Podcasts about smsfs

Watch episode on youtube: https://youtu.be/YThymY30GhgPublished October 2024. The popularity of Self managed super funds or SMSFs continues to grow in Australia, but for all the success stories there are those investors who aren't well informed and lured into an SMSF by promoters who end up destroying their retirement nest egg with high risk and untested schemes and investments like United Global Capital.We're joined by financial advisers Tristan Dallas and Georgia Eade, who've both recently seen two SMSF disasters where the investors may lose the majority of their retirement savings, via in one case their accountant, and in the other, by being cold called for a super "heath check".We also finish up by looking at justifiable cases for an SMSF because there certainly are some good options out there, but SMSFs are not for everyone.Want to learn more about investing? Get our Book: https://www.amazon.com.au/Your-Investment-Philosophy-Protecting-Fraudsters-ebook/dp/B0BCPJ8BGC/ Mancell Financial Group is an Authorised Representative No. 226266 and Credit Representative No. 403187 of FYG Planners Pty Ltd, AFSL/ACL No. 224543. ABN 29 009 541 253. Hosted on Acast. See acast.com/privacy for more information.

Welcome to Episode 148 of the #ExpatChat Podcast, where we explore the latest tax and financial issues affecting Australian expats. In this episode, Expat Do's and Don'ts for SMSFs, Atlas Wealth Managing Directors James Ridley and Brett Evans unpack the complexities of managing Self-Managed Superannuation Funds (SMSFs) while living overseas. They provide an overview of the legal, financial, and compliance responsibilities SMSF trustees face abroad—highlighting how to avoid costly penalties and potential fund disqualification. A key focus is on the “central management and control” rule and its role in determining SMSF residency status. James and Brett breakdown the 183-day rule, the distinction between temporary absences and permanent relocations, and what happens when trustees move overseas. You'll also hear about strategies to maintain compliance, such as appointing a Power of Attorney or converting to a small APRA fund. Real-life scenarios illustrate how different choices impact compliance and tax outcomes, reinforcing the need for expert planning before relocating. Whether you're currently managing an SMSF overseas or considering a move, this episode is packed with key insights to help you stay compliant and protect your retirement wealth. Links that we discussed in this episode include: • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Don't forget to join our Australian Expat Financial Forum Facebook Group – / australianexpatfinancialforum • Ask Atlas – Have your questions answered on the podcast by clicking this link – atlaswealth.com/news-media/au... • Expat Mortgage Podcast – atlaswealth.com/news-media/au... • Weekly Recap Podcast – atlaswealth.com/news-media/au... If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below. The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community. To find out more about the Atlas Wealth Group visit www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove mortgage specialists discuss all the latest property news. This week: – Melbourne auctions pick up – APRA holds macroprudential settings – Chalmers urged to reform CGT for housing Chapters (approximate) (00:00) Introduction (03:44) Current Property Market Dynamics (08:09) Interest Rates and Economic Indicators (12:39) Auction Market Trends (17:35) Macro Prudential Settings and Housing Supply (26:37) Tax Reform and Housing Policy (32:23) Shares Vs. Property in SMSFs (36:49) Sell or Keep? Half a House (40:44) Approaching NSW Buyers Agents Directly Resources for this episode – Massive auction results power Melbourne's housing market (AFR) – APRA announces update on macroprudential settings – Treasurer Chalmers flags once in a generation change to taxation system in overhaul (YouTube) – Chalmers for bold tax reform (ABC) – RBA Minutes – Westpac on the RBA Minutes – Construction costs up 2.9% over the year – Rental growth slows (ABC News Business) – Two Teachable moments (Luci Ellis of Westpac) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #australia #property Learn more about your ad choices. Visit megaphone.fm/adchoices

Imagine being a sci-fi film buff in the year 1986.In the prior several years, you would have been treated to the original Star Wars trilogy, a slew of new Star Trek films, the cult hit Blade Runner, and – who could forget? – the 1979 classic, Alien.Now, after seven years of waiting, you're finally being treated to a James Cameron-directed Alien sequel. But this time, it won't simply be ONE alien. Oh, no… this time, it's going to be AlienS. That's right, they've gone from the singular to the plural. The film saga has forever changed, and as a viewer, you've changed with it.Today, Aussie FIRE listeners can expect to witness a similar metamorphosis. In the past, we have run Case Study episodes. Now, in this moment, we branch into the realm of the plural.Yes, you read that right. This episode will feature……Case Studies.Want to know what's required to retire now? We have a case study for that. Interested in balancing investments with parenting? Thanks to that little “ies” at the end of “Case Stud”, we have the opportunity to explore that too. What about the wild world of SMSFs? Such is the joy of the plural, we can squeeze in that case study as well!Are you ready? Excellent. Let's take these case studies into their young James Cameron era.FI Case Study Request FormPearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia's audiobookDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

The increase of the transfer balance cap from $1.9 million to $2 million is not as simple to understand as it seems. In this SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn discuss the implications of the TBC rise implemented at the start of the new financial year with industry stalwart David Busoli. While this shift appears straightforward, it brings complexities, particularly for existing pensioners, due to the intricacies of proportional indexation. Busoli explains how proportional indexation is a critical concept in understanding how the TBC affects individuals and how, for people just starting their pension phase, the indexation process presents several challenges. Listen as they discuss: The necessity for accurate data to ensure proper management of transfer balance accounts. Broader implications of the TBC changes, including the impact on non-concessional contributions. The ongoing challenges within the SMSF sector, particularly in managing the intricacies of the transfer balance cap and ensuring accurate reporting. Division 7A and its implications for limited recourse borrowing arrangements within SMSFs.

In a recent investor gathering organised by The Smart Property Investment Show, Arjun Paliwal from InvestorKit sat with Phil Tarrant to share his journey from CBA branch manager to successful property investor, offering sharp insights rooted in banking and data-driven strategy. Arjun explained that his move into real estate was driven by curiosity and a strong belief in the power of data, reflected in his early success investing in Tasmania. He described Australia's $11.4 trillion property market as stable, noting that while investor sentiment fluctuates with interest rates, local supply and demand ultimately shape outcomes. Arjun's investment approach categorises markets into early adopters, hotspots, and second-wind zones, allowing investors to tailor their strategies to evolving conditions. He also highlighted the rising use of self-managed super funds (SMSFs) for property investing, emphasising the need for careful planning and diversification. Overall, Arjun stressed that blending data, strategy, and flexibility is key to thriving in today's dynamic property market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by John Collignon from C2 Financial Group to unpack the potential legislative changes impacting SMSFs. The group examines the Labor government's proposed Division 296 tax, which targets super balances exceeding $3 million and has sparked controversy for taxing unrealised gains and adding complexity to fund management. With the Senate's support still uncertain, political hurdles remain, as other parties may demand stricter measures such as lowering the threshold or banning SMSF borrowing. These changes could deter smaller investors, reducing rental housing supply and concentrating super control in larger funds. Despite misconceptions, SMSFs are now more accessible, thanks to lower fees and flexible strategies, making them suitable for informed investors who understand their responsibilities and seek professional guidance. With expert support from firms like C2 Financial Group, SMSFs remain a viable option for Australians seeking control over their retirement savings despite evolving regulations.

In this episode of the SMSF Experts Podcast, Shelley chats with Andy Forbes, CTO at SuperConcepts, to demystify the role of Artificial Intelligence (AI) in the SMSF industry. They discuss the impact of AI on jobs, its capability to automate mundane tasks, and the potential to revolutionise SMSF administration. Andy also shares insights into the technical aspects of AI, security measures to safeguard client data, and the challenges of implementing effective SMSF software solutions. This episode is a must-listen for anyone interested in the intersection of technology and financial services. (03:57) The Intersection of AI and SMSF Administration(06:19) AI's Impact on Employment and Future Work(07:25) The Future of Coding in an AI-Driven World(13:45) Navigating AI's Limitations and Best Practices(23:10) Understanding Client Requests and AI's Role(23:31) Challenges and Limitations of AI(24:34) Security in Software Systems(25:12) Importance of External Audits and Certifications(26:31) Client Data Security and Privacy(27:59) Credential Stuffing Attack and Client Education(32:43) Handling Underpaid Pensions with SMSF Software(35:47) Balancing Automation and Human Expertise(41:44) Future Trends in SMSF Software Development Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

This week on The Fin, Chanticleer columnist James Thomson and Wealth reporter Lucy Dean on the surge in inherited wealth, what’s behind it and what can, or should, be done about it….This podcast is sponsored by Workday. Further Reading:You're probably part of Australia's new inheritocracyHow inheritance is upending the marriage marketHow do the 1pc find love? With these high-end matchmaking servicesThe maths that makes SMSFs a tax reform target for Chalmers See omnystudio.com/listener for privacy information.

Welcome back to another episode of the 360 Money Matters Podcast!  In this episode, we unpack Division 296 and what it means for high-income earners, particularly those with superannuation balances exceeding $3 million. We explore how this proposed legislation, though not yet law, is likely to impose a 15% tax on unrealized gains in superannuation, essentially taxing people on growth in asset value even if nothing has been sold. We walk through examples involving property and SMSFs to highlight how problematic this is, especially for illiquid assets like farms and factories. We also discuss the broader implications, including loss of public confidence in the super system, lack of indexation, and how this could eventually impact far more Australians than currently claimed. Ultimately, we emphasize the importance of strategic financial planning and early advice to navigate these looming changes. Listen to this episode to understand how Division 296 could impact your superannuation and why now is the time to plan strategically. - This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis &  Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706 Episode Highlights What Division 296 is and who it affects Why taxing unrealized superannuation gains is controversial How the $3 million threshold is calculated and its lack of indexation The impact on property owners, farmers, and SMSF members Strategic considerations to stay below the threshold Concerns about long-term changes and erosion of trust in the super system The potential ripple effects on broader tax policy and financial behavior Why early financial advice is crucial for high-balance super holders   Connect with Billy and Andrew! 360 Financial Strategists    Check out our latest episode here:  Apple Podcast Spotify

With just two weeks remaining until the financial year wraps up, getting an SMSF ready for tax time involves ensuring there is a smooth audit process. In this episode of the SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn are joined by well-known industry auditor Deanne Firth, director of Tactical Super. Firth offers some valuable insights and timely reminders for SMSF trustees and auditors to prioritise compliance and leverage available resources to streamline their processes. Listen as they discuss: Obtaining the necessary evidence for valuations, especially concerning private and unlisted companies. The timing of audits and the importance of proactive engagement with clients. The challenges with valuing unlisted assets, particularly private companies with unique business models. The complexities of SMSFs investing in start-up ventures. Loans within SMSFs. Technology and AI in the SMSF sector.  

Discover how Australian crypto investors are utilising self-managed super funds (SMSFs) to gain greater control over their retirement savings. In this episode, SMSF specialist Natalia Clack explains the benefits and risks of holding digital assets like Bitcoin in your super, how to do it compliantly, and what the proposed $3 million unrealised capital gains tax could mean for your future. Essential listening for anyone serious about managing their own retirement and crypto portfolio.We cover:What an SMSF is and who it suitsHow crypto can be stored compliantly within an SMSFWhat you can and can't do with Bitcoin in your superThe risks, compliance burdens, and audit requirementsWhy the $3M tax threshold could be devastating for someHow to plan ahead, and whether family trusts may offer a better future pathIf you're an Australian investor serious about managing your retirement and incorporating crypto into your long-term strategy, this is a must-watch. Contact Natalia at https://bit.ly/441p6Vr

In this milestone episode of The Australian Property Show, host Tom Haigh kicks off a powerful new chapter—one focused on helping you find your best way to build wealth through real estate.If you're working hard, climbing the ladder, or running your own business but starting to wonder what's next, this episode is for you.

In this final episode of the asset allocation series, Alex from Positive Real Estate dives into the world of alternative investments—a misunderstood yet potentially powerful part of a diversified portfolio. Learn about the role of gold, Bitcoin, private equity, and even art and collectibles in your investment strategy. Alex breaks down how these assets perform, their risks, and how they can be included across personal investments, retail super funds, and self-managed super funds (SMSFs). A must-watch if you're serious about long-term wealth building and want to understand the full picture of asset allocation.

In this episode, we continued our discussion on end-of-year planning for SMSFs in Part 2. Hosted by Chris Reed: SMSF Specialist Advisor, Director of Business Concepts Group, CPA-Financial Planning Specialist

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with the founder and managing director of Supavest, Raymond Hempstead, to explore the changing landscape of the property market and how recent government proposals could impact self-managed super funds (SMSFs). A major concern is the proposed tax on super balances over $3 million which, due to a lack of indexing, could affect more Australians over time, with Raymond arguing that the move contradicts the purpose of superannuation, which promotes financial independence, and reduces reliance on government pensions. According to Raymond, SMSFs still offer strong potential if managed strategically, with Supavest expanding its offerings to include a new shared ownership model called TIC Property. The new model allows investors to co-own high cash flow assets, such as rooming houses and NDIS accommodations, through a tenancy in standard structure, providing access to property investment for those with limited capital and offers portfolio diversification. Overall, the duo emphasise that the evolving mix of interest rate shifts, policy changes, and innovative investment models presents challenges and opportunities for Australian property investors. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, CEO and founder of InvestorKit, Jack Fouracre, partnership manager at Fouracre Financial, and new host Adrian Lee, senior portfolio strategist at InvestorKit, are joined by Joseph Khoury Gebrail, managing principal at KG Co Legal, to unpack the complexities of SMSF investing and highlight common mistakes to avoid. The experts start by sharing insights into the legal complexities of property transactions, especially when using self-managed super funds (SMSFs). Joseph stresses the need to correctly set up a bare trust deed for SMSF purchases to avoid serious legal issues from signing under the wrong entity, highlighting the risks of signing contracts without legal advice, as many buyers underestimate the binding nature of sale agreements. The episode also covers the often overlooked need for independent legal advice on loan documents and explores how varying state regulations, stricter in NSW and Victoria than in flexible Queensland, impact buyer protection through differences in cooling-off periods and contract conditions. The conversation closes with a discussion on the challenges of creating a unified property contract system in Australia, and emphasises the importance of legal expertise in successful property investing.

On this episode of Wealth Coffee Chats, we deep-dive into the pros and cons of using a Self-Managed Super Fund (SMSF) to invest in property, shares, and cryptocurrency. Discover how to structure your SMSF to minimise costs and maximise long-term returns, and learn why loan management is the secret to supercharging your wealth inside Super. Whether you're a business owner eyeing commercial property or an investor weighing crypto versus shares, this episode breaks it all down. Get smarter with your SMSF strategy—your future self will thank you.

As the government faces pressure to rethink its superannuation tax changes, will it be SMSFs that are hit the hardest?See omnystudio.com/listener for privacy information.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia. The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space. The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors. They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy. To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

Thinking about starting a Self Managed Super Fund (SMSF)? In today's Wealth Coffee Chat, financial advisor Anthony Wolfenden kicks off a brand-new series demystifying SMSFs. He unpacks what they are, who they're for, why they've exploded in popularity, and the key compliance rules every investor must understand. From tax advantages to potential pitfalls, this episode sets the foundation for strategic retirement investing in 2025.

With Labor winning the election with a clear majority, the SMSF sector is now once again poised for battle over the controversial Division 296 tax. In this episode of the SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn sit down with SMSF Association CEO Peter Burgess to talk about the implications of the election results, what it may mean going forward, and the association's plans to convince the elected politicians on the adverse outcomes of the tax. The podcast will also delve into the latest draft DBFO legislation and how the proposed changes may affect advisers specialising in SMSFs. Listen as they discuss: The election results and the impacts it will have on legislation. Time frames for the legislative process. Strategies going forward in lobbying the government. The DBFO draft legislation.

In this episode of The Smart Property Investment Show, host Phil Tarrant and Lachlan Vidler from Atlas Property Group discuss how investors can navigate today's property market, with tightening conditions driven by supply shortages, economic shifts, and rising competition. According to the duo, today's Australian property market has been challenging, and investors must adapt quickly using five smart strategies to secure strong opportunities. Lachlan said that, firstly, investors should avoid fear-based decisions and stick to fundamentals as market hype can be misleading. Secondly, the duo emphasises that preparation is key, as well as being ready to act quickly and giving investors an edge. Thirdly, investors should lean on the right advisers; experienced professionals like buyer's agents and mortgage brokers can help navigate complex decisions. Lachlan said the fourth primary strategy is for investors to think long-term and view property as a decades-long investment, not something driven by headlines. Lastly, the duo encourages investors to make the most of available resources, including equity, advice, or even superannuation through SMSFs. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Are trusts still the best way to invest in 2025?Is it smarter to buy in your personal name?How do SMSFs fit into a modern portfolio strategy? This week, Goose and Gabi are joined property accounting wizard, Jeremy Iannuzzelli, to explore how advanced property investors are adapting to a changing market — and what you should consider before making your next move. What we’ll cover:* Are trusts still the ‘golden child’ to maximise your borrowing capacity?* When it might actually be smarter to invest in your personal name* How SMSFs fit into a long-term portfolio growth strategy* Why the old rules don’t apply anymore — and what to do instead If you’re serious about portfolio growth, tax strategy, and future-proofing your investments, this session is packed with critical insights for 2025 and beyond. See you on the inside, WATCH ON YOUTUBE: https://youtube.com/live/W4AgKFhyMW0 IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. -- Build a roadmap to achieve your goals for FREE on Property Pathfinder: propertypathfinder.io Want help to invest in 2025?Book in a quick chat here and we'll point you in the right direction:bit.ly/3E0wKGa Got a question or some feedback? We're all ears!bit.ly/tilqs Need finance guidance?Chat with the team: dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster How to Create A Property Portfolio Growth Plan The Smartest Plan B for Business Owners? Sean's $464k StoryFinancial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow ConstraintsWinning the Investment Game: How to Set & Beat Your Hurdle RateFake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for YouHold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect:https://www.dashdot.com.auhttps://youtube.com/@theinvestorlabhttps://instagram.com/dashdotpropertyhttps://instagram.com/goosemcgrathhttps://instagram.com/gabi.billing See omnystudio.com/listener for privacy information.

Welcome back to another episode of the 360 Money Matters Podcast!  In this episode, we explore the world of self-managed super funds (SMSFs) and ask the big question: should we have one? We unpack the essentials — what an SMSF is, how it differs from regular super funds, and the pros and cons of managing your own fund. We explore the control and flexibility that come with SMSFs, including the ability to invest in assets like property and collectibles, but also the responsibilities, risks, and higher costs that follow. From setup fees and compliance obligations to investment strategy complexities and retirement planning, we cover why SMSFs might suit some of us — especially with larger balances or specific goals — but not all of us. Tune in now to find out if managing your own super fund is the right move for you! - This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis &  Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706   Episode Highlights How to get over that fear and how to move forward Importance of recognizing the need and asking questions as a good start The power of knowledge Take into account your tolerance to risk and comfort levels Ensuring to pass the "sleep test” About the benefits of compounding and the need to stick to a strategy Pay attention to your investments, but don't become obsessed   Connect with Billy and Andrew! 360 Financial Strategists    Check out our latest episode here:  Apple Podcast Spotify

In this episode of THE SMSF Experts, Shelley is joined by Bryce Figot, special counsel at DBA Lawyers, to discuss the significant impact of case law on SMSF trustees and compliance obligations. With over 21 years of experience in tax and superannuation, Bryce shares insights on landmark cases like Hill v. Zuda, Katz v. Grossman, and the consequences for SMSF professionals and auditors. Shelley and Bryce dive into how these legal precedents have shaped best practices, estate planning, and the nuances of trustee responsibilities within the SMSF industry. (01:16 The Fascination with Self-Managed Super Funds(02:20 Championing SMSF Auditors(04:15 Case Law Impact on SMSFs: Hill vs. Zuda(11:52 Katz vs. Grossman: Trustee Discretion and Family Disputes(21:02 Aussiegolfa vs. Commissioner of Taxation(21:43 The Sole Purpose Test and In-House Asset Rules(25:42 Penalties and Compliance in SMSFs(30:16 Auditors' Responsibilities and Landmark Cases(34:34 The Melissa Caddick Case and Settlement Insights Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

In this episode of Talk Property To me, hosts Brad East and Aaron Downie explore the impact of Trump's tariffs on the Australian property market and self-managed super funds (SMSFs). We begin by discussing Trump's use of tariffs as a negotiation tool, particularly with China and the U.S., and how these policies have led to significant volatility in global markets, including a $71 billion loss in the ASX. While the direct effects on Australia have been limited, we highlight the challenges faced by Australian e-commerce businesses reliant on Chinese goods now subject to steep tariffs. The conversation shifts to the property market, where we discuss the Reserve Bank of Australia's (RBA) focus on stimulating the economy, which may lead to anticipated interest rate cuts. We explain how these cuts could benefit homeowners and potential buyers by driving property prices up. We also advocate for the advantages of SMSFs in property investment, comparing potential returns from real estate to traditional industry funds. We outline the steps to set up an SMSF and emphasize the importance of viewing initial costs as an investment in future wealth. Finally, we touch on the potential effects of tariffs on the Australian dollar and foreign investment, and we tease our next episode, which will cover recent changes in zoning laws that could simplify building approvals. Join us for this insightful discussion on navigating the intersections of global trade, local property markets, and investment strategies for your financial future. 00:00:00 - Introduction and Overview Welcome back to Talk Property Toomey, discussing Trump's tariffs, property, and self-managed super fund opportunities. 00:00:23 - Rate Cut Predictions Exploring the latest predictions on interest rate cuts and their implications for listeners. 00:00:39 - Trump's Tariffs and Economic Impact Discussion on Trump's use of tariffs as a leverage tool and its effects on the global economy. 00:01:50 - Direct and Indirect Effects on Australia Analyzing the limited direct impacts on Australia and the indirect effects on trade with China and Japan. 00:03:44 - E-commerce Challenges Impact of tariffs on Australian e-commerce stores reliant on Chinese goods for exports to the US. 00:05:00 - Market Volatility and Property Investment The significant capital loss in the ASX and the stability of property as an investment. 00:05:49 - RBA's Shift in Focus The RBA's change from worrying about inflation to stimulating the economy through potential rate cuts. 00:06:39 - Panic Selling in Stock Markets Understanding the effects of panic selling on market stability and individual investment strategies. 00:07:43 - Self-Managed Super Funds vs. Industry Funds Exploring the benefits of self-managed super funds and property investment over traditional industry funds. 00:09:48 - Compounding Growth in Property The advantages of property investment in self-managed super funds and its long-term growth potential. 00:10:57 - Setting Up a Self-Managed Super Fund Steps to establish a self-managed super fund and the importance of commitment in the process. 00:12:10 - Cost vs. Opportunity in Investments Encouraging a focus on long-term wealth creation rather than immediate costs associated with setting up a fund. 00:12:21 - Current Cash Rate and Future Predictions Discussion on the current cash rate and predictions for future rate cuts by the RBA. 00:13:25 - Impact of Rate Cuts on Home Loans How potential rate cuts could affect home loan repayments and savings for homeowners. 00:15:15 - Negotiating with Lenders Advice on keeping banks accountable and negotiating better rates for home loans. 00:15:48 - Foreign Investment and the Australian Dollar Potential impacts of tariffs on the Australian dollar and implications for foreign investment. 00:16:12 - Upcoming Topics on Zoning Laws Preview of the next episode discussing changes in zoning laws and building approvals. ABOUT THE HOSTS BRAD EAST Brad East is the Managing Director of Wisebuy Home Loans. Brad is an award-winning mortgage broker and has helped thousands of clients gain finance to purchase properties. Wisebuy Home Loans is the go-to mortgage brokerage for clients wanting out-of-the-box applications approved. Website → https://wisebuygroup.com.au  LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/  Instagram → https://www.instagram.com/bradeast_mortgagebroker/  Facebook → https://www.facebook.com/bradeastofficial AARON DOWNIE Joining the podcast in 2024, Aaron Downie is a seasoned property investor and director of Mackenzie Buyers Agency. Aaron's deep understanding of the property market and investment strategies provides listeners with invaluable insights. Website: https://www.mackenziepropertygroup.com.au/ Linkedin: https://www.linkedin.com/in/aaron-downie-1b2749134/

Do you need a self managed super fund? Who benefits from it? How does it work? How much does it cost? Just how complicated is it? Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they explore everything you've ever needed to know about SMSFs. --- The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.See omnystudio.com/listener for privacy information.

Welcome back to The HMO Property Show, hosted by Neil Gibb—your go-to podcast for cashflow-positive property investing and breaking free from outdated real estate myths. Considering investing in an HMO but not sure where to start? In this episode, Neil answers the top 10 questions that come up time and time again from aspiring and seasoned investors alike. From rental yields to legality, tenant types to exit strategies—this episode is your go-to guide for getting confident with co-living. Neil shares real numbers, real stories, and breaks it all down in plain English—so you can make smarter, lower-risk decisions about your next investment move. In this episode, Neil dives into: ✔️ How HMOs differ from traditional rentals (and why they outperform) ✔️ What kind of returns are realistic and what impacts cashflow ✔️ Who actually rents co-living rooms and what they're looking for ✔️ The truth about legality and compliance in WA ✔️ What happens if you have vacancies—and why it's rare ✔️ How to invest passively without managing tenants or repairs ✔️ What your exit options are and how resale stacks up ✔️ Why new builds often beat conversions in the long run ✔️ How to invest using your Self Managed Super Fund ✔️ What makes The HMO Property Co different from everyone else Key Takeaways:

In this edition of the SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn are joined by legal specialist Phil Broderick, principal at Sladen Legal, to discuss the implications of the Bendel court decision – a landmark ruling with potentially far-reaching consequences for SMSFs and private trusts. This ruling has profound implications for the use of discretionary trusts and corporate beneficiaries, potentially allowing distributions to remain unpaid without triggering Division 7A consequences. The podcast delves into the significance of the case, drawing parallels to pivotal decisions like Bamford, and explores how it could reshape the landscape for tax and accounting practices in Australia. Listen as they discuss: The interpretation of "financial accommodation" within Division 7A. The relevance of this decision for SMSFs The potential for the Bendel decision to influence other areas of superannuation law.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with mortgage expert Eva Loisance from Finni Mortgages to explore how self-managed super funds (SMSFs) can help investors expand their portfolios, especially when traditional borrowing options are limited. The duo discusses the rising interest in SMSFs, and how investors can use and manage their self-funded super funds to grow their portfolios. Eva said SMSFs allow investors to leverage up to 90 per cent of the property's value, enhancing purchasing power and potentially yielding better returns than traditional investments like shares. While SMSFs are increasingly accessible to middle-income Australians, with lower entry thresholds and a wider variety of lenders, there are limitations, such as restrictions on renovations and access to equity within the fund. Similarly, compliance requirements around SMSFs, such as annual audits and, in some cases, business activity statements, can be tedious. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of the SMSF Experts, Shelley sits down with Caroline Bowler, CEO of BTC Markets, to explore the controversial yet fascinating role of cryptocurrency in SMSFs. With over 17 years of experience in financial services and a deep expertise in blockchain and digital assets, Caroline shares valuable insights on whether crypto qualifies as a complying SMSF asset. They delve into regulatory challenges, investment strategies, and the broader impact of digital assets on the industry. (00:31) Diving into Cryptocurrency(02:25) Understanding Blockchain and Bitcoin(03:42) The Evolution of Money and Value(04:52) Bitcoin's Global Relevance(07:55) Real-World Applications of Crypto(10:54) Tokenisation and the Future of Digital Assets(21:29) Regulatory Challenges and Scams(26:54) Building a Regulatory Framework for Crypto(27:52) Impact of Global Regulations on Crypto Prices(28:41) Australia's Need to Catch Up in Crypto Regulation(30:23) Challenges and Opportunities in Crypto Investment(35:24) Understanding Crypto Wallets and Security(39:46) Risks of Complex Crypto Products for Trustees(45:15) The Potential of NFTs Beyond Digital Art Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

In this first episode of the new 2025 series, Shelley delves into the critical issue of elder protection within SMSFs. With alarming statistics from the AIFS National Elder Abuse Study revealing significant incidents of elder and financial abuse, the episode highlights the urgency of safeguarding elder SMSF members. Special guest Louise Biti, Director of Aged Care Steps and a seasoned expert with over 25 years in the industry, shares her invaluable insights and strategies to address these pressing challenges.(00:30) Understanding Elder Abuse in SMSFs(01:01) Meet Louise Biti: Aged Care Expert(03:32) Personal Insights on Retirement Planning(04:47) Challenges of Navigating Aged Care for Parents(06:42) The Role of Advisors in Aged Care Planning(11:59) Red Flags and Cognitive Aging(17:14) Elder Abuse in SMSFs: Risks and Realities(23:31) Inheritance Impatience: A Form of Elder Abuse(25:47) Supported vs. Substituted Decision Making(26:46) Role of Enduring Power of Attorney(27:24) Handling Subjective Decisions(28:36) Supporting Decision Making(29:24) Dealing with Elder Abuse(31:04) Understanding EPOAs(33:16) Appointing an EPOA(36:31) Joint EPOAs: Pros and Cons(38:24) New Aged Care Act and Financial Implications(42:31) Importance of Professional Advice(44:35) Real-Life Elder Care Scenarios  Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

SMSFs are like Fernet-Branca or Wes Anderson films: many people tune out when you bring them up, but those who like them are obsessed.SMSF – or self-managed super funds – sound complicated… and they are. They also seem like they pose more risk than typical super funds… and they do. But for those who can master their requirements, SMSFs can provide a range of unique investing opportunities.In this Get Rich Slow Club session, Tash and Ana discuss how SMSFs work, and their potential pros and cons. They also explore some key questions to ask yourself before setting one up.Get ready, ‘cause it's SMSFin' time!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

With auditing season in full swing and the ATO increasing its scrutiny of the sector, this week's SMSF Adviser podcast focuses on the challenges auditors may face regarding compliance. Hosts Keith Ford and Aaron Dunn are joined by legal specialist Bryce Figot from DBA Lawyers, one of the sector's leading experts in the intricacies of SMSF auditing, to discuss what's involved in managing the myriad regulatory obligations SMSF auditors now face. Figot touches on, among other things, the Tax Office's renewed focus on auditor compliance for 2025 – especially in maintaining professional standards and quality control. He also reflects on the importance of auditors as gatekeepers in the industry with responsibility for ensuring the integrity of over a trillion dollars in SMSF assets. The podcast also delves into: The ATO's scrutiny of ‘volume auditors'. The importance of professional indemnity insurance for SMSF auditors. Pricing matters and what auditors should be charging per audit. The rigours and importance of documentation. The evolving landscape of the SMSF auditing industry with a shrinking number of auditors and an increasing number of SMSFs.

In this episode, Dan and Tim chat about the ins and outs of self-managed super funds (SMSFs). We break down the key things to know about managing your own super. Covering the benefits and risks of SMSFs, including tax perks, setting one up, and the importance of staying compliant. We also touch on asset revaluation, borrowing within SMSFs, and the dangers of poor management. Coming soon Two Drunk University!

For some investors a Self Managed Super Fund is their only entry point to the property market: But does it make sense? Stuart Wemyss of ProSolution Private Clients joins wealth editor James Kirby in this episode. In today's show, we cover The pros and cons of holding property in a SMSF The compromise: Co-investing with your own fund Property 'pre-nups' - the Bank of Mum and Dad loan agreements Splitting loans to optimise property returns See omnystudio.com/listener for privacy information.

What’s Your Biggest Finance Challenge Right Now? Trying to figure out how to finance your next property? Unsure whether to refinance now or wait for interest rates to drop? Curious about trusts and SMSFs, or just feeling stuck? We know you’ve got questions — and we’ve got answers. In this special Finance Q&A episode of The Investor Lab, we tackle YOUR burning property finance questions, live and unfiltered. Whether you’re new to investing or scaling a portfolio, this is your chance to get tailored advice from one of the most savvy and strategic mortgage brokers around right now — Callum Rhodes, Head of Dashdot Finance. Here's what we cover: * Interest Rates & Market Outlook* Impact of Rate Cuts on Borrowing Capacity* Fixed vs Variable Rates* Interest-Only Loans & Debt Structuring* Offset Accounts vs Redraw Facilities* Debt Recycling Strategy & Paying Down a PPOR* Investing Through Trusts* Investing Through SMSFs (Self-Managed Super Funds)* Non-Bank Lenders & Alternative Financing LINKS: * Dashdot Finance — http://hey.dashdotfinance.com.au/discoverycall* Dashdot Property — https://bit.ly/3E0wKGa* Book: 'The Debt Millionaire' by George Antone — https://www.amazon.com/Debt-Millionaire-people-never-wealth-ebook/dp/B01FTY5YSE Got a question? We're all ears! https://bit.ly/tilqs -- Want Dashdot's help to invest in 2025? Our team can help — book in a quick chat here and we’ll point you in the right direction: https://bit.ly/3E0wKGa Need finance guidance? Chat with Callum: http://hey.dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: * https://youtu.be/q-ax_rnISFQ * https://youtu.be/pVz1Ns2V_cw * https://youtu.be/D_vC4kD5ckM * https://youtu.be/WlmKKv458k4 – Connect: https://www.dashdot.com.au https://youtube.com/@theinvestorlab https://instagram.com/dashdotproperty https://instagram.com/goosemcgrath https://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

In the first Q&A for 2025, hosts Sammy Gordon and Jimmy Ibrahim tackle a diverse range of listener questions, offering practical insights and strategies for property investors at all stages. They explore how to build a cash-flow-neutral portfolio before embarking on extended travel, the impact of unused pre-approvals on credit scores, and how buyer's agent fees work within SMSFs.   The duo also weighs the potential of an $800k investment across shares and property, discusses setting realistic passive income goals, and addresses when to sell underperforming properties. Plus, they dive into personal topics like career transitions, equity strategies, Sammy's retirement plans, and even his diet! Whether you're a seasoned investor or just starting, this episode is packed with actionable advice and plenty of laughs. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au. If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:00) Welcome (3:27) Q1: Building cash-flow neutral portfolio before travelling (10:09) Q2: Does unused pre-approvals effect your credit score? (11:09) Q3: How do BA fees work in SMSF? (13:44) Q4: Shares vs Property Investment: what can liquidating a $800k share portfolio achieve in property? (19:06) Q5: How do you set a passive income goal? (20:50) Q6: When should you sell a dud property? (23:42) Q7: Career change before or after building property portfolio (29:44) Q8: When should you pull equity from a new purchase? (32:51) Q9: When will Sammy retire? (35:46) Q10: Sammy's diet

With trust lending to undergo increased scrutiny in 2025, Phil Tarrant and Finni Mortgages' Eva Loisance discuss how investors can navigate borrowing complexity with accurate and timely financial expertise. In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Finni Mortgage's Eva Loisance to unpack how the mortgage and property markets are set to change in 2025. Eva and Phil begin the podcast by looking into how the market has seen an increase in trust lending over 2024, which has helped investors acquire positively geared properties. Though Eva projects that 2025 will see more scrutiny around trust-based lending, with new hurdles for borrowers. Eva and Phil then recommend that investors partner with accounting practices that truly understand real estate and property investment, those that can clearly articulate the benefits and challenges of a trust structure. They wrap up the podcast discussing the popularisation of using SMSFs as an investment vehicle, and how banks are developing new and competitive products for the SMSF market.  If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

US President-elect Donald Trump has detailed some tariff policies, so SBS Finance Editor Ricardo Gonçalves speaks with Karen Jorritsma from RBC Capital Markets to find out what investors think about it, plus a look a SMSFs with Pivot Wealth Financial Adviser Ben Nash.

While more and more Australians are jumping onto the SMSF train to boost their property portfolio, many remain reluctant to make the switch. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial explore the ins and outs of SMSF, as well as its role in property investment and financial freedom. Supported by the research paper, titled The Evolution of SMSF Property Investing, the duo examine the changing landscape of SMSF in Australia when it comes to property investing, superannuation contributions, and the impact of SMSFs on retirement planning. The co-hosts also discuss the rising enthusiasm for SMSF – which appears to give more flexibility, autonomy and greater borrowing capacity for investors – its limitations, including why some people are still reluctant to switch their super funds, and the importance of building a trusted financial team. They then unpack the differences between residential and commercial property investments within an SMSF, and how your next property should be aligned with your long-term goals.

In this episode of The Smart Property Investment Show, co-hosts Liam Garman and Emilie Lauer sit down with Olivia Long, the founder and CEO of SMSFAI, to discuss how investors can leverage their super fund to build their portfolios.  Through Olivia's investment journey, which started early on, the trio unpack the use of SMSF to build one's property portfolio, including the challenges and limitations associated with it. Olivia shares tips on how investors can use SMSFs as a vehicle for property investment, including the mistakes to avoid. While providing a snapshot of the key rules and considerations of SMSF, she emphasises the importance of adhering to compliance requirements. The trio also discuss the future of SMSF with the use of AI, and how women are the investors of tomorrow. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Financial advice changes look difficult to get through parliament; the ASX hits another record high; RBA considers hikes in latest meeting minutes; cost of living data shows age an indicator of spending; the growing trend of property in SMSFs; the growing business of Australian gin; and Evan Lucas joins us for the Market Wrap.   Host: Scott Haywood Executive Producer: Tom Storey Technical Producer: Liam Achurch Publisher: Nine RadioSee omnystudio.com/listener for privacy information.

This week we discuss how you borrow to purchase a property and some of the unique rules for SMSFs! We also invite anyone who wants to win an election to come on the podcast! 

Is putting property into your SMSF a good idea, or could it be too risky? SMSF advisor Liam Shorte from Sonas Wealth joins us today to explore this hot topic, giving practical insights on the benefits of more control, tax advantages, and the hidden costs and risks that SMSF investors often miss. We explore the appeal of property investment within an SMSF for those aiming to diversify their retirement strategies, with Liam highlighting both the potential benefits and risks involved. While property can offer control and growth, Liam has seen many investors fall prey to unqualified advice and costly mistakes. The key, he says, is understanding the rules and avoiding schemes marketed as “one-stop-shops”—these setups often come with high risks and may not align with an investor's long-term goals. We also emphasise the importance of maintaining balance within an SMSF portfolio, ensuring that there's adequate liquidity to support flexibility as life stages and retirement plans evolve. Compliance is another major factor, as SMSFs face strict ATO oversight. From penalties to complex reporting, there's no margin for error, and Liam illustrates this with examples from clients who have successfully coursed through these requirements by investing thoughtfully, like buying commercial property to lease back to a family business. Throughout the episode, Liam shares insights on managing SMSF property investment with smart, tailored strategies. His practical advice provides a framework for building an SMSF that fits your financial goals without overloading on risks or overlooking critical tax and compliance obligations. Episode Highlights: 00:00 - Introduction 01:02 - Who is Liam Shorte? 01:49 - What is a fellow SMSF specialist advisor? 02:43 - What is an SMSF? 04:52 - Biggest risks in handling SMSF funds for different retirement stages 06:14 - How to manage trustee disagreements in SMSF strategy setting 08:33 - Has competition shifted SMSF drivers from fee savings to investment options? 12:24 - Key compliance and cost factors to think about when starting an SMSF 16:11 - Are people finally realising the full potential of super contributions? 19:31 - The implications of investing in property through super for younger investors 24:04 - Is an SMSF right for you? Who should consider it? 27:24 - Are women better investors than men? 33:21 - The dangers of focusing solely on residential property in an SMSF 35:36 - Mitigating the risks of having an unbalanced SMSF portfolio heavily focused on property 42:11 - Common mistakes investors make with residential property in their super 51:36 - Liam Shorte's property dumbo About Our Guest: Liam Shorte, a Fellow SMSF Specialist Advisor™ and Financial Planner with Sonas Wealth, brings 30 years of experience across Australia, Ireland, the UK, and the Middle East. Liam specialises in superannuation, retirement, estate planning, investment, and tax strategies, with a strong focus on Self-Managed Super Funds and Family Trusts. His blog, The SMSF Coach, demystifies industry jargon for SMSF trustees. He advises clients across NSW, QLD, and Victoria, and has earned accolades, including SMSF Adviser of the Year (2021) and a place in Barron's Top 50 Financial Advisers in Australia. Liam holds a Bachelor of Business, Advanced Diploma in Financial Services, and multiple industry certifications, and in 2024, was appointed to ASIC's Financial Advisers Consultative Panel. Connect with Liam Shorte: LinkedIn https://au.linkedin.com/in/liamshorte Website https://smsfcoach.com.au/ Instagram https://www.instagram.com/smsfcoach/ Sonas Wealth Website https://www.sonaswealth.com.au/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.flintgroup.au Work with Chris: chrisbates@flintgroup.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

Is equity the most underused wealth-building tool? Owen Rask believes it is—and we're missing out by not tapping into it. In this episode, we sit down with Owen from the Rask Group to explore how equity, particularly in property, can be a game-changer for growing your wealth. From property investment to ETFs and self-managed super funds (SMSFs), Owen breaks down how leveraging equity can open up opportunities you may not have considered. We also get into financial literacy in Australia, and Owen has some sharp insights. While more people are paying attention to their finances, many are still making risky decisions due to a lack of understanding. Owen highlights the importance of asking the right questions and getting proper advice to avoid costly mistakes. Curious about SMSFs? Owen unpacks the risks and rewards of SMSF property investing and explains why it's crucial to diversify. He also shares why you need to be cautious about SMSF lending schemes and one-stop-shop setups that might not always have your best interests at heart. As we look ahead, Owen talks about how AI could reshape financial advice and offers practical tips on how to protect yourself from scams in an increasingly digital world. This episode is packed with actionable insights that can help you take control of your financial future. Don't miss it! Episode Highlights: 00:00 - Introduction 00:59 - Who is Owen Rask? 01:53 - Owen Rask's take on the financial literacy in Australia 05:28 - Should you consider purchasing property through a self-managed super fund? 12:50 - What people need to think about before setting up an SMSF 16:03 - Where to go for guidance on managing your super effectively? 27:12 - Fractional property investment and what Owen thinks about it 34:13 - Is the perceived safety of ETFs being undermined by riskier funds? 37:21 - Is AI going to make it easier to get holistic and cost-effective advice? 50:40 - How to protect yourself from scams in an increasingly digital & tech-reliant environment 55:48 - Owen Rask's property dumbo About Our Guest: Owen Rask is The Rask Group's Founder, and Chief Investment Officer of Rask Invest. He also co-founded and is a Partner at Inflection, the business accelerator. Owen holds Masters Degrees in Financial Planning and in Applied Finance, and a Bachelor's Degree of Technology. Owen co-hosts podcasts and live shows with over 200,000 unique monthly listeners. Rask has now enrolled 30,000 Aussies into free online finance courses, on a pathway to 100,000 before 2027. Connect with Owen Rask: Website https://www.rask.com.au/ Resources mentioned in this episode: The Wolf of Wall Street: Money Lessons & Financial Scams to Avoid https://bit.ly/3Bbdlkd Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.flintgroup.au Work with Chris: chrisbates@flintgroup.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

In this week's Talking Wealth podcast, Dale discusses the powerful and well-known income strategy of covered calls, as well as the pitfalls of this approach. There is no doubt that writing covered calls is a great way to dramatically increase income if you use the right strategy, especially for those with SMSFs and or are retired with a sizable stock portfolio.

Investors who “keep their accountants in the loop” are better placed to make the most of their property portfolio. On this episode of The Smart Property Investment show, host Phil Tarrant is joined by Investor Partner Group's founder and managing director Moxin Reza and tax director Sohail Merchant to chat through the value an accountant can provide at any stage of the investment process. The trio highlight how investors can best utilise the services of an accountant to optimise their investment strategy, and the importance of keeping one's accountant informed every step of the way when making decisions. Moxin and Sohail also detail the dangers of buying negatively geared properties to minimise tax, and unpack how buyers can benefit by investing through properly setup trusts and SMSFs.

Are SMSFs worth the trouble? How much should you have in funds to get started?  There are now more than 600,000 SMSFs in the local market: If you don't have a fund, it's time to think about it (and if you do have a fund: It might also be time to consider whether it is still the best tax structure for your situation). In today's show we cover:  Are Self Managed Super Funds worth the trouble? What is the ideal age to begin a new fund? The latest patterns in SMSF activity from the ATO Dealing with the new super tax  Julie Dolan, head of SMSF and estate planning at KPMG joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.