Podcasts about key changes

Episode Summary: In this episode, we unpack one of the biggest shifts in digital marketing — the death of traditional social media as we knew it and the rise of interest media. If your Caribbean business is still chasing followers, relying on pretty posts, or running ads that don't convert, this conversation is a wake-up call. We explore what's changed, why the old playbook no longer works, and what you need to do to stay relevant and profitable in today's attention economy. Core Topics Covered: The Death of Follower-Based Strategy Why follower counts no longer guarantee reach or results — and what metrics actually matter in 2025. The Rise of Interest Media How algorithms now prioritize content based on user interests and what that means for your marketing approach. How Caribbean Brands Must Evolve The seven key shifts businesses in the region need to understand to survive and thrive on today's platforms. To learn more about building your digital presence and monetizing your platform, visit KeronRose.com Stay up to date on all podcast episodes at Digipreneur.FM

Geraldine Carter joined me on Ditching Hourly to give us a behind-the-scenes recap of what went into her pivot from selling one-time $9,500 mastermind programs to selling a $995/mo ongoing subscription model.(00:00) - Introduction and Guest Welcome (00:34) - Defining 'Melting the Pyramid' (04:38) - Transitioning Business Models (08:54) - Challenges and Key Changes (14:00) - New Program Structure and Benefits (24:41) - Launch Phase and Simplification (27:52) - Navigating the Launch Transition (28:36) - Managing High-Touch Programs (29:33) - Prioritizing VIP Clients (31:10) - Finalizing the Launch (33:06) - Subscription Model Insights (34:50) - Building the Community (37:50) - Efficiency and Scalability (42:46) - Handling Uncertainty and Risk (50:04) - Adapting to Subscription Growth (52:54) - Conclusion and Takeaways Geraline's BioGeraldine Carter helps overworked CPAs create the accounting firm and the life they have always wanted.Geraldine's LinksThe website » https://geraldinecarter.com/The podcast » https://www.businessstrategyforcpas.com/The book » https://geraldinecarter.com/bookThe community » https://geraldinecarter.com/peak-freedom ----Before you go!The next time someone asks you for your hourly rate, I want you to stop what you're doing and head on over to valuepricingbootcamp.com to sign up for my free value pricing email course.Hope to see you there!

Fire up the Key Change time machine! We're charting our course for the collaborative partnership between Santa Fe Opera and the University of New Mexico (UNM).  Never experienced time-machine travel before? No problem! Key Change co-hosts Olga Perez Flora and Anna Garcia are experienced pilots. They introduce us to students participating in the Young Voices residency and steer our audience through an exciting day of master classes and workshops on the UNM campus. And don't worry if you're new to this bold, creative initiative. Olga and Anna provide episode recommendations to help you navigate the journey.  “It's such a wonderful opportunity,” says Jamie Flora, esteemed tenor and professor at UNM, of the university's collaboration with Santa Fe Opera. The dynamic program includes master classes on technique, audition logistics, performance critique, and resumé building, all designed to bridge the academic and professional opera worlds.  “We're planting seeds in their minds that this is possible!” explains Kristin Ditlow, Associate Professor of Vocal Coaching at UNM and Music Director of its Opera Theater. “We have pathways and relationships that get you from school to being a working singer.” Quiara Cortez followed one of those pathways to UNM, where she is now studying. She credits the collaboration with Santa Fe Opera for nurturing her artistic development. “Being able to talk with the best of the best and seeing what our next steps as people who are already in college might be. And having something big and professional to look forward to is wonderful.” KEY CHANGE RECOMMENDED PLAYLIST Where Talent Meets Opportunity: Career Trajectories in Opera with Kristin Ditlow & Jamie Flora What's Opera to a Bunch of High School Students? Young Voices, “The New Crop” Taking Care of the Art with Chandler Johnson, Director of the Santa Fe Opera Apprentice Program for Singers Rise to the Occasion of Your Opera Career with Chandler Johnson, Director of the Santa Fe Opera Apprentice Program for Singers Safe Space for Creative Risks with Community Engagement and Education Hometown to the World: Discovering "Postville" with Laura Kaminsky and Kimberly Reed Making Learning Sticky: Creative Compassion for Kids & Educators Through Opera with Charles Gamble Harmony in Process: The Young Voices of the Santa Fe Opera with Amy "Process" Owens An Opportunity to Encounter Excellence (and Big News!) FEATURED IN THIS EPISODE Kristin Ditlow - Associate Professor of Vocal Coaching, University of New Mexico; Music Director, University of New Mexico Opera Theater James Flora - Lecturer II in Voice and Opera, University of New Mexico Opera Theater Michael Hix - Chair, Department of Music University of New Mexico; Professor of Voice, University of New Mexico Andrea Klunder - Producer, Key Change Podcast Amy Owens - Director of the Young Voices of Santa Fe Opera Santa Fe Opera Young Voices participants – Rylee Baca, Elsa Dhonau-Egan, Landen Kessler, Eleanor Lucas, Ava Mitchie, Alexander Nicholas Neas University Of New Mexico participants - Maria Bollinger, Quiara Cortez, Alexandra King, Ryan Lopez, Taylor Stanley MENTIONED IN THIS EPISODE La Traviata | Santa Fe Opera Hometown to the World | Santa Fe Opera Eugene Onegin | Santa Fe Opera University Of New Mexico - Department Of Music Apprentice Program for Singers | Santa Fe Opera Opera Storytellers Summer Camp | Santa Fe Opera Opera Makes Sense | Santa Fe Opera The Philadelphia Orchestra The Inner Voice: The Making Of A Singer Classical Singer Music Awards Paula Corbin Swallin *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Share your favorite opera moments and questions with Community Engagement: agarcia@santafeopera.org Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange  

Shay Byrne, presenter of Rising Time on RTÉ Radio 1

What have our favorite high school aged singers been up to? Hear from the Young Voices of the Santa Fe Opera themselves on the next episode of Key Change... coming soon! *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Share your favorite opera moments and questions with Community Engagement: agarcia@santafeopera.org Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange. 

Jeremiah and Natalie discuss Natalie's journey of growing lats and quads. They share insights on how to effectively train these muscle groups, the significance of volume and frequency, and Natalie's training evolution.00:00 Introduction to Training Goals05:02 Training Evolution and Timeline10:07 Key Changes in Lat Training14:56 Personal Training Routine and Insights20:06 Overcoming Challenges and Learning from Injuries25:16 Understanding Lat Training and Its Importance34:25 The Nuances of Quad Training51:25 The Importance of Movement Quality in TrainingTo Apply For Coaching With Our Team: CLICK HERE

What happens when a voice emerges? What happens when one is lost? Is something gained? A couple months ago, Lulu guest edited an issue of the nature magazine Orion. She called the issue “Queer Planet: A Celebration of Biodiversity,” and it was a wide-ranging celebration of queerness in nature. It featured work by amazing writers like Ocean Vuong, Kristen Arnett, Carmen Maria Machado and adrienne maree brown, among many others. But one piece in particular struck Lulu as something that was really meant to be made into audio, an essay called “Key Changes,” by the writer Sabrina Imbler. If their name sounds familiar, it might be because they've been on the show before. In this episode, we bring you Sabrina's essay – which takes us from the beginning of time, to a field of crickets, to a karaoke bar – read by the phenomenal actor Becca Blackwell, and scored by our director of sound design Dylan Keefe. Stay to the end for a special surprise … from Amy Ray of the Indigo Girls!Special thanks to Jay Gallagher from UC Davis.EPISODE CREDITS: Reported by - Sabrina ImblerProduced by - Annie McEwen and Pat Walterswith help from - Maria Paz GutiérrezOriginal music from - Dylan KeefeFact-checking by - Kim Schmidtand Edited by  - Tajja Isen and Pat WaltersEPISODE CITATIONS:Articles - Check out Queer Planet: A Celebration of Biodiversity, Orion Magazine (Spring 2025)Read Sabrina Imbler's original essay, “Key Changes,” Orion Magazine (Spring 2025)Read Lulu Miller's mini-essay, “Astonishing Immobility,” Orion Magazine (Spring 2025)Check out Sabrina Imbler's Defector column Creaturefector all about animalsAudio - Listen to Amy Ray's song “Chuck Will's Widow” from her solo album If It All Goes SouthBooks - How Far the Light Reaches: A Life in Ten Sea Creatures, by Sabrina ImblerSignup for our newsletter!! It includes short essays, recommendations, and details about other ways to interact with the show. Sign up (https://radiolab.org/newsletter)!Radiolab is supported by listeners like you. Support Radiolab by becoming a member of The Lab (https://members.radiolab.org/) today.Follow our show on Instagram, Twitter and Facebook @radiolab, and share your thoughts with us by emailing radiolab@wnyc.org.Leadership support for Radiolab's science programming is provided by the Simons Foundation and the John Templeton Foundation. Foundational support for Radiolab was provided by the Alfred P. Sloan Foundation.

In this Podcast, Kunal Dalal, Managing Director, JBCN Education, talks about how schools are adapting to the evolving times. He elaborates on how the learning environment at JBCN helps encourage their young learners to think and adapt. And also how IB curriculum has changed over the past decades to help raise our children with higher intelligence quotient as well as emotional quotient. Tune In NowSupport the show

The Five Key Changes in Karen Read's Story the Morning John Died What made Karen Read ask “Did I hit him?” before anyone even knew John O'Keefe was dead—or that his body was in the snow? That single moment in court, as Jennifer McCabe described the scream-filled phone calls and Karen's early-morning panic, could be a window into psychological chaos… or calculated guilt. In this episode, psychotherapist and author Shavaun Scott unpacks the mental state of someone who may have been blackout—or brownout—drunk, unsure of what actually happened but haunted by the possibility of something horrific. Was Karen Read's behavior that of a guilty mind, or a mind unraveling under the weight of trauma, fear, and confusion? And how does alcohol-induced memory impairment affect our ability to piece together truth in a high-stakes legal case? Dive into the emotional courtroom testimony, the shifting stories, and the unsettling question: was this panic… or projection? #KarenRead #JohnOKeefe #KarenReadTrial #ShavaunScott #TrueCrimePsychology #DidIHitHim #JenniferMcCabeTestimony #KarenReadCase #CourtroomBreakdown #MemoryImpairment Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

The Five Key Changes in Karen Read's Story the Morning John Died What made Karen Read ask “Did I hit him?” before anyone even knew John O'Keefe was dead—or that his body was in the snow? That single moment in court, as Jennifer McCabe described the scream-filled phone calls and Karen's early-morning panic, could be a window into psychological chaos… or calculated guilt. In this episode, psychotherapist and author Shavaun Scott unpacks the mental state of someone who may have been blackout—or brownout—drunk, unsure of what actually happened but haunted by the possibility of something horrific. Was Karen Read's behavior that of a guilty mind, or a mind unraveling under the weight of trauma, fear, and confusion? And how does alcohol-induced memory impairment affect our ability to piece together truth in a high-stakes legal case? Dive into the emotional courtroom testimony, the shifting stories, and the unsettling question: was this panic… or projection? #KarenRead #JohnOKeefe #KarenReadTrial #ShavaunScott #TrueCrimePsychology #DidIHitHim #JenniferMcCabeTestimony #KarenReadCase #CourtroomBreakdown #MemoryImpairment Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

The Five Key Changes in Karen Read's Story the Morning John Died What made Karen Read ask “Did I hit him?” before anyone even knew John O'Keefe was dead—or that his body was in the snow? That single moment in court, as Jennifer McCabe described the scream-filled phone calls and Karen's early-morning panic, could be a window into psychological chaos… or calculated guilt. In this episode, psychotherapist and author Shavaun Scott unpacks the mental state of someone who may have been blackout—or brownout—drunk, unsure of what actually happened but haunted by the possibility of something horrific. Was Karen Read's behavior that of a guilty mind, or a mind unraveling under the weight of trauma, fear, and confusion? And how does alcohol-induced memory impairment affect our ability to piece together truth in a high-stakes legal case? Dive into the emotional courtroom testimony, the shifting stories, and the unsettling question: was this panic… or projection? #KarenRead #JohnOKeefe #KarenReadTrial #ShavaunScott #TrueCrimePsychology #DidIHitHim #JenniferMcCabeTestimony #KarenReadCase #CourtroomBreakdown #MemoryImpairment Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872 

The Five Key Changes in Karen Read's Story the Morning John Died What made Karen Read ask “Did I hit him?” before anyone even knew John O'Keefe was dead—or that his body was in the snow? That single moment in court, as Jennifer McCabe described the scream-filled phone calls and Karen's early-morning panic, could be a window into psychological chaos… or calculated guilt. In this episode, psychotherapist and author Shavaun Scott unpacks the mental state of someone who may have been blackout—or brownout—drunk, unsure of what actually happened but haunted by the possibility of something horrific. Was Karen Read's behavior that of a guilty mind, or a mind unraveling under the weight of trauma, fear, and confusion? And how does alcohol-induced memory impairment affect our ability to piece together truth in a high-stakes legal case? Dive into the emotional courtroom testimony, the shifting stories, and the unsettling question: was this panic… or projection? #KarenRead #JohnOKeefe #KarenReadTrial #ShavaunScott #TrueCrimePsychology #DidIHitHim #JenniferMcCabeTestimony #KarenReadCase #CourtroomBreakdown #MemoryImpairment Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

In this episode, Amanda Bella dives into the details of Vanderpump Villa Season 2, discussing the changes in cast dynamics, the introduction of new characters, and the unfolding drama, particularly involving the Mormon wives. She reflects on the evolution of relationships, the impact of new cast members, and the overall direction of the show, while also sharing her personal insights and experiences with the series.TakeawaysThe premiere of Vanderpump Villa Season 2 on Hulu was highly anticipated.Amanda shares her personal experiences with binge-watching reality TV.The introduction of a soundboard aims to enhance the podcast experience.Lisa Vanderpump's management style is more aggressive this season.The dynamics between returning and new cast members create fresh drama.The Mormon wives' arrival introduces significant tension and intrigue.Toxic relationships are a recurring theme in the season's narrative.The cliffhanger ending sets the stage for future drama and revelations.Amanda expresses her mixed feelings about certain cast members, particularly Stassi.The podcast encourages listeners to engage with the show and share their thoughts.Chapters00:00 Introduction to Vanderpump Villa Season 210:04 Key Changes and New Dynamics in Season 220:13 Drama Unfolds: The Mormon Wives and Marciano30:29 Toxic Relationships and Cliffhangers36:18 Final Thoughts and Future Speculations37:55 bella outro video.mp4Support the showFollow me @BellaTalksTV

Coming up on the next episode of Key Change... the trajectory of an opera career from academia to the main stage with musicians & opera educators Jamie Flora and Kirstin Ditlow. *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Share your favorite opera moments and questions with Community Engagement: agarcia@santafeopera.org Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange.  

In this episode, we're breaking down the headlines and taking a deep dive into the data to uncover what's really happening in the UK property and rental market. This is your April HMO Property Market Update—covering everything from house prices and mortgage rates to changes in tenant behaviour, the rental market, and new regulations. We're covering it all in this episode.Whether you're a landlord, investor, or just keen to stay informed, this is your full market download to help you navigate the landscape with clarity and confidence.Topics covered in this episode:02:31 – In-Depth Look at House Prices10:05 – Rental Market Trends & Tenant Behaviour16:08 – Interest Rates & Mortgage Updates20:11 – Key Changes in Legislation & Licensing23:03 – Broader Economic Overview25:24 – Effects on the Student Housing Market-Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!Got any questions? Join The HMO Community on Facebook!Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don't know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

Please enjoy this interview with Howie Singer for his book "Key Changes: The Ten Times Technology Transformed the Music Industry".Learn more at Oxford University Press

Welcome Back Trade Professionals, to another Simply Trade News Round Up! Today's hot topic: De Minimis. On May 2nd, De Minimis will no longer apply to goods imported from china and hong kong. We've invited E-commerce Expert, Marianne Rowden to break down the complexities of what it means for customs, international trade, and YOU -- the consumer. Main Points/Takeaways: E-commerce and De Minimis Overview: - E-commerce represents the "democratization of global trade" - De minimis allows low-value shipments to enter countries with reduced customs processing - Historical threshold progression: $1 (1930s) → $5 → $200 → $800 (2016) Key Changes and Implications: - As of May 2, significant changes to de minimis rules are happening - China's low-cost shipments through de minimis will be significantly impacted - CBP currently processes 4 million de minimis shipments daily (up from 1 million in 2018) Standout Insights: - E-commerce flipped traditional trade model by allowing buyers to find sellers easily - Trade's biggest barrier is complexity of importing/exporting - COVID-19 dramatically accelerated e-commerce adoption Notable Quote: "E-commerce represented the democratization of global trade. It allowed small and medium sized companies to sell their products around the world." - Marianne Rowden Strategic Considerations: - Businesses need to understand evolving cross-border shipping regulations - Cost-benefit analysis of customs processing is needed - Postal and direct-to-consumer shipping channels are changing Potential Future Actions: - CBP likely to issue interim final rule in June/July - More scrutiny on international low-value shipments expected #Ecommerce #GlobalTrade #DeMinimis #TradePolicy #InternationalBusiness #CBP #OnlineShopping Connect with our Expert: Marianne Rowden LinkedIn: https://www.linkedin.com/in/marianne-rowden-43456110/  Website: https://www.emtc.org/  Other Articles/Sources Mentioned: Join EMTC's Open Forum on Tariffs In the midst of all this chaos, education is your best ally. Access Exclusive Resources Here ⏬ Recommended Resources: Check out these courses we offer here at GTC!

Jeremiah and Andrea discuss how the strategies Andrea's used to build her lower body so much recently after years of feeling like she was “doing everything right” but spinning her wheels.00:00 Introduction to Muscle Growth Journey02:57 Reverse Dieting and Training Adjustments06:07 Core Engagement and Abdominal Development08:59 Learning Through Personal Experience11:56 Dieting and Photo Shoot Preparation15:54 Challenges in Building Lower Body Muscle19:11 Understanding Limb Length and Muscle Development21:02 Progress in Lower Body Training23:21 Key Changes in Training and Nutrition25:19 Shifting Perspectives on Training Intensity27:50 Tailoring Training Approaches for Clients30:34 Navigating Caloric Surplus and Fat Gain32:21 The Importance of Mindset in Building Phases38:16 Common Mistakes in Lower Body TrainingTo Apply For Coaching With Our Team: CLICK HERETo ask us a question for the next Q+A episode: CLICK HERE Read Our Free Blogs: CLICK HERE

Welcome to a special milestone episode of Retire with Ryan! In this 250th episode, we're digging into one of the most frequently asked topics by listeners: Social Security. I answer four real-life listener questions about Social Security benefits - covering issues such as survivor benefits after divorce, spousal and ex-spousal benefit eligibility, changes to the Windfall Elimination Provision and Government Pension Offset, and rules for collecting benefits based on a former spouse's record.  I'm breaking down complex Social Security rules in an easy-to-understand way and sharing practical advice for retirees and those planning their dream retirement.  You'll want to hear this episode if you're interested in... [0:00] Access your free copy of my e-book Fiduciary at www.retirewithryan.com  [5:34] Divorced spouses have options for Social Security benefits based on age, remarriage status, and whether claiming their own or an ex-spouse's benefits [6:58] Earnings above $23,400 (ages 62 to full retirement) reduce Social Security benefits by $1 for every $2 over the limit. After reaching full retirement age, the reduction is $1 for every $3 over $62,160.  [10:07] If your ex-spouse dies before you file, you can use a restricted application, but ex-spousal benefits don't earn delayed credits. Wait until age 70 for a higher personal benefit. [14:38] The ten-year requirement for an ex-surviving spouse currently still stands unless  [15:54] If you have recently divorced and your spouse hasn't claimed benefits, then you have to wait two years until you can begin collecting benefits from your ex-spouse Navigating Social Security: Answers to the Most Common Questions for Retirees and Divorced Spouses Survivor Benefits for Divorced Spouses A question from Andrea regarding her mother's eligibility for survivor benefits after her father and his second wife passed away highlights the intricacies many face. The Social Security Administration (SSA) does provide certain protections for divorced spouses, but eligibility hinges on specific criteria: Marriage Duration: To claim an ex-spousal survivor benefit, the marriage must have lasted at least 10 years. Remarriage Restrictions: If remarriage occurs after the age of 60 (or 50 if the survivor is disabled), the survivor can still claim benefits from the former spouse. Earlier remarriage generally directs benefits to the new spouse. Age Requirements: Survivors can claim benefits as early as age 60 (or 50 if disabled), but waiting until reaching “full retirement age” (typically 67) means collecting the full survivor benefit (100% of the deceased's benefit). Early claims result in reduced monthly amounts. Earnings Limits: If a recipient claims before full retirement age and continues working, their benefits may be reduced if their income exceeds the annual limit ($23,400 in 2025). Survivor benefits application can't be completed online, applicants must call or visit their local SSA office. Myths, Realities, and the Restricted Application of Ex-Spousal Benefits Stephanie, a divorced listener, asked if she could claim a spousal benefit and later switch to her own higher benefit. This is a common idea, but it is rarely permitted in practice today. No “Restricted Application” Unless Widowed: Generally, ex-spouses can only claim the higher of their benefit or up to 50% of their ex-spouse's benefit if the ex is alive. The “restricted application” (where you claim one benefit first and then switch later) is only available to widows or widowers, not to those whose ex-spouses are still living. Delaying for More: Your benefits do grow (8% per year between full retirement age and 70). However, survivor and spousal benefits don't accrue these “delayed retirement credits”; there's no advantage to waiting past full retirement age to claim them. Earnings Matter: Like survivor benefits, earnings above the income limits before full retirement age can result in reductions. The Social Security Fairness Act and New Opportunities Recent legislative updates, like the Social Security Fairness Act, have had a profound impact, especially for those affected by the Windfall Elimination Provision (WEP) or Government Pension Offset (GPO). Retirees such as teachers, firefighters, and some government workers previously saw reductions in their Social Security due to pensions received from non-Social Security-taxed jobs.  The Key Change is that WEP/GPO was repealed, and anyone affected can now claim full Social Security benefits. Most should already see retroactive and increased monthly payments. If you've not yet applied, check if you now qualify, the hurdles may have vanished! When Can You Claim on an Ex-Spouse's Record? Donna's inquiry emphasizes a lesser-known rule: If the divorce is recent and the ex-spouse hasn't claimed benefits, one must wait two years to claim on the ex's record unless the ex starts claiming earlier. For divorces older than two years, you can generally proceed without waiting. Those under full retirement age must ensure their income doesn't result in reduced payments. Social Security remains complex, especially during life events such as divorce, remarriage, death, or career changes. The rules can and do change, and representatives aren't infallible. If you suspect your situation is unique or you've been misinformed, it pays to contact the SSA or consult a trusted financial advisor. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  How the Social Security Fairness Act Could Positively Impact Your Retirement, #236  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

We love an encore! And this one's got it all: audition trends, futurecasting, and pragmatic advice for young opera talent. Key Change co-hosts Anna Garcia and Olga Perez Flora also serve up plenty of musical memories, behind-the-scenes intel, and a little love for the Santa Fe Opera as a venue as they continue their visit with Chandler Johnson. When we last met Chandler, he had introduced us to career paths less traveled. "There's more to this business than just singing,” he continues. Chandler knows this truth better than most. After discovering opera in his early teens, he pivoted from singing to arts administration. Chandler credits his years spent auditioning and performing for exposing him to career opportunities beyond the stage.  “Singing was my path to get to this place,” he confides, before launching into an impressive list of creative, collaborative opportunities within the opera ecosystem. "You can go into development, marketing and PR, media and AV. You can go into costuming and set design," he says, adding, "Having the experience of being a singer informs where you pivot in your life and in this art form." As for the art form in question, Chandler is not one to tinker with what works. "I wouldn't change anything about opera. I truly love the glitz, the glamor, the opulence, the stories, the chaos. I love it all!" he muses before offering one final piece of advice. "We just have to keep doing good art––keep doing good opera!––and the people will come."  KEY CHANGE RECOMMENDED PLAYLIST Taking Care of the Art with Chandler Johnson What's Opera to a Bunch of High School Students? Young Voices, “The New Crop” Harmony in Process: The Young Voices of the Santa Fe Opera with Amy "Process" Owens FEATURED IN THIS EPISODE Chandler Johnson, Director, Apprentice Program For Singers | Santa Fe Opera MENTIONED IN THIS EPISODE Apprentice Program For Singers | Santa Fe Opera Preview Dinners | Santa Fe Opera University Of New Mexico Opera Theatre | UNM Music Department Cincinnati Opera The Maryland State Boychoir Atlanta Public Schools Choir The Baltimore County Honor Choir Leontyne Price  Messa di requiem | Giuseppe Verdi The Defiant Requiem Foundation Fach System Rigoletto Lohengrin Verdi's Macbeth  Berlin State Opera Bavarian State Opera *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Share your favorite opera moments and questions with Community Engagement: agarcia@santafeopera.org Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange.

My guest today is my friend Samin Nosrat, the author of the bestselling, award-winning cookbook Salt Fat Acid Heat, and the host and executive producer of the hit Netflix show that's based on it. Her second cookbook comes out this fall, and it's called Good Things: Recipes and Rituals to Share With People You Love. Back in March 2020, Samin and I started a podcast together called Home Cooking, where we answered people's anxious questions about cooking in the time of the pandemic and lockdown. And we're bringing that podcast back later this year. Samin is one of my closest friends. We've been there for each other for all of the most important moments of our lives over the years that we've known each other. But with a total lack of consideration to our friendship, it turns out Samin's had important moments in her life from before we met. But we're going to make up for lost time, and she's going to talk to me about one of them today.For more, visit songexploder.net/keychange.You can listen to "Untouchable Face" by Ani DiFranco here. 

Pop quiz: Name an opera training initiative that creates space for self-discovery, serious fun, and a bit of Broadway adoration. Spoiler alert: there's only one answer. On this episode of Key Change, co-hosts Anna Garcia and Olga Perez Flora get to know Chandler Johnson, Director of Santa Fe Opera's Apprentice Program for Singers, and uncover what early-career singers selected for this internationally acclaimed program can expect from their 13 weeks in the desert.  “It's a pressure cooker!” exclaims Chandler of the four-month-long apprenticeship, initially developed by John Crosby, founder of the Santa Fe Opera. How prestigious is the program, you might ask? We did the math. Out of a thousand applicants, less than 5% have a chance of making it in. That's 36-46 participants annually. And once those folks are accepted? They're met with a 360º view of the industry including an intense rehearsal regime, mainstage experience, individual scene recitals, donor events, and off-campus performances. Chandler's circuitous route to Apprentice Program director includes five different administrative titles at Santa Fe Opera alone, proving that the stage isn't the only avenue to an illustrious career (although he's got some amazing performance credits to his name). “I still sing for fun,” he says. “My roots were church music, musical theater, R & B, that kind of stuff. And, I'm always singing along to my favorite pop girlies.”  Now, he's happy to guide the next generation of talent, offering honest assessment and encouragement in equal measure. “I've had some singers come back and be, like, that one thing you said to me, that really changed the trajectory.” KEY CHANGE RECOMMENDED PLAYLIST Season 2, Episode 8: Gender is Not Genre: Women in Opera - featuring Susanne Sheston, Santa Fe Opera Chorus Master FEATURED IN THIS EPISODE Chandler Johnson, Director, Apprentice Program For Singers | Santa Fe Opera MENTIONED IN THIS EPISODE Apprentice Program For Singers | Santa Fe Opera Apprentice Program For Technicians | Santa Fe Opera Young Artists Program | Chautauqua Opera The Glimmerglass Festival Opera Santa Barbara Jessica Vosk Kathryn Henry Lina González-Granados | LA Opera Duke Kim *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Share your favorite opera moments and questions with Community Engagement: agarcia@santafeopera.org Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange.    

To mark our 50th episode, we're bringing you something special: Five movement leaders talking about some of the biggest developments for animals in the past two years as well as what advocates should focus on next for the next two years. Highlighting advancements in policy, corporate campaigns, alternative proteins, and investment in overlooked species, this is an information-packed episode so don't miss out! Our guests:David Coman-Hidy from The Navigation FundCarolina Galvani from Sinergia AnimalAlex Holst from The Good Food Institute EuropeCarley Betts from The Open Wing AllianceKarolina Sarek from the Effective Altruism Animal Welfare FundPlease give the podcast a positive review on your podcast provider of choice. You can also find us on YouTube if you want to see these podcasts in beautiful color and video.If you enjoy the show, please leave a rating and review us - we would really appreciate it! Likewise, feel free to share it with anyone who you think might enjoy it. You can send us feedback and guest recommendations via Twitter or email us at hello@howilearnedtoloveshrimp.com. Enjoy!

At one point I cried to my doctor because I was just so frustrated…. I thought I needed to eat less, be stricter, exercise harder but none of it was working. In fact, I found myself gaining weight, looking puffier, and feeling more exhausted the harder I tried. Does this sound familiar? "You're just being lazy. It's all in your head" is what I kept telling myself and that only made things worse mentally. It wasn't until I dug deeper into my hormone health and found the root cause I was able to start truly healing and getting back to myself. In this episode, I'm going to explain the four key changes that I implemented that made all the difference for me. We will cover why I backed off of my training, learned to nourish my adrenals with proper nutrition, cut back on caffeine which was incredibly hard at the time, and learned to rebalance my circadian rhythm.  Time Stamps: (0:25) Team Coming Into Town (1:32) The Adrenals (3:05) My Hormone Healing Journey (5:15) What To Look For With Adrenal Fatigue (9:15) Pulling Back Intensity (11:25) Nourishing Your Adrenals (14:28) Magnesium Rich Foods (16:18) Hydration and Electrolytes (19:12) Proper Supplementation (19:54) Cutting Back on Caffeine (21:15) Prioritizing Sleep (25:05) We Can't Work With Everyone---------------------Follow @vanessagfitness on Instagram for daily fitness tips & motivation. ---------------------Download Our FREE Metabolism-Boosting Workout Program---------------------Join the Women's Metabolism Secrets Facebook Community for 25+ videos teaching you how to start losing fat without hating your life!---------------------Click here to send me a message on Facebook and we'll see how I can help or what best free resources I can share!---------------------Interested in 1-on-1 Coaching with my team of Metabolism & Hormone Experts? Apply Here!---------------------Check out our Youtube Channel!---------------------Enjoyed the podcast? Let us know what you think and leave a 5⭐️ rating and review on iTunes!

Audition trends, career pivots, and pragmatic advice for young opera talent... It's all coming up in our 2-part series of Key Change with Chandler Johnson, Director of the world renknowned Santa Fe Opera Apprentice Program for Singers. *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange.

On 6 April 2025, key consumer protection provisions set out in the landmark UK Digital Markets, Competition and Consumers Act (DMCCA) entered into force. In addition to introducing some significant substantive changes to the law, the DMCCA provides the CMA with powers to directly enforce consumer protection law for the first time, and the ability to fine businesses up to 10% of global turnover for infringements. In this edition of the Essential Antitrust podcast, host Jenn Mellott is joined by consumer protection law partner Andrew Austin, antitrust partner Rikki Haria and disputes senior associate Kate Collister to discuss these changes, the CMA's enforcement priorities, and what businesses should be doing now and over the months ahead. For more detail, you can read our recent blogs on the new provisions and the CMA's enforcement priorities. You can also subscribe to our DMCCA client toolkit for further insights and information, updated on a rolling basis to ensure you have the most current and relevant information to navigate the new regulatory landscape.  

Ever wondered how the federal budget actually gets released and what it's like being locked in a room with no internet while it happens?In this bonus episode, Ana & Tash break down the 2025 Federal Budget highlights and Tash gives you a behind the scenes look at what it's like attending the budget lock up in Canberra.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In episode 172 of the Guitar Music Theory podcast, I answer listener questions about playing styles, overcoming physical limitations, key changes in songs, barre chord techniques, music theory exercises, slowing down music, and more. Riff Rockers Zoom class details: https://www.guitarmusictheory.com/riff-rockers-zoom-class/ Enroll in a free video course and join the email list: https://www.GuitarMusicTheory.com

My guest today is James Acaster, a comedian, author, musician, and interviewer. He's filmed comedy specials for HBO and Netflix, which are hilarious and high concept. His musical project, Temps, has released an album and an EP. He's written multiple books, including one about how the year 2016 was the greatest year for music. James also co-hosts the food podcast Off Menu, with comedian Ed Gamble. And I've listened to more hours of Off Menu than any other podcast. James and Ed don't know it, but they're my best friends. And I have lured James out of the parasocial relationship that we have in my head and into this conversation with me, to talk about a song that had a profound effect on his life.For more, visit songexploder.net/keychange. You can listen to "Hey Ya!" by OutKast here.

What is the minimum age you have to be to start training at the Santa Fe Opera? What are 3 ways you can volunteer at the Santa Fe Opera? What secret do we reveal on Season 6, Episode 2 about our new Director of Community Engagement, Charles Gamble? *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange.

What do disco naps, pantsuits, and chili preferences have to do with life at the opera? If you're new to the art form in general and Key Change specifically, welcome! And don't worry, all will be revealed. To our returning fans, a hearty welcome back! We're excited to share another season and a fresh focus with you. Back to that opening inquiry... “I was thinking it would be really great if we did a lightning round together where we got to know a little bit more about each other and about what's coming up this season,” explains Olga, making her official debut as Key Change co-host, alongside three-season veteran Anna Garcia. Their answers reveal a lesser-known fact about opera: it's more approachable and playful than newcomers might think.  This season, we're pulling back the curtain further on accessibility via Santa Fe Opera's brand new partnership with the University of New Mexico Department of Music. But we haven't abandoned new works or the original mission of Opera For All Voices (the initiative that launched this podcast). Instead, Key Change is momentarily adjusting its spotlight to focus on the development and evolution of new voices. “I've loved learning about the process of the artists, teams, our community members, our teaching artists, and administrative staff,” says Anna of this season. “Everybody has their origin story, and I think our audience really wants to hear that aspect. It's kind of like the backstage of opera.” Change is key, as we like to say. We're glad you're along for the ride.  “CATCHING UP ON KEY CHANGE” RECOMMENDED PLAYLIST Season 1 Episode 1: Setting the Stage: New beginnings, heightened expectations, the heart of opera, and the Santa Fe of it Episode 5: Other Duties As Assigned: The role of education & community outreach in opera companies  Season 4 Episode 6: A Day in the Life Before a World Premiere Episode 7: Telling Hard Truths Episode 8: Hometown to the World Debuts on Broadway Season 5 Episode 3: Harmony in Process: The Young Voices of the Santa Fe Opera with Amy "Process" Owens  Episode 8: An Opportunity to Encounter Excellence (and Big News!)  *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Share your favorite opera moments and questions with Community Engagement: agarcia@santafeopera.org Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange.

Coming up on Season 6, Episode 1 of Key Change... *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange.  

Key Change is a conversation series within Song Exploder, where I talk to fascinating people about the music that's transformed them. My guest today is Hanif Abdurraqib, a poet, cultural critic, and New York Times bestselling author of books like They Can't Kill us Until They Kill Us, Go Ahead in the Rain: Notes to A Tribe Called Quest, and A Little Devil in America, which won the Andrew Carnegie medal for nonfiction. I've been a guest on Hanif's podcast, Object of Sound, and I just love reading and hearing his thoughts about music. When I first started toying with the idea for this Key Change series, I was specifically excited about the idea that it could give me the chance to have Hanif on as a guest.For more, visit songexploder.net/keychange. You can listen to "Lost in the Supermarket" by The Clash here. 

What does it take to build a rewarding and sustainable career in opera? What happens when you realize you don't really have the drive to BE an opera singer? How do you find the courage to take more creative risks in your own work and life? The answers to these questions and more on Key Change Season 6 from the Santa Fe Opera Department of Community Engagement and Education, with the returning co-host you know and love, Anna Garcia, and the new co-host you're going to love, Olga Perez Flora! If you're new here, catch up on seasons 1-5 with this recommended playlist: Season 1 Episode 1: Setting the Stage (June 29, 2018) Episode 5: Other Duties as Assigned (July 25, 2018) Season 2 Episode 2: A Seat at the Table (April 17, 2019) Episode 8: Gender is Not Genre (May 29, 2019) Season 3 Episode 6: Building a Better Society with Florida International University Music Students (August 25, 2021) Season 4 Episode 2: Influence and Inclusion (June 22, 2022) Episode 4: Story With Purpose: The Origin of the Pueblo Opera Cultural Council (July 13, 2022) Season 5 The whole season! But if we have to choose… Episode 2: Making Learning Sticky (April 17, 2024) Episode 7: What's Opera to a Bunch of High School Students? (November 13, 2024) Episode 8: An Opportunity to Encounter Excellence (December 4, 2024) *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange.  

What does it take to build a rewarding and sustainable career in opera? What happens when you realize you don't really have the drive to BE an opera singer? How do you find the courage to take more creative risks in your own work and life? The answers to these questions and more on Key Change Season 6 from the Santa Fe Opera Department of Community Engagement and Education, with the returning co-host you know and love, Anna Garcia, and the new co-host you're going to love, Olga Perez Flora! If you're new here, catch up on seasons 1-5 with this recommended playlist: Season 1 Episode 1: Setting the Stage (June 29, 2018) Episode 5: Other Duties as Assigned (July 25, 2018) Season 2 Episode 2: A Seat at the Table (April 17, 2019) Episode 8: Gender is Not Genre (May 29, 2019) Season 3 Episode 6: Building a Better Society with Florida International University Music Students (August 25, 2021) Season 4 Episode 2: Influence and Inclusion (June 22, 2022) Episode 4: Story With Purpose: The Origin of the Pueblo Opera Cultural Council (July 13, 2022) Season 5 The whole season! But if we have to choose… Episode 2: Making Learning Sticky (April 17, 2024) Episode 7: What's Opera to a Bunch of High School Students? (November 13, 2024) Episode 8: An Opportunity to Encounter Excellence (December 4, 2024) *** Key Change is a production of The Santa Fe Opera, Department of Community Engagement & Education. Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Anna Garcia & Olga Perez Flora Audio Engineering: Collin Ungerleider & Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous support of the Hankins Foundation, Principal Education Sponsor of the Santa Fe Opera. To learn more, visit SantaFeOpera.org/KeyChange.

In this episode we discuss the major immigration changes following President Trump's return to office. From stricter vetting for visas and executive orders impacting deportations to the potential review of the USMCA and marriage-based immigration concerns—this episode covers everything you need to know. Tune in to learn how these policies could impact your immigration status, and what steps you can take to stay compliant and secure your future in the U.S.

Unlocking Financing Opportunities: Insights from Matt Pickering at National Bank In this episode of our podcast, I had the pleasure of welcoming back Matt Pickering, a seasoned expert in financing from National Bank. Joined by my co-host Aisha, we dove deep into the latest developments in the financing world, particularly focusing on the changes that […] The post Navigating the New Financing Landscape: Key Changes for 2024 and Beyond first appeared on Sarah Larbi Developments.

Key Change is a new conversation series within Song Exploder, where I talk to fascinating people about the music that's transformed them.My first guest is Sophie Thatcher, an actor and musician whose credits include starring in the TV show Yellowjackets, the film Heretic, and the new movie Companion. I met Sophie through Companion, because I composed the score to the film, and she contributes vocals to a few of the tracks I wrote. For this episode, we discussed how "Waltz #1" by Elliott Smith shaped Sophie's tastes and work. For more, visit songexploder.net/keychange. You can listen to "Waltz #1" by Elliott Smith here. 

Subscribe to DTC Newsletter - https://dtcnews.link/signup Welcome to the DTC Podcast! In this episode, Eric sits down with Dougie from Pilothouse's Google team to dive deep into how to leverage Google Ads' Performance Max (PMAX) campaigns for demand capture while building long-term growth strategies. With the recent Google update allowing shopping campaigns to compete with PMAX on ad rank, Dougie shares actionable insights for structuring hybrid campaigns, integrating first-party data, and tracking true incrementality. Whether you're looking to optimize your ad spend or balance top-of-funnel and lower-funnel efforts, this episode has you covered. Key Takeaways: PMAX vs. Shopping: Learn why hybrid campaign structures work better than running PMAX alone, especially for targeting both warm and cold audiences. Top-of-Funnel Investments: How efforts like TV and YouTube ads create a "halo effect" on demand capture—but only when backed by sufficient budgets. Attribution Hacks: Why GA4, Northbeam, or Triple Whale should supplement Google's in-platform attribution to avoid over-attributing conversions. Practical Adjustments: Dougie explains how feed management, segmentation, and careful audience targeting maximize PMAX performance over time. Whether you're scaling your DTC brand or refining your Google Ads strategy, Dougie's insights will help you navigate the challenges of 2025 and beyond. Timestamps 0:00 - Introduction to PMAX Updates 2:00 - Key Changes in PMAX Ad Prioritization 4:30 - Shopping Campaigns vs PMAX Strategies 7:00 - Leveraging Audience Signals for Better Results 9:30 - Attribution Challenges with PMAX 12:00 - Optimizing Campaigns for Long-Term Performance 14:30 - Incremental Value and Third-Party Tools 17:00 - Attribution Limitations and Platform Insights 19:00 - Google Ads Heist Warning & Closing Thoughts Hashtags #PMAXUpdate #GoogleAds #DigitalMarketing #EcommerceGrowth #AttributionStrategy #AdCampaigns #PerformanceMax #GoogleShopping #MarketingInsights #YouTubeAds Subscribe to DTC Newsletter - https://dtcnews.link/signup Advertise on DTC - https://dtcnews.link/advertise Work with Pilothouse - https://dtcnews.link/pilothouse Follow us on Instagram & Twitter - @dtcnewsletter Watch this interview on YouTube - https://dtcnews.link/video

Updates from Penn State's first week of the offseason includes the defensive coordinator search, transfer exits at receiver and an NFL Draft declaration at linebacker. Plus, we sort through the Nittany Lions' 2025 transfer class. Enjoy compete Penn State coverage anytime at Lions247.com. Follow the team on X: @Lions247 @TDsTake @danieljtgallen @tyler_calvaruso @MarkXBrennan. Follow or subscribe to the Lions247 Podcast on Spotify, Apple Podcasts, Stitcher, or wherever you get your podcasts. And watch every episode on YouTube. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode, Joe Grogan speaks with Dr. Anthony Lo Sasso, a health economics expert, about the complexities of health insurance, healthcare access, and the role of employers in the healthcare system. They discuss the evolution of health economics, the misconceptions surrounding health insurance, and how these misunderstandings impact health outcomes. The conversation also covers the implications of employer-sponsored insurance and its influence on access to care. Throughout, Dr. Lo Sasso emphasizes the need for more public engagement from economists and the importance of understanding the dynamics of the healthcare market. For further reading, check out the articles discussed in the episode: Health Care Reform: The Tax Exclusion Dilemma: https://thehill.com/opinion/healthcare/5004743-health-care-reform-tax-exclusion/ Misconceptions About Health Insurance: https://thehill.com/opinion/healthcare/5046301-health-insurance-misconceptions/

Shift to your HIGHEST self! Let go of your baggage once and for all with this insightful and inspiring episode with Manifestation Coach PAGET KAGY! Learn what your past traumas actually mean for your current self, and learn how to use your past as a jump board rather than an anchor. This episode will help you *manifest all of your dreams* at an accelerated pace.New episodes every Tuesday! Watch the videos on Youtube: https://www.youtube.com/@billiondollarbbFollow Tara at @taruhhh on Instagram and Tik Tok

Send us a textGuest's Fitness JourneyInspired by Ashley Kaltwasser's videos after two years in the gym.Started as a beginner with no athletic background, gained 15 lbs after marriage.Discovered bikini competitions while stationed in Japan with the military, with no social media influence at the time.First Competition ExperienceBegan competing in Germany; lacked stage readiness and had an unfit coach.Struggled with posing and mindset—initially indifferent about placing but later became emotionally invested.Learned it's normal to lose in the first show and not to expect immediate success.Competition History (7 Shows Since 2022)2022: Two shows, lacked proper preparation and results.2023: Competed in Germany, switched to a strict coach 7 weeks out, followed an intense vegetarian egg-white-based diet, and placed 3rd in Texas. Improved posing significantly.2024: Two shows after a 12-week cut, placed 4th in both, including the competitive Republic of Texas show.Lessons Learned & GoalsKey takeaway: Stay consistent with diet and training, no cheating if you want results.Big goal: Earn a Pro Card, grow during the offseason, and continue competing.Key Changes & Support SystemBest improvement: Followed the plan diligently, hired expert posing coaches (Lauren Dannenmiller or Bec from Posing School).Suit color: Aquamarine, perfectly complemented her skin tone.Transitioned careers from photography to vet tech.Training & NutritionCardio peaked at 2 hours/day.Follows a meal plan without focusing on calorie count for better mental adherence.MindsetFocus on enjoying the stage experience rather than obsessing over placing.Accepts the subjectivity of the sport; success requires patience and persistence.Cautions against gambling with shows or coaches—find a reliable support system.Closing MessageEmbrace the journey, celebrate progress, and remain disciplined—it's a marathon, not a sprint.Follow IG: https://www.instagram Welcome to Cupcakes & Protein Shakes, the podcast that gives you the tools and inspiration you need to achieve your fitness and wellness goals. Follow your host Savana Sharp on Instagram, YouTube, and TikTok for even more great content and insider tips. Join the community on Facebook! We've got some fantastic discount codes and links to share with you today! Use code "SAVANAS" for 10% off your purchase of Angel Competition Bikinis, and sign up for a free consultation with Savana to design your dream competition suit. If you need help with bikini posing, book a session with Savana at https://calendly.com/savanasharpposingIf you would like to work 1:1 for bikini prep or lifestyle coaching with Savana please apply for coaching here: https://savanasharp.com/lifestyle-coaching-application/ Looking for some sweet Cupcakes & Protein Shakes merch? Check out our store at https://www.bonfire.com/store/s...

Set Point Shift Solution: https://alanabonnemann.com/weight-set-point/In this highlight, Kimberly touches on the physical and hormonal changes of perimenopause, what to watch for, and tips for managing weight shifts effectively. More about Kimberly Verbeke: https://avitabydrv.com/Work with AlanaWant to learn more about how to change your set points to reach your feel good weight? Head over to: ⁠https://alanabonnemann.com/resources/⁠- If you want to get laser-focused on your individual needs, book a free 1:1 Wellness Chat: ⁠https://alanabonnemann.com/ready-to-get-started/⁠Otherwise, let's stay social: https://instagram.com/naturopath.alana⁠

On this episode of Shift with CJ, we dive into the fascinating world of brain science with Dr. Fredric Schiffer, Harvard psychiatrist, author, and the mind behind Dual Brain Psychology. Dr. Schiffer breaks down how understanding the brain's left and right sides can help us tackle anxiety, trauma, addiction, and more. You'll learn about easy, practical ways to tap into your mind's power and gain insights into your emotional well-being.What We Talked AboutDual Brain Psychology 101Turns out, your left and right brain are like two personalities with their own perspectives. One side might be logical, while the other is emotional—think “teamwork or tension.”Why Trauma Sticks AroundPast trauma doesn't just vanish—it hides in one side of the brain, affecting your emotions and behaviors without you realizing it.Cool Brain HacksSimple tricks like using an envelope or even your hand to block one side of your vision can shift your mood and help you process tough emotions.Healing Tools Anyone Can UseNo fancy gadgets needed! Dr. Schiffer's techniques are low-tech and accessible. But if you're into cutting-edge biohacking, his LED light therapy might blow your mind.Eastern Wisdom Meets ScienceThe conversation ties ancient ideas like yin-yang and energy channels to modern neuroscience. It's all about balance.Key TakeawaysYour Brain is a Tag Team: Each side of your brain has a role, and sometimes they clash. Learn to get them working together.Trauma's Long Shadow: Big or small, past trauma can shape your present. Recognizing it is the first step to healing.Simple Fixes Can Work Wonders: Tools like visual field exercises or naming your emotional side can help manage stress in real time.Your Brain Can Be Rewired: With consistent practice, you can retrain your brain to respond better to life's challenges.Patience is Key: Change takes time, but it's totally worth it.Try These 5 Things TodayPlay the Envelope Game: Block one side of your vision and see how your emotions shift. This little trick can help identify which brain side dominates your stress.Talk to Yourself: Give names to the logical and emotional sides of your brain (e.g., “Logical Lucy” and “Emotional Emily”) and have a chat when you feel out of whack.Revisit Your Past: Think about a past trauma—how does it affect you today? Reflecting on it with an open mind can help you let it go.Shift Your Focus: When you're feeling overwhelmed, use visual or light-based techniques to recalibrate your brain's balance.Go Easy on Yourself: Healing and growth don't happen overnight. Keep at it, and don't rush the process.Why You'll Love This Episode Dr. Schiffer makes brain science approachable, with practical tips and mind-blowing insights that are easy to apply. Whether you're struggling with anxiety or just want to understand yourself better, this episode is packed with tools to help you thrive.

Gags Tandon and Grizz Khan team up for a new regular video podcast on Anfield Index. The duo to discuss the fallout from Liverpool's 3-3 draw at Newcastle and look ahead to Saturday's Merseyside Derby against Everton at Goodison Park. How will Liverpool lineup? Learn more about your ad choices. Visit podcastchoices.com/adchoices

This presentation panel was recorded 21 November 2024. Please join us live for future shows for the chance to participate in the chat and ask your own questions! You can sign up for these events and see more free thought leadership content in the ⁠⁠⁠⁠⁠⁠⁠⁠⁠Knowledge Center⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠at RQMplus.com. Thank you for tuning in.

We've arrived at the end, or the beginning, depending on how you mark time. Key Change co-hosts Andrea Fellows Fineberg and Anna Garcia close out this podcast season with an epic career coda and an equally impressive introduction. Join us as we say farewell (but not goodbye) to Andrea and welcome Olga Perez Flora, DMA, Associate Professor of Voice, University of New Mexico (UNM), who will assume Key Change co-hosting duties next season. And what would our final episode of the year be without a trip in the trusty Key Change Time Machine? Cue the tears and cheers as we set a course for legacy-defining moments and forward-focused collaborations.  “I have big dreams,” says Olga, the visionary educator and performer excited to “pay it forward” with a collaboration between UNM and Santa Fe Opera. This partnership offers students multiple pathways into performance and other careers in opera. “My dream is for us to build on what has already been happening and give students at UNM just a little bit more room to learn what the professional side of opera is like,” Olga explains. “We're gonna work locally toward global impact,” affirms Andrea, who exits Santa Fe Opera after 33 years of championing broader student access to and community engagement with the art form. She leaves behind an enduring legacy that includes Opera For All Voices and this podcast, but not before previewing her exciting new synergies with Santa Fe Opera.  And that's the curtain call for season five! FEATURING Olga Perez Flora, Mezzo-soprano, Voice Area Head, Associate Professor of Voice, University of New Mexico Charles Gamble, Director Of Community Outreach, Santa Fe Opera Andrea Klunder, producer, Key Change Podcast MENTIONED IN THIS EPISODE Opera For All Voices Young Voices Program | Santa Fe Opera Opera Storytellers Summer Camp | Santa Fe Opera Shoes For The Santo Niño The University Of New Mexico School Of Music Florida International University School of Music & Performing Arts Ernesto Lecuona Leo Brouwer José María Vitier Nathan Salazar Marcy Rendon Brent Michael Davids Del Sol Quartet University Of Michigan School Of Music, Theatre, & Dance  RELATED EPISODES Harmony In Process: The Young Voices Of Santa Fe Opera With Amy “Process” Owens Making Learning Sticky: Creative Compassion For Kids And Educators Through Opera With Charles Gamble Music Born Out of a Modern Experience: The Pigeon Keeper Orchestral Workshop Building a Better Society with Florida International University Music Students The View From 20,000 Feet: An Interview with General Director Charles MacKayConnections Across Time and Space: Opera in the Cosmo Hometown to the World: Discovering "Postville" with Laura Kaminsky and Kimberly Reed *** Key Change is a production of The Santa Fe Opera in collaboration with Opera for All Voices. Produced and edited by Andrea Klunder at The Creative Impostor Studios Hosted by Andrea Fellows Fineberg & Anna Garcia Audio Engineer: Kabby at Kabby Sound Studios in Santa Fe Technical Director: Edwin R. Ruiz Production Support from Alex Riegler Show Notes by Lisa Widder Theme music by Rene Orth with Corrie Stallings, mezzo-soprano, and Joe Becktell, cello Cover art by Dylan Crouch This podcast is made possible due to the generous funding from the Hankins Foundation, the Andrew W. Mellon Foundation, and an Opera America Innovation Grant supported by the Anne & Gordon Getty Foundation.   To learn more about Opera For All Voices, visit SantaFeOpera.org. And for more Key Change, visit SantaFeOpera.org/KeyChange  

Using Strengths to Believe in Yourself From time to time, everyone struggles to believe in themselves. Especially when faced with challenges and changes in their lives. Too often, this doubt can lead to feelings of inadequacy, and hold us back from the growth we desire. That's why we look to our talents: to identify and question limiting beliefs, so we can shift our mindset to take actionable steps toward our goals, no matter how unattainable they may seem. As always, this episode is packed with insights and practical tips to help you believe in yourself and take those next steps on your journey of development and growth.