Podcasts about smsfs

Send us a textWe explore how to turn free education into a growth engine. Lauren Thumwood shares a practical blueprint for investor nights, why granny flats matter now, and how livestreaming multiplies reach while fueling months of content and stronger client ties.• roots in a family real estate business and service mindset• creative content workflow using Canva and simple tools• why granny flats unlock second income on non-subdivisible blocks• in-person plus livestream to balance connection and scale• recording and clipping for evergreen social and email funnels• overcoming event fears on turnout, cost, and logistics• targeted database calls to match topics to owners' needs• team roles across PM, sales, and marketing for quality delivery• future topics including sustainability, health checks, SMSFs• free education as a core value and brand promisePM COLLECTIVE - GUIDE AND SHAPE AN ENJOYABLE FUTUREWe believe in making industry-leading education and support accessible to everyone. Our community is packed with free resources, expert insights, and innovative training designed to help business owners, property managers, and BDMs thrive. This podcast is kindly sponsored by Plumbing Bros This podcast is kindly sponsored by The Associates Co. The Associates Co provides fully trained professionals to assist you with scaling your property management department. They are ready to hit the ground running! Once a luxury, VA's are now a staple in every business, whether you are managing 5 properties or 500+Head over to www.theassociatesco.comSupport the show

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Arjun Paliwal, founder of InvestorKit, to explore data-driven property strategies, the rise of self-managed super funds (SMSFs), and insights from his new book, Driving the Data. With over a decade of experience as an investor and seven years in business, Paliwal has helped Australians purchase more than 2,000 properties, generating over half a billion dollars in equity. His new book challenges industry myths and encourages investors to make informed decisions based on facts rather than opinion. Paliwal aims to debunk long-held beliefs, such as the reliability of blue-chip properties and the accuracy of the property clock, by focusing on actionable, evidence-based strategies. He acknowledges today's property market as increasingly complex, urging investors to rely on professional guidance and data to navigate misinformation. Discussing SMSFs, Paliwal highlights their growing appeal for Australians seeking more control and trust in their investments while clarifying misconceptions about the capital required to start. He stresses the importance of aligning property choices with personal goals, life stage, and risk appetite, treating investment planning as a strategic formula. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Listen to this episode if... You're divorcing  or separating from someone who owns or runs a business. You're in a family business with your ex and things are getting murky. You suspect your ex is hiding assets or undervaluing the business. You're overwhelmed by the complexity of business valuations in divorce. You're preparing for mediation or court and want to understand your options.  

In this episode of The Smart Property Investment Show, host Liam Garman speaks with self-managed super fund (SMSF) specialist Natalia Clack, unpacking the growing appeal and complexities of SMSFs.  SMSFs are gaining traction among investors seeking greater control over their retirement savings, offering broader investment choices and attractive tax advantages. Clack highlights the importance of education when navigating the intricate rules that govern these funds. Many misconceptions persist, including the belief that SMSFs are too complex or require extensive expertise, but Clack stresses that specialist guidance can make them both manageable and rewarding. With the ability to invest in property, gold, cryptocurrency, and other asset classes, SMSFs offer greater flexibility than traditional super funds. However, compliance and independent auditing remain crucial to ensure funds operate within legal boundaries and meet regulatory obligations. As the landscape evolves, illustrated by proposals such as the Division 296 tax, Clack says staying informed about legislative changes is essential. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In his farewell episode of Finance Specialist, host Jack Campbell and co-host Trent Carter unpack the biggest shifts shaping Australia's mortgage broking industry – from diversification and technology to the rise of non-bank lenders. Over the past year, diversification has become a defining trend, with more brokers expanding into commercial lending, SME finance, and SMSFs. Carter shared the story of a Tasmanian broker who, inspired by the show, successfully pivoted into SME lending – proof that confidence and curiosity are driving broker success. They also explored how technology and AI are reshaping the broker toolkit, streamlining workflows and opening new growth opportunities, while cautioning that the right tech should enhance – not overwhelm – daily operations. And as non-bank lenders continue to gain traction, Campbell and Carter highlighted how their flexibility is helping brokers say “yes” more often to clients with complex financial needs.

The announcement this week from the government outlining the changes to the $3 million super tax was met with relief, but there are still many unknowns. On this episode of The SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn unpack the changes from the initial proposal to the current version released this week. The discussion emphasises that while the major concerns of taxing unrealised gains and lack of indexation have been addressed, many technical details still need to be clarified through the legislative process and further consultation. Listen as they discuss: Taxable earnings: Originally, the tax applied to all earnings, whether realised or not. The revised measure will only tax realised gains. Indexation: The $3 million threshold will be indexed against the Consumer Price Index (CPI) in $150,000 increments, pegged to transfer balance cap movement. The $10 million threshold will be indexed in $500,000 increments, also aligned with CPI. Tax rates: For balances above $3 million, an additional 15 per cent tax applies to earnings. For balances above $10 million, an additional 10 per cent tax applies to earnings. Start date: The effective start date has been moved to 1 July 2026, with the first assessments issued in the 2027–2028 financial year. Liability: The tax liability remains with the individual, who can pay it directly or seek a release from their super fund. The ATO will calculate the tax. Consultation: There is optimism for constructive consultation on the implementation details, particularly regarding how realised earnings will be calculated for APRA funds and SMSFs, and the treatment of CGT discounts and pre-2026 asset gains.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit and Jack Fouracre from Fouracre Financial are joined by Ronesh Hargovind from the Incentum Group to discuss how understanding equity loans and trusts can shape successful property investment strategies. Self-managed super funds (SMSFs) have become an increasingly popular vehicle for Australians looking to grow their retirement savings through property, though they come with a level of complexity that requires careful planning. Hargovind explains that SMSFs have gained traction over the past 15 years as a way to leverage tax advantages and build wealth, but managing them properly requires distinguishing between personal and fund-related expenses. He suggests starting an SMSF with a balance of $200,000 to $300,000 to cover set-up and compliance costs, noting that while smaller or larger balances are possible, they bring different considerations. One of the key benefits is favourable tax treatment, with contributions and gains taxed at low rates during accumulation and tax-free benefits during the pension phase. However, trustees must be vigilant about record keeping and compliance to avoid penalties from the Australian Taxation Office, and ongoing discussions about unrealised capital gains tax add further complexity for large funds.

Australians love property, so it's no surprise that it's a key area of interest for self-managed super funds. Adam Lang speaks with Gary Cox, GM Class and Shelley Horton, Executive Manager, Mortgage Solutions, about why Aussies love investing in property so much, and what SMSFs need to be aware of before investing in real estate.Fear & Greed is the media partner for Class Ignite 2025Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

In this episode of Commercial Property Investing Explained, Steve Palise sits down with Andrew Morello, winner of The Apprentice, Head of Business Development at The Entourage, and investor behind thousands of deals, to unpack what separates thriving tenants from the ones that fail.From running 1,500 auctions to coaching over 15,000 business owners, Morello reveals the traits he looks for before backing an operator, how to vet a tenant beyond the numbers, and why mindset and systems often matter more than the P&L.This episode covers:The six key elements Morello uses to assess any business (marketing, sales, product fit, operations, finances, and people)How to spot high-performing tenants before signing a leaseRed flags in small business operations that signal future troubleWhy most people fail to execute even when given the playbookThe future of office spaces, childcare centres, and service stationsHow business owners can use self-managed super funds (SMSFs) to buy their own premisesReal-world examples of how landlords can support long-term business successGet FREE access to the Commercial Property Institute course -  CLICK HEREGet FREE access to the Residential Property Institute course - CLICK HEREGet your FREE copy of Commercial Property Investing Explained Simply - Use discount code PODCAST CLICK HEREGet your FREE Commercial Property Paydown Calculator CLICK HERE Follow Palise Property on FACEBOOK for Free Tips Tricks & Insights CLICK HEREHOSTED BY:Steve PalisePh: 0403 878 497Email: steve@paliseproperty.comLinkedIn: https://au.linkedin.com/in/steve-palise

Lachlan Vidler and Will Sanchez unpack three powerful hacks for property buyers using self-managed super funds (SMSFs) — covering borrowing power myths, why SMSF investing is a true team sport, and how the right strategy can supercharge your retirement. They stress the need for proper financial, legal, and lending advice, explain how leverage and compound growth can multiply long-term returns, and outline how to set up your SMSF team for success. To contact Will at Aussie Home Loans Newtown click the link to make an appointment: You can also call or email: 0426 169 334 or ⁠⁠⁠⁠⁠⁠will.sanchez@aussie.com.au⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠https://www.instagram.com/will.sanchez.aussie/⁠⁠⁠⁠⁠ To Get in Touch with Lachlan at Atlas Property Group: ⁠⁠⁠⁠⁠https://atlaspropertygroup.com.au/book-now/⁠⁠⁠⁠⁠ https://www.instagram.com/lachlan.vidler/ Hosts of the show, Lachlan Vidler and Will Sanchez, unpack insights into the Australian property market, property portfolio and property investment strategies, as well as market analysis on locations all around the country. If you love property and are trying to grow your wealth, the Property Investment Australia Podcast is your must listen podcast! Lachlan Vidler is the Director of Atlas Property Group which is one of Australia's leading national investment only buyers agencies. Atlas Property Group was the 2023 National Buyers Agency Champion and Lachlan and his team are 5x Finalists in the REB Awards across the categories of Buyers Agent of the Year, Thought Leader of the Year, and Rising Star of the Year. Lachlan is also the author of best-selling property investment book “A Military Guide to Property Investing”.   Will Sanchez is the franchisee of Aussie Newtown in Sydney. Originally from Brazil, Will quickly established himself as an industry leading mortgage broker who is exceptional at helping property investors build portfolios. Will is recognised as a CBA Elite Broker, an Aussie Home Loans Platinum Broker, and his leadership has seen Aussie Newtown recognised as a Platinum Store in the Aussie Home Loans network.

Most Australians don't realise they can use their super to buy property — and financial planners often cringe when they hear it. In this episode, we unpack the truth about property inside super (SMSFs), why many advisors steer clients away, and how the right strategy could set you up for retirement.We cover:Why planners push shares over propertyThe pros and cons of SMSFsA client's costly off-the-plan mistakeProperty vs shares: which really builds wealthHow fees stack up and what to watch forIf you've ever wondered whether property in super is worth it, this conversation could change how you see your retirement.

Craig Day and Kim Guest discuss the latest technical news including upcoming aged care reforms, ATO corporate plan for SMSFs, update on Division 296 and the deeming rate increase. Hosted on Acast. See acast.com/privacy for more information.

In FY25, approximately 42,000 new Self-Managed Super Funds were established in Australia, with the total assets of the sector passing $1.05 trillion.Adam Lang speaks to Tim Steele, Chief Executive of Class, and Meg Heffron, Managing Director of Heffron, after the release of the Annual Benchmark Report at Class Ignite 2025. They discuss record growth in SMSFs, increasing participation from younger Australians, and the resilience of the sector despite regulatory headwinds.Fear & Greed is the media partner for Class Ignite 2025Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

Are all properties guaranteed to rise in value? Is a Self Managed Super Fund always the smarter choice? In this episode of Financial Autonomy, Paul tackles two of the most persistent myths in personal finance and reveal the hidden risks that can cost you dearly. From the pitfalls of off-the-plan property purchases to the real costs (and responsibilities) of managing your own super, we'll cut through the noise and give you the perspective you need to protect your wealth. If you've ever been told “property never loses value” or “SMSFs always outperform,” this is the episode you can't afford to miss.   Subscribe to our weekly GainingCHOICE email General advice disclaimer

The SMSF sector is in a holding pattern as key regulatory and legislative changes remain unresolved. In this episode of the SMSF Adviser podcast, hosts Aaron Dunn and Keith Ford discuss some of the key changes that are still to be clarified, such as the Div 296 tax and the much-anticipated NALI/E amendments. The podcast touches on recent updates from the ATO, specifically regarding Law Companion Ruling (LCR) 2021/2 relating to super contributions and the recently released annual Class Benchmark report. Listen as they discuss: Revelations that more SMSFs will be impacted by the proposed Div 296 than originally estimated. The changing face of the SMSF sector demographics. The ongoing advice gap in the SMSF sector. Implications of commuting market-linked pensions.

This week, Trent Fleskens hosts Simon Gow, the National Head of Self-Managed Super Funds at Grant Thornton, to delve into the intricacies of self-managed super funds (SMSFs) and property investment. They discuss the increased regulation and compliance associated with SMSFs, the benefits of using an SMSF for property investments, and the tax advantages. Additionally, they cover borrowing against super balances, the setup and ongoing costs, legal and compliance requirements, and common strategies like buying commercial property through an SMSF. Simon provides detailed guidance on the rules, potential pitfalls, and the overall strategic mindset needed for leveraging SMSFs effectively.

Join the conversation: The Investor Lab Community So you’ve built wealth in real estate and you’re approaching retirement… now what? This week, we’re exploring the different ways property investors might think about turning a portfolio into retirement income. Should you sell and redeploy into higher-yield assets? Refinance and draw on equity? Pay down debt to free up cashflow? Or move some capital into other assets for flexibility? Instead of theory, we’ll treat this like a live portfolio strategy session - walking through scenarios and considering how the balance between growth, income, leverage, and risk can shift as you move from the accumulation years into retirement. What we’ll cover: When selling makes sense vs when to hold How refinancing, restructures, and top-ups could help fund retirement Why debt strategy in retirement often flips the script from the accumulation phase Balancing cashflow, equity growth, and risk in later life Whether you’re 5 years away or 25, this is exploring ways to build wealth that doesn’t just look good on paper, it funds the lifestyle you actually want. See you on the inside! IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. WATCH ON YOUTUBE: Turning Property Wealth Into Retirement Income -- CHAPTERS:00:00 - Not financial advice (but let’s talk retirement) 02:20 - Turning property equity into retirement income 07:00 - Borrowing power vanishes: why you must plan ahead 09:30 - The refinance play: unlocking equity before retirement 13:00 - How $2m equity can equal $100k passive income 18:00 - Accumulation vs drawdown: flipping your strategy 26:30 - Debt in retirement: enemy or ally? 33:00 - CGT, SMSFs & tax in retirement 45:00 - Mina’s 3 retirement questions: financial, lifestyle, emotional 1:02:20 - Redefining retirement: from money goals to meaning 1:20:40 - The future of investing: AI, disruption & Australia’s property lifeboat -- RESOURCES TO HELP: Looking for a team to partner with you in your portfolio building journey? Join Dashdot: https://bit.ly/3E0wKGa Need finance guidance?Chat with the team: http://hey.dashdotfinance.com.au/discoverycall Build Your FREE Portfolio Growth Plan on Property Pathfinder:https://propertypathfinder.io Got a question or some feedback? We're all ears!https://bit.ly/tilqs – Catch Up On Recent Episodes: The Great Melt-Up: When Trust in Money Dies The Illusion of Prosperity: Why Getting Ahead Feels Impossible First Home Guarantee Scheme, Property Scarcity, and Why It Matters for Everyone Else NZ Property Market Crash: What Does It Mean For Australia? Bitcoin vs Australian Real Estate We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money Why You Need To Retire Earlier Than You Think Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever) Why Your Buyers Agent Might Be Leading You Into a Property Trap How To Build A Property Portfolio That Pays For Itself The Coming US Debt Collapse (And What It Means For Australia) How to Help Everyone You Care About Win in the New Economy How to Design a Life You Won't Regret in the Next 5 Years How AI Will Change Your Economic Future AI Is Here: And Most People Aren't Ready Is A Supercycle Coming? (Housing Market Outlook) The Inner Game of Investing Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025 Tariffs, Trade Wars, and What It Means For Your Portfolio Portfolio Acceleration Masterclass Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints Winning the Investment Game: How to Set & Beat Your Hurdle Rate Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for You Hold vs Sell: How to Know When to Take Profits Bitcoin: Why Every Property Investor Needs to Consider Owning It Everything You Need To Know About Property Investing Finance Property Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything -- Connect:dashdot.com.au youtube.com/@theinvestorlab instagram.com/dashdotpropertyinstagram.com/goosemcgrathinstagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

Tickets are now on sale for the Australian Property Scout Summit on Saturday, November 15th at The Star in Brisbane. This is your chance to walk away with a clear, actionable game plan for 2026, renewed clarity and motivation, advanced investor strategies and the tools to level up your investing, no matter where you're at in your journey. You'll be surrounded by the APS and SAP community and hundreds of driven investors to expand and develop your circle of influence. Spots are selling fast — secure yours now here and gear up for a massive 2026!

SMSFs (Self-Managed Super Funds) are increasing in popularity. SMSFs provide a lot of great features. They allow investors to access the investments they want, and in the proportion they'd like to. They allow a level of customisation to invest in asset classes that aren't available through traditional superfunds. The popularity of SMSFs with investors – particularly investors with high balances – has caused the industry to innovate to provide another option. In this episode, Mark and Shani discuss Direct Investment options that may offer a happy middle ground for investors who want control of their portfolio, but not the headache of portfolio administration. You can find the full article here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is currently in presale which is an important time to build momentum. If anyone would like to support this project you can buy the book now. Thanks in advance!Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Commercial Property Investing Explained, Steve Palise chats with investor-turned-buyer's-agent Belinda, who built a 10-property portfolio, including commercial and residential, by the age of 32.From student rentals and duplexes to trusts, SMSFs and tobacconist tenancies, this is a real-world look at the ups, downs, and mindset shifts behind building serious wealth through property in your 20s and 30s.This episode covers:How Belinda bought her first property in Townsville at 20Lessons from high-yield strategies that didn't work as plannedTransitioning from residential to commercial propertyUsing multiple brokers and trusts to unlock serviceabilityHow she balanced full-time work, 7+ side jobs and investingMoving to the US mid-journey—and coming back strongerWhy she sold her home to rentvest again (even while pregnant)Creative ways she's used strata, zoning and SMSFs to growHer personal TAP framework (Team, Action, Patience)Advice for other women building portfolios from scratch▶️ Want to see the full breakdown?  No BS Advice to Build a 10-Property Portfolio in Your 20s & 30sGet your FREE copy of Commercial Property Investing Explained Simply - Use discount code PODCAST CLICK HEREGet your FREE Commercial Property Paydown Calculator CLICK HERE Follow Palise Property on FACEBOOK for Free Tips Tricks & Insights CLICK HEREGet FREE access to the Commercial Property Institute course -  CLICK HEREHOSTED BY:Steve PalisePh: 0403 878 497Email: steve@paliseproperty.comLinkedIn: https://au.linkedin.com/in/steve-paliseBelinda StanleyEmail: belinda@paliseproperty.com 

In this episode of The Smart Property Investment Show, Phil Tarrant speaks with Benjamin Plohl, seasoned investor and principal buyer's agent at BFP Property Group, to explore SMSF investing's opportunities, challenges, and rising appeal for financially empowered investors. The duo starts by highlighting the importance of strategic planning for investors rather than focusing solely on accumulation. Benjamin notes the increasing popularity of SMSFs, citing over 650,000 funds and 1.2 million trustees, and explains how they provide flexibility, leverage, and the ability to pool family resources for larger investments. For SMSF investors, Benjamin stresses that strategic asset selection, market timing, sector focus, leveraging borrowed funds, and utilising concessional tax advantages are essential for maximising long-term returns. The discussion also addresses challenges, including compliance, tax implications, and the need for informed decision-making to avoid pitfalls. Finally, the duo underscores the importance of professional guidance, advising investors to build a team of accountants, brokers, and advisers to navigate the SMSF landscape effectively and achieve retirement goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Welcome to Pathway to Property, a podcast to help everyday Australians on their property investment journey through education, real-life stories, and firsthand investing experiences. In this episode, co-hosts Atlas Property Group director Lachlan Vidler, and Luke Clifford, are joined by accounting and property investment expert Jeremy Iannuzzelli for an in-depth discussion on structuring property investments. Lachlan and Luke start by highlighting the importance of strategic planning, before introducing Jeremy, whose advice has been pivotal in Lachlan's own journey. Jeremy breaks down four main ownership structures – individual ownership, corporate entities, self-managed super funds (SMSFs), and trusts with corporate trustees – explaining the benefits, drawbacks, and ideal use cases for each. He outlines how individual ownership offers simplicity and negative gearing benefits, corporate entities suit business owners with retained earnings, SMSFs allow control over super with potential for leveraged returns, and trusts provide flexibility for high-income earners. Jeremy addresses scenarios from FIFO workers to couples scaling portfolios, emphasising clear strategy, expert advice, and practical insights for investors at all stages seeking to optimise returns.

In this episode of the SMSF Experts Podcast, Shelley chats with Sharlene Anderson, Director of Veritas Forensics and registered company auditor, to expose the uncomfortable truth about SMSF fraud. From Melissa Caddick's doctored CommSec statements to Trio Capital's sophisticated $180 million heist, Sharlene reveals why the real problem isn't how clever fraudsters are—it's how trusting Australians are.Sharlene shares insights from over 15 years of experience as they discuss everything from AI-generated documents to crypto scams and referral networks that look legitimate until you dig deeper. Shelley and Sharlene explain why SMSFs are particularly vulnerable targets and how professional scepticism across auditors, accountants, and advisors is crucial for protection.(01:24) From Audit to Forensics - Sharlene's Journey into Fraud Investigation(02:48) Why "It Happens to Other People" is Dangerous in SMSFs(04:12) Australian Trust Culture - Why We're Perfect Targets for Fraudsters(05:12) The Professional Gap - When Trustees Act Without Consulting Experts(07:24) The Psychology of Victims - Why Intelligent People Fall for Scams(10:24) Red Flags and Professional Scepticism - What to Look For(13:12) Sophisticated vs Simple Scams - Caddick, Trio Capital and Storm Financial(16:00) How Trio Capital Exploited Regulatory Loopholes(18:24) The Demographics Problem - Why SMSF Members Are Vulnerable(20:12) The Ponzi Playbook - How Small Investments Become Big Losses(23:24) The Insurance Gap - Why SMSFs Don't Have Safety Nets(25:12) AI and Technology - The New Frontier of Fraud(28:00) Professional Obligations - Auditors vs Accountants in Fraud Detection(30:24) Trustee Behaviour Red Flags - Timing and Document Anomalies(35:24) The Litigation Reality - Who Pays When Fraud Happens(37:24) Fee Pressure vs Quality - The Dangerous Race to the Bottom(40:48) The Future of SMSF Fraud in an AI World(43:00) War Story - The $300,000 Family Betrayal Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

Watch episode on youtube: https://youtu.be/YThymY30GhgPublished October 2024. The popularity of Self managed super funds or SMSFs continues to grow in Australia, but for all the success stories there are those investors who aren't well informed and lured into an SMSF by promoters who end up destroying their retirement nest egg with high risk and untested schemes and investments like United Global Capital.We're joined by financial advisers Tristan Dallas and Georgia Eade, who've both recently seen two SMSF disasters where the investors may lose the majority of their retirement savings, via in one case their accountant, and in the other, by being cold called for a super "heath check".We also finish up by looking at justifiable cases for an SMSF because there certainly are some good options out there, but SMSFs are not for everyone.Want to learn more about investing? Get our Book: https://www.amazon.com.au/Your-Investment-Philosophy-Protecting-Fraudsters-ebook/dp/B0BCPJ8BGC/ Mancell Financial Group is an Authorised Representative No. 226266 and Credit Representative No. 403187 of FYG Planners Pty Ltd, AFSL/ACL No. 224543. ABN 29 009 541 253. Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 148 of the #ExpatChat Podcast, where we explore the latest tax and financial issues affecting Australian expats. In this episode, Expat Do's and Don'ts for SMSFs, Atlas Wealth Managing Directors James Ridley and Brett Evans unpack the complexities of managing Self-Managed Superannuation Funds (SMSFs) while living overseas. They provide an overview of the legal, financial, and compliance responsibilities SMSF trustees face abroad—highlighting how to avoid costly penalties and potential fund disqualification. A key focus is on the “central management and control” rule and its role in determining SMSF residency status. James and Brett breakdown the 183-day rule, the distinction between temporary absences and permanent relocations, and what happens when trustees move overseas. You'll also hear about strategies to maintain compliance, such as appointing a Power of Attorney or converting to a small APRA fund. Real-life scenarios illustrate how different choices impact compliance and tax outcomes, reinforcing the need for expert planning before relocating. Whether you're currently managing an SMSF overseas or considering a move, this episode is packed with key insights to help you stay compliant and protect your retirement wealth. Links that we discussed in this episode include: • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Don't forget to join our Australian Expat Financial Forum Facebook Group – / australianexpatfinancialforum • Ask Atlas – Have your questions answered on the podcast by clicking this link – atlaswealth.com/news-media/au... • Expat Mortgage Podcast – atlaswealth.com/news-media/au... • Weekly Recap Podcast – atlaswealth.com/news-media/au... If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below. The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community. To find out more about the Atlas Wealth Group visit www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove mortgage specialists discuss all the latest property news. This week: – Melbourne auctions pick up – APRA holds macroprudential settings – Chalmers urged to reform CGT for housing Chapters (approximate) (00:00) Introduction (03:44) Current Property Market Dynamics (08:09) Interest Rates and Economic Indicators (12:39) Auction Market Trends (17:35) Macro Prudential Settings and Housing Supply (26:37) Tax Reform and Housing Policy (32:23) Shares Vs. Property in SMSFs (36:49) Sell or Keep? Half a House (40:44) Approaching NSW Buyers Agents Directly Resources for this episode – Massive auction results power Melbourne's housing market (AFR) – APRA announces update on macroprudential settings – Treasurer Chalmers flags once in a generation change to taxation system in overhaul (YouTube) – Chalmers for bold tax reform (ABC) – RBA Minutes – Westpac on the RBA Minutes – Construction costs up 2.9% over the year – Rental growth slows (ABC News Business) – Two Teachable moments (Luci Ellis of Westpac) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #australia #property Learn more about your ad choices. Visit megaphone.fm/adchoices

Imagine being a sci-fi film buff in the year 1986.In the prior several years, you would have been treated to the original Star Wars trilogy, a slew of new Star Trek films, the cult hit Blade Runner, and – who could forget? – the 1979 classic, Alien.Now, after seven years of waiting, you're finally being treated to a James Cameron-directed Alien sequel. But this time, it won't simply be ONE alien. Oh, no… this time, it's going to be AlienS. That's right, they've gone from the singular to the plural. The film saga has forever changed, and as a viewer, you've changed with it.Today, Aussie FIRE listeners can expect to witness a similar metamorphosis. In the past, we have run Case Study episodes. Now, in this moment, we branch into the realm of the plural.Yes, you read that right. This episode will feature……Case Studies.Want to know what's required to retire now? We have a case study for that. Interested in balancing investments with parenting? Thanks to that little “ies” at the end of “Case Stud”, we have the opportunity to explore that too. What about the wild world of SMSFs? Such is the joy of the plural, we can squeeze in that case study as well!Are you ready? Excellent. Let's take these case studies into their young James Cameron era.FI Case Study Request FormPearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia's audiobookDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

The increase of the transfer balance cap from $1.9 million to $2 million is not as simple to understand as it seems. In this SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn discuss the implications of the TBC rise implemented at the start of the new financial year with industry stalwart David Busoli. While this shift appears straightforward, it brings complexities, particularly for existing pensioners, due to the intricacies of proportional indexation. Busoli explains how proportional indexation is a critical concept in understanding how the TBC affects individuals and how, for people just starting their pension phase, the indexation process presents several challenges. Listen as they discuss: The necessity for accurate data to ensure proper management of transfer balance accounts. Broader implications of the TBC changes, including the impact on non-concessional contributions. The ongoing challenges within the SMSF sector, particularly in managing the intricacies of the transfer balance cap and ensuring accurate reporting. Division 7A and its implications for limited recourse borrowing arrangements within SMSFs.

In a recent investor gathering organised by The Smart Property Investment Show, Arjun Paliwal from InvestorKit sat with Phil Tarrant to share his journey from CBA branch manager to successful property investor, offering sharp insights rooted in banking and data-driven strategy. Arjun explained that his move into real estate was driven by curiosity and a strong belief in the power of data, reflected in his early success investing in Tasmania. He described Australia's $11.4 trillion property market as stable, noting that while investor sentiment fluctuates with interest rates, local supply and demand ultimately shape outcomes. Arjun's investment approach categorises markets into early adopters, hotspots, and second-wind zones, allowing investors to tailor their strategies to evolving conditions. He also highlighted the rising use of self-managed super funds (SMSFs) for property investing, emphasising the need for careful planning and diversification. Overall, Arjun stressed that blending data, strategy, and flexibility is key to thriving in today's dynamic property market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by John Collignon from C2 Financial Group to unpack the potential legislative changes impacting SMSFs. The group examines the Labor government's proposed Division 296 tax, which targets super balances exceeding $3 million and has sparked controversy for taxing unrealised gains and adding complexity to fund management. With the Senate's support still uncertain, political hurdles remain, as other parties may demand stricter measures such as lowering the threshold or banning SMSF borrowing. These changes could deter smaller investors, reducing rental housing supply and concentrating super control in larger funds. Despite misconceptions, SMSFs are now more accessible, thanks to lower fees and flexible strategies, making them suitable for informed investors who understand their responsibilities and seek professional guidance. With expert support from firms like C2 Financial Group, SMSFs remain a viable option for Australians seeking control over their retirement savings despite evolving regulations.

In this episode of the SMSF Experts Podcast, Shelley chats with Andy Forbes, CTO at SuperConcepts, to demystify the role of Artificial Intelligence (AI) in the SMSF industry. They discuss the impact of AI on jobs, its capability to automate mundane tasks, and the potential to revolutionise SMSF administration. Andy also shares insights into the technical aspects of AI, security measures to safeguard client data, and the challenges of implementing effective SMSF software solutions. This episode is a must-listen for anyone interested in the intersection of technology and financial services. (03:57) The Intersection of AI and SMSF Administration(06:19) AI's Impact on Employment and Future Work(07:25) The Future of Coding in an AI-Driven World(13:45) Navigating AI's Limitations and Best Practices(23:10) Understanding Client Requests and AI's Role(23:31) Challenges and Limitations of AI(24:34) Security in Software Systems(25:12) Importance of External Audits and Certifications(26:31) Client Data Security and Privacy(27:59) Credential Stuffing Attack and Client Education(32:43) Handling Underpaid Pensions with SMSF Software(35:47) Balancing Automation and Human Expertise(41:44) Future Trends in SMSF Software Development Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

This week on The Fin, Chanticleer columnist James Thomson and Wealth reporter Lucy Dean on the surge in inherited wealth, what’s behind it and what can, or should, be done about it….This podcast is sponsored by Workday. Further Reading:You're probably part of Australia's new inheritocracyHow inheritance is upending the marriage marketHow do the 1pc find love? With these high-end matchmaking servicesThe maths that makes SMSFs a tax reform target for Chalmers See omnystudio.com/listener for privacy information.

Discover how Australian crypto investors are utilising self-managed super funds (SMSFs) to gain greater control over their retirement savings. In this episode, SMSF specialist Natalia Clack explains the benefits and risks of holding digital assets like Bitcoin in your super, how to do it compliantly, and what the proposed $3 million unrealised capital gains tax could mean for your future. Essential listening for anyone serious about managing their own retirement and crypto portfolio.We cover:What an SMSF is and who it suitsHow crypto can be stored compliantly within an SMSFWhat you can and can't do with Bitcoin in your superThe risks, compliance burdens, and audit requirementsWhy the $3M tax threshold could be devastating for someHow to plan ahead, and whether family trusts may offer a better future pathIf you're an Australian investor serious about managing your retirement and incorporating crypto into your long-term strategy, this is a must-watch. Contact Natalia at https://bit.ly/441p6Vr

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with the founder and managing director of Supavest, Raymond Hempstead, to explore the changing landscape of the property market and how recent government proposals could impact self-managed super funds (SMSFs). A major concern is the proposed tax on super balances over $3 million which, due to a lack of indexing, could affect more Australians over time, with Raymond arguing that the move contradicts the purpose of superannuation, which promotes financial independence, and reduces reliance on government pensions. According to Raymond, SMSFs still offer strong potential if managed strategically, with Supavest expanding its offerings to include a new shared ownership model called TIC Property. The new model allows investors to co-own high cash flow assets, such as rooming houses and NDIS accommodations, through a tenancy in standard structure, providing access to property investment for those with limited capital and offers portfolio diversification. Overall, the duo emphasise that the evolving mix of interest rate shifts, policy changes, and innovative investment models presents challenges and opportunities for Australian property investors. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, CEO and founder of InvestorKit, Jack Fouracre, partnership manager at Fouracre Financial, and new host Adrian Lee, senior portfolio strategist at InvestorKit, are joined by Joseph Khoury Gebrail, managing principal at KG Co Legal, to unpack the complexities of SMSF investing and highlight common mistakes to avoid. The experts start by sharing insights into the legal complexities of property transactions, especially when using self-managed super funds (SMSFs). Joseph stresses the need to correctly set up a bare trust deed for SMSF purchases to avoid serious legal issues from signing under the wrong entity, highlighting the risks of signing contracts without legal advice, as many buyers underestimate the binding nature of sale agreements. The episode also covers the often overlooked need for independent legal advice on loan documents and explores how varying state regulations, stricter in NSW and Victoria than in flexible Queensland, impact buyer protection through differences in cooling-off periods and contract conditions. The conversation closes with a discussion on the challenges of creating a unified property contract system in Australia, and emphasises the importance of legal expertise in successful property investing.

As the government faces pressure to rethink its superannuation tax changes, will it be SMSFs that are hit the hardest?See omnystudio.com/listener for privacy information.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia. The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space. The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors. They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy. To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

In this episode of The Smart Property Investment Show, host Phil Tarrant and Lachlan Vidler from Atlas Property Group discuss how investors can navigate today's property market, with tightening conditions driven by supply shortages, economic shifts, and rising competition. According to the duo, today's Australian property market has been challenging, and investors must adapt quickly using five smart strategies to secure strong opportunities. Lachlan said that, firstly, investors should avoid fear-based decisions and stick to fundamentals as market hype can be misleading. Secondly, the duo emphasises that preparation is key, as well as being ready to act quickly and giving investors an edge. Thirdly, investors should lean on the right advisers; experienced professionals like buyer's agents and mortgage brokers can help navigate complex decisions. Lachlan said the fourth primary strategy is for investors to think long-term and view property as a decades-long investment, not something driven by headlines. Lastly, the duo encourages investors to make the most of available resources, including equity, advice, or even superannuation through SMSFs. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Are trusts still the best way to invest in 2025?Is it smarter to buy in your personal name?How do SMSFs fit into a modern portfolio strategy? This week, Goose and Gabi are joined property accounting wizard, Jeremy Iannuzzelli, to explore how advanced property investors are adapting to a changing market — and what you should consider before making your next move. What we’ll cover:* Are trusts still the ‘golden child’ to maximise your borrowing capacity?* When it might actually be smarter to invest in your personal name* How SMSFs fit into a long-term portfolio growth strategy* Why the old rules don’t apply anymore — and what to do instead If you’re serious about portfolio growth, tax strategy, and future-proofing your investments, this session is packed with critical insights for 2025 and beyond. See you on the inside, WATCH ON YOUTUBE: https://youtube.com/live/W4AgKFhyMW0 IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. -- Build a roadmap to achieve your goals for FREE on Property Pathfinder: propertypathfinder.io Want help to invest in 2025?Book in a quick chat here and we'll point you in the right direction:bit.ly/3E0wKGa Got a question or some feedback? We're all ears!bit.ly/tilqs Need finance guidance?Chat with the team: dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster How to Create A Property Portfolio Growth Plan The Smartest Plan B for Business Owners? Sean's $464k StoryFinancial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow ConstraintsWinning the Investment Game: How to Set & Beat Your Hurdle RateFake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for YouHold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect:https://www.dashdot.com.auhttps://youtube.com/@theinvestorlabhttps://instagram.com/dashdotpropertyhttps://instagram.com/goosemcgrathhttps://instagram.com/gabi.billing See omnystudio.com/listener for privacy information.

Do you need a self managed super fund? Who benefits from it? How does it work? How much does it cost? Just how complicated is it? Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they explore everything you've ever needed to know about SMSFs. --- The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.See omnystudio.com/listener for privacy information.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with mortgage expert Eva Loisance from Finni Mortgages to explore how self-managed super funds (SMSFs) can help investors expand their portfolios, especially when traditional borrowing options are limited. The duo discusses the rising interest in SMSFs, and how investors can use and manage their self-funded super funds to grow their portfolios. Eva said SMSFs allow investors to leverage up to 90 per cent of the property's value, enhancing purchasing power and potentially yielding better returns than traditional investments like shares. While SMSFs are increasingly accessible to middle-income Australians, with lower entry thresholds and a wider variety of lenders, there are limitations, such as restrictions on renovations and access to equity within the fund. Similarly, compliance requirements around SMSFs, such as annual audits and, in some cases, business activity statements, can be tedious. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

SMSFs are like Fernet-Branca or Wes Anderson films: many people tune out when you bring them up, but those who like them are obsessed.SMSF – or self-managed super funds – sound complicated… and they are. They also seem like they pose more risk than typical super funds… and they do. But for those who can master their requirements, SMSFs can provide a range of unique investing opportunities.In this Get Rich Slow Club session, Tash and Ana discuss how SMSFs work, and their potential pros and cons. They also explore some key questions to ask yourself before setting one up.Get ready, ‘cause it's SMSFin' time!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Dan and Tim chat about the ins and outs of self-managed super funds (SMSFs). We break down the key things to know about managing your own super. Covering the benefits and risks of SMSFs, including tax perks, setting one up, and the importance of staying compliant. We also touch on asset revaluation, borrowing within SMSFs, and the dangers of poor management. Coming soon Two Drunk University!

For some investors a Self Managed Super Fund is their only entry point to the property market: But does it make sense? Stuart Wemyss of ProSolution Private Clients joins wealth editor James Kirby in this episode. In today's show, we cover The pros and cons of holding property in a SMSF The compromise: Co-investing with your own fund Property 'pre-nups' - the Bank of Mum and Dad loan agreements Splitting loans to optimise property returns See omnystudio.com/listener for privacy information.

What’s Your Biggest Finance Challenge Right Now? Trying to figure out how to finance your next property? Unsure whether to refinance now or wait for interest rates to drop? Curious about trusts and SMSFs, or just feeling stuck? We know you’ve got questions — and we’ve got answers. In this special Finance Q&A episode of The Investor Lab, we tackle YOUR burning property finance questions, live and unfiltered. Whether you’re new to investing or scaling a portfolio, this is your chance to get tailored advice from one of the most savvy and strategic mortgage brokers around right now — Callum Rhodes, Head of Dashdot Finance. Here's what we cover: * Interest Rates & Market Outlook* Impact of Rate Cuts on Borrowing Capacity* Fixed vs Variable Rates* Interest-Only Loans & Debt Structuring* Offset Accounts vs Redraw Facilities* Debt Recycling Strategy & Paying Down a PPOR* Investing Through Trusts* Investing Through SMSFs (Self-Managed Super Funds)* Non-Bank Lenders & Alternative Financing LINKS: * Dashdot Finance — http://hey.dashdotfinance.com.au/discoverycall* Dashdot Property — https://bit.ly/3E0wKGa* Book: 'The Debt Millionaire' by George Antone — https://www.amazon.com/Debt-Millionaire-people-never-wealth-ebook/dp/B01FTY5YSE Got a question? We're all ears! https://bit.ly/tilqs -- Want Dashdot's help to invest in 2025? Our team can help — book in a quick chat here and we’ll point you in the right direction: https://bit.ly/3E0wKGa Need finance guidance? Chat with Callum: http://hey.dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: * https://youtu.be/q-ax_rnISFQ * https://youtu.be/pVz1Ns2V_cw * https://youtu.be/D_vC4kD5ckM * https://youtu.be/WlmKKv458k4 – Connect: https://www.dashdot.com.au https://youtube.com/@theinvestorlab https://instagram.com/dashdotproperty https://instagram.com/goosemcgrath https://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

With trust lending to undergo increased scrutiny in 2025, Phil Tarrant and Finni Mortgages' Eva Loisance discuss how investors can navigate borrowing complexity with accurate and timely financial expertise. In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Finni Mortgage's Eva Loisance to unpack how the mortgage and property markets are set to change in 2025. Eva and Phil begin the podcast by looking into how the market has seen an increase in trust lending over 2024, which has helped investors acquire positively geared properties. Though Eva projects that 2025 will see more scrutiny around trust-based lending, with new hurdles for borrowers. Eva and Phil then recommend that investors partner with accounting practices that truly understand real estate and property investment, those that can clearly articulate the benefits and challenges of a trust structure. They wrap up the podcast discussing the popularisation of using SMSFs as an investment vehicle, and how banks are developing new and competitive products for the SMSF market.  If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

US President-elect Donald Trump has detailed some tariff policies, so SBS Finance Editor Ricardo Gonçalves speaks with Karen Jorritsma from RBC Capital Markets to find out what investors think about it, plus a look a SMSFs with Pivot Wealth Financial Adviser Ben Nash.