Many people have heard of "FU Money." Andrew Ross Sorkin yesterday learned about "GFY Money." More on what the power dynamic is looking in America... https://www.donate.catholicvote.org/2023-hero-bracket ____________________________________________________ Today's podcast supported by https://CatholicVote.Org Use PROMO CODE "KYLE" at these sites: EMERGENCY FOOD: https://4Patriots.com/KYLE SUSPENDABLES MERCH: http://The-Suspendables.com http://PatriotCoolers.com/discount/KYLE http://MyPillow.com/Kyle
On today's episode, I'm talking about an important topic that I'm very passionate about: saving for retirement. I'm sharing why it's so important to make sure you contribute to your retirement, how it can help you become a millionaire and some important facts you should know. Join me to learn about saving for your retirement and some of the benefits you can get by starting today. Also mentioned in today's episode: Why it's so important to save for retirement 5:09 Updated contribution thresholds 7:00 Some of the benefits of tax advantaged retirement accounts 7:30 Why credits are so much more powerful than deductions 15:00 If you enjoyed this episode, please rate, review and share it! Links: My Gusto affiliate link for $100 off my favorite payroll software Free class to see the tax-shelter math
Wenn Du dich nicht um deine Altersvorsorge kümmerst, wer soll es dann machen? Folge uns auf Instagram Abonniere uns auf iTunes oder Spotify Hinterlasse eine ehrliche Bewertung auf iTunes oder eine der anderen Podcast-Plattformen. Deine Bewertungen und Rezensionen helfen wirklich und wir freuen uns über jede einzelne. Kaufe unser Buch Feierabendboss
Bill & Becky continue their chat with THE JL Collins, author of THE Simple Path to Wealth and the acclaimed "Godfather of FI." We began the last episode with JL Collins playing John Goodman in the "Why you need FU Money" clip. We begin this episode with "A Guided Meditation for When the Stock Market is Dropping". JL helps us answer many questions. What do we do when the stock market drops? What about international diversification? What about dollar cost averaging a lump sum into the market? Tune in! Just like the old EF Hutton commercial, "When JL Collins talks, people listen!":) Resources mentioned on the show: J L Collins homepage A Guided Meditations for When the Stock Market is Dropping The Stock Series The Simple Path to Wealth: Your Roadmap to Financial Independence and a Rich, Free Life by J L Collins How I Lost Money in Real Estate Before it was Fashionable: A Cautionary Tale by J L Collins Pathfinders: Extraordinary Stories of People Like You on the Path to Financial Independence-And How to Join Them by J L Collins to be released October 31, 2023 Dollar Cost Averaging Posts VTSAX, Vanguard's Total Stock Market Index Fund VBTLX, Vanguard's Total Bond Market Index Fund How I Failed My Daughter and a Simple Path to Wealth
Wie jetzt? Die Jungs machen jetzt auch nen Break? Was soll ich denn jetzt den Sommer über hören? Gebt es zu, da haben wir einige von euch hops genommen - wie du Jugend von heute sagt!
Bill & Becky chat with THE JL Collins, author of THE Simple Path to Wealth and aptly named the "Godfather of FI". For over 600,000 readers, his first book has become a sort of "Bible of FI". He is a humble spokesperson for those on their own personal journey to financial independence. In Part 1 of our conversation, we talk with him about his own journey and his thoughts on real estate and index fund investing. We start the show with R-Rated audio from the popular JL Collins parody of a John Goodman clip from the movie "The Gambler", "The Position of Fuck You". Resources mentioned on the show: J L Collins homepage The Position of F@#% You, JL Collins tribute to The Gambler with John Goodman The Simple Path to Wealth: Your Roadmap to Financial Independence and a Rich, Free Life by J L Collins How I Lost Money in Real Estate Before It Was Fashionable: A Cautionary Tale by J L Collins Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence-And How to Join Them by J L Collins to be released October 31, 2023 The Stock Series by J L Collins The Simple Path to Wealth, Jl Collins talks at Google Why Your House is a Terrible Investment Roots vs Wings: Considering Home Ownership Rent vs Owning Your Home: Opportunity Cost and Running Some Numbers Time Machine and the Future Returns for Stocks
The fortune is in the follow-up, and in this episode, Jon and Marc discuss the importance of short-term and long-term follow-up with everyone who has ever shown interest in your services. Far too many coaches reach back out once or twice, then write people off as "lazy" or say things like "they just don't want it bad enough." Life happens to us all, and as a fit pro, you're not a top priority in people's lives. It's on us to do our due diligence and help our prospects solve their problems. Tune in for more. Enjoy!
FU-Money ist gut, FU-Skills sind besser!? Folge uns auf Instagram Abonniere uns auf iTunes oder Spotify Hinterlasse eine ehrliche Bewertung auf iTunes oder eine der anderen Podcast-Plattformen. Deine Bewertungen und Rezensionen helfen wirklich und wir freuen uns über jede einzelne. Kaufe unser Buch Feierabendboss
On this week's episode of the Shareholders the guys are Dax free! Huddie and Junior discuss current events, the Woke Report with Junior, the stock, and take the Martini's Mailbag question from the Middle!
Today, I'm sharing with you some information about the recently passed Secure 2.0 Act and how it can help you stash more FU money and expand your retirement funding. Listen to this episode to hear all of the details about the Secure 2.0 Act, how you can take advantage of it with your retirement plan and why it's so helpful for every tax payer. Also mentioned in today's episode: What is the Secure 2.0 Act? 8:28 How the Secure 2.0 Act helps with retirement funding 12:15 How you can take advantage of this act with your retirement 18:45 If you enjoyed this episode, please rate, review and share it! Links: https://www.sunlighttax.com/moneybootcamp2023 I use a service (Guideline) that plugs into my payroll software (Gusto - this is my referral link, and it will save you $100. I *highly* recommend Gusto for running payroll and paying contractors/complying with 1099s/W2s). Guideline is so affordable and streamlined that even as a small employer, I have no trouble maintaining my 401k.
Auch im zweiten Teil unseres Interview bei Freaky Finance geht es weiter mit den F-Words: Finanzen, FU-Money und Feierabendboss.
As you probably know I am a huge proponent of index investing, because of its simplicity and its effectiveness to bring regular people the market returns they deserve. But how does this simple investing approach work? How can index investing be implemented by people like you and me? And how can it help us build financial security and reach financial independence? That is what we're discussing in this incredible interview with JL Collins. This is an interview from 2 years ago, but it's so good that I decided to release it on the podcast too. JL Collins is the author of The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich Free Life (https://www.thesimplepathtowealth.com/) and the blogger behind of the famous Stock Series on https://jlcollinsnh.com. He is also known as the Godfather of Financial Independence! In this interview, JL tells us about his experience as an index investor, the power of index investing and how to get started! He also shares his approach to FU Money and financial independence. Don't miss it! --- ►► Free Workshop on Index Investing for Beginners in Belgium: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop --- Download the FIRE Belgium Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide Learn about Financial Independence in Belgium: https://firebelgium.com Subscribe to the newsletter: https://firebelgium.com/#Subscribe Join the community: https://www.facebook.com/groups/FIREBelgium
Are you a fan of the FIRE Movement, but find it to be unrealistic for your lifestyle? Well, FU Money might be more your flavor. In this episode, we review what FU Money is and how it can help you leave that job you don't like and transition into a life you enjoy. Also, we chat with AJ Thompson from Tennessee about how he and his wife Tabitha invested over $400k in their early 30s -- now they have achieved Coast FIRE! Last but not least, my son Calvin joins me for another "Good Word". We're discussing college costs and the "7/11 baby" whose chances at college just got a lot easier. SPONSOR Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. RESOURCES Ally Bank (Where We Save our FU Money): https://www.ally.com M1 Finance (Start Your Roth IRA to Achieve Coast FIRE): https://www.marriagekidsandmoney.com/m1finance OTHER EPISODES YOU MIGHT LIKE Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today) Coast FIRE: When Have I Achieved It? 50% to 10%: Why We're Happy Saving Less in FIRE Journey MKM RESOURCES MKM Coaching: Request a free 15-minute consultation today YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your question or comments here Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION: Marriage Kids and Money Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies. DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Podcast Doctors
Klebst Du in einem Job fest, weil Du kein Fuck-You-Money hast?
We talk about F.U. money, why it might make you better at your job, and the power of having enough money to leave a job. Jake Simon joins Doug as the co-host since Carl was out on PTO. - Join the Mile High FI Club – It's our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl's Blog about Early Retirement Email us here: doug@milehighfi.com or carl@milehighfi.com
Today on the show we are stoked to talk with a special guest who joins us all the way from the States, JL Collins. JL is a financial independence blogger and the author of The Simple Path to Wealth. In this chat Dev talks with JL about:
You have the power to change your future, and it all starts with how you manage your finances. Let's get ready to take back that power. It's time to take control of our personal finances. Welcome back to the Money Bare podcast, hosted by Chloe Daniels. Chloe is the founder of CloBare Money Coach. The Money Bare podcast is proud to share stories of others who have paid off debt and found financial freedom and independence. Today's guest is not going to disappoint.Today, we are joined by Naseema McElroy. Naseema is a mom of two, a nurse, and the founder of Financially Intentional, a platform that she created to help empower others by sharing inspiring stories of her personal finance journey. Naseema shares topics like paying off debt, finding financial freedom, and everything else about life. Today, she is going to share her story of how she paid off almost one million in debt and is empowering us to take control of our personal finances as well. Find Naseema on social @financiallyintentionalOr check out her website!Find me on social @clobaremoneycoachPlease rate and subscribe to support this channel!Grab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinar
Dagens episode er del 2 med den fremragende David Heinemeier Hansson, der er vendt retur til lille Danmark. Vi skal tale om en verden med remote work, ny SaaS virksomhed "Hey", den politiske situation I verdenen, Davids kamp mod Apple, en ny retning med skalering af medarbejdere, svære valg og Fuck you money samt Davids nye syn på crypto. Glæd jer!Connect med os på LinkedIn:https://www.linkedin.com/in/larshorsbol/https://www.linkedin.com/in/eskegerup/ See acast.com/privacy for privacy and opt-out information.
Brent Attaway is a nationally recognized business strategist and direct marketing expert. He's worked side-by-side with world-renowned marketing and business experts like Frank Kern, Robert G. Allen, Loral Langemeier, Ted Miller III, Dave Vanhoose, Dustin Mathews, and others. He's an expert in business launches, product launches, team development, scaling up, marketing strategy, online funnels, and powerful revenue-generating promotions with highly profitable results.Key Points:Keep it simple, You need to be feeling love to give loveKeep the end goal in mindConsistency is keyA degree is not what makes you valuableSystems and Marketing will help solve most problems in businessStop thinking like a salesperson think like a marketerYour legacy should be a foundationConnect with Brent:Website - https://book.followupfortunes.com/ Facebook - https://www.facebook.com/brent.attawayInstagram - https://www.instagram.com/attawaybrent/
On today's show, CoinDesk's Chief Content Officer, Michael J. Casey, takes a look at how big paydays are changing the balance of cultural power.Read the full story here.This episode is sponsored by Kava, BCB Group and Koinly.-Kava lets you mint stablecoins, lend, borrow, earn and swap safely across the world's biggest crypto assets. Connect to the world's largest cryptocurrencies, ecosystems and financial applications on DeFi's most trusted, scalable and secure earning platform with kava.io.-BCB Group is the leading business banking partner for the digital assets industry. We provide the rails to move money and a gateway for crypto to FX markets at scale. Our mission is to connect and bank the global crypto industry. Find out more by visiting bcbgroup.com/coindesk.-Koinly calculates crypto taxes accurately and fast to save you time, and keep you from paying too much in taxes. Koinly connects to 600+ exchanges to analyze all your trades, and is able to handle DeFi, liquidity, NFTs & more. Simply download Koinly's IRS form 8949 report and file! Get started with a free plan at koinly.io.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code MarketsDaily15 to get 15% off your pass at www.coindesk.com/consensus2022.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Topics: Breakfast, Netflix is Garbage, Actors, TV vs Movies, FU Money, Focus|Effort|Faith, Tunnels, Water Heater, and more Find out more at https://table-moments.pinecast.co
Doug talks with Mark Mars from Niche Website Builders about FU money! They discuss whether niche sites, affiliate sites, or content sites are a path to FU Money and Financial Independence. Please Support the Sponsor for the Doug.Show. Odys: Get $100 (USD or EUR) added to your account as a welcome bonus if you are accepted! Niche Website Builders set up an exclusive offer for the Niche Site Project community. Get 10% more content for content orders Get 10% more content on Done For You websites Save 10% of link building packages Go here and enter your name and email to get the discount codes. I'm an affiliate for the above so if you sign up I get a commission. Thanks! Previous FU money episode: F*ck You Money DS286 Contact me. Ask Questions! Send me an email here: feedback@doug.show Leave a voicemail: (406) 813-0613
Doug talks with Mark Mars from Niche Website Builders about FU money! They discuss whether niche sites, affiliate sites, or content sites are a path to FU Money and Financial Independence. Please Support the Sponsor for the Doug.Show. Odys: Get $100 (USD or EUR) added to your account as a welcome bonus if you are accepted! Niche Website Builders set up an exclusive offer for the Niche Site Project community. Get 10% more content for content orders Get 10% more content on Done For You websites Save 10% of link building packages Go here and enter your name and email to get the discount codes. I'm an affiliate for the above so if you sign up I get a commission. Thanks! Previous FU money episode: F*ck You Money DS286 Contact me. Ask Questions! Send me an email here: feedback@doug.show Leave a voicemail: (406) 813-0613
Doug talks with Mark Mars from Niche Website Builders about FU money! They discuss whether niche sites, affiliate sites, or content sites are a path to FU Money and Financial Independence. Please Support the Sponsor for the Doug.Show. Odys: Get $100 (USD or EUR) added to your account as a welcome bonus if you are accepted! Niche Website Builders set up an exclusive offer for the Niche Site Project community. Get 10% more content for content orders Get 10% more content on Done For You websites Save 10% of link building packages Go here and enter your name and email to get the discount codes. I'm an affiliate for the above so if you sign up I get a commission. Thanks! Previous FU money episode: F*ck You Money DS286 Contact me. Ask Questions! Send me an email here: feedback@doug.show Leave a voicemail: (406) 813-0613
What if you had so much wealth that virtually nobody could touch you? Is this a bad thing? Does money corrupt, absolutely, but it can be a weapon of force or used as a tool for the righteous. Either way, having money gives you power and influence. In this episode I talk about Joe Rogan and the Freedom Convoy! The Invictus Mind podcast can be found on Anchor, Apple, Spotify, Stitcher, and Cast Box. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/the-invictus-mind/support
I'm Chatting with my good friend David about the importance of building up FU money quickly and how this can help members of the military make the best decision for them based on just on money, but what will make them happy. I step-sold myself into staying longer and longer in the military and if I had the finances built up in my first enlistments, I might have taken a different path. Take it from me, if you're not enjoying it, it's time to look for an exit. I hope this discussion will be helpful to you! Action Items: Decide what FU money means to you. Build an emergency fund. If you're military, visit Doug Nordman's website at https://the-military-guide.com Check out our Facebook group and connect with others on their journey to financial security and independence! To contact me, please email podcast@start100k.com. Now go get started! Before you go, please remember this information is for educational and informational purposes only. Please seek tax, legal, or investment advice before making any decisions.
This is a special episode as part of the recorded episode showcase for Finance Podcast Week. This episode is brought to you by Krisstina Wise of the Wealthy Wellthy podcast. ... Episode Summary In today's episode, I chat with Diania Merriam, the founder of The EconoME Conference, also known as the “Ted talks of the FIRE Movement (Financial Independent Retire Early). She is also the host of the popular podcast, Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she's 40 years old. Diania is such an inspiration for guiding all of us into learning how to be more mindful and grateful for the little things in life. During our discussion, she also gets candid on how clarity with our finances is optimal— and even understanding where we are mentally and emotionally in our relationship with money. “Money is only as valuable as your clarity of how you're going to use it and your comfort level of how much is enough.” Diania Merriam In this conversation, we talk everything about what it takes to be as financially aware as possible. What We Covered FIRE (Financial Independent Retire Early) Less is more Luxury is a weakness Paying off 30k in debt Where is your money going? Investing Financial clarity Your mindset and emotions with money ... Finance Podcast Week is brought to you by Podbean! Podbean is a podcast publishing and monetization service, hosting over 500,000 podcasts. If you're looking to start your own podcast, monetize your podcast and livestream directly to your listeners, you can set up an account at podbean.com
FU money 10/25 See omnystudio.com/listener for privacy information.
Doug talks FU Money! He will cover: What is FU Money? The value of FU Money? Do you have it already? If not, what does it take to get there? Shout out to ODYS, a sponsor of the podcast. $100 (USD or EUR) added to your account as a welcome bonus if you are accepted! Contact me. Ask Questions! Send me an email here: feedback@doug.show Leave a voicemail: (406) 813-0613
Doug talks FU Money! He will cover: What is FU Money? The value of FU Money? Do you have it already? If not, what does it take to get there? Shout out to ODYS, a sponsor of the podcast. $100 (USD or EUR) added to your account as a welcome bonus if you are accepted! Contact me. Ask Questions! Send me an email here: feedback@doug.show Leave a voicemail: (406) 813-0613
Doug talks FU Money! He will cover: What is FU Money? The value of FU Money? Do you have it already? If not, what does it take to get there? Shout out to ODYS, a sponsor of the podcast. $100 (USD or EUR) added to your account as a welcome bonus if you are accepted! Contact me. Ask Questions! Send me an email here: feedback@doug.show Leave a voicemail: (406) 813-0613
FU - Money! Newest contract headlines from 13th of August to this date, Kotkaniemi case and the main topic - top European prospects per organization (Ana - Mtl). Tried to keep the episode under one hour, but it seemingly isn't possible anymore. Get your notebooks ready and let's get started!IG: thedrop_pass / jtoivaTwitter: _JToiva Learn more about your ad choices. Visit megaphone.fm/adchoices
Hängen Meinungsfreiheit und finanzielle Freiheit zusammen? Bringt dir FU-Money mehr Freiheit als FIRE? Über diese Fragen diskutieren Ruben und Christian in dieser Episode. Wenn uns die Lockdowns eine Lektion gelehrt haben, ist es: kaum ein Job ist sicher, kaum ein Business ist sicher. Diversifikation ist heute ein Muss. Diversifiziere dein Einkommen mit Nebeneinkommen! Das Buch dazu erhältst Du ab sofort bei Amazon: Feierabendboss. Mit Nebeneinkommen zum Fuck-You-MoneySupport the show (https://www.buymeacoffee.com/Nein2Five)
Music: Same Ol' Same Ol' by @neaux.id Show notes: Chicken wings are the goat, case closed 3:15 / Subway “tuna” fish 5:31 / BBLs are getting out of control, Onlyfans moving away from adult content, and who pays for porn? 8:00 / Black TikTok on strike, the new roll out + free promotion 12:57 / Free Brittney Spears, conservatorship + dirty business 18:18 / Bet Awards: Black culture's image, lack of content diversity, Lil Nas X performance + troll behavior 23:45 / Sha'Carri Richardson suspended from Tokyo Olympics for failed drug test 33:40 / Jeff Bezos flying to outer space, pettiness is all tax brackets + flexing on your ex 37:58 / Zai's real life true crime murder mystery 41:00
My main and whatsapp number is 8512045374
Yo Quiero Dinero: A Personal Finance Podcast For the Modern Latina
Gianni LaTange is an Afro Latinx first generation wealth builder, born and raised in NYC. Gianni is on a journey of financial freedom and is passionate about sharing wealth-building strategies with POC. In February 2019, she made a promise to herself that she would be financially prepared to start her investment property search Winter 2020. Little did she know that she would become a whole building owner in March 2020! Now GIanni is teaching financial foundation and real estate financing strategies she used to secure her first multi-unit, mixed use, income-earning property for only $20,000 of her own money by the age of 25. Becoming a real estate investor gave Gianni the financial security she needed to opt-out of her career as an elementary school teacher and become a software engineer. Want To Unlock & Manifest The Most Powerful Version Of Yourself? Learn how to unveil your hidden potential, tap into your creative mind, and discover your purpose to manifest your dreams and turn them into reality .Hosted by the Yo Quiero Dinero Podcast, ManiFIESTA is the premier Latinx Empowerment Summit, for Latinxs & by Latinxs! Find out more and get your ticket at yoquierodineropodcast.com/manifiesta! Want more of this podcast? Make sure to subscribe, episodes drop on Sundays! Check out the Yo Quiero Dinero Podcast blog and more at yoquierodineropodcast.com. Want to become poderosa with your dinero? Get our free money guide at yoquierodineropodcast.com/start Partners mentioned in this episode: BetterHelp – Professional Support When You Need It, At The Fraction Of The Cost Of In-Person Therapy. Get 10% off your first month by using our link, BetterHelp.com/dinero! --- Support this podcast: https://anchor.fm/yoquierodinero/support
FU Money May 25th, 2021 Tonight on The Caramel Conservative: As the Left continue their push to a real world version of Idiocracy, so many people are left wondering what can be done. Well, some places are a sinking ship yet others offer refuge. But how do those of us that want to escape this madness do and better yet how do we prevent it from happening again? This is going to be a hell of a show! So let's get into it!!! America! Shall We Begin! All of this and more tonight on this LIVE episode of The Caramel Conservative Podcast! Interactive Chat Room will be up and running and with any luck so will the LIVE Call In Number at 920-376-9400. We want to hear from you and get your take on what's going on. Sign Up For A Spreaker Account & Join In To Be A Part Of The Interactive Chatroom Tonight! Link: https://www.spreaker.com/show/thecaramelconservative ==================== About The Caramel Conservative Podcast is a no holds barred, no B.S. take on current events and politics in the United States with a great mixture of sarcasm and humor from a very right of center perspective tempered with common sense. Heard LIVE Every Tuesday Night 8pm CST. ==================== Follow Me On: Website: www.thecaramelconservative.com Contact: edelgado@plusultramedia.com Facebook: https://www.facebook.com/TheCaramelConservativePodcast/ Spreaker Podcast: https://www.spreaker.com/show/thecaramelconservative Odyssey: https://odysee.com/@S.T.S.:4 Rumble: https://rumble.com/c/c-325507 BitChute: https://www.bitchute.com/channel/o9XzD30HaGdQ/ MINDS: https://www.minds.com/thecaramelconservative/ MeWe: https://mewe.com/i/eddelgado3 Gab: https://gab.com/TheCaramelConservative CloutHub: https://app.clouthub.com/private/41223339-e90f-4263-a422-052cf6e1c753 PocketNet: https://pocketnet.app/index ==================== Interested in Cryptocurrency? Get $10 in Bitcoin when you join Coinbase and buy $100 in crypto https://www.coinbase.com/join/delgad_tbq Get the most Cryptocurrency offers via Binance.us https://accounts.binance.us/en/register?ref=52784191 My Patriot Supply Prepare your family for the unforeseen https://mypatriotsupply.com/?rfsn=4863634.f6048d
FU Money May 25th, 2021 Tonight on The Caramel Conservative: As the Left continue their push to a real world version of Idiocracy, so many people are left wondering what can be done. Well, some places are a sinking ship yet others offer refuge. But how do those of us that want to escape this madness do and better yet how do we prevent it from happening again? This is going to be a hell of a show! So let's get into it!!! America! Shall We Begin! All of this and more tonight on this LIVE episode of The Caramel Conservative Podcast! Interactive Chat Room will be up and running and with any luck so will the LIVE Call In Number at 920-376-9400. We want to hear from you and get your take on what's going on. Sign Up For A Spreaker Account & Join In To Be A Part Of The Interactive Chatroom Tonight! Link: https://www.spreaker.com/show/thecaramelconservative ==================== About The Caramel Conservative Podcast is a no holds barred, no B.S. take on current events and politics in the United States with a great mixture of sarcasm and humor from a very right of center perspective tempered with common sense. Heard LIVE Every Tuesday Night 8pm CST. ==================== Follow Me On: Website: www.thecaramelconservative.com Contact: edelgado@plusultramedia.com Facebook: https://www.facebook.com/TheCaramelConservativePodcast/ Spreaker Podcast: https://www.spreaker.com/show/thecaramelconservative Odyssey: https://odysee.com/@S.T.S.:4 Rumble: https://rumble.com/c/c-325507 BitChute: https://www.bitchute.com/channel/o9XzD30HaGdQ/ MINDS: https://www.minds.com/thecaramelconservative/ MeWe: https://mewe.com/i/eddelgado3 Gab: https://gab.com/TheCaramelConservative CloutHub: https://app.clouthub.com/private/41223339-e90f-4263-a422-052cf6e1c753 PocketNet: https://pocketnet.app/index ==================== Interested in Cryptocurrency? Get $10 in Bitcoin when you join Coinbase and buy $100 in crypto https://www.coinbase.com/join/delgad_tbq Get the most Cryptocurrency offers via Binance.us https://accounts.binance.us/en/register?ref=52784191 My Patriot Supply Prepare your family for the unforeseen https://mypatriotsupply.com/?rfsn=4863634.f6048d
What You’ll Get Out Of Today’s Show Picking back up with our ChooseFI Households of FI family, Zach and Marilyn to hear about all of the incredible progress they’ve made since their last episode. Like most people, the last year has turned Zach and Marilyn’s life upside down, only their’s has been positive. Following their conversation with Paula Pant in Episode 247, they were felt encouraged to move forward with a real estate investment when the numbers made sense rather than waiting for a property that met all the specific criteria. Within two months of their conversation with Paula, they purchased the home they are currently living in. Since then, they have put money in renovations and just rented out the basement apartment. Although the original plan was to do a live-in flip, they are now house hacking after taking out a mortgage with a 2% interest rate thanks to their excellent credit, making their new mortgage the same as the mortgage on their previous home that was half the size. Plus, the basement apartment rent is covering the entire mortgage and then some. Zach finished school in 2020 and began working in his field earning a good raise. Rather than let the raise inflate their lifestyle, Zach put the entire raise into his 457 plan. Between saving more than $1,000 a month on a mortgage and putting $1,000 a month into a 457, Zach and Marilyn have created more than $24,000 of space in their financial lives. Although five years ago, they never would have dreamed of being in their current position, they attribute frugality and long-term planning for their success. Being on the path to FI feels so good that it’s something Zach talks to people in his everyday life about. He thinks if you adopt the long-term mindset and stick it out during the first five or six years, seeing the end from the beginning becomes less overwhelming. Marilyn says that not having debt hanging over their heads has improved their quality of life a hundredfold. While it did take them six or seven years to get there, it wouldn’t have happened at all if they hadn’t taken that first step. In looking toward the future, they have created FU money, which they’ve already reaped the rewards of. When Marilyn’s employer told her to come back to work 100% after successfully working from home during the last year, she decided to quit rather than put her kids back into daycare. Jonathan appreciates the power of no and says sometimes when you can say no to your employer, it puts you in a position of power where they might be willing to negotiate. Zach and Marilyn’s have no mortgage payment, drive paid-off cars, and have an abundance mindset that allows them to live off around $30,000 and want for nothing. In fact, Marilyn uses a hack from Brad and uses an Old Navy credit card for their spending, and earns points to buy clothes for his kids. In comparison, most other American families spend $30,000 on just shelter and car payments. When leaving previous jobs, Marilyn always felt a bit of panic, wondering how they would make things work, but with living expenses taken care of, they were in a different place. She felt none of that panic. Zach grew up without a lot of money and a scarcity mindset. When interacting with people who were well off, he often felt if that person was wealthy that he couldn’t be. The path to FI has been a mind shift to understanding that everybody can win and to a level of empathy. What’s next for Zach and Marilyn? Since they are saving more money than ever before, they are interested in optimizing what they do with it. They have considered more rental properties, but prices are high and inventory is low. Index fund investing is another option. Prices are high in their area and they looked into renting out their current home, but it doesn’t meet the 1% rule. They would need to geo-arbitrage a second rental. If they were to purchase another property, the downpayment would likely come from an old 401k of Marilyn’s. Zach has looked at rolling it into a self-directed IRA for real estate. Since Marilyn left that employer her 401k is with, it should have triggered the option to roll it over to an IRA without creating a taxable event as long as she follows her plan’s rules. They also have an interest in diversification, but with the real estate market so high, they want to have cash on hand to make a move if it dips. And if the stock market does something crazy, Zach and Marilyn want to be prepared for it. They want to invest, just with a shorter time horizon, so they need to invest somewhere with less risk. Jonathan says they need to invest like a 55 or 60-year-old. They can achieve that with investments that provide either income stability or a negative correlation. They would love to be able to pay for their next property with cash, but they don’t know when the next deal that makes sense will pop up. It could be anytime in the next five years and ideally, they would like to have at least $75,000 saved up for it. Although Zach and Marilyn want to do what’s the most optimal with their money, Brad says it really should be what they are comfortable with. Investing in real estate isn’t for everyone and may provide comparable returns to the stock market. They should keep communicating and figuring out what works for them at the moment as it’s impossible to predict where they will be in five years. Jonathan thinks it won’t take long to reach financial independence. With annual expenses of just $30,000, they will need $875,000 to hit FI. With $80,000 in investments and adding $1,500 to it each month, they will have $229,000 in 5 years. In ten years, they will have $451,000, and in 15 years, it will reach $783,000 if nothing else changes. Future raises, additional rental properties, or Marilyn returning to work can only speed their path to FI. Both Brad and Jonathan believe they can achieve FI in 10-12 years. Resources Mentioned In Today’s Conversation ChooseFI Episode 247 Households of FI-Zach and Marilyn Talk Real Estate Investing With Paul Pant ChooseFI Episode 091 Rich Carey Real Estate | Building a Rental Real Estate Snowball Machine Without Debt ChooseFI Episode 313 Are you as Diversified as You Think You Are? With Frank Vasquez If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI’s 3-card credit card strategy. Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence.
Dylan and Kile are still drinking in the driveway with John and Will talking about the age old question of "What would you do with FU money" John classifies FU money as $100M or more. As you might expect, they mostly talk about cars, they like what they like. --- Support this podcast: https://anchor.fm/drinking-in-the-driveway/support
In today’s episode, I chat with Diania Merriam, the founder of The EconoME Conference, also known as the “Ted talks of the FIRE Movement (Financial Independent Retire Early). She is also the host of the popular podcast, Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she’s 40 years old. Diania is such an inspiration for guiding all of us into learning how to be more mindful and grateful for the little things in life. During our discussion, she also gets candid on how clarity with our finances is optimal— and even understanding where we are mentally and emotionally in our relationship with money. “Money is only as valuable as your clarity of how you’re going to use it and your comfort level of how much is enough.” - Diania Merriam
Diania Merriam is the founder of The EconoMe Conference, an event centered around financial independence, also known as the "Ted Talks" of the FIRE movement. She's also the host of the popular podcast Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, she used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a 2 month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and launch her own business. Diania saves 60% of her income and is on track to be financially independent by the time she’s 40 years old.Please join me here, and follow me on social media, Instagram, and Facebook. Join the Nurses on Fire Community and get access to resources to guide you on the path to Financial Freedom.Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get results by taking action:Join me in Cincinnati for the EconoMe ConferenceWork with our financial partners….Get the student loan plan that could have saved me $80kFigure out if your retirement plan is optimized for you. Stay connected:Get my book Smart MoneyGet a text when I’m LIVE on ClubhouseJoin the NOF Facebook groupTo read the full show notes, visit https://www.financiallyintentional.com/podcastPlease share this podcast with friends, family, and colleagues
Interesting 4th visit on Lex Fridman for Eric Weinstein. Lots of fairly usual Eric stuff here but I found his FU money and reputational cancelling to be an interesting portion of the video. This is along the lines of an incident with NY Times report using a racial slur. How does morality work? All of this in a week when I look at Jesus responding to reports of a Roman atrocity perpetrated by Pilate in their culture war. Eric Weinstein #4 on Lex Fridman https://youtu.be/ifX_JnBfxTY the Dispatch Words as Weapons https://thedispatch.com/p/words-as-weapons-how-activist-journalists Ross Douthat on the Portal https://podcasts.apple.com/us/podcast/30-ross-douthat-the-rave-before-the-fall/id1469999563?i=1000471686956 Kenneth Bailey Poet and Peasant https://amzn.to/3r52Ip6 Click here to meetup with other channel viewers for conversation https://discord.gg/jdVk8XU Paul Vander Klay clips channel https://www.youtube.com/channel/UCX0jIcadtoxELSwehCh5QTg If you want to schedule a one-on-one conversation check here. https://paulvanderklay.me/2019/08/06/converzations-with-pvk/ There is a video version of this podcast on YouTube at http://www.youtube.com/paulvanderklay To listen to this on ITunes https://itunes.apple.com/us/podcast/paul-vanderklays-podcast/id1394314333 If you need the RSS feed for your podcast player https://paulvanderklay.podbean.com/feed/ All Amazon links here are part of the Amazon Affiliate Program. Amazon pays me a small commission at no additional cost to you if you buy through one of the product links here. This is is one (free to you) way to support my videos. To support this channel/podcast on Paypal: https://paypal.me/paulvanderklay To support this channel/podcast with Bitcoin (BTC): 37TSN79RXewX8Js7CDMDRzvgMrFftutbPo To support this channel/podcast with Bitcoin Cash (BCH) qr3amdmj3n2u83eqefsdft9vatnj9na0dqlzhnx80h To support this channel/podcast with Ethereum (ETH): 0xd3F649C3403a4789466c246F32430036DADf6c62 Blockchain backup on Lbry https://lbry.tv/@paulvanderklay Powerpoints of Monologue videos are available for Patrons at https://www.patreon.com/paulvanderklay Paul's Church Content at Living Stones Channel https://www.youtube.com/channel/UCh7bdktIALZ9Nq41oVCvW-A To support Paul's work by supporting his church give here. https://tithe.ly/give?c=2160640
The Mega Millions is almost a billion dollars and the Powerball is almost to three-quarters of a billion. That's FU money right there. What would you do with that? Producer Butterz, amazingly, splurges on a budget. AJ & McCall got he more typical splurging way, but McCall is hiring a staff and AJ has one particular company he wants to buy.
The Mega Millions is almost a billion dollars and the Powerball is almost to three-quarters of a billion. That's FU money right there. What would you do with that? Producer Butterz, amazingly, splurges on a budget. AJ & McCall got he more typical splurging way, but McCall is hiring a staff and AJ has one particular company he wants to buy.
The Mega Millions is almost a billion dollars and the Powerball is almost to three-quarters of a billion. That's FU money right there. What would you do with that? Producer Butterz, amazingly, splurges on a budget. AJ & McCall got he more typical splurging way, but McCall is hiring a staff and AJ has one particular company he wants to buy.
The Mega Millions is almost a billion dollars and the Powerball is almost to three-quarters of a billion. That's FU money right there. What would you do with that? Producer Butterz, amazingly, splurges on a budget. AJ & McCall got he more typical splurging way, but McCall is hiring a staff and AJ has one particular company he wants to buy.
The Mega Millions is almost a billion dollars and the Powerball is almost to three-quarters of a billion. That's FU money right there. What would you do with that? Producer Butterz, amazingly, splurges on a budget. AJ & McCall got he more typical splurging way, but McCall is hiring a staff and AJ has one particular company he wants to buy.
EASTERN PHILOSOPHY Ever ride a bicycle and see a full-body apparition of your grandma? Gary's been there. He's doing a podcast about those types of experiences and all manner of experts in the weird. Host of Everything Imaginable, Gary Cocciolillo joins Greg to deconstruct his entire belief system. Greg forces Gary to spill the beans: Does reading Tarot without special powers make you a fraud? Are most life coaches, spiritual teachers and psychics just plain wrong? Is Zen Buddhism full of crap, even though he wrote a book on it? Does Greg make Gary sweat like Prince Andrew at his hardball questions? Listen to find out.... It's a gloriously good time. Gary's Links: Podcast: https://everything-imaginable.simplecast.com/ Book, "Enlightenment Guaranteed: The Only Book on Zen You'll Ever Need": https://amzn.to/3iCPkUK ----------------- Shows are dropping like Kingda Ka, but there's always room for a new attraction. We love making this show for you. If you're enjoying Open Loops, please go to https://ratethispodcast.com/openloops! Stay forever. We really do love you. ———————— For more Greg insanity, follow him on IG: https://www.instagram.com/thegregbornstein/
6 myths from the book FU money --- Send in a voice message: https://anchor.fm/entrepreneurialjourney127/message
Boeken die Bas & Jorrick hebben gelezen in 2019: Dotcom Secrets, Expert Secrets, Master Your Mindset, FU Money, Rich Dad, Poor Dad, The 10x Rule, Four Hour Work Week, How To Win Friends And Influence People, Scientific Advertising, Start With Why, Stay Poor, Broke On Another Level, Forever Wealthy, 16 Rules Of Leadership, Is It 5 Yet?, The Master Entrepreneur, Brainfluence, Think And Grow Rich, Atomic Habits, Superbrein, The Shallows, Focus, Influence, Shoe Dog, Een Nieuwe Aarde, Power vs Force, Factfulness, The Power Of Habit, New power, Who Am I? The school Of Life, Superslapen, Commerciele Intelligentie, Cashvertising, Het Miljonairs Brein Ontrafeld, Sales Mind, The Power Of Your Subconscious Mind, Buy-ology, Getting Things Done, Never Split The Difference, De 7 Eigenschappen Van Effectief Leiderschap Wil je ons vaker te voet volgen? Check dan onze sociale media voor de laatste updates! https://www.onlinedomineren.com/ https://www.instagram.com/basbults/ https://www.instagram.com/jorrickwieten/ https://www.instagram.com/onlinedomineren/
Mr. & Mrs. Nomad Numbers enjoyed 13-year careers at major tech companies in Silicon Valley. Then at age 36 and 37, they realized they'd become financially independent, quit corporate America and started traveling the world. They believe life should be lived to its fullest potential. Their blog, nomadnumbers.com, was created to share their nomadic journey of slow travel and show that the cost of traveling the world can be much cheaper than staying at home. [Sounds nuts, but can confirm.] In this podcast episode, we discussing full-time travel, real estate & tech investing and negotiating sweetheart deals with your employer. Other topics include: Mrs. Nomad's initial attraction to Mr. Nomad Having the courage to ask for what you want Why they've chosen to remain anonymous Europeans are better at living in the moment Working at Yahoo & Amazon 6-month plan to travel Southeast Asia Benefits of meditation before bed Money Talk: Extreme early retirement Slow travel is less expensive Spending $30,000 in their first year of travel Resisting lifestyle inflation Balancing travel & savings Decision-process before purchasing anything Why they chose to buy rental properties in Houston, Texas Using Bigger Pockets as a real estate resource Leasing their rentals for $1500/month Life & Mindset in Early Retirement: Traveling slowly & mindfully Having goals to stay focused Prioritizing time-management Expense tracking The glory of FU money Quarterly check-ins with spouse Tool to Track Cost of Living Around the World: Tool they've developed to help others track expenses around the world Their tool is open-source for all to contribute Leaving each place visited a little better than when they arrived Fun questions: What is the simple path to wealth? Is there a book that most impacted your decision to retire early? If you were 17 years old today, would you go to college? If someone dropped $1 million in your lap, what would you do with it? If you were given the chance to visit only two countries next year, which would it be?
Today's episode is powerful, fun and fascinating all at the same time. Pauline Longdon is an Australian author, podcaster, direct response copywriter, and seriously-impressive entrepreneur. She's trained with the “who's who” of the copywriting world, and is currently one of Parris Lampropoulos' coveted Copy Cubs. In short, she's in high-demand for A-list copy around the world. Before she was a copywriter, Pauline was an Army Nurse – which has given her writing a unique perspective. She's also the author of the bestselling book, From Depression's Darkness, which is a personal story of her recovery from depression. Pauline is known for her great stories, fascinating life experience, generous teaching, renowned copy chops, and her super cool accent. We think you're gonna like this one. Episode Highlights How Pauline went from Australian army nurse to globally in-demand copywriter The best way to "gear up" for battle in the writer's mental war Why your client isn't a money-spitting ATM How to work with confidence without getting too big for your britches Why "compromise" is the dirtiest C-word Pauline's go-to approach for finding the motivation to get up and write every day How she applies what she learned in nursing to get greater results for her clients Pauline's advice for battling your inner demons Why you DON'T need to struggle as a writer to 'earn your stripes' How to deal with an "off day" and get back in the right headspace The uncompromisable importance of "FU Money" How to optimize your time and still leave room for self care What the military taught her about navigating the biggest egos in the marketing world How to know when to stand your ground vs. when to sit back and listen The #1 event Pauline recommends you attend each year as a writer How to listen to the deeper meaning behind what people are saying Why your "why" isn't enough and so much more...
Ep #63 - Dan Lok, an economic leader and true business influencer, joins Marketing Geeks podcast hosts, Justin Womack and Andros Sturgeon, for a powerful and engaging interview. Dan Lok has developed a massive online following that includes over 1.3M Instagram followers, 1.7M Facebook followers, and 1.7M YouTube subscribers. He's built an engaged and loyal fanbase that is rapidly expanding and continues to grow. Dan describes his social media followers as a form of social capital which he shares is more valuable than financial capital in modern business. Dan Lok is also a published author known for hit books books like FU Money, Influence!, & The Art of War for the New Millennium. The FU Money book was a massive success and the marketing campaign behind it was award winning. Built through the Clickfunnels software, this campaign earned what is known as a 2-Comma-Club-Award for being a single sales funnel earning 8-figures plus (2 commas). The FU Money web funnel still exists and includes all the bells and whistles you would expect with an expert campaign. Go to www.FUmoney.com to check it out for yourself and learn from it. Dan is in the process of launching a brand new book called Unlock It which follows a very different strategy than his others. In this interview, Dan shares his journey while writing this book and the inspiration behind it. In many ways, Unlock It is Dan Lok's passion project come to life and it fills in the gaps between what has happened emotionally and spiritually to him in between the release of FU Money and present day. Dan talks about how his former self was more ego-driven and self-centered, and how he has evolved into a better person and entrepreneur. T he new book is a testament to how his core business philosophies have changed over time. It sounds incredible. Make sure to pre-order a copy. Pre-order "Unlock It" on Amazon: https://amzn.to/2YX6BSg OR Visit the Book Website: https://www.unlockitbook.com/ Learn More About Dan Lok: Visit Dan Lok's website at: https://danlok.com/ Get Dan Lok's other books on Amazon: "FU Money:" https://amzn.to/2GWQqdo "Instant Ebook Publishing:" https://amzn.to/2TjyfDU "The Art of War for the New Millennium:" https://amzn.to/2Koidph "Influence!:" https://amzn.to/2YPQBkZ Follow Dan Lok on Social Media: YouTube: https://www.youtube.com/user/vanentrepreneurgroup Facebook: https://www.facebook.com/DanLokOfficial Instagram: https://www.instagram.com/danlok/ LinkedIn: https://www.linkedin.com/in/danlok/ Please remember to subscribe, rate, and review the podcast. This show grows with your support. Donations are also encouraged and rewarded! Leave a Voice Message for the Marketing Geeks Podcast on Anchor: https://anchor.fm/marketing-geeks Email the show at info@marketinggeeks.com with questions, topic suggestions, or guest inquiries. https://MarketingGeeksPodcast.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app · Trainual: Trainual is a software that helps you document what you do, so you can easily delegate and train others. https://trainual.com/freemonth/ --- Send in a voice message: https://anchor.fm/marketing-geeks/message Support this podcast: https://anchor.fm/marketing-geeks/support
Get this book for FREE here:► http://bit.ly/ClarkFUmoney Refusers! We partnered with Dan Lok to bring you this exclusive collaboration book summary of Dan's best selling book "F.U. Money." DAN LOK: Instagram: @danlok YouTube: https://www.youtube.com/user/vanentre... It’s Clark with Refusing to settle and we got a banger of a book review, FU Money - something you’ve been asking for me to review for a long time. AND not to kill the surprise, but this one features a epic cameo you want to stick around for. ALSO - Dan’s team is giving away this book 100% free in the link below with a special training I’ll talk a little bit more about shortly. What is FU Money? It's about making as much money as you damn well want and live your life as you damn well please! FU Money is about FREEDOM not just a money. Think about it. Money itself is not good. You can't use it to keep warm. You can’t eat it. You can’t speak with it. It’s what it represents! What would it feel like to know, no matter what happens in life you’ll have enough money to be okay. You don’t have to check in with a boss. Your final freedom is in YOUR hands. You’ve become the type of person who can generate wealth from thin air. Refusing to settle, Clark
A shorter episode this week... We discuss the college admission scandal thats been in the news this month Social Media Links: Twitter: https://twitter.com/RubenPrimeTV Facebook: https://www.facebook.com/RubenPrimeTV/ Instagram: https://www.instagram.com/rubenprimetv/ Youtube: https://www.youtube.com/channel/UCo0SGUC4JfWYjqNfJCy8t0w Podcast Media Link: iTunes: https://apple.co/2VayIww Soundcloud: http://bit.ly/soundcloudRPTV Spotify: https://spoti.fi/2KHhT7u GooglePlay: http://bit.ly/RPTVGOPodcast
In today's episode, Cody and Justin bring you a true the king of efficiency. A real estate junkie, Craig works over at Bigger Pockets and currently lives in Denver. From getting paid to go to college to renting out his car, Craig finds ways to squeeze money out of every aspect of life. Then you can add on the fact that he's in his mid 20's and you have a really inspiring story. Craig may not head up a popular blog or podcast but I can promise you, he has some amazing insight. In this episode, you'll get to hear his entry into real estate including some extreme house hacking. Oh, and did I mention he spends ~$500 per month on everything? It really highlights how removing auto and home expenses leaves you with an extremely tiny budget Episode Summary Started hustling in elementary school by selling his lunch to other kids Chose his college based on an internship program that let him graduate w/ a $20k nest-egg Gets a wake-up call when his boss interrupts his weekend at Big Sur 2 years after graduating he buys his first property, a duplex in Denver His first property was $380k and 1.5 miles from his work He put down a down-payment of $17k The duplex was cash-flowing $800 per month and he lived there rent free He lived in a tiny section of one floor while Air BnB'ing out the rest With a place so close to work, he was able to also rent out his car on Turo On Turo, he was pocketing ~$30 per day...until a renter totaled the car Turo handled the insurance without a hitch One year after buying the duplex he buys his second property In the new property, he rents the rooms out individually while still living rent free With no rent and no car expense he's able to spend $500-$600 per month At 25 he is prepping himself to be set up to travel and someday start a family He uses credit cards with setting up his new properties to travel hack his trips Currently loves his job at Bigger Pockets He actually got into real estate due to the confidence he found from Bigger Pockets He chooses his properties based on location in relation to parks and bike paths Key Takeaways House hacking is one of the most efficient and effective ways to hit FI. If you can rent out half of a duplex (or the whole thing or if you're on Craig's level) you can eliminate your housing expense and actually make money to live! Housing is typically 33% of the average American budget. "Live like no one else now, so you can live like no one else later". Craig understands that his youth gives him an advantage and allows him to kickstart his FI journey. He can take wisdom from his elders and implement all of the strategies that they wished they had used. FU Money is one of the most powerful levers. Since Craig was able to live intentionally, amass a comfortable monthly cash flow and increase his net worth, he unlocked options in his life. He now can focus on the things he truly cares about and "peace out" from his job if he stops feeling fulfilled! Call to Action Examine your life, determine what is excess, and cut what's not necessary! Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Sign up for our exclusive newsletter Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please leave a rating/review! The FI show on iTunes The FI show on Android Links from the Episode Turo (Get $25 off your first ride!) Airbnb (Get $40 off your first stay!) Rich Dad Poor Dad Travel Hacking Lifeonaire Book Contact Craig: BiggerPockets LinkedIn Facebook Learn More About Your Hosts: Fly to FI (Cody's Blog) Saving-Sherpa (Justin's blog)
How to achieve F*&k You Money.
"Dan Lok, a.k.a. The King of High-Ticket Sales is a self-proclaimed “high-ticket” celebrity consultant. Creator of High-Ticket Millions Methodology™, and author of FU Money, Dan Lok teaches coaches and consultants from all industries how to increase their value and their bottom line with their services, even real estate sales professionals. ▬▬▬▬▬▬▬▬▬▬▬▬▼ Links ▼▬▬▬▬▬▬▬▬▬▬▬▬ Our Site: www.FollowMeRealty.me Like us on Facebook: www.facebook.com/followmerealt/ Follow me on Twitter: @FollowMeRealT Follow me on SnapChat: @FollowMeRealty ▬▬▬▬▬▬▬▬▬▬▬▬▼ Hosts ▼▬▬▬▬▬▬▬▬▬▬▬▬ Drew Pelletier - CEO of Follow Me Realty, former REALTOR, marketing expert Andrea "The Talented Miss Real Estate" Pelletier , Broker & Cofounder of Follow Me Realty)
In this weeks episode we chat about the various stages of debt, saving, and finally having "FU" money. Depending where you are in your journey sometimes it helps to hear what emotions other people felt while on theirs. I know at times during debt pay-off or saving money it can be hard to stay motivated but it's always worth it!
Dan Lok a.k.a. The King Of High-Ticket Sales is a Chinese-Canadian business magnate, world-renowned marketer, and entrepreneur extraordinaire. In the 2000s, Mr. Lok led the expansion of the internet-marketing industry and continues to be seen as the world's foremost expert in the field to this day. During his time developing the internet-marketing industry, Mr. Lok accrued substantial profits from his internet & technology businesses. By age 27, Mr. Lok became a self-made millionaire. Shortly after, an 8-figure entrepreneur. Today, Mr. Lok has interest in leading businesses across several industries. He is also one of the highest-paid and most-in-demand consultants in the real estate and high-ticket space. His portfolio includes businesses in real estate development marketing, luxury jewellery, medical equipment, and various internet marketing companies. Beyond his success in business, Mr. Lok was also a two times TEDx opening speaker, an international best-selling author of over 12 books and the host of Shoulders of Titans show – a series featuring famous billionaires and other entrepreneurs worth $100 million or more. As a social media celebrity, the Dan Lok brand's combined exposure on YouTube, Facebook, and Instagram is well above 250,000 followers – a figure that is growing by the day.
Dan Lok a.k.a. The King Of High-Ticket Sales is a Chinese-Canadian business magnate, world-renowned marketer, and entrepreneur extraordinaire. In the 2000s, Mr. Lok led the expansion of the internet-marketing industry and continues to be seen as the world's foremost expert in the field to this day. During his time developing the internet-marketing industry, Mr. Lok accrued substantial profits from his internet & technology businesses. By age 27, Mr. Lok became a self-made millionaire. Shortly after, an 8-figure entrepreneur. Today, Mr. Lok has interest in leading businesses across several industries. He is also one of the highest-paid and most-in-demand consultants in the real estate and high-ticket space. His portfolio includes businesses in real estate development marketing, luxury jewellery, medical equipment, and various internet marketing companies. Beyond his success in business, Mr. Lok was also a two times TEDx opening speaker, an international best-selling author of over 12 books and the host of Shoulders of Titans show – a series featuring famous billionaires and other entrepreneurs worth $100 million or more. As a social media celebrity, the Dan Lok brand's combined exposure on YouTube, Facebook, and Instagram is well above 250,000 followers – a figure that is growing by the day.
In this week’s segment of WHAT HAPPENS NEXT, the guys discuss toilet pet peeves, what we’d do if we had FU money, how bands continue to play the same songs all the time and the social faux pa of misremembering music lyrics. LINKS Investor Mark Cuban on Wikipedia The post Toilet Pet Peeves and FU Money | WHAT HAPPENS NEXT with Ben and Philip appeared first on ben phelps.
What is F You Money? Well in short it is Fuck You Money... The level of wealth that allows true financial independence. That moment when you have enough money in investments that are generating enough return for you to live on.... For the rest of your life! ...Even if you are in your 30's! If it sounds like a pipe dream, know that true financial independence and the ability to retire early is available to everyone... Including you. There is a new movement in the FIRE world (Financial independence Retire Early) where bloggers are documenting their path to achieving financial independence in their 30's, 40's and 50's. The best part? The 'process' to get there is actually incredibly simple... Especially if you can embrace a frugal lifestyle. It is all about frugal investing. Now, what follows is a very general overview of the concepts used by many people to retire early and achieve financial independence... This is not investment advice. I'm just someone who has been interested in and studying investing for several years and I'm just sharing some of the more interesting ideas I've found. That said, here is the investing strategy to achieve FU Money and financial independence fast. First, you learn to live on as little money per year as possible... This is the frugal part. Then, you invest the rest in a low cost index fund (Vanguard's VTSAX fund, for example and maybe some bonds to round out your asset allocation) and you simply don't touch it. An index fund is a collection of stocks... and the index fund mentioned above is literally every US based company that is publicly traded... So when you buy that index fund, you get a tiny piece of every publicly traded company out there... Some companies' stocks go up, some go down, new companies enter the index and some companies go bankrupt. Right now, there are over 3600 individual stocks in that fund, so what you get is a ton of security through the 'strength in numbers' philosophy. The only way you could ever lose all your money is if all companies (all 3600+ of them) ceased to exist?! And honestly, if that happens, we are dealing with some crazy catastrophic global event and this will be the least of our worries... For more about what an index fund is, check this out: https://en.wikipedia.org/wiki/Index_fund You see... people lose money in the stock market when they sell... And over long periods of time, the stock market always goes up. Your goal is to just ride that wave... And every month, add more to your portfolio. Some months you buy when the market is up... Some months you buy when the market is down... The average becomes the dollar cost average and gives you a nice balance of highs and lows... And your portfolio will continually grow. So you habituate the process of #1 living on as little as possible (while still earning as much as you can) and #2 investing the rest in low risk, low cost index funds... That's it! You stick with that long enough and reach the point where you have 25x your annual expenses sitting in your investment portfolio and according to the trinity study, you should be able to pull out 4% per year (this is how much you live off of now), every year for life. https://en.wikipedia.org/wiki/Trinity_study In fact, you may find that your portfolio grows while still delivering you a safe withdrawl rate and that, my friend is the power of compound interest.
032R | In today's Friday Roundup we discuss Episode 32 with Joel from FI 180 on the 'Milestones of FI', plus a life hack voicemail from Noah and Frugal Wins of the Week from our Facebook community. In Today’s Podcast we cover: The Friday Roundup after the Milestones of FI episode with Joel from FI 180 We’re having a FI get together in Richmond and hope to expand beyond Richmond The gamification aspect of personal finance and the milestones When your ‘financial freedom clock’ starts and discussion of where certain types of debt plays into the calculation Financial freedom clock equals positive net worth and all junk debt is paid off Milestone two is when you have a $100,000 net worth (when Personal Capital starts calling you for a personal consultation) The next milestone is ‘FU Money’ and there is discussion on where this fits into the continuum as the concept is nebulous Should there be a milestone before $100k net worth and FU money? Adding in ‘checkpoints’ along the way on the journey to FI in addition to milestones Milestone four is ‘Half FI’ which means you have 12.5x your annual expenses saved up Milestone five is ‘Lean FI’ which means you have enough to cover all your core expenses for life (not including your discretionary expenses) The discussion surrounding the math and psychology of paying off your mortgage or not paying it off The next milestone is the “crossover point” where your investments earned more than you did from working in a given month The many catchphrases of Brad and Jonathan Milestone 7 is Flex FI, followed by Financial Independence as Milestone 8 and Milestone 9 is Fat FI The power of the concept of Flex FI and how you have an 82% chance of succeeding even at this milestone The conversation surrounding where Brad is on the path to Financial Independence and where the side hustle factors into the calculation Our ask that the community helps us refine the milestones and checkpoints How Joel’s FI journey and drawdown strategies can be a case study going forward Voicemail from Noah from Money Metagame on hacks to save on utilities Take action and make the calls to compare prices on auto insurance, utilities, etc. Frugal win of the week from Michelle about unclaimed property Frugal win of the week from Vicki about Magical Iced Coffee Input from Don and Scott about buying cards and gift giving Focus on our discussion about gift giving from a prior episode and the Five Love Languages
Dan Lok is an author and serial entrepreneur who has written several books including his most recent one, FU Money. He is an expert at breaking down entrepreneurial ventures and identifying key mistakes that many start-ups make. Dan's message is stems from his mentor relationship with Dan Pena, the 50 Billion Dollar Man, however, he's put his own twist on this based off of his personal experiences. He's shifted drastically from all about making the almighty dollar to recognizing what truly makes him happy and satisfied. Dan Lok - http://www.danlok.com/
How To Acquire FU Money
This is an interview with internet millionaire Dan Lok, author of the book FU Money. Dan was one of my role models and mentors in my early stages of my internet marketing career and now I'm blessed to call him a friend. Dan Lok, a multi-millionaire and serial entrepreneur, and an international best-selling author. Dan is considered the world's leading expert in internet marketing and is referred to by many as the “Millionaire Mentor.” Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy