POPULARITY
The world is full of salons! And oftentimes they all start to look and feel the same. But then occasionally you see something or talk to someone, and you realize that they have taken a different path, that they have different values and they have had the courage to pursue their own vision of what a salon should not only look and feel like, but also how it should operate as a business, and how it should integrate into the community and the lives of both the clients and the people who work there. My guest on today's Podcast are Toby Dicker and Amanda Faith who are the co-founders and partners in The Chapel salon group based in and around London. In today's podcast we discuss: The importance of nurturing the individual The client experience… and how you make people feel and Charging for services based on time And lots more! In this Episode: [0:01:18] An introduction to today's guests, Amanda Faith and Toby Dicker, and what you can expect to learn from them in today's episode. [0:03:03] Amanda shares where her love for hairdressing originated, and the passion she has for the industry. [0:05:05] The lightbulb moment that changed the course of Amanda's career. [0:06:19] Skills Toby has which complement Amanda's creativity, and the journey they are currently on together. [0:08:55] What Toby loves most about running his own business, despite the challenges. [0:10:50] Why Amanda and Toby's business, The Chapel Group, caught my eye. [0:12:08] The inspirational goals that Amanda is trying to achieve through her salons. [0:15:05] Reasons that Toby and Amanda chose the locations where their 6 salons are situated. [0:16:40] Elements that differentiate Chapel salons from the numerous other salons that exist. [0:19:28] Care that Amanda and Toby took when deciding on the buildings in which they were going to open their salons. [0:21:48] Building community and individuality are key pieces of The Chapel's model. [0:23:55] The process that Toby and Amanda have gone through in order to design salons that uphold the principles of The Chapel salon group. [0:26:55] Everything in The Chapel salons has a purpose, even the colour of the walls. [0:29:44] Toby explains some of the expensive mistakes that he and Amanda have made along their journey. [0:32:04] Advice from Toby regarding buying versus renting properties. [0:33:13] The demanding nature of the work of a hair stylist, and the burnout that Amanda experienced as a result. [0:34:03] Amanda shares the process of recovery that she went on, and how she helps her team members to avoid the struggles she experienced. [0:37:27] The importance of individualisation, and how price lists take away from this. [0:39:12] Impacts of the COVID-19 pandemic on The Chapel salons, and the factors that have contributed to their success through this difficult time. [0:42:05] Responsibility that Amanda feels to help people be true to themselves. [0:43:47] Experiences with guests that chipped away at Amanda's creativity. [0:45:23] Problems that Toby noticed with regular hairdressing price lists. [0:47:06] The decision Amanda and Toby made to charge by time, and the benefits that have come from this. [0:48:48] How the pricing system at The Chapel salons works. [0:50:43] The team dynamic that is the backbone of The Chapel salons. [0:53:30] Exciting changes that Amanda expects to see in the hairdressing industry in the future. [0:54:37] Concerns that Toby has about the business models that many hairdressers are currently adopting. [0:57:14] Toby shares more details about The Chapel's pricing structure, and why they do not do online bookings. [1:00:00] Almost everything is built into the hourly rate. [1:00:57] How Toby and Amanda manage prices for different markets, while maintaining consistency. [1:02:00] Relationship building with guests; a core pillar of The Chapel salons. [1:03:54] Valuable advice from Amanda for anyone who wants to transition to a model like theirs. [1:06:50] Reasons that people choose to come to The Chapel salons over other salons. [1:08:34] Toby puts to rest the biggest hesitancies that people have around the charge-for-time model. [1:09:42] Ways that The Chapel offers an experience that is about so much more than cutting hair. [1:10:47] How the charge-for-time model benefits the hairdressers. [1:13:29] Why you won't be able to find The Chapel on social media platforms, and ways that you can connect with Amanda and Toby. Links and Resources: Grow My Salon Business Club House @antonywhitaker Amanda Faith Email: amanda@thechapel.co.uk The Chapel Website | Instagram
I am Toby Brown, a multi-conglomerate entrepreneur and CEO of two majorly successful brands: TB Realty, Oklahoma City's leading real estate property management firm, and Success Vodka, a newly acquired brand that is already ruling OKC's liquor industry. Working in every facet of real estate for almost 20 years, I am coaching newcomers on what it takes to succeed in the industry. Whether you're wanting to invest in your first property, or wanting to dive into property management, I can help you sharpen your skill set, launch your career and ultimately build the legacy you desire. I am excited to get started in the process to inspire and motivate those with a strong work ethic. What you will learn in this episode: Why Toby primarily focuses on buy and hold real estate strategies rather than selling How Toby got involved in real estate investing with a $7000 foreclosure property Why Toby was known as the “Section 8 Landlord” What steps Toby recommends for risk-averse people who want to get involved in real estate investing Why Toby has began to implement a rent-to-own model on 60% of his investment properties How Toby has “fired himself” and now works only in the areas that best fit him in his business Resources: Facebook: www.facebook.com/itsmetobyinc Instagram: www.instagram.com/itsmetobyinc Twitter: www.twitter.com/itsmetobyinc LinkedIn: https://www.linkedin.com/in/tobyinc/ “Top 5 Mistakes to Avoid Losing Money in Real Estate Investing:” https://www.tobyinc.com/pl/279838 Mentoring Opportunities: www.tobyinc.com Additional resources: Follow Chris and Zach on Club House to learn even more about deal structures and how to get 3 paydays from your real estate investments. If looking to secure some lines of credit for your business, check out Fund and Grow – Visit our Resource page at https://www.smartrealestatecoach.com/resources Schedule a FREE Strategy Call: SmartRealEstateCoach.com/action Register for our free masterclass: www.SmartRealEstateCoach.com/mastersclass Real Estate on Your Terms by Chris Prefontaine SmartRealEstateCoachPodcast.com/webinar SmartRealEstateCoachPodcast.com/ebook SmartRealEstateCoach.com/QLS Smart Real Estate Coach Podcast Sponsor: Paul G. Dion CPA, CTC
On this episode of the Treasury Career Corner podcast, I’m joined by Toby Shore, Senior Director, Group Treasury, Risk and Insurance at Emirates Global Aluminium PJSC [EGA]. Toby's primary role is to oversee and manage the liquidity profile, risk management strategies, and capital structure at EGA related to cash management's treasury operations, counterparty credit risk management, financial risk management, insurance, global tax, and risk and business continuity management. He is responsible for the development and articulation of EGA's enterprise wide risk management philosophy (including business continuity and crisis management), the implementation of an integrated risk management framework and platform. He has over-arching management responsibility to manage and report on the financial, operational and strategic risks of the company. EGA is the world's largest premium aluminium producer and the biggest industrial company in the United Arab Emirates outside oil and gas. They operate aluminium smelters in Abu Dhabi and Dubai, an alumina refinery in Abu Dhabi, and a bauxite mine and associated export facilities in the Republic of Guinea. EGA is owned equally by Mubadala Investment Company of Abu Dhabi and Investment Corporation of Dubai. On the podcast we discussed… How Toby’s unusual career background led him to a career in treasury The advantages of his unique experiences gave him How Toby leveraged the events of the 2008 financial crisis to his career’s advantage Why education upskilling is key to his team’s development How robotics is beginning to make an impact on the industry What the two big areas treasurers should focus on next Toby’s three top tips for anyone who wants to break into a treasury career If you want to get in touch with Toby, you can connect with him on https://www.linkedin.com/in/toby-shore/ (LinkedIn). Assess your skills with the http://treasuryskillswheel.com/ (Treasury Skills Wheel). Are you interested in pursuing a career within Treasury? Whether you’ve recently graduated, or you want to search for new job opportunities to help develop your treasury career, The Treasury Recruitment Company can help you in your search for the perfect job. http://www.treasuryrecruitment.com/jobs (Find out more here). Or, send us your CV and let us help you in your next career move! If you’re enjoying the show please rate and review us on whatever podcast app you listen to us on, for Apple Podcasts https://podcasts.apple.com/gb/podcast/the-treasury-career-corner/id1436647162#see-all/reviews (click here).
Today I have Toby Shore on the podcast. Toby is the treasurer at Emirates Global Aluminium. It’s a merger of the two largest aluminium businesses in the Emirates. I want to have him as a global citizen and someone who moved around and as someone who has interesting things in his career. In this episode we discuss: What brought Toby to the treasury The highlights of his career Similarities, differences, and the changes from a treasury perspective across the various industries His learnings from working in different jurisdictions The challenge in moving in Dubai His approach to networking throughout his career His perspective about mentors What he wishes he had known at the start of his career What he looks for people when hiring What makes a successful treasury in the eyes of the executives How Toby sees the role of the treasury changing in terms of advancing technology
Toby Ord is a philosopher and Senior Research Fellow at Oxford’s Future of Humanity Institute. He focuses on the big picture questions facing humanity such as global poverty, health, the long term future of humanity and the risks which threaten to destroy our entire potential. Toby is also the author of a new book called, The Precipice: Existential Risk and the Future of Humanity. How does he research and think about future risks and possibilities? Toby says, “I have looked into a lot of the astrophysics of questions about the earth's lifespan and things like that. And when it comes to particularly the risks that we might face over the next 100 years. Yeah, I've had to read a lot about science and technology and really talk to a lot of experts. That's been a real focus with the book. It looks at a lot of issues in cutting edge science and I really... This is a real area where it's easy to screw it up when you're writing a book like this if you have a great idea about something closer to your own discipline, but then you have to say a lot of things about other disciplines for it to make sense. It's easy to just kind of make it up. So I wanted to really make sure I didn't do that. And I talked to really the cutting edge experts in all of these different risks and I also have them look over the book before it went to print to make sure that I hadn't made any errors and that I was faithfully conveying the cutting edge information about these things.” In his book Toby breaks up the future risks into three categories: Natural Risks such as asteroids, super volcanoes, and stellar explosions Anthropogenic Risks such as nuclear weapons and climate change Future Risks such as pandemics and unaligned AI Toby also spends a lot of time advising governments and leaders at organizations around the world. When it comes to the things they are most concerned about Toby says, “So some of this was on my earlier work about global poverty. So trying to understand how we can most effectively help people in poor countries. And some of it has been... Yeah on future trends and technologies and ideas for example, about interest in AI and work. I would like them to always be asking me these other questions about existential risks. These are risks to the entire future of humanity and what they could be doing to protect us. They don't tend to ask me about that. Hopefully, after this book comes out, they will... But my experience when talking to them about those existential questions is that... And they say, "Wow that's really interesting, but it's above my pay grade." And everyone seems to react like this at least up all way through the national level of government. That it's something where it just feels a bit too big for them to deal with. And they're used to thinking about the new cycle the next week or so or about the election cycle. But something that's, that you're talking about, what do we need to put in place such that we can be protected from engineered pandemics in 20 or 30 years time? How do we need to start working now in order to avoid that? It's so far beyond their normal horizons and it's at such a level thinking about not just a country and not even just global level, but the entire future of humanity that they're not really used to thinking about those questions at all. And I'm hoping to make them better at thinking about these things.” But despite all these risks Toby is not pessimistic. He shares, “We have the potential to have a really great future. It's not a pessimistic book. And I think that we want to with clear eyes see the types of risks see how high they are and then act appropriately and defend our future, so that we can have a great future going forwards.” What you will learn: How Toby goes about determining what the future risks for humanity will be A look at some of the most immediate risks we face Toby’s view of the future of AI and automation How we can think about the big picture without getting overwhelmed How we are currently doing when it comes to climate change How much technological progress have we experienced
If you’ve been looking for your WHY? look no further than today… Coaches Corner is on your way! Income Hackers welcome to Coaches Corner, the show where you get the chance to experience a LIVE personal coaching session with people from every background at any stage of their real-estate careers. Today, we’ll take a deep dive into the many ways you can get financing, and how to do so even without a down payment. We will learn how to make deals happen regardless of your credit or cash flow, building cash-buyers lists and skiptracing them; we’ll get into wholesaling in detail without your own money, plus joint ventures, partnerships, and much more. Toby is a general contractor and a handyman looking to get his hands into real estate investing but hasn’t got the cash flow required by most hard money lenders. He’s also been struggling to get his hands on lines of credit due to a medical-related bankruptcy just under 2 years ago. Thankfully enough, there is always a third door when it comes to real estate investing, and Ryan will open up his eyes to the assortment of tactics available out there, to open up the game plan and start churning out the deals (and use his experience as added value)! Toby’s background: Toby is a former general contractor and handyman from Richfield, Utah. Been remodeling houses for 20 years. Looking to invest in Colorado, Florida, California, and wherever the market is best. Toby’s WHY? Having financial freedom and being able to afford opportunities for the whole family. A business owner doing remodels and constructions for other people. Hasn’t invested in real estate so far, but is a homeowner and a former renter of 27 trailers. Toby has a good credit score, even though he went through bankruptcy just a few years back. Podcast summary: 06:39 - How Toby has been looking for properties and what’s keeping him stuck. 08:55 - What hard money lenders offer related to the ARV of the property and how is it possible to get 100% financing. 12:25 - Toby’s credit status and financial history 13:08 - Getting a business line of credit, either a true line of credit or credit card stacking, and how it can save you money versus using a traditional lender. 17:05 - Getting a line of credit on your house and going through local credit unions. 20:37 - The value in finding a business partner and syndication. 23:22 - Joint ventures through debt or equity. 25:55 - Finding a business partner. 27:48 - Buying cash-buyers lists and skiptracing. 30:21 - Balloon payments: paying interest rates when selling the property. 32:21 - Wholesaling and building a buyers list. 35:17 - Being the source of the deal and killing two birds with one stone. Episode Resources Realtor.com Meetup.com Investor’s Edge Software
Episode 12 of the BTR Podcast is a very, very special one because my surprise guest for this episode is my husband, Toby Loneragan! In this open and unfiltered conversation, we reveal our real experience working as a team, supporting and complementing each other’s skill sets and building each other up to achieve our goals, without ever stepping into the public role of “power couple.” Here’s a closer look at what we cover in this juicy episode: Where my business began and how we built our new married life together in Bali. Toby shares how he handled my extraverted desire to bring our relationship “online” — and what happened instead. How our honesty policy and love-first attitude has helped us respect and support each other on a much deeper level in both business & life. The importance of having our own thing separately and how running our own companies makes us more reliable and valuable to one another in business. How boundaries impact growth and why they’re a fierce non negotiable for us. Why veering away from being a public “power couple” has actually made us step into our own strengths and power MORE. The most challenging thing Toby has experienced as my partner, biz bounce, my best friend in seeing me build my business. Respecting each other’s values and having boundaries especially between our personal and professional life. How Toby’s strengths and skill set has complemented and helped me so much in my business. Links: Application for the Secret Weapon Coaching
Toby Unwin, co-founder, Chief Innovation Officer and inventor of Premonition, litigation data analytics, mining data, legal proceedings, attorney performance metrics, data scraping technology, leveraging and monetising data.This podcast is all about litigation data analytics and how mining that data can give a litigant a huge advantage in legal proceedings. Stephen Turner interviews Toby Unwin, the Co-Founder, Chief Innovation Officer and Inventor of Premonition, the World's largest litigation database.Toby studied International Commercial Law at Kings College London and began his career in recruitment, eventually founding NetSearch, an online headhunting firm that received 4 offers in the first 27 days of business, valuing it at $160M. Toby Unwin was inaugurated as The Republic of Austria’s Honorary Consul in Orlando, becoming Austria’s youngest Consul of all time. He is also a National Rowing Championship Gold Medallist, an accomplished pilot (holding a World airspeed record) and he speaks five languagesPremonition helps people find the right attorney based upon the type of case and the identity of the Judge hearing the case. Premonition is located in Miami, Florida and has received $5 million after two rounds of funding. The Premonition platform gives users information such as:- the track record of an attorney- the twenty best attorneys for a case- analysis of the history of court decisions on types of cases- which attorney you should appoint to maximise your chances of victoryIn this interview, Toby and Stephen discuss:• How Toby came up with the idea for Premonition?• How law is a credence good, totally lacking in transparency• How hiring the lawyer with the best 'reputation' might just be the worst thing you can do• How performance metrics are transforming the legal market• The unfair advantage that data gives litigants• Why getting started in legal tech is not as hard as it looks since law is still not that advanced technologically speaking• Why when doing something difficult, ignorance can be an advantage• The importance to any tech start-up of having the right CEO (Premonition's is Guy Kurlandski)• The difficulties Premonition experienced when trying to acquire court data• Premonition's data scraping technology and its huge database• How law firms showed no interest in Premonition but their clients did• Why Toby's advice to people starting out in legal tech is, 'just say no to law firms'• Why hourly billing means that most law firms have no interest in tech that makes them more efficient• How most law firms are only interested in legal tech for window dressing• Premonition use cases, e.g. property developers looking for distressed debts getting data on repossession cases• Premonition's heavy users e.g. insurance, general counsel, private equity• Why are law firms so poor at leveraging and monetising data and what should they be doing with it• The free referral service, litagas.comD.Casey Flagherty: Unless you Askhttps://www.legalitprofessionals.com/global-news/8747-d-casey-flaherty-acc-release-free-book-unless-you-askToby Unwin - why is legal technology so bad?https://www.quora.com/Why-is-legal-technology-so-badLaw Secrets Revealedhttps://premonition.ai/laws-secrets-revealed/TO CONNECT WITH TOBY / PREMONITIONEMAIL tu@premonition.aiWEBSITE https://premonition.ai/WEBSITE http://tobyunwin.com/WEBSITE http://litigas.com/TWITTER @Premonition_AITO CONNECT WITH STEPHENWEBSITE https://lawyersoftomorrow.com/EMAIL stephen@lawyersoftomorrow.comTWITTER @stephenjturnerLINKEDIN https://www.linkedin.com/in/stephen-turner-lotFACEBOOK https://www.facebook.com/lawyersoftomorrow.com.page/INSTAGRAM https://www.instagram.com/lawyers_of_tomorrow/GOOGLE+ https://plus.google.com/u/0/113223908025455936851LAW STUDENTS - BOOST YOUR EXAM SCORE BY 10%Free exam techniques ebook - download here https://lawyersoftomorrow.com/If you would like Stephen to interview someone then let him know at: stephen@lawyersoftomorrow.com
Toby Harris with Filtered joined us on a Monday edition and shared his insight to the Learning and Development world. We discussed the company Filtered, the eLearning Network, and machine learning. The conversation in video went very deep on directed learning and the text chat followed with their usual banter. How Toby got into the field Machine learning Global filters and the L&D community Competency frameworks Q&A lightning round This podcast is powered by ZenCast.fm
Get Paid For Your Pad | Airbnb Hosting | Vacation Rentals | Apartment Sharing
There are a number of different ways to take advantage of the Airbnb platform, from listing a room in your own home to re-leasing a rented apartment. You might choose to co-host with a property owner or rent out your entire home while you are away. Some creative hosts even convert unused spaces, turning a shed in the backyard into a tiny home or transforming an attic into a studio apartment. Toby Doré is doing all of this and more, using every Airbnb model that’s out there to generate income through the platform.Toby has been hosting on Airbnb in Lafayette, Louisiana, since March of 2013, and he has a whopping 1,776 reviews! Toby is also a full-time university professor in athletic training, sports medicine and sports psychology. He loves to travel, road-tripping across the US and visiting more than 40 countries in Europe, Central America, and South America.Toby is also a serial Airbnb entrepreneur who utilizes every model: re-leasing, co-hosting and listing his Lafayette home on the platform. He has his own website, Cajun Hostel, as well as a travel blog. Today on the podcast, he shares how an 8-week road trip inspired his Airbnb journey. He offers his take on the pros and cons of each model, explaining which has been the most lucrative and extending his advice around establishing contracts between co-hosts. Listen in and learn how Toby outsources much of his Airbnb business while he works full-time and travels the world!Topics CoveredWhat Led Toby to Airbnb•Read about minimalism in The Joy of Less•Planned 8-week road trip across US•Couple met through music promotion suggested Airbnb•Used platform during trip•Listed 3-bedroom home while traveling•Airbnb profits paid for rental car, gasThe pros and cons of renting his own home•Most profitable of business models•Income pays mortgage, utilities•Profits help pay for international travel•Turned storage shed into tiny house•Converted attic to private studio•Always booked, no place for him to stayThe re-leasing model•Rented affordable, small apartment in downtown Lafayette•Lists studio on Airbnb four months of year while traveling for work•Rented four other houses, but gave up as popularity of hosting increasedThe co-hosting model•Neighbor tired of renters ‘messing up house’•Asked Toby to manage as Airbnb•Split profit after expenses paid (utilities, internet, amenities)•Implementing Airbnb co-hosting platform complicated things•Toby suggests contract defining responsibilities around expensesTricks Toby learned from using Airbnb as a guest•Keycode locks on properties•Automation (i.e.: code sent upon confirmation of booking)How Toby outsources much of his Airbnb enterprise•Bilingual manager handles bookings, reviews•Sister-in-law helps with cleaning•Second cleaner with 17 years of experience•Hires university interns in business, hospitality management•Worldpackers get dorm room in exchange for social media marketing workToby’s Airbnb profits•Receives flat fee for managing upscale house in New Orleans (about 30% of profits)•80/20 split with next-door neighbor•Most rental management companies receive 30-35%•Income from home he owns pays mortgage, utilities + 20% profit•Home improvement loans on tiny home, studio paid off in two yearsConnect with TobyCajun HostelToby’s Airbnb ProfileToby’s Travel BlogResourcesThe Joy of Less: A Minimalist Guide to Declutter, Organize, and Simplify by Francine JayVRBOFlipKeyWorldpackers See acast.com/privacy for privacy and opt-out information.
Toby Tanser is one of the running ambassadors of our time. Not only did Toby convince Prince Harry to run with him, get Gloria Gaynor to meet a runner at the finish of a race, and friends with plenty of other celebrities, Toby is also a sub 2:20 marathoner who founded Shoe4Africa. Toby shares his story about how he went from smoking 20 cigarettes a day, drinking 6 Guinness in a day to running professionally, to where he went to do a training stint in Kenya to improve. Toby realized that for him, it was not about his running and what he wanted to accomplish, but how he could help others, especially the Kenyan runners who were putting absolutely everything into their running. Toby was responsible for the first public childrens hospital in Kenya, and continues to find new ways to help other runners, getting the best Kenyan runners in the world (including Eulid Kipchoge and Mary Keitany) to be involved in his projects. This is for you if you love to hear about the good there is in this world, and want to help others to bring light and joy to those in need. Toby is a runner who is passionate about helping others with their running goals, while helping everyone he can to be in good health, a luxury not everyone can afford. Today's Guest Toby Tanser Founder and CEO of Shoe for Africa, which built the first public children's hospital in Africa. Toby is on the board of directors for the New York Road Runners and organizes lots of events worldwide for charity. What You Will Learn About Why when he arrived in Kenya, he realized running wasn't what he was passionate about, helping people was. Why he gave away all his shoes (Including the ones on his feet), meaning he had to travel back to Sweden without any shoes on, and was consequentially arrested in Paris as a potential vagrant. Why Shoe4Africa doesn't send many shoes to Africa anymore (and what they are doing instead). How Toby got the best Kenyan runners in the world to create peace within tribes by arranging a march for peace. How and why Shoe4Africa built the first children's public hospital in Kenya with 105 beds for children. What you can do to help Toby and Shoe4Africa in the future Inspirational Quotes I wanted to stop, but I was able to keep on going because of the fear. When we compete, we compete against ourselves. We don't really compete against other people. Arriving in Kenya, expecting to just go on a training camp, the country truly changed my life in so many ways. I realized, I wasn't really interested in running, I was interested in other things in Kenya. I saw a place that had immense talent, but so few opportunities. People were giving me pairs of shoes and telling me emotional stories that I never believed possible... I realized it was empowering on both sides. Being a very small charity, we have always been very nimble and work towards the greatest need we can. Kids in Kenya have to go to overcrowded adult hospitals and have to fight for beds. We all know somebody who can help. We are a world of help. It is ingrained in our DNA. I look at the London marathon and what it has done for the world of charity, absolutely amazing. New York is close on its heels now. Mary Keitanys first senior race was a shoe4africa race. Running is such a beautiful sport. Resources Mentioned Last week's episode with Tom Payn Bonus episode with Evie Serventi Shoe4Africa Achilles International Hope and Possibility Race Join Toby's New York Marathon Charity team by emailing Toby Thanks for Listening! I hope you enjoyed today's episode. To share your thoughts: Leave a note in the comment section below. Join the Running for Real Facebook Group and share your thoughts on the episode (or future guests you would like to hear from) Share this show on Twitter, Facebook, Instagram, or Pinterest. To help out the show: Leave an honest review on iTunes. Your ratings and reviews will really help me climb up the iTunes rankings and I promise, I read every single one. Subscribe on iTunes or your favorite podcast player. Not sure how to leave a review or subscribe, you can find out here. Thank you to Toby, I look forward to hearing your thoughts on the show.
How Toby’s dad would handle the lottery, wealth, theology correctors. American culture, eating disorders, and consumerism.